HomeMy WebLinkAbout07-1899IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. :No. 01 - I P9? `
C L
655 PAPER MILL ROAD DE5-013-02-02 tc?c
WILMINGTON DE 19884
Plaintiff : CIVIL ACTION - LAW
vs
REBECCA B WEST
503 W MAIN ST APT 1
MECHANICSBURG PA 17055
Defendant(s)
Filed on behalf of.
Plaintiff, FIA CARD SERVICES, N.A.
Counsel of record for this party:
Date: L(O?
Amy F. Doyle 7062 / Daniel F. Wol 7
Philip C. Warho 'c #86 avid . alloway #873
Tonilyn M. Chippie #8 ar asz
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 128914361
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
REBECCA B WEST
Defendant(s)
NOTICE
: No.
CIVIL ACTION - LAW
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 128914361
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
REBECCA B WEST
Defendant(s)
NOTICIA
No.
: CIVIL ACTION - LAW
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 128914361
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. No Q?`( - 1?Qq 0't v
:No.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS.
CIVIL ACTION - LAW
REBECCA B WEST
Defendant(s)
COMPLAINT
AND NOW, this 19 day of March, 2007, comes the Plaintiff, MBNA America Bank, N.A., by
and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint
and in support avers as follows:
1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a
National Banking Association organized under the National Banking Act with a principal place of
business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884.
2. Defendant, REBECCA B WEST, is an adult individual with a last known address of 503
W MAIN ST, APT 1 MECHANICSBURG, CUMBERLAND COUNTY, PA 17055.
3. It is averred that Defendant was issued an open-end credit account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
CCP Cmplt - MBNA 4
W & A File No. 128914361
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16
(FAA) governed the Agreement and that following disposition through the NAF, judgment may be
entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection with his
purchases of goods, and services, he became bound to all of its contractual terms, which clearly included
an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to
the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and owing is incorporated herein and marked as
Exhibit "B."
8. Defendant did not object to the above-mentioned Statements of Account submitted by
Plaintiff to Defendant.
9. Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
CCP Cmplt - MBNA
W & A File No. 128914361
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $3,082.58.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or
delinquent balances on said account shall continue to bear interest at the rate of 6 %.
12. The amount of interest which has accrued on the aforementioned account is the sum of
$178.87.
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due
from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees
throughout the conclusion of the proceedings.
15. The amount of attorney's fees incurred in this matter is the sum of $462.38.
16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
17. Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
18. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - MBNA 6
W & A File No. 128914361
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of
Plaintiff and against Defendants, in the amount of $3,082.58, plus interest in the amount of $178.87,
plus attorney's fees in the amount of $462.38, plus costs of this action and any other relief as this Court
deems proper and just.
Respectfully submitted,
Q
Date: 22 o
1 i"
Amy F. Doyle 87062 / Daniel F. Wolfson-4206JJ-
Philip C. Warholic #863 avid allowa #8732
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W & A File No. 128914361
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorities. "IN
Date:
Amy F. Doyle 7062 /Daniel F. Wolfson
Philip C. Warholic #863 avi?'dR llowa #87326
Tonilyn M. Chippie #8 ar . Ehasz #86469
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W & A File No. 128914361
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Exhibit "B"
CLIENT NO 001730 MBNA ACCT#C/O9DATE1001/01/69 LSTPYLDTC04/30/0482.58
****** PRIMARY DEBTOR *****
ST-TYPE*M-LAST-NAME
*M-ACCT-NO *M-REC-TYPE*M-CU
5329054518032073 A I WEST
*M-ADDR-2
*M-FIRST-NAME *M-ADDR-1
REBECCA B 510 BREESEWOOD CT
*M-CITY *M-COUNTY *M-STATE*M-ZIP, *M-HOME-PH
MECHANICSBURG PA 170509599 7179753992
*M-WORK-PH *M-DOB *M-POE-NAME
0000000000 10/10/78
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LM01 OM0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODEECOVERER-CODE*M8DEALER-CODE
ATTY
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*OM/COO?DA9TE
PQC 0000 09/17/04 12/05/01
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
3,082.58 .00 .00 3,082.58
04/30/04
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 M12BAMM1A1234
3,082.58 .00 .00
*M-COMMENT-2
001 20040917 0000025 *M-COMMENT-DATE
*M-COMMENT-3 09/17/04
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
25.00 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*OM35ECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R
*M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN M-MIO M-A
-77
rD
CI
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2007-01899 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FIA CARD SERVICES NA
VS
WEST REBECCA B
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
WEST REBECCA B but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
the within named DEFENDANT , WEST REBECCA B
NOT FOUND , as to
503 W MAIN STREET APT 1
MECHANICSBURG, PA 17055
PER LANDLORD, DEFENDANT MOVED TO HERSHEY
OVER A YEAR AGO.
Sheriff's Costs:
Docketing 18.00
Service 9.60
Not Found 5.00
Surcharge 10.00
Postage .39
51,2310 7 ?42.99
So an s we r s y?
R . Thomas' Kline
Sheriff of Cumberland County
WOLPOFF & ABRAMSON
04/27/2007
Sworn and Subscribed to before
me this day of
A. D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS
REBECCA B WEST
Defendant(s)
No. 07-1899
CIVIL ACTION - LAW
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted,
Date: Q
Amy Foyle 7062 / D
Philip C. W olic #8 avid R. Ga ow ay #8732
Tonilyn M. Chippie #8 ar . Ehasz #86469
Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 128914361
AV*-
M
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FIA CARD SERVICES, N.A. No. 07-1899
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS.
CIVIL ACTION - LAW
REBECCA B WEST
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
Y)
served this date by Regular Mail, Postage Pre-Paid on this day of
20C)
REBECCA B WEST
6 ROSEDALE APARTMENTS
HERSHEY, PA 17033
Amy F. Doy #87062 / D o
Philip C. W rholic #8 1 / id R. llowa #87326
Tonilyn M. hippie #8785 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 128914361
C? ? 0
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