HomeMy WebLinkAbout07-1943UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
pleadings@udren.com
Deutsche Bank Trust Company :COURT OF COMMON PLEAS
Americas as Trustee by :CIVIL DIVISION
Residential Funding Company
LLC f/k/a Residential Funding :Cumberland County
Corporation, Attorney in Fact
4828 Loop Central Drive
Houston, TX 77081-2226
Plaintiff
V.
Kristy M. Bitting
205 Willow Mill Park Drive € NO. 67 `AG
??Vl? 4 /
Mechanicsburg, PA 17050
Defendant(s)
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF
YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notification. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero o sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify
us in writing of a dispute within the 30 day period, we will obtain verification of the debt or
a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not
an admission of liability on your part. Also, upon your written request within the 30 day
period, we will provide you with the name and address of the original creditor if different from
the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
UDREN LAW OFFICES, P.C.
/s/ Mark J. Udren, Esquire
Woodcrest Corporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, NJ 08003-3620
(856) 669-5400
1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: National City Mortgage Company d/b/a Accubank Mortgage
Assignments of Record to: Deutsche Bank Trust Company Americas as
Trustee by Residential Funding Company LLC f/k/a Residential
Funding Corporation, Attorney in Fact
Recording Date: LODGED FOR RECORDING
2. Defendant (s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant (s) ,
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant(s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 205 Willow Mill Park Drive
MUNICIPALITY/TOWNSHIP/BOROUGH: Silver Spring Township
COUNTY: Cumberland
DATE EXECUTED: 3/8/04
DATE RECORDED: 3/24/04 BOOK: 1857 PAGE: 4966
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail or
refuses to comply with the terms of the Mortgage as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
3/27/07:
Principal of debt due $115,774.69
Unpaid Interest at 6.50
from 11/1/06
to 3/27/07
(the per diem interest accruing on
this debt is $20.89 and that sum
should be added each day after
3/27/07)
3,070.83
Title Report
325.00
Court Costs (anticipated, excluding
Sheriff's Sale costs) 280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $259.21 and that sum should
be added on the first of each
month after 3/27/07) (227 97)
Late Charges
(monthlyy late charge of $37.80
should be added in accordance
with the terms of the note
each month after 3/27/07)
151.20
Attorneys Fees (anticipated and actual
to 50 of rinci 11
P Pa 5,788.73
TOTAL
$125,162.48
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $125,162.48 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
JNJ
Mark J. Udren, ESQUIRE
UDREN LAW OFFICES, P.C.
Attorney for Plaintiff
Attorney I.D. No. 04302
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OF LAND WITH THE IMPROVEMENT THEREON
ERECTED, SITUATE ON THE SOUTHEAST SIDE OF WILLOW MILL PARK DRIVE,
SILVER SPRING TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BEING
LOT NO. 57 AND LOT NO. 58 "WILLOW MILL PARK" RECORDED IN PLAN BOOK
3, PAGE 7, BOUNDED AND DESCRIBED IN ACCORDANCE WITH A PLAN OF
SURVEY BY WHITTOCK AND HARTMAN, DATED MAY 7,1981 AND BEARING
FILE NO. WM-81-41 N. 8. NO. 686, AS FOLLOWS, TO WIT:
BEGINNING AT AN IRON PIN ON THE SOUTHEAST SIDE OF WILLOW MILL
PARK DRIVE (30 FOOT WIDE RIGHT OF WAY) AT A CORNER OF LOT NO. 59 OF
THE ABOVE MENTIONED PLAN OF LOTS, SAID POINT BEING 51.71 FEET EAST
OF THE SOUTHEAST CORNER OF WILLOW MILL PARK DRIVE AND A 20 FOOT
WIDE RIGHT OF WAY; THENCE EXTENDING FROM SAID BEGINNING POINT
AND ALONG WILLOW MILL PARK DRIVE, SOUTH 77 DEGREES 23 MINUTES 00
SECONDS EAST 103.42 FEET TO AN IRON PIN FOUND AT LOT NO. 56 OF THE
ABOVE MENTIONED PLAN OF LOTS; THENCE EXTENDING ALONG SAME
SOUTH 2 DEGREES 10 MINUTES 00 SECONDS EAST 96.67 FEET TO AN IRON PIN
FOUND AT PROPERTY NOW OR FORMERLY OF ALDIE STIFLER; THENCE
EXTENDING ALONG SAME AND ALONG LOT NO. 95, SOUTH 96 DEGREES 07
MINUTES 53 SECONDS WEST 100.04 FEET (SHOWN IN PRIOR DEED AS SOUTH 87
DEGREES 50 MINUTES 00 SECONDS WEST 100.00 FEET) TO AN IRON PIN AT LOT
NO. 59 AFOREMENTIONED; THENCE EXTENDING ALONG SAME NORTH 2
DEGREES 10 MINUTES 00 SECONDS WEST 126.03 FEET TO THE FIRST
MENTIONED IRON PIN AND PLACE OF BEGINNING.
PARCEL #38-16-1072-008
Litton Loan Servicing LP
P.O. Box 9010
Temecula, CA 92589-9010
Send Payments To: 2202793137
Litton Loan Servicing LP
Attn: Cash Management Department
P.O. Box 4387
Houston, TX 77210-4387
Send Correspondence To:
Litton Loan Servicing LP
Attn: Customer Assistance Response Team
4828 Loop Central Drive KRISTY BITTING
Houston, TX 77081 205 WILLOW MILL PARK RD
MECHANICSBURG, PA 17050
0"Es-,
PRESORT
First-Class Mail
U.S. Postage and
Fees Paid
WSO
20070228-80
EXHIBIT A
0 Aitton Loan Servicing'
2/28/2007
KRISTY BITTING
205 WILLOW MILL. PARK RD
MECHANICSBURG, PA 17050
4828 Loop Central Drive
Houston, TX 77081
Telephone (800) 999-8501
Fax (713) 966-8906
www.littonloon.com
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an offldal Notice that the mor a on our home Is in default and the lender intends to foreclose.
edfic information about the nature of the default is provided in the attached oases.
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM may be able to
help save your home. This Notice explains how the program works
To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY
WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with on when ou meet with the
Counseling Agency.
The name, address, and phone number of Consumer Credit Counseling Agencies serving your County are
lis
ALrency ted at the end of the Notice. If on have a uestion von ma-v call the Penn lvania Housia Finance
toll-free at (8001342-2397 Person with iu ) Aired head-no can n (73 7) 780-1869
This Notice contains important legal information. If you have any questions, representatives at the
Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION 11"MIATAMENTE LLAMANDO ESTA AGENCIA
(PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO
ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE
SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDS IIR SU HIPOTECA.
M
HOMEOWNER'S NAME(S):
PROPERTY ADDRESS:
LOAN ACCT. NO.:
ORIGINAL LENDER
Kristy Bitting
205 Willow Mill Park Rd
Mechanicsburg, PA 17050
14504575
Contact Litton Loan Servicing LP
CURRENT LENDERlSERVICER: Litton Loan Servicing LP
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA
HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure
on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a
"face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS
MEETING MUST OCCUR W1THIII
JTHE NEXT 30 DAYS. IF YOU DO NOT APPLY FOR EMERGENCY
MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT " EXPLAINS HOW TO BRING YOUR
MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling
agencies listed at the end of this Notice, the lender may NOT take action against you for thirty (30) days after the
date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling
agencies for he county m which the propWy is located are set forth at the end of this schedule one `face-to-face meeting. Advise your lender immediately of your intentions. Notice. It is only necessary to
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later
in this Notice (see following pages for specific information about the nature of your default). If you have tried and
are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the
Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign, and file a completed
Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling
agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the
program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency.
Your application MUST be filed or postmarked within thirty (30) days of your "face-to-face" meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT
FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY
PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE
ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed
by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has
sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings
will be pursued against you if you have met the time requirements set forth above. You will be notified directly by
the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FMING OF A PETITION IN BANKRUPTCY,
THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD
NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Brim it un to date.)
NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at:
205 Willow Mill Park Rd
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following
amounts are now past due:
12/1/2006 through 2/1/2007 at $1,015.17 totaling $3,045.51
Other charges Late charges $113.40
Deferred late charges $196.81
NSF charges $0 .00
Deferred NSF charges $25.00
Suspense balance $390.32
TOTAL AMOUNT DUE AS OF THIS DATE
$2,990.40
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: Cure the default.
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this
Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,990.40 PLUS
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30)
DAY PERIOD. Payments must be made either by cashier's check, certified check, or money order made payable
and sent to:
Litton Loan Servicing LP
Attention: Cash Management Department
P.O. Box 4387
Houston, TX 77210-4387
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date
of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the
entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the
mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30)
DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged
property.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off
the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender
begins legal proceedings against you, you will still be required to pay the reasonable attorney's fee that were actually
R °,?1.r incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable
attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the
amount you owe the lender, which may also include other reasonable costs. If you cure the default within the
THIRTY (30) DAY period, you will not be required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all
other sums due under the mortgage.
RIGHT TO C LM TAR DEF U- PRIOR TO cut RIFFS SALE - If you have not erred the default within
the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default
and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount
then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the
foreclosure sale, and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by
performing any other requirements under the mortgage. Curing your default in the manner set forth in this
Notice will restore your mortgage to the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such Sheriffs Sale
of the mortgaged property could be held would be approximately 6 months from the date of this Notice. A
Notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to
cure the default will increase the longer you wait. You may find out at any time exactly what the required payment
or action will be by contacting the lender.
HOW TO CONTACT THE LENDER:
Name of Lender: LITTON LOAN SERVICING LP
Address: 4828 Loop Central Drive, Houston, TX 77081
Phone Number: (800) 999-8501
Fag Number: (713) 966-8906
Contact Person: Default Administration Department
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a
lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF - MORTGAGE - Under the terms of your mortgage and note, it may be possible to sell or
transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charges, and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the
mortgage are satisfied.
YOU MAY ALSO HAVE ME-RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW
MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE
YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY
OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE
LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
CUMBERLAND COUNTY
Acom Housing
14 S. 131h Street Adams County Interfaith
Harrisburg, PA 17104 Housing Authority
40 E High Street
717.213.0150 Gettysburg, PA 17325
717.334.1518
Community Action
Commission of Captial Loveship, Inc.
Region 2320 North 51h Street
1514 Derry Street Harrisburg, PA 17110
717.232
2207
Harrisburg, PA 17104 .
717.232.9757
PHFA
211 North Front Street
Harrisburg, PA 17110
717.780.3940
800.342.2397
CCCS of Western PA
2000 Linglestown Road
Harrisburg, PA 17102
888.511.2227
Wranatha
43 Philadelphia Avenue
Waynesboro, PA 17268
717.762.3285
r.' .l It
Fit ; 4:
V E R I F I C A T I O N
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
Mark J. Udren, ESQUIRE
UDREN LAW OFFICES, P.C.
\J rv -r-? ; i 1
N i t'i
I vi
of-0
SHERIFF'S RETURN - REGULAR
CASE NO: 2007-01943 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DEUTSCHE BANK TRUST COMPANY
VS
BITTING KRISTY M
MICHAEL BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
BITTING KRISTY M the
DEFENDANT , at 1707:00 HOURS, on the 24th day of April 2007
at DUKE'S RIVERSIDE 313 FRONT STREET
WORMLEYSBURGG, PA 17043 by handing to
KRISTY BITTING
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
5[a,3fo7 L?,
18.00
30.72
.00
10.00
.00
58.72
So Answers:
R. Thomas Kline
04/26/2007 1
UDREN LAW OFFIC $
Sworn and Subscibed to By: A'1? ///
before me this day ef
of A.D.
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
Deutsche Bank Trust Company :COURT OF COMMON PLEAS
Americas as Trustee by :CIVIL DIVISION
Residential Funding Company ":.Cumberland County
LLC f/k/a Residential Funding
Corporation, Attorney in Fact
Plaintiff NO. 07-1943 Civil Term
V.
Kristy M. Bitting
Defendant
PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly mark the above DISCONTINUED WITHOUT PREJUDICE,
upon payment of your costs only.
Mark Jren, Esquire
UDREN SYOFFICES, P. C.
Attorney for Plaintiff
DATED:October 11. 2007
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