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Home My WebLink About99-00182 DENEEN M. SILVANI, Plaintiff v. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 99-182 Civil Term MARK J. SILVANI, Defendant IN DIVORCE AGREEM~t:IT TO RESOLVE EXCEPTIONS TO MASTER'S REPORT AND NOW, comes Deneen M. Silvanl (the "Wife") and Mark J, SlIvanl (the "Husband"), the parties to the above referenced matter and stipulate to the following: WHEREAS, on or about June 11, 2002, following proceedings held on May 30, 2002, the Honorable E. Robert Elicker, II, the Divorce Master of Cumberland County, flied a Master's Report and Recommendations of resolution of the economic issues In the above referenced case (the "Master's Report"); and WHEREAS, each of the parties has timely filed Exceptions to the Master's Report; and WHEREAS, the parties have resolved the Issues raised In their respective Exceptions to the Master's Report In accordance with the terms and conditions' contained herein. NOW, THEREFORE, in consideration of the withdrawal of the respective Exceptions to the Master's Report, AND INTENDING TO BE LEGALLY BOUND HEREBY, the parties agree as follows: 1. Husband agrees to execute and deliver to Husband's attorney a special warranty deed transferring all of his right, title and Interest in and to the real estate situate , at 7 Sherwood Drive, Mechanicsburg, Pennsylvania (the "Real Property"), in the form of deed attached hereto as Exhibit A. Said deed shall be held in escrow by Husband's allomey, pending confirmallon of the removal of Husband from the mortgage to and underlying Note obligation on the said Real Property pursuant to paragraph 2 herein, where upon, the deed shall be delivered to Wife. 2, Wife shall immediately apply for and take all steps necessary to refinance the mortgage on the Real Property and shall complete the same within ninety (90) days of the date of this Stipulallon, As part of said refinance, Wife shall payoff in full all the joint debt assigned to Wife in the Master's Report. 3. In the event that the said refinancing Is not completed within the said ninety (90) day period set forth In paragraph 2 above, the parties agree to list the house for sale at a price to be determined by mutual agreement of the parties. In the event the parties are not9.ble to agree, the listing price shall be that set by an appraisal determined by an independent MAl appraiser of the parties mutual selection, or If the parties are not able to agree on an MAl appraiser, by an appraiser seleoted by the Court of Common Pleas of Cumberland County. The appraisal shall be at Wife's expense, In the event the Real Property Is sold pursuant to this paragraph 3, the proceeds there from shall be ulled to payoff the aforementioned mortgage, the joint debt assigned to Wife in the Master's Report and the balance thereof shall be paid to Wife. Wife shall be solely responsible for all costs and expenses associated with the sale of the house. /' I 4. UPon eXSCL/llon Of this A greernef/l each all debt aSSigned to h/rn h ' """" "'" mak. oil """'lIUy"".. 0, ., "ntll,Uch II '...~ I", '"fino","" '" "''''. ~9C/J . ma 0' ~. "'O"~I hem. ~ .." party Will rnake an er 0''''''''' 10 "9cIJ ollhe Po", y"""""nt, on 'he jo~, "",,, ,"W, .. I. 0 II""", ma."", Pm I "" ""'""~ I, '"".,'''''' by ~ '<loa ~o, "''''''''''Olleo 0' b I e appropr/ate P rt 0"",.. 01""'101., "",,, o"h 0 Y. ~och Po"" 9Ccep"/he ey are On the date any request to reCover What e/th Of this Agreernent and WaiVe ' ., """" ho, , , '. U""" COmp~II'", 0/ oli ObI' "" don .CCount '0 do,.. Igat/ons Contained I """"" 0",.., '0 "'~d",w hi · ~/, A""'m.nt, .och 0/ .. 6. AIi .""" ,."", 0"" COodlllo.. '''' h" "",",,,,,,, '0 'he ......,. Rep"N. and the recornrne eXcept as speclfical/y rnOdlf/edh ndallon Of the Master's Aeport No", ,",, "'0" , "1'H~R~~OR~ 'h "."",. I. '""'0,.. 0"" .. ' e parties hereto e ect. OIOc,o,,", 2002 '''''ut. ''''' A-"nt It'l/7>{ , . o. 0/ 'h, I d- ~ ~ / - ,/A Deneen M. SliVa r ,~ I {~c.-- ,.. 'll $ t:r; <::: ,,"_ t' .. ..t:""" IJ/:: (r, ,',1 ~ ,H) ( ) :f_~, (':") :>- U'\', ~( (I... ') ~+-j (i . it': ~.. <0 .. t) , i' I I . ! , ;, t'.:~ 11 C__I ;ti(D L; U.}o.;; ", ~H '~ !.! .. ., , , (:) 7. Neither party Is a member of the armed forces of the United States or its allies. 8. 'Plalntiff has been advised that counseling Is available and that Plaintiff may bave the right to request that the court require the parties to participate in counseling. WHEREFORE, Plaintiff requests the Court to enter a Decree in Divorce. Count 1/ - Equitable Distribution 9. Plaintiff IncofJXlrates by reference paragraphs I through 8 above. 10. During the marriage, Plaintiff and Defendant acquired real and personal property. WHEREFORE, Plaintiff requests the Court to enter an Order equitably dividing aU the marital property. Count 11/ - Alimony II. Paragraphs I through 8 are incorporated by reference. 12. Plaintiff lacks sufficient assets to provide for her reasonable needs and is unable to support herself fully through appropriate employment. 13. Defendant has sufficient assets to provide continuing support for Plaintiff. WHEREFORE, Plaintiff requests the Court to enter an order granting her alimony, COUnt IV - Alimony Pendente Ute, Counsel Fees and Expenves 14. Paragraphs I through 8 are incorporated by reference. 15. Plaintiff lacks sufficient assets to provide for her reasonable needs and is unable to support herself fully through appropriate employment. 16. Defendant has sufficient assets to provide continuing support for Plaintiff. 2 DENEEN M. SILVANI, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA. v. No. 99 - 182 Civil Term MARK J. SILVANI, Defendant CIVIL ACTION - LAW IN DIVORCE NOTICJ:; TO OJ:;I=J:;NOANl: If you wish to deny any of the statements set forth In this Affidavit, you must file a Counter-Affidavit within twenty (20) days after this Affidavit has been served on you or the statements will be admitted. AFI=IOAVIT IJNOJ:;R seCTION ~~01(d) QI= THE DIVORCJ:; com: 1. A Complaint in divorce LInder Section 3301 (d) of the Divorce Code was flied on January 11, 1999. 2. The parties to this action separated on August 25, 1999 and have continued to live separate and apart for a period of at least two years. 3. The marriage Is irretrievably broken. 4. I understand that If a claim for alimony, alimony pendente lite, equitable distribution of marital property, counsel fees, costs or expenses has not been flied with the Court before entry of a final decree in divorce, the right to claim any of them will be lost. I verify that the statements made In this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. ~4904, relating to unsworn falsification to authorities. Date: 1/-/ CJ - (J .2 CL.__ ri.~'~ Deneen M. IIvanl, Plaintiff >.. Cl (; ~h-~ ',j if- l_~' 01 (~; Lt.l ~;;-~ .... <:~ I'L;..' () J.C C);): n, '~ .~," 'J-,. r ]"j i'." j'l).. " , :.....j '!'cn C.\ ii' I .J;% .0 9 D(n 1.>_ ...,' ;:ll).. ':;1: >! I , t;:"'-.1 ~".l , } C) (.) ".,' DENEEN M. SILVANI, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NOo 99 - 182 Civil Term MARK Jo SILVANI, Defendant CIVIL ACTION -. LAW IN DIVORCE WAIVER OF NOTICE OF INTENTION TO REQUESl: !=NTRY OF A DIVORCE DECREE UNQ5B SECTIQ~ 3301jd) OF THE DIVORCE CODE 1. I consent to the entry of a final decree of divorce without notice 0 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses If I do not claim them before a divorce Is grantedo 30 I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be senlto me immediately after it Is flied with the Prothonotary. I verify that the statements made In this Affidavit are true and correct. understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. ,. Dated: #~-C!?- ~A:~' Deneen M. SlIvanVPlalntlff ~; '.tl ~.. ":( C ~~.u Pi "':) l:i ~)1: ~? 1::) J_.., (~:: ,,~.' ;~ \-.t... :\"j ~!' ~' '11 ~. i~'''"" '_.0 '('V) Gji I ,17~ c '_~' \,J, L) 'dfb Ll., '. ~ lU ~~l ;I... ~i IL "t '5 CI 0 (,;1 " ~ttN ~:<:,d m .jl l;V!\nr }1"klVlflf/ va. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYINANIA CIVIL ACTION - 1,AW NO. qq~ 1~)20 CIVIL 19 IN DIVORCE VY\Af~. ,10 ~\ L\/ MJ(. STATUS SHEET pAT~: (~ACTIVI1'IE~: ~11LL~1_. _ fk~~~ l&.- i> J 'W 0 __ Jlil~-~-. K01M-b( / /iij2 .___-- ',~ s . 'M. ~~ (lD\j~ . ~/I'!' Jr;....(\.~t.Lv.,A. ".~L "/M' , l'n",ZUFl "" ""'.11. '''''.....",,;,.(- .' __:'L_'.2-f-'.l ."-h~\.M'" v.' ~_{..lx::, , ..1../) _~'l H H" h.J 1!!sd?( ~ J . l... " . - ~ I J , (r'v" {If f'~_ ('""1.-4 l' ( ~I ~k,11'1l t~ob.,p,m;;:t';'~~~~.:~ ~t>f;r~, -<tL~~~l - ,Pr7~~~~~-~_~~~(~_J~?~~c~~!)~o ._m ~ 0J./11 W" I m 'C~frtM1I/~"Z~~"'f_~~.~"'-9-. --P-~FfllM-Jvr IT' lOt /O')-.It '1',IJIJ O'~I ----.-.....--(.--- - .----- --1)-. VXq~.(-'~--:t.J<tt-;;~~;;:,,""'k-..-.;t.l;;tA--;,~-.,..,. id.-~';:-;:;-:7J.t._.< ~ --- (.' (~ '7 ~", .. "<, I I'" _~<O', i!l. L . ',- ' T-A,.......lll!1 "I(I'(~I_tt/l if, 1, ('(.....1' It.! /,~O /"C}~4t__,,,,t \"1 .........".. .'-~'---~ --~'-"-------.--'-'---H-~T--- ... ---. H' __ ,-~-----'.L_,--_!___ ~ ( I( ( 7.1'" .(.. ']> I 1(, . ,((. ...', . ){a,,'U" 10 / ~:.z .~ aoscOVS ACCOUNT PAID BY DENEEN SILVANI Beginning balance $574096 - Amount Paid - Date Paid Additional Purchases September 1 ~..!L - $35.00 _$175.59 - -- October 12, 1999 - $35000 - November 2,1999 $35000 ----- December 30, 1999 $35000 January 27, 2000 $40.00 - March 4, 2000 $35.00 Ami', 21 , 2000 $40000 May 3, 2000 - $40000 - - May 31,2000 $35000 July 10, 2000 $35.00 July 26 2000 $35000 - - September 9, 2000 - $30000 October 13, 2000 $35.00 $97.92 November 11, 2000 $30.00 $83.71 December 4, 2000 $35000 $49.49 January 6, 2001 $35000 $96.25 February 9 2001 - $50.00 $41.~. March 8, 2001 - $40.00 April 7, 2001 $40.00 MElY 4, 200L $40000 Totals $775.00 $544.93 Amount paid off with May, 2001 loan Total payments made Total purchases $472048 $775000 !$~4,931 $702055 Total credit DENEEN M 0 SnNANI, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VSo NO. 99 - 182 CIVIL MARK J 0 SILVANI, Defendant IN DIVORCE Memorandum Wednesday, March 13, 2002 THE MASTER: Present for the Plaintiff, Deneen M. Silvani, is attorney Stephen Jo Dzuranin, and present for the Defendant, Mark J. Silvani, is attorney Philip H. Spare. The parties were married on February 4, 1989, and separated August 25, 19990 They are the natural parents of two minor children. The children see the parents on a sl~red custody basis, so that each parent has approximately 50% of the time with the children. A complaint in divorce was filed on January II, 1999, raising grounds for divorce of irretrievable breakdown of the marriageo Husband will not consent to the divorce; therefore, Mr. Dzuranin is going to file an affidavit under Section 3301(d) of the Domestic Relations Code so that the divorce can conclude under the no-fault provisions of the code. The parties have been separated for a period in excess of two years. The complaint raised economic claims of equitable distribution, alimony, alimony pendente lite and counsel fees and costs. Counsel had previously indicated on January 18, 2002, at a conference that there will be no testimony with respect to the factor of marital misconduct on the alimony claim. Wife is 37 years of age and resides at 7 Sherwood Drive, Mechanicsburg, Pennsylvania 0 She is an office manager for E.NoTo Facial Plastic Surgery group. She has an Associates degree in nursing and has a net monthly income in eltCeSs of $2,9000000 Wife has not raised any heal th issues 0 Husband is 43 years of age and resides at 112 C Vine Street, Shiremanstown, Pennsylvania 0 He has a Bachelor's degree from Penn State University and is employed at Tyeo Electronics as a systems analyst. His net monthly income is in excess of $3,3000000 He pays child support in the amount of ~;280.00 per montho Neither party is receiving associated with those 0 There was a question on the value of the marital residenceo My client will provide statements showing the current outstanding balance on the mortgage on the marital residence. Mr. Silvani will provide an updated statement on his retirement account. My client will provide information on her life insurance policy including the current value and on a Lincoln Life annuity from her employment with Harrisburg Hospital prior to 1995. Information I would like from Mro Silvani includes confirmation of all payments on marital debt as well as current balances owing on any marital debt aCc0unts that have not been paid off to the extent or not already provided. I would also like Mro Silvani to provide any information he has on his life insurance policy that he claims to have cashed in prior to the parties' separation. To the extent not already received or to be received shortly by ce,unsel for Mro Silvani, my client will provide information on the Allfirst account on which she is listed as a joint owner with her mother 0 This may include an affidavit from my client's mother stating the source of the funds, what happened to the funds, and her intent with the account. My client will also provide information concerning payments that she made on mad tal debt post-separation. 1'0 the extent that Mr. Si.lvani is putting the personal property at issue, we would ask for verification on values from himo Other issues for consideration by the Master will be Mr. Silvani's inheritance from his mother including the value and use of that inheritance. I think that is all I need at this time. 10HB MASTER: Mr. Spare. MR. SPARE: We will require Mrs. Silvani's cooperation in the scheduling of an appraisal for the house to get an updated value on that. We will require Mrso Silvani's cooperation in getting access to items of personal property, whether that be in the marital home or in storage for purposes of having an appraisal done on items of tangible personal property. I would like to know as soon as possible whether the rental value of the home will be an issue in the Master's hearing; that was brought up as a possibility in some discussions today and if so, we are going to need to know that as soon as possible so that we can have an expert give a rental valueo I would also like to know whether or not . Mrs. Silvani is ~oeking some sort of credit tor payments on the marital home since separation. I would like verification of any amounts that she paid toward reducing marital debto Mr. Dzuranin mentioned that his client would be providing information on the value of the Lincoln life annuity, the Prudential life insurance account, and the Allfirst Bank account that was jointly owned with Deneen's mother. Because the identification of tangible personal property was a stumbling block on our settlement negotiations today, I expect that the identification of marital propert~ may also be an issue at the Master's hearing because Mr. Silvani received a substantial amount of tangible personal property as a result of an inheritance received from his mother, and it is our position that any items of tangible personal property, and actually any items at all that he received from his mother's inheritance, are non-marital items and are not to be divided or considered in the disposition of this case. THE MASTER: Are those items in the marital residence? MR. SPARE: Some of them. THE MASTER: When did he receive the items? MR 0 SPARE: During the marriage. THE MASTER: But how long ago? MR. SPARE: I believe his mother passed away approximately 1998 but I would have to review the file to naH that down. '1'1-H!: MASTER: Well, we should have an idea of what these items are that he is claiming are non-marital and if they are to be appraised separatelyo They should be on a list separately and noted so that we can determine whether they have retained their non-marital nature or whether they have, because of their use by the couple in the marital relationship, became marital assets. Do you have any Understanding on the percentage of distribution? MR. SPARE: I believe we have a 50/50 case here. In our discussion this morning we were talking about. a settlement in that range but I was told that the other side may ask for more than that if we go to a Master's hearing. MR. DZURANIN: That'B right. I think it is not a 50/50 case. QUI' client should have a greater portion of it but 1 have not thought about specific figures, primarily because of the inheritance and may be because of other factorso THE MASTER: As I understand it, there is not a whole lot left from the inheritance, is that correct? MR. DZURANIN; Right. . THg MAS'I'ERI SO most of that Inheritance has been spent in the mard/'tge? MR 0 DZURANIN I No. it has not been spent in the marriage, actually it was post-separation that it was spent so he had a majority of it at the tIme they separated. THE MASTER: Do you agree with that? MRo SPARBI I agree that a great amount of that money was spent since separation. It was spent in just getting by, I'll say. in paying billso So to the extent that the Master is interested in hearing about how a non-marital asset was spent over the last two years, I guess. we will get into that at the Master's hearing 0 MR. DZURANINI Our position is. it does not matter how it was spent, it was something that he had that; she didn't. She survived on her income post-separation. including paying the mortgage and keeping the house up; whereas. his client needed this extra asset that wasn't available to my client. (A discussion was held off the record.) THE MASTER: What is the situation with regard to the alimony claim? Is that going to be pursued? MR. DZURANIN: I can't answer that at this time. THE: MASTER: All right 0 MR. SPARE: I would like to know well in . advance of the hearing whether that is going to be pursued. THE MASTER: All right. We have a hearing scheduled for Thursday, May 3D, 2002, at 9:00 a.m. Notices will be sent to counsel and the parties 0 Upon hearing the remarks of counsel, it appears as if there will be certain appraisals that need to be accomplished. The party undertaking the appraisal first shall be obliged to share that appraisal with opposing counsel at least three weeks prior to the hearing 80 that opposing counsel can have an opportunity to review the appraisal and get any other appraisals that that attorney may think are appropriate to rebut the appraisal that is presented. Likewise, with regard to the matter involving the alimony claim of wife, she is to notify, through her counsel, Mr. Spare as to whether or not she intends to pursue that claim within two weeks of today's date. Couhsel should exchange witness lists two weeks prior to the hearing on May 30. If the witness lists are not provided or witnesses are not identified, those witneAses will not be permitted to testify if their name subsequently appears as a witness on the date of the hearing. MR. S?ARE: One last thing. I think he made a counsel f~es claimo I think I also should know within two weeks whether that is being pursued. THE MASTER: Mr. Spare has noted that wife .:x, "~9er ; "0::': 1000 30x l4! 5~6 ~or~,~ :.c~nc ~~~ee~ ~m:llull, 1.1 ,UHilJ ~~,~'~,:~::iG .:Ll:S~~~; c:~~:' ~'??: ~~~~~~7~.)i ~~:3J-:': ~.. Deneen M. :1;l(lll~ 7 :hervooc ~r: v. 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A:.:~rI1Icco';:.: 10// 1:';/0// ~ ,\0 ' If ~ :"I.!It)~ ~::. :~ i:'::l:a~.': ~): :"~~r.q v~~j::.'I~.~ (.:~~:& co~~.re:.c' V~~~ c:~e::; /.7/ 1::10/( ~t.t:.::'~~ :'~,~':f~~! v;~~ ? Spa:, :, :s,.>t::;):,~ ~!IJ:A ~~;~e :oI:,,!.,:.dt~c' ~, ? 5pare ~e.t1;;.C':.t c~~.~.n::ce V~~~ c:..:.~ ~.7l ~:~Z.~~ :m:;: e:d av:!v :~ :or:tll!~d!:':l :m 10 Spl:! v:::. .~~.....--,-' '-:"'.......... ";-0--."~ ' ""., .(111) Z~H2ZO -- -......--<,--.------- COllRT or COMMON PLEAS OF CUMBERLAND COUNTY, PENNSI!LVANIA DBNIJIJN M. SILVANI. Plaintiff Vo NOo 1999-182 MARK 10 SILVANI. Defondant CIVIL ACTION - DIVORCE MOTION FOR APPOINTMENT OF MASTER Plaintiff movo. tho court to appoint a ma.ter with ro.pect to Ihe 1"lIowlng claims: ( X ) DiYor'~e ( X DI.trlhut;on of Prollerly ( ) Antlulnuml, ( SlIpport ( X ) Alimony ( X Counsel F",~s ( ) Alimony Pondente Ute ( X CO~ls ltnd Expenses and in .upport of the motion .tate" (1) Dlocover.v I, not complete a. to the claim. for which tho al'polntmellt of a ma,tor I. r.questedo (2) The def.ndllnt ha. appeared In the action hy his attornoy. Keith DeArmond, lJ.qulreo (3) The ,.atutory ground for divorce I. 3301(0)0 (4) Delete the hU1I'plicahlo I,"r.graph(.): (a) Tho action Is not conte'led 0 fh) l.ft uguliu,...... hn8 hetlR reuehed wilh Fll5l1l'l.tl.tt to IhtJ folle"".:iR, eluhR81 (c) The .ctlon Is contestod with re.pect to the following claims: All economic claims.. (5) The action doe. not Involve complex is,oe. of law or fact. (6) The hearillg i. eNpected to take -L. dnyo Date: (7) Additional inl"rmatlon. If any, relevant to the mollon: N/A p,t,- 01- ff iZ-laJ li'vuftJlt~.(<- Allorney for Plaintiff ORDER APPOINTING MASTER 1'1 AND NOW, Fehruary --LL_ . 1999, Eo Rohert !Jllcker, III, 1J"lulre, i. appointed master with re.pect to the followiog clalll1" All lI,ted .hoveo ~ \D ~. \D ..... .." :g~ ~r" r.., -. tn co ;tC: " ;n 0)"'1;_: -.l ..) ;:'i \"0 :::*' :r( . ~.- ,. 6~ )'~:C'I :l:: ;;:: (" ,--. ~) - ;.... c,~ .. ..~ ~ w 1'i (J1 :.::. >- CO -.,..., (~ ..:l ~;: i? .. ;,;}~~ LLI ~~ CO ~~( " :I~ ~ij1' ....-.t: '_~J '.,.. ~( 0"\ "(f) Ir. 'IZ i"\'. :,~ i 1:: :,;-,~ I'D LULU .l.- ..L L.t.! " !Ct. h ..... ""-,. 1,1- e" d Cl O~I ',~., ,:1 I I J ~. ; .. , I , , '. iT) I ~ 'I , , ( L,.i . ,. r I I;~ J " ':,.J -'~~-:=-~~ -==--=-----=-r==r . - -, ---=-=--=----- ~---= ~ j z I 0 o ~ ~!Q9: g ....!.:z~z ~~ "'" , 0 .. ~ , ~EM!1NU~ UJ~:r1l:2 ,[.1 U 0 f.' 0 OJ if! l: Z ~ ~ Ii ": .. 0 ~(:2N & 1 " ~ 1 -- --'_4~_ ~ =- i .. . . DENEEN M. SII.VANI, . Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUN1'Y, PENNSYLVANIA NO. 99 - 182 Civil Term Vo MARKJ. SILVANI, Defendant IN DIVORCE ~BJ~L STATEMf:NT QE PLAINIIFF. DE~EEN M. Slh'lAti! AND NOW COMES the Plaintiff, Deneen M. Silvanl, by and through her attorneys, Wlx, Wenger & Weidner, and flies this Pre-Trial Staternent In accordance with Pennsylvania Rule of Civil Procedure Noo 1920.33(b)0 I. BACKGROUND INFORMATION PLAINTIFF: 1. Name: 20 Address: 30 Age: 4. Date of Birth: 5. ( Educational Background: 60 /ealth: 70 Occupation: 80 Employer: DEFENDANT: 1. Name: 20 Address: 30 Age: 4. Date of Birth: 50 Educational Background: 60 Health: 70 Occupation: 80 Employer: Deneen M. SlIvanl 7 Sherwood Drive Mechanlcsburg, PA 17055 37 November 17, 1964 Associate Degree In Nursing from Harrisburg Area Community College No health problems or Issues have been raised. Office Manager/Registered Nurse E.N.To, Facial Plastic Surgery Group, P.Co Mark Jo SlIvanl 112 C Vine Street Shlremanstown, PA 170110 43 September 13, 1958 Bachelor's Degree from the Pennsylvania State University No health problems or Issues have been ralsedo Unknown Hanover Direct Pennsylvania B. Retirement 10 The Plaintiff did not have a retirement account as of the date of separstiono 2. The Defendant has a Retlremont Account with Edward Jones, which account Is totally marital except for any contributions made by the Defendant after the date of separation, If anyo The value of this account as of Jun8 30, 2000 was $52,291,800 The current value Is unknown to the Plaintiff, but the entire account Is maritalo C. Vehicles Three vehicles from the marriage are marital property. 1. 1996 Ford Taurus, which Is In the possession of the Plaintiff and has a current Blue Book value of $2,1700000 As of November 1999, the lien on this vehicle to Members First Credit Union was approximately $6,524.00. The current outstanding balance on said loan Is approximately $2,300.00. Exclusively the Plaintiff has made all payments on this loan since the date of separation. The vehicle Is tilled in the name of both partleso 2. 1995 Ford Thunderbird, which is In the possession of the Defendant and has a current Blue Book value of $3,220.00. This vehicle has a current lien In favor of First Union Bank with a loan balance as of July 26,2000 of $3,754.000 The Defendant has made all payments on this loan since the date of separation. This vehicle is tltied in the Defendant's name 30 Late model pick up truck, which Is currently located near the marital residence. The value of this vehicle Is unknown, but Is believed to be minimal. The Plaintiff believes the vehicle Is titled In the Defendant's name and has no lien against It. The vehlclo Is not currently Inspeoted and Is not registered or licensed. Do Personal Property The parties have accumulated numerous and various pieces of personal property during the marriage, which Is marital subject to equitable distribution. Atlached Is a listing of such property and Identification of who has possession of this property. If the parties are able to reach a selllement, it may be necessary to value this property through an appraisal. The current value of this property Is unknown to the Plaintiff. 3 Plaintiff docs not know of any person not a party to this proceeding who has physical custody of the children or who claims to have custody or visitation rights with respect to the children. 8. The best interest and permanent welfare of the children will be served by granting thl! relief requested because: a. defendant knows that Sarah is afraid of him; b. defendant admits that he does not have a good relationship with Sarah; c. defendant yells at Nathan when Nathan is fussy; d. defendant has grabbed Sarah when he is angry with her; e. defendant was fired from two jobs in the six month period between November 1997 and May 1998; f. since May 1998, when he was fired at the end of his probationary period, defendant has not sought employment; g. defendant attends classes four evenings per week and every Saturday; h. when defendant is not in class, he spends little time with the children other than watching Nathan on three days per week; i. against plaintiff's specific instructions to the contrary, defendant frequently has Sarah watch Nathan after school; j. defendant docs not attend Sarah's school events; k. defendant has been harassing and threatening plaintiff; :1 defendant h a,s lIe/l11ltted I...., ... . "",'U" ''', , SillJes and e'l11 " e Intcrceptcd ~', "'"" ""VOl ".. 0>. "",OU,, I,"" ,. ,,"y '" '/oJ'I/.... Of " .. I ", n, th h' ' lid"""""...""".. . '......,... " "d...... 0 "; , ' lOre ClOSely bOndeq 0 "",OU,, "U, .. "Ii' ""'01/" 1/ '"" ..f.....", '" ",u, dot... .... '''... to ""; Parellt Who alld cOIl/ael 0 .. ...... ..., '" """OJ '1... 10 ". . ",u, '" ."Id.... "Ph"k., '0""" ~ "ifd", "'" fI?t"""'>>He p". · 'f.. 'hild", '''' '" ., .... '''''1""", ... . IlIllltlff rl'n n lIal11erl ..,...",,) ,o"t, .., 'hi, c .. """" 10 .,. . ... N,u,.. " . ""Ii ''''', , " ...... · '''', (Do.; 12;11196' " '""""y Of""" " ~. I vanl (D08: I. o. 9, Date: Pebruar., 8 ~J I 1999 g~/J . 1'heresa 8a~a . SUprcl11e c::~~Malcl ~sq~~ lIS Plllc Sf 46439 It. rCeI II1l'iSbUrg p. (717) 233.j22;nnsYlvallia 17101 COlll1..re/ Po/, ", '/. rlQ. 1/'1/1' 4 ~ ~ ~ M B~ .. I.iIQ M ~(-' :r.: () -:~ ~ '~'r Q... (1;:J ~.,- .1)':' N .,;@ F,e,,- N 'l~Z J.J;.... U.~ I.j.~ ;r. LUrU 0<< fi) ...... , -, ~ lL l..:> (:) .. ". . \ - Check Number Pavee Amount 102 Lowc's 112.00 J.93 Discover -. 102.00 107 Flcct 50.00 - 108 Gordon's 25.00 . 109 Homc Depo! 25.00 110 Boscoy'S 40.00 125 Lowc's 75.00 141 Boscoy'S --- 150.00 J..'!.4 Fleet 84.00 148 kwcler's National Bank 36.00 (90rdon's) - - 154 Lowc's 95.00 - 155 Homc QcPO! 50.00 - 157 Discovcr .9Q.QQ. 163 Lowc's 150.00 - .- 165 Gordon's 30.00 167 MBNA 275.00 169 Discoycr +--.- 141.00 t77 Flect 6..5J!2.. 181 Boscoy'S 125.00 187 Gordon's 36.00 191 Homc Dc~~L 30 193 Boscov's 50.00 196 MBNA 225.00 202 Flcct 75.00 - . l.Q8 Lowc's 125.00 215 Boscoy'S 125.00 229 Scars 40.00 233 Boscoy'S 50.00 m Homc Depo! 35.00 ~---- Lowc's 50~QQ. - 242 Scars 20.00 - 243 Gordon's 45.00 . 246 -- Lowc's 75.00 - .. .liZ.. Flcct 75.00 249 Discovcr 100.00 - J_~~ Lowc's 116.00 - - 253 Ll'vlBNA 215.00 . M . \ .. -,-.....---_. ~- Discover 160.00 --.-- 258 Homc DCpllt 33.16 ...::"----- 266 Gordon's 1---- 1 OO:QQ. 267 Gordon's 75.00 --' 271 Lowe's 51.00 .. - .1ZL.__ Flccl 145.00 ---- 274 Homc Depot 33.18 - ..ll~_. Gordon's 35.00 .-. 279 Scar's 45.00 280 Lowc's 100:QQ. - 282 Fleet 95.00 .. .l~5 Homc DCllot 50.26 287 MBNA 235.00 - 288 Boseov's 115.00 313 Boscov's 60.00 317 Lowc's 75.00 - . 329 Lowc's 50.00 331 Discover 50.00 - 333 Boscov's -- -' 50.00 334 Homc Depot 50.00 335 Gordon's 45.00 - 336 Scars 10.00 354 Boscov's 6 ~:.!1.. - - 365 Homc Depot 50.00 366 Scars 36.41 J-68 Boscov':; 50.00 .. . ~pO Fleet 50.00 - 371 Discover 50.00 372 Lowc's 50..92.. 373 Gordon's 50.00 378 Flcet 100.00 379 Home DCllot 25.00 380 Boscov's 30.00 381 Discovcr 50.00 382 Sears 30.00 -- 383 Gordon's 45.0U 384 MBNA 150.00 385 MBNA 50.00 ~~..., 397 Flcct 100.00 - 407 Discover 200.00 - 414 MBNA 200.00 - . Express PllY111cn~_4/(!0) MBNA 250.00 L(l 011 8/OQ) MBNA 1,000.00 - - . .",".-\, MBNA MBNA MBNA 275.00 235.00 21~ 8222.16 Total "Express Paymcnts" arc payments without specific check numbors which wcro made by phone debit to the account. ;! , .. MEMBERS 1 ST FCU PAID BY DENEEN Beginning Balance $1,556.06 Date ot Payment Amount ot Payment Additional Charges/Purchases/Credits October 22 1999 $21.95 -- t-9<'tQ.ber 26, 1999 $35.00 -- $127.60 November 9, 1999 $35.00 $5.34 (oredit) ,-- December 15, 1999 $35.00 $162.84 - , January 13, 2000 $40.00 $21.95 February 27,2000 $4.Q:QQ.. $59.88 March 23, 2000 - $40.00 $21.95 April 7. 2000 $60.00 $165.45 t-~rIl24, 2000 $100.00 - May 25,2000 $65.00 -- June 19,2000 $65.00 $21.95 July 10. 2000 $65.00 $44.04 August 10 2000 $60.00 $21.95 September 29, 2000 $65.00 $21.95 - October 26 2000 $80.00 - November 13, 2000 $75.00 $4.05 (credit) Januarv 26 2001 $81.00 -- Februarv 12 2001 $75.00 $21.95 March 23. 2001 $60.00 $21.95 April 24. 2001 $60.0L $21.95 Totals $1,136.00 $757.36 Amount paid oft with May 2001 loan Total payments Total charges $1,595.03 $1,136.00 LL757.3ID $1,973.67 Total credit , PERSONAL LOAN TAKEN OUT IN MAY 2001/N THE AMOUNT OF $7,200.00 $2,432.09 was tor marital debt (Member's 1" FCU $1,595.03: J.C.Penny's $364.58 and Boscov's $472.48) - 33.8% Payments are $241 per month )( 33.8% ::: $81.46 $81.46 per month )( 12 (June 1, 2001 - May 1, 2002) = $977.50 ,\. ;, ,I' " 5. Defendant Is Mark J. SlIvanl (born 9/13/58) - age 43. a. Defendant received a Bachelors Degree In Advertising/Communications from Penn State Unlvorslty In 1981, b. Defendant's current employment Is with Tyeo Eleotronlcs 8S a system analyst. Defendant's current net Income 19 llpprOldmataly $3,300 per month. Defendant reserve the right to tastily thllt his actual 2002 net Income will be reduood as a result 01 a mandatory 2.week turlough. c. Defendant currently pays $280 per month In ohlld support. Defendant reserves the right to testify as to his prior employment and child support payments. II Assets: 1. 1996 Ford Taurus and the Defendant shall sign oft on the title to said vehicle and Plaintiff Is responsible for the loan on the vehicle to Members First Federal Credit Union. The Defendant shall receive the 1995 Ford Thunderbird and Is responsible for loan on the vehlole to First Union Bank. 2. All Joint aocounts, tax refunds and other liquid marital assets have been evenly divided between the parties. 3. The marital home Is situate at 7 Sherwood Drive, Mechanicsburg, PA 17055. a. The value of the marital home is $12t ,500.0Q, b. The mortgage balanoe as of 12/31/99 was $59,866.48 t~ &.\\\~ &.'O'O~r ~ 0\'(113\ (\'\ 0~\o.e~c,e 0 'O~~\l.\'b.\eo. \~\\Oo.>J.ce &,\o.\~1d \'(10 ... "'" 1IIf" '0 .....IP"'" <'" ,"'" '" ... ,... ~ ,e'" " ."".,<1> ."'" ..,\~'" 11I''''" g. &.~o. ~&,\\l. i'l&.~\ \0 0 \~&.\ 0.0'0\' -" ~C0 \0\0 ~&.t' ' e-J\\)0 "C'(l0\'(I0 &,-r.o. s'" \\e~'" &,-r.f\e\ . \~S\&.~\ ~ a. CO~&.\e ~&,-r.'" ~\e~~e\" co~e\'O&,~e\' ~ / , , \t. CO\\-J&.~ 'i)0~00~ . ~ ( -L . ... DENEEN M. SILVANI, Plaintiff IN THE COURT OF COMMoN PLEAS OF' CUMBERLAND COUNTY, PENNSYLVANIA' vs. NO. 99 - 182 CIVIL MARK J. SILVANI, Defendant IN DIVORCE STIPULATIONS RELATING TO THE MARITAL DEBT ISSUES MR. DZURANIN: I am presenting to be marked as Joint Exhibit No.1 a stipulation consisting of five pages signed by both parties and their counsel on May 30, 2002. Additionally the parties stipulate that the marital debt consists of several accounts. The current balances on those accounts are as follows: The MBNA Visa $ 9, 764.07 Boscov's account $ 3'71.06 Gordon's Jewelers account $ 570.70 Discover Card $ 2,830.42 Home Depot account $ 437.99 Lowe's account $ 2.496.14 $16,470.38 Additionally, each of the parties is to receive a credit for payment of marital debt for Mrs. Silvani of $10,859.00 which consists of converting a portion of marital debt into her own name and payments on both marital debt and that portion converted to her own name. Mr. 7;:; ('. (,:: ..;l ..',t, .. I \"'-' 1."-1 I ~, Cl 1-,", ;',{: 2(; Ii- ; ,).. I J ", (~" ""[, - , , : f'L.', . , \ ::-J ('>,\ ) II C. ) U C".l LAW OHlen SNELBAI<ER. BnENNEMAN a- Sf'ARE DENEEN M. SILV ANI, IN THE COURT or COMMON PLEAS or CUMBERLAND COUNTY, PENNSYLVANIA l'laiollff, vs. NO: 99.182 CIVIL MARK J. SILVANI, Defendant IN DIVORCE QIlFENDANT'S EXCEPTIONS TO THE MASTER'S REPORT Defcndanl Mark J. Silvani, by his attorneys, Snelbakcr, Brenneman & Spare, P.C. files exccptions to the Divorce Master's report and recommendations filed June 11,2002. L EXCEPTIONS. 1. The Divorce Master CITed in his findings of fact and conclusions of law as follows: A. By failing to properly consider the tax consequences and other ramifications of awarding Defendant-Husband the Individual Rctirement Account with Edward Jones when analyzing the factors set forth in Section 3502 (A) of the Domestic Relations Code. (Master's Report, Paragraph 10, pp. 5-6); B. By failing to actually award Defendant-Husband at leas', 48% of the value of the marital est lite as a result of awarding Husband the t:1ce value of the Individual Retirement Account with Edward Jones (Master's Report, p. 10); C. By awarding the marital home to Plaintiff-Wife without ordering her to sell or refinance the home in an amount sufficient to remove Husband's obligation from the joint note and mortgage in violation of the contractual terms of the parties' mortgage, The Master's recommendation rcsults in thc continued economic entanglement of the parties and will adversely affect Husband's ability to obtain credit and purchase a home for many years to come (Master's Report pp. 10 and 12); .,----.................--......... .. -.-.--.......,----.--.- ~~ . .... .. '~'~ .... ~ g!;l oM .. '8 ,~ tIlO ' ~ <II z~z <11 .... o 0 I! .-I <II ~ t::: III A ~Ul<rj <,. I 'S . uf.:i i ~H ,~~,'~ . ..., tIl~O ~ ~ :>1 U 8 ::l ~..,1:j 51'" Vl . o-l ~ ~ H ~~~ f3., ~li! :Ii tIl . !:1H ~ J, ~ i .., AA ~:s ; e:J " i el A '-- - . , ~-... '.,,.. ,or '"" "'/ ~; "''- /..:. IlJr> (~:. , :'"C .'-.' , (.I'" .,.' --:... {'e,! ::(: , " "..1 ;':"-', Q.. ~j (- f ,,) Je. '[1'f "- e.'/' ,....- ,'f) \.,. '., 'i' U..; I 1,. - e,].:" ctt'l -'k I,{, ;t~, ..~-,' "Iff! ' :t :--,.1 ,..... -~t 1I.lr., "'8 t) ('J ':l l;;) 0 DENEEN M. SILVANI, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA, ( I.',' , v. CIVIL ACTION - LAW MARK J. SILVANI, Defendant :.., NO. 99.182 CIVIL TERM IN DIVORCE . ~ , , , I I .I ) , , ." PLAINTIff1EXCEPTIONS TO THE MASTl;..R'S REPORT Af'JD RECOMMENDATIONS AND NOW, comes the Plaintiff, Deneen M. SlIvani, by and through her attorneys, Wlx Wenger and Weidner, and files the following exceptions to the Divorce Master's Report and Recommendations. 1. The Master erred and abused his discretion with respect to the following findings of fact: a. In finding that both parties contributed to the duties of homemaker during the marriage (paragraph 7, page 5). b. In failing to find that the husband had a substantial portion of his Inheritance remaining at the date of separation (paragraph 8, page 5). c. In falling to find thai the husband had a substantial non-marital fund available to him, post separation, which was not available to the wife. d. In failing to find that the wife had preserved marital assets, particularly the marital home, by continuing to make the mortgage payments taxes and insurance on the marital home, thereby Increasing the equity of this asset. e. lnfalllng to find that the husband dissipated marital assets as the result ot failure to make payments on martial debts that were solely In his name and In which he had sole knowledge and control. 2. The Master erred and abused his discretion with respect to his recommendations and distribution of the marital assets and liabilities as tollows: a. By falling to award the marital assets on the basis of a 60/40 dlstrlbuti6n, In favor of wife, based on the substantial factors warranting such distribution. b. By failing to divide the marital debt on a 40/60 basis, In favor of wlte, based on the factors set forth In ~3502 of the Divorce Code, Including, without limitation, the subst&ntial asset available to husband constituting the Inherltanoe remaining on the date of separation, and husband's failure to maintain payments on martial debt In his name alone. o. By failing to award to wife at least a portion of her attorney's tees, which were warranted under the circumstances. WHEREFORE, the Plaintiff respeotfully requests this Honorable Court to: 1. Order a distribution of the marital assets based on a 60/40 distribution, In favor ot wife, with a distribution of the marital home to wife, to be offset with husband's pension benefit 10 husband. 2. Order distribution of the marital debt on the basis of a 40/60 distribution, In favor ot wife, granting to eaoh of the parties proper credits for payments on the marital 2 e. In failing to find that the husband dissipated marital assets as the result ot failure to make payments on martial debts that were solely In his name and In whioh he had sole knowledge and control. 2. The Master erred and abused his discretion with respect to his recommendations and distribution of the marital assets and liabilities as follows: a. By failing to award the marital assets on the basis of a 60/40 distribution, In favor of wife, based on the substantial factors warranting such distribution. b. By falling to divide the marital debt on a, 40/60 basis, in favor of wife, based on the factors set forth in ~3502 of the Divorce Code, Including, without limitation, the substantial asset available to husband conslltuting the Inheritance remaining on Ihe date of separation, and husband's tailure to maintain payments on martial debt In his name alone. c. By failing to award to wife at loast a portion of her attorney's fees, which were warranted undor the clrcumstanoes. WHEREFORE, the Plaintiff respectfully requests this Honorable Court to: 1. Order a distribution of the marital assets based on a 60/40 distribution, In favor of wife, with a distribution of the marital home to wife, to be offset with husband's pension benefll to husband. 2. Order distribution ot the marital debt on the basis of a 40/60 distribution, in favor of wife, granting to each of the parties proper credits for payments on the marital 2 ~ r'" PROCEDURAL HISTORY A divorce complaint was filed on January 11, 1999, raising grounds for divorce of irretrievable breakdown of the marriage. The complaint raised economic claims of equitabie distribution, alimony, alimony pendente lite, and counsel fees and costs. The Master was appointed on February 18, 1999, and counsel were directed to file pretrial statements on April 9, 1999, in accordance with P.R.C.P. 1920.33(b), Counsel failed to file the pretrial statements as directed and on June 15, 1999, the Master's appointment was vacated. The Master was re-appointed on August 16, 2001. Pretrial statements were directed and filed and a pre-hearing conference was held on January 18,2002. A four-party conference was then set for March 13,2002, at which time the Master dictated a memorandum on the record and set a hearing date for May 30, 2002. Counsel and the parties appeared for the hearing on May 30, 2002. Upon appearing for the hearing, counsel and the parties indicated that they had been unable to resolve the date of separation of the parties and thereupon the Master conducted a hearing on that issue. Following the testimony, the Mastel' issued his findings on the record determining that the parties separated on August 25, 1999. Following the Master's finding regarding the date of separation, counsel then entered stipulations on the record. A set of !""'\ f""""-. stipulations was prepared prior to the hearing and signed by counsel; an additional stipulation relating to debt and credit for debt was placed on the record. 80th stipulations are attached hereto. After the admission of the stipulations on the record, counsel offered their clients' testimony on the ff\Ctors relating to equitable distribution. Wife also offered testimony on her claim for counsel fees. She withdrew her claim for alimony. Following the te!ltimony offered by the parties, the record was dosed and the Master proceeded to prepare his report and recommendations. STIPUL,!\TIONS ENTE~D ON THE ON MAr 30. 2002 Counsel prepared stipulations, which they signed prior to , the hearing, and which were admitted into the record by agreement. In addition, coun!lel placed on the record stipulations relating to the marital debt issues. 80th sets of stipulations are attached to this report and made a part hereof. DNDINGS OF FACT Inasmuch as the stipulations encompass the vital statistic information and facts relating to the factors dealing with equitable distribution as well as an outline of assets and values and debt obligations and credits each party is to receive, the Master does not 2 ..'""\ ,,- , Consequently, wife's contribution by working to support the family allowed husband to continue his t~ducation. 5. Both parties' opportunity to acquire assets in the future rely on their employment income. Wife does have a pension plan through her employment which is post-separation; husband has the opportunity to participate in a 401 (k) plan with Tyco Electronics but does not currently participate. 6. The source of income of both parties is related specifically to their employment as well as any benefits which either may receive through that employment. 7. Husband contributed funds from an inheritance from his mother to the marital estate. The inheritance was approximately $80,000.00. $8,000.00 was set aside Into accounts for the two children of the marriage. Husband te,stified that approximately $10,000.00 remains of the inheritance. A substantial part of the inheritance, therefore, was used during the marriage to purchase marital assets, pay the mortgage, bills, and living expenses. Both parties contributed to the duties of homemaker during the marriage. 8. The value of any property set aside to each party will be what they receive in the distribution of marital assets; as previously stated, however, husband does have some cash remaining from his inheritance from his mother's estate and wife has whatever future benefits she may acquire in her pension plan through her employment. 9. The standard of living of the parties established during the marriage was middle-class. 10. The economic circumstances of the parties are based on their respective earnings and benefits that they receive from their employment and the non-marital assets and interests which have previously been identified. The Mastel' has considered that in awarding husband's account with Edward Jones to him that there are certain tax consequences arising out of the award. Should husband need to take funds from the account before he reaches the age of 59 '/>, he will pay a penalty (it is not anticipated this would be necessary under the circumstances in this case although there was a question whether husband would be able to withdraw funds without penalty to pay debt). However, at the time that husband does withdraw funds from the account, even if it is after the 5 ""'"" r 7 Sherwood Drive, Mechanicsburg, Pennsylvania $ 69,807.48 Lincoln Life annuity $ 485.94 Prudential whole Ilfe insurance $ 2.766.89 TOTAL $ 73,060.31 MARITAL ASSET AND VALUES ASSIGNED TO HUSBAND Retirement account managed by Edward Jones $ 54.062.61 TOTAL $ 54,062.61 COMPUTATIONS Value of marital assets assigned to wife $ 73,060.31 Value of marital assets wife entitled to receive $ 66.103:92 Excess on wife's distribution of marital assets $ 6,956.39 Value of marital asseto husband entitled to receive $ 61,019.00 Value of marital asset assigned to husband $ 54,062.61 Shortfall on husband's distribution of marital assets $ 6,956.39 COMPUTATIONS ON DEBT AND CREDIT FOR PAYMENT OF DEBT Total debt allocated to wife $ 17,064.66 Wife's credit for payment of debt $ 10,859.00 10 ~ ,.., Wife's share of remaining debt $ 6,205.66 Total debt allocated to husband $ 18,486.72 Husband's credit for payment of debt $ 8,222.00 Husband's share of remaining debt $ 10,264.72 Wife owes husband as a result of the excess distribution of marital assets the sum of $6,956.39. Her share of the remaining marital debt is $6,205.66 for a total obligation to husband and on account of debt of $13, 162.05. Consequently, of the remaining debt to be paid considering wife's portion of the debt allocated to her and the funds which she owes husband from the excess distribution of marital assets, husband's net debt obligation is $3,308.33. The following debts are assigned to wife for payment: The MBNA Visa $ 9,764.07 Gordon's Jewelers account $ 570.70 Discover Card t. 2,830.42 Total debt assigned to wife $ 13,165.19 The following debts are assigned to husband for payment: Boscov's account $ 371.06 Home Depot account $ 437.99 Lowes account L2,496.14 Total debt assigned to husband $ 3,305.19 II -'\ "- Wife will retain the Lincoln Life annuity and the Prudential whole life policy und husband will sign any documents necessary to release his interest in said policies in fuvor of wife. Any titles necessary to effect transfer of vehIcles to the other party shaJl be signed within thirty (30) days of a final order In these proceedings. Husband shaJl be entitled to receive from the marital home a microwave oven, a video cassette recorder, a Sharp television, and earthen ware and glassware in a shed on the premises at 7 Sherwood Drive, Mechanicsburg, Pennsylvania. ALIMONY Wife's claim for alimony has been withdrawn. COUNSEL FEES AND COSTS DISCUSSION Wife has requested a contribution from husband toward payment of her cOllnsel fees and costs. In reviewing wife's c1aim~ the Master does not consider that husband conducted himself in any way that created an unusual burden on wife for payment of fees and costs based on obdurate, dilatory, and vexatious conduct. 80th parties have incurred substantial fees and hopefully with the finalization of the divorce proceedings the fees will cease. Further, the Master considered IJ ."''"..... speak to an attorney; and that he thought perhaps the parties should pursue divorce. At thut time, wife Ilsked husband to separate physically. Husbllnd, however, did not move out of the house but did move to separate quarters. Since August 25, 1999, the parties did not engage in any ongoing marital sexual relationship or social activities. In October 1999 at husband's request wife opened a separate checking account and contributed her share of expenses to husband by a check from that account. Wife physically removed herself from the house with the children on December 27, 1999. Wife did indicate that she spent Christmas with her mother; however, she returned to have the children spend some time with the father during the holiday, and then subsequently left the residence on December 27. Wife resumed living in the marital residence in February 2000 when husband vacated the premises. 80th parties indicated that the marriage was causing them difl1culties in the relationship with each other. The attempt to reconcile was made by both parties but did not accomplish a resolution of the marital relationship, and the Master finds that based on the facts retated and tht~ testimony, that the parties did separate on August 25, 1999, when the marital relationship and activities thereto ceased. '~ r--, c. The mortgago balance as of 12/31/01 was $53,165.28 d. Tho mortgage bulnnce as of 5/29/02 is $51,692.52. The taxel! and homeowners insurance are paid as part of the monthly mortgage payment of $424 bi weekly for a total monthly payment of $918.67. e. The Plaintiff has paid all the mortgage payments, without default since February, 2000. f. The Plaintiff has had exclusive possession of the marital home since February, 2000. 4. Mark SlIvani has a retirement account managed by Edward Jones. a. The value of this account as of 12/31/99 was $49,262.56. b. The value of this account as of 5/2902 Is $54,062.61. c. The entire retirement account Is a marital asset. d. There have been no post separation contributions made. e. There have been no withdrawals from this account. 5. Deneen SlIvanl has an annuity with Lincoln Life Insurance Company. a. The value of the annuity as of 3/31/99 was $414.62. b. The value of the annuity as of 3/28/02 was $485.94. c. The annuity is a marital asset. 6. Deneen SlIvanl has a whole life insurance polley with Prudential Lite Insurance Company on which she has made payments post-separation. a. The value of this policy as of 12/29/99 was $2,766.89, which Is the marital portion of such policy. 3 - . .~ r b. The face value of the policy Is $50,000. c. The primary bonoficiaries are tho parties' children. 7. In 1998 Mark Silvani roceivod an inheritance from his mother who passed away on 3/30/96. a. The inheritance consisted of approximately: i. $51,925.13 il1 cash, Ii. $30,000 from sale 01 real estate. b. A portion of this inheritance was used during the marriage to purchase marital assets, pay the mortgage, bills and living expenses. c. $8,000 of the inheritance was used to set-up accounts for the children. d. There was approximately $20,000 of the Inheritance remaining as of 12/31/99. The Defendant paid the Janual'y, 2000 mortgage payment. 4 ,-" --, ,-, DENEEN M. SILVANI, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VII. NO. 99.- 182 CIVIL MARK J. SILVANI, Defendant IN DIVORCE STIPULATIONS RELATING TO THE MARITAL DEBT ISSUES MR. DZURANIN: I am presenting to be marked as , Joint Exhibit No.1 a stipulation consisting of five pages signed by both parties and their counsel on May 30, 2002. Additionally the parties stipulate that the marital debt consists of several accounts. The current balances on those accounts arc ao follows: The MBNA Visa $ 9, 764.07 Boscov's account $ 371.06 Gordon's Jewelers account $ 570.70 Discover Card $ 2,830.42 Home Depot account $ 437.99 Lowe's account $ 2.496.14 $16,470.38 Additionally, each of the parties is to receive a credit for payment of marital debt for Mrs. Silvani of $10,859.00 which consists of converting a portion of marital debt into her own name and payments on both marital debt and that portion converted to her own name. Mr. , . DENEEN M. SILVANI, Plaintif f IN THE COURT O~' COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARK J. SILVANI, Defendant IN DIVORCE (') c:} 0 ~~ fv "n '-0 i~i; '", 'I cO;, :1:!j Illfl t.;... I ;_i. ~ I " ~< I i31'n lJ ~~) ,,\L r~' , .-\1 ',j'-j" .~ t._,.--; 'r;( '. Il (0) .- ('1(' - (_')n'l .J-' S_.: .. :i~J :'J :..l Xl .-.... .&:'" .< VS. NO. 99 - 182 CIVIL NOTICE OF_EJLING MASTER'S REPORT The report of t.he Master has been filed this date and copies have been sent with this notice to counsel of record and the parties. In accordance with P.R.C.P. 1920.55 within ten (10) days after the maHing of this notice and I'eport exceptions may be filed to the report by any party. If no exceptions are filed within the ten (10) day period, the Court shall receive the report, and if approved, shall enter a final decree in accordance with the recommendations contained in the report. , fJ}ktu;i,~ Datel 6/11/02 E. Robert Elicker, II Divorce Master NOTE I If exceptions are f!.led, file the original with the Prothonotary and a copy with the Master's office. At that time, the party fi ling the exceptions should notify the court reporter in the Master's office so arrangements can be made for a transcript. Upon completion of the transcript and receipt of payment, the entire file will be returned to the Prothonotary's office for transmittal to the Court at time of argument on the exceptions, at 7 Sherwood Drive, Mechanlcsburg, Pennsylvania (the "Real Property"), in the form of deed attached hereto as Exhibit A. Said deed shall be held In escrow by . Husband's attorney, pending contlrmatlon of the removal of Husband trom the mortgage to and underlying Note obligation on the said Real Property pursuant to paragraph 2 herein, whore upon, tho deed shall be deliv~red 10 Wife. 2. Wife shall immediately apply for and take all steps necessary to refinance the mortgage on the Real Property and shall complete the same within ninety (90) days of the date of this Stipulation. As part of said refinance, Wife shall pay oft in full all the joint debt assigned to Wife in the Master's Report. 3, In the event that the said refinancing Is not completed within the said ninety (90) day period set forth In paragraph 2 above, the parties agree to list the house for sale at a price to be determined by mutual agreement of the parties. In the event the parties are not able to agree, the listing price shall be that set by an appraisal determined by an independent MAl appraiser of the parties mutual selection, or If the parties are not able to agree on an MAl appraiser, by an appraiser selected by the Court of Common Pleas of Cumberland County, The appraisal shall be at Wife's expense, In the event the Real Property is sold pursuant to this paragraph 3, the proceeds there from shall be used to payoff the aforementioned mortgage, the joint debt assigned to Wife in the Master's Report and the balance thereof shall be paid to Wife, Wife shall be solely responsible for all costs and expenses associated with the sale of the house, C" ;"'f i.!/(-'-' (') ,>,: ;~F' (j ((;(0 C'L" ,-"II' "I". 1,'tr,11 I}; 'L C' oo' \,,' V;> ~1" C:j ------~ ~E 0J -. t..... C,J co ltli N ..i LJ ~ ;.'-. .c6 \J'l r-= ?'6 ~ . ~ 0- .... " '::t: - % ~ , ~ t"~ ;f'I