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You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
lIale. (See notice on page two on how to obtain an attorney.)
YOU MAY ~TILL BIl...ABLIl TO SAYE YOUR PROPIlRTY ANlt-IQY. HAVll-2tll1B
RIGHTS IlVmN IF THIl SHIlRIFF'S ~~LE DOES TAKE~~
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the price bid by
12l5) 563-7000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only
Sheriff the full amount due in the sale.
happened, you may call (215) 563-7000.
if the buyer. pays the
To find out if this has
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schedule of distribution of the money bid for
your house will be filed by the Sheriff on Thls
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. YoU may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
Cumberland County Courthouse
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
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D~C, 21. 1998111!: 46AM_Nocom ,
~'ept'mb.~ 11, ~'"
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NO, 4573 P,!3
II u.,n"
'''-~1l ,,,- _mB..rOlf TO I'OUCLOII
A U'"......,I___~o.... 0' 'A
4~'O_dl..rlf..~ 411ft ....../10, CA~ 10'1'II
."all 0' 1'ICrI NtlTrt'l CAl\Iruz.LY, I
JOlIN SAlTON
sa lRI'I'.x.w:. RD
tKr"....~Q, 'A 17257
"'IID LOAlI . 00211121U
'RO'un 55 alJTIIW.1. lID INI "IIIIIUR, 'A 1725 7
MOR'l'aAQII, Q. I. CAlrTA.t. HORTaAaI 'bvrCII
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II. r.pr...nt al Capi t.l Mol't9111' 8.rv10.., Ino. ("aleMl: II the ho1cl.1' of I
ma~b9'" on YOII~ proplI'ty locatad at I 15 <I1lT11!ALl. RD. IBr,pmt.lllIl, 'A wbiall
~rt"9' i. in "I'ioll' d.f.1I1t b.call.. you have no~ mad. the monthly
p'yment. of "~6.'7 fo~ 3 month. &Dd/or b.o.II.. N/.. ~t.
ah'~lI" (and oth.~ oharg.,) have a1.0 looru.d of ,1..,1'. Th. total
'IlIOIIIIt nolt r'q\llr.d to Oll~' thb d.fau1t, or 1n oth'r wo~dI. ..t oaught up
in YOllr p.yment. a. of the d.t. of thi. l.tt.~, i. $J,041.00
Ya~ may our. thi. d.talllt within THIRTY (30) 4ay. of thi. l.tt.r by P'ying'
ch. abov. lmount of '3,045.00, plll' any Iclcl1tioDll monthly p.yment. .nel '
l.t. Oharg.. (and oth.r ch.rv") whioh m,y "~ll clll. clllr1ng thi. PI~iod.
'~ch paymanc ~.t b. mad. 1n the tOrm of I oa.hi.r'. oh.ok, 0.~tif1.d
oh.ok, 01' mon.y a~d.r, .ncl .ent to 2000 He.t Loop lo~th, luit. 1300,
N~.ton, TX 77027.
If YOII do not Our. tha d.f.1I1t within nlIRTY (30) day., w. int.nd to
,x'~oi.. OIIr I'ight to .oo.l.rat. the mo~tg.g. p.ym.nt.. Thi. mean. thlt
IIb.ClvlI' it owin, on the odgl.nal mo~tgag. AftlOllllt borrOwtld Will be
oon'id.~.d due imm.diat.ly, ana YOu may l~.. the ch.no. to PlY att the
origin.l ma~tglge in monthly 1n.t.llm.nt.. It till 1 parmlnt of the .mount
ot 4.f.1I1t 1. DOt ma4. within THIRTY (30) d.y., WI .1.0 intencl to in.truct'
0111' .ttorn.Y' to .tart I law'lItt to forlolo.e your mo~tglgl p~op~ty.
If the mo~t,alll i. tOf.olo'e4, yollr martg.g. p~oP'rty Will Qe lold by tb.
.h8riff to p,y off the mortglg. d.bt. It you our. the det.lIlt blto~1 WI
bettn le911 prooeeding. .g.in.t YOII, YOII will .till have to p,y the
re..onabl. .ttorn.y', tel. .otllally incurrld lip to '&0.00. HOwev.r, it
le"l p~ooelcling. .~. -t'l't.d Ig.in.t YOII. you will have to p,y thl
rea.onabl. IttornIY'. fe.. .v.n it they Ir. over '50.00. Any.ttornlY"
'.e. will b. .dd.d to wbat.v.r YOII ow. UI, which may 11'0 inc1ud. our
r...onabl. oo.t.. It you ou~' thl d.flult Within the THrRTY(JOI day
p.dod. you will not b. required to PlY Ittarney'. t.u. YOU RAVJI 'I'llI
RIGHT TO RIIN.TATJI APTIII ACClLIlRM'ION AIlll TH' RIOX'!' TO AllSIIRT IN TIlII
J'OIIICLOltllUl 'ROCIIDINO' TKJ: NOnXIIl'l'li:NCI! 0' A DIPA!II.T OR ANY OTll1IR DarlNll
YOU !lAY IIAVI TO 'OOJIJlRATrON ANI) IORICI.OStIRl.
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EXHIBIT "A"
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D~C, 21. 199B II: 45AM
'___ .!IIIl... "'. ... ... .....1.. ., . .......'Y ..., " ".."....."'.....
mort'lg. tor thirty ('0) daYI tram the date of thil Notiol. DurllfH'lll
~l~ yau mu.~ .~5}nW. ang .~~.na _ ~5.g.a~g~l.gaw ~.~~nv .1~Q .
r'prll.ntltiv. of thil llnd,r, or Witir~~~l~,,~mer ar.dit
oO\lllll11ng 1,11:Icr.r, Th. purpo.. at th.'n~ Il~~ c$,I/r''''~'~/iillfOrlc out'.
I"IPIYftl.nt p11A, Or to oth...wh. l.ttl"'IiMMI""~JIlWWllIrdtn~I"...tilll' IllIIlt
ooaur in the nlxt thirty (30) day., ,
NO, 4573
p, 8
If you Ittlnd I flo.-to-t.a. m..ting with thil llnd"1 or with I oon.u~r
or.dit ooun..ling Iy.noy id.ntifild in thil notial. no fUrthlr proO.lding
In mort'I,1 for.olo.ur. may tiki pllol tor thirty (30) day. Iftlr thl data
of this ma.tiag. Th. nlma. .ddr.... and telephonl number of our
r'pr..entative i.,
0.'. Capital Mortglg. ..rvia..
2000 lIut 1.o0p Bouth, lIu1,t. 1300
Hou.ton, T.xa. 77027 1 (100) ,t2-13..
Th. nam., and addr..... of delitnated oon.umer or.dit ooun..ling a,.n01..
.r. .hown On the Itt~oh.d .h..t. %t 1. only n.o....ry to .oh.dule ani
fla'-to-feoe ml.ting. You .hould advi.. this l.nd.. immedi.tl1y of YOUr
intant ion. .
Your mort'lgl io in d.flult beoau.e YOU naVe fail.d to p.y promptly
inatallment, of prinaip.l Ind intar.at, a, rlquirld for It leaat .ixty (to)
c1aYI. Tbe total _t of till d.linquency 11 .3,04'.00. Th&t Iwn inalud.. '
the fallowing I payment. due 07/01/" through the data of Chi, l'tt.r and
l.ta onarg".
Your mortg.g. iI alia ill dlfllllt tor the followillll "uon,
onlbll co tontlae.
It you hlva tried and ar, unabll to r..o1ve this prOblem It or .tt.r au.
hoa-to-taa. ma.Ullg. you havI tlla right to apply tor finanoial ..abtanoa
t~ the Hom.own.~.l amars.ncy Mortg.ge A.,i.tano. Pund. In ord.r to do
th1., yOU mUlt fill out, .ign and till I oompl.ted Hom.own.r.' tmlrgeney
AI.i.tana. Applioltion with one ol the d..ignlt.d con.umar crldit
oounl.ling .genoi.. 1i.tld on thl .ttachment, An applic.tion for
...i.t.na. may only be obtlin.d tram I OOnlUmlr cr.dit ooun..l1ng .glney.
Th. aonlumer ar.dit aOUDlelini ag.ncy will I..i,t YOU in filling out your
Ipplicltion and w111 'ubnL1t you. oomplet.d .pplio.tion to th. Pennlylvani..'
1I0u.LAg rilllne. AiI.nay. Your applicltion lllII.t be fUlI4 or po.tmark.d,
within thirty (30) dlY, of your tao'-to-'Iol me.tiDg.
It i. extr.mely i~.tant thlt you fl1. your Ipplication promptly. If you
do Dot do 10, or if you do not follow oeh.r time p.riod. ..t forth in this
lntt.r, for.clolur. may proo.ed ag.in.t ycu~ home imm.di.tely.
EXHIBIT "8
DijC, 21. 1~~i'll: 45AlIsd. tor .mer,enoy mort'I,. ...btano. u. v.~ umEQ...i~7J'I'h.~ 9
! ~~ dhbur..d by the AlI.nol'under:"the .lilf~b~1.1.ty oritu~a ..tablhbtll
' ! .... ACT,
It 11 .lCI:r_ly 4mportant that yout .ppHo.Uon h .00IIUce llIICI __'" in
.,..,. .....r-v"" I 'It.. 1......-.,.1""0111.. 11\,,,...&.... rJ.u..,,...w ~..nw, ~_ .1.,....,. flo) U'"
to mak. . d.ei.4on .fter it l:'Iodvu ..........UJl'Ai..,lIIudn' that
.dcUUonal UIll4l, no tOl:'lolo.ul:'l proo.."'....IlW.liUC'M'.........-.-t you U
l/O~ i..v. lII.t the t4"" "'qu~rQlllIntl ..1I111MikU'.'JU'n....'..:II3l..motUbd
dlr.otiy by th. Ag.nay of it. d,ci.ion on your 'Pplio.tion.
TIll 'lM.y1v.nia 1I0u.ing 'inano. Agenoy b 100.t.el .t '101 North 'ront
Itrl.t, .o.t ottic. lox '0", ~rri.burl. '.nn'Ylvani. 17101. Tel.phon.
No, (7111 '.0-3.00 or 1-100-342-23" (toll tr.. numberl. '.r.OftI with
4mpairad h.ar4ng Oan 0.11 1-'00-3'2-23".
In Idditioa, you may reo.iv. anoth.r notio. trom thi. l.nder und.r Aot . ot
117.. That notio. 11 oelled . "Notio. ot Intention to ror.olo..." You IIIU.t
~..d both notio... ainc. th.y both .xplain right' that you now hav, un4ar
P.nn.yivlA~a law, HOWI~r, if you oboo.. to .x.roi,. your right. de.oribed
4n thi. notio., you cannot tor.alo..d upon whil. you .re r,o'1vinw that
a..heano. .
'1oon,ll'.
2un8..
JllIIt lutt.dok, 1 (100) "2"13", Coll.otion D.p,rtmtl!t
Th. following lIi,olo.ur. 4, r.quirad by .pplioable t.d.r.l and atat. law
for olre.in loana that we ..rviee, Thi. communio.tion i. trom a debt
coll.otor and ia .n attampt to ooll.ot a d.btl any intormAtion obtaiued
will 1:1. u..cS tOJ: that purpo...
EXHIBIT "B '
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You may need an attorney to assert your rights. The sooner
you oontact one, the more ohance you wi 11 have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
,XQILHAL.Jn.rw~u ABLE TO SA'lI.~ PROPZRTY AND YOU K~U_.QIm
RIGHTS !VEN IF THE SHERIFF'S SALI DQIft TAKE PLACE.
1.
be sold
oall ing
If the Sneriff's Sale is not stopped, your property will
to the highest bidder. You may find out th~ price bid by
ill.~l 563-7000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. 1'he sale will go through only
Sheriff the full amount due in the sale.
happened, you may Call (215) 56)-7000.
if the buyer pays the
To find out if this has
4. If t.he amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A schf/.dule of distribution of the money bid for
your houRe will be filed by the Sheriff on. ThIs
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after
7. You may also have ot.her rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR L~WYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TF.LEPHONE THE OFFIOI
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 I,I BERTY AVENUE
Cumberland County Courthou~e
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
WRIT OF EXECUTION end/or ATIACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF, Cml~!:l@<;lu.._~,....~
NO, 99-;>J4 CIVlllll.:mJ.t1
CIVIL ACTION.. LAW
u.,,_~COUNTY:
To satisfy the dsbt, Interest and costs due __.!.i" ..I::.L~C{.lL1il<!l,MQJ:l~..Jif,l!y~!L..~.___._
...,..,~-..'-,..,_.,--~-"._.,.... .. ,.u..~_u ..,..,.. "... -,...... ...__~..._,~,_,_____.....'" ____'..._____'_...______ PLAINTlFF(S)
Irom ,--,..lohn-.Bar.lon,.-A/Ki'J\._John_E._llarlou . ..,,___ __,., ..__....,... .....____....._..____,.._,__.___,.,._,___,..
-~......~ -.--........ ._-~-_. ._..._------_.".__.._~---" ,,-.,
. ....,.,....____~.__. u,,__..~__~.~._~.___~"'._...~._._
---..".-._---..._-------,,,..._-_..__..__.."',,._----~. ....., . _._~.---_.~-
___~,u,______.....__._____...., DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell..,u_..,~_...,_,______~__
---..HeaLl'.rollfJrJ;y"laci.lted, . i.lL5.5,.GulfllKlll, ,HQiKL., .BlLiJ;!pQnBb!J.!:9Ll'Sl.._,l125L,__,._________
~..-._~__.HH".___.______.__<'_~__.____..,..._.___~__._.,.-...-..~___..~._.._.____u.._...___.___._.._..._._~__......___~_____.,..
.--'---_.,..-..__.__-._-.._---_.,""._-~_...,--~-~..-.._..--,--'-.~.__....__...__..._--.
---_.~_.._.._.__.._---"._.~.._.._-_.._--~-~-
(2) You are also directed to attach the property of the defendanl(S) not levied upon In the possession of ____
.
--~~- .._.__..___.__~h_~___~_.._,,~_______.. ...----_.....___..___~_. ...............___.___....._ ...____.. __. . ._____._..M.__.__.___.___~_~___
"-'--'~----'-'" .~----. ------......-------....".-.----..........-----. --_....~.-.----_._~------~,----~
--~-_.~_.._----~.+ .....-------.......-.-
. ._~-_.._---_..,_._.__._..--_..~._--_._+~_.~-
~_._..-.-._.._-~.._--~-,_._----~_.
"..-.,-"-'---.__,.._.,__._.,_~._ GARNISHEE(S) as follows:
--------.-..__._----_.....+-_.._..-._.-...._._--------~_.._---_._.-~......__._--..__._-~---.
and to notny the garnlshee(s) that: (a) an attachment has been Issued; (b) the garnlshee(s) Is/are enjoined from paying any
debt to or for the account of the defendanl(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(:I) "Propertyof the defendant(s) nollevlad upon an subject to attachment Is found In the possession of anyoneother
than a named garnishee, you are directed to notify hlm/herthal he/she has been added as a garnishee and Is enjoined as above
stated,
Amount Due ..,-.$J..31....BliJ..Jfi.,.. '__~__m'....__..____~.. L, L, .-...----._$O,...:,u____., ,.___..,
IntefjeBt fran 2/25/99 to Sale @ $22.66 Per DIem
Interes -------..-.,2.J56.64._....__..,~__._...,....._ Due Prothy ___,..___..LillL..________...,
My's Comm '...___.__.....__,....__ % _~..__..._....~_. Other Costs _____'._,._____.._,
My Paid --..--~~_,__lll.Q2_,__.._.._~____.._,
Plalntnf Paid..., '__..._____._______...__._~
----------.-.
Date:_.March.JJ......J.999__~_" ._....~__,...____....._
-,-~.C.\.IIlie.....R'-L9Il9..~___,_
Prothonotary, Civil plvlslon
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by: ~ L'L '~,.JJl/('L,-<-:
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Deputy
REQUESTING PARTY:
Name ..._.._Eranlcl!'A'lAt1T1iIf'l....Eaq.,_
Address: ..'!..\\u _p'~lIn ~n~~!:..Plaza - St\!t~_900
ph j 1;vi., 1 pl1ia"..l'<3-,,1.91 O}
Morney for: ,lI.l<I,lntUf-......-..-,-~,..______~--,
Telephone: -----4-215,) 'ih1-7ClOO,.....___,..,_,....._..__
Supreme Court ID No, ,1..2248 .__..._.._...._~_.....__..._..,.,_