HomeMy WebLinkAbout99-00309
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Esqulrc, and the Wife, aWlu'c of hcr l'ightto Icgalreprcscntation, has likewise bccn
rcprcsented by counsel, Ruby Weeks, Esquire,
2, SEI'ARAT10N~ Husband and Wife muy and shall at all times hereafter, live
sepamte and apart. Each shall be free fl'Omall contl'Ol, restraint, interlerence 01' authority,
direct 01' indirect, by the other in all respects as ifhe 01' she were unmarried, Each may
reside at such place 01' places as he 01' she may select. Each may 101' his 01' her sepamte
use 01' benefit conduct, carryon and engage in any business, occupation, profession, 01'
employment which to him or her may seem advisable, This provision shall not be taken,
however, to be an admission on the part of either Hnsbllnd 01' Wife of the lawfulness of
the causes which led to 01' resulted in the continuation of their living apart. HnsbHnd and
Wife shall not molest, harass, disturb, 01' malign each other 01' the respective nunilies of
eHch other or compel or aHemptto compel the other to co hub it 01' dwell by uny meuns or
In nny manner whutsoever with him or her.
J, MlITUAL F,STATE WAL~ Uusband and Wife each do hereby
mutually remise, release, quitclaim and forever discharge the other of the estate of each
other, for all time to come, und for all purposes whatsoever, of und from any and all rights,
titles und interest, 01' claims in or ugainstthe property (Including income and gain fl'Om
property hereafter accruing) oflhe other or ugainstthe estate of such other, of whatever
nature and wheresoever situute, which he or she now has or at any time hereafter mHY
huve against such other, the estate of such other or any part thereot: whether arising out
of any former acts, contracts, engugements or liabilities of such other or by way of dower
01' curtesy or widow's or widower's rights, family exemption or similur ullowance, 01' under
the intestate laws. or the right to take against the spouse's will. or the right to treat a
lifetime conveyance by the other as testamentary. or all other rights ofa surviving spouse
to participute in a deceased spouse's estate, whether arisiag uader the laws of (a)
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Pennsylvania, (b) nny state, commonwealth or territory in the United States, 01' (c) nny
other country, 01' nny rights which Wife mny have 01' at any time herealler have 01' have
for past, prescnt or thture support 01' maintenance, alimony, nlimony pendente lite, counsel
fees, costs or expenses. whether arising ns a result of the mnritalrelntion or otherwise,
except, and only except, all rights and agreements, nnd obligations of whatsoever nature
arising or which mny arise under this Agreement or for the brench of any thereof It is the
intention of IllIsbllnd and Wife to give to cnch other by the execution of the Agreement,
a full, complete and general release with respect to nny nnd all properly of llny kind or
nature, real, personal or mixed, which the other now owns 01' may hereafter acquire,
except and only except nil rights nlld ngreements and obligntions of whatsoever nature
arising 01' which may arise under this Agreement 01' for the breach of any thereof: subject,
however to the implementation and sntislilction of the conditions precedent as set forth
herein above, Each of the parties horeto thrther waive any right of olection contained in
Chaptor 22 of the Pennsylvania Probnle, Estates, nnd Fiducinries Code,
4, PERSONAL I'ROPERTY:, HlIsbllnd and Wife do hereby acknowledge that
they have prior (0 the execution of this Agreement, divided the marital personal property,
including, but wilhoutlimitation. jewelry, <:lothes, furniture and other personalty and
hereal\er Wife agrees that all of the property in possession of HlIsblllld shall be the sole
and separate property of IIl1sblllld; and, IInsbllnd agrees that nil property in the
possession of Wife shall be the sole and separate property of Wife, Each of the parties
does hereby specilically waive, release, renounce llnd forever abandon whatever claims, jf
any, he or she may have with respect to any of the above items which are the sole and
separate property of the other.
5, YE.U1CLES, IIl1sballd and Wife are the owners of various vehicles which
they have agreed will be divided in a lilir and equitable manner. Hnsballd and Wife do
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agree lhut they shull execute nil documents within 30 dnys of the dute of this ngreement,If
lIny, necessllry toll'llllstcr title nnd reglstl'llliun to the vurious vehicles to nccompllsh the
sepnrate ownership us set I\JI'th in this parngraph, Further, Husband agrees Ihnt he shllll
retul'll to Knthryn FenltnulIl her Power Wheels Jeep which shall be in proper working
condition, Additionully, it is the spccilic ugreement of the purties thut the 1996 Dodge
Carnvan shull be the sole lInd sepumte property of Wllc
6, REALESTAIE, f1usbuud and Wife were deed title owners of real estate
which was sold resulting innel procceds which are being held by Wayne F, Shade, Esquire
In the amount 01'$6,249,21, Snid monies are directed to be immediately transferred and
deposited to the Keystone Financial Escrow account. account No,3740989326 which will
then carry a balance of no less than $7,741,71, The balance of the Keystone Financial
account no, 3740989326 shnllthen be distributed as follows:
a, $500,00 to Kalhryn Fealtman to repay debt of falher.
b, $2,500,00 to be deposited in an account in the nume of Kathryn
Fealtman, benring the designation of both Husbund and Wife as guardians, and restricted
such that both guardians lIIust sign for release of the monies and the account shall not be
payable to anyone or on behalf of Kathryn Fealtman prior to her 18th birthday unless such
payment shall be made Ibr the cost of higher education,
c, $2,500,0010 be depositcd in un account in the name of Erica Fcultman,'
beuring the designation of both Husbund and Wile as guurdinns, und restricted such that
both guardians must sign lor release of the monies and the account shallnol be payable to
nnyone Of on behalf of Erica Fealtman prior to her 181h birthday unless such pnyment shall
be made lor the cost of higher education,
d, The balance of thc albresnid Keystone Financial escl'Ow account shllll be
divided equally betweenllusbnnd and Wife,
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7, DANK ACCOllNTS.llush/lnd /Iud Wife lIuknowledgo thllt 1111 joint blink
accounts excepting thl~ Keystone I>'inllnclalllccount hllvo been closed and liquidated, All
Individually hels IIccounts of Husbllnd IInd Wife lire IIcknowledged to be tho solo and
sepllrnto property of the accouut holder,
8, L....IC INSlJl{ANCIC, Ilusbllnd and Wife IIcknowledge the existtllWe of certllln
life insufllnce policies IIcl)uired li'OI11 time to time in their names, The parties agree thllt
said lite insurance policies lire the sole /lnd seplll'llte property of the policy holder IInd not
subjt1ctto any provisions of this IIgreement.
9, CEMEn:RY LOTS, Ilnsbllnd IInd Wife IIgree thllt they are owners of certain
cemetery lots lit Westminster Gardens, Carlisle, Pennsylvania, which shall be the sole and
separate properly of Ilusbllnd, Husbllnd and Wife lurther IIgree tl1llt they shllll execute any
documents uecessary to accomplish such a tl'llnsfer of ownership on the records of the
Cemetery Association,
10, A TTOI{N EY I1E.:S, Hnsband and Wife agree that each shllll be solely
responsible and shall save and hold harmless the other from and on account of allorney
tees, and costs incurred to the date of this agreement by the other party elml each shllll pay
his or her own attorney lees and costs due and owing in connection with their separate
representation in this matter.
II. Husb/llld and Wife do hereby covenant and wllrrant that this Agreement
contains all of the representations. promises and agreements mllde by either of them to the
other for the purposes set forth in the preamble; that there are no claims, promises 01'
representations not herein contained, either oral 01' written, which shall or may be charged
or enfiJrced or enforceable unless reduced to writing and signed by hoth of the parties; and
the wlIiver of any term, condition, c1l1use or provision of this Agreement shllll in no WilY be
deemed to be considered II waiver of any other terms, conditions. clauses or provisions of
this Agreement.
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12, This Agreement shull remuin in llllllbrce IInd eObct unless und until tel'lnlnuted
under and pursuunl to the terms of this Agrc'ement. The failure of either party to Insist
upon strict perfhrmunce of any of the provisions of this Agreement shall not be construed
as a waiver of any subsequent delimit of the slime 01' similar nufure,
13. Ifany term, condition. clause 01' provision of this Agreement shall be
determined 01' declllred to be void 01' invalid or otherwise, then only that term, condition,
clause or provision shall be valid and continue in lull force, eObct and operation,
Likewise, the luilure of any party to Illeet her or his obligations under anyone or more of
the paragraphs, with the exception of the satisfaction of the conditions precedent, shall in
no way avoid or alter the remaining obligations of the parties,
14, This Agreement shall be construed in accordance with the laws of the
Commonwealth of Pennsylvania,
15, If either party breaches any provision of this Agreement, the other party shall
have the right, at his or her e1e(:tion, to sue in law or in equity, to enlorce such rights and
remedies which the party may hnve, and the party breaching this Agreement shall be
responsible lor the reasonable legallbes and costs incurred by the other in enforcing his or
her rights lindeI' this Agreement.
16, WAlYElLOI<' I{EllREMEN'LCLAIM; "usbaud and Wife acknowledge
l\.Jhat lIusballd is employed at ,~-\JhnjAt, C:L~_L_~___, Pennsylvania,
','where he has accumulated ceuain retirement benet1ts, Each of the plll'ties docs specit1cally
waive, release, renounce, and f()f'(wer abandon all of their right, title, and interest or claim,
whatever it may be. in any pension, retirement, prot1t sharing plan 01' other plan ofsueh a
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The parties purchased or otherwise obtained uuring ths cours. of their
marri.ge property which Is coneidered "marital property",
Upon entry of a divorce decree, euch property should be divided equitebly
as ie juet and proper,
COIINT III - ALIMONY AND ALIMONY PEHDBllTIll LITIll
21, paragraphs I through 20 are hereby incorporated by reference and made a
part hereof,
22, Plaintiff lacks eufficient means of support at preeent to fully provide
for her reuonable needa, despite the fact she is employed. I'laintirt
20,
requests an award of alimony pendente lite,
23, Plaintiff requires reasonable support to adequately maintain h....1t in
accordance with the standard of living established during the marriage.
24, Defendant ia financially able to provide for ths reuonable neede of
Plaintiff ,
lIBIRBrORB, plaintiff prays that a decree in dborce be entered divoroing
plaintiff from the bonds of matrimony between the said plaintiff and defendant,
25,
Ae to Count I(A) and Count 1(8), that a decree in divorce be entered
divorCing Plllintiff from the bonde of matrimony betwelln the eaid
Plaintiff and Defendant,
a,
b, As to Count II, that this Court deterroine marital property and order
an equitable distribution thersof,
0, As to Count III, that Plaintiff be awarded alimony pendente lite
until final hearing and permanent alimony thereafter.
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In the Court of Common Pleas of CmtDERLAND County" Pennsylvania
DOMESTIC RELATIONS SECTION
LOR II! L. FBALTMAN ) Pocket Numher 99 309 CIVIL
Plaintiff )
vs. ) PACSES Case Numher 899100688 ID28,305
JACOB N, FBAL1MAN )
Defendanl ) Other State ID Numher
Qr!kr
AND NOW to wit, this
FBBRUARY 23, 1999
it Is hereby Ordered
that:
THE PBTITION FOR ALIMONY PBNDENTE LITE IS DISMISSED, WITHOUT PREJUDICE,
PURSUANT TO AN EFFECTIVE ORDER SPOUSAL SUPPORT,
ORO: RJ Shadday
xc: pl<lint I ff ..,~
defendant
R. W(>.e ks t F:Rq. ('f\u...0.l,w\
W. Shade, EACJ, , N"l,u
. - 1\1\'r\
Service Type M
Edwa rd F.. Gu Idd
JUDGE
Form OE.OOI
Wnrkcr ID 21005
ES<lulrc, nud Ihe Wife, nwnre of her righllo leglll rcpresenlnlion, hnsllkewise been
represented by counsel, Ruhy Weeks, Esquil e.
2, SEI'AHA'fION: IIl1sblllld and Wife may and shall al all limes herealler, live
separate and npart. Ench shnll be frce IhHII nil eonlrol. reslrainl. interference oraulhority,
direct or indirecl, hy the olher ill nil respects ns ifhe or she were unmarried, Each may
reside at such plnce or pla\;es liS he or she nmy select. Each may for his or her separate
use or benefit conducl, carry 011 and cngagc in any busincss, occupation. professioll, or
employmenl which 10 him or her may seemndvisahle, This provision shall not be laken,
however, to be anlldmission ollthc plln ofeithcr IIl1shnlld or Wife of the IlIwfulness of
the cnuses whkh led 10 or resulted in the conlinoation oflheir living npnr!. IIl1sbRlltI nnd
Wife shall not molest, hllfllSS, disturb, or malign ench olher or Ihe respective l1unilies of
each olher or compel or allemi'tlo compel the other to cohnbit or dwell by nny means or
in any manner whatsoever wilh him or hcr.
J, 1\'1UIUALESTA'l'E,WAIYEll: IIl1sblllld IInd Wife each do hereby
mutually remise, releasc, quitclailllllll(J forever discharge Ihe other of the estate of each
other, I'br 1111 time to come, IInd lilr all purpos\,s whalsocver. of and fromnny IInd all righls,
titles and intcrest, or c1nims in or ngainst thc propcrty (including income and gnin from
property hereaner a\;cruing) of the other or agaillsllhe eslnte of such olher, of whale vcr
nature and wheresoever situnte, which he or she now has or ntany time herealler mllY
have against sllch other, the eslllle of such olher or any pall thereof, whelher urising out
of any lormer acls, cOlllrncts. ellgagements or liabilities of sllch other or by wuy of dower
or curtesy or widllW'S or widower's rights, filmily eXemplllln or similar allowance, or under
the intestate laws, or the righttotllke ugainstthe spollse's will, or the I ightlo lreulu
lilclilllc conveyance by the olher as testalllcnlary, or all olher righls ora surviving spouse
to parliclpnte in a deceased spouse's eslate, whether arising under the laws of (a)
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l'ell1l9ylvallia, (h) any stllte, conllllonwrallh or lelTitory inlhe United Stale9, or (c) llIly
olher country, or IIny I ighls which Wih- lIIay hllVCl or alllllY lillle herealler have or have
lur pllsl, prescJI1t or HlIure sUl'poll or IlIlIilllc1llnllCl" nlilllollY, Illilllony pendellte Iile, counsel
fees, costs or exponses, whcllwr llrisinll liS 11 result of Ihe 11I111 itlll rellllloll or otherwise.
excepl, and only eXl~el'l, 1111 right91lnd Ilgl'C1clllc'nts, IIlld ohliglltions ofwhlllsoever 1I11tUI'C
arising or which IIIIlY arise under Ihis Agreelllclll or H'r Ihe brellch of any Ihereof fils the
lntentioll ofllllsbnlld lllld Wife 10 give 10 11nch olher hy Ihe execution oflhe Agreelllent.
nfilll, cOll1plcte Ilnd geneml relcnsc wilh rcspccl to IIny and 1111 propelly ofllny kind or
nalure, rCIII, I'crsolllll or lIIiXl-d. which IIIll olhcr now OWII" 01' 11I11)' herellller llcCJuire,
except and only exccplllll rights and Ilgreenlcllls IInd ohliglllions of whalsoever nalure
llrlsing or which lIIay arise under lhis AgrecmcllI or 1111' the hrelleh of nny Ihereo/; subject.
howevcr to Ihe illlplelllentlllion alld salislllclion oflhe conditions precedenl ns selllnlh
hereinllbove, Ench oflhe Pllllies herein 11m her wllive nny righl nfelection conlnined ill
Chnpler 22 of the I'mlllsylvllnia l'mhlllc" Eslales, IInd Hdudllrics Code,
4, l'EILS,O!'lALl'UOl'EIU'Y: IIl1shulIllllnd Wife do herehy acknowledge tlllll
they have prior to the execlIlionofthis Agrl'elllelll, divided the nlnrilal personal properly,
including, hUI Wilhoullilllitalion, jewelry, dOlhes, IIl1niture llnd olher personlllly and
herellller Wife ngrees thlllllll of Ihe properly iu possessio II of lIusband shllll be the sole
nnd sepllrnte property of lIusbnud; IIl1d, lIushnl\llllgrees Ihllt all properly inlhe
Jlossession orWlfe slIall he the sole nnd Sl'pilIllte propelty of Wife, Elich of tile parties
docs hClChy specil1cally waive. /l'Iellsl', /enOtllKC lint.! II1Iever nbnndon whnlever c1nil11s, if'
any, he or she I1lIlY hO'ie wilh respcctlo IIny of the IIhovCl ilel1ls which llre the sole and
Seplll'ale properly orlhe olher.
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5, YEillCLk:S, lIushllnd and Wifc' IIll' llle owners or Vllrious vehiele9 which
they hllve llgrced will be divided in a lid/and eqtlilahle nlllll1lel'. lIusbllnd IInd Wife do
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tI!lroclhtlt they shtlll excClIlll nil dOllll1l1cllts Wilhill J(} dnys oflhe dntc oflhis tlgl'aCIlIIJllt, if
tllly. neccssllry 10IrllnsI<1I' lit Ie tllld n~gislraliolllolhe VllriOIlS vehicles 10 lIcllonlplish Ihe
septlrale oWllership tiS setlhrlh illlhis pllragrllph lillrtlll'r, IllIshlllld IIgrees 111111 he shllll
fetUl'lllo KIIIIIlYIl Fenltlllllll her Power Wheels Jeep which shllll he ill proper workillg
condition, ^ddilionlllly, it is the specific lIgJ'l'elllcllt of the pllrli~s Ihlllthe 1996 Dodge
CaravlIn shllll he Ih(' sole IInd s('plIrllle propCrly of Wile
6, llliAL,!:STA:U:, lIushlllld IIl1d Witl> wcre deed litlc oWllers of relll eslate
which was sold reslllting illllcl proceeds which nre heing held by Wnyno /I, Shade, Esquire
inlhe all101l1l1 of $(;,24921. SlIid 1lI0llics lire direclcd 10 hc illllllcdilllely trunsferred and
deposited 10 the Keyslolle Finllnl'illl Escrow lIllCOllllt. lICCOllllt No,n'I0989326 which will
Ihen clIrry u bnllllll'e of 110 less limn $7,741,71, The hnlllnce oflhc Keyslolle Fillllncllll
lIccounlno, 3740989326 shlllllhell hc dislrihllted liS I<lllows:
u, $SOO,O(} to KlIlhrYII FeuIIlIlulllol'()pny debt offlllhcr.
h, $2,SOO,OO to be dl'posiled illnn lIccollnl in the IIl1ll1e of Kathryn
FeulIlIltln, bellring the desiglllllion of both IllIshllnd IIl1d Wile liS glltlrdinllS, nnd reslricted
such Ihut both glliudiuns IlIl1sl sign 1<11' rdellse oflhe monies IInd Ihe IICCOUIlI 8hllllnot be
Pllyahle (Ollll}'OIlC or Oil hehlllf of KnlhrYII Fl'lIl1l1lllll prior 10 hcr 18th hirlhduy IInless such
pUYlIlcnt shllll hc IlIl1dc fin Ihc cnst of higher educlltioll,
c, $2,500,(J() 10 hc dl'posiled ill 1111 I!Cl'lllllll inlhe Illlllle of Erica Feullllllln.
bellrillglhc desiglllllillll of hoth Ilushaml alld Wife ns gUIII'llillllS, uud restricted sllch that
hoth guurdiuus mllst sigll I<II'ldease ofthc mOllies alld the IIccnllut shnllllot he paYllble 10
nllyolle or 011 hehlllf of Ericn Fcalllllllll prior to Iwr 18111 hilllldny IIl1less such pllymellt shllll
he mudI'll)" the cost of higher l'duClllioll,
d. The hulauce of tile ulillcsaid Keysloue Fiuancinl eserow IIccouut shllll be
divided equally hclIVcl'n Ilushamlalld Wi/(:
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7, nANK ACCOUNTS, lIushllud lIull Wife ncknowledl\e thnt nil Joint bank
accounts excepting the Keystone Finllncilllllccount hnvc becn closed nnd Iiqllidnted, All
iudivldlllllly hols lIeeolluts 01' Ilushnlld lIlld Wire nre neknowledged to he the sole lIlId
sepllf'llte property of the neeollnt huldor,
8, UFI'; INSlmANCE. Ilushand alld Wile ncknowledge the cxistence ofeertnin
life inslll'lInee policies Il(:qlllrcd 11'0111 tilllo to tilnc inthoir nnllles, The Pllrties lIgrcc thnt
snid lifc insul'llncc policies nre the sole llnd separate property of the policy holder and not
suhjectto any provisiolls urthis agreelllcnt.
9, cl~"'mTl':HY LOTS, lIushand IInd Wife ngrec that they lire owners ofeertllin
ccmetery 10lS nt Westminster (Jardt'lls. Carlisle, PcnllsylvlInill, which shall be the sole lInd
scpnfllte property 01' Ilushnlld, Ilusband alld Wile I\lllher agree thlltthey shall execute lIny
documents necessary to accomplish such a tmnster ol'owncrship on the records of the
Cemctcry Association,
10, ATI'OHNEY F1<:ES, lIushand and Wife agrce that each shall be solely
responsible alld shall sllve alld hold hurmless the olher l\'OInand onllccount of nllol'lley
fees, lInd costs incurrcd to lhe date urthis agleclllelll hy the olher party and each shall PllY
his or her oWllallofl1ey Ices alld costs due alld uwillg in conllection wilh their sepnl'llle
representation inlhis maller.
II. lIushlllHllInd Wife do herd.y cuvenant,and walTantlhatlhis Agreement
conlains all ul' the representations. promises and agrccmenls made by either of Ihem to the
other Ill!' the purpuses sctl\lrlh inthc pJ{'amhk; thallhere arc nu claims. promises or
fepresenlaliuns not herein cuntained, cithcr oral or wlilten, which shall 01' may be charged
or enforced 01' enforceable unlcss reduced to wriling and signcd by both or the parties; and
lhe wlliver or any tCllll, condition, clallse or provisioll oflhis Agreelllcnl shull in no way be
deemed to be eOllsidert,d iI waiver or i1ny olher terllls, conditions, clallses or provisions or
lhis ^gleelllenl.
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12, This ^greemont shull remuin in n"lliH co und enbclunless und ullliltenninulcd
under ulld pursuallt lothc lerms oflhis ^grccmcIII, Tho nlHure ofeilhor party 10 illnist
upon slricl perlhnnunce ofuny oflha Ilrovisions oflhis ^greelllent shulluot be construed
as u wuivcr ofullY suhsequenl dclillllloflhe sanw nr silllilur nlllure,
IJ, IfallY IeI'm, cOllditioll. clause or provision of this ^grecment shull be
determined or declared 10 be void or invalid or otherwise, Ihen only that term, condilion,
clause or provision shall be vulid ulld contillue ill Iiilllill'ce. l,lleCt alld opemlion,
Likewise, the fuilme of UIlY pUlly 10 llIeel Iwr or his obligulions IIl1der allY olle or more of
the pamgmphs. wilh tbe exceplioll of tho salislilctioll of the conditiolls precedollt, shall in
110 way avoid or IIlter the remainillg obligalions of Ihe parties,
14, This ^greell1elll shull be conslrued illnccordnllco wilh tho laws ofthc
Commonwealth of Pennsylvania,
IS, Ifcilher parly brenches allY provisioll oflhis ^greemenl, the olher party shall
have the righi, at his or her dection, to sue in law or in equity. to ell force such rights and
remedies which Ihe party may have, and Ihe party breaching Ihis ^greemcnl shall be
responsible IiII' the rellsonablc legal fees nnd cOslS,illeUlTed by thc other in ellrnrdng his or
her rights under Ihis ^gl eCllllen!.
16, WAiVER 01<'RETlRE1\1ENTCLAU\1: lIusbnud ulld Wife acknowledge
rv~'thllt lIusllllllll is employed nl Jd)(\LUC~l(I/!~IJ(~JJ1~- , ,__' pellllsY~~lInia,
q where he has acclllllulalcd cellanlrelncllIcnl benellls Each ollhe pailit'S (hws spcclllcally
waive, releasc, rellouncc. nnd 1(lIev(~r abnndonall orlhcir right, tille, and inlercsl or claim,
whatever ilmay be, ill any pcnsion, rcli,cllwnl, 1'1'0111 shming plan or other plan or such a
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(bl Wife wished to reject this offer and counteroffer for
$105,000,00, Husband initially told wife he accepted the offer and
then through his counsel rejected the offer and attempted to make
wife totally responsible for accepting or rejecting any offers.
Q, Foreclosure proceedings have been begun by Blue 8all National Bank
which holds the Urst mortgage on th.. mad tal residence,
10, The daughter of the parties, Katie, has orthodontia which is need"d
and wh.!ch husband wag directed by Domest.!c Relations Order of
Dscember 21, 1999 to pay sixty percent of saiC costs, He has not
done 80 and the daughters treatment has been delayed from May until
November.
11, Mrs, Fealtman endeavored to have a federal income tax refund check
of $840,00 applied, one-half to each parents' orthodontic liability,
To date Husband has refused to release such funds, insisting that
Mrs, Fealtman not have him held in contempt for failing to pay on
the mortgage,
12. On August 2, 1999, Mr, Fealtman refused to make payments on either
mortgage as per th.!s Court's June 14, 1999 order, but agreed to
apply the Hquidated damages to the mortgage payment, as did Mrs.
Fea !tman,
13 , To date none of these payments have been made despi te the fact that
there is $2,340,00 held in escrow for the part.!es: $1500,00 from the
payment of l.iquidated damages and an $840,00 federal income tal(
refund check,
14. Wife's attorney has forwarded escrow account checks for signature to
Husband's attorney for $1000,00 to Blue Ball Nat.!onal Bank (f.!rst
mortgage holder), $480,00 to Members F.! rat Federal Cred.!t Un.!on
(second mortgage holder) and $840,00 to R.!chard Cantor, 0,0,9"
ortl1odontist, Husband's attorney has refused to sign these checks
- 2 -
~nd further objects to Financial Trust Bank using Husband's social
security number to report the interest at 1,10% per allnum on the
$2,340,00 from September 30, 1999 to date of withdrawal. The
proposed checkEl will lIearly deplete the account, There would have
been approximately $25,00 per year interest earned on this account.
This account has been opened for less than two weeks,
15, To bring the mortgageEl current as of October 0, 1999 the following
amounts are neCefHJdl'Y I
Biue Ball national Bank $3,912,72 plus attorney fees
Members l"irst li'eder"l Credit Union $2,596,52
16, Wife should be excused from paying $700,00 to Blue Ball National
Bank on the first mo"tg"ge because earHer in July, Membsrs l"irst
confiscated $600,00 from Wife's Christmas Club and $100,00 from her
savings account "nd applied these to the second mortgage,
17, Plaintiff -Wife seeks to have the Husband found in contempt for his
failure to comply with the COU1't'S Order of June 14, 1999 and for
his f"ilure to p.:ovide the ordered accounting of marital assets
transferred by him,
10, l"urther, Plaintiff-Nife seeks to have this Court set an emergency
hearing as directed in the Court's June 14, 1999 Order as to receipt
of an offer lower than $100,000,00
19, Counsel for Defendant Husband has been advised of the filing of this
petition and does not agree with Plaintiff's request,
WHEREFORE, Plaintiff Wife .eeks to have this Court,
(11 Order and direct Husband'" counsel to sign checks for payment of the
parties' escrowed funds a. follows: $1,000,00 to Blue Ball National Bank,
$480,00 to ~lember'9 First Federal CredIt Union and $840,00 to Richard
Canter, 0,0,8,
- 3 -
COMMONWBALTH or PBNNBYLVl\NIA
COUNTY or CUMBRRLAND
, ~'! ",--'" ,:,;.\
,--
I, Lorie Fealtman, appeared ,,,,.fore a Notary PlIblic in and for the
commonwealth and County aforeeaid, the undersigned, being duly Bworn acoording
to law, depose and !lay that facta contained in the foregoing PetitiOl1 for
special Relief, are true and correct to the best of my knowledge, information
and belief and are made subject to the penalties of 18 pa ,C, S, ~4904 relating
to unsworn falsification to authorities,
sworn to and sub~sribed to
befo"e me this ~ day
of (.ec)-(,,,f.Le._-l " , 1999.
/:) ) ') .A
~J. '
Notary \'ubl ic
/r!cUZ/lOh)
( )d'u.-l'~ '~{i'\.,~~'I\lt:V\.,--
"Lorie l>'ealtman
MCl'IAR\AL MAL
CAIlCll '" 1ItJIIt/lCNI, ......., I'vllllc
CD.... ..... eua.a....""1d Cou"'Y
/#tr Con\ftIlIIlooI...... MM 21. 200:1
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marital re.idenoe, Again.t Wife'. wi'he., he moved blok into the
marital r..idenoe on November 28, 1998, and the Wife and ohildren
thon moved out of the marital reeidenoe,
e, While Wife .olely oOcupied the marital ra.idence with the ohildren,
.he paid the firat mortg.ge payment. to 81ue Ball N.tional Bank of
$270,00 biweekly On the b.lanoe of $60.850,10 .. of Deoamber 211,
1998. The Hueband hae alway. paid $479,37 per month on the eecond
mortgage, .inoe debt i. in the Huaband'e name with the Wife a. a 00-
eigner, to Membere let with a balance of $21,975,10 ae of April 1,
1999, Wife aleo paid the Novamber 1998 utility hilh from joint
funde, When Hueband moved bank into the marital re.idence he had
paymente changed on November 6, 1998 from automatic deduction from
the partie.' :Joint oheoking account to hie e..parate aooount at
Membere 1.t, which authorization he then revoked the eame day while
..euming r"poneibil i ty for pay ing the mortgage payment, (eee
Ittaohed exhibit. A,B,C attached hereto and made a part hereof ae
though fully .et forth herein)
9, Hueblnd then aglin moved out of the marital reeidenoe on Deoember ~,
1998 and went to live with hie parente, At thie point the Nife hId
already committed to an apartment for hereelf and the children, The
reeidence 11 now unoooupied and the partiee cannot agree on a
lieting price,
10, Hueband ha. .topped makinQ mortgage payment. and Wife cannot afford
to do .0, She haD been adviaed that foreclo.u,re noticee will be
.ent in July 1999 if the payment. are not made current,
11, Apparently Hu.band h.. .topped making payment to Erie In.uranoe for
the homeowner'. in.uranee, of $252,00 pu due now, and Wife eeek. to
- 2 -
have him m.k. .uch paym.nt. curr.nt and to continue tc make .uch
paym.nt., Hu.b.nd hAd dir.ct.d on Nov.mber 2, 1998 that lri.
In.urance paperwork be ..nt to him at hi. C.nt.rvill. Road .ddr...,
(S.e .xhibit 0 .ttach.d her.to and made a part hareot .. thou;h
tully e.t forth h.r.in)
12, Huaband ha. al.o app.r.ntly r.fu.ed to pay utility bill. incurr.d by
him durin; hie occup.ncy of the marital hOln.,
ACCOUNTING 11'011 PROPERT;(,_SOI,D BY HUSBAND AND SEEKING RETURN 011' CHILDREN'!
PROPERTY GIVEN BY HUSBAND TO HIS BROTHER
13, Mr., r.altm.n beli.v.. th.t O.fendant i. .ellin9 marit.l property
.nd th.t h. h.. ;iv.n toy. .nd other item. belon; to the children to
hi. brother, Oefend.nt ha. .cknowled;ed .ellin; two .ntique w.;on
wh.el. for $250,00 .nd $1,650,00 worth ot ;un. which he .11.;.. h.
owned betore the mllrrill;. .nd which value cond.ted ot m.rital
property .ppreci.ticn, .nd . c.no., H. ha. k.pt .11 the.. fund. tor
hime.l,t, .lon; with the part i.. , 1998 federal tax r.fund ch.ck in .n
amount unknown to Wife, but b.liev.d to b. $820,00,
14, Wite do... not know H Oefend.nt haa .old other item. of m.rital
property or not .nd .eek. .n .ccountin; of .ame .nd di.tribution to
h.r of one-h.lf of m.rital fund. from ..le of marit.l property .nd
the 1998 fed.ral income t.x r.fund to b. paid to h.r, She .1.0
.eeka return of tha children'. property, includin; . child'a
motorized jeep which h.d been Pl.intiff'. before m.rri.;.,
collectible match box cara, collectible 8arbia item., puzzl..,
colleCltible riaher-Price item., ;iven to Defendant'. broth.r or aold
.t a yard ..le Husband h.d,
- 3 .,
+
I'loaso mnko cI,oc~' I'nyntJlo 10:
e.. . Adnlll9 U~'{1t1lc C:(HII'otlltlVO, llle
~ 1:1:10 Illglorvlllo Iiond
f.lollynhurn, 'l^ 1/:tJ!;. lOb!1
1.1I1I1l.?:I~ OI:I~
I O~'E BILLED . L MEIER IIUMBER ... 1=:::ACQQvtii NUMolij=::::J
03/31/1999 80.427.604 2041805102
PAYMENT
DUE
P,n.lty on oul,l.ndlng b,l'llCII wUI be .pplltd ,'ff, thl du. d.ll.
04/l!i/1999
P/rllM dol,1Cl, mH/I(III/,'" IIt/:. pOllfllll wilh~(lUf p.1pllf1fll
CYCI.I. 01
2!i:I;!O (.
'"". ~ FIN A l
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+
,IN:OII N IIN I MAN
LORII. L fHl.IMAN
20 CAm.1 SU" f> I KI:
NI.WVllH I'A 17241.0000
4Milrh
f.NIUI ~
RUfllIloruu ,
1.,.III...I..I.I.I,.!.,.IIII...II...II...!I,..II.IIII....!.1.1
f>AY YOUR fLIC IRIC 1111.1. AUTOMATlCAlJY Wlnl
[[IClfUC/lICK YOll/l MONIIIL Y PAYMENTS WILL
Af flADE ON TIlE DUE DAlE AND YOU WON'T
/lAVf In WRIH A C/lICK!
CALl. 1.1100.2:12.6732 IOn OUAIl.S.
+
524 S/lEO RO NIWV" I r
'-..'W!!! ,.:2041805102
.1N",~Ii'"' 02/15/1999 TO 03115/1999
A'II' h" ,... RESOI RES lDENT JAl.
....IotL_Ion' 524 SHEO RO NEWVILLE
~Ionl.
....., ."'-
i'f,nkl
--.....------..,-----.- .._~--._-.
BilLING DETAilS
r'<J~.'J',', fr, W~RYm -.-----~~.----_..-"._.
,Energy .uppty prIce..oo charges Ole sol by lhe eleelrio gonorollon suppllor Ihol
ryou hive ~.' '
.HUGY SUPPLY, ~CCOUNTI: 2041805102 RAIE: RESOI
(8as)231.8732 ~D~HS ELECTRIC COOPERATIVE INC
1338 81GlERVllI.E RD GETTYSBURG, P~ 1732H088
L,Enorgy, c~rg. 690 kWh'fl ,04074
i';" -"I;
,
1 Totll EnlIrgy SUJlllly
" '_~ ~ ;, : Ii ,I
I'."
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NON.BASIC SEn~ICE.
, '1(:~4 ,j
1,
28,I!
28.11
TOTAL NONDASIC CfWlCiSI
SALES TAX
111.20
B ILL
0"
+
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TIlE FCR CHARGE IS OESIGIIED TO RECO,m AllEGHENY'S PAST
INVESTHENI IN GENERATION Pl~Nr. IT IS SIHll~R TO THE CTe
CtlARGE BY INVESTOR.OWNED UTILITIES, '" " ,; .'
Dhtrtbutlonl
: ': Slirvlce chlrgl
"Olltrtbullon ohlrgl
,
17,3)
SOD kWh. ,02926 14,63
190 kWh. ,02016 3,94
25,00'
10,90 flovMflnlh I HAR 1999
T0!,1IvOc1lIV
KWH r()ff1A~! 118RO
12rnonlhs
AVM,1(jfl
IllflflllilvKWH 990
rorro1il12
m(~lrtli
690 kWh. ,01605 12.45
51.46
Prflvlnus n~lance:
Payments Roeel v6d:
Oa 1 ance forwc'lrd:
Total Aaslc:
Total Non-8agle:
5ales Tal(:
ACCOUNT BALANCE
I; Hemberlhl p h.
fll,i'~-'~""", '.. -'"'.1
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;/
'I FCR ohorg.
I
TOTAlIlASIC CHAAGESI
"
ACCOUNT SUMMARV
'Ii''''''
......"".~".~
93,64
33,90-
59,74
51.46
,00
,00
111.20
II t
I PAYMENT DUE BV04./15/19;9="---~i~1.~O _=]
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. INSUflANCE
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flUE Er!",~l^ If}.I,;to
.
CONTINUATION NOTICE
ERIE INSURANCE EXCHANGE
HOMEJ>ROTECTOIl POLICY
EXTRACOVER
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.---_._!'.!onJi.?...~ '~HWOLn;..1 ~S\lRI NC
ITE M.!:_NA~~gJ.I!~l,l}'l~()AfIl()!\q[JFl~S~
. ,rrE.M:i')'9.Q.9.Y PEf~IOD' .......,...~f9~i(:jYN.QM.~~il:~~~.~.
.. .._.Q4/H/~~.T(J04124190...Q5.2.H.ll}};l,U'!...._
--'__ ...u.._,JTEtvl.3, OT!i~RINJ~~~~.T_.u____.__.___
JACOB N FEALTMAN ,
LORIE L FEALTMAN
524 SHED RD
NEWVILLE PA 17241-9765
AS LISTED BELOW
OR ON REVERSE SIDE
-~.._,-~._~,._-----.... .
AGENT - J P WOLFE INSUR INC
...........
AGENT PHONE - (717) 776-5213
96 S. HIGH STREET
NEWVILI,E PA 17241 lU4
COVERAGE BEG I NS AND ENDS AT 12.01 AM STANDARD T I ME AT THE LOCAT I ON OF 1'HE
INSURED PROPERTY. UNTIL TERMINATED, TillS POLICY WILL CONTINUE IN FORCE.
LOCATION OF RESIDENCE PREMISES IF OTIIER TIIAN STATED IN ITEM 1 OR IF SPECIFIC
DESIGNATION IS NEEDED. ZIP CODE - 17241 LMIFLN TWP, CUMDE CO
PROPERTY INFORMATION - PRIMARY RESIDENCE, YEAR OF CONSTRUCTION 1991, FRAME,
PROTECTION CLASS C.
PROPERTY IS OVER 2000 FEET FROM A FIRE HYDRANT AND WITHIN 3 MILES OF
A RESPONDING FIRE DEPARTMENT.
AUTOMATIC ADJUSTMENT OF COVERAGE WAS APPLIED. YEARLY INCREASE ON DWLG IS 3\.
. :
"lh\"IH""l~"''''''''.'' . ",
COVERAGE IS PROVIDED O~LY IF A SPECI'IC"'AMOI1NT:,O';,INSURANCE IS SIIOWN.
. _.,"L',' .,_",',"'1,., "'... _',
, ":<.-.,, ',., 'f .F-", "'!';d~":-,"
SECTION I ... PROPERTY PROTECTION . AMOUNT OF INSURANCE
DWELLI NG "\1h,.".."~...".;..$.",,,.102,, 000
OTHER STRUCTURES . ,: :. ,..".$ 10,200
~~:~O~~L U::OPERTY '1. : "::':,~"'::L~,~~":::~' . r'''~~~~:E:i~~~~l~~~:~~~ I ~~ MONTHS
SECTION II - HOME AND FAMI [,Y"llIABILITY l'ROTECTION-,
PERSONAl. I.IABILITY' .",::."E.ACII"OCC;UIlRENCE:' $ li,OO,OOO
MEDICAL PAYMENTS TO OTHERS "EACH PERSON $3,000
PREMIUM CHARGE FOR INCREASED LIABILITY LIMITS
FULL TERM PREMIUM FOR TillS RESIDENCE - _
FULL TERM ADDITIONAL COVERAGE PREMIUM _ _ _ _ _
TOTAL PREMIUM FOR TillS POLICY - _ _ _ _ _ _ _ _
SECTION I DEDUCTIBLE $ 250.
AUTOMATIC NO-'DEPRECIATION SETTI.EMENT APPLIES TO DWELLING ANIl OTHER STRUC'rURES.
APPLICABLE FORMS - 2003 01/97, HP-PA 01/97, IIP-EF 03/95, UF-8705 06/96.,
UF6523 08/98., HP-EN 08/97, UF-901] 12/97*, IIP-P;P 07/98., UF9135 07/98*,
HP-EQ 10/98., UF9238 10/98*, HP-AAN 01/97, IIP-BD 01/97.
$
$
$
$
$
25.00
253.00
1.00C
252.00
PRIMARY RESIDENCE-MORTGAGEE
BLUE BALL NATIONAL BANK
ITS SUCC AND/OR ASSIGNS ATlHA
POBOX 580
BLUE BALL PA 17506-0580
PRIMARY RESIDENCE-2ND .'ORTGAGEE
MEMBERS FIRST FED CRED UN
5275 E TRINDLE RD
POBOX 40
MECHANICSBURG PA 17055-3552
012640
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SEE REVER~E ~IDE
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CIVIL ACTION - LAW
DIVOIlCS
110. .?fillY CIVIL TIJQC
JACOB 1'UL'fM>>I.
Defendant
MmlOJa m o....m &lID CLAI" RIORT.
You have bean 8ued in Court. It you wiah to defend aQainat the claima aet
forth in the followinQ paQea, you muat take prompt action. You are warned that
if ycu fail to do ao, the ca.e may proceMd without you and a decree of divorce
or annulment may be entered aQain8t you by the court. A judQment may alao be
entered a9ainat you for .ny other claim or relief requ.ated in the.e paper a by
the plaintiff. You may lo.e money or property or other riQht. important to you,
includinQ cuetody or viaitation of your children.
When the Qround for divorce i. indi9niti.. or irretrievable breakdown of the
marriage, you may reque.t marriaQe coun.elinQ. A liat of marriaQe counaelora
ia available in the office of the prothonotary at the cumberland County Court
Houae, carliele, Penneylvania. 11013.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S
FEES, OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, yOU HAY LOSE THE
RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU 00 NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Adminiatrator, Fourth Floor
cumberland county court Hou.e
Carliele, penn.ylvania 11013
Telephone' (111) 240-6200
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NADA Appraisal <luides . <lei a Value. Ofliciu..,
Palle lof]
--.. .
,
Appr.l.al Report
Offlcl., U.ed Car
Guide. Truck
Consumer Edition
Februa 21,2000
pODq~
1998
CARAVAN Front Wheel Drive V6
Optional Equlpmant
Body Style: Caravan
Model Number: P25
Weight: 3,528
Acceptable Mileage Range: 55,000 - 60,000
Low Retail: $10,350
Average Retail: $11,900
High Retail: $14,075
Add Luggage Rack: $50
Add 7/8 Passenger Seating (BasB Caravan): $175
Deduct W/out Power Windows: ($125)
Deduct W/out Power Door Locks: ($50)
". Deduct Wlout Tilt Steering Wheel: ($50)
Optlone Included in valuation are:
Automatic Transmission
Power steering
Air Conditioning
Prices shown are retail consumer values and to be considered as selling
prices. Trade-in and loan values are confidential for our Dealers and
industry base subscribers. Trade-in values are to be determined by local
dealers, and are generally lower than values shown.
Click below on the first character of the Manufacturer's Name.
[8ICIDIEIGltil!141~lbIMINIQlel~IIIY]
[ Domestic Car I Imported Car I Trucks]
You have received 1 of the 5 daily values for Official Used Car Guide - Truck
Mileage - The Acceptable Mileaae Ranaa is the amount of mileage an
automobile is expected to accumulate through normal use. N.AD.A bases
its mileage ranges on averages derived from information received from the
automotive marketplace. If mileage falls outside of the acceptable range,
then a deduction or addition should be made to the value of the vehicle,
How much is up to you,
The effect of high or low mileage wiil vary according to the class (size) of the
vehicle, High or low mileage on a compact vehicle will have less impact than
it will on a larger or luxury vehicle. In certain situations mileage can be
http://www,lladllguides,collllValues Malluf.llsp'/l Iserlf)cO.1I] 73 B9714&DlDc~202]&Type~TlU2!21 !OO:~\JC&,
NAJ>A ^ppl'uisul (fuidcs . (lct u Vuluc. ()ffjciu,,,
misleading, It Is possible to have either a high mileage vehlole In very good
condition or a low mileage vehicle In very poor condition, In these cases, the
overall condition of the vehicle should also be considered when adjusting
the vehicle value,
t'agc 2 of 3
Vehicle 10 Number (VIN) - The () are used by the manu'~clurer, and can be any
number or letter, The 6 blue numbers are your vehicle's unique number, and start every year
at this number.
Value Explanation - N.A.D.A. has been collecting, analyzing and
pUblishing values on used vehicles since 1933, The values listed are a guide
for appraisal purposes only, These values should be used strictly as a
reference source or guide for valuing vehicles, It Is not, and should not be
considered absolute. It may be necessary to adjust listed values to meet
market conditions of your area, Used units in above average condition could
be worth more than average retail value. While the on line values are similar
to other N,A.D.A. published values, these values are Intended for retail
consumer use.
Mileage Is an Important consideration when considering the three retail
values provided by the Consumer Edition of the N.A.DA Official Used Car
Guide. These values are based on information collected nationwide. Use the
following guidelines when choosing the appropriate value,
Low Retail Value - A low retail vehicle may have extsnslvely visible wear
and tear. The body may have dents and other blemishes, The buyer can
expect to invest in bodywork andlor mechanical work, It is likely that the
seats and carpets will have visible wear. The vehicle should be able to pass
local Inspection standards and be in safe running condition, Low retail
vehicles usually are not found on dealer lots.
Average Retail Value - An average retail vehicle should be clean and
without glaring defects, Tires and glass should be In good condition, The
paint should match and have a good finish. The interior should have wear in
relation to the age of the vehicle. Carpet and seal upholstery should be
clean, and all power options should work, The mileage should be within the
acceptable range for the model year,
An Average Retail vehicle on a dealer lot may include a limited warranty or
guarantee, and pOSSibly a current safety and/or emission inspection (where
applicable),
High Retail Value - A high retail vehicle should be In flawless condition. All
power equipment should be functional. The paint should match and have a
high gloss finish, The carpet and seat upholstery should be clean and have
minimal wear. The engine should start quickly and run smoothly, The tires
should be like new with a spare and jack. The mileage should be siQnlflcantlv
below the acceptable mileage range for the model year.
A high retail vehicle on a dealer lot should be fully reconditioned and is likely
to Include a warranty, guarantee or manufacturer certification and current
http://www,nudagui(b.coll1lVulllcs MUl1l1f.asp?llscrID01I3 73IJl1714&J>II)=2023&Typc"'TRW21/00:=\JC&I
Other Income:
NOlie
-
EXPENSES WI!:EI< MONTH YEAR
- -
Home:
Mol' lqcl(j(' Ikon t 425.00
-
t<ltlJnlfJf\drlC(! 4n.00
1---0 ..-
Uti1.i t .Lns
81oct: r 1 c 45.00
CluEl
all '15.00
-
Telephollo 30.00
Wator
SeW(ll.'
-
EmploYlll8n t :
Publlc
Transportatlon
Lunch 152.00
Tax..:
Heal !!;:'l!..ato
f'f'!t.'sona] Propprty
Income
In_uranc.:
-
HOmeOl'/llO r R / [(,/1 Lt, t' S 0.92 107.00
AuLol11Dbi \0 ?B.33 34n.00
Li fe 69.9? 039.00
..
Accidnn I
Health
Oth('1'
-2-
r Auto.cbile,
,-
\)ilYIlIOtIIN 126.00
h.lo.\ 60.00
Hnp'l:\. r ~l 40.00
Medioal:
-
l)uc\or 20.00
-
Dellt \ ~ll 20.00
orthodollt \ ~ I \ ~~.OO
~:o~lpl till
- -
Medl(;inu
SPOC1.tl\ nends
(qlCls~WS, br(\(,f!~l,
OI.'thopodlc
de'/lees)
Eduoation:
PrlvaLn SdlOul
- -
ParochIal ~;ch()(ll
Co 11egl~
Hfd iq lOlls
---
Personal:
Clot.hlog 100.00
Food 2l~i. 00
Ba rhur IHeaut i c liH) 20.00
Crodl.\ l'aYllIont.s:
Crod:\. t Card
Chal.'q() ^ccount
r'1cmbnrshipEl
-
Loan.:
Croci! t Unloll
Mi.cellaneous:
-
1I(.11:v~hnlll Ill"II'
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(_~h i 1 d r:d I{'
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I'd I Ji' r .'1/ \1,;( I k~; / 20.00
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LORn I"EALTMAN,
Plaintiff
VB.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
DIVORCE
JACOB l"EALTMAN.
Defendant
No. #99-309
CIVIL TERM
I'IU~-TIUAL STATEMENT IN ACCOIWANCI<: WITIII'lI,ltC.l'. 1920.339 (bl
I. Statcmcnt of Facts: Thc wifc willtcslify to the I(lllowing fhcts:
I. Thc parties wcrc married on Scptember 15, 1990, in Ncwvillc, Cumbcrland County, I'a.
The wifc li\cd for divorce on January 1<), 199<), allcging indignities and irretrievnble breakdown, and
requcsting cquitablc distribution of marital property, and alimony, Shc has subscqucntly, with the
filing of this pretrial statement March 3, 2000, also requcstcd court costs and counscl fccs duc to
Husband's obstructionism in this action.
2. The husband Icn thc maritallcsidcncc at524 Shcd Rd" Ncwvillc, I'a., on August 8, 1<)98,
aner leaving II ring and a notc in wife's van that hc was Icaving and moving in with his mothcr.
This was a surprisc to thc wifc, Wifc allcgcs thc husband's drinking, cxplosivc tcmper, and rcfusal
10 maintain a consistcnt position on any mattcrs had becn a considcrablc problcm during thc
marriagc. Thc fathcr moved back into thc maritalrcsidencc on November 28, 19<)8,
lIgllinst thc wife's eonscnt, and then movcd out again 011 Decembcr 7, 1<)<)8, aileI' thc wife had
already eommittcd to an apartmcnt nmtallease so that shc and thc children could not afford to move
bnck into thc mnrital residcncc,
3. The partics havc two children: Katheryn i{,. dob Fcbl'uary 26, I <)8(), who was ndopted
by thc husband allcr thc partics marricd; and Erica L.., dob February 14, I <)92, who nrc in the
mothcr's primary physical cllstody with joint shal'l~d Icgal custody, and periods of partial custody
with the Hlthcr. Thc !llthcr is court-ordcrcd to pay child support in thc amount of $660,00 pel'
month plus sixty pCI' ccnt of u1ll'l'imburscd mcdical cxpcnscs. allocatcd $581,54 f(lr childrcn and
$34.<)<) f()r wifc. sinl'c Dl'ccmbcl' 21, 1')<)8, I Ie has pctitioncd thc courtllll'llmodilklltion of this
ol'dcr, which is dockctcd to No. H2H SUppOl't 19\1H, I'ACSES No, 10610366 in thc Cumbcrland
County COUl't or COllllllon Picas, Katic has bl'accs, and Ihc husband is rcsponsiblc It)r sixty pCI'
ccnt ol'thc c.xpeIHiC, the wile Itlrty pcrccnl. The husband pays $55 pel' month IowaI'd this, thc wile,
$40 pCI' month. It was ncccssary ItH'wil'c 10 pctitionlbr a suppurt hearing to havc husband agrc\' to
honor the contl'llct he had cntcrcd into with thc orthodontist.
WIFE: Thc wife is empluycd as an accounting c1crk at Giant Foods sincc 1996, Shc has
a pcnsion which will not I'Cstuntil Octubcr 2002 and to which only thc cmpluycr contributcs; no
40 I K; and sincc scpal'lltion has bccn able to plll'chasc only thrcc sharcs of Giant Foods stuck
prcscntly worth $250.00, hcr separutc propcrty, She carns $1463,00 nct pCI' month, In August 1999,
shc rcquircd surgery fur a hystcrcctomy. Shc is prcsclltly in cuunscling due to the strcss eauscd by
thcsc marital difficultics and is on IIRT mcdicatiun, Thc children arc also in counscling bccausc
of difficulties in their rclationship with thcir lilthcr and leeling caught bclwccn thc parcnts in thcir
divorcc. The Wile livcs alonc with the childrcn sincc scpll1'ation. She and thc children attcnd onc
chlll'ch and the fatl1l'r another.
lIUSBANQ,; The husband is cmploycd as an cslimator at Gleim Excavating Itlr
approximatcly 20 years, at a munthly nct of $2161.30 as of Dccembcr 21, 199H, the last date 1I1I'
which wifc has Jinancial inltll'lllation on thc hnsband. IIc has a401 K which he began in 1995, lie
carries hcalth and dcntal inslll'ance on the childrcn, Ibr which hc pays $106.19 pCI' month. lie
continucs/no longl'r livcs wilh his mother, but rather rcsidcs alonc in an apartment at 4726 Elwla
Road, Newville, P A. Ilushand purclHlsed a 19H\llll'Oncu for $3700 in October 19\1H and in June
1999, indicated he still owed $3000 on the vl'hicle, lie also has usc ofa company VChlcll' according
to his prior testimony at onc of the two hearings 11)1' spccialrclief rcquestcd by wile.
At timc of sepal'lltion, wil'c was paying thc lirst mortgagc 10 Bluc Ball National Bank
(b.llancl' as of Deccmbcr 2X, 1\l9X, was $60,X50, 10) along with thc utility bills Ihllll thc joint
checking account, as had always becn donl', This paYlncntwas $270,00 bi-wc\~kly. Thc hushand
had always paid thc second mortgagc owcd tu tlklnhcrs I:irsl in the mount 01'$479.37, This hahmcc
as of April I, 1999, was $21.975,10, This loan was taken out August 26, 1998, after sepul'lltion,
when the husbund insisted they consolidate appl'Ox imately $6,000 in credit card balances along with
$14,000 in debl for thc 1996 Dodge Caravan which the Plll.ties purchased in 1997,
After scparation, wife will testify that husbund changed the autonjiltic payments from the
joint checking ,,,'count to his sepal'lltc account at Mcmbcrs First, assuming responsibility for
payment, and then revoking his ugreemenl for that responsibility. Husband stopped making
mortgage payments in 1999, and in July 1999, foreclosure noticcs werc scnt and l'oreclosure
proceedings were bcgun by I3lul' Ball National Bank, The husband stoppcd paying on thc
homeowncr's insurancc and refllsed to pay utility bills which were ncccssary whilc the property was
listcd 1'01' sale. The wife paid the $70.00 premiulll duc on Dcccmbcr 30, 1999. In July 1999,
Members Firstallached wife's separate savings and Christmas club accounts, applying the $768.30
in those accounls to the Members First second morlgage because husband was not paying on thaI.
This caused the wife considerable tinancial problems, The marital rcsidence was sold on January
28,2000, with thc parties receiving $6,241 innct pl'lllit after an earlier ert'ortto sell the property had
fallen through, on which the parties were paid $1500 in liquidated damagcs, On September 30,
1999, an $820 federal tax rl1llllld eheek and $1500 1'01' the liquidated damages were deposited in a
Financial Trust escl'llw account Il)r the parties. Aller payment of $840 to the orthodontist, Dr.
Canlor, a balance of $1488.46 remains in this accounl. Husband's attorney holds the rcal estate
pl'llceeds eheck and husband rcfuses to deposit it in the exisling escrow account, and instead is
attempting to establish yet another escrow account beeallse $8.46 in interest is listed under his
social security number. Ilowever, Judge Guido in hearing wi fe's petition Il)r special relief directed
that the parties eaeh bear onc-halrorthe intcrest earned as earncd income. Wire is agreeable to
this.
The husblllHI has a('knowledged selling 111'0 antique wagon wheels 1'01' $250,00 in February
or March 1999, $1650 worth or guns and a canoc in November 1998. I k retained thcse pl'llceeds.
Wire believes he sold them Illr Illr less than their value, In addition. in April 1999, husband
apparently had u yard su/e and sold pl'operty belonging to the children: u collection ol'eolleetible
mlltehbox cars; a collection or collectible Barbie items; puzzles; II collection or collectible Fishel'.
Price toys, Wire has no idea what husband rceeived f()rthese items; but he gave cach dllughter $20,
Wife wishcs the retul'll or lU1Y or these items which husband gave to his brothel', a motorized jeep
which had been the mother's bel'ore the marriage, and whieh the children hllve seen at the brother's.
Wire also seeks thc retul'll or her maple dining room tablc wilh five chairs and microwave which
were hers prior to the marriagl'.
In addition, the husband "borrowed" $500 li'om Katie's savings account in 1995 and has
never repaid this, lie also borrowed $500 Ii'om wile's parents, repaying only $400,00, for II legal
retlliner paid to Tay/or Andrews, Esquire in a suit against Adams/ Carlisle Auto Sales, docketed
to No, 95-6057 Cumberland County Court or COlllmon Pleas in which he received II judgment
against defendant in the amount or $8554.40 and costs, This judgment has uever been marked
satisfied; llnd wire has no knowledge or whether or not husband has received anything 1'1'0111 it,
Despite husband's pll~as orpoverty.lw apparenlly spent $700 on a weekend in Atlantic City io June
1999,
II. Statement or Legal Issues
I, Both parties request equitable distribution or marital assets; wire agrees to a 60-40
division.
2, Wife seeks eounsell'ces and costs,
III, List or Assets:
A, Marital Assets to be Divided
II)
Value Dale or Valualioll
-
ITIiM VAl.llliAT VAI.lII' AT IN WIFIi'S IN
IJATI' OF I'IWSIiNT I'OSSliSSION IIUSUANIJ'S
SIiI'ARATION I'OSSIiSSION
Muritull'l'l11crtv -. --
As "I' InHIOO, ""Id "u IO~,OOO,III1, IS! 6249,21 1>24'1.21
nlOrtgage 'IS "I' 112SI00 $I>H, 107.02, 2"d
nlOrtgil~e as "I' 1101/99 $2.1.01(),H7 - Nul
nro~cc( s 10 till' Sellers
-
('cIUJll'ry Lots al Wcsllllillslur (JUl'dCIlS, tul ~911,01l ~90,OO 590,()0
52-A, Snilues I & 2,111(,/92
199(, Dllduc CUI'l\Vllll $1.1.1125,011 11,4110,00 114110,110
Escrow account al Filllllldal Trust (held by 14HS.41> 14SS 4(,
Ruhy IJ, Weuks, Iis",,;ru)
Insurance (h(HISC) rcfulHI 611.1111 1>0.00 60.00
Bomls. See alhll..'hcd lisl S511,01l S50,OO H50.00
lit 1lI11turity
Joint MUlllhurs I stlluu"Ulll 129141 ,II .1 X.1.11 I -0-
Checki,,"
Joint Ml.'mbcrs IslllCl'0l1ll1129141.00 Savings .11~,27 .25 ,25
closed ..
Joint Memhers 1st ill'COUIlI 12<)141-02 91.1.114 91.\(14 913 ,04
Christmas Cluh
closed ..
-
llushlllld's Service ~'lelnhL'rs (-;rollp I.ife .0. -0- -0.
Insllrllncc filcc llllHHlIlt 50,000.00
I lushll/l(J1S I~rjt.' Ullivcrsal Life Illsul'llnc~' 1'{lliey 2,5211,1111 at least Allcll~t
II00000H 19096 lis "I' HNS $1<IJ,()01l.1I0 n.ce 2520.00 2520,00
IlIlH.ltlnl unknowll
hushand
hilS 1I0t
nrllvidcd
Wile's 'I'ru'll M;lrk Lire IllSUrlllH.:C 167,00 .1.16.00 J.16.011
$] I, I S5.00 flll':c II11U1I1III, 26 1II0J!!l'III, ... ...
Wire's pension ull\'l'sled. only elllploY'l'r -0. -0-
conll'ihules
"
Il1IsbulId's 40 I K liS "I' 61.10/91) 4,1'I7.1~ at Icast alll.'lIs14197. IX
4197.IH unknm\-'Il
unknown
Ilusblllld
has 1101
llrtlVj(li:d
Wirc1s Persollal Pflll1crt\', scc lI1111l'hcd list :1'190, 00 ~'I SlO. 00 2'1 SlO, 00
HllRbitnd'fl Ponlo/vl1 Prnpel-t'l, flO!! .H ~iO, 00 J4~lO.OO 34S0,00
<It tac!lN! 1 i ~l t
--- -
ITEM V ALlJi': AT V ALLIE AT IN WIFE'S IN
IJATliOF PHESENT POSSESSION HUSBAND'S
SEPAHATION POSSESSION
ParBOII.:ll Pl'OP(ll'ty fiold hy lI11Hballll, J9'.l0,00 .1 9)0.00 1930.00
flfJe attached lint
J~lclyem(lnt. Adallm, at ai, lJS 6 0 ~J./ n ~i 5 II . (j 0 855'1, Go 8554.60
. Note: pC' !'flona 1 property if.!
irl9urecl (or $10,200,00
.. proGeedu [['om i)cC'ounl llflecl to
(My joint hill"
.. . Not eaflh Burrencler value
awaillng letter from j IlfJlll:el'
l'e9il. rei 1 ng caHh slll.'nnld~l- value.
-
TOTAL Marital Property 47,182.77 45028.19
!::lpn-maritM. Prope.tl.Y-<.
WifefB
~l.l fe I s Key~ll:nlle FlllanciaJ Trust 25,00 25.00
Checking Accollnt number 3740580315 amoLlnt amount
varies varies
Wif(! I S Memba nl FlnJt SavlngH 25,00 25,00
Account No. 1779"'1-00
WJfe'o 3 ahar:efl of Giant Food 250,00 ~~50.00 250.00
atock
-
Non~marital Properly. Hllsband~~
U"O" ,,', "'~n .." nnn 00 "nn no
IV. Liens or Eneumbranc\:s
At (he present lime (here m\~ no outstanding liens or encumbrances
which have not been satisfied.)
V,j~:JTNESSES;
I. EXPERT WITNESSES: Allhe presenl time there arc no expert witnesses antieipaled unless it is
necessary to call a pension valuation expcrt, once wife receives Ihe inllll'll1ation as to the value of her
pension. Wi fe docs, however, reserve the righl to call such experls as may Ill: necessary 10 refute or rebut
any expert teslinlOny offered by Defendanl or which may be necessary to value the assets of the parties.
2. WITNESSES: Wife willtesti(y, and she reserVl'S the right to cull uny other witnesses who muy be
necessary to "(lbnl or refute evidence or testimony olfered by the Defendant. Wile willulso cull her
mother, Mury Jane King to testily regarding the debito her purents.
VI. EXHIBITS
I, Deed tor 524 Shed Road, Newville, PA 17241
2. Mortguge Blul' Ball National Bank
3, Mortgage Member's First Federal Credit Union
4. Copy of check number S720 III I' $6,249,21, proceeds from sale of nlUrital home,
5. Copy of the Ilud I selllement sheelllll' the sale of the marital residence.
6. Authorization from Jacob Fealtman, transferring payment of Blue Bull Mortgage liom
joint account to his privatc account.
7, Payoff of Blue Ball Mortgllge li'om Wentz, Wcaver, Kling, Good & Harris, LLP
8, Letter fi'OIl1 Wentz, Weaver, Kling, Good & Harris, LLP showing payoffas of November
12,1999.
9, Notice of Entry of Judgement againsl Lorie Fealtman from Blue Bull Mortgage
10. Mortgage Foreclosure Complaint filed by Blue Ball Mortga~e,
II. Notice from Blue Ball Mortgage June 1,1999 regarding dellllquent account
12, Notice from Blue Ball Mortgage September 29, 1999 that Foreclosure would be started
13. Payoff of Member's First Mortgagc datcd January 25, 2000.
14. April 10, 1999 late noticc from Member's Firsl Federal Credit Union
15, January 9, 1999 late notice li'OIn Member's First Federal Credit Union
16, Loan documents from Member's Firsl Federal Credit Union.
17. Copy of Eric Insurance Group Home Owners Policy continuation notice
18. Copy of Lorie Feultman's check numbcr 201 in thc amount or $70.00 to Eric Insurance
dated December 30, 1999,
19. Copy of cancellation notice fl'Om Eric Insurance Group.
20. Copy of taxes for marital residencc daled 311/98
21. Copy of Adams Electric bill dated 3/31/99
22. Copy of Groff's Septic and Portable tiolet Service bill daled April 3, 1999
23. Copy of Security Agreement from Westminster Cemetery, Inc.
24. Copy of N.A,D.A. showing value of van.
25. Copy orvantitle
26. Copy of Savings Bonds
27. Copy of Mcmber's First Federal Credit Union statements for account number 129141
28. Copy of January 11,2000 letter !i'om Giant Food Stores regarding Lorie's lire insurance
29. Copy of Lorie's lire insurancc policy
30. Summary orpoliey for Jacob Fealtman's insurancc
31. Copy of Jacob Feallman Group Life Insurance information
32. Copy of Lorie's Ahold USA, Inc, Pension Plan January I, 1999 Status Report
33. Copy of Mcmo Ihllll John W. Gleim, Jr. Inc. regarding amount of Jacob Feultman's 401
as of June 30, 1998
34. Copy of Wife's pcrsonul propcrty inventory
35, Copy of Ilusband's personal property invcntory
36. Copy of photos
37, Copy of list or items husband sold at a yard sale
38. Copy of leller fhlm Waync Shade, Esquire stating items sold by husband
40,
41.
42.
43.
44,
45.
46.
47,
48.
49,
50.
51.
52,
53.
54,
55.
39,
Copy of prnceipe entering judgemcnl for Jncob Fcaltmnn nnd ngainst Adums, l/d/bla,
Cul'lisle Auto Snles for $8,5~4,6() plus costs,
Notice of children's insul'lllwe premiums being switched to Mr. Fealtmnn's uddress.
Copy of Domcslie Relation Order dated December 23, 1999
Copy of Domestic Relnlion Ordcr dnled Ilecember 21, 1998
Copy of Lorie Fenltrnnn's Income nnd Expense Stutement dnted Dee\~mber 14,1998
Copy of Jneob Fealtmnn's Income and Expense Stntement dnted December 18, 199M
Copy of Jacob Fenltmnn's 1998 W-2 and Blue Ball Nntionnl Bank Form 109M 1(11' 199M
Copy of Jneob Fenllmnll's ch()(:k slub dnted 12/1 119M,
Copy of Jneob Fealtman's eal'l1ings report dnted 10/ I 319M
Copy of signatnre curd I(H' escrow nccollnt opelwd nt Keyslone Financial Bnnk
Copy of check Illllllbcr 1077 11'0111 (ieorge Ebeller & Assoeintes for $1,500,00 and income
Inx check IiJr $820,00
Copy of escrow nccount deposit statcmenl
Copy of escrow lwcounl bank s!nlcmen! for period of 10/26/9910 11/26199,
Order ofCourl dnled December 3, 1999 directing deposit of checks inlo escrow uceount.
Order ofCourl daled June 14, 1999
Agreenwnl signcd by the parlies regnrding income tux rcturn
Lctter f,.om Mary Jnlle King regarding lonnmndc to Jacob Fenltman
Wife reserves the right to prescnt slleh other cxhibits as may be neeessnry 10 rebut or refute
evidence or teslimony offered by Defendnnl.
VII, PROPOSED RESOLUTION OF ECONOMIC ISSUES:
Wifc wishes 10 hnve marilnl propm'ly divided 60-40 belweenlhc partics and to be awarded COUl'l
costs and counsel Ices. She docs nlll wish to receive the cemetery plots, ,lI1d wife secks 10 be reimbursed
f(lr monies eonfisenled from her snvi ngs and Christmas club necounls, $76M.30. She nlso seeks the return
of her mnple dining 1'00m table wilh five ehnirs and mierownve which were hers prior 10 the marriage and
a motorized jeep which had been the mother's bel(lI'e the marriage, along with uny olher items of the
children given by the father to his brother.
Murch 3,2000
Respectfully sllbmitted,
r" .
lC'(}':r .;'tc~d\.,).._
Ruby D. Wceks, Esquire
Allorney 1(11' Plainliff
ec Lorie FeullnHII1
Wnyne Shade, Esquire, fbr Delcndunl
~~~ ~ ~~
"" !:1a
'" ~~8
HO~ 0 '"
~~~? b~ ~ ~ ,
w
e~ tl 0 ~ t' e
@ ItJ H '"
~~~a ~ .... t'l ~Io
.. ~
~$ m I ~ ~. I tl (:l "J
" 8
, f,'jlll ~ . rt ~ H n
........ . ~, ~~ 0
"'.... ~~ .. Q ,1tJ1
~~i! rt ..
t' ~~
I ~ 511l1tJ
I~
111
0
"J
- --- -- "'--"--~F-=.
ITEM VALUE 'I'/' V^LlIg AT IN W t ~'I;; I S IN
ur\'l'E OJ.' IJI~~;.C)EN'I' POSsrWHION IllUJOAND' fj
~.!.{)\'I'ION P(WHl'~~]FlI0N
--
r1ar..U.ill..J2 n)J.l..e l' L\t -
A" nf 11"0100. Bold (<lI' f):: '19 . ;~ 1 (i ~ 'j 9 . :~ 1
J 05, 000,00, lot fIlort<::/Ll90 cHI of
1/;'0/00 II!:;!! I 10'1, O;!, ;:lId HI(Jrt.€J"I~Jtl
an (If 1/01/99 $2J,010.8'1 Nul-
.IH'oc(l(!dFJ to th!;1 SollenJ
-
Cemotery lJots <It ~lefJt:mlll[lt~~r ':i ~l U . no ~i 90 . 0 (1 590,00
O<Oln'I{!Il~JJ Lot 52 A, SpacoH I " .
".
1/16/:.12_ - -
1996 rJ(}d~Je C~II,-,lV<HI $ 1 :\, 02S. 00 'J 1, 'i(IQ, 00 11'100.00
-
EEJcl'ow ilccount ilL (.'.illiHlcJ,ll TlllfJt 14 no, .16 l<!fHI,I!(i
It",ld by Hub\, 0, ~/fJekfJ)
-
lnHIH'<'lllCO (!lOl.lfJe) rotund GO,OO GO,OO 60.00
-
Donds f;e~ al: taclwcl lint eSQ,DO 0'0,00 8 5C. 00
at nlcltur J ~y
--
Joint Nernbe nJ IfJt <\CCollnt 1291'11-- J/j),Ol O.
II CheckIng
-
Joint /'<lembenl lfJt r;lC'C'ount 1291'11 " ] .1 5 , ~17 .25 ,25
00 GcwIngH
clOBed"
- --~. --
Joint Nembe r s 1st aCCOunt 129141. 913,0,1 913,0'1 913,04
02 Christmas Club
cloned"
-
UUflband' H ServicfJ r.lembel's ClroLlp Q. .0
1.,1 [e IIHlllnlrlCe f.ace amount
50,000,00 -
HUfJband I B Erie Univ61'Hal Li fe 2.520,00 at le~Hlt At least
IllfJllni[lC~! Policy !lOOOOO[J19096 cl~.i 2520,00 2,520,00
of 8/90 $60,000,00 [ace <l!llOUllt unknown
h\l~lbmlCl
heW not:
provided
Wife I fJ TnHlt N,;ll'k Liff.' Insllrance Hi? ,00 ))6, 00 3J6,00
$31, H15, 00 (Hee amount, 26 1110, .. . .. .
prom, - -
l,or1e I 8 Giant FOod Penulon . [).. .0,
unveatod only employel'
cont r ibl,ltf!H -
SUMMAR'L.91'_ PRESENT -YAkUES
f~uBQan~'B~if8'S Inv8ntQr~~raisal
1101'ie Fealtman
Page 2 of 19
2/01/00
In:~l VAl1UE ^" VMm: ^'I' IN WU'E'S IN
IJNI.'l<: 01" PRESr:N'I' POSSf:8SIOt.l IlUHIJAND'S
- ElE:f-'AHNI' ION POS9E:SSION
HUElband I H John Gleim 401K at! c,Jf 4,19"/,111 .;\t. 1 ('l(jHt at. lel'\Ht:
6130/99 419",18 419'!, HI
unknown unknown
HlIHband
hew not
provIded
Wife'fj Pe nlOna 1 Properlj', Bee 2490,00 2'190,00 21190.00
all:achcd l.lst
HUElband I ~l Pf!t'uonal Property, Hee 3450,00 3450,00 3450,00
attached lint
Peroonal prcpert~/ Hold by HU8bancl, 1930.00 19]0.00 1930,00
sue attHchBcI 1j Elt
- -
JudgenHJllt AdamfJ, et al. 855'1,60 8554.60 B554,60
95-6057
. Note: pernonal prOpUI"ty J.8
insured for $10/200,00
.. proceE.lcls from account llsed t.o
pay joint bil ]s
... Not cash 9Llrrew:ler value .
awaiting lettel- from insurer
regarding cash surrender vallll'l,
TOTAL Marital Property 47,182.77 45028.74
Non-mad tal Property,
Wife I s
Wife I 9 Keygtone Financial Trust 25.00 25 .00
Check i ng Account number 374D58011S amount amount
varieB varies
Wife' fl Membel'E1 Finlt ~lavin9H 25.00 25 .00
Account No, 1779'1'1 -00
Wife'll 3 HhanHl of Giant. Food 250,00 250,00 250.00
stock
Non-Marital Propertv,.
Husband's
llusb,1nd' ~l Bronco 3500,00 3500,00
.
Lorie Feed tman
Page 3 of ]9
2/0]/00
-
I'J'EN VAl.lJl,; A'I' VA!.UE A'J' IN ~Il 1" I~: I ,'.I IN
lWn: OF l'r~tH~~NT PO,:W(';,(;g ION IlU~JHMW I S
--, ~i~^T1ON {lOnfllWflION
GRAND TOTAL Marital " Non-
Marital
Property _.
1---
PJ:op~rt.y Transforreq
'-
r'ladtal ReBldetlce at ~j L. .1 Slwd J{d. ,
Newville, PA 17241
-
TOTAL
.
-
LiO\bilit.ieq HES(JONSl!:1LF: PARTY
~Il FE
1-- '-- HUSBAND
2nd l1lortga9c Loan No. 1 'l7fl6H.Ol
Member I H Fl1'Hl"
SatlfJfiod Inoloo
BJ.ue Ball MOl'lg.;1ge
Satiflfjed 1128/00
Ma.ry ,Jane King 100.00 lOO,nO
-
. -
1--- -
-
TOTAL Liabili ties
l,orie Fealtman
Pago 4 of 19
2/01/00
0
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PLAINTIFF'S
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~ WAIV.lll>. Thb "1110 Is NOT l,'lIl1tingl'llI t1l1l11llllgill(C linulIl'llIll,
/"4... IiI.Hl"l'IilJ
(A, Tllis ,',ulL' is l'olllillgl.'lltlll'OIl UUYl'r Ohi' illill~ 1l1l.lft!!i111l' nlllH!~~lgjl~ follllws:
i, ^IIl{lllIlIIIIIllII11ga"1.'1(Jilll~ .0"1 71,rt). _~
2, Minllllum TClIlI 3 0 >l'ill~
,I, 'IYI"'"I111111II'~VI'.!.~ C(~~~""'Nrl~/oJA L.. '_'u'_ '.._____...__.__.,
4. Inll'lcsl "Ill' 7 ./i' l/f, liowl.!\'l'r, Ihl)'~' ItMl'l'l','t III UlTl'llllIll' 11I1I.'1\"..t !'lIfl' n.s Inll)' hl'l'nnllIiIUl'd by fill' UlurIIUI',tt.' It'utle"lnnt Iq
c),(;cc{1II IIII1),iIllUIll IlIh-'llJst nllc tit 7. f'1- 14 I , I ; I
~. lli,WUlllll PUillh, loan olil:ltUllhlll, hili plil(l.'lIll'lIllllllJ \fthl'l ll'l'.~ dHIIW'lI hy till' 1,'lltll'r U~ llllrl.'h'CllIi1llo of 1111.' 1IIt1r11~Ugl'lolIlI (l'){c1udll1~
!lilY IlItlf1~i1'W ill~t1lillll'l' I'lelllllllll~ 01 VA IUlldlllg h~i.'1 IIlJlllll'),n'l'd 0 f;i \If Ihc lllllllltllll~ huUl.
The illfl'n~.'tllllh; lIllilll'c.~ I'lovlsillll~ I\~lltllrctl h)' 1It1~l'1 ill I.' .~lllhlkd Ilu 11III1IgUj;\' Il!lhkl lIlil~c~"\lailllhl\' 10 lIuycr Ih", riMln hI ~UIUmlh.'C UI1
inlcrc~t lute III III hdow IIIl' ~lil'''11lI1I1II1111I'h'.~1 HUh' ~lll'l'lnl'd hl'rdll wlllllhl' I't'h'l~lllat-!l' j'l'~'.~ ill \If IIdllW thl' lll\lOUllt sl~dlktl hcrcin. Huyer
gi\'\'S Seller Ihe ri~hl, III Sdll.'l's :illll' HPllll11 llud U~ 11U111I1lh'd 11) thl' kll\hll~ ilhlilulilll\ IIl1d Ill'Plkuhlc laws, III ('ol1lrihulc linandlllly, wllhuut
IIWIlIIMJ UlltJllllhtll'lICIIICIIl, 10 llll! IIU)'l'f uII:l/ol' Iclldl'l' III 1II,1~1' Ill\' (11111\\1 t\'IlII~ ,lVlIiluhll' III lIuyl'l.
(II) WlIliIll IthlilYS 01' lilt' \'~l'\,:Uli\l1l ullhi~ ^lUCl'llll'lll, ltuYl'r Shlllllllil~~'1I t'umpll'll't1, wlilll'III1H'I'I~II~C lIpplicUlltlll 10 II rcslKllHlihltllllorlglll{C lend-
ing iW'ililllliollthroullh thc ullil'l' lit' A~t'lll I'llI' Ihl)\'f, If lillY, 1I1hl'jW!'l' IlulIUlth 1111' ollil'c of SUhil).\CIJI fur Sellllr, if llllY, III' Agcllll'ur Seiter, if
lillY, Thl... ARt'1I1 111 uuthurb:t'd tu t'UlIlIIHlnlutc \4'lIh thc h.'IIc1l'l' l'ul' the Inn'l'uSt''i lit' l,-~~I!tth'M In Uu' murta(M"l' Imm ,mM.'l'llS,
CC) I, 'Ipun rCl'cil'luf II mUllgatll' l'I11l1l1I111lW1I1, BUYl'f illld/m 1\~l'lll willl'rOlllplly ddivcr IIl.'OI'Y or 111l' l'OllllllitlllclIllu A~clll I'm Scller, if UII)', .
ulhcfwbe tll SeliN. '
2, MlIllWIlge l'UlIlIlllllllllllllllllc .. .~4L ""i.--....'.S' \r.r39, ___ . If II Wtllll'lll:lllIlIllilmelll i~ 1IllllcL'ch'ed hy
AglIlIll'or Sellcl', jf illI)', Ulllt!IWbe h)' Sdkr, I({llll' ll!l\l\{' Ilille,lhlll'" uud Sdll'l' ""rl't'llI t'~h'1Il1 thc conulllhncnl dMtc until Seller ler~
ullulItt'H thl... AKrcCUlent III writing.
.1. S{)lIcf hlt,~ the IlllliolllU ICl/uillllhJ Ihi~ A!!I'Cl'lIll'1l1 III Wi'llillg, Oil or ahef Ihc Illf1llgagl' l'OIllIlIIlIllCIII dilte, jf Ihe lIIunguge CUllllllitlllent:
u. h 1101 ','ilUlI Ulltillilc ,laic of Sl'lllcmcllt, OJ(
h. Is c(llltliliollcd upollllll' sull' uud ~tttlcnll'lIt of Ull)' 01l1l'1' pl'Ultcrty, OR
c. ('ullfalns allY olhcr I:olldiliou 1101 "pt'L'ilil.'t1 jlllhi~; :\gn'eI1lCIlI.
4, 111 the evcnl Sclk'r doe,~ lIilllcllIIllHllc Ihi.~ AgIl'ellll'1I1 .h pl\l\hkd U!lIlVl', Bllyer Illh 111l' oplilllllfllerlllilliuc Ihill ^llreelllelll ill wriling if
the mOl1gilgc CllIllIllillllcllt:
u he 1101 tlhlailll~tI hy Of ~'"lid until the dat'l.' of .~cllkl\wlll. OK
b Is eundillolled upon Ihe 'lilt! Mild I'tl'tllCIllt'llt uf *'11)' ulhl'!' IU'lllu'l'ty whiL'h do 1101 UI..'C1lr hy the dillc of .~ellh~lIlelll, ON.
c. ('nnlllills IIny othl'r condhlollntlt "l"-'dlletl in llih Agl'l'l'l1ll'lll whirh nuycr b ullahle 10 sllllSfy hy the till Ie of !lCUICIlICHt.
5. It' Ihls Agreemcnl is termitllllcd as spcdl1l.'d ill pumgfilphs h'(C) 12l. (,\1 01' (4),..11 dl,)pH.~itlllllllll,)!itlilid un i1L'Cllllllt (If pun:lulsc pl'ke ,,,hall
be rcturnct' III Iluycr, UUYln will he rcspullsihl~ 1'01' IlIlY JlI'cl\lilllll.~ Ill! 1I11.'l:hallk:o. IiI.'Il iIlStlflllll'l~ lImllvl' Iii Ie .~cun;h. ur fee i'lll' ClIlll'clliuillll
IJf ."IIIIC, if Jtuy; ANI>/OH uny premiullls for IlOIIlI illSUnil1L'l' UlllVOf lire illSUflll\l.;l,) with c;w.lcndcd cu\'emllc, insurlll1l:tJ hinder charges ur
Cllllcclllltioll fl'e, if IIn)'; ANDlOI{ 1111)' lIppl'llbill kc~ amI dHlIlll'S paid illlldvlIlIL'C tUl1ltll1gilllc IC'lder,
(I)) If the mOl'tllllgc lendcr rClltlire:o. n:p<llr:o. 10 IlIl' Prupcny, BUYl,.'r will. upon rcn:ipl, delivlJr II WI') Ill' lhc 1Il11l'llIagc lender's l'l.'llllln'mclIl.~ In Agt~1l1
fill' Sdler, ii' lillY, ulhel'wisc to Sella, Sclll'r ~hllll, within 5 tlay!\ (If I'Cl'l'il'l of Ihl.' Icntler's rcquirl'lJlenl.~, !Iolify Bu)'t'!' whethcr SelicI' shall mull.l~
Ihe ICl.luirctl rCJlairs III Sdh:r':o. eXllUllsc
I, If Seller chuoses ItlllIall.' I'epuirll, Hilyer 1lllillllll'l'CPllhe Pn1lx'rty IIntl IIgrcc to Ihc HI~I.I~ASIi sel forth In parugruph 26 of this Agreement:
2, If Sl.lller dUXISCS lIul to IIlllle Ihe IC~lllirc~1 rCJlUlIs, Huyer will, wilhin ,lj dllY!i, nutify Sl!llel in writing of nuycr's choice In lerminate (he
Agrl.'cmcnl of Sale ON. 1TI11~l' the rcquired rCjlair.~ lit BlIyn\ eXIII!II'\l' lllld wilh Seller\ permIssion, which IIhall not he unrcllsllllilhly wilh.
hcld, If Seller Jcnic,~ Uuyer 1)cllHb~ion tu l1Ia~e the rl:quil\'d l'epi1!!':., 'lIuycr may, wilhill -" duys 01' .';kller's deniu), Il!nnillllle Ihis ^~rce;n~l\t.
If Uuyer lel"lnillltlcs thb l\gl'C~~llIl'lIt, 1111 t1epH~it lIlullk.~ palll (Ill an'olllll of pUl\'hil~1.' price shull Ill.' rcturn~d prol11plly to Buyer Ilnd this
Agrl;clIlcnlul S\ilt: will he NIII.!. und VOID.
S~lIcr As,ljlst
NOr AI'/'I.I(,AIII ,E
APPLlCABI.E. Scller Iitlll!!.Jl~
t," $ __~crrrD_.!__~". ,IlIUXillllllll, Inward Buycr's l'mh Ih pcrlllilled hy Ihe lIIorlgll~c Icndel',
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(II) II b eJ\pl'c,,~ly lIgh'~'d Ihal Ilulwilll,tmldlll!~ WI)' tJlhl'l jll\l\'IWIII\ ld llll~ l'OIIIHld, 1I1I)'l'l ~hallllut he ohligllh~d 10 l't/lIllllcll! Ihe pl1n:ha~.: IIf the
PWI"-'ff)' tlc~l'l'ihetl hl'(l'lll or 10 illl'l1J illl)' I)L'I h)' hll'll'lllIn,' 01 turn :.11II1I11C)' dl'pmih Ill,lllwIWI~c ullte",... Bu)'cr hll.~ lll~ell i)iVCII, Illll\.'l.'llr-
il.m...'c wilh IIIJI)/FlIt\ or VA n'~luill'llll'llh, II wn 'I ~lilll'lIll'11I hy Ie l'l'lbilllhHl',illg ('OIIl/lli~,iIIllCI, VCh.'f1l1lS AdlllillililllllHlII, or II Dilcl.'1
1(IllI,u's~:IIlCI1II.~'IH.lcl lIl:lIillg flmil thl' HllPlillsL'd \',llul' Illhe I'll 'Ily '111l,'IIc.~,~ IIIUIl ') .. _.______._,____..__... ltlw dullar all1tltlnllu he
ill.~l'rlcd is III{' ~lIlcll jllil;C ,I,~ ~liIhJd III I ilL' t\gll't't1ll:11II, IlII. 'f \ oll! h,l~e Illl' pllvikgl1 Ulld IIplion 01' pl'1IL'l~Cdlllg wilh cllmUllIllIillltlll ul Ih~ ('till.
liar I \\'111I1I1I1 rqlilld IIllhl' 111\111111\1 I)/Iill' lIpplili~l'd "alllat nil' UPjll'lhl'd \'llllllllllllf i.' unil'ed ullll delcllllil1l' IlIe lIlil~illlllllll11ung<lge Ihe
l)cpmlllll'llt II' Ilutl~illg IUIII lllhilfllll'\clllpllh.'1I1 willw ll', 1111 d"l'~ l\lll \\llInmlllll' vallll' llllllht' l',,"dilioll tJflhl' f'1~IIlL'rlY, Bu)'cr ~Illlllld
~alhfy IUIII~elllhl'hL'lf IIml IIIi' plkl' lIud l'Olldl1l01l (It I,' !'ropl:ll. HIl'lICn:plahle
WumlnK: Sl'rllull 1011101 TIIIl' 1M, ISl'., Ikpjlll.ll~'II' Hllhlll..ill~ 'lI1d Illh;llllkvt'llljlllli.'llll'rmrdl'\, "Whoevcr IUf thl.' (lmpose 01... iuOu-
clldng illllll)' way Ihe Ilrtlun (II ~Udl dcpartllll'lIl . Illa~l'~. I'il~~,'~, HIIl'l", III pllhll...hl"~ IIny ~lilll'Ult'llt ~lltJWill~ thc ~1l1H1.' hi he fHI~e . , , shllll he
filled nul mure IhulI s,~,(lOn (II' ilHpmflllctllllll Illllle Ihalllwo ~'l',lr"" III hulll"
{(il II,S, l)cIHlrtnu.'ut uf Itoush," UlltllJl'hulllh'\'dtllHlWllt fltllll) N(ITH 'I': T() PllN( 'IfASFNS:
TilE IMI'OIlT,IN( 'E 01<" 1I0ME INSI'EI 'HON
111 JIl dUl'!I' nut \\'61rl'ullI Ihe l'lI'HIUlolI lit' U IJl'ulH.'rly, IS!.:\' Nlllil....~ ilull III II 1111"111\111 \ III 1'llllk.'rI) ('lllldilillll 11l.~IIC';lj\fIl.'i.,
(Ill ('Cl'tlRl'.IIUun W~. Iht: IJlal"'I.~I.~IK'd, Sdkn"" llI11IIl11YI'It,~J pillt) III IIi!' tlillllih,trUlIl'udl n'llily Ihullhl' Il'llm tlllh'IS nlllIUll'1 fill pllldlil.~C Ufl.'
Ilu~' 10 the llL'hl 01 (1111 ~II(1wledj.!l' jl!ld !lebel, Ulld 11i,11 ;lilY lllli,'1 lI!,II'~'I\l\'llll'llll'Il'd IIlto hy nlly ullh~'''I' pilfljl'~ IlIl'tllllll'dlol\ Willi Ihi.~ lIall~iI\>
IItlll I~ Illlildll.'illllllm '\gll'l'llll'11 III \,,11'
7. INSI'E( 'TIONS (1-98)
(f\) Sl'lll~I' heldl) 1\~rl'l'S III pcmHI Il!~pt'rtilllh hy iIIHllllr Ili'd llppl ill~I'r'.. Il'jlltluhk n'rlltil'l s. IfI~Ull'r'~ H~pn,..t~lllllll\'l~~, SH/\'l'YIII'S, ll1t1llreipul nflh'illh
IIndhll BUYl'! 1I.~ lllilY h~..' fl.'quu....db)' 11ll' klldill~! Ithtltullllll,. II jllll, III 111~1I1111~ lI}'l'IH'in Sdll'l hlltlll'r llgh'l'~ Illlk'lIl11l11IlY nilil'l 1l1~lll'l'Ii(lll~
Il.'qUill'd h~' (II plU\'ilkd 1111 IlIlhl' 11'I1I\~ IIllhi, Arll'~'IlI~'lIl 141
(nl ItUYl'r n'~('r\'l'~ Ihl'li.:hllll mll~\' ,111ll"~I'trlJ'11I~'1l1 I\jll~ Ihlll\l!:h ill'lh'dIlIH Ill' Ill\' l'IIII'~'IIY "11)'1'1" li!JhllcllIW~t' Ihi~ in~lw\.tillll j, rU11 ",uiwd 141
,
b)' (111)' nlh,'t 1'11I\h11lH fllllli~ A!-'I'I'<'1111'1I1 HJ
{('I Sdll'l wrll hUh' IWalllll! illld alllllrllfin llll('lllltllll',ltldl~lllHIIIIJ 1111'111'1)1'1 !IlIH~ 144
H, 'l'.!IAll'/o:HT\' INSI'ECHON ('ONTINla-:N(,\' (1.98)
^- W/\lVI,:I) Ihl)'l'l' 111111,'1..1;11I.1, lI.nl IIII)~'I 11.1' ilrl' 1l1'11"1l III l\'lplnl Hl'P,'.-(IUIl' 111111,' I'rl'p~'lly hl't' I'IlIJH.'lt) 11l~1H'1'111l1l 111ld/-mllllllllll'lllill 146
Nill.h'l'~J'~.JJ) 'U~ \\"P\Vj)~.'~ .lltllll'llI IN ,HId 'Irj\'~" hi till' I~I,II,!\~I' "'1.lllrllllll P,II,11:1111)11 .:(1111 Ihr,:' A!lll'I'llll'llt'J.,q ~
II11Y." 11111101" 'IV] H 1"'\ 1/",,1\;1- ,\IS IC,',I<I"II'I>,I """" l "' H S""l'lllllll"t, ./. 1J..;tr '.
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IIHU~l'l ..allll'.
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HS, lIel'O"I",e"l or I/olI.I"M o"d IIrho" 1l.:'.h'IIIII<'1I1
...,,, 1."0"': l'IlIll'.:KT\' INSI'.:( TUIN NOTU '.: 111'1""111111'. of 1/0""' ""1'.1'11,",,,
The II,S, Ilcl'"t1fll.fll ontoll,llI~ IIl1d lI.hallll<l'd"pIII.1I1 IIlIIIlI d,,,,, ""'1""1"0"111' I'lIhl<' III "o"dltl"" "I'II hOfll" Whll<' III Ill', "",1 (Ih" ""d,',., I/olI\ln~
AduIIUi"l(IUliulI) IllngllUIl IC(luircs till' Il'IHll'l III haw 1111 1I11l'lUISt'1 tll'll'IlIlilll' ,Ill' \<11111.' ulllll' llllll"""!), illS 1111 l'slhlllllc ollly 11lHIIs IIsl'd III dCh'llIIinc thu
iUIlOtlll' 1I1111U1t~ugc PitA will ill\IIII.' ullll if tilt! 1.'\llltlllloll ollhe IlIlIpl'lly IIlil~l'''' it l'hgthll~ tOI Hft\ tIlOrlgll!!!.' 11l\1I1ulh:r II b IIUI. hUWl'\W, "1:IIIIHUlIl'l'lhul
l!lll I'W,..OIl)' ill; "I~ ul' dtlI"Cl'I!i,
NOTI( 'I':S ANIlINI'OIl~t.\TION ON 1'111 lI'l':UI'I' ('( 1i\1I1'1'1C IN INSI'E( 'TIONS
A" the 'Jllh:hu.\cr (huycr), yuu ~htluhl flUdully ~'^IUlliIlC Ihe JllOl'l'II)' 1.11 hU\'e II ilhpl.:d~'d h) u ~ltlulllicilllOlltc ilhlhJl.'IlUlll'uIH11uny III mille "'Ire Ihllllhcl'un.
dWIIII i'li uc",cl'lUhlu III YllU, You !\lltJlIll.l ~lu Illis hl'l.~l/l! )'lItl !\1~lIlhl' ~illc~ ilgll't'lIll'UI (lhh dUCtlUle1l1l III 1Il11~e the f,.'UlIllUl.:1 clIlIlilll:Cnl UlI Ihe iUhllcclillll, If
rCplllr!t llH~ lIel~i1\;II, YUllllluy IlCM\lIillt~' wilh lhl.' HWlll.l1 llhilUlllildllg Illl' ji/\llh l'IlIIl:l'I~'d,
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Th,,,, " 1111 '.IIIII',,""nl rlUII yun hi... 1111 in"",I'/III, II' you dH''''. lu, Ih. "II"ur ,,,. IU'I'''I'/IIIu up lu ~lIK' IIIIIY h" iudud,d in yuu~ 1I11"'~If~< IUIII\, Nil"'., uf'
hi """ ill'l!CdlulI .11"'1'11111., "II" I", (11111111111 ,he y"lIul\' I'II~'" ur Y"II' l.kl'''''I''' dlll,.'III'y '"111." Ihe h'iIllill~, "1111"'. II,lIl,"'clillll Smlcl","
If you hdicvt' Y(Juhuvo heen $llhj'~l'lln di-il'riulillulillll hl.'l;lIl1\C jut' )'nur ~m'I.', colo/", ll'llgilll\, !tCI(, IUlIldkllp, tamll/1I1 ~lltllls, or llullollUI orlgill, ~'lIU !\hul!ltll'ull
tile IIlID l'i1ir It()lI~ing ltnd fi,(lual OpPurlunlty ('ulllpluinlllulliIlC: (KOO) €lht) Inn,
Thh "ill""Ielll 1111'" he delll''''ed III )'1111 ""he li"'e III' '"1111111011" "l'l'linulIIH 1("'11'" "'Ie ."I'y III YIIUI' 1111111", '" 1"""1' ul'nlllllic.'lu" IInd ~eel' 1111" cul'Y 1'0'
yuur l'i:~:lInh. i' .~. '
\'III1,lh" hll...ow.r(.), mllsl hc .crlulnlh.. jllllnnoler.lnnd II", ';'lIn""'"IIII. S"t'k JlI'III'''''':'''Olnol'lccU lOll II ~::'~J,~:,
',I.d.~, ; --- '~~I!
1'1l0I'EIl!'\' INSI'E('TION NOTIl'I':S ",<)~il\!' ,.. .,~~
I'fuller.)' IlIs,JcrUII',;,; '1\ 'gclicml inspeclion {If Ihe Pl'llPl'l'IY l'an hI.' jll'rl\)ll1ll.{fhy 111)[Of."i,S~l;61k~llllll,.i~~ic. ulullllllY indllde
IU'I'e"lolI,' 01: ,',,",,"..ol.Ofllp'III"U'>; "'of; e"\'rio, wiud"\\',, U'"( .1I,'fill' "OOI'r~~ lrH'dl8l~IIl~,"I.~l&~Ju",r,,"i\\~ dU\\'U'I'O"I,,; UI'I'''iI''''.'; el".'l'lo:ol,
plumhlng, hC8Iill!(. Dlld I..'ooling systems; WIlier pCnclr!lliull: uIllllmy tllhl'l ik'lI', Uuyei"nlil}rfltTcl'l, Illsp~noli'i'o~~I~tlons mighl i"c1ud..:: Hn\'lwlIlllclIlal
'tUllIfll!\ (I~,g,. A'thc~lU~, lJrtJltfnrl1luldthytl~ 1'111111I lll.,ulluillll, IJlHlcr~~fuulld ShJt.8emul~~, ~ll")1 HI~\,'lril,"b'{tIt~ He Ids, Wctlund'! Imp~'\,'ll1ll1, 111"ud Plain
Vtlrilklllioll, I'wpcrly UuulUJury/S4Uarc h)ola~c VCllliciltioll, 1I11d un~hlhbr 11l.'I~.'ItUYl:ll1lay ~"'OOC,I'BII)'J, I!i ndviscd lu ill\l~.'illglllc tlIlSClllClll~, deed IIlld use
rtlslrklitlll~ Ihu. "pply III the Property Ulld ltllc\'icw hl\..'ull.illUnl dinanc~t.". \J til.lj.t,~,. .,. :"It.'I~fJl
'.',' "(',1,101:1"" \'~:1I1"..~n?'~ ,,!
.'Iolld 1'1.".,: If Ih. ""'''''flY Is "",uled ill. Ill~'. ,.'~ ~J.t."r IIIIIY hJ'~q~I"",," duTY nddilillllul '"SUIiIIl''',
~-lf'# ;'MIll I" "
Pru,,,,..lr llllu"dorr I ~~lIor~ .''''''0'' ' is IIdl'lse, t",~II'1 h,,, Uhf.,hAir Ihe l'IlIi"'flY S1lf'ley"d lIu<I'hlllllUY f~II"", h"dge', wlIlI, ~lId 1I1h,,1' IIlIllI'.,
"I (lr 1.:{lll~lructe(.I. blirriers,lllUY or II he ,Hili; ~,IQ' lillt'S IIf Ihe PW(ll..'lly, IIIlYl..'r is ulso udvi,cd IhullJll)' IHlllIcrklll rcprQlICnlullons of squllrc
f""l1ge or Ihe ,'ru.,ure(,) ~!'dlll F ., Im.lIl1l1s,' d muy he II""'.lIrllle, lIuyell. ",11'i.WI(I<I ""gllg" U pmfmllllllll "'"eyol' u, lIhllflll ~n
indcl'cndcnll11clIsurcm uf Ih turl'(s') II II si/c It' OU}'l'r wi~Ili.':-i 1\1 mll~c lhi~ ,~"Ic nlllllngelllllll nllyer'.~ uppl'Ovlll (If Ihe I'wl'cl1Y's hlluml.
urlcs ot s'luar~ foulll , ' ,
I
011 ,
W.t.rS
mu)' IIII\-'c
ler scrvkc i"~pct'led hy II JlI'O'-C,~lIIIUHlI wlll~1r tc~linll1l'\}lllpnIlY, In t-ddililln, llll.~hc Wlllcr !iervice !i)'sle,""
lIy reqllir~'lIlcllllJ il't h)' Ihe lIIunkipalilY or 1I1l' Illllrt!:lIgl' k'nder. ; I , ,I: ,'-, ,!, [
eel un: In~ect.~ whuse prilllllry ~Ourl'l' Ill' fill III i~ WOtld, sUl'h a~ tcrllllle.'i, wV(ld.b{)l"in~ buclle,~, 1.:l:rpcIlI~r UIlI!i, clIrpenlt!r bees,'
, CUll Clause dUIUilHIJ lu Iho wood slrUl..'lllrc Ill' \1 re,~jJl.'11L'l~. Termile und Pesl CUlllrol cOlllpunies Un! uvulluhlc lu 1Il1l~e inspccliuns Iu
dChmnlllc Whclhc .dcstruyill~ IIlSc(:I.'1ure presell!. UCl..'llll.'iC III' the WilY Ihl.'~c imcl'ls t'wll'lioll, dUlllugc In wood lIlU)' be hhllll.!lI, Cl.lrdul ~c1eclltJn IihllUld
he Illude (If ~~/Iled cXI'k:rls in the Icrmile/pcstl'Olllrollle!tllo ill sure lll'rnlwr dl.'lemllnallllllllf whether wood,hming ifJ~l'l'ls or rcsllltlllll dillllllgC is present,
I/" :, I 1
,,,
1':NVIIlONMI.:N'LII. NOTIl'I':S
Ashes.os: The 'wlIl,re'sis,lluH and duruhle uuhll'l' of u~I\(,~lm 1I111~C,~ illl~l'fll' in l'OIl'itrurllllll nnll illdtl~lry, Thephyskul propl'rtles Ihul give 1l:-i"C~HOs ils res Is.
Illlh:C III helll anti dcclI)' Ilre IIIl~ed wllh scVt'rliludvcrse IllHIlUII hl'ahh dl~'\'IS, A'dlCSIO\ l.-'lllll'usily hrell~ Inlo Il1krml.:(lplc fihcrs 'HUll CUll rcnllllllliUsl~IHlcd In
lllc uir fur loug pcrlud:i of lime, Wlum Inhulcd, Ihese fihers l'Il.~ily penclrlllc hlllly ti.\M1C, ^Shl'SIO~ h ~ntlwlllo l'UU!lC A!ihc~to!ih ilmJ vllriilll.~ t'\Irm~ ,., cancer:
In~lulri"s ,ir rC(IUtlsl~ fur more illfurnlllliulI uhotll lIshcsl(J,~ "'illl hl~ dilcL"I~'d 10 Ihe lfllllcd Slillc"i Fllvinllllllenlul I'rolllL'lioll Agr.lIl:y, III I XIII Slreet N,W"
Wu~hil\!llllll, 1),(', 20207, und/VI' the l>CPUl'lIllt'lIl ollleullh, ('UlllllIOlIWCillIll uf P"IIII.\ylvUlliil, ')jvlsiull of linvlronlllcllUil llcillth, Illlrri!ihlllg, fiA '7120.
.:ICt.'lrUflllllnt.'Uc t'Jehhi,1 I,Hle':~f{lIlHI~llclit: Illl'llb (L~th) {)l'l,'ll/ iH\fIlIHI illl t'kdrk'i11 i1ppliillll:CS IIIIU power linc,,!, ('Illldu~ivc t:vidt.'I1Cll thul EMI'":'; ruse
helllth rblli lItlCS uol ,'~iSI ul prl.'scl1l, ami Pl.:nn~)'I\'il/lill h,l~ 110 "Ub rq!",tIlU~ Ihl~ 1~\1I1.'.
't,' .. .. i" ..".. '. .- ". .,
.:lwlrUluuenhd U..urd!ill 'IllC II,S. lillVirolllHI:nlllll'ftllCl.'llOIl ^A:~'lIr)' hai II 11..1 Ill' hll/mdifU\ !iUhiIUnl'e,~, Ihe Use llnd dhpo.\ld tlf \\'lIkh ure restricled by
luw, (lcllerally, if hlllllrdoll.~ suh~lunt'l~\ IIrc fllllnd Oil il (IIOIll'rl)',it b Illl' plOPl'rty O~nll'l'\ It'sjlon..ihlHIY 10 dhposc of Ihem properly, I,'or more illfllrtlullion
utili lllisl (If hllliJ(t!Olls ~lIhst:llIl'e~, l'oulad I IS. 1:1I\'lfllllllll'lllal Proll.'l'lioll :\gl'II\'~', III I Klh Slrl'CI N. w., \\'l\<.;hingwn, D,C'. ~02f17, 12(2) 6:\4.7740,
" '. ,.j" ,I
(Inllronnuldehyde .'061111 'milllullul1 (~WFII: IIrl'llform,lllfl'hydc Fourn III~ulalhJfl (l t,+1l j\ nltll'rfl\;l1 ill\ulillillll 1I11llel'lltlllwl IS Illunufill'luretl ulllle sile
ut' ill~lllllillilln unu JlulIIJlcd info lhe sl1ftl'e in the wall~ ut'lllc huihHll~ hcilll! Hl~lIlalt.t1, 111''111 ClIlIrdl..'llsc fOlllllildchyde gils illll\ lhe illlcrHll'!i uflhe huihlin{ll
in which it Iii ilhllullll<l, Adven.e henllh tlft'CI'" lill~ed 10 c.'(pmure 10 lH'I;llHt' l'lIlll:l'r, acult.' illlles!. !iUl'h liS eye, lIose, IlIJi.llhflllll irrilulillJI, /lnd sensilLl'lulOll,
Allhough 1l19H2 ball (\fhllurllllalc~ uf LJI"F~ hy Ihe II,S, ('UII.'iUlUer PnklUl'1 Sdkl)' ('ulIIlI1is\ioll WIl'i tlvcnurtled in I~H:' ht.'l.:llU~C the hCillth rh~ Wll~ lIul C!llub.
lhhed us "lIllrCII\Ollllhlc," il b ret..'tlllllHl..'Ill.lcd Illo1l Jlru'opl.'l..'II\C hu)'ers Ill' illlolllll'd If IIH'11s pn'~I~1lI \II' hu, hl'cll JIIl'ItCllllllllhc: pwpcu)', TC1iI.~ l'IUl he (:on.,
i.IUCled III dc(cnllillc Ilw I.'OIKClllfuliu/l III furmulddlytlc ~lI" 'Hl'~Clll ill il '01111\'1111"1.', U... \'0 ell,,,, ItllJlI~,l'itlIC the plt'..elll'C and lll"'klt,)' vi UFH. :rIm ell:.:l of I"tIllUV'
IllN tlf+'1 will Vilr}' With the l""~I!.lllllf thc l'\II1.~l1'lIl'llllll ulld Ih~' IIt'l'~'\'olhdll) 1)III1l' lll~lIl.lliulI, Illhlllllll\iull 1c;~ilrJlIIg h:~l~ <lud IC,\IUl!l jll'ol'cdurl.'!'l l'UII ~
uhlilincd h)' wriling !III.' II.S, ('on~\JllIcr I'rIlJlh.-'t SakI)' ('lIl11l1lb~IOn, ()Iflt'l' III till' ~l'l'lcliU), Thud "Ilhll, 5iOl \\'c~lbilrd AWllllt', Helhc,da, MO 20207.
W'."Uldlll Welllllld.-Iue ph1lcdcd hyholh IIIl' f~delill 1111\1 \lulc ~jl\l'111I1h'lIh, Hilyer nlll)' whh 10 hu\'cihtJ 1'1'l11~flY !n~peclcd fur well/lllih hy ~r,I erwlltHl'
mt'lllul engllH'''f In lIl~hlrlllllle if IX'fIllUS' fm plan.. 10 hllilll, improl'l', III ill" d\lP 111(' prnpl'tt)' wlluld hI.' lIfh'l'I('d lIr tk'nil'd hl'(.'illl'ol' (If wl'llillld~,
'II ,I '.r,
'\,'
,
,.1. ,
"
141 II 1!1.I1,('I'I!1I
liD (M WIIIIIII... .... dllY' 1I1.11l' e,,,"IIIIIIIIIIII,, AI:le"IIIl'III, 'hi)"', III 1111)"1" "'1"""', 1I111Y ellllll,," III 1101" 11I.'IICcllI,", on.li,""efllll".III1I1' CUlll
111 ,,1.'1,,1 IIy Ikell"'11 1M 1I11Il'.wl,,' '1"1111111..1 1'",h''''"IIIII, hi'" 1',"I'''''Y ''''1''"'111111 1111.1 111I,ItIlIlIlICIIIl.1 NIIII.e.), OIlier 11I1I,lsllIlI' ..( II,',
11/ A~fC('fIIelll .III1Y 1'""I,le ,,,. 111'1".111111' IIl1dl," ".'lIllk'lllllll' 1111111111' 11111 ""1,,,1111 III1",,'d "11111"'1" c1e"lIl1l1ll1'ro. If 1111)" I, '"" 'f11I,lIed
III willi IlIe ""11111111" 1111111'1'11I1"11) III sllIlI',1 IlIlfII)' ""111'1111'1""1, 1111)'" will, "llI.llIllIe Ihlle Mill'" rill' "III11,.h'lhIN 10""...'111111"
III II ",,111111'
II! I. AtCCI'I 11\,' I'IIII"IIY 11'1110 IlIe 111110/11111110111 ,"1I1I'd ill 1111' lI'I""11s1 IIl1d II~II'" III 1111' 1I1!1i!ASI! .., '"rlll I" 11I'"I~IlI,,1I 2(, "r 'hi,
u. ^Jlll'I'IIl~~I", ()I<
III 1 '1...",1111111' 1111' A~II"'II11:1I1111 Silk III \"iI'"~ h) 1111111.. III A~I'III ,,,' SI'II", IIIIIIY. 111111""""11 ,Iell,'r, willllllllle 111111' give" 1111 11"1",,'1,,",
fftt III willi'll l'lI\1.' ul/ tlt'II(I~1t IIHillh's l'ilhllll! lIlnlt!lI! III pHldlil\t' plitt' ..hull Ill' ft'hlllWcI j1lOlIlplly Itl l"lter lllltllhh ^tHI'l'lllelll will
In lit, NIIIJ.lllItIVIIIlI
I6D I I "1,1111111
III I MU'111 11ll' l'IOIIl'il~' with lhl' IlIlllllllitlfulI ~IUlfd III 11ll' It'purlh I 11IIt! 1I1~ll'I' III 1111' IH!U~^SI\ "..., forlh ill IWIIl4flljlh lfl uf Ihh
III ^~It't'lIIt'lIl, UNI H.\'S IIii' 1011I11"11\1 hI H1UI'illllt' IUlld!ltllth 1\lllllllllt'd illllw ll'I'llll(s) is 11I(111.' Ihilll , .., . _. . _ _ _ '
llil 2, IIlhl' Inial h"I In nlIII'll Ihl' ItlHdHIIII'~ t'1I111i,iI1l'tt ill 111(' 11'1"111('0) 1-:.)\('1'.1':0,'-' III", 1I1110Ullt ~lk!l'Ult'clln 11ll1'lIur~,~i;- fl(^> (i)l;ii~~i;2)'I,
tl4 Uu)'er \4UI d4'lIt,t'I' th~ !'t"lllll(,,) lit ^M"IlII'IIl' Sdh'l', If 1I11),IIIIlt'I'"h.I' III Sl'lh'r. "!thin IlIf Ill..., Kln'n rU,'IW1rerUoll,
IU II Sdll'f wm, \\'IIIIill iI;I~s olm-dvtllg 1111'11'111111(\1, ildnllllllU~TI in WlilhlM nI'Sdlt'I's dtllkr Ill;
tift II Mukl~ It'pulls hdllll' ~1'III1'nll'''1 ~n Ihalllll' It'lllllillill~ l'tI~1 In H'flul' t:IIIU!iliolls l'IllllitllWtl III tilt' Il'11I111(5) I, It,~~ Ihlln ur rqulII III
111 IIll' lllllllllUI sl'l.'dlil'll UIIHUllWlll,h H tAl ((Ipllllll!J I,
III 2) ('I,'dilllll)'I'1 III ~l'llklllt'lllltlllhl' dllh'It'llll'llt'I\\\'I'1\ lilt' t'~llIlInh'd l'II>;II1II1'pllhlnM Iht" l'llllllilioll~ t'IJIlllllnCllllllhe ICl'oll(sl
IB' IImllllt' llIllOlllII ~l"t'd1kd ill pill Uit,aplt H (A) I I }Pllllll ll' This oplion nUI_,1 he u(,(,1.'(l1uhl(' Itl lh(~ tllIlIlHIlK" IClldel. lr 11Il)',
lID ,\1 Not 1I111~l' H'fl,lil' lIlUIIlIIIl'lt.t1il flu)I'11I1 ~1'1I11'lIll'lIl Illlltll)' dl'kds illl'l)!llljli(lnst'ul1llllllt~c1ll1lh(' fCPOIl(l&).
tll h U Sl'lIel dllli"l'\ III llwkl' H'p;lllS III t'Il'll!tllll)l'I .11 ~1'llll'IIlI'llIll'i ';pl~dlil.'d in l'anWlIph H IA) (Option 2) 2. nll)'('r lIhllllltt'l'Cpl the
III '1IIIIk'll)' UtuIU.~Il'I' In 1111' 1(f:.II':^SI~ wllollh iu Jlollill'lilpll :~(ll1llhi, i\.!/I'I'IllI'1I1
IIJ r II Sdll'l I Ilousl'S Ilnl Illlllil~I' It'pail\ lIud lIullll ul'dllllll)I'/ ill ~l'llh-Ull'll\, 01 Ir Sl'lln filII.. to dlUH!lf ..ny IIIJllon ~Ilhl" Ihe time
"4 Jlll"Il, HI))I'1 \\11I Willlill t1.I)'~
115 II Ani'PIIIIi' 11'lIlk'll)' Will! Ihl' I1l1ultlHlI11I1l 'Iilll'd hi I lit' ll'pOllhl nlld IIgll'I' 10 (hl' IUil,HMm Sl'I (ll/Ih III 'JimlllHlph 2(. elf lhh
It. ^~~fi'l'1II1'1I1, ( ll(
11' 21 "I.'IUIIIIlIlI' (lil' A,:H'I'IIII'lll III ,"all' in Wlillll~ liy 11011\'(' 10 Af~l'lIllul ."l'lIl'l, if 111I>" Ilthl'fWhc 10 Scllel,ln whkh l'USt' IIl1tll'lklsil
11. 11I1I1lil'S paH i'"Un'iHllll ul jllIldlllW pdu' ,hilll li,' It'IUllll'd pl(lIlIPIl)' 10 1I11)"t'l1l1l11Ihl'l Allll'I.'llll'nl uf Salc will he NUl.1. und
'" Villi>
110 IIn lIu)l'l",'t ralllll't' tUl,\t'l'dsl' 1111)' llf Ihl) 1'1'\ llllllilll' \\llhllllhl' IImt' 1111111,\ ~lll'dl1l'd III 'hili IIUnlMI'IlI.h fillllIlI (,Illlliflllll, I W/\IVEH or Ihls
111 l'IIllIlIlM'lIl')' IUlll'hl)I'1' lll'l'l',lh Iht' '110114'11) llllclll"Il'l'''i (II till' 'U':I ,EASE ljt'l fllrlh JnllUI'UMI'Ullh 26 or .hl~ Al(n.'t'llINII,
III 9. WOOIlINH':.~T,\TION l'ONTlNI;I':NI'1' (1.98)
II lIt I I WAIVED, 1I11)'l'l UlHlt'I\liuuls (1I,lllIlI)'I'1 ha'i IlIl' 1II'Iilllllo h'qlw~t tllill Ih,', J'1I111('rI~' 111.' insp('dl'd I'lIr wllocllnfl'slulioll hy a l'cllilied I'('.'il ('olllrlll
/I1R 11 ~ (J'I('lllhlf IIlIYI~H WAIVIL" '111lS (11'tHIN Ulld lll:ll'I'S 10111(' 1<1,/1-:,>\""," wi l\lllh ill pllllllllllph 2flullllis ^grtlelll~U(.
( '11 1iI!!1""?!:!_
~l 6 (A Wllhill 5: duys nlllll' 1'\l'i'Ulillllllllltb "1!Il'I'IIWIlI,
JII" ~~ HII}'I',llllhl)'I'I''iI'\jll'IIW, .... 't.tO " " _
"'~, III Scller's e~pl'II'l', Ilot IUl',\('t'l'd \.. c:;; $ ~ ,.Jc"II€..K- Lv,l..L-- Ol(..t)ciL T'E.s-r-
In "hull llhlllln II WI Illt'lI "Wlllll.l.1 k,llll}iut( IIISI'l'I 11111,,111111111 III'P('.'lil'll Ul'Ihlll" Illlllllll't'llllhod 1'1I~11'lInlrul ()pcrulllr Ulltl will Ilcllvcr II iUulllll
110 slIPIHlllillg dll('tllll\'IlIS 1111" tl/llWIIl~' IlIil' idl'll b) IIll' 1'."1 (11111/,,1 (Ipl'lltl\lt 11l/\gl'1l1 hll Sdkl, lIul1)', Illhl'lwise III Sl'Ill'l, lhl' 1I:1'1lI1 I.. 14I he
191 IlWdl' ~lllj~llIl'lllI)' Illllnd inl'lIl1lpliiHlI'l' v,illluppi'vahk 1,I\\,s, 1I11'IIl!ilPI.' !llld "'Ildillll i1hljIlHitll1~, II lid/or h'ill.'llll IlIsminlllllHl Ilumalllccllllll
'" AgI'I1l')' ICilulrt'IllI'l\h, IIllllY 'I hi' Ilhfl\TIIIIIl will h",:ludl' u'111'lldll~ \ i~ihh' 1II1l1 lIlTI'>;>;ihk III cas III' ull Slltll'IlHc~ un IIw l'fUlJClly l'u'l'IJllh~ ful,
ltl IlIwill': Sill/dUll'S, whit-h ",ill 1101 II(' jll~I\t'rl\'d, "I OV ~,~ a AJ'--r ...... ....__.....___...___.._.._.."..___~______
III
195
".
III
III
lit
100
101
10/
lBJ
204
lUll
IO!
101
111&
101
110
HI
ill
II!
III
iii
III
111
/'1
119
lID
111
III
111
m
II>
121
U,
111
III
lJO
UI
1.11
IJl
m
m
m
IJ/
IJI
IJI
I~O
III
III
III
III
III
(11) If lite Insjlt'l'lillll H~\'i'ah l'vidl'lh'(' ollll'li~(' iut'nl;(IIOII(\).
ill Illl'lllt!;llll'e 1,',1111 upplil'llhll' Iolln
(f ') 111111' ilhlk'l'lillfl (t'H'lll, itillllltgl' llllllllldhl' illlt'~li'li. 1'1(~ 1111 I'I('\IIIII~ jlllt'~llIlil'"(' l. 1I11~'l'r, III IIU}'I'I'~ 1,"IIl'IISC, has Ihe 1IIIIilln 10 tlhlilillll WfU,
kll, 1t'llllII hy II pllllesshIIWIl"tIlIIl.Il'hll, IlIlllli' IIl'JIt..'i lillll "'I \111', III '1~~llllIll :1 IIll't'llhill is Illllill'd III Slltll'ltllul II"llIUll!:: IlIlhe I'II1PI.'II)' c.:1lt1sed
by WilOtllll'.,lro)'jllg OIt:iIllIsIllS IIIHI n plllpmallll 'I'palt Illl' d;III1<lj.'i'..a. qlll '11\1'/ lite ,llui'lurnl dnmnwc rcpul111mJ ('llnecti\'C IllupmullU
1\)ll'1l1 rUI S,'III.'r, HIlII)'. IIlhl'II~IV~ III ,"vlkr, Willlin S ll,IY~ III dl'lj\l'l Ill!! IIIL' III i~'ill'" ill'PI'<.lhlllll'ptlll
(I)) Wilhlll,~ du)'s of '1'1'I'i\"illg (/It' MltldllJ;tl dalllil!!i' It'llllll <m1l l'lllh'\ II\!' pllll'tl~;II, ,'1\'11,'1 ..lliIlllUhht' BUYl.'r wlwlllel Sl'ller will rl'llilir,1I1 Sl'Iler's
npl'II~C nlld hdllll' ~t'lIh'fll~'III, 1111)- ~111l...-turlll dilllll1"l' 11l11t111diH' III Pl~'\ Illlh Illh'\llIlllIll(~),
O~l II ~1'1I1'1 dlll\l'\''1lo 'qlilll..llIWltllill dillllill'l' '1'\>'lIkd h~' Ihl' lI'pUII, 1111.11" ;li.It'l'~ III ill'l t'jlllht' 1'11111\'11)' 11'\ l\'paill'IIUlld IIg/l'CS In (lie lU!I.I!,\Sli
wi hlllll ill pllIllll,aph ~h 01 Ihj"I\~ll'I'III"1l1
II;) II SI'lkl dlllllSt'., 111'1 III h'pall ,lllh lurill dalllal'l' 1I'\\"ilbl h~ 111(' Iqlllll. 1111_~I'I, \\ IIhlll '; days 11lli'l'I.livill{-: SI'lIt'f's lIOlicc, wllIlltlllt'y Sl'Ill'r in
Wlllillg 01 UII)I" \ ('hokl' In
, ,\n-eplllll' I'IOIII.'IIy 1\1111 Iht' lid,'.'!,> 11'\pilh'lI Ii}' Iht' IlhPI" lioll, II. ilhlllll i111:/ll'111I'1I1 01 Plk,' IIl1d ngll'e 10 111\' IH':I.l(ASE ,~l'Il'lll(h IUI'alu
!!'''jlhUIIII Ihi, !\!!II'I'flll.'lll (II~
~bkt 111(' fl'Pill" 111.'11111' "'1111'1111'111. If h.qlll....d h}' IIII' 1IIIlIIl!.I/!!, kud"I, II illl)', ill UII)'i" 's 1'\IIl.'lIll' 1I1lt! ~\'il" Sdkl's 1'lt.'r1uisslllll, which shull
Illl( he tlllll'lI'"II;lhly I\rtlihdd, ill \\hllh I ;I~I' BU)I'I ill I l'ph IIII' I'HIPL'II)' Wid ilgll'l'" III Ih~' IlU.I:I\,'l1i ~l'l 1'01111 illllillUgllljlh 2(, of lhh
A~~fl'elllt'III, II ,"1,111." tll'llk~ IIll) l'r jlt'1I11'''I(11I In 11IiI~,I' 11,1' II'JI.II", tllI.\ 1'1 IlliI~, Il.ithill .'i dap III Sl'Ih'r\ i1ellial, Il'nllilJ;lh~ Ihis ASll'l"lIIelt!.
llllu)w h'llllillalt'~ Ihl, !\fl\,.'llll'fll, ull \I('P(l'11 !lIllI/ie, paid 1111 U((I'IIIII(11 pHldlil~l' plin' ~Ililll hI.' f('IUIIIl'd plllll1ptly to lIu)'l'r lIntllhj,~
AI-!Il'l'llll'1I1 of Sull' will he Nil' I. alld VI 1I1l, (lH
1t'llIIinule Iili, ,\gll't'IIWIII, 111 1\ liidl lit\i' illl iklllhl! /wlllil'>; 1',lid lOll ,IITIlIJIlIIlI jllJldlil'l' IIIit'l' ,~halllli.' rclllllll'd III0III,Jlly l!llIu)'CI allil
lhi.. 1\1lIel'1I1t'ot III S;lk I\dl Itl' NI JI I. illld VI Ill)
IOJ Ihl)('I,I, '"III1I'l'.n (,IlI'ITI"I' 1111)- fir 1111)1'1". 111111/111\ \\llhlllllll' 1I1111' 1I1l11h "11I't'lIli'dln lllh IlllI'IlMtllllh 11111I11 f.'lImllttllt. W^IVI<M ur Ihhl
ntlllhlltt'IH')' 11IUllhl)l.'r Ilrl'l'Ills 1!l1' 1111l1U'11) 1lI11IuJ.:lt't'\ l/llhl' HI':' ,EASE \l'll"IIIlh In 1'1I1'1I~tllllh 26 ur Ihl, '\MH't'lUt'ul,
'" ('1'""1-'11',\'11': III-' O('(,III',INI'\' (1.98)
X NIII AI'I'II\'^"11'.
II AI'I'III'^"11
'AI lI11)I'llUld St'llt'llIt'~IIIl\~It'lIW' Ih'lllt t'I'llilil,lh' 1~'!II11IlIlII' l'tllll'OIl1q Illlhl' I'I1Ip<,.ly 11!;IY h\' H'ql!lll'i1 II)' Ihl' IlIl1l1kipality IIlld/Of gUVl'fII.
11Il'llIullIUlhlllU)'
(III It'll rt'llllinllt' is It'illlill't1, Sdl\'1 shall, III Sl'Ikr\ l"pl'II'l' illHI \Iilhlll
IIdl\l")' 10 lIU)l'l 011 01 hdllll' "'!lIl-IIlt'1I1
It ') III I Ill' t'\'l'Ullt'p~lI",hll1plll\t'IIll'I'h ,HI' H'ljllilt'd f". 111l' h~lIilli( 1'1111111' \'l'!lIll...-illl', SI'BI'I shilll, willlin _~ du}'~ of ,'-;t'I/eI'~ I(,l'ripl of (he H'llulre,
1l1t'1l1~, !llllll)' nUYl'l 011111' H'ljHHl'lllt'lll, aHd \\1I('lIll'l SI'lIl'l ,h.IIlIlI.I~I' Ihl' It'IPIlIl'1I 1<.'Plli.s/lIIl!'ll1ll'IIWIIIS III "",ellt'r's 1'~IIl.~"Sl'
101 1/ Sdh'f l'hlltlWS 11111 10 IIliI~I' 11Il' it'ljlllH'd 11'Il.lfl~!illllllll\i'III<"lIh, 1I1I)l'/ "III. \~lIhlll ~ II,IY', 11l\!ily Sdll'l in Ivlilillll or Ihl}'I'I'S dloke lu
h"lllillilll' lilt' Altll't'IIII'lllllf ,l\dll' ( II~ Ill;I~I' Ihl' II'p.ill >;/IIIIJ'I' 1\ ('IIll'II!.. ;II Iill) l'l '~ 1"II"II'l' n'lIl \\ illl .ii\'1I1'1\ Ik" Illl\shlll, "'hidl ~hillllllll he llllUlI.
'1IIIlIhl)' "llhhdd " ."dln i11'nil" HU\'l'Illf'Hllh,illlllll l'ld~t' IIii' Il'qlllll'd fl'P,II", IlU)l'l Illa)', \Ijlhin ~ dilY' tlf ~dle'\ "t'nln!. It'llllilllllt' Ihh
^l!Il't'1ll1'1ll-1I1l1l)'t'lll'lIllilliltn tlii, i\~1l"'1l1('1I1, lllllkpn~IIIIl'llIil" politi HIl aLl (111111 of 1'1IH.'II;I'" plll'l' shall he It'hlllll'd pltlllll,tly III BU)'t'lllllil
11m ^JlII'I'lIWlllllf """Ih' will lit., NIIII ntul VI 1111
II, "":SIIII'NIUI.I.I':,\Il.II.\,WIII'''IN 11I,w,,1I111IlFIOI14' J ION'" T NlIJ I( 'ji HEIJIOIIU:IO HIll l'IlOl'/':Inll-:S
HIIIl.lllI,:t'OIU: I'I7H (1.98)
'l..L NIII "1'1'11l''''1I1'
^ ^,"'IIl'MIII'
((\1 SdJnu'IIf\'M'III.\UIllI: (dlt'I'~ 11)H .'1
I J I Sdll'f I.." 1111 ~llllWkll~l' 1(l1l11'IIHII~', 1111' pli'~I'IlU' III k,hl h.l',1'\1 P,lIl1t ,11I11/1'1 11',ut hilH'd 1';1l1l11,1l/11l11s ill (If Uhtlltllh.... 111I111t'II)'
( I.~ Sdll'f h;li ~tl(lwkdgl' lilliit' 1'1l'~('lll(' III 1t',ld hdwd Pili..! 1IIldilll kitd hil~I'd 1';11111 b,I/Uld~ lillllahllUI lile I'Inlk'll)' (llltlvidr lhl' husi_lt fill
(kli'llIIllIi".~ lllill h'lld hawd paint ill1(Vnl !liI!>"lh ('\i~l, till' lto..oIl1lll1hl, 11ll' i'lllldilillllllllhl' j1itlnll'd SIlIIIIl"l''!, IIUtl 1Ilh~r IlvllillIhlt'lllftllllUl.
llllll Wtll"t'llIll1t: St'lIt"'s ~11l1\\ Il'tlfl' tllllll' plnt'I.....l' III klld h,I',l'd 1'.11111 HlHl/tl! kad hli"'ll P;llUl hillllltk I
Sdk! arll'l", ill Sl'Ill'l '-' t'\pt'II,~ umllll.-'fllll' ~l'tIlCIlIt.'III, 10 Heul for llcliw IllflJ.sIIUilll1{,~),
)
t101YS ollhl' l'u'l"Iuillll (lllllis AgH'/.'lllCnI, mtll'r Ihe l'l'llilkult! fur
IIl1t" '"111"'" t)~ ~I rvn e~:M.
~
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184
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till 111'1'111.1,,)11.'1"'11, h'I,d I (Ill)1
I II, Sdl~'r 111I, 111111'111111.. It' II'I.'llltl"III.'IIUinllll! III kllli ll;l"rd pltllll 111111/411 kut! IIa"'.'11111I1111 hll/llIth III It: UhllUllhl' 11mpcrty,
112. Sdh~1 hll" pllwhktllhl)'l'l ....ilh i,lIu\uilahk It'WIII, !lull ll'IHIIl', jll.'llllluiullltl kut.! hil'L'd !lulul uutl/llllL'lUl hu~cd llIllllt hlllllnb 111 ,Ir lIh4ltll
111l' PIUPI.'rlY, (I N tllk.'tlllIl'11hl.
1(' I IIllli,,.11( At'knu,,-ll'd""U'llt
I II. 11t1)'I,'f 111I.. h'l't'lwd lilt' Ilillllphld ,tl/lll'('/ )1,,,, ."1111111\ /1'1111' 1'lId ill lill/ll't''''I' lllld hn.. Il'ud thl' t.t'utl Wllllllng SllIll'I1II'nl ('tll1lullll'd llllhl.
^IIU'I'IlII'1I1 (SI'('I(tl\hllllllll'lllnl Ntllln'\,
nll)l'r',IIIIClIII, 11111.,
I 12 HU)'l'1 Iw\ 1l'\'h'"I't1 St'lk,\ d",dmllu' III ~"Il\ql 11'1111 !IN'd P,lillllllldhl1 Il'lIIl hil'\'llllltIUI hll/l1l1h. U~ hll'Illllll'l.llll fllllUKrUl'h 11lA) Itllll
hu, Il'l'l'lwd 1111' II'lIIld.. Ulld lI'I"llh IWllillllllll! III kad lI,ht'd p.lllIll\1II1/111 klld h;I~I'tl PUllllllillltll\' lth'ltlll\l't1II1IIU111~uuph 11llt)
Ihl)t'l"lIlnltlul\ IIlth'
till UI~K 1\~SI':SSI\IENI/INSI'H'llt.N, Ihl)t'IIIl~IIII\t"'III"'" Ill,IIIII'llllt' 1111)1'1 I' 1,1111""II'tl hi !IllY Illl',hll'lIlhll \I.....dllll.. hullt hdllll! ,I"H,
HUYI'I hll~" IOlllI)' pl'lh1l\ hllll,'" lIu)1'I111111 Sdh'lll~lt't' III \\llIitl" hI Illllllt'Il'IIIIll'lhUI nllll11l'llol.'lIlltlllrt" ,bk lI~!ll'~MmClllllf III~pl'cliHn lit
Ihl' l'wl'l'lI)' lor 11,1' PIt"I'lIn' ill 11'1111 hll~I'd Ililhllulld.'ol 1t'1It! h"~"tll';lI"1 hill Iud..
I I WAIVU) f1U)'i" Illldl'I\llilllh 111II! IIlI~'I'1 hll'~ IIII' 111~hl III illl\(lu\'llIli..~ U~'1I'''~IIH'111111 i"'III.'l'IloII (If lhi' l'wllt'lly III tlt'll'(mlne lILt' 1lll'wlll'e IIf
II'udllol\l'ltI1ilillllllldllll kilt! h,IWII pllllll hil/llIl:" III J\ 1;1( Wt\I\'I:S 'IIIIS UIl jlll llllll ultll'I'" lilliii' HI!I.I!^Sli ~1'll'tlllh 11l1'llIUlIlllllh 2fl III
Ihi~ ^I!/l'I'IlII'1l1
II 1'11'('11',1'
I III1Yl'l, III UUYl'l\ \'\III.'lhl" d\llil~('~ Illllhl.lI11 UII'>I.. a"I'~""I1'llllllldltll 1I1'I11\'1'liuo ull"i' PltlPi'IIY rllr 11'IUI,h,,'\cd IllIint antI/or ICIHI,hll'\ctl
I'uilll hll/llld, 'I hI' 1i~1.. U'>"'~',lIh'.i1 111111/111 h"11I' ,lilltl ~hi.tI hi' 1l!lllptl'lI'1I \\ ilhlll tlll)'~ IIr Ihe \'.ItL'L'lllloll Ill' Ihl" Aarel'1I11'IlIIII' Snltl
11""1'11 "111" unh'~,lhl)I'1 lIull Sdltol 111'.1\'1' III il t1J1It'It'l1l 1"1'111111 nllitlll'l
.! Within Iht. 1111I1' ~d rllllh IIhuH IlIr uhlilllllll~ lht, II,,," lI\"I'\\lllt'llllllld/ul' It"PI'I'lIullllr lilt' I'rolwrl)' rllr lud,hlu'd Illllnf "nd/nr
Il'ud.hll'il'lIlllllullulfllnh.lhl}i'l' 1lI11) cldlHI' tlll\"I'lIllul Sl'Iln,lr 11ll)',lIlhl'I'\\lw III ~dIH, II Vtlilll'lllbl \If lh~ Rl'cdlk hll/nulou\
UlllllilitlH~ rlll'd llllhl' II'P'lIl Ulld 11,1111' ftllll'lllllll" Il'ljll"~II'd h~ 1I(1)~'I, uIlIIII: wilh II l'OP): \lllh,' 1",11 1"'\C~~IIlI'IH ulltUm 1""'11.'1'11111\ H'l~I",
,\. SI'III'IIllIIY, wllhlll lIil}' III I 1'l'l'1 \ 11I1~ IIIl' Ihllllld I"IUIIO"I, '1Uhlllil It \\ 1l1l1'lIl'lflll'l'Ihl' I'ltll"l\ulln Bu~N. The COIli'I'lh'c 11(t1l'mul
will in<ludl', hilI 1I111 Ilt" 11111111'111\\, Iltl' llilllh' ollhl' Il'llll'dlilllllll I 1I1111'dll}' ilmlll I"lllllpkllllll 11;111' 1111 nlllt'l"h'l~ lI\i'lI,ures, Sl'lIt'( willl'lU
vide n'lliIh-alillu !r III II Ii 11\1.. 11""""111 ClI ill~II\'I'llll Ih,IIIIIIlI'dl\t' 1111"1'11111'" haw hl'l'll IlIild\' '1l1lhllll'lllril)' l1n tll lM.'llIre lhc l'tlllljl!t'tillllllule,
.. Ilj"uIll'n'ivill/.l till' nlllt'~li\1 1\141Ihl.."I, Itu~I'I, willllll 'l da~~, \\111
u An:l'llIlh..' WIIl'ell\I' IIHlpm..1 ;1I1l1 Ihl' Plllp..'II) III \\'Iilllll!, IIlhl ilgll'l' III lhl' HIJ 1:,t\SH ,t'lltlllh ill pafllj:ruph U. IIr lhh Al~ICi'tlWI1I,
(lit
h 'li'llIlillilh' Ihi, Aj:h"'IIlI'111 ill wriliul!, ill ",hidl ~'ilW illI d"IH"illllllillV" !"lid 111111U'I1II111 tll Pllldul"C ptl.:c ~hull he (l'Wllh'd 1lI1l1ll1'Ily
III Ih')'l'r ntllllhls Aj:H'I'llIl'llllIl Silk witl !I\' Nt II I IIl1d \'( Ill'
~, Shllllld Sdll!r lullllllilllllllll iI WIllIl'III'olll'l'lI\C plllpmal ,,'Ihi'l lhl' lilll..' \\'1 I 1111 " ill paru/.lfuph 11(111.\ uf Illi.. Agrl!ClIlclll. Ihi'nllu)'cr,
wilhitl,' till}', will
u Aen'pllhc tJlIllM.'II} ill \\lllllIg, Ulllla)!ll'l' Itlllll' I~l',f 1,:..\"11': '>,'11111111111 l',ltllglllph ,~1I1d lhi~ AltU'l'llll'III, (H(
h T~'lllllllllhllhh AlIl\'\'IllI'lltl1t Silk, ill ....ti:II1~, ill "dlklt 1,1'1' ull d"lHI~il Illllllk" puid UIIIl\'l'lIlHlluf Pllldlll'l! Illke .111111 hI.! (!lllllncd
plt""pll)' ItllIlI)'l'l IlIld 11th A.!H','IIII'1l11l1 Sidl' \\111111' NIIl I alld ve III)
h Ihl)I'I'" rUllllrf hi t'U'H'I",' Iln)' uf Ihl)I" 'Ii 1I1'11ull\ ,,11111111111' Illtu'lhlllh "lll'df1t'd III thl~ 1llll'llJtflll,h Slllllll'umtUult.. \\',\I\'I':R ur
thl~ l'1II1IhINCUl')' Illlll nU)'t'1' lIfHIII...lhl' 1II'ulll'I'I) Illlltll~lI't'" fulfn' IUJ,EASE /rid rutl" In IlunlMl'ullh 26 IIf thl.~ ^llrl'('(1Wllt.
tin ('I'I'IUlrillltll1 II)' !ol)!lIilllllhh "~Il'I'lIll'llt, 1I11)t'l 11111\ Sl'Ikl lnlll~ Ihl' lilt HIm)' 11111It'lI ""IIt'ttlll' 'InII'Il11'nh.lu IlIi'III..'\I ul Ihl'ir ~n"wh~ll~c,
II, MAllON ('UNlINm:NI 'I' (1.981
(A~')I"r rl'lln'~l'nh that: (dll'd, UPl'llljuitl1l' 11"lltlll\\'l'll)
~. Sdlt'r hu\ lIt1lllm~h'dgl' rlllln'lllllllllhl" 111\ "'Ihl' III lllhl"lIU' 1II'ildltll
I II Sl'Ikr lIa, lllt1\\kdg\' Ihal lilt' I'I0pl'lI) \\11\ ll'~h'lt 1I11111t' Il.lh"i, hy 111\' IlIl'lhud.. II~ g, dlilll'lllllrunl,It'r,ull'hulrnl'k, ell',), llntl wilh ll,,~
Il',"lh t1111llll'~h ;ndicah'llll\.'l'lw'
11^1l! ~11~lllIlll IlI;SI11'IS lpll"('lIlinlllll'l III "'11I~llIllll'vd~1
1~1I
IIU
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161
161
183
161
m
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1/3
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111
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'II
m
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11\
110
101
III
III
100
201
101
m
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lO!
m
10I
101
m
300
JO'
301
303
3.'
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JOI
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311
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3lI
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III
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'1'
('OI'Il,'S ()Io' Al.l. AV^lIl\lIl.l'.IFS'1 1{l:,I'IIlUS will ht' Ikllvl'll'd \ollll)'\'r ",ilh 11th AVIt'I'1l11'III, Sl:l,I.l!H DOI!S NOT WAitMAN'!'
I',IIIII',~ 'IIIE ~1I'.11111I>S III/lOst lEIS lll' 'III' II'~IS
I I,~ SI'lkr IHl'i I..IHm kd~I' 11t,11 Iltt' 1'1I1j11'1I)' uuckl \\l'lllllIllllIl 1I'Ihldlllll nH';I~IIIl'~ 1I1l1111' dillt'hl Hill! hy Iht' IIWlhtltll~llll\lll'lIll't1 belllw:
I>AIE f(^I>IlNHI'I>lI('IIIIN~II,IIIII"
)<
"'AIVEIl nll)'I'lllIlIk'~tUlld.. Ihlll 1\11)1'111<1' Ihl' oplh11l hlll'qlll'~llhilllhl' 1'llIpI'II)' Ii,' 11I\ll\.'C\t'IIII,r Illdll" hy II rClliIll'cl "hl~!r1ll1l\i'C Rmlllll
Nt1lkc) "UYFI( WAIVE"iIIlIS C 11'1 ION iUld ill'll'~" IlIllll' HI-! LASt;, \I'llllllll III pilraglllph Hlllf Ihi~ AgIl'l"lIi'nl
1,11',("1'.1>
Ihl)'I'I, lulhl)'t'I''\ C'llt'II\I', ha" IIH' Opl1l1l1 tll ohlllill, 11<1111 1Ill'llilil'd IIhl"",llI!. II IIUI"IIII',1 olllll'l'llll\l'll)' unll will \Idl~'c( II I'll!')' of Ihe It'~l
Il'llIllI III ^tWIII 1111 SI'lkl, illlll). lllhl'l\\ hI' III Svlkl, \1 illllll d.I~' III I iiI' t"t'tllllllll 1111hl.. ^~ll'i'IlIt'IlI, (SCI' HIlIh1l1 N,lllcll )
1 Hille It!lIICPlllllt'\l'llh thl' pll'~I'1l11' 111 I ill11 III 11\.'10\\ 1I11,~ \\OI~lllg It,\I'I~ 1,1 pil'l,('lIlk../ltll'rl, 1\1I)'I'llll'l:Cpl~ lhe 1'lujlt'lIy mul Ugll'I'" 10 Ihr
ItH.I~^SII, ~i'llllllh illl',Hll!~I,lph ~ft lllllti.. ^!!H'I'llll'1l1
2 IIlhc Irsl U'lklllli'Wi,h !Ill' P'l'WII,,' III lad. III ill III nll'l'dlllf~ Oil! \\'llI~lng h'wl-. (.t pint< 'lIIil'~/lill'l I, BIIYI'f will, wilhin tlil)'s
1I1lt'reipl ,,1111l' h'\lll'..ulh
OI.Unnl
il Atlt~plllll' 11'11111..'11)' ill ....111111!! lIut! 11.:11'1' hI lIlt' HI I h\"'iF "1'111\1111 III p.lfil!\IUph }h ollhi, A~II'I'II\1'nl. ()U
h '!j'HninalL' Ihis ^!!II'\'lIl1'lll III wlilill~, III \\ 111111 t"I~I' lit! lkll\hil 1lI1111k~ {Iii ill 1111 ill'l'tllllll olllllllhlh(! I"in' shllll I'll' (duml'tI 1'1111111'11)'
III HlI)'i'I UIullhh Al!ll'I'1II1'UI111 Sak \\ ill hI' Nt III alld VI III I, (IH
l' Suhl1l11a .....llllI.I!, rOlll'I'lhc plllp(l~nllll ^~~I'llllllf s,'Ih'I, IIUIIV, 0111(1\1'1""10 Sl'Ili'r 'lIlt' c'orlt'I'II~'t'I'I\1l'mul.....lIIll1dlldl', 1Illlllul he
limllt'lllo, 1111' Ililllli' lllllH' l'I'rlllil'llllIIIII~illtllll i't1IIlP,IlI\, Plll\ 1,>lilll\ Ii II Il,IY"WIlI, illdlllhug H"t'-'II~; 11lId rl1ll1lllt'litlIlIIUH' rill [011('1'-
tin'm\'lI,>url's
II Wilhin' day.. III Il'l'l'l\ ill~ IIIl' t'llll1'1lhl' I'lllpmal. SI'III'1 \\ III
III A!tU'I' 10 lite lI'1I1\' Id 1111' illl/l'rO\!' Jl1I111<1'''11 Ul Wllt!llV, III \\1111'11 U1W 1I11~l'l lIt'rcl'l'i 1111' 1'H1pl'lly llIIlIUI\U'i''i 10 lhl'
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":XMlI'flON l'IlOl'ISIONS 01" SI':1 "flON 7 In' '111li I'ENNS\'I,I'.ININ SI':WACJI': 1""1 '1I,I'lU:S ,\I ''I', tS<clIlll"I'""hlc. IIi,,1 .
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Ill.' 111\IIH'11 h~ II rt'jllllllhll' TIlIl' IiI~lItitm'l' ('II/11PllI1Y III Ih\' lI'flllill lillt";
(U, III Iltt' 1'1'1.'111 Sdkl h lIllllhll' ItI1-!i\l' 1Il!110d .lIId III,uh'lahk 1111l' itlld 'Udlll\ \1 ill hl'II1\IlIl'tl by II Il'putilhlt, Tilll' ('UllIl'uny IlIlhl' h'~ulllr fUIi'~,
n~ sl't'I'ilit!d illl'Ullll\lUph 1(1(1\). Illl)"" .,hall hUH' thl' IIpliulI III III,UII!' ~lk'lt IlIk II', Sl'Ik'l l'1I11 Mi\;! Willllltlll'hnnyll1M Ihc plkll ill 01 hdUN ll'llilltl
ulllllllllb pOliti 11)' ItU)'t'11t1 SI'lk'l' 111111l'l'lUI11I ill I'UIt'h!l\l' plin'lI1111 SI'lk'l shall 11'llllhlll,,'lIUY~'1 fill Ilny l'{'-~Is hlnlllCtl hy 11t1)'l'I 1'1 If Ihll'tt'lh'UI.'
\Ill.'l'ilkd In Pllll\~llUjlh IN(') ullll ill pillil1111lph Itlilll IIt'llI\ I ", l!\, \ II, 1II1d iUllil lillll'II'II'lIllhl'll' ~;hllll he lIulUllhclliuhUil,Y lir Ilhllg",lulIl'll
t'llhl'f \ll' Ihe 11!llllcs Ill'lellllllltlllllll\~ll'I'IIlt'lll ,hall hl'l'\lllIl' NIIII. illl\l V( III"
(( ') Atl~ stll\cy III .'ilIlWys "hk" 11M} Ill' h'qlllll,'d h) 11ll' lllk 11I,.1I1i1l11'V ('IIIHjliIlIY III Ihl' llh'hill'lill': HllUlI1CY, Illf 'he JlII'I':ll'Ulitlll Ilf Ulllllkll"llh.'
k'~1l1 dl'SI'tll"!ill1lllllll: 1111111\'11>, Illllhl' t'I'ltl'l,nllll 11\\,'11'111', ,111111 lit' 't't'llH'tlIIUd pllld 101 Ii)' SI'lI~r ll\ll.....c~l.'f, /Illy !mn'l'y III' ~UIVl'YS tk'~hc\1 hy
1111)'1'1 III H'qllhl'i1 h)' 1111' 1I111i1l::!!!l' "'lIdt'l 'ih,dl It.. \l't'tIIl'tI Ulld p,lId 1111 hy 1I11)l'l
tI)) 1I11)'l'l sllilll pay /"tll Ihl' 1\llIll\~ iug, III 'Iii.. I'll'llIilllll Itll Illl'thilllh \ Ih'lI ill'"HIIll'l' UUd/11I lilli' 'i1'lltdl. \If h'l' 101' l'utlt'cllaliOlluf SIllUI', if II11Y;
(1) 'Iht' 1"1'1I1illlllllllf 1111(1\1 llI'illfiUlt'l' lIllll/111 Iill' ill\lIIillll'l' 1\ lilt l'\kllll\'tll'tlll'lil!!l', ilhtlllllln~ hllldl'f l'hal~I'S Of l'lIl11'1'llaliollll'l',U'IUI)';
(~) ^I'Pfilhill kl'~ lUlll t'IIU1~!I'\ J!;lid in lld\"'I~'I' 10 Illllll~ilgl' kudl'I.llllIlY, I-IllIu)I'I\ l'1I..IWIIIUY S\'ltll'llll'nll'll.~h Utili 1I1'l'lllal,
~,flNIN(1 ('I.,\SS....I('^'IIf1N (1-081
huhUt, 1I11hh AltH'I'IIII'Il' III t'lllllllllllht' IHllIlI!:! dil\..itkulhllt ll' \ll't'I ill 1'<1\1" 1\ ht'll' Illl' 1""I'~'lIy 1IIIId l'ill'h IliUl'I.'llhl'll'Ur, if .~tltlt.lh hlllhll'l j~
IoIll.tI \Hlely Uf Ilrllllal lIy In 11t.'llIlil \illgk' 1IIII111y d\\ dhllt~' I ,lIallh'lIdi'l IIII~ 1\~II'\'lIll'lll \ Iddilhll' llllhc Ulllioll t,f IIll' Ihl)W, und, If \'oitll'tl, /Illy
I'-'I'll"!h k'lul('/I'" hy IIw 1I11)t" ,h,11I hi' !t'11It 1lt'1I 11I111l' 1I1I)l'l \1 Ullillll .Ill) II'ijllill'lIll'lll 1111 Ullllllldlllll
lunlllM ('III"i\Jlkulllllll
II 1':lH'IH) Wilhiu
llll)''i 01 Ih\' l'\I'llllitltl 1,1 11th 1'!~I\'I'lllt'lll. Ihl)t'l \\111 \'1'111)' 111111 Ihe c'II'liUfI 11~l.' III' Ihl.' l'wl'llIly Il~
l'i pl'lIllllh'd lit Ihl' l.\t'llllh~' Ii'll' h 1l1l11'1'lIl1hll'd, nll)'CI' "UI, nllhln Ihl' IImc Ilht,,, rill'
H'rUlt'ullUII, IHllily ^I!t'llIllll ,'iI'IIt'I. it ;III). 111111'1\\ iw St'/t.-I, III 1\ luiu!! Ih;tllhl' t"hllllj.l U\C ullhl' "1111"-'11)' I, lll'II't'IIl11111'd mhlll1h ^l1It'I'IIl\'nl
will he NULl, lItld V( HIl, In whit-h \',I~t' ull tkl"I,il IIHlltil', f1;lld (Ill il,l'l\llllllll pllldlil\I' plin' ,hull III' li'Illrt1l'tll"tlmptly ItlUU)l'!. lIu)t'I"II'III1.
Im"" n'.~llUlld nllhlnlht, ~Inu 1I11ll' ,..hlllll'lIll\lllllh' 11 \\.\ I\'FU ullh'" t'ullllllltt'Ill'} lIud 1111411111'1' lnlll<j (I( Ihl,Ii AItH'I'1111'1I1 1Ir Suit, n'lIUlln
Illrullrtlrn'llIldl'lh'l'I,
1*, (' UNfllH'1>:
NIII'^I'I'IIl',IIIIE
I ,11'1'1 \(,^III.1'
Till\; Pi l( VMt:NI ~IW NlIl .~u I , il IN\'I Y, ltlHN Ill, IN( I lot II (Ill 1~1\1 III lilt I I III t4 I IIII' (I HI Ml/llij{ 1111 ~ Of S(II'I'Olll IINllU~M' \Ill 1111 SllUL\rti '''Nil
111;\IHlIIltlilkHr:IIHHHII\lltHIIIN,Hllltlll.ll\\NIUIIHIII\~1111"III \lltlllll\1 ~I\' 11\\l:tltt (tI~lt'll.tI'llll\1 Hltllllltllll~IO\'t;"11 <;11111<<0.\1 Mill
IN 111<\1 l'ONNI'('fll1N, 1'''M'\(il: M.W III ,1111 1111111 \tllll III III !III I\tjl) \'111 \'n 11111'\1, IH'1t IllrUj OH olttll\ SIIlII,-/IIIO: fiN till IN SIt{'111 Mill, ('Illis
nlllln~ " 't'llnllll 111 lIlt' 11t1tlllll'l Plovided III ,';1'1/11111 I III III,' !\II III lull I '. Ill, 7, 1'1 IlK II "lIu) ,'I lld..I1\1\\ Il'lIll"'s 111<11 Ill' IUllY IIlII tit.' IlhlillUiullll1l'
ri~lll illllIllh'I'llon lll!ililhl ,uh\idt'IlI'l' It"lIhillg l!lull t'l1,tllllillilll! tllh'lI11iPII'i, ilod Ihdl 111\' 11101'1'11)' tlt''it"iih''tl hl'll'llllHilY Ill' Jllllll'l'Il.:tllllllll \hlllllll!C
thll~ 1011I1111' 'uh'iltlt'lIl'l' hy lll',ivllh' t'llllllilll \\ itli!llt' mllll"'i 111111\' l't-,Ulll!!l;' illh'll'\h III 11ll' l'l'al 'I hi~ Ud1101dl'di!IlIl'11I h lUudl' !'tIllite PUfllt."l' III
l'llllll'l)jll~ ~\ hh 11ll' I'ftl\'h\tll1\ \11 Sl'dillll 1,11111111' 1Ii111111111111l\ ~lim' Slllhitlt'lllt' iUllllhl' 1111111 ('(111"'1\1111011 Arl ill i\fllil ~1, It)flh." II11YW UPll't''i
10 si~!lIlhl' tlt'\'d 1I1l1ll."il'l1t'1 \\hidl tlt'l'lI will i'PlIlilill rIll' ulllll'\aid pllll I;IIUI
1'1, l'OSSI':SSIlIN (1-08)
(AI l'II",I'~..joll j~ Itllll' tlvlill'll't1 hy 11\'('11, ~I'~'i ,Iltd
I. I'hy\kllll'tMI'~,iolllU a \jll"lUII hutldil1J! (it HlI) ~ hllltllll dl'itll. Ill't' III tlt'h.i, HI dil)' nlld lilll~' 01 ~l'lIlt'''ll'lIl, I\NIl/Of(
1 ^~,i~lIIl1l'llI III t'~i'ilinH It'lI'I'I~I.lll11l'lhl'l willllHl)' w("(lIil) Ikpll\ih nltd illh'H'~I, III lilliI' ill !il'1I11'tl1t~UI, II' I'wllt.'liy i'i ICIIUllt 11t.'I'upll'd nllhl'
C\et:lllioll tlllhi~ 1\~ll'I'llll'IlI111 11111lo~, lllhl'111 i'l' \pt'rllit'd Il,wlll III1Yw II illltl'~llllllktll!l' e'lI'Hitl~ It'lI\c(s) hy j"ilialillg said Il'lI\t'(~11I1
limc of ~il1l1jll)lI'llhi'l ^~!ll'I'l1lt'lIl tit" Silk, it l'lnl"'fl) i, kllilllll)'Tllpil'd
(II, Sl'III'r shlllllllll l'Uj{'1 jlllo IIlIY IH'W "'ihl'\, wlilll'l1 t'\ll'I1'ij'lll 01 ni,lllIj.! kil\t'\, if lillY, Of I1ddllilllllll k'u\l'S fill" lilt' 1'l1l1IClly Wjllllllill'_l'lt'S~ctl
\\lillt'lII'Wl~('Ui III UII)I'r
2n, IU~f 'f UUtlN(, (3.85) 'I ht, "\1111't'111l'111 'illilll tlol h" Il'll'l tnl lIlllll' (11111 I' 'PI It", l~l'nljdillg tll' 111'l'd\ 01 il11lllY (1lh('1 (Inkl' III pIUt", ollUlhlk ICI'ilIlI
!llltl illIlI)'I'r l'IlU\t'S Itl 11>\'tll1il'i Ihl~ 1\~1l"'1I11'll1 10 ht' 11'lUlth'd, Sdll'/ 111,1) dt.tllillll';ll \llrh i1t'l II' II lill'lIeh l1f Ihl't Al!rt't'IIII'1t1
21. ASSIC :Nf\WN'I' (3-85) Thl\ 1\,~lt.t'lIl1'lll \hillllw hllldlH!' Ul'lIl1llt,. 1';1' Ih''i, IlIl';1 1l'~I'"'l'lill' hl'ir\. pt'lmllllllt'I'Il~\~'nlillhl'~, !:lIimlillll\ ilml ~lIt'lTWIl~,
IUllI IlIlht' 1"11'111 U"\lt!l1llhh', Ilullit' l/\',I!!II\ 111 lilt' l'illlll'\ 1H"l'lll, Illh'illi! l'\II'I'\,I,~' 1I11tll'I110tlll, 1111\\1'\1'1, IhillllUYl'l ,\hullulllliarl\h'l \11 It..\i~l1lhi,
^~'t't'llll'lll wlllullIl II1\' \\lillt'll "1111\1'111111 Sl'lll'l
II, IlIo:l'OSIT ,I Nil "1>'('0\'10:1<<1' ,'.iNII (1-081
(AI I )q'll\il\ pilill b) 1I11_\'i'l willllll 1011.1\, III "('lllt'IIII'111 ~hitll he' h~ < Ii ,hl!'I" (<, lTl!lIil'd (h"t-~ Ikl'U\lh, Il'~urdlt'\l olllll' fllflll ul P,IYlIll'UllUlll
IIII' 11>\'1\011 11\',II~llllit'd II.. 1':I\t'I', \11;111111' Ililhl hI t\!!I'l1lllklllllil.d III I1IUill'l.ll'lI Id'l. IIho ..hillllt'lilil1lhl'ltl III al1l'_~t'IUW lll.~.tlunl Ulllil t'Ol\~lII11
II1iIlilllllll h'llllillillh'll u/llli\ ^I!!l'I'1I11'1l11l11 lllllonnl; Willi Illllljlplh'ilhh' lill\ ~ IIlld Iq~Hlllli{lIl'i "\!~I'Il' ma)' hohl any 1I/1t'lhlwtl dll,\~ 1I'IUII'II'd
lh i1('I'Il~llllt.'"dltl" IlIl' 1H'I't'flIUll\'l' III Ihh nlli'l
(Il) IlIlhl' t'~t'lll11rillli~plllt' llWI l"llilh-lIll'1l1111 111'11t1\1l11111lIil'\. tilt' A/'I'1\1 h(ddillg Ihl' Ih'PII\1t h Il'qllill'd h)' lIlt' Hllh>~ al1d Rqwlillitlll'i llf II1\' ,"illlk'
"t'lll hlilll' ('1l11ltlll~~IOIl (.1'1 I'll {'lIlI\. ~ I'll!" In 1('I,Ill! lht' 1l1')111l'~ i'll'~t.ll\1 1I11lillht'dhflllh' h 11'\uhl'd, llllht'l'~'l'tlllll' IIlil!1I1101llullhl'
1~'llllIl (lr 1I1'l'mil Illi1llit'S, 1\~L'1I1 _,hllll dl\ldhUll' Ihl' fllllllil'\ ,1\ dill'\ Inl Ii) II 1llwlllldt'l lIll'llllll tll Ihl~ ....dlll.1I ^l>tll't'UII'llI ot Ihl' Jlarlit'~ Ih')I~'
Hilt! SI'IIt" al)h'I' Ihul, III lilt' 1'\1'111 Illl)' AI:"lll 'wlI'ill i\ jllllWd Illlillg'lllllllltll 1111' /('Illlllllr dl'j'mH 11101111''1, lIlt' 1It1011ll')'S' h'l'S Iltullll'ils ullhl~
I\,-!t'lll(\\ \~1lI11(' paid h) Illl'I';;II) j11tIlW!: 111'.' !\~~l'1I1
1101'" 111111.10, ~l ~/ M\
r J,)~-
. 111ft:;:'
S,.u.'IIIIllIlll'ro/ ---
I
,\IS kl",ldl'llllull'llgt' h IIf H
414
411
411
lIP
11'
11'
no
tJl
<II
m
m
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411
431
4.11
UI
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'41
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4lI
4'4
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151
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m
'64
m
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m
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lit
In
m
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m
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III
"9
m
.'11
m
m
m
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lOt
..,
III
HI
508
501
501
m
504
M!i
501
501
8DI
501
510
611
51!
!l3
OIl
!II
m
511
!II
!II
810
,
III
III
at.J
114
III
III
I!/
III
lit
130
131
UI
m
134
m
1.11
531
UI
m
140
141
141
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,..
141
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113
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/,
(e) A ~ll"l H~II.lc ltecHVtlly '1111111 (~.\lsls ltlldlllhursl' /lilY pt.'Istllls \~'lltl hU\'\l uhlllllU:/lll liulIl civil JtJdltll1c!nl ..gllltl~l ill'erUI.'Iylvllulu fUlllc!tIHle
Ilrcmce nwlll[l: In 1'111\111, lII"lIel'l\l.~t'llIllll\lll, III tll'I'dl 11111 1l'1I11''ilith' ltllll\Ill'l/ClIllml \\'IHI tUl\'I.' h('t'l\ UUlIhll! In l'lIllt,'l'llhcJudlUlltl"lll"h~1 nlulUsl-
IlIg nlllt'"lll nllt! eCluilnhlt' n'lIIl~dil'S. I'lli' l'1I1l11,11'h' dl'lUils ul1lUlIlIlI' "lIIlIl, l'ull (i'17) 1H"..l(I_~K, 01 (HIMI) HH2.211,1 (whhlllllcl1l1sylvIIUllt) lIlul
(., 17) 7H.l-4H~<1 (t1tlhhll~ I'cllll'iyl\'lIulll),
ZJ~: NIlOMIN 111M RI':SUI,: ACT NUnCI': (8.95l
NUl' Al'l'l ,I( 'Mil .Ii
I ^1'1'I.ICAllI,11
(A) nuyef nl'kll(lwl~tl)\I'S lhnlllll' PlIIpl'f1)' Is 11111111 nf U \'\IWIOlllillhlllllhnl is I'lillllllily rIln h)' "tllIll UWllt'n' lt~t~(ldAllolI,
(II) * ',101111 IIU' I '"lhlllll ('UlHlolllll.lum ArloI' 1'I'IIII\\'ll'IlIIla H'ijlllh''i .'il'lIn to IIIIUi,h Hilyer wllh II ('t'IIUknlt\ uf Hl'~llle Rlltl ('nplll~ or the cun(fo-
IIII11hlllllll'l'lIIHlIIIlII (olhel' !l11111 plllh 11I1t! pIUll"), Itll' h)'III\~" lUll! rill' 1II11''i llIUIII'~ulllliflm Ilf III\' 11..,onalluJI.
(( ') Wilhln ClilY!i 01 the 1"U'tlllloll i1llhi.. Agll'I'IlII'111. .'il'lkl ',llilll.,Hlm,il U H'tjII\'Slllllhl' iI"llt'jllllon fur II C't'rWkllle or R~sllle IUltlltm doc.',
UflWIlI't fl('l.'I''i!illl Y Itll'llllhk SI'lkl 10 Wlllpl)' wilh lhl' Arr, llw Al't flHI\itlt",'lhullht! IlS,wOdllllulIl.. ll'quilcd In pflwltle Ihc~ d(~1I1l1('111,. wilhlll
III tlllYs IIr ,tMh'I'~ Il'qm'sl
(Il) IIlIlIl'IIIlI' Arl, St'III'1 l.~ 11l1lliahl<.! Illlhl~,t'r Itll IIIl'lillhlll' 01 dt'lil~ 01 lIlt' ll'i~tldilliotllu I'lHvilll'lht.' ('t'llifkltk' in IllilllCly IIUlIlnet, 1101 II Sellcr
liilhll' In BUYl'r 1'111 lllly t'lll111I'tlll. lulclllllillltlll IIIll\'idl,t1 II)' lli~' 1I'i~III'iillllltl Ullcl Il1dudl'tllll Ihl' ('t'flifit'lllc,
(iii II11Y'" lIIilY ,11'1'1",,, Ih" AI''''I'II11'1I1 "I Sill,' 1'( III' ""lilY 111111' 1..'10"" II"""., "'1''';1'' ""'"' ('<'IIilkll'" "I Rm" ,"11 r", ~ clay' Ih"..ft.., OR
11/1111 ~I'lllell't'lIl, whidlt'VCI11\'I'IUS lil'il. 11I1}'t'l 's Iltllin' tll'i'liHill~~ 11,1' AWWlllt'111 \\lltl lI11hl 1)(' In wliling; Ihcrt!l\fltlr 1111 duposlllllonlc!i dlltll he
!I'ltIIllt'lllo Ihl)'t'I
Z',-I'~NNI':U l'OMMIINIlI' (IImWOWNI':1I ASSO{'IAlIONI NOI'H'E HilI 1'lllll'OSES (iii I(I':SUE ONI,I' (1.9'1)
~ NOIAI'I'I.Il'AIII,E
II AI'I'I.II'AIIU;
(A) Ihlyt'r UI'kllllwlellgt's Ihlllll1l' Prol)(''')' h pml of U pllllltll'd l."PlI1fHUlIlly 1I'i dl'lilwd h~' 111t~ llllllorllll'!illllll'd ('IIlllllllllllty At:!. (See !>cflnlllull tlf
tlll\tlllCII ('UIIUlHlIllly Noller' hIt Ihc tldil1hltlll CIlllIulnl'tI In 11,1' Al'll
(It) I.HO"I(II) 011111' Arlll'quhl's Sl'Ilt'110 hlllli'ih 1111)'1'1 wlllllll'OI'Y 111 11,1' Ill'dilrllliull (olhl'llhilll plllls ulld pIUIlS), the hylBw8. the mil'S lIf1d fCg"-
Illlillll~ olthc II~SlIdll'illll. tlIulu ('t'IWirllll' ~.t'lllulllilll! Ihl' 1!l1I\ l~i"lI~ 'it'l hl/lh ill ~_~,1lI1(1t1 ulllw Al'1.
1(" Wllhin tlll)'s tllll,e 1'~l'I'II/IIIIl 1,11111'i Ilgfl'l'llll'lll, .'ll'III'1 'illilll 'illl111lil II Il'lllll.''il III lilt' 1I'i'illl'iUlillfllllr 11 ('CflillcllIll !lIlt! the tllICIIIJ1Cnlllllc\,'_
l'~~lll)' III t'tllthll' Scilla III COlllplr 1\ 1111 1Ill' I\t't "ht' l\l'l PHI\ idl'~ IIlillllll' 1l'i~Odllllllll b h'llllilet! III plmitlc Ihese thll'UIIIllHb wllhiu 10 chi)'!! or
St'lIl''-'S It'lIUl'',I,
(I)) IIIUll'l Ihl' Ad. Sdll'f I'; 1I11lliuhlt, hllt")'!'llc" lI'l' flli111I l' IlIth'lay 1.IIIhe Il'i'illdatitlll III I'lOvide !Ill' ('I'llilkulc ill II timely 1lI11l1llCr,!lor h Sl'Ill'r
liuhh'lulluyc'l fill lnl)' C~llUllt'lI'I'i Illllllllllllioll p'\l\'idt'd hy Ihl' A'i'itl\'illliOllllllil ltldudl'll ill IIII.' ("'IIIIit'lllt',
(1\) Ihl~'I'1 IIlU~' Ikdmc Ihl' Agli'l'lllt'llllIl Silk Villi) III 1m) 11I11t' hdlllt' Ihl)('1 '-; It'lTlpl 1,1/11l' 1I"~11I.'illlh", CIUl'lIlltt'lJh uud lor ~ c111Y.~ 111I.lll'IIl"lcr. ()R
IIlllil sl'lIlcl1ll'ttl. whidw\l'r \~'l"lIrs iiI ~I IhIYl'I's 1I1111r1' dt'dill illl~ 1111' 1\~!ll.'l'lllt'lll \'old 1l\1I~t ilt' ill wrhlllg; Iht'll'uflcr ull deposlllHlll1ll'S ~hllll he
H'ltIllll'd 101ltl)'I'1
Z~, MAINn:NANn: ANllltISK OFl.o.',s (1-98)
(A) Sl'Ilt'l shalllllalllluinlllt' l'IIIIX'flY, VIOIII1\b, 1i1(1lI1t,~, !lIIlI illl}' 11t'I'illlli,ll'lllPi'II)' SPl'dlkally ~dlt'dllkd hl'rcin lllll~ I"l'senl CUIII!iliOI1. 1I01'IIIal
WI'lIlllmlh'ut l"l'l.'l'lt'd
(It) 11l111l' l'\'ClIllIlIY S)''ifl'lll III lIppliUIll'l' irK' IudI'd IIlllll' ~i1It, III lilt' l'I1IPI'II)' hul'i HlIIl Sdll'r illll''i lIolll'l'ait \If ICfllit"c Ihe hcm, St!lIl'r willl'Hlmplly
lIulil)' Ihl)'l'l In wlilill11111 Sl'Ik/'-; dillin' 10
I, Ih'l'lli! Of l'--'IIlm'I' Ihl' laiktl S)''ill'1I11l! llpplllllll"l' tldult, ',;.'11"'1111'111 01 nl'ilil IIIlYl'r III !It'lIll'IIll'Ullor 1I11,' tuh markct mille Ill' Ihl\ l'ulll'c1 !lYS'
Il'lI\ HI llppliuIlI'C (Ihis ol'liulllllH'i1 he un't'plilhlc 1\,1111' IIHltlJ.'H/!1' Il'udel, il 1111)'1 III CUdl l'll'iC. lIu)'cr IICn'pIS lite Prnpcrly nllt! ugrees In
Ihl' 1(1!I,I':ASIi sl'l tnllll ill fllUlIgllIl'h :!h It! II,i'> ^1'll'!'!III'''!
2, Mu~e tlllll'P'lits 01 n~plllt'l'IIW!lIS, und 11111 l'II'd,1 Ihl)'t'l III wllll'lIl1'III Inr IiiI.' lail mill hi "lIh'l' of Ihe fUllt'lI SYSll'tll ClI' "Pl'liulll'C, In whkh
l'n~l'lIuyer willlllltily Sl'Ilt!1 ill wrilill~ \\'illliH,~ dll}' 111 Itd'lll' "t'HIl'11I1'llL whkhl'\t'I b .~ClOIII'I,lhllllJll)'CI ,~hllll:
II Al'l't'plll',..' I'IOPi'lIy lIull U~H'I' 11111,1' HI':lb\SI. ~1'llllllh ill Pillil!!llIph ~(, nllhi'i APIt'l'llll'III, OH
h Terminatt' Ihis Aglt'I'IHI'Ul. ill witit'll l'U'ii' 1111 dt'pmit 11I(1I111''i p.ud 1I1l11\'l'tllllll 01 flllll'hll'it'lllkt' shull he lellltncd IH(lIlI!,II)' In Hilyer
lIt1t1lhl~ ^~H'!'llll'nl ul .'lilli' Will he NI 11,1 ,ulll \'( 1111
((') SClll'l shulllll'nl ,b~ or IllS~ IWIll/ile or lillll'l 1'1l~lHlhlt''i 1Il1ld lillll' 01 "L'tlkll1l'lllln IIH' l'WllI (.1 tlillllngc hy till.' 01 olhcrl'll~llllllil'S luuuy IIrul"
i'lIy illdutll'tl ill Ihi~ .'iilll' 1I1l11 i'i 1101 tl'palrl'd III Il'plun'd plinl 111 'l'lIh'llIl'tll, 1111)-1'1 "Iwll Ita\'!' Ihl' oplioll tit' fl'seill(Unillhi~ ^llfl'cmclll lIIul
1'I00lljJlly ll'l'ci"illll 1111 lHouit,'i pllid tlIlIH'L'lI11l11 i'l pUll'IM't' juk'l' 11Inl i1ln'IIIIIW 1111' !'l IIp.'1 I)' ill lis Ihen t.:omliliulllUl!clhcr wilh Ihe ,,((Il.:cccls
III nil)' insUlulIJ,:c H'l"lIVi'l)' Ohluillllhh' h~' Sl'Ill'l Ihl) l'l l'i hl'lt'h) 1I111i1il'it IlIill 1111)'1'1 Hla)' in'illll~ Ihl)'l'l \ e1lullnhle illlCIl!M illlhj~ 1'101)('11)' ml III"
Ihe lilllt' of e~I'Cllli(l1l of Ihh 1\~ll'I'llll'lll
IIII)-'l'I"S rllllllr(' III u:t'rdw 1111)' Ill' II II) t'I"!i UIIIIHII... \\llhlnlhl' 111111' Ihllll'~"llt'dn~," Inlhh 11l1I"1IJ.:I'lll'h ,~IIIIIIl'C)"",lIl11h'.. Wi\l\'f'~R 4Ir lhl.~ run-
Ih'A"IU')' !ll1d 11I1)'t,1' 1I('('('llls llU' I'mllt'l'l) IInclllJ.:H't.\ tn Ihl' UU ,1':,\."\1-: ~l'llnflllllllllll"llJ.ll"llpll 21, uflhh A~l"l'l'l1ll'nt.
J6. Itl':I,I':r\SI': (7-08~ - thl)-"I' hl.,...'h) .-.'h'II'1l''', 111111 dullll'i Itlllll'tlll'\l'f dhdullj.\I'" SI':I,I ,I<n, Al ,t, ,\1 IJ.:N'I"S, till'll' SIIII^(lfo:NTN, 1~"JI1I,()"'-
I':ES, 1111(11111)' (WI"I('H~ Ul" 1''\H'l"NI,:1t ill' un) till.' ur thl'lII 1II1tIllll.! 1,lhl'l' l'I':USf.N, Hlt"l, Ill' ('(>>UI'(mt\TI()N nlm 1111I)" It" 1Il1hll' h)- ur
UUUII"" IIIl'IU, rfUIll 1111)- Imd ll11l'luhll.... lu...w~ HI' lIt'IlIlUltl~, hlt'hull,,", hul Hol Ihllllt'll (H, tll'l'....ulIlllln.lul'lclt IIlId 1"'ul"lrly dlllHlIMt. und 1111 nr
UIi' t'llIl"'Nllh'lIt'i,..llll'l"t'ur, "lwlhl,t I1n\\ kUII\U1 01" 1101, \\1111'1111111.\ m!...I' InulI thl' l'n'~I'lU'l' III' h.I'I11llt.... m'lIlllcl' \\IlUClolllltlnM 11l'lt't'I.'t, "lUluu,
It'IUI,I111'iI'd 1IIIIIlIII/III1I'lIs,l'Il\'II'tIIlIilI'lllll1 hn/lltch, 1111) ,1I1'11't'h In flll'lllllhldllul un-Iul .'1'\\111:1' dl'illtllilll !!)'...h'1Il4ll' IJtolld~lldl'S III thl' nIH,lll'
nuft'l' ",'nlt't' ,,,),..h'III, tit un) dt'll'('h Ill' l'UlIIIUlull.. !lilliI\' 1'l'tIPt'I"I), lllh 1"1'I1''''t' ,trull sunht. ....dllt'llwul.
l7, II IWIU':SI':NlATIClNS (1-98)
IA) IIl/yel Htltlt'I~lmlll'i Ihal nllY H'llIl'v'ulallnll'i,l'llliIH'i, ildVt'lIi"llIf, 1'I'IllllllitlllaJ lIt1ldlil'S, hllH'hllli'~ III plllll'i nf !lilY Ulld Illlldc 11)' Sellcr, Apl'IlI...
III Iht'il 1''''I'III~'I'I''i itH' unlit pill/lIl Ihh l\gll.'l'lIll'lIl, IIl1h..,'i nl''''"I) IlIllllpnlilld III 'ilall't! ill tlii'i ,tI'!'h't'1Il1'lll
(It) III" lllul"nhllld Ihllllhl)'I'I' hll', lml't'l'h'd fill' I'l'tlllt'l'I,\ "dUH' ~lgl1hl/.llhl~ :\I-:I'I'I'IIII'lIlul" Suit' fllldllClll1~ ":.:ltlll'S 11I111111I)' IIt'I'SlllllllltrlllJ'
N'l) "Ill'dnnlll,~' !idwdllkd !li'l'dlll, !II' 11ll' \\Ilhl'd lhl' Ilghlltl II.. ~IJ, ulltlltll, llJ,lU'i,.1 (u 1llll'dlllW 1Il1llh IU'N'IlII.'III11llllulllllllt'S.'t
ullll'n\jst' lilllh'llllI thl" ""H.t'llIt'lll. lIu,'l'I' 11"""11\\ h"IJlI'\ l!lllllhl' 1\~t't1I"i hll\\' IIUllllllth' UII hldl'IIt'lHh'lI( l'IllllllllllllIlllI ur .Mumlllutlllll
1If' Iht' "frul'fllrul "uulllhU',,~ ul'lIlI' 1'1'tl!,1'1'll, Ihl' t1~., Ill' nllullllulI ullhl' t'UIlIIIUllI'IIl\, l'lI\hlllUltl'ulnl t'llIUllllull"i, Ih"III'I'lIlllh'd lI"it'S, (Il'
"" t'llllltlllulI'I t':.:I"itlll~ In 1In' lut'lllt, \\ht,rt, lIu' "lUjlHf.\ h ,~llllllh't1; 1111I' IUIH' IIII'.\lIl:1d(' 1lIllI't'Iumh'uIIIlSI't't'llulIlIr 11llY or Ihl' s)'sh'I1l.'t
,'nnlllltwd'lU'nln,
(( 'I II h Illllhl'r llllli,,'I~III(ld thilt 1l11'i 1\~!It'l'1l11'11I1'HllIilill'i Ihl' \dltlk '1f1"t'lIl\'lll "I'IWt'I'1I Sdkllllld 11I1\'I'f llllt! Ihl'll' HIl' Illl IHilcr Inlll_'i, ohllllllliol1s,
l'llvt'nanls. fl'plt'Sl'lllllllnr'~. ~LII.'llIl'l1ls III t"lIlHlrtlllll'i, lIlal III Illlll'lllht' oj all\" Untl \\l1al'illl'Vel" roun'ltlil'g Ihis Mill', hlllhcnlllllc, this
^!!H'l'llll'lll ~hlllllltll hl' 1I1I1.'II'd, lIlll'lIl1l'd, dhlll!~l'd, tll III11dlli,'d 1'\'I'JiI III WI illl!!' 1'\I'l'lHt'(1 h~ tltl' p,lIlil'S,
(1)1 'I lit' hl'ildlllg'i, i'ill'lltlll'i, i1I1lIIIlH' 1lIIIlIht'I'i illlllt~ 1\!~H'I'I\I\'!I( 11I1' IlIl'dlll 11111\ hi 1I1.I~t' ill'll'iil'l 1lIli1ld 1111' pillilgruphs.
IN, 111,:,,',\1 In-TIME 0'" TilE ":SSIo:Nn: (1'98)
'I hI' "Hid lifllt' 1111 .~1'1I1t'1lll'111 !Iud lllllllhl" lillh''i 1l.'ll'l,ed hI It" 1IIl' Ilt'llllllllilllt'l' ul (111) III tht' tlhligllllllll'i Illlhi~ AWl't'IllCllt llle helch)' lI~rt't~11111 h('
tlllhe I'S~I'tll'e tlf Ulis A~II'CIll{'1l1. I'm lhl' I'UlI'"St"i nllllis ^!!It'I'1ll1'lIt, 1I11111hl'l 1111111\'> ..111111 hc l'omltl'!! IWllIlht, tilth' C11' C,~l't'lIlillll. hy c)(dtltUI1~ Ihe'
(111)' Ihi'i ^Jlh'I'l11t'lll WI!.S l'~l'nlll.'t1 illltl tnl'lllcllng Ihl' 1",,1 llil)' ollllL' till!\' p'-'IIIIII Shtlllld 1I11)'I'r:
IA) '.'uilllJ Illll~t'IHl~' utlllilitlllnl p,I~-1I11'lIh ilS "Ill'dlh'd III p;llll~"'l'hl, ('H
(n) hlrtlhh fulsl' 11/ illl."IIIl'I'It'ft' illlllflllillltll1ll1 Sdlt.1. 1\!!l'IIIIIU SI'lh'l, f\'~I'1I1 1111 1I0)I'r.l1ll1lt' I1tlllll!i1!!I.'It'll\b, if IIn)', 1'11Ul't'rnl,,~~ BUYl"'.S 11'~1I1 ur
litlaHdill ,~lrIllt\. III lilillo i'Otll'l'litll' III tllc I'ltll'I',,~ill,~ 01 lIlt' II101l,'1I1't' Itlilll Hl'l'li('Ulioll, \\111('11 IIII'; WlIultl'I''illllln Ill\' luihlll' 10 uhluill fhl'
"l'prll\'ul nln III(III)!ugl'!llillll'lIlIlIlUllllt'lll; 1)/(
((') V'tllUll'lII fall III IlIlliU lInd 1'l.t/I'111l ,Ill) 1lIIIl'III'llll'i (II 1'llIldililllh tit Illi"I\!!Il'I'IIII'III;
Ihell ill slIt'lI l'U'il', .'It'lIl'' sl';llIliil\'.' llll' Pl'll(lll 01 ld.lll1illl' ,III dl'lltl'iil Illllllit''i (llld !ltlll'l Slllll'i paid hy 1I11)'t'1 till Ill'('HUnl 01 JlUlrha'it' I'lln'.
~7'lhl.'r It'tluih'll hy Ihi.. At111'I'llli'1I1 (II 11111,0111\ iI'i l'!t-('It't! 11\'1111\ (( 'ht'd, lilli, I IIl1' 1
~, A~ liqllltlilll'd diltlla~I'S 111 Ihis C'\'I'lll 1I11)'I'1 H!ld Sdkl 'illall h,' h'I""'I'd Itum IIlHllt'r Iiilhllll)' (lr ohltglllloH mllllht~ ^!!It'I'IIII'1lI Shllll he.'
NIII.LUlltIVOIIl.
I I f)Il11l'l'tlUnl 01 pllll'ha~t' I'rli't', llf ll'i mnllic'S 10 hI' ill'pltt'd Itl SI'III'I\ dillllill'I''i, HI U'i liqllidilh'lt c1alllugt's fill ~lll'h hH'IWh, ll~ .~dll'r IllltY
dl'rl. Illllll' l'\'l'1I1 olliquill,lh'd dalllil~l''i, II11Yl'r alld .Sdll'l'ihilll hI' 1l'Il'd"I'd IlllIllllllIlll'1 li'lhllllY III t1hli~iHton UlHllhi'i A~Il'I'IIII'''1 !ihllll
IIl'Nlll,l.lIlldVom.
2~, ^(;f':NlfSt (1.98) II l'i 1'~pr{'s~I~' ulldl'r~ltlod alld lI~_I~'I'd hl'I\\I'I'llllu' PiuIH''; thai 1111' HillIll!ll A~~t'lIl lor ,~i-llt'" Hll)' :';lIhllw'nl.~, Ihl'll ~illl'spt'llplt',
(,llll'lo)'('t!~, nlllel'lS undhll l'ilIlllt'I'i, uti' ~~t'nll~ll(\r Sdh'l. Ulld Ih,11 IIII' 11;~"lt'd 1\!~t',1I1 1111 Ihl' HII~I'I, Ilwil ~Ilk''i'll'(\l'k, 1'I"pIU)I'I'S, 1IIIkcrs U1ul!tll
"1Ir1IlCIS. mI' A~t'llf(sl fOI II11Yt'!. IIIIII'll' I'i tiP A~I'l1t Il,r 'llI~'t'l, A~~1'1l1 1111 Sdlt'l (II SUhllgi'llIlrll Sdll'r 111ll)' 1'1'/10111I Sl'rv l'l'~ fllr nUYl'lll1l'ollllt'I"
Iioll wilh Ii"lllldll~, IllSlIralll'l' IInd Ih'IIIIII'llt I'U'P,Uilll(lll. wllh WIIIIl'1I dl'it'lll'illll' hI HlI\l" iIIHI Sdlt,/,
IhoY" 111111"1,, tl1 IllJIt ~ J, ~.
"".. ,,,,,,,,lfJI
,\/S 'k~ldl,t!llitll'IlIW 7 III H
lit
!II
1/3
1!4
III
III
m
III
III
I.lO
I3t
131
133
,6!4
m
m
m
13'
m
140
511
041
.43
544
14.
'lI
141
541
'41
1!6
5st
"I
053
"4
155
'"
'"
MI
659
610
5nt
U6I
603
614
!tiS
666
561
5!1
161
110
!II
!II
5/1
114
m
'"
'"
511
5"
Mil
lI8t
561
fIOJ
664
!15
588
m
h88
!61
590
'91
591
!II
OIl
lIS
~91
'"
'9.
bll9
160
'01
M1
103
164
80$
108
601
'"
If'l
110
611
611
at3
114
811
611
nl1
SUMMARY: OF SALIENT FEATURES
-
SubjeclAddiNI S2~ 8hGd Rd
l~Oeacr~llon O..d Book Vol. 185 pogo gS4
City Na\ofVil1.
Counly Cumb.rland
Slale Po
Zip Code 17241
Census 11"\ 130
Map RM""'" 15-05-0413-050
Sale Pr~e
$ N/A
Dale of Sale
3-gg
BOllow" I Clle'"
Lori. Fealtman
lender
Ruby 'Weeke Att:.ornoy At Law
SlIe (Squ~e feel) 1,345
Pr~e Ilfl' Sqo~e fool $
locidlon Av.raq.
All" 8
CondMlon Average
10lal Rooms 6
Bedtooms 3
Balhs 2
Appraiser
Tim r.....u.h.rman GAA
Dale of APPlais,d Value
S-6-gg
floal Esllmal, of Value
$ 107,500
FOlm SSD - 'TOTAL 2000 for WlOOows' ajlpralsal sof1w~, bV i Ii mode, kl:. ,_. 1,6OIJ.AlAMOOE
PLAINTIFF'S
EXHIBIT
7
c..,a L~, r
4,'14' ,i
~~...:.;1'~lltf'~~".'.'J;~':..X'~' .._..)I~t, ,,1101 '1.,~IIJ, HI. .'- ,,/, I .,.:.. ,.
. ,~''!t!_'',,w.I,..!.$',~ .$.hed. ~.l}'IO --"'. - _..... .._~ .. C~.(l',.'!~"II';~~VO .IJU_~.'~'
.er!rll[)',~vUln.. __~O\II~I/. ,(:UII\~J~II~"d ,~"I( r~ _ "I'tud~_ 11.a~II'_.
~.~er,!IOlj.~dP!!n!!._Jill"ltJJH_l"~Il,t ~1I"I!.~,,=cl f\(J("Ik ,V<!L ,H.\' -'-'_"t.,__I(~I)' _
. p~~,'_tIY~r.'P~r~L.,'Ct.~oh, ..ud. .l.otJr: ..f~ft 1.~mIlJL_. . _~I:lr.fl~I~'~t_~___._il1 :.Q~L_ .
J _~~.ftj,'~t_"J'-I^.......,.. . !l1!~~!JI!'.__.JU^...._" "h_~.___ _.__ "lIUrIAr'1rIlGlUS^~pnAI~Hl
~ ~.O, II\_C~.II~~"l:~Il('H.I9!\.~ t~_Hr!it!jl,.!f~l! J____ tit^-._ '__ _.. ._ _.... . _ .,..".... I._~J rl! 'iin'lj\!'
I it ~ 1~I!tL, I OJA.4,'. R........ _.~1'!..~:.~.... "I 'Jj,1.... ...1.1.~"--1-,1~.~__._.." '-^._, _ .. [',jlm'hllld
lJ~u~~(!;J!~~'LJ!t\t"~H '--"-".."..-.-.--_...___ __ . '_". l.~- C&ndOm1flillnlll!\I!lNAI
..,....__.__.._--[~.._..--.-._..- 4.. . ,. J ~ilnlofli'rUIJ . . S~(I'ce
lllC^,ll!Il = IMln [,~b'/lbjn- lKlflu;,1 -- NtIOliilijkiiO{'OAtiij'Y'SiS .....t,:,-;rA;;--rti/-lOo;.
AIifI,I}P f. 0", 1$'4 ~) 1~,'~... [I VI'lIt! H% tIl'P'~'II1'"' Shblllly '] Ui] ~ 0
(:n(J~WIl.\ll [-, AIPid !l.1 ShM. J':' ~Io", C~I1Vffll'rlf.elllfmplllfmMI [- I~]:J ~
I nOlllllY V^~UU B.- lnellh1n., ~~. Sl,lolo .) O<.'cl,nUl~ CCMcni~n~' I. ShllPllitl., I J r ~J I ]
It OI"WIOISlJrl l'l . S^01110' [M 'n 9J1,nr.. ..,.../ 11m SlIPp!t C~nwli4lAc, to S(hoolt l" IltJ U :"1
f MA.R,~~_.. _L._~,!~!~~~_ ~~ J.d~~.':._,..._ lQ'~~~ A!J~~ul"t.IPllblll:,.lnt~oll~Uan CJ [-; tJ ;.}
~ rll(~11I1 UHOUS( 'l l^'IOUSf CtlAllOf 1'11!UO\ll'lM4t S!/lflll rAJ~llY I!mijiNG' nW'lllarl'lcllil", [I t~j[ J J
,,~lr"ll.h"'ll, _..1::1.. 1I~1\!.'lr i.~ 0CCtJrMICI' rlllu At' Adrqlflrtl)llnlli~IU L I ~ Cl C
~ l'4h111111 If.'~ [(M11ff L!ll l!OOfJ) Ifr,} r'09M'COillfllhbililt [.I xl f) LI
II ~UIIi.hJlli~ If!plom, ~I "'11111 L:'J ~6S~_lO;,_,.'HtW,_ Pr61.dlonlf~ItI(1!"II'!IOnI4IC~nd J ll'l ;J [.1
" CII"n'ltlelll h Vm"1f(O'~~H l~1 .~H:O._III~'~__LO_O.. ralk'&lhlrIOI~(li.n J ~~! KJ rJ
~~~:::"'_~~l;'-' ===---:.=- V'''"'~~_1~9~:':::1. ~;;;:;',:~;,':;:~..'r",,,'~J.till J
~ N'll, ilK. 111111/1(111 Umpftlhon .Iltlf nlill,h,hoOIt 1111101 wlIldm.1 'tluble IPPI,jul hclalt
CO"'''UHSJ ..T.h.c._liIub h,,~,t.. HQJ,lU t V.~ i.,) CU:'Ufl,tt, vJ.t.h. n.. I tLQ,reL.tbll ~._J.lU:ltl'...1'.2Q.~_C!PII tJ n~ t.r v.. .1,ltr..f.q. . r!l_
.YU_bJII..At.ylllJ .hQl\g",,'nd.."I)~J)JLJ\('t'I\I.IL.W.J.\h..,,\I<;I,. .JlLl::J1':1.911rul,J !'.JJWILilUUt.. II.liA.OIQ.I'! 1 '1..I.Q.r_.., ... _.._.
.,~r.lg\IUJII'" L l1UJV"l!rlI. _TI!(l..rw) Y' .JU'~,U (:__~t.U.I, V~.~.'l"j 1 "HIL.JI1._cl,g.Gl r.I(:_...:rhn "~.t!JI_J F,.r.r,ll.\.t.Clrf'ld.._..
!l_~n&Jq ..1.,!\11 V Jlnl!lC_!_JJ9,'d.Ur~..! Uf!.g-I!.W.2!.h.ltJ.1L.!.Qj!I..Q.ll..!Li.tl.wLtCl ~...9L..~!H!p"(l.J.tlR_!!.!.!1LQlJ1J!...1..1ll.!l!t_._
n'Il'fltIOnl _.IC,O./l'1.0.Q _.._...__.._. _._____....~_~__._. lc~flQ'aph~ _r,oIU.nr.._.,~~.._
~Il~~/II .,})III,lQ.,"'1't .~.. _..,_..-......., r~j~fll~1 YJt'i.._ ___'_'.__.~ SI/' _tYf>Jnn)._~_.__
Ill'll!!" Cll1tili~lli~1'I "AIJJ-,J\q"j~ClI.~ l".L__~ .__ hnlMQ ~MflIIJI'(. ..:J.('~...~___ ._.~. Shlpr _r~<:);...Jlgll) IJ~__.
'11(,!~r.~~I.~'j!;'!!!.!~I.~IL-1.r.:.!.. __. ...__. .__-E.!!:!~~I!~,~________._. (JIJinl~! ..Ad.l!fl'lfI,~J'__ ._.". .___
, UIlUIIlS Mlpc Oll<t, gll( IMPAOIJIMWIS lyQI "uldlc Plivll~ Vi~. ....v.I1.t.y.r.!'._,._____
I rlWllcily r~i ,__u-u Sit", ....t~phfl.Jt_..____. l~J t::l llnduIP!i" _4_ll.r..r_nr.q..._~__.._,__
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PLAINTIFF'S
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The lIumcs nlld nddn,sscs 0(' dcslgllnted consllmer credit llI11ll1sellng ugencles nre shown
on the aUnched sheet. It Is only necessnry to schedule one face-Io-face meotlng, You
should IIllvlsc this lellder immedintely of your intentions,
I (800) 346-34.17
y ollr 1Il0rtgUl!l~ is in definlll hccausc you hnve failcd to pay promptly installments 0('
principal Rlld Interest, RS required, for a period of III least sixty (60) days, The total
amount of the delinquency Is U.653,IH.
That sum Includes thc f'lllowing:
Paymcllts for April and May, 1999, pills uccllmulatcd lule fees,
If you have tried nnd arc 1II111ble to resolve this problem nt or nner your face-to-face
meeting, you hnve the, right to apply for financinl assistance from the Homeowner's
Emergency Mortgage Assistunce Fund, In order to do this, you must fill oUl, sign and flIe
a completed Ilomeowner's Emcrgency Assislance Application wllh one of the designated
consumer credit counseling agencies listed on the ,attachment. An application for
assistance mny only be obtained from n consumer credit cOlmseling agency, The
consumer credit counseling agency will assist you ill filling out your application and will
submit your completed applicnlion to the Pennsylvania /louse Finance Agency, Your
applicntion must be filed or postmarked, within thirty (30) dnys of your face-to-face
meeting,
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II 1.1' eXlremely imporllllllllrat YO/l file )'0/11' af/plicatioll promplly, II)'o/l do not do so, or if
you do not follow IlIe otlrer time periodl' set ./;11'I11 III tllis Ie lieI', fiJreclosure may proceed
lIRai'rst your home immedlate~v.
Available funds for emergency mortgage assislanee lire very limited, They will be
disburscd by Ihe Agency under the eligihility criteria established by the Act.
It is extremely importllnl that your appliealion is lIccurate and cOlnplele ill every respect,
The Pennsylvania Ilousing Finance Agency has sixty (60) days to make n decision aner it
receives your application, During that addilionaltime, 110 foreclosure proceedings will be
pursued against you if you have met the time requirements set forth nbove, You will be
notificd dircctly by thllt Agcncy 0(' its decision on your application,
1',0, Do~ 5HO . 1060 Mllin Slre,,1 . Blue B"II, I'A 1750(J . 717-J54-4541 . www.bbnb.com
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1<1 Typt: ~~nlum 0 CoopuaUve Cl Homo.woOlI Al/oel.lIon or 1'IlIIt.nod Cummunity I.
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III trly and '0 oilier ...1 ..tate ......"'. SELLER ALONE IS RESPONSIBLE FOa TlU: ACCIJRACY OF lUll: L~OItMATION III
':0 CONTAINUl 1."1 THIS STA.TEMENT, SclJtr .haU UlIM Buy.r 1\1 be ".Uald In w.lUna or any laro.lIlallon suppU,d on IJIlt form ltl
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OCT-22-1999 1,'42
13~'W, High Str"'
Carlisle, PA 17013
PI1on. (117) 243-81g!)
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717245 0699 P,ll/ll
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Shlppen.burg, PA 172~1
Phone (717) 532.8030
GEORGE L. EBENER & ASSOCIATES
REALTORS
ESTIMATED SETTLEMENT COSTS
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~"'WINGI 'A"" ANO ATTO~NEY
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- A"IAISAL
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I ".RI INIUUNCI -
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11~ M"kl! SMlIIC~
OR'[II0DONlIC r(;,!AN~'I^1. CON1'RAC1'
rmtl'~.DI
Richard J. Cantur, D.M.D,
Buard Certifled
orthodonrlo I'Mlment ill III .,COIl.IIII11'.111I10ll' h. Ih. .,...11 denial. ""dloatend 1',y,holoAI.al w,ll ""IoU "I'
.1111"'01, .lId .dulll, and n","d,' cOll..I<I...lloo' .lIould""1 bo ao obstad.I" oblll"lo~ Ihla hoportanl h,.lth .,,,,i.o,
neill' ..ollllvI 10 ,he (iclll..1 ~Ilfcren' p,upl. h... dltTer'"I,,"od, In 1\.IMiI" thol, fto.nel.1 nbIB.llnn., WI III
plo,ldllll \tIo I\IIlv"lutl p.,m.nl ~rtln"',
)'ullfll' t'.lImYI I:Alla r'ah,mll
".. ror Olihodonllr. Tlmm."l j. Sll9Z,OO (40% .r PI.... 2, If h., fllb, d'l.ul" 00 r,y"""1
I will be 1.'puIllMe fvr th. lull fo')
Co.t lid rayment S<htdul. 1I1 O,lhodoollt Tr.luu.ull
In ltrdtf 10 oomply _nil Ill, T'ulll Inti I.tftdlftl ^~t ,1\11 1M '~"":'."'oCIn'" I'or Ihllll.111)1'\ ", ~'r '" n:qlJlr,.IIG tJml,"Ulo rolluwlll' ;nl~lnI"~M
on you, ItCfl\ltt alioS 1IL111\' .Ij'lf'\ (,hp)' or 11111 ,IYIlY."IIChl!llull! In .'l'1)1lf filii In Iddlth)ll. ,111, I.. )'ollr nFlIMI.l C()!1\"llj wllh IU,
Opl/on A: Ol1hodotltlGt FeD Plan
, Nu i,,:tl4ll"lymt'n'
, T_"t' 1I~ tn 24 llI()nl\U II.l PJY ",lItl r';tl'nll,.h u low II U6,}lJ rer fMlllh.\!,'11Kh lilt,;lu.J\l.\ II mlnlll\AI Mllllll'!. ~1I,"'f
~O mo,.,11'I O,IiN\ .....I1.bl. rell I;nl!li~lll\ (11'1'111)' memb.ll
!1l'llnt'lf1i lIt,~ lOth~\I.'f (nol'c, 10 lll\idHII'~
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Fut, ~'I)I'\lId~lIlho.' .('rvlntl \ly T\honr..O""d l'rtdll ,1/aIH/irtf: rlquli'WI
I lie loll rr.. 11I1mb", i, 1.QOO,637.3l13
Option B: Direct peym'tlt In full (clI!lh/check) 7% hookkc'-1,lllg CJ eJit, 5% if I''') tuon! I' made
with ~ oredit curu
.
Option C: Off/r;e '-/ly",o"t PIIn
. AtI 111(11.' p~~IlIt!"1 ur SJI.IIJ on II <lIlt! v.11C11 1r"llm~1I1 !trihll, with lh~ b'J,llnu paid In 11 n\(lrll'n,) ~1I)'rMln"
or '~O,QO, "lll une Ilrll ]'I.~mtnl o( S4],{)(I, 1I,~' 1I'IJlLlllt) 1\6y........"1 I, dUi' by 111. 15th l'J1' 4I~h rMflth
1.1.
^n 1:1.111' J'I)Iitl:lll or .')(It'.OO II \Jilt W!lon L.llIllTo4t1\ Ilcfllnl, (lIt! o~I~llI.lI' p...l III ',lJ IlIl'1ulhl)' r')i~'H' of "',(1),
.. 'lllcHlh'll (~t of!ll? 00, tho IIlJ1llhl) '",~ ~IJ. 'JY 111, 1~11t cr ~Ich ,rnnll1
LIlo Chal'Ot.
Ie PIlYmonc I, mo,. thill' JtJ dIYIII!!!. 1 ';0,"Ki II\I( r~f <,\111 ~ \'~"'1I11l1 (Ill ~'....,1l 'ldJhlMl1 ,l.t:trTlu! !~.\ nut.'J, I" l'lJ ~Illlt
UI'IYIf'ClIt 1I mOil UI,,"I YV J..y' lilt: Ihl 6o~w wlllll'tlll lIlll~ t'!llf'II"I(.Y 1\!Jttt.lt
Orlhndllnllc Ch., MC"
^cl41t1onJ1 oh.,.", Ny be I)....d" fOl rtIl1lmJ ''-' 1,"'11~"u '1'Ili"h\~,I'..ntl, \Il!lhi(' 11..'f\I'~ to Ih~ 'PI,ll~llq... 11"11 ~~1'1I1J lluhl'!\l'\1 tlJllend 1>t)'tlnd the
Cltf~l4d bellmtRI liMe nf 16 rMllIl'l1 dVl' kllmlor~Ml'I d....ltlr~n.. \'or lAI!\ or ('llUptl.hul, thtll.' ....;1IlN,; !I,' .,I.I.liIlH..I d,'I.~. ((01 {fill' ~M(h.
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',pltt.""""., ," r.llnrll III ,,,111'11. Iv n... t"lt'ld,l '""""tm~lIt1
O('ul.l ('"rol
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1~~~:Ut~:~:"~I,~~~Vl~~,^ll'\~Nm:~~TAN1)~r. D~l,Rf:f; WlJ lITII~(:UN rF.''IT~ O. p TIllS F4.lfIM,
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.~or 1).tc: P.t\enl,.llll~~IlI,OI'tt'd-1 ChllltcfulIl UQte
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PLAINTIFF'S '
EXHIBIT
/,...- ._;:;:,,, 'Il~--- ---..
~ ~ plJ ....
I' ,.....\ ,I.,. \
" ,
\?I'.1)lht.1 I.H\
,-
FRIJ1
RICHffill .1,.lroR, I), ~1. [I,
PH'..lIE I Ill,
('17 .'?(IJll
P~I
IUchard J. Cantor, D,M,lJ,
Board Cerllflell
'""1Ni--'"
( 5\11W )
" SMIL13.-/
"-----.- --
'." Milke !l11i/h~
OIUliODON'llC PINANCL\l. CUN I I< Art
Wll1!llLQmlwa
Sred~1I8t III Orthodunllc"
and Denlolndnl Orthopedics
Orlbod~nllo lr~lblIut I. In e"ellenl Invflln.,nl In Ihe ovorlll deblll, mldlc.1 In~ ,,,yoholoGJcll well b,I"8 .r
ohU"nn '"" Idult., Ind nn.nrl,I."",lderallol\l.hould nol b, III o!ntlole 10 obtllllhllllhll Impottlbt lIellth ..rvlee,
!l.in. ....ltlv. to tb, rocl lhot dlrt.r.nl peopl. hll'e dlll,ret\1 nccd.11I MOlllna Ihrl. On.nel,1 obl."lon., WI ..,
.,,,,.Idlll' tho ("nuwlJ., pO)'''Unl OplIOIII,
1'lIii!::'.11 ~:\I\\e: Kith: P\,.'~1tllllW
Fcc for Q'ihodollllc rlO.tnlOntl. S 17RR,OO (fiO% HI I'll.., 2, It' her ",ull... d,rllllll 011 P'YIlI,nt
I will b. "'""Mlhle for thy rull re.)
Luu .lId ~.)'n).nt Swb,,\Il,.llw IIf Odhodot\ttl! 'r,,,.trnulIll
In orct.IlI,'~om,ly...tth Ih, TI'\$11l ucf LI"dtn, Att lru11ne rfqulnrnaTll.4 (or Jh,,,,.lItUl Z, WIlT, t.qtllf~d 10 (\tnll,Jllh. tllllo'l,-ft'llnAulnldoll
on ~ Ikleo\ml and retain I .!W"'eJ (cp)' or Ihi. r.ynl4nll..;twllltl~~ In your OIl, III IdJII/u", Ihl, I. )our nn.nol.l eal\lr,CI ..,t" u.,
Oplloll A: Orthodonlj,t'ee ""In
. Nn tJlltlal P'YmJlI\
T"k~ lip Ie- U "'""l~. kl pi)' wllh rnyrnfl11. ..low If S84.0t) rei '1"llIlh.whlch IndlldCl 'm1nlrnllJ nlllll\l;~ ollar",
~ munlil vpii'llllllnllAblt '6' ""ulupllllilll1ll1)' 11."Ib."
\t'IlIllIN'AII\ If" .4vUI~'", (,u~r IU tu..oul,..,.)
F'f...)m~fl" Ii~" I,. IllfId, InYII,,,,:
t.,,, Umn.'!mrill 'llf'lt.llll)' j,IIlJII....(,.""d (,,'t~/1I ')'''''I''''I~ '~i(III,.,J
The loll frec llumb.. i, 1.&nn.G".l:lOl
Opt/on B: Dlfflcl p.ymlll/I III full ("H"hkhe"k) 7;}h bookkeophlll orodlt; 5% I( payment I, made
wit~ " cldil ~nl'd
OptIon C: Off/ao P'rm.nl PI.n ,
I An ldti.l r"tmGlIl Dr ~,Hn(Ml It due ""hjl;:\ tr..tmtnt ~~l.!ln.. 'Ailll Ule bal.Hce Plid In 17 monlhly p.ynlll'llu
(If S7,tOO, Ind \JOO nnl' p'YfNnl cllQ,J,IJ'J. l~e roonlhly p.}menl 1_ tl~. hr Ill": Bill vr f"..h HVIIII".
(J,
"'u inlll.l ~"ym'!'\l tit 141'),00 II, U"", Id..., lIUIi""fill ~tfllt1., lilt tlwlllnt'l' JIIM III 1', Illllllltly 1...Hlol,llt" of ''',OQ,
· rt!:tn:loll (fc or ~'2",n\), \h~ IIl\Iullll, lq IA d\l~ b)'1M IIlk donh ml,lnlh
I..t. r.io"."l
If pl)mtnllt IltOfe th4~ 30 dlY' 1'1/, I lilU-l/tllll. tee "'iii be lh.r..tl ^" ~lCh tJdltiulllIl'IU!~lrl\,llll d,.l Ul!t.J" h, 1,1'1 .o,li,
If .,""ltllll. ukllll Ihu OQ '1)" 'eltt Ihu dN''''', \'11, 11"1 (1I11y 't\\lf..neV ",.tt'!'f'l
O"~ndo.t1. Chll'lo"
AddltioNI rklf.t. nWIf b. JT\Idt Ii.II 1"lfWd or In(l~n 'rp~lllln1fn(l, Ulh1uo d.m.,,,In It~ ~rrldt!lt,n, ..",l .IIIIUk) liethllCIIl olllend tlllYtlnd!he
..ttm.1etJ '''!.nll,l, 11"'11: ul :!o "10/111'1 J'J' r(' uutMUOl', d'\I.I~PrT,"'I' 0' 1.;11: (If 1I0UP.1IIiutl, UI." w.n I... "V tdclitioll'" ~nl"" fOf (our monthf
I htt..I\et, I monthly ct.,.. l)t '~7.00 ...1lI be II",,~, Ul,lf ."\lI~" ",c,...ld be dlleOnlll\\lt<' /\ftl)' /lilt 16 lull OrC~'llptJflllltJ'" 'MI~tltlllV Allt"l
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In III ' ~i1UI'I IIf ClIllIllIlln Plens of ('IIMIIElU.ANU Connty,l'ellllsylvnllla
:!: 1l0M/CSI'IC IlELMIONS SECTION
, '
LORIE L, iii~ :~'TMl\N ) Older NUllIher
,'~I I~ I'lalull[[ )
".1 ,~
vs, I!~J ) I'^CSIiSCllseNlIlIIller 106100366/ 21,910
JIICOB N, I:'~ " III'MJIN )
.Iili: De[endalll UlU)ER.J!I,~~u:::~r Stale IIJ NlIOIller
:1
jl; I, Ii> 1'11101 0 Interllll 0 Modlned
^' ,OW, 2ls'r DAY OF DECEMBER, 1998 ,based upon the Court's
delermln~m !:thotthe Payce's monthly nct Income Is $ 1,46],00 and Ihe Payor's
~i~lr:
monthly ,1,lreome Is $ (. ,161,30 , it is hereby ordered that the Payor pay 10 the
,DOlllcsti~i~~I;.ations Scctilln, Court III' Cllmllllln Pleas,
I ~ !il!~'li': SIX IIUNDRED SIXTY MID 00/00
Dollars (M', '0,00 ) a mllnth ($ 616 , 53 for currelll !IUpport and $ 43 ,47
i,)I,1
on arrea~~I' '~yable $152,50
II~ hI;
FOR TH~lr ~ILDREN AND $34,99 FOR WIFE,
Th<Offj ~i::, :: :': :~::;' '" I"'::.:, '"'"~" ", ".. "" d", I, f,II
IMMEI;t~EL Y. Contempt procc'cdlngs, credit bureau reporting and ta~ refund offset
eertiflenr' '~~lIInot he initiated ali(I judgement will nllt be entered, as long as payor pays on
arrears q~ ',-'eh pnyment dnte ns specified ahlll'e, Pailure to make each payment on lime and
il~n
In full IV! !pause allnrrears to hecollle slIhjccl 10 il11llledinte collection by all of the means
il~L is
listed ab!l~ml
For the~~,wort of:
II! -,
':' I
,
\ yr.fJJ
~(7 ~'
o)M.
~
--
.A....J
82d
S 1998
as follows: WEI!KI.Y,
ORDFR :[9 ALLOCATBD $581.54
I'ER Morml
(BORN 2.26-861 PF.R MONTI!
.
(BORN 2-14-92) PER Mornll
ilL COURT COST & JUDICIARY FEE
EL ANNUllt. SF.RVICE FF.~:
'EL /\ROEIIRS PAYMENT PER MONTI!
t
$
$
$
$
$
$
34 .99
290.77
a90,77
15,00
26,00
43 ,47
PLAINTIFF'S
EXHIBIT
I'orlll OH-~18
Wnrker ID 21103
'/
121~lL1Li 1)-11
,..-..,
,-,
LORIE n:Al,TMAN,
Plaintiff
IN THE COURT OF.' COMMON Pl.EAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
V.
JACOB FEALTMAN,
Defendant
99-0309 CIVIL TERM
QRD~B....9E'_COURT
AND NOW, this 14th day of June, 1999, after hearing
and after reviewing the hearing exhibits, it is hereby ordered
and directed as follows:
1. The parties have stipulated that they will each
execute affidavits of consent pursuant to Section 3301(c) of
the Divorce Code. Therefore, either party may forthwith file
for the appointment of a Master.
2. Neither party shall sell, transfer or otherwise
dissipate marital assets without the consent of the other party
or without further order of this Court. Bach party shall
provide an accounting of all assets transferred since the date
of separation, including the identification of each asset, the
.
person to whom it was transferred, and the consideration
received.
3. If the prospective buyers of the residence of 524
Shed Road, Newville, Cumberland County, Pennsylvania, have not
received their financing commitment by July 15, 1999, the
property shall be relisted immediately for $110,000.00.
The parties shall accept any offer of $103,000.00
or more made in connection with said premises. If a lower
offer is received and either party will not agree to it, we
will schedule an emergency hearing to address that issue.
PLAINTIFF'S
EXHIBIT
lFH
lilt '()flIP dIll] J':XI "'!l,'11' ::1 d! nlll('Il!
J'N':;I'" ('<I ~(;' I/o.
--- --.--
OTHER , " '-'il , '1'1 ,'.. 1"1,
INCOME
"
WEEK MONTH nAIl
.
III t (' /' ('~; t
-
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I'fln~; i (,II
Annu i l Y
--
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-- .
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TOTAL
TOTAL INCOME
"~['I'
"'j:',!,,
EXPENSES
WEEK
MONTH
YEAR
Home:
~bll qd\II'/II('n\
300,00
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EXPENSES \fEEl< MONTH YEAR
( I ~"I Jl j ll'll'd)
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Ellployment,
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('rodi I Card
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In the Court of COIIIIIIOII PlclIs of CUMUEIILM,n Couuty, Pennsylvania
DOMESTIC RELATIONS SECTION
LORn: L, FEALTMAN ) Oroer NUlI1ber 828 S 199B
Plnillliff )
VS, ) PACSES Case NUlllher 1061003661 27,970
JACOB N, F EJlLTMAN )
Dcfeuoanl ) Olher Slate ID NUlllber
Q..!illER OF COURT
(i) Final 0 Interim 0 Modlned
AND NOW, 21ST DAY OF Df::CEMBER, 199B ,based upon the Coun's
determination that the Payee's monthly net income is $ 1,463,00
and the Payor's
monthly net income is $ 2,161,30
, it is hereby ordered that the Payor pay to the
Domestic Relations Section, Coun of Common Pleas,
SIX HUNDRED SIXTY AND 00/00
Dollars ($ 660 ,00
on arrears) payable
) a momh ($ 616 , 53
for current support and $ 43,47
$152,50
as follows: WEEKLY, ORDER IS ALLOCATED $5B1. 54
FOR THE CHILDREN AND $34,99 FOR WIFE,
The effective date of tbe order is 10/01/9B ,
Arrears set at $ 939,59
as of DECEMBER 21, 199B are due in full
IMMEDIATELY. Contempt proceedings, credit bureau reporting and tax refund offset
certification will not be initiated and judgement will not be entered, as long as payor pays on
arrears on each payment dale as specified above, Failure to make each payment on time and
in full will cause all arrears to become subject to immediate collection by all of the means
I isted above.
For the Suppon of:
LORIE L, PER MONTH
KATHRYN R, (BORN 2-26-B6) PER MONTH
ERICA L, (BORN 2-14-92) PER MONTH
JACOB NOEL COURT COST & JUDICIARY FEE
JACOB NOEL ANNUAL SBRVICE FEE
JACOB NOEL ARREARS PAYMENT PER MONTH
$
$
$
$
$
$
34 ,99
290,77
290,77
15,00
26,00
43,47
Service Type M
FornIOE-SI8
Worker ID 21103
,
J~
.\
F,:ALTl-tMl
v, FEALTHAN
PACSES Case Numller: 106100366
Said money to be turned over by the Domestic Relations Section to:
LORtE LYNN FEAL'I'M1\N , Payments must be made by
JACOB N, FEALTMJ\N . All checks and money orders must be
made payable to: DOMESTIC RELATIONS SECTION and mailed to:
DOMESTIC RELATIONS OFFICE at:
1',0, BOX 320, CARLISLE, PA, 17013
Each payment must bear your PACSES Member Number In order to be processed. Do not
send cash by mail.
Unreimbursed medical expenses are to be paid 60 % by defendant and 40 %
by plaintiff, @ Defendant GD Plaintiff ONeither party to provide medical insurance
coverage. Within thirty (30) days after the entry of this order, the 0 Plaintiff
GD Defendant shall submit to the person having custody of the child(ren) written proof that
medical insurance coverage has been obtained or that application for coverage has been made,
Proof of coverage shall consist, at a minimum, of: 1) the name of the health care coverage
provider(s); 2) any applicable identification numbers; 3) any cards evidencing coverage;
4) the address to which claims should be made; 5) a description ofany restrictions on usage,
such as prior approval for hospital admissions, and the manner of obtaining approval;
,6) a copy of the benefit booklet or coverage contract; 7) a descripti(ln of all deductlbles and
co-payments; and 8) five copies of any claim forms,
IMPORTANT LEGAL NOTICE
PARTIES MUST WITHIN SEVEN DAYS INFORM THE DOMESTIC RELATIONS SECTION AND
THE OTHER PARTIES, IN WRITING, OF ANY MATERIAL CHANGE IN CIRCUMSTANCES RELEVANT
TO THE LEVEL OF SUPPORT OR THE ADMINISTRATION OF THE SUPPORT ORDER, INCLUDING,
BUT NOT LIMITED TO, LOSS OR CHANGE OF INCOME OR EMPLOYMENT AND CHANGE OF
PERSONAL ADDRESS OR CHANGE OF ADDRESS OF ANY CHILD RECEIVING SUPPORT, A PARIT
WHO W1UFUUY FAlLS TO REPORT A MATERIAL CHANGE IN CIRCUMSTANCES MAY BE ADJUDGED IN
CONTEMPT OF COURT, AND MAY BE FINED OR IMPRISONED,
Service Type M
Page 2 of 3
Fomt OE-518
Worker ID 21103
.'
Wuyne F, Shude, Esquire. to
Ruby J), Weeks. Esquire
Muy 17,1999
1'lIge 2
We vulu(~ the vlln presently III $14.K25 on the busis of the NADA Used eliI' Guide,
We will sign otl'the vun completely uponl'eeeipt of your cheek in the ulllount of
$7.412,50 und your withdrawul of your Petition tbl' Speciul Reliel: We would ulso be
willing to agree that the puyment of half the vulue ofthe van would not estublish a
precedent in the easc thut Lorie is not enlillcd to more than half the marltul property, We
believe that Lorie would bc able to obtuin t1w neeessury funds to resolve the issue ofthe
van at this time, Ilowevel', in the event thut she should profess an inability to do so, we
would be willing to sign otT the van under lhe tbllowing conditions:
I, You will withdraw your Pl~tition for Spccial RelicI';
2, Lorie will sign a judgment note in the amount 01'$7,412,50 puyable within sixty
days aftcr entry of u Decree in Divorce with intercst at the rate of 6% per unnum from the
date ofsepuration on August K. 19lJ8;
3, The obligution n:presentl'd by the judgment note would be noted as a secured
encumbrance on the title; und
4, It would also be understood thut the judgment note would not establish a
precedent in the cuse that Lorie is not entitled to more thun half the marital property,
With regurd to requcsting thut we be rcquired to makc mortgage payments and
other puyments in connection with the maritull'eal cstate, we believe that we will be uble
to clearly estublish to the Court thut we do not have the resources to make those payments
and thut Lorie hus not oflered reasonable eoopel'lltion with respect to disposition of the
reul estute,
With regard tosule of marital property, the proceeds of all muritul property that
wus sold were upplied directly toward paymcnt of the joint mortgages, It is our view that
attempting to make an issue over our eflbrts to preserve maritul property is nothing more
than an exercise in beuting dcud horses, These arc dearly issues tbr the Master.
Obviously. we clInnot negotiate the federal income tux check which requires the,
endorsement of hoth parties.
,
'j'l .1
,"
In the Court of Common Pleas of CUMBERLAND County, I'ennsylvanla
DOMESfIC RELATIONS S\i:CTION
LORI! L, FEALTMAN ) Order Number 828 S 1998
Plalndff )
VS, ) PACSES Case Number 106100366/ 27,970
JACOB N, FEALTMAN )
Defendant ) Other Stale ID Number
ORDER OF COURT
~ Final 0 interim 0 Modified
AND NOW, 21ST DAY OF DECEMBER, 1998 ,based upon the Court's
determination that the Payee's monthly net income is $ 1,463,00
and the Payor's
monthly net income is $ 2,161,30
, it is hereby ordered that the Payor pay to the
Domestic Relations Section, Court of Common Pleas,
SIX HUNDRED SIXTY AND 00/00
Dollars ($ 660,00
on arrears) payable
) a month ($ 616,53
for current support and $ 43 ,47
$152,50
as follows: WEEKLY, ORDER IS ALl.OCATED $581.54
FOR THE CHILDREN AND $34,99 FOR WIFE,
The effective date of the order is 10/01/98 .
Arrears set at $ 939,59
as of DECEMBER 21, 1998 are due in full
IMMEDIATELY, Contempt proceedings, credit bureau reporting and tax refund offset
certification will not be initiated and judgement will not be entered, as long as payor pays on
arrears on each payment date as specified above, Failure 10 make each payment on time and
in full will cause all arrears 10 become subject to Immediate collection by all of the means
listed above,
For the Support of:
LORIE L, PER MONTH
KATHRYN R, (BORN 2-26,,86) PER MONTH
ERICA L, (BORN 2-14-92) PER MONTH
JACOB NOEL COURT COST & JUDICIARY FEE
JACOB NOEL ANNUAL SERVICE FEE
JACOB NOEL ARREARS PAYMENT PER MO~rH
$
$
$
$
$
$
34,99
290,77
290,77
15,00
26,00
43,47
Service Tyi1C M
FomIOE.SIB
WorkerlD 21103
"
II \.
,
FEALTMAN
y, FEALTMAN
PACSES Case Number: 106100U6
Said money to be turned over by the Domestic Relations Section to:
LORIS LYNN FEALTMAN , Payments must be made by
,JACOB N, FEAt.TMAN . All checks and money orders must be
made payable to: DOMJ:STIC RELATIONS SECTION and mailed to:
DOMlSTIC RELATIONS OFFICE at:
P.O, BOX 320. CARLISLE, PA, 17013
Each payment must bear your PACSES Member Number in order to be processed. Do not
send cash by mall.
Unreimbursed medical expenses are to be paid 60 % by defendant and 40 %
by plaimiff. <19 Defendam ~ Plaintiff ONeither party to provide medical insurance
coverage, Within thirty (30) days after the entry of this order. the 0 Plaintiff
~ Defendant shall submit to the person having custody of the child(ren) written proof that
medical insurance coverage has been obtained or that application for coverage has been made.
Proof of coverage shall consist, at a minimum, of: 1) the name of the health care coverage
provider(s); 2) any applicable identification numbers; 3) any cards evidencing coverage;
4) the address to which claims should be made; 5) a description of any restrictions on usage,
such as prior approval for hospital admissions, and the manner of obtaining approval;
,6) a copy of the benefit booklel or coverage contract; 7) a description of all deductibles and
co-payments; and 8) five copies of any claim forms,
IMPORTANT LEGAL NOTICE
PARTIES MUST WITHIN SEVEN DAYS INFORM THE DOMESTIC RELATIONS SECTION AND
THE OTHER PARTIES, IN WRITING, OF ANY MATERIAL CHANGE IN CIRCUMSTANCES RELEVANT
TO THE LEVEL OF SUPPORT OR THE ADMINISTRATION OP THE SUPPORT ORDER, INCLUDING,
BUT NOT LIMITED TO, LOSS OR CHANGE OF INCOME OR EMPLOYMENT AND CHANGE OF
PERSONAL ADDRESS OR CHANGE OF ADDRESS OF ANY CHILD RECEIVING SUPPORT, A PARTY
WHO WIUFUU"Y FAILS TO REPORT A MATERIAL CIfANGE IN CIRCUMSTANCES MAY BE ADJUDGED IN
CONTEMPT OF COURT, AND MAY BE FINED OR IMPRISONED,
Service TyJlC M
Page 2 of 3
FoolI OE.SI8
Worker 10 21103
,
,
,
.
In the Coun of Common Pleas of CUMBERLAND County, Pennsylvania
DOMESTIC RELA~'IONS SECTION
LORIIl L, FEALTMAN ) Docket Number 00828 S 1998
Plaintiff )
vs, ) PACSES Ca.\e Number 106100366/ 27.970
JACOB N, FEALTMAN )
Defendant ) Olher Slate ID Number
NOTICE OF RIGHT TO REOUEST A HEARING
The parties are hereby advised that t~ey have until JanUary 3, 1999 10 requeRI a
hearing de novo before the Court, File requests in person at:
DOMESTIC RELATIONS SE~rIoN
P,O, BOX 320
CARLISLE PA 17013
, or mall 10: DOMESTIC RELATIONS SECTION
P,O, BOX 320
CARLISLE rA 17013
Service Type M
Fonn OE-S22
WOlkerlD 21103
WAYNI!f',SIIADI!
Allomey at Law
5] Wc~l !'umfulI Slr~l
C.rli~ICl, rcnn~ylv.ni.
1100
LORIE FEALTMAN,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LA W
v,
: NO, 99-309 CIVIL TERM
JACOB FEALTMAN,
Defendant
: DIVORCE
STATEMENT FOR SERVICES
10/20/99 - 12/3/99
10/20/99 Telephone from Judge Guido's ofliee 0,1
11/23/99 Review tile, preparation of Answer to Second Petition for 3,8
Special Relict: preparation for hearing, leller to Mr, Fealtman
and letter to Allorney Weeks
11/29/99 File and serve Answer to Petition for Special Relief 0,2
12/ 3/99 Estimated time for conference with Mr, Fealtman and hearing W
TOTAL 7.1
Defense time necessitated by the vexatious conduct of Plaintiff
$1,065.00
(bl Wife wiohed to .1'oject this otter and counteroffer for
$lO!i,OOO.oo. lIuoband in,itinl1y told wife he accepted the offer and
then through hiD counoel rejected the offer IInd llttemp~ed to make
wife totally l'eoponoible for accepting or rejecting any offers.
9. Foreclosure proceedingo have been begun by Blue Ball National !'lank
which holds the firot mortgose on the marital reddence.
10. The daughter of. the partieo, Katie, hao orthodontia which is needed
and which husband wau directed by Ilomeotic Relations Order of
December 21, 1999 to pay sixty percent. of oaid costs. lie has not
done 00 and t.he daught.ero t1'eatment has been delayed from May until
Novembe1' .
11 , Mrs. Fealtman endeavored to have a federal income tax refund check
of $840.00 applied, one-half to each parento' orthodontic liability.
'fa dat.e HUBband hOB refused to release Buch funds, insisting that
Mrs. Fealtman not. have him held in contempt for failing to pay on
the mortgage,
12, On August 2, 1999, Mr, Fealtm.n refused to make payments on either
mortgage aD per thio COUrt'1I June 14, 1999 order, but agreed to
apply the liquidated damages to the mortgage payment, as did Mrs.
Fealtman.
13. To date none of theoe payments have been made despite t.he fact that
t.here is $2,340.00 held in eocmw for t.he parties. $1500.00 from the
payment of liquidated damages and an $840.00 federal inoome tax
refund check.
H, Wife's attorney has forwarded eDcrow account checks for oignature to
Husband'o attorney for $1000,00 to Blue Ball National Bank (first
mortgage holder), $4BO. 00 to Membere First Federal Credit Union
(oecond mortgage holder) and $840,00 to Richard Cantor, D.Il.S.,
orthodontiet. Huebond'o attorney haD refused to 8ign these checks
- 2 -
.
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ATTORNEY AT LAW
TEN WEST IlIGH STREET
CARLISI_E, PENNSYLVANIA 17013-2955
Ruby D. Weeks, Esquire
10 West High Street
Carlisle, PA 17013
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Carlisle, P A 17013
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