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. OPEN.E~D MORTGAGE IIIIIIIIIIIIIIIIIIUIIIIIIII~IIIIIII MT:
THI,~ MORTGM:r. SECURES FUTURE ADVI\NCES WH,~.. "",,,"'..,,,,,,
H....<; ^ <:ONTRAen',,,," OBLIliATIClN TO MAKE
TIJI., MORTGAGE, <n.<red inln thi, , _.... . 23RO d"l' of. . MAY ,19 97. bel~en. ......
JOSEPIIINE..L.., .JlIlEAM..._, here,fl" c,lIe~ "Mo"&'~"r.,:' nnd
o 1ll:;Nlil'IC'IAl. CONSlIMER DISmUNT COMPANY, : Pcnn.ylvJni, eorp('r";"n,
~I BENEFICIAL CONSI)MF.R OI5('OllNT COMPANY d."'!' B<nefic;,1 MOrlg.ge C". or Pcnn'ylv,ni,.,
a Pc:nn~)'I\'ania Corrt'lrulil'ln.
h,,,..ill.~ .n "Wee and pl'e,' of bu,;n", at 1 .S:...~~2YER ST. ..CAA.!-..I.SLE ..
h~'t'Jfh.'1 '''lied uMorrt~H~~t!. ..
WITNESSf.TH, lhll 10 secure paynllnltly MOrl&3l)<\I\ M 3 C"redil Line AceouN Alr",,,,'nl, hcro.r.er CAlled "Agreement," or even
dJI~ hClC\1rith, by which M4,.)r1ga~~c i!\ nNlgalcd Ij~ ""like I\lan~ Zlnd ~w6nce.'i up 10 S 72.000,00. ..._1 herea11(r c.llcd "Crt'dit
Lin~" ;lnd :.llllllhcr ohli,gilllon~ 01 MQflsaJ;(lr,.. l.lndl:r Ih~' lcrmr. 31ld pr(l\'il,jl'n.~ of Itli.' Mongilf.c, M\lJ1gllS('ll~ do by Ihc~c prc:tl,'nllri, :..:11.
~r"i1: (,lnd Cf,'nvcy l~l ~'1(JrlSill~~'C. ALL th~ It'llcPoving dc~eribed real e.(tAlc, Ik'r~affer called hPrn~r:1ty." Si1U31i::d in th.: U C!IY
"I B"nlu~h ltJ Thwnshlp of PENN ... . .. .... , Counl)' of ,-CIJNllERLAND ....._ ..,.. C:umm,,"we~lIh of PeM~)'I\~nla,
d,,,,,i,,, ..' fnll,,,,,s: ALL 1'HJ\T CERTAIN PROPERTY Iii TIlE TOlmSHIP OF PENN. COUNT'i OF CUMllERLAN1'J
A~D COXMO~:IELATK OF PENNSYLVANIA. BEING MORE rULJ.Y DESCRIBED !IIA DEED DATED 10/06/89 A~~
RECORDED 10/06/89. A.'lONG THE I.AND RECORDS Of' THF. COUNTY AND STATE SET FORTH ABOVE, IN
DEED VOLUME 345 AND PAGE lO~l,
-", '" "
. Pc:nnlo)'I'-dnill,
AlJORESS: 15 BREAM RD.: CARLISLE, ~^ TA.X MAP OR PARCEr. ID NO., 31-10-0621,-022
Municipal fa,\( Ln: . Block, .. Uniform P,.trtclldt'nlitiC'r
a~'in8 prt'lllh('s C'un':C)'.:d 10 MurlglCllr!> h) dcc::J 01 ~tlnYt.j'1:nct,! duly r"('(lr~c..d in Ihe ,office f(:r the R~'I,'()l'ding of n~cd'i in lr.j.~ CouMy in
D,',~ Ilnok No. , ,,3,It,,s, ., ,P-JS'.... 1041 , .s thc Properl)' Ihe'tJII deS\'rJh'd.
n lr lhis \1I)~ is Chl'.:kctl, Chis Mnrl~lgl' i!to Stlhjct"f In:l prinr m(''lrlg:1~C d:i1ed ,,19 ..., ex,:cuh:d by
Ml)rl~;lgllf!oo It\ - , . . ... _. , , il.S mmtg~!)~~,
\\'hi:h p:im m:Hlglt;(' sccur:!O pil)'mcfllllf:i pmnli!o~ry ;ltll~' in l~c; principalam(lUni ors , lh31 prior mN:gagc- WJS
r~~"MtJed M . IV., wilh Ih~' Rccnrd~'1 of Ihe County of I Pcnn,)'!v,miil. in
B~II;J.; , . Page:
In HAVE AND TO HU1.l> Ihe Properly h""hy gr.n:ed ar,~ ,,,nw)I,'d unto Mung'gee, 1<> and ror ;~. ule 3nd hrh\"r 01 Mo:t~,'g", it'
:..1l:~(S(,(Ir; and :H:~i8r.s, fc)rl.'\'cr,
rH!S MORTGAGE IS MADE sUhje'l 1(> :he folltlwing c.,,"didon,, und Morlpgon< ~gr"<:
1. MlUtf:i\~~'rs will mi..l\;( all fl14.ym('nls IIn ;h~' due dillC ther(of .antl p;,:rfmm :.lIlIJlhcr Otllillalillns 11S r~quir~d or prc,."ldc:ll ht'rl'in 11fld itl
lh~' ^8-ramclI!.
2, Thi~ Mnpga~t: :\CC\ln::. ;:r.y and 1:11 fUllIr,,' :llkJrc~,~ ~hi(:h Mor:~Jg(,'c 51\:111 nlilkc h,' MOf!ga~or under the ^sro:cfllCl'l1 u!'> h) Ihl'
C'tcJII L'nl'.
3. Mlltlgagllflo will P,N when dut;' alllax~~... :w(l il:"~<:Io~mcnl~ kvitd or j1~;St'!'",~'ll i.!g2inQ the Property (lr ~ny P:lr1 Ih~ICOr. 3nd will
cdivcr rl:ccipts for ihL'ISl: paymt'nh In Mor:&~g('c Upt1n r(.'qu:sl Jr.d jf Mungllg:cc pilY~ iJny laxe-s or a~~.:s~m~nl!o plu~ p~I\,lllic~ i'llid
'I"I\IS, thl.' OnttlUnls !it) p:II~1 m;l)' he ~H.JtkJ II) the unpaid b:i!ao,I,' {lr Iht deh: secured"'" (hi." Mongilg<'.
J, \1r'HtJ?~80r,. will k<.:cp Ihe impnJVL'mL'MOi {m Ill!: Prop",t,'" cun!\l.mtl}' in.,u:'L'u .I:t,gilin~l fire ~ntl'''uch Qlh~'r h3lMds, in ,\uch amt'un: and
\\'il~. 'iu('h c:Jrriers iI\ MUr1$.llg~'C ~h:.:1l 3NHlfl.'C. wilh lo~\. if any, payahlc II) ~lllrc~\lftc(' as its i:'llcr~lI! m:IY i'ltP~'ilr.
~. M"U'18li,glo:C, ill it" nrliun i:"i C:t+...~. ~,f dd;PJh m' Mortga/;:'lt.'i of MY ,)tl!iSi\lI~)n 'I,'quirct} (If 111(.:", under p.1rdgrllj)hl\ ,~ :mJ J (If fhi~
MII(lgflJ:l.e, shall hl'r\.\.' the riJ;hi III pay 'In)-' rr.xl'~, .:l~"~,,,..t'h'n::o, WJrC'r anc1 ~C"YoW r:r,I\. in"lIrdncr: prcmium~ "ndlll! other ,h;lrg~s Olr.cJ
clilim~ whi,h MUrl~ac(\i'~ h:r..':, Olgrcec.l In Pil)' lJnd~r Ih:: lL'mi~ III th~ A2r~cmC'llt 61nj Ihi" Mortgagc, :md any ;,1111 elll rnonk1i ~o podcf
~h,)lI ~~ a p.'ll: t)fth~ dcht hCI~t'I), secured U:'Itl rcl\.......L'rahk "qu:h, b ..lIrt'~pl:..t~, wirh i:'\h:fl:~11h"~rcM (ron1lh~' d:H~' of lIUC'~ pJ}'mcnl.
t. ,\1M(~i\L!C\~ w:1l ne~:tll~r CfJlTlrnil nllr lIu!ft:r :In)' strip. W"'l:, impairment l'T lktcrklJUlion of Ihc Pn\p'--llY. OlnJ will r:uinlOlin Ihe
S;,n1:.- in grH'd Mdcr .l:tod rr:pair.
i. L\ (hI,' C',"cnl thaI M~mgi't\)J:'; dcfauh in lht' ml,ki;1t! pr:lt\' pOlyrncol <.h..,' Jnl~ p;:YJhk undl'r lhe: Agrecmcill, or in Ihe I:.(~pjr.g and
pc:f:lrm:\IWC' 11;' M\ltftllgl,1~ of nn)' of the.' cllndilion~ or C(tI.'Cn.lnl' 01 rhj~ Morlg,lgc tlr :ht: Agrcrffir.'nt. Mnn!:iI~~'t' mll)' rtlnn\Ar'jlh
t'lril'i~ an ACtinn of M(\(lg:.l~~' Fl)rl,'clo:o.:urc: hl'~L'On. or in~lirulc u!hcr fnr~'d(.lsurc pwc\cdjn~" upon this Mon~ili!~', and nl:l)' pr~':\.'cd
(I) jl,dcrllcnf and C:Xl'L'Ulioll"1l1 re:(l,lver tIlt" l;lIp,lid Billi!nc( 1)( the AL'ell!)nl plu~ tlccrued bu: unpaid ::H(.'r<:~l, inCluding ~I:llr/ley ftts
;,,, J'lcrmilll,'u by law, C('l~h ('I( sui! and COSi,\' of ~Hlt..
f; I ~ 1',\ ~u ~l:'~~. F.l Sl'-. 'Vol
Bood38hcE 323E X H I BIT
Up\.'
~, VPllncommcncemCnI "f a ,ult in fu"ch""" of Ihi, Mn"gt~e "",,1110 "hich M<lrl~.'&ee m;y l>< "ude . p'n)' bj' rw~" o(lhi,
~10t(~31!~. N .1t:1rl)' 1imc durin~ the rcnJI'r.c)' c.:f ""y l'u(h ~lIil. Ml1rlgd~L'C, upon Jpplit:alinn tn the aflrrllrriitl~ l;ttt:rt. "~once:.
wllh'lU~ nnllC'L'lh M(ltI~lJ~(lror .n)' re'~nn c1iumins under MnrI8og~lr, iad l,\"ithoul consjjrr31iM of Ihe 3dcquJC'y Qlthc ~ecllrhy or
II,.. 'olvcncy or Murlg.gur, .h.1I appoint a ""j", r"r lh. Plupe"y. The leeelvcr ,h,1I (I) lake po<<e<<ion M Ihe Pr""eny; (2)
",..kr rt.:pJlu ~nd kcC'p lhr PWP(,lC)' In pnlpcr t'ondilion :tnd rcp.m; and (.~) ~ (0) iitll(tXCS. nod anrS!imtnl' :1C:crulns dlJrln,: Ih.to
(rl.'t'i"'t~hip, (b) all unr3id :"~e~ lInd i1!i~Cs.,rn...nh unp<Ji~ 31\.115.'( Mias :clU:.lnfng unrcar:em~d. al or plior to th" (orccfrKurc salc.
(t):l1I in"L:'lnc:c premiums rl"CCS,~lrv 10 keep 1he Prnrcny Il"'SlU'td in 11"'(M",..nc:C' whh lhl:' prwj.~j(,)M of rhl~ MClngag.:, Md (dllhc-
e'-:flC'ns(' tl( Ihe rcccl\lcr~hlp, ~nd Ipply lb~ hahnce, if any, agOlinM Ih(' indC't'ltC'dnC''\~ !'iecu1'td h}' Ihi~ Mortsa~c, .
l.l. If MlIrlgagur!l \'t11unIlHiI)' sh:dl !C.elt or con...~y the Prof'lcr.y, in whole ur in pari, ur in)' inl~rtSlln thac Propcny or t7v snml: aCl CJr
rnCim<. divest them.t<IVt'!i tl( litlc: Iu I"'c: Pwp;ony \o\'ilhour c~l;,jning lh~ wrillen "on~C'nl of Morlg3gec, then Mong.agfe; i:ltlt!i o;uion.
n1~>' rlc"lar~ the ~n1irc I:lal.tncc ()( the hJ:inl'lll~ inlC're~llIil fh~ b~lancc immedialC'l)' du~ lIRa pily.INc. Thi!C upd(ln shall nOl apply if
(I) Ihe $,ak of ChI.' p(()pl~tly iJlo pcrmnrC'~ t:.~C3l:'i: the purch~$er', crcdil\VOr.hlOC"~ i,~ \aCi~r;&CI(\fY In Motlgagce And (2) Ih"-I
pur~h:H<'r. prior '0 the !Jle. h-i" e\('~uh:d:t writh:n a~!oump:i()n agu~em[';u cllnlaining ICfltll' prt'~l:ri~c.l by M~)ll~llgeC:1 inclujins.. !f
fClluire-d. ;tn inC'rt'J't' in the- tal~~ of intc;reSI p3)'ahlc under the Agfl:crnent.
111. Mnn,.Sors, and e"ch of Ihem in Ihj, ~Iorl~'g', hml'Y ~~ivc and 1'<1.." oil ~.eneli, and rcller rrom any And.1I 'ppraiICmen!, <lay
and .Kempfi..n law" n"'" in f,.rce or haeM!,r pa...d. "I'" IN Ihe h"n.fit or reliel of Morlsagors whkh Jimi! Ihe unlMid
rrincip.11 h,1Ian,,. due "n<l" Ihe Nul, ,... .um no: In 'xce" ollh, omounl .clually paid tly Ihe pureh"" cflhe Plopcny ala s.le of
Iht' "'lllpC!r.y in any jUdicial prottcding'o upo" Ihe NOie Of upon this Mortgage, c:(cmpllhc PropertY or any other pt(:miscs or
pro..rry, rcol or pm"n:.l, or any p'" ofrhe proceed, of >>1, Iheroof. from aaachmenl, levy or s," undcr.xccution, 0' provide for
any Slay of (',I(t:eulio.n or othe:, flr('l('c~"'.
t I. MCltlgllgM ~':irranl.\ri I,",:'lt (I) Ih, PHlpcrlY h,l' n',)l b~lo'n u~.e.t In the pa"ll and ir. nnl rre~enll)' u~cd f\l( ha2"rdou.~ and/or ~o,l(ic M51C,
0)11>., Properly complies with all (cdcr.l, "ate and Inca'enl'imnm.n,a' law. regOldins hazaldou..n~/olloxi. """<. p)..he"""
Il~e no, !>ccn u~d III a hllildins mat,,;.1 un anv building malorial on any buifding 'teeled on lhe Prupwy '" Ih, .ast, (4) the
Prorcrly i, not p'e'~n!ly "<cd fnr osh.lIos 'Ior.it. 'r.d (5) rhe ~longagor cornplie' wl!h 'Illed",i, ".,e. ond local laws, a' well as
rt~ula1ions, rcg.ud1ng lhr: u~c ~"d f>lurflgc (If il~he$l(I~.
12. Mortgagor ('on\'Cn;1nl~ and Ilsrc~\ 10 c\"lmpl,. Wilh all (edenl. Stale:, 3.nc Joe.. I cnvjrunmentllll~ ir. the m.:tinlc:nillnce .nd us~ or lhe
PruPCrl>'.
1], Mnn'...~M \v.ttt,'nlS lh./:ll neither Ihc Prupeny nor (he l.;tar. pn1,,;tc:d!i 'Were or will be used in iIIce.all.1rug aclivily. and l~.(" Proper:)' is
".:II !.uhJcC"( to seizure by any 8(ll.tc:rnment.1r alJlhllrily bcc)u~e (If any illegal drug lIl'tivity. .
RL'T PROVIDEr> ALW^YS, Ih" ifM<>rlg.g"" do PO)' u' ..u', :hi, Mnrlg,ge Hnd .he deh, hC"'b;)' '''",,,d to be p,id in lull, on Ih. d.).
a:'lJ in the m~nner pr.:JYide:d In rh~ Aerccmcm. Ihrr: lhil'i Mortgage and the eSlflf~ hereby granled shall ceast and dc:ermine <lnd bC'come
\"Jid. anything hertin hi rh~ CnrHr3.I}' :\O'.....i1hSlandi'8.
Th: l."(Nl:n.mIS herein contained ~hatl bind. ;.t,d lh~ bencfm and al,'i""n:l.lgt,;!, shal: inure 10. lhl: n:.)peclivc hcir5. exccu~\'rs.
edmini.\lr;.u()r!), sU'''cs~ors. and assign:; of Ihe pitnic~ hCtClo. \'/hl:nC'V~r U,~C~. lhe singuliJf number sn311 inclUde :hc plural. lhe plurilJ
Ihe ,io~ul"r, and Ihe use (ll any gender shall be 'pplicchk '" 'II gender'.
PJ)'r.'ICnl of thi~ Morll!JSt' j, subjcc: 10 Ihe terms Md condil:on.. of the Agreement or e'\'Cn d,alc b<:lwecn MOr1gago~ and Mnrlgo'lg"c:.
I:>; WITNESS WHEREOF, Mung.~"r.; h;Ive ~I~n.d i~i' MMlg'g", ...IIh ,..1(<) .ffixed, 1.ln Ih, dare firnt above wrillcn,
SiGn~d. ~t: and delivered in the pr~.\rncc (If:
\I,,'ll~.\
~. ~~~..,____(~E...l.)
JOSEPHI~E L BRFJU1
(SEA!.)
(SEAl.)
W:lf.C'~
..-......_ril,~
COUNTY OF .
mM~ONwEALTH OF PENNSYL\}\!I:!A
ClfMllERlAllO
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Oil Ih;, Ih, , .. 2 3RD _ <IllY ur .... MA_~_
rnc \lndcr5-j~nd o(fi~Ct, peNol'lnitlly jPP'Hr:d
JOSEPHIlIE L,
. 19 97.
BnEA.'l
, belote m" ....CLlNTON l:l... l.1.AUGET ...
(N~mC' <If nmW)
kl'l:"""n III me (or l;illio::f:lC"IMily prO'Vc:n) 10 be lhe> p~rH'ln wll\.1:,-: n~mc ..JS
1\'/111(
lr.~t ~H execur.:d lhe S3m~ for thl: purpo~cs htrein c()ntJin~d.
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su"~c,jh::u III Ihe wilhin in~lrLanent a~u acknO\vlcdged
-. 1peOo
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Clinton M, U;l.II0('f. Nor"ry Pvhli:
Carlisle BolO. ClIlfloalal\J C'}'Jflri
My Corrlmi(~icfl e"0h.; Jur:(' 17, ]O~~
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CtI NTON
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CERTIFICATE OF RESIDENCE
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BENJ!Fj~JAL Mq~'(g.!WE;..(;Q....QUllJ!!.S.YY'~AIiJ ~,._ ,_.. _.. ., _,_ _ __..._......
Motlg.gcc nallled In Ih. fore8oing MOtlCAge, her.b~ cerlir~ lhal the 'U"e~1 tesi~en'. 8~dre.. <.r rhe Morlg.g.. is
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To: JOSEPIlIKE~. 8REAH
IS 8REAH ROAD
CARLISLE PA 17013
CERTIFIED MAIL, RI!TURN REClilPT RE!QU!!STI!D
DMe: AUCUST 5TH \998
Aooounl No.: 35928515
NonCE OF INTENTION TO FORECLOSE MORTGAGE
CJ BENEFICIAL MORiOAOE CORPORATION
o BENEFICIAL CONSUMER DlSCOUNTCOMPANY
The MOR'lUAOE held by B3 BENEFlClAJ.. CONSUMER D!SCOUNT COMPANY clitIa
BCll.ficlol Mortgag. Co, 01 Pcnnsylvlllli~ (bc..ina.ll<r ..., us or oun)
!J
Or, your property 10'.'ed.' IS BREAM ROAD CARLISLE, PA 17013 IS IN SE:ll.IOUS
DEFAUt.T~U:l.)'Ou bav. not ...de tb.llIOlIthly IDsuImOll~on lbeloan stCIIl'tll b1IbeIlf0l1p,dor Ibe mOllllss of A OR! I. ,IIA~
1II11r..IIIl,y 2ATH .lDlhelllllou.tors 1085.10 p.rmol1lb roTAL 4340.40
,
!.ole c1wges, wbet. applieoble, ..d orherehll:'gc, h've also accrued 10 lhIs dAte III the amount ofS 69. 25 ,'The total
ImounlllOW lUluired 10 cure this der.ut!, 0' in Ollie, words, g.t CI.ughl up in your paym..tt, as 01 the date of thi, I.~er, i,
S 4409,65 , . "
.
You ...y <lire th!<d.r.ull wilhln 'IHIRTY (30) 1>A"'S oflh. dale 01 thJs letter, by pa1ini to "" 1M above _OWl! or$ 4409, 65 ,
plus ....y.ddIUOIlal.mounts which "'oy tall due doring 1IW p.Me!. Such paym.nt tnU5I be ",.de either by e.o'h, eashicr', ch.ck,
certifi.d eheok or monC)' Old.r, mild. payabl. to us at_
U lell payment clth. amount 01 dera~1l is nOI mlldo within TlllRTY (30) DAYS, theo,.ubJect (0 ""yaddlllonol rtglm ycc IllaY have
lIlIderlhe Homeowner'. EmeI'J:eDCy Marigage J\,,,l<ta... Program, We Dl.,.lMlnl~1 our atlonlC]/51O slal1 a la",.ltlo t.l'O<:l",e
en your mortgaged prop.rly, II the "'o~gel.s tor<dosed, YOW' mortgaged properly will b. sold b7 the Sberiff 10 I"'y olI" lb.
mCrlpge d.bL If w. refer your ."'010 our ...,omey" bUI you ~I!fe rhe defaull bofore th.y bogier.gol procu.dinc<, you will still ""vo
Cn pay 1II.. ....oo.bl. .nerney'. fees, ..,ulLlly incurrod, up 10 $50.00 i. order 10 ~u.. the defaull, Howevet. if legal proeecdings "'"
sWled, you willhayolo p'y the re"''''ble .nom.y's r~~, aaually incurred, O""n ilthey arc over S5O.00. OIld you may also b. required
/.0 p'y our ....oo.bl. eosu, If you cart the der.U!1 mlhltlll:t tblrl)' day period,yoa Will Dol be reqaircd 10 pay attoMley', t~,
If you ho.. not cured Ihe del,ull within the thirty doy period and foreclosure proceedings h.ve beguo, yoa st!lI !>Avelhe right to tore
lbe detallll Qlld preve.1 the ...1. at any llm. 'p 10 one boar bolorc lbe Slmlers roreclosure ale. Yon may d. ,. by pa)'iDg lbe
totol amouol dne '" "eU O$lh. ruso...bl. altOnlty', fees nod coots COllJlctltd wijh the foreclosure aale.lc is e,timatcd that u,e
euli..ldete thol such a SherllY's sal. .0Uld bc hold would b< apprOli"'o:.ely rA~I:.iRY 10TH ...ti.9.9.. A notic. ofthc doce or
the Sheriff'. sde will bo s.nClo you bclore the sale, 01 ""'!!i', the "",OUllt nceded lO 'ure lh. defauh wUl increase the longe, you wail.
You moy ~ndoulol ally time ..."tJy ..halthe ~quircd paymcnl...ul be by calling us at the follOWing .umber, 717~ 249-1515 ,
This payment musl b. in C4$h, ca<hier'. eh:ck, c.rtified chetk or money order payoblelO us ..d paid almo .ddress Slated abov..
"'ou should reali", Ihel. Sh.cnfr, ,* ..ill end youro"nenhiporllle "'OrtgagoclproJlOrt)'and yourlishlto ~maln in il.llyouC<lntinu.
lolly. in th. property ofter rho ShelifT', sal., a lawsuit could be srancd lO evicI you.
You have odditional righI.' to help prOIC<( your illl,resl ia tIl. P'oper!)', YOU HAVE TflE RIGHi TO SELL THE l'R,OPl!RT'( TO
OBTA.lN MONEY, OR TO BORROW MONEY FROM ANOTflC'R Ll!NDlNG lNSTITl!IlON TO PAY OFF TIilS OBllT, YOU
HAVE THE RIGHT TO HAVE lHIS DEFAULT CURED BY A.>;'I TllIlU> PARTY ACTING ON YOUR BElWJ:. YOU MAY
ALSO HAVE ADDmONAL RlOHTs UNl>ER THE HOMEOWNE?s' EMERGENCY MORTGAGE ASSIITANCE PROGRAM,
IF ^ SEPARA'ffi NOllCE ABOUT TIlAT PROGRAM IS ENCLOSED WITH THIS NOTICE.
ENF II PA Ed. May '97
Very truly yOU"
[J BENEFICIAL MORTGAGE CORPORATION
[J llBNEFlCIAL CONSUMER DISCO!Jl\j' COMPANY
o BENEFICIAL CONSUMER DISCOUNT COMPANY dIbI.
o Btn'.ficial Mortgag. ~ oIPenn:YIY4nia Z.......
by #~ //(~
I"~ Di.5ul'cIM1I1nget
EXHIB~T dB'~
- --___0.._.
III nlIIIIIII 1/ WI 1I1I11 Jrllllllilli1r~~o
..
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR
HOME FROM FORECIJOSURE
The Commonwealth or Pennsylyania'. Homeo"",.r'. Emer.eney MO!lr.age A.<sl'l.l!lee Pro"a:n m.y be able 10 help you. R.ad Ille
{o!l.:twing nodee 10 find out how the program work.<.
Ir yoo .eo<! more inromution call the f'enn.yll'SlIia HO'.llln, Finane<; Aceney all (800) 342.2397,
La notir.c.."i6n ~n OdjWlto c.s de luma i..mport.."\ncfa pLte{: afect.a flU Oe-tcCho D eantinUAT viviendo en su c.a.sa. Si 1'10 comprende eJ
cont<.idod...U notiliCllCI6n o!Xcn,. 000 Cllducci6n inm,di'lOIl'.en.c Ilamando",U agencia (Penn$}lvani. Housing Finane, Ag,ncy) sin
cugos II nGmero ll\encionacloanib~, ,,"ede, ..re1cpblc pm ut- pr/.Wno por el prolJro1l.Iim1'do.Hom~wner'. Ernerg.."y Mortg'ge
Asoi.tanee Progmrn" el cu.1 pucdo .IIIYaT so e.... de I. ~rdida del derccho . ,cdimir su IUrOI...,
ACT 91 NOnCE
IMPORTANT: NOTICE OF BOl\1EO~R5'
.lt~RGE."lCY MORTGAGE ASSISTANCE PROGRAM
PLEASE REAn THIS NOnCE.
YOU MAY BE ELIGmLE FOR
F'INAJIlCIALASSISTANCE WHICH CAN SAVE 'YOlIR HOME FROM FORECLOSURE'
AND HELP YOU MAKE FlJTUllB MORTGAGE PAYME/Io'T$
Dal.' AUCUST 5TH 1998
RE:ACCOU11INo.: 35928515
1 5 BR EAM ROAD
CARLILSE PA 11013
TO: JOSEPHINE L. BREAM
FRO~f: JACK R. TALALAI.MGR BENEFICIAL CONSUHER DISCOUNt CO. O/a/A BENEFICIAL MORTGAGE CO, OF PAl
You may b. eligible for fill.nelal """'tallc. ilut will P~cntrorttlO$o'" 00 YOl~ meng.1go ir you comply with the provi:ions crill, I
Homeowner>' Emergeney Mcmgnge AssisUlllcc Ate of1983 (llle "Acl'), You may be eligible rorcmergcney lempornry ",.i~ if YoUl '
de{.ell has~. u,oscd by circumstance'lleyond you: concrol, you h".. re...,noblc prospe:l o{ ",.wning YOUllllongag' paym,nLS and
if you mcclthc .liglbllil)' requiromcnLS e'lSbh'hed by the Pennsy)v2Ilia Housing Finon" Ag.noy, PI...._ reod allot Ihls Notice, It
cont:llns lUl cxp1analioD or YOD' rights,
UrKlor th. Ac~ you Ille _ntided 10 aumpornty <Uly of (oredo"" en yoUl rnol'lgege ror llljrty (30) day. Iiom the dot< or t'ti'Notice.
During lJ1at time you rnesl flmlOS' 0 "r'''''lO-r.,,'' meeting with . "'presentative or this let-der, Ol' :.>it" a de.signal&d consU1Iler cre4it
counseling agency, The pwpose or Illi. '"<<ting i.lo attemptlo work out. "'Pl')'meo. plan, orto othcrw"e ..Ille yoor delinqu:"y. ThaI
"'"ting ml1lt oce... in the D..1 fhirty (3(l) days,
!( you attend a r.cc.to-!.ce rne<:ting with this lendcr, or ,,'ith . eon=er crcdi, counseling agency identified in' thJ. liotie<. no tunl\er
proceeding in mongogc {.",ciosnre mny lake pia"" ror thirty (0) o.ay, oft.. th_ dare of Illat m..ting, The nme, address and ICI'?hone
numbo;, of our ttp~entativc i,,:
JACt: R. TAl.ALAI
.1.ENEFlCIAL GCNSUMER DISCOUNT COr.PMIY DllIIA BENEFICIAL MORTGAGE CO, 0; PA
419 STONEHEDCE DRIVE SUITE d2/ CAPJ.~SLE'" PA 1101)
Telephone Numb", 717-249-15l5
The na.m:(s) and ed1rr:s1.(S:) or (a) designQt:d Consumer credit counseling t~ency(ics)a.~ shcrwn 0:'1 the lttached sht.t::t.. ]( isoniy neussary
!o schedule one fn:-...ealo-face meeting. You $hould advise I1us lencer immedialcl)' Of)"OUT inrtntions.
F..\If 12 PA, Ei!. MllY '97
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OPEN.E~D MORTGAGE IlInlllllllllllllllllllllllll~11I11II MT:
THIS MORTG~Cr. Sf:CIJRES FI.'TURE AOV..,NCES WH.~.. .....ft.",,"....
Ho\.~ A (:OSTMen'^l. ODLlCiATlCI1; TO ~AKI::
Tim MORTGAGE, en"'ed inll) Ihi, - -.... 23RO d'l' of. . ~.A~ ,19 97. bllwtcn " .....
JOSEPIIINE..t.. ...IIREA!1 ... _, he".ilor e,lId "Mo"~""r.,," Md
!:) IlI::NliFI('IAI. CONSUMER DISCOUNT rO~IPANY" P"n'ylvJniJ eOI]:(.r..ioo,
~I BENEFICIAL CONSI)MF.R OISCOUNT COMPAI'o:Y din!. B"ne""iul MOll8'B' ('II. or P,nn'ylv,n;:,.
a PtmMyl\'anl.1 CorPOfilfiM,
h,,,'inS an "Hie< und pl',e o{ bu,inc"" I .S:...~~!:!yER ST. ..C~I.SLe
hl.'te.1f:~', CAlled "MC'lrI!.1U~~t'."
WITNES,f.TH, Ih.. 10 ':cure plynlCr.I!1\' MIII/SJ1!"CI of a C"r"dir Lin, Accourl Aire.'",,'n!. hcrear." "ailed "Ag"'mcnl," of ,v,n
dal-~ hNC\..ith, by which MUtlbil~~(, j, r.hl/g.lh.'.j lj) milk.; l,'),ln~ entl.ewllnce:o; up 10.5 72.000,00..._. herearle, cal:ed "Crt'dil
Lint" ilnd :.lIJ IIlner ohlii:..ll~n~ 01 MQrl[::1b(l/" vrHkr Ih,' lnlla 31ld pm:j\i!ln:. of I~li, Ml)ng:'tc, MUJtgd8\'U.r, d1.) by ,hc~e prc~~'nl"', ~clt.
~"": llnd convey 1\1 :v.""S'S"c, ALL Ih~ {,\Ul'oving '''"ibed re,1 C.'I'Ie. h""rr" e,lIed hPIO~"ly." silu'l<d in Ih,: U City
,I a.m'"ph Xl lOwnshlp or PENN.. "'0, ,em,"/}' or ,_G\lMBERLAND .. __ ..... (;omm,,"w'~!lh or P~'Myh~nlll,
d,sc,i~,< ..' rolll~vs: ALL 1'ilI;T CERTAIN PROPERTY IN TIlE TOllNSHIP OF PElIN. COtmTY OF ClJM.~EIU.A!/1')
A:m CO;.(M::m:fflLATH OF PENNSYLVANIA. BEINe MORe f"ULI.~ DESCRIBED !NA DEED DATEn 10/06/89 AND
RECORDED 10/06/89, A.'tONG THE I,AND F\ECORDS OF' THF. COUNT\' AND STATE SET FORTH ABOVE, IN
DEED VOW)!E 345 AND PAGE 1041.
-.- '" ..
. Pr:I'lr.II)lwniil.
A/lORE5S: 15 BREAM RD.I CARLISLE, rA TAX MAP OR PARCEL IO NO.: 31-10-0621.-022
--
Municipal Tal( lA: . BIOI:k , ., Uniform P,HC'cl JdcnlifiC'r
B~'ing prc;Jl\is.('s c:unvcvt:d tt) Mntlsagm~ h) tlcd ('ll:C1nVL);;nCl.' duly r~('(I'tkd in Ihe o((iC'c for the RCl,'mding of n::cd~ in tb\ COUfltv in
Ol'cd ~()ok Nt!, . ".3,4~, '. . P-Jgl.' _... 1041 , as the Propcrt)' thcn'in d~'s~'rih('d, .
::0 I,. Ihi< I'll. " ehn'ked, Ihi.' Mn,,~.lg., i, ,,,oje.., Il, , Plin, m""g'Fc d"l.d ,,19 .... "'~,"I'd hy
Mnrt~;tcm.\ h' - , '. , ,.. ~, , il~ ml'~lg".!)~t:,
"hi:h r:in, "'''''gJg' s,'v,,, p,'ymem "f" promi',"')' ""I' ill I" prine;p'! amoun, or $ , Th" pI;/',r m~"ga8' "'J'
rc~Md~d on . 111 " Wilh lh~' Rc"urtJ~" of Ih~ 0.11l1'lty of ,Pcnn~Y!\i1n!il, in
8\11;10; . . Pd,gc.'
10 HAVE AND Tn HOI.D lhe Prnpcfl)' h~'rchy gr:ln:C'd ar,J L'l1nVI.')'l'd unlU Murl~~~cc:. iii and fL'r i~~ u'\.: :'1nd b('h~~\f of M~~{~,'gc~, il~
~lI~'C~~<l"ir'i ,ll)d ::ll,~i~pt", forever.
rH!S MORTGAGE IS MADR suhjt.:CI 1(1 :nr fullllwi:lb C.,Ioditilln'i, und MlIrl{:<tg~~ ~Bro,:L':
1. .\brlgap't'S will miJh all (l"'ym('nt.. un :h~' uue c.bIC tt:{'f~(,f .11'\tl p;;rfurm alllJlher (ltlJit';lii{\n~ itS reqllirL'd or pm..j~(cJ nrr('in ~I'ld if I
Ii'll' ^greement
2. Thh Mongalotc ~r:C:\lrt'~ i:r:)' ::.nd t:1I futur4' ad\'Jr(,'c., \\hkh Mon~Jgl.'c slttll n1:!kl: Il\ MOr!e.il~M IInder the ^Br~Crn('r.1 up h\ rhl'
\t<Jil Unl'.
,1. M;)nWlgllr~ will p,ly when clu:.' :illla);:t'~ 1111\1 .1:-"l.'~~01CIH\ kvicd or i1';M'.~...\'L! <.:gd~q the P:OpCilY (lr <lny p:.trIlh:1CO~, .1nd will
cdiwr r\.'('dpt, (or tht)!i<' payml'nb III Mor:L!"'L~('( LJpiln tl'qU:,' zr,~ if Mur1g,lgl'C' pil)'~ uny 1<11<:"S or a~:-;\':-;~mo:nl!'> pll;~ p\'I\.dlk~ ilr;d
,It'ol," , IhL' Dnl(lunrS Stl p:II~1 m;l)' bl: \li.hkJ In lhl.: unp:Jic' h:;[ilr;,1.' (If Illc dch: secured t-o:.' lhi.'\: M"rtg~[!:(',
... \l:'lrtg:Jt:~)r.-, will kl:cr lhe impflN\.'ml.: ~I, (111111.. Pj'OP~'lt! C/\r,~I;lnll>, in.C:U:l't.! I:lr.din~t rite (In" such mh,,'r h:1l~ r(h, in ~u'h am\lun: :In"
wil} \:,H'h t'arrkrs ill, Mtlf1!:i1g\'C ~h:.ill Jpphl\'C, with (1)\\, if any, p:\1/Jhk iI\ ~ll)r1!;!:l~CC ;lS it!'> inlcr..:~! m:l>' ilI'P:'oH.
5. M')r1g;ti!l:C, ill il.. nplilln i~ c.',!\(,. t'C dd;IIJh h)' Mm1hil~"r., of \IllY t1hligdlllln t,,'quir~u (,f Ih::n1 ur,tJct p.lrdgrJlj'lh~ ,1 irr,J J of lhi;.;
MUflg<J.r:c:, ~h;J11 h:f\.\: the righ: III pay ~ny li",,'\.'~, i!"!.C.\\rlh:n:~, Y;.JI~t and .\;~""'W t:nl\, tn\urd.ncc premium.. Mtl ~Il o:hcr ch;.tg~~ :lr.d
cl;iilll~ which Ml1rli:aSflni h:tV: t)grCt'l.I {ll Pit\' lii'ld\'r In: l~'rn,~ tllllll.' Agr~cm"l1t unj Ih;, Mortgage1 l!nc.l any tirltl ill! m:lr,i-;,,, ~() pilicf
sh31l hL' J pitr: \If th~ debl hC:I~~' :-;ccu:c:u t1.,J rC(\......t;f.1hk ,1~ .~\l~h, j:1 <Ill rC;~rl'\I~. wilh i:'ll~:t.:~llh~rc~'n (rom lh~' d:ll~ cf Ml('~ pJ}'ml:'nl,
t-. ~MII:al!1\n-; w:1l nt'i:hcr C(Jlllmil r:t't ~ut!u nny ~:rip, W;;\I:, impJitr:'H'fll or l.h:lcril)/Ution or Inc: Pn1p.:tty, "rod will r;ninl;lin Ihe
qm~' in gnf'd M~kr ImJ r~'p:Jir.
7. 1,\ In" "cn, Ihal ~l."'~"l:')" ddau" in ,10,' m.,liar ',[ Jr.) P")'rr.cnl d"~J",: p'YJhk undn Ih, Agree""nt, or in ,~.: ~<cplr.g .,nd
pc:f:lfm;\IWC tlj' Mtltlt;'!,;',H:r. of MY tlf lh~' (ll:"ldH!Cln~ or C,:I','1.'n.\nlC: 01 rhl.(, ~~m:g"f:c ttr :hc Ar,ru~cllt. M~)f1g;'f\'; ma)' hlnn......J/1J
nring un AClil1n of :o..hlr~t:J:.~' F,)rl.'cllll,urr h,~':'c('n, (1: i:hliwlC tl:hcr f(lf\'dosurc prclcccdjn~!: upo~ l~i'!: Mont:lg:.', ~r,d nlJ)' pr\~:ad
III jlodcn~ent ilr'Hi L'~LTlJrlttlllll ((i~~'':r lb~ t r1r.1ld Etlbnc( 1)( lhl' N'e:")nl ptu~ accrued bu: unp:nd ::'llt'r<.'sf. including ~1:':l(Jley f~ts
;1''; pr.:rmllh:u tl')' la~', C(I.~" of ~Ull i1r.d co,:,~ oj <HIt'.
"I . 1'.\ :H~~..~<, F.' SI', '\'/.1
ood384 NCr
323EXHIB~1
~g,M. 9
f. Upl1n '(lmm~'nccm:nl (If a .'iult in fur~ch}Surc or lhi, M",uglt:, M 5t1:t hl "hich M()(I~"bCC m~r tX' nude.: a p::ln,' b)' n:a~('ln of lhj~
~10tt~31!';. 01 .11 arl)' ,ime durin!: the rendcr.c)' c.:f itoy :-u,~ !lUil, MUllgdt!~C, upnn o1p~liciJli>ln tn the aflflrllrriill~ l,.'lIl.:rl. t1l0nC(.
Wilnl)u: nnllC'C tfl MClrI~IJ~(lrt:r .ltn)" pcr.'lon claim Ins IlnJcr MnllgagClf, a:1d \\ithoul c()n~ijwuiM or rhc: 3dcqUJ() of the: ::(,~lI1hyor
Ih,' ,,'Iveney or Mort~'gor, ~h,\1I appoint. toeel",r (tor rhe PlOp'rty, Th, m,I"<I ,h,1I (I) "%0 pO"c"lon o( the PropeMy; (2)
m"kc r"'p:llrs :m~ kC'C'p Ihe Property In pn'r<r c,",ndirlM :tnd rcp.m; And (.l) j:\1'y (;,) alllaxt.:S Il.no:! an(,S!imtnl~ ::lccrulns dudnS It'll:
rcn:i\.'tn'lhip, (b) all unp.1ld la:'(e~ i1nd as~('S"rn...nh unrait! 3nj In MI~~ :clll:.lnlng un'li:d~cmC'd, 81 (It pliol to Ihe (l,)rccfo~urC' sale,
(c):l1I il1~\.:r.lnl.'C prcmium~ I'1cl.:csl'iary 10 kC'cp tOt Prnrcrl}'ll'wrl:d in Ql,'('MtJ4nce Wilh Ihe pr('1\'i~JoM of thl~ Mangag~, and (d.llh~
C(flt'n~r. (I( lhc rcecll/wiMp, .nd apply lh~ halacc:, it tiny, agiliMI Ihe ind"hl~dne.(;~ ~eeur(d b)' Ihi~ MortBa~c,
lJ, If M(lrlgagurs \'tllunlilril)' sb.1I ~el1 or con\cy I~C PtOpcr.y, in whole Lit in pMI, v: in)' ;nUftst 1{'f th.le ProPCtty or bv ~om~' j!ct ur
mC":m~ cfivesc thc:m~tvcs 11( lilrt' 10 lJ,c P'''lp~'nv \\'i1houl ct:il:.ining Iht' Wrill~n C0I1((1l1 or :-v1orlg.:lg~c, Ihen Mon8~8~e::lt it~ OJ)llon,
m~>' dccla~~ th: enUre t'lOlI;ln:c of Ihe I1l110flu; ir,lC're~1 U:'l. lht' b~lanc~ immi:diiltd)' du~ J:nd pay:!l1lc. #fhls uplloo skall nOl apply if
(() Ihc sale: of the PropL'rl.v i~ pcrmia~; l::~c..u\: lht p\lrch~ser's (rcdilwor:hlnc.'~ I~ ':llj~r~clury In Morrg~&ce Rnd (2) Ihl'.1
pllh."h:lM-r, pri'.r 111 the ~~I(", IH~ e"("C'III~'d :, \\'fill~n :l~~\lmr:itl:l ilgrrcmt":l! cllnlilinirlg term~ rrl"~t:ri~'d by MOrlg?ge~, inclu:Hn~. I(
required. an incrc.'.J~t:' il1 Ihe fOlIc ot inlcr('Sf p:tphlc under 1~.C Asr":CI1ICrU, .
HI. Mort",uSors, and each of them in this Mon~u8':, hcrc~ v.'Ilivc tlnd ~Ieil~c i111 b~ntfi( And 1~Ilt:f Crom any :md 311 ::!pptais.cmcn!. M2}'
.nd /K,rr,pli<ln t,,,., n."" in (tI,ce or hma(lcr pall/d. ,ii'" I~, Ihe b,'n,(jl or relic' o( Mo"sagors which fimil Ihc unp,lid
rrincip.ll b,ll,lOCt due umll.'t lhe Nuh: to a sum nn: III t'xce!>s cl the aml)llnt JClual/v paid t1y the purcha'icr c{the ProperlY at a snl: (lr
lhe Pmper.y in any JUdicial procceding'i UpJ:! the :-\01<: or upon lh!~ M(lrltagc. cxemplthe Pr\lpcny or any ofh~r premises or
pro~crty. rca! or personal. or an> psrl of the proceed" or ~:~ Ihereof, from Il:cachmenl. IC'V)' or sale under tXtculio.... or provide for
an)' SI<J)' ('I! C'xt."C'ulion or o!he:' prOI,,'CMi,
II. ~('Irlgilg\':lr WJrr:mls 1"'~: (J) lhe' f'wpctly h,l.. n'"}l h~cn u~e.t In the pa\1 and i~ M! rrc~enl1y used {\l( h\l2imJ~1U\ ilnd/o,' !oxic wa~le,
(2) Ih,' Properly complies wirh ," rcdml, '"'' und k".; ,nl'ironm/n"ll,w$ rcg"ding h,mdou<ancl", toxic """'ic, (3)a<bcslns
h~, not been u,cd :" a building mat:!;" on .ny building ma:erl~1 on ony buildir,g erecled on the Property :n Ihc pa5t, (4) lhc
Properly j, 001 presentll' lI"d rOt "be't,,, 5torag.. >r.d (5) Ih, ~lon8'gor complies With alt f,d..,!, ''"I<, and iOCi'! laws. ~I wcll as
f(gulalion~, rtg.uding ihr: u"'c and ~Iorfl.cc (I{ f1~he~I(l\,
12. MnrtgagM C:t)nVCntlnls and 1\grc:~... to c('1mpf, wilh all (eder~l, StAle, ~nc k'ICill cnvirunmenrallaM in the tt1.1inlr:n.ncc 'nd U~~ of lhe
Proper!>,.
1.1, ~tnns:t~C); w:truo's Ihltl ncilhcr Ihe ProperlY nnr the loJJ,r. p:u,:ted) were or will be uSt'd in iIIe8_ll.1rug ar:livity. and I}.(' Pc;:,pcrlY is
n,:'ll ~uhJect 10 seizure by any 8("l'...1Crnmc:u.'\1 a'J:hl1rily bcc)t,I~: or any illegal drug HL'(jyjlY. ..
RL'T PROVIOED AI.W^YS, Ihat !(Mottg.g.,,, "', PO)' U' O'u" :hi, Mortg'ge 'on/he deht hen:b)' sceun:d lU be r,id in (ull, on 11r, d,)'
.:lnJ :n lh~ l1'I:Jnncr pr.:t'o'ided In th~ ^e.recmcm. lher. lhi~ Mortgage and lh~ eSHlfc hereby granl~d shilll c~asc and determine .end become
wid. 2o)'lhing herein 10 Ih~ conlrary :\O,",i1hst3.nding.
Tn: I,;Ovrn:JnIS h~rcin conla:ncd .-:b;i!l hind, it1d the b::ncf:l.i lIr:d a.;l\'Oln:t!g...:!. shal: inure 10, (he rc)pcclivc hcir~, exc:cUlors,
i:dminblr.Utm), S,\lCC'CSS('>l$, and :lssign~ of the pnnic~ hcrC:lo V,'h::nC'\.',r U~Cd, the singulilT numbl!r shnlllnclude :~ plural, the plLlr:!l
Ihe "in~ul;H, nod the 1I(~ ()f any gender Shall be r:pplic;:r.k IIJ ~Il ~~nders,
h)'i':'lcl'\1 of Ihi'i MortB<l!3\' is subjcc: to 'the Icrms.1nd CO!1dil:Cln.. r.f Ihe Agrccmcnl or C'ven Cfllc b(lwccn MOrlgago:-s and Mntlgagec,
IS WITNESS WHEREOF. Monga~"" h...'e ~Igncd ;~i, //'''tg'ge. wllh ""(<> ,!lixcd, lJO the dalc fi"'t above wrillen.
't;d;J:/'i),t. cr~d in the rH~\C'ncc (If:
0d ~~ .' ~~~.._-__(~F."\l'J
W,."" J05E?HI:lE L BRRAM
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(SEA!.)
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(OM\ION\\'EA1.TH OF PE~NS\'l \i\r;IA
rnUNTY OF . CUHllERl.AlIO __.. ..,
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[~C \Jndc.r~i!!nd oUk!:r, pt~Millly ~p~~r::d
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.J05t:PlIlI1E /., BnEA:1
., I? 97 . bcfor< mr, .._CLINTON 11,. :.:.AUGET '"
(N~:"lt o( r.~h~'et)
b:rwn 1(1 file (M ,,:tli<;b("liorily prlJ\oI:n) "1 he In", p~n.(1n whl\'-= m:;nc ..)5
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ex,:cut.:d the !.nmt' ((lr thl.' purp0~cs herein CM1Jjn~d.
INJ-r1' ~'f'P.'Jn'''~'crl ...----
$u~!tcrjh::t.Il\l Ihe wilhin inwl:ment o,:.l Cl'=~M...\:lc~1f,td
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Clinl,:)/'l M. lI:\lI{ltl. Nvt.~~,.. PUb!;:::
CaniS!" Boro. CU.T',O(na,IJ CI~.'T1rt
My COI1I1'ni~~ion F.Yf);'\.'; .Iur:c 17. .:O~:.
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CL INTOll
:'l~rl Pllb'
N. LLAU:"E.l:S4- 324
BO'lK 105 fAGE
,.
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
IDENTIFICATION NUMBER: 17616
123 SOUTH BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
(215) 790-1010 ATTORNEY FOR PLAINTIFF
BENEFICIAL CONSUMER DISCOUNT COMPANY
D/B/A BENEFICIAL MORTGAGE COMPANY
OF PENNSYLVANIA
V.
JOSEPHINE L. BREAM
:COURT OF COMMON PLEAS
:CUMBERLAND COUNTY
NO: 99-450 CIVIL
PLAINTIFF'S ANSWER TO DEFENDANT'S
PRELIMINARY OBJECTIONS
Plaintiff, Beneficial Consumer Discount Company by its
undersigned counsel, answers Defendant's Preliminary Objections as
follows:
I. PRELIMINARY OBJECTION AS TO P.R.C.P. 1028 (al (2) .
1. Admitted.
2. Denied. It is specifically denied that the Plaintiff's
Complaint lacks a description of the land subject to the mortgage.
On the contrary, the mortgage plainly contains a description of the
land to which the mortgage attaches. (See attached Exhibit to
Plaintiffs' Complaint) ,
3, Denied. Said averment is a conclusion of law,
4. Denied. Said averment is a conclusion of law.
5. Denied. Said averment is a conclusion of law.
6 . Denied, Said averment is a conclusion of law.
WHEREFORE, Plaintiff requests that Defendant's Preliminary
Objections be dismissed.
/}l~~tv~
/MARC S. WEISBERG, ESQUIRE -J
Attorney for Plaintiff I
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