Loading...
HomeMy WebLinkAbout99-00607 (;,\11 .~. i';I~ "~j ~';I" .' !II' ~. ";:~'I ~I\: 'I" M, ,~ "'\ 1I'l1l" C' ~; "q ."~; ."t,~' ,'K', " " " '. " ,,' ';,', " I. ,1/ 'I- .' (, '. \. ~ I. ~. ~ ~ ~ ,II )i ,. :' .. " h,' ( ~ " '.' " " .' q, , ,. 'if II i' rt., ,,' ,. il" '.., ., ., " " :: /. I' ,. " " I.' " [, '\ 0< I. " " .. " IIi I' " ., d '" .1' 'I, " .,. ,. " " I'" " I' .'/ " " " ,. I' ..' I! '0< " 'Ii !', Ii, .,. " ... ,I ,,' " " " "" 'I ,i" " ,,' I, ,. I' .1' " ;" ",' , ,. !l" .",d\d ! , '-.~, ,)! " 0< '"j, I " " ,,-, ", I ..(, 1_\,/. oj .' " " I' , !' .,: I"; ,.,1" ,. " ,,' 'Ii, " 'I', ''''', ,,', " ',j '\ I" .>1 '", ! I;: .. , " " " " ,!. I' , , .' (: .1 ,. . . , !! ,/ " !,l , , j :': 'I I' I, li'.,", " '!I,)\(;{ ./l':'jj!f -j,J'.',}-' -:-,_'-,'i: '/\- ';I~J~l j- ,I ~]}:~ , ~;i.i;:,;~!l '_'-;-:'llf! _l,-'n:), :- ,I-f"'_,,; 11" 1117' ,~ ~t , ./ul .' "':')$ 'f :"i'/f{ ,! ,Ii _ : \ ;i~; _ !, i l'~ !t ,"I. olt 'lr~' ';, 'H ." ,o/' "iI " 1\ ., " ,. '1" ",' 0, ,Q.QMllt.MN1' I., " I' , I, Pllilnq(f 1111\ Nn~lonnl'llllnlllna ^~"IlPI!\~IOlllol1l\~Pflln r~'Htp'h N"w 1JIIlI1Illlhlrll, ' " f' All of ,"lnIHIl'}' J, 1 PIlB, Provhlll\n Nl\tlpnl\l Ilnnk wl\n Hlllrl{llllllltld~lrll~ D1l110HI~ Nl\tllllllll ,. Unnll,lIlHl Ollll'IIII@IIIII onUI}' IllOk Iho I\I\HlP PrQvllHI\II NAtlonnl UI\I\k," 'l'hp MOlllml thllt III Ihu "1lhJoot of Ihl" Il\w"nll nVI}' hl\VllhllOl\ olthorl\ J~lflll DOpOHlt NMIIllll\1 HAIlk I1I1r.O\1II1 Of n Provlllllln NIl~lonl\l Ul\nk l\IIIIO\\I1~ prlnl' 10 IholTl~r8(l1" hilt III now I\n I\PcolI,i~ of Ihonpw!' . PrQvhlh\ll Nl\tlonlll UI\Ilk,whlph I" tho rllllntllf hefttlll, ~, DllfolHll\nt 1~1\1I hllllvhhml WhbHll./\lllh'(l8" I" 118 W,.Ql'oon S~I'(l(Jt, Mophl\nlr.Hhnra, O"mlm.lllllll Ollllllt}', PA 17065, ~, At II "pplllflo In"tAIIPo, tho Dllfolllll\nt AppllPII' for'llml WIIH 8l'1\IItollofocllt 'W Ihll PlnllltHf lit thp tllrlllll Illll1 ~Illlllltloll" l\gl'cllll "pOll hythll rnr~loB, I\Q I" mllro "llpplflcnll}' . "howlI h}' tho Accoullt Appllclltloll 1\114 AgrcPlljollh tr"'o I\lId Corfl1Qt r.oploQ ~f which MP . ' -I ",,' " nttllchllll hOI'otll,lll/wkod IDxhlhlt A" IIml nll\llo I\PMt horoof, ,. 4, nofllJldl\lItl{lllllo jlllrchllRolI 1\1I1l/or rocolvod paah IIdvn~lcll8l1alllg allld orll4lt, 0 0, Plllllltllf I\vcrs ~hlltthtl tprmB ofth'o Agrcomont provldo for IlCcclcrMlolI of thll tlIlth'll hnlllneo cllln nlld owlllg IIpOll Dllfondnllt'B bronch of tho Agrc~lllont, .,' " 'I If 0, I!'hotonftor, 1111~rollch of obllgl\tlo';1I uudor tho AgrcolllfJ;lh tho D\lfondnnt f~lIod " )1 to mllko pllymcntft 1111 thoy blllJl\llle d\lo, ;1, ' \, , , , 7, PhllnWf livers thllt tho hnlnnco duo 1\11101ll1t8 to $(1',402,70, B, jl)nllltlfr IIval's thnt lutorCllt hna l\Cotuod nt tho rato of 21,00% pot /ll\llllllj'oll I ' , , , , , tho hnln.l\l~O due from Snptomhlll'llO, 100B, " . II" I'm' tho tlll'lllH of tho ngrcolllollt, tho Defendnllt' hIlA Ilgrcod to' )lilY to tho , , 'l'!nlntifr ,nil IIl1uldnt.od dnllln!loH, t1lO"coSts of collcetloll, Includlug illlrol\RoullbltJ IIttOtUllYB' fnlls ltloUI'l'lld hI t1w collectloll of mOUI(18 owlllg, J 3 I' " "'\' I. " " , /, I' o. l' f "fl" .., I;'.~:'" ' YU~I~41 (' >-1-:.-ltll"lt~I""'i"I"t1.,,,,,,....t_""""'''I~V'!''''1 ",~. ~ n.v 'f. $PV j'" f" , '., mrdill""'I"""n,.fIol<<l\'il\\ ""('I<<lW~hC,,"J'I'''''<<11on 1'10...""1<<'01...,,,, : ~~N "llOO"nm"~li""''''I'''''~''~k'''''I"",^""",,~ . ,'" trill lnai"-JtolOfn hen ""'.." "tifd -IlQ"'frl,I'llINl.lnlm". ," ~it."-\"~'Ih 1.::!~"""::t1.l",,~Jr.:f\"nll'I'''.'''W'\II'''''''~ I~:.. ,"",,~"1r."I\n~N>"_, IV."; '" ~\,i;'.,:",>., ,! . , IIe1en Hootl1.tof 11& H. Qroon Q root 'l1eah.nlcol1or9, I'^ 110U'6l51 llU . U~1l1 1090l Kft50......__ ImDO TQn: MPI! o'TU H l~NolIIf.T~1I ~ A::t4k'__WM.ti.,~J.~_____.._~._____._ I~, ~. ..!3r..~A(..:'.._3.L'f.L.__. ~/)M;.(;;.1 (.. "eJU I'.C" ..=R~.:(,ttV.'I!.~f.)_I_,_...I" .':l_L....... ........--.r... ,..,..", flI'flw", "..JI"" ......."""" "" W"~ ""',\1 'I. ~"""""""""I'fI'i'" 1 """"'11 'I o.ClI;'O, '~,," IIpo('!XJ'Ilt,", u~ IIH.QIXl,I",fff !1t1I.(lI.id......., II",", ''''''''1'-. .. , C..a.M,_~ll1<q"",~' '-I""."", l:111,(a, 1111.000 1111 "" .------ "fl."" : ~-..tff...II,",'.......I..fI"hll.lhullh.'t'I~"'llII'"."'""',." --'---- ~"'-'--~mlliln'~>>l-"..' '.---."'. ... '_'.-..___'" --.....,.,... LJ JI~",;,~ ,T 01';'('(1 -' {;"hll'l"l Sd" i' \'I~;,\' /'hl' A $5,000 Gn/lf VIllA' C"nf wllh hllllHn Cn~11I I'Illl~'c"nll, 1111 ''''11Im/Iff "~n"/1h1IlY 1'lllI'r ~1IP\'rlnr h"Iwflh Illrhlll/nfll '\lIln/11,'llr C".h tI"y,'nrr 1% Huh.,r 11111\11 I'lIreh,,,.. . Iill\rnWllry C..h onll tI" Iltlr 'l1d:rl. L"IY Mnlllhly /',lYl11rllh I'lI,.rh,,1O $relltll y ,'n.lll'lr/1llr" I'mlr<lIon 1500,000 !>\hrhhYhlr lr'1YI'/Are'''rlll 111111"'111'. 1\1110 Ilrnl.,1 Cnlll""n I'n1lrt'lIl1n 100% 9,'11""111111 GIlI1t.lnlt't" .1 '-I .. \ CuI.! "h~ litl.., I VI!-i-\" ..~....j t"""llllmt."llf1lr (i".1 5 (.,Ol../' b~f--('O (0/ cl I" ' ; " , "I';:;!./! ",t!""I" .,' '. . \" i' , AJ"~ ff)-j , , . -.J ., " .. " ,;1i'~ PHOVI PIAN 'N/!(IIil'illl ProWln'1 Nn110l1'11I1lI1K VIQA~ 01 M".'~.I.Oillw ACeO'!1l1 ACCOUIl AQloo/!l911llul 1101011 \Y.'IM 01 1'10"'I'.ilIYIl~ IlIlt' <lo<'o/!loll\"~1 KIIIJIIII 1'(1111 YOUI 011101 III1I~III/!III>'1~I' 1111, ACI,nlllll AOI..n,"1I1 COI\lolIlQ 1110 101111' I'(IIICII onY.'1I YIlI/I 1'1"1".,111 N"I~III1IIl"nK VIOA o. M,,'I,,(lnlll AeC..OUIII 11111 'AceOI,"I') 1111 Accol", ,111,1'(' 01/ In /IIn~. '''''hi'"'' hy II""O YOIII Vl9A 01 Mnl .1(111111 c'"lllllu 'Cnlll') I'(IIIIII'YIII I I, 1I0lllllull Mil 0 onl C"'" I IIIICII' 110m UI 01 , nv 011101 p",lIc!illiln\ nlnnCll1I UI,lllilll<>n. OIll1l,o/!l A~IO/!lUr,"11 ,1101 MullllllO' (.:unYII/!IOI\CO CII.r" /II'V ,In!llljlpIOY,IIOII 10 I"U "' Oil ",.11111111,1 I'(nv 10 P'v IIIV X.counl In1ltr~ AUlllnlll.1I1 'YOIII O/11.I'YOUI' 'nolin' I ' PIIOI\ IllllOOII 01 Whom W\I havo l'lplllwd IJ CWt"1 Cllffl Accounl, 'Wu, '(Jur,' 'ouru,' !ll1d Y1lUI mUI\IlI'I\IVI( lilt' Nnllo/lol Ballk III IIIi n"1\I1I009! (t~ 11'll(j Oil YOllljllUlIlg jIPlo'rntl"I' fho Ar.cOUIl! may~; ",od only IVII~IiO/"I..'.!lInl~, 1I0illOI.'0III. ~'''I clinll,uolo pUlpom. ""'111'\(01 nllV l'U"'\OUi 01 UI'I1II1\ull'''''llIl1l''*' AllY "'II(,III,I, Acrolllll.hn "0111111\11" \ler.yp nhco 011,,, IlIlm, 01111 1 . AOlnolllnnl YOII nnd wo n~'ov O. 101101'(11 . P4ym'nll, YOII 1'(1"IQCII~o ~ IOvnlhly ol"lvllIvnllhoWII\<) YOUI 0111'1111\1111'0 hlllnn" l'aVlllulI1 on Ihli Accollnll. 111'111110<1 In U a I~,II", 1'1\0'" 1I\1I1111JO 1,,!Ohln nl u U II. olf"o 0111" hunK Ihll chile, IU ~nl'(n IlII1 (ulllllnI11111111 p'ynlOnll(lIv 0' '"ol'(n 011 VOIII '1"lolllvlIl hY 1110 PII(monlllllo 1<,lv III nccoII<III"I' I'(llh lIOVnnlll1 II"lIuCllIlI" <HI YOIII m6nll~ '1".luIIIVnl OonYOn~IICn ohll"~' ,lIld oll\nl CIIVC" I'(u '"'IIIV 10 VOII /IIOY nollljl u'olllo IIIl'Kv p~v'nrnl' 011 YOIII A"colln 0110 milk" p'y,nolll. 0" IIIIY olhvl o'''ollnl VOII III1YII 1'(1111 '" 01010 n M'llo', Tho PnYIO"nl ~o 1'(111 bv :!l\ 01 Iho nol'( hnl~IICII ,hOWn on VOIII vlnlvnnllll (0. 221\ II n', Alliin, ""cIIIII'09 Ilulu IIPllh.O<IIO VOIII AccOulIll.llIO"lllllion 1.I.lIl\lpluII 1II0llrnollnl o( .nv pnul <1uo puvmolll.1 plul "I' D1nnU,Il>v I'(I\CII Iho nowl.lonev OKC091~ YOUI CIUlII "no IIow0yol. Ihll pOYIII!",IIIIIO 1'(111 nollll' 10" Ih,n lib IUlllvIU YOIII nllW 1.,1,lncv" 01' 11100 lib. III which chuo Iho nOyrn'"11 tlo WIIIIjlIlIO Ol11ollnl of hn nOW b.lolleol II 011I ^ cOIIIII " poullklo 01 Q!IOVII 1110 elllll'IIIIIII, WII Ill. 10'11"'0" IIIIIIVI ""I111I1U/II I"Y/IIOIII, 1'"1 WII 1'(111 IIoilly Y'"I1OloIII 11:>1110 "II II 0111 nYlllOlI\ 'I 111010 "'uII 1110 p"YIIIOIIII!II0. II.WIIIlIO. ~('OIOlf" " UI!1I110 p,vmn'i1 arlll 110110 01'1 1'(111110 1I1l,IImrlo 111111I0 IlIly",olllu ""11 'lill /llIIV ."t'1'1111111 OlllOllloll'oYllllllllu: 01 ".Y'"0nl~ 11111 ~I"I 'I"'kl hi 11111' 01 "'\lIKoll Willi 0111111 lUul'IIIIIO",. WIIIIOUllo""J 011I111111116 elllloolull nlllo",II ol'(lIIi 1111110111,," AUICII/IIIIIII ,I alo~. II Rovl'wl Q. mini Roqu 110./"9""'11 ollkll 10 "'liP Y"" Aec nlllllll,'Uoo<1 '1.0111111111' YOII ~IJlon 110 1111 '~lIIllcmIJly II\"onlll Ihomno~' I OIYOllllolol ilahl 011 tIllOOC."IC. illIIYOIy Ino IWCOIIIII.U iW.' n WlilltlVlI\W YOIII Actolllll ollil tlOlIl \"or,10IV911!0.1y 10 lIyolll,lo 1111111111011111 Vall OWo IOI.Wolo I '0 11/11111111101 YOIIIIIIIIII C/II19!111II<.III'\I 0 OIIIl,,,101 011 lO"on'n III I~hl 01 moro IlInn 12jOOl10 Ii<i olglllflcnlll, 111110." vnu IIlIVo IUil'C10 1IIIIeomll.) "1'(0 1IIll0mllnv Ihlll YOIII AecIIIIIlII' 1101 III 0""1 UIIIIIIIIIIII, VOIII MmVA~ p~"a~NT^Q nQ (APRIIIlI plllc/m'oo, C1lOlolO COlli, ""l c'lOh 1111/0""0' I11,Y I~ IIICI\lIIOolI .. ,. . , fllllllell alloliOO, ."opl "I 1~"ollbQ" 11I11111 Qllo, P911nll In! py,"ollmo oocllolI 011/11' ^OICOlllolIl. IIIIOIlev cl""U"' 1'"011' IOllecll1O lil1 n tic/III 1'(11011 1110 1I\Clul""l II10llV 01 VOIII Ib,1y 1,"lolleo! nllll co,llIiuv 11111,1 1/k11 1'lIlml\O I"otillcolf bV " p"YlllolIl 0' clulll. 0111 A\eolllll 11.0 Ihlllo b.llllleoll' 1110 1~\Ilull/\~U UIIIIIIICJI. I'(IIICII cnlll"II oll'tIlChll'Ol YOII~1I1kV 1'(1111. YOUI 00111 Ollll fnvo (" eoilolll "1'1101\111 VIIIY~O'; Ihll CU110ill.QlIUllMiOI\\O,IIWI1JI>Q, I'(h. I COII"ol. 01111/1.111<.011 Ih,1 YOII 111"\11(11 10 10111 i\\lOIIIIIIIIIUII~lllol~nco Imllo 0/ ohoe'l nll<l '.'lnncoI 1111I11'(0 II1100fO/l01 YOI/:. IIn~ 1119 QQ'htllilll1l'OJloilllllf Wlllell cOII"III 0 011 011'"/ mil l"~"'~vu A,y 1'1\11110111 11111011111 1'(" '1'0~011O,0"eoo<l'IIIIII'"Q11<.v cllmo" 00<1 (1101 hllll I 10 1'(111 OI~lIllllly bQ II""lIod ~"I 0 IlIn !lH~IICp Wlllllho ~Nool^'~1I1I1 POIcolllo06 Hnl" (APH), 0,11 Ih,IIIVlo/lCO" '010. ollill \VII 10 Iho 1,101lco I'(llh Iho f1vKllnl'(o'l APIl, "'111111111\ 1l~lollOo 10 /01.0. 10111 U\IIlllo OIlV I"QlllilllllO !lH~nco. 1'10 10uO/y.lllo 1I01l1101lj1'Iy POV/IIOljIO'llllvlOlllly wilholll 111111101 nol~o Ihn PlI/Chnlll, Cu'lolII 0"1'" MVolloo. nllll On.1t ^'~lIIloOIl' nnOOIIlIO'udllco<l ~ plIymollll "' 0 Iholblo IQCv~ud, ollill~ clO<llo 10"Cfl110/ oyO/onl," Illlp, OVO/,llIol1 '"III1111eollooOOlll clIlIIgo'l n. ollllv 1~lop", 011 illllClln'o' nlO'ocllll~'11I VOllll'llIcho,o il<llnllc\l 01 ollhodalv 11I0110 Ollllo/!l . CIl.h ~ollcvr 010 IIICIIlOOI' ~ VOUl COOIOIII Oo.h AIlinllc" Illll,"cn III 101lOW'. lUll"'. Olivo IOlllcnl~ 1'\10111I111911100111011011110/8 10 Ilnnlfv'IIOI,"co" 01 011110 1>'10 1100'011110<1: cIIOck, 10 lIon, o( b.lollcv, I\Q 0 1110 illlo Plolo"o<lIo ",. 01110/ ellOIl 0I1/01lCV' ,,'0 1IIJ;IIKIo'1 III you/Oo,h AlliOl\Co 11Illlllleo 0' ollowo. eO'" OIlin"ol 11011I oIIlO/III18lle.IIIIIllllIIIOII' nllllllllOOOIl Alllemnlo<1 Tollo18, II" ollllv I<llv 01.<10, ca," Oilyllllco ehcokl 11I000 pnvnolo 10 YOII Ihol alII 11"'"hlloll 01 enuhlal'I lIl"ok. ""I 1001101110 Villi III Y9111 101111081. ,,0 0 "'Y"" IL,y, 01101110 <1.110 I'(V pllnl 00 1110 clluo~; 1111 olhOl CIIOC~', " O/Ihv 1\11" 1'10101111\1110 UI. 01110' ilohlli Imopllollolo, OYOI.llIlul. IIIIIIIICO, 0I111 01191:01,,1\00110 clIO III") 11I0 IlI\lllIllo'lllI YOlll PIIIOII"IU, Oll,IOQl Onlll AWnnco. 0/ 00111 Alli~ncolll~"'~v o. 0 Iho "tlO poll 011 I'llIancv CIIOIaOO VIO "fullo YOIIII'UICh"o, OUllvlII Onlll Mi!UlCO, 01111 Cnlll AiI{OIl'" llill"'ICVQ Illlolt Iby olld arn 111011 ""'10<1 on 11111 'Oil ooy 01 Iho ~,'lino ~'YCIO IIINO" 1111 II"" llOII",IIO/ ou'lo/!l C{l'h OtIInlleol 01 OIIlVI OOUII nll/.nco,.. , . . . T 0 nOUllllllol<"~ IIIIQI\cO 01.'0010. ollell 1~10 olllol'"co. WV IIAlI 1'(,111 YVII' PlnylOUO <by', 11Il11lllco. ",.1011 iloblll HIl<l ",lillool ,lIeloll,," 1I1IIho cwn'l I>)Y nll<lIOUII~. Iy 1."0 IIvl.llIoolll \JV 11'0 npp//f,IIlilo 'lal!v pp"ode 'Illo (loa ollowlllO I"'mompIII). .llto IlIw,oo clWIIO fOI v"ch IypoIII Ilnl,nco "Iholl olltlotf 10 01111 Inch/dotl III 111,,11<'1" Ilol"neo \Yo 1100 n Clt,ll ~,I'ncv 101 nny dW "" /0'0 . Wo <101011I11110 Ilia lolnll~nnev ch",g1\8 011 ~nlnnc., 1011110 IIIUIIIO eyclo I~' m<!I'ologOlhollllv IIIIQI~V ch",oo, 101 oncII IVI'" OIUIIIII,eo 101 oneh Iby 1'(111\'11110 b,II1,U eyel.. III Cllkllllollllll 1111""'9 ohnlllol. '" '~II.lmvIII Will ilIlllIMo 101 OilY 1I0naneliOll 01 POVllIo'IIII'1 I'(ollkl hovo olloolocllho 1,","cO chmgv C{lk:1I1,1101I III" 1'110/ ~III,"II cyclo hM IllOno poll8llln Ihol eyclo Tllo OPl~~l\lllo ""'~ 11ll1I0l10 lalo 101 IlIeh n IlOnavelloll 1'(IIIIIjlIh'.nl, III lillocl ~IIIIO 01111111111111111'0 eyelo mllllllllm, 1110 10111 III ollocl ollllln d. 0011110 IInn'nlllloll. VOtll 11111011I0111 inol"""'.Il11 ovor,oo ""Iy llIIloncolOl vllch ~po oll~,'o'co. YOli cnll /lllIlIip~ oneil nvm,gv l<lIly b"'lIIeo 11'0111 \lollo'ol~ IlIv lIumhol 01 '<1V' iil II\~ ~,II,"U cyclv nlld Iho POII'OOV Inlo I' 001"'11 0IlbI91~1., 1111<11110, Olitllho luhlolnll Ill\IvIIIVI]O clnlolmll'v you,lol,1 1,"III1C~ ohargo. Oil oolo1OCO.lollholll.IIIO cyclo II 0 r~Ih '"~Ilncn Imll.ooholl no" ohargo<!, Ihlll ,moulI Ii! . oluoo 11I1H1leocI1II/g'," . Tho ANNllA~ P~RO~NTMH RATa (A"RIIOI PIIICh'IOU IU 11.11'~, COIIOSPOIIII'"0lo n I>"IV 1Ijlll0cllC 1010 01 II OOOQO% Tho ANNlJA~ PH"dENTAOH RATa 101 COlh n<linllcoI II 21.01\, r.nllnopolllkllOlo n d,,!v po,'o"1O 1010 010.000Q0'~. , II you do 1101 COlllplyw,lh Iho I'una 011111. A910011l0,1 YOIII ANNlJA~ penOaNTAQE RAT~ 101 IIIIIChlllO' wiIIllv 2\.01\, COIIVlPO/lllllIO 10" '<"!v pOllod~ 11I10 oIQ06<l;XlI\; .'lIllIiv APR 10/ co.h lIiI{nncos olld cl~lom cauh 'WOIICO. will 110 2301\, cOIIO'pon~1I11 10 n ILll1y PVIIOIlc Inlo 01 0005481\. YOOI Atcoulllllloy I~ Illi0ihl0 fOllllo 1ow01 IOQlilOl AI'H, p/lO/ Vou h"yo /nollhv (olml 01 lIu, Aglnoll\ollllnlll,no mOlllhl II you cOlllool III WO w,lIlOVIOW YOUI Aceollllllo dolO/mlno ypu, ollOI"lily 1011110 lowOl A"I\. .. . Olneo ",rlo<l 10/ Pllleh..... Now pOIol""o! 1'0.10<1 10 yoU! Aceounllll ~1I1110 eyolo' 1'(1111 00 pIO'lIOU' I1oloIlCo. 01 WIIOIII"O PlOylou, hlllonco I'(n, r"l~ pnld durlnu IIIV t:Yelo, ib nel ilIlu'lllo mcol " fillOI1CO CIIIIIO.IIOli Iho '1,,/1 ollho n""lmlllll. II eyclO YOII Will pllY 110 IIII""co cholOo 011 '"Ch IIOW IlIIIch"o, II vou p"y I ,n lolnl nol'( h,'OI\CO IIllul hV.I"O PIIY/IIolI1 lIuo <1.110 Ihown OIl YOIII .1.lvmolll Now "olcl..,no fIOll/lll In \IllY olhvI bllllllO eyclo II~U! " l'II'"cv CIIOIIIO, \llIllllIoro I. 110 IlOlIOII ," wh.1I ,"oh I"IICh"ol n\nv ilIlll1f1"KI Wllhou IlIelll/II'O n IIIIOllCo ch"Ii". , . "'''''10, Olllho '''1 day o( oneil mOlllll~ 111110010111 rl<iliOll wo 1'(111 Clodil YO<II AceouIII Willi \1\ 01 VOlllllol PIIIChlllO IlOn'"cllolIlI 1'0.10<1 1IIIIIno III" ,Inlolllnlll polloti 'NoI PUleh",o 11~nlooIl01l" /!Ioo,," Omll ""lchosOl, 10Ull pIlICII"V a<\"llmOIlI. nnd pOll\h"o ClolI,l, ","1011 dllllno Iho IIOIIIllI . fo.., 1'10 w,lI ell'!O" VOIII Aceoonl '" 10. $10 1010 oneil COlli you "k UI 10 IOplneo; llnoll lollll/lmf pnymolll cllock: Imoll choc, you 1'(1110 Oil YOIII Actollllllll,,1 1'(0 10111111 o~",kl; o.ch .Iop, "nYmol,1 0.11')/ 0/ Iq'OWIII 01 loch on OIl~li oncII bllli~ eyclo wllllln I'(IIICh (0111 Ace. 0111111. 1~111I"'lllnl (1'10 cllmooli AlIlIIlIICII hllllnu eyclo 1'(IIIIIn whlclI YOIII ~olollca 'K,ood, Vnul CIOOIIII,v, v. VOo ,I YOIII Acconllll" ol6.vlI II (0I1IOl]tlllll '",no of hlllillO ,1,I,monlo Ih. Wain 11111 oonllo you maiO Ihllll 111100 11I0111111 oellll", wnlll'Y chOlOv " lloollllno foo 01 $~ 101 1I0eh ouch copy. A COIh OIIiOl1", . Ill/l 0131\ (/11I/1'IOUllIloI may 110 CMloo<l (01 v"ch cII,h ,,,,,onco llO'"nollon 100110 on YOUI Acenunt. , OoflUIt, YOI/ W,lllio 10 <Iofoullll '11'/ Inloll"nlloll YOII PIOVII""III' pIOVO' 10 ilIllncompl,lv III un."uo.1I YOII It< 1101 r.lKIlPIy 1'(,111 OllV pmlol 1111, AO,oll/ll.nl; "1Xlll ~on''1001l11IlOIIKn,,,cv, 0/ I",o~oney II YOII do nol pay olh"IIOOI. whVII <luo, 110 IIOlIkfllP/ey f/IlIIl'm I, 111011 hV III no"n'l yon, 0/ II WO 1101111'/0 In .000<1 1Illlh1 IlInl VOU IlII1Y 1101 P"Y 01 pOllOI YOIII oj, 'gnllon, 011I10,1111. AOlOvmoll{ I you 010 1/1 <Ioloull 1'(0 may, wilhollllullllnll~mnlll 01 nollco, COIlr.u1 YOUI r.IOUIIIII/YIloOV', ""'<"0 YOllI ActoulIl bllllllCV IIOIlIVII'III.!v lIuo OIKJ ""yo 10, olllf UIO qllY IVOIQ<Ii wo I11"Y IIOYo IlIlho 0'10111 01 VOIII <lof'VII.lllo oUI.lnOllllll ooi!l",o 011 VOIII AccolI,1 .1I~III'OIlIIIlUO 'A necIlIOllllo/O'1 nllllo AI'H(., lI,ocl6,vllllI 1110. Fln,",a ell.,o" 'oelloll ollhll AOloomnnl. OVOn II wo "oyo filM .UlI v 0611oo11h, IImounl you owo. . aradlt ~I"o, YOIII clollI IIno " .""",f,ollllem IInlO 10 111lI0 In 'I'r"nlo 1101100 vlo In'! InclO"o 01 doermo VOIII Clo~111I1ll b"Io<l on IOfolmnlb,i 'WP WI'"IOllllOm you 0/ YOIII 010<1,11"0111.. VOOl.Yllllo!Jlo clolll" 'olm"I~Jho ,U1olOncv ~"Iwo", VOUI CIOOI 1"0 OIKIIOIII Ar.coun I",',,~o IIIIelll~'O IInn.nollo/). mm~ OlllulllOUlo<l bul '01 Yol "",10<'1 If YOII Iv,,1 U, "IOIg, ""YOIolIl ellook, wu m"V limll YOIII oVolbl v Clolll wllllo wo ~OOIIl/lllllnllho chook 1'(, c1'01 1'01 cOllmn Im,mIIIlIlV. nYDlk,bio Clodll lllOY bo 10iG You Will nolll.n YOIII ACCllllllllol, ~1Ilf WV "'Y lolu.o 10 I\IIIIIll, .IIY Ilno.ncllOI1whlolt W911~C{lU'0 YOII 10 o,cMdyoUI oymlllblo c/O~I II '. .. Plvml,o!o PiY, YOlj plOmloo 10 poy "' whon duo 011 mOO<IIII, IlOI/OIVl1lIWIIOII you 01 'o"oono OliO u,n VOIII Aceolml (Il'lon Illho nmolllll chll'yod o'coo<l. VOUI'llOlm~"onl, 011 011101 fIOII'''II11118 01111 CIIIIIIIO. 10 YOUI AccOlIn\, n,,' COIlMloo COil. wv 'nclll IOcllIlI,nll. bul nOllll",lod 10, 10nooll~,10 011011I0'{1 lOll' ,,/IIJ COUll co,l. IIf yoU 1'(" Iho 1111 , WO Will I"'Y YOUlloOlonobio allolOoy's loe. nM COlli I cosIO) . '. . , , Olt'hgo., Mall'(' 1"1'/"10 YOII onv '101100 10000ljlO<I hy i!lw 1'(0 ""Y ehol1{Jv III1V "",I ollllli AOloolllolI1 nlllllllkl III lomovo 1001IIUOlOonll II, ch~IIQo " mn'lo Illlho Fln.ne. Ohotou .oelon 01 Ihll AglO"nlolll, IIIV 'OIV flllnnco cllmoo cnlolll,IK'1I Will nPf1~ 10 VOUI OnlllO AoeOlillll>oi!lllCO 110/111110 ollool~o dllo of Iho ,hOODo .Qhnnllo' Will OflJ1lY 10 hlllooco. 11101 ll\~uiIo.Uomll!Q1\ll!ljQ YQUL At~OlIflI.l1JJ ~IO 1~i.iWO.lll.1lJuhw~o. nllll Will 'I~'~ wllolllOl III nol yuu conllOuo "u,ollln Aceolllll' ,. .', ~o"lgn E.ell.lIgI10Ulloncy 001111111011, II you uso YOU! O,ld 101 11011'11,110"' In n CUllhllOY olhollllOlI U S Il6li!1lO. Iho IlOn.oclloo. Will bo oqll'lO/lolI 10 U H. Il6l1o'"j.o.l1Olnlly 11110.0 01111010 III, Oovamlllo/)I'mnnd~lctf 10111 01 I" 'lIo1o.nlo IOm,ollOllI 10 ollacllho dlY bolo,o 1110 IlIlllGOcl1on plOOOliI,g 11I110, IOOIOO.OtI by flv,' polcolIl (b%) II n OIOOlt II "''''oqullnl~ 9~on IVI n IllInlnellon. I W,II ilIl dllClon""Il~ II~ 'ntno, ,~I,ngo IIlho Clool hllD ft Illl00vnl jlll"O""\<) llalo, 1110, Iho OKcl,"lIl1v mlo ollila CIOtlII Call boglonlO/no" Iholllhvl 011110 OIlOlllO'lmnoacllo1I l/~ olll/qncV cl1l1'/vlik",nlv Ii, II~ IllY hafolv Iho 1I0nlnchon IlIOCOliV~llblo mny ..If.II,OIo Iho Inlo ",oll""t Ullllo 1iI00 of Iho 1I01l0"el~n III on Iho 1<'10 1110 IIl1n'nclloll" 1""fOtl 011 YOIII Aocou,1 Vnu . o.olno 10 neeopllllO convOllod nlll~lnl III UII doll." . Tit. qotdl Onnoolllllln, YOII "'OV CIII",n! YOIII 010<.11 p'Iv"lllJ'" nl VII'/ 11I00 hy 1I0111y/01l1l' m WlilloU olld 11o.1l0vII\U Iho OOIl~II U""',IIIO 00111 "1"1"llon 1111110 01111 011"0 10011111 .hown 01111, WIl 10'01.0Iho li!Jhlllllllv /OIIOW Iho COld Wo mill oOllcollho OOld 01><1 YOI/I Clo<ll "'N,kxJVI "I lI11y "mil 111101 JO IbV' /I01~olo vnu, 0/ Wllllnulllohw, 1101/011100 l>v I,w I YOtH Oord I. canevllod 01 /"llonowll<l11",,,,0 ellOlun. or,lolhOl fOllQ WI I conllllllo 10 bo noi""ll<l. ",1VIIIOIII. W,II COI"""., 10110 II.,. orlil ,II olhollll~,llCoblo Plov,"on. 01 II". Aglonrnonl WllllomOl, III ollllOl II you 10lmlllalo YOUI cIIllI1 IJlNlllllJo,. OIllwo 08ll00111l11:>1lll1 10llOW Iho COil\' VOII III'Y 00 10111101 wlllo ellocko Oil YO<ll Acco",\, OIld YOIllllOuldOOl\loy ""Y IIl1u..d ohookl W' hllulllolIllll<llo YOII. P,!,onnlloloIM'Ilvnl Oocnm'"II, Vou Will l'O'I'do III 011011,110 <laV' 1~I",lIlf you '111I1100 YOlll 1111I00, 11011i' 01 InHlIll1{J ol~iosa, lolopllollo IIlImbolo, ompkYymllfll 01 ~~omv UfIOlI 0111 Irnhll",I"~ nf1 ,","'tAI fAA,,'UVlOfU 'A?A<M.IMAMnlA nl?1 Z'hl , 1\1<1I lOll. VOl WIU1'lof:I<lo..0' ol\'~lon,ol (\I'ooc~1 \l1(lIlm!III\>II, \'/ II IOU lllVO Iho 1~11110 ej'hlil II\fol!l.lolioll 1,'1'11 0 Ihllll; hICIl/~lIg P!KlII!,I'\' 111I~. nIIOI.\CIIIU"'1I 0 prOVlllo Ve!1I o<l<~m ".IIII'(O,III,~iioll' ~ol YOOI ',oCe! III oolholO. QnlUY.Olill.lI1\l\Io IlIfOJIllUII/JJ\ YllUIIiUIOII.OIUI' 1I\l.wO'l~ Y91Ul\IIV.WI!UIQI1V 01 0111' .1'mOh\1~UCI~\llUijlollo ,J\llIucIUlllllllvJIl\QUQIlwll!l.l/IU1\Uulov. 111'>11 <lo 110111111'11 VoWob'g,lIollionl 'Ihl' AO'~lIIellt II II"'Ju.I~11 oll'~II"l""TII!1I IIIW 'ol~1911 VOIII r.1~ II moy 1'0 ollhmillo<llo'lho olo<IIII'I>OI\llIg IIOl'no~O . ' , Oil't9'\Yl81~lcpl UII"I'holl,,~ U", ~O'" 01 TI'fll 01 Ohooh 01 Ihl O!I~, "llOh O~ldI\\IlVII/(l i~'\1lI' 0/1 roCOIII'VIIlI 010 1~'1"'""1,10 10/ illIOiJII~Il\ng 1110 00111. VOIlII'ollI"IOII\l<JIIIIIICIIIIO" NIlII!OOII PIN, wlllCh I"OYII!<>, 000",' III Alllolllnlo' IlIIOI Mllehl,lIo,1 nll< 1I11V 1110<. ~o Ij0l111l' \0 Vo'lholllll\oll, 011<1 kl'l'l"'U VOl" IIN 1\\,"'"10 11011I VPlI/I IIhl II YOll 1I"oOVOlllt oPII"",lIlol V"IlI Oold I'llj, OIIlIlV IlI\uVod OI,IK.k. Ilia 11111 01 vlolou. 01 Ihlll "'"10 IIIny I" 1111 II1101l1l10llllld IIlII""lol1 "'1 YOIII ACI:'" nl. V"" W,IIII1(l(III>I~ 1I01i1Y I" I~ '1I11111U HIIO'9INln ur Wll 01111 ',lIIn!o<tl1lo~ ~II" l'I"IIIO'I"V IIl1dll(1l1,lIll, VOIl Will I'h",!o III I'VIlII,'hOIlUh lOll 1I111V 111'0 ""I,IY !" '" IVlII'"1I VI'III hUblli,'Y 101 IInll!,II\oll,o<1 IlOII occllllingl"'(I"o YO!II!III'1t 'IV Ii 11/11I10< 10, IliO II YI''' ICflOfI 01 W~ 8111110<1 ,11l1{1\IIIOUl~1 usu of YOlll ^, cCIl\ml, W,U may llU5PUI\(1 YIIlJ/ c'v(~1 PIlVI10UOG \/I\hl WI,/ '11$otvillllil "rob/cln 10 uW 111'11,111011\11I ()/ IUUllU you'U now Cll~\J I your 01111 11161101 Vlbloll, VUIl W~I !"OIlIpIIY 110'110'1 1111 "hookv III VIIIII 1"'001111111I1 (0 1I111110y!, C"'II""I11 '1'1'/'(.0 1\\\<1 111""11 V, VOII "g'llIllhal VPIIi 0\111. IIIIIV I'" 1111111,1"'1"1 ollll""I~'~. "'mh'"1 R"IilolI', Wu Will IInl I.. IIl1hlo ,IIIIIV \""OUII 0' A!IIOIII!,II"'I 'vl'OI MIlClilllo lulllll" 10 hOI\O/lho Onld OIl1cel!1'1 VOlll r.hl1<kO, o'(nllo 10 lolllllllho OU'd III 1'011 \'/111111\" 110 ''''I''"olllllliY 10. Uoodl, A!",'OIVlr.,," plllOhlll,,1 W,lIllh" 01'111 \I CllllOko 010111'1 ou II>II","IXI hV ~W (61111 HI'"c',,1 Hulo hollW I O""O",IIOIIOI,!O 1/1111010 OYllllohlll Willi 1/111 Aor.ollnllllP 1'I0VII!o< 11/ Ihl/II 'Illlly VOIII"'I". j'(0 ~o l!ollo'PO'lij1Iv 11111/11/ '~IIIII'V, OVOI!<lhlllIY, 0' '"O"ll'j II 01110111111 OOlVICon VOII r.hoo.U 10 IIUO . . . . 810P P.Yo",1 011111I, If YOII Wlih 10 qll.l' ,",VIII01I\"111.1 clio"I, VI'!"IIIIV '0,,<1 Iii . .1'1'I'''YII1I1I1I 011111111 W"I,"g ill "" III IIU1111~'POI I", ollulIlll1l11 'OIvl'I' 11,1011 011 VOIII olololllOIl\. VO~ 011/1 rnOko II 1\1'1II\l1lnlll1l III'." OIOUV hV 01111'"0 IIIIl ",1111I1111 hll",1 011 YOIIII\n\OIlIIlIlI \'/holl VOII/ll"ko . 01011 1'111'1111111011101, Y"1l 11111111 PIOVldO VIIIII A"COII,'lllIlIllIhOIIlIlI 11""'/10 "'IO/l\Inl~III1I""illhr 'IIIX* Ihll 1I1!IOI 11111011/11, III" "'10 olllhl/ 'Ilock, Iho 1101110 01 IIIo/"'IIV 0 WIIIIIII,I w" P,Yllhlo, 1.11" OUIIIII of II,,, 1..,0011 Who 110/\9'11 , ol\dlho olll<r.k IIl1ml><II Villi WII ~ ""~rxlIO C\I"rlll" a" ola '10i' ,IIIVII1OIlI 01111'111 Wllllog. 1'10 mOY-lhllWIIIIIYQUJ.211\I.lIlUtu.l .WO i1i/.JiQUv,QlVQ UII1l"\IlI.Wlillu"f."'~'O\UUlll\ wllhlrLlWQ WQFKILOllvllllv.llJulll1l1l11, 01'( wo MYo 1101 10e\11'/\I< 1'1111110.111'11> 1100011'11011 0 1110 '10111 '0 Ihol p.YIIIIIIII o"n hO 0\'1'1'0<' T '" ofifol Will 11011'0 ol/oollV\1' Ihll r. ,or.k Wlli (1II,iI'V 1!I\iUrolO wu h., "'OOOIII\llIl~ "fl'OiI~lIliy 10 001 0" 1110 0100/ \W I\IOV, WIII!""I I~hll,'y, IhIOq'''I', Wllllo/1 alol' pOYIO\1111 !)lIkll 0' 11I01111" 1111111 'Or.O'f'IIIIIIO" " II lo"owllllrn WIIIIIIU . .. 81'"~.r~ of 0119, ll<<r."1I0" II", AccollllllllvO~OII/(llh "IXII OIlIdll/lll "'wck 110111110'1')/10 whICh 11I0 plooOIOOdllllOlloh o''PMnlo lIollonol,vollllllO \1(110/0 Iho 1I01!oncl~nu I'll' CIIIIIOI'<"I,,,,!Jy !Ii, ~nd ~\O<ll1l1O iIll ,YOIV chook all<IIJ~,,' ollp W'"I>o 1011110 ",, 'IIIIIPII,IIOII' '" VOIII AI;colIlIl will 1'0 l"oooo,IXI n,II"'I\OIIICIII~ w,lholll Oil' II/.(.OIOOIIIIIOYIOI'IIII<IIIVPiY '10m," 011I I'looo,,'ng oy,IOIII Will 0<111 Ollllll/Ollhn/I 10 00111'1/1 !IIIIIII wh~h WII W,II o..mlno \'/0 Will O""l1iIlO 1I1111OIIIOoIIOl\l wholl VOII "1""111,111 YO'" Clllllul 'hlloko I'~VU \10011 10jl 01 0101,111 j'(1I 110 nol 1111""'1 olllnoll~ III o 011\'10 1111 10m., ohll wa Will 1101 \10 111lIJ1i011l1l if WI' II> 001 "" VO 11111 11110 oolobll.hoo 1111I plnll<l<1Id 01 olllllOIY ClIIo wlI~h WII In Ill. IOllh Will p~olCl'"111 0~1I11111 01lll\J 0111 Ar.colllIl ll<K:uuoo' 11/0111 IImllc,IIOVIIW, nnd Iloellll'O 1I01lhol VUIII 0",,00110<1 "hecko 1101 011111 """'ncl",u lip, w,ll hlllolllll\O<llo VOII Wllh Iho lII.onlhl~ ,111 011I0111, VOU PhOll,kl \1(1 oUlolllllo 01,101 011 ohecko III VOI'I ohock 10glll0l 01 olhlllWlllo kU<lfl'1'CCOll' ollhl1/11 VOIl 'hOllld 0100 OliVO volll "0'" clIlll c",h OliV.lI1CO ,n, lOllllho'lI oll'P -\'lI.~-Il\I'U~lo. '1I\Il:kYQULmQ1\lhly_U'QllI.II\U1lILUllllUIIIY~\aJ!Il1illlt llUll Wtlr.uvlllUllmlulY.Q(.lIIll'JUlIllIlli'1I1UlLkWlih,Uellu UlJUtllJl. '. ' 'WIly!! of 01/11111 Rlnh'." 'II, /IInv <~IoV 01 WII~O 011(0"01110111 01 OIlV 1"OVI"oll 01111'0 Agll"lIIl1l1l Wllllllplloolllq OlllllOhl 10 o,'lolCo II 01 OilY olhol \"IIVI.IOII lolo/. VOII WII~" II!. I~hllo I~OIoolmolll. '~l1Iun!l, 1'1010'1, 0111"1"0 01 lu,I\OIIOI; IIIIV 1IH'''o;lhlo oloh 10 01 h,lllloIIOIl.; IIlId OilY IIUhl VOIl 'nny hllVo 1010<\11'" liP 101"1101111< IIglI'"0 onyollo /101010 WO 1,10 PlIII oUOIlII1 Voll ~Ppll"hl. ~IWI U,VtllhllIIVI A"IOIIII!9I1I, Nil 1II111lrll Wlrl1lO YOII hVU,llIII A~oomOIII olld YOIII A"OIlIlIIlIO UOVIIIIIIXII'V 10<~loIIIIW olllll~ Now 1I0111p,h11O I,W Thli AllloomPIIII, 11 /'nol OIPIQSPIoII olll,,"gl~/II(1I1 1/(lIWO"u VOII 01\111'0 on<1 /IIoV 1101 ho co"llodIQI~1 oVldo"," 01 I1I1Y ollog,d olnl OU"OI\lOIl II O"V!"01"l\>n 0 11110 AOl\lomollll' /loldlol>o IIIVolld 0' ,1I01l10lCooll10, 011 01\1I wo W\h OIlIlOl<lollhol p'nyll"'" /IIOllfUII 10 conlolm 100 IIIoohlo 'ow, OIl Iho 'u'l ollho IIIOV'I~n, in Iho AOIOIIlIlonl W,'I /II 1/1 onlulI:oohlo. AI Oil 1'11I001101 wo dOlolll,llIoln 000<1 Inlth 1t!,1 ony P./Cl/(l'IKI 01 onoolodloOlllolloo; IOO!llololY nCllolI, OIII.ftlOlOI <IoC19011 hoo 1I1I1I~'OII olnmy 101100' anv l\\ololl~1 PIOVlllolIP of III' AOloIIIIIOIIIIIIV.II<r 01 1I1101l101CO'hlo, 0111111""0 III1V 1/lClooanq I@x, 1~""1'/l0 'O'lllilUmonl, 01 olhlll hU/lIolI in OOllllllClloll w,lh III1Y o"'h plovimn 01110 "" 01C0l1l01l1. wo mllV, 01101.1 IIIIIVI JO, 'Ioyo 1I0hco 10 VOII, 01 w, ,11h01l1 nohoo I( IlOlmllll'l IIV law, CU!,collho COld QI11I VOOI Oi.~II'IIVilog, Uv W" I\\'Y 1111"'(01 "' o,ulOII ou/ 1I0hll0 oil 01 101110, 01 YOIII p"ynlOnlo, II P\ol,IO IIIW 10'111110' Ih.1 YOII 'OCOIVO IlIIl.o olluol1 on ovol\llo I'lol,c Iho 1"'1C1~001 01 11,,101\1I0, WIIII\OV g~o VolI ollch 1101100 bV t'lIng 0 rlllllllClng.lolomonl WII/llllo 011110'0 Ho<;lolol'/ 01 Sill 0 Noll..., 01/., 1I011C00 10 VOll Ohllll \1(1 III(""VI' wholl (\ol""IIXIIII Il10mn,1 0<111'00001110 VOII 011110 mklll" ol"'wlI 011 11111'000'(\', !"1I0," 0 10111/01110"00 p,/lod 10 OpoClI'Ol/I/I Ihil AOlool\loll1 01 bv low, which I.II"'I.I~II 0111I1 "I'OlllOn,hIlO. Nol,,, 10110 .lInll 1>0 1Il011lld 10011' /IlkUOlO /0/ r.1I.101\\01 O~V'~O 01\ VOIII ollllol1lulIl (01 olhol o<i/,o",,, WO lIloV Ol/(lOlIY! olld 0 lOll l/(l '''ocl~/I wl1ol1 wo 10001'/' 'I , . YOUR ~I~LINQ RIOIIT8 .. KPF.P T1f1Q NOTIOfi FoR FUTURe UQP, Tlllo nol.o conl,lIl1o ImPO"lIlIlmIO/mnllo" 0110111 Y"'lIl1ohlo ond ol'l'OillOlli~"lllIo, IIIIIlollho fnll O/lI<lIIl,lhnQ Acl NoU/y U'/n Pili 0, If/(al401 QI"'lIon. AbolllVoul N/II, 1/ VOII Ih'"k VO'"11111 I, W'""1I,o, IIVOII nOOdlllOlo 1,"10Imol~n nl"'"1 01111'011'00111111 ollVOIII b,lI, Wlllo "'1 Ollll'OPOIOIO"hO" 1,010111 ~kloll 101 CllolO/IIO! oOl'/leo 11,101 OI\VOII' bill W,"o 111111/101<101\ 0' \"",1.,0, Wornlll 10011'01\\ Y/II! 110 1',10IIIIIIII60/11Y' 01111' WO IOnl VOII Iho fillllllU 0'\ W Ileh 1100110/ 01 P1ob~l" ., IIfl'O, alocl YOII,on lolopllollo II., 1111 lloInl/'o Will nol PIU'O~1I VOIIllIonlp.ln yo", 101/0/, O~o 'I' Iho 10IlowlnglnloIlIl01~1I. .. VOII' nllmo PIIIIAceollll1 nUlnOOl, .. Tho ""11m 0111011111 01110 OO'llCClod 0110/. "(lootll",, Iho 0"01 011<1 o'plom, ,I VOII 0011 whV Villi hOlIovo Iholo 10 on 11/1111. I VOII 11001\ 11I010 Infolllllll~n, <10'0111", Iho 1101\\ VOII 010 nol 011I0 01"'111 , .. YPol R/g~I, '"~ OUI Rupo/l,IMIIIIII Allot IVI R.../v. VOur IVI/lloo NIIII.', \'/0 mllolllOkllOwlIK~II YOIII 10110/ w,lhlll:JO "lYa, 1I11~" wn hovo COlI.cl~llho 'lIoll'V Ihon. WllhlnlJO clnV', WO 11I11.1 ollhol ~O/Iocllho 01101 01 011""11 whV Wo /Io1,"vo Ihll iii WII, collOCI. MOl IVO 10CO~0 VOU/IIII/I11, Wo Cllllnolllr 10 oollocl OIlV 0111011111 VOII 1I1I0011on, Ollopoll YOII o. llo"Il<1,IOIII. Wo 0011 "',n 1111110 10 I"l Villi (O/Iho 1I1110llnl YOl11\1I0.holl, 'lIcllldlllO IlnllllC,0 ollolgo., 011<1 Wo CPII ~IflIV III1V 1I111111lllllmoulIl OU/IIII' VOIII c,~lllll/Io VOII do 11011111'/0 10 I"IV oilY IIUIIII~/lod a1l1Ol1l11 Whl~ W" '. 010 IIIVO.IIUOII/IQ, bill YolI 11I0 ,1111 <<11~ollld 10 poy Iho I'lIl1p of VOIII h,lIll1ol 11'0 nollll .1I01110~" . IIwp 1'/IIllh.1 Wo 1110110 0 IIIIPlllko 011 YOIII hili, Villi Will /lO1 hnvo 10 floy III1V II/Iollce cl'''go lolollllllo anv .1I09IIOIIOd mllollnl II Wo dldll'IIIIOkollllll.loko, YOII /IIny hovp 10 pov 1I00llCO chllllJllO aOOVOII Will haVO,lO moko \II' Iho IIII"odlll1ymolll, on Iho ~O,O '1IOIIOd, 011I 0, IInl In 0111101 CIIIII, wo W'"'~'IVIIl/ "InIOIll. 0111 ollho onl<}(/III YOII OWo nndlhu 11110 1111I111 II dllO,' IIV~I '''',1.10 1111 Y, Iho 1lI110linl WO Ih'nk YOII OWII WO IO'Y '''1",,1 VOII OP <~IIIII~lool HOWOYOI, 110111 "I;onollon <looP 1101 nol19 YOII oml V~!I Wlllo 10'" w,Ihln 10 dav. lolllllg U' Ihlll VOII .1111 ,ofllpo 10 paV, WO 11\1101 1011 .. .IIV\111O WIIIl'f'l1l VOlllo 1/\111 YOII ('JOollon YOIII bill Alld, wo mil' I loll YOIIIIIO noma 01 onyollo WO 10pol IKI YOlllo \yo mil. Inll ollyollO W' ","'/1 VOIIIII 11"1 1110 11111110' hllo hooll 1011"1 /Iorwooll uo Whoo II (1I101~ 11,,11 wo 1l:>1I'llollow Ihouo 111100, WO ","'1 colloollllo'!llol $50 ollho qllosllonod nlllOlll1 ,ovon II VOOI h,lI WOO ollllocl. " " ~'c1./ Rul,," OIvd/1 0.111 l'III.h..... II YOII hnvo 0 I'lobl'll1 wllh Iho qlllll,Iy 011110 P'Of""1y III SOIVICO' IlInl YOII I'II/Cho'OII willi OUl l!/lid'l cIIIII OII,lvolI IIIIVO. liio<l. ill oood (pllh 10 colloollho obllll11 wllh Iho 1n~lCh nl. YOII mnv nol hovo 10 Iho Ipl\\OInlno omOllnl dllo 0111110 OOItJ 0' .olvioosThRlo 1110 Iwo IIlnllol~n' on II". 'iOhl' (01 VOIII/1 III h vo Innllo 1110 PIllr./Ill00 In 0111 .. 101110 nlalo, 0/ IIIIOIWII~1I1 VO'II hOlllo .1010, WIIIIFnYNlIII<IOI 01 VOIII CIIIIOIII /11",1'110 n<l'~OOO; nll<lll>) Iho !,llIollOlO 1'1100111I111 hovn bOOlllllOIO 111011 $60. ,1,010 111/11ll1l1l1n. "" 11oll1llt/y II Xo OWII ' RI <1'011110 Iho "," IOnl, 01 II wo 1II001IXI VOlllhll oliVo,l..OIIIOIII lOllho flIOf/(l'IV U/ '"IV.ol ' . " j;\ " " .1 p , I' " i " ~ .t I. oJ',:..! 1"{'" " ,J;!, : 1 ' (,) ,: ILl,}, , /, /.i'. J '~ ,II ., , " I . " ,.., \'1'; " ~. j': ,;',1. ,,'} .J; '.,1 ... :(' n.: ,,(\,1 , [., , _'.1 ,. rr) (.1, ".1;,_1 ','I) ! i:' "~. !i/il'j ,;j'i.t. ::J CI "~, Ij' ~ , - \ ' ..~ ~'-J ,',\~ .~. .- ,('N >J-' Ii \~ ~ " 1 ", " () f'. '" ~ ~ '-\') I'\l r-.-\ "''''l .~ ~ '~\d'~ " , i1i " j, "i, " " ,'I ,I. I. I."J' ..' ,1' " " " ! ~ " " ,,' " I' ", 'f. ~.LAlN'.t I. Plfllntlll' 1\1 1\ NII~hlllfll Ulln~lIl~ t\Huoolll~11111 Il1oll~ollln 'l'H~!ll" Now IllllllJlHhlrllt Au of,.Jllnlltll'r I, 11lI/Il, Prnvl!lIl1n NMlunll1 Ullnk IVM IlJllI'KP(1 III~o 1i'lrH~ Pllpual~ NII~IPllAl J , " IIl1nll, fInd ~hll I'llalll~lnK !J1\~lt)' ~1l0~ Oll,llllllllll Pmvlllllln NII~lrlllfll Hllllk.1I Il'h(llloCn\lIl~ ~JIf~t , la ~hll allhJIlr.~ nf thla lllWalllt 111(1)' IHIVIl hnoll !ll~ho\' ~ ,1i'lrut Popoal~ NI\tlpnlllll1lnk 1I!l!lnllnt nr.. II Pruvhllllll N/~~luIHII nl\llll f\O(!ullnl prilli' llllholllllrglll'. hll~ la nnW nil .fI'!IP!lIlIl~ nf t1\!lnflWIl " Pl'!lVldlllll NII~IClnlllllllllllt whloh Iu Hill pllllnWI' humin,' , 2, pofull!lI\h~ Ie Illllmllvl,tlllll WhouulllhtrOQU la t t8 W; Gl'oon Sh'cuh Moclmnluahlll'gl '. . Ol1mlwrlllnd anl(\I~)', pt\ 170M, a, t\~1I uliuolOll IIIH~lIlIeul thuJJofllnellln~ flllpllo!t few IIlIe\'W/lQ 1!!'lm~o(1 ul'olllt h)' ~h() PllllnHn' II~ ~ho~llrma IIlIel eonlll~lnnu flKrood upon h)' tho pfll'tlllu, lIu la morllapoolOclIlI)' .' ",.. " HliuWII hy ~huMeO\lllt, ^IIJlllolI~IUII find 'I\Krollmellh ~rull 111111 QOI'rllot Ilorlos pf whlph 111'0 . IIHIIIlhlld hOI'u~n, nHIl'~lld lilxhlhlt A" IInd nlAllo 1\ J1f\f~ hllfllof, " 4, Dofentlllllt n1l1dll rllrohllHea IIIHl/or l'oeolvoet oll,ah IIIIvIIlICIl9 lIullI/! alllel orlllllt, , .- " I ",j' 5. 'PllllntlfT IWllrs thll~ tho tlll'llIa oUhn A/lrolllllont provide far/lO~IlIQrl\t!nll af t.l11l onth'll hllllln!l(J dUll II1HI aWing l\llon Dofellllflllt'a 1*111011 af thll Agl'I;lIll11ent, , ' , , 0, 'l'horoflftor, III bl'ollch llf ahllgflt!ons Hllclor tho i\grootnllllt, thll DIl(ondlllli fl\lIod ,\' ,< to Il1l1ko pll)'tnotl,ta IIQ thoy boolllJ1o lillO, iI" " 7, PIIIllltlfT l\Vors thllt tho hllllliieo cillO 1I11lullllta ta $0,492.70, 8, PIIIMlrr IIvoru tlll\t Intoroat hM IIcCI'ulldnt tho rlllu of 21,90% pOl' 1I111llllTlnn UIll hlllllnl'o duo frolll Suptomhol' (lU, IIlllS, !I, HOI' tho tOl'mQ or tho IIg1'C)ClIllontl tho lloflllldllllt hilS IIgr~otl to 1111)' to tho PlllllltIIl' '11M IIcllllcl/ltocl dlllll/1illlH, tho cuatu ur eol!llct!ul1.llIolucllng 1111 rOIlHOllllhlo IIttornoYM' rpOQ IiwIII'I'Ollln tlil! wlltlot.Jnn ur lllOnll'M nwlllg, " " " " :li1PHOVIPIAN , ""!(I(WII/( ~, ~" ~', ~,: tt' ltt' ~" ~ ~ 1\' 1\'1 1\' 1\" l\' 1\ 1\ '" 1\' 1\" I'IVVI'!'~~ NilllOll~II~\'\~ VISAlIlor, M/iJtlPlrltll AeeoUlII Ae'O\l~ AijloOIllVllllo'ljolvl \'Iou II \I 01 . I'~nlo IOVII'W Ihlll 1f?<;\II11Vnlllllll kl'Cfl'1 W,lh YOII' 011101 "", Mllllnl ""I'IIIU I h'u A'COlilit AUiI'.ulIII1II1 eUIIIIIII" Iho 10/lllU WhICh uwnlll YII\JII'Il'WI'n11 N~I',OllUII)~II~ VillA 01 MII,I~IOmll^ccvUI'1 thll 'AcctlUl\t') ,Thl,! Att:ollnl all{tWll VVU 10 Il1Qk~ pUlchalloa bV \'81119 YOlll VIOI\ or ""allh,J1CiUd turdllhO ;CaleJ') WhlIlIlV(ll 'III~ hOllo/(ld und to gol ~(Iuh aCNUI1CU\l Icoln tiS Q/ anv oUiol patllC'f)(lllllll V\llnr,ull UlUlllUholl Mel "Nll ~Ulof,nut(Jd I oUO! MilchlflUV CorWlII\ICI\C~ cho ,k~mny alII) bO, pIVVI,du( 10 YUilllS ~tl M.~IKlIlll WilY 10 llllll Iho A~C(1lll\lllllhIU AUf\lUrn 1l11t. 'YOUI .rld 'YOU!',1I1l,lQ,,\ oneil pOISOI1 01 whO'll WV hnvo Of)(ll\mlll Clodll ctJ/d At:coun\ 'WII,' '011I,' 'OUIU,1 all( '1I~' Il\QIIII PfOVlthOIl Nllllonnl Hank 01 liS IUUIUIlQOU, all hv tl( 011 YOUlllllhl\U llololllolll' Tho Acc(lun\ nl"V bu '"~' 0I1~ 101 I'O'VOIl~I, 1""I~, hOllvvhold, 011'1 ehllhlu~lo 1'1II1!',"1I1, III~I 1101101 ~IIV ,'"uII,~nv VI c(HIIIIIIHIII~1 1'"'1'<"11 AIlV "'~ 01 'hi' A",OIllII.hll I eVllv"llIlo lIee~p IIl1eV 011,\ I~I/llj 0111,,, ' AllluV"onl VOII 011<1 w~ "U'V' 0' 101loWu , ' . ,.," . , P.ym'IIII, VOII WIIIIIICI'~IIIII1\Olllhlv vllll~II\01l1 vhowII'U yoW 0111.101111'"'1 1>"IIIIlC' i'IIVII\~1I1 olllh', ACCOllllllu 1I\'1I11I\l<lllllJ 9 '1011111, Ichor.~1 11111,11>0 pnyl",11I ~I ~ lJR 0111C0 0111111 pu~~ Iho ch~c~ 1$ WOWII onl for ~llnulI U\II P(W111ll1l1 Iluo 1\9 lIhownl'lI' YOIII 010,10010111 by HUt PUrmDll1 dU(J lhlo III UCCO/ftll\l:ll Wllh pUVlllllllllll~lrucholl9 011 YOlU monthly 1Iln!ohwol OOrW91l\O'lCll r.h,~Cko iU\lllllhol chockn W111UIIl/lllq YQUI1l11Y /lot bo U5tld 10 tn"~(lIIl\YII~rIlIG 0/1 Vow Accou" or to mnkp p~ymunla 011 nIlVoUU:H nccolllll you IIIIVII Wllh liB 01 OUl UffillfiQl(l9 ThO paym~1l1 (,ilia Will bo 2fti oflho now I"'olleo .II\l'III, on VOIII '11111111111111101 ~ 11\ "1111 A'nll'" PvltonlollV U~I~ 'I~'liv" 10 V""' Accollnll~ 1"Ohllll:"'" 21.01\1 pili, II'" 11111011,,1 ~I OIlV p~. 11110 p'Ylllonl. pili' Iho ~mounll'Y WhICh lI,v 1I0IV I>~IOIICO II"VV,!l VUIII "0'"11"111 lioWvVIII, Ihll pIIVIII,'"'1 dllo 1'1.'"11011>0 1,10"1 Ihll n $111 1111110" VOIII 1111 W 1>0111'''0'' UIU Ih.~1I $1&, In WhICh oliuo Ih~ ~IV '\'1111\ ,1110 will ~II Ih" 0 "0'/111 of Ilia flOW bn~Q'\~'()I' If YOUI ^CCOUIlII\l~I~al lluv Of IIWvulh\l c!PI~llill(l, WO muy !(I(lUlI(I II hhll!(ll Il1UlUl\Ulll puymonl. tlul Wo WlllllOllfy YOII 11(11010 (flIIlU on II your laYI \(Ifl l~ mOlo Ihul1 lha PIIYllwIII '1110, 'I 1'111 IXI II/mOIl 0111 'III 10 pnY/IlVIII 0'"1'101111 0111 1'11111>0 vpphvlllo 1"1,'"0 IH1VIlIUIII.II11", 1'111 /Il~V ".ce.pll'llo 0I1"111'~1 pnVlllonl., OII"V'1l0mO /Il~ k~1 1",'11 11111111' 01 IIlQl~~ WI'/t i11l1UlIU111(Cljo1lQ, Wllhou ,1991110 (lljf rlU 1116 co1locl nlllUnolmll owmQ unl~IlIlIIS Aur~ul1!(Il\t ", .' '" Ol/~II R,vl,wl S"ICI,,'lIlqlllJr,nllnl, 11I1l/(~' 10 kll"l' VI>>II Acellllnlll' 1I00(1.lon<ln!!, YOII ~!!IO~ IlOilo "OllllicIIIII~ '110/011'0 11'0 ~",ollnl 01 VOll11011I1 <lobi on InliOCIl\OlIlvvo~'no ~ce~lIIll 1'111 WII 'liVlOW yolU Acr.QIUII (U~l crm II "1(1(110 f(louhuly 10 tlVllhm~o thv 11I11011111 VUu owa lOlnlrVu 10 Ilia 1I111olml of YOl" Iho," r.wwnl Ut~omp (W(I C0I111(k1r 1JI\ in.OlOll, VP In Ilobl 01 rnOl(llhfHl $2 OC() to ~Q vly"1 .'"1, IIn'on you h~vo '1IIliclllflllnr.'"I1'11I WII 1I111111/1lll,V Ihlll VOIII ACCllIIIII I, IIul'n uood UIIII",nu, VIIIII AtltjUAl, P~RP~NT^O~ R~TPS IAPRllo, 1"'lOh~.~,: ~llUlo"1 e'lih, onJe",h O<lVllflCOI /IlIlV "0 111(10","11 Flnlneo OhIlOII, be'I,1 ~I ,III,ollboll,n 11111 OrICI P,rlulllp; Pllleh"" 'V,IIOII ollhl. AU,oll"""\. IIIIII/ICV 'hOlUII, IollU'II'O ~,CllIlI 011 ~ ,icl>11 1'1111'11'1 i~ 111,11111011111 Oll~ 01 VOIII Ibl~ '",~I\Co' nnd C:Ol1lu\uQ lIfllllhllllJ., llllql'~ w<l\Jco(l by 111'<Wll1onl oll:rl!{1ll , YUUI ^CCOUIlI huu UUlIa holtllle(ll; lhu PltllihllUoQ I!a.tilll'-O:, wllletl r:OIl9IUlo 111111IlChaUU$ vou Illuku Wllh VOVI Ol1lQ IU~j 11lO$ I\lt \:lIljOIIl ,{,IIII/IIII DII,y"",.,lhv CUiIIUl\.Qa'JLlIINgl\Cu.I~Qli\lKg, whICh "'llu"l~ 01 ~"'lIn""1 Ih~1 Villi 11110""" u vou..AceoulIl """9 '~I~IIC' IfOll' 01 ehoc~o plld '>0101"" II~I W. hUII~loll" VOII, /lilt Ih9 Ql111AINnnrQlIJllllllCll whir, I conula v () nil 0 11(1/ clluh IIlNlIlleulI Any l'uynHllI1 nmolllll WU IQr:tlIV(J Ihnlllxciwdu'lhlll'llnnco l,:h~roos lIIl<f loou IIlOn duo Will oHi!lufllV t)(f apphodrlrsl to Ih~ Ilnkll"o wlIT'II," IOW~il A'"III1II'IHCOIIIIIUo /llllv I Pili, HIIIIIIII/IIII~llIlIell " 'V'o, "\lllh'"lo Ih.IIIlI~lIcO Wl,lh Iho 1I11'lloWllul ApH, U~hllh~\ lI~blllCII " '010, 1II11111~1I10 III1Y 10010111111I/ OlllollC~ Wo /QCl',vlIl"~ lijbllo 0l'1i'Y I'IIYIIl~1I11111l0/C1I1~ WllhoHlllullm, 1I0lico 1110 I'II/uho,o, 0111101/1 O~uh AINIIIICO, ~n'l On,h A<Nllncv Ila ,"e09 mo '1Idueolll>V p~V~OIIIIII' 01 iI~ <Il1~ ftJ<:OIVO(t jUld hy (',flldllll (okct'pl tOl roVtllunls III f~l!I, oyol,!mlll, 01111 flU\lCllllnl10ollU chlllooul flU III 1110 11410 polllud flU/chaDos UIO Illcludoll 1/\ YUUI Pure/lolu nnlllll~O '" ollho tMttll11l\dl) Oualoll1 'R.h ~<NnIlCOr 0'0 1/1C1,,1o<1 'II VOIII O\lvlo~ O"h AINolleo 1I~lnlleO 01 10IlOW" Il/llltJ 1l1~0 'o'"c~l~ 1'~II~l/llt1olll. olhollo/lllvIU 10 11~1/,lol'''IU/"", ou ollho IblO 11~lll"'"O1l, vh~ck' I~ II~n~ 01 1>ololleoj \I, 0 Iho dalo ''''~1l1D<110 III OlhOl eu'h o<No~'ou 010111,,111';"1 III VU,II Ollih A<Nonco llolml"u OV 101101'1' clI'h oCNaueou 110m olhOllll'nllClal 1I"I,lul,oll' ~~'llhl~llIJh Aul~~n\Oq T 0110/1,01 ollho <\1111 ",,,10, ,,~,h OIty~U'O Chock, IIIU'~ pnV~blv 10 YOlllho, 010 '<~nlll'\II1 u, cll.h'"I', "h'l:k~ ~n\1 1II1l11\l<l10 V'" ul VUIII 10quOII, 01 01 veVOII <by' all~' Ihv <lal~ W~ pllnl on Ih~ ctlU<lk: IlU'OllUlI chQcku, all 01 11m d.ll(J PIUUllllloll. to IJS Oll1of lIohlle {O~(:"Ofll for 1010, OVO',It/llll, rUUl/lCU, (11111 ml~(:ollnncotls Oh~rUfl$) nI(llllcludo~ III yout Purchfl/U, CUllom en." AcNunco, 01 , CUlh A'Nuncv llalOl~o '" 01 11m '\III1IKl'II111 1"Mllco elIlIl009 010 mldolllo YOlIIl'lIIeho,o, Oll~lom Ouuh A'N'lIIcII, nlld Co,h A'NllnclI 111,1,"", 1I0,h day nnc 01011"," POII~I nil Ih~ lall <I.,y 01 Iho 1"lhoO l:velo Th..OI, 110 U'"'o ''''III)(II<~ CII,lol/I ca,h OINnllcv, 01 olh~1 cOBh Il'N~IICOO . 161'IJUlo IIlv IbllV III\II'~' ehOlUo 101 \lllOh 11I'~ 01 1I111~II":W' 111111 Wllh VOIII 1"~YW(19 <\11'0 IIIII,"ICV, IIIIcJ 1111 dob,l. 01111 ~1I~lIucl ~II Clo,1,19 101lho ellll~nl ~lV 01111 !nllll~~ Ih.~ 11.1 Plllollnl W Iho JI!'PIi,..,hIJl <lOlly pOIl()(I~ 1010 (.~o In low',no fJ/l1~g'aph'J I h.ln\OII\o elllllll.lol o~eh typo oll!.lln"o " IhOlI p,kIod 10 ~1\I1 IlIelulIolI 'Illhlll <IIIV" Illllnnco Wo 110~ ~ CI",II ~al"lco 10/ any Iby 0, 1016 1'10 ,Iolo/llullo Ih~ 101~lllI1ancv elIIllO" 911 1~IIOllcv' I.. Iho 1"'11119 evcllI ~V OIUIl110lJVlhlll Iho IIfl~nco eholUv, 101 ~"ch IVI'~ 01 IIl1lnneo 101 vo'h dlV W,lhll\ I,~ p,II111U eye!o. III ell.II~IiIlU IIIlolleO ch"IJ~" ~n ~,\nlIUl~1l1 W,I! ho 'I"U;I I.. ~IIV 1101\10011011 01 ,,"vm~nllhol WIIIM '~YO "II,,"I~'llho "Ilolleo '\III lOP <<1101l1~1 "11 I" 0 I'liol bll'''U eyelo \O'IIII"'~IlI"IIOII In Ih~1 cycl~ Iii, ~1~,Ii'o\llo ",,~ pVIIO(lolOl~ t.. ~II\:h 0 IOn,"cl,,,, wiillKllh~ ,"1~ In ~1J001 ollhll ellllvlIl 1"III1IU c,Y'IV IlIlhllllllOn Ih~ 10111 "I ollllcl ~Illho <I.I~ ollh~ Il0II.llollon, " VOIII vl.lom~lIlllIeh"lo, an oVOIlIun <1"IV ""IUI~~ 101 uneh IVI" olll,lunoo. Vo(l e~n 1II11111fllv ~n,h \\VIII 0110 "',,~ ~nlUlleo 1\10111 11011010 ~V Ih~ I/llmbol 01 "'119 III Ih~ ~,1i1"0 tvelo ,"lIlh. """000 IIII~ 10 001010 "~'lol~lv, 011<1111011 o(lllhd OII~I~IUI. IOU~lho' 10 ,IIIlol/OIno YOIII 10lollll1oneo cho'II" on 1>o1~11C0~ 100Iho hllllnu cVcl~ II n cOBh UlN,neo 1I01l.ocllon 100" eh~lg,,', Ihlll ~IllOV"1 hi 01'0 n "MflCU ~hmo~. ..' .:" '. , Tho ANNU~~ P~Ro~NTAOe R~T~ (APRllol pIIICho.o. lu 2111l1, COIIO'fJOld,"U 10 11 d,i1y p'"i"'ho 11110 01 0 060001\ Tho ANNU^~ P~Ro~tjMQ~ R~T~ 10/ O/!.h "'~OI"o' 's 11111\, COIIOUIKlllllllllllo ~ <"'~ 1'01'0<110 I~III 0100130001\ IIvou ,101101 eoml'~ w,lh 11111 l"In' ollh'v AUloolI\unl Y""1 ANNUA~ PPRO"NTAOH RAn 101 pulCh~90~ WIIII>~ ~1.1IlI, cOllo,p,Ii1,"U 10 U dll~ "",10<110 /1110 010 OOCOOI\; olld Iho APR 101 eO.h ",lVl1Oeo. ulld C1~lom ca.h a'N",~o' w,lIl.. n 1IlI, "'I/OU"', ",dlll/ 10 ~ d"~ "","xl, Into 01 0 (l(J!i401\, YOIU A,eQUlllmoy bo vhUI,I~ 101lho 1oW001~yulu, AI'H. 01101 YOII h~V~ 1Il01Ih~I~lmlol 1111. AOloollI~llllollhloo lII.ulh,. II VOII ~olllllel "' WO W'"I1~IOW YOUl Aceoullllo ,~Iollnlnn YOUl ~IIU"Hlilv 10111111 1/11'101 Al'Ilo OliO. PI,I~i1 fo, Pu"h"." I/ow IlIl/CI\O.~. l"vl",llo YOII' Accolllllm bJIIIIIU evcloo Wllh 110 1\lIIVIOII. ,,,Im",o, 0' wholllho f'IVV.II" ~ol~hco WO. lul~ Pllld 1111'1111/ llio cyel~. <10 1101 boo'"I' lllCUI II '"mllC~ 'hOlYo I\nhllh~ IIlI'l/lllho 110'11,111110 cycl~ V~II 1'1,11 ",y 110 IIIIIII\CO ,hIlIOO/l1l .lIeh IIVW 1"llOh"ou II VOII "'Y Ih~ 1"1~III\l'II holoneo 11111111 hy Iho I'oVIlIOIII ';10 illl~, Ihown "" YVOI .lalomonl, Nuw plllchn811s flOSled In nny,olhor hW1ll{J CYClic mew 11 fUIO!1CO Chlll{JIl, 011(1 thOfO IS IIllllQflOd In Which such III/lctmauu mnv bo fcpm<1 WllhoullflCUUllIQ n f1nanco chnfUo ' R.i>IIlt, Oil Ih~ lovl ,.'v 01 uueh mOlllhlv ,llIlmllunllmllO<I wo Will ",,;rVO/II Aceolllll wilh III 01 VOIIIII~II",IUI'Il" IIOIl.llellollV po,h,,1 ,IIIIIIIU llill .lololllvlIl ""/lod 'N<lIf'II/Ch~.o lInll",IIon.' monns 0\'1,111 pl"clm8o~1 loss !lulr,hnlio ndllltlrllonlll ond p11lttm,n clU(~18 polilmj dUllnn Iho pIJfl()(j " P..., Wn Will r.hllfUo your Ar:r:ouIlIUfl10 1';0 fo/: lInr:h Ollfd VOU "uk tiS 10 11Ipllleo; Ilfl/Jh rohll/lOlI Ilflynllllll chuck: ooell chock you WlIlo IlII yoU! Accounllhnl Wo lolulIl Ur'imkl. oach slt'i1 raymon! o/(jo/ Of IfJllownl of BIICh on OltkJl: 011<:11 hit 1I1IJ I.yolo '1l(lltllll wIllen rOll' Account IS dohlHflOI1~ (Inln \} InIgo); ilnd ollch 11111Ing f:yclo WIUlln WhICh vow llalol1l:o lIxcoods your clodllllno, oV(llllfYOill ACClOlll1t 11-1 clovod, II ~Oll rCl(plOsl ()~llnU of hlllll)[} !Jlnlomonlslh., WOIO rUQlnOllllo you mOlo IhM UllOO 1I101llhs 1l0l11or, wo lIlay r:hnroo n hnridhno 100 01 $llol oach 'lIch copy A cosh flltyonnco 10" 013% IlIIln'lI1l1l11lo) m~y I" '1"'110<110' o~eh eo.h OINIII'o liollunellon II1lldo on YOI/I Ar.<ollnl I1ef'"I1, VOII 1'1,111>0 In IIolalllllllVIV '1l101lnlll"n VOII "'OYII"',III' plOV'N I" 'm IIICOIII,,~lo Olllllllll~, ,I YOIII~' ""1 COIII"~ w,lh ollV ~\I1 of Ihl. AIlIOUlllolIl; "I"'" VOII"~olh, 1>OIl~n,'lev, 01 'n'oN~ncy 'I you (1u"IOII"'V olhB! ,;lblv WhOl\l;I~; ,I n "ll1klll"ley pol""n IV ',Iod'~ u, OI/OlllUIVOII, 01,1 WO 11011<1'10'" Uo<xl Imlll 111111 VOII IIl~Y nol fJ/lV III '"1/101111 VOIII o"'ual~", vn<lollllll AUfOomon{ II vou 810 Ifl dolnull WII mnV, wilhoul hJrlhu, nlmnOl olllollCo, CMCIII youI 11Iudll pIIVlICl1I0D, dor.llllo your Acc:ol/nl hn nnco IInmodlnlo~ (~1O and pnynblo,lllld IISO AllY lomodf wo mnY "havo In Ih~ IIvolll 01 VO'" llolnllll, Iho 0111'111"<111111>01'"00 011 VOIII Aceollnl.lmll conlillllO 10 ncelllu ,ulOIVulollhn A"Il!vl </It;ellliOd ,n Ih~ Fln,nco Oh.r"OI ,0ellOn ollhl. Ao,oomolll, O'Ion II 1'10 hov~ 11111,1111I110 tolloollh, ~lIIollnl you nw~ Or.e111 LII'14 Yout ':lod.1 hno Ii SI)(}(llflndJlom limo 10 limn Irl II ,arlUlIlO Iltllleo 'No mnr l'llllOlIllO 01 dlJr.W8SlI YOUf c/U(~lllno bn~l1d olllnlOfmnlloll wo ailMlocl '10m you or yow clo<lI\ fIlCOI<j:J, Yom nvnl "bin clt'<'11S l10flllAlIy 110 fillclCIICO l'4ltNoun yom clem hl10 nflll'l'JUf Ar.coun Imlnnco IUlCludlfl\llrnfl51lcllOlla mmlo Of aulhol'Zt.'(j but nol yolllOSlo<l), I you ioml us ~ laruo r<lyrnonl chuck, W(J I11ny IImll yow IWnllAblp crm~1 whllo ViU confum Ihullhn chock WII clonl, FOf rUllRin lron9m:lloflo, flvnllnblo crodll mnyho lusa, YOll Will nol uso YOI~f At(:ounl '01, andwo mllY ,oluso 10 hOl'\oti IIr'V,lflll19i10Uon W~lr.h wo~1d cnllso VOIj 10 tlxcood VOUf IlYtllll1blo CIOl I , P,oml" to Pay, YOll PlOll1ltO to Iltly us whOrl IklO nil nmOllll191lClflDWo<l Whon you or somoolln olslIlIuo YCMII Acr,oufll (0'/01111 Ihonmolllll otlflt{Jod OXC0009 your \>Ofmluklnl, all olllol IlItll!18ollo11a nnd chnroo' 10 Valli AC:COIlIl11 nlld coUocllon cosl! W(I 'IncullllClu!1mu, bill lIolll/llllod 10, UtllSlJllnblo nHomey's fOilS nnd COlli I (;osl8 (If you Win lho Sill I 'Nn Will PlIY YOIII (DA,oMbfo ~1I0Illll'{v 100. ~II,I ''''III co,,, I , .' , Ohano..,' Allvl WO'''OV,~ ll11\OIIV /lolleo 10'l"',Mhy 'IW, 1'10 mov chOlijo onv (11111 ollhl~ AI/1001/101I1 011,111'" 01 /OI'"lVlI "''1'"lOIIlOIII. II ~ ehal~o. m~<lo 10 Iho FlllGn~t Oh.tO" letl"" 01 Ihl. AUfO~mvlIl, Iho nllW Ilnll ~o chnlgo tok:III~I~n Will oW~ 10 YOIII onllm AcCOUII' '><141neO 110m Iho ~"or.llVo cllloollho "hAIlU" CI~lIlJo' Will ~~~Y 10 b~l~n\:o. Ih~IIl1\1J1l1q.llomllMlui1tl ~QjJL ~cc9llnLl1fIlIJg.lbu.\Qlnu/]l9JiJJIIlIllQ, ulIII Will ~'1'N wh~lhOl '" ,ml VOII (01l1'lnlu 10 "" Iho Melllllll F.rolon ~l(htng"Olltltncy OooV.ttlo/l, ' "VillI "'0 YOIn OAI<llo,lm'lillollon, In ~ CIII/Olley 0111" Ihl<1I1J II. 1;,1""', Ihn 11111180CllOoo w'lll>o c9IIV",I~d 10 lJ 9 <Iollalll.gvllolnl~ 11.111I/ ",,1~I'u iii OOVo,"ullllll'omllilll'<Ilol~" 1"1 Wh'~09111~ 10";011111" 'n ollrellho dlY ImlOlo Ihll l'nni~el~1I p,ooo,,,,,U <'llo"n"oOl",1 hV IW' ""1C~1I1 (51il. II, "00,1" vl/~oC<Jl\Unl~ OWolllo, ollnn,nclloll, I W,II"" 1""''''8''''1 hv Ihll "11I0 poIColIIlllJ1I II 11m clo<~1 h.. 0 <IIIUlolll PIOCV"""J ,,'1', 1110/11110 0"'1\11111" 1010 ollllU "!KIll con 1>0 UICtIlIDlnOO. Ihalllhol "IIIIu O<ijllI\lIIIOIIUel~1I Tim CIIIIDf><:y tOllvnfslon 1010 on 1/10 ILlY bol% Iho Irnn,llchM PlcICO!l9~l9 ILllflll1ny (~f101 llOHllho IIlln rll olfuel nl,1Im 111110 of lhol!nllslIclKlfl III ()/Ilho d..,lo Ilia Ilnusnc;llOIJ 'II IXlsIlXj oIl your Accounl You O<JlIlO 10 ~CC\lflllh~ c0I1VOII~1 OfIIOJIIlIIIl U fl, ,101/,118 .' lht Oerdl Olllull.llbh, VOII m~y 'o/lrol VOIII "o<lIIIfWIIIX]I,' 01 ollV 1'100 hy /ll\I,tyIllU '" 1/, WIlIIOIJ UIIIII;lil,oyIIlU II.. Onl<~ol IJI"u Iho GOld "'III/nllo" ~11\l0 111><1 IIllho 1lI",lh vhovm 00 II, wo 'USONO Iho IIghl IlOilo fOllOW Ihu Omit WIl fnnl t(lIlcullho ClI/(j ptkj your crcdll>Hv'''''jU9 nl "'IY II/nil allot 30 ,Llyr-nolico 10 VOl II 01 WIlhool,I101lto 1/ r>cflrulll:d by law If your emd II CtltlcollC<j 01 nollO(lOWod, f\"AfleO ellA/ons olld nllllH 'Utili WI 1 C<Jlltlnt.lO to lKi Anfl~$C'd, !)llymtmls 'NIl COnh/llj() 101'(1 duo, nhd 1111 (11hOf E1ppllr.ll1J1o plOVISk>llS of Ihls AllulfImonl WIll IUmRlfl III flnocl U you IOlllWl.1lo VOl/I CIll(~1 plNIic(Jos; at I' WO c:nl1tolo( 00 flul fnrlllW lho 041l11, you fMY II.., kmIJIlI WIIln ('.hf)c~lJ 011 yow Atcounl, nnd you 1110uld dll!ll/r~ AllY Ufll/!Hld chotks WO hnyo !SIlled IOYlXJ P.tttJnlll"'otn'l.Il,~11l Documenlt, '((Ill WIIII'HJII'OO liB ill k>nst 10 rUtyfl 1\0111:0 11 VOl) r:hBfl{]O your I\IIlnO, hOlno 01 Inflllillg lIdtrOllsloli1>IIlIfl(l ll~jrnlJ(Jf8, OrTIp!oyfllitlll 01 incomd U,-,on OI,r I' I I " Irl\ll/II~IIII' 1\11 IIl1lNtl'll "1JlJA,/IIIlQ~1 A.t?AI:MAntl.lntnld ' nm ZH,I , r.1a.1. you Will pIO\'1<!l.U.al~~ o~al 11."a~OloIIlIIOlmal~1\ \'Ia 10'01YU 1110 1~lIllooolalll VllolI\loliol\ "00, 1",1 hOI" I~Olulll\g "1Kl IlwollIIIll OIOI.'CIO" OI\<lO 10 p'OV,1o YO\lI al\dlo", olJlll~loIOI\I!i>n III YOIl' Ac~OIlollo 01110'" Il.ffiuv.o.llIUhlUo ll\(oIIIlUl19nw1UI ~\ILnlh\~\ol. It\lW~Y~( .YUII,IIII1\'.VlII\~.I\lU~U!UlII'J!/!1QJIlIU~~UIll.\lU~l.\ll.~hlllu,g\llllu\lvllll~UOllWIUlIIlJIJllf\IlalOlr, II you 1\011ulll" YOUI Jlbll9QI,onu 01\1 1111'1 A111lJUlI\u1\1. a 1\0!NI~o CljiiJ,IIOI'QI!lItallOay 11'11001 01\ YOI'tclarul oll\Y \lO 0111111\1110010 1110 ~IIKlII\'f'OI\I.nQ ollonolo' ,.1 01l'lal1\l'8~leol Un'\lIhOII,,~ Uti, \'0'" al TI'III 01 Ohock, or Iha O,j~, <0'11 (101l1 111U,1 bO allll\iXl 01\ loco~1 YOII alo ,oBpon,i,lo 101 00l09o,'1I0jll\Q Go'd, ~all,pa"onallJ(qII\lf~O\'On Numwl 'PIN'. wlI<h plov~u lice", 10 Allloll11\IOI 01101 Mochl/laal a'llI III1Y chl"k' 10"'011 \0 YOII ',ollllhall, al\o kCopII'U youlPIN lI'PaiOIO, 110111 YO"I Co II II you I '"'01,'01 01 'o.pa<;llho\ yolll GOIo PIN 01 a"l""ll,.d ~lIl"k' oio 10.1 01 .I~all, 01 IholIhOlO I1II1Y I" ullllo.lIll,oll'yll la"o~l,o'\ "" youl A~cooIII. yall W,II P/Ol1Illl~ 'lol'tv 110 h'l '~II,!,U \0100'9 307111. 60 wa ellll IIl1mOllalOtv OQII' ~,"\Iouuou o'''llloIlIhl~, VOII Will pllono II. OyolIlI'''"I111 YlllllllUY 11110 Iloll~ III '" WIIIIIlU '10111 hollllitv 10. UlloIIII,alllOlI "0 OCC""iIl9',,I/lIO YOIII\<llily III "I,lnlllOll 10 $50, II YOII ,1~lO/l 01 wo 'II'I"~I "UlllllloII,\,<1 1110 01 YOII/ AccOlml. wa 'I'OY '\111.,1111 Will "001 I>(IVI '110' 11I1\11 WIIIO'o.lvo 1110 pl/lblOIl\ 10 OOluOI",'IICI"1\ OIIYOIIII \1011 lI/1aw CI,"" IIyo\u COlli" 10$1 0' , .I~!ol\, IV" Will I"oIIIl'I~ daoll/>Y 1\11 cllacko 1/\ YOIII pllBiO,"~1I 10 Iillp,oya CII,IOIOO' ""Y'~O quo ,""111111, YOII OU'.ollllll Y"U! call, may I" 11101\1101(\<1 O"\~dao MII'hlnl Rol'IIO,"" \'II' Will "01 \>0 ""blo "ol\Y \"11'011 01 Alllomololl r 01101 Mllehlna IOfllooo la 11.1101 11100;\1<10' oce.pl, Y"'" clll"k', allllll, la lallll/1lha Cillllla YOII \'I. lIoY' /la 'OlI'Qn'Ib'hll I" 9",,", ,,"I 'aIY~" I"II~lIo,OI Wllh Iho 001'10 cllllck, "coploo 11ll/"1011 bv loW 16\10 Sl~c.1 Hol. ""loW I O,'ll\IIlllo/lal,l. 11101010 'la,lablo wilh Ihu AecOUI\I.lo r'OV~ I>Y 111111 pn'iy . ya""'I,.. \'1110" /101 lalllO/lBlllo 101lhll '~mllly, Olollllblhly, 01'0'1"10 0 II11Y ollho 'O'Y'CU' YOII clloooa 10 lI,a 81Q~ P,ym'1I1 (1111'1" II YOII wlSII IQUI~' pOYI1IOII\OIlIl clluck, YOII limy ,,",111' 0 '10f' Mym01l1 al/lol hy WII",") 10 110 01 OOIIli\'YO', 101 ~ullonwl uo'Vleu h,IOll all you, ,1'lonwol Yoo call II\I~a ~ '11{1 IlOYIOlI1I 01l~1I o'"11v lri call,nu IIIIl num ~I "'1011011 YOIII o\Ola/llolll \'111011 YOII/llllka 0 IIOf' P<1Ylllan\ 01110., Villi OIl'" PII'V"1o vaU/ Aceolllll n""lbol ami 'I'I>C11\O "IIOIOIOI~I\ aboll! 1110 cllllck II~ 1"llOllIllIouIII. 11111 dolo OIllh. CllllCk, Iho 1I0/lla 0 III0plltly () WIIIlIIIII WO. pIIyoblo, llio 1101\10 01111. 1~lBon wllo "9'10<1 II, o'lI\ 'lIa cllock 111111\1><11 VOII WII.I bo o'koliJo COI\IIIIllOII 0101 .!qll'1YIIIOIII 01l1tJ1 III WIII'nu \'iu.mQl.lhIUUIII~YIllil 91l1lllulul.1lWa iJoJI~lmlV.~ UJUIIUI! wlIlIulI.c.IlJ\Wmull9l1 WI\UULlWQ wr&!iull9LlIw UlnL~, 01 II wo hala noll""o~y! on ll/loqI!alo IItJOC 1'1"', 01 Iho ,IIIII,.a 11101 plIymoll clln ho q '1I\IOIII/la ""101 Will 1101 ho allool~o "1110 ~ I,ck wn' PIIKIIIY "' iiii 010 Wo ~~II n 100'0I1nhla onJOillulltv 10 ocl on 1110 O.dal 1'10 OI0Y, wllholll loI,II~,I)""QII<I 0 WIIII,II '101' pnYlllolI1 IIl1k" 0' lIIalllll, 1\II1111OcllloI onlm 'I" ,allo\\'IIOII\ \\'1I11nu ~'/1dlld af 0'10, Iloc,\II'U 11110 AceluOIlIlVoNoul>ol/l ClOIIiI clllIl 011<1 <:llllCk Ilan""llol\a WIIICII a'o plOCIIBBOIllIlIOIIOII ,cpalo!a nollol\ol.YlloOl, bofololho 1I01I"cl~n. OIU cO'l,olllaloll by 0', 0,,1 """'11'" 1\OI.vU/y clluck 011<1 Oai" II~. I W,III~ 'I\nllo ""lIolllaO/lonu III velll Aceollnl Will ha I',ocoISOII muclmlllcoltv WllhOll[Olllllol<OOll\lItv 101la\'lll'O aWIY 111m, 011I P'OOOBllI\g .y,lam Will co:! 00'0110111101110 cUllillI II0mu WII<II wo WIIIIl'OIllIIlU 1'/11 Will O'Olllillllollllaol",IIOIIS 1'11100 YOII 10\>011 111.1 yaul CIIII( 01 clIl" .Iuwo boolllosl 01 '101011 IVII da 1\Ollolan<l o/llinoll~ 10 ololO"a all 110111', OII,lwa WIll 1101 bo 111I\I"11"11111 wu '" 001 da.o ',1110 IIlla a.'o'~""o. 1110 '\001\11110 OllllllOIY ClII\' w/llch Wllln UOl/l1 fwlll \'1111 a,"'~I'o 11I01l<1IInl.llllnu YOUI Aceoolll IlocJlII,a o 011I ~1011a<l IIl'/IOW, a""llo<JIIIIUO I\allllol YOIII "III~OIlOll clmck' 1101 Oo"IIIoIIIllCIOIl .11", WIIII~ 10101""010 YOli Willi Iho n1Qnlll~ 1111 oll\al\l, you ./10111<1 bo ClIlol~ 10 alllal all cllock, In YOUI Cltock 1IIiJlI\O' 01 oIIlIllW"" k.1'p 01000111 01 IlIurll 'lOll Ihollllllll.1I OOY' YOIII cladl COl<l ',11.11 mtvOlIO' ond PlllfholO oll>a .)'QlJUU[gllJQ_dlw;lti'QUUl\UllIbti.llulomqntiJlllginlIY~9ll1\lll11. 1u.1l'l1~,1t1 UIUIlIlll.lllg~ 21 OI\Y.ill\QUU\QIUV<llllU\l~\I~l\~.IlLUIIQIl, ' , W,lv" 01 OOfllln nlUhh, Wo wuy 'kl~1V 01 WllIVO IllllolcUI11lHll uf /IllY 1"liVl'H0l1 (,llllia ^UI(IOmtlll\ WllhollllfrJlnll 0111 11011110 culoreD 1\ Of 1I11! 011101 \llOVllllOn 111lol,' You WI1NQ, Iho lilJhllo Ilfll1oolmolll, tJOllllUlll, pr{)lo~t, Uf 11011(.11 ulllmlltJllol, allY !Ilf1hClIl)11I u\ul\l!u 01 hlllllal'()II!1; IIlIUIIIIY 'llIhl you mny hilVO 10 IOqll111luS 10 ptoclH,)( aomn8 QllyonQ oololu 'Nfl 1110 "ut PUllIn.' you ~l>pIIClbl' ~'WI 8mllbll!IVi A..lgnm'lIl, No 'nl\lI111 WIIOIO you hYO, III" Aijlaooloolnnd YOIII AceouIII nla 9ll'/amo<ll>Y lalltJ,ollowallo '" Naw Il0Olp.llilO I.W Till, AOIO<>lI\anl I. 0 111I01 o'l~a"kln 0111111 IIUllluOIon 1"'lwoolI YOll01l1l I" onlll/1ov nol bo cOlIllI\d'clc<ll~ OWIoIl"O 01 OilY alloOl<l 0101 'o,oalll'"1 lIonl PI~'8IOIl al 1111' AOIOOmOI\\" lIalo I~ """wall,1 01 ullollla'fooblo, Y~I AI\II WO w,lI cOII"I~111I1I1 Plovll,on mlX\"ol I. conlalllllo o'~llIcnhlo Inw, 01111 Iho la,1 of Ilia 1>10'/111011' In 1"0 AOIO.lllolll WI '1111 .. onlalCosblo Alol\Y 'lI\a ollal WO <IolalOllllo illlJOO<l I.,lh IImlony P/ll""OO 01 ollaclo<lloOII I\llan, 1000ul.,0'V acllau, OIlll1lc~1 <lII""on "0' IIII\I.kIlOII OI/1\OY 101\\1010111 1/10101101 P,oYiBlon,,, Ills AOlolIOlalllll\vollll 01 UIIOIIIOIC..hlo, allll\P<>'a ,ny lOCIOD!lod IOl(, ftlJlOlIlllQ roqwlfltnunl, or oUu" buukln Ir\ COIUIOolloi'l WIlli n!lY ,lIth prOVISion OlliS 011 OICOIIIOIII. WO Innr.. allm Illlo/ul30 dwa nolleo 10 you, or Wllhou\ nalteo II polmlll(ld W laW, . onl~ol U,a CO/lI,OIlII YOIII 010,11 I"NiI",)" Wo moy 111/1\11101 010"")1' nUl "'lllIlla 11.1 01 .01/111 of YOIII PIIY.1I0lll,. 1I.ln 0 loW "'1"11\1' Ihol VOIIII"IINO n.l<o al'l>~h au ovolllla 1'1011"1 Ilia plllcl~lal 01 0"10'1<>0, WII IOI\V II'YO yoo ouch /101<0 by ""nu II III\I\I\CI/lU 010 0100~1 Willi 1110 01010" 81"/OI0IY 018101. . Halle,., 0111111 ,,"IICOIla Y'III aholl b\l \llIucllvlI whon Ik'IJUBltollllllllo 1\1/111 >IIk',,,"<llo VOII alllla odOlo" ,IIOWII Oil '"I'oeo"lo, IInlaus 0 ~ogal/1ol.o pallO<lI, II><1C11Iad In IlIi, Anlaamlnl 01 1'1 ,'w, WII~h 1"1/101I,lmllllo,llIpoII mOlhll1J Nol.o la III 0111111 ho Inllllllolll 011I Olk'OBi fOI r.1I010100I ualV"o 0/1 YO\ll .10101I\a11110l 011101 a,~lla"a' Wo 1I\0y .pa"~lond .lmlll"1 oHl"ltv. \'11100 WO IacoNa II ", YllUR PILLIHO RIOIllB " K~~P TI1I8 HOTIOP P(lR PUTUR~ U8~, I Ills nal.a conlllill. Il\1poll'nllnIOf/nllllon nllolll YOIII /lglIl, ono alll,olponollllill.. unllollllo foil CIa<llllllllnQ Aol N.II,.. U.,. 0... 0' fllo" 0' Qr""a.. Aboi,/ YOII( 11/11'11 YOIlllllllk YOIII,.III, WIOI\O, 0/11 YOII naad \110/0 'illlo'lI\ul~n obolllllnv /1"''''1111/1 Oil VOOl b,II, Willa 1111 011 0 .epOlola Ihool. 01 0111 WkttlU '01 cuvlornof IOIVICO h8\fK 00 youl tilll Willa 10 UU fill ~()(m liB \x>ue4Jlo 'No musl lam 110m r.ou no lalDllhnll 60 d'wa 01101 'NO 80nl you lho fillij bill on W11~h 110 olrol 0' prOOlom " /lffl/lBlc<1 VOII ~Oll 10 't,lIolla u" bill ,k!inu il' Will 1101 IlIa,olVo YOIIIIIO 'I' l/llCIIllaHal, UNO III 1110 011ow1/10" a'IIIIIIIOII .. VOIIIl\UI\10 .1\11 Acealllll nllmllO/. .. 1 ha ilollqlAOlol>nl 011110 ""1'001011 aHo/. .. 1)\I,cll", III. 01/01011110'1'1/11/1, II VOII C>lll Wily YOlllJUllOYO IIO.a" 01\ 01101.'1 YOII lloo'lmo/O "folmalloll, o"'ClI.. lI,a 11011\ Y'II 010 nol.u/O abolll yaur RlfI/Ilo .n~ 00' R,.po..lb/llllu Aller W. R...lva Yallf WIlt/Oil Nollco. \'Ia 1I\0a10r.kllow10l1J/I YOIII lallal wltllln 30 <I.1V" 1I1110B0 W\lIIOY. cOl,ocl.o 1110 allol by 11100 . WIIIIII\ 00 <lay., wo mUtt Ullhul cOlloollllo IlllCll 01 o_~alfl Why wo oohovu Iho hi WllU corroel AIlel 'NO ,OCOIYO YOIIl 10UOI, Wet ClIflOal11r1o collnel ~ny sfI10unl you quos lion, vI reporl you all doJlnqtlonl, Wo COil r.onllnlJO 10 bill you '01 lliu umol/nl YOlJ 'j!lost1oll, II1CIU(~I\U 'IrU'IIlee chalnos, nndwo eM oPPIY' uny tlnpmtl amount aoltlnu your Clc<~t 11I1Q. You do 1191 "l'lvCllo pay OilY qUUlIllonod omoonl wMo 'tIu 010 II~OlI~oll/\O, bill YOII ola .1111 001,). 01110 I'oy Ilia 1'0111 01 YOIII 1111111101011I oal 'II ~lIoulloll , II Wo II~II""I WO //lallo 0 1I>1,10kll 01' VOUI /I,ll, you Will nol 1I1lY' 10 porollY ""ollea CIIII>I'o IOI0IllII 10 8IIY '1uo.llanao nll\allnl II wo II,"n'l /IIokoo /IlI,I,kll, you 1I>1\r. hllvlIlo pIIY IInon" clm'oO$ on<l Y~' Will 1I0vo 10 1I\0ko uI' 1110 (I11,"all""Y/IIol\l, on Ilia ~\lUol/Onal nl/1'''1I\1 11\ IIllIa COUll, wa Will ",,' YOIIO 1I0lamonl 01 Ilia oll1l1l1nl YIIII OWo on<llho IIJla I mlll,. <11/0," VOIIIIII 0 p>)Y ItIO alllOl,nl Wo III'nk YOII OW, wa 1I>0Y,I'I''',1 YUII na llollIIIl'lOnl HOWOYOI, 11011/ 0'1/0/1'"011 000. lIal'Oll,tv YIllI "0 YOII WlIllIlo II' WIIIIIIIIO "'YO lolllno III II~I ~ou .11/110""010 I'oy, wu mll811ai I'lIyona wa ,,,,," you 1011,1\1 YOII Il',oUl/OO V""1 bill A"I, WO 1II11.llall yo"1111\ /lIlOa 01 noyono WII "110,101/ YOlllo ,\'IOII\II'IIOIIOII~Ono Wo /OPOII YOlllo l!illllha 1I1Illla"1Il1IJOall.011la<lllOtwOOI\ "' wl/Ou 'I IIIlol~ IS. II wa IIlll'1 follow 11101" '" 011, WIl ol\n'l cllllaollllo 111,1 $50 of ilia qua.llollo11 0'1101/111, aVIIlI' YOIIII>II Wo, cIII/I,.1 ' Sp,cloI Rill, I., 0/0<1110/111 Po'.h..... "YIIU hovo 0 1I/00'Iam Willi 1110 ~III1IIIY olll~ PIOJlOltv 0/ oa/Vka. .11101 YOII I,,"ollo,ml w,llI Oil' CloII,1 ~I\III ood YOII 1I0vo 11I0111/1 ijOOlllollh 10 cOIll"lllIo pl",IOIIl wllh 1110 /IIalCllIlul yallll\oY 1101 1I0va 10 /lilY Ilia ,om"l\log 011\01/111 dlla 0111110 oood' 01 BOIVI<O' 111010 ola two 1111\11011011' Oil 11118 IlgII\la) vau lI\u,1 h/lYo 1\10<10 1/10 I'lIlclIl\.a in Y"'II hOl1\o 'lall, 01/1 nol Wllhlll'YUlI1 1101\10 .Inlo, wllllln 100mll01 III YOIII cllllonllll011l\9 011110", 01111 Ih)llIa plllr.hoBa pllco /IIu;1 IInvo l>01l1\ 11\0111 I~n $00 1Ila,o "1011111,,11' da nolllf1l1y II wa OWII 'or I.llfIlfllo Ilia ,"ore \lint, 01 ,fWD Inlllludyot! lho llC.NnrllSCllHlllllollIlO pfC1f)mly Of 'Of'VICOS, , I, ,. " " ,. " '" I" " I' " 1,0 " ", I.', H 'j, ii"~ " " 'I, j Ii " ,; " ,i" , " I, " ,Ii " " " " " 'I.' !In ,>I It.. ~.. '," ,',(Ij i:;';" il'Ur1'\ ~' ""., 1\"" "1. f ii,' '1 ' f'P' C'-Il.! 1"'1' I. II!. , , I. 1.,0 '-..I (i:', II" ~~,;. en, ,~li l~] i"i,r1\ ,Iif) 1'" :,!:j ilil1 n,)H, "'1'" <'j o i,' ~l,t~" '!--" ,;" '.1" II " " , " ,n ". " "~Ii ,. " , , , , " " " " '!l. .. ''i " " " ;,' d' " ,. " ii' '../ " ;<' '" " " " II,!, " " " ,I"~, ",! , " " 1\ !i '\,1, " PRonPJI\N NlI'NPNI\~ IH\tl. R. t , l":l.I'\tnt:HJ' . I :m WU~, qQVRI.V OF PQNMQtl 11J.4WI\I3 or ' I PIIMPIilRW'ttlP POl1tl'.!'v, l"~tltlIlYJNl\tltl\ I I oJVJ~ I\OW~PN ~ ~W , , NO, 99~fjQ7 OIVI~ , I IN QJVJ~ l\OWIPtl Viii, I,' JlIll~liltl 'WIllIlq!Jll\f'~R, pet"'nf.\l'\n1: ltHJUnm~J.flN ."FJ~\I'IIAFRB FlNP NOW, pqm"'liI PaCemll'\l1t, lfe:l.!ll1 We~thl'\ter, I.l~ AM 1;hI:'QWJh " hi'll.' 1:\1:1:pJ,"n"'~/ I1Amelil p, POlJAl.'/ !!Jeq\.1~+'e/ AmI mA~elil. 1Il1~W!l1:' tp J:he, Opmpll'\J,nt ft:j.pq I'\~" fpHoWe, h P~n!eq, Aft:el1r13MPnAple tnvel3t:igI\Upn/ !fel!'ll1 Wel'lt:hl'\fer / 1:ha petenql\n1:, ',erain / ilil WJ j:hO\.l1: knpWllflqge PI:' infol:'mAtipn'.\.Iftlp~an1: 1:P fpl:'m A pal!ef Alii tp the 1:r\.\t:h pf,the AVermal11:!'I pf l'ArAgrAt,lh l Anq, I\PCOl1qinql~, !'lAma Are rlen!eq... " ~', .Penieq. '1'he oorreot; I\qqrelilf.lof "Illen Welilthl\hr b :lQ~. " ChAl:'lelil RoM, MechAniolill.l\.\rg / O\.lmpel:'lMq' county / PI'lnn/ilylVAl1!A" I :l. paniell." IIftel:' rel\Elonl\pla j.nVeElt:i9A~ion/ Helen Westhl\fer, ths'PafeMl\nt harein, 113 w,it:ho\.1t knoWleqge or informAtion SUff,tcient to fO,rm a belief Alii ,to the t:rut~ of the averments,pf Pl\I:'Agrl\ph ;) Anq, aObarqingl~, IiII\\11e Are qenieq, By WAY of further AnSWet', , pldnt.!:ff, or PlAintiff's preqeoessar, r:lol1c:dteq Defol1qt\l1t by way of making an offal:' of 1\ gr~nt of credit, " 4. Aqmltted inpl\rt find qenied in pl\rt. It is l\qmitted , ,that Dafendant made. PUrohAses AM/pr raoeiVed oash adval)Oalil. It , 'is deniaq that the pUl:'ohases mnde or ol\sh adVanoos roooivect ,. rasultl.ld in 1\ bnlAnco dUe of $6,492.70, taking into aC!:lount ., paYme~t:1iI made by Defendant. '-;, " I", '" f . l'.. ,. f' ,. , , , I' I, ~, Pen~I'It\, M~l'Ir pel\f1pn!\P:!.e ~nVefltili1At~qn, lle~l'In " \'Iellt:IHH!eV, thp Pef-eM"'nt: hepa~n, ~" w~t:hp"t: ~npw~I'It\\1e pr' ~nf.Pt'",At~pn 1I\.!I!f~lJ~ent tp fPl.'m II Palter. !HI tp the t"'"t:h of t:he ' Avermentfl, Pt f!lIrllt;JrAph Q !lncl, IIPpppt\~nq:!.y, lHlme llli'e q~n~et\,' fi, . Pen~et\, Pefent\!lnt mAt\e PAyment", pn Apgpl1nt:pf. thll within. P:!.A~",et\ QPUli1At:ipn, thl3 ~1I~t pAyment l:Je~nli1 \ll!\t\1I PY " , Pefli1n~lInt: ~OiTMI1l\PY of ~D!l9 in~he IImpl1n\; ot qao~, po, . , 7, ponietl, pef,emlllnt tlenhHI thAt thl'l pl\:!.lInpe t\"e ~f1 in the Ampl1nt Of q6,4aa,70 Anti ",tl.'~pt ppopf thepePf i", tlemAnt\et\l II, penietl, lIftep I1eAspnAPle invel'lU\1l\\;!OI1, lIelan \'Iel'lthl\fal,', tha Peff;lntlAn\; hel:'e~n, ifl withcl\.It ~npwhc\\1f;l op , ' " " , .tnfPrmAtion 1'1l1ff~p!Elnt tp fOl.'m II pelief Alii ,1,;P i:hl3 1:1:'111:h of the IIVermentll. Pf PllrllgrApha Anti, I\ccort\inulY, elll1\l3l\re c\aniec\, p, Pl3niac\, Mtel:' l:'elll'lpnIlPlf;l invellt:igAtion, Hsien 'WaattH\fer, the Pefenc\lInt herein, il'l withpl1t knowlf;lc\c;J13 Or , infprmAtion ",uffioient tp fopm II pelief 1111 tp the tl:'l1th pC the " '" ,. " , ' , l\yermont.1iI pf Ptu:'lIgrllPh 9 11M,' IIccordinglY'i "'lime lire t\eniet\, Jly ", Ii WAYOffl1l:'ther IInawer, the IIverments pf PllrAgrllph a lire oonolu",iona Clf lAW to.Whioh II responllive plellt,Ung 113 not requiret\ , ", " 'i' IIntl, furthel:', to whiah stdat proofthel:'eaf ie demAnt\et\ lit ,tdl\l, " II lOt Penied.After l:'ensonl\ple invelltigatipn, Helen I' , WepthAfer, the Defendant hel'sin, is wH:h,out knowledge' or information aUffictenttc form II pelief ae to the bl:'uth of the " IIyot'menta of Paragral1h 1,0 and, IIccordil19ly, liIame l\t'e denied, ay WilY of fu):'ther re13pan13B, Defendant herein is not POl1nq 01:' QPl!glltetl in any WilY' all to aiw.agreel1\el1b pyllnd l:Ietween Plaintiff " 2 . " " "", 'I' PRPVtP+A" "AW~p"^~ ~^N<<t Nq~nt~f!~ I I , J , , I I , +N WH~,poPRW or OPMMoN P~~^Q pr PUMP~R~NP opuNWV. P~NN~V~V^N~A Q+VH~ l\oW~ON '" W\\~ " NP, ~0"~07 o~V~~ :q'l Q~V~H ^OW~PN , ," Vf;I, "!ilL!,)N W/ll/l'l'IIIH'IilR, , . 'l?efl3n~qnt pe~~I'IOA~EopaE~VIOE' t, JAmef;l 0, Ppgn!:', Iill3q~~re, ^t1;o~nI3Y for Pefen~Ant, "~ten I~e"'th"fer, herePY oe!:'tity 1:hq1; ~ hqve tllilil ~qy ",ent ~ tr"e "n~ ' correct copy of the foregoinCJ ^"IiIl'/er. Of lIelpn Wel3thAfer, 1:1:( I" ' " ~epPeiting f;lAme in the Uniteq /ltAtaf;l M~il, Fir~t O~Aelil, ~QetAge !' p!:'elld~1 At /lhiremqnfltown, Penn13ylVAniq 170;U, Mlqre1313l3q tpl ! APple Anq APPle, P,o, l"Jrm !'I 0 , no 4660 PA~m nOUlevqrq Pitt13Purgh, PA 16~1~"1~37 " /l-ltl.U' . ~,nog , /lllilquire PA, /lUpreme ~rtI,o, No, J. WeQt MAin atreet /lhiremAhetownl P^ 17011 (717) 737..0761 ' Attorney for PBfandant, Ilelen WeQthafE!r OAtel Mq~aR, 10PO - 10476 "" " !, ; " " " \ (J " , , , '. ! , (')l I I ;, ': I.:I[ I , , , ilL I, ' ~ i I, !II \, , (',.I , I. .. I' iii '/ '. I , ,.. " , 'J , , ., , I ) '~ ~.. . .,~ ~ ~~ I J ~ ~ ~ ~ ..~ ~. ~~ r.~ ~~' i I I ~~~~ts f I:J ~. ~. ' i m ~I~S~ ,,, ~ ~ . ~ ~ ~ ~ 1:1 10, ,~ lfi! ~ '~m:S ~ ,~ . ~ .~.~ d' ,.. " .. " " ;! ,. " i' fWl""0i..l.t1t,ltOl'IUIIO'''WIO 'O'I!'fWOj .' :1'-11 ~lYHOlI\'tfVUt./l ,tlYI' ". fCl Ijt"tllIllV'WOI, "IVJ~"Ty