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Home My WebLink About03-2814McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/Wa Beneficial Mortgage Company of Pennsylvania P.O. Box 8621 Elmhurst, IL 60126 Donna G. Reidell 55 Oliver Road Enola, PA 17025 Attorney for Plaintiff Cumberland County Court of Common Pleas Number CIVIL ACTION/MORTGAGE FORECLOSURF. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a wrlt~n appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You arc warned that if you fail to do so the cose may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief~quested by the plaintiff. You may lose money or properly or other tights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. AVISO Lc ban demandado a usted en la corte, Si usted quiere defenderse de estss demandas ex-puestas en las paginas sigaientes, usted ticne vcinte (20) dias de plazo al partir de la fccha dc la dcmanda y la notificacion. Hace falta asentar una comparencla escrita o an persona o con un abogado y cntregar a la corte cn forma eserita sus defensas o sus objcciones a las demandas en contra de su persona. Sea avisado que si usted no se deficnde, la corte tom.ara me.~das y puede continuur la dernanda en contra suya sin prewo awso o notificacion. Ademas, la corte puede decidir a favor del demandante y t~quiere que usted eampla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propicdades u otros dcrechos importantes para asted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. Sl NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA JO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/Wa Beneficial Mortgage Company of Peunsylvania P.O. Box 8621 Elrnhurst, IL 60126 Donna G. Reidell 55 Oliver Road Enola, PA 17025 Attorney for Plaintiff Cumberland County Court of Common Pleas Number CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is Donna G. Reidell, who is the mortgagor and real owner of the mortgaged property hereinafier described, and her last-known address is 55 Oliver Road, Enola, PA 17025. 3. On 04/24/2000, mortgagor made, executed and delivered a mortgage upon the premises hereinafier described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1608, Page 508. 4. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 55 Oliver Road, Enola, PA 17025. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 11/28/2002 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest 10/28/2002 through 05/31/2003 (Plus $ 23.15 per diem thereat~er) Attorney's Fee Cost of Suit Appraisal Fee Title Search GRAND TOTAL $ 70,669.56 $ 6,922.90 $ 3,533.47 $ 225.00 $ 125.00 $ 200.00 $ 81,675.93 7. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 8. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular and certified mail. WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $81,675.93, together with interest at the rate of $23.15 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. TERRENCE J. McCABE, EgQUIRE Attorney for Plaintiff VERI______FICATION The undersigned, is the Foreclosure Specialist of the act ion, ~/L/~F~d~f~ ~/9/t/~/77~ .~.~z~ ~Tf George Hernandez, hereby certifies that she Plaintiff in the within and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. George Hernand~ z ' ~--~ IF BOX IS CHi~CKGD, THIS MORTGAGE IS AN OP~N.-~ND MOItTGAOE AND SBCUR~ FUTUR~ ADVANCe. ~IS MORTGAG~ is m~e this ~y 24r~ of ~p~.~ L ~ O0 ~ th~ Mo~g~or, DONNA G, REIDELL NOT STATED ' ' 4910 CARLISLE PIKE/el04, ~CHANICSBURG, PA 1~055 -~e ~. _ The following paragraph preceded by · cbeokcd box is applicable. ['~ WPIEI~As, Borrower is in~b~ to ~ in ~ ~nci~l sum of $ ~5, ~vide~ by ~w~'s ~ R~ym~t ~ ~ty ~t Or ~n~ APRIL 24, 2~0 nnda~ye~o~or~nletk~/~ e~ m~. ~ncl~n~ any ad~m~ ~ ~e amount of m~zs~abl~w~l~of~emdeb~,ifnot~d,d~yableon~APRiL 28, 2030 ; ~ WH~, ~ower is indeb~ ~ ~er M the ~nci~ ~m of $ , or ~ m~h ~f ~ may ~ adva~ p~t to ~'s ~ving ~ A~t ~ ~ ~ ~ew~s th~ (~n "No~"), ~vi~ Mr money ins~llm~ a~ in~ at ~e ca~ and ~ ~ ~ms ~fi~ in ~ No~, i~l~ ~ ~nm {n the in~ ~o~ng f~ a ~it limit ~ in ~ ~nci~ ~m a~ ~ ~ inl~ ~ of TO S~ ~ ~ the r~ym~t ~ (1) t~ i~ ~i~ by t~ ~o~ wi~ in~ ~n, incl~i~ ~y inor~ if ~ c~ ~ is ~ble; (2} fut~ ~v~ ~ ~y ~olving ~ A~t; (3} ~ ~ (4) ~e ~e of ~ c~ a~ ~ ~ ~w~ ~n ~, l~a~ in ~ ~un~ ~ C~ER~ Common~l~ of ALL THAT CERTAIN PROPERTY SITUATED IN THETO~NSHIP OF EAST PENN$SDRO IN THE COUNTY OF CI.J~ERLAND AND COIvI~NWEALTH OF PENNSYLVANIA, BEINOMORE FULLY DESCRIBED IN A DEED DATED 0410211G8~ AND RECORDED D510211~8~, AMONG THE LAND RECORDS DF THE COUNTY AND STATE SET FORTH ABOVE, IN DEED VOLUME 32-R AND PAGE Q32. TAX MAP OR PARCEL ID NO.: Og-lZ-Zgg2-042 01-07-00 ~ PA0OlZ81 IIIIIllillllllllllllllllllllllPll -2- appu~nano~ and r~n~, all o~ which shall be d~m~d t~o b~ and ~n a ~ of t~ ~y ~ by ~r~; and all ~ t~ f~{~, to~lh~ ~th ~id ~y (or ~o l~ld ~m~ if tMs Mo~ iS on a I~hold) a~ he~naf~r ~ ~ ~ ~ "Pr~y," ~wer ~v~n~ ~at ~w~ i~ lawfully ~ of the ~ ~by ~n~y~ and ~ ~e N ht ~ ~ ~ ~e Pm~y, and t~ ~e ~v is un~-~ ...... t ~ m~c, ~-~ ,,,~. u~ ~or ~~ ~ r~r~ ~wer ~n~ ~t ~w~ w~ ~ will ~f~d ~{y ~ ~e to ~he P~ a~ ~I ~ms ~ d~an~ sub~ ~ ~m~ of ~rd. UNIFORM ~V~. ~w~ ~ ~ ~v~ and ~ ~ follow~ {. Pmymen~ of ~in~psi end Inlets{ ai V~isblc ~s. ~k m~ ~ ~1 ~ym~ ~ pdn~ and 2. Funds [~ Tax~ ~nd lusur~, ~u~ ~ a~ble {aw or W~r by ~d~. ~w~ ~al{ ~y io ~d~ (h~n '~') ~ ~ ~w~ .of lh~ ~dy ~ ~ ~m~ (i~l~ ~{~um ~ pla~ ~l~m~l ~ if any) w~ch may a~n ~ ov~ ~s ~ a~ ~d ~ ~ l~ ~ay, muy, ~ ~we{~ of y~rly ~i~ i~{Im~ for ~ i~ ~ o~w~th ~ ~ly ~mium ~ly the ~ m ~ ~{d ~x~, ~m~. i~ ~iums ~ ~d ~ ~ may ~t o~ ~ ~ ~w~ m~ ~ ~ F~ ~ a~ble law ~-~aim ~ ~ m~e ~ a c~. ~w~ ~ may a~ in ~gng at ~e ~me ~ ~ of tMs Mo~ ~l in~t on t~ F~ ~1 ~ ~d ~ w~ ~. ~ F~ ~ p[~ ~ ~fi~ ~ty for i~ s~ ~ by ~s M~. If ~ amount ~ t~ Pu~ ~ld by ~, ~ ~ t~ f~ m~tMy i~lm~ o~ Fun~ ~e ~ ~ d~ ~ o[ ~x~, ~ i~ ~ and ~ ~ ~1 e~ 1~ smoot ~ w ~y ~id ~. ~. i~umn~ ~i~s and ~u~ ~ ~ ~ ~1 due. s~h ~e~ ~1 ~, at ~w~'s opfi~, g~ ~m~y ~d ~ ~ or ~ ~ ~w= ~. mon~l~ i~lm~m of ~ I~ the of ~ ~ ~d by ~1 · · ~ . ~ ~ may ~i~. - h~d by ~. ~ ~ ~ 17 ~f ~ ~y ~ ~d or ~ P~ is o~i~ ~ ~ ~, ~ld by ~ at .... ~m~ny A~, nil ~ ~ by ~ ~ th~ N~e a~ ~ I ~ 2 h~f s~I ~ ~1i~ ~ fi~ in ~ym~t ~ ~o~ ~ble ~ ~ by ~w~ ~ ~ 2 ~, x~ ~ int~. ~d ~ ~y mo~, d~ of ~ or o~ ~ a~ with a li~ w~ch ~ ~i~ o~ ~ M~ {~ng ~w~'s ~ m m~ ~ym~ wh~ d~. ~ ~i ~y or ~ ~ ~ ~d nil ~ ~d o~ ~. ii~ and im~o~ a~bu~ble ~ ~ ~ which may ~l~n a ~oH~ ~ ~ ~d I~old ~ym~ or ~ ~ i~ ~y. IIillllllllllllllllllllllllllillll )~ 1770172Z46~SMTGSODOP~O012Ef2~Ei D~Lt. x FILc C~Py PAllet282 5. Hazard Insurance. Borrower shall keep the improvements now existing, or hereafter eree~d on the Property insu.v~xl agalns'~ Io~ by fire, hazards included within tho term "ea~-nd~ cov~rege,' and such other hazards a~ Lender may The insurance cart%r providing the insurance shall be cho~n by the 13orrower subject to approval by Lender, t~rovide~, that such approval ~hall · · not be unreasonably withheld. All insurance 9otleles and renewals thereof shall be in s form aceeptable to Lender and shall include a standard mortgage cisus~ in favor of and in a form a~ceptable to Lender Lencler shall have the right to hold the policies and rea swale thereof, ~'ubjeot to the term s of any mortgage, deecl of tr~s~ or otber security agreement with z lien which bxs priority over this Mortgage. In the event of Io~s, Borrower shall give prompt ~otiee to the insurance carrier and Lender. Lender may make proof of I~if not made promptly by Borrower. If the Property is abandonecl by Borrower, or if Borrower fails to respond to I~nder within 30 gays from the date notice is matlecl by Lender to Borrower that the Insuranc~ carrier offers to settle a claim for tnsuranna benefits, Lender is authorized to coll~t and arlr0v the insurance --re---~~ -- · · -t-.~ l~ ,.~ ~ l.~nuer $ OpTIon ~tner to r~t0rall0n or repair of the Property or to the sums secured bi' thls Mo~aga. 6. Preservation end Maintenance of Property; Lr.a seholds; Condominiums; Planned Unit D~veloprnents. Borrower shall keep the Property in good r~pair and shall not corn mit waste or permk impairment or deWrlorstlOn of the .P~ty and shall comply with the provisions of any lease if this Mortgage is on s leasehold, If ~kis Mortgage is on s unit in a condominium or a planned unit d~v~opm~nt, Borrower shall i~rform all of BorroW'sr*a obligations under the dselsrstlon or eovennnis creating or governing the condominium or planned unit development, the by-laws relniatlons of the condominium or planned unit development, and constituent documents. 7. Prote~-tion of Lender's Security. If Borrower falls to perform the covenants and agreements Contained in this Mortgage, or if any action or proceeding is COmmenced wlgch materially affects Lender's interest in the Property, then Lender, at Lender*s op~on, ttpon settee ~o Borrower, may* make such appearances, disburse such sums, tach,ding reasonable attorneys' fees, and ~ such a~ion as is nesessery to pro~t Lender's interest. Any amounts disbursed by Lender pursuant to this paragraph 7, with inter~st thereon, at the con~-ac~ ra~. shsll become addil~unal ~ndebtedn~s of Borrower semired by ~ Mortgege. Unless Borrower and I-~nder agree to other of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thercof~No~hlng contained in this paragraph 7 atoll require Lender to in~r any expen~ or take any actlun hereunder. 8. Xnspeotton. Lender may take or canes to be made reasonable entries upon and inspections of the Property,, provided that Lender shall give Borrower not, ce peer to any s~h Ir~pe~on specifying reasonable cause therefor r~lated to Lender's inlerest in the Property. 9. Condem ashen. The pl~0ceed~ of any award or claim for dama~, dire~t or consequentlal, in eoune0tl on wi~h any co~demnation or o~her l~ing of the Property, or part thereof, Or for conveyance in lieu of condemnation, are h~by assigned and shall be paid lo Lender, subjest to ihs terms of any m0rtt[age, dsed of ~ or other ~curit7 agreement with a lien which has priority over thlaMortgage. 10. Borrower Not Released; ]Porb~arao~ By L~nder Not a Waiver. l~tl~,~slun of the time for payment or modificetlon of amortlzatlon of the sums secured by this Mortgage granted by Lender to any successor in intere~ of Borrower shall not operate to release, in any manner, the liability of the original Borrower and Borrower's suc0e~sor~ in intere~ Lender shall not be required co commence proceedings ageirLst suoh suc0essor or r~fuse co extend time for payment or otherwise modify amortlzatlon of the sums secured by this Morr~ge by reason of any demand made by the original Borrower end Borrower's su~essors in interest. Any forbearance by Lender in exer~slng any r/Sbt or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or pre,Iud& the exercise of any soch right or remedy. I 1. Soccesnors and Assigns Bound; Joint and S~veral Liability; Co-si~ners. The covenants and agreements herein contained .~hsil ' ' - bind, and the ngh~s hereunder shall inure to, the respective successor~ and ~ig~ of Lender and Bo~0we~, sob.i~t to the provisions of paragraph 16 hereof. All coveaan~ and agrseme~ts of Borrower sh~ll be joint and several, Any Borrower who ~o"si~ns this Mortgage, but does not e. xecue~ ll~ Note, (a) is co-signing this Mortgege only mortga~, grant and convey that Borrower'slnterest in the Prol~-ty to Lender under ihs terms of this Mortgage, (b) is not personally liable on the Note or under this Mort~. and (¢) agree that Lender and any other Bo~-~o~er ber~under may a~ree co exteod, modify, forbear, or make any ~ nccommodstions with l~'gard to the t~rms of ',hie Mortgage or the Note w{thoot that Borrower's cor~nt and without releasing that Borrower or modifying ~ Mortgage as to ~hat Bon'ower's interest in the 0$-OT=OO MT~ PA0012113 ]~'~770 ~ 72~4~9~TG~O0(~A091283FN~RE I rll~t.i. N FILE COPy 12. Notice. ~cept fo~ a~ notlc~ required vnd~ a~i~blc law ~ ~ ~iv~ in ~o~ m~, (a) any n~ ~wer ~o~d~ f~ in ~s M~c sh~l ~ ~v~ by d~i~i~ i~ or by m~lin~ ~h no~ic~ by c~ m~il ~d~ to B~w~r at ~ Pr~y Ad~ ~ a~ s~h o~ ~ ~ B~w~r may ~m by no~ce ~ ~ ~v~ h~mn, ~d (b) any no~a~ ~ ~ ~1 ~ ~ by ~ m~l ~ ~'s add~ s~ h~ or ~ o~ a~ ~ ~ may ~m by ~ m ~w~ ~ ~wd~ ~n, Any noff~ ~d~ for in chis Mo~ . , ~-~.~mflsy. ~n~ ~ ~o l~ la~ a~bl~ ~ ~s M~ ~1 ~ t~ laws of ?~on m which t~ P~y m 1~. The fo~ng ~ ~1 ~ limit ~ a~lloabil[~ o~ F~I law ~ M~a~. In the ~ t~x ~y ~o~ ~ cla~ ~ ~his M~ ~ ~ N~ ~icm wi~ s~i~ble hw, ~h ~i ~1 not ~ o~ ~v~o~ o~ ~s M~ or ~z Nora w~ch ~ ~ ~ ~U~t wi~hou~ ~e ~ ~, ~ ~ ~h~blelaw or hm~ h~m 14. Bo~ow~'s Copy. ~mw~ ~l ~ f~is~ a c~ ~py ~ ~ No~ a~ of v~s ~ at ~e ti me of 15. ~bilitati~ L~ A~m~t. ~w~ ~11 f~fill ~ ~ ~w~'s oMi~ ~ ~ home ~s ~, may ~ ~w~ to ~ ~ ddt~ t0 ~, tn a f~ ac~ble W ~, ~ ~m~t ~ ~, cld~ ~ ~ w~ch ~w~ may ~ve ~i~ ~ w~ ~ly la~, ma~ ~ ~ in i 6. Transf~ of the Pro~y. I~ ~w~ ~ or ~ all or ~ny ~ of ~ pm~ or ~ i~ ~n, ~ti~ of law u~ ~ ~ ~ a ~nv ~ (c) ~ ~nt o~ ~ l~d in~ of ~ ~m ~ I~ not o~ of ~ ~y, (g) a ~ to a ~ of ~ of ~ in t~ ~y, ~ (i) ~y ot~ ~ ~ ~ig~ ~ in ~a~ ~ by the ~1 ~me~ ~ ~. ~ ~i ~ ~ ~ ~l~ i~a~ ~ ~ ~ to ~ ~ ~ ~ if a ~ I~ w~ ~ m~ ~ ~e ~. ~w~ will ~n~ ~ ~ obli~ ~ the No. and ~s M~ ~ ~ ml~ ~w~ in If ~ ~ nm ~ ~ ~ ~e ~ ~, ~ may ~ sll of ~ ~ ~ by ~s M~ ~ ~ the no~ is m~i~ 0r ~i~ ~t~n which B~ m~ ~ ~ a~s ~1~ d~, H ~w~ hfls ~ ~y ~h ~s ~or ~ ~e ~r~on ~ s~ ~. ~ may, ~ ~it~by ~ 17~f. wi~ut f~ ~fi~ ~ ~m~ ~ ~, ~vok~ ~ NON-~ ~V~N~. ~ w~ ~ ~ f~ ~v~l s~ ~ ~ ~oll~ 17. a~ati~; Rem~i~ ~pt ~ ~vi~d in pn~ph 16 ~. u~ ~orrow~s ~c~ o~ any covert or a~m~t of Bo~ow~ in this M~as~ i~cl~i-- *~ ~z s~,fym~ (i) the ~h; (2) th, ~1~ ~qm~d ~ ~ure s~h b~b; (3) s da~ ,ct 1~ from ~c dn~ the not~ is ~i~ to ~, by whie~ such ~h must ~ cu~; and (4) tbt hil~ to cu~ s~h b~ach ~ or ~fo~ the da~ s~*ft~ m the notice ~y ~u[t in ~lerili~ of ~ su~ ~ by ~his Mofl~e, fo[~l~u~ ~y j~ichl ~i~ and ~b ~ the ~op~y. ~e noti~ shall f~ B~ of ~he tl~t ~0 ~ I~ ~l~ti~ ud ~e ri~t to ~ in the f~losu~ ~h[ ~c nonezzst~ of a ~fault or any ~r ~ ~ B~row~lo a~lemti~ ~d f~l~ U ~h* ~h is not cured ~ or ~= the ~ s~bd in t~ n~ ~o~, at ~der's ~fi~ may d~la~ all of ~c sums ~ur~ by this MoflEa~ to ~ ~m~htely du~ ~d ~yab~ wi~out Ymh~ ~d and ~y f~l~ M~t~Se by ~cbl p~dhf. ~d~ shall ~ =ntiO~ to ~11~ ~ s~ ~e-~i~ nil ex~ of f~l~ includins, b~ not limi~ to, ren~blc a~=ys' f~ ~d ~s of d~um~y evid~, ab~rocts and title ~. Illllillllllllllllglllllllllllllll 18. Borrower's Right to Reinstate. Notwithstandin~ ]-~.der's ac.~eler~tion of the sums by this Mortgag~ du~ to Borrow, er's bl'~a~h, B~rr~x, shall hav~ ~e ~t ~o have any ~ ~gu~ by ~nd~ t~ onfor~c this MoP.ge di~n~n~ at any time pdot to ~n~ of a j~m~t ~ag t~s M~t~ ~ all s~s whi~ would ~ ~ d~ un&r this Mo~ and ~ No~ had ~ a~el~fion ~urt~; (b) ~rrow~ ~ all ~h~ of any oth~ ~v~n~ or ~m~ of ~w~ ~u~ by this Mo~ ~I ~n~n~ mim~. U~n s~h ~ym~t and cu~ by ~War, l~s M~tg~ and 19. Asslgnmgaa ~ Rent~; Ap~almant of Ra~iv~. ~ ~i~o~ ~u~gy h~d~, ~ow~ h~by .~ of marmot of ~ p~ and collation ~ ~m, inel~ng, but ~t limi~ 01-07" nD MTG Illllllllllllllllllllllllllllll REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDFJ. sUPERIoR _. MORTGAGI~ OR DEEDS OF TRUST -- Borrower and Lond~ request tho ho~dor of a~y mop. ge. deed o~ m~: or other e~:umbr~nce with a lien which ha~ ~c~iority over this Mortgage to give Notice to Lcnd~r, at Lcndc~*s ~ddl-c~ ~t fo~h on page one o~ tiffs ~Mortgag¢, of any defaolt under the Supe~or eOC~mbranc~ and of any sale or other foreclosure action. I hereby ccrtlfy that Ge precise addre~ of ~ ~ (Mo~) is: 4910 ~MMONW~ALTH OF PENNSYLVAN~, ~ I, ~ ~. ~ ~ ~l ~ ~, n N~ ~bllc in ~ for ~d ~umy ~lly ~wn m me ~ ~ t~ ~me ~n(s) w~~ ~ ~ ~ vo]~ ~, for ~ ~fi~ ~ D~~ ~/a Illllllllllllllilllllllllilllll N 177~ 17~4S~MTGSO~0PA~012ISF~RE I ~LL N FILE COPY PAO012~ I I HI II I III I I I I II ALL THAT CERTAIN of land situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by Gerrit J. Betz, R.S., dated May 5th, 1969, as follows: BEGINNING at a point on the southwest side of Oliver Road (fifty feet wide) at the distance of four hundred twenty-six and ninety-six hundredths (426.96) feet measured along same South forty-six degrees East (S. 46 degrees E.) from its intersection, with the southeast side of Louis Lane (North) (Sixty feet wide) thence along the said Oliver Road South forty-six degrees East sixty-four feet (South 46 degrees E. 64') to Lot No. 56; thence along the same south forty-four degrees West one hundred ten feet (S. 44 degrees W. 110') to LOt No. 41; thence along the same North forty-six degrees West sixty-four feet (N. 46 degrees W. 64') to LOt No. 54; thence along the same North forty-four degrees East one hundred ten feet (N. 44 degrees E. 110') to the place of beginning. Commonly known as: 55 Oliver Road, Enola, PA 17025. SHERIFF'S RETURN - NOT FOUND CASE NO: 2003-02814 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS REIDELL DONNA G R. Thomas Kline duly sworn according to law, says, that inquiry for the within named DEFENDANT REIDELL DONNA G unable to locate Them in his bailiwick. COMPLAINT - MORT FORE , ,Sheriff or Deputy Sheriff, he made a diligent He therefore returns who being search and but was the the within named DEFENDANT 55 OLIVER ROAD ENOLA, PA 17025 DEFENDANT NO LONGER LIVES AT 55 , REIDELL DONNA G OLIVER ROAD ENOLA, PA. , NOT FOUND , as to Sheriff's Costs: Docketing 18.00 Service 20.70 Not Found 5.00 Surcharge 10.00 .00 53.70 R. Thomas Kline Sheriff of Cumberland County MCCABE WEISBERG CONWAY 07/18/2003 Sworn and subscribed to before me Prot~orfotary McCABE, WEISBER~ AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Vo Donna G. Reidell Cumberland County Court of Common Pleas Number ~ ~',~;~] PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint in Mortgage Foreclosure in the above-captioned matter. September 17, 2003 TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff M~CABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Idenfification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (21~) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania P.O. Box 8621 Elmhurst, IL 60126 Donna G. Reidell 55 Oliver Road Enola, PA 17025 Attorney t0r Plaintiff Cumberland County Court of Common Pleas Number CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE AVISO You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must rake action within twenty (20) days after this complaint and notice are served, by entering a written appearance parsonaily or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without ftutber notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other fights important to you. Le hah demandado a usted en la corse. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguiantes, usted tlane veinte (20) dias de plazo al parfir de la fecha de la demanda y la notificacion. Hace faita asentar una comparancia escrita o en per,ha o con un abogado y entregar a la eorte en fonna escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no ~e defiende, la torte tomara medidas y puede continuar la demanda an contra soya sin previo aviso o notification. Ademas, la corte puede decidir a favor del demandante y requiere que used cumpla con todas las provisiones dc esta demanda. Usted puede perder dinero o sus propiedades u otros derechos imporlantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA JO PARA AVERIGUAR DONDE SE PUEDE CONSEGU[R ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, ]t7013 800-990-9108 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (21S) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania P.O. Box 8621 Elmhurst, IL 60126 Donna G. Reidell 55 Oliver Road Enola, PA 17025 Attorney for Plaintiff Cumberland County Court of Common Pleas Number CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is Donna G. Reidell, who is the mortgagor and real owner of the mortgaged property hereinafter described, and her last-known address is 55 Oliver Road, Enola, PA 17025. 3. On 04/24/2000, mortgagor made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1608, Page 508. 4. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 55 Oliver Road, Enola, PA 17025. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 11/28/2002 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. The following amounts are due on the mortgage: Principal Balance Interest 10/28/2002 through 05/31/2003 (Plus $ 23.15 per diem thereafter) Attorney's Fee Cost of Suit Appraisal Fee Title Search GRAND TOTAL $ 70,669.56 $ 6,922.90 $ 3,533.47 $ 225.00 $ 125.00 $ 200.00 $ 81,675.93 7. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 8. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular and certified mail. WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $81,675.93, together with interest at the rate of $23.15 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff VERIFICATION The undersigned, George Hernandez, hereby certifies that she is the Foreclosure Specialist of the Plaintiff in the within and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. George He r~"~n ~~ MORTGAGEI ADVANCIL% THIS MORTGAGE is made this day 24TH O[ APR-I L 20 0~ · b~twe~n tho Mo~gagor, DONNA G, REIDELLt NOT STATEO {h%~n "l~o~SW~")AndMortgagec BENEFICIAL CONSUMI~R ~I,~C, OUNT COMPANY DIBIA ~ENEFICIAL MORTGAGE CO OF PENNSYLVANIA a coqx~afionor~z~landegsTingtmd~thelawsof PENNSYLVANIA 4910 CARLISLE PIKEI*104, ~CHANICSBURG, PA 1~055 , whose address is Tl~e following paragraph preceded by · cbe~=d bo~ is applleab[~. ~] WHERE~S, ~w~ is in~b~ to ~ in ~ ~nci~l sum of $ ~, 30a. 29 ~viden~ by ~w~'s ~ R~ym~t ~d ~ty ~t or ~ M~ ~ ~ent ~t~d APR I L 24. 2~0 and any ~o~ or r~s ~f (~in "N~"), p~viding for m~ i~lm~m of ~ a~ in~, ~el~ng any ad~m~m m ~ amour ~ ~ym~m ~ ~ ~n~t mm ff tMt mmi~Hable, wi~l~of~eiMeb~.if~t~d,~a~Meon APRIL 28, 2030 ; ~ WHEREAS, Borrower is indcbtexi to Lender in the princit~l sum o[$ , or so much thereof a~ may be advanced porsuant to Borrower's Revolving Loan A/~ment and extensions and renewals thereof (horSn 'Not~"), providing for monthly [r~staHm~nts,'and interest ~t the tat~ and under the terms specified in the Note, including any adjustments in tt~ interest mm if that rate is vsriabt¢, and providing for a credit limit stal~d in the prirmlpal stun abow and an tnilial advanc~ of $ ; ALL THAT GERYAIN PROPERTY SITUATEO IN THETOWNSHIP OF EAST PENNSGOR9 IN THE COUNTY OF CIJ~I~ERLANO AND COk4v~NWEALTH OF PENNSYLVANIA, BEING MQRE FULLY DESCRIBED IN A DEED DATED 04/0211987 AND RECORDED 0610211087, A/dONG THE LAND RECORD~ OF THE COUNTY AND STATE SET FORTH ABOVE, IN DEED VOLUME 32-R AND PAGE 032. TAX MAP OR PARCEL ID NO.: 00-12-Z902-04~ EX: iBiT 'IA" 01-07=00 ~ llllllllllilllllllllllllllllll! PAOD1281 -2- TOGE'THI~R with all 'the improvements now or h~-e~fl~' er~.'ied ~ ~ p~y. ~d all ~m~ dSh~, a~u~ and ~ all of which ~1 ~ ~m~ to ~ a~ ~dn a ~ ~ th~ ~y ~ by t~ Mor~; and all ~ the f~i~, to~t~ ~th ~id ~y (or ~ l~ld ~ if t~ Mo~ is ~ I~ld) ~ he~nafter ~ ~ ~ ~ 'Pr~y.' ~w~ ~v~n~ ~at ~w~ ~ lawf~ll~ ~ of the ~ ~eby ~n~y~ and ~ t~ ~ght to ~t ~d ~n~ ~e Pm~y, and t~l ~e ~I is unarmS, e~ for ~a~ of r~d. ~wer ~n~ ~t ~w~ w~ ~d will ~ ~ly ~ g~e to the P~y a~i~ all clams ~ d~an~ sub~ to ~~ of r~rd. UNARM ~V~A~. ~w~ ~ ~ ~v~t and ~ ~ foltow¢ i. ~yment of ~in~pal and Inter~ at Variable ~. ~ m~ ~ ~1 ~ym~ ~ ~ in~r~ d~ ~ s ~d~Me rate 1o~. ~ ~tract mm of int~ a~ ~ym~t amo~ m~ ~ sub~t to c~ ~vid~ in t~ Nom. ~w~ ~a[l ~om~ly ~y wh~ d~ ~1 ~o~ ~ by the No~. 2. Funds f~ Tax~ and lasur~. So~ ~ a~ble law ~ w~r by ~d~. ~w~ shall ~y to ~ ~ the ~y monthly ~ym~ o[ ~l ~d int~ ~ ~ya~e ~ t~ N~ ungl the Note is ~d in f~l, a ~m (~n "~") ~ m ~w~ .of tho ~ly ~ ~ ~m (i~l~ ~i~um ~ Na~ ~l~m~t ~ if any) w~0h may s~n ~ o~ ~s M~ a~ ~d ~ ~ t~ P~y, any, ~ ~wel~ of y~ly ~i~ i~lm~ f~ ~d i~ ~ o~w~fth ~ ~ly ~mlum i~llm~ for ~ i~m~, if mi, il ~ ~ ~ma~ [~g~ly a~ Fr~ 6me ~ ~me by ~ ~ym~ ~ F~ ~ ~ ~ ~ o~t ~t ~w~ m~ ~h ~ ~ ~ h~ of n ~or mo~ or If ~w~ ~ ~u~ to ~. the ~ ~1 ~ h~d in ~ J~t~ t~ &~ or t~o~ts ~ wM~ ~lI ~e ~i m ~ ~id ~x~, ~, i~ ~iums a~ ~d ~ ~ may not c~ f~ ~ ~ys ~w~ in~ ~ ~ F~ ~ a~i~ble law ~im L~ ~ m~e ~h · c~. ~ ~ may a~ in ~n¢ at th~ ~me ~ ~ of IMs Mo~ ~t ln~ ~ ~ ~ ~1 ~ ~d ~1 ~g~ ~ ~ F~ ~owing c~m ~ ~ ~ ~e F~ ~ t~ ~ for whi~ ~oh ~Mt ~ If ~ amour ~ ~ ~ h~Id by ~, ~ ~ t~ f~ m~tMy i~lm~ ofF~ ~e ~ ~id ~ ~ i~n~ ~i~s a~ ~ ~ ~ ~y f~l due, s~h ~ ~l ~, a~ ~w~'s ~g~, ~ ~mpgy ~d to ~ ~ ~ ~ ~w~ on mon~ly i~lm~m of F~ If the amour ~ [~1 d~, ~ ~ll ~y ~ ~ ~y amour ~ ~ m~ up ~ ~ in o~ or m~ ~ym~ - U~ ~ym~t in f~ of ~1 ~ms ~ ~ ~ ~ ~ s~l ~m~y ~d to ~ any h~d by ~. ~ ~ ~ 17 h~f ~ ~y ~ ~d or ~ P~ ts o~i~ ~ ~ ~, ~d by ~d~ at ~ time ~ s~i~ti~ ~ a ~t s~ ~ ~ ~ by ~s ~m~y A~, all ~ ~v~ by ~ ~ the H~e a~ ~ I ~d 2 ~f s~l ~ ~li~ by ~ fi~ in ~t of ~o~ ~b[e ~ ~ by ~ ~ ~aph 2 ~, zh~ lo int~ and th~ ~ ~ ~i~. ~ ~y mo~, ~ of ~ or o~ ~ a~ with a li~ w~ch ~ ~io~ o~ ~ ]~ng ~w~'s mv~ m m~ ~ym~m wh~ ~. ~ ~1 ~y or ~ m ~ ~d all ~ ~ ~d o~ ~. [~ ~d im~gfi~ ~bu~ble ~ ~ ~ which may st~n a ~og~ ~ Mo~g ~d I~hold ~ym~ or ~ ~ i~ ~. IIIIIIlllllllllllllllllllllllllglli .177017224696i~TGgoooP~O0125~EIOELT, x FILE :5. Hazard Insurance. Borrower shall ke~p the improvemeo~ now e~:is~ing or h~f~ ~ on t~e P~ty msu~a~a~l~y~re, ha~t~cl~w~thznth~m ~nd~co~, and~ho~h~za~a~d~may ~e ins~n~ ~ ~ovi~ng t~ in~ran~ ~all pmvi~, ~at s~h ap~ovE ~1 n~ ~ ~r~bly wi~hgd. AH i~ura~ ~tioi~ and ~wals ~f sh~l ~ in a form ~mbl~ ~ ~r a~ ~I in~ a ~n&M mo~gage cla~ in favor of and in a form s~ble to ~d~. ~ ~all have ~e right ~ hold ~ho ~li~ ~d ~ew~s ~f, ~b~ to the terms of ~y m~gage, d~ of ~g or ~h~ ~H~y ~ wi~ a li~ which ~ ~od~y o~r this Mo~. In ~he ev~t of I~, ~rtow~ ~s[1 g~ ~m~ ~oti~ to If tho Pm~y is a~ by ~w~, or if ~w~ faila m r~ ~ ~nd~ wi~n ~ ~ from the date aofic~ is mail~ by ~ to B~w~t tho i~r~ ~ ofi~ m ~e a 01aim I~ i~n~ ~di~, ~ is a~hociz~ lo ~llmt ~d a~y ~ i~ pr~s a~ ~d~'s option g &~ ~ ~0n or ~ir of ~e Pro~y or w g~ sums ~rM by ~s 6. ~es~vatlon and Malnt~la~ ~rty; ~holds; C~domlnlums; Planned Unit ~velop~. ~rmw~r shall k~p ~e Pm~ in ~ ~ir a~ s~l not ~mm ia a c~mi~um ~ a ~ u~t ~opm~g Borro~r ~h~l ~Is~on or ~vman~ ~Ong or ~v~ing t~ ~mi~ ~lalio~ of t~ ~mlnlum ~ pla~ uni~ ~v~opm~, and ~ d~um~g. 7. Proi~i~ d Le~d~'s $g~ily. If ~w~ falls ~ ~[~ ~e cov~ and a~m~ ~ia~ in this Morgan, or if any ~oa ~ ~ing is ~mm~ wMch ma~ly df~ ~er, at ~d~'s ~, ~ nofi~ ~ ~w~, may m~ s~h a~, dls~ s~h ~mg inol~ng g. las~ton. ~ may ~e ~ ~ ~ ~ ma~ ~blo en~i~ 9. ~n&m~li~. ~ ~ of any aw~ or c~im for ~m~, ~fion or ~ ~ ~ t~ ~y, or ~ ~f, ~ for ~n~ tn [i~ of m~ti~. ~ h~by li~ w~ch ~ ~ ~ ov~ ~s M~. 10. Borrow~ Not 'Rol~d; ~ra~ By ~dor Not a Waiver. ~ ~ ~ tim~ for ~ym~t or m~ifi~tion ~ ~o~g~ of t~ auras ~ by ~s Mo~o ~ by ~ w ~y ~r in int~ of in~C ~ s~! not ~ r~ ~o ~men~ ~n~ a~i~ ~ym~t or o~i~ m~fy nm~i~g~ ~ ~e ~ ~ ~ t~ M~ by ~n ~ ~y ~n~ made by ~he oNg~l ~ ~ ~w~'~ ~ in in~r~t. ~y f~ by ~ in ~ng any ~t or ~m~y ~e~, ~ 0~wi~ ~f~ ~ a~i~ble law, ~1 not ~ a wg~ of or ~1~ ~ ~ of ~y ~h gght or ~y. I 1. S~c~s aad ~ig~ Bound; Joint and Seve~l Lia~lity; C~i~. ~w~. sob~ to ~e ~o~ of ~ 16 h~f. All ~v~ ~v~. Any ~w~ who ~ ~s M~, hot ~ ~t m~, ~nt ~ ~ ~at ~w~'s in~ in ~e P~ m ~ ~ ~o t~ms ~ ~s ~ge, (b) ~ not ~ly liabl~ ~ ~ No~ ~ ~ ~ M~. ~ (c) a~ ~t ~ and ~y o~ ~ ~d~ may No~ ~o~ ~t ~'~ ~t ~d wi~o~ ~l~ng that ~w~ or mo~f~ ~ M~ ~ to ~t 01-0~-00 ~ P~12a3 Jlllillllilllllllllllllilllllllllllll[ "177017~Z469I~4T~DOOPP. OOT263FNXR~IDETL . FIL~ 12. Notice. Except for aux uotic~ roqulre~l under applicable law ~ ~= glv~ in ~o~ man~, (a) ~w~ ~o~d~ f~ in this M~g~ sh~l ~ ~v~ by d~i~i~ i~ ~ by m~ling ~h noQce by ~iH~ mail addr~ to ~mw~r at t~ Pr~y Addr~ ~ at s~h ~ ~ ~ B~w~ may d~ by nofi~ ~vi~ ~n, ~d (b) any no~c~ ~ ~ ~1 ~ $~ by ~fi~ m~l to ~'s add~ s~ h~n or to ~h o~er ad~ ~ ~ may ~m by ~ ~ ~w~ ~ ~o~d~ ~n. Any nog~ ~ d~ ~or in !$. Oov~nin~ L~w; Seversbility. The m~ ~d 1~ la~ a~i~Me ~ ~ M~ge s~l ~ ~ion in which t~ P~y is I~ ~e fo~ng ~$ ~11 ~t limit ~o a~licabili~ of F~t law M~a~. In ~e ~t ~t ~y ~M~ ~ cla~ of tMs M~ ~ N~ ~ic~ ~ a~i~Mo law, ~h ~i~ ~1 not ~f~ o~ ~ov~i~ of ~s M~e or ~o No~ w~ch ~ ~ ~v~ eff~t without ~e ~ ~vi~, ~d ~ ~s ~d ~ ~oviM~ of ~ia ~ge ~d th~ N~ are ~ ~ ~ ~v~ble. ~ ~ 'el~' a~ 'atm--' f~' incl~ ~1 ~ms ~ ~c ~t not ~ ~ a~li~ble law or limi~ 14, Bo~ow~'s Copy. ~row~t ~ fumis~ a ~o~ ~py ~ t~No~ a~ of tMs M~$gc at the lime of 15. ~Mlitstion L~ A~m~t. ~w~ ~11 fMfill all of ~w~'s oMi~fio~ ~ ~y ~Mli~g~, im~ r~ir, ~ o~ I~ a~ont wMch ~w~ m~ into ~ ~. ~s ~, may ~ ~w~ m ~ ~ d~iv~ ~ ~,in a f~ ac~ble m ~, ~ ~mmt ~ fi~, clams ~ ~ wMch ~w~ may ~ ~ ~ wb~ su~ly la~, m~ ~ti~ ~ lm~v~ ~ ~ t~ ~o~ 16. Transf~ of the Pro~y. If ~w~ ~l~ or ~ all ~ aiW ~ of t~ P~ or ~ ezol~ (a) ~e ~tion d a li~ or ~um~ ~ ~ this ~t~ (b) a t~ by ~vi~, ~t, or by rdagvo ~ting from ~c ~h of a ~ow~, (f) a ~ w~ ~e ~ or oMM~ ~ ~e ~w~ ~m~ ~y, (h) a ~o~ in~ ~ in~ ~v~ t~ in which ~e ~w~ ~ a~ mm~ a ~a~ md wM~ ~ not ~ by the ~l ~mc ~ ~ ~ ~ ~l ~ ~ ~ ~i~ i~ag~ ~ by If ~ ~ n~ ~ ~ ~e~ ~, L~ may ~ gl ~ ~ms ~ ~ ~ M~ to ~ ~ the nofi~ is mgt~ or ~i~ ~tMn which ~ m~ ~ ~1~ d~. H ~ ~s ~or to ~e ~i~0n ~ ~h ~, ~ may, wi~ut fa~ ~fi~ or ~m~d ~ ~, ~voko 17. ~sti~; Rom~s. ~pt ~ provided in ~ph 16 ~. n~ gorrow~s ~e~ of covet or l~m~t o[ Boffow~ in this M~[~ i~cl~ia[ ~ cov~fllat$ to pay w~n d~ ~y sums s~d by this M~=~, ~ prior to ~=ti~ shall ~ivo n~ic~ to Bo~w~ ~ provld~d 12 hcr~g s~ifyia~ (I) the br~h; (2} th~ ~i~ ~qoirod ~ ~ s~h b~h; (a) = date, not 1~ from tb~ dstc tho aot~ i$ miM to ~row~, by whi~ su~h ~h must ~ cuM; sad {4) t~t {slim to ~ s~h b~ach ~ or ~fo~ th~ date s~ifi~ ia the notice my ~lt ~ ~lcrlii~ of thc su~ ~ by this Mo~e. for~l~u~ by j~i~lal ~i~, and ~le ~ th~ ~ope~y. ~e =oti~ shll fu~h~ B~w~ of th~ ri~t to ~i~te s~ ~ti~ ~d ~e ri~t ~ a~ in the forccl~v~ ~ noncgist~ of = dcg~uH or ~y other d~ ~ ~ow~ to a~lcmi~ ~d f~l~e. If the ~h is cared ~ or M~o th~ ~ s~kd ~ t~ =otK ~a~, st ~der's ~ti~ m~y d~ll~ ill of tho sums ~ by this M~[=~ to ~ ~m~toly do~ ~d ~yabl~ wi~oat fm~r ~mnd and ~y {or~lm Mort[s~e by ~i~ p~d~ ~nd~ shall ~ cnti~ to ~ll~ ~ s~h ~o~i~ all [~losur~ includiu~, but mot limit~ to, rea~blc s~ys' [~ ~d ~s of d~umon~ry {vid~, ab~s and title ro~. IIIIBIBIBBIHBIBIBIBBIIIBIIBI]III 18. Borro~eer's Right to Reiusta~c. Notwithstanding L~nder's sccclerstion of ~ suing by this M~gagc due ~r~wer'~ ~h, ~w~ ~I haw ~e H~t to have any p~ ~gun by ~nd~ ~o cn[orc~ this Morgue di~n~n~ at ~y ~mc p~ to entry o[ a j~m~ enf~ng ~d~ all sins whi~ would ~ then d~ un&r this Mo~ and ~ ~trow~ ~ all ~c~ o~ any oth~ ~vmanm or ~m~m o~ ~w~ ~i~ in lMs M~t~: (c) ~wer ~ all ~nn~ ~ i~u~ by ~ in ~fo~ng ~h~ c~n~ in this Mo~, and in ~f~ci~ ~'s r~cdi~ a~ ~d~ in ~a~ 17 h~f. incl~i~, But limi~ ~o, ~bl~ a~me~ t~; a~ (d) ~ow~ ~ ~h ~on ~u~ by ~is Mo~go ~1 con~n~ ~im~. U~n s~h ~ym~t and c~ by ~Wer, obli~tio~ ~u~ ~cby s~ll ~n in full fo~ and ~f~t ~ il no a~l~ti~ had ~. 19. Assignment.of Rcnt~; A~n~ment of ~iver. ~ ~i~o~ ~ble. r~v~ a~in~ by a ~ ~ ~ ~a, ~kc ~ of ~ m~ t~ Pm~y in~ing ~ ~ d~. AR r~g ~[1~ by ~ ~v~ ~1 ~ a~iM fi~ ~ ~m~t of the of ma~m~t of ~ P~ a~ ~ll~on of ~, incl~ng. ~iums on ~i~s ~ ~d ~Mo a~ f~ ~ ~ to ~c ~ms ~u~ ~ tMe M~ge. The ~v~ ~1 ~ liable to ~t ~y for ~ ~ ~]y r~etvM. 21. W~r of Hom~d. ~wer h~ w~v~ ~1 figh~ of ~m~ or ~ law. N~ ~ M ~ ~ ~ m~ f~e ~1 ~ ~ m~ m~ in ~he Nom. 01-OT-DD MTG IllJllillJlllllJliJlJllllJllJllll' REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lcadct request the holdc~ of any mortgage, deed of tn~t or o~her encumbrance with a lien which has priority owr this Mortgege to ~ivo Notice ~o I.~nd~r, at L~nd~'z addr~ s~t forth on pag~ OhO of this Mortgage, of ~ny d~ault t~der ~ $olx~'iOr ea~umbranc~ end of any za~e or oth~r foreclozure action. ! h~reby o:r~ify that tho precise addr~s of t~ ~ (~) is: 4910 ~li~e P~, S~ 104 ~ ~f of ~e ~. B~ ~ ~. Cl~ Ti~e: ~ ~ ~MMONWBALTH OF PENNSYLVA~, ~g~ ~ty ~ 1, ll~atl'~r 'r.. Cluqstc~ , n No~acy Public in and for sa~d ~ounty and ~, do hereby certify tha~ Derma G~ Rei,~ll, not pev~oally known m me ~o bo tim same person(s) whose name(s) i~ subzaribed m tho forogoing instrument. appel'ed before me ~his d~y in p~rson, her own fre~ voluntary act, for the ,~_ and ~ therein sot forth. Cdven trader my hand and official s~l. this My Commission explre~: 01-07-00 IVlT6 24t. h d~y of A~,.'£1 ,20 00 , . This instrument was pfefg~l. _ by: (N~) 4910 ~rl~ p~, ~ 104 ~~9, PA 17055 (S~ ~ow Th~ ~ R~ ~r ~r ~ R~) R~ T~ R~ P~ 5~ ~mon~ R~ ~mh~, ~ ~ ~ Illllllllllllllllllllllllllllll NI??O172245g~MTGgOg~PAOO1285FXkTqEIOELL x FILE COPY ALL THAT CERTAIN of land situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by Gerrit J. Betz, R.S., dated May 5t~, 1969, as follows: BEGINNING at a point on the southwest side of Oliver Road (fifty feet wide) at the distance of four hundred twenty-six and ninety-six hundredths (426.96) feet measured along same South forty-six degrees East (S. 46 degrees E.) fi-om it,,; intersection, with the southeast side of Louis Lane (North) (Sixty feet wide) thence along the said Oliver Road South forty-six degrees East sixty-four feet (South 46 degrees E. 64') to Lot No. 56; thence along the same south forty-four degrees West one hundred ten feet (S., 44 degrees W. 110') to Lot No. 41; thence along the same North forty-six degrees West sixty-four feet (N. 46 degrees W. 64') to Lot No. 54; thence along the same North forty-four degrees East one hundred ten feet (N. 44 degrees E. 110') to the place of beginning. Commonly known as: 55 Oliver Road, l~nola, PA 170125. SHERIFF'S RETURN - NOT FOUND CASE NO: 2003-02814 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS REIDELL DONNA G R. Thomas Kline duly sworn according to law, says, that inquiry for the within named DEFENDANT REIDELL DONNA G unable to locate Her in his bailiwick. ,Sheriff or Deputy Sheriff, who being he made a diligent search and but was He therefore returns the COMPLAINT - MORT FORE the within named DEFENDANT , REIDELL DONNA G 211 SPRING LANE ENOLA, PA 17025 UNABLE TO SERVE DEFENDANT PRIOR TO EXPIPJtTION, ALTHOUGH MANY ATTEMPTS WERE MADE. , NOT FOLrND , as to Sheriff's Costs: Docketing 18.00 Service 41.40 Not Found 5.00 Surcharge 10.00 .00 74.40 So answers: .... ~ /~_ / ' R'. Thomas ~t~ Sheriff of Cumberland County MCCABE WEISBERG CONWAY 10/20/2003 Sworn and subscribed to before me this J3,~ day of ~-~ ~2 6~k3 A.D. onotary ~