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" ;r,. r~A!l1th'f!~ IiPMJil/llPllJ T..JlJNPlNQ I 1NO t , i"/1</1I MNO!lOI3'l'PN MPH'l'Ql\Ql~ 001W01Vl'I'lON 7P~ 11,0, /lKINNJlJR PARKWAV /ltl!TJ!l ~(l0 ' , ~1I0K/lPNVI~~J!l1 PL 3~~66 il, l'hl3 nAme(~) Ancl +A~t )\I1Pwn Clqqr.eEl~(e"l) pf the Paff,lnqMt(~) lIr.e " " ;I, M!O"IIJ!l~ ~', 'I<P'.l1~ MRPARII r.., 1<01'~' 4" NJ!lI3'11 W:rr..r.,oN WVRJ!lgl' gIlRr..:r/ll,J!l/, I'll :),70:).3 whp lEl/A~e \:hamortgAgpr.(~) Anrt r.aClI pwnar.(a) of the pr.qpar.ty har~!nElftar. qa~~r.ibart! ., , , Mi:lr.\:UElgOl" (~) mAcI",! "lX, eOl1tecl, 1\I,,1rt CIIl, H verert. \:he pr.amil'l"ll'l h"lr.e nl\ft"lr cleaqribaq, 'whioh reoor.qaq. 1n the Ofrics of tha Recor-qa):' of, M' roHowa I. " " Ii , , 1\ mo~tgAge Upon 1\101"tUAue is OUMPIilR/'IINP Oounty I , , " J2W 4/1/116 QtigiJ1.a 1 Mot:ll!lft.W!ft f1nr.. I~INiIt'lo:rAl, 13AV1Nos I3f1Nl< !lQQ!LN9.., ~, 774 653 " The MOr.tgAge r~fer):'aq to har"lin WAa Asstg~aq Asfollowal , " ReoordBct ~ElsignBd To " JlQ.Q k No. ~, 4/"6/.94' Mli1IUPIlIN MOR'1'QlIGlil OORPORlI'l'ioN 47~ , ~q9 ," , ' 9/17/94 PLAINTIFF "il 0, :).024 40~ " " ", '1'he pr.e'misea Sllbj eot to el\id m(),:tgl1~e is qeacr ~becl a/3 Athahecl, " 6, The mortgAge is in clafAult beol\U/3e monthlY PClymenta ci~' principAl Anrt intereet upon aalcl mortgage due 11/1/98 And ellch month thereAfter are due and unpAid, And by theterl\1B of /3Aid mortgage, upon fAilute of mortgAgor-to l\1~ka BUch 'p~Yment~After A dAte specified by written'notioe aent to Mo~tgElgOr,the entire pr!nolpAl bAlAnce Ancl 1\1+ interest dlle thereon Are Oolleqtible forthwith, ^ oopy of suoh notice i~ AttAohecl I\B IilNhibit ~^,n , :, ,/">' " >, ,I' :\.0, . p\.\~~\.\Ant \:.0 \:Iw FAtr P~P\: Qol.rup\:ton rnl0\:~\lal'l (\O\:I ~6 \J,I'l,a, Ii 160fl'~~ alElflt (JO??), PPVPI,.l~,lflnt(a,,) mI\Y,~HI'IP\ltP t:l1P I/Al.tc\!\:Y of, thp clapt 01;' i1l1Y IlDt;'l:ton tharpoV I n pefsn~An\:.(ar,' cia, a,P in wrt\:tng w~:h~n thi~tY '130), ~Aya 'of t'aOl3tpt of thia,'PiaAc1inCJI OO~II1flal. rot;' 1"11\ nt:lrr. w~n oPt,,!n Ancl provicll3 pefenclAnt1a) wt\:h written ' ' ver.Hiol\tiol1 the~eofl oth~t;'W ae, I;he c\a).lt WPl pe IHlll\.\ml3c\ to PI'! YAHr.I, l,tk",\~hll3f if l1e~\.\astl3r.1 witllin \:hh'tY (:\0) r.lA'{1'l of ,t'ao13ipt pf \:hia pl.l3Ac\inGff ao\.\nael" for plAintiff ~ili send pSfendAn\:le) the nAme'~nd Aclc\reae of \:he originAl ovedltpr r. c\ifferl3nt r.rom "povs, " wm:RIilFPREl, pf..MN'rH'F demAnd!> An lti ];'Jam ,Juc\cjn1enl: ACJi.\inl'lt the Pe~I3~r.lAnt(e) in the I'lum of,~~,~69,171 togel:hl3t;' with intarest from fl/1/00 At the rate of ~10,2a pet;' diem to the c\i.\l:e of a\.\c\gment, And other oOete 'And ohArgee oql1eotiple uncler th", mortgAge An~ for the foreoloeure And aAle of the mortCJACJed' . pr!::lp",rt'{, , , ~~f'),p}fJ A'. ~,'. ~- "" _.1JJJ..J.1:.fJ.n1 F'edi1m~n ~ WVV" ' . FRANK FmpmRMAN, maQU~Rm Attorlley rpr Plain~iff '" !II " " 'I; " " ,,';; 'j. " " ',: I,~NPINQ,"N, I' , .,. P~C~M~~R ?,91 +~9p MICHFlmr., !1 KO'l'~ .~~ W Wn.r..OW 131' qAR~~,9r..m fA, 17013.3659 OIDR1'IP+lilp 'MiH~ R/ll'rURN RIDCIilIf?'I' RWQt1Pl13TlilP , lIR1'ICI.,Pl II "" " - --J. !, , " I. ~ ~~~ iH? ~~.A '~u PO~lpl ~9!Vloo" . "lIl1mt fQr Q,,,"lflll~ MAli o In~lillioo Oovorago Pr~ylq,q, ~L~H.'grJnlomollonal M~' (~" "\"~ol Rill I HRme,9i~e r.,OAn NYmbe~1 FH!\ r.,OAn Nymberl Property Aclclre~~1 PE!<ll" CY!3tomer I NOTI cm 01" 11996076 NqT RElQ 42 \'/ \'/Ir.,r.,o\,/ ,<;IT C1\Rr.IIlr..PlI f?A 179'P" " ~NTEJN'l'ION 'N PORll1cr..OIl~. MORTClI\QIl1 . ~hE! mortgAge on the property loo<lted <It 42 W \'/Il.r.,O\,/ 131',' .. Ci\RLII3LEl, f?A 17013, i!3 ol\rrently cll\e Cor, NOvmMUEJR ,01, 1996, !lncl h in ~edOl\~ cjef<lUltbeoAl\~e yo\.\ h<lye nOt mAcle. the mOnthlY' p<lyment~ oe $4Pu,q7 for 2 in!3tAllments,. .. , The totCll amoyn\: t'eqLlireq to 04l;'e \:hi!3 't1efill\lU is $1(110,76,. 'rhi!3 Clmpl\nt inoluqes the 'folloWingl ' 'r.e\3'a,l FeE1!3 " ~..~..~.....-.......~ LAte Chargf;ls l', I ,R, Fees N,I3,F, li'ee!3 $0 -.......l"I1................. $107,24 .........--................ " i $hOO ..,h...........~..H...,.,.. Yoy mOlY al\l,"e \Jhis qef/lult .within THIRTY (30). PAY,9 of the QC\tf;lof,I",hi!3 ". letter, br paying to 4S the above amount of $1,110,76, plUEl C\oy a,dditiona monthlYP/lymeots C\ncl late ohC\l;'gee whioh m/lY fC\l1 dl\e eluting. thh . p.~ri.o,di 1l40h pC\yment mUst be macle either by oC\sh, dAshier's check, oertifiedcheck or money'orcjer, Rncl m~de tal ' , , $0 i\ttnl Cashierin~Dep/l~tment HomeSicle Lencjing, Ina, 73Q1 BC\ymeC\dows Way !1aaksonville, ~L 32256, Ie YCll\ do not CLll;'e the default wHhtn TIlIRTY,(30) DAYS, we' intend to e;(filrcise the dght to Mcelerate the mortgage payment!3, This nleC\na thAh Wht\teVe~" is OWing on the or.iginal Amount borrowed will be, oon~ sidere. d d48 immedhtely C\n.d YOUma. y lose the chanoe to payoff the originC\l mortg<lge in monthlyinst<lllments, . " If full payment 'of" the Sm04nt of "default is not macle withh THI~'r'l (30) DAYS, HOOleside Alsb intends to instruct.ol1r.. firm to. stArt a lC\Wsuit to foreolose your mortgRged proporty, If. the mortgC\ge is foreolosed you~" 0I0l;'tgAged propl;lrtywUl be' !3old by t)1e sheriff. aI:' other similar offioial to Payoff the mortgAge clebt, If you OUre the default before We begin legAl P\:ooeeclings against' you, . you win still hAva to P<lY the reaSonable <lttorney's fees ActU/llly inc4rred, Up to $50,00, However, if legal pl'oceedings' at"e. stArt.~el again!3t you, you Will hava to pay the tef\sonC\ble C\ttol'neyls fee.s even if thay ar.e oVal' $50,00, Any attol'ney' s fees will be Addec1 to.l:he amoUnt:. .you oWe, Which may' also inclUde OUr reasonable costs,,!,If' yoU cure the default with.tn the thh-ty day period you will. '~.~I'i..~'A' re- quired to PAY ActOL-ney' s fees, EXt11I!:'II, . "'~. ... ':' .AI ')/L' .. ' (((14, T( ~~' . HOM,ESIDE ~~NPINq,INc. PPP~Mnp8 ai, 1996 SAlaAM r., KOTZ, " ~~ \'/ \'/H4iO\,/, s~' qi\Rr.,~I'lL,/i) ,);1/\ 3.7013-3669 cmRT~PtPO MAIL, R~~U8N 'RWcmI~'r RliiPUIiJ{>'rE;P AWl' ~ CLm II .. .. Tn ':"'"'-_" ~ ~~~ ~H S::l9 . "R)jJ1 Hbme{3~cle" r..9<1O NLlmber I li'HA L,Olln NLlmberl PropeJ:'ty M,clras!3 I , , Us POII.I ijll\'lqg , A'"llllpt fClr OlnUr/Qq Mil" ' ~~ In'~''n~, 9Q,v,mq,. Prprl~~'"" ,.,,,_,, De.\),' CUS ~otnel:"l NO~'~CE; Of<' J.J.$J96076 NOT RE;Q ! '12 W WIL,LOW ST C~RL~SLm, PA 17013 INTliiN'l'ION '1'0,\ f<'ORIiiCLO,9m MORTGMm 'rile mortgl\ge on bhe p~operty too.tecl .t 42 W WILLOW ST, Cl\RL.tSLIi), PA, 17q13,' is ourrently clue fo~' NOVIl1Ml3mR 01, 1998,' .nct is in seJ:'ioua' clefault be9l\U!3e you hilva not m.cla the monthly payments of $498,27, for,2 inf3bl\llmants, '" , , The \;otl\l I\moLlnt J:'squi;l.'ecl to O\.1~'e this clefaLllt is $3./,110,78', Th~s I\mo),lnt inolUcles the /:ollowingl I;Ejgl\l f'ees ~i'lte .chl\rges " p, I, H, Fees N,,9,F, FEles " '----------- ----------.--- ---'.-------- -----------.. $0 $107,24 $7,00 $0" YOU m.y,Qure ,this cleflllllt wHl1in THIRTY (30) bAYS of theclate ot t;hi,a lettt;lr, 'by PElying to'4s the above .moLlnt of $1}110,78, P1L\s.O\nt ' " aclditiona~monthlY paYlnents aM late chllrgea .Whioh mllY fll ,~ clue " clUrin9 this' peri;ocl, ,sLloh payment must be maqe . either by ollsh" 9ashle~' ~ 13 oheok ,oe~'tif.iecl check or money order I And macle to I Attn I CC\shiering' OePllrtment HomeSicle Lending, ,Ino, 7301 BaYlneadows Wo\y ' JIIO)(eonv i1 J,e, F1, 32266 If yoq do not cUre the clefault withih THIRTY (30) D^YS, We intElnclbo e~e1:'oisa "the right to aOl'lelerate the mortgage PAYmEjnts, This mal\l1s that Whllteveria OWing on the orig,i.nlll amount borl:'9wect will be \:l011. siderecl dUe immediatelY ancl ~'9U milt. lose the ohAnda bo pay off bhe ol:'iginal mortgllge . in monthly instal ments,. .. XHIBIT A If full payment of the 'IImoUht of defllult is not: mElds ,!thih tH:mrry (3D!, DAYS, HomeSide !llaolintends to instruot OUI:' fil'm.. to /3ta~;t . a laWsUit to foreolose your Inortgaged Pt:operty 0 If the Inor.t.gtjgeis fOl:'eolosed your mortgllged prOperty will be sold by the sheriff or bthe1:'similar o~fioialto paYoff the mortgage debt, If you OU1:'e the defllU~t before We begin lagal prooeedings agAinst yoU, you will still haVe to PIIY thereasohable attorney's fees aotually indU1:'1:'ect, Up ~,., 1';1;11 nil 1~""'''1/'''' if' h'M"' H YOll h<\ve not PLll'aq \:h'e clef<.\L1f\:Within the 'l'IHWl''( (301 PAY Plilrioq ~nc\ toreC~O!'lLlre pl'oceeclinga hf\ve begLlt1, YOLl !'ltill he\Ve therigh\: to OUre the c\af<\~ll:'<\nd preVen\: l:he ~<lle <It <lny' t;ime LIp to one hoqr betore l:he. ~her4:f'a or other !'limil.r qffici<ll forecloaqre !'lC\le; YOll m.y clo 1'l0 by. PIIYing '\1he tot<ll AmPLlnt qf the L1np<licl monl:hly P<lynlent!'l P~UI3 flny..1.:\te Ol' other ch<ll'91il!'l then dLle, <lEi WElll f.ll:! 'the reC\aQnC\ble <lttorney1a feee <lncl Coete connecteclWith the fqrecloElLlre '13<1113 I\ncl perform .\Oy' ol:her rer.tuh'ements L1ncier the mortg/.\ge, It: is eSt:imC\t:ecl thClt the eC\rliElElt cI<lte l:h<\t, l3l\ch i:\ ~hel'iff' e or other l3imil<\r offioi'll' EI a<\le ,coqlc\ 1:>13 helci" WOLlld be <\Pp'roXim<\\;ely .6'monthl3 from thElciClta of l:hiEl lElttel;1, A notice of the q<\te of \;he " SherHf I aor ElimL+Clr offici<\l 1'1<\113 w~ll be !'lent: to you I:>efqre the EI<\le, YOl\ ' ahol\lcl re<\lhe th<lt <I ~heri,ff' a or othel', Il.imi~<\r official 1'1<\113 . will ent, YoUr oWnership of .' the mOl'tgClgedproperlly cmd YOllr right to remdn in it;, If you continue to live in t:he property After the~heritf's or'other simil.r officiCll 1'I~~e/ <\'l<\~I'IUit coulcl be 'i;lt.rted to eviot YOll' " YqU I'Ih<\ll' hClve the~ight to <\sl'lert in the fPreglosl\re procieclingsj the non-exiatenc!'l Of C\ . de fC\l\1 t or .ny othel;' "qefenlle th<lt you mClY h.veto <lcce~er<ltion or f6reclo~Ure, .,~... " . ... 'd 'HOME,S .JD~ , L~NPiNq, IN(.. .. filCr., Lo.n Nq~barl 11996076 .' " j' " " " " ., YOl\ hl\ve <lclciition.l rightl'l to hEllp p:!:'otect . YOLlr intere/ilt in \:he prQperty, YO\] HAVE: THm RIGHT TO smLL THE1 PROPElRTY TO O!3Tl\IN MONIllV TO /,'1'1'(, OF!, THEl MORTGl'IGm DElBT, OR TO BORROW MONElY FR9M.ANOTHElR LElNOnlG . IN~TITtJTION TO f,>AY OPF TIiIS PElBT, YOU MAy HAVEl THm. RICJliT TO' smr.,L OR T1U\NSFElR TI'lliJ PROPE:RTY SUBJElCT TO THE:. MORTGI\GEl 'ra 1\:, BUYElR OR TRANSFUlREJE: WIiO WILL AS S UMIll , THE: MORTGAGE: DmBT I PROVIDE:O . , 'THAT ALL THEl OUTS'l'N-lbINGPAYMSNTS, CHI\RGE~ AND ATTORNE:Y I ~ FEES" ~o COSTS ARIil PAID PRIOR 'l'0 . OR 1'1'1' TlllD SALE:, AND 'I'HAT THEl OTHDJR RE:QUIRmMDJNTs UNDER THE MORTGl\GE: ARE: SA'I'ISFIIiJO ,coNTACT US 'TO " omTERM1Nm" UNDSR WHAT CIRCUMSTANcElS 'I'HIS RIGH'I' MIGHT E:XIST, YOU HAVEl THEl RIGH'I' TO B1\Vrn THIS, DEJF1\U~T CURmD BY ANY THIRD PARTY ACTING ON"VOUI~ BEBALl~, , , If you cure ,t.he defClUlt, the mortgage will be res\:orecl to the E1C1ll1e position as if no defClLllt had odcurred, HoweVer, you are not en- titl,ed "to i:hh' right to cure your default more thCln three t~ll1e8 in'ClnycC\lehdClr year, Sinoerely, W, Woodcock Collection SLlpervisor EXHIBIT A cCI Pirst C1Clss and Certified Mail No, I .1 if , I i 'I r I , .' 1,1 , , Ii; II I ti ! '1. i \ , , I " A~ ' . HOMESIDE , "~NPINq; INC, P!ilCPlMI3IllR ~9, 199!! . 'M Iq~A. Jil.UL. \1~OT? il'~ . WIWHO ST OI\R ISL.!il .~. . . " +7013.3059 ,," Rei L.dEln N~~beri 11996076 , Prope~ty'A~~~e~al 42 W WIL.L,OW ST CARLIElL.!ll, PI\17013 H ACT n NOTICE: T. 1.1eio.omIl\OnWealth of, pen.n~.Yi Y.MicI.'a Home ownera' mro. erg. l;lnoR M'ot'\:gElgS' A~~ ~(:Elno~ "P;t'ogrElIll l1\<;li oe' gble \:0 help YOII I ' Rf.1E1C\ l:nis otlos Yo\.l mEl. Y Pl1l ,eligiPle t:~r t: Myoial aSl;listanae whJ.all can StlV YOllr',home!," t:ro \ fOreol S re, a he p 0\.1 !lke t:lIl:l\l"e mo tg a a a t: I 0 ne.e!Jl (I1\Ol"l!. ~. n~ormag oil, OEl 1 tWe t>ann~Yl vunf!l n8USI~C1Y~IAI\~61il I\am~c~ i!l(: r 8Q0131\2"2397, . '" . " /!,OR SPANISH LAAOU1\Clli1 S~mAl~INo I?JjJR,90N~ , 4!1 NOhl:i~j,oE\aj.on.,liln. !ldj uUt9 ell cle .~UIl\EI impol"\:anQ!!I.' plle~ Elfeql:EI, SU.' ' C\erac.~ a conl:inll!lr vIVllilnC\Q' ~n ell dE\~!I,Sl no uom~Ienaeel " olon.l:en'do de e~(:EI. n9tific!joion. optangEl \.l.na tXllcluco.i9n imme fjtal11ant:e, lElman 0 sstEl" ageno A \Pe~nsYlVall.i!l HOUSING FINANCE: II E:l'jCY) sin cElrgoa !ll n\.lm ro menciona 0 a"riba, PUade~ser' elegible ParEl~n ~r.e.lil(:a mo.,..por e~ ~17o~rElmtl....l!lmqaO !'liomeowner~' mmergency M9,1;'l:9Q9lil S~illll: snoe J?1;'9gral1\' II all!\! p\.Ieqe 'sC\lval" ~1I CElatl cje la peJ;'qiclEl clel e/;'ea 10 a veclim r Sll lipol:eoa \ ",,', ", '; Dear ,C\.Istomerl ' , '" , '1, Yo.u mElY be eligible for fin&n.oi&l tI~sistanceithat will g~lilVent fore- alos~l1;,e ,on il:our mortg~ge if YOU C9nlply w th the proV1"llpns of the ~om eownel"sb' liltn!ilr~~MY. o. rt g~ge l\SS.l~t &n. ce lIot of 1.983 \ l:llle "tat ff) , oy m&y, s ~l ibl~ qr eml;lrgenoy t:emPO:t'&l"Y. I.\ssist!lnce i, your etault: hEls ' e. e. oaused b~ OirOllnll;ltanC. es beyond YOlll" contro , YOU haVe! a rellSOnEl le. PJ;'OS~lilO~' ffirasllmln~ Your mortg!lgel p~Y~ental an.cI . t eel: ot: 1 L" e i b 1 t . re rementa es b 'aile t:lle ..... ~E:NW$~tV. Ji 11\ HOU,g.~t\o FI A~Ili1fMm*c'{, i'1 tease l"ead tlrr a! th S ~6l:ioe, It: aontEl na An exp~antltion 0 your r glts, Under thel\et.L you al'.eentitlec\d' to a temporflry 'stay of f9re.eloslll'e " ShiOll!:''' 1110rtQage tor l:hi rtV(3 0) a~El ~rom tne dC\l:e of this Not,i.Qe, U./;' ngl:nlat.'liime. Yc;tum~lst.l\rl;"allg.lil.a.q al:tendf!l "f'aQ.e"l:0"faO~II,meetln9 Will & t'e~relilentatiVe' of t lis len er, or W th a C\el;lign<i\l:ed bona\.lmei' , cre it: oou seling agency, 1'le PU1"POSe1of l:h s me~ting is t9 &t tsmpt tp ork au EI l"ep&yrnent Plan( 01' to ot lerW1"la !ler,ule your delinquency, '1'llis meetll1gmust OCO.\.Il" :tn t le neJl;t l:hirty \301 ClElYs , .... If ~ou I.\ttendi a face"to.faoem~8tingd wit:bi l:hi~ len~erl Ol:"iwith a o umer ored' 00 nseli 9 a\)eno I enl:H ed n tis, all 0 0 lIuP h~r prooeeaini:J. ~n 11l0rr.gage f.O)."}:010SU1"eimay t/,\ e p. aae ~or t~lrgy 130 C\ys after Ebe clate.of tl111;1 " Il\l;Iet I1g, Tle 11Elme, aadreas ana telep10ne number Ot OUr representatiVe lSI . ~' W09dc:ook ' otne8ide L.ehdJ.llg, Ille, . . .0, 'Box 44090 ..' JaoksonVille FL 32231"4090 1"888"743-7747 eXHIBIT,B 'A' ~" , .. ",' " '," '-." , ' . .. . -. ..." " "'.HOM~SrIDc.,E. ' !<~NP N Ii ING. pmqMM~m",~9, 199~ , , 8~R8, I\~" "t !SO'l'~ ~AR~I~Hfu ~g ~ 17013-3859 Rei Loom N\.lmbeq 11996076 Prope~~y^~qre~sl 42'W WILLOWS'!' CARHISt..m, PA 170 1~ AQ'l' 91 N01'Icm , Th,!:)'i commonwea, lth o~ P, en,GSY1Yrriia I S ~Omeown13rl3 I' mmergrnoy, Mot.tg::\ge ~g~~~M~~igr~~~r~~srlm ~rnan~tgl ek:~~ijr~t,~no~Ol\Whi~~!\ga~ns~v~o~~~~, h6~~ ' ~~~~(W8~r;~~~~f~~~gTori~lgal~\.ltW:ep~M~~y~v~nr~gA88sINa~~~~~6re ^aE~8~' I' FOR t7PANII3H LI\NGt,7Mlil SPEARING pmRsoNs L,!\ NOh~iUoaoion ~,n t1c1jl.mtr;> efl cle Ilum!\ importan,l;J!!\, pUes afec~i.\ I3I.l dereo? a OOnUiO\.lc!\r riV1lilOClO eo Sll Oi.\sai S1 no oom~rencle ~l f~R, ~~Rago ~~tgl3t:g~ngf, ~" o~~~~gsy~~~~~~i.\ M8fl,s~~ad4~~~~cffimm~,E~6~reRrn' oi.\rgos 011 nUI11~l;'Q menqionag~ aarip~, PUedes ser 'eleglE e Pal;'aun ~;,~, r,~~~,go~o~~o~ral11~r~~irg~, :1' lp~~aeo 13~~~~~ow~~r~~Si.\m~~ry~np~r~~a~ga~r tlersqho i.\ recl1m r su fi POteoa, " "., , P~a;t' G\1I3,tomer, " ." "jl ,," ',(OU l1laY bs eligible for financial assist:anqe u/1au 'will p,revenu fqr~" losure on our ",Ol'Ug ge it' o~ 0 m 1 wi' 1. th ro 1. i ns of t 1e , ,~ome, owners ' ~mergliln9Y " aortgag~, ^ss~s~,a ;(oe Xo t o~ ~,9 a1 ~tR" e, i"iOt II" oy Ti.\Y be 01 g1/Jle for emlilrgenoY tempOpal"Y <\I3sist:ande ., your" ,efa,u t has' been 0 aused b~ o1rOUIn/iltllnc ef! peYond Your oontro , YOLj !, HIVe a reasonable prosPlilctb' firesum1T1~ YOUr mortgage Pgyroents, and if 0 eet' ot 1e1" e:l.1 i 1 t ",req remeT1Us es, bl s 16<;1 ,tIle I?EJ1'm$y~vtJ}, IA HOUS~Na FIN.ijJcm l\am~cY,' i , tease reacl art o~ 'Iue ~6tioe, It OOnui.\ins an e~pli.\hation,of YOUr r 91Ue, , '" n ,Unclerthe'Aot 1. yoU, are ent i tll'lcldto 1\ tempol,'ary stay Qf, f, 0, recl()I;IU~e ' 6n Kour mortgage for Uhirty (30) ,'!Yij from the date 01: this NotiQEl." DU,r ngth1at lame Y,OU mUst ar ff~nge afld, attend, fal,"~aqe-to,- faOEl" me e,ting w1tB i.\ t"e~re~lilntative of t l1s lender, or W t 1 II deF;lignateC\ oonsumer ere it OOll selin ~ age, nay,' T 1e pur ,posel of tl1 13 ~'e~t1ng 1sdt()iattem,pt tp ork ou' a ~e aVmeht plan or to otlerwi~e ~e tie your el nquenoy, This meeting mue, ooour III tf1e next thirty .130) ays, ,\..', If You atUendi'~ face,' -to-face meeting,'d wit hi th.t~ len~lilt'," oriwi, th 1\ ' o Sl.lmer cred' co hl3eli g agenoy I entH ed n t l1'fl lot os no 'i?uPther prooee, aiM ~h 1110r~gag", fO,~'lilolosUreim1\Y t~ te P aoe PQr th!rty 130) daYs after Ebe df.\te 01: tl11s mlilet 119, '11e name, i.\aClress aM telephohe number 01: OUr represehtatiVe lSI , , ~') I' I, ~' WOEdcbOk , omeS de Lehdit1g, rho, ),0, ox 44090 , Ja,oksoI1Villl'l l1'l."n231-4090 1.888-743-7747 eXHIBIT.B: ' :' ..1' Ii , \ d ,. ,. " . , . '4If~ ., . HOME SIDE . , 1 ~UNPINq, INO, . .. i~~I~"~'~8f~ ,,~99~ , ' flCr, ",. " rh~18s~=1~ftm9>>gilga~~~~ ~~t~nquenoy ~~ $~,llO,?~, Th.t ~um 'I ,. 1~9al~? " o .. ~~Zo~4 .... t 1l0,7a " "" If youfhave. tl.iEl~ O\nc1 are lIn.ple to re/3. .olv~ I thiEl proble'l..t 9r afce;r.. , r~ur. ".oed~o"fO\ce meet; ng, YOU hO\v" tile r~gl\: to .ppl~ or hnl\~Oi!!l' I~El .S(!!!IlOe fl;'qm \:ee i Homeownel'l'l' Iilwugenor M~rtgO\ge "hs Eftanee' . L1. nqd ijgm g~~~~ ~~ C\~me;~ehb YOLlA ~~gEanoe J. ~g~iig.f!ron !\n~i\:h le o~' oo~~ eE~e ,c\ef'lrgnat:e~ eOnf'lllmefi ~rI~I~. oOlln/ileli.ng agenol!:ls H~te~' O\) \:fi.!l . I\\;t;.aonment, A!1"app oat 90 fOl'ase~staooe mOlY ,only be t;l~taineC\ ffom ! l'IOo.l1l'lumerlQreC\ 1tio 0 u. n se .long ag~toY '. Th. e OOOf'lllmero:r. ec1! . b oU.." iii' el [\ g. age\1QY . W ,1 '1SS ~t y,oU lU 1:1 ling out four apPl!Ol\tkn and W l1' rupm.1,f: Yb~rOO[l)PleteQ fPPlioat on to fh . Pennsylvan a liOUS.INCk . ,H.:~ MI. .em (AG NCY, '(0\Jl;' appl oal:ion. . mUllt be i e~ OJ.'' postl11ar El~/ wi\it\In , Mrty 30 C\aYI3 of YOQr ,,\oe"t:o-fC\oa mee\: n9,' . , .1 .. ..' '.. - , j; . ., '.. " ",0_.. . _..."','j, ?dtJ ~ ~O mXfl~~M~. . ~ '( s6 MPg~ T~T Y6tlF\5o YOMo~ rr..~..o. r~gB Agt~ili~A:f I ~~p~.~~. ~. d.. M~ 's."~~...'.'. .'.....'.....'."....:...:'..:;.:.,1'.,\ mA~MIA~~r..Y;HIS f..~'rlfE:RI FORmeLOSt)RE MJ\Y PR?Cmmp, AGAINST ,9oult 1i9M!il;:)i;':fil.:!f F. ,., .. ,,-. - . ,. . ". " " "'. d c," .,-,_,:..:. >i-;'_J~;"\-j'(H AvailC\bl~ fl.lnd!l for emergenoy mort:gage qssistC\no\il are Yl;lj."Y limhe'dt ,"":';': ~'heYb w 1 bbe dil3bLlrsed ~y tfle Agenoy undel,,'the elig bi!!ty or!~eria'",,' ',ih,!! el!t:i!I 11,. eel \i t:ne Aol:, , , , I' ',j' "t\:\'~ ~ , , ,pj 'It ,is,' extremely important that ~o\'\r Glpplioat:ion is Mofiatf! '~8~ ',' :\;~l~:; ,oomplete in evefY' :t:ElPpect, The Penn ylYan!C\ HOUSINGi F'INI\NO AGPl '.;\~' ,I R~~~'i~~n~n, (6gUrig~y~~e to ad!Y?~ro~al ~I~:foRo ~~~~e~lo~ur~eig~O~~:drml!''';''{Jlli "~ In.!. be pursued ag<llt:\I YOll:re Y91J helVe Tet the t me );'aqu l'et11enlll1l :',' 9rthi C\Dove, YOQ wi be nol:.1,f.!,eC\ d ,reotly y tne Agenoy 01) ,I,' ' eois on on YOllr appl oat ion , ',,' ',..," _ , ""rt'i_'-/,!,f_h~- The Pf;lMsvlvania HOUSlNG FUll\No~l ilGE:NCi' is loolll:ed' ~t ,,2101 i.:t1..(:)r~. '1'1' t~~~~h~~~iee~Qmg~~~ 17~~ ?~8 -3~8g ~~2i '(o~3nH~~!fg. 7 ~.et:gr:rY1!~~.ne i~~&.....~.....'i..~.. r:..'.!I..'1 PerRons. W tll !mpa",red learing oan 01\11 1(800)342":1397, .. I, ,"'\");;,'01:,'11 .- .. . ., ... ..., .- :".!. .._-'.,.t'.".,'.'.'-".:'Y11"" ^. gl: a. d~i \:S2ni9>;~~ ,.m ~ha't reg~ ~Y~e an ~..~he ~GI.? ~M.o.~ ,,~~gT 013l:hS? t~ R~..~.g ...~.g.R..'.~'I.-. . F~l:'eClQl'le,h, '{Oll mllst: read bo~h notioes since I:ney pot:hexi. (I;~ r 'ghts t!)O\t YOll i"OW havelunder PennSy1VGlnial law\ li~6weVe:I:\I;"1, "Ii." _ ge o~~~eorgs~~eGpo~ewK~~~ y~ug~~~~~~~r~rM ENOIE lk~8~~gO\gg~ I y,04i,Ci,!~/ . , -;'.-.'."'1;' IHnoetely I .,;" . eXHIB\T;", " , W, WOOd900k'. .. Colleotion SUperVisor 'Mel,'eo. 'I ",. ~~Miw:4~" " ~ ~ ,f, ".11 'f 'Uf.~lt~N~J.TIMH.~.~f,;.fm~ .. , H'T '"m I fIliI "~"" aIlU~H, ' ~;m~:~Pk4. "",,~w~~, ~"~i,," "~~'4"lI, ~"".' a~'.r .TWcl . q.~.wwy .:n Hqqr fm.I'lIm\\l.:~. u. m ' t\~ lJH'u "'lll # 'lIhllr, . h,v.r, 4~~r" ,.\i..... IIrw,,,.( . .... '''W~q", W.,!JIq,.~tu\q AM (1r'~h aq~"..I'\"1I 19.~41:4~., " I r R~r.llqr<l' ,\v,""" ~~~:, I,~ \ton IUOl I' .IHO UO. ',u'o I hll. , '. ""R', all...." mrra:rPllh ""R~W","""" ,"u"4"tu\ hel aro". ~~qv., all'PII., " U 'Q.,. u.t....41:'... ""00,1"1' 1.7U., 111'1/ .~,. ,.. 117 ,31. II. U.lll M_. \,"'k, "l'Ill!l.R . . "d'o'el',"l."" .0~'4RII .....,4".. R,a, .1, 10M 3.4 . .V...~~.'. I>^ H.n J:mr:~j~fl}J, ~~'4~, '~lbO.q,. 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UlI 'hLlld.lphl., ,... 1110' jalll Ill.IUI " ~1I1 Ul.~166 IhMI 'uok" ch'.hr, Otla".rt, lfon~;o, 'h1lt".IPlll' aaa. of "....r" "R.'yIVilQlt, l"o, 30a SmlthU.ld Bt, ~Lab.bUt\lhi 'A Illll IHlI '1I'1IH 1011.;11..1' aaaa of HO.l:h...I:_ru r.n"'YIVt"l. , , C._fl:on ,t..,t Wall_hoto, '.^ U~OI 111" ll,.lll3 11'1 114,1113 UeHI " h.df..", aU1Hv.., SU.qUlhi..., 1'40gl, H.\'11', , Wyutal.g " ~'L'iRrl Q.' ."""~Hn ~.'"". ,V~.Il, ...~ I ' 'O~.' a ,'lr"....v.!\\I. p, a, aa" ne. ~~~ir"'j~~1:ifP~ 1"~. ' ^''''.~r.nll, hd'll'd, . '~Il!" a~,i., Q"'~"A, allll~", ql""h~4, Il.Ulla. 1~lIdOA,. ll'U\\4.llh, "!"~~", \11\4"" , ./1 I acCl"~,.. "ora~."~.",, h""'vlv.nlll HI!, Hllrk.u .~r'r" . ~mr'. i~ff8. :a 1 '~r. .,g ~ 'aD. eeh 137' /7111 '.l ,1111 l'tll.' Ir.4hr<l, aUllqA, OQ1\111ll11.i Lllak'II"""., ~u"rn."" l,yo."'~IIII, 'NlllI'"., MqR~Il\\" "o.all\llllll.~ltu\d, . 'lk.", '"lHVilR, "RI\'qu.~. ...... All, ''I'!Ollll, KllyP', 1f\'CIl1"1I acaQ 0' !fllrUllu.u."" . ,.llll'Yln,,4. 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".".IlY,. '~.Y'. ~Q', ,UIl., "Uhl11l1tOQ, ._~r_l~4 aQIIIIlIlllbY' '. NolI_Inw 10.'U'...ll1;1 rAO, , ,0, .O!! ~H '~rn all\!".', '.^ 1.'1\8 II a 'H4.UU. . Q ~H,U1l \Ux' ",II'" dh..bU, P.hwIIF', ~~nll"'b.r, " Han'II_1!Y 'on. n.oa.lo .'.' app.o.rCIlal.bV 0",1&\., o. 'ohllylkl\l' aOll!\'Y , la' Ii, a'Mu .cu.t PO'CfVl.1., 1'~' 'I" HIOI jH7 .n... 717 U~... Ihlll "IuI, a....h.a/. "'II'.l\on' ~.hll1h, ,"...ra., liorU"""h,rl'a4, 'Oh"yllcUl , ' "Vlbh Cl. a_'l&\hy "oblon, "1I'a"1', 1&\0. " III Norbh ...,on ^v.nu. jn ontoWQ, '1^ U~o\ i al'.~7.' 81 or 01.H7.111, IHal ~~7.HU "V.bU. 'la~r01ll1 aou&\..11nw Sorv 0" 08 rnAkl, In , 1\'""'0 ~r4 sbun ".."'\'11",l>oro\ '" t 7~U "17171 712. m "d...., ' ,all"lI.rl'od, ,"lto&\,., ..wry '1".luld 8...rVlclI' uoUah*" l\ WUQ lrd sbr.n '/'\'11..bo;O\ '" lH'S 7171 7U' au , tr.""u,, uu...... .d. Cl_lby ^qblo&\ ao.J.ttl. II ".... '''h Icruo IrI, P'" 1'101 J'I~1 .u,"U I~ '"'01,1 lhMI . ,'wtcord, I.h, V.&\a"~~, arrerl '. 11"~l\&\~0 ~:AA' II" ~;tl~!~~=~i'~':k';~::;~ !t~II'1 '~11~~a;,a'~ ~'laa HI 7 ',~ota """I ' 4A"." , ~".~~~I ~'la~a~a IIH~da1p\lh' , '''4'1''9 OiPAFb~~l'a ,,' '.aVa. Q."4~~r' J"o, 110\ l,~ q~ri'~ . l'nfrhr~7M~' ltl ~!i:Ji~i I:~I ."va., 'lib I';, ~a~."". ,1I"u,l"W Opp".~""l~ll1&,. ,t"A, lal' lava"~1I lo'a'. "Ie'lt aOK t 1;liiq!!!:1;~i :~::~' ...ll"WII,,,y, ,..v.., lu~l'r, lIaall'aQbO&\, lI.q,\'AlO"l~Q~ ' 10U,loW O"UI\QU "I 'A'~ 11' NA.~n qaorQQ q~r'.~ Vl07f~1 '" \ 7m " '14.1... 1'7 1".1'l~ 1,,"1 l"r~ 1I0u,\"W ~.oco~.b'o" 0' n.hwau Valhv ' lm~ \lm\!~' qO!;'aU . j"l.1.4.1Phla. I.... ,.... II\I~ HILIU.,a a ~UI 7IQ.I1H II~I 'h~hd'lP"J.a %n~ll1l' QOUQ~y aQOmUJll~y 1I0010a ,roil.'" .. 8i~dl"i~~~r P~~\'I~~'l lUll 187 .12 .II.~..' . Ha HI"ll1 ('alll ^rn..~rQ";f a..b~i.', ahuU.l<1, la<11,"a, ~a"'rloa, 1I."l:mQr.lI1l4 ~cllul " ,r:.n&\acly a'nu.r, lao, ' 20al I..t QOth Icr.ao " Irhl ,... 16110 l8H ....Ha~ " 1.1" U8.1a4~ (talll ;awIA.d, II", I.h, ~a'''''cln., "o"'an, VI"lIllln 1':"Y'bon. 1~""o.lo a.v.tovaaat Oorp, 111~ M.rv ar.o. ~'n' ~ohn'''o,,",p... U~OI 111'1 .11...1f 11.1 Ili.I.81 1,,"1 I.dlo.el, It.lr, oamb.l., ClhuUdd, Indl...., 10...r8.b, """:""l"t...d ~yoUmi~II.011&\~onOQU&\01" Oaoa+..lo&\ 'or Cl~lty ....blo.. ISTI" " 2118 ~lnooln 8br..C p,o, Soli 11al . Wl111,mlport, '" 1770l 17171 lH.Qi81 7\11 112,lU7 (hxl Cl."Cr.. 011nho", Lycominll, ' Unlon "!ell1 ,.11AWq"1~ 104.. ' ~:al." ~~.~~IOV ~~~,,~~ IIIQr'I:,.ai~,a Cllutar,' n~I"nrr' t\<l"~WA~I!Y' 'li41'~'lpn- "'~1~ "I\~w.IIlp W~4'" 181110'rh y'm ~un,~ . I~1Ir~;7~~oja ,~ l'li a I' 7...711~ 114"1 1l.1"~~lphl. . No",V.l1'y 'nn"""'l'll'''el doiimib~U liQ ~'lol1 r~wnu, "I~m.w~..c\, \lqo , tl~1 U~,t ~. , I~I. ~'~.'9H I'~l!'" ,,1'1Il1'&\V, ,'&vu, ~u.~l.r, "Y'b~.,. Qr.....~.l ",.l11nw~0~, ""\'AlO~.laqa lfoUb'f&\ 'I'IH QA"",,ual~y "otloo Q~""'l ' f,o, I~x Ie ' 38' \I..tt ~th a~.nt impor,u111, I" \&8H Q1~' ~a~. 14\ " 11,11 ~I" Gal "'xl O"'''O~, ,II~, I\c!~,,,,, rOtttl' 'hH'c\'lP111~ QOUllall .'or oO~U"'~r. " V.oo..-at 100 !lo.t \ I t~ S"'nt ~ult dOO . 'h \'~'\Phl.'~ ,,, 18.10l ~alBl s.'7.78 I i\II'u~,n I (lalCl h'4tl.~1 'P.l''''.1:'11 "~a~wom'"y, 'hl1.<1,lphl' all'o.nll" V.l\lly u.lIl\&\ ~"lI'l', ~aO, ' ~QI lo<11anl"v.nu' p,.un, ,,, InH HW t81'83\0 OraWlo.d, . ,.,wuno., ""01' T~lll1anc\ 8.""10,,, In~,' tll 1I0rth alnt.. ...v.nu. 80m....t, p~ luoI , 111~1 HI.lilU o~' Hl.1IIQ lfalll I.dlo.d, Cl,~brl., "1'100', 'o~'r"tt' WI.l:mQuhttd T.bo. ao_hy 8U'vlu.., lno, ill I, KIM Ibr..t ~'na'"t.., [/l1760a (7\71 391'8 la o. 000.1I0.IOS 111,0, aniI'I 1717' 389.8121 lhMl Oh.,blr, ~'nallblr, r.,b&ilOU Th. n.lI.b O.nn. ~~ lIoFthlll.t.rn p" 7 ,~'.k. "v,ruIl ."OX ll~ Montrou., ^ 8101 (71 71 278' III a. '00'l8i'~011 17171 271' 189 Ihxl ' Ir.dl".d, Sutl1V''', 8ulqu.b.n..., floW', lI.V"" Ifyo..\nll \:D(HIDIT"O" Urha&\ ~"Il"' AI t1H"""r,,,, tl\cI,:' . . S4 \llnW I 'a. "",.1 o~~O~~~"ir.lc\,S~.""~ ill i~aIPm.~l t~nm...~m a I> ~41,.!a7 ",MI . ."II,'.y . ".ban ~"W\I' al "'.tt'OPO'l~'&\ ,.,.lqnuJ9 i If I ,ron~ qbF8Ib I ~r~1.~~r'hr~ \7101 7171 u1..." I!elll IF11" U.h.n '~.aW"Q AI "'t..o~ql~t.~ 1I,.r.l,1I4.' al07 If, .tll 'br"~ . 'l'iF1 ab"!Wt. .'.... '17\01 7 71 ~l ,.I~I ... 7 71 al . t. it .. alUObul'"el,. ,P'"p\l10, Iflllk~ln, soy4.t . '''; ",rr.a.'..r..,o Cla"". 01. " '~aQQ~1~ Q,ponua4 ~r a.UOA t 1 I" ~ P-FCV ~tm~ p,q, ,~ox '~7 i,rr_", p" 1.lS, . 7U.~ 00 8U1 711.q~IO II_KI ,0FU ~, W.F"~ " ""bh..l..~loa q..~c. 117 H~'!\~o ~hrl.t ~"nt~O!elOOl 'A. ~Wa lit' ~a.aH)', .4 or, l1.h, rul~oo, IUO 1~1I40", . ~Uahh, HWH~, ,.~~ lw~ 01 0'.11.1. . lOI Q S~r..t . l,rlhl.'~ ,... 1701'~' " 7\ 1 "l811 .. ml ~lHm UIIlI . C\WIb''',I&l1d, h~l", ~.r"y ~.v 1/17 " " " ,9!!luln 1~IP 1,9 Im'~'\JI\N. - g\il\lUl!A'~ 911/:l1D NO I + 909 - 01 090,1' gg~~~~W~~L6UM~fuI\C~~~I3YJ" Yl\N! ~,I , " " l.lQMElS!DEl IIp'!NInNCl INC VI3, f<O'l'Z MICH1\ElL ,J ElT l\Y, ," --- ~ t ' " t' _IHCHAH!) SMITH _'_ 9QMI3ElRl'flNP COllnty /" l'enn!3Y.l yC\niq / who I:p .lC\w I !3Elya / the withil.l COMl'I,I\IW1' _ llPon I(Olj'Z M:r.CIIl\mL J qefehqqnt, El't 010 ,00 lIOURS/on I:he -.El:h qqy of MElroh ' , 192.2. C\t 4;3 WElS,'l' Wn.W\,! S'l'RElE'l' ClIHLISLEl, 1>1\ 17013 ,__ CO\1nty / ,l'ennsy,l yqniq / by h<1nqing q t:rlle I1nq ~ t te!3l:eq oopy of l:he "together wI tll NOTICEl .mcl 'Elt tho 13<1111e t:lmeqireoting "l:Li1!<lI:l:enl:ion l:o the opntenl:s l:heJ;',eofi, ., ,9hel'lff. or Depllty She~-.iH of peing qllly I'lworn Elaqol'cHng" ,.MOR,T F'OI\El __ Wf\s llel'yeq' the , " /, -- , l. , :' I CUMl3mRI"AND 1:0 MICllllmL COM 1>IiA IW1' , - J I l<OTZ MOR'r F'OHEl ~- 'j" ", " ,I " Sheilff'13icost13I Doaleel: ng Serrioe AfE Qllyil: Sllrohlll-ge .. So qnf}.~' ~,Ii!,,,.. . ',., _I-~ d 10 00 ". " ~_.J'" f ....J.h..._."....~ ' ..-;.,~ F n~t;r!.:ll.f"?'lf"'.t,".. ." _ ,......~___ 3: 68 ,( ""~-'. . o , 0 0 R'lTliOliI~Kl1.11e I l:llwrt f f ' J?<,J1T;'"IFJ1EJnElRMlIN lIND ['HEll W , 03(10(1999 Py " " Elwpl:n and subsoribec1 JtL day of (L9- -~'Dj " ~1'crL1 " " " " 'j; . , ',. f ..I, " PEP~~MAN ANP P"~~AN a~l. P~AN\~ P.lilP~HMMlJ lil13QUI~E IPlilN~IPIOATION NO, +~~4a WWo rENN OEN~ER P~A~A, 13~I~E 900 P"ILAD~LPHIAI PA, 191Q~ H~5\li63"'7000 . HOM~l3IDE LENDING, INo,;' "R/A aANOp013TON MORTGAGlil cORPORATION 70~ A,C, ~KINNER PARKWAY 13U:!TE1 ~oo JACKl30NVILLlil, PL 3(.256 plaintiff A'r1'o~NEY FOR PLAINTIFF CO~R'r OF OOMl10N P't..IllAIl o1V1t.. PIVII:lION 0> v, ~\I';RM NO;' 7tf-~ (Mtl cUMaERLANP COUNTY 'L-L &1f " MICH1\IllL J, KO~~ I3ARaARA t." KOT~ 42 WE13T WILLOW I:lTREE~, ClIRLIIlT.Ill, I'll .17Q13 " Pafenclant (a) CIVIL ~OTION ,.. L~W NORTGAGE FOREOLOBURE NOTICE ,,'1'tlIII II'I ~ l\TTElMPT' '1'0 OOr,LElOT 1\ DElIlT A~D ~~y ,X~FOn~'l'IO~ on'l'l\I~E10 WILL aEl uaElo Fan THAT PURPOI'IEl. You have bean Buecl in court, If you wish to clefancl a~alnst the ol.aims 13et forth intha ,following pages, YOll must \:1\Ke; aotion within twenty (20) claya after this Complaint and Notioe are 'serVed, ~y entering a written appearanoe peraonally or by' attorney and, filing in writing with the oourt your defenses or objeotions to the olaims eet forth against you, You are w_rned that if you fail to do eo the oaae may prooeecl without you and a judgmentmay'be entered~gain8t you by the oOllrt without further notioe for any money olaimed in the complaint or for any 6ther olaim or relief, requested by the Plaintiff, You may lose money ~r property or other rights important to you, YOU SHOULD TAKE 'NtIS PAPER TO YoUR LflNYER A~' ONCE, I!""YOU DO NO'I' HAVE A LAWYER OR CANNOT AFFORD ONE, GO '1'0 ol~ ~'ELEPI10NE 'rIlE OFFICii: SET FQR'i'11 I3ELOW TO FIND OUT \~IIEl\1J: yOU CAN GET LP.GAL HELP. " I' JI ,; ;j '-; i,~ w~ h(jl\'l~bY ce(,~y tl\Cl Wllhln to bo ll.tTUlD !Plod . corroot copy 01 l\'O OIlglnt\\ IIlot\ 01 rocord N n:DEnM/\N AN\) pHELA '" CUMBERLAND COUNTY CUMt1ERLANDCOUN'l"{ BAR ti.iflAtJl!f>>NoGw.. FROu RIt!!!~' .. 2 LI13EHTY AV[i;NUE" I T .~t"f m t;:'^""O cAHLISLE, I'll 17013 ~ lI8Ilmot'Y Whomof, "toto untQ lilt my hand . (717) 249-3166 T ~lO' II CoI~~gil~/la'e] 1'!... . H~ - ,t 1~ " (.".' ~'(f ,",. i;} . ;rn 'l~., Jt\ ,~~I it . :Ii ';\fi ~,~( ~f!: " ' " "I " ", ... . 6. ,- " ~t P+A~ntHf 1./i1 "OM~P~P~ ~nNPINq, INO" F/K/A t:lANOt:lOI3'.l'PN MOR~'OAQ~ OOIWORM'~PN 7P~ A,P, PK~NNRR PARKWAY l'l\JU'1Jl ~QQ aAPKl'loNYJL~IJl, "F~ ~~a66 'l'h~ nAme(,,) Anc\ lA"j: known Aclclrlll3!3(~El) pf \:l1e pefenclAn\:(I3) At'~ " MtOliA!!J~ iJ, KO'l'\\ MRMR1\ J.j, l~o'V~ 4~W!!J~'.l' WI~~OW I3'.l'R!!J!!J'.l' q^RLJI3~m, ~1\ l701~ " j WhCl 113, /A/.'e \:he mor1,:gl1go~'(e) Elnc1 rei'll OWner(~) of,tl1e cFropert~ he/.'einAfter cleElortbecl, MOI:'\:gf\<;/Clr(a) mf\qe'l exeO\.l\:ecl, AmI cle1.iVe~'ecl f\ mpr\:gElfJe lIpon \:h~ prem~El~" here;l.nE\fl:flr cleacr.j.peet, Wl11cl1mo!:'tgage 113 l:'~Coreteel in the ofnce of the Reoorclel' of ,aUMl3I!JRLI\NP OOllnty, f\El follClWElI a, ~ , DA.t& 4/1/85 oriainal Mortqaqe~., llMJUi9.t. ~~ Hli;J.j I~INlINoIlIL SlIYINOS l3l1N/< 774 " 65~ Thl3 M~rtgf\ge re~l3rrecl to herein WAS lIeEj1gnecl 1113 fOllQWfll Reoorde", Assignee! To fuu21t.Jig:., l!A(l.@ , :4/lI6/04 MIiJRIPIl\N MORTOMm aORPpRM'ION 472 ;l6D , .. 91,17/94 PLAINT! J"l~ 4B;! IO;!4 'rhe premieel3 'eUbj ect to'l3l1icl morl:gElge .le cleecdbecl tie f\ttl'\chacl, , The ~o~tgage1El in def~Ult becEllll3e monthly pElymente of pl:'incipal anel intereel: upon ,ElEliel moi'tg!lge clue 11/1/00 Met eaoh month thereAfter al:'e clUe !lnel unPElid, Elnd by the terms of, aaicl' mortgf\ge, upon f!lllure of. mortgAgor to make euoh Pllymente !If tel' !I date epeoiff~cl by written notioe,l3enl: to Mortgf\gor/ the entire pl:'inaipal balanoe anet ElII ihtereet clUe thereon 1'\1.'13 oollectible forthwHh, A copy of ,such notice ie atnaohecl as Rxhib1t "^. II " I' I' ii '( ~o, II ,I" PIJrl'l\lAn\: \;0 '\:hl'l 1~I1~i P~pt (Jclqll\l\:~On PrI\9t.:tOIl~ 1\0\:, 16 \J,~, ,0, S 16, 9~ ~t ,Elf'l~, (1977) 'Pl'lfan, qlll,1t("" ) ,mil, ':/ qil'lp, \.I\:1l \:he Y\\Uq~t,:/Of the clep~ or I1n':/l)p1"\:ion thll~'eof, H Pefllnq\\n\:(El) ~o ElO ~n wrf\:tng Within th4r\:y (~P) q\\,:/", of rlloe~Pt of \:hi", plel\Qin9,Op\lnllel for PLAintIff W~ll ol:>\:l\ln IIncl proyiqll Pllf~nq.nt(E!) with wr4tten . . Vet'iflol1tion th~rep/.' I otl1erwlae, \:11f.l cl13,pt; will pa AE!filHmeq \:0 pe YI\Hq, T.lkl3will8, if r~mleateflwithin thirty l~O)qIlYI'l of :rlloaipt of this PlI3Ming" qpllnllel for Ptllntiff Wil} ~Inq pe/.'l3nclllntlll) the nllml3 Ancl IIqclroElfil of thl3 originl\l oreclitor I.' clif/.'arent /.'rom .. IIPoye,' ,. '. Nt/lllR!ilrO~j'.:, PLIIIN'rXf'P clllmMclfilll1l .Lri ~lU Jllclgment 119I1ir]llt thll .. Pe/.'enclllnt(S) in the Ilum of $~~lafi9,17, together with in\:erellt from a/1/Pp lit thll rAte o/.' $10,aa per qiem to,the qate of .:Tllqgmenl: ,Ancl ,o\.1her oosta AM oharge", pol1eotiple \lncler the mortgllgll IIncl fol' thl3 /.'OI;'ElPloSlH'e ilnq egle of the mQrt<;jllgeq pl;'opet't':/, " iI " " 'Is / l~rank Federman rR^Nl~ f'li:Pli:RMI\N1 liJsQlJIRm Attorney for P I\inti/.'f " ,. I, " " .. ;\, d , ',., " ,.., ' " " .nv~yu~.., 12)1U. ...~.. . " , ~~I'/PINq, 11'/(::, PP:CIl:M!3!l:R ?9,. 1998 " , , 'MICIii\\i1~ J KO'l'l'J 4? \'I \'II~HO\'l WI: CARr.,~Iil~1il 1.>11 ,17013 "3859 cmRTr.~Imp MAlI., RIl:TURN RmcmI~T R~9PIl:~TP:P I\.R'nCLP: II ~ \1 p ~p~ ~n ~::tA " I' "~I lLB no,lol ~QiYloQ , , , Rlllllllpt for Qllrtlflll<l MIlII' . No In'~!QnoQ C\lvoIAOQ ~loVlqlKl, " Q!!.ngl4!!,I9rJnlQmAUonO' Mill! 11100 I\lVofllo' RIiJI Hc;\me,9icle LOi\n Numperl foliA f.,Oi\n NumpeJ;' I Property Aclclreaal 11996076 NOT RIiJQ 4;l W WI 14LO\'I ,9~' CARHI,9~., ~A 17013 , NO'!'ICjiJ, Of' INT~NTroN '1'0 FORIiJCLO,91iJ MOR'rGI\QIiJ Pei\r CUl3tomer, " . " " ~'he mor\\gElg(,'\ on the property~ooi\tacl Elt 42 \'I WILJ:,O\'l ,9'1', Ci\RHH1LIi) I PA 1701:l, is ol,lrt'ently clue ~or NOVIiJMBIiIR 01, 1:998, Elnd h in aerj,ous cle.f<\ult beoi\use l/OU, l1<\va nO\; I1w;\e the monthly., ' pElymantl3 of $49!j. 27 ~or ? inl3tallm,entl3, . The to~alElmount requirecl to aUJ;'e ~his clefault ia $1,110,78, '1'hia Elmount" tnolucles the following I . , . . . , . 4egEll f'eel3 HElte Ch,,\I:'ges I? ,..I ,R. F'eei3 N,,9, Ii'. FeeEl ...,....,....,............... .... ',......................... ........';"...,..........- "................"....,....... $0 ' ,$1()7, 21\ ,$7,00 $0 " 'j, "You mElY oure thied'ehUlt wil1hin THIRTY (30) DI\YS of ~he 'clElt:e oe t:hil3 let:1:131", by paying~o UI3 the l\boye Elmount of $1,110.78( pl\.ls<\I1Y" .aclclitiond monthly p~Ymenta "lOci. late ah<\rges whioh mElY fElll cllIe cludng this' periocl, , Such p<iyment mllst bemLlde eithel" by, c<\l3hl oEll3hier I soheqk, oertif ied cheok or money order, Elnd m<lde to I I\ttnl C<\shiering Department HomeSide Lending, .~no, 7301 Baymeaclows \'lay Jacksonville, F'L3 2 256 If YOUqo 'hot cure the default: Within THIR'1'Y (30) PAYS, We' intend to e~el,"oise the right, to Elci'oelerat.e the mortgage payments', This means ,that wh<ltever is OWing on the originalllmount porrowaq win be 000" siclered clue i'llmecliately <It\d YOll mar lose the chance' to payoff t:he original mortgage in monthly instal menta,' , If full payment of the Ellnount of default is not. macle within THIR'I'Y (30) DAYS, HomeSide also intencls toinstruat all/:' 'fi1'm ,t:o. start ,. <\ lElwsuit to foreolose your mortgaged property, If the mortgage' is forecloseqyour mortg.ged property will be sold by the Sherif~ or " other simi1<1l," offioial tl~ I'1\Y off the mortgage debt, If you aUl;'e, the default before We begin leg<ll prooeedings against YOU, YOU will still have to pay the reas0l1ab1e attorney's fees EIOtually ihOllrl:'ed, Up to $50 i 00, HoweVerl if legal proceedings are started, al;lainst' you" you will helVe Ilo pay the reasonable <\ttornsy's fees eVen if ,they are OVer $50,00,. Any attor.ney's fees will be addecl to'):he lI,"o\.\nt you, oWe, whioh may als9 include our 1'ea13011able costa, If ,you OUrfil the default Within the thir.ty d<lY period you will n reo qUi~ecl to bay attorne '8 fees, , ~ ' .~, II HOMESIDE , ~I!NPtNQ, 'N~, P\i1ClilMBIiJj\ ~9, :\.990 1M ' lik~ ' " " " f\A@I\RJ\ Li j<O'l'Z 4;;! W Wlf.,J.,OW ST CI\RLiX~Hlil,PI\ 17013"3059 " CIiJRTIFlliJD MA+H RlilTURN REClilIPT RIiJQUlil$'rlilP MTICHlil II, -.,.-.. , p ~ ~ ;I" R k7 II ~ 9 , , , IJQ P9'~lli'f'llq~ ' ' RIlQIl'Pt far Qerllfllld M~II , ~~ In,uran~D qO,vara~~ p~r!(!!:",'"," ~"",.,"' " RPJI Home~iqe HOAn N4mberl FHA'HOAn Numl)erl Property Adqre~~, 119%0'76 NOT REQ, 4;l W WIHLOW S,\, CARLISLE, PA 1701'3 NOTXCE OF INTENTION TO FORECLOSE MORTOAOIiJ ,,' Pe<\r Cu!>t.omel;'i , The mortg.ge on the propertyloc.ted ~t 42 W WILLiOW s'\', CARLIsLm, ~i\ :).7013, i~ oyrrently qUe l:oJ;' I>IOVEMBER 01, 1998, <\rtd ~8 in serious defAult beoause yo~ have not m.de th~ monthly, ,payments 01: $498,27 I:qr ~,' ~nstallment!>, " The to~al ~mQunt required to oure this default is $1,110',78, Thi!> amount'includell the following, L.egal Feei3 L.te Ch~rgee , P, I, R, Fees N,8,F, FeeEl "........................ .. .. ...... .. .. .. ... ., .. .. .. .. , , ........-............-- $0 $107,;a4 $7,00 --..........'!""............ " ' $0 " " jl "; YOll m.y ollre this del:~ult ,within THIRTY (30) PAYS of the, date of thiel, letter, ,b~' paying to qS the aqoVe amount bf $1,110,78, plus Clnr \ additionCll monthly paymentEl ~nd late charges Which m'~y fEl 1 due during this" period, Such payment mL,lst be made either', by oash, c,a~hier' a check, carti I: ied cheok or money order, <\nd m!lde to I , Attnl Cashiering ,Dep!lrtment HomeSide Lending, +nc, 7301 Baymeadow~ Way JAQksonville, FL 32256 If you dd nOt cure the default within THIRTY (30) DA~S, We inte~d to exerdise the right to acceJ,erate the mortgage payments,' 'l'hia mt;1!'\M" ," that"lvhatever is OWing on the ol;'iginal amount borrowed will be den' sidered due immediAtely and you may loaa the chanda, to PaY oe.'the , original mortgage in monthlY installments, ... ,EXHle,,.A ,,' .'.' !e full payment of the amount of default is not made within THIR'l't~"~ (30) DAYS, HomeSide also intends to inatruct our Cirmto starl "laWsLti t to foreclose Yl1ur mOl'tgaged.. pr,operty, ,I f the .mol:'tgage foredlosed yoLtl" mortgaged pl'Opet'ty wU 1 be sold by ,.the 8her~fJ ' Qr ., 11'" I other similal' official to payoff the mortgage, debt, If YCjuqUl:'~"",,\\!':' the daf<\ult before We begin legal. proceedings against yoLt, ' YOI.IWilt"n'U((?! ' .. I. ".- _. .. I ...,...,._.....-..., A~ II HOME SIDE, ~~NPINq, IN!:, zqr.,. LOAn Number, L199GQ76 " " I~ yo~ h~Ve not aure~ the ~~fAU1~ Wi~hin ~he ~HIR~Y (30) DAY perio~ .nd foreploeure prooee~ings hAve ~egun, you still hAve the right to RUra ~he~a~aul~An~~reven~ the sale At any time up to one hou~ ba~ora ~he ~heriff'a or other eimi~Ar offioil\l fOreclosure aAle, \'04 m<\y ~o ao by pRying ~he to~.l I\n10Qnt Of the llnpC\iq molWMy pFlymentll rlul'! Flny lats or t.lthet' ch,9,t-ges then ~4e,as well as '~he j;'el\l'!onable <It torney I El feea ,9,nq oO!3tf3 ,ponneo~eq wit lv' the forElqlol'!ure I'IAle ~nq perform flny other req4irements unc1et' the. mortg<jge, It is el'!tim,9,tec1 that the earliest c1Ate that suoh A ~heriffls or other similAr offioiAl'.I'!Ale bould .be . helc1 woul~ b. A~pro~im,9,tely 6 monthI'! ~rom\:he c;late of thia letter, l\ notioe of the c1,9,tEl of ,thEl ShElrif~la or similClr offioiAl ElA1e will pe eent\:o you befor'e the l'!E\lEl, '(04 shpulc\ reali!!:f! that a ~hEld.f E' a or other aim,Q,9,r oEli<71a1 I'!ale Wil~ wnc\ your ownerElhip of the mortgAgec\ property anc\ your right . to .relnAin in i.t, If you oontinue to livs in ~hEl proper~Yl:\ft:er .the SheriEf's or other similar offioial sale, ,9, lAwsuit f,loulc\ pe sl:!Il,-teq to .Elviot you, .. .. Y04sh<lll hewe ~he right to assert in the Eoreolos\.lre " proceeqings, " the non"e~istenoe oE a defElult or",any'other c\efense t:hat you mi\y hElve ~o acoeleration or Eoreclosure, Y04 h.Ve additional rights to help protect your interest in \:he propel't:y, YOU HAYE: 'l'HliJ RIGH'l" TO smLL TH!il I?RO/?lllRTY TO OBTAIN MbNlll'( 'I'D PAY Ofo'li' THE MORTOAOlll DmBT, OR TO BORROW, MONElY fo'ROM .wOTHElR LElNDU10. INS'!'I. TunON .'1'0 t?AY. 01'1.1 '!'~IIS. Pl.lJBT, YOU MAY HAVlll THE R. IOIiT , 'ro SlllLL OR TRANSFER THE PROPI;;RTY ,9UBJElC'l'.. TO THE: MQRTOAOli:! TO l\ BUYER ' OR TRANSfo'EREE WHO WILL /lSsllMlll THE MOR,!,GME P!J;BT I 'PROVIDElD THAT ALL THE OUTSTANDING PJ\YMliJNTS, CHAROlllS AND ^T'l'ORNE:Y'~ fo'lllEl$ AND COs.rs ARE pAID PRIOR TO, OR At' rrHE SALliJ, .wp THAT THE OTl'lliJR REQUT.RlllMENTS tINPER THE MORTGflOE ARE SATtSfo'IED, CONTAC.T U~TO.. . DElTli1RMINli: 'UNDE:R WHAT CIRCUMSTANCES 'I'HIS RIGH'I' MIGHT EXIST, YOU HAVE THE: RIGHT TO HAVE: 'I'HIS PliJFAULT CURE:P BY ANY THIRD PAR'ry ACTING ON YOtJR 13E:HALF, If ..YOU ql.\re the deEaUlti the Inot'tgage will be restored t.Cl the 'ElC\me 'poeit;i.o'n,!Hi if no defC\u t had ooqun:ed, However, you' are not: 13n,. . ti~led to' this right to oure your'default more t:ha~ three times in aflY calendar' year, .. ., . . Sincerely, " W, Woodoook Col1ect:ion'Supervisor E)(H \ e\1' A.. , " CCI Firat Class and Certified Mail No,1 , "~~ 'II HOMESIDE , ." ~I!NPINq, lNG, pmc~MB~R ~91 1998 " , ",. MlCUA!L J60TZ' ~~RCI~lfu~~x ~T ~701~-3859 ,iL " " ''\' ReI' t,O<ln NlImPelit . . 11996076 ~rqper~y AQQre~el ~RR~l~lfu~O~^RT17013 " ACT n NOnCj;; 't'hElicommonWElal~h of peOJiflYl.Vbiilnia I ~ l:!omElOWnElrs' E:roergeoCy' MO.1;'tgO\g€l AS/J .81\<lno\1l P;rogr<llll m.;li pe iii Ie to help VOLl, RElaQ tnb flot10e, YOLl maV pt;Jeligiple t;Ol" t; o<lno1.<ll !\~si~t!\ooe' which Clan SaVEl YOUl: homEl ,,' . 1;1;'0\1) J:oreol9sYre and he p YOll m!\ke,,~lIture mortg~ge Rayments.l. I.f ''''. 0\.1 R~El~(W8~r~~~~~~~~~tion, ball~ne ~Elnnsylvan a HOUSING FINAN\:E: AOE:NOY FOR SPAt-!lSH !J~O\11\Om S\'IiiI\.KlNG rE:RSoNS La No.tifioaoj.,on. ~n a~jllnt9 e~ ~e Sllma import<lngia, plies ~feqta sU dereoh~' a oont1ollar yiv1l;lOC\O en IjU ca~a, S1 no oomSrenC\e el gonten do de el3ta notiE .0a.o1on obte.ng.;l L1gA tra~1I00.i9n imme ~. t1'\l11entEl lll:\man 0' €lsta agenda, (Pennl3YIvanh Ii tlSING FINANCE: 1\ mNCY) sin Ol:\rgos al. nllmerO menoionado aliriba, Puedes ser elegible para'un ~.1;'e. I;It.am 0 por €II nro~rama llamClC\o ." Homeqwners' mroerg.encv . M9l;'t9Cl9~' . sS1st~noe P59gram~ a ioua1 PlleC\e ~~lv!\~ su ca~a C\e la periji~~ C\el e1;'eoho, a 1:'~~\1m1r /ill . poteoa, ' , , Dea1;' Customer I " Y~u mat be el1gible for finanoial J~8isIanoeit~!\t; will ~rrven~ &ore- ,o~:.~fmer~bn" ~~~tr'gt;l~. g~tgag~t~~g~O~S~ ~~I~aK.ceW Xdtt J~U~~. (tR~S.",tOOtttr~ ou may e al g1ple 'fQl" eml;lrgenoy temporarv assistance i your "efaUlt has beel\ oaused by o1rcUml;ltances beyonij YOllr. ,00nt1;'0 , VOlj Ive a' reasonable pros~t;lct 9f, resuming YO\.lrmprtgage Pgy~ent!s / anC\ t YOU .Illeet other a 19ibllity l;'eqUh"emElnts est~bli~ eby 'tl)e NNSYLVN/ll\ HOUSrNO f'l MCE AGENCy, Platlse raact Elll ,of h SNotica I t Qontains an explanation oC your r.ights. , ',.. " Under the Abt/ you are entitlect to a temporary ~tElY of fQreolol;lure on hour \no):'tgG\ge for thit,tY (30) dEl~~ f.romtl)e date of this Notice, D~'r.tlg t, 1l\tl:1O\e. YOIJ mllst ar~.ange a d, a ttanclral'lfOlqa-t o-faC~lImeet1ng. Wlt!} a 1;'e~res~nhative of t1is len er, or W t) a del;lignG\teC\ oonsume~ oreC\i~ 001l)sel1ng.agenoy, T e purpose of. th s ~eet1ng is to attempt '. , tp work OU' a repavment pIM, oj: to ,otherwi~e lie tIe your .~elinquenoy, 'rnis meetlng mUl3t ooollr In tne next thh"ty (30) C1ys, .. IE YoU at te'nd a fOl08 - to - face meeting witb t:h.l~ l~nctl;lr, or with a . .1' ~on~umer oradit; COUnseling agency ldentiCied n this ~otioel no utth~r procee.ding in mortgage f.ort;lolosure may tEl eplaoe Qr th !:,ty 30) ay~. after Ehe ~ate of thll;1 mt;lating, T)e name/ a dress ana te,lElp tone nllmber of our rept'esentat1ve j,SI " ' . " . , ~,W09dooOk , omeS1de,Lending, lnc, ,0, Box 44090 . , JaoksonVilleFL 32231-4090 1-088-743-7747 " EXHIBIT B " 'I, ,..,t " ~..~. ".HOMESIDE , I.J!NPING, IN~, P\iJqlllM~ji:R ~9/ 1998 ~~:~imfut~~O~~ 17013 - 3 869 , , Ral Loan Numba~t 11996076 ProparcyAqqre~sl ~~R~I~tfu~O~A8T17013 ACT 91 NO':\'lCji: " Thai. commoowaallth ,.of l?antlaylvbIniC\ '. Ell Homeownar~' E;l1)arg~\lCY.. MortgC\g. a, n~~ ~tanc~ rogram m~I. be ~.. e CO lslp yo~, Reaq thia notica, YOU mt\y pa e1ig ple f~r t:hC\nci<i.C\8!j!istC\nce which can sava.yOUl" homa from foraclc;>~yra 1m he P YOl1 make r~t:~re mortgC\ge R,wments If 'loll .. ~~a~ (W85r34~~~~~~~t 0~1/ 0<111 tile Pennlilylvan a HOUSINq.FINANClL AO\iJNq'(, " " l"OR sPANIsH LANGUAGE sl?E;Al<ING l?!i1RsONs 'i " ~a Nocieic<lcion en aqj~nt:o sq QS s~ma importC\nciC\, puss <lfeqta aU QaraOh~ <I oontinUar viv1~nClo en aU oasa,. 8i no oom~IenC\e al 090 tan Qa cia e.sta nol:. if ioC}010n. 0 bt e.n 9.a \.I. ni'l 1radl\OOi9t\ imma C\tC\mentEl 1laman oesl:.a agenoia .\Pennsylvani<l HOUS NO l"IN~CE, A mNCY) sin. oargoe al 11umero menoional;\o aJ;:riba, I?ue ElS ser. elegib e' ~<\ra \.In ~re/ilta. mopor el Ol.o~rama 11 amCldo "Homeowners! Ji:mergency M ~tgCl9~" ssistanca Pl;:c;>gram1'" a iC\.lC\l pueCle salvC\r su caaa da 1a. perd dC\ Clal el'eqho i\ redlmix: su potao<\, .. !' .. Dee,r customer I ' YQU maY be eligible for fi.n<lnc1i\l C\ssistC\ncfli. that willpr~ven,t fori!' -" ~losure on your mortg~ge if YOU c9mPlg W t:h the proV1ijiPns of lile omeOwnSrEl' mm~rgency. ortg<lge Assista ce lIct of 1!l83,. (tIle "tCl:. , ou may be eligible qr emergency 'empO~<lrY <lssistanoe i your et:ault h<ls been c<\lIsad by cirOllm~. tMces beyolld your contr.o / hO\J i~Va y~lI re~~~ga ~~he~l"O~~Tg h~! lE~su~egffir~~~~t wor~~~~gl i~~~~enM / l:.H~ PE:NNSYr.Nl'.iNIA !iOUSl:HO FINAr'lCm i\OENC'{, i l?le<lss reC\d' all 'ofthJ.s Notice, it cont:1\ ns, an axplClnation of your r ghts, II '!" . " Uhcl~r the AotL y6u C\rs enl:.ltleq to a.temporary ,stay oi fc;>reblo/ilure. On your morl:.Hays for thirtx (101 da~3,from the d<\te of thiR Notife, . ~~Efing a ttl~~t re~~~tXg~v~us;f gf~g~e~dsr;t ;~n~l~h "~~a~; Ign~~~~' 6~~~Gm~~'! orsClil:. cou seling agency, rile pl\rpOSe of this meeting iEl to attempt l:.p Wol'k 0\,\ ,01 repaymenl:. plC\!l{ oJ: toothel:wifje settle your clelinquency, This meeting must occur 1n tne next thirty PO) days, If you attendi a fC\ce-t~iface msecln1d wiI~i thi~ ll\1gder, Ol"iwithC\ ~3tl~g~~rp~~~~eain~0~g.s~org~a9~ge.fg~. Xclos~~~ maydtak~ p~~~e ~gf g~lrg~ (30) days C\ftel""Ebf.!"date or this m~etit1g,' '1'he nC\me, address aM l:.elephone number, of our representC\l:.iVe is I, ~' Wo~dcock ~omeSlde Lending, rile, ,0, Boll. 44090 I JacksonVille FL 32231-4090 1-888-743-7747 .' eXHIBIT B, J: 'i " , ',"t " " " " , AII~ . HOMESIDE " ", ' ~I!NPINC;,INc, ?lCr." ~~C~~~R 6~4 1998 ~~~96 0761~ ,I' "". " " T, na I:ot<\l f\1\\oyn~ of 1:,118 dalin<1uency is $1,110 \ 7!j, Thilt S\.lm ,np~l.\~ae tna fOllowing, Months Pelinq\.lent, J.J<\~mant Amo\.\nl:, Le <\1 ~eesl , Li\ e C1<\~ e B<\l<\ncel J.Jtoper Y ~naRectIonsl Return ~tem FeeSI '1'01:<\1 Plle', 2 1398';l7 1076;l4 " 7 0 0' 1,110,78 ,,;' H, 'roLl h<\Ve t!;'ied Clnd <\l;'e 'unable to rSf30lve th.i.s p~'obleT' <It ~r after YoU f.aoe-to-fC\ce,meet~ng, yoU hC\ve tne right to apply ,or finanO~<ll lISI3I'1,t<lnoe frqm t~e HOlneowners' ~w~r~enqr M~rtg<lge, Ass St<lnoe I~Llnc\..\ Hgmt;l~~~~~fl ~O,q~,mer~~~byYOllAI'IW~:E<\i1c~ ~gpii~a~~,6n <\n~i€~le O~El cO~~le€lel~ des~gnC\teq qonsUmer brIdIt oOLlneeling agencies Iiabeq on' t~ Cltt<\chfl1l!lnt" An,APP1,ic,<\t 9n f,Ol' <\ssiet<\nce may," ,onlY,be,9bl:a,inecl tIom ' ,i\ Conl'll.\mef ~req:t;t c04nse 1ng a~e\lcl' The conSllmel" yredl.r ooun~ell ~~ ar.ffg~fr~ Wof\:' ~~ro~~~l:eaOU/;\p~8ioaEt~nn~tgutfh~01lr p~R~s~~~~n~~ aAOO~I~CiI " I t-II\NCE) ( Gt-ICY" YoUr <\PPlicat" io, n must be iledor 'postm<\rked, ,within ,hirty 0 daYIl of your face - to- race l11!let ng" " IT IS mXTREMELY IMPO~TANT THAT '{ou FIL~ YOUB APPbICATION PRO~PTLY, IF ~g~T~O, IN, OTT,R~sSOLm~Tli1~; ~g~E)geostl~~ M~~LO~Rogft~~RAa~~NS~li1Q~8~sHg~~ I, IMMmDIA'.r~LY, " ,,' , ", , Av<\ilable f~ndflfor emergency mortgage assistance are Yt;lry liTited, ' 'TI,lSY,b Wi, 11 beb qif3b~r,aed oy the Agency undel- tile alig bi1~ty Cl." tElrl/\ II ", e8t~ 1islled Y tne Act,' "', " , Xt is e~tremalyimport<\nt, tlHlt ~our <lpplic<\tion 1's accltrate ~nd " com, pIece in Ejvery l;'eepect, The Penn ylv<ln1<\ IiOUSINqJ.' FmANcm MmNC'{ h<\8" sixty (60)' clays, to ~qkt;l a er1sion "fter t receives yoUr" ~<\~~ti5~t~~~8~e~u~~~~nItDeYO~dTFt9gGafi~~e~Te~tngh~drr~~O~~q~i~~~;~~~l~~~ orch above, YoU wi ,r be notifiecl 1.\ redtly by tile Agency of Hs ecision on your <\ppl c<ltlon ", " " The penn,ay),vC\nta HOUSf,NCI FINAl'IcmMliJNCY is located, tt ;ll'Cll,North Front street, Post Ofioe BoX 0029, Harrisburg Pennsy vania 1710!i, '1' a 1 epllP, ne 11un,/:ler (717 780-3000 or 1 (800)(342-2397 (toll ree number), " Petsons wit 1 impaired 1eat'ing can, call 1 800)342-23~7, ' ' , I~ .dd~tioni '~ou maK~ reoeiys anither~otAce iroTthi~ leRderunder ~~c~ec~08~h. ~o~, m~~~t r~~a,,' g~th snoEtc~~ ~i~o~t g~eyO b~Rh en~~g~aI~ r ghts ti<\t ~Oll now hElve'! under penn,Y1 V~nial<\w" However, i'f you o loose 0 e ercise VQur 0r,ights'descri sa 1n this notice, YOll c<\nhot be forec ose upon While you ars receiv,ng tnat assistance, ",. " " Sincerely, eXHI6\T a, W, WoodQock, Collect~on Supervisol: " ; MCI ao \.. .",",,,"",, .., ". ,~I? ~Wt{!11;11i~::~il; · ,~~., a~'.~.r, .~ fWa:r' 4' llcl.~\lOOI\lII1', " ~. ,P ,~, n~!l~q "~\lIlq\l1 ~I\/;, aft~~;fQQr ~ ql~~WIY lWHm:fi ~:;:: . n IUIl"'y, lluYH, 4!I.r, "Y'!~" qr'fq., 1'"1q\l~~q, W'.~n,l'I\~ AM ar.<ll~ aqUl11\1l1ng "lneH'u~1\ , III 4trlHqr~ ,..venl,e, ~4 te I 11\'11e, 1111 Im1 :t~l m;~m HIlll .4q~" allel\~H" Pel,wer" llclqtll''''''''ry, PIlII'~.II'Il~' A:m::"Cbl\:::ra~qu. , 'I' q'~I~l\le ~!ree~ lI'fove~ I 1111 I1U \ 11 1/ _~1.I1U 1 7 f31..iU~ 14"'1 M....., lfQ~I!, ,.IIllcI.1\ .e~'or~."'lton IIQ"llqll":' hWlqee R,Q,.I, BQKU~ .v..e!o~ PA 11.'31 mill :a~;m~ 1....1 le1 qr~, IIll\h, a.....rh, ,u Oqq, ,,"UI\'II\Il'~oq, Sll~r..t m~:tul\l~:UQ'.,~qU "IlIlA H~O 'ell lIVenu. M'll"nl, 1'11, luoa IH11 '1..~611 ,111 H"'HI l/Alll M.,.. allllk.. T, "..hlAll'tan C'llur 1710 lIallon<l St,..r, Erl" p" Ilsol 15111 HJ.S7H' , I'll UJ'B1U llalll Cr.w/a.d, 1I~11' "'~'II\ Ji411ke caunoy 1I0udqg aroup, EM t 'HO I, Rlohor~'on "'venu. LOMhorne, plI IIH7 ,HIli 710.43\0 11Il1" HO'111, IUxl BUdke aUdg.! COUqelllag Cel\t.. H1I1arth'll.t.h Sbnlt ','''R.'dlns, P'" IUOI , 11101 i71.7U. 11101 i'I'I571 Iloxl auke, Cb..Oe., Hant~ll"'ry, Illhuylklll, , P~ij~V~ RPq~;~ ';~qM ^q,"qJ "P~PwtmR' II ~qqP'l Wl1\,:\,~ql! Itll~U'l',\1iP1I PRPQRMf qOHII~R ~~':\' qPPWIIWH;Nq ~;MII ' qqqq ~, ~"~'Fq l'Illll.ylnnll, ;qq, ' H~ CI\'UllU~ qH"~ Ollio, !i' Ha~<lv\. a, IIA I'll' lalil . l,"19 ~Iwr.qll' acqs 01 ",'~Hq' 'P'llQ'YIVJqlll ;q!l, S.n~af Moiv ty q.n~'F UQ H'ln 8t...~ 07ohnqooWn, II." I"H (Hii Il"IUI a~F\4, qO~F~'~ calls !If IIon~.,.~U'\ rlnl\.y\yqn~1 fl Ql~lre I~...~ " , Q, Qax ~ II' . T~m. r~7!U~~ .. ,: /7\71 H7,Hs9 t"MI ' "FI\~lar.\', 8" Uvqq, sU,q".~l\llnl, Tillll., WaYll., ~l\q , . CCC8 qf IIQ'~h""~'rR P.qq'Ylvl'l\h " II\lm..n O'L/lll" 8uq,Ung QilWyam,n~ Avenu., " 80M 1GB sa..n~qn, r" 1.'01 11171 H~'07~ a. QOQ.'a'UJ1 (7\ 71 H~"QiO Ih~I U'I'~'Or~,aq.boll, co 1\UIIll\. , ~.qkqWllAAI, ~u"~n., ~yqa",lllll'l "QR~Q'" MQAtlOUL"t IIonh\l1llll..hnd, .lk., Qulltv.n, IU''l1llhllAA', Tloll'" ~'\'11" lIyOallllll'. cacs O'~HO..q ~'IU"Y1V-.a'.t.~, IRQ I IInrth Qot. s'l"'" . , l a.r~.n q.nt.r orlv. ,a\'.an.burUl. PA \1'01 111~I sll. ~,q . ,.Ylttl' a.II11', En~hl\', So"'....ti w'lhlnll'~qq, If..l:mor. and qqCs a, P.low'~1 V.llay III1 Horkeo St...t ' suit. li~S "hII04'IIhIO, '" 19101 11111 If .1111 HII '1 '161a Ihxl Buak., Ch..~.r, U.hllarl, H~l\b80, Ph~h4.1pbh CCCs q' "..I".n, PllUn.vt"..ttJ.&. l'~d t ~09 .. 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