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HomeMy WebLinkAbout99-01287 " $1 d\ ~ \, ~\ ) ,J /' " / II _ .~ I, H " Ij i, " I', q I', '. " ,. I. II " ~~.-._._._-,-< +_"______.n_" " " 'I' ,\I ,. "~I. " " " q it " " " I,i' ," .' H " " ;, !' l< " " -Ii " H if " II " I' , ii .. ;, Ii I,' " Ii 'jl Ii if :/, ". ;. " '. " I< " i! "d ;, " 'i ,iI h " !i, .' i" ,. H H ,f' 11 ;.d ;'" I j, ;, " " Ii 1\ '.i d; ;. '/ II I, " " .;. " I' .' !f' 11,' q,- H '1'-' ,. fi ;, t', II " " " " I; " 1;,1\ If ",:, " " ii' "Ii " I, " " " " " ,-" , " " i; it i. I' I' "l! " "" Ii l.l " I' " !l, " " ;q 'H ;'; " iif, Hi Ii:; '" '. " ., 1,'( l'li' i! " ',', I' .;!- I' i,' ;; I, Ii it it " " if " " Ii, i' " " " ", "-. ;, " d' 'I " " '. . " " I', ,241-l1l16\1 F I ~V.1Nc If\L II<UP I ;]'1\1 1'\1~, I'V.V~ \1:1 '\)\l 1;j 11 '( I f () (1 ft'AltMlmS TIWI:1T OOMI'ANY J\tfOH'I'GAGE IlONI> ,'Oll IJHI~ WI't'II HIIOm' 1"IIUn, l\IU~', F,fj1Wt'1~ IlIUI\TflMII~ , , \V1'l'NINi~I1l1'II't'IWI' JYOI'!iNF\.It, I\lfl'Nll, of mil NoJ'I~1 1111l1(l\IU~ IH~t.~'(I~, Cllrl.IHlu / L'~1Ur..4\1\<1 COlUlI,y / l'fllll\I).Y1Vll1\ii:\/ (h~rc'n~rl"f ",lIelllor wlnS"1ol' 9r I'hll'lIl, PlIlIellll,e Ollll,nf), I. hp", ~1I4 IIrmlY IInlln" ''''III F"mml\R 'I'mll>>'I' I1flnll'"Nv ,,* (Jllrllllo, rellllSYlvPlIllI, " ~ur"nrp\lon 0.Illln8 \1I1i1~r Ihll fpw& 0' \l,c l~lIImoll"epUII ot I'PlIIlIylv"nlll (lIerollllllln P""PIIIIIP UIlIlneo), In *hll NIIIII or 1111 nmlllllll oOlllllllllllllf Ihro~ IImlll Iho ~moPIII .IIplllllllrt holnw 10 be ,,~hllo "IC Ohll"o, In l~whlllllUney "' Ille Illlllo~ HMop of i\",III'I~II, III bll'P"'lo Ihe uohl Ohll",o, It. Pllrlllln III, IIIWIIY, .1I1I00ptOl'Q or 11,"1""0,10 Wlllu" "oY1l101l1 ITIIII ~II~ Irllly 10 bl 1I111110,llle ollhl m'""or rtou hlllrt IIII"IIr., P._ oUlllolll, IIrtmlnlllr.lo... "ml lIulpl" '"111 ev~rY nile of Iholll, )olIlI1Y nllll oaVOrelly, IIrmly hy nIC&U 11rooolll&, "11I1 ~" '" fllln4't.loIl0~ 111M IIl1ylllln" horcllll'l'ovhlcllIe Ihe ecllh'~l'y llnlwlfllll.I1II1I1", Ill, eXllronlf 1I11110nlooll "111\ IInr,o'I thollhe OhU..tlon of 1,,10 1101111 ~llnlt r.nVM, I" woU, ,ny IlIllIro .,lVllnoeu "'el ,nny hi '"'"10 hy ~lh\l<<lIo lollllll"or, 01 lllly limo or HmoN liero.llor,l'rovh'olllh.* 01110 IImu m.y Iho 101.1 ""h,"lIo 11110 hy Oblluor 10 Ohll<<oo Itorellll~of, wllllhor IlIp '''11I0 rel,roUCl1ls 111 \lholll Or IlIl'lIrl, Iho '11111111 nllVOllco Dr nllf rlllllro OllValloD or OIIV""ou" UocOll UIU '"III 01 011 omnllnlllllnoMllIU or thrill tlmoo Ihe 1I1110llnl ullplI,",o" holow 10 110 Ilnl"lo Ihe IIhll"oo, ^IIII the onhl nlll\. /lOr IluCI horolly elllllOwor Iho l'rolhulIolory or Ally .IIornoy 01 OilY [Jollrlll' roeonl wlthlll thu r.onllllcnwool111 01 l'eIlIlOr1V,"la 01' ellowhllro tOlll'lllnr rOr htlll AlIll willi or wltholll \I IloolorllllulI 1111111, oonlou /IIIIUmonl C"1I11111 him In InVor 01 Ulll Ohllooo, lie $\IIIOI&IOrll or 11l8ll/lIu, "' 01 OilY Ilrlll, 'ur Iho llllflu' UIIIII 1I~llve nlonllolloll, which 111m Iholl II1ul1l40 111111 OOVOf 1111 ll1lYl1lol1lo fOljlltre\1 III 110 mllllll by tho Ohlhlur III ~'"1 IIy Iho lerml 01111 oomlllllllll ollhll hon,I AI 1I0relnAllOl' 101101'lh, IlIchllllnr. ~lle 1IIIIIIIuOIIY'. OOflllllluloll rur ~lIl1pollolI 01 /lvo I,or 0011111111 IIf lho lolftl 01 AU Wllllh I'QYIIIIIII(O, 111' '200,00 1I111Qllover II lhl lorllur U"IIl, 101/0lhor willi coull of 111111 Al1Il1100.lluroby Wlllve oloy III 01011"11011 Of uthor "rlllloua Ollllloh jllll"II1UI1I, allll'IOhllll" '1I~1I1.lIIl1n 1111 lIf1y roa' ulnte luvloil 00 II' vlrlllo 01 IIny wrll OIlOrt Oll~ Oil 011011 Jl1Il"1I101l11111Ufolly I110110nloll wll11 AIlII "eIVIIII nncl OOllllOlllllnlloll lIircolllo, w'lII'h rl"1 nc- tale IIlay he 8011111l1ilor a wrllot IVllla or lCxCOllllolI ur 011101' Inwlu1 Wrlll nil" "" oxe"'PllolI' 1III'Of'Oll"I Ilropotly frollllnyy 811d ..10 011 allY cxelllllloll 11111101' oily lAW no" 'n IlIroo or Ilorellr!ur 1101'ort, II 1I0rolly wolVOll, 1'"lll1rtJlof 01111001' IIoroby wolvos 11\1 o"rOtl, Ilaleph 011l1111111Ctloollo"I 10 1IIIIIrlnll Iho HIIIII Jllll"1I101l1 or III ~"y \frll, or pro. ooudlnl tJlerllulI ur Ihoruto nf 10 OOYWluu (01l11l1In" or eooournl". Iho InlnO, 11111\ 'or Iho oOlllmloll cml onlry 01 1'1011 111111/1110111, *hlll allllll lie olllllotOII( worl'nlll nllll nnlllol'lly. nm CONDI'I'ION llIt 'rms liON II IN l:lIHlII Ihlllll 11111 ahovo bOlllldoll Obll"or, III' holl1l, 1I001l1etl, ailmllll,II'lIlon or aOllanl IIIIall 11'011 1111I' Intly IllY Of Un"IP 10 ho I'ahl 10 Iho .lIhl 01111'110, III UIIOOOllOIII or ml,UN, wllhlu 15 yaara "'olll Ibe dllte horoo', 1111 Ium 01 !(1u:oI.l 11I1I)Cln1d Pmant;y '!hO\l8I1nd 1\M no/.1.00----~- 1I0I,I,f\1t11 (, J'/O,llll(l,OCl AIIII all addlUellnl lIIonoyll nilv"llI!lId "llht 01111100 AU horotn or olhorwllO 10"Ally "rllvld,,', laIVIIII rnonllya,lIIoro "nhl, wllh 1IIIIIroll III tho r81ft 01 LwaJ.v~l (,3/'1 por oonllllll (12 3/4 %) Ilftl' allllum, In mnlllhly PAymollh elllUllelll Iholl Ji\.~ut' UhO\lRlIld 1J.1-lt 11I1I1l1r,.....1 ~It;y uOO '/'1/.1.00--- 1I01,1.t\ll(j (, 4,620 nllll 77 00111.) 1II0lllhlY lrom Ihc rtnlo 1I0roel, or In 110 I'nhl 01/0111111'., r.ATl>1 OIlAIIGlUll1 6~1'(, III lUollthly l'IIYll101l1 IN dn,VI or IIIOI'e lule, RAID rAVIlIIDN'f/1 to ouutlllun IInllllll~ lltlllulllnl Amolllll ul the lIhll""tlnn, oddlUollol nllv~lIm nud oll,er ohaf,e, m.il" to O~lIllllr or made for Ihlll'tolonlloll ollho llIurtllAIIP 100llrlly wll.h III lemHI I. l'AIII III 11111, ANV'rIllNU IlIilnlDIN prllvldol'lo Iho 1I0lllrary ulllwllllllollllln., Ills oXllrnUlly unrtottloed nnd c."IICII Ihnllho 01111- laler of 11111 Ilolld .hAIl uovor, 0111011, lll'y flllllto nllvuulloa UlAllllllY bo mAllo hy Obll<<lIn lu 01111'01', III AllY lime or 1IIIIou horultlr, Iltuvhloll Ihlll oluolllllo mlly Ihe tolul bAlllncl dllO Ily 01111801' lu 01111800 ,,"rollllillr, wholher Ihe um. rOl'tOnoutll,l1l wholo Ot III 1'/11'1, 1110 lnlln' Advnnoo or allY 1111111'11 IIrtvulIIIO or ndvnlloli, eoored IIn amulIlII cOlllhllnll III Ihl't1o IIl1lel Ihe nmollnt .Ullullllort hor~lllho'oro lu ho Ilnll1 by Iho Obl/,oo, l'Il0VIlIIilU I/Un'l'IIllJll, Alld I1II IXIII'nRaly lIulloruloud IIl1d ""reud, thlll thl mOlllhly"nylllollll mOllo by Obllnol .~U 116 '1llllIod Ilnllo 'ulnto.loo Ihl Ullltoltl hllll1110" of 1110 Ilrlllllll'"1 till'" RUI\ Ihe romnlluler thereo' IlInll lie orod. 1I0d ull IIOL'Ill1n& 01 ..Ill UIltI1, EXHIBIT I /'t -Q~~-~ ,j;!(11-I:lu(il1 FINI-1NCIf-11. liMn J'/\11'11:;, WV~I1J '\J<J lJ'18 rJlIIVnlllJlllrIlU"IIIQl\ TIIM' 1'1~ Ullllcor _',~Il well ~n~ Il1Ily ~fY 1111 '.m hvhlnl, ..I~ lorm "lmA" .1,.11 W~Ofl- 'Vlf \11011 In Ihll 1I0Pl' ho II~on liIIl ho\lIlo 'n~II1,l" nil IAM~I, "nler rOil" nnd 111 oll1or I1\IInlpl\,", Of othof .0VlfI\- menl.I _mllm"'I' Ao,l ollllrllO') w\llph lln" II",' 1\'0 .lIlho,o whM, 1I'IoY I,orelllor he n"mo~, 10vlo,I or nl'lr.o,1 "_"hlll nil ~rel1l"oN IIrll"Io,1 In Ihv Morl!(llIo Iooolll,IIn)'III" Ihl. UOIIII "' \l,o '"11\0 ,\,.11 'An lillO, "nl\ .h.1I on IIr hO'Oftl 111ft! IIr'IIIIIY 01 ,YII1I\1.r)' 0' on"h oll\l.vory ym l'rp,lIIn'l III,l,lollm to Ih. mll.oo fOOlllpl1 'or al\ '\loh "1.1'," 'or Iho ollrronl yo"r AUO",o't "I'pn 1l'"lIIorlnl"CI\ 111'0mlKeI, "nl\ 11,"1\ II'" koo\' Inl\ mllnl.,,, al 1111 lInu" In Inoll oollll'ln)' lit nom~Alllol II' 1\1. IIhllaoo 11,.1\ O\'I'r"yO, II \lolllIY or vol,",o, 01 In_\lr.n~o ~1l.1t"110ll 0' 1l."'A,' hY IIro, or elhlr fl." Ii rftlll'lro~ II)' Ihu flhlllloo, IA on 1111011111 no' lOl~ tll.n tlIO .muR11111110 on Ihl.llol1" "von 11'" h"Il~lnll' _"~ hn"royol1lel1l~ \11'011 tho pn"l l'l'omlm, 11111 111 IIQllolou ",I'"I.onvor oomlnllll'o ..hl "n- provomon\l, wllolllor 111 OXoO" ollho rOllllll'ol1 "!1Io\loll,r 11111, ihlll hn I\lllY """IQI1'I\ U onllAlml POOUrny I. Ihl 01111'00, .111\10 110 hy 'AI~ Ollll.u! rololuoll, Al1llol'oll nl.o ~"p "0\1 mllll1MI1 Iho hlllllllnllA nllw.n Iho IllorlAn"1I0'l pr"ul'o, I1nl\ IllY hl1lh!lnup I1fQnlolllllOrVOI1 whll. tI,II 0\11111011"" Iholl ho In IlIroo, III 11001\ oml .",,\PIol1l rOl'olrllal1l1 .1'011 oh. 'erlll,,1I1l r.p"y uIII" tlln nhtlnnn \1I1Y illm or VAmi 01 mnll~)' p"'1l hy Iho 01111.00 101' or on 1I00elll11111 an)' \lnl1,III1"" orlr.lo,I 'heJ\\nl1 whl10 Ihli I1hllllOIlOl1lhl1l 1111 In lUl11o, "' .hnyo far,n'ro\1 (wllloll I1I1'on,II nol.n honl1lllhn 01111... mnf I'.Y 111111 I1Iull1l.ln wllhlllll "II'Rlrln. "II)' ..Iher ,,1 Iho rl/llll. hOI'UllOl!nr, .l1d .llhO Ol'lIon 0' Iho Ohll.oo Alllnl1/1 11"y'"OII" or "llvlnoO. mollo h)' ",. Ohll,uo '"MY ho 1111,111110 Ihe unl,nlll II.llnr.o 0' Iho luon). WI'l'1I0tJT AllY frllUII nr "II'llIor ,InIM)', 11I~1I11111 lIu1l\l II,~II I,n YUhl, rl\OVIOF.lD, hOWlver, Mn" " II Ilnreh, OII'rll"Y Rurol,I IIIAIII OIIIllY IIl11e II~IAlIlI ho 1lI0do In ,,1)'111011101 ..fll 1II0lllh\y 111Ilollmllll., And '01.1 Ineurnn~llrl oQulvllnnl 10 lwu I') nUlllro~II\I 1II0111h11 Inl'ollmll\lt 110Y11\01lll, or .la'anll he mado In Il,e "aYlllolIl of "IIIIUI" whnlllluo, 01' Ihll ~rnmlll nn~ 11l1ll1111'R!l1Illl1llnnllllo of .0lllll1iur- anoo a..'.nall aa oluro..hl "hnll dllO, or Ihe plymonl 01 Ihu cOllllml vrol1llllm IIIlrnul whln ,1110, wl'olllor "n.... ol,al.d \ly 1111 0\1""11' or 0111111111'01' 01 OilY lillll or nom. 1'"'" hy Ihn Uhllnr.o lut ar on unr.olllllel .IIY t..o. or ,,'0. IIllnml or oUller ("llll1h IIIIYlIllnl. hAvn 1101 Rllhe 01,111111 01 Ihl IIhllnen hcolI n,hll<1 tn Ihe 11111'0'" \J"'Anno of Ih~ , IlIRIl), Of mnlolonalloo 1I1 Inhl ImI1l1111.. In goo,' allll IIII/lolonl tll'oll' Afllr noll~1 fram tho O\JlInen, IIr In t"o ovell' Iho I",1I1U", er lll1ll1l1n,. .111111 hI 111"1111"1 or nIJoroll, or IIlho IIl1ut 10 1110 mOrl"ORnl\ IWlmll.. ho lI~nllorl'nd 10 anYlll1a alhnr 111111I thn IlIl'vlvor or Iha 0\1111101', III' hI. IIelr nr ,laVlloll, wllhollll/ln "rlor wuten r.lInlnnt alliIn Ohll. In 0, III' III nRln of nuy 11elnnllnmlnr Ihft tarl1l1 hOl'ent ur 1110 nr.cumpunylll, MOI'I.."n, alld e\1lh ,llfla!t III oilY nne of Ihlln rUl1eol, ulll Inl' II porlcll 1I1 Ihlrl)' (a~) 'I~YII Ih~n 011I1 111 I"cl, clIn 1110 IInl'ohl II.I~nr.n .1 Ilta In~n 1"0111111111 ,"lllllloIlAI pclvllnola anllllllll""llnlnruat Ihllll,'.III,e oplloll "I ilia Ohllneo, '1000'"0 dun and 11ay""\" 111I,"lllIlloly, allll I..)'mellt at ..hll1l1Pl1hl balaouD 01 Iho lUllll, .,hllllol1ul p,IvanecK unllnlllnlel'ull Ihoran "'"1 olh~r ""YIl1.nll hnrllA a"ron~ 10 lie 1110111 II,. "'D Ohllllor ml1Y he Inforcnd allll rnQQvorOlI nlollOo, allylhlngl1emlll r.onllltllnd 10 Ibe 110nll'II')' nlllwIIlIRlllllll~.1 al1ll II writ nr wrlli 01 Nlonllllon nr nlhoi' 1.,,1\1I wrllm.y ho 111110111111011 Iho 11ld,molll olll~tllllt IIpOIl Ihll lI11I1IIUon by vlrlllD of Iho ".I'runl 01 "Ilurnoy horoln r.ol1talnall. lIr n 00111,,1.1111 In IIn "1llIon of ,"orIn alII lllrolo,"rll mAY 110 IllclI "1'l1n Ihe "COOnll'""yln" \\Jarln""n In,l IlralOn"loll 10 JIIII"menl olld elellullan And ,alo 10 rellovar tlln nl1l1a!1\ balllnuo 01 Ihu IOlln, 1111 8,1I11lhll101 n'\YOl1oollllo,lo "f Iho ""l1lon AI hn"D'n at olber- Wi," Iogally Ilruvhlell, alllnlnrnsllhereclI romalnllln l1nl'ohl, lalelhnr willi oil funa, 00,11 IlId UPOllSCI 01 1I01lent- Inll Iho IAml, IlIollldllllall AlComo)". aa"1Inllll01l nl llyn \lor CIAIIIIII, lIr .~nD,OO whlohevnr II larlnt, Allyllllll<< born' In 001llnltlOI1 lullln r.olllr.r)' nolwllhll.mllrllll Iml A. n 111l1lnllrrolll n\1,1 ""l11ull111VII rOIl1~dy Ot 01111011 lor Ibn hOllolll of 'ho Oblluee. 110 8110ununrs or IIl1lglll, lhn ualll O\JIIllur dOI~ hOrehy Alllllllrlr.n 011I1 ompll"nr nllY Allornl)' lIf an, Courl at nlconllo nl,pn.r 'nr him 1I11111Y Dnml of OOI11I'elolll JlIrlslllolloll, 10 nonlolA 11111.1110111 .,.lnJ! Illtnlll l.yar 01 Iho Ohll<<ae, I. IIICUOllorl or nlll.n" In nIl oll,lcoblo OUllllll uf oJooII"OIlI fur Ilul80lllua of IIln I'ro~nrll fODlIlelt by Ihll Murln.lIft llr.r.Onlllftllylnlllllll \10111\, nnll door.rllle.I Ihlroln, I11I lurlbor 6Illlonl)' nnderllooll M'1I1 Illreo,llhul, IIl1ny I\lIn IIr 111111" cl lIlalley 11..11 bocome '\lfalll. IIn- IInr I"Y 1'ullelnl 0' 100IIronoo hl',lllll" Ihll I1Iurln".nll Illnmluu, or hy vlrhlo 01 UII~ r.1I11110ltlllR1I01I or t.kloll ollhe morl'8ln" pre,"'I'" tel' "nllllo 1111, Iho lIbllllOO ,11,11 hlYO 1110 uI,lIno 10 rucolve Ind o"ply 1\10 la",o nn lr.aI""l 0' 11111 UbllllAtlun, or "nllIlU 1110 Ollllaor W rouulvo 1\1111 nlo II, or OilY pllltlloren', Inr Iho ,Iurl'"n cf rllplllln, Ihl mOII.olld proll1l..I, pr lor. nny olhlr \lurpule, wllho\ll therollY wulvllll ar IlnplIlllIl U,II (Ibll.IlI1Ou, nr Ih. UIU 0' UIO Murl..,e leollrlns II, '1'110 Obllll~t lIorolly n.p~t"l)' uNIIIIII 01111 Irnlltnrl ootu Ihe ObllllOft IU luml 01 monoy pll1Mble IInlln .ueh IlIIlIrll"ell 111111111. nr ooudumllllllon Illooenllllll" 0111111011 "nr~hy IrtOVlluMllly nnmlnlllo, eolltl. Mn aud appplllllho Obll"oe W aol 11Ir Iho Ohllllor n. n Inl' al1lllAWllll ollnrlloy for Iha noUlol/llu Ihnrnol. It I. 'urlller nlllouly unllmlootl .ml nllnnlllhnll"o rnm~,lI01 of III IN UJlUgnllol1 And Iha IUooIIIPln)'ll1/f Morl.o,1 tur Ihe nnluroll11unl /illhl \'"ymolll n/lhe I,rllllllpol 011'" hnreby lor.llrell, 101l0lher ""11 Inlorl.1 IhoreulI, 11111 lor 1110 110r'01.IIIIIIOO ollhe r.OVOIIOllh, 0011111110111 RI1d IIllron'lInull, mAUer. Inl\ Ihlll.. "lIchl oUIII.lllnl1 are nn- ..ul.IIVI And Canll\llrnlll "lid lIIay bft (llIl'Iuo.1 IllIllly, or Inccnnlvoly, or to"elllcr Illhe 101ft dllelallon 0' the .Ollll,an, ud 'Ill. ul'ronl)' under.lolIl Illat 1111" 111lhlN IlIllollllft rofer. lu hulll lellol ~od efjlllll1ble UlIe, .1""" IhI_ I. a rolft 011I," :, dehl 1lIlll0l11nol, I I, ., . ;111 H*,Ci\1 F I ~1Nr.lrll"lliIJlH ;$'(11 1'11'( tVVi 11:1 I Ill' 1;1' 1 U " :1 " I ' i' I. 'I i ~ ~ I ! r~ ~ i, ; If .1 ~ (.I.i " ,. " :.. i " ;" (", .. , , " ,t : :I~ 1,,;.-, ,t . . , ;11 l-!J(lfil1 F 111"1N(; 1(.\LII~lJS' 3'111 I'I~, ~lfV~ 113 '\J\:) 13,;111 o lli\llMlmH 'mUST' t:OMHi\NY "UOIIT I"UII~' III<lAl. 1r.l\'M'l"I~ ~101\'r<IAUJ'l ,-4"~ , I,; IIlIdcr ^ol 01 ,'\1110 ~, l~la, I', If, iu '\b WITNltIIlIlC'I'lI'l'/lI1i IIIUI\TIIMIJa ~IAIIN IlIa'J\ dlllll ^ Il/.!i IIIJ ~ 18 H!l OIUTWIllIIlN J~W'11I,IN^ H, ^N~\^N:I:, uf' O!)l NOl't;l1llulluvol' 1.1\;I'ftft1;, Olll'tllllo, ()I~mhllr'lunll OounH', l'annu~lvun;l.f\ (IIerollllff.llr II'llolllnr plll,"I.r nr ~111f"1, ""11011 llio II1nl1anaOrl "Nil f'M\MlDlIlI'rlUlH'I' r.OIl1PAl'll! III ORrllo\o,I'01lIl01IVIIIIIR, 1\ COl'llorRllolI 0.'11111" liMoI' IlIn 'AWl 011110 (111m. mOllwoRUh 01 "OlllllfIVRIII. (IIorolll~flor oAllo,. Iho I\llIrl,o,oo) Wllll0lloflll IV1f1ll1\J1W\, Iho AfI\lll\lurlUoaor, by bUill! ul OVOn 111\10 IIorowll", olRlld. ',uII",\ \11111/11'0 Morla.aM III . ourlafll 111'1"' 011'1\1 RUm, oOlldfllllllCIl lor 1110 1'1I11l101l111'nll~a lll.nll!l~ld Ilovunl;,y 'JhOuAlul,l, 111\rt noll()O~M_.~-~._'"" INlr.T~M (t 370,ooo,nn ) nlld all nlllllllolllll 11I0110," Mdvnncca by Iho Marl"A"DI, wllh '"I~rOlllhatoo" Irmll Iho aRia I\~ 1110 I'nla \lf1lvldollln Mllhl MOrcllIllnllfhlllllOlld, III fl(11ll\1. mOlllhly l'.yml1llh III IIlIllcpl Ilia" FoUl' 'lhouut\l1q lUX Hundl\lIl '.lwont:~ (mel '17/100-M-----..-...---.~.---.--I1()I,\..~na (, 11.620 .1\11 7'f IlcnIN) Irllm Ihe 111110 horolll, 111110 n~lllIcllll1o"lhly 116 InlorCIIII" Iho IIrln' olllA\ nlJl~lInl ollllo 1I\111110UoII1 or IhD rodlloOI\ nmonllllllRl1l0r, 111111 tho blllllllOO ur Inhll'.1fllOnll to IIc 11111'1101110 l'Ill,unUnl1 III '"a \lr'"l1lpolRIlIII, 11111111110 ptl"OI\'"' Rmollnl 01 Iha obllllp\lon amI RlldlUonnl "aVIIIIOOR 111111 olhor Il,hnrlal malla In UIU Morllln.or or modo IUI' !hD l\l"oloollol1llf Iho 11I01'1"""0 laUlltlty Vlllh Inlor0811s 110111 In hIli, ^U nlllor lonna Alld pmYltlo"t 01 811111 boml nto Ipnolllonll1 hlcoqlnrn!all hornlll \ly ralal'ollPa Ami mRl'o " 1'1\1'1 hal'o, "I al << 10~ oal Yorllnllm hnralll, 1,^,I'IQ Ol,^l\flWJ, 6% or mlmlhly paYllInllllH 1I0yo or moro 1110. NOW, TIlICI\lIIli'OlUJl, 1110 lohl Mottllnllor, 'n MIIRldnrollol1 01 Iha '11"'1 nIIYR'lne~ by or 10 bo PllvRlICDI' by 1110 1I10rl. IIAlloa, fllO roonll1$ WhoNloI II 1,0ro11Y enkllnW10lIgoll, oUlI IlIr Innllrh1" 110111I0111 n1lllllarlarlllllllOO or nAhl roollCllllOIII' fit nlnro.al~, 11001 IIofUby ernlll. ""f<<uln, Roll 01111 oonvoy ullln 1110 ulll Mnrl.ngoo, II. IlIooeller. IIlId AII'""O, Md" thut oe;rt\~ln tX'\lot 01' llulQ with the JJ'T)l'OvlllWnto thoreon Eil(loced u:lt\ll~to in tho !i';l.X'l1t WIll'ct or t;l1a BOl"OUeh or U/ll"l:I.Il1El. CUrrbOl'.lun<i (Jollnt::.', I'Ell1twylvnnl.ll, 110un,lorl /ll1rl CV1AOI'.\.I.lUll p\u'I'\unnl; to /I /lUI'VCiY hy 'lhollVlfl A, Nul'f', TIoglll\;m'ud Sl\I'VllYOI'. l"lrl Mal'(\h 20. l.9/i!l, WJ l'ollDwu I OltGINNINCI 1111 n utl.l\m on the uOllthoxn o,ldo 01' U. S. Itlu\;e 111 thonoo I.ly 111m! now O%, f'ol1llfW.l,y of' Il!Id Bam I3YIlt:l'll113, ltlll" 130111;11 :it; 00&1"011 '111 mll11!tell Ji:lIIlI: 250.00 l'oet; to n 11\;1.1\(0 I thonoo by \;ho tlC\lliil. North 55 llertt'OI3El ()() IIItnut;Et/l l>'as\; .l11,11O luo\; \;0 n a\;a1Ul on Una of l/ll1d of tho Un:ltel\ Ill;uttlU ur lirrlOx.,t.()f~1 thuf\oO Ily utlll! lUlld, Sout;h 2~ l!OU;II(lOU 16 nll.nuteu 50 UllUl...ItW Eaet 1'1'1.60 reel: I;() n 111:/11\01 \;1101101'1 by the lIt\tml, South 60 1.\a!1:11:lefJ 3 m1.rll\coa 30 /Jeo~da Weat 1.63.22 feet to n lltullO 1 thenClCl by l/.lnd 01' 1101101"1; M, lJaCllrol' l-blx>n! ItlO., NOI'tll 35 clol!I'loU 00 ml.l1utaA WflAl\ ljoll.91 ffll~t; to (Ill llwl p.ln 1:~1 \;ho uOllthum o.tc.1lJ oJ, u,a, ,I~)llto JJ.; tlll.moa by tho f.\(lIIbl1om ulelo 01' U,S. !junta 1.1., N(lpth ~ilj dClgman 00 mil1ut<ll\ IGIlnt: '15.00 !'Em\: to liho Plaue or 13Il:OnlNTNO. rm1INO illtll~VAcl w1t;h 11 M:Jt;ol. OONT^TNTNCI 1..!i20 aol\ln, mOt'll 01' lUQU, U/UNU tho a!\lOO p1'Clpel"by whLol1 HWV'Q'1t MfJOointof.l, hy :t.ba d;tart ontert ^ugul1h . 190~ I lInd rooorv.lod 1.n OffiCIO ot' tile I~uordol' 01' [bo(ll! lbr CUn/Jox'lund l))unty :l.n [bOll Uoolt II I , VolU1M I P/lt9!l , gt'lll\ted 11110 MIlVllyad to .Tyot:AI\/\ n. ^lllilU11., l-bl:'tg/lgDP haroin, .. ::g 0 m c::; 1'1 e ,'H;~ I?I 'I ('I ;<1 jl f, ';:I N r= i: L~ t.tJ .1: It I 1.1.1 "" "\.1 t"..:;t ::.t " I ,J . ." ,"') - :"j' 1'1 ','. :, 0; It "'T1 ~ 1(0:-1 /... ~1. 'HI hOUK U&O rAtE 'fl84 EXHIBIT I --13-- . ;lt11-11\16\1 F I !'VINe I nl. WlJS, J'11l1'1l\J, I'VlII In '\)~ l::11;lfl 1'1l0Wl'ln'lll \l1l'I ~U '"c ~~llIlI"K", 1(nllrQVbI1Wnll, ~'1I1 l"p~r'f"""QU wh~l,uovftl' IIlbrb~"lu "'10111110111 ~n" lbl rei' mflpnl ""1\ I'clo.IlIl\cI", runli, "'\lfo" 11\I11'1'I1111n (hbrnol nnil nllu 10Knlh'f willi ,11 IIbAlln'I plnllllllllp, ca,klll. 101\ "Khll", ".I\lrn ,,,1\ bqnhllllnnl, ,"1\ nlllcl'ou"" I,al'll1 "hnla\l", ,lnrll1llnorl' ,,,"1nnl, 1'11\ 11111\01, 001'/ or 11m- .1I0r ,\tl\alla" 10 or ""1.'1'" In nr mnl\ In 11\1llnn"lIo11 wllh Ihn I'np' aRlllo Mho," 'luor'~.II, 'J'(I IlI\VJIlI\NI11'O llOpllhn N""" Imln 11111\ fnr IIlu "Ib nl IIIP MOIln,,""n, ,,_ .1I1111UII0\1 or ..."., lOfbvnr, 1'1I0VIPJill', h,,"over, 111"1 " 'ho a.I,' Morlll_,"r ,h.ll "ay ullllllnllorlll, ~aaorl\llIK In Ihl' pOlIl\Hlonl Ila,..ol .nl\ 111111 11011", mrYlh"IK III hp 1'"hl pl\Il \lorlol'll1a" "' .Iarouhl, IlIe" 'h" "1lalb horelly convlynl' ~nl\ .r~0104 Ih.ll Itnolll11O IInU Inl\ void, llV 'l'IlIU mucolrrJON nllll Ilollvnry III 11111 /ll"rl'IKe Illll\ 01 Ihn Ihll"I ,nO"rbl1 ',nrnllY, Iho 11~l1ln~ hmlo ~'rflO Ih.\ tllurn aro IIdul,lll1l1nl\ 'noh1l1011 hnrnln, Inr n"y 011'\ Mil pllrl1om, nn A" III'o"r~l I1Mrl \llnr"ol, 11, rflloronan, \110 UlnO II II 101 forlll vnrllAllm hnrolll, AI\ Iho 80nor..' pl'1wleloll', aovo",,,II, OP",1Il10ll", "mt nhll'l\lolll conlRlonll 1111111 Sllllllla\lol1 01 1I00nrol Morl".b I'mlll"n. 1't.Mnlol\ h, Ihn ~lnrllll'oo '"1110 olflnn 01 Iho IInna,.Io\' ., tllIlllll, III I1l1rnhorlllllll llilpnlY nlorl'~.a 1100. m I'~.n 4U I'novmIOll, lI0WlUVllin, tllftllf Ill. ~Iort'lI.o' .hll1llo, ~II 0' Ihn "IlIraulll Imlnlllol1l1etl, '1\Ioml ~1I11 olher ~mollnlo whln', mny 111I awlnK IIol'ollllllnr or IIndor Il1n .oOU",I"'"'''K 1101111, amI 0111111 '\Illy I'orlorlll "111110 OOVol1' IntI, uonlllllono Ind l!freollllllla aol lortll ur "Innrllnrllo" IIorol1l 111111 III nhl nnn,l, Iholl tlill Morlll.'O 0"-" 110 vlld """ ulo~lld Illho UlMan 01 1110 nlotl8agnr, nul\ tho ftllllo floroby 8runlo,I nn,I MuvaYld ,""Ullo vnlll, WI'l'NERd 1110 I\Ob blcnullno IIort.al tho I'.' AIII\ 1o~r llral ohnvn wtllton, DIONfIlll, "IU.U.II0 ,\\II\) Ilrol.IVlllmm IN '1'1110 'ftnEllroNvlll 0... -fl;.~7~N'P~~" (SItA") .._~. . (8IllAL) _, (8mAL) (8IM"1 ()(lMlItONWIUALTU 01t' J'IllNNIlVI.VANIA t:OtlN'rV OF (JUltIDlnIlMNU Oa Ihll thb ;fl\1) dl' 01 hie (\ Nobnl'Y I'ulll:l.o JYOT,9NA It, IIN'NINI ) I O,,! I\Ul~UU b , A,P. Jt n~ , Jlolol'll tII& 11111\"""11,,1 artln~f plIf1noall, appolrll4 ullllAolorll11lfGYI" to 111ft 10 be Ihu penon WilD.. n.II'o 1, Il .nblnrlbad III thft "I\l1Ia IDllrnll1l\11t .11I'I aoknowled,o Ib.1 a h II uennle4 1110 lamft lor Iho !lllrJlnoOl Ulerolll oOllllln'd, ~lm')~'I~"'~ 'I~i~ .:'~I~O!lltO. F I hftl'enalo rei my ball\laud ofllolllnal. ':\\11 ,A. iI. 1\ \lE :~, ",' \ .~.., '. .~ , ;:,.- ',' '~ tlOTMI'AL Q~IJ, . . d. lit' "\ .e .Itea IlfTII h MOOU!n':"1 H'\WW PUlll.lO-- JII~t~~ ,ll lilr.! ~p~ ChIHISl.tVoW .""Ul..,,IiIOr.nUtIlY ~~"'\;\''''Ir/t'~\~(i/d' !AY~}~.n:~,!.'.~.::t[.~!!!'!~ I~ I ~ ",' 1.,.I~I:I,(". :J't~l<r.,) . Mlllnbtlt'.PlXlMrhar"", ~'~nnINolllltl A h~. I (I..., I,. 1 \:, ,,\\ "":'~~ /1'(.,,',,' IlEl\TIFIVAT~ 011 U1C/lflIlIlNOln 'Il'ill ' 11._, - -f:/..!.QlJ1flw2lLl- tp_ _ 2h'c... (TIlle 01 Ofllntt) I utili, Ulal Ulft pntllllo "taao 01 bUllnm 01 Morl...eo II Clltl"~1 Pennol/VIIll., ltA/tMlllns mUST ooMPANr IWOK 950 rm (~t) (~" .'., , '~ 'i' .' , '241-~GI1 F11'V~N(;If'L liMn ;1'(\1 1'1\1 l'lr.ll< 113 '\13 1312\1 ~ r~ mCN~IMI, PIIUVIHIllNH 'NC(lI\'~O\II\'l'r~1l flV IIf~.'ICmCNOIc ^I~ll Nil'\" ,II DIG 1Il')I~IIIIl1I:11 "'cmu W''I'lI 'f~. Mlllwll1l1" " ~1I11>' pI Ihn Kanntn' ptllvlllpna, ~VOllln\fl, lI~p~IUana AlIll phllll."ollo 1I01I1.InOl\ '" 11I0 ~"Illtl'\lan ., (lalllr.' ftrarl'"KI I'NlvI.lolI, Wlllull .ro IlIlIlltllllfA'"11 III f.'.ranllllllU all 1111"111.1 I'nl' p, lhllIPIIIIPI"1I ~'allllll,p, IIr vlflllllPllIl1 ".'111 ,111110 " ,pSU, l', ,,, OBi , R'fIl'IJI,A'I'IUN 01" (lJCN.mI\L MUIl'nIMlIc "IlUVI/ilONlI ny ,1'AI1I10r. 'I'tll" CllmllllllYI ('"fllalll, "PIIlI',1VIIIII. 1'1I~ 1"OJ".(lWINI1,olllrnl Ilrlvlllol1w, 1I0VOIl."la, 111111111I1 ilIa 1111I1 ahllll.U0l11 -h.1I ha 1111 Inlallrlll p"tl hI AllY /lIlltl.. .'"0 rlalOaJ!Ot r011PI'1101I III ""y (JII"nb III 1'01l110ylvl"IA In IIIV.I' 11111111 1I1l11alll/fnoa, hal'II111 latmall 'ha Mlltll/lll1aa, "111~ l"pII 1llll1allll11nll)' rUIIOfllplllI1urlO'l/u '1IItolll)' ,~fIlVhlo, IlIr Iho "'ullfll~tIlIlOI' ullho 'plluwlnllll"10I'1I1 \lfIlVI. ,Ionl, ollVllnMlltu, u.lllllllulII nllll ahllllallplln A' AlllnfOl'talllQrllhllroQI II)' n,rllronop 10 1111' IUOUrllUII nlll'\llnlllln, MlIll'l'lON^,,1\/lV.\NrJlclI, '1'1111 Murh,nllo nlll' 'hll I!'II 'h~rpuf 'hplI lIu nOIll/fll)' \101 ollly 101' II1n Orllllll.llmlolll- O~QCiN IIvhlcllnoll hy Iha ftQIIIII1IIHIIIYlnn 1l01lll, 111I1 AIIP rur UII)' IIlhllr IlImo lhnl m.y 110 '001101\ ut .,IVulluoll lIy 1110 Alufl.nl/oa 10 Iho 1\111\"n"lIut .1 MIIY 1111\11 lit \hnll' hcronllar, 1',\Vt.!Ir.NT or" 1',\l(IlJ~, INHlllli\NOlO l'm~~Ut1ftlH i\NII 01'lHCn C"^'l<Il~R, I~nlm 1111\11 'u 111110, 111111I Ihll Ilnbl 1II1111111nrnul IIrp IIIIIy I'nlll, Alpfll/1I80t .h.1! Plly Mml '1Ilnhnrllo, whplI null u Ihp aumn ,Imll ""oullla 111111 IInlll,nyahla, 1I1!1,,"U, "naumollll, .awpr UIlII w.lut 1'111111, 11M In olliur 1I11.tnOI ami 1I11hll' IIU","OI' ur lavlnl' hy IllIy lIl1y1111 I1l1lhol'lIy IIpUllllnY Iwl or IIiIl 11\0rlnlll/0ll l'fIlm""11 PI1Y nil urll\lIIll fIllIII fONDfvnl"rllnl Iha 1Il0llauI/PIIIII'011\IuOII .mlllll)' ulIII IIIIOIIIII'"e nil mllohonlrl'IlIlIIS \V~III" mllY Il~ 11I01' ".nhlll.nhl PI'IllllIO' nnll IVlllpI, .hnll or nllr,hl hAVl1 In'lollY 'n IIpn 01' Il"ymenl Iu Iho Ilelll APOllrlll' hCrellYI P~>' nnlllllinhllrl/o .~f I~. wlllllh "'.1 Ila 10vl0Il IIy ~ny IInlY pUI1UllInlal! onlllol'lIy nl'oll IVIprl"~nno on Allllannl pr or 1I10usnfell II)' 1110 .mollnl III dahllllle 1I1l'II111\11el' or Illlllar Ihe 1I1H10Ull,00yhl/l 1I0n,llllroVh'", roo~\V '011 h011 oliva .llOh Ilullnlol 1II"II~_ M1'a 1111I1 "ahllll)' 10sI1mnna OU Merlllollan 1I\0y Il'om limo III IIl1\n rnqnlro "1'011 1110 hlllllllll"l ~nlllllll'rnyanlenllllow ol'lIolaallll' oroololl 111101\ Ihll MOlhlllllollplnllllsos, willi 1080 11llYllhlp nlall'ou 111 IIIVpt ulMorll/Ollno al Ito IIIIell1l1 lllUY allpoAr, ~fAlN'rlnNt\NCJln Mill nml'''m OIl' MOn1'UI\Oltllllll~'nal~R, MllrlUnllo,' 8111111 IIIAlnlnl" nil blllhllnllu nl1l1 1m. IItovanloll!s luhloel III thll IIfllrluRao IUlloo,' aM '"IlII~IIf1nll'opolr liS Ilolurmlnoll hy I\'IlIrl"lnpe, l\'IurlllMOu Ihall 'lftVe Ihe rlnhllo elllol' "1101\ Ihn murlllnna"\lromloao III .'IY rOI1I.l1ohlo Iipl1r lot Iho PllrpollI olII1IPOllll1l11 Iha orl'ot, oOllillllno ftll\I ropnlr 1111110 bllllll111" Ilr ImlhlhliS oroulllll IIll1tllOllo .111110 IlInka OilY IInello!1 repllrl' NON-I'i\VMIDN'I'. Ol~ 'l'Almtl,INH'llII\NOE, 01'IlICII Clli\.I\OliJH, t\Nll COWl' OF' IIlDJtAIlIIl, hI Ihll ovonl ~lorl801lllr ""81ecll af rPlu'IIN 10 IIR)' 1I10 IR~RR, 1I101lra!lCo 'll"nll1ll1l1lR or alhar ohnrllllllu'mve '1IRllllollof1, "UIIIII 00 doye aller Ihp lima bll1l1l11nllllll 111,1 plIyuhln, 01' rullo tll1l10lnllllll 1110 bnlhlltlKu IIlIlllnlllrovomonls liS IIlurasnh', 111011 Iho Murlan' 11110, may, allla Pvllon hili wllllolll allY Ohll801l011 lu 110 RII, allvn"ou Ihll .mns torllllte'l anll 01111 any UlIllllll1h '0 "II. VRUCClll" "" "rlllllllll' ,'elll ReOllrel1 horehr, 01111 /lIlllenlll,o U'IIO flS 11 nRtl 01 1110 Ptlnohllll110bl, 'i'rnANaFllln OlllilNUl!MRltANcIO OIr AlOll'I'OA<II1lIl"mcMIHriJll, I\fnrlu080r n8rco. 110110 IrnlUllpr IIl1a III IIlc lIIurl.u.alll'rnmlIOI ullla.. tho Morlullano oOllsonla In wrlflllll fo R!luh Ifllnalor, A ltauslor 10 Iho survlvlll 01" dOVI. 10111 ur lie Irs III thn MOflRlIllor Ot A ROle lIy hli Ilotlollel l'OPl'llsolllnllvua 1111110 avenl 01 1110 MorlRllllar'u 1100tll Sllall 11111 "nmo wltliln the IlfIlI,Ibltllln nllllO 10roi.'IIR selllclloo, Marlllluor nlso oovrllllnls IInd allmoR 11111 10 IIlnalo IIl1t JIII'mU 10 anorlln, upuo nllllr AUY 11111'1 nl Ihn motl/1oRO,' IIromlROi, allY f1nl1l, 11011 Ot uharce ,,111011 wlll1"I 110 Ilrlot la, or nn I llarlty wllh, Ihl lion 01 thl, ~furluo"o, JlII1MOVt\r, on AllrmllA'l'lON (J[r IMPllllVIDMICN'I'fI, MorIRR"Or aal'ellS nOl III rnmpvn, ,Ioll1oll.h or lIIa~a ony IlIh- .IlIulln' lI11or.llono 10 nny IlTIlltOVnmenls 1I0W or hllrooftor \ollRlal'lllllho l\lpflURuo,I lu'ellllee. unless lho Morllllllon O<llllDnl. 111 wrlllnl thetalo, AH!lIflNMICNT Ol" nt~N1'Il, MorlSanllf lIsslflllU und Iralln/ora IIl1ln MOI'lllugee IIIIY "1111 ." r~olllrom 1110 IIwrIRaUIII' ,Iremllu, a11l' ulllhorllus Iho MorlgAunll ul Ally lime tllela II 11 ,10101111 "m'or lho MorlgllllO or .ouumllAnyllIU 110111', IlIlokn llPUII8I10n 01, ront, repulr, alld oppr~lo lold 111'ulnlslll 111111, nIhil' dOllunllng All ooll~ 11/001101111011, ollOrllllulI, rOllllrl nnll lIllmlnlalr.Uan, III alll'ly 11111 Ii.lnuco or Ilia rOlllo rooelve,l OIl nOllollul 01 11111 ohlhtoUolIIII IlIe l\Iorll/lI110r, MOll<<n<<co IIIlIlI'llIVP IIdl puwllr 10 tcnsa Ot rOIlPW IOIlSOR UI'OIl Rlloh IlIrml 1111\1 OOQIIIIlOM AI 10 ~'orlllallco ",111 lOum ~rollar III' lIeslrllhle, A()(1~1I,lIlnATIO\ll (Il~ MN!'lIl1l'rv ANn l1'Oll\~()I,Olll1nm 1'1I00lnlr.U1Nufl UI'ON IlI~FAUM', In IIIIle dalllult bu mallo h)' Iho MllrlllnR.t In 1I11lllaymonl OIIlIlY IIIetlllhl1e1ll1l1 I'rlnnll'nl, 1I110rell, I'f olllor Imni pllyablc ulIlIer UIO tllrl1U nllhla Mortl/USO Of 1110 nnn,ullpllnyhlU 1I0nll, AIIII III" lofal IIrrnurllgne IIro aqnlynlunl to hl'lI oonlrnolalllllOlllh_ Iy 1111111111110111 \lnYll1ooll, lit In Iho evolIl nl a Iireanll by Iii" Mllrll/1I8nl' 01 nnr ollho plher oblll/allonl, aovlnanla, I1IIlIlIlIlolIl alii! nllroall1olllo ant lorlh In 11111 Morllln6P Ilr In UIO anoulllp."ylnR noml,lltulllllul III 111011 nlRO lito IInUro unp.ltl IIalance 01 1M lnll.hlolhlin tllnhnllng allVahnos 01111 aUlllhot 'IIIn, pllhl Iiy Ihn MortuaUl" III onnonl.nna wlU. tho lerllla .Morillal/ur ollraulInlllllrnlllfol'llllo, lonnl IIr oqullnbln, uuloll Mortllo,ae consn,," Il1lrrlllnlllo Inoh I'allSlur, Till. provhlun la lor Ill'nVOnUn. 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