Loading...
HomeMy WebLinkAbout99-01305 , .. , T' \\\~ ' '~ \1. 17l:'~ ?, A 19ge ,.' " ,,' " I'" " I' , ,. " " I, 0; " il :1 '!!' H" 'i ,. ii " ,. 'I , " " " "" " ,I' " " ',' , " " 1\ ;; " " , ~ " " " i, II " " 'I' 'If " " " " j~)\\!PI{( >VI PI^N /-tJi(tJ/(/(i/ I '(, 'I' kill I Lit 11.11 (101111 VillA'." III MnlurC,ud I,' ,'" (,,11111 ,'I. '1I111\ql(,I>lIll'lIl ,,;( t,t'ILII'! .~ WI,\, fl-lo!IUI/,1 If""1 .I:XHIPI'f I I A f ._.~-.rlL---, fllj)d:~) IllVI!!"', Itll'; L~":Utllt!tl1 and f ('I'l' 11 with ',".:dil 'llllul 11I1J,<11l'1!\11',lr,(H'~ rIll,; !\_I-;,.IIIII A'JlP1HII_lllll <:lIl1lil'lI~ 11'11 hit Ill', MII",II_'j"vPIIl {<-!II '!,I-NI'I!', d ~f11 ,,11\ ., U, :1;IIlIL,I(,j '\.u;ljun( Ilh):\,I\'1l~~1I1 l ,I iiI! l\rciHHlI .]II'!H~ (Ill' ") (lldtt) 1.'lHe tl,:l~II~' t,'{ I,nln'l ,'(()~JI VI ~:A "_' ,'1 \.'1'" 1,!l11 .dll j Cdl: l( (jllJ '( :iI,r. ,r) ...."t'ltn,'ln II ' ,.!h"\ '1111 ,Ill< 1 ~-:, 'l1.I1 I, ,1,1, '.1 Ildn';II', (r',IIlII'j ,_A '!"Y OUI!'! Ih)llll:ll'illlll.j Il!,!n. hll ,1.n~!i11111'!!l dlhl hUIIl, ^1/1':IIl<l1t~d r It,Hll1 ,,11,11 1111111., ,. (.M\V\!~'I{)rl.L~I. !.t11;'I; \.., I,ll ',Ii 'I~' ',' I,; 1,1"'1'1, lt~d II J '{';II ''': d~1 i.l'-~ 1'~I.illill ft.IY, h II'i(l tlI11 'Il',: ()101l III 'ii,., '\'IICllllIlllIl 'y,';u illHJ -Y'. illl' mOill\ lJ.l',h IlI'rJol1l,jl WhlJm 'Nt! hdVU LI,tHl\..'LI Utldll '_llId l\rc',I/III 'fl} fJlII ow, ,lid \I:' 111l),111 f rnVldhlllll<lII<)IlIIlI!.rnl, 'II iI\ ,1~.',;I(IIHJd ,I, 11,I(f' 1<)1' ','IIi! 1.11111'1 '.IilIUIII\,!111 rho Ai'f.(jllfll may bu lJ~q',l 'lnly fOI Illll:illflill 1,1111111', Illw.ullold ,Hid ell:lllldliltl 1:1111 ,)'JUS ,ll1d 11"! h)f dill' 1)1J~111I)~': (11 C"IIHllUIClilIIJWI,')'jO 1111'( 11011 ,,, UI"i ACC0\i111 :;11,111 (:')ll~Jl1i1lu aC~()liI.IIK\J 01 Ihl! lorlll~ of 1I11~ A'JIl!\llllulII YUII ,lIlilWu il\l'tl(t ll~; lollfJW'i P~vmlll\l&, YOI/ WIIIIH<':U1VU d mlilllhly 31111ur1lUl\t uhoWUhl ',ollr ~)(ILtalldlllll hill,HlCo P;WIlIOIlI ,)fl 1111[; Al;I;QUllll',; It!qlllrlld 11\ IJ:) \t-JlliII~ (dll!d', 1Il!,~II't.! I'Tiilbltl .11 illl ~l olflco ul 1110 l,.)nk Ill\) cli~l~~ I~ dldWll 0111 fOI .JllnWil thu IlaYllltHll dUll Wl ~lwwn 011 YOIif ~lillulI\\tIlt by Ill\! r<l',nltllll d')(1 dilln III [\('c,1/(I',I)<,:u Wllllllir(f1ll)lllln',llrlJcli')ll~ qll 'Ililj' 1ll';111 Ii., ~111(lfll\lnl CllIlYUIlIIII\CU chod~ 111111 ,)Ihur r,huc~~ wu 1~~1I0 tn y('U llIilY IH)1 tll) ":~~d 1\1 UlilhQ r,lynlonl~ on YOLlr !\rcr,lilll ,~Il(} mar,1t P;IYIIHlI1l'1 on any ()(lwr ;JfCOI/l\1 you /1avI) wllh 1I~ CI )111 ,1fflllillo'J Hill paYllltJnl dlll) will hu r% of Ih~ IhlW. blll:lOl;U ~t:0Wn on ymll 'illlltHlHHlI r;ll'~ HI,1l <1I1\Oli111 ol.lny pas I ,lUll PIWIl10111 plil~ 1l1(t (1tIlOUIIII", wlilclllhu f"\IlW lLII,lIlC,j U(CIltW~ '/'Ju' <:IU 111 '1110 I ~')W\Jyor. 11111 1',lyrnunt (lUll Will nol Ln l!l~s Iha,l $16 (I)nlt~~'JYOlj/ I\tIW 11;l1;1I\c.0 la I\J'J'J Ihiln ~W, 111 which Cil~\J IImpaYlllonl dU(l Will tv tliOIlIlH.illlll of lt1u now tjill,lnco~ If '/()IH AI>;0!11\11~; li,l~l '.hlll ,:,1 i1L;)Vtllho ClcoJlllino wo may H1qlllro il hllJhuIllllllllllum I'.I~II\IJI\I bUI wu Wllllml11v 'IOu tJlJflJIO (Ji)lI\~ JO Ilyolll 1',IYIl1\1IIt 15 111010 IlIillllllllj),WllIllllt duu. II Will hlllWlh:d as a ~1!1\Jlll I',Wlt\el\l ,lid IwnQ 0111 '''1111;0 il!'pIIO'.lIO futuro IMymollb duo Wo IlHlY ilCf.l1pllatn or p.lItlill pllyultlll15, ()J p,Wl1\onto mnrkod "pUld In full' 01 l1lillku( wilh 0111(11 /(l~;tw;ll\)fl~ Wllh..:ullo:JlIlll OiH Ilqhllo ,:I)I!~:I JII alnollnl~ 'lWIIHJ undJ! till!,; A~le\JI111Jlll ' Flnal":o Ollnrllo'll, {:.CCllt ns ',hl'Jcrl/lttd Il1lho Graco IIOflol1 for Purcha,oll 'lQcll'jll 01 Ihl~ 1\~rolllllllHI. Ilnanco dUll (juS t",l,!glll 1" acplHl on ,I dcbll When II IS Illcludd',j III 0110 of YOllf d,llly tJ\llancog and conhnuu Wlhllliill hi! lInco 1$ rO.lltICOd hI' il p'WI111.".II.or credll Yow Mcounl 11Ils Ihroo tj,llaflC(l~j tllO PWGlWi\l nill.lln.~iI whdl C0I1!l19t~ of plllcllasos you mnko WIUI YOIlI Ci1fd ilnd leos 101 cllltilln (,phonlll SOIYI':OS, Iho CU~10mDjl~/l.Ailtilllmll\'I!IlIKQ which c~nSI'.lt~ nf bo1lnl1c(ls IlIill VOll tlan~for 10 10lJl ^cCOlJnt USlIl'j IMlanco IIo1nslol choc~;s an,j balant.os 1I111l 1'1'0 lumsfcl for you, alvl lho CG~h A<.ty~n\oJ1U[iH\C1l Which cOl\sl~ls olnn (11 \01 Cil'ih nd~ilnco'J AllY !MymunlullllJllI\l WO roC(IIVtlllfll QXCOl,lrls 11,1,1 flnaur.o c:hlltljC'1 ilnd Ides Ihon duo Win oldlnarlly bo uwlied /1151 to Ill~ (litl:U1CIl \'(1111 11m owosl Annllilll lUlcllntngo nllto (APH) 1I11hllhill UillilnCI,J I\; lul0 <111(llIh1111<) 1110 BillnnclI WIlh IholloxlloWQ'J1 APft WIld lIllIl B<llanr;lll~ lOla ilnd Iltell 10 c1ny 10111<111\111\1 lJ,ll.mco Wa 'OSOIYO Iho II\lhllo upply paymonts {hfforonlly WIU,oul furlho/ notlCi\ Tho rurchil'.ltJ CULloUl CIl\lh ,\dVllnco .10<1 Cash Aavanco llaliln..:os ilIa tcr.1ucod by paymonts us 01 tho (~11() tecolvo(l, ilnd tJy cfcddt. (oxc:C'pl for /uyul5uls 0111110, oyor,lIl11lt ol1d nllscoll,JIIUOUS r.tlnr!lll~) as 01 lho dillo f'lJ~IQd PllIcllilSOS ntO In(',llldod III your PlilCh,l~O Bil1nnco as 01 tlIO dalo mado Cuslo,n c.uh nllvnnc(l$ ,110 Includud III Y0111 Cut tom CU!lh Advan~o Ilnlill1r.o illl follow\; IUlhf~ (I {)ctrolll!~alfy Hillli,;/Illllud 10 l)IIHlr InndQrs 10 lrilllsfo, bill,1I1CtJS, a~ 01 1I:t! d,llo trlll1JnJlltU(j chocks to !ranulor b.1Iillh~OS flU (If Iho (tllo pro son led 10 liS OHlOr r.nsh .1(N<111C05 ilia 1I1cludod ,n youl C,15h M,IilI\CU I}lllfl!\CO as follows cash affianCes. from olher IIn~nc'allnSIIluhons and Ihrouglr Auloll1illod 1 tllloHJ, illl 01 tho ilillo madu, cilsh n<lvilllcu chocks mucin !\lyalJlo 10 youlhnt aro Idoll1lfled <Ill cashlo!'t. checkl ilnd tlliJIlod 10 Y'ill,l! your fCQuc~1 .IS 01 ~QVon days nltel Ihe dJl0 wo pllnl on thu cl\(lr.~, nil olho/ choc~s, n\J 01 lho d0110 pW:lOnlod 10 us () IIIlt dcLII~ (o\ccpl 10f latu 0'1'01,111011 IllIi1l1CO, mHI 1Il15Collnlwol13 CIL1IOUt;) aro Il1clur,led In your [llllchnso, Cuslorn Cflsh AINnnco, Of Ca~h Ad''f'<l11CO Balallco .IS of lhd dillo po~tcd Fltl(Hv:tJ chilraC~ ilto iHkJed to y,~Ht flulGhnstl, Cllstorn C,ISIr Advanro, ilnd Cash AltvilllcO l3a!nflcos o<ich day aflll nto 1110111'0510<1 00 Iho las\ d,lY 01 tho llllhng CYl;tll 1 horo I~i 110 grilco pO/lod 101 C\ltilorn c(lsh ntt'/ilncos or olhor cash il(tvnnco~ To II!JllIO 1110 dilll~ fll\iU\CO (,h11lgo lor oilch typo 01 UIII'lI1CO 1'1'0 stilll Willi your I'IUVI()U~ d:Jy'3 Bnlilllr:o, il(~1 nil dut,ll!; and 'iIIIJII11CI <111 ClOth!;i 101 lho cUlfl!nl ",1'1 nnd mult:ply Ihe nel i1ffiOW11 by lhu lll'f\hcablo d'llly f)(\rltxJli'l mIll hOll lollowlIlg pillo!lrllph~J 'ho flllaneo chmgn 101 \)!lch IYI'(j III Ilalanco w lhon nc1dod 10 nnd IflduJocl III lllill day's flnlanco Wo 1I0ill a clt1dll bali1llco lor any day ns Z{)h'l Wo dtltWlllt10 1110 101i11 flllnncll rh<llgos on bnlllnCllS f01 tho IJlllrn,) cycle by a(~jil\fI h:qlllhnr lhil IInnnc\l CtHlfOOS lor onch lypo of Bill,1I1':0 for oneil day wlltlln tho billln9 cyclo ,In calculating flllllnCO ChOl005. all adlustmont Will bll rnndo lor llny Irilnsaclion or pnYlllullllhal woulcnll\Vo ulfocto(l\ho fln<1I1!~lt chmoo rnlculaliol1 III il pIlar b:IIIIH) cyclo had II boon pO~led mlhnl cycle Tho nfflrcabln dally porlodlc,llIIo lor such nlrnnsnctloll Will bo triO ,alo In olloet lor 11\0 CU!roullJlllln(1 cyclo lolllollllill\ tho rn1!lln ellocl on 1110 (tllo QI tho tlansacllon Yl\III stillol1\OnllOcludos all il~'oraIJlI daily llillanculof onch type of LJ.llnnco YOll ,'an rnull'Ply eilch llVorngo .Lll!t tJillanco Ihal IS nulloro by lho numl:or of (t1y~ III Iho blll1ll9 cycfo ond thQ pOtloJlC 1<11010 chlnlH slJhlolills nnd lhul1 a(kllho ~.HIblolols 1\I\]olhor to ,jotolrnlno your lolal flnnllr.o dlill!Jtl!) on UJ)<1IlCOS IQr 11\0 billing C'I'~!t! II <1 cash .lcNilni;O lIanSilc!ion feo IS chiH{led, Hhll .mount IS nls() a fmUllco ch<1rge You call ,!Hongo tn IIi1VIl a villwblo lillll (nol t:ulow 5 0%) I,)r 'llilChllSt!~ which l'lICJWOf Ulan 1110 loweClIIKlIHI\lIr/.hlctory AtHlUAL Pl.!HCPNTAOE nATr: (Af'RI you Me paYlmJ 0/1 nny 01 your olliOf cledll cnld or rotilll nccounls 1111~ AflR IS <1Vnlla\Jltl only if you plovlde.' jl/I.'(d, III lhe lo,m 01 iI ClPy 01 youl 1110:;1 ror.unllJilllll'J 'Ilaloll1ol1l, ~hc'Wlng you I OUIl,!' nOIHllll(Y/uclory APH '{Olll now ArR Wltllilku (ll!tlclln tho bllllll!.l cyc:lo loll,)WU\9 oW IIwlO'N of YOUl flrwj bull10t omhollhan U\Q ol\d 01 yow IIIlr,:.d!ICloIY p'J'I(:o\l Un III your nc'w AflH lakos olfl!cl 01 1'1'1'0 (ltJ Mllt:COIVO proof 01 YOIlI 10woI Al'H, Yl\U1 APU 10' pFlfchastl~ Will bl ilS lollrd,s Tho AtltlUAl. rEHCENTAOf! HATE tAPR) for Purcl1ilSfJS IS li%, cL~rIOSPQl1dltlH to.1 cl.ltly porlcd,c rille 01 0 OJ2aB% YOlt Ciln ilIlilngo 10 hilvn II VilIlnlllo APR (n01 bolCiW 119~/ol fot CljSlom cilsh t1Ct./ilI\r.OS tllilll''; 1l~'NIH limn 1110 .wr.tnqfJ /lOIH'lllliOllcl,1ry AflR ,,0lt I.avo bel1n paYing on Iho tot.~1 bill(l/lcOS you hMO Ilfll1slo(lod Irom olllel creelll caffl 101ml, ilnd rnsll1lll!\lllll ucccllnl'l p10Vldod '(ow olhl1l ,Kccllnls Woff! open III Fctllllilf'{ 1%0 In cfllClllalln~J thl3 AJlH WO Willli\kO Inlo ilccount lho I\PHs on Iho crerlll OC(:Olllll balnnr.os you hnve trnnsforrod horn oll1or !o'l(wr& TIlls API{ I~ i1Villl,lblt) only II yu(, plovlde 1'/(.)1. In lhu form of curios of roul I!wsllecllIll bllhn'J stnlomonls, sho\'(lna your 011101 non,mllo<lucl'JIY APHs YOlll flOW AfJH wllllllko oHf!cllll 1110 bllhnq ClclO followmq OIJlIlI'IIUW 01 YOlll ,Ho,,1 hull\(Jl O/lll,er Iha') 1110 ond () Y(\lIr H11rodLlctJr{ rorlc.:1 II wo do nol recolve such proof your APf\ for custom Cil5h aclvi1fICOS Will bo os lolloWg TIIII MHlUA . PI:!RCr:Nl AOn RATE for cU!llom cash mt.,tnllcos IS \1'% GOI/O!lpol1clrna 10 n dJdYf.\11Iodlc roto 01003280% lIio ANNUAl. flERcctlTAoe HAll.! for rWill nd"'IUIGC51~ 12% corrospondlllU tL) a daliy p1lllCdlG r,llo olOOllAH% We ros\ltVC'\ho flghllCl clwllgo tho Anl1llill Po/collIn go Hillo (nlCljlaliotls II YOll d,l n,)t compl,! will', Hill tIHIllJ ,)1 1)11:1 ,^weelHonl n,nr.o 1l0rl0l1 for 11urchnoos. t'jew PllIC/lilSOS pU'Jlcd to YOIII Accollnl III blllin\l cycll's WillI r10 prlWIOUS balM1CO 01 whon tllll/JIOVIOUS balnnco WiI~ fully paid JUIin(j 1110 cyclo, do nol bealll to mcur () Ilflallco eha/Uo unM lho !llnrt 011110 noxllllllill[J cyclo You Will pay 110 fll1nnCll r.llilr!lO on such /lOW pmChases II YOl! Pill' UIO IDlnl now balnnco III lull by Iho pilym&ol due Iblo shown on YOlll sliltomonl I-/ow purdlilscs postod III llny olhollllflr1l9 cyr.lo mc.ur nllllilncn chal{lc and HIOIO 15 no pfJtl0d In which !luch plllCrl.lSO;, mny t>o lopilld wllhout II1CWIIIl!J n fll1/HlCO cluugo FI", Wo Will cllnrgll your ^CCOIHlI up to $29 lor onch Cwd you "s~: Wi 10 lopJaCt1, oilcil rotllrnu(j pilyml1llt cllQ~k, Clilch cllnc~. 1'011 Wlllo on yaw ACr.Olllll 111111 wo roturll unpaid, onch stefl pnynwnl ardor 01 IOllcwill 01 such on aldOl. o,lch bllllll~ cyclo Wlltllll Which YOl/r Accounll$ dolll1quenl (Inte chnri)o). nll(j oach IlIlllnq cycl" Wllhlll which your bnlnnce c(c(!o(ll your crc.111I1oo. ovon If you, Accounllf. cloSQd II 'IOU loquNt COplOS 01 billing slnlornonls Ihal WOlO fllHI s0l1110 yr,1/ rnow th/ln IhlO\1l1lonllis (>;UIIOI, 1'1'0 mily chnl<Jo II hamllll1g fou 1)1 52 lor oach sIIch C0PY A cash mNnnco leo 01 3% (mlnlll1l1f1l $~IJ may bo Chi1lHorJ for oach cfl~h llrtv'ill\CO !rilnsacllOll mado Ofl yOlll ACCOlllll Dol,1I1II, Yml 1'1'111 1:>0 In dilfilUl1 II any IIlIMnlotlOtl YI)11 prowled U~ IJIOV03 to bo IflCOlllpl!lltl or llntHJe, II YOltlh nol comply Wllh any fnrl 01 thiS A(JICOlllont Ilpon yOlll den1lt ballkruplcy 01 Ills0lvoncy, If you do nol PilY olhm dobls whon flllO, II n bilnkwpU,y pol1110n IS Illud by 01 aljall1sl you or II wO Lllhovo III q('o<l lallh thai yOll may 1101 r.'ilY or porlorm 'lOW Ctlll!lilllons ulldor ItIlS AljrllOllHH11 ff YOII nlo In (lolfnl/I! wa I1lny, wlthoullwthQ/ (!olllofld QI notlcu, cancol yoU! crodll prlvllu[jo;;, dl1clHlo your Accounl blll/llleo Itlllllt",jlnlo!y duo nnd pnyablo, nnd uso ilny remo,Jy 1'1'0 moy lIovo In 1110 ovonl 01 you, dofaulL 11\0 olllslandllll) b,llnllco on yow Aecoulll !lhall cOI\hIHIO 10 1ICI:II/0 II1hlrosl nl tllll APH(s) dl3Closcd II) tho rlllanco Chllf{jPl !;uclron ollhll ^greol1lonl. ovon jf WO hnvo IlIod slJillo collccllho nll1ou/11 yOl! 01'1'0 Cmut 1.1110, '(Olll cru(M lino 13 sllllelflod IrollLII010 10 IImu In a ~cpnfilln 110111.0 X'o ma~ IIlerof1~O or doclOaso yow cwilll IUle t)il~cd 01l mformallon we cbtillned 110m }JU or YOlll c/e(M rocords YOUI aVi\llablo GlCelit I~ norllloll)' t 10 dllforollco bolwllorl your CWtJil hno IInd your ccounl trll,10r.O flllclildln~ lraosilcll(illS Innc!e Of lllllllorlzod bul nol yot posti.'!d) II y()u send us lllnrgo pa~mof11 died, 1'1'0 /1lay IUIlII your aVilllnblo erodll wllllo 1'1'0 (;Onflllll Blnlllio clwd; will c1uar Ful c\~i1;urlllfln:;n(;lioI1~, f1'111llabltl Cll'dll fIIily I'ulo:.s You Wltlnot uso YOll! ACCOlll11 for, fwd Wo Ulily roluso to IIonOl, nny trnnsncllon which WOlllel CilUSO 'lOll II) oxcood your IlVailnblo WHIrl Plomllo 10 f'ny, You plOllllSO !o (lilY liS whon dllo i11l <ll11l)lInl5 borloWDd wllon yOll 01 SOIlWOIIO 0150 lIiO YOIU ACCOllfll (llvnn If 1110 nrnount chargod (!(cocds your pormlsslon), Iltl othol lrnnsnctlons ond chfll!Jo~ 10 YOllr 1 ccoun!. MId colleclron cosls WflIl1ClllltH:lur.jlll~l, but not 1IIllltod 10, /fJuson,lhlo n1toflloy''J 'cas ilnd rourt co~Is (II "ou Win tho sUll, 1'10 1'1'111 P,1y YOW fo.ltonllblo nllotney''j foo~, 'Inn eourl e0!ils ) Chanues, Mler 1'1'0 prClVldo YO(l nny nollco Hlq\li/cd by lilW, wo trlny chnllgo nny pill1 01 nllS A(JIOOllltH11 nnd a(~1 Of 10'110.,,0 loqurromonls If ill~hnr\lll) IS mado 10 Hlo rlnnnc:o Chnrgos secllon 01 Ihls AutiJunrolll. tha now IltlnnG(' ct1iHgO cnlclllnllwl Will nrply 10 your (ml110 Acr.llllnt 111111111co Irom 1110 oll(!cll~o IJillo of BIO ct:nn!]o Chilnll(l'; will ar,ply to IJ[JlanC05 Ih1l1 m~Jlj(.tQ ItQltlft m~lg\1jQ ~Q!JL ^~t,QV!l\.~QIQtfJ.l!!Q.I~J!rI_!}Ulvtr,hnJl!JQ, ;Ind Will apply wlwUIf)/ or nol you cOlllln(Jfl to IJ~O Iho AccolllIl Porolun P.xr.hnn{joICurrnllcy Convorslon, If YOll IIS(l your Card lor Irnflsilc!rol1S III 11 CIIHOn(;y 011101 111/111 U 1i {~')lIirr~i, Ihn 1Ir1nsacllQll5 Will bo ';')IwO(led to U S dvllnrs. {lollorully IISII19 ollhor.1 (I) (jovorut/lnnt'lnlllldaIPd rnto or (II) Wtloltlsnlo markollilto III oUIKllho day boforo Iho IImlsacllull pr()con~II1U dalo, iIlcrnl'lS(H! liy flvo purcont 15%) II a c:rcdd IS 51lb511ClllOnlly glvoll for n Hnnsacllon, II wl!IIJO decroasod by 1110 S,1tT10 percnnlilUo If lho r:ledlllh13 il dl/foroflt p"I(:OSSIl1~ d:llo, the 11 !hu lw:lfIH'Ul' ralo 01 Iho c/p,c!ll CMl bu (jlt'illt! /)OSS Ihillllhal 01 Iho OII!Julnl Uansoctloll Thu cutroney cOIlVOrSlotl r.,to on Hlo day bololO thnlrllllsllcllOIl rIIOC/l~SlrHj 11;110 IMy (Ji!IfII 110/11 Il1olnlo Ifl ollncl ill 11,0 tllllfl ()/ tho llnllSflcl'oll 'JI on ftlO d!llo UIO llllfl'iactrc,n 1$ postod 011 YOU! A\,:counl '1'011 nUlco 10 fla.cflllho COIlVljl!illJ amounl m tj 1, d')lIill~, Thll 0",,11 Crtnclllla!lon, YOll /Iloy cl\rlcol yow ttf)(liI PIIVllo(Jo$ 01 allY 1lllHI by /lOlllIHl\lllS III WIIIIII~I nnd do~IIc;Y(fl(J 1110 (11I,1(51 L'r,rmlho Cnrrl O~plfilllOI1 111 till) ond of Iho mO~llh shown oflll, wo losarvo Hl{! II(lhll101 to IUIlOW 111\1 Cwd Wo mnl cnncellhu Cmd /Hld yow cretlil PII'llll1(ll!i ilt ,Hly tll110 nllnr JO d;W5 t1011~if Ie' you 01 Wllhoul t!ollCl\ II Pl'llIlIlI(!t! 11'( Inw II your CllId IS cil/1c(!llcd 01 /101101l0Wo(l, UI!Hlr.O cllfllllflS ttlld nlhur f{:lJ:l WI I uJ/1tlluro to bo ,1<;SI'ssod, p<lymonl," 1'1'11 cor:!I1llW If} b41 dUll, (\IHI nll Ill/1M ,1f phCilhltJ pIOVI',IO!lS 01 tillS Aqromnnll Will femllln III olfoct II you IQIIIlIIlnto YOW GIl:dlt PIIVllo(jll'i, or II wO callrul (JI In 1101 Hmo,^, Ihlt Cfltd YOll rnay no Ir'IILJf!r WillI! dHlrb 011 ~I)W ^':c:olllIl :1I1r! YOlJ sl!rJlJl!! d(isIICJY ntlY Imll~{Jd died', wo havo Is~;rJ()d I.) you f'onol1itllnforrn3I1ol1; Oocumonlll. You will p10Vldt) U'i i11IHil:jllO dnY.lllOlrcf' II ycu ChilllrJIl "!Hit /1iIHIH ""1I11l nl IllilJlin'l il~'Jr\'~'J, toll'ph'Joe numlt!I'l Olnj.,I,-'YHlllnl (,r illf.OlllU UpOIl ()ul l(;cJIIIIIll/t'1 I (lit IU'lf!l~lJ) {5/j.f(j./}(j!)/IJ ,1,111J?.lU1J/.I;'.'/IJ//iO I IO.W /\1<1 'flj'l'j~",1 'r,I'#I!!1 "\11,1\111.1 ,I,ll,\,,'nl !,IUI\LI.'.'"I[,'IIIlII', ~I 1'1.. 1(",lIly,! II"! "IUI" 1\1"1 '1]1 ,Hi'tl I) I" III.,II'IH, 'IL' l;jllll '1'1'111':1\"1 II'IF., 'ill'II'III;,I,.I., I'll! _11111t" ""l'ql,dllqj.',!\ ilk.1l1 Y"IJ( '\i'("1I lid 1)11111"1 W~l !Il11'{ ,lljLI <,11.111' II\L IlIhlk!ll'T1H\' \11 .1""'.1\1', II 1'1,.,\',1 ,.,,'j 111M fllll'II.' '1-, .II ,Iii, 11110' Il/11I1\1i11'J \1, Il,! t.'_'I_III" Il"j,\ lid IllIdli'illtt'lh '''11 ill!_':' 11\", 1('(1111 I~) 1\'.1 hil!.!1 Y"U1 H'liltILHU III\d!!1 11\1, l\qrmlllll'lll '1111"111"1\ <w,j,! HT',flIl1'lt 11;,1,' ill!l, I;,', " ;jlll-I,IIII,., t I' ,1,1'.111.1'" It j 1111' '.11' 111"1".11;1''/ <I-I' 1"-'", GII'lpU'OI fl\lIVk\l;~hl""lhofl,utl UiO, l,ou, tll Thollll1 GhOI;~t Ollhll CoIIII,.1. I, ',I ,,110111111 ,1111 "'1111'1 'ill Ip! 1'1,1 I ,1,1111 1"',1' II', Ii' f,1 '1!"'IUdlllq th' 1,,11<1 '{"III !'I'l',;"n:.; 1;1'>11111".:,111,11 1lllmh!1 ('J'1t I' Wilt, II pIOVlOk,;1I (11'..:\ 1111\lItL\lI\iI1l'd 101'1'1 I,I,I<IIII\lI',J oIlld ill\', ,_1'1" i ",',ll!' I I" (01 111111111111 d(\,j ~"'l ill,'111 I'll l ',1'10111111 11"11("1'( I .1I,j I' _rll ",\"1111 ,II ,Ii-,rll':f !I'll rOlll C,lld Pill JllIllY IHlII\illddl!)ib ,Illl 1',:;1 ,)1 'i1<-l\0I\ L'I \11.11 Ihuhl 111,1) hI ,11I1111_l'll',ll!!'! Il.)I' ,11,,1,,1\1'11 "Inll A" 'i"l r'l/ h'lll,r';lI'I'I', 1",1.1, 'I, hi' ,j:lIIej I,UOO,QU,12Zl !;" nl' i :1(\ 1'1Il1ludi.lhll'( ilLll" hllllll;)\:'iU'; ,lf1(II',1I>l1I1'1 '1"1) 1'1'111 I,ll'll'(' I", 11VU111I1'1I11JII '/"llll'lI\ ,v;" PL,lll, '1,,01111111'11'1 Y'"ll "il1;,I1I/I," 'ir"IIII1LIl,'\'lllill', <url;full '11"1(1 /,HIII"tdi II, ", l'lllollld I" sri) IJ Yj,11 rl'I'lHI (>1 Wll UUW\'CIIIIHllllh'Jllltlllll~III,I 'I'"ll AC\~\liillllllllllny :JlJjJ1\i1l11 'I\'il' ,_'rl!,jllI Illd\'!jl"; 1111\,1 til' 1(>'i'JI~11 Itll' I,('J"!II, I" "lIl ',.lll!!:,,:!'-I,.,r i','jllll t'll ,11;1I~ '. .11.1 II 1'_1I1! (:,11<11', Iv)1 ,11 Glo!un you Wltlf!I\JllIl,lIy ddl1tlUy ,II) rhW~:i III 'fIIUII"'J~;II';',I'ln 1,llmpr"y" Cll'.t')lIlIH H'I~Ii;('lI\d ';I":llllt, '(/Ill .lil'tHllI',ll ',"'111 ,i1I1'J lilli', Lt' !1\'!llIlt.h'.1 (.1 (1""'<10,1 MOfcl\anllhlallol1.. WI! Will (\01 hi !lillil" II IIny j\(IISilll oll\ul\HIlIIlod 1"llor /,IBell,no l()fLj~ll~ t,] I10r\l;I Ill\! (:illi! (Ir ii' L:l'Pl '10111 clll'd.'; ,.,r f,ril; hi rlllllllllhu C.tld 1'1 'jOII WI! 11t1'1\! f\',) 11I:I'lll~ t!dll( k,r Uo<-){IJ ,HId $lItVICU$ Pl/!(tIiIJud Wllh (ll\) ,l,lld or r.llllck~ IllCt'pl /l1I/o{/lJIrer! bV 1~1l' (Still :Jft1CI,lllllllo I"ll/,'/( ) t;(lt!il'!l IOllufil:> 111,11 .JI\' 'l~il,I,IU(r Will, n"l I\CCOIIIII illU provldwll.'j Ihllll Pllll,' va,,(~)rs WII Mtl rlol W:'I"Jl\liltlltJ k,r lilt! (1lll1l1ty ,Willl,ltlildl Of rouull$ 1I Ilny 011110 $l/IVII;O'; 'lUll ct!o,',u!() 'J;;(J , 610p Paymonl ardor., II YOIl Wl5h 10 :llcfJ pllymtJllI 011 n Ghuc~;, you mllY 'JUIli! liS \1 ~It.p pil'(tll"I\I DhkJr Ii'" 'I1flllf~\ll<) 11'j <111M ,l\kUll';:J 1.)r (,u',IO!l1ur "ltHVIClI!l:ilud llfl YOllllt.llllf1HHlI YOlI ('1111 !tHl~;O.l stc'l> paYf1lOnl ordOf ol<1l1y by calltnu lll\l nWIII'lt' h~lo(l Oil YOlll slnlomOf\I Wht!o yOll nlil~U il $1(1) pl\'IfIlon 0',11.11 1011 mlllll P111ViJlll,HI' I\CCOUlll Illlrnt'or 1II1'J HAlt:ILc IIlloflll'lll\)n ,1h)llllh~ r,hod '\11(1 O~U(,t ,lIl1o(ml. Iho d;llo on thO. ChocL lilt! nnrno. ollho IJilIlY 10. whom It WIlS payatdtJ lilt! (1111110 \lllho Pil/501l'~ 1').$l(jflUd II ilnd .110 r.ht.!d, nWlll.'llr You Will 1m ,\U~tl'l II) ronllUn ,Jll orill llkp payrrllHlI ()ril~f III wrllm\! W!!,l!lUY,WjtY~ijr1)'Q.u! ,QlJtl QIINlJ WI1.12 nQUOWl'l~ ~.,'lil!W';I.Wq\lY[\ lQ!l!U/!lillll;n WII!lIHlt't!i J'[QUh~_ itllVJ J!U.l.!.lHll (jH!\rl or II w~III,I\lInot rll~llivod 1111 ildoqlJillo (kl~r.flptlon 01 tllo 110m no 1111\1 paymolll \~fln bo stc-ppod Tho oWor Will flol lio Ilf!eChyo I Iho cLQd WI1$ paid by \1\1 bllhro ,^U hild (I "1ll~uIlIlLlIl qf',ltlwlIly 10 acl un UIIl Ot(kH "Nu may Wlllivlll hnblhll', dlsrll~lUd tl W/lllolI ulcp paymllnl ofdof Sl~ n1('f\th~ nllof fOCtl'plllt110S~ IllS fOf\(lwed In ,^,'II,rlll SliHldolrd 01 C.IfO, OOr.illJUU Ihl\! ^ :c(JlJnliflYo!vOS both C!(!{M cmd and t.he..:k tranSilGllons wInch lIIO prG:'J:;tud IIllNlgh S~WMllto nllllonal ~y$lllm\l tolow UIO IliHl~M.IIOIl$ 11/(1 conUoll(tlloJ Ill' 1I~ and )Qcau~(l unl eVIllY chock ilnd Cord !illp Will bo SOllt to us lfUnSilcllollu In y0111 Arcollnl will bQ prc.:tJi$ll(1 I1lW::hillllclllly wllhoul ow !l(t(:\l~Sllril'( /OVIOWIIl~ UYOIY lIum ()11t PIN:OUUmlj uyslom Will cl1ll OUf nUunllof\ 10 cull{lltlllorns Wh!ch '1\'0 Will 0'<0101110 Wo will Olumlno nlllrnnsaChVf\$ Whull you fcroll 111111 yow Ciud or chock:! lliiVO hum IrJ'JI nr \!l,)hJl\ WU I~ f\ollnlulld oHlllliUlly 10 O'<!UIllfll) llllltom~, and wu Will 1101 bo nonli<jonllf WlJ (0 nol dJ so 1 hl& '\llu Q!JluuhsllllS tho statldmd 01 ordlrwy CillO which WO In good Iilrlh Will 0_0,r.15tlln ndrlllnlJlollll!J lOur Accollnl Ooelluso of OIH IirOltO(1 rOVIOI'!', iHld hecauso nOllho, your eanr.cllcd thoek\lllor Cnrd lfansaetlOIl ,!-ps Will bo rolutl\(l\j 10 YOll Wllh 1110 rnonthly ',I11111l1l\1Irl!. YOllllhOlll~ll)o r.o1Iolul 10 011 (lr illl choc~s 11"\ YOIl! check rogllllof Of OlholWISO koep 0 10COflj ollhQIn You stl0\lld also SIlYO YOIII crodll cald cash mt/al1CO ami ptHChll$O tl'p3 j'QiUIOUlUJQ.fh(ti;t~ VQ\JLU1\U\U~YJI!\ltlllHlI\I~ Maltl~tl'Qlll.l!J.r,;,Q!lLo_ruJ. IQ mllilY 11\![I)J~I!JIQ~, ill llll'/,UnOIIU\91l1IdJIlUlm,UQHi.QLlllJQIi. Walvor of Cllrlaln Rluhl.. Wo may d\llay 0' WOIVO onlo/comonl of Ilny prOVI'lIOIl allhls AUIO&monll'lllhoulloslIIY Our 'lghllO IJlllofr.O II 01 nnr 011101 PfOV1UIOl\ lotor You WBlVO tho Il(lhl 10 plcSOl\lmOfll, dOfllflml, prvh1sl, Of 11011<:0 01 dishonor, \lny appl\Cnblo slfllulo 01 llmllatlons, (Jnd ilny ughl y(llj mllY llOVO 10 roqlJ!fO us 10 p,or.UIl< i1!IIlIIlSI an/olio bolo/O \'to fllo $Ull oljnlnsl you Appllcahlo ~aw; 6ovorahllllYl ^nlunmolll, "10 mottOI whew y()U 111'0, 111\$ AuroiJmcnl 1I11d your ACCOOI1I illtllJoyornod by lod(lfullnw and by floW Hampshllo Inw 'his A\jloornonlls (l flf)<11 o~prO';lSlon of tllO a9ruoll1on\ polwcQIl you ond us nnd may not to conlrndlctcd by oVI(jollell of flnv alle~tl(l u/ul tlljtoomtlf11 H IIny PIOYISIOI1 allhls AtjlOotnonlli 1\01(110110 Invoh(/ or l/tloflloIConblo, you and we Will conSldOf thaI prOVISion modi lied 10 conlelm 10 appllcnblo Inw, <lnd Iho fosl of tho pIOVI~IOI\S ullho ^ljrllOlnllnl 1'1'111 $1111 b{lonlorcoablo Al onlllmo "flol WlJ (kllormlllo If) 1J00d falU, lhtll OilY proposc(l or anoctcd leglslalron, logulntolY aellon, Of ludlclal (IOCI!lIOIl hilS fl)lll.1(110:) or mpy ron(jijl IlflY mlllorlill pfOVIJ1on!J of 11113 A~lotlrnont Inynh< 0' qnonforconhlo, 0' unp,)so ilny II1crcosod ln~, rcporlinH loqullornolll, 01 olllor burden In connocllot\ Wllh allY such PIOVI$IOn a/Its cnlorccrnol\L wo moy, ilUelll1 toosl 30 (tW5 flotrco to you. 01 Wllhoul nollco II pelll1llted by.lilW, cnnc('llho Cmd nnd YOllr Credtl pllVllegos Wn may Illlnslo/ O/llsslgn our ugh 1 to ill! 01 somo of your pllyrnonl9 If ~Inlo law rC'1U1ro~ tlllll YOll ltleolVO 110lleo of such 011 uyonllo protocl tho purchn'3o/ 01 aSSI1Jnoo, '1'10 moy giVe you such nollco by filing a flflolnclllU lilfllernonl wilh Iho slille's SeCitl!iUY of SIfllo tlotlen. Olhor nalleos to you sholl be olfcclivo when dcpoSllt'ld m lhe moll o(yjrcS$cd 10 YOll at lho 11,J.jrOSli uhljwn 011 our records, unloss a I()nuor 11011(.:0 purlod IU speclflod 1I11hl:l AgrooMonl Of by law. which pOflod shall sll'''lllpOO Hlmllfl\l Nollco to us sholl bc MOiled 10 our a(klress fo/ customer SOIVICO on your slalomonl(ol olher oddroS5!)!l Wtl may SPOCIf'(j nnrl stlall 1>0 olfoctlvo whon 1'1'0 fOCOIVO II YOUR UIUINO JlIU1ITB ..1<Cell TIllS NOTlOl: lIaR FUTURe usa, ThiS 110hco ronlruns Irnporl,lnlmlrJunnlloll 01)(\111 YOiJI 'IUhls ilr1u our lusponslblhlros undo/lha Fair Cf{HM OilhnO Acl Nollfy Us III CIUO of t:tfOf.! Il' Quc.!tlofl.! !tbollt Your Dill. II YOlllhlllk yow bill 15 wrong, or If YOII flMd rnofO !fllofmallon aholll nny Ifansilclioll Oil yow lllll, wrllo lIS, on) SCpiHnte shoal. al Olll addrosG fOI custOIllOl SO/VICO Ilstod 011 your bill WIIlo 10 us a5 soon liS pO%lblo 1/10 must hoar 110m you flO lolor IhanDO days nflOl WtJ senl you tho flfSllll1l on which Iho Imor 01 prcblom ar;,o(llod You can lelephono us, bill doing so 1'1'111 OJI prosOfw yom Ilgllls In yOlll 101101, grvo us the 10110Wln9 1II1ofmalicn "You, rllHI10 nncl/\ccounl mnllbor .. Tho dollar illllounl of Iho suspocled ollor .. ()oscflbo lhe aI/or flIId O)pl(\lfl, II yilU can why YOll 00110'10 111010 1$ an orrer II yOIl nood mOfO Infolrnahon doscrlbo Iho lIem YOll 0110 nol suro aboul YOll' IUUltls lllHI Om UospollslMllllos Mte, Wo Uoc(llvo YOII( lVIllIolI Nollce, Wo rnllsl,'cknowle(~Jo yow Ivller Within 30 d"y~, unlos5 1'1'0 hove correc10d tho tWOI by then WI1hln 00 d.JY9, WU musl elthor ccrtllcllho 0(/01 0/ t1~pl[JI1l why we bolloyO ttle bill WlI'J cOllocl AltOI WO IOCOIVO yoU! lollo" wo cnnnollry 10 correct nny ,11l10lll1t you q1l05110n, 01 mpoll yOll,l' dollnql/onl "No can conllnuo 10 bitt you lor Iho nmounl you quostrorl, rncludill9 Imonco chillOO!;, And 1'1'0 Ciln apply Any 1I11pil1(j arnounl <lg[\lnsl y~Uf Cfoclrl 1100 YOlJ (k"l nol hayolo PilY ilny qlJOSllOnlld ornollnl wllllo we AlO Invt1sllgalrng, uul you me stili oblignlod 10 pay Iho flillh 01 yaw bitt lhul <tIO nol In l'j\lOSlrOIl ' II 1'10 frnd thaI wo mado fl mlslako on yow bilL YOll 1'(1111101 have 10 pal any flflanco chAlgo folil1ud 10 ill\Y questroned amount 11'1'10 didn'l make fl mlslnko, 1'011 rnny hnvo 10 pay flllnncn chnrgU, and you Witt hllvlIlo moko up lho rOlssod paymonJs on Iho quosllonol amount In 0lHl0f case, WO 1'1111 sund YOll n slnlornonl 01 tho flIl10unl you 01'1'0 IInd 1110 (~llo lholll IS dll/J If '1'011 '(ldlo pay Iho 8mollnl wolhlnk you owo, We may fcpolt you as (jollOquonl Howover, II our ox planation d0QS nol sUlIsf, you nnd you 1'//lIe 10 us Wll1l1n 10 days lonlng liS lhol YOl) shlt/olustJ to pay, we musl toll anyollo WO 'croll yuu 10 Illnl you (II/astian Vour bill And, '1'10 musl tetllOlJ Iho name of al1yono 1','0 repolleel VOU 10 Wo must tell nnY0J10 WO fl!rKIII you 10 Ihallho moltol hll$ boon soUled botWlIon us when II hnaUy IS II We don'l folow Iheso lulos, wo can'l collor.llho Ifst $500' Ihe qlles\IOnod mntllnt ovelllf yew bill WitS COHoe I S/Hlclal Hlllo for Credit Cnrd I'llfcllQsos. If you hoyo a nrchlom With tho quallt\" 01 tllO prc~Je'ly cr sorYlces Ihnt you pwchilsod WIIIl Olll crodll cord oml YOll havo l'lod In g0O<J fmlh 10 cOllcclllio problem With Iho merchanl, YOIl fnny nol hoye 10 POllhl! /omolf\lnq ilUlOlJllI (hlO 011 tho goods Of SIJfI/IC(lS Thoro me 11'1'0 11111111\110115 on ttllS !lOhl (0) YOlJ rnusl havo mlldo tll0 pUlchaso In your homo slnlo, or II nol Within YOUf homo slnlo. Wllhltl Ci) mllos of your cwronl mOlllllg addlos!.. and (11)1110 plllctmso ptieo mllsl hovo boon more Itllln S50 Thosfllilnrlntlons do nol opply 11'1'10 own or epololo Ihe mOlchitnl, o/If we mnlle<l YOll Iho ad';lOthsomonl fN Iho pfoporly or services aXHU31T 1~2'1 ,;. \~~.>. " ,,'i' " (t -, .'> ~~ ~~ (\ '\' \, <It. "":~'.',> X" ,\\,:), /, J "v'