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HomeMy WebLinkAbout99-01431 :"~~f , < " ..~f~~ ""!.~ ..:'~; :'i\\tg ,.:,,~:~ i',,~ "f~ 'N ~ ~ ~ ~.. ~ PtlC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,PENNSYLVANIA v, NO, 99-1431 HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW ASSIGNMENT OP JUDGMENT POR VALUE RECEIVED, the undersigned PNC BANK, N.A., does hereby grant, bargain, sell, convey, transfer, assign and make over unto LAND HOLDING CORP. OP PA, its successors and assigns, any and all right, title and interest it may have in and to a certain judgment recovered by PNC Bank, N.A. in the Court of Common Pleas for Cumberland County, Pennsylvania to docket number 99-1431 against Hoover Farms, Inc., now by amendment to the articles of incorporation LHO Farms, Inc., for the sum of One Hundred Eighty-Five Thousand Seven Hundred Thirty-Eight and 35/100 Dollars ($185,738.35), together with interest and costs of suit; and together with all the benefits and advantages that may be obtained thereby, and full power to enforce and recover the jUdgment to its own and their own use, I further authorize and empower the prothonotary or any attorney on behalf of the assignee to mark the judgment to the assignee's use. IN WITNESS WHEREOF, the undersigned has caused this instrument to >- ~. ---.J :J ~ c ~ ~ a::- ,-' t~.! ~., 6; ::") 1" ~ 61 ()." ,) ,. -"'".' :j~ ::: :....:.: ".:)~; ?,~ ~~. ,);;,; Q ~ ...:~ 1I.1, I _ill) 0 ~ -, IL' ~ i:~: . 0_ "7- ~ ~ ,L u..J ~:.iI!1 ~ ~' C,7 :~~ el- l>,:. IL " 0l. 0 (TI :5 0'> 0 . ' - '., 0- cr 0 c() ~ ;j -:r ~ ~ ('-:; CJ , -a * ~ ,:, ,-; . (11' ..' 9 r- li ,'). - 1 :-: ; ~ ( :.~ a' ~ '*1 (~i : : <: rf, ".:', 1=) t;Jj l~_: ' <;:~ " 0: .' ., .: ~:~ ". ;...: ;;~ I)' '~j U '-' (j , , .. PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. qq- 1~31 HOOVER FARMS, INC" NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW STIPULATION FOR ENTRY OF JUDGMENT AND NOW, this 4 day of March, 1999, the parties to the above- captioned matter, by and through their respective attorneys, stipulate as follows: RECITALS A. Plaintiff, PNC Bank, National Association, filed its Complaint in the above-captioned matter immediately prior to the filing of this Stipulation, which Complaint is incorporated herein and made a part hereof as if set forth in full. B. Rather than litigate this matter, the Defendant has agreed that the Plaintiff is entitled to judgment in this matter, and the parties have agreed to stipulate to the entry of judgment in this matter. AGREEMENT NOW THEREFORE, the Plaintiff and Defendant, by and through their respective attorneys, and intending to be legally bound, agree as follows: 1. The Defendant hereby admits all allegations contained in the Plaintiff's Complaint in this matter and waives any and all notices, " rights to notice and rights to cure Defendant's defaults described in the Complaint which may otherwise be available to the Defendant under the Note or Mortgage or any other agreement or document executed in connection therewith, or otherwise at law or in equity, and waives any and all defenses to the Complaint. 2. Judgment shall be entered against the Defendant and in favor of Plaintiff as provided in the Order attached hereto in the amount of One Hundred Eighty-Five Thousand Seven Hundred Thirty,Eight and 35/100 Dollars ($185,738.35), plus interest at the rate of Fifty-One and 88/100 Dollars ($51.88) per day through the date of payment, including on and after the date of entry of judgment on the Plaintiff's Complaint, and for costs, and for foreclosure and sale of the mortgaged property described in Plaintiff's Complaint. IN WITNESS WHER~OF, the Plaintiff and Defendant, by and through their respective attorneys, have executed this Stipulation as of the ~ day of March, 1999. PNC BANK, NATIONAL ASSOCIATION by its attorneys, Saidis, Shuff &. Hasland ~ By: Ge9f _ '. Shu ,Esquire HOOVER FARMS, INC., now by amendment to the Articles of Incorporation LHO Farms, Inc., by its attorneys Countess,Gilbert.Andrews By: Lawrence U-.. ~/. , .. -{ ~ c" -a c<1 cr- ~,:; , - ~ ,'. ~ I, ~ (': IJO lJl'- ( " L 8 c- v:.: lJ) ej'. '-.;.' r , ' C:r" C) ,'J ~ -:t:J -:It u.JI , , t.:.:O. C' P) j cL j, . - cJ IJ_ ~... C-' r" :.~) ":/' ~.J ~ PRAECIPE FOR WRIT OF BXBCUTION . (MONEY JUDGMENTS) P.R,C.P. 3101 TO 3149 PNC BANK, NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA WRIT NO. v. NO. qq. I Lf , \ HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant AMOUNT DUE: $185,738.35 INTEREST AT $51,88 PER DAY ATTY. COMM.: INCLUDED ABOVE COSTS: TO BE ADDED TO THE PROTHONOTARY OF SAID COURT I ABOVE HATTER, (1) Directed to the Sheriff of Cumberland County, Pennsylvania; ISSUE WRIT OF EXECUTION IN THE (2) against Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc., 89 Baldwin Street, West Springfield, MA 01089, Defendant; (3) and against the fOllowing Garnishees: N/A (4) and index this writ (a) against Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc., 89 Baldwin Street, West Springfield, MA 01089; and (b) against N/A Garnishee (s) , as a lis pendens against the real property of the Defendants in the name of the Garnishees as follows: that certain tract of land situate in the Township of Silver Spring, Cumberland County, Pennsylvania, known and numbered as 70 Konhaus Road, Mechanicsburg, Pennsylvania, 17055. (5) Exemption has (not) been waived. SAIDIS, SHUFF & HASLAND Dated: March 10, 1999 By Geof Sup: 2109 Camp Hill, PA (717) 761-1881 Attorney for PNC Bank, National Association . ( @ q~ u".- C) L.lI. _..1 e:.:'-: c=-' ~. .' i-l. ( - () 'n..:3 u"' C) LO - .ffg; If) r- _ r :J; :ll j <t. <.J t li t~ i j -a, 1L. 1L 11.. -g.. -a-c3 j 8 8 8 :3 g 0 0 0 0 0 if' LO .MJ 0- ci- ri . - 00 - t/f ::ff -q . . u.. cf) i c..J .- d" -J ; ~ '.'J . ,~i.. .- PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA , i v. NO. qq. I LI j' HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC, Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW NQTICE OF JUDGMENT TO: LHO Farms, Inc, You are hereby notified that on ~~ fOllowing judgment has been entered against you case: ) ()\I" , 1999 the in the above captioned Judgment in favor of the Plaintiff, PNC Bank, National Association, successor by merger to the First Bank and Trust Company, and against the De fendant, Hoover Farms, Inc., now by amendment to the Articles of Incorporation LHO Farms, Inc. in the amount of One Hundred Eighty-Five Thousand Seven Hundred Thirty-Eight and 35/100 Dollars ($185,738,35), plus interest in the amount of Fifty-One and 88/100 Dollars ($51,88) per day, through the date of payment, including on and after the date of entry of judgment on this complaint, and costs, and for foreclosure and sale of the mortgaged property. Judgment was entered pursuant to a Stipulation for Entry of Judgment filed in the above-captioned proceeding, Dated: c\ 11\.lc~ -R.. \ .N'\a prothonotaJ;)y I hereby certify that the proper person to receive this notice under Pa. R,C.P. 236 is: LHO Farms, Inc. 89 Baldwin Street West Springfield, MA 01089-3705 , 4. Name and address of the last recorded holder (other than the Plaintiff herein) of every mortgage of record: Patricia Hughes, George Levine and George Oppenheimer 89 Baldwin Street West Springfield, MA 01089 and Patricia Hughes, George Levine and George Oppenheimer c/o Lawrence V. Young, Esquire Countess.Gilbert.Andrews 29 North Duke Street York, PA 17401-1282 James R. & Sandra J. Hoover R.D.#4, Box 605 Newport, PA 17074 The First Bank & Trust Co. Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 CCNB Bank Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 5. Name and address of every other person who has any record lien on the property: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Pennsylvania Department of Revenue Bureau of Compliance Lien Control Section Dept. 280946 Harrisburg, PA 17128-0946 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None. I, Geoffrey S. Shuff, Esquire, attorney for the Plaintiff, PNC Bank, National Association., verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, '... (") (~: u: I, t~ '.I! ~? ~ l'.. ;':)' ; , CI c:; 1_:";' --I, C" , c:. , ~ F- .,. ~) I.l. C"'I C) C'" C) '. Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Pennsylvania Department of Revenue Bureau of Compliance Lien Control Section Dept. 280946 Harrisburg, PA 17128-0946 H.L. Stoneberger Plumbing 937 Nixon Drive Mechanicsburg, PA 17055 & Heating, Inc. Reuben J. Ness Ness Service c/o Shumaker Williams 3425 Simpson Ferry Road Camp Hill, PA 17011 You are hereby notified that on June 9, 1999, at 10:00 a.m.. prevailing time, by virtue of a Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsyl vania, on the judgment of PNC Bank, National Association, successor by merger to the First Bank and Trust Company v. Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc., in the amount of One Hundred Eighty-Five Thousand Seven Hundred Thirty-Eight and 35/100 Dollars ($185,738.35) plus interest at Fifty-One and 88/100 Dollars ($51.88) per day through the date of payment, including on and after the date of entry of the judgment, plus costs, and for foreclosure of the mortgaged premises, the Sheriff of Cumberland County, Pennsylvania will expose at Public Sale at the Cumberland County Courthouse, Carlisle, Commonwealth of Pennsylvania, real estate of Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc. that tract of land situate in the Township of Silver Spring, Cumberland County, Pennsylvania, known and numbered as 70 Konhaus Road, Mechanicsburg, Pennsylvania 17055. A description of said real estate is attached hereto. You are further notified that a Schedule of Proposed Distribution will be filed by the Sheriff of Cumberland County within thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless exceptions are filed thereto within ten (10) days thereafter. " .i .... '-. ... Hr. H,ot ..-rrl.ln tror:t 01 Un" cltu.n.<1 In tho TownGhlp 0~"11 ~::'! foilvor ~prln9, county or Cu..bvtl~nd .nd CO/lllllonwulth 01 '.', Ponnnylvonla, ",ore p4rllr.ululy bound~d ond d."crlb.d aa tollowi: ~; .... "':t DEGINNING <\1. ., pulnt on tho norlhern dodlcat.d legal rI9"1;:';.~("'"~ ol-way line of KonhouG Rood (T-~66) at tho divldlnq lIno betw~,4ti4;:ii9. I.ot" 110'. ) and I ,'n ahowlI on tho herelnaftor /lIentlonod plan at"'. :... lot., thenco olollq natd dividIng line the fOllowing ..von "iul;; cou,.u and <1lotonce.. (1) IInrth 11 dr:qro.a 29 mlnutoc 36 U1 II: "oconds Cut, ~ dlnt.anco of 030 foet to a pOint: (2) 1I0rth 61: 1:, I ~ degro.. 39 /lIlnutu 36 nucondo Eilllt, a dlrot.nco oC 749.38 feot.ta:., ~ a point, 131 ~outh 21 d.'Jr~.o 39 !::lnute" 45 ..condo Ea"t, a ; l,j J ~ dl.to.r.. of 893.05 loot to . point: (4) South 46 degrees 20 ;:;j:i:il'lIl11 /lIlnulnn 43 socnndo w.,t, . dlatanc. of 176 foot to a pOint, , (5) South 69 dogroeo 2 mlnutno Weot, a dlotanco of 45.83 teot to a pOint: (6) South 27 degreoo 12 mlnutoo Weet, a dlotance of 512.95 feet to . pOint, .nd (7) South 69 deqreee 2 mlnutee West a dlatanee at 400 teet to 0 point on oantern dedicated legal right-Of-way Ilno or Konhauo Road (T-566), thonee along .ald eaotern dedicated legol right-Of-way lino DC Konhauo Road (T-566), 1I0rth 20 dogleeo 58 mlnutuo Wont, 0 dletance of 401.16 00 S' 4 teet to a point at the beglnnlnq of a eurve to the left oC oald __. ~'" dedicatod legal right-of-way Hne: thence alonq the 80me on a ~::'.; .;" curve to the left haVing a radius or ISO feet, an ore dlotaneo' ',.; \"~ ot 215.85 feet to a point on the northern dedlcoted legal rlght-" II :Hi of-way line of ~oid Konhaua Road (T-566); thenco along the ~ 7~ latter, South 76 degreen 35 mlnuto" WA:!t, . distance of 179.72 :: ~;:; feet to a point on tho northern dedicated legal right-of-way _ ."~ line of KonhauG Ro.,d (T-566) at the dividing line botween LotO;:;/1'~;..\1:i1 1108. 3 and 1 o. sho"'n On the horeinafter mentioned plan ot 10t8\::'~'" ~O the place of BEGINNING., :".::~lV:'i; u:> /. CONTAININC 26.5747 acreo of land Improved with two dwell nan ~ hou~eo, frame barn, maBOnry poultry proceoslng plant, varioue t C) ~ turkey pon:!, garageD and other outbulldlngo. ~ r ~ BEIIIG Lot liD, 3 00 ahown on a cortaln aubdlvloion plan o~;>--~ ~ lota dated April 20, 1989, (rovl~ed Hay 16, (989) and recordedli;I.11I1.1l111 in the Oft Ice of tho Recorder of Oeeds in and for Cumberland County, Pennaylvenl., in Plon Book 58, page 43. 6"Qc~~33 PACE 647 >- r" [..... "c t':: " ~.-"\ ~.=: ; ; " '- (' , ., C) -::':1 L-:..; __I, , .j [~ , 1-" I L C" ::j 0 c"' ::..) PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 99-1431 v. HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW AMENDED RETURN OF SERVICE AND NOW, this 11th day of March, 1999, I, Geoffrey S. Shuff, Esquire, of the firm of Saidis, Shuff 6< Masland, attorneys for PNC Bank, National Association, Plaintiff, hereby certify that I served the persons and/or companies listed below, whose names also appear in the Affidavit filed in this proceeding pursuant to Pa. R.C.P. 3129.1, with the Notice to Lienholders Pursuant to PA. R.C.P. 3129.2 and the Notice of Sheriff's Sale of Real Estate Pursuant to Pa. R.C.P. 3129, including a legal description of the property to be sold also filed in this matter by depositing same in the United States Mail at the post office in Camp Hill, Pennsylvania, first class mail, with a U.S. Postal Service Form 3817 Certificate of Mailing and contained within an envelope bearing the return address of the firm. Copies of the Postal Forms are attached hereto and marked as Exhibit "A". PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 Respectfully submitted, SAIDIS, SHUFF & MASLAND Date: April 15, 1999 ./1 By: ,// Geoffrey Supft:amEi Co 2109 Market Street Camp Hill, PA 17001 (717) 737-3405 Attorney for the Plaintiff ~ t:J -- f:: C...: " .. i ~..~ t. (.~ , . . - :.,~ ~.... - p.-.J (J >- . ( . c....; , , -: ..-.. r.:: u L_ 'J.. , 8- ..:;;': I ',. m ~5 CJ c;-. <.) SHERIFF'S RETURN - U.S. CERTIFIED MAIL CASE NO: 1999-014~1 p COMMONWEALTH OF' PENNSYLVANIA: COUNTY OF CUMBERLAND PNC BANK NA VS. HOOVER FARMS INC ET AL R. Thomas Kline , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, served the within named DEFENDANT, HOOVER FARMS INC BY AMENDMENT TO by United States Certified Mail postage prepaid, on the 11th day of March 1999 ,at 8:00 HOURS, at 89 BALDWIN STREET WEST SPRINGFIELD, MA 01089-3705 a true and attested copy of the attached NOTICE AND COMPLAINT IN together with MORTGAGE FORECLOSURE The returned receipt card was signed by SIGNATURE IS ILLEGIBLE on 3/15/1999. so~a~;;r/ ~/ '~/d'.-? ~ t(. omas i11~, rJ.,[ f $~~.tib SAIDIS, SHUFF & MASLAND 03/19/1999 SW9rn aqd sUbscribed~o ef~e me +:,~~ doyof _"l[ " 7. }4tw<f}}___ Sheriff's Costs: Docketing CERT MAIL Affidavit Surcharge 18.00 3.86 .00 8.00 ,:,"" : 99-1431 Civil .~. Men. 1 andfor 2 lot eddItIonaI "Meel. .c;ompw....... 3. .... and "b. :; I aPrlnlyourname and addrnl on the f8Y8f1a of thIa form 10 lhatwe can retumlhl. _to you. 8A111ch IhiI fonn to the front of the mal/piece, or on the back If..ee doH not , It .ernt:!;;.Jfum R<<tllpt Requatld"oo the mallpIeoe below the al1Jde number. ~ .The Relwn Receipt wllshow 10 whom the IItldl waf delivered and the date 's _. J 3. Ar1Ic/. Addrossod to: l!' Hoover Farms, Inc., now :by B Amendment to the articles 0 Incorporation LHO Farms, In 89 Baldwin St West Springfield, MA 01089 I olse wish to roco/ve the following "Mea.lfor an .xlro f..): 1. 0 Addr....... Addr... ~ 2. 0 R.stricted D.llvery I Consult poslmost.r for f... 1i. 48. Artlde Number ] Z 013 330 869 E 4b. S.rvlc. Typ. i o R.glst.red ~fled ';, o Expr.ss Moll 0 Insured ~ o R.lum RlICOlpl for Merchandise 0 COD " 7. Oat. of D.llva~ C\ () Q ~ ;'(\arcA IS": I'll ] ~ 8. Addressee's Address (Only If rsquBStod i snd 'so (s paid) (: '02595-9'.B.o179 Domestic Return Receipt PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN TilE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 99-1431 v. HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW RETURN OP SERVICE AND NOW, this 11th day of March, 1999, I, Geoffrey S. Shuff, Esquire, of the firm of Saidis, Shuff & Masland, attorneys for PNC Bank, National Association, Plaintiff, hereby certify that I served the persons and/or companies listed below, whose names also appear in the Affidavit filed in this proceeding pursuant to Pa. R.C.P. 3129.1, with the Notice to Lienholders Pursuant to PA. R.C.P. 3129.2 and the Notice of Sheriff's Sale of Real Estate Pursuant to Pa. R.C.P. 3129, including a legal description of the property to be sold also filed in this matter by depositing same in the United States Mail at the post office in Camp Hill, Pennsylvania, first class mail, with a U.S. Postal Service Form 3817 Certificate of Mailing and contained within an envelope bearing the return address of the firm. Copies of the Postal Forms are attached hereto and marked as Exhibit "A". patricia Hughes, George Levine and George Oppenheimer 89 Baldwin Street West Springfield, MA 01089 and Patricia H~ghes, George Levine and George Oppenheimer c/o Lawrence V. Young, Esquire Countess. Gilbert.Andrews 29 North Duke Street York, PA 17401-1282 James R. & Sandra J. Hoover R.D.#4, Box 605 Newport, PA 17074 The First Bank & Trust Co. Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 CCNB Bank Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 .,.- C"l .- .- '" r-.: j" .. .: N j , " , .- : i '" , , , ,~; ! : :.. C~ " ,; I .. J i ! .- ~ , C/l ,J C' L , ,J " PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMP~, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. qq- 1'-/31 v. HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. qq- IY~\ v. HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW COMPLAINT AND NOW, comes Plaintiff, PNC Bank, National Association, successor by merger to The First Bank and Trust Company, by its attorneys, Saidis, Shuff and Masland, and files this Complaint, alleging in support thereof the following: 1. Plaintiff, PNC Bank, National Association successor by merger to the First Bank and Trust Company ("Bank"), is a national banking association organized and existing under the banking laws of the United States of America with a principal regional office located at 4242 Carlisle Pike, Camp Hill, Cumberland County, Pennsylvania 17011. 2. The Defendant, Hoover Farms, Inc., now by amendment to the Articles of Incorporation LHO Farms, Inc., is a Pennsylvania corporation with an address of 89 Baldwin Street, West Springfield, Massachusetts 01089-3705. 3. On or about June 9, 1989, Defendant and James R. Hoover and Sandra L. Hoover, jointly and severally, borrowed from and agreed to repay to Bank the sum of Two Hundred Twenty Eight Thousand Eight Hundred and 00/100 Dollars ($228,800.00) ("Loan"). As security for the Loan, Defendant executed and delivered to Bank a mortgage ("Mortgage") 1 on certain land together with the bUildings and improvements erected thereon located in Silver Spring Township, Cumberland County, Pennsylvania (the "Property"). At all times relevant hereto, Defendant was and remains the record and sole owner of the Property. A description of the Property is attached hereto, made a part hereof and marked Exhibit "A". 4. On June 9, 1989, the Mortgage was recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 941, Page 1139. A copy of the Mortgage is attached hereto, made a part hereof and marked Exhibit "B". 5. The Mortgage was never assigned by Bank and is still held by it as a valid and subsisting obligation of Defendant. 6. Under the terms and conditions of the note, which evidences the Loan ("Note" ), Defendant agreed to make monthly payments of principal and interest in the amount of Two Thousand Six Hundred Seventy Two and 18/100 Dollars ($2,672.18) beginning on April 9, 1990, and continuing on the 9th day of each month thereafter. A copy of the Note is attached hereto, made a part hereof and marked Exhibit "C". 7. Defendant has breached the terms and conditions of the Mortgage and Note and is in default under such terms and conditions because Defendant has failed to make the payments required in accordance with the terms thereof. 2 8. Defendant is indebted to Bank, as of March 1, 1999, in the amount of One Hundred Eighty-Five Thousand Seven Hundred Thirty-Eight and 35/100 Dollars ($185,738.35) itemized as follows: Principal balance $162,397.29 Interest to March 1, 1999 $ 15,207.06 Mortgage Satisfaction Fee $ 14.00 Attorneys' Fees $ 8,120.00 TOTAL DUE AS OF MARCH 1, 1999 $185,738.35 9. Defendant also agreed under the terms of the Mortgage that in the event of default thereunder Defendant would pay, in addition to the charges listed in paragraph 8 above, costs incurred by Bank as a result of the institution of these legal proceedings. 10. The obligation owed by Defendant to Bank continues to accrue interest thereon at the rate per day of Fifty-One and 88/100 Dollars ($51.88), through the date of payment, including on and after the entry of judgment on this Complaint. 11. Plaintiff has sent Defendant a notice of default and intent to foreclose on the Mortgage. A copy of Plaintiff's notice dated December 2, 1998, is attached hereto as Exhibit "D" and made a part hereof. 12. Plaintiff is not seeking foreclosure on the basis of a "residential mortgage" obligation, as that term is defined in Act 6 of 1974, 41 P.S. ~101 et seq., and Plaintiff is therefore not required to give the notice required by Section 403(a) of said Act. 3 EXHIBIT A EXHIBIT B r Tlils. MORT(jA~E is made Ihis 9th Aay 01 June helween Ihe Monsasor JAMES R. FARMS, INC. "norrowo,",. an~ the MU"gagoo. HOOVER and SANDRA L. HOOVER. and HOOVER THE FIRST BANK AND TRU:. T COMPANY. Mechanlcsburg. Pennsylvania 17055 a Corporation organitcd and ui\ling under Ihe laws or Pcnnsyhrania. whose .uldrC'u is: '9!!L. {her.in Ihe..in "'.en~er"l. WII ER E"S. Ilo"owo, i. in~oblo~ 101 1.0"'0' '" 1'1< p,incipal.um u/122.B...,a.o.o---o.o Ilollars. which ,"~eblo~no.. is oVI~once~ hy Ilu"owo,', nole dalo~ -ilUne 9. 1989 (ho,oin "NIue"). providins lor monlhly inSlallmenlS or principal and inle,e'l. wilh the halance 0/ Ihe indohledno... il nol sooner paid. due and payahl. nn March 9. 2005 TO SECIIRE 10 I.on~o' Iii I Iho ropaYlIlool"/ Ihe iollohlodno.. cvido~cod hy Iho NOlo. wilh inloro" Iho,oon.lho paymonlo/ all Ulher liumlli, with inlercsllhcrcnn, ad~anl'('d in accnrdanc:c herewith In profccllhr u~cllrily nflhis Morfgage. and the j1l:r(ormam,'C' of Ihe covenanls and agrecmcnlS of Uurrowcf hen'in conlainetl. and (b) lhe repayment of any future advao"es, wilh inleresl Ihereon. made 10 f)orrowcr by tender pursuant II) paragraph 21 hereor (herein "Fulure Advances"), norrower docs hereby mortgage. granl and convey to I.ender Ihe following descrihed J'!roperly IOCDlcd in Ihe Cnunly nr Cumhetland . Slale of Pennsylvania: All that certain tract at land situate in Silver Spring Township, Cumberland County, Pennsylval.~a, more particularly bounded and described as follows: (See attached sheet) ~ <:0 C) '" <D c:: '" ..- :'tl <> c:... ." "I '" = rT' ,., "" X ,. '" : . ,." " '" <D , . I - ." .." ""tJ .- ~ :r ,~ "" ' ~I - . .. '> -. '.:; .." = "' -i 17> ? :I: '" which has the address of K. D. 14. Box 605, (Slreel) Newport (Cily) Pennsylvania. 17074 ( he,ein "Proporly "~dress" ); (Slate and Zip CoJe) TOGETIl E R with all the improvemellts now or herclIftcr Crtl'letl on Ihe prOpt:'r(y, and all easemcnts, I ighlS. appurtenances. rents, rny:lItics, mineral, nil and g;ls rights :lnd profils, Willer, w;J1l'r righls, ilnd water stock, and all fixtures now or hercufter allachcd to the property, all of which, including rephtCemcnls ilnd additions Iherelo, shall he deemed to be and remain a part of Ihe property cuvered by Ihis Mortgage; and all of the foregoing, togelher with silid property (or the leasehold estale if this Murtgt'ge is un a leasehold) arc herein referred 10 as the "Property", Borrower cOvcnanls lhat Borrower is lawfully scised of the est ale 'herehy conveyed lint! has lhe right 10 mOrlgage, ,~r:tnr and L'OI1\'CY thc Propl.'r1Y, Ihat Ihe 11ropeny, IS uncllcllmhered, ,Ind Ihat the Borrower will warr"nl i1nd defend gencr:IIJy Ihe IJlle l(~ lhe Prope'flY ilgainsl ;111 clilims and demands, subject 10 any declanllinns, casements tlr restrictions lisled in.1 schedule of c,'(CCpIIO"~ to coverage in :tny lith: insur:lncc policy insuring I.cnder'sl!!.l;rcsl in the Properly, (,:,..p _ 1'1' ','I'...", I,,,. f,'~ '''''\IIIIMt"I\ifOR'll\I\IRI'll'..r ~uOr. :'J11 p'\cr.l,','U I ,."n I'~ , ueh amount' .h.1I h.ar inlemlai Ihe hi' te rermi"ihle under applicahle law. NUlhlllg Contallled in Ih.. pa.. 7. ,I rellllore I.er,der to ,nc,or any e,'pen,e any aCllon hereunder. 8, In,ptcll!",. I.,cnder may ~.... or call,e 10 he mide reasnnahle .nlrie'"pon ondo,n'peclinn, o( the I'ropeny. provided Ihll tender .hall gove nurrower nOllce proor In any \I'ch '"'I'eclion ,peci(ying rea.nnahlecau'C1here(or rela..d 10 tender', intere" in the I'ropeny. 9. Condemnlllon. The proceed. n( any awa,d or daim (nr dam.g... direcl or con,eqllenlial, in cnnnection wilh Iny condemnation or olher laking o( Ih. I''''rerty, or I'anlhercu(. or (or cOllveyanc. in li.u o( cond.mn.lion. are her.hy a"igoed .nd .h:oll he p:oid 10 Lender. In Ihe ev.nl o( a h>l"laking n( Ih. f''''I''rI,'. Ihc I''''c...., ,h:oll h. appli.d 10 Ih. """, "cllrcd hy thi. Mnngag., ""h Ih. ne.... ,I 'lilY. 1':0.,110 1I0rrowcr. In Iheclenl OIl a p:oni:ollaking ollhe I'rnp.rty. IIolm 1I'''''l\\cr and I.end.r nlherw"e:ogre.'n II "Illig. Ih". .h,,1I he :lpphe" III the "III" ""'Il'e.1 hy Ih" Mnrtg,'g.. \I"h 1""I""""n nllhe P"'.eed,:o. i. equal In Ihal prnporll"n "'lIeh II,. :lnllllllll "llh. \111m .....111." h, Ih" Mn'lgage illlnll,.h'"d, p"or I" Ihe ",,,e nll"k,ng hea" In Ihe l:oor m:lrk.I.:ollle n( Ih. I""perl,' IInllle""".ly I'"nr In ,he ":Ole ,,' t,'klllM. ""h Ih. h"I,'II.e 011 'h. p""...d. 1':0111101 IInrro".r. If Ih. I''''pmy" ah:on"nne" hy 1I"''''''.r, nr ". dlle' n"IIee hr I.en"., 'n lIurrnwcr th:Ollh. cnn"'mnur 01((", In m:oke:on :0":011' nr \C1l1e a ":0;11I I.., d"m:og." lIurtn".r 1,111. In "'1'101111 t" /..'IIII.r ""hin ,111 d:oy. :oller Ih. d,,,. .lIeh ntlli,'. IS mall.d, I..nd.r i. :llllhn",e" 10 Cnlleel :on" :01'1'1, the p",,'.e'''.:01 Icn.k," npllnn. eilh.r In r..t..r:Olinll 01' rep:oir OIl Ih."mperty nr In Ih. ''''no. ..('curet! h~' lhi.. MlIlIgilgc. Ilnlm I..n".r :llld IInrrn"er nlher""e :lgree '" "r"illg, any '"ch apph.allnn n( proc.ed, 10 prineip:ol .hall nOli e"end or pnllpnne Ih. .hre d:Ol< nl Ih. mnnlhly il"I,llImen" ,elcrre" In 'n paragraph. I and 2 he,.o( nr ch:ong. Ihe amnunl nl.uch in\lilllfllC'lIh. I 10. Hn"'"v.r NOlI H.,....d. r".nllnll OIl Ih. 11111. lor p:oym.nl or mndifie'''lIIn OIl amnnill"inn OIl Ih. .um..e'"r.d hy' Ih" MOrlgage granled hy I.ender In any' '''''ee."or ,n IIIICIt'.1 nlllnrro".r .h:oll nnl np.r:OI.lo rde:Ole. in an)' m:onner. Ih. hah,hlY 01 Ihe ollglll:olllorrn"er ..nd IInrrn".r" '".......01" 111 inl.'N, lender .h:oll nOli he ,e'I.llred 10 cnmm.ne. prneeedmg.:ogain'l .Ileh Ille""",r or reln,e 10 e,".od lim.' '..r p:oym"1I1 ..r "Ih.r"". m...'ily :ornn'"/ali..n nllh. .un"sccured h)' this MOrlg:oge h)' ,ea.nn nl an~' dCnlilntlll1,uJc hv Ihe Ilrlginal Hnrrnw:r .Inll UUHu"'cr\ \IICC('\\urs in interest. II, FllrhClrane. by I.rnd.. NIII · W.lv... Any lorhe,,,allce hy lend.r in rxerei.ing any righl nr remed)' h.reunder, or nlhe",i.e anorded hy appltcahle law, .hall nol he a w:oi,er 01 or p'.c1ude Ihe e,erci.e 01 .ny such rrghl or remedy. Ihe procllrcmenl n( in'lIrance or Ihe pay'meOlol la... or olher lien. or ,'h"'ges hy lender shall nOI he a waivrr 01 I.end.r\ IIghl tn al'ccl~r;lIe (he mallJrily uf Ihe indchlednc,.. '"'"'lucd hy Ihis Mnrrgage. 12. Hrm.dlr. ('"mulllivr. All r.",.d,e. prm ided ill Ihi. Mortgage "'e diSlincl and eUMIlI.tive loany nlher right '" remedy under Ih" Morrgag. or alforded hy la" or "lluily. and may he .,.rciSl'd cnne!,rie"tly. indepc,ndcDrJy or,ueeessi'dy 1.1. SUe"'.n" Ind '\151,ns HIIlInd: J"in' and S.....f !.fahilily; Caplion.,Thd'covenanl' andogt..in'.nll hrrein cllnlaincd .hall hind. and Ihe righlS hereunder .hall 'more 10. Ih. r"p.clIl'c 'u.ce,lSo" and a.l'lltrls o~ l.ender,andBllrrnwer. ,uhjmlo'he 1'",,'i.lOn olp:or:ograph 17 hereof. All COI'enanos and agree men Is 01 IIl1rrolller sb.ll-hd'j~ini '.o&...e,"'.- The caplioos and headings 01 'he paragraph. nf Ihi. Morrgage arc Inr conl'.nienee only and arc nOllo he used In inlerl'rel or define Ih. proli.ion. hereuf. I~. NIlIlr.. Ese.p' lor any nOliee "'Iuored IIndcr aPI"icahl. la" 10 he gil'cn in ano,her manner. lal any nOI,.. 10 1I0rm"'er I'rnl'lded lor in Ihi. Mongage .hall he gil'en hy ma,ltng .uch n."icc hy .enilied mail addr....d 10 lIurrll".r '" Ih. I'mpmy ..\ddrelS or a' lu.h olh.r addre" :lIl1urrower may de.ign:lI. hy nOl,ce lol.ender as prol'id.d herein. :lnd Ih)any nUli,'. II,l.nder .h,dl h. gll'.n hy ,wIllicd m:oll. rc'urn r.celp' request.d. '0 I..nd.r" addr." ":Oled herein or 10 .ueh 011 her addr...:" I.cnder may dCl'gnale hy notie. lollorrower a. "rnvided herein. Any nOlice prnl'lded Inr inlhi. Mongage .hall he deemed 10 hal. hcen gllen In Burrower nr I,ender when !:1i\'C:n in Ihe millllu:r t.lc,ign;ll~d her~in. IS. (:nirorm ~Iurtgoge; C;"vcrning I.ow; S.verahility. Thi. IorIO ul mungage comhine. unilllrm COlenanll lor n'"'''nal Ul< and nun-un:Iurm .menanll ""h limll.d I'ariallun. hy jU"'d'CIlon '0 con""u,e a unilorm .ecurll)' ,n'lrumen' ""'<ring r.al properry. Ihi. Morrgag. .hall he gnvern.d hy Ih. law 01 'he Juri,d,cllon in wh,ch Ihe I'rop.rry is localed. In Ihc elcotlhal any pruvi.ion or c1au..ol Ihi. Mnngageorlhe N.lIe conlliCII with appltcahle law. .ueh conlliel.hall nOI alfccl ."h.r prol "..'n.ollhi. Morlgag. ur Ihe :'o:ole which can he givcn dlecl Wilholll the conlliellng prnviSlun, and to Ihis end Ih. promion.ollh. .\forrg.g. and rhe ~(}le are tJeclared 10 be severable, 16. norrow.r', Copy. lIorrowe..h' II he furni,hed a conlormed copy ollhe Note and ollhi. Murtgageal'h.lim.ol e.e.Ullon (lr :lfll:r rel:l1fdalilln hereuf. 17. Tran.f.r 01 Ihe "roporly; Assumplion. If all or any pa.. 01 ,h. I'mperty or an inlerest'herein i. ""d or '<:'n"....d hy lIorrower Wilhuul I.ender" prior wrillen con.en'. c,eluding (a) the cr.alion 01 a lien or encumhranee ,uhordlOa'e 'u ,hi. Mortgage, Ihl'he crealinn 01 a purchase money .eeurily in'.restlor hnu..hnld appliance.. (cl a Iransler hy d..ISe. de'.enl "r hy operalinn 01 law upon Ihe dealh 01 a joinllenanlor Idllhe gr;u" "I any leasehold iOlere't 01 Ihree years or Ie.. nOI.olll:llning an IIplion '0 pur'ha.e. I..nder may, at I..nder'. uplinn, decl,,,e alllh. 'u"'s .ecured hy Ihi. MOrlgage 10 he imm.di:lld, due and payahle. I..nd.r shall have waived .ueh nplion to accel.ra,. il. p,ior ,,, Ihe .ale ur Iransler. l.ender and Ihe person '" "hom 'he !'rup.rty i.IO he sold or Iransferred reach agr.emeOl in "riling "1:" ,h. .redit 01 such person is ,alislaetory 'a I..nd.r and 'ha',he in'eres' pay.hl. un ,he 'ums ..eured hy Ihi. Morlgage .hall he a, .lIeh rale as tender shall reque.1. If l.ender ha. "ai'.d Ihe oplion 10 accelerale provided in Ihis p:o,agmph 17. and if 1I0rro\\'er" .uecessor in inter.st has e,eculed a Wlillen assumplion agreemenl aceepled in w,iting hy I.ender, I..oder sh.1I rel.as. IIlIrro"er Irom all ohliga'ions under ,his Mnrtgag. and ,he ~o'e. II I.end.r ...rcises sueh op,ion '01 acedera'e. I..nder ,hall mail lIorrower no, ice or acceleration in aceordanee wi,h paragraph 14 hereol. Such nOlice sh.II provide a peri Old 01 nn,less Ihan Jllday. from'hedal'lbe notice is mailed wilhin which Burrow.r 01')' pay Ihe SUms dec/.red due. If Borro"er I,lils 'n'pay such sums prior In 'h. expira'ion 01 such period, Lender may. wi'hoUl rurth.r notice or demand on narrower. invoke any remedies permillcd hy pttragtilph IR hereof. NON-UNIFORM COVENANTS. IInrrnw.r and I..nd.r rurther covenanl :lnd agree as lollows: 18. Aeeeleralinn; Il.medies. Upon nnrrn"e,'. hreaeh 01 .n)' CU".nanl or agreement o( Borrower in Ihis Morlg.~.. includin~ Ihe eov.nants It) pay wh.n dne ony "orn. ..eured by Ibis Mort~age. Lender prior 10 aee.'eralion .ball mail nOlie.lu lIurro"er a, pruvlded by applieablela", .pecifying: (I! Ihe hreaeh: 12) Ibe aeliun rrquired lu cur. 'ueh hreach: 1.11 a dale, nOlle" Ihal .10 day', lrom Ibe dale Ihe nnliee i. mailed lu Borrower, hy ",hieh .ueh br.aeh mu.t be eured; and <41lfial (ailure 10 cure .ueh hreaeh nn nr before the dale 'pecified in Ihe nolic. may relUll in aecelerollon of Ibe 111m. secured hy Ihl. Mortgage, for.clo.ure by judici.1 proe..ding and ,ale o( Ihe "roperly. The nUlice .hall (un her infurm lIurrow.r o( lb. righlln rein.tale aner aee.l.ralinn and Ihe ri~hllo asserl in Ihe (oreclo.llre proceeding Ibe nnn'Hi.lenc. n( a default or any nlher delense o( norrower to .eeelerallun and rorec/o.ur.. If Ibe breach I. nu' cured on or hernre Ihe dale .pecified io Ihe nOl/ee, I.endc, all..nder" oplion lOa)' declare all orlhe ,um, ..cured by Ibi. Morlga~.ln b. imm.dialely doe aod payable "illulIIl furlller demand and may loreeln.e Ihi. ~Iort~age hy judicial proceedin~. I.end.r .hall h. entill.d 10 eolleclln su.h proceeding all "pen,., n((oreclo.ur., including, hul nollimiled 10, reasonable aUorney's (eest and costs or documentary evidence. abstracts and title reports, 19. Borro",er'. Ilighllo Heinstal.. Nn'wilhSlanding Lender'. acc.'erallun 01 'he Sum, secured hy 'IllS mor'gage. Bo"u"er shall have Ihe righ"n hal" any prnceeding. heglln hy Lelld.r III enrorce fhi. Mortgage di.con'inued af any IIIlle pnor tn all.aS! one hnur prior 101h. .ommenc.men, of hidding a' a .heriff's .ale nr lIIher .ale pursuan,'o ,hi. Mortgag. il: l:olllorrower pays I..nder all 'um, "hich wnuld he ,hen due under 'hi. Morlgage. 'he NOI. and 1I0'es ,.ellrillg FUlure Adv:onces, if any. had n.n i1ccelcralion occlIrred: (h) Borrower Cures all breaches of any other cO\lcnOlnls or agreemenls of Borrower contained In thiS Mortgage; Ie) 1I0rru".r pays all reasllnahl. expen.es inellrred hy I.end.r in enforcing Ihe covenanlS and agr..menlS 01 1I0rrower con'ained in Ihis Mortgage and in enlorcing I.ender', remedi.. a. provid.d in paragraph 18 h.reur. Inc/udlng, hu' no, hmll~d ~o, reasonahle allnrn.y'. fe..; and Id) lIurrnw.r lakes slleh aClinll a. I.ender mal' reasonahly require lu assure ,ha'lhe ben 0.' " . . '. h. d hy this Mortgage shall conllnlle Mortgage, Lend.r's IOlereS! III Ih. Property and IIn"ower's ohhgallOn lu pay I e sum. s'cure .. II . . 11' d I hi' t' 'C red herehy shall rema'n 10 fu unimpaired, Upon such payment and cure hy orrowcr, tillS 1l1Ongilgc an lie olga Ions Sc u (orce and effect as if no acceleration had occurred. _. ;,:r;, ! If I 1'''' 1 , " I . '. . EXHIBIT C , ' NOTE USS 228,800.00 June 9 , ,19~ ~lechanicBburq City ,Pennsylvania FOR VALUE RECEIVED, the undersigned ("Borrow,,") promisees) to pay FIRST BANK & TRUST COMPANY, MedI"nlesburg, Plnnsyl.onl" 17055 d h . . I ,or or er, I e ptlnclpa SUm or '!'loln IIlINnRF.O TWF.NTY-F.TGHT THOUSAND EIGHT HUNDRED ($228,800.001 Dollars. with inlerest on the unpaid principal balancerrom the dateolthis Noto, unlil paid, althe rate o( 11. SO pereenl per annum. Principal and interest shall be payable at aoy or Baok's branch olfices,or such olher place as the NOle holdor m.y designate, in 18 conso.utive monthly install moots 01 'IWl 'l'HrllJ~ANn ~TX HlJN!JRrn ~F.VF.N'I'V-'IWl "l1l'tI'- DolI.rs (US S $2.672.18 April 9 , by this N Ole is ) , on the 9TH day 01 ea.h month beginniog , /9..2.Q..... Such monthly installments shall continue until the eotire indebtedness evidoo.ed rully paid, e".ept that any remaining indobtedness, if not sooner paid, shall be due and payable on March 9, 2005 If any monthly installment under this Note is not paid when due and remains unpaid arter a date spe.ified by a noti.e to Borrower, the entire principal amount outstanding and a.crued interest thereon shall at onco become due and payable at tho option 01 Ihe Note holder. The date specified shall not be less lhan thirty days from thedalesu.h notice is mailed. The NOle holder may e"er.isothis option to ac.elerato during any default by Borrower regardl." of any prior forbearance. Ifsuit is broughlto collect this Note. the Note holder shall be entitled to collect all reasonable costs and expenses of SUil, including, but nOllimited to. reasonable attorney's fees. _ Borrower shall pay to the Note holder a late .harge of ~ percent of any monthly installmenl not received b}' the Note holder within I.J)" days after the installment is due. Borrower may prepay the principal amount outstanding in whole or in part. The Note holder may require Ihat any partial prepaymems (i) bo made on the date monthly installments are due and (ii) be in the amount 01 that part of one or more monthly installments which would be applicable to principal. Any partial prepayment shall be applied againS! the principal amount outstanding and shall not postpone the due date of any subsequent monthly installmems or change the amount of such installments. unless the Note holder shall otherwise agree in writing. Presentment, notice of dishonor. and protest are hereby waived by all makers, sureties. guarantors and endorsers hereof. This N ate shall be the joint and several obligation or all makers, sureties, guarantors and endorsers, and shall bo binding upoo them and their successors and assigns. Any notice to Borrower provided for in this N otc shall be given by mailing such notice by certified mail addressed to Borrower at the Proporty Address Slated below. or to such other address as Borrower may designate by, notice to the Note holder. Aoy notice to the Note holder shan be given by mailing such notice by certified mail. return receipt requested. to the Note holderat the address stated in the first paragraph of this Note. or at such other address as may have been designated by notice to Borrower. The indebtedness evidenced by this Note is secured by a Mortgage. dated June 9. i 9 8 9 and reference is made to the Mortgage for rights as to acceleration of the indebtedness evidenced by this ~ote. jj;~~x~~ 7 WCClU~ tAr2.MS (~~ R ,//0 ~ ~ -LVc.. '-~a-s. Property Address r[;'ljNSlLY "srA . /113 ~ F~rnlly~ ;'9.F~'ofA FHLMC Un,tl3rrn lnmumcnl .--:- ~~ ~!lv~-'\.- f (E.tecu<e Origh al Only) ~c(/ti ~. /Jt~1/ , ISS EXHIBIT D " , . '. . .. . PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. HOOVER FARMS, INC" NOW BY AMENDMENT TO THB ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW VERIFICATION I verify that statements made in this pleading to which this verification is attached are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. ~4904, relating to unsworn falsification to authorities. PNC BANK, NATIONAL ASSOCIATION Date: March 10, 1999 By: &.~ K- J(' Eric D. Krimmel Assistant Vice President 5 i 00 -a. ~ 00 00 .... c- ~ ;!~ -' g U1 , e- l:: ('": ~ L.' '. ~ ~ -:t1 L.~ I.;... " :5 t,' : C.l c(. r: ;q; cJ :. [, , , , w. '" C) C\ ~j . ., . , ..' . ;;: co , , (. ,-.- ~-~ .-.< L'.,~-. (",: , , , , f:-: c;: '-- . , ~ Co : c> , l..:.' , D~ , c. ~ ;:- "-:': :'1...: I , en ~~ C5 C~ PNC Bank, NA In thc C"urt "fCommon Picas of -vs. Cumhcrland County, Pcnnsylvania Hoovcr Fanns, Inc. now by NO. 99.1431 Civil Tcm! Amcndmcntlo articlcs of incorporation LHO Fanns, Inc. Michael E. Barrick. Dcputy Shcriff, who being duly sworn according to law. says on March 30.1999 at3:11 o'clock P.M, EST hc postcd a lruc copy of Rcal Estatc Writ Noticc Postcr and Dcscription on Ihc property of Iloovcr Fanns, Inc. located at 70 Konhaus Road, Mcchanicsburg, Cumberland County, Pcnnsylvania according to law. R. Thomas Klinc, Shcriff. who being duly sworn according to law says he served thc above Real Estate Writ Notice Posler and Dcscription in thc following manner: The SherilTmailed a notice of the pendency ofthc action by Certified Mail Return Receipt Requested, Restricted Delivery, Dcliver To Addressee Only to Ihe wilhin named defendant to wit: Hoover Fanns, Inc. 10 their last known address 89 Baldwin Streel, West Springfield, MA, This leller was mailed under the date of March 30. 1999 and the retum receipt card was returned 10 the SherifTs Office on AprilS, 1999. The return receipt card dated April 2, 1999 signature unreadable. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The SherilT mailed a notice of the p~,ldency of the action to Ihc within named defcndant by regular mail to thcir last known address 89 Baldwin Strcct, Wcst Springficld, MA. This letter was mailed undcr the datc of April 5, 1999 and returncd to thc Sheriffs Officc on April 15 with rcason checkcd Rctumcd for bcttcr addrcss. R. Thomas Kline. Sheriff, who being duly sworn according to law, says after due and legal notice had been given according to law. exposed the above described premises at public venue or out cry at Court House, Carlisle, Cumberland County, Pennsylvania, on Seplember I, 1999 at 10:00 o'clock A.M., EDST and sold the same for the sum of $ 1.00 to Attorney Geoffrey S. ShulTfor Land Holding Corp. ofPA who assigned the bid to MIDPENN PROPERTIES, INC. It being the highest bid and best price received for the same Land Holding Corp. of P A, being the buyer in this execution paid to Sheriff R. Thomas Kline, the sum of $ 1,000.00 it being costs. Sheriffs Costs: Docketing Posting Bills Advertising Acknowledging Deed Auctioneer Law Library County Mileage Certified Mail Levy Postpone sale 30.00 15.00 \5.00 30.00 10.00 .50 1.00 5.58 5.48 15.00 20.00 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v, NO. q q - Ill? 1 HOOVER FARMS, INC" NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW AFFIDAVIT PURSUANT TO RULE 3129.1 PNC BANK, National Association, successor by merger to the First Bank and Trust Company, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property consisting of one tract of land situate in the Township of Silver Spring, County of Cumberland, Pennsylvania, known and numbered as 70 Konhaus Road, Mechanicsburg, Pennsylvania 17055. 1. Name and address of owners or reputed owners: Hoover Farms, Inc., Now By Amendment to the Articles of Incorporation LHO Farms, Inc. 89 Baldwin Street West Springfield, Massachusetts 01089-3705 2. Name and address of defendants in the jUdgment: Hoover Farms, Inc., Now By Amendment to the Articles of Incorporation LHO Farms, Inc, 89 Baldwin Street West Springfield, Massachusetts 01089-3705 3. Name and address of every jUdgment creditor (other than the Plaintiff herein) whose jUdgment is a record lien on the real property to be sold: H.L. Stoneberger Plumbing & Heating, Inc. 937 Nixon Drive Mechanicsburg, PA 17055 Reuben J. Ness Ness Service c/o Shumaker Williams 3425 Simpson Ferry Road Camp Hill, PA 17011 .' 4. Name and address of the last recorded holder lother than the Plaintiff herein) of every mortgage of record: Patricia Hughes, George Levine and George Oppenheimer 89 Baldwin Street West Springfield, MA 01089 and patricia Hughes, George Levine and George Oppenheimer c/o Lawrence V. Young, Esquire Countess.Gilbert.Andrews 29 North Duke Street York, PA 17401-1282 James R. & Sandra J. Hoover R,D.#4, Box 605 Newport, PA 17074 The First Bank & Trust Co. Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 CCNB Bank Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 5. Name and address of every other person who has any record lien on the property: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Pennsylvania Department of Revenue Bureau of Compliance Lien Control Section Dept. 280946 Harrisburg, PA 17128-0946 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None. !, Geoffrey S. Shuff, Esquire, attorney for the Plaintiff, PNC Bank, National Association., verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, , .' .< PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRS~ BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. qq. /(/31 v. HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC, Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAW NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICEI That the Sheriff's Sale of Real Property (real estate) will be held: DATE: June 9, 1999 TIME: 10:00 a.m. LOCATION: Cumberland County Courthouse THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: one tract of land situate in the Township of Silver Spring, County of Cumberland, Pennsylvania, known and numbered as 70 Konhaus Road, Mechanicsburg, Pennsylvania 17055. THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: PNC Bank, National Association, successor by merger to the First Bank and Trust Company v. Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc., in the amount of One Hundred Eighty-Five Thousand Seven Hundred Thirty-Eight and 35/100 Dollars ($185,738.35) plus interest at Fifty-One and 88/100 Dollars ($51.88) per. day through the date of payment, including on and after the date of entry of the judgment, plus costs, and for foreclosure of the mortgaged premises until the Sheriff Sale. '. .' ., THB NAMES OF THE OWNERS OR REPUTED OWNERS of this property are: Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc. A SCHBDULE DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE 01" THE TIME AND PLACE 01" THE SALE 01" YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights '. . . . PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO THE FIRST BANK AND TRUST COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. ~q .1l/31 HOOVER FARMS, INC., NOW BY AMENDMENT TO THE ARTICLES OF INCORPORATION LHO FARMS, INC. Defendant MORTGAGE FORECLOSURE CIVIL ACTION - LAw NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129.2 NOTICE IS HEREBY GIVEN TO the following parties who hold one or more mortgages, judgments or tax liens against the real estate of Hoover Farms, Inc., now by Amendment to the Articles of Incorporation LHO Farms, Inc. patricia Hughes, George Levine and George Oppenheimer 89 Baldwin Street West Springfield, MA 01089 and patricia Hughes, George Levine and George Oppenheimer c/o Lawrence V. Young, Esquire Countess.Gilbert.Andrews 29 North Duke Street York, PA 17401-1282 James R. & Sandra J. Hoover R.D.#4, Box 605 Newport, PA 17074 The First Bank & Trust Co. Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 CCNB Bank Now By Merger PNC Bank, National Association 4242 Carlisle Pike P.O. Box 8874 Camp Hill, PA 17011 PNC Bank, National Association 4242 Carlisle Pike P.O, Box 8874 Camp Hill, PA 17011 THE pATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Und.r lItf NfI.511. Rnnmutd M~y 16. 11129 Commonwaalth 01 Pann.ylvanla, County 01 Dauphin) aa frtIchM Morrow being duly sworn occordlng to low, deposes ond says: That h. II the Aulllant Controller of THE PATRIOT.NEWS CO., I corporlllon orglnlzed Ind axllllng undertha laWl oltha Cammonwaa~h 01 Pennaylvanla. with It I principal ofllce and place of buslneaa at 812 to 818 Mark.t Str..t, In the City 01 Harrllburg, County of Dauphin, SlIle 01 Pannlylvanla, owner end publisher 01 THE PATRIOT.NEW8 and THE SUNDAY PATRIOT-NEWS newapapera of generel clrculatlon, printed snd publlahad el 812 to 818 Market StrHI, In the City, County and Stata aforeaald; thai THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS wara altabll.hld March 4th, 11154, end September 18th, 11l411, ra'Pacllvlly, and all havI bHn conllnuou.ty publlahld avar IlnOt; ThaI the printed nollce or publlcellon which II securely allachad hareto la exactly II printed Ind publllhed In thalr regular dally and/or SundlY and Matro edlllonallaaual which Ippeared on the 27th day o( April and 4th and 11th daYI') 01 May 1m. That nellhar he nor aald Company II Interesled In the lubJect mailer of aald printed notice or adv.r1J"ng, and that all ollhe ellagallona of thll statement as to the tlma, pllce and characler 01 publica lion ara true; and ThaI he ha. peraon.' knowledge 01 the lactl aloreleld end II duly euthorlzed and empowerld to verify thl. Ilatement on behel( 01 The Petrlol-Newl Co. Ilorosald by virtue end pursuent to a resolullon unanlmoully pallid and adopted severally by the Ilockholders and board 01 directors 01 tho said Company and lublequently duly recorded In the office lor the Recording 01 Deedl In end lor laid County of Deuph I Mlacellanooul Book "M", Volume 14, Page 317. n PUBLICATION COpy ------ 2U..datol May 1999 A.D. N '..:"~--'.'f"''''"'' ,\;""",~,""-i'::" , 'i.,JIIAI:8TAtlWlNoi0C6 ;,~c~;.'\;,':'!/,t\V!l,~~~~' .' , ',,';;4'~'t',:'i~ht"""""I"' ' '~;S'..'r;'E: h\{4~~r' ..~ - ~,,,;,,,':; ~'tk.w ~~!";;j,, ' '0"'-' l'-I7'~r;~ ;'. _.' . ." ..... {.,'.' '" Ijtc, ~. " .. S,SlluIf'.,', : St8tement of Adveftlslng Costs I, ~ '~'f:.Com~ To THE PATRIOT-NEWS CO., Dr. , .,nicire ~ For publishing the nollce or publication allached . d8Icllb..<l08lo1lows: hereto on the above stated dates ::~ '=~~~ Probating same Notary Fee(s) i,~~~ot31!'g~ Total f=~~~ll8I8illOlterrmentfonetj ~:S;~'f'en~=,isher' s Receipt for Advertising Cost ';l36'~Ealt..~.~.w~1:r'eher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapera of generel ?i~'''~~~,~~~~'' receipt of the aforesaid notice and publlcallon costs and cert~les that the same have '~i~" .a~t. (3) ,south 27 THE PATRIOT NEWS CO. ". ,,~rmufIji'46 sec:onds,EosI.o '~, ,ot893.86~1o a ~;(4) '~i=tE.~~ . imt!fo> '~Ot; .83~~ , poiest"t; (6) South 27 decrees 12 minutes poiWe t' a dlstonce of 512.95 teet to 0 n ; ond (7) South tn decrees 2 ml". utpoiesntWest 0 distonC<i 0/ 400 teet to a ' on eostom ~ Ieool rlaht- , =,~IKonhoui ROcxf (T~); 'Ieaof ....ht,.,..... SOIdllOltom deoIcoted , (T:S66),:!~~,IkieO/K~~= .:Wll$I"'0'd"!onCe'~6teet 10 0 ,'=~~olocurvelothe f(Ikie'1henCe~IegQlIfglll'Of-woy i'; 10 the left "'"" ow ,1110 same on 0 curve , 'ial' arC"~ hcl'MQ 0 fOdlus of 150 teet. ;~on~2~ 10 0 ,:~!-me of SOld Konhous ~ '~6~36~W" 1ofI~= );~~!li8t, 100~1:'~norlhem ' ''''"'''''''led :,Ieaai '"rfaht'Of line of ~I~'[&.~ot~ dividing ~onn..;~ '=nJ..:J 2t=~.fG~~ _~~i f'j~li' ". "'~,".)~o;b\ti;::~Qi~acer:; ~' ptorrof lots dotodAprW ,20;,1989. (r",,1sOO 1;1ov 16. 1989) end {recorded In the Offlce of the Recorder' ,01 Cleodi In and lot Cumberland Coun.' JY...Pennsvrvon/a.ln Ptnl"l Rtvt.... I;.Q '0..-.... CUMBERlAND COUNTY SI-l COURTH:lUSE CARLISLE, PA 17013 ~''':I!S;'.J1 Jarl"ils.L c~;;". u:;'~,JlY Pu!J!ic I Ltr",'~~jq, l? ~ ,:.:',q C.1J11ty (' ":'~ '.::r L 'fi 1'(<, J:;I"') 2, 2000 .,(:;:lJ!!:; h~,;riSt;~.~r:,.I':ll:Jn III tlufJlies $ $ $ 387.19 1.S0 388.69 By.................................................................... '" ., PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No, 587, approved May 16, 1929), p, L.1784 STATE OF PENNSYL VANIA : COUNTY OF CUMBERLAND : 55, Roger M. Morgenthal, Esquire, Editor oflhe Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according 10 law, deposes and says Ihallhe Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in Ihe Counly and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and Ihatlhe printed nolice or publication aUached herelo is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: APRIL 23. 30, MAY 7, 1999 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and Ihat he is nol inter~sted in the subject rnaUer of the aforesaid notice or advertisement, and Ihat all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE BALE NO. 46 Writ No. 99-1431 eMI PNC Bank. NaUonal AssocJaUon. Successor By Merger To The First Bank and Trust Company vs. Hoover Farms, Inc. Now By Amendment To The ArUcles Of JncorporaUon LHO Farms. Inc. Ally.: Geoffrey S. Shuff ALL that certain tract ofland situ. aled In the Township of Sliver Spring. County orCumberland and Common- weallh ofPennsylvanJa. more partie. uJarly bounded and desl."libed as (01. lows: BEGINNING at a point on the northern dedicated legal right-of. way Ilne ofKonhaus Road 0'-5661 at the dividing line between Lots Nos. 3 and I as shown on the hereinafter mentJoned plan of lots; thence along saJd dlvldlng line the follOWing seven courses and distances: (I) North II degrees 29 minutes 36 seconds East. a distance of 830 feet to a point: (2) North 67 degrees 39 min- utes 36 seconds East. a distance of 749.38 feet to il point: (3) South 27 degrees 39 minutes 45 seconds East. a distance of 893.85 feet to a point; (4) South 46 degrees 20 min- utes 43 seconds West. a distance of 176 feet to a pOint; (5) South 69 degrees 2 minutes West. a distance or 45.83 reetto a poInt: (6) South 27 degrees ]2 minutes West. a distance of 512.95 feet to a point; and (7) South 69 degrees 2 minutes West a distance of 400 feet to a point on eastern dedJcated legal right-of-way line of Konhaus Road (T.566); thence along saJd eastern dedJcated Jegal right-of-way Hoc o( Konhaus Road (f-566), North 20 degrees 58 minutes West. a distance of 407.16 (eet to a point at the beginning of a curve to the left of said dedicated legal right-DC-way IJne: thence along the same on a curve to the left hav- Ing a radJus of 150 feet. an arc dis- tance oC 2 I 5.85 Ceetto a point on the northern dedicated legal right-of. way Hne of said Konhau8 Road rr- 566): thence along the Jailer, South -"'fh!cgTeeft'"Mnnmfn"ffOfl.Weat...Q. dls- lOfl('(! of 179.72 f~l!tto u point on tile Ilurtlll~nl f1,'dJI'alr.d ','gal rlJ.:ht-of- '''.IV 1:,,, ,(g""i,;<1h H".l.1 ,T.:.I,I,1 "j ~/~ Roger M. Morgenthal, Edilor SWORN TO AND SUBSCRIBED before me this 7 dayof MAY. 1999 ,~./~) /1' k./__~_v ota (/ NOTAIlIAL SEAL t0l5 f. SNYDER. Notary Public Carlisle ~~, CumbenoRd County, PA My CommrUton E.lIpir01 March.5, 2001