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HomeMy WebLinkAbout99-01714 '.~ .':)' .' ~ .~ ~ ~i' " ). d " ,,~, ,~ ..... iI .t " l .11: J, i,' j ,t / " J ;l " J t''''' , /'. ,. ,~ ~ :--. .. . ':), ... ~j ..,.. ~ '.......'; . III ~ ~' . ~ "I' " , ., 'I t. I, ,,1,1 ,. , !'," " . " .. " ," " Ji .' " , t' ,-, ..' " ", " ! '" I" pi .' " ,to' I " " " " . " .' t, , " t, " ,', '. " " . .' " '!{j ;1< Ii, '1' ;,' " " " '1. " ,. " " " Ii " .' '1 ;1- ., ,. '" ,j', " " .' 'I' " " '. . I}I .. !j I' Ii " .. ., f; ,I ,:.j '. .t Ii" , iI' 'I," I' i, 'I' i, ,', " I ~ I I I' I"INI\NCII\I, 'l'I~1JST COMI'/\NY, I'lllllllllf v, IN TIllC COUll'l' (>I" COMMON l'I,I'JI\8 (W ClJMlHmlANIl COIINTY, I I'ICNNSYLVANIA I I CIVil, ACTION -I,AW I IN MOlt'I'<;Amc 110lUCCI,08UlUC I I CIVil, '1'lmM 1999 -, I '1 J '/ C<;,;j --r; t..~- noUIlJIn !C. SWIQICln' 1111I1 MAlty ICU,leN SWIGEltT, nefelllln".s Q!MJ!Mml AND NOW, OOI1\OS Flnnnollll Trllst Compnny, Ihroll9h Its Allornoy, WIIIIIIIIlI\. Dllnolln, I1s'llllro, IInd flIos Ihls COl11pllllnt In MOrl9llllo 110roolosllro, ofwhloh tho followlllg Is II stlltOl1\onl: \, PllIlntllTls Flnnnolnl 'I'rllsl COl11pllny, II corpol'lltlon orllnnl1.ed nnd existing lindeI' tho Inws oflhe CllIn111onwonl\h of I'onnsylvnnln with Its mllln 011100 IInd prlnolplIl plnoo of hllslnesslocnled nt 1415 Ritner Hlllhwny, Cnrllslo, Cllmhllrll\llll County, J10nnsylvnnln 1701l 2. Pefondnnt, Hohorl E, Swlllert, nil ndullIndlvldunl, IInd Pofondnnt, Mnry Ellen Swlgerl, nn ndulllndlvhlunl, nre hushnnd nnd wltb, nnd resldo nt 5.4 Fish Hntohery Rond, Npwvlllo, Cumhorhll1d County, I'ennsylvnnln, 3, On or nbout Deoember 9, 1994, Pofondnnts mnde, exoeutod nnd delivered to I'lnlntllfn nolo nlld n 1'0111 ostnte 1110rtllngo Ilnnnolnll Thirty Thousnnd 00/100 Pollnrs ($30,00,00), n oopy of sllld noto IInd sllld rell1 osttlto 11\0rtunllo holnllllttllohod horoto tiS Exhlhlts "A" nlld "B", rospoollvely, nnd tire IlIcorporntod horoln hy rofbrelloo tiS thoullh Hilly sol forth. 4. SlIld noto IInd Sllld 1'0111 ostllto n1Ol'tllnge hllVo not hoen IIsslgned. 5, Robert E, Swlgort nnd Mnry Ellen Swlllert, lire tho solo rooord owners In foe shnplo of sllld premlsos subJCCllO sllld morlgllge, by vlrtuo of tI Deed dilled .Juno 30, 19116, IInd recorded In the Cumhorlllnd County Rocorder's Ol11ee:n Deed Book "3\, Volumo "Z", (lllge 1122, 1lI0rp ap~olf\clllly act thrth In Uxhlhil"C", I\\ln~ho(t horolollllllmn(le n pllrt horenfby rofbrenCll, 6, Snld nOle IInd all\(\ 1'011\ eatllle 11\0rlBII!!0 111'0 In doOnl1t \IOCII\laO I)olbndllnla horoln hllVo O,lIocl to plly tho pllYllIcnta thllt woro duollnd owln!! I'm the monlha nf MIlY 1091\, June 1991\, July 111911, AUllusI 1991\, Septoll1her 1991\, October 1991\, NpV\lmber 19911, \)elcel1\ber 19911, JIIIIlInry 1099, Fehl'llnry 1999 nnel Mllrch 1999. 7, The PtlllntlO' hna Blvon 10 tho Pefondllnls written notlco of In\ellt\(lIl to foroclpse on snld Illortllllllc liS required by IlIw under Act 6, dllted Decel1\ber 21, 1991\, n coPy of which Is mllrked Exhibits "D" nnd "E", llnet lI\1nched horetollnellllllde n pllrt IlOreofby relbreuce. 8, The PIIIIlltlO' hllslllvell writ tell notloe 01' dellmlt liS requlrod by tho 1I0111cowllllr's Emerllency I\sslstlllloO Aet of J 91\3, dllted Deoember 21, 1991\, II copy 01' which Is nwkecl Exhibits "F" llne\ "0", nnd 1I\1l1ohcd heJcto IInclll1l1de II pllrt heronfby reference. 9. Oy JellSOn of the IIfOreSllld c1efllult, the entire princlplll hllhl1lce of Twenty-Six ThouSlllld Elllhty-elghtllncl45/1 00 ($26,0111\.45) Dollllrs, with Interest thereon 11\ the mto 01' 9,75 percent (9,75 %) per nllnum computed !l'om Feholllry 19,1999, IIlonB with Inte chnrlles IInd lI\1ortleys fees now due nud pllYllble, 10. The Delbndlluts lire IInble to the 1'IIIIntlO' for the followlnll on snld mortllnBo 101ln: A. Prlne'I'"' Rmouut due $23,277.91 n, Interest due 1,561\,23 c, Attorney's Collection fcc 1,242,31 'l'O'l'Al,1 $ 26,OI\I\,4!i ,', 0 , , . " , I '.'1 , ". I,:, HI," " ....,;.\ -!1: ".1'0; \'li~'t';!li'~.\\i('\;I:f:'\';"I\IIt" "'I',t "',~ ,".',~.: '., 'I ",~, 1'..',',"" " ., 3tl("(P!3 "HI10"~~TlCN IlHaUS8~Ua "V, , r:."ttI:J~!\.~:'j'" Iltfilllf';,nlf" , \~ .1~O!i'5lt\1 1I0Utlll I', mOUII IIEOOIIOEII Of mou OUMII~II~AIIOCOUlllY.rA '~il O~Q 1Q on 1D nil . Wlte!' "scanPell rMl~ T!lI t::IV:JN~~'. . co:."ilf,''\"lio" ' . . 8HNP T~l NOTlOHl\TQI . ~1"~~III4""Y'''''''''',"11 "1"'" !Y.......,"" , WV/III" 'r', .. , , . Il'AClI /o8OV!llI1HIHIIII'M nlCOMlII" 1111 ClM.V , . MORTQAQ~, ' ','1"-,' .,' . 11110 MaIlTo~OH 18 OAT\lo O.HOSMSBn t, nel!. I>Ilwlln n01>l,1 H, 8l\~~II'nd M..-v BIIIII &1'110"" OWII"(')III .. 'k"pf., who.. 'ddr.~ I. 14 fllh Itllohtrv 1I0.d, Nlwvil'J PA 1714'1 \"rt'Ttd to 1>1101'1 AI 'Or,"lo"I' .nd ,,,mil. TIll" OOlnp.nv, \'Iho.. .d"'... " ani Wnlllleh 6UIII, a'" ", PA 11'\l13 (1I11""d 10 btlow II 1.ln"',,~ ' . ,n.~~, lit' _'OAOI, ,,, ,........ ......,,_, 0,"'10/ ""'i', btr""'., ""~ '..m~ ....Fi1 ~..,~,~ "~"'" ""11Im. .... 10f · to l.tfttttf.. of nr,nb" ,Igh" .... .tIlIln4tt",." '~Io IN! ~ t*taatltd,.., PtPptrt)l, .1I~ ~n" .dt~ Of tublfqWnf'i fC Of .~ tJl~l, "~pytmtnf4 tlld b"'ttl .. ..." ,"ntt, ~, p'u,~, tnd ~Pi .. ttmtM.. fig.", iAw.y, ,.. 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Il't~ I' "1 01..... pi'" I'" IIQI~ 0 ,.tnOyt, .ny ,mbtf, mf'llf"- (Intloo.ng O'.r.d 9UI, ,61, ",,\11 Of lodl pl0401;\' w\thOlA lhl pIlOt WI~l\ conetn ot ~"lOtt, n.'''''fl of Im,lov.ftunl" 0I1MOf 1~' ~ dtmolth Oil llmoVt 11\11/flJWOvtfTltr.tt hlTt IhI "..., f'I~tttt Wllhou1lht j1Jlo1 ';l't1l\41\ coM,nl 04 hl'\6tl, ^' I cbndl'Ol'l M Itw IIrtCW1l of .n...l~ovtfJII^ll, ~,ndtf 0\I11~' OI.nlot to mt\, ''''~'rMnl. ..~,la,IOlY 10 ,.ndtf 10 ItrUe. ,~h I~OVlm.ote ..,1" ImplOvtmenli ol.lltUl.q~ vM," , I I , , t.MtI" nlOflI to knitl, Unci" If'!d ltt lo.nll 'fld 'tPf...nla"~' f1\11.nltf ~OIllht flIll r,op",,,, II .. l.uC/neblt ~m.. 10 .Iltnd 10 .ndtl', WI'HI. tl\d 10 lnlPf'llht '~opIl'y 101 PlrPO'" ot OllnlOl' co~f'lI:' \'filII IhI ~1I'l' 'M cond;Nnt fit ItYI U\,IlgI9', I f.''"r.MW' ..I\h oovtfn,ntnIMl\tquk.m,nl.. Q1tnlOl' t~ pl~'" c~ W'th" "....J.OIdo"'~..,.~ ,tQ\N"one, ~<<t'ttI"l\tI" ,Mf(, ClII' govtfl\fl\fnltl .ulllOltN. ~ablt to IhI "",t 01 oe<~tnt;j ot tht f'loptltt, ~1I.nlOf!N1 'oMtlllll ~ kllh ,ny ,lKh "w, otdontnct, 0I1"t.l1~ ,nd W11l'1tlOktCompN,nc'W\ne'I\'f~"~' ""r.p1t'P,\tll'PP"I.,to~' OItnlOf "'. ~~l.ndlllI\ Vr'fllng PfIOf 10 doing '0 Ind 10 long .., lt1 ~'od""lolt ' , L. '\ ~.t ,V\ the f'!optltt '1' no! 'Iowl, L,ndt' rnl11.q.... Ot,nlot 10 potlld.qtJ41, .tcl.1it 016 ,....t1 bond, ,.. 0Ilf ..nllCloty Ltn6tt, ~ plolt'l Ul\dtl"lnltll\ , l>ullll PlOllli, III'''''' 'Il'"' ""'.... 10 ...""'" "" Ill" ,nol"-'''' """,II. OI,nl~ ,.., d."....... ..I" ~ ,d'-on" 11o?i, 10" nl forltl.bo'l'l!l\ M ,tc!>on, """h hom!hl ,....,,,'" 'M ut, ot ltlt f'l~tlty." ''''OI\&b'1 r*.".rylo plo'Kt.Olt pi....'" thl f"ftlPfl1y, nul 0" .~U. COHllMT It UNOln, l'l'IlM1 ""1, .1 lit op~, dlcltl' ~ltIidut .nd p.r.bIt II lumt ~Ufld li1 \Nt UOII9t9t~'" nit Pf ~.n_ltf, ~noullllt Undlt't ptlOl ..,Ihtn cOfMnI. of ., 01' .n... pa,1 oIlht ntll p,optfft, (It Iny 1I'Wt1' to lhl n.1I ftfOplff1. II ,It 01 "I"''''' (I'4Inl thl conytr'~' 01 f\Ial f'loplfli or .n111Q'll ~ Of "'.mlll....m l'I'NlhtI M'" ~'l"4IcW 01 IqulUblt: l'I'MlhtI Of In\-F;Jtunt1lr. l'lhlltttl Ii, owlghlt.lt. dHd,lf'I1'-'1intnt If" C~ICI, 1.1 Nt crittl,con"Ki IOf tH'd, ~U~ Inltlnl WilI1' Mfm ~...,~ INn Iry" III ".tl. ,".,op"" ,,""i," b, ..., ....."'M"','!' ,'",... olIn, bll'''''' "".111 ~ OII'ln, 14M 'UlI """"" 11,10 I"',", "'....11,.. bt .flf Olhtf ITItlhOd (If tlltt'(l,anct 1111"" Pfop6lft tnltfl$!. II ,ny Otanloll', cOI~OInon, ptl',*ih" Of'~ ...bltt cOIT'(Itny, ktn\ttf it.IIo Inc'vmt Inychtlnot lt1 qtI'~1hlp of mor.lht~ t."..ntv...... Ptf~n1 "l'l oIlht v~no toe., P'llntfltflllnl..,,11 Of ttMtd wbtti t~.ntWll"I" ._ lilt CU. me... bI, 01 Oflnlet. 11owfvIt11," pP~~' Ml be ,...c+ueI b,ltndtf ,lJCh 1."",.11 flIClhblltlj b... Mdti-' "'w Of tl1 renntf,'In6t ,...., '~XlI AND LteHS, TM toIowIne Iwltt"1Qnt ,t'lk1e "'.,. 1.11" ,nd"M OIllht 1'l000tt "" ",,' oIltj\ t.lOl1gI~, ,.ylMl'Il, OllotOf~ht~ p.... \11'-1\ dol .Ind!tlll "",nit pllOf 10 ~utl'ql..ltltl, p..,C41 Iu", 1PtdII "'--", """h'ltl'lll. ~..'" thtl~t .nd t""lf t~1 htlOt1 ItVltd 'MA^'I 01 on .:.. W'I of N f'l'Of)tlI..., And ,hi' p.y "hln due .. -t~ faf WOI" dont 01\ 01 !of twut IIr1dll.d Of mtltl ~Mhtd ~ It-. ~optI"', (lI.I'Il<<,r ,hIollN." lhl J'r09t'tt h. of.. "1l11"'~ pOOIty ~ Of f(tI.ltl to tnI WIl..1 oj L,nOIl undtt lhl' UIIlI\J'V', ,.",1 tOI tht toti1oll.&.".nd "....mtIIIl noI duI,.1'II:I IICt91 " ottlll'MH plv,4dtd l,nlM ~ pt.I~.ph. 0'''\'' tonlul, OtfnlOl' ""I W\ItlhokI pa.- ol'"" IuJ.n"lmlnl, 01 t!6lIn In tonnteloll."Ah. eood ldh chp\,4t O......lht~.... 10 f"1 o~..~tndtt.!nl"" Inhf"lnpti..,hrlOt6t<icl.uutd, II'WlaJMtOlM"'d"'"1''''tll~ymtnt,0/.ntoI.I\d''''' "'ttn "llSt\1'~ !hi.."........ OI',II.lottl.. ~'''''~''~~II.1 ...\11"'" Ck.nlOI t.... ,,*1 oflhe ~,1tCUf.1ht cJ"klI~ olltlt ",If 'fqlltUtd b, l,ncMf, Cltfl~ w_hlll'dtl ~VtOf' .ufkatnl OIPOl." eU'ttt b~ 01 ottlfI ttcU'''(' ,I~ijdoty to ltndllll\.n .,fW)UnI ,\~ 10 IHdlllgt WltIrotl1 rlI\If ''''' t4l1. ,rwt ."01111'I1'.... III ol'* ~hfJV" INl CCll.M iWut '~" " IJl of. ~IdotUfI 01 U'A \lnCNt III WI. In .nttoMltt, OI.n101.PI4tdtltnd.... .ndltnlHf tlrl.hat It"'" .".,tdvtt.. ~r~ btlOl.."'OICl1m1nl~I'lII...."'optrlt, OI.nlOlthlt ,.,"'L._..."Id"...,.,.............I"II...I"""'.."'i.4~..'.....lpt_""', d" 1)110 I tr II!'.A '.1611\" pt 'IYrntl'll, OIA/1lOl I"" l4KW1 ~M ""Nth to UI'I6tf ,,"ucltYt ~nt' of pi iii" 01 fM'",,~'(1'Id IhI' .v\hOIltl !hi .ppl~"11 govtlnmlnW ofkltI to IWvtf to lIndet .t 'hy klI ''''''ilttl'lllt''mt Ill.,.. "1ft .nd "'"1tl'W1ntl ~lntllht ( ( .. ,...,......--.. ,rr I (\ p . " .....-P"- MOATGAGIl (O.nUIlold) f'"p" ~ - " "'W>~~' 110\"'" CoII.bl'ClIol1, o,,"'~ ,t.."..., I..... "'"'I.....' 111I dI\1l1tb, '''' W~\ II comllllnood, '''' ,~_ '" ",..h'~," 1"1 IN ...~ "',...~ ,. b~ ""''''~,. lOt 11II<'"'''"''' H" ,,,,,~_,', II', ~ ~"" lOR'''''' bl ""'11<I 0<1 ",,"'"'01'. ..', '''''''', """I \trit14 ,rK1 tt"toU ...'h. .ooo.ti), Ol.nlOf W1IlI~OOltqut.1 'fh~ IlArkl1 to..~ .dvl!0(4 "'''''1101' ....~lorylOl.r\'* ll\tl (I/,Illot ca." ,r'Id WlI pty \he ~\t' ot 'I h'mpfown\tmf, 'lIor,nlv OAMAOII"..-n'~C" ,'" ~ f>I....~ ""''i \OlnIol<Yjlhl ""'*~'" I P"' 01''''' M~\jIyI, 1III""""'..n........., 1lI1,...~.... "'''''''_''''''''OI'''~OI''''''''''''''''''d_'ll\'I<l= """",',. I~rrtolb.'" kw Iht "'InU."". ~N "I~~ Ol'\ ~ n..I Pf~t1~ IIn ,moun! UM<.,nt to. ~1 of.1lY 1""'"'....."'..."n<I""'~"R/HI~tdo... VOIoIllR<Ioi,.,"',..""'....'''.bV'O:hlnl'..M 'R4~' OIm If ~., tit ftatoNbtf ~\&t '1, Ot.n t~ ~ tQ l,1\dtf ",""aM' Of ccWttwt .0111 all' C~ . I\j>~,'""~""""'" "~PI ....n;~'hi~..houIl......""""oIl'"IIQI~'~."W<"'.,..""\OI._. not, ny clKlt of tht InfWff' tJbm \.1.10 ~ '\.ICh~, h~tl ~W'not POll; "'0 II'" ~,n ,Mort pI~ V\.I '_'Ot \01 VOl 0111.... II! "'I I"""d \0 '''' W" b~'R'( 1<\ ,,,,.,......,,..,, 01 01 RIot" 'R'( .,"" P"'''' SIioI'd 'hi ,\+OJ C!"...~, 1\fJ'" '*- ~,I \O.n "" d<IlQNlt<I. "'I~"",,, i. ,...... '1NI"'l<'I M.",,,,,,,,,, ...~ ". ,""'" Ioo<l wd II" Of nkV II H' 10 \&1r1.~ tntW&Ift 14tf'" toOd Int'-' notl to kIt ._../'it tuetllM"".nc.4 .. I td bV l .nd Of ..-, .VI. , ""It "'~ 9f"1hI.... "d ,.. b. (: "",.; p,,,,,>OI t....... 01 ,hi "". ~ ihI 1M...""" ~t._... ~ ,....\.:, ,.,"""'''''' "". . APP"UI~ of "oc.,dt, OIanlof 'hd~omp.f ~ l.ndtt of .n., Iou Q( Ht'J"'~ to till PfopflfY M Ira '1_1N\t4 c~l oj r'Pt. Of I~Umtnl ~lft "'0000, hn<* fIl4 l'I\I~t PfQOf Ofloat" OI.oIot "_,10 cf4 '0 WltNI1.1Itt11111 d.ln ollht ,uWti, Whtl,* or I\Ot .-', '"'''''''' 1o-i',\,<I, I,,""" "'t, III ""'"", or'" "" p"",d' 'lIoll00Jo:.... 0I1h1 _.10"'", PI""''' 01.", ", '''''.ng ... ""',,~," ""'11'...... "dl"''' ... ""...t;, 1111""" "",.1<> r""" "" pi""" I, ".1""... "'" f""', Ill,,,,,, ,I., ,,,,.. .. f~ct ItIt Nn\tRtd or ~Iltortd mpIovtll\lntt Irl. rt..Mlf ,,~la~IOIy 10 ,'MH, l.ncHf lhal, ~Oll ..ltIla~l<<y Jlfoof of l~tl,q)jI\(W""" Plr PI' If!mb''''H Dl,nlOl' hm ~ P1~"d. 1oI1h1 l'UOf\Ib!t fotl 01 !"Pllt Of Itlloflhwllf OI;nlQf U not kll~ltlAl tlIItUlldtf, Ail., p:,octt<ll l'f~h "'\'1 f'\Qt b'!n ~WlA',.d l"lNI1I~ c14)1I"tflhtV 1""1 '00 t'ltllCh hndfl N' not COITI"-<<td 10 I'" "Pt~ Of rUIOfUon Clt ~ f'foptftt IhI' b, ""~ ~"" P'V "I,m,,", _1'1._ I""" ,fI, M......, '"'' I' pllP'I-"'~ """"'. ,old IhI """-, , OR" ,hi'.. pplot4lO lhe Pf~~" ti'14ne, ollllt 1ndtl.lI.d~U, II u~ I~, In., PfOCMd. fl\H f1t~mtnl kllUIlI of lrw ln~~(~", '\.ICn plOCfldl ,"'. bt p.1d 100ltNot, Ur\"pif'dln,~~..' IIf'I M~ ""'Ipif.d InUN,net ,ha'InIJl' ~ IhIt b'f'It~t 01, ,nd ptn 10, Iht P""~N'tf oIlhe ''ftlPf<.ttcovtf'd by INt llOl'tgt~ a IfI, ~",I..'...1t QI' oIf1tt 'l~ MId "n~ IhI pICrlil10nl of 11'4 "'Ol~t~t, (lj' II,ntlOtt<IOI\If,"1t 01 tllCh P1optft(, IWPlHOlllNlIUHlHoIn, ''''',"'~ '''' ~_ """ .ftf't.... 01.... ".""'." '1" ""n "r.,,"ong It 'ommo"l'~ ,.., w'''' fl\4lenaty ilttcl ~,ndtI', .,...,11 kill" PrOP" t UMtf un GI 1\101 ~t\IIl fl'\I~1 bvf ,N.. no! bt 1'4~.d I ,It., 'l'Iy IC:kn 1NIl,iIdtf "IN IPIWClpIIl'-, "ny .mount Il\Ill.nOH ,Ip.rid, '0 ~ """ II ~'1~"r.11t CNf~td I,IncMf ~ flott ~OlTIlht ." Incuftd Of paid by ./IdtIlo lhe Nit OfltP'yfMnl 01 OtllllQj', AlI\.lCh ,-p,ns", ,ll,t\6tf I OIl on, 1'1 b-t pl)...blt 0" IHmlMI lbl b, 'dlJtd 10 lht bll&~, of lhi No" Ind li, 'PPOIklAld.rnong nd bt pa.,ablt Wiltll,..., Inll.atn...nl p'Yf1\t . 10 tcO/'lIf a~ lllA'k" ..Ihtt 111111I ~m of .n., NlP'c'~ IntUf'nc:, pl)llc:., Of l~) I.... r.fT\al/'WQ "Ul'I ClIIht 'jolt, Of 101 bo .,..t,d '1 1 bUoon parmtN Vfl*-h will b. r1ue 1M pmb" .llh, f~'1 rn4h.lty, ,,.. I.lorlOaOt alto"" Itc\If. p..,mtl'll olllltll,mounlf, lht 110M. P1~tdtd 101 '" ItYt p"tgtaph IN' bllIl.d"Wof\IO ;n1 ol"" Ilghtt 01' Iny r,mtdit' .., whICh ltlWtf !TI'" bt .n''''d on l(t00Cl1 ot.l~ de~J. "(1V li.I(tladO/1 by ~,OlUf ...... (Iot~. ~onthltd" l:\WI/IQ I'" d.'11Jf 'o.~ N btl hnlltf hnuny 1.lTIIdy thf;l ~ QI,*,",' wOUd M\'I Nd, "'... .. I , , W""".UTVI PlrEttl! rw '!TU, The 10I0wI1'lQ P'O'tillOntltltlltlG 10 ow""ftlp of lilt f'ftlPf4tt "" I pit1 oj IIV, J,lCfIgI", Till., OIlnlOl WI'I.n't 11\11: III RtI/lIOl' I'IoIdt go,)d .nd If\&Ihltblt tllt of IKOld to IhI PloPtt-ty 11\ It, ~~lt, lH and dttl 01.. "nl and ,flClImbl.nen olhtf lI\&n IhOI".IICfltllf1lht n..1 f'f~tt UfJel~~ or tn .n1...lrt'1J'1I'(' p.*y, ,lit ,pn4fl, PI _nal,.. ~ InVtd III It'l'(II of, and acceplld b." hndtllltcoflOlC~n Wllh 1I)1,f U(Nlgtilf,.nd Ib) OfIMOl t11llht ~l\'lhl, pow..., and .ulhollt'f 10 "KIlt'lnd tlt'vtl It\rtMOftQ.~aloU/ld.tf, Plla".. 01 "...' Subttcllo ltlt 'Ictpllortln Iht p"laQltPtlabow, 01.1'1I01 w.t'I"I.nd VtilIOllvtt ~1.fId It"... 10 I'" '~QPtftt ,g~MIIM 1..,.11oA tlallnl "'.. ptflOftt, Il1lht '\'tnl.ny Mt(lfl (II PIOCIt6"'.. commtnc,d tit q.....l!.onl OI,nIOl,~.. OIlht ""tilt' of Il'nt* undtf INI MOIIotOt, OIalll(ll lhal dtltl\d Iht u~ AI Oflnl(ll" "pil"a, OI'I~OI' IN., b. ~.. 1\oIll"'" Plitt In .uch flI'~ng bvl aneW 11\1' b, ,ntlliclllO Pitktp.tM klint plO(tldino and 10 Ilo 1Ip/,unl.d 10 Iht ploe.tdil'Q lIr COVllt" of lIndff', OWn ChOlct, .nd b1.nlOf 'Will dt'1'If, (II tlvl' 0 bi ",,'tftd, Iq l.ndtl' 'U4~ Intllllmenll '1 L,n6tf I'NYltqUflllrom tme 0 'malo ptllM IlK: I Pltklplton, ~0111PUtnC' Wllh hWI, OIIMOl Wltrlnt. 11\11 IhI I'foptltt .Nt 0111\101" '"' oIlhI ~optltt c~kt v"Ih I' '1Jlt/IQ IPf*:tblt 11M, OI~I\I~..,.nd IPO~lIon. 01 gO\'lIl\mtntal.ulhOnba.. COH08MNA'IOH, 'N foIO'ItIJ'tO pIO~IIOt'J;ltta.ng 10 cOndtmnallon 01 lilt F'fOlltlty.'. a ptt' of IIn I.lOlIQI~, AppllC.IIM 0' H'I Plon.d" II" Of an., raIl of IhI P/opttly Il concHmnt4 b, ,,"nanl dOtT\ll,.. Ploc""ng. 01 b.,.ny JlI~'ng 01' Pllchllt 'n tau 04 cond,fMlkrn, LtMfIInlY alII. t'fchn ItqlJlf' I"".. (II Inf pO/toOl! oIlhl ntt f>loc.tdl' oIlhe '\fI'lJd bi IPpltd ~ lhe IMtbltdl'ltU or IhI ItpI. Of 1I110/.,,0I'l ollflt Pr~..tt, TN MI PfOC.tdl of 1h41,.".td '''11 rnu,..lht ","d a If p.ymanl 01.1 ~1Uo11 cOlh,'IHnltl, al'\d IltlOH'tfyt' IHI rnc",td b1 LtI\6tl '" tOMtCloon Mlh lhe COfldtmt\l~, , f'loc:ttdklO,. II Iny plOCtflJ.ng In cOIIdtmn.etOn It WId, 01'11'11011"" flICHf1Clft I\oc.t'l Ltndtf III WlIWlog, Ind 0I11lI0I ....... JlIOo1'4lI1".' luch "tfPlII mAl be ntteill'Y 10 u.ltnd Iht,,~ Ind bbll'" Iht l""i1/d, OtlnlOl II\Irb. \/'It nOt'lWlp...tyi~ ,vch p/OCMdlng, bLA liI\iJ"'lht' bt ant.lltoJ 10 p tk.pjlt In lilt PIOCHdl'\Q l'\d to b.lffl/",nltdln lht rwOl:MdInQ br tOllnltl Clt III O'tIl'n cl\olcf, ,rod OIanlOl wtlI dttvtf lit um IJ b, ~,..N 10 Ltncw 'UCtll/tl~lIII'\tIlIllIl.14y bt ftq~,ltd b1 '14 hm tint 10 IIT\l lopllfl'lllll..teh pa.lIt:.,t~, IMPOI'flotf Of' '....n, ,nl AHD CIIAnou flV OOVlnJfMlH,Al AUtllOfllflll, T/'It foI:O'ftVlQ pllI'V\POlltltlUng ~ rtOYtf~nllt la."1 Ittt and Chll," II" patl of tM MOIIgI~': C"".nl ,..". ,... IInd CNI,U. UpOt1I.tlVlII br Ltndtf, OI.nkll ."'. "tel/It Ivch docllmtl'll. n .ddltoti 14 IIV. t,l0l~1~ .nd 1&1, "lult.,.., ol,* e.:~ "lfQVtlltd b1 lend" to PtfJte Ind tOflkwt ltnd..'. ..n Ot1lht nt&I J'roptf'ft, Ofanlof.W Itmlbu1tl.ndW fof II "'''I, ~i ducl!btd btlow.IOQtfhtr VI'Iltl'II.lp.M.! tn(!"WIN In ItcOl'ctng, J*1.dng (II t~ 1M MO/~, ~ng \to'lIhOLA ."""~".. u,", fH1, lIor:vmtn\l1't tl'I'TIflI.'nd 0Ihtt ('''VlI or flcolcling (II 't?lI,nnO lh1l.tOlIQ'Qj, I U.... Tttt ~ t"" con'tMal.... 10 \IIhlc:~ II\If i"kIt 'Pfl"li ,.1 ~ Ipk/!o tn tlpOll!ttt frpt clI"'Ol~gl lit upotl" Of ,,,' ~I 01 "" ,~Itd^". l"!,,Wad II, ltI$ t.tor~OII lull 'f~ La, on OI.nlOI' "f*:h Otlnlof lIalMwlo1ltd Of IlQlJWtd to tfc.dUtt Icwn ptrmt/ll:t on h, Ind.tIltdt'lfti lfC!"Wtd b., Ihit Irrt rl J,lorlQ*Ofl Ie . la' OI1ltJl twt DI UOf'o.~ Ct\llOtlbit IfIW'tIl!he lW\dtl C111hi td6tt '" 1M Nol,; and (dl. tPao'c iu on at or Iny pedo" 01 thllr4tbltdn,n Of Mf'tymentl of ptW~'nd Inltf", rNdt b., Otanklt, ,ubMqutnl ,....' 11'11' Itllo l'ltvch II" itCtot\ .~I tl If\Kltd 'LiJuq~f14lo ltlt Clalt of ~ Uor~, lNt tvenl ,hAI NVf lht"mt lOoWM5 fI" 469 l l u......,...~w-+ .. ~ -. ~ ,n."O(."). <' , . ",...." I " ..... ......n "";,,,",,' o . , , " \i ",:' ;\ t ; ,','J , ''', '\ ",~ 1 : t.' :Ij ,'I MOIlTOAoa looA(lnuadl "aga 4 l , ~- -------.--- - .-.-.. ."", " .. 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"f~d by ~bIt "'H, ,ny ,..,""'~ "'~t\&1Io" Itt.. d4t'''n'ntd by L.ntItt hm ~ 10 'mt, PI'''ll.T, fIuh of I~~, .lltIt ~IWon f'fL,Adtft ,N' conlMIIlt In ....Ilt 01 dtl4u1l I"ewnl oI(ltll~ undtI tit IJCII1Q'~1 D,"~l on Ind.bl,ItM", f"luI, 01 OtlnlOllo lN~..1lY plymtnl '11M" d....llt1tf1t Il\6tbl.dna,.. P,'l<l\LOII O,h" 'lY"'IOII. ",,,, 0' OIl~"1 "'11'.)1>1 llnI ,oq...d.y "" M.\;\9.lo """ "1.11'""'4' 101 ~... Of "0'"", ~ ,., oIhtt IfIrmthl '*UWV k) p,'v'nI ~no of N ~ .~llh'''''1Jf ol'"1 "n. CompftMC' t1.,tu", "'lI.lo Umpty ~h'ny olhtf ~'"n, nb'OIWI, cO't'tf\lnl Of con<UO/l eonlall'lf\lln lhlt f,l~a", lilt tlok Of k1.nyollht n....1Id P~umtnt" rtlM """It.nl.. "ny "".".nt-t, "pl,"nlt.OI\ Of lltll"...'" il\&6t Of tUl'l'bhtd 10 hndtf "y Of 0/'1 Whiff of (It,MOl Vftdtf I'''' I.IlH~IOt,!he 10" Of lht twaltd POC~ll'4nll"I.11l Of t\I....d1no n any /1\1*\111.11'*1. tllhtf now Of.t lhe./'\"It rNPt Of brhhtd. Pul" 0' lntoly.n~v, The dftl~ 01 (IIInIOl', Il'\Ilnto/'\ttlCY of QlantOl', Ihf 'PPClnlmtnl ~ . If<,t#vIt lonny pitt 01 Ol,nlot', JN09I1t1, tny tutg:nmtnllOf ItIt W~N of tlNIOft, .ny ~Vt of t1tdolot WOl.ovt, OIlht Comn'+f~'mtnl ol.ny ptOC'tldnq vrMUl.ny bl"~ky Of lntoNtney I&wt by Of 'V&I,"I Ollntot, 'Of,ctotUfl, 'OfftllUl..'tt, Commtnt.men4 01 fl)ftcloIUl' OIlo1ltitUl't plC'lCft~t, \dwthtf bktW<W.1 PlT.m' ,tlII.~, ,fit)ot,..tioIl 01 an'......""'hod,by.n'~...'"of(..n1"..b'..'._f\mOn"'...ncv......,'nyofll>l'" ',.,........, 1...''*'''..........., ." ItIt MnI of. ooOd t"~h ctt'PIM by OIlnlrx "to lilt \1kMt Cf ",IOl\l.M.ilt_, ~ Iht dlltn w Iht bU" ~ btdos.... Ollol~' plOCttdlng, pl~d tMl O/lf'~Ol Vit' Uod., wnl"n nolq Of loch (ltif'rt 1M ""rilhtt '"ffYtl Oil ILI'ty bond fof Iht (IAIM ..~tOf, 10 L.ndtI', CtItKh 01 Olh., AQllfmt"', "'n, bl.teh byl1tlnl<< undtf Iht ItIm. of any othll .~..Il\tnl bIt",.." Of,mot .nd UniStf thai" rIOt "/!'lIdItd l'r~Pw\ In1 Glatt PtfIOd ptO\id.d Ihtf,,", Indoong WllhOultmtl'OI\ any 'Ql'HmtnI tone4flllng Iny ~'-dntU f1 othW ob'Otkll oIOi,fItoI... ttndtf, whelhtt .UsMg now 01' Itlff, Ennl' ~It.cltn. QuwtnlOf, Any (lithe plte..ang awntl oe<.... WOlh 't!4*IIo.ny Ol,ll,.nlof 01 .ny 01 IhIII\6ttJ..dnN' Of' ,ur:h OI,lll.nIOf dot, Of bacoMtt 1nC~'''M. InMcuflfy. L'nd.. k'l ROOd '..Ih dHmt JtttlllMtc...,. '"011" Mjp "IMIOtrJo~~'All.', Upon !he ooc......Ae. ol."., E~ of Otf.~ .nd 'l.nY'mt Ihtt.."", llftdtt, .1.. OflWIII,.., tI...t.... IntOnrt Of mol' oftl'lt flQh'1 tlHtltmtcH',~ ad,Uon 10'11101,* 'lQh"OI~Pfo'l4dtdbyltwl Me''','I.IMtb'''''", BiAlIK' 10 ,pplc.b'I "."., lIndtf th.. have the f\iII.l.. 0Jl~ ~t~ ~ tel Ot.nlot ~ cMdtI. "'.,... 1~ltdnttllfNnfrdcltfy oo.'M Plytblt. l,lCO f'4lIMdIU, Will 'tWtello at 01 Iny ptlt c.llht r....onU "'~"ty, ltMtI ,hi' N~.' Iht r'Oh4 1M IllllfcNt of. *"td p&ttt ~ IttI UMOl'I'I'l ComtnltcW C06I. 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IIL.nOtt !nI1.M.t ,.,.. ,1,aI1 Of 1CkH'l14 ,nlc,\'N -!'IV 041he ~tnI of 1M folOl~IV" ttndtf ,~. be ~ IOtf(OWf tllCh ,""" II !hi ,oUt ""r IdtJd\)t "..ot'llblf II '"Of~Y1t..., 11.ltllrwt Ol'lIX'PM'1. WNth., Of nol .ny r~.llClIoI1" Itlvotvtd. al It.l~~bl. .'P.....lnClrf.d br l.Mtf \haIIl1Llnd"" ~ 'I' Me""", ,I. ,~Iot Iht p/~klo of I, W\&tI.. Uf "It .~~ ot 1I'~'hall*IATlI' pl'l otlht Indtb tdl'tnt:l"~iNnd IM'~ *..:='''' '"'- r "i:Mh..' vnN"~a.Id'l thllllt f1n,*', ~~ ~~..~'t:=:t:,1~,J......l~. l~h~::... =~~J: :N'::t:l1\O,"^l ~.=COO:ct';t IrdVding tfIOllt to ~rv Of ~.u.. '''Ii iu49tn'M .ity Of lion). ,PP.... I~'", .~\t4 p01HudQI'NM r*'kt1.~, the Cotl ot .~.,"" "._"." "'_1" '''.' j'''''.... 'll Ior_".,..,,"~ .....,".. ,,,,,,,,, ... ~'""''''' on. I" ~,,,....,.. "" ..ltol pt..,,"li4dbf ~.t..It "w, O..rotor "to...... r', tft'i COUll COlli. 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V\I ''*1 \H\dtfIUI\dII'IO Ind 100HrnlnI oIlht P"''''t II to ~ rN~ ..I "-'" '" lNI MOlII'O'. No &lltI'~ of 01 Irntndmt'lllo ~ UOltglVt tMI be tftrtcM vnleu O'itn In MlIng ud alQntd bt lhe P"ttOl' PI,kllOOghl10 b. Nl9fd Of boundb, !he IIlttIIQn I'lllmendll\tol. "",k.we l."1 _ TNI ~I.." hit Nt" ",Ilmld 10 Lind., Jnd roUP1td by hn6tf '" tht COlM\OflwUl1II 01 hnnlytvMla. TN. MOIl"" "'... De toVlrn," OY lOci conll'utd Il1IUotdMfI Vl'lIh 1M MI ollt.t eommonwttttl of hnn'VtvMl.. C.,l*t lIudtnol. Clpbon IIt,ct."", IttINt UOlIO'O' "' lor COl'lVtl'ifrn Pl.fPO$" ortr .1'4 tI. not to W ~Id to ....pttl Of dtftlt IN p'O'MkH'llolINal.lc.tg.~. 1rA""" 1tl1tll~' b. no "",gM oIlht 1n*f11 Of .,tllt CINlt. 11, It'it 1,101101," '"'~.~ ~ Inltt"l Of tilt" In lh. f'foptllf II.." "'" Ntdbt Of 'Of IIf L41\t"l ot Undtf In In~ etplCJf)', WlIhout the WI""" tonttnl othl'dtl. MuttJ~ '''l~'' ,.. ob~t~. 01 OUI'llOf undtf ht MOllO'" $NI bt pnlll'llt ,."",&1, .nd ,I It~.nc.1 ~ OIttMl "\11 mMl\ tit" and Ivtf)' OIln1Of. ,,.,. ""I." lhallteh ot the PIfIO/tl,Ig~og btlo~ ""IPon~ IOf'- oM9lW1t W'I ~ UOl'Ig'Qf. ItvtlllbINIy. III ClkMt ot co~lfl'll ;lllt~kJ., Ind, .nrs:~1OtI of IItt MOI)o.gt 10 b, If1Ytl.d Of unt"llY~b" U 10 1:;r,P"14n 01 ntl'mll..~. 'lli:h .ndno ,hal "olll~ 11\11 plo~ .I'WI' 01 Ul'ltntOl'tt4b~ It lO 6ny ohf plrt.,. Of c"~UtntIt"*' If ltt~ . Iny 'lli:h ..._ ........ ,... be dt.mt<llo "'........ ,......"" ...,""'.. ""~''''''IOI'''''''' _,. "" _. 9I"""""M04 be '0 lI1O<i"dl_'haI bl '''WO'I'' II'll" of'. plOWlon,..1 WI M\Jl'1gIot In II 01'* It~iI tll6ll""" wid tl\d tnlOfOMbIt. luccutott ~ A'.,..... 81.1b)tct to '" .1Mt~ ,"I,d Il'\ tNt 1.101'0'01 on hfl1_ of OI.nIOf'l 1n&It.t1, lhIt UOlrc. tNt be ~ ~ .nd k\wtlo Iht bIN'l oIlht pI/Nt "*' hMt. '*t~ lflW"tnl&~1 luc("lI01'1 Ind 'I~ W cr...,..,t~ of Iht 0flIIt1 bt/:'Oll'oM ~'-d ""I ptflM OIhtINl'I Ot.ntOl,l~, ~ I'IOk4 tel 11l.nlOI, ma)'.1I \Ir1lh o,tnlo.''I ~tOlt ""'~ It"',not 1ft "'Of~OI.nd Iht ll'ldtb~n bt w'r of Iofbtt,.rq Of I'''n&lo/\ \tI1Ihout ItIN~ OI.nlOf 'on1 'he oWoI~ 01 IhIt t.t0l~ Of Nt...:.ty undN '" Indttl~ntU T"""'lhtr"'.II, I....II..IhI.."nc.lI......'~""....''''''"~IQ.qc, ~t~l45 'IU 4Gt W"vtlt end c.n..",.. ltndff tha' n04 b4 u..mtd 10 M.... VlII'tId .ny Itghll vndtf ~ Uo.w 101 \H'ldIf Iht fltIt'M Docu""""')....... tl.lCh.aIwI b ~ Mltrq lnet ,Igntd b~ h.... ho cJtIl, Of ooVitlon ~ 1111 r"t of llMtf In t"'liIMO''''' tlQhltMI..,... It. wtIYtt 01 tUth light 0I11'l' oIt-., lighl. ~ walvtt b, lit)' Plitt 01. pI~von of Ihlt UOl'tQ.Of I""""'" CM\NuIt . w""'" 01 Of prft.Xktu.. pIItJ'I ~ ,'1:II~L.:,.i~~I~il~I~~I..~Pt:) --~ ... , . I " {I 32X I . "t-\;'.~"~,..~....,.\'r4~" . , , (1 . ','.,' ,'," ',1. ",'-,');, CONBUM~R QUARANTV ~. fl1~ W'7TT~'?P;. 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"nt'I'Ill, ot, "I'f~ (II, m(ld.fle.tion, 01, "'NI'It~' 01, conlok."ool ()I',.nd llAi"MMl, fOf Ih, no4t Of Clf(fflQlHrI'IIn, ' .UAPAIlIV'~' foI.~ on<l ..,,,,,,,, DU."," P",M,"I II ~l"'" ~ ~I~ \,.,'','' oil ,,~un', ,.. now., ~,,, '" 110I,..,,'1 H.I." I.''''''', ti .un COV.lIlhl ptlotlp.', PIIlI ~ 11l1.rU'1 ~ fO II.CIIO" C01'~IOIll'rf' ''''t NId alll., I.~ "Pln..., Ih" "'tV "1.... 'u, I,,,,, -I '.'''' , IlIh" ., "'I ., Ih'MI'~1Id1f ~1O"'~1On .1111 h. .,., ..., '''1111... Ulldlf ~,. .UM""'.~ b4 loin lnd H'''~, 111. "''''''''''1<11 .11" Pili'" II 'I"koo/ 'I" "'" lor ,.. "'~"'I ~ ,.. ""'''r' , l."'" "":::1- '1'." III 01 \It trlci'l'dua. '1tI'"\1 Iny a~ 01 . tOtllll' .. 0 ut 1 one f'ko, WIthoUt . _na In. ,lQhl I I flIt,1 14 pt . lintl oUltt ~ul''''M'''' .....u~\ ,.., "I "::Id b, w;' OUl'''~' M, ~''''r 01 ~._ 'I PI"..d II ,".., o......y..,.ht,"" .....d I, i:lono 01. Iltlln401 << 01 hndtl """ no 'Htc:1 .n<ttc't ""I'll N pi~ttd ..~tln, In~ 01 ... ItfI\llfVl'iQ glHllnlOI' lOt I. Of Pill eM In. ,lIIOlo/I'lft COWftd Ii~ ltwt Ulllnly. UUAr.AIIIOfl'A ~llTltoflllAl'Olf 10 1I1l1ll!11, ,.~"..., ~'IIdM"',.....,..u oI'llt '_no "'no" .lIh.., ,"''', M' '"" "IIlou' In "" ."', ....nIn. ml "'01011110" V l.II<I." I'~' '.......Ior"', l.niJof "'''lPIlI'''UII~ n.,....~ 1110I' "!!.!. P",'1Id ...._ ..., II 'M Io~ II\t" I~ OIlg1t\11Joallttlm. Jlbl n.f\tw t. ltndtt fl\tr I.MW 'tly NIt. 01' 'QlHmtnt' wAil POI"t'Wff, tCI n....wt. llndlf tnav ,...... ..",,,,,,,,.. ou"..~ '00'"'''" 'i .,no ,"',"" P"'~~ 1'1.'11" A,IIo... ~."'" II',~"'" PI"".......... "" IM"".'... IO/H""'"I L.ndf, NI WtlII UOCIOW" Of i'nIh./IV 01,..., gWIMOl',,' utlUN ~I"ut fltl', It/ldtl'mav loc1.... Of oI,*,"" CNIItt 1I11i"""1 It"....., .mou.,. ...d 10 l._, (q ell"'" lO"1 lolM. II ...,.."""',....... "~nd'" 1M.. 01 P..,....~...., Iol'IId", (111._ hila.." l.n4tf fJ\4Y 'tl, hnt"" 01 Qllnt PlltiC'lIll'OI'S"" ott"V pill tit I~.. No., ."'ll~, OlNlI/lty ""r be Cltll'*IJd lrlwho'I ot klp... ~ lht PLI'cha'tf, ~lllC)ff1~' Mon.y. l,rl\JM m.YWIl /'l\Ol'. mor.ty 0 POt,OWIf.1Id me'" Mw ItNlne., 10 POHOW." 111R"'0I' UlO'" 'o"~ 10 ~.- """''''uoIPU''''mtl''''' ~"'.., ~l'nd ""oil, .~', ''''VI"~ ....\'11, ........1Id """'1. ~'_I .. m~ IlQht. ... .~ Illltlt111l\ and 10 II "I't M<tlUntt """', llll~"'" ehte "'111, "~nw' Of ome olhtf lcc:ounIl, fNt IrdutNt .1 KoCOWlt4 MId jCJfl.W't Wllh 'omt,)/'II.....nd.. _uQtH\lII "..tv ep'tI Irl"~ I \If'. 11owtv-t'11Nt dot. ~ 'n~ lIlA, Ktog~ Of k'vtl letouni" 1.l.iho'Url h.,g,,/Iu ltlt ..I4ft! Pfl""~ bt 'p'p~.b" "\14; to hOld 1ht1.lVnd'" l~." . (ttfllM, Of H.1ldtt k1 \10(1(1 "'~h dMm, tlMIIlmtI;!,I"/ Ind LtMN *"'r 'P~ "If fundtli1lhttt l"oUIlI' to f\1~ wMII owe ~ ttIt "'m, o!l~' OUl1loft; O"IJ1A~IOll" WAIV!nl, 1'00" ''''' hniJof "" "'"... _no "",~,.nd ...1 "M"",", """, I_ng '~hlll 111'.__1 IJoflOWtf, Lt~ dott ~ tIotv. 10 ... !l"4 Ibout l/'I'f ~I.litl of PO/lOW., tit In'f olhtllrolOlmtWiI'l ~ r'tttN"novrt be ftltl ~/lI ~ Pore".." MalIN! CONUon. I.m 1"Pontblt IOf ~1'iQ '1ld'~fIQ m~"'lI\folt....ct Ibcwt Dbrl~'1 Il\Inti&1 CMtJNI"l.tKt 'boul~ othtf fI1Ihtr, Wl'hIch f'I\I'f .H.cllht Il1lltl., ROllOllltf ~ be .blt. MOont,llm QUlllnIHlng undfIltwl DUlllnly. It! tllftcl (JUHlin t" 0 owtf It ll'l deftlA uf'ldtf Inl'O'tfmtnl bltwttll ~'OWfl' I~ r,~ t.Mtf ,..,.~ cOllfCllht 'l'f\OuMI ow.d br DOIIQW~ Jktc'V .00n . I '"'~'" kI v: I"" .mounh WI ~ hnc.ftlIlOfI not .-y 10 COIt(I from OOlIOW" 01 kO~n'f 01,* lut..nlO/ Ol' 'Vln" Undtf dotS not fOItdoH on Iny hCUl' . hty cttI.IroU, k'lC.'f'l9 omnOtI(tW'fOf Illlingln 0Ihtt1. W.nol Mno.mVI"POl'll.tJ"rlolp''f~f(IdtfV1'\dtt..OuIt. . r-t\td be ,,,,......,""ft ".no! ",." p",.. I.. ,,::JJ, m.....,.I.,lln4tl p "",, II ...,.." ...."" .,.~', , .~~.""".. be.... ~.'.m, In ~.I ftfmt, hi rnNnt OoflOWllf't dtblllo ft\IlI':J\~iil\lkd to DOl'fOW"'. debit 10 ltl\Off, (dl Con fnuMlI tt, Illla/w any lItttMt hi ,".ttMcaut4ot.nt~b'trOf.~olhtfdtltn.. hOllfWrtfOlbt<:.ut.POII01I'tIItNlIOl'lQlfUbltlo.n6tf ,,,.,i...oct. '=Wllvt .n ,,,hit Of dtftnt.. ~ Inr Itw. IntI .n~ 'ont ~~~ ,rid 'af\lll.dtAcIt ltw w~tl flII~ pt \'tnl ttndtf hm brinQHig. JtfOI1 '\lI'nu"" 'fief WII"9/'lQ anr tOltcto'lN' ~nl"'fttf l\Jdl<<Itr 01 bV 1I11c:!1I :rr pow.. of nit. (~fICounltrCltlm.. 1 bVl9l IlIt1w. ,k>> Iht ..ltnl no! Jlfan,holt<fbr!l;w. '''" !'\Olio It"' 01 d&Iin II 'n'f .n\l'''' IH<M~ 10 II" 'lnOUfI~tiLlnMotd vMtf "lie OOHI"" ~ ~~'~If of HlOfl, COlJIltttclt1m, Of "AWl ''I1hl, "'hllhtllUC:Il~1trm 01 l1Qhll"-rbt ."..ttd bt POIIOWff, bV 1'1'II, b~ bOlh of lit. (tJ I~" . I "10 "M .ny f10ht to cltlm . C>>CMltl of rrrt Ow.1lIy OIl ~ blllit of UI'I"",w..blt ~"'lI'Itnl .roy Col. III" ,tc\I1ng Iny IIT'lOOl'ltI eM om ""t..", I'" _..Inou\ .....".......... '/ on. no~ 10 "q'" 10"'''' 10 pcok" .. ....'".'. ""....'" olIO, ",,,,, ......, ~ 'oW ,uoh COlA"'''. tll NoUct., I w~ Iny ,tq....fI\tflt 01 tndH 10 Mfnt nokt of 1t14 "'m', .mt,'rId ~ oI.nv Jl~ Of IHtvtW II" of I"V ~"'" UCU'VlOtht NoN OIlocolTdiWllJ, InvolNlt IDPk&bItplO'Mlon1 of I'" UnlotmCOtM'ofI""Codt. (tlIOChwW.....'.. 'r.!lt~Ltndttwt rlOI g;v. ~ 1"1 01111 J10tltl uncHIltvt O'*'nf'(~...~, '0'" \Il1'1I1\Q. TtIt "CIINI Ltndtl dtltrt ()f 0Il'l01t to ""eM I"r' wt nt' '''''tI thai l'l~ hi, 0IYtrI1.;1 INI "III. "hndef dOt1 tQtHIIl...,"V fq QIVt "" one of., j~hllllhll dot' no! fl'lMn I.... no4 haw 10 ;~I MIl Iht oNf pI~~' ollNI Outllntf, 1"'0 ~lltnd trI.I"ltnd<< dOt. COMtM 10 IIMUf,f, Ihll dot, not InNn 'N".... not tllve Ioptt ltndtt't eontff1l .~. IhI "'''''011 t\lppt,,- 10""'. ,""In. UndIIlltnd .,...1 lUll btcauII lMdtl coMtnl, 10 ont Of ,"01' 01 ff'ft flQUlt'" tlU drott Nt mt'" ltft611 '"' be 'fql*td 10 un,.nIIO Inf rl"", hAw"equMlt, I "M pttl.tlt/l'lfnl, cU/l'IAnd for Pltmtl~, pt.II. ."" ~ of tllhonot, H~'m, rw DlIAnA'iT'(, l.n<* IIotI no'N~Iot<<tpl~ O\.llllnf't to mt'"tlfto;....... " Mfbt,,,,,tvt _hen I &JyttbtbwlncfWltConlnUtll'l ~ .~...~".~.,;.-j)"''''''''~~4~i~L - . , , , ., .. I 0 I " G2~h.l 0,' , , . - ',_,j ". I' I, , , ' ' . ~ '1' q,.' " , I \. 09 !lprJ~llp" 00 rnln\l~u O~ AaO!lnl1n tlMt, 140,OU fQa~ to n 'lulr\1:! thono" hy ~hn !lAma, tl<l~~h '04 ~Ilg~qll. 04 rnln\ltoq ~3 onopn~I' ~APt, 330,04 tnu~ ,tn A \lo\n~1 1:11\Inoo Un~~h OU!tp..~rll.!l" up. rnlnll~on 10'.QOll. nl1N ~I\n~, a?a,O\l tnnt 1.11 A\llron plnl tholHll. BCilth 00 IlolJ~cnp 4a In n\ltlln 4U ""conlin WoAh, 410, U ron~ to An h'on 1'1111 ~hunoc UC~llh ll~ 11q~~oA" (l0 rqlnllllAA 1l1,noo\lI1"? WAnt, 434,00 ~oot tll thll IIlAOO ot IIlmXtHllUQ, U~nl(l, "Ilt Nil, 4 on tho ~\\b"lvhi!ln P1A11 ~ooor,lo'\ in tl\O oftl0o ot thp 1l0llor<lpr !It PuollQ tQ~ ll\lllll>ol'lnn<l !:Q\A\tV in NAn ppok ap, rApA 11.0, , Alto II~XUCl thll nAma promilaA whioh QnCnr II, NOA1V, ,Jr, 11/1'\ PUl'N,Ii1, unAly by ~hnlr 1\01l/1 {Into", QOIlDbQr ~O, lOPO ,An" rnoorl1n" 1n thn Of tin a at tha l1apllrrlH at PuP<\o tor C\tmbar~Anll qll\ll1~y in !lClo<l PIlPk IIpll, VQ1\l\1\Q an, rAOO 1110, Q~Antoll AIlI' oonvoyo" IInto fltl\\\ll~A 14, UAnlY An<\ !lClllrA P,NPnly.,.hlQ wiN, OrpntorQ hll~Dir" ~'MO'l'~ !'lll, I anlli\ !.I.....V1NO Ihol'don Dl'octollll IIwD1Ullu hOl\u 1IIlIlIYIIl\\l1l nllrn\lnro~ AI Ri 0, H&I .~PK 'Iall l'lO\YVIUDI~"'" l7al\l, . ~.'\.,.s..lJn~,,,....__ '~hool ~c.., 4Ia, III Rill J,I,I. '""'" ,_ ,...,~. I <1:71:$11:1 0\1 ,I, ,..."'\,., ,1',", rl''''lp II )~~r\\'\~fi1\;")II OIlll1h, 0." r.. ~ RIl' .",1' T""'II TI. q.;:::-Z), IL~I~,7,rr'i~~ ,.fl\.__.~ ..........-- I "III Q",,~, aI, 0111, Gnl '" . , - .,,~~, ClI, OIH,:QII, ^~, ", ," I ~I , il) .., , \p' flJ I, I " ~ I , , ..... .11, \'.~ II,. . :\'ft. ".:J ~.-' 1:.11' ,J n ,. " I" ' "~ _ ;: ~fI\ \, -. " 11'~\ r ," , .~ lU'rn ~ !. \.. <'i 'J ,. I I' ,j/l'/I /hf In'" ~I,,'''r 8 hmh)' '''I'fll'''' DOJ Dpm IhM thov k'/II IWI/,IIlI 1I0llofllllV Illfl,rn/.my hmby 1'''"I''rti/, oom:Z.31 rACE 623 , , ",., ~~;I. t. I I I ',"\i,{l' I '~~,i, . . ~ l~ ~ ., Keystone Flnancla~ flO, !lox 1301 f'q118vlllo, "A 17001 PhOnOI "000.006.0301 F8XI717.h~D'O~31 N071CR OF lNrRN7' 7'(J FmUWI,O,\'1l' MOR7'(MGR Ms, MOl)' ll11ollllwluol'l 54 I1lsh 1I010hol}' Honll Newvillo, JlA 17241-!)(j92 1)11101 Doool11hol';I I, 199ft Tho MOIl'I'GI\GIU holll hy Flllollolnl 'I'l'IIsI compollY (horohlOOor Wo,lIS or ollrs) 011 YOIII' proporly loootoll nl 5411nlohel'Y Ronll, Newville, JlA 1'1241-969;1, IS IN IlICIUOUS IlIWAUIlJ' heonll80 YOII hovo 110\ mOlle tho fnllnwlnu monlhly paymenlsl $379,511 fnr May IS, 199/11 $392.42 fnr Jnne IS, 199111 $3n,42 fill' Jill)' IS, 199111 $392,42 fnl' Aunllsll 5, 199111 $392.42 for Iloplomhel' 15, 199111 $392.42 for Oolohor 15, 199111 $392,42 for Novomhel' IS, 19911; onll $392,4;1 fnl'Dooomhel' 15, 19911, LOlo ohoruos (IInllolhol' ohllrnoo) hnvo also ooonlellln Ihls IIl1le In tho nlllllllnlof $0, Tho 10101 omollnlllnw rOl]lIh'ellln Olll'O Ihls dolilllll, 01' IlIolhol' WOl'lls, nol olluuhl IIplu ynul' pllymenls, os nl'tho dlllo oflhlo 101101', Is $3, t 26,52, 1'0111/1(/)' 0111'0 I/IIs (IOfilll/l willi/II 71//R7'J' (.10) 1M l'S (iflllo limo oflhls 101101', by I'(lylllg lOllS 1110 (lbOl'o (11/10111/1 'if $.1,126,52, pillS IlI'Y (llIdllloll(lllllolllhl)'/mYlllolIls III/II 1(/111 c/l(Il'gos 11'11/011 11I(/)'/(/1/ 111/0 dl/l'llIg I/il.r pOl'lod, Iluoh po)'monlmusl ho ollhol' hy onoh, ooshlol"s ohook, oOl'tifloll ohook (II' monoy nl'dor, nlld mollo III Flnollolol Trust Comp"lly,I',O.Il11x 1384, l'ollsvlllo,l'A 1.7901-131l4, If)'oll donol 0\\1'0 Iho dofnult wllhln 'J'nm1'V (30) DA VS, 11'0/1/101111 10 ro;ol'cl,fO Oil/' I'lglIt 10 1100010/'(//0 Iho 1II00'lgllgO P(lYIIIOIIIs, This monlls thlll whnlevol' Is nwlllg 011 tho orlnlunl nll10lllll hOl'rowed will ho ollnsldered duo 1111I1101lInloIY nllll you moy loso Iho ohnuoo III PIlY off tho llrllllnol mortllllUo III mllnlhly Instulhnellls, If filII pnymonl llflho III1111unt nfllofllult 10 1I11lnllldo wlthlu 'J'IJIll'I'V (30) DA VS, 11'0 (/Isollllolld 10 11I.1'f/'f101 01/1' IIlIo/'llOYs 10 sIa/'l (/ 101\'.1/111 l%l'cc/o.le ,l'olll'IIIOl'lg(/goll "I'opOl'ly. ifllle //Iol'lgage IsjiJI'ol!/oscd, )'()///' //Iol'lg(/god l'/'CIpOl'ly 11'11I bo .10M by 1110 SI/(11'II1'lo pay offllle 1II01'Igago dobt, If we I'ofol' YOIlI' OIlBO 10 0111' nllornoyo, but YOll 0111'0 Iho dofllllll boforo Ihey boUllllcllol prllooedlnUB lIunlnol )'011, YOII will oUII hovo to )IllY Iho I'oooonllhlo ollomo)"o feos,lIolllolly InotllTod, lip 10 $50,00, IIowovol',lf 101l1l1 prllooodlngo 01'0 ollll'lod lIuolnBI YOIl, )'011 will hllvo 10 )IllY Iho 1'01l001111blo nllomoy'o foos ovonlf'lhoy 01'0 ovor $50,00, Any lI!1omo)"o fooo will ho IIddod to Whllll1vnr YOII owe to nB,whloh I11I\Y nloo Inolllde 0111' rOIlBllnnblo oOBlo, ifyol/ /IIII'C '"0 110/(/1/11 II'/lhllI till! Ihll'ly (I(/y flOl'loII, YOIIII'III I/al bo I'oI/III1'od 10 pay (/lfo""o)'~I'fc(!s. Wo 1110y IIlso SilO YOll pOl'sonlllly Ihr Iho IIn)lllhl prlnolplIl hlllllnoo IInd nil olhol' Olll110 dllo lindoI' Iho morlllllltO, _ .1) ISIr, , . . ~ , , NOT/CN OI1IN'I'ICN'l' '1'0 1"OlUCCI.OI:lIC MOllTfli\.mC If ynll hllVo I1nl ollrolllho do filii II wllhllllho Ihhly dllY pLrhlllllllll f\lroolo8l1rc proooolll088 hllVo IloUIIII, )'01/.1'1/1//1/11'0 1110/'/1111110 1'1//'11/1111 (/lIji/ll/1 (Wrll'/'III'II11II/111 ,Will III IIIU' 1/11/11 "f/lo OlIO IflJl/l' "lIji.,.o 11111 SI'Il/'I.O~\'jil/'orlo.ff//'1I .1'11(0, l'OI/II/(I)' (/0 ,\'0 b)' 1'(1)'11111 11111 /01111 (11I'0111// ((1/111 '1III'II/rllI/olI/"')' /lIIYIIIIIIII.f /1/1/.\' 11I1,1' /rl/ll (II' (1/lw/'l'lm/'IIM (11111/ ,11/11, (IS 11'111/ liS 11111 /,1111.\'(11111",,1 1I/I/l/'llIl)'(''1I1I1.\' (I//(/ (i0.\'1.\' 1'/11111111'(11(/ 11'/111 11Il1jil/'1'11//1.\'I//'I1,\'/I1I1 (wrlI'Cl/fo/'1I/ II/IY IIIIIII/' /,l1ql//IWI/III/I.\' III/rioI' (111111/01'1/111811, Ills oa!lmlllod 111111 Iho 0llrll081111110 Ihllllho Shorlfrs slIlo onllhl ho hold Wall III ho "11prnxhllllolY Fohnlllry 21,1999, ^ 110.!I00 oflho 111110 \lflho Ilhol'Ifr8 slIlo will ho s0l1110 YI1\1 hoflll'o Iho all 0, Ofo\lllrso,lho 1I1110\1I111100110d 1(1 0111'0 Iho Ilofllllll wllllnol'ollso Iho lOI1/.lor ynll Wlli!, YOII mllY nnll ollllllllllY limo oXllo!ly whl\llho roqlllrod PIIYI1\OIlI will ho by 011111110 IIslI1lho fllllowlno II\II11hol'i (800) 89S.9~04, This paymonl I11l1sl ho In ollsh, ollshlor'a ohook, oorllnoll ohook 01' monoy ordol' IInet mlldo !1I1Yllhlo In liS IIllho IIlllIl'oSS sllIlod IIhovo, YOII shollhll'OlIlI~o Ihlllllllhol'lfrs 81110 will ond YoIII' ownol'shlp of Iho 1Il0rl/.llloOII proporly IIl1d YOIII' rluhllo rOllllll11111 iI, If yo II oOl1lhlllo 10 IIvo Il1lho pl'opol'lY IItlOI' Iho Shorlfrs slllo,1I IlIwslli! oOllhl ho sllIlloet 10 ovlot YOll, YOII hllVo 11111111101111/ rlllhls 10 holp prolool YOIII' IlIlol'osl In tho proporly, \'Oll HA VIC 'I'IIIC mflll'l' '1'0 SICLL 'rilE pnol'lm'I'\' '1'0 OIl'I'AIN MONE\' '1'0 I'A \' 01111 'I'IIE MOIrI'GAGE: DlCII1't onTO 1l0l1ll0W MONIC\' 1lll0M ANOTIIICll LlCNIlING INIi'I'I'I'U'I'ION '1'0 PA \' 01111 '1'1II1l DEII'I'. \'Oll MA \' IIA VIC 'I'JUC mflll'l' '1'0 SI,1U. Oil 'I'ltANRlllm 'I'lIIC l'UOI'lm'l'\, SUII.mCI' '1'0 'l'IIIC MOIt'I'GAGlC '1'0 A Ilunm Olt 'l'IlANSIIIClmIC WIlO WiLl. ASSVMIC Tim MOIt'l'QAmC mCII1't l'IlOVllum 'I'IIA'I' ALl, 'I'IIIC OlJ'I'Stl'ANUlNQ I'A \'MICNTS, CIIAIlGlCS, ANIl A'1'1'OIlNIC\"S Illms ANI> COSTS AIm !tA1O l'ltlOlt '1'0 OIt A'I' 'I'lm SA/,IC ANU 'I'IIA'I' 'I'IIIC o'l'lum UEQUlIUCMICNTS UNIIICll 'I'UN MOItTGAGlC Aim SAtl'ISll'llm. CON'I'AC'I' us '1'0 IlIC'I'EIlMINIC llNIlICIt WIIA1' CIIlCllMS'I'ANCICR TillS IUGII'I' MIfIII'I' ICXIST. YOl1l1A VlC 'I'IIm mflll'I' '1'0 HA Vie TIIIR IlIWAlJL'I' cUlum II\' A '1'1II1m PAIlTY AC'I'INQ ON YOlJIlIIEIIALF, If)'ol/ CII/'!! /111I I"ifillll/, I/IIIII/o/'/gllll!! 11'11//'0 I'lw/omllo 1111I .I'(//I/!! [10.1'1//011 11.1' (flfo do[llll// hlld OCCI//'/'od, !lnwoVOI', you nro nnt ul1tillod In this rluhl \II ouro YOllr dofllllll moro lhlln threo limos In IlIlY olllondnr YOllr, FINANC/AL TRUST COMPANY '1timM a .UJP..~~ " Th0l11118 Wonnol' AdJlIslor" 1.800.895-9304 Ex!. 9381 TW/d1ll1' '. . \'0\1 flllIY Itl! 1!II1llhlc fill' OnllllclMl nUlslnl100 Ihlll will 11rcvcIII (nrpclnsl1l'p Oil Ynlll' IIInrllllllln If ynll 00l\\l11r wUh Ihp IU'ovlslolls n( Iho Hn,nollwl1cr's IUIlIPl'llPIIcy !\1orlllMllo A8NlsIll'lpo I\.alllf 1983 ((lIP "A.al"), )'nll IlIny hp olllllhlc (n,' OlllOl'llPIICY IPlllllllrllry ftulBllIlloo Ifynlll' IIpfllllll IIl1s IIpnll PlIIIsplI IIY pll'cllll\slnlloPs IIpynll" ynlll' cnllll''''' Ynl1lll1VO II rOllslllllllllp IH'IISpoclnfrpSlllllhll1 ynlll' llInrlllnllc I1nYII\PIIls, 111111 If YOII fIIppl olhel' 1I11111hlllly rlllJlllrllfllllllls IIlll1l1l1shll,1 IIr Ihlll1plHIsylVlIllln HOll1h11l Fllllll1CC ,'\llol1cy, 1'lclIsc rCllII IIl1l1f Ihls 110UOII, II \lOn11l11l8 1111 \llplnlllllloll of ymll' 1'111 hIs. Wlldpl' thc AIlI, YOllllrC cIIlHlcII10 1I IClI\pol'Ory stoy Ilf fOl'oolos\ll'o 011 yoill' 11101'11111110 for Ihll'ly (30) dnys frllll1 Iho 1I1IIe nfthls Nolloo, Dnrh11l I1mlllll\o yon llInslllll'lI111l0 1I11d lI\lollllll"flloo-to-fncol' II1colll1!! with 1I rcprclIolltnllvo IIflhlslolldcr,lIr wllh 1I doslllnqlcll CllnSlll110r 01'01111 001ll1SI11!111l1l1l0110y, Tho pllrposo oflhlo ",oollll!!ls 10 nll\ll11ptlll Wllr~ olllll ropnYll1ollt plnll, or III olhorwlso sclllo yOllr dol!l1ljllolloy, 1111s 1I10011111l II1l1sl OCOIII' III Iho n01\1 thirty (30) dllYS, Ifyollllllomlll fIlOP-lo-flloo 11100llllll wllh Ihls 10l1dor, or wllh II oonS1l11101' ~,ro"lI cOllllsol!l111 IIgoll0Y Idol1l1fiolllll this 1101100, 110 t\trthol' pl'llOeollll1l1ll1ll1orlllllllO foreolosllro IIlny tllko pll100 for Ihlrly (30) dnys lilloI' tho dllto oflhls 1I1001lnll' The II",no, 1I1ldross, nlld 1010phol10 nllmbor of 0111' I'oprosontlltlvlls 111'01 Slovol1 O. LcsolIVlIgo Dlreot 1.01111 WorkollllvlnllllllOI' Ono Solllh COlllrc Stroot I'ollsvlllo, P A 1790 I (570) 628.9223 ThOlllns W0l1110r LOlln AIUIIslol' 0110 SOllth COlltro Strool 1'0Usvlllo,I'A 17901 (800) 8!J5.9304 The nOI11Os IIl1d lIddrossos of doolllnotod OOl1S11l11or ol'odll ommsollll(l ollonelos 01'01 COlloumol' Crodll CounsOllnll Sorvleo of Lehigh Volley, 1110, 3671 Cresoont Court Eost Whilohnll, I'A 18052 (610) 821,-40 II or (800) 220-2733 fl'omllroll oodos (717) or (814) cOll1mlsslou on EoolIOll1le Oppol'llInlly of Lllzomo COllnty 211-213 Soulh Mllln Sll'eol Wllkos-BoITo, PA 18'/01 (717) 826,0510 or (800) 822-0359 01' (717) 455-4994 llull1llozlolon Housing Asso, & Dovolopll1ont 411 Wlllnlll Sll'oot 1'.0, Box 1505 Allentown, "A 18105 (610) 432-6336 (814) 643-2343 Eoonomlo Opportllnlty COllnoll of ROlldlnUllnd Borkn Connty 229 FOllrth Street ROlldlnll,I'A 18601 (6\0) 376-6571 01' (610) 376-657016652 It Is only nooosoory 10 sohedulo one fooo-to-fooo moetln(l, You should odvlso this londoI' inunedlotoly of your Intentions. . Your morlsnso Is In do 1'111111 heolluso you hove flllled to PIlY promptly luslollmento ofpl'lnolplIl IIl1dllltOl'osl, os roqulrod, for II pOl'lod of III Ie liSt sixty (60) doys, Tho lotlll Oll1ouut of the dollnquonoy Is $3,126.52. Thnt SUIl1 ineludos Ihe fbllowlnllmonlhly p"Ylllonts of: $379,58 for Moy 15,1998; $392,42 for Juno 15, 1998; $392,42 for July 15, 1998; $392.42 for AII(lllHt 15, 19981 $392.42 for Soplomhor 15, 1998; $392,42 for Oclober 15, 1998; $:I!l:!,42 fill' November 15, 1998; oud $392,42 for Decomher 15, ,1998, pillS loto ohlll (lOR In tho olllounlof $0. . . I I. " Ifyclllmve Irlc,I ollellll'o llIlllhle 10 I'osolve Ihls pl'o\*m 11101' lIf1cr YOllr !\Icc-Io-fllea I1\Cc!lIlP, yO\l hllVe Ihe I'lllhllo IlpplY for 11111l11011I1IIssIslul1ce n'clII tile lIonwcwl1CI'Il' BmerllcncY Morlllllllc Asslslllllea 1'1111,1, 111 order 10 do Ihls, YOIl mllsll111 0\\1, pllllI 1I1\III1Ie n compleled IIcmcowncrs' llmcl'Ilel\ey Aulsllll\OC Appllonlloll wHh 01\0 nflhc dcsllJl1l1lcd cOIISlImer crodH COIlIISelhllllllle\1olcs IIslcd Q\lOVe. An Qppllcllllol\ for 1I0slulllnoe Illlly only ho ohlllll\cd 1\'011111 cOnSllmer ol'cdH cCllnscllnIlIlIlC\10Y. Tho oonSlllllOI' orcllIl cCllnsolll\UlIlJoncy wlllllsslsl yml III IlIlIlIlJ 0111 YOllr IIppllllllllol\ IIl\d will sllhmll YO\II' oomplolollllppllolllllln 10 Iho POl\noylVlllllllllollOlllu 1111111\100 Auonoy. YOllr III1Pllollllol\ I11l1s1 \~ OIell or poslmllr~c,I, wllhllllhlrlY (30) d\\ys Ilfyollr flloc-Io-fllco mcolll\u. 11/$ jl.\'/rp///ClI,I'////I'(lrl<<",Iff<<l )'(1" /f/e )'(1"" (11'1'1/11<<//(1" Ilrpl/I/ll/)t, llYlI/1 1/(1 11(111((1 ,HI, PI'I/'Y(l/l If(l "(111(111111\' 1/1" (lII,er II///"I'prlprfs soll(lra, 1/lIII/s lOl/er,!(I/'oclll",,/,o ",")' Nllcooll "D<<//I." Yll/lr "1111/" ///////pi/lllloly, AVllllllhlc 1\1111\0 for cnlCl'IlC1IIOY morlllllUo 1I001011lllCO 111'0 VCl'y Ihl1lled. Thcy will ho dlobllrsed hy Iho AIloll0Y 1I\\Clol' the ellulIlllllY hy tho Acl. , Ills o~lrcmely hl1pol'llInl tlml YOIII' IIppllclIlIonlo 1I00llmle II\HI cumplelo ill overy roopool. Tho l'onnsylvunlllllollohlll Fhml\co AllellCY hilS HI~ly (60) dllYs 10 mukc II deolslollllflor II rcoelvos your IIppllCllllol1, Illlril1llllmlllddlllolllllllmo, 110 forooluslIl'o pl'ooocdlnlls will ho p\lrslIoellllllllnsl YOl\ If yo II hllVo 11101lho limo rO,\lIlrol11ol\ls sol fOrlh IIhovo. YUII will ho noli lied "Iroolly by tho Auolloy of tis doolslon 011 your IIPpllollllulI, The PonnsYlvonlll11ollslnll I1hl11nOO Auoncy Is 100111011 II! 2101 North Fron\ Slroet, POO\ Offioo Box 8029, IIl1rrls\lllr~, Ponnsylvonlll 17105. Tolephono No. (717) 780-31100 or 1-800-342-2397 (loll froe nll1\1bor), Porsons wtlh hnplllred hOlll'ln!! 0011 01111 (71'1) 780-11l69. Inlldllllloll YOIl1\1I1Y rocolvo IInolhol' nolloo frmll Ihts londoI' lindoI' Aot 6 of 1974. '/1111\ nolloo is olllled II"Nolloo oflntonllolllo Foreoloso", YOIl1\11101 rOlld both nolleos, since Ihoy lmlh oX(1ll1ln rlllhls Ihlll YOII nuw hllVo lindoI' POIIIIHylvllnlnlllw. Uowover, Il'yoII ehol1so 10 oxerolse your dllhts dOHcrihod In Ihls 1\01100, yUII ollnl\ol he foroolosed \1(1011 whllo yOllllrO rooelvlnfl thllt IIsslstll\100, Slnoorely, ~{A,Wv~ Th01\1l1s Won nor AdJuslor \I 1-800-895-9304 lixl.9381 TW/d1\1r 1 , "'1' K~ystone Flnancla~ IIO.lloK 1304 PoII'vlllo, rA mOl .--------- I'hono: l'OOQ.ooo:Q304 tOMl717-020,0231 ~IA CllIl1'll!lllllMt\lL, f'i1ll1(m OF INmtff.IP.J~RCI.O,\'R It(OlrHkl1ili Mr, Robort n, Swillort 54 /1lsh /lnlohory /lond Nowvllle, Jl A 17241-96>>2 Plltol /)ooolllbol' 21,1998 Tho MOIl'fGAQE held by I1hml1ollll Trllst Compllny (horell11100r 11'0, ns 01' o\ll's) oil yonI' proporlY looolellll\ 54 Fish Ilnlohol)' ROIIII, Nowvlllo, I'A 1'1241-9692, IS IN SICIlIOllS IlIWAllW' beollllso YOII hnvo 110lmndo Iho followhllll11olllhly pnymelllsl $379,58 for Mny IS, 199111 $392,42 for JIIIIO I.~, 19911; $392.42 for Jnly 15,19981 $392,42 for !\lIlJIISt 15, 19981 $:192,42 for Septombor \5, 19911; $392,42 for Ootober 15,1998, $392,42 for Novombor 15,1998,111111 $392,42 for Dooomber 15,1998, Lnto ohnrlJos (ond olhol' ohorlJes) hllve olso ooollled 10 this dote Inlhe mnollnl of $0, Tho 10101 nl\1Ollllt now re~lIirod 10 Ollre Ihls dofllllll, or In olher words, uel oOlluhlllP In YOllr pnymonls, liS of Iho dnlo of Ihls leiter, is $3,126,52, 1'011 IIIIlY (111/'0 /11I.1 rll'flllll/lI'llhlII1'1I1R1'l' (.W) 1M m' lif/ho rllI/O lif/hls 10//01', ")' pIIylllg /0 II.\' (/w IIbol'o 11I11011/1/ of$3, 12(i,5;2, pili.\' IIIlY arlrll/IOII/II lIIoll,IIIy pIIYllloIII,\' III/rlla/o ohalyo,f II'hloh II/IIY filII rlllO dlll'IIIg /III.\' 1'01'1011, SlIoh pllymont mllsl ho elthor by oosh, ollshlor's oheok, oertlfied ohook or 1\10ney <11'1101', IInd I11l1do nl J1lnnllolnl Trllsl COl11pllny, I',Q, Box 1384,I'0ltsvlllo, PA 17901-1384, If yon do nol 0111'0 tho 110fllllll within 'I'1II/l'I'\' (30) I>A YIl, 11'0 IlIlollrl/o oxol'clso 011/' rlglrl 10 IIcoolam/o tho /IIor/gago paYlllolI/,I', This 1110llns Ihllt whlllovor is owing onlho Orilllnlll nmollnt 1IOIT0wod 11'11I ho oonslderell dllo "mlledllltely nnd Y01l111ny loso the ohnnoo to PIlY off tho orilllnlllmort/lnllO in 1110nlhly instlll!monts, If nil! pllY1110nt of tho IIl110unt of do filII It Is not I11l1do within 'l'llIIl'J'Y (30) UA YS, 11'0 IIlso III/o/lrl/o 111.1//'110/ aliI' II/(OrtlO)'.I' 10 .1'111/'1 II 11111'.1'1111 10 jiJl'or:lo,l'u YOII/'/IIot'/gllgod I'/'Opor/y, Iflho (/Iol'/gl/go IsjiJI'oolosoll, )'0111' /l/ol'/gllgod pl'o/JI!I'I)' 11'1/1 ho sold hy /110 Sltul'ifflo I'll)' lifJlllO //lor/gage de/J/, Ifwo 1'01'01' )'OUI' OIlSO to Olll' nltorne)'s, bllt you ouro tho dofllllll he foro thoy houlnloglll prooeedlnlJs nUllinst )'ou, YOII will sllll hol'o 10 poy tho I'ollsonnblo IIltornoy's foos, 1I0lulll1y fnoul'l'od'Ul' to $50,00, /loWOVOI', If 101l1l1 pl'ooocdlnus 111'0 sllll'ted IIUlllnst YOUj you will hllVo to PllY the I'cIIsonllb 0 IIltornoy's fcos evenlfthoy 111'0 ovcr $50,00, Any IIltOl1lcy's focs will ho IIddod 10 whlllevol' you 011'0 10 us, whloh lI1l1Y IIlso Inoludll our rensonllblo oosls, lfyolI /:111'0 lito dafilllll II'lIhll/ lito /ltl,.,y dllY pOl'lod, YOIl1l'II/ I/O/ he /'oI/IIII'('(I/oI'IIY 1I1/0/'lIOY:I'!uus, We lI1ny nlso suo you porsonllll)' Illl' tho IInpllhl prlnolplIl hlllnnoo IIncl 1111 olhol' SIII1lS dllo lindoI' tho nlOrlUllllo, EXHIBIT IS " . , . \'011 11I0)' ho oll(llhlo f!lr OllllllClol A~aIN'OIlCO Ihlll wlllllrovolI' fllroclnalll'o 1111 )'nlll' IIInrlllAIIO 1 f.)'o II 1:1111I111)' wUh Ihn ,,,'"v,.aIOll" IIflho ""IIIOOWllor'. ElIIoqlollO)' Morl."OIlO Allla'."IIOO Ac' of 19"3 ('hn "Ac,"), 'Villi nm)' ho Illllllhlo fill' 1l1l\01'1I01l0)' 'OIlll'"I'A1')' A,.I"Allculr YOllr IlofAlllI hAa hool' ~lAII'OII h)' olrolllluhlllCol hO)'1I1,,1 )'0111' cOlllrol, )'011 hllvo A rQlI,ollAhlo 111'\1'11001 of rllllllnlllll )'0111' 11I01'11111110110)'11I0111$, 1111,1 If )'011 1II0nl0lhol' olllllhUII)' rOlJllh'olllOll1l ol,"hlMIOII hy IhllllOIlIlI)'lvAlllo UOII.h11111h101l00 AIlOIIO)'. IlloR'O rllod oil of 11111 1101100, II oOll'nhll AIIlllllllnllOlloll of YOllr rlllhla, Ulldor tho Aol, )'0\1 01'0 olltlllod 10 0 101ll1ml'nl')' HloY of fOl'l1oloSllro \III YOllr 11I01'111080 flll'lhlrlY (30) duys 0'0111 tho dlllo IIf this Nolloo, DIIl'll1l1lhll1 limo ynll IIlllst PI'I'III1(1o Plld olloml 0 "liloo-to-fono" IIwolhl11Wllh 0 reprosollllltlvo of this 10llder, or wllh 0 'losI8I1nlo,I onl1l111110r orodit oounsellllU OUOIIOY, Tho pllrp060 nf Ihll mOollllU'6 10 ollompl to work 0\11 0 repnymolll plnl!, 01' In nlherw'so 101110 )'0111' dollnqllolloy, This lI1eotlnll mlllt 000111"" tho 1I01\llhh1)' (30) dnyl, If)'oll ultoml" flloc-to-fnoo IIIoelh111Wllh thll 10lldcr, 01' wllh n 001111111101' orod!t onllllsolhll1 n8elloY fdolltlned '"thil I\utioo, 1\0 l\lrlhol' proooo(lhllllll1110rtllllllo fllroolosllro mny tnko I'lnoo fill' IhlrlY (30) dUYI ullor Iho dllto of Ihl6 lI1oolhll1, . Tho IIUIl1O, IIddroH6, ond lolophollo lllllllhol' of 0111' roprOlolltnlivol nrcl IltovPlI C/, LOIOIIVIIIlO Dlrcol 1.01111 Workollt Mol\lIllcl' 0110 SOllth Centro SII'COI l'ollsvllle, I'A 1790 I (570) 628-922:1 ThullllIl WOllllor LOlln A(Unltor One South Ccntro Sll'oet 1'01llvlllo,l'A 17901 (!l00) !l9S-9304 Tho nllll1eS ond IIddl'osses of doslunlltod OOnHUll10r ol'ollll onun601lullllllOnolollll'01 Consumor Crodlt Counsolhlll Sorvloo ofLehlllh VlIlloy,lno, 3671 Cn'8oonl Coul'l /Jost Whllohllll,l'A I!lOS2 (610) !l;!1-40 II 01' (800) 220-2733 O'omllrclI ood08 (717) or (814) Commlsllon on Eounoll1lo Oppol1unlty of LIIZOl1le ~O\lIlty 211-213 Suulh MIIln Slrcot WllkcR-lImo,I'A 18701 (717) !l26.051 001' (1100) Im,0359 or (717) 455-4994 frolllllllzloton Houllnll AlSO, & Dovuloplllont 411 Wnlnut Slroot 1',0, lIox 1505 Allontown, "^ 111105 (610) 432-6336 (!l14) 643-2343 /Joonomlo Opporlunlty Counoll of Rondlnllllud Berks County 229 Fomlh Strcet Reudlnll,l'A 18601 (610) 376.657101'(610) 376,657016652 It II only uoo/)ssury to sohodulo ono fnoo-Io-flloo mccllnll, .You Hhould ndvllo Ihls Icudor hmllodlnlcly of your intcntlons, YOlll' Inorlllogc Is In defnlllt bccnuse YOllllllvO follod to puy promptly Insllllllllonl8 ofprll\lllplIl und Inlerest, liS requll'cd, fol' u porlml of II11ou81 slxly (60) duys, Tho lolululIlnunt of Ihe dnllnquonoy II $3,126.52, Thll1811mlnollldQs tho followlnumol1lhlY puymol111 of! $379,511 for MIlY IS, 199!l1 $392,42 for Jllno 15, 199!l: $392,42 for Jllly 15, 1998: $392,42 for AUgtlst 15, 1998; $39;!,42 for Septomhol' 15, 1998: $392.42 for Oolobol' 15, I 99!l1 $392,42 for Nowlt1hel' IS, 19981UIHI $392,42 for Dooombor 15, 199!l, plus IUle ohllrll08 In tho IImnunl of $0,