HomeMy WebLinkAbout99-01943
UNION PLANTERS BANK, N.A.
F/K/A LEADER FEDERAL BANK
FOR SAVINGS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
VS.
NO. 99- Jill{.3 ~ /~
KATHLEEN M. NYE AND DEANNA
L. OTTO
CIVIL ACTION - LAW _
1N MORTGAGE FORECLOSURE
Defendants
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING
TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION
OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
NOT ICE
You have been sued in court. If you wish to defend against the claims set
forth in the following pages, you must take action within twenty (20) days after the
Complaint and notice are served, by entering a written appearance personally or by
attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the Court without
further notice for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-249-3166
Legal Services, Inc.
a Irvine Row, Carlisle, PA 17013
717-243-9400
A V ISO
LE RAN DEMANDADO A USTED EN LA CORTE. S I DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS
DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE
USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA. EL PUNTO DE VISTA DE
USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA. SE PUEDE PROSEGUIR CON EL
PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A
FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA
DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO,
PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE
REFERENCIA DE ABOGADOS), 215-238-6300.
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-249-3166
Legal Services, Inc.
a Irvine Row, Carlisle, PA 17013
717-243-9400
UNION PLANTERS BANK, N.A.
F/K/A LEADER FEDERAL BANK
FOR SAVINGS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO.
vs.
KATHLEEN M. NYE AND DEANNA
L. OTTO
CIVIL ACTION - LAW _
IN MORTGAGE FORECLOSURE
Defendants
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE
FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. ~1601;
The undersigned attorney is attempting to collect a
debt owed to the Plaintiff, and any information
obtained will be used for that purpose. The amount
of the debt is stated in this Complaint. Plaintiff
is the creditor to whom the debt is owed. Unless
the Debtor, within thirty (30) days after your
receipt of this notice disputes the validity of the
aforesaid debt or any portion thereof owing to the
Plaintiff, the undersigned attorney will assume
that said debt is valid. If the Debtor notifies
the undersigned attorney in writing within the said
thirty (30) day period that the aforesaid debt, or
any portion thereof, is disputed, the undersigned
attorney shall obtain written verification of the
said debt from the Plaintiff and mail same to
Debtor. Upon written request by Debtor to the
undersigned attorney within said thirty (30) day
period, the undersigned attorney will provide
debtor with the name and address of the original
creditor if different from the current creditor.
PURCELL, KRUG & HALLER
I,eon P. Haller, Esquire
1719 North Front Street
Harrisburg, PA 17102-2392
(717)234-4178
Attorney 10 #15700
Attorney for Plaintiff
Union Planters Bank, N.A. Said Mortgage and Assignment are
incorporated herein by reference.
5. The land subject to the Mortgage is: 1937 CHATHAM DRIVE,
CAMP HILL, PENNSYLVANIA 17011 and is more particularly described
in Exhibit "B" attached hereto.
6. The said Defendants are the real owners of the land
subject to the Mortgage.
7. The Mortgage is in default due to the fact that
Mortgagors have failed to pay the installment due on January 1,
1999 and all subsequent installments thereon, and the following
amounts are due on the Mortgage:
(a) Unpaid principal balance $ 70,308.30
(b) Interest at $16.60 per day
from 12/1/98 to 5/1/99
(based on contract rate of 8.500%) 2,506.60
(c) Accumulated Late Charges
56.48
(d) Late charges at $18.82
per month for 5 months
94.10
(e) Escrow
0.00
(f) 5% Attorney's Commission
3,515.42
$ 76,480.90
*Together with interest at the per diem rate noted in (b) above
after May 1, 1999 and other charges and costs to date of
Sheriff's Sale.
The attorney's fees set forth above are in conformity with
the Mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated prior to the sale,
reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
8. No judgment has been entered upon said Mortgage in any
j urisdict ion.
9. Notice of intention to foreclose and accelerate the
loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not
required in that the original principal balance exceeds
$50,000.00.
10. Defendants are not members of the Armed Forces of the
United States of America, nor engaged in any way which would
bring them within the Soldiers and Sailors Relief Act of 1940, as
amended.
11. The within Mortgage is insured by the Federal Housing
Administration under Title II of the National Housing Act and, as
such, is not subject to the provisions of pennsylvania Act No. 91
of 1983.
WHEREFORE, Plaintiff demands judgment in Mortgage
foreclosure "IN REM" for the aforementioned total amount due
together with interest at the rate of 8.500% ($16.60 per diem),
together with other charges and costs including escrow advances
incidental thereto to the date of Sheriff's Sale and for
foreclosure and sale of the property within described.
ByPURCELL~r~~ER
Leo~
Attorney for Plaintiff
I.D. #15700
1719 N. Front Street
Harrisburg, Pa. 17102
(717) 234-4178
Mu/'.,'.""
Non;
I.oln HUI I-H8II1S-61
[':::~;'~~'~1~4 _!o:_-1
"liNK
91-
1992
Illu.,
1937 CIIATIIA" UNIVt:
1.I'Aln..:s
"U""ower" m"n, '''h "'''on ,;,,,;,,, " III< '"d or II,;, N,,,,. .nd II" ",,,,,,,', '""'''0'' .od ''';,n.. "",nd,," In"n.
/l'1tl"',.~ ".....rnll
e^HI' III1.L
. FA 11011
CHAC HOHTl:Ar.I': GOHPOlt\'rlON fW PA
IInd lis \1It:ceuou and Issl,ns.
2. HORROWEH'S PHO~l/S.: TO PA V: INTt:Rt;~T
In 'rlurn (or a loan receivrd (rolll I.endrl, IInrrowcr Illumises In pay 1I]t' I),incipltl 'Un! or
S" VENTY-F IVE TIIOUSANO TII'"'' IIt1NO":. ANti DOll 00 ................................
n"".n (u.s. s 75,300.00 I. pI". """'51. '0 'h, ",d" ur I.,n"er. In.er,,, will h, crla",d on onp.ld p';no;p.l.
lromlll< "ar, ur disbu",m,", or .b, 10'" Pfomd. b, '.o"d.., " .h, "I< nl EWIIT ANO 501100
pCI ,,'cnl ( 8.500 'I.) ptr year .,,"Ulln: full illllOUlIl or Priul,:i"al has bten paid.
J. I-ROM'S.: TO PA V Sfo:CURt-:U
1I0rrower', p'omls< '0 p'y " '''n"d hy · '''Urlg.,o. ""d or 111'51 u, ';milar ,,,,,,;., ;nWum,n. 'har is darN Ih, 11m,
"", "'his No.o and "'I<d 'ho "S"n,,,y 1"51'''010'''.'' Thar S"".iIY "ulro"I<'" P'ol"" Iho"o"der rrom In.." whkh III;ghl
IC.llllr Ir lIorrowt'1 deraulls under rhis NUlc.
4. MANN.;R 0.' PAVMENT
(AITlmo
1I0rrower ,hall m,k, a P'ym,,,. "r P';"oip,1 ."d inl<"5I 10 ",n"er on Ih, ro". d,y or o"h IIIonlh bo,inning on
AUGUST 01, 1992 . Any principal and imrle'sl rcmalnins on the fim dllY of JULY
2022 . will be due on Ihlll dale, which is ,,'ailed Ihe malurily dale,
(D) Pllte
,Iaymenl shIll be made at 8J60 OLD YORK ROAD
>:LKINS PARK, PA 19lJ 7-1590 "ral mh ".h" P'"o""tnder m,y deri,"areln w';';"K
hy Illllict' 10 Borrower.
(C) Amoun.
U"h mon'hly P'ym'n' or p,i"<lp,' ,,,,, inre,,,, will h, In 'ho 'mo"nc or S 578.99 . Th;, 'moun.
will bo P'" or ala'ger monchly paymo" "Qu;red hy .h, S"u';.y In'llOm'lII. 'har ,h,1I bo 'PpU,d '0 p,i",;p,'. ;",er.., .ud
oilier ilem.~ in lhe order described in fhe Securify "ISIII/Illcnl.
(0) Allonlt' '0 lhls nole 'or pa,menl adJuslmenb
"an .1I0ngo p,o.idin, ro, p'ymom .dju'un,nll i, ""n',d by Borrower 'og<lher wi.b Ihi, NOl<. .bo oO"n'nll or
'ho ,1I0ng, ,h,1I bo inoo,pora'N in.o 'ud .b.1I 'm,ud 'nd ,nppl,m,,, .h, oO"o.nll or 'his No.o " ir 'b, '110"" w,,, ,
pari of lhi~ Nale. ICheck applicable boxl
o Grldulled raymenl Allonge
DO.her('",<lry)
5. IIUHROW":R'S RJGflT TO PREPAY
1I0rr"wer has 'h, ,igh..o pay .bo dob. ";do,,"od hy .hi, N"". in wholo ur in P'''. withon' oharge ~, p,n,hy. on Ih,
Ik!ll lIay of lIny momh.
o Gruwing Equily Allonge
6. 1I11HRlIWF.H'S FAILURE TO PA V
(A) bft' Challt' '01 OVt'rdue Paymen...
Ir "onder has no. '<<ei.<d 'ho rull mOUlhly p',mo" '''loi"d by II" S",o,ity In'lromom. " d'""ih'" i" Paragraph 4(C)
or ".;, Nolo by 'h, ond or nrl<on oa)'odar da" nn.. .h, 1"'''''''' h do,. "0""" m,y 0011",. , ,,,, ,harg, in .h, .mouu. or
POIIR AND 00/100 """',,,,( /,.110 'Iolorlh,o"'do"monn, olraoh p'ym'n'.
(II) Oct.ull
If 1I0now..dor.ulll by railing 10 p,y iu rull."y moulh', P.,nre",. .h,,, Lo"d" m,y. ""p' as Um;red h, re,u'al;on.
or 'h, SO"''',y in 'ho "" or p',m'n. doraolrs. "Qol" inuu,di", P'ymer" i" rnll or .ho p,in<lp" hala"" "main;n, d",
,,,d "II ""o,d inl<re5l. "onder m,y ohoos< Uo',o ",re;" .hi. uplion wi'hm" w,i';"g ill ,ighll iu 'h,,,,,, or '''y 'Ob"Qn'lII
d,r"u'l. lu m'ny <lreom'''n", ",o',lio", i,.,u,d hy .ho S",,'ary willUmi' "o"der', ,ighll '0 "Qn;re hmn,"laro paym'n'
io rull iu .ho ca" or P',roon' dor,o/II. Thi, No" doo, mu ,,,"u,,;,, ""''''';"n wh,n 00' perllli",d h, flUD "gu'arlo",.
A, used i" 'hi, NOl<. "S"re",," mea,IS .ho Seer"",y "r 1I""';"g arul /J,h"n """opm,,,, 0' hi.. 0' /,.. d'Sign".
te) I'.,men' o( COSfs and .:llpen.'C!l
Ir "onder has reQoi"d imm,d;at, I"y",,,,, i" 1,,". '" .'o",ih,d 'ho". L,nder m,y "Qu;" 1I0rrow...o p"y "'"..
'ml "'p,n", indod;ng reason,blo .nd '0510111''', "",u"o,.,' I,,, ro, o"lorel"g 'hi, Nore. Suoh r".. ,,," ",.rs ,h.1I bo", inl<re."
frum IlIe dale of dishursement al the samt' rale i1!llhe prilldflill tlf Ihj~ NOli:.
f;;.hl)) j + "A' I
GMAC, MU.H IIl,Clt..,.411Itt
1'''Krl",}
filA Mwlll..." ~htd N.II Nfl/I, H 11"
SCHEDULE A
ALL THAT CERTAIN tract of land, with improvements thereon found,
SITUATE in the Township of Lower Allen, County of Cumberland and
Commonwealth of Pennsylvania, being more particularly bounded and
described as follows, to wit:
BEGINNING at a point on the Southeastern line of Chatham Drive,
said point being 219.66 feet in a Northeasterly direction from the
corner of the intersection of Chatham Dive and Kent Drive
(extended), said point also being on the dividing line betwp.en Lots
@20 and #19 on the horeinafter mentioned Plan of Lots; thence along
the Southeastern line of Chatham Drive North 50 degrees 35 minutes
East 60 feet to a point on the dividing line between Lots #18 and
#19; thence along said dividing line South 39 degrees 25 minutes
East 120 feet to a point; thence along Lots #23 and #24 South 50
degrees 35 minutes West 60 feet to a point on the dividing line
between Lots #19 and #20; thence along said dividing line North 39
degrees 25 minutes West 120 feet to a point, the place of
Beginning. BEING LOT #19, Block "B" on Plan of "Highland Estates",
prepared by M. H. Benjamin, P.E., dated September 5, 1968 and
recorded in Cumberland County Plan Book 4, at page 79.
HAVING thereon erected a one and one-half story cement block
dwelling,
BEING Known as 1937 Chatham Drive, Camp Hill, Pennsylvania.
BEING the same premises which Stephen L. Hess and Gail F. Hess,
husband and wife, by Indenture bearing date the ~~ day of
,1;llJLC_ , A.D. 1992 and intended to be
forthwith recorded in the Office for the Recording of Deeds in and
for the County of Cumberland, Commonwealth of Pennsylvania, granted
and conveyed unto the said Mortgagors in fee.
UNDER AND SUBJECT to certain Restrictions now of record.
St~t(! of Pennsylvania } 55
C""~ll' of Cumberland
;,.!,:..,,'e.d in the office for the recording of Deeds
~"~_in!~ld for8~mberl~nd countY'/(J(..,
In ... L8Jook/! 8Vol. _ PAlle .
Wit-lASS my hand and Sf! I of oHic~ of I' . (/ ~
Ci!rli310, PA this day of L ~ C 19
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SHERIFF'S RETURN - NOT FOUND
AMENDED
CASE NO: 1999-019.13 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UNION PLANTERS BANK N A
VS.
NYE KATHLEEN M ET AL
R. Thomas Kline , Sheriff, who
to law, says, that he made a diligent search
named defendant, to wi t : OTTO DEANNA L
but was unable to locate Her in his bailiwick.
the NOTICE AND COMPLAINT
IN MORTGAGE FORECLOSURE
NOT FOUND , as to the within named defendant
being duly sworn according
and inquiry for the within
He therefore returns
OTTO DEANNA L
DEANNA L. OTTO IS DECEASED
Sheriff I s Costs:
Docketing
Service
Not Found Return
Surcharge
18.00
9.92
5.00
8.00
$qu.~~ PURCELLk KRUG
04/13/b99
Sworn and subscribed If 0 ~efore me
th1s ..AI s-J day of -f1f \') r
19 91 A.D.
& HALLER
UNION PLANTERS BANK, N.A.
F/K/A LEADER FEDERAL BANK
FOR SAVINGS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO. 9q. /q</3 ~ 1",,-
VS.
KATHLEEN M. NYE AND DEANNA
L. OTTO
CIVIL ACTION - LAW -
IN MORTGAGE FORECLOSURE
Defendants
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING
TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION
OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set
forth in the following pages, you must take action within twenty (20) days after the
Complaint and notice are served, by entering a written appearance personally or by
attorney and filing in writing with the court your defenses or objections to th~
claims set forth against you. You are warned that if you fail to do so the case ma...
proceed without you and a jUdgment may be entered against you by the Court withou:
further notice for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights
imp~rtant to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-249-3166
Legal Services, Inc.
a Irvine Row, Carlisle, PA 170:3
717-243-9400
A V ISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS
DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE
USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE
USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA. SE PUEDE PROSEGUIR CON EL
PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A
FAVOR DEL DEMANDANTE Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA
DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO,
PROPIEDAD U OTROS DEP.ECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" ISERVICIO DE
REFERENCIA DE ABOGADOS), 215-238-6300.
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
717-249-3166
TRUE COpy FROM RECORD
In T 1JSl:"~.,I/Tf i1Iheroof, I tl6lll unto 5OJ( my hood
a/>d t1111:ltJal vf s.VJ C~ Carill;III, Pi.
rnI3c.J:.~- {j~ ~~I Hl'J?
.- A>" . _ A~"f
I ,
PmttJonotary
Legal Services, Inc.
a Irvine Row, Carlisle, PA 17013
717-243-9400
UNION PLANTERS BANK, N.A.
F/K/A LEADER FEDERAL BANK
FOR SAVINGS
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
vs.
NO. 99- /fJ'I3 ~ 7.L_
KATHLEEN M. NYE AND DEANNA
L. OTTO
CIVIL ACTION - LAW _
IN MORTGAGE FORECLOSURE
Defendants
COM P L A I N T
1. Plaintiff, UNION PLANTERS BANK, N.A. F/K/A LEADER
FEDERAL BANK FOR SAVINGS, is a corporation, with an address of
P.O. Box 1860, Memphis, Tennessee, 38101-1860.
2. Defendant, KATHLEEN M. NYE, is an adult individual whose
last known address is 1937 CHATHAM DRIVE, CAMP HILL, PENNSYLVANIA
17011. Defendant, DEANNA L. OTTO, is an adult individual whose
last known address is 1937 CHATHMAN DRIVE, CAMP HILL,
PENNSYLVANIA 17011.
3. On or about June 9, 1992, the said Defendants executed
and delivered a Mortgage Note in the sum of $75,300.00 payable to
GMAC MORTGAGE CORPORATION, which Note is attached hereto and
marked Exhibit "A".
4. Contemporaneously with and at the time of the execution
of the aforesaid Mortgage Note, in order to secure payment of the
same, Defendants made, executed, and delivered to original
Mortgagee, a certain real estate Mortgage which is recorded in
the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 1072, Page 106 conveying to
original Mortgagee the subject premises. The Mortgage was
subsequently assigned to LEADER FEDERAL BANK FOR SAVINGS and
recored in the aforesaid County in Mortgage Book 480, Page 585 on
August 23, 1994. Leader Federal For Savings Bank is now known as
union Planters Bank, N.A. Said Mortgage and Assignment are
incorporated herein by reference.
5. The land subject to the Mortgage is: 1937 CHATHAM DRIVE,
CAMP HILL, PENNSYLVANIA 17011 and is more particularly described
in Exhibit "B" attached hereto.
6. The said Defendants are the real owners of the land
subject to the Mortgage.
7. The Mortgage is in default due to the fact that
Mortgagors have failed to pay the installment due on January 1,
1999 and all subsequent installments thereon, and the following
amounts are due on the Mortgage:
(al Unpaid principal balance $ 70,308.30
(b) Interest at $16.60 per day
from 12/1/98 to 5/1/99
(based on contract rate of 8.500%) 2,506.60
(c) Accumulated Late Charges
(dl Late charges at $18.82
per month for 5 months
(el Escrow
56.48
94.10
0.00
(fl 5% Attorney's Commission
3,515.42
$ 76,480.90
*Together with interest at the per diem rate noted in (b) above
after May 1, 1999 and other charges and costs to date of
Sheriff's Sale.
The attorney's fees set forth above are in conformity with
the Mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated prior to the sale,
reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
8. No judgment has been entered upon said Mortgage in any
jurisdiction.
9. Notice of intention to foreclose and accelerate the
loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not
required in that the original principal balance exceeds
$50,000.00.
10. Defendants are not members of the Armed Forces of the
United States of America, nor engaged in any way which would
bring them within the Soldiers and Sailors Relief Act of 1940, as
amended.
11. The within Mortgage is insured by the Federal Housing
Administration under Title II of the National Housing Act and, as
such, is not subject to the provisions of Pennsylvania Act No. 91
of 1983.
WHEREFORE, Plaintiff demands judgment in Mortgage
foreclosure "IN REM" for the aforementioned total amount due
together with interest at the rate of 8.500% ($16.60 per diem),
together with other charges and costs including escrow advances
incidental thereto to the date of Sheriff's Sale and for
foreclosure and sale of the property within described.
ByPURCELL~r~}'ER
Leo~
Attorney for plaintiff
I.D. #15700
1719 N. Front Street
Harrisburg, Pa. 17102
(717) 234-4178
Mul'".,.,,'
LfJ.n Noi
r",
i
1-"8875-61
NOTE
""1\ ('.w N,;----
441-44]805'4 703
JIINF.
9J-
1991
IU"'I
1931 CltATltAH nNlv,,"
I PA 11011
1:"",, IHI.L
lI''''I'fIlI.\J.J'flll
1.IIAIU":S
"lInuowrr" muos tAch penon tillllll' .'lhl.' tlltl or 11m NOlt, .and lht' prl1un', JUCCtuon anti .Im"II. "Lender" muns
CHAC HOHf(:'\I:t: COKPUHA-rlON tW P,\
,Hili ill \U';CtIlOU and lul,ns.
I. HORROWER'S PROM'SE TO PAY: INn:RK~T
In r('lurn (or a loan '<<'t'i~t'd (roml-emltl, IImrnwcr Illllllmu lu pay lht I'rindpOlI lum of
S~:Vf.NTY-F IV! TIlOUSAND TllRF.F. IIUNOIfED MlO OOIlOO u...uu.........uu.u.......
nullarl (U.S. S 15, lOO.oO ), plul inltreu. 10 lilt' mdtf or ten/let. 'nltres, will be dlollled on unpaid principal,
(t(1mtItCdiUCofdisbullt'nlCnl orlhe loan fl(()l.~ud, by ttllde" Illhe ,;1It' or E WilT AND 50/100
11('( I.'t'nl ( 8.500 fl.) pC'r ye.., IlfllillhC' rull o11l101l1l1 0( prindp..1 has bten p..itl.
.1. I'ROMISF.l'O PAY SI:CURW
narrower', promise 10 pay is secured by a 1ll0rlliltle, dce'" or !rUil or similar security Inslrumenl Ihal is dated lhe same
dale as this Nole and called Ihe "Securlly Inslrulllelll." ThaI S<<,urilY In"rumenl prOletts the Lender rrom loues which milhl
re~ull ir IJorrower ddauhs under Ihis Nllle.
.. MANNER 01' PAYMF.NT
(A) Time
narrower shall make a paymem or prillcip..1 and infereSI 10 Lender on Ihe rim day of each monlh besinnlnl on
AUGUST 01, 1992 . Any principal ;,Ind inlereSt remainins on Ihe nrst day of JULY
2022 , will be due on Ihal dlle, which is called Ihe malurily dale.
(8) Pllce
Plymenl sh:lll be mlde II 8360 OLD YORK ROAD
HKINS PARK. PA 19117-1 S90 or al such olher place IS Lender may desi.n.le in wriling
by nnlice 10 Borrower.
(C) Amollnl
Each monthly payment or principal and inlCUSI will he in Ihe amOllnl o( S 578.99 . This amounl
will be part o( a larler monthly paymenl required by Ihe SecurilY Inslrumenl, thaI shall be applied 10 principal, inleresl and
olher items In the order described In the Securily Inslrumenl.
(D) AlIoale 10 Itds aole ror pa,menl ,dJuslmenl'
I( an allonae providln, ror payment adjllSlmenls is ueeuled by Borrower loaelhcr with this NOle, Ihe covenanls of
the lJllonge shaU be Incorporated Imo and shall amend and supplcmenl Ihe covenanls or Ihis NOle as i( Ihe allonge were a
part of this NOle. (Check applicable bo:cl
o Gtadulled Plymenl Allonge
o Olher {speciry)
S. III1HROWER'S RIGUT TO PREPAY
Dorrower has Ihe riahllo pay Ihe debl evlcJelll:et! hy Ihi~ NOI~, in wholc Ot in pan, wilhoul charge ~r penally, on Ihe
(jr~l clay or any monlh.
o Growins Equily Allonge
6. BORROWER'S FA/LURE TO PAY
CA) 1..le Char.e ror Overdue P"menls
If Lender has nol receiVed Ihe full monlhly paymenl required by Ihe SecurilY InSlrumenl, as described in Paragraph 4{C)
o( Ihis NOle by Ihe cnd o( fmeen calendar dart afler Ihe paymenl i.s duC', lCllcJer may collect a laic charge in Ihe "mounl or
FOUR AND 00/100 pcr ccnl : I. .00 '10) of Ihe overdue amouOl of each payment.
(8) Udaull
If Darrower de(aulls by (ailing fa pay in full allY mon/hly paymenl, Ihen Lender m..y, e:ccepl as Iimiled hy regulalion.s
of the Secrelary in Ihe case o( payment defaults, require immediale payment in (ull of Ihe principal balance remalnins due
ami all accrued inleresl. Lendcr may choose 110110 eJlercisc Ihis oplion wilholll waiving ilS righlS in Ihe evenl of any subsequent
defall/I. 111 many circumslances reaulalions issued hy Ihe Secret..ry wi/llimif I.endet's rights 10 require immediale paymenl
III (1111 illlhe case o( payment derauhs. This Noh: docs nUl aUlhorize aceeleralinn when nOI permilled by HUD regula lions.
^s lI~ed ill Ihis NOll~, "Secrelary" mean~ Ihe Secrclary nf 1I1111~illg "lid Urban Developmcnt or his or her designee.
(C) Il.,men' o( Cosls and F.xpensr!l
If Lender has required immedialc P"YIllClll ill full. as dc~cribcd above. I.ender may require IIllrtower 10 pay com
ami C;(lleme~ Including reasonable and cuslomoHY allorneys' fees for enforcinglhis NUlC'. Such (ees and cOSls shall bear inlereSl
flnrll Ihc tl;lIe o( disbllrJcmelll al lhe same rate as the principnl of Ihis NOle.
0XJ1I~'i+"AI
GMACIMU,HIIlCI".4/t1..
1'.1.../"rJ
LOAn NI) I
1'118811'62
1, WAln:RS
UOHuwrr .nd .ny OCher prnon who h.., ubh.allun, undtr Ihi, NOll" WilIV(' lhc filhl' or pfr'rnlmrnl illd IImM.-r of lIi\honor.
"I'ItlC'lIImrnl" mrAnllhC' rilhl 10 rrQullc I tndtf III dtRlOlnd r4yRlC'1I1 or 4111UIIIIII du/:, "NIUil:r of di\hollur" fIl/:an, fhe filhl
In h'CIIlIf,. l.tndC'f 10 li\'C' 1l0lil;r III ellll("1 11('1\1111' 111,11 .11Il"Ullh ,lilt h..v(' 11111 h"C'1l l'"i,l,
... fil\'l,~f; n.' N()TlC.~"i
Ilnltu applicAble law rrquilrl a dllklclll 1111,'11111,1. o1l1~ 1I1111(C Ih,u 1Il1l'1 ht' .i\'cn In 1I0fflllllef under Ihi. NOlI' WII! bc
"1\('/1 by dC'li\-"uinl il Of by mailitll II by fll\l da" 11I0111 hllillrtlllllC'f .II Iht l'fClI1t'flr OIl1drC'" abovr or.1t . LliHercnllldlJrrH
If IIllffllwcr hill liven tendrr iI nUlkt lit lImrmu'I', Iljlffh'lll ,lol,hl'H.
^")' llllllcr 1I1i11 1l1Lnl be liv!:lIll1 I ('Iltkl 111111('1 lhi\ NII/" \\01111.... Atil('" I.y rilll dim 1Il00illtl Lend!.'r "flhe ildd,,,,, \1011,'11
III "Milatfilll" .a(ll) IIf ill . diffefenl .1dllrc\\ II 1111I111\\0(', j, IlI\ell ,I 11111 ice ur Ihal JirfCftnf lhll..IIC'".
II, UIIU(iATIONS 0.' P.:N:SONS lINm:H 1"111.'" .~f)n:
It IIIl1fe Ihan OtiC' person si,l1s Ihll NUlC'. cadi r'C'1\1I1l i, lully ;llulllCIUIllollly oblil;ucoll 10 ktC'p aU or Ihe promi1C:S llIallC'
illlhii NUlt. indudinllhe promise Itl pay Ihco (ull ;lllllll""II~l'(l. AllY j\Cnoll "hu js OJ IU3f.tnlol. SUtcol)' or rllllon('r or Ihis
Nlllc i, 111\0 oblilllled 10 do Ihese IhinlS, Ally ~flllll \Vhlll.I~C" \l~rf Ihc\c ublilCalilln_I, indudillllhe oblilaliolls or allllllanlOf.
'Ill C'ly tit cnllorser or lhis Note, is also ohlilli1IW III 1.",'!.'1' all(llthC' pro,"ilC"~ ma&Jr in Ihi, Not~, Lendef m.)' enforce lIS tilhu
"/Iller lI,i, Noce "ainS( C'ach penon indh'idllally elf :JlIOIin,' al/ ,il"alufie, IUlIclhef. Anyone penon silnlnl 'his NOle lIIlIy
he' rC'quifcd 10 pay III of lhe ImounU owed under lhis NlIle,
OY SIGNING BELOW. Borrowcr ilCCrpl.I 3nd 31fces In Ihco terms and covena"ls conlained In fhi.' Nole,
a~-? ~~
U DEANNA L. OTTO
/I '.II=Cf:i:;., '7>\. '74---
L ~~711LEEN H. NYE
(5<.tJ)
'Bof'O..,
(Seal)
.BG"O..,
(5<.tJ)
.BOIFOlllllt
(5<.ti)
'BOIIOw"
SCHEDULE A
ALL THAT CERTAIN tract of land, with improvements thereon found,
SITUATE in the Township of Lower Allen, County of Cumberland and
Commonwealth of Pennsylvania, being more particularly bounded and
described as follows, to wit:
BEGINNING at a point on the Southeastern line of Chatham Drive,
said point being 219.66 feet in a Northeasterly direction from the
corner of the intersection of Chatham Dive and Kent Drive
(extended), said point also being on the dividing line between Lots
@20 and #19 on the hereinafter mentioned Plan of Lots; thence along
the Southeastern line of Chatham Drive North 50 degrees 35 minutes
East 60 feet to a point on the dividing line between Lots #18 and
#19; thence along said dividing line South 39 degrees 25 minutes
East 120 feet to a point; thence along Lots #23 and #24 South 50
degrees 35 minutes West 60 feet to a point on the dividing line
between Lots #19 and #20; thence along said dividing line North 39
degrees 25 minutes West 120 feet to a point, the place of
Beginning, BEING LOT #19, Block "B" on Plan of "Highland Estates",
prepared by M. H. Benjamin, P.E., dated September 5, 1968 and
recorded in Cumberland County Plan Book 4, at page 79.
HAVING thereon erected a one and one-half story cement block
dwelling.
'.
BEING Known as 1937 Chatham Drive, Camp Hill, Pennsylvania.
BEING the same premises which Stephen L. Hess and Gail F. Hess,
husband and wife, by Indenture bearing date the ~M day of
,.1.aJLC_ , A. D. 1992 and intended to be
forthwith recorded in the Office for the Recording of Deeds in and
for the County of Cumberland, Commonwealth of Pennsylvania, granted
and conveyed unto the said Mortgagors in fee.
UNDER AND SUBJECT to certain Restrictions now of record.
Sl~:" of PAnnsylvania } 55
;:"""I\, of Cumberland
;;'!';',,"ed in the office for the recording of Deeds
""^,.in!,~d forcf~mberl~nd CountY'Ir;)~,
"'/.:L8Jook/! ~ol. _ PHRe .
wit",'$S my hand and SA I of office of . (.;:;{
C~rli:;l(!, PA this day of , Lit c 19
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