The URL can be used to link to this page

Home My WebLink About99-01944 MELLON BANK, N,A. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. CHRISTINA L, KAUFMAN AND DOW PLETCHER NO. 99- /9'1'1 ~ T..t..- Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, MELLON BANK, N.A., with a servicing agent of ALLIANCE MORTGAGE COMPANY, is a corporation, with an address of 7022 AC SKINNER PARKWAY, SUITE 200, JACKSO~~ILLE, FLORIDA 32256. 2. Defendant, CHRISTINA L. KAUFMAN, is an adult individual whose last known address is 66 OLD STONEHOUSE ROAD #A, CARLISLE, PENNSYLVANIA 17013-9785. Defendant, DOW PLETCHER, is an adult individual whose last known address is 66 OLD STONEHOUSE ROAD #A, CARLISLE, PENNSYLVANIA 17013-9785. 3. On or about April 15, 1994, the said Defendants executed and delivered a Mortgage Note in the sum of $70,700.00 payable to MELLON BANK, N.A., which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth conveying to original Mortgagee the subject premises. Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 221 HEMPT ROAD, MECHANICSBURG, PENNSYLVANIA 17055 and is more particularly described in Exhibit "B" attahed herto. 6, The said Defendants are the real owners of the land subject to the Mortgage. 7, The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on November 1, 1998 and all subsequent installments thereon, and the fOllowing amounts are due on the Mortgage: (a) Unpaid principal balance $ 66,565.11 (b) Interest at $12.08 per day from 10/1/98 to 5/1/99 (based on contract rate of 6,625%) 2,560.96 (c) Accumulated Late Charges (d) Late charges at $18.11 per month for 7 months (e) Escrow Credit 90.56 126.77 247.66 (f) 5% Attorney's Commission 3,328,26 $ 72,919.32 *Together with interest at the per diem rate noted in (b) above after May 1, 1999 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not . . OSOII',d5nl KAUr; WI NOTE AUIL U ," -.!! CAMP HILL ... 'IHIWtLYANIA --....... , 221 HEMrY RD, HECHAHtC8BURO, PENNSYLVANIA 110'5 -- I, nOIlIlOWEIl'8 t'1l0M18E TO t'AY III ,.Iu,. re, alii." 'hlL I han ,.01\'11I,1 pnmlM I. Pi' U.8.' 10,700.00 Inl.'..'.lo'h..,d.,.'lh....,...'.n.lAncI.'I. HELLON PAHK, N.".. (lhl. ,nWlul II ..IW -,,1..1,.1-.. .tu. I u,,4""a..4 Ih.I tho lAnd., maylna,'" Ihl_ Nol., Th. lAnd., or a",D"a ..h. ,..... IhI. Hota bylnllll" '11" who I. ..Ulted &. ,..1.. ,_,,,,,,,11 und.r lhl, Nolo I, nlled lhe -Nol.llold.r,- 2, INTEREST 1,,1.,",.11I be chal.14 on ullpald prlocl,al unUl th, MlalllOUlIol" prlMlp.t h.. been paid. 1.11I pa, Int.....a.l . ".,1, rlle.t 6.62500 ... Th,lnl.,.., n'l reqlllr." b,lhll BacUo" 211th, u'.1 will p.,bolh btron .nd an., an, d.l.ult ulCrlbe4l. &t.ltIl" I(DI,'lhl.N,LI, 3,PAYMENTS " , CAI TI.. ..d PI....I Pa,..all I I I will p., prlndpal"'ldlnLtrNL bl ",.\Ia. palmaalltva". IIIOnlh. , '1 I " I will m.k. ml monthl)' p,"maal. all tho 01STd.)' of .ach month bttfnnla. on I JUNE 01. ,18 '4 . J will 1Mb LUte pllmeat. .vary monlh uatll J h... p.14 an 0' the'prlaclpal .a. Illlu'llL ... 1ft)' oth.r Chl"" ducrlbed "'Iow Ih.' I IMI ... uoder thl. NoLI. M)' moalhl, p.,,,,,at. .111 be Ippllod 10 laterllL beraN prlaclp.l. II, all MAY 01, ,2024 ,I .111I ... .muuntl Ulld., thl. NOlt, I will p.)' ahllH .mounllln lull onlh.t dall, which I. c.n... tho -maturlt, d...,., I ; I will ,..11.. my mIInlhl)' p'lm..nb d 6400 FLANK DRIVE, SUITE 300, I 'jl; I ! . HARRISBURG, PENNSYLVAJIlA 17112 , or It. dlir....at pl"u'lrnqul,..' to,&bt Not.. Holder. , (P)Aaounl.rM.nlbl,Pa,..lall I I 'I' M,monlh!,p.,mulwlllbolnlh..mounLorU,8,. 452.10 II Ii: 4. nOnnOWEll'S IlIG1ITTO PREPAY I: .:; . 1 h.vo Iho rlMhL to ",ah p'lmonLa or principal .1 an)' limo barllr. IhlY Ir. duo. Ii. P')'IIWl~1 of principal only I. kat.a u . .P"''''_III.. Whln J mall. I proply""nL.1 will t.1I Ih. NOIIUold.r In wrlll:1' Ih.t lam doln,... I ma,. make a fun prapa"OWl"I or parUal prlpa,.mlnll wlthollL p.,ln, an,. propa)'menL ch'l'Il. The Naill 1101"" will UII all .r 11\' proJll,monl1 10 redllce tho amullnl of principal Lhal Iowa under U.la Nato. II I m.ke a pal1.lal prop.,mlnL, Ih,,. "'-III be no chan... In th. due dllll or In Lhl amount of m, monlhly pI,.""nL unlo.. Iho NIIIIUoldlr .,r..a In wrlUnl10 LholO ch.n,". G. LOAN CHAllOE8 rr I I.w. which Ipplla. to thl.lo.n .nd which aoll m"lmum loan charlot. II nnoll,. InLarprotad 10 ahaL th.II.tfol....L or oahar loan cha,.... colluded or to be collllClad In connullOR wlLh thil lOin OICOllll tho pormlLlod IImltl, Lholl: m an,. ollch loin Chili" .hlll be rtdllcod b, 1M lmounl noco...ry 10 raducI Iho charMo tolho pormlLLod Iimll; Ind (II) Iny aum. .Iroldl clllloded (rom ml whld, ....coodod plrmlLled limit. will bo rorl.lndud 10 moo Thll NOlalloldor mil' c111111.11 (0 moklllhl. rolund toy roduclnlllho ~rlm:lpAII oWlundor Lhl~ Nlllo or ll)' m.kln, Idlr.:L pl\,munL 10 mil. If I rolUnd roduc.. p'lncl~lIl. Ihu ruductlun will be tru'Iod a. a plrtlal prll~l,munL, O. JlOIlIlOWER'S FAILURE TO I'AY AS IlEQUlIlEn (A) L.,. Cbatl. 'or OverduI P""lDonte If Iho NoL, lIoldor haa not rec,lvod tho rulllmount. or .ny monlhl,. p.,.monl by tht ond or Iho d.Lo IL I. dllo,l will pi" 01110 charao la Iho Nolo lIoldor. Tho amollnL of tho chlr,a will be prlnclp.1 and Inlara.t. I will pal Lhlallla ch.rllo promptl, bul only onco on Cloch I.lo ~1I,.mDnL, (B) Oef.uh It I da noL PlY Ihl rull amount of loch monthly paymonL on tha dlLalL II dua, I will be In doraulL. (C) Nollo. 0' Ol'aul& Itl 1m In dof.lln. tho NOI.Uoldar moy ..nd ma. wrlUon noLlcl I.lIInll mo Lhat If I do not paYlhoovardl.lol""'Ulll by Icon.ln dllo. tho Nota Holder ma,. requlro ma 10 p.,. Immadl.llll, tho lun omount of principal which h.a noL INIon plld Ind aUUlw jllt.n.I Ihlll ow. On that .mount. ThaL data mll.I be allollt 30dl'" aRat tho daLD on which Iha notlco II dDlIvorod or m.llud to ma. (D) No Walvor 0, Nota Holder Ev.n It, II a limo whlln I am In dar.ult, Iha Nolo lIaldor doe. noL requlro mo 10 P'Y Immadl.tely In lull II d....ILed .bov., Ihe Note "old.r will lUll h.vo tha rlaht to do ~ Irlam In dar.ult at .1.torUma. (2) Payment 01 Notalloldtr'a Co.t. and K.pon... It Iho NoLo Holdor haa required me to pa, ImmlldlaLol,ln fun II dOlCrlbad llbon, Lho Noto Huldor will hav. ah" ,I.hllo bo p.ld blCk by me fllr all or III COltl .nd l/fponloa In onrarclna Lhl. Nota La ~h, odant nol prohlbltod b, appllClblo law, Thai' 111...,.1101 Includo, for '.Implo, ro..anlblOI1tarnIlYI'rt.~', FIFTEEN cal.ndar daYI .Aar 5.000 'L army IIvorduo pa,""nt of 7. GIVING OF NOTICES . Unlall appllcabl. llw requlral a dllT"IIftL meLhad, ony notlca Iho\ mUlL b. Ilv.n La m. undlr Ihl. NoI. will L.r IIlv.n by dollvlrtnl" or b, m.lIlnillt b, nnL cll" m.1I to mo IL Iho JlrnJlOrL, Addrllll .bovo or aL I dlttoronl .ddu.. If I Ilva th. Nato lI..i.lur I notice of m,. dlrt"ent o<ldrou, Any nuLleu thoL mUlL be illvlln 10 Iho Nutu IIl1ldur undur LhI. Nota will ba illvun by mlllllllM Il b, nnL cia.. 1lI..11 La tho Nlllollllldor II Lho .ddroll ILalod In Sadlon 3(1.) abovI or II 0 dlrrllrant addunlr 1 .m Klvan . nallea ofLh.t dirrllronL .ddu.. l (Yh'l?tl" fI" '" MULTIITATI! PIUD RAlI HOll. tln91. Famllr' I'HMA/fHLMC UNIPO"M INSTRUMeNT .~.L".___ ,,:, .....hll I p.:......,/H Por. .1100 11111 ,'_ " CtA'- .$\). I d~: .. ODl.IOATlONS OF PEtlBONS uAn TIllS NOTE. , If -" Ill.. .... ,.,... .It.. ,hi, H..... ..... ,.,... .. flail, .... ,.,..",11, "'11,",,,, y ..., .n If Ih. "...111... ...... I. lid, H.... IMI,,'III, lhe ,rMll.. u; ,.,th, 1\111 ......111..... AnI ,.,.." w... I", . ",.n"'." "',M, tit ........, It IhI. Nel"" ,I.. ~II,'IN .14.1M.. lhhl,_ AI' ",... .... I.... ..., I~ ...U..1I....I..11I4In..... DIl,.IIeIl' It", ",.,..\et. ..r.., If .....,..,..,1.1. N..... t. II...LII,I'" I. ..., .11 ., ,... ..,..1... M...I" IhI. H...., Th. Nut. 11.1.., ml, ,nt.re.lte ,I,hll u..., .h', N.... ".hll' ....h ,.,.... I..AMdllall,,, .,,,,11.., .11., lit '-I......,. Thll Me", 1110.1 '""'" It u. ml,lae hqllhed I. ,., III ."h. '__1. .wld ""d., 11101. 11.1101, 8. WAIVKII8 I .alil .n, ...h., ,.,... .... h.. .,,",.llenl IInd., IhI. Nlrt. ....1.. lh. ,I,h" It p'...nl....' 'n4 n'lle. It IIld.......,. -Pn..nllMn'. aII.n. Ih. ,t,M I. ,.....h. lh. N...1I.14',.e 4",",."d ",_nl.1 'IIMtUrl. ..... .",...1..., .Il.h..".," ....... 'h. ,1,hL Lu IlWJul,.lh. N.,.nold.". .1'0 flaUu'a"h" ,.,.." 'ha' a"""'flLa dn ha.. "01 be'A ".hl. 10. UNll'OllM 81!CUllED NOTl! nl. Nlllo I. . unltol'" la"nllM.' _hh IImlled vltlallon. 10 aorne JUlINlcU.",. f. "diU", to 'h. pnttcllo..,.lvIllIO th. Not. 1101", IIlld" Ihl. N...... ...n..... DM4I oITNIL a' s.curlt, lJeed hh. -s.cU,II,lftl'rvfMftl-.. 41104 IhI limo dIL...ud, HoI.. prolec:llth.Nol. II."'..., Irll'" ""ILt. ....... whkh ...llIhI ,..ull II J do n..I ....p ,'" p,omlN' whkh I """'tllthl. NgL.. Thl' 8o.-..,IL1 IAllrumanl dMCrlbe. hew Ifld 11114., wh.t co.dlllo.. 1,..1, be roqul"d '0 m.... Immodlll. ,11m.nll. run.'.II'"""",,I. I ow. unJ. f thl. NIII... 80ma orlhllM con.JlIlon.."do.,lbo.I..tollow.: Tn"aI...r Ih. P"'P""'''' U....II.I.1 hi""'"I. UalTa..... lI.n II' '1" p,'" al Lh. p",p"',' 0' 'n,lnl..,..., III/I II ""ll ar ("4..ar."o4 (a, ff I N1nClficl.llnl.,..I In Barnaw" la tolJ.r 'rln.I.."... .nd Darlg.or 111M.. nllu'I' pollan) wllh.u' I.nd.r'. prior w,IU.n cIIn"nL. I..ndor m"." 1\1 o,Uon. IIqulr.lmma.JI.La ")'man\ In lull., .11.um' ~urod b)' \hl. s.curl"ln.'NINIAL.IJIIW.V", 'hla C1J1110. ah,1t no, be ..at,l..d L)' wndlr 11...rel..11 ,rllhlt.llld 1'1 'lId.,.II.... 1101 Ih. d.'a.1 Ihll Saalrl\1 Inlhumenl. II Land" ...",1... lid. apUon, Landor .hln ,I.. Do,,,,wor aoUc. ol,u.I".lIo", Th. nof.k. .hall prv"d. II perlocl or not I... Ih..ao 41)'1 I.....th. d.L.lh. nolk.t. d,U"red or mall.d within whleb Do'h.ar mUll p')' all,Io,",aacU"" by thla 8acurllylnlllUmant. II Borrow.r 1.11, lo ,.,Ih... .uml prior 10 Ih. ',plrlllct. olthl. ,.rlad. Lend.., ma,lovoka I")' "madl.. ,.,mluad b)' 'hi. 91CUfll)' (nlllUment wUhoul l\!rlhlf nolk..r d.mand.. Borrowlf, I WITNESS nlE IIAHD(8) AND 8EAU8) or TIlE UND!l:RSIONED. ~i~i :;, ttI~;''; a - ,', p RIS'1'INA L " I .. ,I I , , J)-......,..~ .1l1~" DOM' PLETCHER I oP' ~ , '. ; Ii " CIaoI) .k....., I. (Iaol)! " ,_. " I: (..I): .-. , " :' (11I1) ......., :, " (81," Dri,."., O"'y). p,....,. VERIFICATIl IN The undersigned, an officer of the Corporation which is the Plaintiff in the forel\oinl\ Complaint or an officer of tbe Corporation which is the servicing agent (if Plaintiff, and bcing authorized to make this verification on behalf of Plaintiff, hereby verifies that the f.1ets set forth in the foregoing Complaint arc taken from records maintained by persons supervised by the undersigncd who maintain thc business rccords of the Mortgage held by Plaintiff in thc ordinary course of business and that those facts arc true and eorrect to the best of the knowledge, information and belief of the undersigned. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S, SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. DATE: r-MJi 23, 1999 C?0~ \ 0_~ - Name: TRACY WILLIAMS Title: ASSISTANT VICE PRESIDENT Company: ALLIANCE MORTGAGE CO. PS A SCRVICIN3 I'GNl' KR M;U(N MEt1>rn Ia>N 'IRBl' (pA-VER-AMC) J , \. ~ ...I ,,)' :) ... "^' 'v <.... "'l ().' '" >- ... '. v, ",oa~ ~ f' .... ~ r- ? ? -~ .:; ~ ;- '" ;) . :-r.N c:.J~ ..:> '" ~ . .., i~Z ,.. -, ~,~~ " !,.,)..f 'Ii ,- -; ~ : :0 J/-, ~ ). . :- : -- < J: rr: ~) . :c '~) :t'.~ ~L ~~ :;~ ::1 .,. .. '~I- ~ :0 lJ') (~ S .!z .~ ~.., I . 1- , l(S: .j Q. ~: 1 ~ I ~Z r.o.; 0- ll~u - !.I) .L.. ~ (7\ ~ C1'l 0 1- .u i <3> . !I j ~ I I '" ~ hI~ ; ~ ~ ~ ' ! I . - - un~ I ~~n - . < .J ~ o O' ~ ~~. :: I I . ' ~ ~ ~ - . ~ ~ ~ A SCHEDULE OF DISTRIBUTION, being il 1 ist of the persons and/or governmental or corporate entities or agencies being entitled to recei ve part of the proceeds of the sille received and to be disbursed by the Sheriff (for example. to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordilnce with this schedule wi 11, in fact, be made unless !?omeone ol1j<:cts by filing exceptions to it within ten (10) days of the date it is filed, Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY, IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU, IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT, You may have legal rights to prevent your property from being taken away, A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, 2, After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause, This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED, lUl THAT CERTAIN lot or piece of land eituate in Silver sprinq Township Cumberland County, Pennsylvania, bounded and described in accordance 1 with a survey and plan thereot, made by Ernest J, Walker, protesslonal Engineer, dated October 26, 1964, as tollows: BEGINNING at a point marked by a bolt in the center of Leqislative Route No, 21019, sometimes known as Hempt Road, ieadinq from the carlisle-Harrisburq Pike to Trindle Road, said point;beinq 1760 feet North of the center line of Township Road No, 5a3; ;thence extendinq alonq land now or formerly of J, Wayne Harkle and Ruth A, Harkle, his wife, South 99 deqrees 30 minutes west, 200 feet to a point In line ot land now or formerly ot Forrest E. Brenneman; thence along said land, North 01 degree 30 minutes West, 70.0& teet to a point; thence still alonq said land, North 90 deqrees 29 minutes 36 seconds East, 68.03 teet; thence still along tho same, North 89 degrees 30 minutes East, 132.7 feet to another point in the center at Legislative Route No. 21018, marked by a bolt; thence along the center ot said road, South 01 deqree 30 minutes East, 90 feet to the point and place of BEGINNING. HAVING A DWELLING ERECTED THEREON KNOWN AS 221 HEMPT ROAD, MECHANICSBURG, PENNSYLVANIA. BEING THE SAME PREMISES WHICH Darryl S, Shields and Tammy D. Shields f/k/a Tammy D. Armholt by deed dated April 14, 1994 and recorded April 18, 1994 in Cumberland County Deed Book 104 Page 56 granted and conveyed unto Christina L. Kaufman and Dow Pletcher. TO BE SOLD AS THE PROPERTY OF CHRISTINA L. KAUFMAN AND DOW PLETCHER ON CUMBERLAND COUNTY JUDGMENT NO. 1999 4926. ASSESSMENT: 38-21-0295-004 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY 9TH JUDICIAL DISTRICT COMMONWEALTH OF PENNSYLVANIA AFFIDAVIT OF SERVICE OF PROCESS MELLON BANK, N A Plalnlltf NO 1999.1944 CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE V.,.UI CHRISTINA L. KAUFMAN AND DOW PLETCHER l>crcndant Know all persons by these presents that I, JOH'u C, G.R.llufiAJER ,was assigned to dul~ executG t~,is service upon the follewing defendant: CliRlSTlNA L, KAUrMAN at 970 NORTH JR EAST, MOUNTAIN HOME, 10, 83647. I hereby depose and say: 1) That I am of the necessary age and sound mind to execute said service. 2) Thall am not a party to the action or have any interest In it. 3) That I am an agent of Eric J. Kerchner, a Monroe County. Pennsylvania licensed private investigator. 1 hereby certify that on ~ at approximately8 : ;).6 C1a.m. !D{m. a true and correct copy of the NOTICE OF SHERIFF'S SALE were served on the above-named party or witness in the following manner: (J I personally delivered them into the hands of the person to be served. "Tf 1JE I!t'" By leaving a copy at his/her usual place of abode with DARR.EJJ \/I/J:E!:, whose relationship to the defendant Is l:I Ll 5/3 If NiJ , and who Is of suitable age and discretion and also residing therein. (J By leaving a copy with . the manager/clerk of place of lodging in which defendant resides. (J By leaving a copy with , the agent in charge of defendant's office or usual place of business. Job title er position of agent is (J After due and diligent efforts, described belew, I was unable to serve the process because: Description of Recipient: Sex: A Race: I /I Approximate Heighl:~ Approximate Weight: W Approximate Age: 3..Q FURTHER AFFIDAVIT SAYTH NOT. f I I'" , , I ;. i i I I . , " . . Re: Alliance/Mellon v. Kaufman Cumberland Sale 6/6/01 U, S, POSTAL SERVICE CERTIFI~ATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller PORtnge: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Christina L. Kaufm~n 970 North 3rd East Mountain Home, Indiana 83647 U, S, POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Dow Pletcher 221 Hempt Road Mechanicsburg, PA 17055 Postmark: U, S, POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: rob 1 d /', r'." ~ Cu er an County /.:("-....! '. Adult Probation Office (: -;.. \-:~ 1 Courthouse Square :.; i . ...., , " '. Carlisle, PA 17013-3387~"'\, ./ .; /~ \,\-' \ /. I ,i,., ':"___. ~'._'/ '.., \.I :::./ lJN,rrPJMT'~ . _____.... POjM~j'"""~' Postmark: 0000 U S. POSltiGE . PAlO HARRISBURG,PA 1711Q APR 12. 01 AMOUNT $075 000682,8-U4 >- .3 G :? ,..... ,Z I'- D ;=~~S L.: ,C) ~?; ,~ LJ~ H- .r~ ~- ..... (.s;__: n~ I.". !n .~. td1 trl;:~ I )~ LeI:,': ..,- !.:ilfl .L- ::J ::nn.. I -, '.; u. ::5 0 co U SHERIFF'S RETURN. NOT FOUND CASE NO: 1999-01944 P COMMONWEALTH 01-' PENNSYLVANIA: COUNTY OF CUMBERLAND MELLON BANK N A VS. KAUFMAN CHRISTINA L ET AL R. Thomas Kline , Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, to wit: KAUFMAN CHRISTINA L but was unable to locate Her in his bailiwick. He therefore returns the NOTICE AND COMPLAINT IN MORTGAGE FORECLOSURE NOT FOUND ,as to the within named defendant KAUFMAN CHRISTINA L DEFT. MOVED LEFT NO FORWARDING ADDRESS, BELEIVED TO BE OUT OF STATE, NO RESIDENTS AT ADDRESS STATED l~:g~ s:z~nswe -,0" .~~./--: 5.00 ~~...<->~ 8.00 K a 1ne( 1 $3~,~b PURCELL~ KRUG & HALLER 04/16/b99 Sworn and sUbscribed~ ~efore me this d... f.54 day of VI ( I 19 90 A.D. Sheriff's Costs: Docketing Service Not Found Surcharge -XJJ~' \ MELLON BANK, N.A Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. CHRISTINA L. KAUFMAN AND DOW PLETCHER NO. 91. /9'1'1 &;;.,/r;_ Defendants CIVIL ACTION - LAW _ IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOT r C E You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a jUdgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money cr property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR C~~OT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FOR7H BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA 17013 717-249-3166 Legal Services, Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 A V ISO LE HAN DEMA}IDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIM DESPUES DE SER SERVInO CON ESTA DE~uu~DA 1 AVrSO. ?ARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REG ISTRE CON LA CORTE EN FORMA ESCRITA. EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE, SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIAT!>'MENTE. SI NO CONOCE A UN ABOGADO. LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300, cumberland County Bar Association 2 Liberty Ave., Carlisle, PA 17013 717-249-3166 Legal Services, Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 TRUE COpy FROM RECORD In TestImony wherool, I here unto set my hand alld the seal of said Court at Carlisle, Pa. ~hiS 1Jo.~y(;,rJlt:_ I~ I , Prothonotary . MELLON BANK, N,A. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ; , r'; i ~ vs. NO. 99. /9'1'1' ~~ 1____ CHRISTINA L. KAUFMAN AND DOW PLETCHER Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, MELLON BANK, N,A., with a servicing agent of ALLIANCE MORTGAGE COMPANY, is a corporation, with an address of 7022 AC SKINNER PARKWAY, SUITE 200, JACKSONVILLE, FLORIDA 32256, 2, Defendant, CHRISTINA L. KAUFMAN, is an adult individual whose last known address is 66 OLD STONEHOUSE ROAD #A, CARLISLE, PENNSYLVANIA 17013-9785. Defendant, DOW PLETCHER, is an adult individual whose last known address is 66 OLD STONEHOUSE ROAD #A, CARLISLE, PENNSYLVANIA 17013-9785. 3. On or about April 15, 1994, the said Defendants executed and delivered a Mortgage Note in the sum of $70,700.00 payable to MELLON BANK, N.A., which Note is attached hereto and marked Exhibit "A". 4, Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth conveying to original Mortgagee the subject premises. Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 221 HEMPT ROAD, MECHANICSBURG, PENNSYLVANIA 17055 and is more particularly described in Exhibit "B" attahed herto. 6, The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on November 1, 1998 and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 66,565.11 (b) Interest at $12.08 per day from 10/1/98 to 5/1/99 (based on contract rate of 6.625%) 2,560.96 (c) Accumulated Late Charges (d) Late charges at $18.11 per month for 7 months (e) Escrow Credit 90.56 126.77 247.66 (f) 5% Attorney's Commission 3,328.26 $ 72,919.32 *Together with interest at the per diem rate noted in (bl above after May 1, 1999 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not . .. oso.'..s,n ""'ur,.... NOTE ,\PIUL 15 ,10 -1! CAMP HILL ~I:;!LVAIIIA ".. - 221 HEMPT RD. HZCHANICSlu~a. ,tNNSTLYANIA 17055 r....,..... I. nOlLROWER'S PROMISE TO PAY In ,"urn rur .1.." tl"I 1 hut '...1.....1.""'1.. ,. ,., U8.' 7Q,10Q.00 Int'"'I,lOlh..rdl,.tl''' lAlUI".n, t.n'"I. MELLON !ANK, N.,.. IIhl, '!MU1l1 .1 ..u... "flHI,.I'), ,1", I un4."'.n4 Ih.' 1M tA.ul., 11'I1' I,afllt., Ihl. Ht", n. ....114., at .fI,lMIt who I,h. Ihl. N.... tl,. Inn"" ,"J .t.. I. ..U,W &a ,aul" pl)'mlnllllft41t Ihl. Nolal.ulJ..t Ih, 'NI'IIl.14".' 2. INTEREST IMo,..' .111 btI chl'I.4.n wAp.l. ,rtMI,., ulIlIll", full .~., II ,rlllIl,.1 hll.... p.IL.wlll p.,IM".., It . ,u,I, nLa II 6.l52500 .... Th,lnl,'''' n'a r.quln4 bl Ihl. S.UI" 21. 'h. ,.,.1_11I Pi' '*. ..r.,.... ,1\"","4.1....1& 4,lCn'*l I, Buill.. ICDI,hhl. NoUi, , I , I I , I. 1 will m.ke 11'I1 monlh1,. "'l1W1nta IIlh, 01ST41, .t.acllIMlllh bet1anllll.n I JUtf! 01' ,lit '4 ,1.111 nub 'u.. p'1men'. n.r)' mGath uIIUl1 h... pald.n .hhe.,rtncl,.1 ... l.lInt' ". ..., "har th.,... "',IW bIIo. th., I ..., ... uG4t, ,hi. N.t.. M,. monU,I, p.,.ment. .mlNl .pplled \0 In'.'''' ..r.,. ,rlMI,.I, Jr... KAY 01. . 2024 ,I .UII ... .nwunt. und., thl. Not., I .11I pa, ahaM .mount.l. 1\111.. th.,JI.~, .hlclr.lI rail" the ...lun', d.,.,- I 1.11I mall,o nI)' mon'''11 p.)'mlal..t UOO rUJIK DRIVE, SUITE 300, , I :; I' HARRISBURG, PENHSYLVIJIIA 11112 arIa. dlrr.,.nt .1....lhaquINd lot th. NeI. Hold.,. (DJA.""nt.tM.nthlrP.,..al' : I ' M)'monthl,. P')'IMot.lllbalnth"IDO",nl.IU.9.' 452,10 '1 I :;, ~. nOIUtOWER'S R1GtITTO PREPAY " I h.v. tho rllhL 10 m.ka p.)'manl' or p,lnclp.1 .1 'n)' Uma bal""I"-1'" JI",.. A p.)'~t.r "lncl,.I..,I,. ,. Il....... .,,,,.,IMllil.- Wh.n I m.ka I pro,.)'mant, 1.lllt.\I Lha Nolln.ld., In .rlUn, that I... _1.,1lt. : m.)' mlka . MI p"p.)'manl 0' ,'r\I.1 ,rapI)'IM.t. .n~' J&711l' Ill)' ,np';ttMftl chlflll. TM Not", lI.t.... .11I "" .11 or ml p,o(l.)'monl. ,. "duelth. .mGUot or p,lnelp.1 Lhlt I 0.' und., LM. Nol.. II I ,..11:. . p.rilll ,np')'Not,then ~1I1 bI .. ch,,,...latba .lu. d.t. 0' I.. Lhl lmoU..t 01 mtmonlhl)' ,.)'mant unl... 1M Not.llold" ..,... I" .rilln. \0 lho. ch...... S,I'AYMENTS (A) TI.. .ad PII...t PI,..nll 1.11I P')' prlnd,.I...I"...,..t "7 lII.klfl' ,.,.""nt. ...." ...ntla, , ., G. LOAN CHARGES II. II., which .ppU.. to thl. loan Ind which 10" mlrlmum loin charlu, II nAlII)' Inla",tlN.. th.t Lhal..,,;....1. or ...h., Io.n chari" colluclod 0' 10 ba eolloct.d 1ft connactlan wlLh lhl. lo.n IIclld ,h. p',miuaclllmll., ,h.n: (I) Ill)' luck 10'0 ch","_ .h.1I bI nducod II, the .mount noea..")'lo ,odue. tha charllo '0 Lbo permitted limit; .nd lU) .ny luma II,e.lI,. colloctod rram 1M whk'l. ".uN04 pe,mltted IImlll .iII bu ,,(undad 10 mo. Tho Nolallolda, m'J chcluM to m... Lhl. "lund il)' nduclnl ,11.0 "rllKl,.II.w. unll., 111.1.. N* orilYIrl11l:Inl.IU,,,:, pnJnwnl to mo. It. ,ul'vn" ,oduell p,lnclp..I, Lhu rwucll4n will ba I'..,... "' "nl.1 ,",,,.ymunl. O. nORROWER'S FAILURE TO PAY AS REQUIRED lA) Lat. Cb..... 'or O...reha. P'Y.'''lI II the Ne" lIoldor haa DOl. rocllvod tho full .mount or ''1)' mon'hl, p'YIMGI II)' thl on" 01 tho dlL. It I, du., 1 will p.y.l.ta ch"., to Lha Not.lloldo,. Th, .mount olLho chu...11I be p,lnclp.l.nd Intua.L. I will p.)'IM.lato eharlo prompU, huL only onc. on uch 1'1. p.,.menl, (D)D.t.ult III do not p.Ylh, MI.mountollleh monthly p.)'mont on ,II., d,I.ltl. dll.,I.1II ba In dol.uIL. (C) Notle. ot D.t.u1& Ir I .m In d.t.ult. th. Not. Hold., m.)' ..nd me I .,ILI'I\ natlea tlllln. ma lh.t It I do not p')' Ih.ovardu. .1>......1 b)'_ eln_l. dll.. th. Not. Hold" m.)' '''lulrl m. to p.ylmm.dl.L.I)' tha rull .mount or p,lncl,.1 .hlch hili nol baa. p.ld and.\I II,. ;"l.,..t lh.L I o..on 'h.t .mount. Th.t dlLe mu.t be IL 1.IIL 30 dl)" ,flor ,h. d.t. on which lh, DaUeal. d.Uvarld 0' m.Utel to me. (D) No W.t...r B1 Nol. Bold.r Enn II, IL . time wh.n I.m 10 d.f,,,,lt, the Nole Hald4r doe. not requln me to p')' Immadl'LlI)' In lun.. c!a1C.ILad .bov" the Nola Holda, wl1l.UII hlvo th. ,I.ht to do ~ It 11m In d.l,u\I at .I.to, time. (EI P.'ID.nl of Noll Dold.r'. COlla Ind l!lIpan... I( tho NolO lIoldor 11... nqulr.d me '0 P')' Immadl.'olyln tull.. d.ac,lbad ....... Lh. Nota Holdar will h.... I,,", ,I,ht lo bo p.ld lIu. il)' mI ru, .n or lu co.ta ."d llpan.I' In .ntorelnll' 'hi. Not. 10 'h. ..t.nl not prohlhlled hJ .ppllcahll 1... ThoN ".~..... lndudo, lor ...mpl., ralaonahlo.uo,noy.'te... rlrTlEN CllId., d.)', aRat 5,000 '4 arm)' ovard",. p.)'ma.' or 7. GMNG OF NOTICES . Unlo.. .ppllcabl. I.w ractul"o. dtrt.ronL moLhed, .n)' naLln th.t mUI' ba ,I.,.n to ma und" lhl, Natl.1II wlllvan by d.Uv.rln,'t or b)' m.llin, It by n"L clll' mall Lo ma .L ,11.0 Prnp"rlJ Addru. lbove or at . dlrt.r.nl .1Idroll II 1.1'11 til.l Noll 1I..1.I..r . notice or my dlff"lnl e,l<lro..., Any nuLlco 'hlL m'ut be Ilvon 10 1ho Notu lIoMer undur Lhl. Nolo .11I be II'I.,on hy m"lIInllt b)' nu' cl... 11I,.111.. Lho NlIlolluldar.L 111.0 addra.. II.lad In 91.'CLlon S(AI....,. or d 0 dirruronL .dduulrl.m II'lvan. nol]UI cttlllt ..moront .ddr.... f'lh'\J,l" f\" ,NUAIPHLUC UNI'ORW INSTRUMeNT "1..I.n ,.,'" UOO filII I . CtA'- ~ \). ','i. '$I, 8. OBLIGATIONS or PERSONS v&it Tins NOTE . I f It fMr. '1'1," .11. ,.r... .1,.. lid. N~., N.h "'M,, I. tItlll .,.. ,.,....,11, Ibll.,II'" II II.., .11 It ,he .f.....I... _4. I", Ik.. H.., IIMlu4'", nil ,remIM",., 11'1, "'11""""1 ..... All' per.....ha I. 'l'l'ra"I", autl" ur III"''', .t,." HM..of .1.. .wllf""'le ..,..... 11'11111" All' pe''', ....,.\.. ..,., lu.. Ibll,I'lell..I"tlu4In'lhe ..1I,IUt". It '",trlll'I', llIre',., .,....'..r.IIM. NN,...... .wI...... I, ..., .11" 11'1, ,,.,,11... ..... lnlhll N,lt. Th. NoItllulJ" "'I, 1"(,,cIllI rl,hL. II"." Ii'll. NMI ..,1." .....h ,.,... 1.41.W...II,., .,.1"., In ,(",. I...,...,. Thl, ....".11'1.'.", '''I.fu, m., M ,.qulr'.'t PI,.1I .flb .,_",.........'4" Ii'll. II....., 8, W AlVERll I",. '''1 o'h" ,.r.." .... h.. .""",,,," ",nd" Ihll NO'I .,.." lhe ,1,1'1" It p,..,Mm.,., .d ".Uu., 111,1.,.".." 'PuN.I_.,. _.... 11'1. ,11I1'Il'1 roqlllr. Ii'll Nlllllfol"" 'II ..m.nd P.,IM..'.r '1rIlIIlr.', 01".. "NoUn ordllhur.o,. m.ono 'h. rllh' loo ".l"lnlhl N.lolf.ldl" '0 II" noUu 10 olhlr per..... 'h.II_"..'. dllll hut "01 bHn p'ld, 10. VNIFOIlM BI!CI1RED NOTE ThI. Nol. I. . uniform 1"lLnuull~ wllh IImlt.c1 yorl.llo". In IMIIM JurldleUan.. In 001111\10" 10 Ih. ,rollelloal IlwlllIl. lb. HoI' 11010, Ilftdor lhl. Noll.. Mon..... 0..4 o(Tru.1 or Sueurlly OMd (lh. "S.a"lly'n'ln"N..~.J. c1alocl 'h. a.mo d.l. II II... NIIll.. p"'." .h. Nol. 11010101" (,um po.,U.I. 10.... _hleh ml.h' ,...,III( I do nul ....p lto. p,oml.., which I m.h In thl. N"ll, Th., s..""'1 1..llrunw", dNefl., hGw .nll .,..d., wh.l condlUon' J moy be fCKl"lr.d 10 m.... Imm.dl.t. "1IMnl In 1\111 or III .trlGu..l, I ow. IIn".. IhI, NIIII. Soml o( IhON con.huun. oru dlloeribotd II (allow.; T..lllo(....r lb. P..opI'I'.... ol"lrl.llll,,'"..II' In DlrTo..... 1t.1I a' on1 p.n .( 'hi p,."",..., ., .n1Inlo,..1 In" I. ~hl or Inn.r.nod lor I( I bononcl.llnlor..' In Borrowlt I. 00111., lron.r...,r'" .n" Don,wllr II nw~.. ...11U.1 pI,.on) wilhollllAn",,', p,lor .,luI" eonoont, lMadur m.y. .t II. option, r~lIln Immo.llo'l ,ol1f1fJnl In tuJl 01." '11,'\'1' ~lIroJ II, 'hio Sue",II)' In.tNlMnl.llowl..lr, Ihl. opllon .hllI nol be ...rcl.... by lAnd., 1(II.rcl..l. prohl"U."I" (.01.,.110. II o( Ihll dltu orlhlo 8ocurlt,''''lrumonl. It L.nd., norel... 'hi. optLon. LoneS., oh.n,l,. Borro.., noUe. or Hell.nlLan. 'nI. nolle. .h.U p,.,.,JI. ,.,101I.,1\04. 1... 'h'll SO oJo)', (ro.. tho do'olh. noUeol. d.U.,.,.,J., mollad wllhln which Bom.., mUI' pay ani".." ItcUr04 "1 ,hlo StcUrU, InolNnwnl. It Borrow., (aU' '0 po)' ,h... 111111I prior 14 tbe ..plrllll,ll o( ,hlo ,.,Iod. WAil... Iftaylllwoko .a)' flmellllll pclrmlUod~, Ihl. 8ecurl\)' (noINmon' wUhlNIl\lnh.r no,lel 0.. domlnd on Bor,.wl'. WITNESS THE HAND(8) AND BEAUS) or 1112 t1ND2RSIONED, ~ ~ i ~i,~~ .1 ~.. - hI 'A~ a RISTIHA L , ' ; . ; I .,./" .I:t- .._~ ~ b:;:rt . now PLETCHER I l. . Ii :, CIMU ......w " ("") , " .""'w ; ,; (1M') : ......w , :' :' ("I) '. .""'w :, I, (81,.. OrI,lul Chlly) ..,.1.,. i. , MELLON BANK, N,A Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. CHRISTINA L. KAUFMAN AND DOW PLETCHER NO. '1f}- 11'1'/ ~;~ Defendants CIVIL ACTION - LAW _ IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT, ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pageo. you mus: take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a jUdgment may be entered against you by the Court without further notice for any money claimed in che Complaint or for any oeher claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAlI GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA 17013 717-249-3166 Legal Services, Inc. a Irvine Row, Carlisle, PA 17::3 717-243-9400 .;VISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEh DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS CESPUES DE SER SERVICO CON ESTA DE~UU\~A Y AVISO. PARA DEFENDERSE ES NECESSARIO OL~ USTED, 0 SU ABOGAOO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA, RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA. SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE. SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA, POR RAZON DE ESA DECISION. ES POSSIBLE QUE USTED PUEDA PERDER DINERO. PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO CONQCE A UN ABOGADO, LLA.'ofE AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA 17013 717-249-3166 H1UE COpy FROM RECORD In Testimooy wherer.A, I herll unto Sit my hand and the seal 01 saki Court at Carlisle PI This s'= day !!t2I);;:P', ui ~ - y....,.,... ...r{L_.A~' Prothonotary Legal Services, Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 MELLON BANK, N,A, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA E , L I I , I i. r vs. NO . 9 t} . I'f 'I 'I ~~ 0' -r;""1 CHRISTINA L. KAUFMAN AND DOW PLETCHER Defendants CIVIL ACTION - LAW . IN MORTGAGE FORECLOSURE i i ! , . , , , , , i , 1 1 I I t I . I C 0 M P L A I N T 1. Plaintiff, MELLON BANK, N.A., with a servicing agent of ALLIANCE MORTGAGE COMPANY, is a corporation, with an address of 7022 AC SKINNER PARKWAY, SUITE 200, JACKSONVILLE, FLORIDA 32256. 2. Defendant, CHRISTINA L. KAUFMAN, is an adult individual whose last known address is 66 OLD STONEHOUSE ROAD #A, CARLISLE, PENNSYLVANIA 17013-9785, Defendant, DOW PLETCHER, is an adult individual whose last known address is 66 OLD STONEHOUSE ROAD #A, CARLISLE, PENNSYLVANIA 17013-9785. 3. On or about April 15, 1994, the said Defendants executed and delivered a Mortgage Note in the sum of $70,700.00 payable to MELLON BANK, N,A., which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth conveying to original Mortgagee the subject premises, Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 221 HEMPT ROAD, MECHANICSBURG, PENNSYLVANIA 17055 and is more particularly described in Exhibit "B" attahed herta, 6, The said Defendants are the real owners of the land subject to the Mortgage, 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on November 1, 1998 and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 66,565,11 (b) Interest at $12.08 per day from 10/1/98 to 5/1/99 (based on contract rate of 6,625%) 2,560.96 (c) Accumulated Late Charges (d) Late charges at $18,11 per month for 7 months (e) Escrow Credit 90,56 126.77 24.7.66 (f) 5% Attorney's Commission 3,328.26 $ 72,919.32 *Together with interest at the per diem rate noted in (b) above after May 1, 1999 and other charges and costs to date of Sheriff's Sale, The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to che sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not . . OSO".dtn IlAUf..... NOTE UAlL IS ,I' -!! CAW HILL .... ,INIl:;tLVANIA --. ... 221 HE.MPT e. HECHAM1C:SIUM. PENNSYLVANIA 110S~ '--'-;- I. 1l00UlOWER'S rnOMISETO S'AY I. 'lIlwl. r.., II ~Il It'lll "... ,.........., I pl.lIll.. ,. ,., u e. . 70,700.00 Il'll.r"',le lh, .,..., .hh, willer. n.. Len4., I, Ht:LLON tANK, N.,.. (lhl:t IIIW1UII,. ..11..1 ',r'.,I,.I'), ,It.. I un4''''I'''ot 'hll' Ill_ tAll.., "'" I'...,., Ii'll, tlell. Th, ......., II 'n,.n. who I.k.. IhI. NO'I II)' ,,.,,.t,, IllJ .....1. ..UII,1iI lei ,ee.". pt)'lMtll. ,,"Jet ,I'll, N,'II. UUN ,he ""..11.14",' 2,INTEREST In'"n,..ll1be chillI'. IIlllln,114 ,rllM'l,.1 ulIlIlllI. MI llUIIl'" ,rlMI,., h.. bee. paid. I will pi' In'''..' &\. ,...1, tile It 6.62500 .. Thalli""" r.'. tlqul,"., 11'11.....1." 21. 11'1. ,1,,1.11I 'I' bMh bet.,. Iftd .n., 111'1,".1.,,11 du.tlbed I.Sh."" I(DI.t,hl. N.tAi, , , , I . I., I will make mr rnonlM, p')'IMIlI,.. "'I. OUT..,.t tuk ..th Mttnlllll' on I JUNE 01 ,II 9. ,I will make Lh... p')'lMnl. ."". manlh IUIUII"." pal4 .n .r the'prlncl,.1 ..4 l.leAIt ... .n, olu, eh.,... 'ucrlbed b.lo. Ih.' I ....)' ..a UQ", thl. Not.. M, monLhl, pl)'lMnU will ... ."liN la 1"I"Mt Mten ,rI..lp.1. It,.. KAY 01 .' . 2024 . I 11111 owa .rrwunll und"thl. N'le,lwlll p., thoMo amounll hi MI.,thal'lt., whl.h I. called tha.maturlt, d.t.,. i ' 1 will m.1r.o m, monlhl)'p.)'tIlllllut 6400 FLANK DRIVE, SUITE 300, , I ~;:I' HARRISBURG, PENNSYLYAlltA 11112 orl'. dlrr.ran' piau It'*llllntJ a., thaN.I. H.ld.,. tDI bount.t M.nlhl, P.)'..... ; I i M)'molllhl,pl,rMAlwlllbol,'tt..-..ntotU.S.. 452,10 " , f!, 4. 1l0RROWER'S R101ITTO PREPAY .: " J havolho "lIhllo m.ke p.)'manll or prlnelp.1 .1 '1'1' "me Mttlra Ih., .ra duo. A P"mf~t or prlnclp.lanl, I. ....wn II' .,ra,.,mant: Whan I maka a pro,l'llIInl, I .lIIlalltha Not.U.ld" I.. wrllln, thall.m 4Iln,N. I ma)' rub I t..!1 ''''PIJ'lMnt or panl.1 ,l'lI")'lMn'a wltballt Fa,ln, In,-pr'p'".lInt ch....a, The Nolu U,I'u "m 101M ,II .t In, plcp'J'm'nt.lo n'ucalh. amaulll ot prlnclpalthaL 10wI undar tM. Notl, Itl maka. p.rtlal pr.,.,m.nt, th.,. '-III'" DO chll'l,"la .h..u dill. ar In Lhl amount 01 m, moftlhl, ,.,mant unl... UIO N.I. Jlald" ",... In wIILln. Lo tho.. ch.n,", a. rAYMENTS CA. TI.. a.d PI....t P.,..." I will pi)' prlnclpll.ft.la"""~, ..kla, ,.)'""d. ...". .."th, , .. 5. LOAN CHARGES It .1.... which applllllo IhI.loan u4 whlcb lOt. mlllmum 10.n ch.r....I. n"aI1YlnLarprtl.d 10 that Ih.I"I~I...t oroth., loan chll'" colll/Ct.d It 10 b. c:oIlVCl.d In cal'ln"Uon wlLh thl. lain lIe"d tha pormln.d IImll', lh.n: (II .n, .uch loan Chill'" .h.n be "IIIICN bY' th. amounl noce,,,,y t. roduc. Lh. ch.,.. Lo tho pormlUad limit; .nd (II) .ny 'Ilma .11'00dy calloctod trom me whld, vlCoodod. parmllled lJmlt. will bel ratund.d lo mo. Tho Not_Uoldar ma, chuulMl '0 m.... Ihl, ral'unll b, r.duc:1nll tho plindpall ow. undar Lhl.. N~. 01 b, maldn,. dlract p.)'nwnllo mo. It. lofund ladllC" prlnclp.I, thu ruducUon will Mlraltlll.,. pa",111 plllp,ynMlnL. O. nORROWER'S FAILURE TO PAY ASIlEQUIRED tAl Lata Chari' ,., O...rduo P.,.."t, II Lh. Not. Uo1d4r h.. no\ neal." th. MI UWlunt 01 ."1 monthl, p.,mont bylh. and or Iho dltalt I. du., I wl\1 p., ,1.11 eh.r,. to Lha Nat.lloldol'. Th. .mount alth. chltll will be prlnc:lp.lltld Int.....L.1 will pi)' ~h11 t.to charMo pramp,l, but onl)' ane.on IIch I.t. p.)'!Mnl. IDIO.'....I& III cia DOL p., Ih, MI.mounl ot ..ch manlhl, p.ymonl.n th. d.l. n I_ dUI, I wlll bo In datlulL. (C) Nollo. ot O.t.ult It 11m In datlulL, thl Nat.nalll., may ..,,4 me I .rlnl" "aUe.lIllln, ml Ihat It I do nat PI' th. aVlldu. 'Io...Ullt b,. carhll'l d,t., th. Not. "aid., mlY requlr. m. Lo pi' Immodllt.l)' Ih.1\I1I .mount ot prlnclp.1 which h.. nat bqn paid .nd .1111,.. illL...." t"ltl aWl on that lmounl. Thlt data mull ba.L 1...t30 doyo .n... th. d.te an which tho AaUe.l. dollverad or moUld Lo ma. (0) N. W.I.... 0,. Nol. Dold.,. Ev.n 1(, .~ . lime wh.n I .11I In d.t.ult, th. NOI.Uoldtl lioN llGt roqulra m'lD P'Y Immadla"l, In lull.. cI'II:,ILad .ho.,I,tha Note Halcla, wlll.UII hu. th. rllhl to do~ltl.m.ll'l d.lau\t.t ./.latUme. lEI P.,..nl otNolo Rold.,.. C..I. .nd E.p.nN' IIlho Nalo lIold... h.. reqlll* me to P'Y Imm.dlllolyln run as dlllCrllMd .ho"I, tha Nal.llald., will h.v. U... rlllht to bo p.ld baclL by 1M (III .11 at iu coI'a and llpon... In iln(olelnll thl. Na,o ta Ih. ,,1.nL naL plahlbllod b)' .ppllc:abl. Ilw. ThalO 11.....1... Indudo, tar .urapl., IlIllInll.laIUarna,a'(o... rIr'1'EEH e.l.ndar d.,. .I\ar 5,000 'A. o( m, av...du. P'Y_Dt or 7.OIVING OF NOTICES , Unl... ',plleabl. low toqllll" a dlrr.lOnt m.lha,J, any Rallcathal mull b..lvln to me und... thll Nata wllll,., ~Ivan bJ' daUvarln, It or b,. m.lIinlll1 b, nul el... mill t. m. Il tho IJlnpcuty Addu.. lbov. ar al a dltr.rant I"dra.. It I Ilv. th. Nolo 1I..1.lu( a nllLlea ot my ellrr.,ont ..Id'lln, Any RIIUCU thaL mu.t bo IIIYlln to Lha Nlllu IIllldur un..JIII LhI. NaIll will ba IIlvun by rnAllInllll by n,.l el... 1II...llll tha Nlllo lIuldor.t Lhll .ddu.. ".ud In SIlCUan SIAl lbova III' at I dl((ulonl .dJru, \lllm "Ivan I nalle. ollh.L Jilrll(onlIJd,u.. ~ f',lI'1"\:7ll" fl" .. UULl'IITAnPIJl:ID RATI HOT. ,llnQla Pamll,. PNUAIPHLMC UNIPORU INtlTRUMINT ~~- ~"a'a'l ~_."... '... POt.nOG.,1I1 I. , CL.I~.,l\:\). ','<.\j\, L ODLICATlONS or PEllSONS uan TIns NOTII:. t It "" 'hili '"' ..,... .1,.. ,... HNo .... ..,... .. MI, I" ,.,....11' "I..~... Wi ..., all tll~ "....... .... t. ,,"- ..... IACldlll' ,hi ,,.~.. Wi,., u.. Atll.....' ..... AliI,.'.......... ,-.,11I"" ..r.., _ ......,."".. .....,,, .........,... Wi ..,Met ''''1", All, ,.,... wt.e hhl ..., ,.... ,,",.1&'1., ,..Idl", I'" .wI..'.... tll ",,'IIt&M', _Nil." ............, "" Nu... .........~ I. ..., .11 II ,h. "..1... .... I, ,.... H.II, Th. ...... II."., .,, ..r.r.. u, ft."" ".. Illlt "a. .,.1... ..... ,.,......'......11,., ...1..1.11.111.'",'''''. T'Id. ...... ~h'II., .1. .(11. ",.,... '.1,... ~,., .Il.htl. ._M.........., I"" II....., 8. WAJVEIl8 I .n' '''>>' .'h., per... .h. h.. ""..U.,,. "II'" IhI. Nul. .,...Ih. ,1,111I' II "...1_.' ... ....le. II '1.1...,..." .P"NII_.,. "'Ill ,hi 'I,M I. ,~",l.. 'hi ,.,...If.I.., I' '.m.nol p.,_.., II ._'1.11I11I, .N......, 'l.hllll.,' _u.lh, ,I,M h, ,.....1,. ,hi ,.,.... tI...., II .1."""IClI"lh""'''"'Iko'0",,"ln0411,kl1''"ol~'',014, 10, UNIFOIlM SECUllED NOTE Thl' NOI' 10 , Ulllr.,,,, I""",....'" _llh IImll.4 ".,I,Uonl In ..,.. Jurl,'leU,.. I. o"M'A ,. 'ho 'tMKl.... ft".. ,. 'h. H..II....' "nd.r IhI. NoI.. . 1.1.11..... D... otTN'l" s.curU, ON. Uk. -8ecvrl', '."'N_'I'). ..114 ,....._ '01. IIlltll NIlII. ,,..,. '''-Nil' 110101., r".,m poIl/bll """0 .hkh mllh' ,.."Il It J do fWl k.., ,too ,,,.1... .hkh I ..h lalhlo NMI, 1'\0'......111' I...ln._"l ...r..... hcI. 0,.01 "nd" .h.l cOlldiUon. I mo" b. r~"I"d to m.1lI Immodl.,. ,')'MalIA hill.r oil .-.111" 1,.0 uJ.. ,.... NolIo. 801M .f l""- CllndIUD'" ..,1I .JCllICrlboMl II fCln...; Tn,,.I.. ,'Ilao Pnp"I'.I'. 0,,,.11,1,1 1"'1.,..11" a.n,...., If ,II lor '11' ,.11 .r Ih, p",....., .r "" In,.,..l In 1\ I, ItUIoI or ''In'',,,,, ,., If, bononclllln"".ll" Bo"..., I, ..II" l'...'."........ n."..... J. _.. ..1",.1 plr..n) wllhollllAnd.r'. p,lor .rHt,,, con.on'. IAn40, m,,,..' It' .,U... r.q"t" Im-.ll.l' ,.,lfIInlln twll.r .11..."" ....",..., Ihl. &cllrll)' In.I,,,,,,,.I. }lo.."r.lhl. opllOIl ,h.n not. b. ...nl....' Led., It...rel..l. ,...hlbll"''', 1,..,,11.. ,. of IkIt d.lo.r lhl, 8ocu,1I, 1.'INmonl. If Lend., ..,"IIMlhle .,Iio", Lo.d" ,h.UII". So"..., ....1cI.' acc...ta.., TN .tlk. .h.U 'l'llflJo. ,.rW ot "'" I... lh.1I SO ..,. rn.. 1110. ..,. Ih. 1Ul1l,. I, 41.11",... .r mall" .Illd. .hklt Do"..., allll p., ,n ....AI INCUr'" "" 111010 S.-urll1 In'INIM"" It BltnI.., t.lI. III 'I' th... 'WIM ,ria;r It 1110, 1I,lr"". .r Ihl. ,.rlo4, Lo.ol.., _, I.".k. .., nmodl.. pormlu....,. 'hi. s.curll)' J"'lNIM'" .Ilhou, l'vl1hu Mllel It 4."".4.. 8,,.,...,., I WITNESS TIll HAND(9) AND 9IAUS) 0' TlJl1JNDII:RSIOHlD. if ~ . ; .il~ ;J. . - it! 'A~ If ~TINA L~ . 'I .:1 .f:t- ...' -~ i? .l;t:U DOM' PLETCHER I ii :, e"l) _. . " '''U' " - " . . e"1)' " J, ._. , ,. ;, e"l) ._. :. ,. (SI,,. Orl,btal Od,J @: r;-. c:-!::' ~~') ,..-...., ~., 'f'ti/ t ~ ~ I I . , I .. , ! \, , , < H ~! ~ p.~ ~ ~ ~~ ~ ~ ..;,j , ~ :~ < ~~ ~~ i f2 ~~ ~ij~ 150l .... ::,,; .... J 8i ~~ '" .-< I '" ~!2 1np.~ '" ~~ 0-1~ S .~~~ ~ 2 ~p.!!Jo8Q tJiS ~~ -- -- -<. .J COURT OF COMMON PLEAS OF CUMBERLAND COUNTY 9TH JUDICIAL DISTRICT COMMONWEAL TH OF PENNSYLVANIA AFFIDAVIT OF SERVICE OF PROCESS MELLON BANK, N.A. Plaintiff NO, 99-1944 CIVIL TERM CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE Y'f'lua CHRISTINA L. KAUFMAN and DOW PLETCHI:R DcCc:ndlUll Know all persons by these presents that I, ( '-:\ ~ \ to M F\\-\ , was assigned to duly execute this selVicA upon the fOllowing defendant: CHRISTINA L KAUFMAN at 970 N 3RD EAST, MOUNTAIN HOME. ID 83647. I hereby depose and say: I) That I am of the necessary age an:! sound mind to execute said selVice, 2) That I arn not a party to the action or have any interest in it. 3) That I am an agent of Eric J. Kerchner, a Monroe County, Pennsylvania licensed private investigator, I hereby certify that on..m Ill! \ c\Cj H_ at approximately '\{?,O Qa.m. tsp,m. a true and correct copy O~INT IN MORTGAGE FORECLOSURE were served on the above-named party or witness in the following manner: ~ I personally delivered them into the hands of the person to be selVed. [J By leaving a copy at his/her usual place of abode with who is of suitable age and discrelion and also residing therein. Q After due and diligent efforts, desclibed below, I was unable to selVe the process because: Description of Recipient: Sex: -E_ Race: '^- ') Approximale Height:~ Approximate Weight: J]Q Approximate Age: ~::,O FURTHER AFFIDAVIT SAYTH NOT, , 'h. kct;:\.:, - Subscribed and swom to before me this 81'-{ of Process SelVer day of ~f're:MI381., 1999. ............. d::.. p '='- /J If ,.., 'A. FU '1,... ~ . .-... v' l.t. '... N P bl' - !ft~ ~r'" ........ ~ ill... otary U Ie I~'/ 'l \. CO""''YI,SS'ON ~xp(~~S :O/-20.-0!f ! I ~OTAIl,. ~ .. . . . i \ -.- * $ ~ * /lU8\..$,: : . '0 . \~... ,.Isl ~ ~.., ---....... ,"< ..... ~'", 1'8 OP \$ I".... I, ,.... .r,.......", 'I '" '.' " I ~- ( . L.. '" \.', . , \ .~ UlZ ..:< f ~>l tl.>< en 0 ~ ZZ Z f :;:o. Z Ul 0 ..: 0 U . ~ ~ f< , U U ~E-o < >< 3:f ::> Z l<: ~O 0: E-oO ~ f l<:~ ~fl E-o~o O:"'Z E-of<l OH Ulo.Z ....JOO\i:k: al >l~ H f z:;: >l< .O::~ tt., > 'E-o H::> W>lUl:r: f<I HZOf<l "" ....M-KI~Il.AOUI(.I,'IIC'IL9."Qr"(.1 OH"1IO~O::IA'Id,;n-s"'O)'11'l'IS.1l" ~ MELLON BANK, N.A., PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. CHRISTINA L. KAUFMAN AND DOW PLETCHER, DEFENDANTS CIVIL ACTION - LAW NO. 1999 ~ 1'1<1'( IN MORTGAGE FORECLOSURE P RAE C I P E TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT "in rem" in favor of the Plaintiff and against Defendants CHRISTINA L, KAUFMAN AND DOW PLETCHER for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid principal balance Interest (Per diem of $12,08 from 10/1/98 to 5/1/99) Accumulated late charges Late charges ($18.11 per month to 5/99) Escrow Credit 5% Attorney's Commission $66,565.11 $ 2,560,96 $ 90.56 $ 126.77 $ 247,66 $ 3.328,26 $72,919.32** TOTAL .. ~0gether with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. :~~LL' KR~ Leon P. Haller PA 1.0. #15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 I :\HOMEIMKFlDOC5\CUMBERlAIKAUFMAN, p \ , ""'- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 1999 4~26 I'l </</ MELLON BANK, N.A., PLAINTIFF TOTAL AMOUNT OF JUDGMENT $72,919,32 Interest at $12.08 per diem to sale date $ 3,672,32 Late charges at $18.11 per month to sale date $ 181.10 Escrow Deficit $ 2.000,00 TOTAL $78,772.74* VS. CHRISTINA L. KAUFMAN AND DOW PLETCHER, DEFENDANTS *SALE DATE: WEDS"MARCH 1, 2000 (PROTHONOTARY'S USE) Plaintiff At torney Sheriff This Writ PRAECIPE FOR WRIT OF EXECUTION MORTGAGE FORECLOSURE - P,R,C,P, 3180-3183 TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the Date: December 14, 1999 Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Leon P. H ler PA .D, #15700 WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF CUMBERLAND TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached description known as 221 HEMPT ROAD, MECHANICSBURG, PA 17055, Date: PROTHONOTARY/CLERK CIVIL DIVISION BY DEPUTY rt' ~ . d 1 , t . ); > ~ , I J ~\ I ~ ' , ~~~~ ~ \ . ~ ~ & ~ \J)~\.\S ~ ,. "') " ~) ~ ') ~ ~ " (., , ) ~ r , '- JUI THAT CERTAIN lot or piece at land .ituat. in Silver Spring Town.hlp Cu.b.rland County, P.nn.ylvania, bound.d and d..cribed in accordance I with e .urvey and plan thereat, made by Ern..t J, Walker, prote..ional Enqineer, dated October 26, 1964, as tollows: BEGINNING at a paint marked by a bolt in the center at Legislative Route No, 21018, sometimes known as Hempt Road, leading tram the carlisle-Harrisburg Pike to Trindle Road, said poin~. being 1760 teet North at the center line at Township Road No. '83; -~henco extending along land now or tormerly at J. Wayne Harkle and Ruth A, Harkle, hi. wite, South 88 degreas 30 minutes West, 200 teet to a point in line at land now or tormerly ot Forrest E, Brenneman; thence along said land, Horth 01 degree 30 minutes West, 70.06 teet to a point; thence still along said land, North 80 degrees 29 minutes 36 seconds East, 68.03 teet: thence still alonq the same, North 88 degrees 30 minutes East, 132,' teet to another point in the center at Legislative Route No. 21018, marked by a bolt; thence along the center ot said road, South 01 degree 30 minutes East, 80 teet to the point and place at BEGINNING. HAVING A DWELLING ERECTED THEREON KNOWN AS 221 HEMPT ROAD, MECHANICSBURG, PENNSYLVANIA. BEING THE SAlVJE PREMISES WHICH Darryl S. Shields and Tammy D. Shields f/k/a Tammy D. Armholt by deed dated April 14, 1994 and recorded April 18, 1994 in Cumberland County Deed Book 104 Page 56 granted and conveyed unto Christina L. Kaufman and Dow Pletcher. TO BE SOLD AS THE PROPERTY OF CHRISTINA L. KAUFMAN AND DOW PLETCHER ON CUMBERLAND COUNTY JUDGMENT NO. 1999 4926, 38-21-0295-004 ASSESSMENT: MELLON BANK, N.A. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintif f Vs. Defendants NO. 1999-49re Ifll/'I CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE CHRISTINA L. KAUFMAN AND DOW PLETCHER DATE OF THIS NOTICE: November 30, 1999 TO: CHRISTINA L. KAUFMAN 970 NORTH 3RD EAST MOUNTAIN HOME, ID 83647 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Court Administrator Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 By Leon P. aller Attorney for Plaintiff I.D. #15700 1719 N. Front Street Harrisburg, Pa. 17102 (717) 234-4178 '. MELLON BANK, N.A. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff vs. CHRISTINA L. KAUFI1AN AND DOW PLETCHER NO. 1999 492e It/'Ifl CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE Defendants DATE OF THIS NOTICE: November 30, 1999 TO: DOW PLETCHER 221 HEMPT ROAD MECHANICSBURG, PA 17055 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Court Administrator Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 By PURCELL, Leon P. Hal er Attorney for Plaintiff LD. #15700 1719 N. Front Street Harrisburg, Pa. 17102 (717) 234-4178 . A SCHEDULE OF DISTRIBUTION, being a list of the perSOllS and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale rp.ceived and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. Mellon Bank, N.A. ,vs' In the Court of Common Picas of Cumberland County, Pennsylvania No.99, 1944 Civil Christina L. Kaufman and Dow Pletcher R. Thomas Kline, Sheriff, who being duly sworn according to law. says this writ is returned STAYED. Sheriffs Costs: Docketing Poundage Posting Bills Advertising Law Library County Mileage Certified Mail Levy Postpone Sale Surcharge Share of Bills Law Journal Patriot News 30.00 14.13 15.00 15.00 .50 1.00 15.50 1.21 15.00 20.00 24.00 25.08 339.80 234.53 $ 750.75 Pd By Atty 02-22-00 ?~~ Sworn and subscribed to before me R. Thomas Kline, Sheriff This it:!-' day of ~ O Q.~..Onhl 1999, A.D. ~ ''''"I' Pr6th6notary . Byfit:;.., Jtzc Real Estate Deputy 1.;;\J (;1< .11 ~,o &. (/;;:<;1) ... . A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the pror.eeds of the sale received and to be disbursed by the Sherif f (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. ~ IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. I f you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of, a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. MELLON BANK, N .A., PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 1999 ~ 11<{tf IN MORTGAGE FORECLOSURE VS. CHRISTINA L. KAUFMAN AND DOW PLETCHER, DEFENDANTS AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 221 HEMPT ROAD, MECRXNICSBURG, PA 17055. 1. Name and address of the Owner(s) or Reputed Owner(s) : Christina L. Kaufman 970 North 3rd East Mountain Home, Indiana 83647 Dow Pletcher 221 Hempt Road Mechanicsburg, PA 17055 2. Name and address of Defendant (s) in the Judgment, if different from that listed in (1) above: SAME 3. Name and address of every judgment creditor whose judgment appears of record on the real property to be sold: 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW) : Members 1st Federal Credit Union 5275 E. Trindle Road Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the -. ..... i::: b: c" i-~ ;;: <. -=r :"1.- lJ.1_." C>..) f;?r~ :7:: :~:.r: ' !..( 0.. ',2i ~~:' ~ ">- ......, ~: ~ (r) ~.~.! . :~ c-. '":;?" L.: ,:.]tu ..-.< ::~Q - ~ -:3 :J :::> (J ". , MELLON BANK, N.A., PLA INTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANI~ CIVIL ACTION - LAW NO. 1999 1944 VS. CHRISTINA L. KAUFMAN AND DOW PLETCHER, DEFENDANTS IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 221 HEMPT ROAD, MECHANICSBURG, PA 17055. 1. Name and address of the Owner(s) or Reputed Owner(s): Christina L. Kaufman 970 North 3rd East Mountain Home, Indiana 83647 Dow Pletcher 221 Hempt Road Mechanicsburg, PA 17055 2. Name and address of Defendant (s) in the Judgment, if different from that listed in (1) above: SAME 3. Name and address of every judgment creditor whose judgment appears of record on the roal property to be sold: Cumberland County Adult Probation Office 1 Courthouse Square Carlisle, PA 17013-3387 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW) : Members 1st Federal Credit Union 5275 E. Trindle Road Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: '>- (.:: (," e .c '.' c<, t^ .:r ~~1 ~) C) , '=:s; ~ " " c....... (y :!,_J L.' (......, :[-0 , .1>: " c' _~_ ~ --j;u "- " ::-~t'_ -- :1. :5 u 0 (.) A SCHEDULE OF DISTRIBUTION, being a list of the perElons and/or governmental or corporate entities or agencies beinc! entitled to recei ve part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the nale and distribution of the proceeds of sale in accordance with this schedule "Iill, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. >- ..... cr; c::. r- i::-!' %: n .::z ;~:s lJ.I~. ~~ll :r: ,~: /: t::;l: c.... ;';~~ 9~_ . FJ ,- c> .(f> .., "::.-: r-: , ;;.: u.' '--;'11 ,. ::c ,UJ(l.. ~.'~ u. :"J L.l CJ 0 ~ , I~l RE: UNITED STATES BANKRUPTCY COURT fOR THE MIDDLE DISTRICT or PENNSYL'/ANIA ()O,~ PLETCHE?, BANKRUPTCY NO. 1-00-00370 Debto~ MELLON BANK, N.A., CHAPTER 13 Movant vs. DOW PLETCHER and CHARLES J. DEHART, iII, Trustee, Respondents ENTRY OF ORDER MODIFYING STAY TO PERMIT THE FORECLOSURE OF LIEN UPON REAL ESTATE OF DEBTOR AND NOW, this ,,(';/ day of ,)1'..?Ulltl;/ ' 2001, it appearing 0: record that Certification of Default was filed January 19, 2001, a~d that no response has been filed by Dow Pletcher, Respondent, it is hereby ORDERED that the stay imposed by ~362(a) of the Bankruptcy Code be, and hereby is, modified to permit the Movant, Mellon Bank, N.A., to p:oceed to foreclosure OIl its mortgage r~corded in Cumberland County, Pennsylvania, as described in its Motion on file herein. BY THE COURT: /;,./ f/'llmt J. Woodllde Robert J. Woodside Bankruptcy Judge IFirllfJ::~:',.:~:~:- :~~: ~~Jli "." - " ! ! I J:':-C.-2-. . : If L~:"~'''--OP(J ' " >- r- c:- c: :--t ;~ lll': ) ., - ',.~ "" ~! C). , .., -' '..- ~:: c.. .:"j c. -" ~~ -") .) I, - .-, , n-: .' (j i.l~ . , ,. , ,- ". CO :-J C) <J '- ... Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No. 1999 1944 r- ~ ! f MELLON BANK, N.^. CIVIL ACTION LAW : ,I "/:1. CHRISTINA L. K1..'JFMAN AND DOW PLETCHER, Defendant :J IN MORTGAGE FORECLOSURE . . VOLUNTARY SUBSTITUTION OF BANKERS TRUST COMPANY OF CALIFORNIA, N/A/ AS TRUSTEE OF MELLON PURSUANT TO RULE 2352 (a) Material facts in which the right of succession and - - - substitution is based are as follows: On April 18, 1994, said Defendants executed and delivered a Mortgage Note in the sum of $70,700.00 payable to MELLON BANK, N.A. On July 14. 1998, MELLON BANK, N.A.,assigned all of its right, title and interest to BANKERS TRUST COMPANY OF CALIFORNIA, N/A AS TRUSTEE OF MELLON. Said Assignment is recorded in Mortgage Book 582, Page 424. BANKERS TRUST COMPANY OF CALIFORNIA, N/A AS TRUSTEE OF MELLON BY: - - does voluntarily substitute itself as Plaintiff herein. Leon ller, Esquire Atto ey for Plaintiff Date: June 5, 2001 -- Melloll Bank, N.A. VS Christina L. Kaufman lInd Dow Plctcher 111 the Court uf Common Pleas of Cumllerlllnd Coullty. Penns)'lvlInia Nil. 199<),1944 Civil Michnel Barrick, Deputy Sheriff. who) Ileing duly sworn lIccording to 11Iw. says UII April 11, 2001 at 9:04 o'clock A.M. EDST. he postcd 1I eopy uf Relll Estllte Writ Notice Poster and Description on the property of Christina L. Kllufinan and Dow Pletcher located at 22 I Hempt Rd. Mechaniesburg. Cumllcrland Coullty. Pcnnsylvania. according to law. Gerald Worthington, Deputy Sherin: who being duly sworn according to law. says on April 16, 2001 at 2:22 o'clock PM EDS'/'. he servcd lItrue copy ofRcal Estate Writ Notice Poster and Description in the allovc entitled action upon one of the within named dcfendants to wit: Dow Pletcher, by making known unto Dow Plctcher at 221 Hempt Rd. Mechanicsburg, Cumberland County, Pcnnsylvania, its contcnts and at the same time handing to him personally the said true and attested copies of the samc. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served thc above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a pendency of the action to onc of the within named defendants to wit: Dow Pletcher by rcgular mail to his last known address, 221 Hempt Road Mechanicsburg, PA. This letter was mailcd under the date of April 17.2001 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who Ileing duly sworn according to law. says that he served the above Real Estate Writ Noticc Poster and Description in the following manner: The Sheriff mailed a pendency of the action to one of the within named defendants to wit: Christina L. Kaufman by Certified Mail Return Receipt Requested, Restricted Delivery, Deliver to Addressee Only to her last known address of221 Hempt Rd. Mechanicsburg, PA. Tbis letter was mailed under the date of April 17, 2001 and the letter was returned to the Sheriffs Office on May 7, 2001 marked UNCLAIMED R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a pendency of the action to one ofthc within named defendants to wit: Christina L. Kaufman by regular mail to her last known address, 221 Hempt Road Mechanicsburg, PA. This letter was mailed under the date of May 7, 2001 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff. who being duly sworn according to law, says that after due and legal notice had been given, he exposed the within described premises at public venue or outcry at The Court House, Carlisle. Cumberland County, Pennsylvllnia, on June 6, 2001 at 10:00 o'clock A.M., EDST. He sold the same for the sum of$91,000.00 to Attorney Sharon Dunn for Bankers Trust Company of California N/A as Trustee of Mellon. it being the highest bid and best price received for the same. Bankers Trust Company of California N/A as Trustee of Mellon of3 Park Plaza, Suite 1600, Irvin, CA 926i.1, being the buyer in this execution paid to SheriffR. Thomas Kline the sum of $2,856.74, it being sheriffs costs. -- Sheriffs Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer County Mileage Certified Mail Levy Surcharge Legal Search Law Journal Patriot news Share ofBilIs Distribution of Proceeds Sheriffs Decds 30.00 1820.00 15.00 15.00 30.00 10.00 1.00 9.92 1.39 15.00 30.00 200.00 321.20 281.64 25.09 25.00 22..iQ $2856.74 Paid by Attorney Leon Haller 7-06-01 Sworn and subscribed to before me So an})Y5~ /. - ~~_ ~f''' ~~ -R~'fhomas Kline, Sheriff This ~ day of C) ~ 2001, A.D. (26" Q. n.."i.. '.~ Pro h notary By{lod'.Lt s~\ Dep ty Sheriff , 30. aV ~~ I./I'i e,. CI1.- 33 ,/ ,'( />D~ ~IJ.j.' .~ . TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECf TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACfORY EVIDENCE PERMIITING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 38 Held Wednesduy, June 6, 2001 Dute: June 6, 2001 TAXES: Receipts for all taxes for the years 1998 to 2000 inclusive. Taxes for the current year 2001. WATER RENT: SEWER RENT Company assumes no liability for private supply of water or sewer. Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES:. Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated , 200 I, and recorded ,2001, in Cumberland County Deed Book ,Page RECITAL: Being the same premises which Darryl S. Shields and Tammy D. Shields formerly known as Tammy D. Armhold, husband and wife, by Deed dated April 15, 1994 recorded April 18, 1994 in the Office of the Recorder of Deeds in and for Cumberland County in Carlisle, Pennsylvania in Deed Book 104, Page 56 granted and conveyed to Christina L. Kaufman and Dew. Pletcher, single persons. OTHER EXCEPTIONS: I. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded casements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of legislative route No. 21018, sometimes known as Hempt Road. 6. Building and use conditions and restrictions as set forth in Deed of Samuel L. Simmons and Marion K. Simmons, his wife, recorded in Deed Book "B", Volume 19, Page 380. Mortgage in the amount of $70,000.00 given by Christina L. Kaufman and Dow Pletcher to Mellon Bank N.A. dated April 15, 1994 recorded April 18, 1994 in the Office 7. . of the Recorder of Decds in and for Cumberland County in Carlislc. Pennsylvania in Mortgage Book 1207, Page 475. Assigned to Banker's Trust Company of California, N.A. as tnlslee of Mcllon Blink by instrumem dllted MlIY I. 1998 lInd recorded July 14, 1998 in Miscellaneous Record Book 582, Page 424. Complllinl in Mortgagc Foreclosurc filed by Mellon Bank, N.A. liS Plaintiff lIgllinst Christina L. Kaufmlln lInd Dow Plelcher liS Defendllnts in the Oflicc of the Prothonotllry ofCumberlllnd County on April 5. 1999 to File No. 99-1944. lJcfaultjudgment in the amount of$72,919.32 cnlered Deccmber 15, 1999. 8. Mortgage in the amount of $20,000.00. given by Christina L. Kaufman, now by marriage Chrislinll L. Plelcher and Dow Pletcher 10 Members First Federal Credil Union dated December II, 1996 recorded December 17, 1996 in the Office of thc Recorder of Deeds ofCumberlllnd County in Mortgllge Book 1356, Page 86. 9. Judgment in the 1II110unt of $5.006.17 entered by Cumberland County Adult Problltion as Plainliff lIgainst Dow Plelcher as Defendanl in Ihe Office of the Prolhonolary of Cumberland County on November 13,1999 to File No. 99,7082. 10. Judgmenl in lhe amount of$I.272.21 entered by Cumberland County Adull Probation as Plaintiff against Dow Plelcher as Defendanl in lhe Office of the Prolhonotary of Cumberland County on November 23. 1999 to File No.99-7083. II. Judgmenl in Ihc amount of $167.50 enlered by Grossman-Cohn Associates as Plaintiffs against Chrislina KlIufman as Defendant in the Office of the Prothonolary of Cumberland County on February 3, 1999 to File No. 99-626. 12. Rights granted 10 Keystone Pipeline Company by instrument recorded in Miscellaneous Record Book 67, Page 78. 13. Rights gmnted 10 Sinclair Refining Company by inslrument recorded in Miscellaneous Record Book 75, Page 349. 14. Salisfactory evidcnce to be produced that proper notice was given to the holders of all liens and encumbmnces intended to be divested by subject Sheriff Sale. It is to be noted lhal no proof of service of Grossman-Cohn Associales is filed of record 10 number 99- 1944. IS.Salisfactory evidence to be produced that there are no unpaid condominium assessmenls. fees, charges. lale fees, fines and interest for either prior or current year. 16. Real estate laxes accruing on and after July 1,2001 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. ~~. Robert G. Frey, Agenl Note: This Tille Report shall not . vnli or binding unlil countersigned hy;:m authorized signatory. VS. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 1999 1944 [' i ; , , , . . ~ MELLON !lANK, N.A., PLAINTIFF CHRISTINA L. KAUFMAN AND DOW PLETCHER, DEFENDANTS IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C.P. 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Il.:lller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 221 HEMPT ROAD, MECHANICSBURG. PA 17055. 1. Name and address of the Owner(s) or Reputed Owner(s): Christina L. Kaufman 970 North 3rd East Mountain Home, Indiana 83647 Dow Pletcher 221 Hempt Road Mechanicsburg, PA 17055 2. Name and address of Defendant (s) in the Judgment, if different from that listed in (1) above: SAME 3. Name and address of every judgment creditor whose judgment appears of record on the real property to be sold: Cumberland County Adult Probation Office 1 Courthouse Square Carlisle, PA 17013-3387 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW) : Members 1st Federal Credit Union 5275 E. Trindle Road Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: . A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TEI.EPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. .. JUI THAT CERTAIN lot or pieco at lend .ituate in silvor Spring Town.hip Cumberland County, Pennsylvania, bounded and described in accordance I with a surv.y and plan thereot, made by Ern.at J. Walker, Protesslonal Engineer, dated October 26, 1964, as tollows: BEGINNING at a point marked by a bolt in the center ot Lagislative Route Ho. 21018, sometimes known as Hempt Road, leading trom the Carlisle-Harrisburg Pike to Trindle Road, said point~being 1760 teet North ot the center line at Township Road No. 58J; ;thence extending along land now or tormerly ot J. Wayne Harkle and Ruth A. Markle, his wite, South BS degrees JO minutes West, 200 teet to a point in line ot land now or formerly ot Forrest E. Brenneman; thence along said land, North 01 degree 30 minutes West, 70.06 teet to a point; thence stIll along said land, North SO degrees 29 minutes 36 seconds East, 68.0) teet: thence stlll along the same, North 88 deqrees 30 minutes East, 132.7 teet to another point in the center oe Legislative Route No. 21018, marked by a bolt; thence along the center ot said road, South 01 degree 30 minutes East, 80 feet to the point and place of BEGINNING. HAVING A DWELLING ERECTED THEREON KNOWN AS 221 HEMPT ROAD, MECHANICSBURG, PENNSYLVANIA. BEING THE SAME PREMISES WHICH Darryl S. Shields and Tammy D. Shields f/k/a Tammy D. Armholt by deed dated April 14, 1994 and recorded April 16, 1994 in Cumberland County Deed Book 104 Page 56 granted and conveyed unto Christina L. Kaufman and Dow Pletcher. TO BE SOLD AS THE PROPERTY OF CHRISTINA L. KAUFMAN AND DOW PLETCHER ON CUMBERLAND COUNTY JUDGMENT NO. 1999 4926. ASSESSMENT: 36-21-0295-004 , . . . ,., , , - . . . , ,'.' ,. , THE PATRIOT NEWS . THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587. Approved May 16. 1929 Commonweallh 01 Pennsylvania. County 01 Dauphin) ss James L. Clsrk being duly sworn according to law. deposes and says: That he Is Ihe Acounts Receivable Managar 01 The Patriot News Co., a corpora lion organized and exlsllng under the laws 01 the Commonwealth 01 Pennsylvania. with Its principal ottlce and place 01 business at 612 10 616 Markst Streel, In the City 01 Harrisburg. County 01 Dauphin, State of Pennsylvania, owner and publisher of 1M Patriot-News and The Sundav Pet riot-News newspapers of general clrcutallon. prlnled and published al 612 10 618 Markel Street, In the City, County and Slate aforesaid; that The Palrlot-News and The Sunday Palrlol.News were estebllshed March 41h, 1654, and Seplember 18th, 1949, respecllvely. and ell have been continuously published ever since; That Ihe prlnled nollce or publica lion which Is securely allached hereto Is exaclly as prlnled and published In their regular dally andlor Sunday! Melro edillons which appeared on the 24th day(s) of April and Ihe 1 sl and 61h day(s) 01 May 2001. That neither he nor said Company Is Inlerested In the subjact malter of said prlnled nollce or advertising, and thaI all 01 Ihe allegallons of this slatemenl as to Ihe lime, place and characler of publlcallon are Irue; and That he has personal knowledge 01 the facls aforesaid and Is duly aulhorlzed and empowered 10 verily Ihls stalement on behall 01 The Palrlot-News Co. aforesaid by virtue and pursuanl 10 a resolution unanimously passed and adopted severally by the slockholders and board of directors of Ihe said Company and subsequenlly duly racorded In Ihe office for Ihe Recording of Deeds In end for said Counly 01 Dauphin In ,ellaneous Book "M". Volume 14, Page 317. G (, PUBLICATION .......................................i:...?......l.......................................... COpy Sworn 10 and subscribed before me Is 21s1 dj(Of M 2001 A.D. S ALE #38 No.."'" Soa' C~ -.---:',."." --:.".,-=c:L.~-'_-:.J.'l..."';O:JU. TlrryL.RusSlII,NotlryP r " ... /j' . ,.I<;,:',,'lfALE8TATESALEHo.38 , HanlsbtJrg,OluphlnCoun N TARY PUBLIC . ','.' ,." , .WIIlNo.l""'144 My Comml"lon e,pl'.. June e. 2002 ,. ''',';>. :," .....cr:uTtim.. . M'mber. P,nnsyNanla ASSOCialion 01 N OiOmmission expires June 6. 2002 ,'. ..' .""... BW,H.A" ;,:::,~:,:<-~..::'-";'-;"-.-~VI', ~-. . " .'.'... ,ClNf8tNLKIufman \W>\~X<i:IlldDowPJltclllC ' ." . . "..'."'...'.....~P.HIIIor ' ,:."i""";;,,;,,::, PllOH'" '.. ',.~~Ll.'iHA.' %E1tr.. ;:tL.'l<it~~' '~~.'.~bndsi~.te' 'p,;, ,. . , CumbeJlond Coun~ ,.. '"",.w;,boUnd, 'oll1dd..aibtd'l~ ;~~.;~~~~t~= .;eE~. 'o(lE.'i:'polnfmarttd""bolllnll1. .""-, "....u.;,RoulfN.l1ll1~SOIIltti.... ,=:H""PIRoacl,t'!dinS'fromll1'C'rl~''', 1760.1 'tPiUIDTrlndJ!Roailll'ldpoinlbrins Road '" Orth,ill:lht <en'" lint 01 Township Iorm;m,rt":l1:ne,'one'''d now or ~is.wi(~~~ll1.~~~~i~~~t.~:.~ Publisher's Receipt for Advertising Cost The Palrlol News Co., publisher of The Patriot-News and The Sundav Patriot. News. newspapers 01 yeneral circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same heve been duly paid. CUMBERlAND COUNTY SHERIFFS OFFICE CUMBERlAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on Ihe above slated dates Probating same Notary Fee(s) Tolal $ $ $ 280.14 1.50 281.64 By.................................................................... THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Undor Ac1 No. 587. Ajlprovod May 16. 1929 Commonwoallh 01 Pennsylvania, County 01 Dauphin) ss Jsmss L. Clsrk being duly sworn according to low. deposes and says: That he Is the Acounls Rocolvablo Managor 01 Tho Patriot Nows Co.. a corporollon organized and exlsllng under Ihe laws 01 the Commonwoallh 01 Pennsylvania. with lis principal ollice and place 01 business al 812 to 818 Markel Street. In the City 01 Harrisburg, County 01 Dauphin. State of Pennsylvania. owner and publisher of lli Patrlot.News and The Sundav Patriot. News newspapers 01 general clrculallon. printed and pUblished at 812 to 818 Market Street. In Ihe City. County and State aforesaid; that The Patriot. News and The Sunday Patriot. News were established March 4th. 1854. and September 18th. 1949. respectively. and all have been continuously published ever since; That the printed notice or publication which Is securely attached hereto Is exactly as prInted and published In their regular dally and!or Sunday! Melro editions which appeared on Ihe 24th day(s) 01 April and the 1st and 8th day(s) of May 2001. That nallher he nor said Company Is Interesled In the subject matter of seld printed notice or advertising. and Ihat all of the allegalions of Ihls slalement as to the time. place and character of publication are true; and That he has personal knowledge 01 the facts aloresald and Is duly aulhorlzed and empowered to verily this statement on behall 01 The Patriol.News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board 01 directors 01 the said Company and subsequently duly recorded In the office for the Recording of Deeds In and for said County of Dauphin In M7ellaneous Book "M". Volume 14. Page 317. (/ I "--!- Vi ..............................................i......L.......................................... , Sworn to and subscribed beloreme is 21st dJYO~f M 2001 A.D. NotarfalSNI' C~ . 4. Tefty L. RUSSIII, Notary P' ",t'-- /. ,- HJmsburg. Dluphln Counry _ MyCom"'ssIonE,piresJunee.2oo:l N rARY PUBLIC Member. Pennsylvenla AssocIalion., N IIOmmlssion expires June 6. 2002 C'. ',;" ')',",r P. "........ --_....""-....',,.-: ..... /~"'.'.IALENo.38 <' ".,' -No; 1....1144 i:.......,:.,.;I:.'m~\;~~.~....' ':CMIT,i; .'. ;_:',;;~ ,~i;~.::; "J~N..l. I,:..,i.~:.<: '...<!~".,.;::\,,;<: 1..".,.CIIitstIooL_ """""h.I~'lIIIdlloor_ 'f';'.':!'::;4i~P.1lIIlof . ...'......... "'<>J.'.... . ." . f.:.~~t!t~..IIiJO.'t~i;r.:~~~ddC~~..~ ~; FmniYm~;.'ib0undt6 ,_ ',nd...' described,' rn ~witlf"iurvMnd pl..n lfIertOf,made . bi! Ern<Il J:WaIIiIi.'..I". PmPmI... "'Ioloti..t Engine<.. ~ daltd '0cf0btr141914'JJitl1owl:... .. :,B~(flla j>o!llm;,bd by; boli 10 the . ""1or,ot~lMrll9u~ Ng;l101alOmelim" 'lMWri ,,"...pl Road; leading from Ihe C.r1isl.. '/lamd",,! I'iIi IQTrindl. RoOd. ..Id ....1 oong :17ji1! /f!l.North,OflhtCenI.i 1m. olT",mhlp :RDadno.~Ihc1\<e_~ng.loog~ndnowor . f d I' C .'lorme'rIY~J:WIine~,,,ll..ndR,lh~M.rke~ Publisher s Receipt or A vert sing ost .h1swll~Soilth:I8~30mlnuIesWesl,200 . N d Th S d P t' t Nfl '(efttool'i!OIntiil"lineofl.Jndnciworfonnerlvof publisher of The Patriot- ews an e un av a no. ews, newspapers 0 genera folies! ~ Breneman; Iht",.~ong said find, receipt of the aforesaid notice and publication costs and certifies that the same have North 0\ d'gre.30 inIn,1fs WesI, 70.116 leel 10' I jlOint' th.." ill" ,.long said bnd, Nonh 80 ,. degJl<5.19 m1nulfs'.30.""nds Eas~ 68.03 leeI; . thincelli1l alOng the',;;".. North 88 dOif"S 311 :'.' min. ulfs Easf.d31., Uitt.'1O anoUler paint In the ,..lor of \OgIsIali'itRDule No. 210lamarled bv .' bolt tIi<.ce ,lOnglhi' cenler 01 ..Id road, So,lh .,;OI~' )OniInU~I:E.I!l,lIlloetlo. thepolnt :. and OIBEGJNNlNG~.. . d~ GA DW<~G ed th..... 100\\11 ;'UrZ21 f:H.mpU,:Rci. , ' Mechanlcsburg, ':~~:;;~Ep;e;~ whichDanyl 5. ','5hjelds ~nd;Tamri1y O. ShIeld, I/kI. Tammy D. ,:AnMofI by deed daltd April 1l. 19'1l and .''''''rded ^prill~.t9'llln Cumbvrland County I. D.ce.Hlooi<JOl Page 56 granled and conl'eyed , " un~~rlsUnl L,Kiufman .nd now [1etcher. '..~.~!SOLD,.."the properly nlChrl,lIno L 1.~U~UIi" Ind:'.DGwPletdll~r on CumbfrJand ~''''"illud~iNo.l9994926. .~~>,,~,./~ll~. . PUBLICATION COPY SALE '38 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT.NEWS CO.. Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ $ $ 280.14 1.50 281.64 By.................................................................... .-,. !'IWOF OF !'UIJI.ICATION OF NOTICE IN CUI\IB.:RI.AND I.AW JOURNAl. (Undcr Act No. 587. approved May 16, 1929), P. 1..1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger 1\1.1\I0rgenlhal, Esquire. Editor of the Cumberland Law Joumal, ofthc County and State aforcsaid, bcing duly swom, according to law. deposes and says that the Cumbcrland Law Joumal, a Icgal pcriodical publishcd in thc Borough of Carlisle in the County and State aforesaid, was cstablished January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal noticcs, and has, since January 2, 1952. been rcgularly issucd weekly in the said County, and that thc printcd noticc or publication allachcd hercto is exactly thc same as was printed in the regular editions and issues of the said Cumberland Law Journal on thc following dates. viz: APRIL 27, MAY 4. II. 2001 Affiant further deposes that hc is authorized to verify this statcment by the Cumberland Law Journal, a legal periodical of gcncral circulation, and that he is not intcrested in the subject mailer of the aforesaid notice or advcrtisemcnt, and that all allcgations in the forcgoing statements as 10 time, place and character of publication arc true. REAL ESTATE BALE NO. 38 Writ No. 1999-1944 Civil Mellon Bank N.A. vs. ChristIna L. Kaufman and ! Dow Pletcher , Atty.: Leon P. Haller I ALL TI-lAT CERTAIN lot or piece I orland situate in SJIverSpnngTown_ ship. Cumberland County. Penru,yl- vania. bounded and descrtbed In ac. ./ 1 cordance With a survey and plan lhe..of. made by Ernest J. Walker. Professional Engineer. dated Oclo. ber 26. 1964. as follows: BEGINNING at a point marked by a bolt In the center of Leglslatlve Route No. 2101 B. someUmes known aR Hr.ompt Road. leadln,l{ from the Carllsle.Harr1sbur~ Pike to Trlll(llc ROCld. said point bClnA 17UO feet North of the center line of Town. ship Road No. 583: thence cxlcJI(I- log along land now or formerly of.1. Wayne Markle and Huth A. Markle. his wtfc, SoUUl 88 degrees 30 min. utes West. 200 feet to a potnt In line of land now or formerly of Forrest E. Brenneman; thence along said land, North 0 I degree 30 min- utes West. 70.06 feet to a point; thence stili alan,!.!; said lancl. North 80 degrees 29 minutes 36 seconds East, 68.03 feet; thence sllll alonp; the same, North 88 degrees 30 min- utes East. 132.7 fect to another point In the center of I.e!.tlslatlve Route No. 210 18, marked hy a holt; thence along the center of said road, South 01 degree 30 mllllltes gas!, 80 (eet to the point and place of BEGINNING. HAVING A DWEI,LING Iml'CT- ED THEREON KNOWN AS 22 I HEMPT ROAD. MECIIANICSIllJIlG. PENNSYI.vANIA. IlI>ING TilE SAM!> 1'H1,MIS!>S Wlllelf Darryl S. Shields lIIul Tam. IIJ',' fl. ~:ll!r'ld~,- Ill, /:1 Tarrlll.v J). Arlll- ~Editor ' SWORN TO AND SUBSCRIBED before me this II day of MAY. 2001 N SEAL LOIS E. SNYDER. NolaJy Public Car1lals Born, Cumberland County My CommIsslori Expires Matth 5, 2005