Loading...
HomeMy WebLinkAbout99-01958 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA PROVIDIAN NATIONAL BANK NO. c] f- I r'l i' (;.,;d7P.- IN CIVIL ACTION -v,. PlainliD{,) KEARON M. PUGH Defendanl{'} NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served upon you, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice, for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 Telephone (717) 249-3166 Toll free: 1-800-990-9108 COMPLAINT 1. Plaintiff is a National Banking Association located in Tilton, New Hampshire. As of January 1, 1998, Providian National Bank was merged into First Deposit National Bank, and the resulting entity took the name Providian National Bank." The account that is the subject ofthis lawsuit may have been either a First Deposit National Bank account or a Providian National Bank account prior to the merger, but is now an account of the new" Providian National Bank, which is the plaintiff herein. 2. Defendant is an individual whose address is 97 Hershey Road, Shippensburg, Cumberland County, PA 17257. 3. At a specific instance, the Defendant applied for and was granted credit by the Plaintiff at the terms and conditions agreed upon by the parties, as is more specifically shown by the Account Application and Agreement, true and correct copies of which are attached hereto, marked Exhibit A" and made a part hereof. 4. Defendant made purchases and/or received cash advances using said credit. 5. Plaintiff avers that the terms of the Agreement provide for acceleration of the entire balance due and owing upon Defendant's breach of the Agreement. 6. Thereafter, in breach of obligations under the Agreement, the Defendant failed to make payments as they became due. 7. Plaintiff avers that the balance due amounts to $13,413.61. 8. Plaintiff avers that interest has accrued at the rate of 13.90% per annum on the balance due from February 4, 1999. 9. Per the terms of the agreement, the Defendant has agreed to pay to the Plaintiff as liquidated damages, the costs of collection, including all reasonable attorneys' fees incurred in the collection of monies owing. 3 10. Plaintiff avers that pursuant to Plaintiff's agreement with Plaintiff's attorneys, Plaintiff's attorneys are to receive attorneys' fees of 33 1/3% of the debt initially submitted for collection, '14,013.61. ll. Plaintiff believes, and therefore avers, that said attorneys' fees rate is just and re8.llOnable compensation for the services rendered by said attorneys. 12. Although repeatedly requested to do so by Plaintiff, Defendant hu willfully failed and refused to pay the amount due Plaintiff or any part thereof. WHEREFORE, Plaintiff demands Judgment against Defendant in the amount of $13,413.61 with approprillte additional interest, attorneys' fees and costs. APPLE AND APPLE, P.C. By: tf(s) 4 . '. \li1;PROVIDI^N lil//III1I.11 I '''.... ~ ",! II' 'l~ .' !I 1',1 VISA 1 01 M.I\I('IC.,d I. I., ".,Id ^', , ,~"" ~ I' ""o""('! I, , ~ ,. II. I, tJ I', I' I'. 11...t.(' ,,.~..... nO,' f)" .'"".... .l'~! ~"1..1 ".t!. ".,1, !I..., ",." II, ,I I If'" : I" t, . ,..,t ,'0 j'" ,t.. ,,' ;! 11", Tt., :. !r',' ...' ,. I. 'I ',' n. ;"'1; I I. '._ ~ 1'1 r! I'~" ,111.11,1 VI';/I, ," r.h#,Io',' ':11.1 /lrr""1I1 (It.... "fl., ({_II!") Itc.. "'".,..t .,11..' Y"! t" rn '~"r'lr(/.,1' ,. 1/" "'1, .,' v: .f.. I.'. !.. ", ,I' lllt".'\ ",1'; o\!"'I"',.-, ,I, ,. "..,1 1'1/1 ,to'l, ,'I. '''''1'" 1". 1i''l!llJ". r" ,lny '.1110'1 r~)(lwf'<1tl'~1 IJnl!1(lIll/l~"'Hf" ~l ,tf;.f '1'.'1 ^"t, .Ulh j r r" " P,',.' Lit"." I "n,."." ;.' " . !., , .' 1" 'i I' ,.' I'" ..' ".1 t.. ',' <I ," .1', .l' ~ ~h '".1' ... .1, t" u' f' !~ 'I' A. ' . "lid In 1"". '"'II,.'n'H" ')'("1(" ;'..1 'V',,,,' rn";m p.vl, r""~' f"I ,(" "')/"fflll.f' t~N" I ~"'I~'1 .1 rl,,1ol (.1'.1 ^, "'11,1 "'/1..".. H' . ""i' . ,I"' t '" '" "," I 'I' .,". III fit!.' 11./' II 'Il~ ,~ II', .)'.: ~lll'~". ;, !, ll~l. ~l 'I' .;'I.Ii,,~, ~ "I!('ml~l' 'I~. ,^U ....1111' rnay 1..- IJ""-<'\_h~l'" I." fl('f.....1I11 1.1'1""" 1..-, ,',~I..j,1 .)'1 t (t~"",tI ~'I"'I"'" ,',j ". I ,. I .1'... h,-.,,",.. .., ','"11'1' .t' r"I'IN,.. ^!1, II' ,. "" H,.-, 'V, '~,nl -.1,.1'11. ~,'.M"t" .r '"--1.".,, "lit.... I"HW, "f Uw' A'IIN>fnf'nl 'I'r.'.lIIl1ll."Wl""'," f.j',-w' P..ym~nt'. '('., 1lI,~j If..' ",.....t Ill, '1111,1, '.1;1"'1'".,,1' I,. ''''II'l , ,,' ...' ! 1"-' ",. /..,11'_" ! "." ..01 -I '."101 ,'. I"~.'I".I,"II " ,} 11.-11" 1'1..' I', ""r,II" I :'. d.f> :II ;,1 J!~ "tI,. f' of n,'.I',II,. 1It1' rl"" ~ r. I. ,',*" , "I I, ~ ;It "",-1 'h" 1>11"" 'rol '~I<' ,I 'I.. ....11 . ~l 'I '1j' . I.I~"'''''''' I" I'., I' '1'11'" ! ,I,." 1,'. - '" .." '1 I, " ,/ ,. ... ,ll, 1 ", IT"''': " ,', 111" 1_ ".' "I, 'r' .", !II' '1i11.1, '.I,,"'m"1I1 I' '.11\1('1111'111'" II'f\I;kc :tI1I1I,ltl<'frl"M, 1f"""'''''''~''lrrl,Jll...lt~, 'r,I',II"l!l.'I'''I,.,,''''',J . I. ,.." ^,' "'1'" ,Jl., I" 1"'1 ,tlll"d "lIilfI. """'1 't,. "ojl'l ,. 'II,.." "',H, 'I' ""'''1 ;I!I,!..,!"., 1t."',I,mf"flt'.".....,I.t.of' 'I','. /"l11t1P 1lf'>W h'I1!1'" ":!.'Iloll ("" 1""11 '!:II.'n'I'ul 14'/'. I'~' .'1"""'1,' .,1 :1", 1'.1'.1.1.", r_.,llfl.nl ,.1,. II... .IIt.. .,,"11'0' ....1,,' II !I". r,,",. 1.<11.111," "" ,...t. Y'." 'I"'~"":,, 'f' .t,I':I't. n,p r.1,1ll1'1,1 ,~... \Il'" lIoll~' If'".~ 1t~11T S 1'1 (llnl,,'l~. vr~JI '"'''' 1..11,1!~" ,- ~... ,'"',,, ~ ", ," 1'1';~'! ':1'," :'". '..,11..".1 ,~~, ",'il!.. It", ,I"" ,IIJ'~ d II", II. -... I,ll ..,' ,.) If ','",,, ^. . ; "W' f '.T.I. ~ I" ,~ .-If.. .It" II.. u"'~llIfll', ll.I> III!I', '''''',''' II t"'J1lf'1 mllllmlJrn r.l,ITIMI' t~lt .1' "',III~.1.I, 1""1 ,.. I, '1" 'J ~I~I ~." :1 y'-Jl r'l,II""" I" rlll~" !I',I" 1I"",.tl" "111 '~I/' ,'w,1< '.'1'....':...1 .1'. .. '.>I>e"'1 .,\""~,, ,11~1 '~.I" "I II.,!! t""llJf".,..I'" ';Ih"p l~ll'f1u'lil.. fll" W~ /nay itl"1:l'f I tll"'~ r.111",t ''l,~l''rlt~ u ,.(t'ln"'II'~. I~';llj.'.l "11.' '" I,,!!' ,,' 111 1/0'"1 ",~ll (tI"'1 "',It,, II' '1,' ....111.......1' h.II~I'." ,_,'" t." ''''....I.'!! ,1'n"tJhl~ OW-II~IIl".-1", IIII'; AQtf'('fnf'nl Fln,nce ChA'9~1. r~rt'r'! ..... rl":,IIJ.' t 111 I'". GrIce PerIod 'Of PUfchn~. ",N h. II "I 11,,', "1"'''1'''''11 "I~''''''' t,.I"I...., 1....'1'" 1" .1~rIU" '11;' ,~~ II \IlI"'1I11 I'. Nil h",jr>.l,n (lfll' ',I YOUf (hI), t~,1.1W""i oilrvlronl,ntl'" l)fllll 'h..' tl.ll:1fl(f''', If"h "'1 t..,.:I r-l.IIl""t ,... . I'''~I f'.1I A' (""",, 1..1' It I'"'' '1Ilr"...-. t!", 1'111.-11.1'," n.II.lt~ ,. .....1,,, I, """',I'.t' "I '"Iff h,",I" ~<~, ",,'~I' .....,lIt V'~I! Calr1 ilnd ''''''ll,~ (~l.liIl (f,lr-.n.11.",vll";"'s IIIl' Ctr,I~"n C,l'~h A.klrr "'1;11",,(' "",~', I. ~1' !'I'. "I 1'11.""", 11.11 i'''' !I.tlf."" I" i"~" ^,' /~UII \1"11"1 h'lhrl'" h,ll" I...! n,..... ~-;lIl'tt..lhrlff'''; 1I~11 ".. ""lI,:II'f I,,, Y(~j and Ihf'> Ci!.tt!!\d>.taL1(:~1i!I'!~ .1,.11 ""T;~.l'. {,Iali uU~., Q'.I, i1't/,llL ,.. An', l.l'lrr"~,' .I'Il.",,,I '"'' 1('("IV"1!~ll ""'....t It,,, ';11;11,-'1' (II,WI"'. ,"~l II"". 1I....fl Il,,' .,III".ll~1111y t>(lllJl~ltI(j 1l1~.IIf1 11i~ R.,l.1r.r;p *1111 Ih<>tr""(>";1 ArlfllJ,11 I'f'lrell!;lt/A 1:,11" IM'II) Ilnlilll..l! 1\lhnp' r; "'1" ,1I1,j 1)"'1< ",11.1> 11,11:11" " w,U, III" ,~""r t""'fO'".t M H 1t"I,I !I'.11 It"ll...." I~_l"rr' 1mJ IIlt'!nlo :IllY 1(>11I:l1Il1I~1 Rll.1/1l:1'> 'lit!' fMf'I\le lilt' flqhll..., ilfl'ly '~"lyml'nt., ,111'",,,,*, 'If,h~jll'lltll"f "..tv,.. 1 I.., f'fllI ',.1'," ifl'.t. m' :.I'tl ^.t';llIrl> .11'" I~;J',/I "",V,l''''1' Ii t!,l/Yf'~ ;j((l (1'<.1l1/l"<jf.y r~l'{tn/,plp. il~ (<rifle Ih'" 1(>f".Pf\lA(j IIn1t"l r'Mls 1I',rt"f'1 Ie., J('~"'':,I'' dhl.. ''''('11,1'1,1 ..n11t1""/t'ilm,"'<.'l'. r IIl/W':) .1' .,111..' ,llj,' 1.'~I""1 1"11'1, rw, ;1I" Il1lhl'~.IIlIV"'11 !'WI 1..1'" [l.ll,lnrr> i!':; /lIIIH.c1;lrl'mil(~ ell';"'"' ril,:;h il.j'ilt1(".. fit" Inr.hl'1r><lll1Y'~11 (:IJ'",!',m 1'"".1, ^'I..,llit" It,lhll'" ;t. I. ,(j.'W'. 'llId--. "I,., 1t<~h'Ii', II.'I'l"rlllll>." I.. . If"., 11"101"1', In 11.1Id..t t'.ltlll' "": ;1'; "f Iii,. 1111" II.111'lm,U....t, cherb It) h;ud"l tJ;II;IIlCi>S il'l 01111(' d.11l'! r'f"ipnlf'+l If) U' l)lt...., q~11 (1''''':11111'-, al(' ll'e)lld,orJ 11\ i"1/I I :.1',t. ^,Jy;I'I'"~' n.II.Uli'l' .1", !r,II. '...~. Gr.I, ;j,j";\IlCl!': flom 1.11"", Iln.lnrl.,III...tI~lIhof~ ilnd UII(ltNjtl ^lill'lrtl,11".J TplI@ls il~,.,f lilt" 11!t' maljl', ra,:" "'.I,"YI' JI"f'.~~ Ill....~.I~li',1ti" ," V"lIlh,t .1'" ~y.nl,t".1 ;r. r<1'.I,,"'~' (t,,,, ~~ ;,I"IIlI.lIl(, I !(, 'f"1I "' ~(~II I"'t~.. I ,,'. 11! ~f'...('n 'l.I~'; ,1t1N 1t,,, 'l.lle....... runl 0I11t~~ chpd ill1l'ltll(!l ctw>ch ilS /')III'{I d.lll'p'w,"nr.-..l t" lJ": I 111...., .1o<t"I~ (".r'1'1 f, ~ hi" 1"1'" l,n", hl:lr,r.. ,11'" 111".,'. <'!I.UI'~'W' '11.'1111"':) ,n" 111'1" ,"'.1,11 ~ "It rwrh;I','-' CU';I(~n ra~.tl ^.......nr~. Of Ca:;h A,;..ancf' RlklrlCf' a5 nf II", all!".....,t"'l f lI~lw" rh",,/,,". ,lr.. ;.~"'J I.) '1("111 "jrrli:l~" 1:,,-,1411 ':.r.tl A'lIimll'" m,.! C:r" /"t'~III'" p.,I,I."'.... "'1'1, rll', "'lIo!;'lI... nlf'n r....-;II'ff /"lllll", h~1 dly of 1I1E"bdltlllJ CVrlf1 HII'll' I"; no Q,ar" r'~~'11 k-I "w.I"rll 1.1"11 ","'.1'~"'. ('I "It.... rw.11 ,1,1..,1'1'''" rO /ll}llrf' IIl1' rht{ lln~ry:p Ch!lIIJ!' fnl P.1rt. t,,'" /)f [\.:11.11111' ....1' '.hll Wlltl "')1)1 r.rt....k'll', 'h""~ n.II.UI''' ."I'~J "II d. hi,; .1r~1 ~.lIHI;l"l all ('l(-',M~: ',_1/ I!'(' ('1I111'1I! d,li !I'~l 0I1I1t.,,.,.. tllf" llf'1 "tlI"lrnl by IIIf" ilfrlICaNc dilllV f'tIll(X)(; liill'! (SM 1.)lkriflnq 1>.1'''''1.",11<::) 1111' flll:mn' <1,.llq(' k~ f';lrll IiI"" f" fl.ll.ltll f' I'. III"!] a,Hr~1 "J and Iwlllll;>.j In U~lt ,11y~. 1t.11,11"" W" h('.ll.1 cr('.., hll,lf1f'.,'ln' i1ny lily:to; zelo '11,--, dPl~lmlllf' It~ lotal 1,n.1nrE>charg"", nn t..lI.1nri>'". '0' I!I(' t>tlllll:l fvd.;> ,.y "'HT~1 '/"l'1f':~'''' Iti<' 1111.'11,. I' "11,11'1"~' !nl f'.1th 11fti' 01 [1.1'.111("11>1 ('.lell .hV ""lhUllt<e t--.Illl"lq ryd(> tn cill('llt..ll11f1 flMflCt" rtl<llqM i'ln ar~t1":lml'nl WII! t,pm.1d,' If/I ally 11.111::(lrl",,1 f)( f'ilym"f1! 1t',11 Wn,,~j Il,l~" ,1ll..., "',1 "1(" flll.lnf(l rll;1I9" r"lrul,th(lflln ill'I1\11 !~It,flll fyrl... 11.1,1 II t'4W'n ro:;l(lol 1I11ltat ryelf' 'It" AppflCilbl'! dally pettodlc f<lle for ~uthtl 11(lrr.at:lion WIt! b<> 1tI'J 1:11(' 'IT elfr>cIIDf It~ curl"ul t#lIlll'J rvell' I:ltlll'l Ih!lllltlE' 1.111' III "If,'.::1 "ll II,p d.1t"/"l' Ill" 1',ll\":!I::I~'n YOut sli'l'''m..nl uxllJdtos iln <lverilfp> (h~, tJ,lli1nrE' fOf f';:!eI, t.T~I)IIl.ll.1nc(' Y('\Il (.1/1 Inul!.r1, ",lrh .1~'f't.1'l(> ,h~{ t-.ll.1llr(> tlI.11 10; ll"l!f!l/"l t,y It'" IUUlIt 1'1 "I da'..~ In 111(' LHlhllg ryelr> ilnd Itl(' fl(!tJOOI' rale 10 ctJlaln :;Lk>lolills. arid lhen ",~l t1~ slIt,I'lIi'lls 10fl~ttll'1 Iorl>>ltl\nmlf.' '(011' bill '111:111''' I tl.1Hlr>:: nil hll'-lllr('~. f"f th" bllllf1~j rvel" If a '.1".1, ;.,tltlfl(f' h:lfl-:;vt.'l/lli>(' 10:; rh:llq"d 11..11 ilrnounl IS Also a fmancE" rho1fqe 'he lerm .rume Ral~. oilS used In lI.cAgreemenl !nf'.1f111t1" tllgtl",1 ~'llrnf' I:ltr' plt.lr;f1('lj 1/1 111(' l.,all ~;II~f.t JOII/lla/ on n.., fll~1 t'Il';II1~'.": '11',- ! 11," p'f'Vln'I. (alel~J.ll monlh Any 1I1Clpap.e /')f derIP,l~P In It~ AnnU,ll PE'ICQnl.11)(' R.1IE' WIll lakE' f!1I('(;1 rJf1lh.. Ilt~1 rh, rJ Vow t~lhn9 r'(rl" :lI~j /11"'1' ,p<;ult Ifl a !>hqtll Inrrf>.l'.(J Of 'Jr!rm1":(> jl) U", ;1'".. ,'.)ul 01 YOI" nHnlrnum paymenl The ANNUAL PERCENTAGE RATE (APRllot J.'IlIChilS('O:; .",n....lly ilnd IMy t.e il'4u':>l(>rj (',lrt, t'rlllnlJ evelt> up j,) 5 41'. !It.-,v(' I'III/It< H.ll" hJI will In fIr.1 f'y~ul tAIo:>-;;, 1IIilrl 13 Cf,{, U'illlgllll'; rOlml,L1 lhe APR 101 f1ll1chtls~ In IIt1Jtlovl'!m!le1 l!fjA hllllr}flrycJ.> r. 13!1'4 r:nrr(,5r~"!nrtl'lI to !I 0:\",1., 1"'"0dlc Iill" 01 0 O:\Jl(lIl% 'lte ANNUAL PERCENTAGE RATE rOf cil~h Mvanr", .",11....11'1' all., m,lV to(' "dl'r;I('o1 ('.1(1, bllhll<J cvclf! up I.) a 4% ilbrlvo:> It,f' rlllllf' r'.l/.... lollt ""lInl 110 "vI'nl tll> less Itlan 169% Usrflf,llus 100mula. lite APR to' cilsh aa...iloceo:; In lhe 1Jr,...pmbf', lqgA hllllngcvd(' IS 169%, C0fllY;porvl'Il'1lo" It-l,lv f"'"()f:l>c lat(' Cl' OO"IJ,l()"':' We ft>:';NV/! III(' fighllo dl.lnge Ihe '1IItlIJ:,r rNCc/llag<:, Rill'..' t:"!~1J1.1tr0ns If j'otJ 011 1101 rC'I!'I'~, .....llh lhl) Irlrn~ 01 IIln ^(jrN"r:"'111 G"" P,d,d ror Purch..". I I.. ~'''hn'os pn"fflllo yoUl ^cr~ml '" h,I/"'g 'yeleo..1h "" I""""" bo'."", '" .1,." 1/'.'""'00''' ['.11.,,,,. .0' I,,", ,"., '~nmg 110. r.yd. do "." '''''''' 10 "",n A finance c11t1lge I/n!lll/Ie sl:lll nlltl':! n('d billing cycle You wdl ft.T, nn fll1anr~ r!W(j" ,111 "lIfh IICW plllch,l::f''i If yl)l/ raV 11,(' lotal new b"lancc III filII Lv Ihr> p<lymanl due (Ll11-' shown 011 your slalemenl /Jew P!lfCMSt'S pnsledln ,my othm tllllllg cyclo:> Inw,.1 fJll.lnc(' r:h.lt!l'" ani 111('1(' TO; 11(l r~II(...j rn 1'.'11"/1 suetl PWr:hMP, m,lY be H'p""I Wllh/)lll IWIIIUI1!J;'\ flllilnr:'" dwg(' F".. w. .,1/ c"mg. y"" ^cc,,"ol upla 51910' .ach em" '0""" U', 10 ",I"ce. on~" lol",,,~j ,.1,,"...1 d,,,,'. .."" d,,,,.. yoo ...1. '" yo", Am,mll/",.. """0 ""'''0. .ach c"" p'y",o", oloor Ot rel1l!Will of such an Ofdl!r, ei!rhblllin~l c'lelf! Wlttlln wtJl~I, y('ut ^crOllnll'> dellO'1'lenl (Ial'" 1'.11.11[1") .1111/ (',ltl, t'llhll'1 rydt, "'''0111 wlllrh YOIII b.1I;.lI1(.... e~(:ef'rf; VOW CI"'. M I,n". PV"f1I' yow Aecounl IS Ckl!':M If V0l11""llJPSI COfIII":i 01 tlllhllg ~t,ll('mf!nt!': lhi'll w('re fll':l ~('nl 10 Y(lfJ mw' tll:ll1 1111('(' rnontl" f'.llltl'r w.-' trlill' I,.lr'I" (f Im!l(lIllllt fl'''' (.f $) l/"lf 1-',1"h stl~h rrpy ^ fil~.h ar1vawf' fee of 3% (mllllmum S5) IfI!lY 00 rh.1rg{l!j fOI "<Jcll cil~.11 a'lv,lnr:!! Iran'nr.ljtln m,lrJe /')11 Vnlll Arrnll/ll Default. You will 00 In dPf.1ult ,f rillY mr'.1lmilhon you PfOVl,k"j us r~ove5 ICl be InCOlllpl.;>I'" /), tllltlll~. If ynu rb 11"1 Cl)ftlpl'l' wllh all'( 1',lrl ('f 1I1l~ A[l'''E'mrul, IIr"'11 ;,r'l)/ '!('i1111, hll1~luplcy. Of ,"soh/eney. If you do nol p.1y olher do'N~ wh!!n duf'. If.1 h<JllkllJp!~y J'lf'lrh'1n 10; fJl('d tly 01 a(l.ll11!':1 Vl'll Clt II we !..' ",.'.:, 1ft tj0">1 f.11111 tllat y011 Ulay ll/"ll P,l', 0:.1 f'l'1101m YOIJII1bII(nlloIlS IInder ltllS Agteem('nl If yo" are,n ool<lull we m.1V. Wllhl)ul furll1f'1 cY>1lI.1WIIlI Mllcf'. l.:mr:el your C!r.l.l r"I\lII~'I":; ded",1' Y"tJr Arcnunt h,ll.1f1ce urunf'dl.1I",I'i dllr :lIlt! p,l'mbl"', <lnd I'~~ ilny lemCfty we ma', hnve In Ihe evenl of youI dcl.1lJlI, tile OIJt:.I.1nd,nq b.ll.1IIC(' on Yrllrr Ar.counl sllaU conllllue Iu ilcr:ru'; 1lI1",le~1 at Itl" AI'H(,,:) dl';~lr:r:;~j 11111,(' FInance Chaf9(''l 5~lInn I)f IIlIs A(l'E"f!mf!rll, l'Ven II we h,we frIed swill) coll~'Cllhe "lfIounl YOII t;rWe Cr~dllllne. V('\Uf oedll line> IS s~lll(lfj Irnln hm" 10 11111" In.1 ~f'p.lrill'" nnll-:(' Vlf' 11I.1, InCI"i1,:;(> 01 llo:'cr(>,l~" yout r:1....ill hll~ t..l~.~J nn IIIf0ftll:l!I('" W(> r~,I,,'n.....J fwrn YOII nr your OMII I....Old:; Vl')tlf ;,\v.1d.1tJe erAdlI IS Mtm<llly lht! I~"~"pw" ttClwCf'n yow crcdllllllfJ and vnlll ,^,r.r:fJUIlI hJlmll:<' (II/rlwllua 1t;1I1".1rhr'n~ rtl:l'!<> /)/ ill'II,"II,'''d h)1 n...., i...1 r"-'~If',IJ If yo" '3rnrJ IJ': <llm9~ p"yment chock we mrty 111011 your avmlilbff' c,cdl whde '1<(> ('nnf'fll' !h:tt ttll'!chf'l:k Will c1f'.'l1 r f'f rl'rl,lll1 htlll,:>ar!tflll:: il'I:I,1.1H(> ('I('.jll ll1!1i' tlf' l"~o; YO'J."ilt n/'JIII';r> ""('Iut Arr:ollnll(ll. tlfld we mil,!' ,plllsP I.) hOflfll. any It<lnSOCItt1lWhlrh woulrl I"alt;(' yr." 10 I'ICPf'I'l Y(lUf C1'J;lIlilblp oprlll PromIse to P"y. Yo plCllnl5P 10 r"y U5 Wtl('f1 rille <III i\fI1"unls tV)lrOW("j wllt'fl YIlIJ 01 :(,!n/>nlln "i~." II~(I y'Jllr A,.r, ,un' ("',1'1111 It,,,, ,1mollnl ~.li;ltrl<>d "'v('...j-; yn,u r....lIllls~.I(lnl a!lolllN ltano:;..clvms <'Inri r:I'il !If!S II) ynll/ Ac,.I~lnl and (/)114"1:11')11 rt)~I~ Wf' nl'"111 Inrlll'!1I11J rJ!Jlllnl IIUlII,"II" 1f'.l';"Il;I!,I,' atlolll"is I,'''~ ,,",j rfllnt f"/l":1; (II yr1ll Will tI," ')1l11, we Will ~:I',' ynur rpil:-r,nnt,.11' nrtnrnav''l fp.cs lIndcourl r'Y.:t~ I Changes" AU"" we prowii' YOI, My r101r<:E' 1"'lllllNj b~' la.,.,. ""'lIm';, rll.ltll)" (lll', rmt "f Ihl~ hw''''rn''1I1 ;)1)11 il.~J "I "'lfInvl' 1f''l'jlf''lIi''J1I~. 11.1 rli;mw. I'; 111'-1,1<' I" Ihe FInane/) Ch.Hqes S('1:1I011 ,,, thIS AgIPpmefll, II~ npw f/flilw:€' thmu"r..kulall'1tl WIll :IN',tv 10 Vnlll I'llhlf' fo,I'rl1lrnl t<ilI.11l((> frwl III" (>Jf"d,vl' <111~ (,f Uli' --11(11"1'" (:1,.11111"~ WIII.1fl,ry 10 h1r,11Ir,,~ 111.11 !Ilr.)ll~ ~1"!!Hi(Y.;I~ 1.Q YIlUl_ &:~Oj,'!lLbefol.f~-'!I!;'_tE!kLOUh~~'.1.;1ng~, ~wJ Will :lIPI." wh~lh~r 1;>, n,,! y/)lJ C01l!l1l1jl" l","~(, Itl" Ac~nlJfll ForeIgn Exchange/Currency Convcfslon, II }'0(J U:i':' \'(1111 Clld fr,r lriln.arllDIl'> Ill., ClHr(>IIr.'{ oH'''lllt.1n I J~; 1l<.,lhl~ Ihp !I111"..1~1t"11": .....,it t.. ron""'II"'II, IJ ~ dollm~, ~':'I1"';.lly 1I~1l19 Pllh"l a (I) 9"VemlllPnl.tnllnrl.1lc..J lille 11( {II} .....Il(ll('~illr? m!lrkl!t liltt~ 111 ('Hff.1 till' rby I"'(orl-' II,,, hml~",.t1t'1I P"l(('~~.III" rllt(' I1)rr('<1';....j I'i !Iv" r-',',r"nt (fJ~:'l If a ","'MI'; <;lJh":e'1lJcnlty gTV~n for a Ililnsilctr/"lll, II Will bl!decleilst><l I,y lh~ Silme ~fcJ!nli1rJ~ HIlle cf!!lM hil~," .hHr>r!'nl r'f()r'(':;"rrlfl (Ll!'" 1)1(>11 tile Mr:!,arlfjP lill(' /"If !tIe <;ff'li;l (all be ~Jre"I"'lIp~,,: limn Ilia! of 1I11~ crrglllilllrm'sactlotl Tile r.UIl"11' y convmslon lille on lhe d,1Y ber~re II,e lmns:lcllon proct]'3~1I111 till" mi1y rMfpI ItOI1lIIl!' lill"'lI1 f'lfl'l:I <II HII' Iltn!' of Ihe lli'Ill~attl"n (II flJ1 Ihf' fLlll' Iii" hallSacll"11l1<; 1V':iI(><'f (Ill Yr'l\H l\icClunl YClU llfir~ 10 fl/"t:<lpllh.n mnvPlle<f amnllnl III II ~ 4:-llm'i The Card; COlncell;t1Jon, You lIIay r~llcl'1 'l0'11 r:1~:lil prlVlII'OIJ'" alanj' "'11" t Y wJl<f t"'l 'I!': III wfllltI'l <lwf ry,:;lrnYlr"1 tI,<) (:;udl~l I 11",1111/" r..W!,,~rll:ltHI;1! IIII;' ...nd ollli(! m0nlh <::h""':11 on " w'! rf!$erve thl! ughl mllo lenf'W tll'! Gard WfJ m!l', cill1rl'l ItIf'C,1l't.1nll rill i.lf'dll f'lIvll"ql'': ill :In', lilll'-' .1fft>f In ,L1V~, Ilnlr,..... ".'yn'l 0r wllh"ul !l/"l'lr/: If rof'lUull"'lloy hw lIy',lw rmd I~ r,lnil'lk.!/"I' onllent!wed fmance ctlflrfj"'; nnrj ('lthf'1 fe,"- ~III mntlllll" In!'.... a~".t!';~wl f'::JYflll'n!' WIll (, IlIulI;" I" 10(' du.... <11111 ;I!I ,'lhl'l " 1.hr;II,(,-' r""VI'''''II'': nl 1111'; ^'ll""'mi\nl WIll leln;lllllfl "rf.net II YOll lefmlnall'! YClur t:t!:'dtl rINIIPfIP~. (II If WI'Ciln>":f't or (y. n(ll fl'lI'!W !I,I' (;m.1. ".)tj m;tl-' 11" lI1n'I"f wr,lr> eh.'d.~, nil y'ilJl Ar:.olllll :1111 V01/ ,:hn,,',j rjnrhny .1n,- '1I"J,,:"'d rll"CI--" WI' II!lv.... ,!>slled h Yf'lI PersonallnformaUon; OOCllmenls, Y1.lU "",llr-l(l'lllll1u,: ,11 1"1';! 10,1,11''': J"h'(' ,1\'"lr rlnl'11" V""1 na'lI..... I,. 'In" rl rn.1lilllll a I h"~,,: I,,!nl,h,,",' tllllilto"I":_ I'Jl1rl"'illlf'111 01 Illrnrno:> I 'V!! fl'll te'1Il~.I. YOU Will pfGVIOO liS ilr1-hl~~l/nl flllnnn,llll1lr.rnllll' 'II VI" h","'Vl'! 111/'1 "'11,1 '" Ull'l 'Ill. "111.'11<.-.., 1i<)1lI Clllr("'; tW!II'II"'l rl."1-! "1"'1""~ ,'t'l"WI"';. :l".ll"I"'~'I.l(I your ;"HI"'o;" Clp.llJlf,,'rn:.!t"11 aoolJl Y0Ut ^rr()unlln t1thf'r') Wnnr.:tj nl~{. 'kll".lnft)lnm!I.~n :hll!, Oil! ;11!11""..-: ! '.-'.....('\11'1 'i' 'I: 11'.'1,' wIII"J"_Il~nl any !lIllt. 1I1:;lflJr:tltl~ u:; 11'1 r.- -}"ller'r>?lllnl..,In{ljlon.yillh flur 9fflh,II"~ If \,011 mnol'lIll1t1 YOUl0hllflahons 'l'ld"l Itll' Ilrll<">'II"'nl a 1'''''lall'I''cl''r..1 Hf"l.'II:' "I W:ti' 1'1",,1, '. \"J';' r/t'dll m,'lY I~: ":1I1,nIlU,'<! In Ill" III' hI lI'l' it", I ;l'I"I" 11'0'. Customer SI'rv1c('; Unilulhlltl7('d Uo;e.l.no:o;. nr Thefl IIf r.h{ld- lit lI:e C:Hd. r,j' Ii (":dl'ill' I t>f' "1'1/1""1011 IN('II,r Y"":lI" r"T')n','HI'O 11')1 ~~tr"'rn'fl:I" 'Ir"Cmd, yc.!U PI'I~'.'llll J.t.-'ll!Iflr:all',11l , '()(':' ''-.'1' I ,,11 r"\'''''J~) frC),'r I,r:.,n; 1'.';'.",:.-."),,,,;":, ,'t.1 . . .!""'" rPIII' 01.."""..., ,,,.,, '"A"",,,.,,,,, '..n.., M.' I."~-.I ""J.,,,, d.... e.,.. t. . .. t." II_Ii ..., '~'"'l\'-''' "'11 '."",.".".." "., (",,1 """ ""....,,, ".,"111", ~., C~1 f'II, '" M, ""'"""'1....", ,,,. k"" ",..." ,.1/"""",, "'." I. ."""""1/,..,,,,,,, ''''',. ''''''''." ,.., "'" '''' .'"",,,,, II,,,,",,, I, ,.,""" tlOO.tll1l21 '''' ""'.,.. om."",,,,,,, 1<' 'ol"n,' ~"., '~J ".01"',,, '01"'"""". ,,'. ,."" II"",,, \"" "'.",...." I,', ',' ", '"'''' , ." """" ,,' "".",11, "'''I", "''''''''II~''""" ~,',~ ,r,,, "''',I~Jk>I'~ II"" ,~.., '" or ''''r.... """"II""~,,,..,, """" A"""" .. ""'v .....,.'.""" ''''11,..."",.. '''''''' ,...."...11..,.,'.." ,.. '''' ..,)I,",.,,,.. '. ,-,,,,",",,,,.r..v,' II"., Cn'd" '"'''' ,""" """P''''''''''I ''''''0'1 """""'" "",'" "'-,,",',,.. ,,,,,..,.,,,, '...,'.. ,., "'.,. """"" v'"'....."",, v' ,'I.. '".." I. ,,,..,,,,,,'. '~'''h' U",h.nIR.I.llon.. I'I'''"'~II. ,,"'.. """".,..",, ''''',w,' --, ,,/I.. M,"""" ',,'" '01..... ".' I", ., "" "" ",..I.. """'. '., ""m" II..".."",.. 1'1.' "",11(' ''"''''''MIy "',,"At. ".Is"".." ,,"""'''''''.'''' "''''''''''00 ""d.. .."", ", '''''''.''11, ,,, ,.... :".. ,.,' ",,'''I..' ~ , ''"' ,,,', ,,,,,,_. II", .-.,. .",,1.< ~ ..", II~ '"''''''''''''_''''''' II."f"~'1 Vf'f~h~ We:tlp Ih'l ll'~rollst"(' lor ltlf' ~"HV ;J~,I,I.It.d,t,;, f',. '....1111'. ',f ,1r,\, ", H,," "1..1" "), 'I' r. .'_ " I ' Ir" S'op P.ym.nr Ord.... II ,.., ."" ,.. "." """..", """ ,,,. , ,,,,,,,,.,,. ,,,.,.,. "." ,., "1'" ,,', ,'.., " ..",,,,, ",. ", "" ",",... , "" ,'.,,'" '.",,,,, ,.,,,, ,.. ,," """'""'''' '''''"'' m,I.co ,1"'1>l,n,,,,, "'ok< o'"'~ I, "111",, II. ",,,"... ".,,,,,,, ,,," '.'-""''',<,' \'i,.,,, ,'" ", ".." '," "I""'" ,,', I'" ""d,. ,.~ ,'." ,.,..,,,, "","I... "..,.,~ ,', ,,,' ,'"."... """, II~ ct",l II~.."".,"ou,,' II" d", 00 "".".., II,,, ",1"'" ,,' """']!" ,,, ." "",...,. ."., ",. ".."'"" , ",' ,. ," "W'W'A'" ,,,,,,,,.. ""'" ,,,,,,,I.., ,,,,.,11 1,.".....<I,"'~""m .".", .,.",."",,,,, "'do" m W""'" Vi'""y ';"I~'''~'''w ",." co',., ,I." "."" '"'''''' ,,,.,,,,,.., ",,,..,,, ,,,,,,,,,.,,.,, .'""" ,." '''''1, .,,,,, ""\",, \"1<" '" """"'" ,,,'," ....."J.,,,~""'J..,, ,*""."...", """,..m ,,, ",., P;""'''''' ""',..""",,, 1,,,.,,.., .,11 """" "II" ,,,,. ",I.., ,,,., '., """," '" I.!",,,... "."f.'''",.,....'" '"'''''''''' I"n-'... II~""... 1'1,. '"" .,11,." 1tIlt~111y ~1"'1i1rd a wrillfln 'OICf' ~'.1ymfllll nlr~,'r ~I' IIIPIlI!,~, .,lIf'l If'''-I'!f'IItI1/w,', " f", WI;'........ t III ..", ,." SI..d..d 01 e.... Iloc"" II,,, A,,,,,,,,,,,,,,,,,.- '..II"""" "'",."", "".. ",,,..,..,, ','. .r.. '..".."" ." . ,..,,,, ,..,'. "" ",'" "," "". I'.',.",....."". II,. "''"'"'' '" ."" '''''''''''''''''' '''. "'''.....''''. ,,,' '~"I '''eck ""c.".I>'" .,'It~ '''"'',, ,,", "."w,,,...., '" '''''' ""."", .,,,,,,,,,,.." .,,,, "". ",,,. ,II,. ".,,,, ,.,,, """"'''', ""~''''I "'" ,',," '" '''''''''.' '"'.''' *,11 "n"" ,,,,,,,.,,, '0 . ,,'"'" ","'.. .,.." "'*,11,..",,,,,.. 1'1.. .,11 ....,""'~,," ,,'''....' ,.". .,.." y''', ",." II,." I"'" '."" ,,' ,',,', ",''''I~" "',, '1"'.,, W, .1'11(' "',....''''''''''~ 10 ...m'...."" "..., """ *. *,11 .....~ ""J"'""", .t. ". ",,' ,I, '" II,... ",'.. ,,-_I.,,',',f..-, II.. '.',,,,,", I,,'. , '''''' ' .",. .,"','... '''" ,,' '.,,", .,"...."..., '" .",,,,, """lV"" A"",,,,, ,.... "". 01"" Im,''''' ,......... nnd t""."" '''',11.. '"'' ,,,,,''''"",,, '''', ". '''' C:,"d """'.",,'" '.'" .'" I.. """"." I. ,.,,, .,OI, "". ."."""., .., ",.",,,,, "" ,t. "" I.. ",.", '"...,., "" """l< '" ,.., '''''''''''0'''' '" 0'''..*''''.....'''...'''''0' II"", '"" ",..,,,'., "-... ,.".. '''''' "A""]!,,, .1",f, , ,,,,.. ,',,' ",." I., .. "V .'''' ""~";""'~"~" ""..II"y"..A"...." ~.N'n'" '....f ,~-""....t l2....ll2tl.l1 \lU!!!!l.Nalttt+p!MY !,Jnavlh:9'llj,'tJ.lr"'!'iac.rl'~ti .'),_ i;'!'Y!:; 1'I.'m 01 C.rt.'n Righi.. 1'1. ,",1, """"" w,'". ."1""."",,, ,., "'" ",,-,-.,, ," ,,' II,,', "/"'0""'" .11, .""", ""I "'I' ".'" ,,, ,."t"""" ""., "II,., ""...,, ,.,,~ ,," 0,'". II~ "I""" "".""".., dom,nd, f"o'"". '" 00"0 ,:01 ,',..,,,~, .1", '11,,,,.01,',,,,,,,,,,, vII...",,,,, ,'" """"'1 ",'" '"'' "'d, ,,," , '"'''''''' "', ,,, ""',,' ~n"".' ,1""'''''''''' ..t,'.."" ""1"';' '''' ApplI"bl.L.iW; S""'blllly; A"lgnmonl. .!. """eo .1,,,.. V"" "" '10,-. ,\""""",,, ",' ,.", ^"""" .".. 'I ,,"'''''11,\ t"".,."". ,1"", II.... """I"'''''' I.,. II,,, Ag,...."'..,',," '''''I .,~,,,..., 0'"" 'g''''''',,,1 "",."." ,.., "'<oJ,,, ""j ''','' ,,,' /- CO"I,"''''e'l~ ......"'0 "I ""I """I'" ,.,." ,.",.,.,,,.,,, II "'" ''''''''."." ,,' II", Au,,"'''''''''' '...hI ,,, I.. ""''',j.. "....,,"'''..101.. yoo nrvl '11(> Will con:;fdr., Ihal PfQ. 'I\~n "'00""'"010''''''''' '0 "11",,"10" I... ,',," II". ow, "III,,, ".""","" '" II" ^."""""", , " '."" I.. ",,',," ",01" A' "'~ ",," ,,"" *" ""''''"'''''' '" g..~ 1."'10 1Ioo'""V """""" '" .".c,,,, ''''l'''''''o". ''''l'''"'~' o1I,f",,, '" ,,,,,,,,..1,,,,,,,,,,,, I,,, ,,,,,,..,,.,, '" "". ..".., ,"'" "'.11"'," "'''''"..,,, ",",,-. A""""~,, "''''.1", ,,,,,..,,,, ..""" '" ,'"".... "" <1<1.,,,,,,,,.., '...."ng ""110."'...' m 011"",,,,,,.,, '" ,,,,,,,...,,..,, .,11, .",., '<"''I'"'''"''''' "~', ..",,,,.,,,,,,.,,, ." """ "",""1 ,'W., ""'I" "",." I" '0" ".,""",, '~I" " """",,,""ltv L,.. cnne" II~ C.." and ,ou, C'"~, p,,,,,"!/.... 1'1, '''"' ".....,.. 0' "....,g" o,n ,",hi 10""" .....", ",."" 1>'/"'''''1' II..."... ,,,. '''''110'''' II", '''' ,"'... no,l.. 0'''''''"" """'0 f"o'"", II", plIch,15et or lIsslQnee, WI) mily give YOII <:uch nohrp LV flllJlQ;j I,n<lIlCU1(J 'l.lrl>,Of'nl Willi U'l' ~r,lll", ~;f'I"'r>lilr'j ", ~a;l!" H,"",. 0''''' ...,<.... 10 ,ou ,,,,II toP .11,<,,,,,"10,.. ....t<",.., '" II.. "'.",."'"".....0."" ''',," ",,, "'H"". .""..,.." "'" "em,.. "',"""" ,,~.., ,~"". ,.".,,, 'I~ ",.., "''''''. A~'"",",,,, no '" iilw. .".10 POOf"'" ,h..1I "..I "po" "'''''''g t,,,,,-. 'Co '" ,1,.11 I... "",ole' ,,, "'n "....,-, /, 'w,'"'''''' ""'"'''''' I'"'' '''''''''''''' I'" "~',eo "",,,,,,., """ 'W'~I"'! .." ", too ..II~ ,," 0'''" werl'(l'lVefl YOUR B'LlING RIGHTS - KEEP TIllS HOTICE FOR FUTURE USE. II", '~'''^,,,,,,..,,,, ,...,.",.,,,, ",t",,,,.,,,,,,, ",.", ,."" """" "",,,,,, "_....""",,,... w.;., II,. r,,, roe" n,II,." Ac, HotifyU,/n Cu. 01 EftoTS Of QII"'lons Abou. YOUf Bill "'''u II"", '''''' 1-,11" '''''''1 ,., ,I ,.." ',,~I ,,,,,,,, ,,,,,,,,,,,,,..,,, .1..", """".1'''',,,,,,,, ,.. '"'' 1-,,, '''''"' 0", .."""n'rs'....I..., "" .cIi." t", ".Iom., ..""CO "sI<'d 0" '0'" Inll \'/0010 ,,, ".. os '''''n", 1""'''''''' 1'1" "',...; ""'" 100'" '0" """"., 1I',n, W ,I"~, .,11", .. .."", ,.." II,,, ",,' "" 0" .10<" II~ "'''' '" "01",,, _01'" y"" enn "'ophon. U', bu' do,,~ '0 .,11 no',,,.....,,. yo", ,~h'.. 'n "'" '.11... '1"" '" II,,, te,II.,.,,,,, """"',11',,, . '0'" ",,", ""j ""'''''' n""'t~, _ II", "'"'" .",n"", 0' 'h. ''''POel'''",,,, .. 0...."... 'he "'0I"n<! "P""'." ,ou 000 .h, ,0" ""',," II""... ""'"'' ""'" "."', "'".. ,,,1,,,,,,,,_,, '>''''''I~ "... ,'", '''''''' "0' ",,,..,,,1 YoufRlgh's..d (lUf R..ponslbIllU.. All" W.R.o./VI YOUf Iftln.n Noller. 1'1, ",,,,..1100'.',,1/0 "." 1,,11", .,,,,,,, Ju ''',.. "",".... or '",.. '''U''''''''"~ .."" I-y """ 1'1,11"" 9Odl", .e musr ,,"~, COUOC' 'he e"o' 00 "p'OIn .10,.. ",,,,,,,. II... b,II." eO"OCI A"...., ,,,,..,,,, ,o'n".".., ." ,",,"'., ,,' '" c..II~'.", .."',~"" ,~, ~""".'" ","'..., '''''"' ,,,,,,,~,,,,,, 1'1. "'" con',ou. '01>11 ,OU I", I". 'mounl 'Oil q"","",, on"",I"g """IC" c""9". "..,"' '''" ,1rl"V "" ""1'."" """_''''' "'1'<"101 ,."" W"" "'" '0" ,10 ,,,' I"".,.. f'" "'" ~,...,""''''' ""o""'oh"o.n are rnveshgallrI(J. bur you are sllll obh!j;)!P(j 10 ray lh(' r'<ltl5 of yow bill II100r ar(> riot In llIJ(>~,rl(ln 110' "nd '10".. m.do. ",,,I,,,. "" '01" "II VO" .,11 "0'1"'''10 P,V "'" ,,,,,"CO ch'''9' """., ".' ""V"..",,,,,,,, .1100"'" II." ",,"i' '""" , ""'.1". ,OOJ m" 'Ii". '0 pol, ,"'".. ",,'U.... ,<>1"".,11 loa" '0 m.k, "p 110. "',,,.... p',"'.n', on II" ""."""I)oj '''''"n' ,,, .""" "" ...,11 '0.." ,e'''.l ""'"m"", " ,,,. ''''",'''1 ~o" n." ,,,,; "'e "",. II", "IS ,".. II '"'' ''''''op" 11,. .mounl.. 'h",k ,ou "".. *. m., 'epa'l '011", do',,,~,.,,, ""'''',,,, ,10", "p'....""" ,"'" ~., '"'OO~ '011 """"" .",.. '0 '" ..II"" '0,11,.. 'oll'ng '" '''" '"'' .."" "'"s" '0 pn,. or OIl"'" '.11 "'yon. w. "1'0<' 'ou 10 110., ,Oil """"Oil '"'' b,lI And. on "'u"',1I '"'' II.. """, 0' "",,,,,,,, ,,,,,,,'~j ,,,,,,,, W, ""'" loll...,,,,,, ,.. ",,",I '''' ,.. '10..1'''. """" h", ".." "'".j "",...." us when II finally IS If we oon', follow lhe<;e rllr!!~. we cal1'll;oJl('C! III'! fll~r S50 of It'(l fJlI(",lrnI1M i1IlJlllJl\l (",ren If VC,(j! t'llI W,1<; COIff~~1 Specl,'RII/. /0( Cfedll Card PufCh..... II ~o"',,,,,, P'"hl.," .,11, II" gll"", 0' II,., P'''''''v ", . - "'" """"" "",,,......,,,, ..,,, "," "",;, """ ,,,' '0" ",,, I'....' '" '.F" ,,,", '0 c'"""", p,oblem .,'10 'h. """'''nl you m., no' 10"'0 '0 P"Y ,,,,, 1O'"'''''''g ""011'" duo "" II" .,..,1. no ',""IC", ""'10"" ,." 'm"""""...." 1/,... "'I'" (,11,"" "',," f"".. ",,,,,,",,, ,.",,,,,,, '" '011I loom. "". m,' no,.,lh'n YOII' 100,"0 """ .,11,," 100 ""'0" ot 'O!ll ell""", m"oI"'g "11,"" ",,' ,,')11,. p"""..,e f'''''' ""'" I,..,,, I.~" ''''010 II"", I'i) U""""",,,,,,,,, ,,., 1I01.,~"".. """ 0( rperate the melctlanl. or Ifw(> milll('(j Y0lJ rile 8'.NIJrh:3p.n1elll for the PI0f><:>,ly IJr <;erI/IO:>,> r ,-M:) Ie lilila ~~~ 4- ~ ", ~ ~ \'-. S "" ().o ^' '6 .. '-.. ~ ~:z - 6~ ~ ~ -\oj! :E: r_)~ ~ \i:r: a.- n:7. -{ r---- 'J:,E 7~ ~ 0': 1J'> 4n ~.~~ (~ '::In. . .;.lZ IL\E Ci: l;,!; ex: LW ~. !.a cO ...... ::?- ~ er- a er- SHERIFF'S RETURN - REGULAR CASE NO: 1999-01958 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PROVIDIAN NATIONAL BANK VS. PUGH KEARON M HAROLD WEARY , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT was served upon PUGH KEARON M the defendant, at 11:04 HOURS, on the 7th day of April 1999 at 97 HERSHEY ROAD SHIPPENSBURG, PA 17257 ,CUMBERLAND County, Pennsylvania, by handing to KEARON M. PUGH a true and attested copy of the NOTICE AND COMPLAINT and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So answers: //.d ~~<~! '. !l;as KIln, erHI: 18.00 13 .02 .00 8.00 ~3~.U" APPLE & APPLE 04/08/1999 by iLl ~ uepucy 711:1: Sworn this and subscribed 10 before me R day of c1.p.!o_l 'f) A. . ~ ...:t' ?=i ~ ~ tic, .i ~ c ~ ll.1C N ~) ? (');$ , ~?("'J :t: ():;';' I " (V\ fl:2: 0.. C'2 W \)<, ~i: 1_', U') .~ .. CI) Il.::. -')~ ~ ~ ~ i ~~!-' -I "JZ ::> ~iJ fl: ;=~ -, ~ u. cr. :s 0 cr. U -. .-., r:: .:< ~ l.~ C' 0 ~ : " , ,-.. , ::'-J '-' , -- , ~n - ; Coo ': , ; .. 1-'.; , u: '" .,; L', C1 .:) ( , t. , U ~:\ UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF PENNSYLVANIA IN HE: Kearon M. Pugh Debtor /PlalntiCf CI!,'pt n I' "/ tlo. 1-99-03734 VS. Auv No l-99-00246A Providian National Bank Defendant Judicial Judgment Lien Avoidance ORDER OF COURT :Comp'laint for, JullU;!Jal' Judgment Lien Avoidimce liaving been .' , ",' '. . '. L",: , filed on, September 16;,1999, and a Summons issue-a'on September 16, 1999, directing service <;>f said Complaint and Summons, and a certificate of service haV~lg been filed with the Clerk of this court on September 22, 1998, pursuant to said Summons, with an Answer being due on October 18, 1999, and no answer having been filed by the Defendant, now, therefore, IT IS ORDERED that Respondent's judicial lien [docketed to Cumberland County 1999-1958] upon the household' goods and furnish- ings is declared invalid under ~547 of the United States Bankruptcy Code. IT IS FURTHER ORDERED that the filing of a certified copy of this Order with the Prothonotary of Cumberland County shall serve ,a.~:.:a, release of the lien of ,saidjudgment upon the personal ~ ... _ . ! h... proper..tY. of Plaintiff above descri~:~::'iHE COURT:." _, 6":4rf-l; .~.:, c,-? DATED '~:i:t'dber &-'1999"'::,':,'~+~@&I~'~IT~ ~~ , J<c>!?ert J. woo~~~,..' de ~. "..... .....,.. , , . _ 'fh~ef U. S. Bal tlptcy Judge , CERc';'-;-T-D """"'J ';'~.'C: r~'::('ORD t'l:~ ..i ;{iJC d" ',-((r'l'("J';'e'(' 0 ...v, ,,,. ;0 .,~ :J, _....L. ._.1 ..L.... ,--.-...-.,19 ...L-. :r~;'k, ~~!5;l:IPlCY -Court }~~~~~~-'~I~r;-~1 Per'. ' !!...~ :.: . 1 J J E:; 1:>1 '.. ~ r( - ;.. ~ N , u,f:! ~r , 5? '.J._... c_ rt 5z '-1) ~.. CJI -;") , ~ UJ_ I ~ Do U:L; C.; Ii,. I::~ '-.'- :..: () tl. C', ] ~ 0 (;-\ U q t-:, 'b".