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HomeMy WebLinkAbout99-02244 " IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA AMY YOUNG, a minor, and JAMES C. YOUNG and SUSAN M. YOUNG, : parents, and JAMES C. YOUNG and SUSAN M. YOUNG, in their own right, Plaintiffs v, NO. If;- ~ d-<0tf " CUMBERLAND VALLEY SCHOOL DISTRICT and CUMBERLAND VALLEY SCHOOL DISTRICT BOARD OF SCHOOL DIRECTORS, ; GA'-V', ( .J (\ L..1.0 DIVISION - -r'I~ Defendants NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages. you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any rnoney claimed in the cornplaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights irnportant to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 4, Defendant. Cumberland Valley School District Board of School Directors is comprised of the following members: Audrey A. Hanna, President; Maryellen M, Mclane, Vice President; David R. Gelz, Assistant Secretary; Karen Christie. Member; Earnest Garvin. Member; Stephen Grose, Member; Christopher P. Markley, Member; Bud R. Shaffner, Member; and Kenneth L, Shur, Member. 5. Dr. Anthony J. Colistra is the superintendent of the Cumberland Valley School District. 6. Harold O. Bricker is the Director of Secondary Education of the Cumberland Valley School District. 7. Timothy L. Ritter is the principal of the Good Hope Middle School of the Cumberland Valley School District. 8. The Good Hope Middle School of the Cumberland ValIev School District is located at 451 Skyport Road. Mechanicsburg, Pennsylvania 17055. 9. Plaintiffs reside within the geographical boundary of the Cumberland Valley School District. 10. Plaintiff Amy Young, age 13, is a seventh grade student enrolIed at the Good Hope Middle School of the Cumberland Valley School District. 11. Kelly Stepalovitch, age unknown, is a seventh grade student enrolIed at the Good Hope Middle School of the Cumberland ValIey School District. 45787.1 2 . , 12. During school hours and whilc under the exclusive supervision of the Cumberland Valley School District on Dcccmber 15. 1998, Kclly Stcpalovitch threatencd to stab Plaintiff Amy Young in the stomach and kill her. 13. This threat occurred while the students were on school property at the Good Hope Middle School of the Cumberland Valley School District during normal hours of operation. 14. This threat was observed by several of Plaintiff Amy Young's classmates. 15. Plaintiff Amy Young's classmates perceived the threat to be real and considered Kelly Stepalovitch capable of carrying out the threat. 16. Plaintiff Amy Young had done nothing that day or in the past to have provoked the physical assault and death threat from Kelly Stepalovitch. 17. This threat is a culmination of a long history of emotional and verbal abuse and physical aggression perpetrated against Plaintiff Amy Young by Kelly Stepalovitch during school hours or pre-and post-school travel. 18. The Cumberland Valley School District through its teachers, administration and agents had notice of the pattern of emotional and verbal abuse, and physical aggression perpetrated against Plaintiff Amy Young by Kelly Stepalovitch. 19. The December 15. 1998, threat was irnmediately brought to the attention of the Cumberland Valley School District and Principal Ritter and to Plaintiffs James C. and Susan M. Young. 45787.1 3 '. 20. No immediate action was taken by the Cumberland Valley School District or Principal Ritter to guarantee a safe school environmcnt for Plaintiff Amy Young which was shared with Plaintiffs. 21. On Tucsday, Dccember 15, Plaintiff Young filed a criminal report of this matter .....ith the Hampden Township Police. 22. Upon information and belief, that evening Kelly Stepalovitch admitted her actions to Corporal Lunquest of the Hampden Township Police and because of the young age of Stepalovitch this matter was referred by the police to Defendant Cumberland Valley School District for investigation and further action. 23. Cumberland Valley School District, Principal Ritter and Director Bricker had knowledge that Plaintiff Amy Young is under an 1ndividual Education Plan ("lEP") due to her attention deficit disorder (" ADD"). 24. As a result of having ADD, Plaintiff Amy Young is particularly susceptible to the emotional stress caused by the hostile school environment created and/ or condoned by the Defendant Cumberland Valley School District. 25. Kelly Stepalovitch was suspended from school by the Cumberland Valley School District for making the threat on Amy Young's life pursuant to the Cumberland Valley School District's Code of Student Conduct. (See Exhibit" A.") 26. Cumberland Valley School District through Principal Ritter, Director Bricker and Superintendent Colistra took no immediate action to dissipate the hostile 45787.1 4 '. school environment which was created by Stepalovilch's acts other than as stated in the above paragraph. 27, Cumberland Valley School District through Principal Ritter, Director Bricker and Superintendent Colistra allowed Plaintiff Amy Young and Kelly Stepalovilch to continue to attend the same class schedule in which they share most if not all classes. 28. Kelly Stepalovitch's serious threat and continuing course of emotional and verbal abuse and physical aggression perpetrated against Amy Young caused Arny Young substantial and severe psychological, emotional, and physical harm during this period. 29. While under the supervision of the Cumberland Valley School District on January 6,1999, Plaintiff Amy Young was given a copy of a note from another student of the Good Hope Middle School of the Cumberland Valley School District during a bus ride home from school. (See Exhibit "B:') 30. The student providing Plaintiff Amy Young with the copy of the note identified the author of the note as Kelly Stepalovitch. 31. The note stated in pertinent part. "amy the lebzian [sic] is in school today the dumb bitch let me ask the big question:' 32. A copy of the note was provided to the Cumberland Valley School District through Principal Ritter and Director Bricker by Plaintiff Youngs. 45787,1 5 33. Plaintiffs James c. Young and Susan M. Young demanded that the administration take action to stop the continued harassment of their daughter and to eliminate the hostile educational environment. 34, Kelly Stepalovitch was assigned to the mandatory "Saturday Work Program" by the Curnberland Valley School District for publishing the note about Amy Young pursuant to the Cumberland Valley School District's Code of Student Conduct. (See Exhibit "A.") 35. Kelly Stepalovitch's publication of the note containing libelous allegations about Amy Young coupled with the continuing course of emotional and verbal abuse, and physical aggression perpetrated against Amy Young have caused Amy Young substantial and severe psychological, emotional, and physical harm. 36. After the note's publication and other subsequent interactions between Plaintiff Amy Young and Kelly Stepalovitch, Arny has been unable to attend public school due to a continued fear of Kelly Stepalovitch and has been forced to receive home schooling and tutoring. 37. The Defendants have the ability and duty to enforce the provisions of the Public School Code of 1949 and regulations adopted thereunder. 38. The Defendants have failed to enforce the following reguiations arising from the Public School Code of 1949: 45787, I 6 ~ 40, Plaintiffs have a direct interest in the Defendants' enforcement of the provisions of the Public School Code of 1949 and regulations adopted thereunder bccause Plaintiff Amy Young is unable, absent propcr enforcement, to receive a public education. 41. Because of the Defendants failure to enforce the provisions of the Public School Code of 1949 and regulations adopted thereunder Plaintiff Amy Young has been directly harmed by the continuing course of emotional and verbal abuse and physical aggression perpetrated against her person. 42. There is no adequate remedy available to Plaintiffs at law that would compensate Plaintiff Amy Young for her substantial and severe psychological, emotional, and physical harm. 43. There is no adequate remedy available to Plaintiffs at law that would enable Plaintiff Amy Young to obtain a public education, to which she has a statutory right, free of the continuing course of emotional and verbal abuse and physical aggression perpetrated against Amy Young. WHEREFORE, Plaintiffs pray that a judgment of rnandamus be entered commanding the Defendants forthwith to (1) properly enforce the provisions of the Public School Code of 1949 and regulations adopted thereunder (2) provide a safe school environment to Plaintiff Amy Young by relocating the student who has perpetrated the continuing course of emotional and verbal abuse and physical 45787,1 8 aggression against Amy Young to another school; and (3) develop a new student code of conduct that will ensurc that similar situations as thosc dcscribcd hcrein bc handled more aggressively. Respectfully submitted, LATSHA DAVIS & YOHE, P.c. Dated: Jf!t::t /q'l I By ('~,,~~ Glenn R. Davis Attorney I. D. No. 31040 Jason L. Swartley Attorney I. D. No. 78213 P. O. Box 825 Harrisburg. PA 17108 (717) 761-1880 Attorneys for Plaintiffs 45787,1 9 " . . EXHIBIT A " clott; schooll early during thc sch(fIJay, announcem~nll will bc madc over thesc same radio stations as to time of dismissal. II will be our policy to keep our Ichools open. if reasonably pol5iblc, and thereby conlinuc 10 follow thc establilhed Ichool calcndar for the school tcnn without change, The following radio and T.V. slalions will be , notified of Ichool closings: WHP-AM WNNK 104 WGAL (Channel 8) WKBO WHTM (Channel 27) WIMW (Mix 99.3) WHYL WTPA (FM 93.S) Internet A~~e5! .t Good Hope Middle S~bool Cumberland Valley School District provides Internet access for a1lstudcnts to use for school related activities. The Internet is a global "network of networks," linking thousands of computer networks together, It provides access to vast amounts of information from univmities, governments, businesses, researchers, newspapers, etc. that can be used to supplement and update other resources. Students must sign the CVSD use policy prior to using the Internet resources, Along with the right to use the Internet as an educational resources, students must accept the 'responSibility for all material received. STlmF.NT ASSJSTANCF. PROGRAM A Student Assistance Program is a way to identify students who are having problems in school because of drug or alcohol use (or other high-risk behaviors) and refer them for help. It is an intervention, not a treatment, program. The heart of the program is the Student Assistance team, a core group of school personnel who are specially trained to work with these students. Core team members receive referrals from administration, faculty and staff, parents, and students themselves, ReferraIs can be initiated by drug and alcohol policy violations, but more commonly, they happen because of observed changes in behavior or performance-which mayor may not be drug related. With parental aUlIlOrizalion. the lca?\lllducts pre-asseiemenf 10 detcrminc if the studcnt can bc helped within rhe school or if thc studcnts nceds to be rcfcrred oul of school. ~SEXIJAbHARRASSMF.~ II isi!iej)Oilcy3'fi'lieCUmb"C;land Valley School District to maintain a learning cnvironmcnt frce of sexual h:uassment. Any studcnt who believcs thaI he/she has been sexually harassed should rcport the incident to a high school administration, Students found in violation of this policy will face disciplinazy action. Se,xual harassment may incll!de but is notlimiled to unwelcome sexual advances, requests for sexual favors, verbal harassmenl. rcpeated remarks with sexual and d~mcaning implications,' unwelcomed touching, sexual jokes, or othcr verbal or physical conduct of i sexual nature. Through the high school hcalth curriculum, Cumberland Valley attempts to further define and explain sexual harassment, its heightened awareness in today's society, and the need to eliminate it., We hope to address this problem through both our discipline code and our educational program. . NON-DJSCRJMJNATION POUCV The Cumberland Valley School District, an equal opportunity employer, will not dis- criminate in employment, education programs or activities based on sex, race, or handicap. The policy of non-discrimination extends to all other legally-protected classifications. Publication of this policy in this document is in accordance with state and federal laws, including Title VI of the Civil Rights Act of 1964, Title IX of the Education Amendments of 1973, and Section 594 of the Rehabilitation Act of 1973. Inquiries should be directed to Dr. Anthony 1. Colistra, Superintendent, Cumberland Valley School District, 6746 Carlisle Pike, Mechanicsburg, PAl 7055 15 '" t;. .,t c, " " " " " c JC C C C C C' ." '" . ... Q~ ~. ~ ~ ~ . ~ 01 ~ ~ ~ fI fI fI ~ ~ j ~ ~ ;, ~ . ~ . It , I I I I <t , CUMBERLt\Nnt\LI.EY CODE OF Sl'UDENTCONDUCT The/ollowlng policlcl ha~'t: bun tden/rom th, Code 0/ Student Conduct o/th, Cumberland lIalley School Dlstrld. Complet, copl,s o/thll board policy have been sent home with )'Our child. 6100.1 Learning il elTecti.e when order II maintained, Therefore. the prineipallllld leachen in the Cumberllnd Valley School Diltricl are directed 10 maintain luch ordcr in the Ichooll al will flcilillle learning by the pupib, 6100.2 AUstudcnts cnrolled In the School Di,tricl .hall conducl themaelye, in accordance with the ",Ie. of the District and indiyid...lachools. Such rules require proper conduc~ regular anendance, accepllble q...lity of acholll1hip, good relationl with othen and accepllble ltandards of dress and grooming. It is allO expected thst parents will cooperate with schoolauthoriUes in helping students to maintain such conducL 6100.3 All students lhall exhibit good behavior, maintain regular anenclai,ce, respecl the pmooal and property rights of othen, maintain a leyel of decorum which will not interfere with the educatiooal processes of this , Distric~ obey the specific policies of this District and obey the directions olleachers and administrators. 6200.4 Student ....ponsibilities include regular .chool anendance, conscientious effort in c1usroom work and con/ormance \0 school rules and regulations. Mosl of all. students share with the administration and faculty a responsibility to deyelop a climalc within the school that is conducive \0 wholesomelcarning and IiYing. 6200.4a No studenl has the righl to interfere with the education ofhis fellow studenls. II is the responsibility of each stuclenl \0 respecl the rights of teachers, studenls, administrators, and all others who are involved in the educational process. 620004b Students should express their ideas and opinions in a respectful manner. 6200,4c II is the responsibility of the students 10 con/onn with the following. 6200.4cl Be aware of all rules and regulations for studenl behavior and conducl themselyes in accordance with them. Students should assume tha~ until a rule is waived, . altered or repeated in writing, it is in elTect. 6200,4c2 Volunteer infonnation in mailers relating to the health safety and welfare of the school community and the protection of school property. 6200,403 Dress and groom to mcel fair standards of safety and health, and nol to cause substantial disruption 10 the educational process... 6200,4c4 Assisl the school stalT in ol"'rating a sare school for all students enrolled therein. 6200,405 Comply with Commonwealth and local laws. 620004c6 Exercise proper care when using public facilities and equipment. 6200.4c7 AnelS\ool dilly and be on'IUlIC a' 111 c1.....1 and other school functions, 6200.4., Make up work whcn abum flU/fl ..bool, 6100,4e9 Punue and allempllo compl." lalllraclorily the coursel of ltudy prelcribed by Commonwealth and locallchool authoritiea, 6200AcJO Report accunl~ly and DOl \lie indecenlor oblcene language in ltudent newlpapera or publieatiOlll. 6100.5 Violalions of lpecific polieiea which conllin punishments shan be enforced and pllllishcd in accordance with the terms thereof. 6100.6 Violations of the senml provisions of 6200.3 and 6200.4 sh.111 be enforced and punished in accordaDco with the following Table of Oiacipline. TABLE OF DISCIPLINE Ltyell: MisbehaYior whieh impedes orderly classroom procedures or interferes with orderly opention oflbo school: 01rmsc. Puni,hnvont 'Cnapproprille Ihow Dr Affection (Petting) , Coreleunesl with school propcny or property Dr others Tardin... to clwlschool Failure to return detention notice SlIunIay Wort !'r9pam SlIunIay Work,Propam Saturdsy Work Propam One additional hour or dclcntion SIIurdIY Wort Prognm Inapproprillelanguage Disobedience. insubordination. deliance, disrespect Detention or SIIurdIY Wort Prognm Disrupti.e behavior Detention, Sllunlay Wort Program or Suspension Lying Forging note Failure 10 report 10 assigned Saturday Work Program Missing Detention I 0 Saturday Work Prognm SlIunIay Work Program SlIunIay Work Program SlISpCIISiOll SlIurday Work Program LevelIJ: Repletion of prior Levell misbehavior or more serious misbeha.ior which disrupIl thelcaming climate of the school: OfT~(e Second or subsequent Le.ell Misbehavior Altercations (i.e. minOT fighting shoving, etc.) Minor vandalism ~ SlISpCIISion SatUJday Work Program Payment of damages and Saturday Work Program Vulgar or proranelanguage Verbal, written) Possession or use of fire crackers, smoke bombs, matches. lighters, noisemakers SlISpCIISioa Saturday Work Prognm or SlIIJlCIlIion Indecent exposure (Le, baring bunocks)Saturday Work Program . or SuspemiOll Stealing Replacemc:nt Dr stolen items and Saturday Work Program or Suspension 16 l-ntllll i ReJ>lelion of prior Lev.l. ;~) II mllbehaVlor ., leU ,,"Inil pmon. Of ",openy nol eonilllulln.l~vcIIV misbehavior; Clrw& SUbJoqucnl Lev.11 Of II mi.b.havlor AIICfCIlIoM Clu.ln. phy.lcal harm Vandalism .....lIln.ln cbma..ln ...... ofS50,00 Punllh~Ql II.lIin. .,D,llnel Orne.; or Swpenllon Of llwin. bef... Ih. SOlId DiIClphn. Conunill.. SU'ptft"on Plymenl for dull.... and Su.pen.lon Th~ll' S6f.<;f tc.rIlV: Repelilfon of prior Lev.l. 1.11, or III mlsbeh.Vlor or saiou. ICIlI.IIIllI penonl or property: Qlfmac Punh.hmrnt Subaequenl tc..II,1l or " mi.behlvior SUlpCnJion or Eapulalon aIler hwin. before School Board (or Commill..) . EaIOnJOD , Bomb threaIa or fali< lire a11T1N Po_on or use of cIan'C/OUJ ' "'cal'OM (to. knlv.., .unl, Ilin. sho~ .IC,) Anon Ph)'licalllllck on School Districl Emptoy.. . In the evenllhat any misbehavior constitules a viol.tion of the c:riminaIlaws of the Commonwealth of Pennsylvania or of the Uniled States of America, the District may make report thereof to the police or other Ippropriate authorities. The imposition of District JlIIlIishmcnt aha1I not bar or stop the Distrietliom making such report. 6200.9 Tardy to school Policy 6200,9. It is a requirement of each student to appear at the school pmnises at the time assigned for arrival. It is a violation of this policy for a student 10 arrive althe school premises later than the time assigned for arrival. 6200.9b The following punishments are authorized for violation of this Tardy to School Policy: 6200.9bl Fourth Violation: One after-school detention. 62oo.9b2 Fifth Violation: Two aller-school delentions. 6200,9b3 Sixth Violation: One day Ui Saturday Work Program. 6200.9&4 Seventh and Suhsequent Violations: (a) Two daya in Saturday Work Program; (b) Parent/guardian conference with designated achool administralor. 62oo,9c A tardy student shall report directly 10 the principal's office in middle school upon arrival althc school premises. .' /, ,I 'I ! ~ I . DA.))nMF.SCHvnan.~ GOOD HOPF. MInDl,V SCHOOl, 7:30 am Schnol opens for Studenla - 00 to )'Our locker and repoll to your homeroom. Studcnla anivlns prinr to 7:30 am mU'1 remain in thelocUr Of lobbyarcu. Vou may nol report 10 homeroom! 7:38 am Tardy Warning Bell ringl' Report, immcdialcly to your homeroom. 7:41am Tardy Bell rin.s - Channel One and Momln. AMouncements begin. Studenll mUJI be in HR by Ibis lime to Ivold Ihe assisnmcnl of I "Tardy 10 School." 7:41 . 8:02 am - Homeroom period. AM AMOWlCemcnla MIll 1 2 3 4 5 6 7 8 9 10 II 12 13 14 IS 16 17 18 19 20 21 22 23 24 Sixth erade J .unrh Seventh ende J .unrh E1ehth erade , .unrh ~ 8:05.8:19 8:19-8:33 8:36-8:50 8:53-9:07 9: 1 0-9:24 9:26-9:40 9:43.9:57 9:59-10:13 10:16-10:30 10'11-10'4'1. 10:50-11:04 11'07-11'21 11:24-11:38 1I'41_tl'~~ 11:58-12:12 12'15.12'29 12:32.12:46 12:49.1:03 1:06-1:20 1:22-1:36 1:39-1:53 1:56-2:10 2:13-2:27 2:27-2:41 Aftemonn ni~mi'l:MI Tim~ Dismissal at 2:41 - CulturaJ Arts, Physical Education Resource Areas, and UR" Teams Dismissal aI2:44 - "S" Teams . 17 '. \, '. EXHIBIT B .'. ,,' . . " . .' , I- . , . I o " ~ ,..~,,) .....,. ":;'; '. ,. .' " '. c r' I I i I i\-\e.~\(j, ., ..... qd' ...._....n...! .. ,'... .. J ., weJ 1'? 7 .(~'.\,.S'.D., ,(':./:,)~...C'P.h\Jh,~P!n~_,.,.LdCl~n._<;o_,')q~ l~ \- ~ ~,c.. \(, c-v, .0< 1" Itf.. \ ',",Q. '.'0' \<2 !J,:c:, ;,~n._..~.~._j~::.L.L ~ ':J'-hD cA,J..c,. q~, t: ke.. ,.cJu (V\,Q J.!-Lt.c:.h....J.g.J,__j' .ujr:'~'-R-- . .0,5.1::. +.h.Q..,. 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SHERIFF'S PETURN - REGULAR (:ASE NO: 1~.lJ.02277 t' COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NORWEST MORTGAGE INC VS, VALLE THOMJ\.S ET AL RICHARD SMITH , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT was served upon VALLE THOMJ\.S the defendant, at 15:31 HOURS, on the 20th day of April 1999 at 123 SOUTH 4TH ST LEMOYNE. PA 17043 ,CUMBERLAND County, Pennsylvania, by handing to ROSA APONTE (ADULT IN CHARGE) a true and attested copy of the NOTICE AND COMPLAINT together with IN MORTGAGE FORECLOSURE and at the same time directing Her attention to the contents thereof, Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 9,92 ,00 8.00 ;'3".,,~ So a?~ _~~ 4; K. lhomas K:1ne, Zl~t FEDERMAN & PHE 04/21/1999 by e Sworn and sUbscribedo before me this .~ ~ day of _ {l1i ~ ~ AD~ 4 {~ ~r 0 a y r . ,. PEDERMAN AND PHELAN By: PRANK FEDERMAN, ESQUIRE IDENTIPICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215\ 563-7000 ATTORNEY FOR PLAINTIFF NORWEST MORTGAGE INC. 5024 PARKWAY PLAZA BOULEVARD CHARLOTTE, NC 28217 COURT OF COMMON PLEAS CIVIL DIVISION Plaintiff TERM NO. 9'1- ~~'l7 eVllk~ CUMBERLAND COUNTY v. THOMAS VALLE JACQUELINE G. VALLE 123 SOUTH FOURTH STREET LEMOYNE, PA 17043 Defendant(s) CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ~~ CUMBERLAND COUNTY BAR ASSOCIATZ;~l &/'(96 2 LIBERTY AVENUE o/'/'~ 'l)I06'Yo~ ' CARLISLE, PA 17013 I::OI'iUIi). 01'0.0 el);::1J,1h (717) 249-3166 ~D.sq/~ 'Yo, &qr; TRUE copy FROM RECORD 'lYtf?~~o'/"(J In Tostlmooywhereof, I here unto sat my hand ~ft,{;'bl/y nd tile seal of saki .?n at Carlisle. PI, .o,ySj ~hl:t;-r;o,.daJ '7.:7{1~)~_~~~ r.t)r&-- l..<tll, '-"=- ~ry . r 6. The tollowing amounts are t due on the mortgage: Principal Balance $48,795.15 Interest 2,465.28 9/1/98 through 4/1/99 (Per Diem $11.52) Attorney's Feas 800.00 CUmulative Late Charges 76.65 12/30/96 to 4/1/99 Cost ot suit and Title Search 550.00 Subtotal 52,687.08 Escrow Credit 0.00 Deficit 123.80 Subtotal 123.80 TOTAL $52,810.88 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheritf's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. Notice of Intention to Foreclose has been sent to Defendant(s) by Certified Mail, as required by Act 6 of 1974 of the Commonwealth of Pennsylvania on the date(s) set forth in the true and correct copy(s) of such notice(s) attached hereto as Exhibit "A." 9. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. S 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $52,810.88, together with interest from 4/1/99 at the rate of $11.52 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff '. ,OO~O~7 Norwest Mortgage. Inc. Building 7 P.O. B.K 122~ Ch.rl.tll. NC 26201-122~ Dlcl.ber 7. 1996 rh.... Vall. 1235, F.urch 5.. u.~nl pr, 170~; &O&33~O/OO~O~7/*72 El Norwlst ~oln Number &0633;0 M~rt9Igor(s): ThQm~s Valli J.cqu.lln. G. V.lll ~.rtg.ged Pre.lses: 123 S. F.urth St. L...~n.. PA 170~ 1 ~QIICE_QE_l~IE~IlQ~_ID_,D~ECLQSE_~Q~Ia6GE ERR 60RR';',E~S: hi mQrt9a~~ held or serviced b~ NORWEST HORT;AGE, INC. Cher'inafter we, us. or ours) on .ur pr.p."(~ l.r..tld .t 123 5. F.urth St.. L..o~n.. PR. IS IN SERIOUS DEFAULT bee.use au'vI not ~:.~d;8 t;" monthl!j pa!:lments since Octobu' ,. 1998 through tada!:!. Lat. chargcn and the" c".~ges hav~ also accrued to this date, The ~otal amount now required to cur. the ,'aut.. ur In other w~~ds, bring !:lour loan curr!nt, Is calculated below. PI.~lf.l,jnt.1o P If.Sa.~i: Tota',lng S r~~~~ Accrued Unpaid La\e Charges S ',,~"'nthl~ L.te Ch.rg. , 16.33) ;IJ1?enSe aaLance $ 1.37~.6~ 39.99 - 5 0.00 0.00 ~tsc~llan80US Fees 1.*'~,63 ~lj6.26 $1.673,11 51.673.11 this l.tler. b~ pa~ln~ to pa~m8nts ind lit I chirgls either by cish, c~shll~.s P.l.tine. IL &00~~-00lj7. EXHIBIT A \I a: ~ _ B 09 .. , _ J 08 _ 00 ~O~, Nor...It t Mar t9191, Inc. Building 7 P ,0, Box 122~ Charlolle. HC 2e201-122~ Decubor 7, I"B Jacqueline G, Valle 123 S. Fourth St. uo~ne PA 170~3 60633~0'OOSO~6/~72 E, HorxlS t Loan /lumber 6063350 Horlgagort.l, rhoma. Valle Jacqueline G. Volle Hortgage~ Proml..., 1235. Fourlh 51. LI.o~nl. PA 170~3 ~QIICE_QE_I~IE~IIQ~_IQ_EQ3EC~QSE_~QBIGeG~ EAR BORROHERS, he mortgage held cr serviced by NORjIlE5T HO~TGA;E, INC. (hereinafter ...., us. or ourl) on our propert~ localld at 123 5, Fourth St., L'mo~nl, PA. IS IH SERIOUS DEFAULr blcau.. au'vl not made the monthl~ pa~m.nts s InCI October 1, '~ge through todl~. l.ate ch.rglS Ind the,. Chi'glS have also accrued to this data. rh.a total amount now required to cur. the ,'ault, or In other words, bring 'Jour loan curren:, Is calculated below. Pa~.lnt. B ~~8.28 rolall'9 S rolil Accrued Unpaid Late Charge. S tHonlhl~ Late Charge S 18.33) Suspense Balance S - S Miscellaneous Fees S 1. 37~ .8~ 3~.~~ 0.00 0.00 otal Dellnqulnc~ as of December 7. 19~8 S Pa~..nt. due wllhln the next 30 da~.rolall'g $ ahl due to cur. default and bring tOlin current a; of Janua,.~ &, 1999 otll due to cur. defi.ult i.nd bring loan current 011:. of JOIInuary 6. 1999 ou .a~ cure this de'ault within rHIRTY (30) Da~.o' the ~ate of s the .bovl .amount of St.,+P+.83 plus i.ny i.dd~tlan.l monthly hlch molY (.ll due during this period. Such ~.ayme1t must be made h'C~. or mone~ order to Norwes t Hor t gi.g8. lnc.. P.O. Box 0057, elephon. a '.800-766-0987. ( ~ou do not cure tne dehult within THIRTV (30) days of the d.atl of this letter. we Inhnd to .xlrelsl our right to .aeceler.at. the mor:g.age pi.!:Im.nts. This 1I,.ans thi.t wh.ahv.,. li owing on tne original .amount borrowed will be conSidered due Im..dlAtely and you na~ 0" tn. chJnc. to pi.y 0(( the orlgln.11 mortg.age I" monthllof Inthllments. leu. II. 'ollowlng p.ages. 1.~1~.83 ~~8.28 $1.873.1 I $1.873.11 thl. letter. b~ pa~ln9 to p.a~ments .and l.te ch.rges elther b!:f cuh. cashler's Palallne. IL 60055-0057. EXH\B\T A , _ K oe _. oo~o~, II lull p.~..nl 01 Ihl 100unt 01 Ihl dlhull I: nol ,..dl wllhln THIRry 1301 DAYS. WI also Inttnd to Instruct our attorn,yts) to stlrt .. ll~sult to (or.clos. yaur 10,.l9191d prop.rt~. 11 0.. ~O,.t9"9' Is (orlclos.d. 'Jour lllortglgtJ property will b. SOld by.. 5h,r"((I) or othl' .IMlla. olllcl.ll.l sail 10 p'~ olf Ihl Mo.lg'gl d.bt. 11 ~ou cu.. Ihl dll.ull btlo.. WI big In llg.l p.ocudlng' ag'ln.1 ~ou. ~ou will sllll h,uI 10 p.~ tho ,...on.bl. atto"nl14(I) hu aclually Incurrld, up to SI)O.OO. Ho....v..., I' llgll proc"ding. ..,., started IgIl"lt '4DU. you will havI to PI'.:I th, rellonable attorney(s) hu Iv,n If they Ar. o~.,. S~O.OO. An~ Ittorn,y(s) "1' wltl 6. addle to whatlv.r you aWl the llnd,r, which ..Y tl.o InCludl Ihll. ....on.bl. cost.. 11 ~ou C'J" tho dlf'ull wllhln thl rHIRry (]Ol DA'i' t,lod ~ou will nol bl ..qul..d 10 p,~ , .1l0'M~I.) loll, · .I~ ILia SUI you p'''so''lll~ (or the unpai:1 principal b.alancI and aU other su.s due nd,,. the lIIort9191. If ~ou h,uI not cu..d Ihl dlf.ull wlthln tho rHIRry 1301 DRY p,,'od .nd lo..closu.. rac,.dlngl havI begun, ~QU still h~v. the rlg~t to cure the default and prevent the I&tl t .n'j llfll, up to on, hour blfor, thl Shl"UHf) 0" oth,,. slmlt.,. olflclaltsl for'Closur, all. You m'~ do so b~ paying thl total ,mOL,t ~, the unpaid monthl~ p~ymlnts plus Any ther ch.rg.s t~.n dUI, .s w.ll .s the r,ason.blt .ttorney(sJ '.IS and costs conn.ctld wlt~ the for'Closur, sa'" and p.,.form .n~ other r,qulr.ments und,,. thl mortgage. It Is sIIM.I.d Ih.t thl ...llllt d.t. Ih.t such . S~o.lffl.) o. otho. siMilar offIcial I.) salt ould bl hlld would bl .pp'o"lm.tll~ six montr. f.om tod.~. A notIce of thl dolo of th. k.rUn,) or slmll.r olflclaltsJ s.lt will be ""'It to '.:tou be for, tne salt. Of course, the mount n,.ded to cur, t". default will I"cru.se the longer ~OlJ w.tt. You lU,~ flnd out ~t nlj till' exactly wh.t the required payment will :'e, b~ ctllllng us lot thl foUowlng number: 1"aOO-7"-0987. This piYllllnt must be mi.de b... Cilsh, ci.shler's check, certified chick or an.~ or-der- and ~i.de pi~ab{. to us ilt the ~ddresi sti.t.d ~bove. Qu should reallzt thit i Sheri"(s) or ot;,er slmiLir officlilts) sale will Ind your wnerShlp of thl tIlortgiged property ind your "'Ight to remiln in It. If you cant InuI to llv. In the prcp.rty ilter the 5he,..I"(s) or ather 5Imll",. offlcl,ll(s) sall, a lawsuit Quld b. stirted to evict you. ou Sh..U hive the right to .5sert in thl fore:losurB proceedings. the nane.lstence of " .fault cr "ny oth.,.. defensl that ~ou miy have to accll'ritian or foreclosure. ou h...v. the addltlonal right to help prohct '~our Interest In the prO~lrty. YOU'VE THE IGHr ro SE~~ THE PROPERry ro OBrAIN HONEY TO PAY OFF THE HORrGAGE DEBT, OR ro BORROW HONEY ROH ANOrHER ~ENDER rO PAY OFF rHIS OEBT. YOU ~AY HAVE THE RIGHr ro SEL~ OR rRANSFER rHE ROPERTY SUBJECr TO rHE HORTGAGE ro A BUYER JR TRANSFEREE WHO WI~L ASSUHE rHE HORrGAGE Ear. PROVIDED rHAr ALL oursrANDING PAYHENTS. ~HARGES AND ArrORNEYISl FEES AND cosrs ARE AID PRIOR ro OR AT T1iE SA~E AND THAT rliE OTHER REQUIREHENrS UNDER THE HORrGAGE ARE ATISFIED. CONTACT US ro DETERMINE UNDER WHAT ~IRCUHsrANCES THIS RIGHr HIGHr EXIST. YOU AVE THE RIGHr ro HAVE THIS DEFAu~r CURED BV ANY THIRD PARry ACrING ON YOUR BEHA~F. , you cure this ,f,lult had occured. hin t h,.el times In o not\f~ ~Oll th.t olllct tne debt ond default, the mortgage wlll be r.stored to the Sime position is If no However. ~ou are not entltt!d to this right to cure you,. default mo,..e iny cilenda" year. The Fil,. Debt Collection P"'ictlces Aet re'1ulr.s us In tI1e event your loan Is In default, Norwest Mortgage will attempt to "ny (nformat 10n obtained wilt be used for that purpose. lne.rely, hlr'Si Divenport orwlS t Hortgig. .f.ult ~an.gement Dep.rtment tt.chmlnt: New Western Union Insert Clt~ Code N~3 IA EXH\B\T A , . . r I BXHIBIT A ALL that certain lot of ground situate in the Borough of Lemoyne, County of CUmberland, and State of Pennsylvania, more particularly bounded and described in accordance with survey of E.J. Walker, dated October 26, 1970, as follows. to wit: BBGINNING at a point at the "outhwest corner of S. Pourth Street and Apple Alley; thence along said S. Pourth Street' South 30 degrees 30 minutes East, 39.46 feet to an iron pin at the corner of land now or late of Hazel M. Howard; thence South 59 degrees 30 minutes West, 40 feet to the line of property now 9r late'of Baron Bestecki; thence North 30 degrees 30 minutes West, 39.36 feet to an iron pin on the South side of Apple Alley; thence along said Apple Alley North S9 degrees 30 minutes East, Porty (40) to a point, the place of BEGINNING. BEI;llG a portion of Lot No, 78, Block C, Plan No., 1 of Riverton, said Plan being recorded in the Office for the Recording of Deeds in and for CUmberland County in Deed Book "J".. Volume 4, Page 40. HAVING thereon erected a two and one-half story frame house kn~= and numbered as 123 South 4th Street, Pennsylvania. BEING the same premises which Gary L. Billet and Brenda D. Billet, husband and wife, granted and conveyed to Thomas Valle and Jacqueline G. 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