HomeMy WebLinkAbout99-02335
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
IMC MORTGAGE COMPANY
Plaintiff,
) CIVIL DIVISION
)
)
)
) NO.: 99.2335-CIVIL
)
)
) ISSUE NUMBER:
)
)
) TYPE OF PLEADING:
)
) Pa. R.C.P. RULE 3129.2(c)(2)
) LIENHOLDER AFFIDAVIT OF
) SERVICE
)
)
) CODE-
)
)
) FILED ON BEHALF OF PLAINTIFF:
)
) IMC MORTGAGE COMPANY
)
)
) COUNSEL OF RECORD FOR TH[S
) PARTY:
)
) Kristine M. Faust, Esquire
) Pa.!.D. # 77991
)
) GRENEN & BIRSIC, P.C.
) One Gateway Center, Nine West
) Pittsburgh, I' A 15222
) (412) 28[-7650
)
)
)
)
)
VS.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI
Defendants
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I. The name .lI1d address or the owner or reputed owner:
.
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Euward G. Ridolli
Janice M. Ridolli
32 Scarsdale Drive
Camp Hill, PA 17011
,l~
2. The name and address of the defendants in the judgmenl:
:'"
Edward G. Ridolfi
Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill. PA 17011
3. The name and last known address of every judgment creditor whose judgment is a record lien
on the real propeny 10 bc sold:
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IMC Mongage Company
(Plaintim
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Meridian Bank, Successor in Trust
to Hill Financial Savings Association
35 Nonh Sixth Street
P.O. Box 1102
Reading, P A 19603
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Lower Allen Township Authority
120 Limekiln Road
New Cumberland, P A 17070
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4, The name and address of the last record holder of every mongage of record:
IMC Mongage Company
(PlaintifO
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5. The name and address of every other person who has any record lien on the propeny:
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Domestic Relations Office
P.O. Box 320
Carlisle, P A 17013
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PA Dept of Revenue
Bureau of Individual Taxes
Inheritance Tax Div., Dept. 280601
Harrisburg, PA 17128-0601
il
.,.
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
':.;
.
NONE
7. The name and address of every other person whom the plaintiff has knowledge who has any
interest in the propeny which may be affected by the sale:
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NONE
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Caption:
) Confessed Judgment
) Other
File No. 99-2335 Civ 11
Amount Due $ 66,022.31
tHC Mortgage Company
vs.
Edward G. Ridolfi and
Janice M. Ridolfi
Interest
Atty's Comm
Costs
$ 14,916.76
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
Issue writ of execution in the above matter to the SheriH of Cumberland
for debt, inlerest and costs, upon the following described property of the defendant(s)
PleaAe see attached le~al description
County,
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the SheriH of County, for debt, interest and
costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
o (Indicate) index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
/e/ / / ItJ Signature:
I I
Date
J:->. .~J-
\..///--:UQ~LL. -,.:-u~
l.._.__ (
Kristine M. Faust, Esq,
Print Name:
Address:
One Gateway Center, Nine West
Pittsbur~h, PA 15222
Attorney for: Plaintiff
Telephone: (61?) ?RI-7n'in
Supreme Court 10 No.: PA 77991
. .
.
(over)
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY.
Pluintiff.
NO.: ')1)-2335 CIVIL
c
'.
vs.
EDWARD G. RIDOLFI uml
JANICE M. RIDOLFI,
Defendullls.
LONG FORM DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate ill Lower Allen Township,
Cumberland COUllty, unl! COllllllollwcullh of Pcnnsylvuni", more purlieularly bounded "nd
described "s follows, 10 wit:
BEGINNING ut" point on the southerly line of Scarsdale Drive, whieh point is 125 feet
west of the southwesterly comer ofSc"rsd"le Drive and Neponsit Lane extended and at the
dividing line betwecn Lots Number I and 25 on the hereinafter mentioned plan of lots; thence
along the southerly line ofScursd"le drivc, North 55 degrces 20 minutes East 107.51 feet to a
point; thence in "n arc huving a rudius of 20 feet in" southeasterly direction. 28.74 feet to a point
on the westerly line ofNeponsit Lane "foresuid; thence along the same South 42 degrees 20
minutes East, 67.51 feet to " point at dividing line between Lots Number I und 2. Block "E" on
said plan; thence ulong same, North 47 degrees 40 minutes West 137.57 feet to a point at
dividing line betwcen Lots Number 1 and 25, Block "E" aforesaid; thence ulong same North 34
degrees 40 minutes West, 102.59 feet to a point, the place of BEGINNING.
BEING Lot Number I, Block "E" on Plan of Lots known as Country and Town Homes,
Incorporated, which plan was recorded in the Cumberland County Recordcr's Office on May 14,
1956, in Plan Book 7, Page 41.
BEING the same premises which William B. Robinson and Betty Lee Robinson, by their
deed dated July 10, 1987 and recorded July 13, 11)87 in the Office of the Recorder of Deeds of
Cumberland County in Deed Book Volume J-32, Page 376 grunted and conveyed unto Edward
G. Ridolfi and Juniee M. Ridolfi.
GRENEN & BIRSIC, P.c.
Parcel # 13-25-0022-125
,i-:). /
By:~ J~u-I2(. (;.:. J
lKristinc'-M. . st, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, P A 15222
(412) 281-7650
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, I'ENNSYL VANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintiff.
NO.: C)1}.2HS ('IVII.
vs.
EDWARD G, RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
AFFIDA vrr PURSUANT TO RULE .1 I 21l.J.
COMMONWEALTH OF PENNSYLVANIA )
)5S:
COUNTY OF ALLEGHENY )
IMC Mortgage Company, Plaintiffin the above action, sels lilrlh as oflhe d,lle the
Praecipe forlhe Writ ofExeculion was liled the following intimmllion conceming the real
property of Edward G. Ridolfi and Janice M. Ridolli local cd :II 32 Scnl'sdale DriVe, Camp Hill,
P A 17011 and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI OF. IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN LOWER
ALLEN TOWNSHIP, CUMBERLAND COUNTY, AND COMMONWEAL 'I'll OF
PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 32
SCARSDALE DRIVE, CAMP HILL, PA 17011. DEED BOOK VOLUME J.32, PAGE 376
AND PARCEL NUMBER 13.25-0022.125.
........' ,
I verify that Ihe stalemcnts made inlhe Al1id",'il (Ire true and eorreet 10 Ihc best of my
personal knowledgc. illfonmllioll ami belicf. lundcrstand thai falsc slutcl11enls herein are mude
subject to Ihe penalties of 18 Pa. C.S.A. *4l)()4 rel(lting to unsworn falsification 10 (Iulboritics.
GRENEN & BIRSIC. P.C.
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Kristine M:taust, Esquire
Attorney for Plaintiff
SWORN TO AND SUBSCRIBED BEFORE ME
THIS/~Yt;;c.-oAY OF~t2~> =~OO/
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t:J Notary Public
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IN TIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY.
Plaintiff,
NO.: 1)9.2335 CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI.
Defendants.
AFFIDAVIT OF LAST KNOWN ADDRESS
COMMONWEALTH OF PENNSYL VANIA
SS:
COUNTY OF ALLEGHENY
Before me. the undersigned authority, a Notary Public in and for the said County and
Commonwealth, personally appeared Kristine M. Faust, attorney for the Plaintiff. who being duly
sworn according to law deposes and says that the owner of the property located at 32 Scarsdale
Drive. Camp Hill. PA 17011 arc Defendants, Edward G. Ridolfi and Janice M. Ridolfi, who reside
at 32 Scarsdale Drive, Camp Hill, PA 17011, to the best of her information, knowledge and belief.
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SWORN TO AND SUBSCRIBED BEFORE ME
TH[SI/~AYOF A~~oo.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintin:
NO.: 1)1).2335 CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
AFFIDAVIT OF COMPLIANCE WITH ACT 6 OF 1974.41 P.S.IOI. ET. SEO.
AND ACT 91 OF 1983
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and for the said County and
Commonwealth, personally appeared Kristine M. Faust, attorney for the Plaintiff, who being
duly sworn according to law deposes and says that on February 16, 1999 Defendants were mailed
a Notice of Homeowner's Emergency Mortgage Assistance Act of 1983 and Act 6 Notices of
Intention to Foreclose by certified mail, return receipt requested, and first class U.S. Mail.
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SWORN TO AND SUBSCRIBED BEFORE ME
THIS )ZJZ!iM Y OF ~t?.P __.J. ..Ilzp60.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
IMC MORTGAGE COMPANY,
CIVIL DIVISION
Plaintiff,
NO.: 99-2335 CIVIL
vs.
ISSUE NO.:
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
TYPE OF PLEADING
Praecipe for Writ of Execution
(Mortgage Foreclosure)
FILED ON BEHALF OF PLAINTIFF:
IMC MORTGAGE COMPANY
COUNSEL OF RECORD FOR THIS PARTY:
Kimberly J. Hong, Esquire
Pa. 1.0.# 74950
Michael C. Eisen, Esquire
Pa. 1.0.# 74523
GRENEN & BIRSIC, P.c.
Firm #023
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-5197
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
,
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99-2335 CIVIL
,.,;.
vs.
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
PRAECIPE FOR WRIT OF EXEClJTlON
(MORTGAGE FORECLOSURE)
TO: Prothonotary
SIR:
Please issue a Writ of Execution, directed to the Sheriff of Cumberland County, against
the Defendants, Edward G. Ridolfi and Janice M. Ridolfi, as follows:
$ 1 500 00
Principal
Interest to 9/1/99
Late Charges to 9/1/99
Attorneys' fees
Title Search, Foreclosure and
Execution Costs
$57,844.52 v~
$ 7,133.64
$ 598.75
$ 900.00
TOTAL
$67,976.91
GRENEN & BIRSIC, P.c.
/ .,
By: q~t11/,/:;.4 f 1~"'r
Attorneys for Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99-2335 CIVIL
vs.
EDWARD G. RIDOLFI
AND JANICE M. RIDOlFI,
Defendants.
AFFIOAVIT OF lAST KNOWN AOORESS
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and for the said County and
Comrnonwealth, personally appeared Kimberly J. Hong, attorney for the Plaintiff, who being
duly sworn according to law deposes and says that the owner of the property located at 32
SCARSDALE DRIVE, CAMP Hill, PA 17011 are, Defendants, EDWARD G. RIDOLFI AND JANICE
M. RIDOLFI, who reside at 32 SCARSDALE DRIVE, CAMP Hill, PA 17011, to the best of her
information, knowledge and belief.
i)&JJr 1rl
SWORN TO AND SUBSCRIBED BEFORE ME
THIS 15~yOF
. ~Nnt:lr/ p ~blTC
NOlari<ll Se<lf
Joannp. M. \.":hnCf, ~jo:{lry Public
PlltsblJrqll, Afi>:qhfJrlj' County
My Comn,i:;slun Exp,r(!~, June 19. 200 1
Mf'mhpl, Penfl~yl~Jr1Il AS:;(lW!10n (II NotJ:~es
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99-2335 CIVil
vs.
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
AFFIOAVIT PI JR'i1 JANT TO RIJl F 1179 1
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
IMC Mortgage Company, Plaintiff in the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the fOllowing information concerning the real
property of Edward G. Ridolfi and Janice M. Ridolfi located at 32 Scarsdale Drive, Camp Hill,
PA 17011 and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOllOWING DESCRIBED REAL ESTATE SITUATED IN toWER AllEN
TOWNSHIP, CUMBERLAND COUNTY, AND COMMONWEALTH OF PENNSYLVANIA.
HAVING ERECTED THEREON A DWELLING KNOWN AS 32 SCARSDALE DRIVE, CAMP
HILL, PA 17011. DEED BOOK VOLUME J-32, PAGE 376 AND PARCEL NUMBER 13-25-
0022-125.
1. The name and address of the owner or reputed owner:
Edward G. Ridolfi
Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
..
..
2. The name and address of the defendants in the judgment:
Edward G. Ridolfi
Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
3. The name and last known address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
IMC MORTGAGE COMPANY
[Plaintim
Meridian Bank, Successor in Trust
to Hill Financial Savings Association
35 North Sixth Street
P.O. Box 1102
Reading, PA 19603
Lower Allen Township Authority
120 Limekiln Road
New Cumberland, PA 17070
Cumberland County Tax Assessment
Curnberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
4. The name and address of the last record holder of every mortgage of record:
IMC MORTGAGE COMPANY
[Plaintiff]
Alaska Seaboard Partners, L.P.
11911 Justice Avenue
Baton Rouge, LA 76818
5. The name and address of every other person who has any record lien on the property:
Domestic Relations Office
P.O. Box 320
Carlisle, PA 17013
Inheritance Tax Office
Curnberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
6. The name and address of every other person who has any record interest in the property
and whose interest may be affected by the sale:
None.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99-2335 CIVIL
vs.
EDWARD G. RIDOlFI
AND JANICE M. RIDOlFI,
Defendants.
lONG FORM OFSCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in Lower Allen Township,
Cumberland County, and Commonwealth of Pennsylvania, more particularly bounded and
described as follows, to wit:
BEGINNING at a point on the southerly line of Scarsdale Drive, which point is 125 feet
west of the southwesterly corner of Scarsdale Drive and Neponsit Lane extended and at the
dividing line between Lots Number 1 and 25 on the hereinafter mentioned plan of lots; thence
along the southerly line of Scarsdale drive, North 55 degrees 20 minutes East 107.51 feet to
a point; thence in an arc having a radius of 20 feet in a southeasterly direction, 28.74 feet to
a point on the westerly line of Neponsit Lane aforesaid; thence along the same South 42
degrees 20 minutes East, 67.51 feet to a point at dividing line between Lots Number 1 and 2,
Block "E" on said plan; thence along same, North 47 degrees 40 minutes West 137.57 feet to
a point at dividing line between Lots Number 1 and 25, Block "E" aforesaid; thence along
same North 34 degrees 40 minutes West, 102.59 feet to a point, the place of BEGINNING.
BEING Lot Number 1, Block "E" on Plan of Lots known as Country and Town Homes,
Incorporated, which plan was recorded in the Cumberland County Recorder's Office on May
14,1956, in Plan Book 7, Page 41.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMe MORTGAGE COMPANY,
Plaintiff,
NO.: 99,2335 CIVIL
vs,
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
NOTln OF SHERIFF'S SAI E OF REAl FSTATE
TO: Edward G. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland
County, directed, there will be exposed to Public Sale in the
Cumberland County Courthouse
Second Floor, Commissioner's Hearing Room
One Courthouse Square
Carlisle, PA 17013
Ii
on September 1,1999, at 10:00 A.M., the following described real estate, of which Edward
G. Ridolfi and Janice M. Ridolfi are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RiDOLFI AND
JANICE M. RIDOLFI OF, IN AND TO THE FOLLOWiNG DESCRIBED PROPERTY:
ALL THE FOLLOWiNG DESCRiBED REAL ESTATE SITUATED IN LOWER ALLEN
TOWNSHIP, CUMBERLAND COUNTY, AND COMMONWEALTH OF PENNSYLVANIA.
HAVING ERECTED THEREON A DWELLING KNOWN AS 32 SCARSDALE DRiVE, CAMP
HILL, PA 17011. DEED BOOK VOLUME J-32, PAGE 376 AND PARCEL NUMBER 13-25-
I 0022-125.
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You may have legal rights to prevent the Sheriff's Sale and the loss of your property.
In order to exercise those rights, prompt action on your part is necessary.
"...-
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You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale
occurs, a petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or
objection, you might have within twenty (20) days after selVice of the Complaint for Mortgage
Forpdo~llrf> aml NOlicf> 10 nf>ff>nQ, you may have the right to have the judgment opened if you
promptly file a petition with the Court alleging a valid defense and a reasonable excuse for
failing to file the defense on time. If the judgment is opened the Sheriff's Sale would
ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to
foreclose the mortgage or judgment.
You may also have the right to have the judgment stricken if the Sheriff has not made
a valid return of selVice of the Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after selVice or in certain other events. To exercise this right you
would have to file a petition to strike the judgment.
You rnay also have the right to petition the Court to stay or delay the execution and the
Sheriff's Sale if you can show a defect in the Writ of Execution of selVice or dernonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN
THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH
THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO
THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE
THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.c.
By:
~+~ /fry-
Kimberly J. niESqUire
Attorney for Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99.2335 CIVil
vs,
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
NOTIC:E OF C;HERIFF'C; C;AI F OF RFAL EC;TATF
TO: Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland
County, directed, there will be exposed to Public Sale in the
Cumberland County Courthouse
Second Floor, Commissioner's Hearing Room
One Courthouse Square
Carlisle, PA 17013
on September 1, 1999, at 10:00 A.M., the following described real estate, of which Edward
G. Ridolfi and Janice M. Ridolfi are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN LOWER ALLEN
TOWNSHIP, CUMBERLAND COUNTY, AND COMMONWEALTH OF PENNSYLVANIA.
HAVING ERECTED THEREON A DWELLING KNOWN AS 32 SCARSDALE DRIVE, CAMP
HILL, PA 17011. DEED BOOK VOLUME J-32, PAGE 376 AND PARCEL NUMBER 13-25-
0022-125.
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You may have legal rights to prevent the Sheriff's Sale and the loss of your property.
In order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale
occurs, a pelition to open or strike the judgment or a pelition to stay the execution.
If the jUdgment was entered because you did not file wilh the Court any defense or
objection, you might have within twenty (20) days after service of the Complaint for Mortgage
Foredmurp and NOlke 10 l1efpnti, you may have the right to have the judgment opened if you
promptly file a petition with the Court alleging a valid defense and a reasonable excuse for
failing to file the defense on time. If the judgment is opened the Sheriff's Sale would
ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to
foreclose the mortgage or judgment.
You may also have the right to have the judgment stricken if the Sheriff has not rnade
a valid return of service of the Cornplaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the
Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FORA GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN
THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH
THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO
THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE
THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.c.
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Kimberly J. Hong, Esquire
Attorney for Plaintiff
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SHERIFF'S RETURN - REGULAR
CASE NO: 1999-02335 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
IMC MORTGAGE COMPANY
VS.
RIDOLFI EDWARD G ET AL
CPL MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
being duly sworn according
MORT FORE was served
CUMBERLAND County, Pennsylvania, who
to law, says, the within COMPLAINT -
upon RIDOLFI EDWARD G
defendant, at 13:38 HOURS, on the 26th day of April
1999 at 32 SCARSDALE DRIVE
CAMP HILL, PA 17011 ,CUMBERLAND
County, Pennsylvania, by handing to JANICE M. RIDOLFI WIFE
a true and attested copy of the COMPLAINT - MORT FORE
and at the same time directing Her attention to the contents thereof.
the
Sheriff's Costs:
Dock~ting
SerVl.ce
Affidavit
Surcharge
18.00
8.68
.00
8.00
$3".bb
So answersf'."' ~ '~~~
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K. lnomas Kline, bherl.44
GRENEl-l & BIRSIC
04/27/1999 ~
by -:;/"~ ' .
epu e l.
Sworn and subscribed to before me
this t 7 day of 4/~
':t AD~
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Plaintiff,
) CIVIL DIVISION
)
)
) NO.: 99,2335 CIVIL
)
)
) ISSUE NUMBER:
)
)
) TYPE OF PLEADING:
) Pa. R.C.P. RULE 3129.2(c)
) AFFIDAVIT OF SERVICE
) DEFENDANTS/OWNERS
)
)
) CODE-
)
) FILED ON BEHALF OF PLAINTIFF:
)
) IMC MORTGAGE COMPANY
)
)
) COUNSEL OF RECORD FOR THIS
) PARTY:
)
) Kristine M. Faust, Esquire
) Pa.!.D. #77991
)
)
) GRENEN & BIRSIC, P.C.
) One Gateway Center
) Nine West
) Pittsburgh, P A 15222
) (412) 281,7650
)
)
)
)
)
)
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
IMC MORTGAGE COMPANY
,;
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vs.
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EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
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Defendants.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY
)
) NO.: 99,2335 CIVIL
)
)
)
)
)
)
)
)
Plaintiff,
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
Fa. R.C.P. RULE 3129.2Ic) AFFIDA VIr OF SERVICE
DEFENDANTS/OWNERS
Kristine M. Faust, Esquire, Attorney for Plaintiff, IMC Mortgage Company, being duly
sworn according to law deposes and makes the following Affidavit regarding service of Plaintitl's
notice of the sale of real property in this matter on September I, 1999 as follows:
I. Edward G. Ridolfi and Janice M. Ridolfi are the owners of the real property and have
not entered an appearance of record.
2. By letter dated June 22, 1999, the undersigned counsel served Defendant, Edward G.
Ridolfi, with a true and correct copy ofPlaintitl's notice of the sale of real property by certified mail,
return receipt requested, addressed to 32 Scarsdale Drive, Camp Hill, PAl 70 II. On or about June
24, 1999, the signed certified mail receipt was returned to Plaintiff, indicating the Defendant was
served with the Notice of Sheriffs Sale. A true and correct copy of the returned certified mail
receipt, are marked Exhibit" A", attached hereto and made a part hereof.
3. By letter dated June 22, 1999, the undersigned counsel served Defendant, Janice M.
Ridolfi, with a true and correct copy ofPlaintitl's notice ofthe sale of real property by certified mail,
return receipt requested, addressed to 32 Scarsdale Drive, Camp Hill, P A 170 II. On or about
June 24, 1999, the signed certified mail receipt was returned to Plaintiff, indicating the Defendant
f
was served with the Notice ofSherilfs Sale. A true and correct copy ofthc: returned certified mail
"
"
;
receipt, is mllfked Exhibit "B", attached hereto and made a part hereof.
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I vcrify that the facts contained inlhis Affidavit un: true and correct based upon my personal
knowledge, information. and belief.
BY:
Kri in M. Faust, E
Attorneys for Plaintiff
Nine West, One Gateway Center
Pittsburgh, P A 15222
(412) 281-7650
SWORN TO AND SUBSCRIBED BEFORE ME
THIS ~?1A Y OF {:), I '2! I "'+ ,1999.
CYAt;'llC't0. C\ ~'D ~,V)'\r<;i~
Notary Public
Notarial Saal
Patricia A. Townsend. Notary Public
PIl1sburgh, Allegheny County
My Commission Expires June 2. 2003
Member, PennsylVania Association 01 Notaries
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CoItdtoycu.
CAnlCtlll'lls Iotm 10 IN Irene ollhl mad~. OfMIN badl ill9&C4l don nol
petml.
o Writ. 'Relum R<<.t.ll R~st<<ron lhIlNllpiKe bllow tI'NI.1tlcI1 number.
C Tht R.lum R~ MII.how 10 Yotoom the &/'lid. WI' dtIiv.rlld."" ,,,,. datil
delivered.
3. Anicle Addressed to:
I also wish 10 receive the 10JJow-
Ing services ('or 8n extra 'ee):
1. CJ Addressee's Addless
2.,11( Restrfc10d Delivery
Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
"
4a. Article Number
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4b. Service Type
CJ Registered
o Express Mail
o RelUm Receipt for Merchandise
7. Date of Oeliv,ry
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B. Ad r see's
fee Is paid)
)(eertlfled
o Insured
Deco
1025~gg.B-0223 Domestic Retum Receipt
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CompIelllleml 3. 4.. and 4b.
o Pllnt you, name and add"" on !he fiNer" 01 1!'lIIlorm 10 tNl we CMl 'elum the
cardlo)'OY.
C Allam this form 10 lhe lronl ollhe madpl~. or on !hit back II~. oon not
ptlmllt.
o Will. oRerum RflcfJlp' R~lM.tftd'on the nwI~ beIowt/'le ar1ldl ~,.
o The Roturn Recelpl will &how lo...ham thl artiCle \Ion dt~vlltd and Ihe doIle
dlllv.red.
3. Article Addressed to:
I also wish 10 receive the follOW-
Ing seMcel ('Of' an extra lee):
1. 0 Addressee', Address
2. )(:ReSlflcted Oetlvery
Edward G. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
~IS \?~O
M:er1Jfled
o Insured
Deco
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~ 6. Signature (A 'dresses or ent)
; P, 'J..Il
PS Form 3811, December 994
102595-99-8.(1223 Domestic Relurn Aeceipt
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- Alilska Seilboilrd P.utners, loP.
- 11911 Juslice Avenue
_ ll,llon Rouge, LA 76818
PS Form 3817. Mlr, 1989
PUfRVl RI
MAY BE USED fOR DOMESTIC AND INTERNATIONAL MAil. DOES NOT
PROVIDE FOR INSURANCE -POSTMASTER
R.tI,ved From:
GREHEN & BIRSIC, P
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(dol~i
On. pleCl 0' otdinlrY m,.1 .ddrltued to:
Dornestic Relations Office
- P.O. Box 320
_ Carlisle, PA 17013
PS Form 3817, M!3r. 1989
U,S, POSTAL SERVICE CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAtL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
ReceivedF,om:
Qt-
GRENEN & BIRSIC, P.C.
O EWA'/ CENTER. NINE We,l
fH.\JMI ..
PITTS&HRGIl. PA 1''''
P$ Form 3817. Mar. 1989
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Affix tee he,. In stamps
or mete, postage and
post mark. Inquire of
Postmaster for current
fee,
PQSTAl ".VOCI CERTI~i.
MAY DE USED FOR DOMESTIC A,~D INnR~UION"L .......
PROVIDE FOR INSURANCE -I"05T""51'1" ~
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Meridian Bank, Successor in Trust
- to Hill Financial Savings Association-
- 35 North Sixth Street
P.O. Box 1102
- Reading, PA 19603
PS Form 3817, Mar. 1989
U, POSTAL IRV,C' CERTIFI E OF All N
MAY BE USEO FOR DOMESTIC AND INTERNATIONAL MAIL, DO
PROVIDE FOR INSURANCE-POSTMASTER
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One piece ot ordinary mli' addrused to:
-lower Allen Township Authority
- 120 limekiln Road
- New Cumber/and, PA 17070
PS Form 3817, Mar. 1989
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U,S, POSTAL S'RV'C, CERTIFICATE OF MAilING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAil, DOeS NOT
PROVIDE FOR INSURANCE-POSTMASTER
GRENEN & 81
On, ",,' EWAY CENTER
Affix 'ee here in atemps
or mel,r postage end
post mark. Inquire of
Postmaster for current
fee.
f1eceivedFrom:
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One pieco 0' ordinary moil addressed 10: ~ _-
Cumber/and County Tax As~essmen_
- Cumberland County Courthouse
- 1 Courthouse Square
Carlisle, PA 17013-3387
PS r~orm 3817. Mar. 1989
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2, The name and address of the defendants in the judgment:
Edward G. Ridolfi
Janice M, Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
3, The name and last known address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
IMC MORTGAGE COMPANY
[Plaintim
Meridian Bank, Successor in Trust
to Hill Financial Savings Association
35 North Sixth Street
P.O. Box 1102
Reading, PA 19603
lower Allen Township Authority
120 limekiln Road
New Cumberland, PA 17070
Cumberland County Tax Assessment
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
4. The name and address of the last record holder of every mortgage of record:
IMC MORTGAGE COMPANY
[Plaintiff]
Alaska Seaboilrd Partners, l.P.
11911 Justice Avenue
Baton Rouge, lA 76818
5. The name and address of every other person who has any record lien on the property:
Domestic Relations Office
P.O. Box 320
Carlisle, PA 17013
Inheritance Tax Office
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
6. The name and address of every other person who has any record interest in the property
and whose interest rnay be affected by the sale:
None.
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You may have legal rights to prevent the Sheriff's Sale and the 1055 of your property,
In order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale
occurs, a petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or
objection, you might have within twenty (20) days after service of the Complaint for Mortgage
Foreclosure and NOliee to nefpnd, you may have the right to have the judgment opened if you
promptly file a petition with the Court alleging a valid defense and a reasonable excuse for
failing to file the defense on time. If the judgment is opened the Sheriff's Sale would
ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to
foreclose the mortgage or judgment.
You rnay also have the right 10 have the judgment stricken if the Sheriff has not made
a valid return of service of the Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you
would have to file a petition to strike the judgment.
You rnay also have the right to petition the Court to stay or delay the execution and the
Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN
THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH
THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO
THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE
THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.c.
By:
~~ 1ry'
Kimberly J. n/ESqUire
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
'?
~
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99,2335 CIVIL
vs.
EDWARD G. RIDOlFI
AND JANICE M. RIDOLFI,
Defendants.
NOTICF OF SHERIFF'S SAI E OF REAl FSTATE
TO: Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland
County, directed, there will be exposed to Public Sale in the
Cumberland County Courthouse
Second Floor, Commissioner's Hearing Room
One Courthouse Square
Carlisle, PA 17013
on September 1, 1999, at 10:00 A.M., the following described real estate, of which Edward
G. Ridolfi and Janice M. Ridolfi are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOlFI OF, IN AND TO THE FOlLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN LOWER ALLEN
TOWNSHIP, CUMBERLAND COUNTY, AND COMMONWEALTH OF PENNSYLVANIA.
HAVING ERECTED THEREON A DWELLING KNOWN AS 32 SCARSDALE DRIVE, CAMP
HILL, PA 17011. DEED BOOK VOLUME J-32, PAGE 376 AND PARCEL NUMBER 13-25-
0022-125.
The said Writ of Execution has been Issued on a judgment In the mortiaiP fnr~ln~lJrp
action of
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99,2335 CIVIL
vs.
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
at Execution Number 99,2335 Civil in the amount of $67,976.91.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty
(30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the
Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution
'is filed in the Office of the Sheriff.
This paper is a notice of the date and time of the sale of your property. It has been
issued because there is a judgment against you. It may cause your property to be held or
taken to pay the judgment. You rnay have legal rights to prevent your property from being
taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your
rights, you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE"
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
Two liberty Avenue
Carlisle, PA 17013
(717) 249-3166
You may have legal rights to prevent the Sheriff's Sale and the loss of your property.
In order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale
occurs, a petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the Court any defense or
objection, you might have within twenty (20) days after service of the Complaint for Mortg~gl'
Forl'cl05urp aod Notkl' to Dl'ff'nd, you may have the right to have the judgment opened if you
promptly file a petition with the Court alleging a valid defense and a reasonable excuse for
failing to file the defense on time. If the judgment is opened the Sheriff's Sale would
ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to
foreclose the mortgage or judgment.
You may also have the right to have the judgment stricken if the Sheriff has not made
a valid return of service of the Cornplaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the
Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE
PROPERTY IS SOlD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN
THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH
THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO
THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE
THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
By:
GRENEN & BIRSIC, P.c.
ivJ~ ~J~'
Kimberly J. Hong, Etquire
Attorney for Plaintiff
-I
-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99,2335 CIVIL
vs.
EDWARD G. RIDOLFI
AND JANICE M. RIDOLFI,
Defendants.
I ONt, FORM mSCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in Lower Allen Township,
Cumberland County, and Commonwealth of Pennsylvania, more particularly bounded and
,
..'
described as follows, to wit:
BEGINNING at a point on the southerly line of Scarsdale Drive, which point is 125 feet
west of the southwesterly corner of Scarsdale Drive and Neponsit Lane extended and at the
i5
dividing line between Lots Number 1 and 25 on the hereinafter mentioned plan of lots; thence
along the southerly line of Scarsdale drive, North 55 degrees 20 minutes East 107.51 feet to
a point; thence in an arc having a radius of 20 feet in a southeasterly direction, 28.74 feet to
',;
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j
a point on the westerly line of Neponsit Lane aforesaid; thence along the sarne South 42
degrees 20 minutes East, 67.51 feet to a point at dividing line between Lots Number 1 and 2,
Block "E" on said plan; thence along sarne, North 47 degrees 40 minutes West 137.57 feet to
a point at dividing line between Lots Number 1 and 25, Block "E" aforesaid; thence along
same North 34 degrees 40 minutes West, 102.59 feet to a point, the place of BEGINNING.
BEING Lot Number 1, Block "E" on Plan of Lots known as Country and Town Homes,
Incorporated, which plan was recorded in the Cumberland County Recorder's Office on May
14, 1956, in Plan Book 7, Page 41.
"---_~_J
.
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Ael No. 587. ADDroeed Mau 16. 1929
Commonwealth 01 Pennlylvlnle, County 01 Oeuphln} II
Michael Morrow being duly sworn according to law, deposes and says:
Thlt he II the Assistant Contralllr 01 THE PATRIOT"NEWS CO., a corporation organized and Ixlsting under the laws
01 the Commonwealth of Pennsylvania, with Its principal olllce and place 01 business at 812 to 818 Market Slreet, In
the Clly 01 Harrisburg, County 01 Dauphin, State 01 Pennsylvania, owner and publisher 01 THE PATRIOT-NEWS and
THE SUNDAY PATRIOT-NEWS newspapers of general clrculalion, printed and published at 812 to 818 Markel Street,
In the City, County and State aloresald; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which Is securely allached hereto Is exactly as printed and published In
thllr regular dally and/or Sunday and Metra editlonsilssues which appeared on the 27lh day(s) 01 July and the 3rd
and 10th day(s} 01 August 1999. That neither he nor said Company Is Interested In the subject mailer of said printed
notice or advertising, and that all of the aJlegallons 01 this statement as to the time, place and character 01
publication are true; and
That he has personal knowledge 01 the facts aforesaid and Is duly authorized and empowered to verily this
statement on behall 01 The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors 01 the said Company and subsequently duly recordsd In
the office for the Recording 01 Deeds In and lor said County of Dauphin in Miscellaneous Book -M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE 1125
Notarial ~e~1
Terry L. Russoll, Notary P lie
Hll.rrlsburg. Dauphin Count
My~~E)lPlleSJuno6.2, NOT Y PUBLIC
- "a Associ3hon 01 ~Qtalles
Member, pennsYI'Ianl My commission expires June 6, 2002
CUMBER~D COUNTY SHERIFFS OFRCE
COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertisina Costs
To THE PATRIOT-NEWS CO., Dr.
For publlshin9 lhe notice or publication attached
hereto on the above stated dates $
Pro baling same Notary Fee(s) $
Total $
309.75
1.50
311.25
Publisher's Receipt for Advertising Coat
THE PATRIOT-NEWS CO., publisher 01 THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general
circulation, hereby acknowledge receipt of the aloresald notice and publicallon costs and certit/es that the same have
been duly paid. THE PATRIOT-NEWS CO.
By...................................................................."
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Undcr Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA:
COUNTY OF CUMBERLAND :
55.
Rogcr M, Morgcnlbal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, bcing duly sworn, according to law, deposcs and says that the Cumbcrland
Law Journal, a Icgal pcriodical published in the Borough of Carlisle in the County and State
aforesaid, was establishcd January 2, 1952, and designated by thc local courts as thc official1cgal
pcriodical for thc publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JULY 23, 30, AUGUST 6, 1999
;1.
, y,~
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
IlEIU. ESTATE 8ALI!: NO. liB
Wrtl No. 99-2335 Civil
IMC Mortgage Company
vs.
Edward G. Ridolfi and
Janice M. Ridolfi
Alty.: Kimberly J. Hong
LONG FORM DESCRIPTION
ALL TIiAT CERTAIN piece or par-
cel of land situate in Lower Allen
Township. Cumberland County. and
Commonwealth of Pennsylvania.
more particularly bounded and de-
scrtbed as follows, to wit:
BEGINNING at a poInt on the
southerly line of Scarsdale Drive.
which point Is 125 feet west of the
southwesterly corner of Scarsdale
Drive and Neponslt Lane extended
and at the d1vidlng line between Lots
Number 1 and 25 on the hereinafter
mentioned plan of lots; thence along
the southerly line of Scarsdale Drive.
North 55 degrees 20 minutes East
107.51 feet to n point: thence in an
arc having a radius of 20 feet in a
soulheaslerlydJrecUon. 28.74 reet lo
a point nn the W't'tterly Iln~ ofNepon-
Sit, Lane aforesaid: thence along the
same South 42 degrees 20 mJnutes
Easl, 67.51 feel loa polnl aldlvldlng
line between Lots Number 1 and 2.
Block "E" on said plan: thence along
same. North 47 degrees 40 minutes
West 137.57 feet to a point at dividing
line between Lots Number 1 and 25.
Block "E" aforesaId: thence along
same North 34 degrees 40 mtnutes
West. 102.59 feet to a point. the place
of BEGINNING.
BEING Lot Number 1. Block "E"
on Plan of Lots knoym as CountIy
and Town Homes. Incorporated.
which plan was recorded In the Cum-
berland County Recorder's Office on
May 14, 1956, In Plan Book 7. Page
41.
BEING THE SAME PREMISES
which William B. Rnblnson and Betty
Lee Robinson. his wife by their deed
dated July 10. 1987 and recorded
July 13. 1987 In the Oence of the
Recorder of Deeds In and (or Cum-
berland County In Deed Book Vol-
umcJ.32. Page 376granled nnd con.
veycd unto Edward G. Ridolfi nnd
Janice M. RJdolft, his wife.
SWORN TO AND SUBSCRIBED before me this
--L-dayof AUGUST.1999
~
NOTARI L SEAl
lClS E. SNYOER, Notary Public:
Carliol. IIoro. Curnb..tond County, PA
My Commillion Expil'el March 5. 2001
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
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IMC MORTGAGE
COMPANY,
CIVIL DIVISION
",
Plaintiff,
No.: 99-2335-CIVIL
ISSUE NUMBER:
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vs.
~,
EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI,
,.(
TYPE OF PLEADING:
l;
Defendants.
Pa. R"C.P. RULE 3129.2(c) (2)
LIENHOLDER AFFIDAVIT
OF SERVICE
if
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CODE -
FILED ON BEHALF
OF PLAINTIFF: IMC
Mortgage Company
COUNSEL OF RECORD
FOR THIS PARTY:
Kristine M. Faust, Esquire
Pa" I,D. II 77991
SHERIFF'S SALE DATE:
March 06, 2002
GRENEN & BIRSIC, P.C.
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
I verify that the facts contained in this Affidavit are true and
correct based upon my personal knowledge. information and belief.
GRENEN & DIRSIC, P.C.
.....jc,,/rI:.2/
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-
Kristine M. Faust, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
BY:
Sworn to and subscribed before
me this
~day 0 /2:
, 2002.
-!rOtary-Ptll5Iic
~
I Notarial Seal
Joanne M. Wehner, Notary Public
CUy of PiUsburgh, Allegheny County
My CommissIon Expires June 19. 2005
M~mber, Pennsylvania AssocIation 01 Notatles
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
I
.
IMC MORTGAGE COMPANY,
Plaintiff,
NO.: 99,2335 CIVIL
VS.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
LONG FORM DESCRIPTION
ALL THAT CERTAIN piece or parcel ofland situate in Lower AUen Township, Cumberland
County, and Commonwealth of Pennsylvania, more particularly bounded and described as foUows,
to wit:
BEGINNING at a point on the southerly line of Scarsdale Drive, which point is 125 feet west
of the southwesterly comer of Scarsdale Drive and Neponsit Lane extended and at the dividing line
between Lots Number I and 25 on the hereinafter mentioned plan oflots; thence along the southerly
line of Scarsdale drive, North 55 degrees 20 minutes East 107.51 feet to a point; thence in an arc
having a radius of20 feet in a southeasterly direction, 28.74 feet to a point on the westerly line of
Neponsit Lane aforesaid; thence along the same South 42 degrees 20 minutes East, 67.51 feet to a
point at dividing line between Lots Number I and 2, Block "E" on said plan; thence along same,
North 47 degrees 40 minutes West 137.57 feet to a point at dividing line between Lots Number I
and 25, Block "E" aforesaid; thence along same North 34 degrees 40 minutes West, 102.59 feet to
a point, the place of BEGINNING.
BEING Lot Number I, Block "E" on Plan of Lots known as Country and Town Homes,
Incorporated, which plan was recorded in the Cumberland County Recorder's Office on May 14,
1956, in Plan Book 7, Page 41.
BEING the same premises which William B. Robinson and Betty Lee Robinson, by their
deed dated July 10, 1987 and recorded July 13, 1987 in the Office of the Recorder of Deeds of
Cumberland County in Deed Book Volume J-32, Page 376 granted and conveyed unto Edward G.
Ridolfi and Janice M. Ridolfi.
GRENEN & BIRSIC, P.C.
Parcel #13-25-0022-125
Byk12LC,'-]'O,- t L-,
Kristme M. Faust, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh,PA 15222
(412) 281-7650
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Ad No. 587, AppIOllGd May 16, 1929
Commonwoalth 01 Ponnsylvsnla, Counly 01 Dsuphln) IS
Mlchlll Morrow being duly sworn according 10 Isw, doposes end says:
That he Is Ihe Aut. Conlroller 01 The Palrlol News Co., a corporation organized and exlsllng under Ihe laws
or tha Commonwealth 01 Pennsylvania, with Its principal olflce and place 01 business al 812 to 816 Markel Slreel, In
the City 01 Harrisburg, Counly 01 Dauphin, State 01 Pennsylvania, oVlner and publisher 01 The Palrlot.Newa and.Ibl
Sundav Patrlot.Naws newspapers 01 general circulation, printed and published at 812 10 618 Markel Street, In the
City, County and Slate aloreuld; Ihat The Patrlol.News and The Sunday Patriot-News were established March 4th,
1854, and September 181h, 1949, respectively, and all have been continuously published ever since;
That the prlnled notice or pubtlcatlon which Is securely allached heralo Is exactly as prlnled and published In
their regular dally end/or Sundayl Melro editions which appeared on the 291h day(s) of January and the 5th and
121h day(s) 01 February 2002. Thai neither he nor said Company Is Interested In the subject mailer 01 said printed
notice or advertising, and that all of the allegations 01 Ihls slatement as to Ihe time, place and characler 01
publication are Irue; and
That he has personal knowledge 01 Ihe facts aloresald and Is duly authorized and empowered to verily this
statement on behalf 01 The Palrlot.News Co. aloresald by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of Ihe said Company and subsequently duly recorded In
'::::~;,;:~~ " Ofi" · '"' .",,:=~'''"~","rrr"~~..m
COpy Sma and sUR1i&rIQ~pelore me 2nd day 0 ebr,ut.:h002 A.D.
S ALE 135 TIny L. Ru"elI, NOIIIY Publ~ 77 -
Harrisbu'll, D.uphl. County " /~
My Commission ErpiIe. June o. ~L
M__r,Pef1nsytvanIaASSOCiallonolNolalle8 NOTA Y PUBLIC
My commission explras Juno 6, 2002
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above slated dates $
Probating same Nolary Fee(s) $
Tolal $
278.40
1.50
279.90
Publisher's Receipt for Advertising Cost
The Patriot News Co., publiSher 01 The Patriot-News and The Sunday Patriot-News, newspapers 01 general
circulation, hereby acknowledge receipt 01 the aforesaid notice and publication costs and certifies that the same have
been duly paid.
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By....................................................................
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Notes: If real property, supply six copies of description Including improvements and an original and copy of
affidavit of ownership (PaR.C.p. No. 3129).
If lengthy personalty list, supply four copies of list.
To Index writ, file separate praecipe with writ.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
.
'-,,'
'.
IMC MORTGAGE COMPANY,
CIVIL DIVISION
Plaintiff,
NO.: 99.2335.CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
LONG FORM DESCRIPTION
ALL THAT CERTAIN piece or parcel ofland situate in Lower Allen Township, Cumberland
County, and Commonwealth of Pennsylvania, more particularly bounded and described as follows,
to wit:
BEGINNING at a point on the southerly line of Scarsdale Drive, which point is 125 feet west
ofthe southwesterly corner of Scarsdale Drive and Neponsit Lane extended and at the dividing line
between Lots Number I and 25 on the hereinafter mentioned plan oflots; thence along the southerly
line of Scarsdale drive, North 55 degrees 20 minutes East 107.51 feet to a point; thence in an arc
having a radius of20 feet in a southeasterly direction, 28.74 feet to a point on the westerly line of
Neponsit Lane aforesaid; thence along the same South 42 degrees 20 minutes East, 67.51 feet to a
point at dividing line between Lots Number I and 2, Block "E" on said plan; thence along same,
North 47 degrees 40 minutes West 137.57 feet to a point at dividing line between Lots Number I
and 25, Block "E" aforesaid; thence along same North 34 degrees 40 minutes West, 102.59 feet to
a point, the place of BEGINNING.
BEING Lot Number I, Block "E" on Plan of Lots known as Country and Town Homes,
Incorporated, which plan was recorded in the Cumberland County Recorder's Office on May 14,
1956, in Plan Book 7, Page 41.
Or ~n (;
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY.PENNSYLV ANIA
IMC MORTGAGE COMPANY.
CIVIL DIVISION
Plaintiff.
NO.: <)l).2335-CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI.
Defcndants.
AFFIDAVIT OF COMPLIANCE WITH ACT (, OF 1974.41 P.S.IOI. ET. SEO.
AND ACT91 OF 1983
COMMONWEALTH OF PENNSYLVANIA )
)SS:
COUNTY OF ALLEGHENY )
Bcfore me. the undersigned authority. a Notary Public in and for thc said County and
Commonwealth, personally appearcd Kristine M. Anthou, altomey for the Plainti ff, who being duly
swom according to law deposes and says that on February 16. 1999 Defendants werc mailed Notices
of Homeowner's Emergency Mortgage Assistance Act of 1983 and Act 6 Notices of Intention to
Foreclose by certified mail. rcturn receipt requested. and first class U.S. Mail.
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SWORN TO AND SUBSCRIBED BEFORE
ME THIS Lfib DAY OF r:;;.~." \ () "~003
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'NOtary.P\lb.H'c..__.__ _
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The said Writ of Execution has been issued on a judgment in the mort2a2e foreclosure
action of
IMC Mortgagc Company,
Plaintiff,
vs.
Edward G. Ridolfi and Janice M. Ridolfi,
Defendants,
at Execution Number 99-2335-CIVIL in the amount of$100,148.75.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty
(30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the
Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is
filed in the Office ofthe Sheriff.
This paper is a notice of the time and place of sale. It has been issued because there is a
judgment against you. It may cause your property to be held or taken to pay thejudgmenl. You
may have legal rights to prevent your property from being taken. A lawyer can advise you more
specifically of these rights. If you wish to exercise your rights, you must act promptly.
YOU SHOULD T AK.E THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
800-990-9108
You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In
order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale
occurs, a petition to open or strike the judgment or a petition to stay the execution.
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Ifthe judgment was entered because you did not file with the Court any defense or
objection, you might have within twcnty (20) days aftcr service of the Complaint for Morteaee
Foreclosure and Noticc to Defend, you may have the right to have the judgment opened if you
promptly file a petition with the Court alleging a valid defense and a reasonablc excuse for
failing to file the defense on time. If the judgment is opened the Sheriffs Sale would ordinarily
be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the
mortgage or judgment.
;
You may also have the right to have the judgment stricken if the Sheri ff has not made a
valid return of service of the Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you would
have to file a petition to strike the judgment.
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You may also have the right to petition the Court to stay or delay the execution and the
Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE
IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE
DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A
PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS
DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED
IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (I 0) DAYS FROM
THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF
THE SHERIFF.
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GRENEN & BIRSIC, P.C.
BY~ ~h--
Kri tine M. Anthou, Esquire
Allorney for Plaintiff
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The said Writ of Execution has been issued on a judgment in the mortllalle foreclosure
action of
IMC Mortgage Company,
Plaintiff,
vs.
Edward G. Ridolfi and Janice M. Ridolfi,
Defendants,
at Execution Number 99-2335-CIVIL in the amount of$100,148.75.
Claims against the property must be filed with the Sheriffbefore the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office ofthe Sheriff no later than thirty
(30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the
Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is
filed in the Office of the Sheriff.
This paper is a notice of the time and place of sale. It has been issued because there is a
judgment against you. It may cause your property to be held or taken to pay the judgment. You
may have legal rights to prevent your property from being taken. A lawyer can advise you more
specifically of these rights. If you wish to exercise your rights, you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL ADVICE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
800-990-9108
You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In
order to exercise those rights, prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale
of
occurs, a petition to opcn or strikc thc judgmcnt or a petition to stay the execution.
Ifthcjudgmcnt was entered because you did not file with the Court any defense or
objection. you might have within twenty (20) days after service of the Complaint for Mortl!al!e
Foreclosure and Notice to Dcfend. you may have thc right to have the judgment opened if you
promplly filc a pctition with the Court alleging a valid defense and a reasonable excuse for
failing to file the defense on time. If the judgment is opened the Sherifrs Sale would ordinarily
be delayed pending a trial of the issue ofwhether the plaintiffhas a valid claim to foreclose the
mortgage or judgment.
You may also have the right to have the judgment stricken if the Sheriff has not made a
Villid return of service of the Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you would
have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the
Sherifrs Sale if you can show a defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE
IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE
DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A
PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS
DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED
IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM
THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF
THE SHERIFF.
GRENEN & BIRSIC, P.C.
BY~~
Ii e M. A thou, Esquire
AUomey for Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY
Pluintiff,
)
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) NO.: 99-2332 CIVIL
)
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)
vs
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI
Defendants.
Pa. R.C.P. RULE 3129.2(c)(2)
LIENHOLDER AFFIDAVIT OF SERVICE
I, Kristine M. Anthou, Allomey for Plaintiff, /Me Mortgage Company, being duly sworn
according to law, deposes and makes the following Affidavit regarding servicc of the notice of the
sale of real property on all persons named in Paragraphs 3 through 7 of Plaintiffs Affidavit Pursuant
to Rule 3129.1 as follows:
1. By lellers dated February 24,2003, undersigned counsel served all persons (other
than the Plaintiff) named in Paragraphs 3 through 7 of Plaintiffs Affidavit Pursuant to Rule 3129.1
with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the
Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1
and Certificate of Mailing and any lellers, if returned as of this date, are marked Exhibit "A",
allached hereto, and made a part hereof.
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IN Tim COURT OF COMMON I'LEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
,
NO.: 99 - .;&3.5
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IMC MORTGAGE
COMPANY,
CIVIL DIVISION
PlaintilT.
vs.
TYPE OF PLEADING
BDW ARD G. RIDOLFI and
JANICE M. RIDOLFI
Defendants.
CIVIL ACTION. COMPLAINT
IN MORTGAGE FORECLOSURE,
riLED ON BEHALF OF PLAINTIFF:
IMC Mortgage Company
Kimberly J. Hong, Esquire
Pa. 1.0. #74950
TO DEFENDANT
Vou are hereby notified 10 plead
10 Ihe ENCLOSED COMPLAINT WITflIN
TWENTY (21AYS FROM SERVICE HEREOF
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ATTORNEYS FOR PLAINTIFF
COUNSEL OF RECORD FOR THIS
PARTY:
I HEREBY CERTIFY TIlA T TilE ADDRESS
OF THE PLAINTIFF IS:
~901 East FDwler AvellUe
Tampll,Florida33617.2l62
Michael C. Eisen. Esquire
Pa. I. D. #74523
AND THE DEFENDANTS IS:
32 Scarsdale Dr.
Camp lIil1, PA 17011
'YflJJ f. t..:.
ATIORNEYS FOR PLAINTIFF
GRENEN & BIRSIC, P.C.
One Gateway Center, Nine West
Pittsburgh, PAl 5222
(412)281-7650
CERTIFICATE OF LOCATION
I HEREBY CERTIFY THAT THE LOCATION OF
THE REAL ESTATE AFFECTED BY TfnS LIEN IS
Lower Allen Tnwn~~.in
(CITy.B:~rH~
ATTORNEYS FOR PLAINTIFF
(WARO)
sse, 000.00 on the premises hereinafter described, said Mortgage
being recorded in the Office of the Recorder of Deeds of Cumberland
County on August 1, 1997 in Mortgage Book Volume 1397, Page 143.
A true and correct copy of said Mortgage containing a description
of the premises subject to said Mortgage is marked Exhibit "B",
attached hereto and made a part hereof.
S. All interest and title of said Mortgage and Note was
assigned to Plaintiff pursuant to the terms of a certain Assignment
of Mortgage.
6. Defendants are the record and real owners of the
aforesaid mortgaged premises.
7. Defendants are in default under the terms of the
aforesaid Mortgage and Note for, inter alia, failure to pay the
monthly installments of principal and interest on said Note when
due. Defendants are due for the October 1, 1998 payment.
8. On or about February 16, 1999, Defendants were mailed
Notices of Homeowner's Emergency Mortgage Assistance Act of 1983,
in compliance with the Homeowner's Emergency Mortgage Assistance
Act, Act 91 of 1983. True and correct copies of said Notices are
marked Exhibit "C", attached hereto and made a part hereof.
9. On or about February 16, 1999, Defendants were mailed
Notices of Intention to Foreclose Mortgage in compliance with Act
6 of 1974, 41 P.S. ~101, et seq. True and correct copies of said
Notices are marked Exhibit "D", attached hereto and made a part
hereof.
Principal
Late Charges to 1/11/99
Interest to 1/11/99
Title Search, Foreclosure
And Execution costs
Attorneys' fees
TOTAL
$ 57,723.07
$ 153.82
$ 2,915.16
$ 1,500.00
S 900.00
$ 63,192.05
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10. The amount due and owing Plaintiff is as follows:
WHEREFORE,
Plaintiff demands
judgment
in mortgage
GRENEN & BIRSIC, P.C.
foreclosure for the amount due of $63,192.05 with interest thereon
at the rate of $22.14 per diem from January 11, 1999, and
additional late charges, additional reasonable and actually
incurred attorneys' fees, plus costs (including increases in escrow
deficiency) and for foreclosure and sale of the mortgaged premises.
BY:
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Michael C. Eisen, Esquire
Attorneys for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Loan NUmber I 611034
IJST ABLE RATE LOA.'1 NCl'TR:. .
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NO'UCIlz TIllS NOTE CONTAINS ... nOVISION AU.OWlSG FOR CIA/IGES III TBlI
I.'I'IDE8I' RAn. INCRKASES IN 1lIE INIERlSI' RATll WIlL RESULT III mGIII!R
PAnIIlNIS. DECI1.EASJlS IN 11IIl1NlElll!S\'1lA11llVnLIlEStJl.T III LOWEll PAnlENTS,
W-._",p/rw<I~"'. 0 .....pp/lo>lUOftIylldw 0 ls_lod.....lXI
'Ju1y 31, 1997 OM" HOLLY PA
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I. BORROWEll'S PRO>llSll TO PAY
la ilium tor. loaA WI t .b.n'I ~t.ivcd., J proclM 10 pa)' u.s. $
U WH4 .pri:.cl.p&l'), p!w lnc'~'" to Ib._ ord.r ot lb. ulIdM'. n. Le1l.der it
DIVllRSlFIBD M01TOAOl! SBRVlCES..hIcll b orlanlud..d ...u.. ""d" .h.law. 01 NEW JERSBY.
1 wdonuJlll thai the uad., may t.n.u/er tJW Noc... n. L'Cod., or '%Q'OUI ....ho tak,,. !JU. NOli by traut., &114 wllo I.
,ntltl.d 10 ,1tC.tv. pI)'UlOAU \lAder ~. Noto is o.lId tho '1iot. Holdu,.
58,000.00
(tbb amowu
3. Jl'i'I'I!J\ESr
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In1~rC1t will 'ot Gur.1ll Oil UDp&hl principal unill th, tun lJl:IOUAC ot ptindp.1 hu hen paid.. I 'Will pay I.D.ter..l It .
)'Iul1 rail ot 13.375 ". nolal"ul rat. I wiD pt;ywilloJana' bI ~,. ....illl. SeedOD" olthll Noc..
no 1a.10f'C1l nt. rtquln4 by un. SIlC~OD :1 &Dc! .s~dOQ 4 c{ Lh1a Noe. la Lbo rato 1 wU1 PlY both bcftc'. .zul after allY
dofauh ducrlbtl4 illStcUaq 7(B) ot lhb NOlO. .
3. PAYMENTS
(A) '11m. md I'Iac< rJ Palm-
I wlII pay prlGdpal and !nU....1C by makLla'plycnOlU4 WbOD lC.b~u1all: (uwk ona)
!]) I wfU make my lC.h.dul.d pAymSDII on th. fnc diy of each ~tb boJ,i..ll..D..iq on
o I wiU mau IOh,dul.d poym.ntJ u ioUovn: ,
September
1, 1997
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dolCiibod btlow thai I may 0YI't undlr t.b.iI Nott.
My.:htdllltd. paymtllU wU1 bo applltd 10 !nllrolt b.fott prlnclpaL It. OQ August 1, '2027
I JtiIl QWO amounLllllldOl thII Not., 1 will pay IhOH amOWl.U La fIill an that d.al., which 11 caU.d tho "manuity'.w....
lwillaak.o my oolloduWpt"".... ., 500 ONION SQUlUUl HIGHWAY 35 .
RBD BANX, NJ 07701 . Of'" cllIr.....
place it nq~ by th,:Notl Holdtr.
(B) AmoaaI "Mr- 8dotoInIod ~
Baeh ot m)'lmtialJChtdull4 paymow wiD b.lD tho amOWl.1 otU.s. $ 658.64. Thla amounl
....y<lWl.. .
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CII&I>pt III my ocllt41lbd ptymmU will ..6001 cIutq.. In lb onpold prlAciptl 01 "" Iou ..d In lh. 1Al..._ ..,. lb.
I mlllC pay. no Nett H0Jd6r wUl douI~~ my DOW IDlers'" ta1e ud tho chaq,6d amO'ltll.t ot my lCbed.aJed plyml1l1 iD
_MthStoll..40Itl:ilNol..
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MULTIJITATH ADJUSTABLB IlATH LOAN NOTB
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4. ~lUTEA1"DScm' EDPAY1>Il.,'O'CIlA.~GES
L'l 0.. D_
E.:h dit. OIl w!l:k1b ID1 illlerut rato eould ch&n&. II e&fJflll "Chl:lll Oil'"
0"'* INUlcA.c.t "" bac t11ttIJUl bllIw appraprlcz./rg'bm4l1Z!J1ft)
eJ Th. &U'n_ tal. 1IU1 dw.&. OQ iob dnt day of lb. month btil:WAa: QQ, August
II:.d OQ Ill. &sa d.y of tho moc.LIl n,,,. b mool.!u l.!l"ul'ltr.
o n.lntu.. raJ:t my cJ:&.c1_ 011 t.h 41.1 of Lb, macth lM&iwWt& 011
ud OQ lhlot ~)' of the mQAth ...". mGQlb.. t},.,...th,.
o Th, Lo.t.rota nt. may wea.
UdOll'V'ry
(ll) n. fadq .
Bcliuiq Ywith t!I. !lira: Chilli' Oat., my LDltr..t rat, wi!I be bued Ollla I.t:c.!u. n. "l.Qc.!t:c'" is r~.:
average of interbank ottered ratos tor siX-w~nth U.s. Dollar-denominAted
deposits in tho London market ('LIBOR'), as publiShed i~ the Wall Street
Journal.
n. lDOd f~at Iudctt 8p:o .....n.bLo " 01 the dAI. @ 4.S da)'l 0
before Neb. c:un... Datoll can.d the 'CUlT.at lAdex.'
It u., lDdex i.I DO 100000r availablo. lb. Nolo Hotdat will chOOM . uw Icdax whiGh 11 based Upotl COIDp.nbl.
idormatia:. no Not. HoLd.r MlI aive m. co&. of thLt eb.<<c..
(C) CabIodaa !II 0Iaaau
B.fori tach Chua. Dalo, the Nor. Holder will ~lo my DIW ~tu...' ratl byaddl.ca
BIGHT AND ONE-QUARTER _
P.n:'Dtal' pomu ( 8. 250 ~) 10 Ibo ClUnD! Ladu. Th. Noc. Hold.twill t!lOl1 round the r..ull oflbb
14dilJoa 10 thl DMrMt blah.r
(Yo. ",""dl,a..il<#ondj1Jl '" "'" "!'Prop,"",,,",,,,,,,, >obu)
~oa...i&htb oroal pereo.au,. poInt (0.115"). .
o . ot oao pore.nlllll point ( . )~.
Subn 10 t1u= limit. Jtalod in Section 4(D) boleM', lhIt rounded im'oulI.l wi!l bo ~ cow wt,roat rll, UDtU lb. nlLlt
CIwl&. Dalt,
Th. NGta Hold.r wlIl tbla dototmla. tho amOUDI of tho. tahccJlllcd paymoat lb" woqJd b. I\lJ'!lauc to flpa)' tb.
W1.~d ptblc:ipd tAat J am CI;l'pcC:lod 10 owo II the ChaDil OIl' 14 tnU OJI 'tho m&luthy dat, at my Jl.OW UlIO"" ralo 1::1
'UbIUD1iaU:f .quaJ p&)'UI.nl.. Th, r'lUll of thlJ cablatlaa 'MJJ bo tho now amOWlt ot my tchectuUd P.)1lIlDt.
(D) 1JmIq aa _1IaIo Chaoati
Th. /.nl,"" rat. I 1m roquired 10 pay It Iho tint Cha..a.. D.I. wW nOl b. Jlaatar th.n 16" 375 . ~
or JUlI thq 13.375 ,. Tharealtar. my mi...... nde will I:Ioyor IMr"N or d'CfNN = IlD)' 1lqI. Cblq.
0.,. by"... lJi.. ONB AND ONE-HALP
p.~nlal' poau ( 1 . 500 ,,) fto~ tho ral. ot au.ralll !laVll booo pa)illg for lb. preet~ ptrlod.
(Yo. -""'*_1<# lDldj1Jl '" 1N"PP"'Prl4u -{I}}
o Mt lnl.rut nl. wiI1 uv.r b. if'l.l,r chao I.
~MyuU"'ftl'lt.1'riI1AOY'Crb'.ifnlar~hlo 19.875' "orl'Uithtn 13.375
. (E) -.. D.tlo 01 0Iaaau ' .
. M)t %lItW mlll1ld nt. wID bKom. .ft'ocUv, OIl w:b CJw.a. Dal.. t tr1.JJ pay tho lJDount of my Jlew Idl.odultd
ptym..1 btsloolq co tI.t Ilm lCh.dultd J"l)'Dl'" du. dOl tI.t C!l.oo&. 0... ..;11 lb. _ 0/ llI1 oohodaltd
po1!li.1lI ....... tplll.
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n. Not. Hold'l 'wiD daUnt or mail to mo a notL:. ot ItIf a1J.lqo. in my ml,rut rae. ad lh. IDunmt of my
lChoch11od paym=t boron tho otrcctivo elato or lD1 change.. n. neUe. wiD ~u4t informatlou nq,ulnd b)' raw 10 b.
a1WD m. u.d Wo til, tWa And t.1ephGall cumb.r 0/ a pomu who wiD '~r azq qa.lt!oa I may bYO rop:dlq tbo
Ilotico. .
. 5. BORIIOWER'S BIGIn'TO PREPAY
t han lb. dpt 10 m&b 5N)'lDelltt of pri.Ilclp&1..1 I1l)' dm. ham lha)' are due. A paymlllt ot prlndpal ocJy b
laiowL. II. "prop.ym.at.. Whoa t mako I propa)'lJ1ont, I MD leD tho Noto Holdat In Miliq that J am dom& 10.
t may O1&ka a lUll prepaym.nt or putiaJ pr'p&)'ZMnt. wI~OlU ~)'lDa an)' pl"lp,ym'o.1 ohuz.. Th. Not., Holder witt
OH all 0( my prepaym.nt. to ndue. lb. amount of prlndpsl lhat J O'H'I Wld.r thl, NOC.. II I make . partial
pr.paymom. th~ will bG no chaaa:e. in tho dllo datCf 01 my lehcdulod PC)'mOIlU untou t~e Note Hold.,. acrOOt in
wrldna to thOll clwlaOl. My pattW prepaymlnt may ttdliCf tho atQo\I.At 01 m.y ldI.dl1l.d P&)'mtOI. aftor lb. AnI:
Chuso nat. IonowinJ my puti.al pr.paymt1lt. However. ant radw:d0ll dll. 10 al)' partiaJ p~pa)'m'llt may bt 0",,1 b)'
A.Q iAtoroc nto _HlO.
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oth., Jou- c.bt... coDKl:1Id or 10 b. eODecItd m CCI1Ucdo4 ..u.t& ~ bin ucud UI;. ptncintd b:&it.a. lbn: 0) 1:11
well to.n obat&. WI bo n41.1l.1ed t., 0,. aIDouzu D0C4"ry to ndacl tAt cbra' to lh, permitlt4 ILclt: l.ll.4 (Ll) lAY mmJ
altNdy ~Kt.d from m. wh1o!a UOItdW ptrmiu.4 Kmita wiD bt nfwtd.4 10 mi. Th. Noct HoId.r may dlOOH 10
mat, tbf.a tlftmd by ndudq thl prilldp&J I fNt' Md., tMa Note cw by m.din.& . cIlr.~ par;Dlal to .cu. U. ""J.Dd
ndue.., ptiAdpaJ. u... nd~oQ ~ ~. hUCK u . pudal pttpaymcuL
7. BORllOl\'El\'5 FAIWllB TO PAY AS REQmuD
(Al lall Cllmi.. fer <mnIut P_
Ittbt Not. H0J4.t!w 40t Ncclve4lh Ml amo~J:U 0( au)' tcbGdulcd p.I)'We.n\ byl!r.. nd ot ~S
Rloud.&, da)'l anor Ib, elatt it 1.1 duo. J wi:I PlY I lat. chata. to the Not. Hold". Th, ImOWl: of the th.atl' wiD b,
. 5 I 000, " of my ovef'l11l0 pI)'tQIOC of prWipal'Dd blc~t. J will pi' tw lalo dwJ. promptly bllt oaJ;y OCU
OG ..cia Iatl pt)'tUDL
(B)Dotmdl
U J 40 Dol pa)' cho tuD amount ot uch IChodufod pI)'I:10.Ql on ni.c duo Ie 11 dco, 1 wU1 be in dofa\IJr.
(C) /1_ or DtfooIt ' .
It r am 1.0 dtla1Zh., lbo Noel Holdo, ma)' Illad ml a wrinllD Dolico tcIliD& m~ that if I do DoC P&' tho c:rnrduc .mont
b1 · cortain dal.. chi Noes Holder may raquJrs me to pi)' 1mm.e41&toly tho tuD amOUo1t of principal wbJell hAt DOC boen
pdd 1a4 aIllb.o hitorcall!lal ) OW'O OIl tUt lm.oWll. Tbat dati mlLlt b. It ItllC 30 da)1 aJbr tbl dati aa wbJc:h lb.o
nodeo It d.livtrM or maU.d to ma.
(D) /10 Wllint 111 /IoU &Idtt
~ EV'D it, al a tlmo Wh'D I am Lo d.&uIt, ru. Noco Hold., doe. not roq.alto me to pi)' lmmedLatoly 10 MIll dolCribed
abOYe. tho Note Hold,r wif1 ati11 UnI tho ri&ht to do 10 if I am in d.nl.lllt at atalor tim.,
(E) ~ of Nol4 1IoIdu'. com llOd ~
It the Nato Holdn hat requlrtd m. 10 pi)' Immodlaul1ln tI111.. dOKrlb.d abOYo, the Noc. Holdo, will have the rlg,ht
to bo paid bal:t by mo lor aD oi II. Ootll and ~o.Q.lO' hi eolorci.Q& thiJ NoCo 10 tho mOAt not prohibitod by.ppJioablo
law. ThOM ap.o...1ncluWl, for examplet rUKlcablo IUOTtIeya' tau. : .
.~. LO&N CIIAlIGD
8. GIYI/lG OF /lOTICES
Vale"" app&.eablo Jaw roquito. , dlttoront method. In)' nodoo lhal mUlt bo &ivea. 10 me UDd~r uui Hoco wiU H liVOD
'by d.avorit1, II Clt ma1!ln. h by !M eta.. mall to me It tho ProPO")' Addtou Ibov. or at . dII1'.teAt lddteu It I a!..... the
Nola Hollin a notioe of my c1ifferont addrcsa.
, M)' noUoo lhat tntllt bo liTou to tho Noto Holdor 1l4der 1hLt Noeo will bo cinn b)' maUiD& tI by 8m cia.. maJJ 10 the
Nota 'Holder at lbo .ddn.. ItAlod 14 Section 3(A) on Jl4lo OIl.O or It a a dlfrerent aeLite_1t I &Ill &tvea a ~od" of dllt .
diffel't.Clt addre.. .
9. OBUGAlIONS OJ' PImSONS U/lD1!ll11ml NOI'E
U mem Ihto oat penonlipJ thiJ Noto, cub ponoa. II fully I.lld potJODaUy obBptod 10 uop"aU ot the promlul
mado'in W. NoCe, lno1:cJdina tho promlto to pay lAo. fl1Il am.OQnt <Wo'Od. Acy pOftCQ who II I auara111or, 1Ut.1)' or
oBdone, ot IhIt Noe. II a!so obUpled 10 do lh." l.I1lnp. AAy p.non who takel oVlr tbNO ab11ptlmu. lnclvdlDl tho
obSp~ of a IlWUtoc, 1W'tt)' or oadoncr 01 thia NoCo, it allo abliplod to keep aD of tho promifO' mad. In thI.t
.Noe.. The NoI.. HoJ4fr 'IUJ en.ton.. 111 if&hJ. 11lld.r thb Not. .lpittJt: eath P'tton Lodlvldaally or ap,lnill1l of UI
loiethlr. ThI.a meau that IJ\)' O!ll of III may bt nqaired to pi)' all of th. amOIlQU O'\oV'Od u.cdor Ud.t Noto.
10. WAIVIDIS
I 4Jll!'1D1 oCher ponoa who bQ obEptiOlU widor uu.. Nota \\'W.ive th.. ri&hu af proMl:lotm.nlud natle. of dUb.Ouor.
.Prua1iimlat. mtaU lb. rIah.t 10 f1q,w. the Not. H~Iht to demand payment ot".m~ duD. -Notice of dbhOJJo"
mOl.Ql Lb.~ lipl to nqulto tho Nolo HohIot to aivo nodoo 10 o\her pmou that amOl1Xl.tI eta.. have 110( bun paid.
II. SBClJIUlD NOI'E ,
ID addhlan 10,t1ul pt(ltecdQ.Ql tMll. to Lb. HoC, Hold.r IUIdu thia Noto, a Mortp.eo, Doed of Tntat or &cumy n...d
(Ih. "~arity hwram'J:Itj. dated tho tamo dato .. Ulo NOCo, pJ'Ot~. tho Noto Holder trc:m pOMibl. 10.... wh1cb mi&ht
rottth 11 I do coC kMp tho promlH. whleh I make La. (hIJ Not.. That S6curity WtrumOJlt d.c.mbu bow &%14 wu!at whAt
eoadWou I ma)' be ,eqaind to m..aka Imm.diate pa)'1Dont hi (nU ot an atlIO\lnl. I CIWtJ Wl.dcr thi.t Noto. Some 01 tbo.e
cocdidOJ:l.luw d.lCTibod AI follcr.w::
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IlI!IlII aBCOlUlBO MAIL 'l'O
l'IALSK SBCIl\lITIBS, INC.
4 CAMl'OS DRlVll
pl\RSIPPlINY, NJ 07054
LOan NUlIlber , 631034
---1s.ACB MOVB nus UMB poa UCO!JJINO OA.T"1
MORTGAGE
TIlllI MORtGAGB (" Soourl" !IlJINmo.I') lip'" oa July
n. ."'PI"' II lIDl'IAllD G. RlDOL!.'I, MARRIED end JANICB M.
MARRIBD
.31, 1997
RIDOLPI,
('BOrrowe(). TblJ SKu.dtY lnIu'u.men\ II &i'ltU \0
.
I and wheal a4c1rlu 11,
DIVBUlPI!lD MOI\TOAOB SBRVlCBS
whIChll~d.n4tid1lllliUlldtrlh'\OVII'l NB1I JERSEY
SOD UNION SQUAAB HIGHWAY 35, RED BANK, NJ 07701.
("Lo.d./'). BomtNtr .... Lo.der.lll. prlllclptlrum of
. Piety-Bight Thousand Dollars And 00/1.00
0,1Wt (U.S.$ 5S, 000,00 ). Th!J d.b.1I .,\d....d by B.........'.. .... 41.1.d ,b. "10' "10" \hIJ s..url"
Ioltrum." ("!I"'')' whJ.b p....... rar moalhlY po,....." ..lIh lh. f\Il1 d.bt. 1/.01 pold OI,Uor, duo ..4 p'j&blt ..
'AUgust l., 2027 . Tbl. s..uri'y Ioorum..' ...".. '0 Le.4or, (.) lhO "po,....., .f Ih. 4.l<
.,;d.".4 hy tho N.... wilh 101,..0. ..d .u ...ewab. ",.osi..' ..d m.dlllcad... .f 'h. NoI'; (b) ,lio p.,...... .r .U
,'hOl ".~ wllh Io..,..t. ......... Ull." portP"Ph 7 ,. p'..... ,h. ...wl'y .f ,bI. s.01Oi'y 10""'''" ... (e) ,h.
pOllor...... .r Bot.......'.. c.,,"," .n4 .grocm.." Wl4.. thlo S..urity '''''rullltO\ ... ,h. N.", For ,his porp''''
B...'''''' 4... hor.by m"""Z" Z",., ... _v,y I. Le.... ,h. f.U"';'1 ....rih.4 p..p'''' local.. in
CUMBSRLAND C...". P.lUlsytvaolt:
SEE LBGAL DESCRIPTION ATI'ACHED HERETO
CAMP HILL
IQl11
wblohM'tho.44"...f 32 SCARSDALE DRIVll
T ISttc~ll
pcuo.l)'\'1&m.. 17011 ('Property A4&&""');
(Zip cod.1
PENNSYLV ANIA ~"." P,"'" r.u:n!. Mlle/Fre..1e Muo UNtFOR/I{ INS11UJ!dEln'
;~tl'lI:Ml~(91t1)
Fonn 3039 9f/O (pa,' 1 of b p'''')
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TOOSmsR. WITH .11 tho Improv.m.au now or b.ruJ'let .!'Oded OD. lha prop.rty. IDd In ....m.nt.. 'PpvlODIJKClt lSlel
lhIur.. II.OW or h't~.r. part Drlh. property. AU npllleem.ta!llUld adli1Uoal thaUllIo b, (:oven4 by lhlI Security Jutrum,at.
AU of lb. rOrololo,1I referred Co 10 IhiI StcarilY Iutrumeal lathe "PzOp'J17..
BORROWER COVBNANTS IhAl borrow., 1I11lwfuDy Idled of the etIat. b....b)' COQv.y.l! lAd hu Ih. riab_ Co ,raaaud
connYlho Propeny aad thae lb. Prop.ny 11 llI1encumbored, t:xUpt (or .l1CummacII of racord. Borrower WlrtaDlllllcl Mn
dofead a.n.rally the CUll 10 the Propel1y ap]1l1'l aU ctaUzu IDd d.muw. IUbjed to allY .ncu.m~. ot record.
THIS SBCURITY INSTRUMI!NT combines uniform COV'lWllI (or natilllltl ... .ad aOll'Wl!(or.. COI'eIlIDlI with timlt.d
Vlri.l&UOU b;y ~dIctIOQ 10 caatllfUll!l ~ uniform '"utit)' WUUIllO.lll <<IV.riD, reel ,ropeny.
UNlPOllM COVeNANTS. Borrower and lAud.r. COY.lWd and I&reO II (onawa:
I. "">mtaI 01 Prindpllllllld IoIItWj PteP<Jlll.... ....loI.~. _r.hall pr.mptly P'Y "b.. du. tho priodl'tl
of aDd lattr.,t lXl the d,bt endanud by the Note _nil any prOP8)'m.lI.l ud lat. dwJ,u duo DDder Ih, Noc..
. 2. Fuod.s lor 'IDa IDd ~ SUbj&ct to .ppJi~blo Ja", Olio. written waivor by undo', Donowor ahalI Ply to
Londor OD the day montbJ)' paymentl art duo UDder lb, Nota, utillb. Noc. .. paid Ill. l\111. . fWlI rpWldt") ton (a) )'tul1luu
and llIOlIm.alt whloh may IUa!n priority ov.r thil Socurity I4ttnulltnt .. I lea On tho Prop.rty, (b) )'Nrfy Iu.Mhald pA)'m.ot.
or &rOUAd f14l1 an the Property. It aun (0) )'Md)' bu&rd or prop.rty InIuruo. promiumJ; (d) )'tarJr flood LD.VI.~ pr.mlum.. It
Iny; (.) )'tub mortll" luutance pttmlU1lUI, 11 any, and (I) ~ nIDI pa"wblo br BOrf'ClWlt to IA.lW'1 lA .&coord..I.nct ~lh lb.
provUlQll.. 01 plfl.Jraph " In Ueu of thl paymtnt ot monwo Wurnc.o prcmiuau. .Th... UULI ar." caU.~ ~tcrow Itoau.'
Ludu mI.y. at u,. tlm'l coU.a aad. bold Fuadt m au _moUDI GOt to ucud tb. mullllum. amount,_ 1011.6., (or . t.dnwU,y
r.lalod mOr1&l&O 101.D. nuy roqu1rc for Borrower'. .acrow ICCQWU a.n4't the fod.tal Roal 8ml. SltU,mlOl Prootd~. Act ot
1974 II amoc.dod !rom tim. to tim.. 11 U.s.C. 81601 It Nq. C'a.CSPA"), \&AlaN another law thatIPPU" 10 thI Puodr .ill I
10INr amOUAt. It lOt und.r may. It Iny dmll, con.ct aAd bold Pu.n4. mu ImOlmt Ilot to txeud tht Iilllr ImOUll1. Lend.r may
NtimAlo tho amOWlI of Pundt dIU oa tho bar.. of ourront dill lAd r"lO!Ilblo .ltI.mlc.. tJt tXp'll.41tur.. of Allan DIC""" It'1I11
or otherwlle In Iccord&noo witll IppUcablo law. ,
Th. Pundt'mall be held l:I In JatdMiOD whoeo d'podl' ar. wutld by I fod.ral .,OZlO)', butrumoataHIY, or entit)' (l.a.oJudlq
undor, It undor II rudI an wtitutioa) or 1.a all)' Fodoral Hom. Lou Bank. lAnd.r &b.a.1l appl)'1ho PWid. 10 PlY tho OlMlrcwt
h.m.. und.r tll.&y 1101 chargo Borrower for holding Ind Ippl)iq th. Pundl. UtluaU,. .uao-nae tho CIOJ'OW ICCOUllt, or vef'if)inJ
the HfCrow Itom.. unIe" Lcador PlY' Dorrowcr inlen" on lbo Pundi ud applicable law pormll. Leader to make .uch a chltJ..
Howa'rOr, Londcr IDA)' "quit. Borrower to pa)' It o.D.e-tlme charae for an indllpondcDI ff>Il Ntlt. tax tlpottlll& Itmoo ua.4 by
Londor in ~eoUoQ wilh thi.loaa, Wlleu appUeable !aw,proYldea OlhorwtJo. UnJOII 1IlI&roem.n1 II mad. or appllcable liw
roquiru Internt to be pal.d. lAwr .b.a1I nO( be roqUlro4 to pay Borrower _Q11nternl or Nl'n1nlloll tb. PlUldI. Borrow.r and
Lead.r may."eo In Ml.t1C&. b.owo~cr, that interelt ahaU bo paid 011 the Pundt. und.r .hall Jlva to Borrower, without Clhlrl'. All
annuallccolUl.Una of tb, Fund. lbowtaa; ctoctlta lad dobill to tho PwId.1 .n.4 tho P\llpOIt for whlch each cS.bir ~o Ihe Pundt M'
made, Th. Fliad. 'te P1ed&od I' IdditiClllll I<<luril)' for a1IlUmJ .ocur.d by lhia Beewit)' Inlltumant.
It the Pund. hold by Londer exceod lb. am~unta pormittod 10 bo b.ld by applicabl. law. lAoder.haJJ .~o'i 10 Borrow.r for
tho eXDttI }tunClI in aocordluoo with tbo requiroment. ot appUcable law. It thll ameunt ot 1120 }lundt bold b)' Lendor If AQ)' limo
11 Dot .ufficlent to pay tho BICrOW lI.m. when due. tondor ma)'1C aolif)' Dorrowor in writing, &lid, In IUcb cuo BarrCWflr .ball
PlY 10 lAad.r IhI amount DOC"wy to mako up tho do&i.nay.BUlTOWor thatl mab up Iho dt6d.ncy La DO mott thllD twlllv.
mcmtbly pIIym.l1t., at undor'. aole dllCtttlon.
Upon payment in fu.U of aU .um. ",utod hy tbh Security Lulnmollt. Londor &hall prvmptJr refwl.lllo Borrowor any Fund.
held by Lender. It. Wldcr pa.raa~ph 21. Lendor lbatl a.oquirc or IOU &h. Property, undor. prior to lb., Icqullltioa. or ..I, of Iha
Property, alutIl app'r iIll)' Pund. h,ld by Lea4er at the time ot ac.quiJitian Clt ta10 .. _ orodit ophut tho 1UDl. lOOurod by UII.
S6Cwtt)' ~ttrutllCDL
3. Applkatlon 01 PlQments. Unlou IppliCllblo law providOl atb'Mu,. all p&)'menll r.ctlvod by Lender lI.I1d.r parasraPh. I
I.D.d 2 ,hall bo applied: fltll. to An)' prepAymenl oharlel duo Wld.r.tbe NOlt: MCond. 10 amounu payable under PAtallapb 2:
third, 10 mCere.t dUClj fourtb, to principal duej and lau,to any late eb4f'l0l duo uadOt tho 110to.
4. QwguJ IJw. BotTowor .ball ply all 1llMJ', _eumenl.. chata.., fin.. and ImjlolhJDtU auriln!tabio to tbo P'ropol1)'
whid1 may altala priority OYor thi. S,curity wlrutunt,.lnclluuho!.d payment' or groua.:!. rool.. it uy, BottOYltr .hAll PAy tblle
obligaUQQI in th. maDDer ptovided In paraJl'ipb 2, or It J\O~ paid In Ihat mallner. DCltr'CWor ehlsn pely thora on limo dlrC~'lo tba
penoll ow&d payment. Borrower allAll FromptJy turnllb 10 Londor aU aoUoe. ot amount. to be paJd undor thta parolt!ilpb. It
Bo:rowtr make. thOle pAymonta d1r1l~1y, narrower eht111 promplb' lUrniIh to wder receipt. ovidendng Iho pa)'rl1oat..
BorrpYo'cr .hall promplJ,y diallharge III)'lion which h.. priority OVtlt Ih(' SOCllrit)' In.trumeat WlJou B~owen (a) "Wu" In
wri:in2 td tlle Pl.)'Il10llt of tho obligalioQ 'tcured by tho liOD in a m&ntlU acceplllbl. to LAndel'j (b) coat"t. hi aoad filth th.lioll
by. or ddenda againJt enrorument" of tne lien in. legal. proceedln&a which In Ihfl Lender'. oplnlOQ operale to' prevent tbo
Nl(on,m.cnt o( Iho lienj or (0) Heur.. from Iho holder of the lien l.D agrttment uw6t.c1CK)' to under IUbotd.lnatblg ch. lion to
lhir Security la.Ift\lmeDI. Jt Londor 4eterm!nOl that any pan ot Ih. Ptopott)' II .ubJocI 10 a lion wblch mAyaUAIn prlorily OWl'
lhir Soclllit)' lIaInlmODI, Lendor may give Borrowor a Dodc, Identlfyina tbt nen. Borrow.r lbalIaawt'y lbo U.n or take ono or
mon of tbe act!onllet toeth above \1Alhln 10 da)'ll at Ihe almi o( DOtlce.
s. 1Incard ot PtoplltJ'~. Borrower .hllll koop Ibe lmprov.metll' now tlXU11na: or b.r..ftor .reel.d Otl Iho Prop.rt)'
Iulurcd 1lg.aUu1 loa by fir., har.ar~ lncludlld wUhln Iho telm "ext'lldtd cowra.e- aad any otber ltuarda, lnc1udlng noodl: Of
fIoodinlt. for which Lendor reaulrlllllnAurance. ThiJl In~t1r^nce ~hJlII be maintelncd In tho AmOUnta and tor Iho DerlMa thai r.tndor
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be wtrOMNbll wiU\belct. rr lJo~ fl;U. to maintain P.m.TtJCI dccribod _bowe, U:Met RIS,. at l.euder'. opdoo. obtaln c:monJt
10 pnlCll<I Loodct., ri&h~ III ... J'ropcn)1n __ with I"',_pl. 7.
All InIunooI pdldOl and renewalllhaU be Icceptabl. &0 lAnder and IhaU lndl.llk . al&ncSard ~o dauae. Lcndor nU
bUIt, Uw rt,bi 10 bald Ihc pulldCl and rerwnralL 11 under nqulre.. 8crrowQr IbaU pnlmpLJ, pyc to J,..endet aU recelpu 01. Pdd
ptemluma ..ad nnrnJ ootil.u. In lhc CYCftt 01 k-. Borrower shaD aI'III plCmp' notk:o 10 t.bv wunROC carrier and uMet.I.andlr
aIIT man proof clloa If DOl mIl40 ptQmPLJ, by Borrower. .
Una. U:nder and Bouonr Ulhcrwiao Isrco In wrh1na. InIW'&noll prcc:eeda shall.bti appllod to MLoraIIOtl or repair ~ &he
ProportJ damaFd. It lhe ratarltion ar IVpaJr it cc:cnomlcally feuihle and L.endar'. MCtlnt1 11 not 11IIOtWd. U Ute reacndon or
Np&!r '- not .oanoauca1l1 fMalblo or Lcndcr'IICOUrit1 wcuJd. be '*-M4. 1M Wurinco ProoccdIlhaU hi appliltd 10 lbllUlDI
toeured b, thIe"s-utty Inalr\ln'l8nt. wbethar or not lbm duo, ....hh lny ~ paid to llana'wwr. USCln'OWlIf ablndonl \blI'Pmpertf,
or doeI not INW: wI&hI'n 30 da71 a ~CI' fnlm LcDdct that Iho WutIflOl earn. hu otfartd &0 IIU!e & dalm. tbm 1<<ld8r ma1
ooIIoc:l u.., """"- JIIOCUdt. Ltodu ...) UIO ... _ 10 n,..J, or ...... lIlAo Prop.ftJ Of 10 lit) ""'" _ bJ Ihl>
1Iocuri17 -....~ wIlelhe, ot "'" Ibm duo. Tho ~ p.dod will boJlo _ Iho _10 F....
Unl_ ~r aM 8orra\m' othczwlIt IIf'" In ..nUn,. any .ppUOlt!on. cl pf'OQOodIlO pMdpallh1n nol a1eDd 01 poIIpClM
the duo. dati 01 U. manthl1 pl)'flW\U relemd to In panP"PM 1 aM 2 or dl&nlt \hi amount ollha plrmata. U WIder puqrapb
21 tho I'mpcnJ 10 '''lulrtd bJ Lender, Bo'""",t, dahllo "'1 """ct pcllcIat and P'OC<<<!t I<IIIIlInIlrcm domtp .. lht
I'IoptftJ prior 10 tho a"lulalU... Ihlll pullo Lende. 10 !lla COIIcnl' ollha .... MClUtd b)' IhIa S_17 _al -1017
prior Iotho,c'lwlllon.' ,
6. ~, ",-,"1Ico, ",.1.1_..,.""" ._ oflho "-'In Borroonr'. Lou AppIIollkm; '_.h..... D_
WU 0CIWpJ', --bUah. and uae tho Property " 8cn"CJWttn prlndpaJ roaIdence wtlhln Ilxt1 d&)'t aftGr \M ~doG at th1I8cc:urltr
'-' tad ahaIl conlin.. 10 """'PI' Iho Pn>port) u _~, prlodptlllllldcna: lor .1 leul .... JOt' tftcr lht dtlo of
occupancy, uNea Lender oth.orwiao 'pee In wrIUn,. which 'COnICnt IhalI not be I.llU'NIOOlbq Mlhhdd, or un!.- IXtlnuatlq
Q~ aUt whIch atO beyond Bonatnlr'l c:ctltroL Bo:rrowu WJt nOt dcttroJ, dunap or lMpaJr the PropI:t1, allow U.
Pztl1lIrt1 \0 deta:riot.aU, or oommh wutc a'l tho Property. lJclrrowDt lhall be In default lr Iny rc...r.lluN &Clion at pf'OClCCdln&.
whether dYll ct' l:rimin&1, 11 bollln that In Lender'. JOOd raith judpnon,t ow!d f'MlJ.Il In fodaltu:c of eIlc PnlpclrtJ cr otharwt.Io
mawdall1lmp&ir \ho lien mNatW bJ Lh1I Securhy INtlUment or Lender'. KiQlU\lllntarut. Borrower may cure ,uch .. dataull 1M
rcinuto, u pJD'lidod In patapph 18, '01 C&UIin.lho ACtian ~t ptOCelldln., to be dlIrniIIod 'NILh . rolin, thll, In Lander'. p:d hlth
datermlMt1oa, preclude. rtiNHure at the Barrowor'. Inte:clC in lhc Property 0: other materlallmpa1nncnt or tM Ucn ctel~ b1
~ SocuriQ' InatNmcnt or Lender', llCl'llurit)' intcreal. Borrower w.u aUo bel in default if Borrower. durltLI the I~ applloadcn
pr~, pYII mated.aJl)' tAlM or Inccl;:untc tn!Cl'TTtl.ticn or ltatemenll to Lender (or Wled to. pnnoide lAndot With Il'O' nut.criaJ
Wonnation) in ClCMbCtion whh tho lean C'tidenood by the Note, lneludlnr. but no( limited to, rupraontAtkm COllCImtn, Borrowor'.
o;.cupancy 01 tbc: ProparlJ U . ptinclpII talc1cnoe. Ir W. Se<urity lnalNment i. on . IoalChoId. Borrow-r &hall oompl)' whit all lhe
proviIiClnl of the ICIIC, U Botrowor .oquirtll fee title to the Propcrt)', the IeudlOld am the tee lItlo thall no, motp: Unll. Lender
apa ~ lbc lMr&er In Vl'rlUn.lo
7. Protec:don oll.AlMet'1 RlahU In the ProputT. U Botr'O'll'tt fait. to porlorm the COVIlnanu and I~ oonl4!Md In th1I
~t1.lriatrument. or there I. I lepl ~na: Ulat may IlyUficantl1 aftcct Lcndor'. riabla in tho Proport)' (.uch It . proceodIn.
In benbuplo7, probl.~. ror oondomnatlon or Codcll.URl or to cnforoc taM at replat.looa). then ~r mat do and P'7 tot,whato'rer
I. ~ to prote.Qt the valUl: of tho Propert)' .nd Londct', rl&ht.a In the Proptnty. under'. actlorw tn41lndudo pa)'ina ~ IWnI
IOCUrUd by . libn which hu priority OV'Cr thla Suourity Jl'lItnunlnl. .ppeadrll In ODUrt, pa)'ina: reuwblo .nomo1l' tea and .n&min,
on the Propc:rt} SO make reptirL Althous,h Lender ffil1la1:1l action undllr thLI plt1:p-aph ,. Lenc\.clr dOIlI not ha.... to do 10. .
An7 amountl dilbun4d b1 L.endct under thia pangaph 7 thall beoome IdditlonaJ debt of Botrowoar a<<urcrd by lhb SealuHy
lnatrument. lint", BotrQ'otCr and l...ender liFe 10 other tannI of plymtlnr, thMo .mountl IlhaIl bear Intarat from lho d&to 01
wlmu.mam It the No<.o rate and &hln bo pa,able, with Intc:fellt, upon tIOtlca Crom'Lender to Bonowef ~w.tms payment.,
8. Mortp,e IDIUrllDC& U 1..endeT ruqui1f.ld mortpp IllIursncc U I conditIon of makIna the loan ICQJl'ed by thlt 8courlty
wUWnOnlo Donowe:r aha1J pI,)' the: prc:mlWI1I - fCI'luirod co maintain the mort,pp InalUll\Oe In .floc:L U, tor an)' reuan, tho
mortpp llllunnoo COWlt&SC requited by Lcndur lapaea or C04ICt to be in d!'cot. BotTO'tWlt .hall pa)' tho pramlutml roqwrcd to
obtaIn CCY;raF lubttantilll1y oqul\..l611t to the .mortgllSfollnlUtllnal preYtCUllyln effect, a\ a cast IUwmt'lU1 equ.lvalmt to lhe COlt
to Dol"t'OWet of tho mortprc IruurclWC prcYiol.ll.l)' in cffcc;t. Crom 4n utomatd mortp&O Insurer IPPl'OYDd'by Under, U lubltlnU.Uy
~uiYa1cn~ mCIrtpp inaUr4Me COYllngc iI not awllabto, Bor'f'OWet ahtll pM)' to Lcndor each month a IUtR eq,ua1 to ono-twelM or
the )'04r11 :no.t1&l1C I",UnLflOO premium belnc paid by nOl'rOWer When Ihc lnaunnco OOYatlF I4pecd at 0f'J4IICld to bt In effect.
Lender wUI Iccept., UlIl.l and retain theall' Pllymcnt.a .. I !oil tflIlerv'll In Ueu or rnartPlIo InI\l.tlncll. Loaa tclCMI pa)'mantl 0\11 IW
loow:r be n:qultcd, at the OPUOl'I ur L.c~r, It mortpgc inautu\l:O oovenp (In the IUIlOUl'lt .nd for tho period ~t I..o.nd6t
require() provided by an inJUret approved by LumL:r apln bcn:offiOt nailllblo and Ia obtained. Borrower IhaI1 pay the pranluml
~uirea ~o ma!n1aln mortpgu Inc.uranoo In ortc:d, or to provida a lea teMlVC, until tha roqui:romen~ for monp&'C iMunnoe cnda In
6QX:1ro.noo with any written .g:cc.m.lln~ between BotrOVr'Cr Ind Lender or IppllcaHo law, .
9. wpec.doa. Lender or ILs IIFnt may maUl tcUOMb!c c:ntriCl upon and lmpcctlont or Lbo Property. Lendet ahaU &lye
Botrowet notice at Ule time of at prior to an inspectlon rpocitying rcalOl14ble auae for tho inspoctlon.
10. Coodemutloa. Tho JlmcuOOa of any IWlrdol c!lIim foi d&maaea. dIrect or oofllUqucmtW, In ecnn.ccUon with aft1
Slnalo family.. Pannle t-.ue.IFreddio Mac UNIFORM INS'I'RUMENl' .. UniCorm Ccwenantl 9190 (pap 3 of 6 pap)
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aJO<I:mMtlOll or CCllcl fltjn, or 'tr1l"n or.ho ProPClfT. CI( {(J( """'7- In I~u o{ u:nlcnUlllioo, .IC h<lCbr UlllllCd and &hall
be ptld .. IAndo..
In th8 nwlt cl. Iotal Llkin. 01 eIlo Property. 11Io PI'CICmed. lhall be applied 10 hlUlNl .!;Ured bJ lhiI Sewri1l InIlNmen&,
whether Dr not tJwl dUll ...lIh an)' unu paid lo Dorrowtr. In tho CYCnl 01, pantaJ IIkinJ nllhe PropcrIJ In wbloh the fal, mubt
\'&JIM at tM PIOP'l11J Itnnwdl.atcl1 bduru tho taU", it _cqUflIIO or .r.....' thu the lmotllll ol dw IUCnIINJNd b,.'lhlI s.curit,
lnatnunaa1lmnwdlateJl "fore tho ukl"" '"*'" Donower and lAndtr otMNtae .". In "rhln.. dw IIUmI NCU~ b7 lhll SownlJ
-. ....U bo rucluccd b11l1, 11I1CWI1 or llul prooooda multlpliod bJ Il10 loUcw!nllllw... (.) Ihe "'1 """"'" IIlllulllllllt
IeCUtIId IznmedLatet,. blroft tho II.kJn&, dh1dod b1 (h) tho' talr ma,kel value Df &M Prop."" Invnedl.tol, beloN tN Caklna. ArrJ
btltnoo WII bt ptId .. _r. In Uw *'On' or I putitI ..~"' cl Uw Pfopo/ff 10 Yo!lIdI Uw lilt mo.bI vol"" or Uw I'1apotlJ
1mmodI.ate!J Wore lho tlklna 111... lMn &M amount.oI 1M .utnI IeCUrId lmIMd1&tel, boft:n 1M laklQl, unf.. Bcrronr and
Loadot _rwlto __ 10 wrltlna '" unIou .pplu.blt Itw 0_ p_ Ibo ptOCIOdI ohtll bt .pplled .. Uw .... _ b7
thl. SocuriI1 Ialtrumeru wbolhet or not tholUtM iN INn d,-.
U Ihe Pmp.1111a ,ablndor.ed by Bonowtrl or II. al\cr noIfce b, Lender Io.Donowwr lhath CIOnlMmnot otr,tI CO mike an '
lward or IeU!o I oZdm tor dlma..... Bctrowrtr rau. &0 "'pond to Lendtr Mthln 30 din .ftcr !hi lilt. U. aodot II &lvu. 1.andor
I. autborlzad to c:dI0Cl and appl, tho p~ at III cptlon, .llMt to NCDtIda1 or II'p&1t ot tho PrtIpcnJ or to u. ILIIN IeaUIId
bJ WI s-t17 ""ltIlmtn~ wllotht. Ol "" thco doo.
U~.. Lendtt and BlltIOIT81 othmolao 'I"C 10 wrlu"" till' applbllon or p_ 10 pMdptJ all&Il "" 0I1ctld ct pqlpono
the duo dlto ollb:t monlhfJ' pa~nta ta'omtd 10 In PUSJl1pha 1 and 2 or W"fI tho NDOunt ot .uch plJmllntl.
II. Boaawo. Nlll lltIeued, ~ '" te_ No< 1 Wu.... Ill_ or IN limo rot ..."".., or _don aI
&natIzadon of the .uma IICUtOd bJ lhll Sccuril1 btnnnent panted by l.axIu lD In1 ~ In InWOlt 01 BOII'Wtr IhaIS nol
opcrato' to rcleuc Lhe IilblUt1 d tha otfalnal Borrowet or BortOWlr'. .~ In Inter.. Londor aha1l not b. f'lqWttd to
commence ptlXCedin,p qalnn InylUOalllOt In lntel'Olt .0: ttlfuao to ext.nd tlmo torplymcnl Ot olberwiaa modIfJ aMOttlDtloa or
lhIIlWl'II -.cured by thb ~l:1 InlU'\Imcat by rN.ICX'l 01 any danind m.d. by the odJlna! BOf'JOWCr or Bonawot'. ~ In
lntelClL AnI fotbe.rJJ1Ca br Lando, In eurcllln& 1111 rl&ht or IClnic:dJ wU not be I walWlr cI Dr pl'llCJLId.I the ut:dM of alii rl&bt
or rem..".
12. Sueceaon aDd Aaf.&a,l1JowI.c!; lolAt lAd Snezal UabOIbi Co-cipuL 'nul Cla't'W:nft and Irrccmcnll.of Lbt. SeQnlry
WtNlOent &hall bind and bcneftl the 'IIOCCIIOt'I and luflN of lanct., Ind 90:rr0wer, lubJea to the plO'o111Otl1 of' Pltt'l'Iph 17.
Borr'OWCT" I;:OYClllAnLl Ind Ipomentll wll t. JOlnl.net ~III, An1 Borrower who c:o..-p lhl. S6CU,hy lnItrumont bUI doee nol
elllCUto tho Note: (a) is co-cisnin. thl. Sealrit, lflIltument onI7 to mortP&:C, crane Ind t:IOtMI'J lhal BOtlO'i'l'er't ln~ In tho
PropclrIJ undor tho tcrma of thb Scauil, %nwtrulIlonl: (b) I. not plrl(maJl, DbUI't.cd 10 pi, the Iwna 1WW"ld bf Ull, Stcud\1
InIt.num:nl; and (0) 4JtlI1lI thac Lbnder and Iny other Borrowcl rRl11&ICC to OlItand, rMdil'1, torbear or rnakt Ill,)' aooommodaUona
with "pm to ilia tClfrtll ollhl. Security InItrumcnt or tho NotG wiU101lt thall1orruwr'a COnIel\t,
13.1..o&Q Cwget. If tho loan lOCUJ'ed hI thll Socurlt1 wltument I. IUbjeot to a law ....hlch lOti rnAl!mum lOAn ch&t:CI. ard that
law la ftnalIy IntttpMtcd 10 that tM lntotc:lt or othor loan chat... coUteled or w be c:d1eotcd In ~on with lhl ,lOin CMCCd
tha permitted llmlta. then: (a) InJ' web loan I::hup ahaU bo tcdllOed b1 tha amount ncccuary II) rcdlUlC tho Ilharp &0 lht ptnnlued
Ilmll; Ind (b) an,.uma alfllldy collected Ctan ~r which au:oodad pll:fmluad Ilmlll will be Idundcd to B~. Le:nder may
QlOOKI to man WI refund b1 rl!!dudna: tho pdndpal 0'9>'Cd undor Lbo Nato or b1 maldo, I d1red p'yment to Bonuwtt, II a I,fund
I'tldUCII. principal, Ihe redUl::tion will b., lreatod .. . parcial plClpl)'ment without In, l'tul'aymonl chaIse undel tho Note.
U. NotIcea. Atr1 notka to DornrMlr pfO"iided tolln thl. Smlrit, Il1Iltumcnt ahall be alY'On by de1Jvcrltl' It 01 b7 ""lUna II b7
8rst dill maU un!cII applicable law rcqUlroa uae 01 Inother method. Tho tlOUtll: IhaU be dinDed 10 lh8 Property Ad.droaI or .n1
othar addfUM Borrow.r dCldpCtll b, ncUCCi to Lcndor, An., ootiou to Londl!!r ahall be liven b)' linl c:la.. mo.IllQ Ltnciu', a.dd~
mted helctn or an1 other add..- Lande, detlJ1l.ll$i by tlotlCCl to BO~t. A1rJ notioo provided for In LhlI Sc:<;urilJ' Wtrumanl
1ll.11 b.t doamed to have been &IV1nlo Bo~r or Lendot when a1vCln .. prao.ided In lhll paraPllph.
U. Gomalu: I.cWJ StrcrabililJo. Thla SClCUrlt)' InItlument IhaU be p1Vanlod by Cederlllllit' Ind lbe law oC tho Jurlldlctlon In
which the P,oporty b Iooalod. In the .venl that Iny provialon or cl.uau ollhl. Security wl.tument Of tho Notl!l oontUetI foith
applicable law, auch conflict mall net .(fl!!el other provldCltl ot UlI, SccwitI lnItrumenl 0' thCl NOla which can be &IY1ln trtect
wilhcul1he CIOnDlotln& pro'tWon. To thia; ~d UW provi.ion. at ml, SeeurltJ wtrumenl Ind tho NalQ are dbclared 10 be I~flbll,
16. Borrower', Copy, Botl"tJWel ahaU bc&ivcn on.o conformed oop, 01 tho Note Ind ot thb SCQUrilywtrument.
17. Truder or the rl'O{)el1r or l\ lkDe8ela.1 Intetm Iu BCN'TO'Irtr. U aU or Iny part at Ihc: Propeny Of illY Intnetl In ItlllOld
or ltInalcrred (ar It & bonofiQal InUlf"ll$lI~ Borrowel i. told or u.Nl'cfnld and &mnvor I. not I mlural panon) without Letldel"
prior Mlnen CIOtI4OnCt Lendel IMY, .1 III option, required Immcc:l!11O payment In rull o( .11 turN lOCuted by thll SouurllJ' Inatrumont.
~. thil option wll tlOt be c:<<:rcl.cd. by l.endur It ClIClrclaa I. prohibited b)' CcxJend law u o( tho dale or thll StoUdt)'
Insuum9nl. '
It undor olC.rciae. lhi. option, l...&Jndll' _hall alve Boaower nolica or Icwllltallon. 1110 notl.;c ahall provido a ~od of nol leu
thAn3Q da,. (fom Uw data UIO notice II delivered Of rnailad 'IlIithla which Borrower mu.t P-1 aU .urnl _C\JfCld b)' till, 5ecuth,
Wltumont, II BoltOW'CI 'Iib 10 pay IhOll!lIUlfl' prior to the: c:;(pitllllan of thil period, Lender IMY Invole any I'Omedl.. pcnnlttcd b7
lli.iI Soourit1 Inatrument without rurthor naliOl!l Of domand on Bol'J'OlN'Cl.
18. Dottvwtr'. Riptlo ~lnstata. If Borrowa, moota cerealn condlllON, Bo,rower IIIw.1llVl.vtI the rJ,&;ht to have eNtmxlmtlnt of
thil burit, wtnunc:nt d!JoonUnued at any linw prior tu UIO eadlClr 0':(') j &)11 (or .uell othllr plriod .. applicable taw Ina)'
Sittzla Pamlly - Fiuude MWJ'rc:dd'.e MAt UNIFORM ~IRUMENT _ Unlfolm Covenanu 9190 (Plil!!" 016 pI~)
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.pedl'y Iolft_al_QUi) betar. gj. 01 tb ProP"rft pUnuallllo aDY pOW1lr of we colllalDud 1.0 lhla s.curhy luuumtalJ or (b)
.otl)' ot a )ldem'lIl cotol'Ciq Ihll Scwrh)' lnIIrumcDl, ThOle cOIIdltlollJ are rUI Borrower: el) PI,.. ua40r aU ruD .bleb Ihea
MKLld b. dUll uadN' uu. SKurily Lutrumlnt alZld tlI. NOI, It if GO IICQfI.rv.UOl1 had Ol;C\lrrvd; (b) Cll,.. I&JJ)' d.fall!t or uy oUI..t
COYtuAU ot ..,llmulI; (0) pa)'l .U UpODIU Itlcwre4' 1.0 'DfoRi~ thll Socurby aKIU.nolll, Includ~ but Dot l1mJtcd 10,
lluon.ab'. .ttom.,.' (,..; and (d) Ilk"l IU(;h aclioa II Lender lIUIy Illl101U1bly require to UlUle thai lb. U~Q ot &hU Seearll,
Luttum,nl, lAndu', riPt. in tb. Prop."y Mild BorroWtr'. obliptioll. 10 pilI th .'lIma tKUt,1I by IhiII S.writy!Jimm'Dt WU
col.tlalll tUlcuUltlCI. UpOll nloltaltm.ol by Donowel. 1111. Socurity WtrulJlellt and ~. obBptJoQl JOCUrH her.b)' UaIl "mala
fuUy .trcWto u It DO 1l:"lcrllloll had occurred. lIowo\'lr, UliI dahllo rclulde IhlU not apply III tho cue o( aoco1etaUoo UDder
_ph 17. . ,
19. SaI. ~ Note, Qaaae q/ Loaa Senku. Th. Nute or II p.rt1allotlllNt lIl. lb. NO!.. (tol.l.h.t wltb th1t SKwtl)' WcnmtAt)
uy be lOW au or mole tim.. witJwut prior QOIiot 10 Bonower. A t.\1o lUy rNUll in a cb.a.aa. iD. cba uwy (tnowo u the -Lou
Slnicer? thai ooU.ocu mOll.thJ,y PI)'mOZIt. dUo ond.r the NO(., &lid LbJ, Stwrlty lAdnmoaL non alto IMY bI 01' or mott
oUqet ottho LOlA !omow uwo1&lod to a Ill. o(tlI. Not.. Ir thoro II', obaq,'ortb.. Lou Slntott, lJorrO'llo'tr wtJl bt alyU
vmU'D Dode.e of Ib.t chana' I.a aceotc1&nct wllh puqraph 1.4 abov. 11I4 appllc:ablo law. Th. Dode. wW Itat, tho limo aad
a4dtt. of the new l...ot.a S.Mett IDd Ih. addl." to which paymellll mould. bt awl., n. aotk. wW Uo OCGIU 11I1 othor
informatica r'~m~ by ap,Scabl. law. ' ,
10. II.aI:wdoaI Cl......,,:... Borrow., than DOC HUM Of pentl!t lb. p,u,au. u.., di.poca1, Cotq., 01 r.1Nt. ot &.Cl)'
Huar40Ut Subll&Dcll oa. or fD Ih. Property. DorrWo'lt ..u.1l Dot do, Dor aUow III,)'ODO 0110 to do. IG,)'Ib,fDa atrootiq the Prop.rty
that It lA \'lolaLlOD ot I.D)' 'BnviroalJl..lltal Law. The prlOldlq two "Il.t.ACI. IhaD Dot IppJ, to the prt.OJ1ot. UN. W Ilona. oa
the ProP'lIy of tma1! qu.ntiti.. of Huarclou. Subtl&Dou that aro ,01lfraJ!y roc:os:Wod w bo eppropria&o to AonW ttddtndal
u.e. aad 10 II!oIIDt.AIQc. of Ib, Prop.ft)'.. , .
Bonvwu wll promptb' if'lo Lo.Ldor .mUOD no1lot 0( aD)' mmdpIIOtt, c:Ja1m, c!.tUDd, lIW1u1t Of other '~D b)' IA1
iOYCfUlDoatal 0: rc~toQ' qc.aQ)' or privat. pan)" IAvoMtta lbe Praperty l.lId uy Hawdou Subltaac. or Envtronm.'Df.l1 Law ot
"'htoh BorroWor hi, latual ka.owlod&e. It Borrower leamJ. or It notlll.od by auy lovenuneDIII or reJU1aIOI)' authority, that IJI)'
tomoval. or other tolDedittioa of ID)' naurdo~ SUlmlnoo .cr.ot!n.llh. ~oPert1l.t 1l0otau:y,.Borrowlt Ih&D ptomptl)' tiki all
1I000&l&f)' r.mtcUaJ acdoll.1a at<:ord.anco 9lith Dnvironmoatal Law.
A. Wled '11 chit paralfDph 20, "HazardoUl'Subata.acoa- Ire tbOH lubltlllOOt dotUled U loxlo or hu.ardo~ ,ubllaac.. by .
BIlvirDtlmoalal Law end tba toUowI:lg Nbftaue.: .uoliae, ktroUD'. Olbu tIlmmablo or IIWo pttrotoum Ploduce.. caxle
polticldee llld h.rblcldu, volalllt ION'lI.t.. matorla1l coll.ta1nIDl a.buleo ar (ormaldoh,ydo. Ind ndJOIoUvt m&1.rla1a. AI w.d III
IJ;oit panSBph 2D, 'BIl~amenLl.l Law" MOInI fedlry law. and law. of th, jurlldlctiall,'whero the Propor1y 10 located th.t 101410
to bealth. .(oty or onvironmental PlotOCti011.
NON.UNIFOlM COVBNANTS. Borrowor and Lcador fUrtbor ~OVOlW1t and aeroa It foUtrw&:
,11. Aa:t1eratfDllJ R'medlea. lADdu lbaIt lPl'O uotk:e to Borrower prior to aculuadcm toDD\riaa Borrower', hrucb ot _
- or __ hl this Ii<curi'l' 1-....01 (hull1lll prior 10 IICl"1ttalloa lIIldor part&rlIph 17 lIIlIca .ppikahl. Jaw
FO>ld.. othtr..4t), 'Iht IlIltict ahlIII rpeclry. (al lb. deltulq (h) lb. ll<l!.. "~ to ..... lb. dll/lloll; (0) II _, IlIlllca Ihtn
30 dt)'Ilr... IIuo cWt lb, 1lIlIk, ~ tMn to BOlTOll'er, hy !thIclIlho d.llluIt .... b, aaedt and (d) fhtt flLIIutt to """ Iht 4elll1lll .
oa or Wore lb. date 'P<<lIIed 10 IIuo nolkt IlLOJ' ruult In "",.llI'OIllla of 11I11 ..... 'ecurod by lhllI 8~ _....
r_.,hy )Jdldtl promdlng and ..w. oIlh.l'n>peil)o. Th. nqt!c, ohaIlurtbot 10/"", _... 0/ lho riahl to "_. oftor
DlX,luatJ04 aDd lbe ri&bllo assert Irs the toredOlUl'e proetecllna tho DlJDoo~ d a dotltuU or .", O(bot dottNe of BorrO'ft"Gf
to ICalct1CdoalDd fo:~orure. It the detauJt .. aot eut1d 011 01' beton lbt 4ate rpecfn,tlln (he 1lcQ:t. Leudtt It lU opLloa IDI;J'
roquJro -_ 1'0>'0'" fa full of on JWJlI HCln<I b: WI s-. _01 wllhOae lunhcr domad ODd _,_, lhlI
S"'#it: l'nItnon,nt b7 )Jd1clW p"""'odIal/. lAad.. ,hen b. ontltIld 10 C<l/Joc:e IlD __ hlc:mTed fa IJII"IlI!aa lb. ....,<IIt, .
.Pf'OTicUd fa thII ~ph %1, Ioduq buy aot u.nu4ld 10. IUCltdt,..1 f... and C0I1:I at tide mdcllU to tho ateut ptn:aiU.d b1
app1\cab1e law,
22. R.I..... Upon paymlllt of aU Jllml '&cured by thit Socurlly Ie5trumont, IIUt Soourit)' lc.ctrume.nt lad the ..tate cODvoyad
ah&1I tel1l11uto aod becom. vald. After .uch occurronco, Lendor .balI dadll.~o and Iatllty thl. Seeurlt)' uutrumOl1t without cUrtO
to. BOl'l'OWcr. Barrowe.: ,hall p4)' auy recordatiaD co51" ,
23. Waiver. Borrower, to lb, mont permittet! by Ipp)i.oablo 11l.w, waivol aDd refe.... an)' error DC' dt'footlm. proottd1n.&t to.
onforco lhla Socurily lutrumont, Iud horeby WJ.lvu lho benefit 'af 'DY pm.at or futura Jaw. providm.r; Cor ctay at .ocutlon,
montlan ot lime. 'Xlmptiall. fraw Ittacbmenl. lcvy and laic, and bOatertlad exemption.
24. RclDstatcme.zrt Period. Borrowor'.timo 10 relrutllte provldod Ill. pllIgr.pb 18 .haU mwd 1.0 ono bout prior to tho
oommlecomOot at bidding tit I .beritr. ItllCl punuaQt to. IhI. S61:iUrll)' flUttumont.
25. Purchaae M0lUl1 Moctgllgt. 1C IIny at Iho dobl 'l!IICured by thlo Security I.a5truw~a'lt is lint ta Barrowor 10 a!;quIro Ullo t~
th, Prap;rl)'. tbit Security balnllllont &11411 be a purchua mOl1I)' martgag..
16.la1uut Rate Att.cr Judw-enl. Barrowor agree. lhat the i1lleml rato p.yable aftor II. judgment is olltOted 011 Cbl Nata or
In ao Ictloll of mortga6' fO'tcclUlUro .hllJ! bl thl rate PlljUblo fram tlml to tlme lInder tho NOle.
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Lawyers l1tle
Insuranco Corpora lion
1MJ ION~L ~li.400u"''''J!I\~
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SCHeOULE A
cerrll
ALL THAT CER1'AIN pieco or porcel of land .ituato in Lower Allen Town'hi
CUmberland Countr' Pennsylvania, more particularly bounded and descrJbad
AS !ollowo, to w t,
BEGINNING ot a point on the ooutherly lino of Scor.dalo Drivo, which
point la 12' toet west at the Douthwosterly corner ot Scarsdalo Orive
and lIeponsit Lane extonded ond at the dividinq lino betwoen Lots lIumbor
1 and 25 on the hereinafter mentioned plan ot lots; thane. alonq tho
southerly I1no ot Scarsdale Orive, North SS d_qraes 20 minutes east
107.51 feet to a point; thence in an ore having a radiua of 20 feet
in a southlastarly direction, 28.74 tilt to a point on tho westerly
lino of Neponsit lone aforesoidl thenco alonq same South 42 degrees
20 minutes East, 67.51 feet to a point at dividing lino between Lots
Number 1 and 2, Block "EII on said plan; thenco along somo, North 47
degrees 40 minutes West 137.5' fQet to a point at dividing line between
Lots NUmbe~ 1 and 25, Block. "EIf aCor"saidj thenco along samQ North
34 degr.es 40 minutes West, l02.5~ teot to a point, the place ot
BEGINNING.
BEING [;,ot Number 1, Slock "E" on Plan ot Lots known aa Country and.
Town Homes, Incorporated, ~hlch plan wa~ recorded 1n tho Cumberland
County R&corder's Office on May 14, 1956, in Plan Book 7, Pag. 41.
BEING THE SAME PREMISES which William B. Robinson and Betty Lee
Robinson, hi. wHo, conveyed UlltO Edward G. Ridolfi and Janieo M.
Ridolfi, his wife by deod dated July 10, 1987 and recorded July 13,
1987 1n the Recorder'~ Office in and for cumberland County, Pa. 1n
Record BOok U, Volume 32, Page 316.
Sch.dl,lr, A
PQQO 2
No. 10000
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EXHIBIT "c"
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowner's Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the
Pennsylvania Housing Finance Agency at
1(800)342-2397
LA NOTIFICACION EN ADJUNTo ES DE SOMA IMPORTANCIA, PUES
AFECTA SU DERECHO A CONTINUAR VIVIENnO EN SU CASA. SI NO
COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDo ESTA AGENCIA
(PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO
POR EL PROGRAMA LLAMADO "HOMEOWNER I S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA
PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
RE: Account No. 0001335769
$58,000.00 Note dated July 31,1997
to Diversified Mortgage Services
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
TO:
Edward G. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
,
,
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FROM:
GRENEN & BIRSIC, P.C.,
ONE GATEWAY CENTER - NINE WEST
PITTSBURGH, PENrlSYLVANIA 15222
ATTORNEYS FOR IMC MORTGAGE COMPANY
SUCCESSOR IN INTEREST TO
DIVERSIFIED MORTGAGE SERVICES
DATE:
February 16, 1999
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions of
the Homeowners' Emergency Mortgage ASsistance Act of 1983 (the
"Act"). You may be eligible for emergency temporary assistance if
your default has been caused by circumstances beyond your control,
you have a reaSonable prospect of resuming your mortgage payments
and if you meet the eligibility requirements of the Act as
determined by the Pennsylvania Housing Finance Agency. Please read
all of this Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date of
this Notice. During that time you must arrange and attend a
"face-tO-face" meeting with a representative of this lender, or
with a designated consumer credit counseling agency. The purpose
of this meeting is to attempt to work out a repayment plan, or to
otherwise settle your delinquency. This meeting must Occur in the
next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with
a consumer credit counseling agency identified in this notice, no
further proceeding in mortgage foreclosure may take place for
thirty (30) days after the date of this meeting.
I,:
Your mortgage is in serious default because you have failed to
pay promptly installments of principal and interest, as required,
for a period of at least sixty (60) days. The total amount of the
delinquency is S3.760.2J. That sum includes the fOllowing: monthly
payments of S65R. 64 for the months of October 1, 1998 through
February 1, 1999. Late charges have also accrued to date in the
amount of S467.0J. The interest per diem is S22,14.
If you have tried and are unable to resolve this problem at or
after your face-to-face meeting, you have the right to apply for
financial assistance from the Homeowners' Emergency Mortgage
Assistance Fund. In order to do this, you must fill out, sign and
file a completed Homeowners' Emergency Assistance Application with
one of the designated consumer credit counseling agencies listed
above. An application for assistance may only be obtained from a
consumer credit counseling agency. The Consumer credit counseling
agency will assist you in filling out your application and will
submit your completed application to the Pennsylvania Housing
Finance Agency, Your application must be filed or postmarked,
within thirty (30) days of your face-to-face meeting.
It is extremely important that you file your application
promptly. If you do not do so, or if you do not follow the other
time periOds set forth in this letter, foreclosure may proceed
against your home immediately.
Available funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under the
eligibility criteria established by the Act.
It is extremely important that your application is accurate
and complete in every respect. The Pennsylvania Housing Finance
Agency has sixty (60) days to make a decision after it receives
your application. During that additional time, no foreclosure
proceedings will be pursued against you if you have met the time
requirements set forth above. You will be notified directly by
that Agency of its decision on your application.
The Pennsylvania HOusing Finance Agency is located at 2101
North Front Street, P.O. Box 8029, HarriSburg, PA 17105. Telephone
No. (717) 780-3800 or 1-800-342-2397 (toll free number). Persons
with impaired hearing can call 1-800-342-2397.
-"
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowner1s Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the
Pennsylvania Housing Finance Agency at
1(800)342-2397
LA NOTIFICACION EN ADJUNTO ES DE SOMA IMPORTANCIA, PUES
AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO
COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA
(PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO
POR EL l?ROGRAMA LLAMADO "HOMEOWNER I S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA
PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
RE:
ACT !Il NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
TO:
Account No. 0001335769
$58,000.00 Note dated July 31,1997
to Diversified Mortgage Services
Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
FROM:
GRENEN & BIRSIC, P.C.,
ONE GATEWAY CENTER - NINE WEST
PITTSBURGH, PENNSYLVANIA 15222
ATTORNEYS FOR IMC MORTGAGE COMPANY
SUCCESSOR IN INTEREST TO
DIVERSIFIED MORTGAGE SERVICES
DATE:
February 16, 1999
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions of
the Homeowners I Emergency Mortgage Assistance Act of 1983 (the
"Act"). You may be eligible for emergency temporary assistance if
your default has been caused by circumstances beyond your control,
you have a reasonable prospect of resuming your mortgage payments
and if you meet the eligibility requirements of the Act as
determined by the Pennsylvania Housing Finance Agency. Please read
all of this Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date of
this Notice. During that time you must arrange and attend a
"face-to-face" meeting with a representative of this lender, or with
a designated consumer credit counseling agency. The purpose of this
meeting is to attempt to work out a repayment plan, or to otherwise
settle your delinquency, This meeting must occur in the next thirty
(30) days.
If you attend a face-to-face meeting with this lender, or with
a consumer credit counseling agency identified in this notice, no
further proceeding in mortgage foreclosure may take place for thirty
(30) days after the date of this meeting,
Your mOrtgil']e ill in aedous default because you have failed to
pay promptly illstallmenta of principal and interest, as required,
for a period of at le~nt aixty (60) days. The total amount of the
delinquency is SJ.760.2J. That sum includes the fOllowing: monthly
payments of 5658.6'1 for the months of October 1, 1998 through
February 1, 1999. Late charges have also accrued to date in the
amount of 5467.01. The interest per diem is ~...u..
If you have tried and are unable to resolve this problem at or
after your face-to-face meeting, you have the right to apply for
financial assistance from the Homeowners' Emergency Mortgage
Asoistance Fund. In order to do this, you must fill out, sign and
file a completed Homeowners' Emergency Assistance Application with
one of the designated consumer credit counseling agencies listed
above. An application for assistance may only be obtained from a
consumer credit counseling agency. The consumer credit counseling
agency will assist you in filling out your application and will
Dubmit your completed application to the Pennsylvania Housing
Finance Agency. Your application must be filed or postmarked,
within thirty (30) days of your face-to-face meeting.
It 18 extremely important that YOU file YOur application
promptly. It yoU do not do so, or if yoU do not follow the other
time period. set forth in this letter, foreclosure may proceed
againet your home immediately.
Available funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under the eligibility
criteria established by the Act.
It is extremely important that your application is accurate and
complete in every respect. The Pennsylvania Housing Finance Agency
has sixty (60) days to make a decision after it receives your
application. During that additional time, no foreclosure
proceedings will be pursued against you if you have met the time
requirements set forth above. You will be notified directly by that
Agency of its decision on your application.
The Pennsylvania HOUsing Finance Agency is located at 2101
North Front Street, P.O. Box 8029, Harrisburg, PA 17105. Telephone
No. 17l7) 780-3800 or 1-800-342-2397 (toll free number), Persons
with impaired hearing can call 1-800-342-2397.
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In addition, you may receive another notice from the lender
under Act 6 of 1974. That notice is called a "Notice of Intention
to Foreclose". You must read both notices since they both explain
rights that you now have under Pennsylvania law. However, if you
choose to exercise your rights described in this notice, you cannot
be foreclosed upon while you are receiving that assistance.
-::,y
Very truJr yours,
tm~7 f'1J7
Kimberly J. Hong
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FIRST CLASS MAIL, POSTAGE PREPAID
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THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE,
if
.
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.lU...f2UH..u ,
MAY 8' USID fOR OO....fSTlC A,.,O
1"fl0\ll01 'Oft ltolSU"ANCt: "OS rM~~::~NA TlONAL MAIL. DOES NOT
"IU'Wld "om ~ 0 - ~c..lJ..
"
~RHn:1U emsle, p,c.
L,:;. r.l.TfWmEruw.Wl~(j&:."'1
prmSUflOlf, PA 152:.2
On, POle, 01 o,d.nl'., mid Iddllu,d 10:
~(Y\. KIDGLFl'
3~S t~ ~'
(lO ~~( i Q~ l AhO II
PS Form 3817, Mar. 1989
"
V,S, POSTAL S'RVIC' CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
0- 4
Recoived From;
~;;f;:.jE:J 3. 9l:\!i!C. i'.C.
c.::: OJ.7E'NI<; tfNTEft, N;;;~ 'j','':~I
pmSSUflGH, PA 15:122
One piece 01 ordlnervmail add'lIssed 10:
"
PS Form 3817. Mor. 1989
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pOll m"ll, Inquit. 0'
POllmu11, lot tu",nt
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Affix fee here in stampI
or meter:poltage end
post ma:k. Inquire Qt
Postmaster tor current
tee.
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~~~~~~~~d ~~OpPrty If thp mort'l.~;;~ i ~ ::~"~~~sPh ~~~~ ~~;t~:~~
proDPrtv will bp ",old bv th.. SherIff t~, t ~ 9 .
You will have the right to assert in any foreclosure proceeding the
non-existence of a default or any other defense that you may have
to acceleration or foreclosure. If the Lender refers your case to
its attorneys, but you cure the default before they begin legal
proceedings, you will still have to pay the reasonable attorney's
fees, actually incurred, up to $50.00, in order to cure the
default. However, if legal proceedings are started, in order to
cure the default you will have to pay the reasonable attorney's
fees, actually incurred, even if they are over $50.00, and you may
also be requi~ed.to pay t~e Lender's r~asonable ~osts. ~: :~~ ~~~~
~~e ~~Eault WIthIn thp thIrty-day oprlod, vou WIll not u'
to Dav ~ttornevl~ f~p-s.
If you have not cured the default within the thirty-day
period and foreclosure proceedings have begun, v~ ~l~ ~v~ t~e
~~~h~ to cure the defaul,t and 9r:~';,etot ~:e :~~~ d~ :n~ ~i~~ ~~ ~o
~~e ~u; ~pfore th" SherI ff I s Eo !';u . " ~" ~~~ ~~ ~~ ~~
DaYin~s t~~e~otda;e.am~~n~p~i ~:er:~I: ~=::~'~~~l~l~~~t~%e~~t,e f:p~t~~~
~~:~~ connectpd with the foreclosure s~i~, and performing any other
requirements under the mortgage. It is estimated that the earliest
date that such a Sheriff's sale could be held would be
approximately six months from the date of this notice. A notice of
the date of the Sheriff's sale will be sent to you before the sale.
Of course, the amount needed to cure the default will increase the
longer you wait. You may find out at any time exactly what the
required payment will be by calling the Lender at the following
number: Rebecca Gast. 1 (800) 776-2211 Ext. 2292. This payment must
be in cash, cashier's check, certified check or money order and
must be made payable to the Lender at the Lender's address stated
above.
You should realize that a Sheriff's sale will end your
ownership of the mortgaged property and your right to remain in it.
If you continue to live in the property after the Sheriff's sale,
a lawsuit could be started to evict you.
You have additional rights to help protect your interest
in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN
MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER
LENDING INSTITUTION TO PAY OFF THIS DEBT. CONTACT THE LENDER TO
DETERMINE WHETHER OR NOT A BUYER OF TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT
CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE
ADDITIONAL RIGHTS UNDER THE HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE PROGRAM IF YOU RECEIVE A SEPARATE NOTICE ABOUT THAT
PROGRAM.
IE VOll cur.. th.. d..fault. Y~" ;i~~ ~~v~ ~~~ ;i~~~ to nay W
the loan in monthly installment II e 1 occurred.
However, you are not entitled to this right to cure your default
more than three times in any calendar year.
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Very truly yours,
1L~tw{~ (. Jc)~
Kimberly J. Hong
KJH/glp
CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND
FIRST CLASS MAIL, POSTAGE PREPAID
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
.
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r;lror;lf'!rtv W11l b" "(')]d bv thf'! . t ~ a t.
You will have the right to assert in any f(')reclosure proceeding the
non-existence of a default or any other defense that you may have
to acceleration or foreclosure. If the Lender reiers your case to
its attorneys, but you cure the default before they begin legal
proceedings, you will still have to pay the reasonable attorney's
fees, actually incurred, up to $50.00, in order to cure the
default. However, if legal proceedings are started, in order to
cure the default you will have to pay the reasonable attorney's
fees, actually incurred, even if they are over $50.00, and you may
also be requi~ed, to pay t~e Lender's r,easonable ~osts. ~: ~~~ ~~~~
g~e ~~f:~~~ ~:~h~n ~~" thIrtv-dav oennd. vnu wlll nnt " u
tn pay attorney'S fees.
If you have not cured the default within the thirty-day
P7riod and foreclosure proceedings have begun, v~~ :;~l~.~:v~ t~e
;;;h~ ~~ C'~ the nef",,] t "nd or"v"nt ~" ~;e "~ ~n~ ~1~~ ~~ ~~
one. hnur be:~;: t~~ ~heriff' :r~~;:~~~;~~~ s~\ ~~ ~u ~~~ ~~ ~~ ~~
~~;;~ t~ ;;ntal amnunt of ~v e s a l~ c ~~ ~~~~~
charees then due.. ;;~ well :~ ;~~ r"~~,:nable :'tt;;~e~' e
costs connected wlth the f~r 1 re S ,and perform1ng any other
requirements under the mortgage. It is estimated that the earliest
date that such a Sheriff's sale could be held would be
approximately si~ mnnths frnm the date of this nntice. A notice of
the date of the Sheriff's sale will be sent to you before the sale.
Of course, the amount needed to cure the default will increase the
longer you wait. You may find out at any time exactly what the
required payment will be by calling the Lender at the following
number: Rebecca Ga"t, 1(800) 776-221] F.~t. 2292. This payment must
be in cash, cashier's check, certified check or money order and
must be made payable to the Lender at the Lender's address stated
above.
You should realize that a Sheriff's sale will end your
ownership of the mortgaged property and your right to remain in it.
If you continue to live in the property after the Sheriff's sale,
a lawsuit could be started to evict you.
You have additional rights to help protect your interest
in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN
MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER
LENDING INSTITUTION TO PAY OFF THIS DEBT. CONTACT THE LENDER TO
DETERMINE WHETHER OR NOT A BUYER OF TRANSFEREE MAY BE ALLOWED TO
ASSUME THE MORTGAGE DEBT. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT
CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU MAY ALSO HAVE
ADDITIONAL RIGHTS UNDER THE HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE PROGRAM IF YOU RECEIVE A SEPARATE NOTICE ABOUT THAT
PROGRAM.
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I verify that the statements made in the Affidavit are true and correct to thc bcst of my
personal knowledge, information and belief. I undcrstand that falsc statements hercin are made
subject to the penalties of 18 Pa. C.S.A. ~4904 relating to unswom falsification to authorities.
GRENEN & BIRSIC, P.C.
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Kristine M. Fnust,'ESq'uire
Attorney for Plaintiff
SWORN TO AND SUBSCRIBED BEFORE ME
THIS jrcl DAY OF JXttl11b{;l ,2001.
/Q.tbLU Ii. y, /~[Ct~:~UL-
Notary Public
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY.
Plaintiff,
NO.: 99.2335 CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
AFFIDA V(T OF LAST KNOWN ADDRESS
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and for the said County and
Commonwealth, personally appeared Kristine M. Faust, allorney for the Plaintiff, who being duly
sworn according to law deposes and says that the owners of the property located at 32 Scarsdale
Drive, Camp Hill, Pennsylvania 17011 are Defendants, Edward G. Ridolfi and Janice M. Ridolfi,
who reside at 32 Scarsdale Drive, Camp Hill, Pennsylvania 17011, to the best of her information,
knowledge and belief.
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SWORN TO AND SUBSCRIBED BEFORE ME
THIS 31cl DAY OF 'bue mb(1 \ ,2001.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY.
Plaintiff.
NO.: 99.2335 CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL EST ATE
TO: Edward G. Ridolfi
32 Scarsdale Drive
Camp Hill, PA 17011
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
on March 6, 2002, at 10:00 A.M., the following described real estatc, of which Edward G. Ridolfi
and Janice M. Ridolfi are the owners or reputed owners:
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ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL EST ATE SITUATED IN LOWER ALLEN
TWP., CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING KNOWN AS 32 SCARSDALE DRIVE, CAMP HILL, I' A 17011. DBV J-32, PAGE
376 AND PARCEL #\3-25-0022-125.
r'
IN TIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLV ANIA
CIVIL DIVISION
IMC MORTGAGE COMPANY.
Plaintiff,
NO.: 99.2335 CIVIL
V5.
EDWARD G. RIDOLFI and
JANICE M. RIDOLFI,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: Edward G. Ridolfi
32 Scarsdale Drive
Camp Hill. PA 17011
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County. Pennsylvania. and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SQUARE
CARLISLE, P A 170 \3
on March 6, 2002, at 10:00 A.M., the following described real estate, of which Edward G. Ridolfi
and Janice M. Ridolfi are the owners or reputed owners:
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ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN LOWER ALLEN
TWP., CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A
DWELLING KNOWN AS 32 SCARSDALE DRIVE. CAMP HILL, PA 17011. DBV J-32, PAGE
376 AND PARCEL #13-25-0022-125.
I
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The said Writ of Exccution has been issucd on a judgmcnt in thc mortgagc forcclosure action of
IMC Mortgage Company.
Plaintiff.
vs.
Edward G. Ridolfi and Janice M. Ridolfi,
Dcfendants.
at Execution Number 99-2335 Civil in thc amount of$91,140.72.
Claims against thc property must bc filed with the Sheri ff bcfore the abovc salc date.
Claims to proceeds must be made with the Office ofthc Shcriffbefore distribution.
Schedulc of Distribution will be filed with the Office of the Sheriffno later than thirty (30)
days from sale date.
Exceptions to Distribution or a Petition to Set Aside thc Sale must be filed with the Office
of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
This paper is a notice of the date and time of the sale of your property. It has been issued
because there is a judgment against you. It may cause your property to be held or taken to pay the
judgment. You may have legal rights to prevent your property from being taken. A lawyer can
advise you more specifically of these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LA WYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
Two Liberty A venue
Carlisle, P A 17013
(717) 249-3166
You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order
to exercise those rights, prompt action on your part is necessary.
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You may have the right to prcvcnt or delay the Shcrin's Sale by filing. beforc the S11le occurs,
a petition to open or strike the judgmcnt or a petition to stay thc exccution.
I
Ifthcjudgment was entcred bccausc you did not file with the Court any defcnse or objection,
you might havc within twcnty (20) days aftcr scrvicc of the Complaint for Mort~a~c Foreclosurc and
Notice 10 Defend. you may have the right to have thcjudgmcnt opencd if you promptly liIc a petition
with the Court alleging a valid defensc and a reasonable excuse for failing to filc the dcfcnse on time.
If the judgment is opcned the Sherin's Salc would ordinarily be delaycd pending a trial of the issue
of whether the plaintiff has a valid claim to forcclosc thc mortgage or judgment.
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You may also have the right to havc thcjudgment stricken ifthc Shcriffhas not madc a valid
return ofservicc ofthc Complaint and Notice to Defcnd or ifthejudgment was cntcred before twenty
(20) days after service or in ccrtain othcr events. To exercisc this right you would have to file a
petition to strike thc judgment.
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You may also have the right to petition the Court to stay or delay thc execution and the
Sheriffs Sale if you can show a defect in thc Writ of Execution of service or demonstrate any other
legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF
THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE
DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A
PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS
DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF
NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE
DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE
SHERIFF.
GRENEN & BIRSIC, P.C.
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............................... Case Information ......................~..~.....
k>cket Number: ] 01-01091~1 RIDOLPI, E GRBGORY an~DOLPI,
341 Meeting: 06/21/01, 12100 P.M. at location #50
Claim Deadline: 09/19/01 523(c) Complaint Deadline: Not Applicable
District: PBNNSYLVANIA M [District Code 0314)
Office: HARRISBURG [1]
Original Filing Date: C3/07/01 Original Chapter: 13
Judge: Robert J. Woodside J [AO Code A284)
Type of Filing: Voluntary Nature of Debt: Non-Business/Consumer
Assets available for distribution to creditors.
'.
Fee of $185.00 paid in full.
Disposition: Diemissed
Type of Filing: Joint
Closing Date: 09/20/01
Status Date: 09/20101 Pet. Diamiss.d
Information =a=aaaaa...............__..._.
--...........================= Debtor
Debtor:
RIDOLFI, B GREGORY
SSN: 182-40-7739 EIN:
Address:
32 SCARSDALB DR
CAMP BILL, PA 17011
County: CUMBERLAND PA [42041]
Joint Debtor:
RIDOLFI, JANICB M
SSN: 167-40-0965 EIN:
_a=a=_a=aa=_a=a=:=======:==== Attorney Information ==================.=====~====
Attornev for Debtor:
JAMES K. JONES
7 IRVINE ROW
CARLISLE, PA 17013-3019
(717) 240-0296
Attornev for Joint Debtor:
JAMES K. JONES
7 IRVINE ROW
CARLISLE, PA 17013-3019
(717) 240-0296
Trustee:
CHARLES J. DEHART, III
P.O. BOX 410
HUMMELSTOWN, PA 17036
(717) 566-6097
Trustee's Attornev:
None assigned.
Creditor'S Attornev: None ass~gn7d.
============---------====== Stat~st~cal Information ============================
Estimated Number of Creditors: 1 to 15
Estimated Assets: $100,001 to 500,000
Estimated Liabilities: $50,001 to 100,000
Receipt Number: 566825
IMC Mortgage Company
VS
Edward G. Ridolfi and
Janice M. Ridolfi
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 1999-2335 Civil
!
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R. '!bomas Kline, Sheriff, who being duly sworn according to law says this writ, is returned Stayed.
Sherifrs Costs:
Docketing
Poundage
Posting Bills
Advertising
County
Mileage
Levy
Certified Mail
Surcharge
Postpone Sale
Law Journal
Patriot News
Share of Bills
30.00
15.11
15.00
15.00
1.00
17.36
15.00
2.30
30.00
20.00
311.90
272.28
2S.ll.
770.48 paid by attorney
5.15-01
Sworn and Subscribed To Before Me
~~
R. Thomas Kline, Sheriff
By ~~S~
This //.,!!:- Day of I1-t....r
'"
2001 A.D. LJ._., a '7t/~dauL~
~ary
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I. Thc namc and addrcss or thc ow ncr or rcputcd owncr:
Edward G. Ridolli
Janicc M. Ridolli
32 Scarsdalc Drivc
Camp Hill. PA 17011
2. Thc name and address of thc defendants in thc judgment:
Edward G. Ridolfi
Janice M. Ridolli
32 Scarsdale Drive
Camp Hill. PA 17011
3, Thc name and last known address of evcry judgment creditor whose judgment is a record licn
on the real property to be sold:
IMC Mortgage Company
{Plaintiro
Meridian Bank, Successor in Trust
to Hill Financial Savings Association
35 North Sixth Street
P.O. Box 1102
Reading,PA 19603
Lower Allen Township Authority
120 Limekiln Road
New Cumberland. PA 17070
4. The name and address of the last record holder of every mortgage of record:
IMC Mortgage Company
(Plaintiff)
5. The name and address of every other person who has any record lien on the property:
Domestic Relations Office
P.O. Box 320
Carlisle, P A 17013
PA Dept of Revenue
Bureau of Individual Taxes
Inheritance Tax Div" Depl. 280601
Harrisburg. P A 17128-0601
6, The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
NONE
7. The name and address of every other person whom the plaimiffhas knowledge who has any
interest in the property which may be affected by the sale:
NONE
I veri fy Ihatthc statcmcnts madc in Ihc Allidavil arc Iruc and corrcclto thc bcst of my
pcrsonal knowlcdgc. informalion and bclicf. lundcrstand that falsc statemcnts herein arc madc
suhjC~llo thc pcnaltics of 18 POI. C.S,A. ~4l)04 relating to unswom falsilication to authorities.
GRENEN & BIRSIC, P.C.
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By:./' /t ~i-'l t.c~ -;1<-(.~
, Kristinc M-:-Faust, Esquire
Attorney for Plaintiff
SWORN TO AND SUBSCRIBED BEFORE ME
THIS~~AYOF~~"~~
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Notary Public
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYL VANIA
CIVIL DIVISION
IMe MORTGAGE COMPANY.
Plaintiff:
NO,: <)1).2335 CIVIL
vs.
EDWARD G. RIDOLFI and
JANICE M, RIDOLFI.
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: Edward G. Ridolfi
32 Scarsdale Drive
Camp Hi/I. PA 17011
and
Janice M. Ridolfi
32 Scarsdale Drive
Camp Hill. PA 17011
TAKE NOTICE that by vinue oflhe above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County.
directed, there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
on March 7, 2001, at 10:00 AM., the fOlloWing described real estate, of which Edward G.
Ridolfi and Janice M. Ridolfi are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF EDWARD G. RIDOLFI AND
JANICE M. RIDOLFI OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN LOWER
ALLEN TOWNSHIP, CUMBERLAND COUNTY, AND COMMONWEALTH OF
pENNSYL VANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 32
SCARSDALE DRIVE, CAMP HILL. PA 17011. DEED BOOK VOLUME J-32. PAGE 376
AND PARCEL NUMBER 13-25-0022-125.
.
.
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BEING the same premises which William B. Robinson and Betty Lee Robinson, by their
deed dated July 10, 1987 and recorded July 13, 1987 in the Office of the Recorder ofDccds of
Cumberland County in Deed Book Volume J.32, Page 376 granted and conveyed unto Edward G.
Ridolfi and Janice M. Ridolfi.
GRENEN & BIRSIC, P.C.
Parcel #13-25-0022-125
BY/~~
Kri 'ne . Antho ,Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, P A 15222
(412) 281-7650
..
occurs, a petition to open or strike the judgment or a petition to stay the execution.
If the judgment was entcred becausc you did not file with the Court any defense or
objection, you might have within twenty (20) days after service of the Complaint for Mort RaRe
Foreclosure and Notice to Defend, you lIlay have thc right to have the judgment opened if you
promptly file a petition with the Court alleging a valid defense and a reasonable excuse for
failing to file the defense on time. If the judgment is opened the Sherifrs Sale would ordinarily
be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the
mortgage or judgment.
You may also have the right to have the judgment stricken iflhe Sheriffhas no! made a
valid return of service of the Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you would
have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and the
Sherifrs Sale if you can show a defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE
IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE
DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A
PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS
DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED
IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (1 0) DAYS FROM
THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF
THE SHERIFF.
GRENEN & BIRSIC, P.C.
BY/~~
Kr ti M. A thou, Esquire
Allomey for Plaintiff
J
BEING thc samc prcmises which William B. Robinson and Betty Lec Robinson, by thcir
deed datcd July 10, 1987 and recorded July 13, 1987 in the Officc of thc Recorder of Deeds of
Cumbcrland County in Dced Book Volume J-32, Pagc 376 grantcd and convcyed unto Edward G.
Ridolfi and Janicc M. Ridolfi.
Parccl #13-25-0022-125
GRENEN & BIRSIC, P.C.
By~ ~L.t1/ ~ ,,/a/ ~
~~~:r~s;;;~c
Attorneys for Plaintiff
Onc Gateway Ccntcr, Ninc West
Pittsburgh, PA 15222
(412) 281-7650
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publlcltlon
UndotAr!. No. 587, ~ MlyI8,I02l1
Commonweahh 01 Pennsy!venll, County 01 DIUp/lInJ 18
JOSEPH A. DENNISON being duly sworn aceordlng to law, depos.. and lays: thai h. Is th. AlaI.
Controller 01 The Palrlot NewI Co., a eorporatlon organized and exlltlng under the laws of the Commonw'llIh 01
Pennsylvania. wllh lis prlnelpal oltlce and place 01 bUllnelS al S12 10 818 Mark.. SI"el, In thl City 01 Hamaburg,
County 01 Dauphin, Slale 01 Pennaylvanla, owner and publisher 01 The Palrlol.Newl and The Sundev PIlrlot.N.~
newapapera of general circulation, pnnled and published al 812 10 818 Mlrk.1 St".., In Ih. City, County and Slal.
aloresald; thaI The Palrlol.News and The Sunday Patnot.Naws were .slabllshed March 41h, 1854, and Slp1Imber
18th, 1949, respactlvaly, and all have been continuously published ever Ilnce:
That the prtnlad notice or pUblication which Is securaly aUached herato II exactly al pnnted and PUblllhed In
their regular dally and/or Sundayl Molro edlllons which appaared on the 22nd and 29th daY(I) of Apnl and tha 8th
'7. day(s) 01 May 2003. That nellher he nor said Company Is Inlareslad In Ihe subJecl maUer 01 laid prlnled notJce or
advertising, and that all ollhe allegations 01 Ihls slalemenlss 10 Ihe time, place and character of publlcalfon are
lrue: and
That he has personal knowlodge of the lacts aloresald and Is duly aulhorlzed and ampowered to venfy this
stalement on behalf 01 The Palrlot-News Co. aloresald by virtue and pursuant to a resolul/on unsnlmouSly palled and .
adopted severally by the slockholders and board 01 directors of Ihe said Company and subsequsntly duly recorded In
the office lor the Recording 01 Deeds In and lor said County 01 Dauphin In Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COpy
SALE '55
............................
Sworn to and subs
NOTARY PUBLIC
commission sxplrss June 8, 2008
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the nol/ce or publlcallon aUached
hereto on Ihe above stated dates $
Probal/ng same Notary Fee(s) $
Total $
224.10
1.75
225.85
Publleher's Receipt for AdvertisIng Cost
The Patriot News Co., PUbliSher 01 The Patriot-News and The Sunday Patriot-News. newspapers 01 general
clrculal/on, hereby acknowledge receipt 01 the aforesaid nollce and publication cosls and certllles Ihat the same have
been duly paid.
By....................................................................