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Home My WebLink About99-02364 PNC BANK, NATIONAL ASSOCIATION. Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY. PENNSYLVANIA : NO. 99-2364 CIVIL v. DAVID H. NAUGLE and THE UNITED STATES OF AMERICA, Defendants : CIVIL ACTION - LA W : MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY: Please mark the judgment entered in the above-captioned aetion satisfied. Respectfully submitted, Date: [DI2-1111 ::DZ~l7lL IK'dedebOhm, Esquire Supreme CoUrt ID #59012 2109 Market Street CampHill,PA 17011 (717) 737-3405 Attorney for PlaintilT PNC BANK, NATIONAL ASSOCIATION, : IN THE COURT OF COMMON PLEAS Plaintiff 0. v. : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 99-2364 CIVIL DAVID H. NAUGLE and THE UNITED STATES OF AMERICA, Dcfendant : CIVIL ACTION. LAW : MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY: Please enter judgment in the above-captioned proceeding in favor of PNC Bank, National Association, PlaintilT, and against Defendant, David H. Naugle, in the amount of Ninety-One Thousand Two Hundr:d Five and 17/100 Dollars ($91,205.17) plus interest in the amount of Nineteen and 09/100 Dollars ($19.09) per day, through the date ofpaymcnt, including on and after the date of entry of judgment on the Complaint and for costs and for foreclosure and sale of the mortgaged property. Judgment is entered pursuant to Pa. R.C.P. 3031 for failure to file an Answer on behalf of Defendant, David H. Naugle, to Plaintiffs Complaint within twenty (20) days of service thereof and after a 10-day Notice was sent. Respectfully submitted, SAlOIS, SHUFF & MASLAND Date: September 13, 1999 By: KIM. Ledebohtn, Esquire upreme CoUrt ID #59012 2109 Market Street CarnpHill,PA 17011 (717) 737-3405 Attomey for PlaintitT I hereby certify that a notice of intent to take a default judgment was forwarded to David H. Naugle by United States Mail, First Class, postage prepaid on August 30, 1999. The aforesaid notice wos contained within an envelope bearing the return address of the undersigned. The notice has not been returned to the undersigned as undeliverable or otherwise. A copy of the notice and Postal Form 3817 is attached hereto and marked Exhib' "A" and "B". 1 PNC BANK, NATIONAL ASSOCIATION. Plaintiff : IN THE COURT OF COMMOIlo r'LEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 99-2364 CIVIL : MORTGAGE FORECLOSURE v. DAVID H. NAUGLE and THE UNITED STATES OF AMERICA, Defendants : CIVIL ACTION - LAW IMPORTANT NOTICE TO: David H. Naugle 10 Mountain ROlld Newville.PA 17241 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN TIllS CASE. UNLESS YOU ACT WITIIlN TEN (10) DAYS FROM TIlE DATE OF TInS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORT ANT RIGHTS. YOU SHOULD TAKE TInS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 or 1-800-990-9108 Respectfully submitted, SAlDIS, SHUFF & MASLAND Date: August 30, 1999 Attomey for Plaintiff cc: Eric Krimmel EXHIBIT "A" .... >- "I (':; u; CO i"<:-: ., II:C; N ~~~ ~( { l""- ():.:. it: ~~' c'- -' ,')1;": .:~~ ~~ , ,n '~';~1 #", , ~ . I Ut' . f~ ..~ ~> t- ::,rJJ c_~ ',' ~ (1.. . C ..: u. m :::> C..! (J'\ U - ~ c' ~ M g ., :::J< ~:.;: ~ 0:::.. - (.) :.:: p,:(j c: ~~ 8[E: CJ -" ';;(fl r': .'1-;-- u c_ ri:~ ~t~.' ~ '. ~ Il :::> run.. F. -, ~ IJ_ en ::> 0 a- U J PNC BANK, NATIONAL ASSOCIATION : IN THE COURT OF COMMON PLEAS Plninliff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 99.2364 CIVIL DA VlD H. NAUGLE and THE UNITED : CIVIL ACTION _ LAW STATES OF AMERICA, Defendants : MORTGAGE FORECLOSURE IMPORTANT NOTICE TO: Attorney General of the United Stales 10'" and Constitution Avenue, N.W. Mail Referral Unit Room B324 Woshington, DC 20530 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING, At'lD YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 (717) 249-3166 i Respectfully submitted, SAlDIS, SHUFF & MASLAND Dale: June 30, 1999 . BY:'< / h -rJ l/J K'm-l M. l!edebohm, Esquire Supreme Court ID #59012 2109 Market Street CampHill,PA 17011 (717) 737-3405 _.." Attorney for Plaintiff cc: Eric Krimmel >- Cl ~ ~ .1 ~ (') -,. 5et: >- ~ ~:')?: ~~ :c --).... ~ ~ p,.;c.: ~ 1'1~ ".r.: ---;;- \\0 ~ .'.>U) "'- ~c: ..;r ~);~ '" (!: -12' ':\ \f) IV) UJ!.:. ~ _ 1.J..J ~ Yl -1l' :5 ;~)~ "- U; i=: .-; ~ -, :-j u en (,) "'-\ 0 0' ~ ~ ~~ ~ . .. Dt.lJrHIIl COUHT ; !.IIEHIH'~ OHICE r:!.Uf'tllPiCOIlNl, ClJUIO f.H.t: 'I H!II&iIH,,;r. I':. : .:,:: ('''fP''''C "'0'1 )J I, I. t.Q ,J" RECEIVI::tJ PNC BANK, NATIONAL ASSOCIATION : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY. PENNSYLVANIA v. : NO. 99.2364 CIVIL DAVID H. NAUGLE and THE UNITED : CIVIL ACTION - LA W STATES OF AMERICA, Defendants : MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY: Pleose reinstate the Complaint that wos filed to the above-referenced eose number. Respectfully submitted, SAlDlS, SHUFF & MASLAND Date: June 18,1999 By: i I M. L debohri1, Esquire Supreme CoUrt ID #59012 2109 Market Street CampHiII,PA 17011 (717) 737-3405 Allomey for Plaintiff @ -- (j.) ?..: b- .L - ~'.' ':=. cJ ,:.:) ..,.~ ~ !-! '. ).:~ ('~ , .-:.- - .j ,~)~ c- , /", , ~ q " ";-- " - ., .-,n (;":", ,-....1 -- /.: "~~~'\:'. .' - " Lel .-, '.;;.~ n- (."-. - , ....':: \'- <" -:y 0 (J' () PNC Bank, National AssociAtion VS. David H. Naugle, et. al. Serve. David H. Naugle No. 'll}-7164 rivi 1 19_ Now, 6/22/99 DltUDhin 19-, I SHERIFF OF CUMRERLANP COllNTY, PA do bereby deplltlze the SberllT of COUDty to execute Ibis Writ, Ibis deputDllon beln~ mlde Illhe request DDd risk oflhe PIDlntll\", ~~~,,~~! SberllTofCumberlDDd County, PD. ,- Affidavit of Service Now, witbin UpOD at by haodiDg to altested copy of the original the contents thereof. t9 , at o'clock M, served the a true and an d made known to So answers, Sheriff of County, Pa. COSTS Sworn and subscribed before me this day of 19_ SERVICE MILEAGE AFFIDA VIT s s . , PNC BANK, NATIONAL ASSOCIATION, Plaintiff IN THE COURT OF COMMON PI,EAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. of 1999 DAVID H. NAUGLE, and THE UNITED STATES OF AMERICA Defendants CIVIL ACTION LAW MORTGAGE FORECLOSURE NOTICIA Le han demandado a usted a la corte. Si usted quiere defenderse en contra estas demandas expuestas en las paginas siguientes, usted tien veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra suya. Se ha avisado. que si usted no se defienda, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. US TED PUEDE PERDER DINERO 0 PROPIEDADES 0 OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI USTED NO TIENE 0 CONOCES UN ABOGADO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 . , PNC BANK, NATIONAL ASSOCIATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. of 1999 DAVID H. NAUGLE, and THE UNITED STATES OF AMERICA Defendants CIVIL ACTION LAW MORTGAGE FORECLOSURE COMPLAINT AND NOW, comes Plaintiff, PNC Bank, National Association, by its attorneys, Saidis, Shuff and Masland, and files this Complaint, alleging in support thereof the following: 1. Plaintiff, PNC Bank, National Association, is a national banking association organized and existing under the banking laws of the United States of America with a principal regional office located at 4242 Carlisle Pike, P.O. Box 8874, Camp Hill, Pennsylvania 17001-8874. 2. The Defendant, David H. Naugle, is an adult individual whose last known address is 10 Mountain Road, Newville, Cumberland County, Pennsylvania 17241. 3. The address of Defendant, United States of America, is c/o Theodore B. Smith, U.S. Attorney's Office, Federal Building, 228 Walnut Street, Harrisburg, PA 17108 and Attorney General of the United States at lOth and Constitution Avenue, N.W., Mail Referal Unit, Room 8324, Washington, D.C. 20530. 4. On or about July 8, 1996, Defendant, David H. Naugle, borrowed from and agreed to repay to Plaintiff the sum of One Hundred Ten Thousand Dollars ($110,000.00) ("Loan"). As security for the Loan, Defendant, David H. Naugle, executed and delivered to Plaintiff a mortgage ("Mortgage") on that tract of land together with the bUildings and improvements erected thereon located in the Lower Mifflin Township, Cumberland County, Pennsylvania, known as 10 Mountain Road, Newville, Pennsylvania ("Property"). A description of the Property is attached hereto, made a part hereof and marked Exhibit "A". A copy of the Note ("Note") evidencing the Loan is attached hereto, made a part hereof and marked Exhibit "BII. 5. On July 8, 1996, the Mortgage was recorded in the Office of the Recorder of reeds of Cumberland County in Mortgage Book 1330 Page 225. A copy of the Mortgage is attached hereto, made a part hereof and marked Exhibit "Co. 6. The Mortgage was never assigned by Bank and is still held by it as a valid and subsisting obligation of Defendant. 7. Defendant, United States of America, filed a verified complaint of forfeiture in rem on November 10, 1997 before the United States District Court for the Middle District of Pennsylvania to Docket No. 1-CV-97-1715 (the "Federal Forfeiture Action") . 8. An amended warrant of arrest in rem was issued in the Federal Forfeiture Action on November 20, 1997 by which title to the Property vested in the United States of America by operation of law. 9. Plaintiff entered its appearance and filed a claim in the Federal Forfeiture Action as the holder of a security interest in 2 the Property on January 9, 1998. 10. Plaintiff sent to Defendant, David H. Naugle, notice of default and demand for immediate payment in full of all amounts due to Plaintiff under the Mortgage and Note on December 11, 1997, as a result of Plaintiff's receipt of notice of the Federal Forfeiture Action. 11. At all times relevant hereto, Plaintiff was without knowledge of any criminal activity which may have been committed by Defendant, David H. Naugle, which is the basis of the Federal Forfeiture Action. As such, Plaintiff's interest in the property is not subject to the Federal Forfeiture Action pursuant to 18 U.S.C. Section 981 (a) (2) . 12. Defendant, David H. Naugle, has breached the terms and conditions of the mortgage in that the mortgage includes, as an event of default, the "commencement of foreclosure or forfeiture proceeding, whether by judicial proceeding, self help, repossession or any other method by any creditor of grantor or by any governmental agency against the property." 13. Defendant, David H. Naugle, has also breached the terms and conditions of the Mortgage and Note, and is in default under such terms and conditions because he has failed to make the required monthly payments. 14. In addition to the defaults set forth in paragraph 12 and 13 above, Defendant, David H. Naugle, is in breach of the terms and conditions of the Mortgage prohibiting transfer of any of said Defendant's interest in the Property in that the Federal Forfeiture 3 Action worked a transfer of the Property to the Defendant, United States of America, without the prior written consent of Plaintiff as required under the Mortgage. 15. As of the date hereof, Defendant, David H. Naugle, has failed to provide Plaintiff with reserves or a surety bond for the claim represented by the Federal Forfeiture Action satisfactory to Plaintiff as required by the mortgage. 16. At all times relevant hereto, Defendant, David H. Naugle, was and remains the sole record owner of the Property subject to the Mortgage and the Federal Forfeiture Action. 17. Defendant, David H. Naugle, is presently indebted to Bank, as of April 9, 1999 in the amount of Ninety-One Thousand Two Hundred Five and 17/100 Dollars ($91,205.17) itemized as follows: Principal Balance Interest to April 16, 1999 Lien Search Mortgage Satisfaction Fee Attorneys' Fees $77,405.08 TOTAL DUE 9,396.09 40.00 24.00 4.340.00 $91,205.17 18. Defendant, David H. Naugle, also agreed under the terms of the Mortgage that in the event of default thereunder he would pay, in addition to the charges listed in paragraph 16 above, costs and attorneys' fees incurred by Plaintiff as a result of the institution of these legal proceedings. 4 19. The obligation owed by Defendant, David H. Naugle, to Plaintiff continues to accrue interest thereon at the rate of Nineteen and 09/100 Dollars ($19.09) per day, through the date of payment, including on and after the entry of jUdgment on this Complaint, and continues to accrue late charges, and attorneys' fees. 20. Plaintiff has demanded payment of all amounts due under the Mortgage and Note. A copy of Plaintiff's demand dated December 11, 1997, is attached hereto as Exhibit "0" and made a part hereof. 21. In accordance with the Homeowners' Emergency Mortgage Assistance Act, Act of December 23, 1983, P.L. 385 No. 91, 35 P.S. Section 1680.401c ~ ~ ("Act 91"), a Notice of Intent to Foreclose and of Defendant's rights under said Act was forwarded to Defendant, David H. Naugle, on March 2, 1998, by certified mail, return receipt requested, addressed to said Defendant. A copy of said Notice is attached hereto and marked Exhibit "E". 22. Defendant, David H. Naugle, filed an application under Act 91 and Plaintiff received a notice from the Pennsylvania Housing Finance Agency dated June 3, 1998, denying said Defendant's application for a Homeowners Emergency Mortgage Assistance Loan Pursuant to Act 91. A copy of the said notice is attached hereto and marked Exhibit "F". 23. Defendant, David H. Naugle, appealed from the decision of the Pennsylvania Housing Finance Agency denying assistance and Plaintiff received a notice dated September 15, 1998 evidencing the Pennsylvania Housing Finance Agency's affirmation of the previous 5 LEGAL DESCRtPTto~ -. TAX PARCEL IDI 1~-04'0391-009 ALL t!:al c:er..1iD tria Qf l&nd with ~ imprcvtmeau llIC'con c:ccud, silune III [.Qwt: MifIIiD ToWlUhip. CWJ:bWzld Coumy, p~ bOUllded Il:ld d~"Tl'lwd pur1lIZIlt to I SIlI'W)' of~ A. Hoo-i-......h. ~ Surveyor, dmd~' 10, 1971 u follows: . Bl:GlNNING II I nail in the CCllIer ot'TOWlISbip RDad No. 413; the:= by Ia.a.d now or fotmtrly ofGatnu!. v. HoOYC", SOUlh 71 ~ 40 minu\cs 11leconIU East, '24.90 feer to m inlIl Jlipe; thenc: by the sm:.I, Nonh 47 cIegr=s 10 miIlutcs 20 ltc.ocds Em, 4Q6.% li=t to m ircII pipe ill the =ur ofl Jl1==; tI:GIl:e by the ~ of sald strUm, the lbllowillg courses md c:ist.ml:es: SCUlll 34 deg:'MS 22 ".,;,.",." East, 80.89 fed:; SOIItll 66 ~ 41 ",;",..... J:2 l-"..A. East, 74.33 feet; North 69 dcgr=s 14 ",;"".~ 29 SCCOMs Ea.st, 62..98 feel; NCtth 84 ~ 49 mimttes 2.j ........~. Us!, 92.18 fzl!l; SOUI.h 67 d!grzcs 59 ",;",.." 51 ....."~Q5 Em, 120.11 feet; South 83 desr= 33 u:i=cs '7 ~"(l, .E.u:, 45,7-1 f=t; Sourlt 40 degrees OJ minu1e 30 secowis East, 46.48 feu; South 72 c1agrHS 14 ",;~"... :! 6 sccoa.d.s East, 170.53 lftt; North S6 de&r= 26 m;"'.... SO I"......".!. East, 15.45 fed:; North 09 dagrus 53 ",;"'..... 52 seconds West, 35.42 feet; Ncn!l &6 c!egr= 40 m;",.... 45 .....",.1. East, 60.04 fe:t; Soulh 51 ~ 061Zli:cutes 37 secana Ea.st, 33.43 feet; Nortl:l 09 dqrees 54 a:imlte:s 48 =lW East, 71.72 feet; North 89 degrees 25 === 43 =ollds East, 36.se Uet; South 50 desrees 42 ",;"'.... 33 lM'MA. East, 41.94 feet; North 56 de;::!eS 27lllimues 09 "'~~n.!. East, 52..60 fc:t; North 14 ~- 11 !::Iicl.:t= 54 S<<ClW Ea.n, 29.82 !set:; 'Nor..b 63 ~ 2.2 mimltes 07 =a.d.s Ea.st, 59.89 fi::t; SOUIh 80 ~ 10 minut= 18 SCCOlllU East, 130.65 f=t; North ao degne:s 39 "..;"..... 44 secoeds ~ 51.97 feet; South 49 degn:cs 44 m;","... 2S sec:ond.s Ea.n, 85.66 feet; 'NOl"'.h 64 degne:s 2S llli::ut::l 09 sec0nd.5 East, 44.S; fee:; South 63 degrees 21 ,..;........ 12 sec:>w East, ;0,00 feet; North 38 ~ 55 ",;...."" 07 s-dl East, 69.36 feet, North 86 c!egn=s 26 a:inuu.s 25 s=mds East, 107.87 feet; 'Ncr-.!l 57 dcgre= 13 mimltcs 00 .~".u E=, 49.65 feet: Solllll 4i degrees 07 ...;",..... 49 =cil East, 37.64 Cut; 'North 38 c!.e;!r= 06 miI:l..'tl:S 52 v.:'.n..t!, East, 77.62 f=; North 59 c!egrus 30 ",;nn.... 49 seconds .East. 114.56 floet; South 80 degrees 51 ,..,;.",,"1 35 =t:cls Ea3t, 104.56 feet; Nortl1 26 degr= 29 mm..... 27 ~ E=. SO.34 f=t; South S3 ~ 19!1limJus !2 seconds East, 27.02 feet; Scuth 20 c!cgn:es 48 tci:utes C6 5~ East, 27.77 ftet; Nero. 43 deg:r= 2J ~;."..~ 39 ...,.,.,~A. Ezst, 69.37 feet: South 65 ~ IS a:imtt= 44 """"~<l; E-. S8.79 f.ect; 'North 22 cIqree:s 07 mi",,,.. 31 sa=cls East. 44.40 feet; No;th 60 d~ 41 mm, IT "" 25 =nc!.s East, ~1.69 feI=; 'North &S dcgt= 4: I:1imnes 34 W""ds Ea3t, 39.4; feet; South 55 dcgrce:s IS ",;..,.."" 11 seeocc!.s East, 35..3& fee:; North 43 d.egr= 52 min'IT" 03 =ad3 East, 55.49 fee:; South 88 c!egr= 53 lllinuus 2S secctId1 &st, 5B.34 feet; NodI 60 degrees 33 minmes 59 """""A, East, 1 CO.5 8 feet; North 44 degr= 15 mim:rI=s 21 S<!"""", East, 29.61 fe:t; South 82 degrees 09 mi""... 18 se=:cls E.=, !IS.IS f-; Nonh 6S degrees 15 ".;.".- 37 secolllis East, 39.79 feet; North 88 degr= 12 ",;,."... 10 se=:uls East, 68.17 feet; Sc<:th 31 degrees 57 ...;,.",,"1 17 5e<:otlc!s East, SO.71 ""'=:t; South 50 dcgr= 00 m;'",'.. 20 seconds East, 86. 74 ~ th= by land caw or !tm::cly af Donald ~ I.eathe:man. Souo 23 deg:'= 17 ",;",,,., 05 s=Jnds East, 61.42 ~ to ill iron p.:pe; tl=ee by the same, SOUih 75 desr= 13 ".,;.., IT"" S 9 ~"nd~ East, 145.26 !i!et to an rOIl pi,.--e; lhe:cu by the same, North 68 ~~ 55 "";n,".. 14 ............~5.East. 104.15 rc= to & nail in the centrr ofToWll5bip Rllad No. 412; thmce by the = of 5aid road, South 19 t!eg:r= 56 minulc:s 31 =nds East, 250 feet to a nail; 11:= by the same, Scuth 17 degr= 00 mimtlel 21 =lis Ust, 146,62 feet to a ll4i1; t!l.c= by 1and5 now or fimnuly ofRDbert L Calaman, Jr.. South 58 degr= SI mimnes 53 =nds West, 843,71 feet to "" irt>1I pin; tb.= by th~:wnt, Solrth S8 degrees 51 mirlul.es 53 seconds West, 2S.2S ti= t~ an aon ~ ~ [&J~ p~ fB HI -p. Exhibit "AI! [E~-11-~~~7 ~~:~~ r:f..: E.:.t~ ~l~ ~Q~ ~1;; P.09 tb.c::lar by lIlId l101lf or fo~ ofFred.cridr.: D. AIW1l, South 61 c!Q'ees 41 mmm... 53 SCCQIIda West, 232.&2 feet to an inm pipe; th= by the S2IIl.e, South 17 cleJrea 21 rm"".... 07 SN.n'Jds iaIr, 474.21 r.c to I paim in the =a- of Pc:ansytvam& Eiahway F.ouu No. 997; th=::e by the =er at said RDad, Scum 56 cl.cirecs 21 "",""",c 53 _""A, West, 315.40 feet to & IlAil; tIauea by llI8 s.am.. SCNlh 52 ~ 39 "';"/1., 22 ICI:O~ West, 100.0(, f_ to I a.aiI; theD.c.c by the sallI!, South 44 degr= 00 mm.OTP1 SJ $&COeds WISl, 100.00 feet llJ a nail; th= by tile Wl1t, 50mb 35 ~ 57 mlm.... 53 se=lds W=., 100.00 feet to IIl&i.I; tha:Q by the JIIIIC, South 34 cIecna 02 mi=u:s 21IC:Cw West, 600.12 f_le.. aaiI; thc=: by 1=1 fJDW 01' f=iy at Ridlard L Diehl aDd Clyde C. NWliab. SouUI 17 dqrees 2S lIlicuIeo 55 KCCIlds West, 478.50 fa:t to an ircm pipe; tI1.c:zIg by 1and afth.1=, North 74 degr= 17 ..,;,."".. 21 ~cl.s War, 91.5.75 feet to an lrOll pipe in the Cdar of & stream; th= by the center of s.aid meam, the fDlIowmg CQIllRI z:d dimz=s: NcttlI 47 degrees 37 rm'"..... 02 S<<Ollas West, 22.10 r-; North 68 degrees 05 ,.";,,,".... 58 'e<v'ods W=. 55.52 fat; SOUIh 76 degrees 59 miI:uxes 12 ~nds W=. 144.66 fc:t; N0ltI14O dq:r_ 57 %llimJres 2S secoDd. West, 59.71 fee:, North 82 cIesree:s 14 ",;'""" 29 S-,,",h West, 42.18 fi:et; Soum 39 clcgrea 40 mi.,,".. 26 S_".At West, 84.61 feet; South 81 l!egr=s 24 mm.".. Q.4 ~.As West, 38.3~ feet; Norlh 02 deer- 33 rcimlteS 44 ~ West, 21.07 feet; Norlh 89 dqrees 54 mimltes 12 ser;;o~ West, 52.73 feet; South 35 clegrIes 40 ,..;",..~ 4.3 '~Qll6 West, 100.61 feet; Nom 72 degr=s 15 mim:tes 52 ......,fIll. West, 260.99 f=:; Nat"'.h C9 ~w 06 minutes 56 '--"d. West, 64.14 feet; North SO c!qrms J:z minIl1es 51 =llll.s Wet, 81.12 feet; Nottb 36 c!egr= 12 mir:utes 19 ~e<"""'~' West, 215.53 Fe.::; South 76 ~ 26 ...;,."".. 53 sc:ocds West, 68.83 feet; Norlh 51 ~ 34 ",;"".. 49 5el:=is West, 51.09 fc::t; North i6 deg:'!eS 12 ",;",""S 59 S-""A. West, 101.41 fat; Norlh 83 dqr_ 40 minules 11 sc::tmds West, 81.33 fi:et; South S4 ~ 10 ",;."..,... 16 se,,""A. West, 66.15 f=t; Nor.h 30 degrees 41 rm",""'" 10 s~,h West, 23.86 feet; North 00 ~ 56 min,,,.... 34 =!ld.s West, II.18 fi:et; So.tth &4 d:gr= 03 m;"'''" 43 =or.d! West, 21.71 fb:t to an irOl1pipe; th= by !aDd llCW or fcImerly ofElam S, F\she:'. SOtlth 81 degrees 59 mm.'t" 11 ......",~c West, 146.66 ~ to a point; thew! by land now or formerly of 101m M St"IM!" ilId othe:'s, Non.h 21 dcgr= 59 ",;"".,.. 24 SCCOllds East, 1,lS2.67 Ii:et to a poi:at in the = of Tawmhip Road No. 383; thalu by the =er of s.aid Road, North 66 ~ 23 min,.... 30 s-A. W=, 1i.56 feet:o a poi::t in the =er ofT~hip Road No. 413; t11ll1l511 ~ 1h& ...rTe',~ "j!. IboaA }ja, 1:3; tbBr= by the =-=- of said ?Dad, North 32 deg:ws 28 ,.";",,,.. 23 =1Id! E1st, 585.75 fo:: to 1M PI.1ICl: of BEGINNING. CONI..m<"I.'i'G 152,7516 =: and being improved with a dwclling house, b=l and ~. BEI~G THE S~~ P~SES vhich Fox and Fox. a Partnership composed of John H. Fox and Harry H. Fox, Jr., and cheir respective spous.s.~Deed daced July -SL, 1996, and intended to b. recorded herevith. grallte~.~~~~~~ David H. ~_uR:le. . --._..~~....~ ~ : f..':' : : - ; .. ..- ,-'~; ': .' ~ ;-...., .. . :.: PROMISSORY NOTE Loen Delil- "'altJrIt)'. AcWu/lt. 07-0&-11196' '07-1o-2OOlr. FWfrwIOCeS II'" t:'IiI' sheOtd IfN 1ft for l./1det"11.Ae 0 &I'd dO fIO'f II"'" h .,~ty C'f fttt:s COCu';';", 10 I Borrower: DAVID H. HAUGU ISSM: '~6001 ,. MCX.IO' AJH ROAD HCW'VIU...e. PA 17241 Lender: ,,",C _, .....,100I..... ASSOCIATI(lOj 4242 CNlUSU: I'IKI: CAMP.-au, PA '7'00'~74 - Pnncjp./ Amount: $110,000,00 Intern1 Rm: 9.000% Date of Hole: July a, 1996 _51;; TO PAr. ,""""... to ..., to PffC "ANII. ....TIONAL ASSOC''''TION l~'), Of 0<0<<. .. --.. ..--" of a.. LWtcd _ of ""tria. Ine pMe/poI ...0UIl1 01 One _cd Ten Tl>oUIInd , llC)'100 DolIOn (StlO.DOOJlOJ,1Ol101Ilet willi -.cllllll. ,a 01 '.ooo1l. M'"-- on Ihe unlMld pnnc:tplf ~C'f m,m......ty 'f ''", U41tft p,Qf In f'uI. The "'Scres1 r. "III nof Inc:t'tae lOGye 'I.Ol:IO"I". per PAVNSfT. I will _ 1l1J. 100 "'" thIl, My _ poymenl wUll>o duo on July 10. :lOOf, oncl WIll Do Ill' 111 prlnetPlf .., 1ft o<cnoed __ not ~I pold. PsynoenIs _ ptIndpol oncl __. In....... on ... Nolo . _ on I )S5I365 _ ..., ba.>a; ...., IS, by ~ h raflO 01 the .nnu&t ~ raS. ~ Iht I'lIJmber ot daY" 1'1 I ,.., ('Jl56 ~ 'e&Q )UfSl. "'LAIQi.ed by thlI outstandrng P"W"OCaI b&l&l'lCI. ~ Dy n. ad~ /\Umber of d.lys thI pnnc;:p&I baJIl'llCe IS Ol.utv'larrw. r..... PI'! lanOIt al ~'s ldO'8S$ shown I.bo-woI 01 II such ._ ~ OS ~""" moy """V..1o ., """'9 t.nilm ~ Igrw<j ... 'o<:,"a by ~.. 10... por.....ts .... Do _'ltd '"' /0 ~ unpaid ~l. the" 10 pnrcp.U, Ind any rematntl"'9 lmoun1 \Q any utO&ld C'OIIecton C'O'Sts ,nd lilt ch&rveL PRlPAYIIEWT. I may gay wlP.I~1 penally II Of a pc:rfOf'I 01 the lmounl awed Nf'Or rtwn it "duo. E&rty l)I~ WII 1'101, 1..INIts3 agrwd to by Lender In wnbng. leftOW me 01 my ~~ to eomnue 10 mait.t Q4~ un~ h payment scl'!ed".. R&met', lhey W'oII rDdlJOl tne ~ b&!a/"lCll c:.\Je &nd tnly resuft In m. rtlUJI'YJ Ie'lll'a" ca.,Tl'81"Its. DE1ALLT. I Wlll De In ~faU1lf any a 1M toIOw'l.-,g hID~ns: (a' I raJ to rn.aJc4 any o~yr:"1Qnt .'hgn du.. (b) I ~ any crcl"'\lSe f ha..... rnaoelo L..-. a IIU to CO<l'l>Iy with or '" oorla'm _ duo Iny oInor twm. CIOI9O""". ........nt, a eondlOon ""_ In ... NolO a orry 00_' rttalecf 10 th:s Notw, or In Iny 01,.. ~MtTIe11t Of 1011': 1 havv wtl'1 L~. (c:} Ally l'e'I)ft$e"'.abo.1 or S~fl'IliIrJ tN.dI 0( tvr~d to l..enoer by ~ (jI on my I)e.MI1lS r:us. or m&.51e&OIng ." att'f ma"naJ resOfC1 efhor new or II U'le 'me I'I'IIdf cr fvt~ (d) I dIG 01 becotne 11"t$GlfVt'nt. a recer.oer tI agpCllt'lted tor a!'r'f pVt of my prcce.~. I IT'.aJc.g al"l &S~menc for rtJe !)9re1'1t of cr~,", Of IJT)' Pf~ ts eo!Tl~ eMer by rr'II or &og.aJnS1 me una.r 1"1 ~-y or In~ laws. (.) Any C"Wd'.or toes Ie take any at try pt~ en or Il'1 wt'.cn :'t~ his . lien 0( S8CU1ty IC"'IIa'e5I. n.s irdudas . ~I'l",.nt 01 irry of my &CCounts w:th L~. (r) My 01 the ~ dII:scr"Oed In ~ha ~~ se;flon cccurs wrtn t1lICPQCt to &If'/ gUlJ'1,ntOt oflhlSNolIo. t...EHOm'S RlGKTS. Upon de'taut. lender l'T'IIy. af'aeof QfVV"lQ s.a:tl noti:e$ as reQ'JI'9d by AO';/b;.a.ble law, Oedata lhe r.-rbre ul"'lQllld pnnooal baJ;;anoo on thIS Nota and &II ac=rued unpaid Intel"est Il'TllTWdi:ately due, and then I will P'Y thaI arr.:)Ur'Il Upon dofat.ll. rcluding tUure to pey U(lon Mal matu'ity, lena., at ~ option, may &.!so. ,,~lft1\ed lJ1"ldGr ~ ... 11"C18UQ h ~,... on ~ Note to t!.tX:()1. pQt annum. Tha interest rate W'iU noC DCWd the max1lnu,on,.to pwnvne~ by~. ....". ~ may hn or pay someone ebc to ~O ccnect n-.s Nokl "I dO ng( Ply. 11&0 riI PlY LWlCW blat amount T1'w$ IrdlJdin, SI.lb,ecr to.ny m..a I./l"1der ~ taw, I..ender's &t'..cmeys' Jeu$ Ind Lander's ktgat ~1'lHIS ~ or not no... os s '""=L Indudl"9 s~"""'YS' .... ,nd Ioo&l """,r.scI 'Ot bo,*,~ .ra:oocings fondudOng """" I. m~ Ot vsala orry sLtomlllr:: ""' or JnIundIOn). 1;lpa.l:S, atlC &flY I~>>d ~::.t;menI c:ohcbon~. "not prWfbr1ed by appk:able law, I also'" pay any ecx.w1 coA5.. in adclticPn to ... othIr sums pt'ovldod by law. Ir JUdo~ III'fTNr'Dd In 'o..~bOn W'ICh Ihs Noel. in1lnst W"II'I c;on!In",. 1.0 ~ on tM Note after JudglN11l at thO e:ostmg .nter-est r," PfOY1ded fOr In IhG No.. TJ\t5 Note ha been ~.~~ to L.e1'I6er and ~~~ by Lende1' In !he c....__......nn of l'ennsyIYIIIlI. If u..e Is I ........,. I _ upon Lender', rcqUMl 10 submll 10 1I>e )U1lodlellon 01 1hc courts 01 ~O CounTy. 'ho Com.,.",..,..,lh of ~<l.~ lArder _ I ".,.", wolvtlh< rlghllo _Jury _ In IIf'/ -.". J.,g, or ..,_ b<oug"' Dy tllhor Lendef Ot... agMtSl1l>e o1hct. This Hole _ De govtmtd trt end c:cn&lrvcd in eecorcon.. wf1ll1hc low. of tne 0:>..__._ ...AI, of PennsytYrll&. RIGHT OF SETOFF. I grant to LeIlQer;' cont:'aCIu&l poss.gssct'y secur.ty In\er9:St In., and ""t'IOy &SSIgn. convey.~. pledglt, and nl"tS1er 10 L.ende' ~ my right. DUe L"td mtGtlilSl In and to, my J.Cl;OI.;t'lts -..,u, L.andet (wt')Ott'g c:t'Iedor'O. s.zvlngs.. Of SOl'nl o<hcr account), Inducting ~ 1f/'l"ll'td0l1 &I se<ounI& ~ )OOf'A.'y wllh somoooe .... I.a ;011 sc::aJl'ts I mo, ""'" In .... lvtuo"e. llXd~ ""-- &I IRA s'" l(eoq!o aa:ounts. """ 0II1rU$l accounts for wtuch the grant of a se:u1fY lfIbwst wOU'O be prohb~ try law. I at1l.,on2D Londer. to the ate."'rt ~d by &+lpUc:abMllaw. 10 ~ OC' setoff II svms CWu''9 Ot'\ thf$ NoIe aQ&Insl any and d such ac:counb. CCl.LAT'ERAl... ThIS Note is sectnd by. M~Qf C&Ie'd Jr;Jy 8. 1996, to l.e1'\OOf' 0(\ rMl ptot:O"ty located It'l CUMSE'RLANO Courrty, Common'N'Nltt'l of F'.... ....tt-..nIiI. IA the ..-",s, and conc:;ibonS ot whch &fW net'8by rnecrpc:nlad and tnede . ~ of thrc Nola. GEN2RAl. PROVISIOHS. Lender moy _y a to<o<> '._"9 ony 01 Its riQ/'lls Ot "'_ under ... Nets _ 1osl,'O!hem. I ond &rrr 0l1'er penon who SIgns. go.,.l2RnfeoeS ~ .nccn:.s tI'tS Note. to l:t1e ex1enl aJO"I'Nd by laW. WtMt pt'e'SCIn!~. dem.1nd lot payment, protist and nob:::e Of doshonor, Upon Iny C1WlQO In "'" I.rr", oIl1lCS Nole, IJld unleSS ~ o.<;mSSly staled In 'M1tIn<J. no party WI10 :s>grt>1T>is NQIe, __ El """"'. gUll'lJ"llot ac:::'OmmodaUon maUl' Q( ar.dcnW. shsd ~ roIas.ed Prom bob4t.y. AI SUCh p.arfIeS l';tee tNt Landar may.....-.ew or extend (~dty and for IfYlj ~ of b/T'l8) rl'lls lOin. 0' reIetS8 1rT'f partl C1 9~ntor 0" .conatcnJ: Of 1l'TlC&il'. taA \0 f'I:&JiZe IJPO" or periQe1 Lel"\dlel"$ see\I'Uy in1lnst rn h coaalel'&1: and ta.U any OlhQr ~on oeelT'Gd l"8C"eSS&'1' by lendRt W1tI'lCWJt !hg con:san1 ol or I">Otce 10 Inyot"1Cl AJ Sl.C'n parties 11$0 IQl"9G 11\a:1lander ma7 If"IOt3ty thrs IoafI 'flIltnout the cotlSt'f'tt 01 0' notce to &Il"fOM ctl8f mal' the party with whOm the IT'\OdlfQllon IS IT'.achil. If &fly pCJnon 01 ths Nate l5 fer arty lU$O(\ OQIOrmtned to oe u.....:T::r:e&.b1ll. r1 'MIl f"OC l"ect the e~ty of .arty other PfCMSlOr'lS of rt'lts N~. COhr~ OF.Il..OGM9<T. I HEReY IRREVOOSLY AI.J'THO'llZE />K) EMPOWER ANY ATT0F'1'oEY OR n<E PROT><QNOTAAY OA C~ OF AN{ COI.RT IN THE COMMONWEAL'" OF PENNSYlVAN..... OR ELSEWHERE. TO APPEAR AT AHV TIME FCfl ME AfTER... DEFAULT UOOER lHS NOTE ANO WITH 0F' WITHOUT COMPl..AJNT 1'l.ED, AS OF AN{ TEFUof. CONFESS 0F' ENTER JUlGlolENT AGAINST ME FOR ~ ENT1Fl!! PRlNClPAL'BAJ..ANO; OF THlS NO,",.oil ACO'IUOO INTEREST, LATE CHARGES, AND IWV AND AU AMOUNTS EXPENOED 0F' !'DVAN= BY LEfooOEI' RELATING TO ANY COUA,"RAL SECl.<<JNG THIS NOT; TQGETl-ER WITH INTEREST ON SUCH AMOV"""S, TOGETH,R WITH COSTS OF SUIT AND AN ...TT0F'''-'''"S COMMISSION OF TEN PERCEN1' 110'10) OF THE UNPAJO PRlNC1PAi. BAl..ANCS AND ACCRUED INTEREST FOR COLl..EcT1ON BVT IN ANY EveNT NOT LESS T><AM Flve Hl-"/ORED DOU..AAS ($5001 ON w><lCH JWGME,.,.,. OR JUOOMENTS ONE OR MORE EXEcunONS'MAY I$SLJE IMMEOlAT'El Y; AAO F'~ SO DOING. ~IS NOTE OR A COPY 0; THIS NOTE VERIFIEO ev AFFID....VIT SHAIJ. BE Sl.FF1C1Ep;f WAPRAN1'. THE "'UT1-lOAJTY GF\ANT'EO IN 'l-fiS NOT'E TO cor-FESS JUOGME~'" AGAlNST ME SHAI.1. NOT BE ElCHAlJST<D BY ANY El<EROSE OF TO'" AUTHORrTY, BVT SKAl.L COf',"fINLe!'ROM TIME TO TIME ......'0 AT ALl. TIMES ur<n. PAYMENT IN FUll. OF.oil AMOl.ffi'S OLE lJI'()El'l THIS NOTE, I HfRelY WAA'E ANY RIGHT I MAY HA~ TO NOTICE OA TO . HEAA,NG IN CONNECTlON WIT11 AU" SUCH CONFeSSION OF Jl,QGMENT AND STATE rw,1 ErTHER A REPRESENTATive OF LENDER sPECJFICAU" CALLED THIS CONFESS>ON 0" JUOGMEhi PROVISION TO MY ATTEN"TION 0=; I HAVE BEEN REp::jESENTEO BY IND€PENCE~ LEGAl COUNSEl. Exhibi t I'd" t'{;~-U-l;.;.7 ~v.,..., "!lAI.""" ~:~ ~6~ ~~2J P.Ol -. '-~I5-.5.iS"" 7'11 Fu. :.;:~;: .~ .~::"':-~ ~::CCIiO~i! 0"; -~;E-!.'-cis . '''"""r ..., CO . "'''--'~''J lIIITY'I'1. '-'71 ~ WHEN R!CORDeD MAlI. TO: ""C -.NATIONAI. ASSOCu,nON LOAN ~ CBrml P.o..ox U74 CAMP f&L, PA 11'CI01-II7. '96 JUI., B PM 2 01 SPACE ~ ms UICE IS FOR AlElXlRllIR'S US/! ClLT MORTGAGE THIS IS A PURCHASE MONEY MORTGAGE THIS MORTGAGl!! IS DATED JULY I, 1~, between DAVID H. NAUGLE, WIIoM Mldrea Ie 10 MOUNTAIN ROAD, NEWVlU..E, PA 172.1 (referred to bellow as "GrantDr"/; and PNC BANK, NATlDNAL ASSOCIA.T1ON, "'- address Ie 4242 CARUSlE PIKE, CAMP HIll, PA 17C01-187. (re~d to below" "Lender;' CRAIIT atr MORTGAGE. For __ 00__, GiMlDr grIIIla, borvoIna. ....., conny.. ~ ~ -.. __ and ,.....~g glllo~1I 01 G<a......n;hl. We. a"" _,n andla lha IoIowtng ~Il: _ '""'P"'I*IY,1ogotw wltlllI-.g ....~ - 01 ......, b~ ~.""lII'to Incl -, III ~, 11_. ...,.. "..._. and wlYI: II _ rlg/lIS 01 wr(, IlIibortot. ~ --. --. and IllPur10naras lha<wnlo beI""lllng '" I~ INdo _.....nt ....._. and lha _ Incl ..- - respect -..: II ..sllor. ...... nghls. ~ InclIlr1ch nghts (rdudlng sIa:k in _ willi cIlch ... m;allon righls~ and II - nghIs...".n.. and pooIIs 'vl"'ng III lha "'II ptllOOIty, includlng MlIloullnlllalloft 01-..... gas, ""' tt~".1 and -1lII1In.1oeIled in CUMBERlAHD County. Commonwealth of PennSylvania (the "Real Pmper1y"): SEE EXHIBrr "A" ATTACHED HERETO AND MADE A PART HEREOF The Real Property or its add..... is c:ommonly known .. 10 MOUNTAIN ROAC, NEWVILlE, PA 17241. Gtamc< ~ """llns 10 ~ all Q/ Gtant..... nght. lie. and 1_ ,n Ind 10 01 ..._ oIlha Prt90fIY and &II Rontl ltom IhO PIwony. In a~. ~;rIIlls 10 Lendet a Uti1om1 ::.."'_, Code socunty ,_ ill lha Pononll PrOllOrty and Attlls. 0EFl1llTTOHS. The IoIow1ng _ WU hi... the lollowtng /n8II'IngI ..... ....d '" IIlls Idcrtgago. Torms noI otherwtso defined In !tis M~..... haw tIw ~ alll1l>lAvd 10 OUCh Iorms In IhG UMom1 Ccm_ Cede. "II.......... Ie _ &mounll shaI moan amounts In lawful _ 01 lha Urnod _ cI Anw\:a. Ghnlor. The word ~ _no DAVID H. NAlJGIL The GtanlQr ~ Iht IIlOt1gogoo un<lor!ll1S "''"'-, GuarMlot. TI'oI wOf'd ~ means Incl rdudls WlIIIout ~on each and all at Iho gusrantcrs. suftes. and acz:om...odIlcn ~ ,ft co-. wItlllho 'ndOb_ Impn>,.- The word '_tnltrts- ....ns .nd ,_ _ut hmillllion a.l I:IlSllng and M= i_monts. bUIldings. Wu:Iu'es. - - a_ on lha Roo'~. _. adCloUCnS. _""'n1s and _ ccnsIrvcllon on tho _~, IUCltrs~ taL The word 'ndC1DCll'l8SS. tT'I8Ins .. prI~ and If1tDtwst paY'CIe under IIw ~ and .ny amounts ~d 01 advanl:>>d by ..... 10 cflsc:twgo ~ 01 Gte.... '" ...,."... """""d by l...... 10 __ ob/lgaIJcls oIlhnlC>' """"' Ilua "'or1goQo, IcgoIIler _ - on OUCh amounts IS """"dad .. Itis MorIpsgo. ~. The wad ~ _no PNC BANK, NATIor-w. 4SSOCl4TION,IIs.~ and assigns. Tho lO1lder ~ 11'01 /nCIflgaQM ..-Itis Mqago. .... - ~ Tho word "Idor1gago" ..". Itis ~ II"..., M~ be_ G..- and Lendor. and rndudos wtlIlout _ III - .._....Incl-=r.s1ty.... prlMSlOtlS rwlabng CO thO PIt>onaI Prll!*1y Ind RanIs. ~ .......,. """ - . . ~ Ill'( 0111>. _I - by IIlis Soctny Inrtumenl .. Ia<1lIo B""".. 10 ocqure IltIo III tho _ Prcpet1y, II'/s Secutay In:stn.n'nent 5twII be. Purd'CIIe ~ mor1Vlge under.2 p,s. $eQon atot,. Nota. The word -- mo"IS .... promlSSC>'y .- or crolil a;rw<nom daled Jut{ 8. '996. In the original prlnclpal amGlInt of $110,000.00 ~om Gn_ 10 le1ldor. !ol1e'''''' - III ronewab of. e>1O<'4l0n0 01. "'_bons 01. roManc:ongs Q/. c:onaoIdalons 01. ond &ubRtutions for Ihe ~, note or agrMrnenl "-- Propef1y. Tho -= "Ptvsonal Prccorry" mean II' eQUpmen1. blur"" Ind OlnOl ._ oIl*>onaJ p~ __ or _ _ by Gta_. and .- 01 - a_ 01 .1ftxtcI1o thO RoaJ Prworty; logolhor _ oJl accesslo... parts, .nd a_ Ill. III rwplaoemonls 01. and II .'~Clt.-.. lor. any 01 su;h property; and lOQllt/W _... pt_ (rnctudlng ""ncut 1_ II ""urll'lCe ~ and _ 01 ptM'iurno) ....... any SIlo ... _ dlspOSlllcn oIlhe Proporty. ",-". The word '!'roporly" moans coIlocb,", ... Roll Property """ tho Pononal "'_. ReaI~. The om-ds "Roll "'opatly" moan lha ptOlXlfIy, in~1s .nd nghll: doocnbod Iboyo 'n tha"Groll 01 "'or1llIgoo'_n. - ~ .t.. The - _led Docu"",...- moan """ Indudo _ ,_. &II pron'<SSO/'f nolao, ~ agree.......... ~ -- - _monls. pua......, -'""Y a_Is, mor1g00n. deeds 01 lrusl and II _ iI'IalnltnwIts. ago...".,...~ ~ w,.,... now Of IW8:anw e:d&tIng, ex:ecutod It1 conned4n with tr. IndObtednea. Renlo. The WC>'d 'Ronl>" -.-. o.l _I iU1d Ml.n rvnll:. ~. lnc:o"",...'R\:!!"- '071-. Pro!lls. Incl _ be_ __ ""'" ... 1'ropotIy. '1l00UJUUPASE ;G.Q Exhibit "e" ... .... ..... ...-,............- ntl ~ INa.l.IlIN(l THE ASSIOHMCNr Of RDlTi ",",0 TM! KCUR'TY INTDlLSI IN nil: IU!HT. ",",0 PIOJIIOIw, ~ ~ OlYOl TO R1:Ull! 1'1 PAYIIl'HT Of' THE INCmTnHF.SS IJ<ll III PfRfOlllUH(r Of AU OOLIGATIOlfS Of GIWmJ.. ~ nos MORTGAGE AIlD THI! R~m OOCIJMDITI. THIS IIOI1Tcuce IS CIVF.H AIlO ActFl'TfD Off n~ FOll.OWJNG TDUlS: PAY*HT NfO ~MNlCt, Unoll.............. p'o_ .. "'" """'_, C.._ ''''''''' '0 L.n....... ."'0""'" _....., 0'.... ,,~ a Cte7 bcomtl CioW. and "'" I~'Y Ptr'form .., 01 ar."b"1 obj~~o", ...noor "'" ...~ POS$II!SSIOlI NfO IIAlIfTElCANCl! 01' nil! PROPFJITY. c.._ _ ltlal c..",..... O",-on .nd '- oIlha PI.".,., ...... be -...., by.... -.g pro,.s.o..." - . - Uoe. Un'" ,... ....,., c....."" """ ........n ... P~"" .nd <onOo' oI"d .",..... .nd ....".~ "'" """"".M _ .... _IS ."", lha Pr1>pony. Duty 10 loIoInloIn. c..n"" ..... """n\l" "'" "'or>ort, 'n !U",""'." Col'd~on .nd poo"'." '*""'" all ~, ~"", 'nd -.,..,. ~ kJ presarw I~ vaJvt ......... -~. n.. Ionn1 'l\Ul<o.>1lS ......... 'haza,.out S<.Cllaroo.. ..~Poo.J" __.. IIld 'lIvu1lnod _.. .. _ WI II'IS "OI1;Iga. 11'4I ..... "'" S&mI "-""Q> I.l MIl""" 'n ... lMnO"""""" (n""""'-taI 1Iao9o.... Compons",,,,,. IIld ~ ~ 01'1180 .. .--. ~ U,S C. _n 9601, If seq, ("CERCUi. '''' S'_d Amon.l....1I ...d Aalu~."" Acl 01 1111I8. PIb. l. No. ~ rsAAAi.lha _clous Ma_ TraIl&P<<1Ilon "'" 09 U,S,C. _ 1101." seq.. lha"""""" ~ IIId ~ "'" 42 U.$.C. Soot... ese" If seo. or - IDpr_.. ala.. or '_aJ 10..., ,,,.... '" rogu'''ons ..oolod ......1>>"'10 any 01 n. ~ n....... 'lIaardtt'clII.on and --." IlHlrOCllJds 01 any bdlc>n _ Inff - c..n""."", _'Its 'nd lOItTl/1ls 10 lind.. lhat 1.1 Dunn; n. _ 01 GrlnICr'I_ oIlllo Pnloor1y. ... ta _ no -. __lon. ""''''1<1...., Ifo<rIQo. -~ OsposaJ, _ '" __ _ 01 any _douI _ '" '_try any _ on. undIr. -.. '" Oom ... Prcoarly; (b) 0raI00:w IIa no """""'- 01. or _ 10 -.. 1'-1'" _ _. _ u ~ ~a 10 IIId -,....., l".d try l.ao1GOo'.. -'''0, (II any ...... ga-.,on, "'"nWd.... .toroQo. ....tmn, dIIposaJ. ,-.... '" 1tQa_ _ ot any I1uanlo<.o - '" ""'*001 on. unw. IbouI or from Illo Pr1>pony by any p"", ........ Of ca:u_ ot n. Prol>arly or (i) any ......, or 1lYM_Illila'on or daI.... 01 any kind by any .....,n ...."0 to ""'" _: and (c) EJaoI u ~ cl1Idosecs 10 IIld I<l<,"'~~ by lencllIr In -n;, I'l - Grilli", nor lIlT .....nt. conraclo>. 19en' or 0",", &ulI>onmd '""' ot!lll PrOllOl'lY lhoJl -. _ 1IIIIl~ ",", "'~ ~OSI 01. QI - .n, .....,""'" "ala or sut>>lInoa on. u_. IOouI '" from the "'-'Y '"" (I) Illy ....... IChtly ..... .. con_ in compl.lnoo ""'" 1Il_""ab.. _. slI... .nd lcoaI 10..... togul&llo.. and ont,........... ~ng ..u!lovt _Don _ ..... r.;ufabcr.l. Ind 0I~n.ara:s descttbod' Ibo.... GiantOf' IlUthcnza llndw and itS .oems to Ill. l..QOl"I the Proper1y fO make IUCh Irlq, e' ..tt &nc2 lUsts. of GrIIllOt'1 _.nse, .. L.tndet ""y ,*,m IDpro_to 10 "-""n.no c:otnpla...,. d IIla PlOQOrty ,,1lIO lht _ 01 lilt Wo>1gage. My 1nac>ecIOI'I or - mod. by Lan"'" sn&lI .. .... L.ndor', =~.... ordy 'Od 11II/I not .. .....hJod '" ....... .ny _1<17 or ~ on .. PI1l 01 ~ to (hntOl '" 10 .ny ....... ~ TIll rapt_Lo,.... .nd ~.... conlllrod -" 111I _ on Ora"",,", dllO c:IlIIgance WI "'-'lgaang lha Plopo<ty "" hoZardOl/$ ....Ie .nd .....elot.o Slbs,",-, Gr""",......y (.) __ .nd "'lives any fuluoa ...,... IQIIn$l lAnw "" _mnrty '" =<lllb"'OI1 In IhI """nt CrlntOl _ loabIo "" ""UIl or _ cas1s ~ Illy w.ocII II..... and (b) _ 10 """'...."" 'nd !\old 11I1_ L..- _ Illy Cnd III __ -. iIOotolS, damC9aS, __ __ _ LenOIr""y dlwaIy '" 'ndo~ 'llSla'n or sul'er '"""n; fn1m . _ 0I1ll1s .....n 0I1loo "'Or1;Ige '" IS . __ d any usa. -..on. .....-.. afao_. ~, .-.. QllIIrMfened ,- """""'n; ...... '" Crlntet'1 ~P '" "'Ior,"", !Ill Pr~. __ or nolll>o SIIne was 01 Should haw boon .nown 10 c..nl",. n.. "'''''''''OIlS 01111" _n Of Ill. MOI1;Ig.. inclU"",, !Ill CIlIlQlIlon 10 Itldomnly. shall 'lnl'IW h! paymem :II !IlIln_,Od""", .nd ItIo SI-." IIId rlOOnVWylnoo 01 lilt len ot IhIa "'orlgogIll'd II\cII "'" be .- by t.ndor's aoq.-, oI.ny in:areslin ItIo Proparty, _ try _.,...... '" oI/lorMw, Nlltunce. Wasil. Gtlnle>' $IlaI nol C2UM. condu:l '" permn C1Tf tlU:SIrn not CO,""", _ or ........ .ny sawin; 01 01 _ on 01 to IhI Prcoerty 01 Iny ......n 011.... Property. WolholIf "..tin; ... _Ily oIlha lorogctn;. Gtlnt" Ml r,,, _. or graIlt to IffY _ I*lY lilt I1ghl to -IffY ''''bot."'_ (IncluclJ"O... and ;as). S.... g,...... or roex prcd<.cl:s _Oul... pror wntllIn =-rn oIlA'-, Reo,,,,... 01 ""prO-.. Granle>' SIIIlI nol oem....h '" -any ImpfM","'" "Pm .... Roll p,QClerty MIl'w1It1. pol'" _ ___ 01 landor. ..... CO_on 10 11'. ran>QVaI 01 any 1"l)l'OV\lfTlOtlls.L._ ","y roqu.. Gtlllto< 10 mo" ""'OQll,,~,b ""factQry 10 ~ 10"-' SUr:1'1I~ts ~ lrT'.C'rcw",-nts at If lMst 8Q\I&f vel..,.. LerxS.'s R1g1l1lo Enter. L.ndIr and ots IQGr'lIs and fllOIllSOn_ may....... upon :no Reel l'ICQO<1y at II _ _ 10 ClIet'ocl 10 lA___, _IS .nd to ,- "'" Pr.".,., "" PUrposes 01 GIan....s cornpl~nce IMtll .. ...... and COndl'_ oIlt'is Mcr1QlIga. Coo. iA - wt1h Conmmenlll ~ Granier $t\I! .rompty Comply ...u. II II..., onlinanoe:s, .nd tog_.... _ or _ WI CIoc:I 01 II -- IlAncnllltS cpp_ to IhI "'" or OCCU""'Y oIlha~. (lr._..y contest In good f&1lIo Itrf su:tl _. ~ '" ,"",\IlI1Ion and _11oId ~ d<n1g a.ny ...~.lneJudmg "'...0,..1&18 _ SO long IS Gran... III' _ ~ in -ng onor 10 <loon; SO and SO long IS, '" Len_. .... _. Landor" Intaracts '" .... Property IIV not jeoporcf-. lander""y ~ Gtanlor 10 pool adoql>>" secur1ly or. IUraly l>cnd. f'IISOtIIbIy SI--, 10 Lender. Co p",1ocI Landotll_ Duly ro Prolecl. c."nt",.groes -- to IOonOOl1 nor ...... ".._ .... p,opo<ty. Grlllla..... Co oJ' olll.. lOts. '" .dctlon 10 Illasa Ods lei Ia:1h lib.... ,n IIVs _n. "hi::" ~O'" ""' cr.r1Clor 100 "'" 0111>0 Prooortr .,. ~Iy MCISUIy 10 _ .nd ......... I'" PropIlt1y, ~ ON SAu; - Co..$CHT BY LalOER. LenClO< may, .1 ots opbon. -.. 1m_Illy d"" 'I'd .')'Rb" oJ SO""" ",",Ured by .... Mor1;aQo upcn .... Io&iI Of tTInstIt. Wltnouf me Lendn pnor "'nrten COl'tSenf, of all c:r any pat1 of 1M Real Prop~, or Iny '~esr In f7'Ie AeeJ Prooerty. A'"'sDt or n_ "'"'" :no tonYOyIl'Ce 01 RaJ Pn:lporty or 0"'1 righ'. ... Of ,_ lIIer,"n: ,,_ ie9l1. benofiC<ll or ....laOIa; whe!tw Vt/unlIty r:r ~ w~ ty g~t'lt su, d-..d. l/'$almanl $&Ie eontrw. !and C"C)('lb"act. eontrac:f tQr deed, Ioc:sehofd In!Brest Wlttt . IIm"I QrNI.tt' than Ihrw (3))'MI'S, i--, optlOt'! co"trad. cr by WI. lSSK3nmonl. 01 trms=. rJ .ny oenebJ In1Irltst I" 0/ !o iI'1y land Irl.rst hOldIng trUe to th8 ~ Prop.ty, cr by Iny ctfw methOd of conveyanes of RaJ Propert( lnl'8r8'st. fl any Grantor IS a CClrllor&tlo". partnll'1hlp or lu""~ He.bIIy company. tI'ans8 &ISO ind\.ldes any ~ ,n "'''''''''0 01 """. I1Ian .....nl)r-.'\vo _ (25"') oIlho votlnq "Od<. p""""",,, IllfareslS or ~ '""""" CO<Topony '-. IS the casa may be, at a"nfor'. I-low....... thIS opllon Sl'\I.I nol be sxercrsed by Lander" $UCfl CX8l"'C'l:Se 13 prolbbdecJ by ret:w.,tIrw cr by Pt1'1~ ~ AIlO uacs. Tha lo4owlng .r.......ns ....in; to ""'....... 'nd '''ns Otlllle Property.,.. port '" Ita "'~lo~133Q'lJct 226 P~,,"',L ~ sIlaJIpay _n due (ltId ,n oJ I_ pnor 10 daUnqUOllCYlall tu... PI)To/I,..... 'POOIl....... .. ..,4),,,,,,,, c:tIIrl/OS and 5e'WW ~ ChI.t;a ....-.00 IQalr1St 0' on &&::COunl of I,. Property. &lid shall pay wn.e" 0... &II daJrT'tJ for wOt'k den. on a' tor 5<<YCleS ~ Of matenal f'ur'rnsl'leod to the Prooerty. Gl"lnlor shAJ m&Jntaln the Propwrty rree Of 1111" haVlI"9 PI1QI'lfy OYe" 01 DQUIJ.to the tnterest cI Lender Ul'\Oet ~ MOf"tgage. e:x;eot fer the hen of taxes anc;f US8:5.Srnents not due. and exceol as ~ ~ I:t the foBOW'ing PMaQr-.,". RlQIrt To Confnt. Grantor mey WlUlhoJd pa~nf 01 L"y lax. assessmerrt. or dalm In connoc:1lon Mth I OOOd faJth dllputlt DWt t1'lIt 0bI\gab0n 10 j:;Iy 50 long as LendGr', liTt&"'Ost In hi Proporly Is no1 Jooparcftad. If lion IJl$8$ Of IS fikK:l ;as I rnvn 01 nonc-Yl'TTIInt. Grantot $11&1 within IftIen 115) CI)lS Iftel' tho lien &roes or. It a "-n rsl\led. wrttun Me.n (~5) ~'fS aftm Gr.nlor~" l"'ok;a of lhO f1MrIg, so:tH'tt the dr$cl"L4rOO of "",I..." 0' rI l'9Ques.IDd b)' lAt-.dw. dopO$H 'MU'I L.l"ldof CMI'I Of I suttielenf COl"DCrIIO SLr'.ty bond or other secU"lty Slb3~clcry Ie l..enQei rn &II amount,~ '0 discharQ8 I,.. 1lG" piUS any costs ttld .ttCf~' fMS or ofhe'f ~ lhI.t could ao;rvo IS . t'1IISurt of. ftreclO$ura Of c..aM ~ me Men In ___.__.....u._ (Continued) 40... _. '__ . j: ~", r ,,:,~ loan No - . -.- .. ~ t. . - . ~ . . ;" ;< ..:;0.::': .', ,:...... ~~~ r;r ~~22 F.O: 07-01-1 i96 Lol(l No MORTGAGE (Continued) Page 3 .A __ - - '/lp centest. G,.nb ~ <'r'fetld IfMIt Ind Lefl(ttt,lncf s"a11 WlSIy any l:f'tww ,UClQmenl befCrt .,,'01.:..,...,1.....,1'81 lte ~ Gran.lO" s,.., ,.,... Uf'lo. U In Idcitonal 0CI9M ut'IdW Iny ,~tt'y DOl"IO n.wfW'lP\td.n rrw ~ pt~. EYloenc:e 0' Ptyrnent. Cit.nIOt ,...... UOO,. OIrnand 'U"US~ \0 LlnlW Sl>Sfactol'y .l/Idff'C:e 01 ~~nt of tht lues 01 urassmtnts, and SlId ~ the 'P~1e QO~ or.'tdAIlo 0.,...., to L.1"IdIt II any m. a 'IIlJ'T'iftlfl NII,.".nl of !hi Ua af"ld &SSeSItl'IGnts ~l"I$I ~ "'-'"', - 01 C~. Grantor $lid no"" lAn<ltr '! Ioal _(II) .." ...... any ~"'" & com",,,,*,, .ny __ lit '''''''''0<1, CIt .ny ,...,.... &rI1~ to h Proptrty. . &tty mecNiM S De", """""""'1 Ien. 01 othIt It9I't COUld De &sse1Id on lCIOJunt of Ire wc:wtt. S8'V1::*. 01 rnUInIb. Gramer wtfJ upon fWQ~ 01 L.endff' f\lMh to l.J~ Idvlrw::a asura.nc::es s.aDstlcttry to Ltl'lOlt hi Orantor GIn .ref wa ~ thI COSi of ~" ~DWm.nt$. PROI'ERTY DAMAGE INSl.'tAHCI!. Tho _WlrO P'IMS/Ons ,....1'0 10 "'''''1'0 ... "'-"Y .,.. port ollt'- "'e<1QooI. ...,...-... 0I1nannco. Gra_.1\I.l P'<lCUI .IId ",.,_ """"" 01 ... ....\QI'OOO """ _d _did """191 .noorw....,", on . roploclo.....n. b.... "" ... ....., .....- YIlIlO ~ &II1""'_b on !he ANI Prcpttly ,n on ."..,U.. .......nl III .vod IPPIca""" '" .ny ........-nca do...., .nd - I olnlltd mClt19lClll do_ Ir! II"" cI~. ~ V4I be _ by """ ....UI'II,.". <O~ lnd WI ....h "'"" u ma, be /euonabIy ~ 10 Undor. tnn... _ _ 10 LanOe< <0>,........ 01 """"OI1rom ..." onsuror c:onlIiring . SlpUalon hI 00__ ..... nor Po .._ CIt _hi. wtIIlOI.C I ""'''''''" oIltwty (30) dIy>' PrlCf _n noClca III Lendet Ind ,." "'" ,,,", ~ 0 11ft ~ of ... -. loWly "" la,,,,. 10 QIYt ''''" nola. EICII ........ra:e poli:y also SI\III '>:Ule 111 onda1emenl ptCWlng 111I1 ~ .n IIYCIt 01 Leftdot ... nol Po '"'""'" WI any wIJ I>J In'( IC1, omsslOn at ClelaIoG of _ CIt I., _ porson. Should... Real "'-'Y ., .ny M1e l>eCDn'C IocaIoO in In _ dos<g".1ed ~, !no _ '" !nO ~ederal frnorgeoq ~ ~ .. . ....... IoocI "..,.,., -. ('".- - 10 oll1llln .IId ",.....,.., F....., I'locd I.....,."., 10 lho _nI .uch irolnnce ;s req..-od by lAndw ItlC IS Of - IYlllIbIo, lor :r. llrm1 at Ill. loan .n. "" I!>lIuI unpaid P<l~ boIIra:e 01 h loon. Of II'It n\IXlITlUm lorn! 01 COVItIQO IN! os '_ ..J-..I_MIS_. ~ 01 P_. GranlClt..... promptly ~ Londo< at In'( loa CIt aamago 10 ... PrtoortJ. L.ndIr..., make 0<001 of _ W _ .... to do SO wttNn 1f'l8G" (15) d.IyS 01 ZJ\II ct3l.dy. WtwCnlt Cf' not LtnOer'"Iscl61ty d IrnQIU'td,lender tfW'/.11 JtS ~". &DPty Dw ~ 10 Iho --.., '" h ,_ _nJ 01 I., 1otn.1Ioc:Ing I,.. PrtoortJ. CIt II-. _loralion Ind __ of.. "'-'Y, "Lo_ __ III ~ IN proc:eed:s to restcnbon and reptll', Gra.ntgr V\&I repu' or rtpiK:e tI'le damaged Of' o.strcyed ImprowtNnta '" . mIlV'lOl" ,,-r'- -.t I to LIndo<. L.ondw ...... ucon III:&Iac1ory pr(JOI of sue!> _. OIY" _ _ tom Itlo p<OC;ftds to< Iho _ COSI of _ OIl"1S1C1tWtIon , G"mcr tS nee m dltal.ll ~u~. Any ~ whctl....... t'IQ( ooen ~ wstn.n 180 dip....., a.r r-=opl &tW:f whcl't L...- .... no' Cll'TWl>lled 10 the '"""" CIt res_lion 0I1hO Proporty .hoJ "" used lIrs110 ~ I., II!1OUrI """'110 l.8nOot undo< 1hos UCtIQo;e. trwI to prepay ICC1UId 1t1teraJ. It'ld the rernalndlt, " .ny. 11\1I be.ll)pNd to thI pnt'lC!;)aJ bLl&ne8 of lte rl"OeC~....... It L.nder t\gtCS any pi ~ = I .:!1.after payment '" tun of the Indob~nes$. su:h PI'tlC8eCl:s ShI.I bt paxf So Gran1o'. u-,.e.,.d 'nsuronce II Sale. My _lid.......""" &l'lIl1.....'" lno bonafll 01, and pass 10. ... ~U'tNsI< oIlne Prcpttly =rod by..... McI1g&;e .1 any _'. ..,. CIt _ sale hold under II'It ~ aI UUs Uo1;IiQe. at 11 any _...... cal8 '" Sl.CIl ProOelly. EXPEJmrTtJRES BY 1.DCDER. It Gta.."ItCt tds to compy WIth any provmon of rtn ~, (1f tf .ny acftcn or ~ tS cgmmen::ed thai W'tAAd maIolWy ~ L..-'. InIO,_ In l!le PrtoortJ. Lendot on Granb'. Ill"'" >MY, but ..... not Po '9CI""" Ie. .... any ...on IhalI..anOer deems opprq:riale. "'" .mo....... IIIIl Lando< --. ,n so clcing WID "- _ II "" ... ~ lor Ir! "" No!>> Irom II'It dalllneurrod at PMlI>J L..-Illllle _ 01 ,-,.".." by Gt.-, NI su:h _..t LIndw't opOOn,"" (') be 1'0_ "" domand, (b) be _10 tho baJaI'CIO "'... - "'" be _""'0tlId omong I^.d blI _10 _ any ;ns_ popnonl$ 10 becomo _ Ounng _ PI Illo Iotm 01 '''1 I~. lTlS\Ql'Clt P*'t CIt (i) tno .........1'0 """ 01 ... Noll. or (e) bo _led IS . bdoon poymon! wtoch wi! Po d... llId 1>1_ .1 "'" N..... rnal1.<tIy. Th:s Mo1;aQa olIO ... secu<1I ~ymont 01 '-........., Tho rohlS o<<Mclod lor ~ !his ,Ao1Q' Ij)/l ..... blI in .ddlllon III 11ft _ righl$ Of any _ 10 __ L.onder ma, be enl1lod on ."",un! 01 ,... oelItA My."", ICilon bJ ~ snaI not be =nstl>>d .. wtro !no dolaull .. IS Ia tsar L..- !rem 11ft '*""'" 1N1 ~ cttoetwtso wotJ. hi'" hid, Gtlnlor's ~on '" LondIr lor &II SUCll _ 0..... """"" tho onty 01 any "'~ I<ndoouw l~ment. WAIVIAIfn': OEI'eJCSE Of Tffi.E. T'" _n9 ~ro"",,", ....tnilla ow"""~ 01.... ~... I pat1 Ollh& "'CIl19IQe. TIll. Golnb......... 1hI~ (') Gran"" I>oIdS ;ood 111. mort<Ila!llo b.. ct """,,,,10 ,.... Prcjlorty In ... ~mpIo, he ond door 01 II ..... _ en::umtnnces otnet INn those set forth In ttIe Roll Property' ...bv.. cr ", any ItIe lnIunl1'lClt poky, Dllo t'IpOrt, or ftn&! tIDe CIpV'IOC"l cSSUed tn ta'wor of, ar:d .~ by. ~enOer In eOl"lneCbon 'lII1th ttas Mo1ga;G..no (b) Granter hcs rN h.A oghl. PO'lWIt. and .u!hQnty 10 a.cutll and CIehot ll'is l.CorlgaQIlll LIr'ClIt. _ at TllIe. S;JQ)IlClIo.... _on In l!le _h aboYo, G.._ worranls and .. _ _d ... ... 10 "'" Prop<<ty ogensI ... __ ........ 0/ lIll pm<>ns. In tho _ Illy adion CIt pnx:oodlng b commorcod _ questoons GranIllr's no or .. .- 01 ~ ."..\Ns ~. Gr&Ma ...... _ rho ICIlon at Gronlor'l....,..... GtIt<or.., be l/le _ party In SUCh '" . 'II. blot '--- _ bo __ 10 ...- ~ tne prtICOllding .nd to be ~ WI '" pr'CCll<>Cio; by counsel 0/ ~. ..." ........ and Gran"" wII _, tit ..... 10 be -. 10 Lender Stdl """""'nl> .. LondIr _ '-'...... lmo 10 ...... 10 petm>l ou:h ponIc>palicn. ,. ,- _. Wlln t..n. Gr..w ~ IhIt ... Pr..,.ny IIld G..-, _ of !hi Proporty compl>es _ lIll _~ng oppOcablo laws, __ond """'"......ofg""""""'ntaJ.~. COtiClEJM.J<TtOH. The foDow1l'lQ ~ tMtmg to eandemndon 01 tn. PrOPtl1Y ... . part of ~ uOr'tgage. ,,~...., or Net Pr1xeed3. If..~ ~ Iny pari of thl Property is ~d by emnenl dornalt\ C'Jfocwdlngs Of by any proceodcng or I'1Jr""'J"<<$8 In leu 01 condrernnlDotl. l.Jm<W may alb ~on twQUI/'V I:t\al ad or I/T'f pQr'lon of lhe net Ql'o:::eods cl tI'lt 6W&1'd ~ IPpJIQ(lIlo the Inde.otedness cr me te()&II' 0' res1or'a&on of the ProporTy, TNi nGt proeeods of the IWltd $h&I m....n the IWl1"Cllfte' P3yrTle'f':1 of ;II actus! cO'Sts. CI:Q)e1'l$e5. and aUcrr.eys'tees JOClllTed by Lander in connection wtItl the c;otldetntwtion. P'rocee<Iln;t. n any pttlCOOdong III _".bon & Ne<l. Gra""" >hII ~ notify Le1'>det In _ng, In<l Gronlot .naJJ ",ompIJ Ial<. $UCIl s1ItpS IS mAY t::. necessary to dote1'Id h actIOt'l and obtalfll". award, Gtantor m:ay be the (lomnaJ party lr'l sLCh p...--td.lQ. but ~nder 51'\1II be enIIect to paaopafo In the prcceedng and to bQ rwpresented In !he po ~ ow by counsel of Ibi own ctlOlOG. lInd Grarrtot ri dIJrotoe:r Ol" c::aLlSCl to bOclel_to Londo< oucll imlnJ",,"1s OS may blI roq_l>J.tom brno 10 bme 10 ~ Stdl p__ IIII'O&ITIOIC OF TAXa, FEES AIlD ClWlGES BY GOYERNMalTAL Al1TllORIT15. The ""''''''''11 """,",ons ""'no to _'"""1II1&xws..... ond c:hr.Ioo &I'll . """ " .... U_ CIInen1 T-. Fees _ CllarVOL Upon roq_ by ~. Choler.1Id ........ """. cloC\Jmonts In _ 10 .... Mor1gIgo at>d laM _ 0_ ICI>on IS JeQUOSfeclI>J La""'" to pottoc1 and _.. WW. _ on .... AoaJ Proc><<tY. _ snaI ,,,.nlll"" Lo"""" "" all -. OS da<nbed below,1cQOlhor _.. _ n:un'8O in fICt>1.iog. ~ at contInuong'" ",_. Indudng without imlldon III _...... d~ ...~, ana __lor ~dlng '" "'9'Ilor>ng ... "'O<1QaQI, TI:lllN. TN IcOowtn; sJ\&.II ~ !&xes to when 1h13 sectIo" 1ppUa$: It) 1!I speOfic tax upon ths type 01 Mortg,Ige cr upon aJI 01' any p.art 01 BOu1.1330rAGl: 221 t€,'-1l-1?~- J~:~-l 07-ol1-1l19ll 1..cHn. No Fr..: E..:t.. MU"IU~UC (Contlnued) ':'l~ ~<:;~ -::::.z P.\J-l "Iga 4 ~.~ --- .~ :€':-;~-;:.;." .~';.:~-~ t:.,,: C."W ::'l~ ~~. ,: ~7'" ~ '-, . c. 07.,oa..l996 tOIlll NO MORTGAOe . (ConlJnu.d) P.1I0 5 - ~ Rent&. ltt'IC:., sl'Id hive U. f'9M. MU'\ovI nooc. 10 Grlnb. to tD..t p~ ct lI'II Ptoper'tJ Iflid'. Wfth 01 WfI1'Iout f.IIu P--"~n of "'" ProI>tny. 10 COIoc1Ine Iloob. U'ClIIO>>g ._ pasl duo .no unpaJd, and IPIlI)' .. ...1.,_ .... .M .- lMI0W'1..." I9I"'Sl .... Indob_, In lurthonrc>o .. I"" "lIn~ l_ ..., "'lUtt an, loNr1I or _ .- of tho ~ '" ....... PI"""" .. ..... or ;... _ donocOy to~. n..... Rontl 11'I ""*'"<l by l._, lren O..n"" "_I)' dtIlQnaJoo l..- IS en...... ....""..,...,.... to ._ "'""""""II _ .. po~ _.. .. ,..".. of Gtonlor ItId to negoOIIt .. ..". and _ .. 11I_ Po"",,... It .- .... to L....w .n _.... '" ~'. CltNnd ....... s&llSIy .. 0ll0gt1lons .... ....... lllt "'Y"** 11'I mode, _ or nol any ~ ~...... demlno _ Ltndtr.....y __lis "lints u_IIU.~ _In _. by .goon!, 01 ""ough I ,__, AppoInl--, IAn......." ......lllt "lI"llO...... I _ oppoInlod to _ ~ ..., of AI or any port of.... "'-"._.. P_1o ""- and ........ .. Pr-"t, to """"'''' .. """""., _tog _... or _. and 10 _ .. _...... .... Properly""" IIIP/Y IIlo ..-. ........ .nd .- "".... of .... _Np, _>WI .. h.-lodo..... The _ ...,. _ W11hol.< bond ~ pomdtd by Is.. ~I 'Vhl '" .. ...""_ 01 . _ .... -' .......,., or nOf .. IlIPI/1It< VIII"" .. lilt Properly _ ..... 1__ by . su.bSW'lUl amounL & mpla)'lTlll'll DY LenOIr II'ld nol drsquallfy I ~n from ...-.,ng zs . ~, - F..-... L.tndor..., ClOwn. Jud_ _ IorlldOSltog OrInlor'. _ ,n AI Of'", port ..".. P!oporly. P , .1 DIllie "'-'Y. For.. OUll>_ Of ptOCUMQ possas,on.... ProI>tny. ennlot _11.Cnotum and ...~"", any &lIcr..., of any court .. rw:ord in IhI ~ 0/ PtMsym.... 01 _...., IS .Ilomty lor __ and II """"" dI/tnrng u.- OIl1Y011gl1 Lender. lO SlQn an _nl.... '_"0 In .n, oompolIonl COIOl.n '''''''''blo lC1Ion In ')1;<1 ,~n'''''. '~, 01.. Prq>o.ty and 10 _.... and conIess JU<lg-" IQUSl GnImor. and _nol AI ......,. ""'"'1'9 undo<' or II1r<lugIl Gta_....... ~ by Ltndtr 01_ t1I file Proporty. _out .ny ...y "' aoc:uton, let ........ u... .._, 01 I ccp, "'lt1S /o4alQIoI _ by .lIdtw. INI .. I wlldenl ...ITItI; """ ~ . wr1l 01........,., ..., be ISSued iorthwIIII, _oul."., pnor W1ll or or-.; wIII_. Nonjudicial Sole, W P<m'illtd by ....able ...., Londot >N, _ Oi......... .....1&1 on AI or .. any oortOflllt PlnoNJ I'r-,\, or Iho _ Proporty by _,_ ...., DIA.Jo...c;y Judgment. ltndt<..., OCwn I ludgtnonl 'or .ny dOftc:ooncy ,"","",ng on !he loo:lebled'- "'" 10 ~ _ opg6callon 01 III omounts __ from lIlo __ 01.. "Wilts p""'dtd .n lt1S_n. T...-y II SItIleranco. W Gra_ .....ono on p_n 0I1ho "'Ol*ly _ file PrtIPIftt II sold .. p,ovQd .- 01 L..- ~ ........ - 10 005_ 01... ~ UIlon _iiI 01 Oranlar. GnI_ ..... ........ . -"'1l_>1C'O .. Ltndft OIlllt P""_" .. Proporty Ind ...... .. Lon"'. _,.... (I) Ply . ......_ IPllIlIor "" .... t1I .. "'-". or (0) YlClII ".. PrOQOrty ....--, \.1>011 lIltdemlnd 011.1'-, oa.er R... 'fr Londe>' ,"" ....... 111 "'''''' ngnts Ind _lII pro.nded .. .... "'ort;II9ol Ct lilt _ or 1_ ., law Ct In 1QUly. - Ofllle~. To"'" -...I _ by eppllcablo laW. Gra_ IIonIby _ IlTt Ind III tIgH 10 ....... IIlI or-'\' _, In _ oil ngnts .nd ...-. ~ ...... "" Iroo Ie MIl .. Of ."., pIt1 '" .. Properly '-""" 01 MPInlltly, on 0... .... '" by SIll..... -. Londer sIIIJI bl ._10 bid II Illy plbloc Silo on AI or my portl." 0I1IlI ~, _ of Sale. Lendor _ ~ G.._ ....onabIo no/lco of IIlI .".,. .no pIoconal "'Ol*ly or '" ".. lma .,. wtlicII I'" prrr.otl .... Ct _ ~ ~on 01 Ine Ptr10nal Prtlptr1y Is 10 .. modi, ~ __ requqd by __ tow, _ oollooo ""'I "*" """"" g....n ., as! len (10) de)'S ........ 1NI .... "'.. .... Ct dlsposllion. _; EIeelIOn of ~ .. _ b, In, porty oil brttd1 oil pr-., "'II'G Mor1gage SIlII not conA1uIlI . ..- '" 01 P"IIU'- .. porty'. rtgIllS othtroi:st 10 _ s1no:I __ WlIh fIlel pro"""n '" .ny -......-n. _ by Len6tr 10 Plnuo .'" "'""'" .... not -""'" purWt 01 Illy ""'" _. and .n _n '" ",.... expondrtunos '" tLI<a _ 10 perlorm an ObigIllOn 01 Gtllllor under lt1S Mortgage after lUll. r:I Grantor 10 I*'fcnn sND not .tte::;t Lender"3 nght to dICIatw & ~un lna t:X8r'ds81f1 rgrnedil:s under Ihfs J.4crtg'1ge. ~. Fea; ~ ~ I.Indor ."'_ I"., lUll or ICtiOn 10 on1=- .n, 01 file ......... of tho Morl;a9t.l.tndtt.'-I .. .n~ 10 ........ such sum IS the court may .di~ rasonacfe IS Irtc:I'nwr'S' tees II lnIJ and on any AP*. Whetrw or not In)' ccc.m &dIoo IS wtYOlWd. aft <asonoblo __ oncurrwd by Lon"'" IIlaI ;" laI1dot'1 op,ruon ... _ II any lima let .. ...- '" ots 1_ 0I1tw onklr<:Omt'" 01 lis ngIlIs sI1.II1 beCO>1>t a part "'.... In_l8d__ ",yablo on do...."" and ..... but _ ""'" lllt _ "'_ndIlort """ _ .. I". ..10 ~ lor '" lIlo _ ~ """"td b, lhls ....ag'...n Include, ",lI1oull_. n_ RbJOCl '" .ny _ un"'" ~ tow. l..Indln IllcmIys' .... IIld L.tnder'. ItQIJ __ .._ Ct no< "*" " I lawsUt, ircI~ ~' _ let bankrupt:y PI-'VI (ltldUOng ofIor1s to mocJty '" ...cale I"Y lulomttc SlIy or ..jundion). ...... and .'" anCiOp&lod .~ _on _ .. CO$! 01 IMId'<ng ..,...dI. ClblIinlng "'" rwports ~ncludit'Q _ reports). SUN9)'Ot5' _. and .........., _ and IlIIe InslRla. 10 ... ....01 .-",,"'<1 by ~Io law, ~ _ "'" PQ Illy a>Urt cosll..n I~:O AI o/llor...... pIlMdtcI by Isw. NOTICES TO ClIIAIITOR All!) OTHER .ARTIES. Unless QlIwtwiso ..- by __ low. I"Y noIloI ...-1Ns "'o<1qago INI be In wnlong, ..., "" be MOl by _... and..... be""""'''''''' _ --.d. 01"_ _ _ allllionlly noccgnlZDd ovtrnlgI'II CO..... or, d _. _ .. _ _ ...... dtp_ on hllJn/ltd _ _ llrII ....., _ or ItQlSlnd mIi. poslagoo .....-s. _ to .. __ "-n '*' ll1e beglnnlng 01"'" MortgaQa, My pII1y moy changO III "_ let """"" u_ lI'G M~ by ;._ ...."., _ .-. ", Illt _ ......, Ipedfy\nQ hlt'- P<>'POII 01111I ..... .. III chango Iho patIy's __ ~...... of nollceS oIloreelo'lL" '""'" "'" "- of any INn whCtl has pnonty QYOl' IhC MCl'1gIge $haJ ~ ~nt to LAnder's address. as shown near the ~!ntYng or Un MOttQIQe For nCl4ll:e P~. GtaIlIOt _ to k_ Londo<' ,_ .t all ti..... of Grattlot'. cUfT1'nl .-. SIJ""'" I '''EOU& PROVl$lClOlS. Tho follow1ng m~ ......._ tit . ptt1 of INs ~ M_........Is. Thcs J.A0r4gage., loQ8!hor with any RNfItd oocurnents. ecnstiMeS the 0f'C'W unCHrstandu-.; Ind ~ of the pnes as b the manor. ..I ""'" in "'" Idor1gago. No.-non 01 or amend"",," III ..., "orlgIgt ""'" be _ ........ ;Ntn ;" _119 and ,;gned by !he pItly Ct parties sougllt to .. ~ Of bound by I"" ..'ltnIllOn or omondmen!. App/1 ., ~. T1IlI ~ loa -.. oellv_ '" ~ ...., eecepted by ~ In tile c-_ of Ptnnsytv.,1I. T1IlI ~ _ be 110- by ond _ In aa>onIClCe _ !he __ 01",. CcmmOl'........ of PennoyI.-. CtfllIOI1 _nllL Call"'" tload<n(JS In """ Me<1_ tit fer eon-'tr'ce ptJO'1>OS8O aNy Ind .... not to be used III Inlorpra1 '" _roe Illt .........."''''"...._, ~. There WJI be no rnclIf';.r Clll'lg It11lllraSl Of .... ~ by tr'I$ "'0l'1;iI.QlI W'I(h any other In__ or osta. I~ the P'rcl:*1Y.: any ti,.,.. IIeld by or let ..... _0I~",* in any~. WllhO<Jf the _consent of~, ~._.omty. rr. court d ~ )urtSdlcton finds any prOYl$AOn 01 fh:s Mcr1t}eQG 10 be rnvafid or u~ as to any person CIf ~. ~Ul;tl finding VI&! ncI tWlldel" tl'at proonSlon If'IVaIId c:r unemaC8&ble as to arry ottw perwrcs. Of elrcUm:5b!:nce$. I'~. any lucl'l of'fw)(lIng prc~on IhaI be doG.-n.d ICl b$ rnodffled to be WTthrn!he IIT'Ib of ~ OC' vafiOty; 1'ICWtt'V8r. il' tha cnenctng prt7VtS/OO cannot be &0 <n<><llfiod,"hAll b. .....,..n.nd.."""" "'......0.... 01..... "''ll/Il'ilI!'" I! lll1W_ ohtJ _ vahd.nd_. aDOk .Lv..U rAtiE ..t:,.:;J ti:':-1l-1;.;.7 O~:~.7 ;..~: E..:..r. ~l~ ~~~ ~~2~ F.08 LECAL DESCR1PTtO~ -- ;AX PARCEL to' IS-04-0391-009 All. t.!:al GeI"'~ tl'lCt of land with tbe improvcno:lu LbC'ccn erected, simne in l.cwv Mifflin To~ Cwz:be:Wld Coumy. p~ betmded and Ae5~ pur'SlIallI. lD & ~ ofEuieae A. ~ho........~h ~ Surveyor, dmd ~'IO, 1971 &.S follow:;: . Bl:GlNNING it a IW1 in the =cr of Township Raul No, 413; the:1c: by I&Ild now or farmedy ofG=tNd.o v. HooYC:", SCI:%h 71 c!egree$ 40 "';"''''-' lllocon.u Em, 524.90 feet 10 m irc.n pipe; thee: by tI:c s=a, North 47 dcg=s 10 lIliml%es 20 seconds East, 406.9'3 li:et 10 III irClI Pitle in the =ter of a ==: m- by the = of saUl !llUIIl, the fbllowWg caunes mil cisuna:s: South 34 des:- 22 ",;,.",... E&st. 80.89 fed; Sollth 66 de;;rees 41 mm."P'C :z2 ~~"A. E.ul, 74.33 feet; ~or..h 69 dcgJ= II, "';"'of.. 29 secoais Eut, 62.98 feci; Ncrth 84 d.egn:es 49 mimlres 23 ,-". Us!, 72.18 fee!; SOIIl.h 67 ~ 59 mil:utes 51 seen"A, &st, 120.11 feet; Sol:tl1 &3 ~ 33 a:i=es 57 _<:>nA, E.ut, 45.74 Cut; South 40 degrees 01 minute 30 secollds East, 46,48 tea; South 12 degrees 14 mimJus j 6 secoads EASt, 170.53 1ft!; North 56 clegrc:s 26 l"';""'- SO I~,..,.,"A. E2Sl, 15.45 feet; Nor.h 09 degrus 5J mm..... 52 secCllldJ Wesl, 35.42 fee!; Non!! &6 dcgrc:s 40 m,","" 45 seconds East, 60.04 f=; South 57 deo;rees 06 """'''es 37 s=mds East, 33.43 feel; North 09 ~ 54 miml1es 48 =cads:East, 71.72 feet; NorU 89 degr.... 15 =i=es 43 oceoads ~ 36. Ie Icct; South 50 degrees 42 "';f1!"P< 33 ....1'\~A. East, 41.94 !eel; North 56 de:;rees 27 !llim1Ies 09 IPM"A. East, 52.60 feet; North 14 clegr~ 11 "';...,,~ 54 s&colllls Ea.lt, 29.&2 f=; N01"'..h 153 d.!grees 22 mimlles 07 second.1 East, 59.89 fee!; South SO dc;r=s 10 mimttes L8 =nd.s Ez5t, 130.65 feet; North ao cIegrec$ 39 "';m.... 44 5eCQlllis ~ 51.97 ~ South 49 dcsr= 4.4 mi...,,_ 15 seconl!.s E.ut, 85.66 feet; Nol"..h 64 d~ 2S ::Cut= 09 Se<'""n. E.&st, 44.5i fu:; Sout!l OJ degrees 21 "';""'P'C 12 s=>%!ds E.&st, 90.00 feet; North 38 d.cgr=:s 55 ",;",.."" 07 ~.u EISl, 69.36 feel, North 86 d~ 2S milr= 15 s=ds E&sl, 107.87 feet; 'Nor:!l 57 d~ 13 miln.ttes 00 s=ds E::lst, 49.65 ieet; South 48 degrees 07 ".,;",..... 49 secon:lJ Eul, 37.64 ief!!; North 38 degrees 06 mim.'teS 52 =".rl. E3St, 77.62 f=t; North 59 degrw 30 rm""'.. 49 secolllls East, 114.56 feel; South 80 degrees 51 ",;",,,~ 35 sc=ds East, 104.56 feet; North 26 degrees 29 "';"''t~ 27 seconds East, 5034 Ii:!:!:; South 83 d.eg=s 19 llIi= 22 seconds East, 27.02 fee!; South 20 d~ 48 ~",",.. 06 sccoad. East, n.n feet; North 43 degr=s 23 cimnc:s 39 .-,.,"~. &sl, 69.87 feet: South 65 de2:=s 18 miml1= 44 ....."."; E.ast, 58.79 feet; 'North 22 cIegr= 07 mim..... 31 se:ond.s East, 44.40 fi:cl; Nooth 60 de;rces 41 ,'""'",- 25 seconds E.ut, 61.69 feet; North 8S cI:g=s 41 cim:tes 34 Se<""'1(j< East, 39,4:' feet; South 5S degrees IS ",;m"... 11 5eCOcds E.ut, 35.38 ic:r; North 43 degrees S2 ,.,;"..."" OJ =nds Em, 55.49 feel; South 88 degr= 53 m;"''''l 2S seconds East, S834 feet; 'NOI"Jl 60 degrees 33 minutes 59 .....""'rl. East, 100.58 ~ No.rr:h 44 degrees IS m;m-. 21 Be"""'" East, 29.61 fe:t; scum 82 degrees 09 ",;""OP'C 18 seeomis Easl, 95.15 feet; Nor.h 65 degrees 15 ".,;..".- 37 second$ E.&st, 39.79 feer:; North 88 degr= 12 "';"'''M 10 seeotlds East, 68.27 feel; SoI:Ih J1 degrees 57 "';""""'l 17 sec:ouds E.a.st, 50.71 ~ SOUlh so ~ 00 .....;,."ri.. 20 seconds East, 86.74 feet; thmce by l&nd now or fon:ll::1y of Dcmald M. l....,l~ lD.Ul, SOl1tl 2J ~= 17 "';"1"~ 05 ~Ilds East, 61.42 feet 10 aJ:l iron pipe; the:o.c:e by the same, SOIli.h 75 deg=s 13 ",;",,,~ 59 W''''nrl~ East, 145.26 f.cet to a:1 iron pipe; th= by the sa=. Notth 68 dJ!grees 55 ",;nn..... 14 urn.on< East, 104.15 fm to & nail in the CClU:l' ofTOWlI5bip &lad Ho. 412; thc1ce by the =ter of said road, South 19 dcg;r= 56 minu!= 31 seconds East, 250 feet to & nail; tl:= by the same, South 17 ~ 00 "';"'of,., 21 =ends E.a.st, 146.62 fee! to & ll&il; tl:.enl:e by 1and.s 00..... or fi:lnMrly oiRabert L C,I,m.n, Jr~ South S8 degrees 51lllimnes 53 =ouds WCSl, 843.71 fee! to m irea pin; tb.c:= by the:;ame, South S8 degrees :51 minutes 53 5eCOllc!s Wes.., 25.25 feet 10 all iroa pipe; ,&.$ /5 J~ p~ fB ;131 -(:l . [>E~-11-~:~7 03:~~ ~:~. ~.;.C; t-1~L' P.09 Ftfl: rt4~ lh=a by IaIlll ::ow or formedy ofFredmck D. AlLan!, South 61 ~cs 4 I "';"'''-'' 53 secouds Wesr, 232.12 feel to an iran pipe; th= by the Io2Ille, South 17 ~ 21 ..,;m".. 07 ....,,11Qs Eag, 474.21 r.u to . pczi= in the a:ata' of PClIlIS)'Ivui.r. ~ F.ouu No. 997; th= by the = af'said RDa.d, SouI:b 56 clegr=s:U ..,;",....53 .-""rl. We$, 315.40 iUt to a lWl; lUm:a by the NlII8, South 52 ~ 39 ",;",,,""1 22 SCI:O~ West, 100.0(, feet to a IWl; ~ by the same, SOUIb 44 degrees 00 alim..'t:S 53 $!COeds Wast, 100.00 feet \lJ a tIa.il; tJ=g: by ollo same, 50mb 35 cIegrcr.J 51 mlm__ 53 s=mds Wes:. 100.00 fr=l to .1IIiJ; C:== by the WlIe, South 34 dqru:s 02 ".;~..- 21 s.ccacds West, 600,12 {eet Ie & lW1; tIu=~ by Lmd DCW or f=ty or Ric:bmI L Diehl md Clyde C. Ncidi&b. South 17 cIei=s 25 milluIes 55 $eCOIlds West, 478.50 Us to an i= pipe; th= by !aIld afthl1a=r, North 74 dew= 17 ........,,- ZI ,eeond.s WII.U, 915.75 feel to In ircr.l pipe in the l:CIlll' of. str=; thence: by tr.e eemer of said mum, the mllowing CQIlnCJ u:.d dist:a=s: North 47 degr=s 37 mi=es 02 seconds West, 22.10 &lit; NOI1!i 68 degrees OS mim,,_ 58 ~""",,,"n. West, 55.52 ti=l; SOUIb 76 desr= 59 mimaes 12 ~lllls West, 144.66 feel; North 40 degrees 5711limltes 25 SCCODd. West, 59.11 feet, North 82 desrees 14l1limn= 29 V"""'nn. West, 42.18 feet; South 39 dc:grecs 40 ...,.;",,,.. 26 _nnA. West, &4.61 feet; South 81 degrees 24 ",;""... 04 ~"rls West, 38.3~ fed:: North 02 dagraa 33 lIIim1us 44 =ond.s West, 21.07 feet; North 89 degrees 54 mim:Ies L2 =lllls West, 52.73 feet; scum 35 degrees 40 ...m."t1 4.3 =d, Wur, 100.61 met; Nom 72 desrces 15 CIimIles 52 ........fUl. Weu, 260.99 fi:d; Nct".h 09 cIegrees 06 mimnes 56 second. West, 64.14 feet; North 80 dcs=:s 32 mizw:es 51 se:;.ow West, &I.U!=t; North 36 degre:s 12 mimIr., 19 s=Cs West, 215.33 feet; SOUth 76 ~ 26 ...;.",,... 53 aeccadJ Wes:, 68.83 fee<;; North 51 ~ 34 mim".. 49 secacds West, 51.09 fed; North 86 degrees 12 mlm.- 59 _""A< WC5%, 101.41 f=t: North 83 degrees 40 miml%=s 11 se:;CDds West, 81.33 filet; SCl.'th 84 c!.eg:'ccs 10 .m"",.. 16 sennnrl. WCSl, 66.15 f=t; North 30 degrees 41 mimn:es 10 ~_""A. West, 23.86 f=t: North 00 dq=:s 56 mhm:.cs 34 ~ West, 11.18 f=t; South S4 ~ Q3 "';",,.., 43 secoods West, 21.71 fi:et to an iron pipe; th.eoce by land DOW or for=rly of Elam S, Fishe:', South 31 degrees 59 mm.,," 11 ~ West, 146.66 fi:et 10 1 pcilll; ~ by land now or fcr:nerly of Jolm M STQIm" and ot!le:'s, North 2 1 dcgr= 59 lIlitDltes 24 ==ds Eut, 1,152.67 fi:et to ~ pomt in the c.=:r of Township Road No. 3&3; tI=ce by the c.emer of said Read, North 66 clesI= 2J """,.... 30 sec=ls W=t, 1.56 fee::e a poi:t ill the = ofTOW"'~hip Road No. 413; tlItl16l1 Jy ~ .ATo_ L', ~ad }je. (13; tbs= by the = of said Raad, North 32 d~ 28 ",;"".... 2J lCl:OI1d.s E1st, 585.75 fClCt to tilt PI=: cfBEGINNING. CON'IADlIN G 152.7516 a=s; and being U::proved with a dwelling house, barn and Cl'ttl.n;1Am~. BEI~G THE S~~ PREMISES which Fox and Fox, a Partnership composed of John H. Fox aod Harry H. Fox. Jr., and their respective spou.es....llr....O..ed dAted July J:L. 1996, Aud intended to be recorded herewith, grAuted_~~aveye~~~ David H. ~.ugle. ,.,- -,~.;.,.J- ~~ .......~j,.~ .. ....i"..1.1 --.!' . , . ~"""'. .~'" ~ . -;,p. , .,- .>. ; ..~-~. :" . ". . z:, _;JJ:!:.. ", ,. . :' \I;,~P ,~ ; ... .....1.. .~H-.,,) ,;~;'- ..~,.'" ~... ~,:.. '... .".'/!. .. 'iP' :.. . ~~ ..t.~.._.. .,. '.';. . f"9' <I( -. ,., . ( r '"'Cl~-t>~.t'Jl~~_. .' f /:~ "..'~;- -.' .f....V,...-;.~~.,.. ,,:.' " -"s ......- .".~ 1\;"" Ei'~€AH\>--"::r ~~ ~.,~~~ tt....l 0'30 {J~ fr6 9- 31 -J 8"'0 oll'ennsytvania } 55 : . ,,"tv 01 Cumberllnd , of o.MI '~;cod in tM office fO( the recotding ~fO(~~ndCoUnTY' :j- . eook/.22.'Vol, _ Pa '..,: -..:mvha.nda I,9IO~tce I 197'b C:.did.. PAlhl$ daY PNC CAPtTAL RECOVER~' rORP. 4242 C",list. Pike ,. . Camp Hill. PA 1701 I ErI. D. Nimmel Assi.UJlI Vic. Pr.sideol (717) 730-2492 Tel (717) 730-2313 Fu March 2, 1998 Mr. David H. Naugle 10 Mounl.1in Road Newville, PA 17241 PNC Capital Recovery Corp. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ TInS NOTICE. YOU MAYBE ELlGmLE FOR FINANCIAL ASSISTANCE wmCH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. In re: Loan No.: 20200038984-00018 Properry Address: 10 Mountain Road. Newville, PA 17241 Dear Mr. Naugle: You may be eligible for fInancial assistance that will prevent foreclosure on your mortgage if you comply with the provisions ofthe Homeowners' Emergency Mortgage Assistance Act of 1983. (the "Act"), You may be eligible for emergency temporary assistance if your default has been caused by cirewnstances beyond your control, you have a reosonable prospect of resuming youe mortgage payments, and if you meet other eligibility requirements established by the Pennsyh'ania Housing Fmance Agency. P1eose read all of this Notice, It contains an explanation of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to- face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The pUrpose of this meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. That meeting must occur in the next thirty (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of our representative is: Mr. [)avld II. Naugle , March 2, 1998 Page 2 Eric D. Krimmel Assislant Vice Presidenl I'NC Bank, N.A. 4242 Carlisle Pike Camp lIill, PA 17011 (717) 730.2492 The names and addrcsses of designated consumer credit counseling agencies are shown on lhe altached sheet. It is only necessary to schedule one face-to-face meeting. You should advise lhls lender Immediately of your inlentions. Your mortgage is in default because you failed to payoff the above-referenced loan account in accordance wllh a demand leller dated December 11, 1997. The total amount required to payoff the loan nccounllU of this dale is $78,987.83 plus attorney fees and costs. This sum includes the following: Principal Interest to 03/02/98 Mortgage salisfaction fee Toral Per Diem $19.09 $77.405.08 1,570.75 12.00 $78.987.83 plus attorney fees and costs If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the rigbtto apply for financial ossistance from lhe Homeowners' Emergency Mortgage Assistance Fund. In order to do this. you must fill out, sign and me a completed Homeowners' Emergency Assistance Application with one of lhe designated consumer credit counseling agencies lis led on the attachment. An application for ossistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will ossist you in filling out your application and will submit your completed application to lhe Pennsylvania Housing Financing Agency. Your application must be filed or postmarked, wilhin thirty (30) days of your face-to face meeting. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mortgage ossistance are I'ery limited. They will be disbursed by the Agency under the eligibility criteria established by lhe Act. It is extremely important that your application is accurate and complete in el'ery respect. The Pennsylvania Housing Finance Agency hos sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set fonh above. You will be notified directly by that Agency of its decision on your application. ... . PNC BANK, NATIONAL ASSOCIATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. of 1999 DAVID H. NAUGLE, and THE UNITED STATES OF AMERICA Defendants CIVIL ACTION LAW MORTGAGE FORECLOSURE VERIFICATION I, Eric D. Krimmel, for PNC Bank, National Association, a national association, being authorized to do so on behalf of PNC Bank, National Association hereby verlfy that the statements made in the foregoing pleading are true and correct to the best of my information, knowledge and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. PNC BANK, NATIONAL ASSOCIATION Date: April UL, 1999 BY:[,~ ~ Eric D. Krimmel Assistant Vice President 7 PNC BANK, NATIONAL ASSOCIATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. of 1999- .:1':;(,,/ (!''u,'1 n"..... DAVID H. NAUGLE, and THE UNITED STATES OF A."IERICA Defendants CIVIL ACTION LAW MORTGAGE FORECLOSURE COMPLAINT AND NOW, comes Plaintiff, PNC Bank, National Association, by its attorneys, Saidis, Shuff and Masland, and files this Complaint, alleging in support thereof the following: 1. Plaintiff, PNC Bank, National Association, is a national banking association organized and existing under the banking laws of the United States of America with a principal regional office located at 4242 Carlisle Pike, P.O. Box 8874, Camp Hill, Pennsylvania 17001-8874. 2. The Defendant, David H. Naugle, is an adult individual whose last known address is 10 Mountain Road, Newville, Cumberland County, Pennsylvania 17241. 3. The address of Defendant, United States of America, is c/o Theodore B. Smith, U.S. Attorney's Office, Federal Building, 228 Walnut Street, Harrisburg, PA 17108 and Attorney General of the United States at 10th and Constitution Avenue, N.W., Mail Referal Unit, Room B324, Washington, D.C. 20530. 4. On or about July 8, 1996, Defendant, David H. Naugle, borrowed from and agreed to repay to Plaintiff the sum of One Hundred Ten Thousand Dollars ($110,000.00) ("Loan"). As security for the Loan, Defendant, David H. Naugle. executed and delivered to Plaintiff a mortgage ("Mortgage") on that tract of land together with the buildings and improvements erected thereon located in the Lower Mifflin Township, Cumberland County, Pennsylvania. known as 10 Mountain Road. Newville, Pennsylvania ("Property"). A description of the Property is attached hereto, made a part hereof and marked Exhibit "A". A copy of the Note ("Note") evidencing the Loan is attached hereto. made a part hereof and marked Exhibit "B". 5. On July 8, 1996, the Mortgage was recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1330 Page 225. A copy of the Mortgage is attached hereto, made a part hereof and marked Exhibit "C". 6. The Mortgage was never assigned by Bank and is still held by it as a valid and subsisting obligation of Defendant. 7. Defendant, United States of America, filed a verified complaint of forfeiture in rem on November 10, 1997 before the united States District Court for the Middle District of Pennsylvania to Docket No. 1-CV-97-1715 (the "Federal Forfeiture Action") . 8. An amended warrant of arrest in rem was issued in the Federal Forfeiture Action on November 20, 1997 by which title to the property vested in the United States of America by operation of law. 9. Plaintiff entered its appearance and filed a claim in the Federal Forfeiture Action as the holder of a security interest in 2 the Property on January 9, 1998. 10. Plaintiff sent to Defendant, David H. Naugle, notice of default and demand for immediate payment in full of all amounts due to Plaintiff under the Mortgage and Note on December 11, 1997, as a result of Plaintiff's receipt of notice of the Federal Forfeiture Action. 11. At all times relevant hereto, Plaintiff was without knowledge of any criminal activity which may have been committed by Defendant, David H. Naugle, which is the basis of the Federal Forfeiture Action. As such, Plaintiff's interest in the property is not subject to the Federal Forfeiture Action pursuant to 18 U.S.C. Section 981{a) (2). 12. Defendant, David H. Naugle, has breached the terms and conditions of the mortgage in that the mortgage includes, as an event of default, the "commencement of foreclosure or forfeiture proceeding, whether by jUdicial proceeding, self help, repossession or any other method by any creditor of grantor or by any governmental agency against the property." 13. Defendant, David H. Naugle, has also breached the terms and conditions of the Mortgage and Note, and is in default under such terms and conditions because he has failed to make the required monthly payments. 14. In addition to the defaults set forth in paragraph 12 and 13 above, Defendant, David H. Naugle, is in breach of the terms and conditions of the Mortgage prohibiting transfer of any of said Defendant's interest in the Property in that the Federal Forfeiture 3 Action worked a transfer of the Property to the Defendant, United States of America, without the prior written consent of Plaintiff as required under the Mortgage. 15. As of the date hereof, Defendant, David H. Naugle, has failed to provide Plaintiff with reserves or a surety bond for the claim represented by the Federal Forfeiture Action satisfactory to Plaintiff as required by the mortgage. 16, At all times relevant hereto, Defendant, David H. Naugle, was and remains the sole record owner of the Property subject to the Mortgage and the Federal Forfeiture Action. 17. Defendant, David H. Naugle, is presently indebted to Bank, as of April 9, 1999 in the aMount of Ninety-One Thousand Two Hundred Five and 17/100 Dollars ($91,205.17) itemized as follows: Principal Balance Interest to April 16, 1999 Lien Search Mortgage Satisfaction Fee Attorneys' Fees TOTAL DUE $77,405.08 9,396.09 40.00 24.00 4.340.00 $91,205.17 18. Defendant, David H. Naugle, also agreed under the terms of the Mortgage that in the event of default thereunder he would pay, in addition to the charges listed in paragraph 16 above, costs and attorneys' fees incurred by Plaintiff as a result of the institution of these legal proceedings. 4 19. The obligation owed by Defendant, David H. Naugle, to Plaintiff continues to accrue interest thereon at the rate of Nineteen and 09/100 Dollars ($19.09) per day, through the date of payment, including on and after the entry of jUdgment on this Complaint, and continues to accrue late charges, and attorneys' fees. 20. Plaintiff has demanded payment of all amounts due under the Mortgage and Note. A copy of Plaintiff's demand dated December 11, 1997, is attached hereto as Exhibit "D" and made a part hereof. 21. In accordance ',olith the Homeowners' Emergency Mortgage Assistance Act, Act of December 23, 1983, P.L. 385 No. 91, 35 P.S. Section 1680.401c et ~ ("Act 91"), a Notice of Intent to Foreclose and of Defendant's rights under said Act was forwarded to Defendant, David H. Naugle, on March 2, 1998, by certified mail, return receipt requested, addressed to said Defendant. A copy of said Notice is attached hereto and marked Exhibit "E". 22. Defendant, David H. Naugle, filed an application under Act 91 and Plaintiff received a notice from the Pennsylvania Housing Finance Agency dated June 3, 1998, denying said Defendant's application for a Homeowners Emergency Mortgage Assistance Loan Pursuant to Act 91. A copy of the said notice is attached hereto and marked Exhibi t " F" . 23. Defendant, David H. Naugle, appealed from the decision of the Pennsylvania Housing Finance Agency denying assistance and Plaintiff received a notice dated September 15, 1998 evidencing the Pennsylvania Housing Finance Agency's affirmation of the previous 5 t€':"'11-1':t';.7 O;.:~7 ;..,: 1-....,. Zl~ ~o~ 6~~, P,DS LECAL DESCRIPTIO~ -- TAX PARCEL ID' 15-04-0391-009 ALL tbal c.rmiD lI'1l:l gf land wit!I me iIIlpravmlccts thc:-eon ereaad, sim1te in Laww MifBia T~ CumbctWld Coumy, Pcamylvama. bOllllded and ~~a1'1wd punuml !Xl I PJl'Yf:y ofEujme A. Hvl-",,;,h lU:gisI.ered S~, dzlcd MIJ' 10, 1978 u t'oDows: , BJ:GlNNING It Illail in !be CCIllCl' of TOWD5bip Road No, 413; thenc: by IIIllIlIow or fCl1lll:dy of G=uude V. ~. soum 71 dqr..s 4C ..,;",,,"1 11 $lCOads East, 524.90 fMe 10 an ircI1 pipe; thclc: by the Am&, North 47 dez=s 10 tIIlnu%es 20 seCOlllls East. 4Q6,!n I\::et to au. irtm pipe ill the =tcr of IIlRam; thalc. by the c:eaur of said mum, !.be mJlowillg cou:rses md c!istmees: SOlll1l 34 des:- 22 ...;..,.- East, 80.89 ll:ct; SOlltb. 66 de;rees 41 mint.... J2 ..-nM. East, 74.33 !eel; Nonh 69 dcsf= 14 ..,;",.... 29 secotW East, 62.98 c.c; NOI'lh 84 ~ 49 millutes 23 l,,<,,",~' ~ 92.18 fat; South 67 ~ 59 mint't" 51 ....."".1. East, 120.11 feet; SOIllh 83 desn= 33 mitwles 57 ~nA, East, 45.701 Cut; South 40 desrecs 01 mimne 30 se&:oIIds East, 46.48 fat; South 72 dagrHs 14 ",;""... 36 secllad.s:East, 170,53 _ Nortb 56 dc&r= 26 llli.auta 50 WM'" East, 25.45 !ect; Nonh 09 cIastus 53 ..,;,."..- 52 seecmds West, 3'-42 f=t; Ncn!l 86 c!egr= 40 mmr",.. 45 -.I. East, 60.04 fe:t; South 57 ~ 06 ",;",.." 37 =nds East, 33.43 feet; North 09 degrees 54 mim.11es 48 secolllis last, 71.72 feet; Norm 89 degrees 25 mimna 43 KW<II!.s E.ut, 36.1' feet; South 50 degrees 42 mi""," 33 ....,.,nA. East, 41.94 fee%; Nerth ~ de;:rBes 21 mimnlS 09 u~(lntls East, 52.60 f:ct; North 14 &grees 11 mim.ll= 54 sccolllls East, :z9.D Uet; North 6:; d.!grees 22 mimnes 07 secoad.s Eo$., 59.S9li:ct; SOUlh 80 ~ 10 minutes 18 secolllls E&st, 130.65 f=t; Nonh 80 clcsRa 39 m;.'"'' 44 secocds ~ 51.97 !ect; South 49 clegnocs 44 m;"'''_ 25 seconds East, 85,6(; feet; North 64 dcgRe$ 2S l:l:IiIntt= 09 Se("nd. Bast, 44.5i fee:; Sollll1 63 d~ 21 ...;",..... 12 s~ East, 90,00 feet; Nonh 311 ~ 55 ",;",.... 07 .,...,.,.,,,. East, 69.36 ~ North 86 dc:gr= 26 minutes 25 sc=Ills East, 107.87 feet; Nonh 57 degrees 13 mimnes 00 ,=,"d. E=. 49.65 feet; South 4i degrees 07 ..,;",.... 49 seconcl;; But. 37.64 fa!; Nonh 38 degrees 06 mim.'teS 52 ~ East, 77.62 feet; North 59 degrw 30 ",;",.... 49 5eQlW East. 114.56 f=t; Scuth SO desr= 51 ....;",,,~ 35 sc::ctlds But. 104.56 fict; Ncrth 26 degr=s 29 ..,;",,,.... 27 seco1lds Ust, 50.34 feet; South S3 cl.ellr-= 19l11imms 22 secollds East, 27.02 ~ South 20 dcgn:e:s 48 mizmw 06 sccocd, East, 21.77 het; North 43 degrc= 23 ~;m"e< 39 .-....d. East, 69.S7 feet: South 65 de&=> 18 mimttes 44 ,,,,,,ad; East, 58.79 feet; North 2:2 dqrees 07 m;"'..... 31 ~ ~ 44.40 feet; North 60 degrca41 ..,;",,,... 2S s=nds:East, 61.69 r.; North S5 dcgr= 4: mimnes 34 se-'O"ds East, 39,4; feet; Soum 55 dcgrccs IS ...;",.... 11 seeclllls East, 35~8 fe::t; North 43 clegn:es S2 ",;",,,.. 03 seeolllls East, 55.49 feet; South 88 des=> 53 IIlinws 2S seconds East, 58.34 feel; North 66 cl.- 33 mimncs 59 .....""d. East, 100.58 feet; Notth 44 degrees 15 mim-. 21 se""''''' East, 29.61 fc:t; Sauth D degrees 09 mi"'''H III sec:n....!. E;a.st, 95.15 feet; Narth 65 cIegrees 15 ..,;",.... 31 sccolllis East, 39.79 ~ Ncnh 88 degrees 12 ...;",,,.. 10 se=lIis Eu, 68.27 feet; SOUIh 31 degrees 57 "';"'''-' 17 sec~ Eut, 50.71 iz:et; South SO cIegrees 00 mm,"... 20 secoed5 East, 86.14 feet; thence by latulnow or!cn=ly of Ilomld M. r ~rh...1IWII, SOtI%!J. 23 deis:r= 17 ",;",..... 05 seconds East, 61.42 feet to III iron pipe; tho:lee by the same, Souih 75 deg=s 13 "'""..~ 59 _"nd~ ~ 145.26 f.cet to III iron pipe; th= by the same, North 68 degrees 55 min,,,_ 14 ~A< East, 104.15 M to a nail in the center ofTowmbip Road No. 412; thcace by the cemer of said road, South 19 dcg:r= 56 mi.m.tles 3\ secclllis East, 250 feet to a nail; thence by the same, South 17 ~ 00 "'"""M 21 =ocd. East, 146.62 f=t 10 a rWl; ~ by la.t1d5 noW or fc.rmerly ofRabert L. Cal=an, Jr~ Soum 51i degrees 51 c:tinu1es 53 secoJ1& W=t, 1143.71 feet 10 an ir1:>o pin; th= by the same, South S8 degrees 51 mimlteS 53 se=ds We:st, 2S.2S feet to m iron pipe; ~ /5J~ PR fB ;..~I ~A Exhibit "A" [€~-11-l:?7 09:~a Fr..: E-~. ~1~ SO~ ~~~; P.09 tbcIar by l&lId IlOW or fI:~ ofFrcde:cick D. AIIanl, South 61 ~ 041 "'"-~ 53 SCCOIIds W=. 232.&2 (Ie( lD au ircm pipe; then= by the Ame, South 17 ~ 21 ",;",,,.. a7 ~.nods Ear, 04704.21 r. lD I paint i:a the ceztta' of p~ Biahway F.oute No. 997; thew:e by the =cr afllid ~ South 56 clqrees:n ",;"",.. 53 _,,"A. West, 315.'10 feet lD III&iI; tUaca by die .... SOlJIh 52 degrees 39 mm...... 22lC1:Oads West, 100.0(, fKC t011lli1; th=cc by !be sama, South 44 degrees 00 \TIm..... SJ ~ Wilt, 100.00 (Ie( 10 III&iI; th= by the ~ 50mb 35 degrea 57 ...:.n.._ S3 .--A, WtSl. 100.00 fecz UlIIlli1; ~ by the J&lIIe, SoW 304 cMcrMs 02 ......,.... 21 s.eccDds Wcsr, 600.12 tIC UlIII&iI; ~~ by \aDd IIl7W or fa....e.1y of RidImI L Diehl aDd Clyde C. Naidiab. Solnh .7 dqrr.es 25 miculos 55 leen"". W=. 478.50 feet to an iroD pipe; 1h= by 1and afthe 1a=r, NonIl 74 d~ 17 ....;.""... 21 iIeCOlId.s Wm, 91S.75 feet 10 an irtnl pipe in the CC#C' of & stteam; lh= by the cem.cr of,.wJ stram, the fDIIDwi:ag ~ IIId &--~: North 47 ~ 37 ",;"'".., 02 s.tcOIId.s We5l, 22.10 &.I; Notlb 68 dqrees 05 mm....., 58 '-o<"ds W=z, 55.52 fat; SQlth 16 dear- S9 minuIes 12 '-ends West, 144.66 f=; Nonb 40 c!l&ras 57 mimIres 2S secowi; West, 59.71 feet, 'North 82 dqJrees 14 ..,;"'...., 29 """,,,tI. West, 42.18 f=t; SQUIb 39 dqrea 40 ......,,,... 26 V"",,"A. West, 14.61 feel; South 81 lIcgrees 24 mM."_ 04 .........,,~ West, 38.3~ feet; Norlh 02 cI-srees 33 ",m,,,.., 44 secCllds West, 21.01 feet; Nonh 89 dqrees 54 ",;",..~ 12 so:olllb West, 52.73 feet; Scutb 35 clesnes 40 ",;",,," 4.3 F,"(,QlId~ Wilt, 100.61 feet; Nom 72 des=s 15 mi:utes 52 ..-..,zvI. West, 260.99 feet; North 09 .j,eglees 06 minutes 56 .,...".,11 West, 64.14 feet; North SO dqpa 32 minutes 51 scc.oud.s West, 81_12 feet; Nonh 36 degrees 12 milmIa 19 .-,.".,tI. West, 215.53 feet; South 76 cl.egee5 26 ",;",..... 53 .....,ads West, 68.83 feet; North 51 clesr- 34 ",m,,,... 49 se:oIllls Wilt, 51.09 feet; Notth 86 cIeina 12 .......... 59 _tl. West, 101.41 f=; Nonh 83 cIeu- 40 lIlimI%es 11 seccnd.s We.!!, 81.33 feet; South S4 degrees 10 ..,;""'... 16 .~rI. West, 66,15 fi:et; North 30 degrees 41 ......-., 10 ,...""tI. West, 23.86 feet; North 00 dqJRa 56 ..,;",,,... 34 se.:ODd.s West, 11.18 feet; SOllth 84 clegr=s 03 m;nt.."" 43 seconds West, 21.71 f=t to an ircm. pipe; th.ecce by I:md IlCW or fmm2rly ofElam S. Fisher. Soalh a 1 desrees S9 mm.lte! 11 ........rI. West, 146.66 feet to a poim; thcce by land now or formerly of 10M M Sr"'-', aDd olhm, Nanh~l dqrees 59 ...;"".- 24 sec:atIlU East, 1,152.67 feet lD II paiDt in the = of Towmhip Read No. 383; thalo:e by the eeater of said Read, Nerth 66 dcs=s 23 ..,;",.... 30 _tl. West, 11.56 feet 10 & poiat in the CCIler ofTOWtllihip Road No. 413; t1111l!le ~- 'tb& 1" ...ero... L) ~ad }ja. 1I3; tillmc:= by the = of said Road, North 32 degrees 28 ............ 23 llCI:OlIds East, 585.15 ice:; to the P!acl: ofBEGlNNlNG. CONlAINING 152.7516 aaes; lIIIll being improved wiIh a cIwelIinx ~ barn and Cl!.....,;J~!fC. BEI~G THE S~~ PREMISES which Fox and Fox, a Partnership composed of John H. Fox and Harry H. Fox, Jr., and their respective spouses,~Deed daced July~, 1996, and intended to be recorded her~w1tbl grantQd_~~av~y.~:~ David H. ~au.le. " ___~.__.l\; [[I: - : : . ; .4 :..- L' .... .. . ~ i... " - . - ... .'--- ':'.' PROMISSORY NOTE Loan Dilii- . Ti8lUrilr . A~' Cl7..o1-11196' 'tJ7-1o-2OO&. R.fWtIf'CIS .1\ h s""dIfd arN .. For l'ndIi"'S us.e 0 &I'd de not lm1 U. ~ty 04 Ihts doeum.m to a , 'OIl" or""" Borrower: DAVID H. HA~ ISSll: 1~""/ '0 lIOlMTAJH ROAD Hr<<V1I..1...e. PA 1n.' Lender: POIC _. NATIONAl. ASSOCIATION QQ CMIJ&u: I'IIU: CAMP H1U, Pol 17110'.....,.. - - .- Plindplll Amount: $110,000,00 Inte...' Rile: 9.000% Om of Hole: July IS, 1996 _sa; TO PAY. I ptOftIlIe ID rwt 10 PflC _, NATIOHAI. A&lIOCIATION I~). or 0<'00<."'''''''' "'''''" of tho UnIled _ of Anl_ b ptlfIeIpol omoun1 cI OM _ Tm ~ ~ oanoo DoIItn 11110.000.001. lOgolllet wtlll _ ld tltl ,... of t..llOO1\ ".., .".,.. on !he unpllfd pOnctpII 0IIInC'e fn:tm..klly'. ''". untn p.JId In tvI. The InScrea1,. wUf nOf tnereae eooVt 'I.CIa7S. PAYIISIT. I w1ll _ thl. lOOn In '20 poyIIIOIlla oll1,:194.22 ..." _"L My '"''' poymenll. due August '0, 1M. and .. ~ ~ ore duo on tho ...... dIt cI tell """,tit otlotllwd. My _ poymtfll will be due OIl Juty 10, ~, end will Do Illr III prtnctpoI _III __ -.. no! ~I pofd, P..,....ms InClude ~ _ -.st, InleteOt on In>$ _ d "'"'P\Atd on 1 Je.5I36S _ _ ......, .... IS, ~ &llPIT'ng tho "too 01 .... .nnUII _ ,,10 C1Vf< .... .....- 01 daY' ., . )'Oat (3l56 d\.<v'og IuQ yW>). "'~_ by ... ..-ndong l>'Y'OOaI boll""', _ ~ tho IClW numoor 01 days tho pnrq:lII bunco IS O<.GlI/ldn;J, I.... pay Londo< al ~s aclO-lS$ J/lown _ a ., sLCh 0_ plIce u Llno.r moy do>og<\Ile In """"" UrOoss lllt1onotse .grwd or 'oq.....d by ~Io IIw, pay......b MIl be apjlbed '"' 10 JCCtUed UfllUl """"1. 1110" 10 pMCIp<I. .nd any """""'11 .mou'" 10 any "",aid c:o/Iecloft cosio .nd 1010 C~ PllEPAYIrIElCT. I"",y pay wilIIo\.1 ~nolIy II or . po'Ion cI thO .""",nl owed ..,.., thon ~ IS duo, E&I1y l>I~ MIl noI. ...- agrMd 10 ~ Llndlt .., Wfftlng. ,.-w m. d my obI9I~ to comn.... 10 make Ql:Y""l"* uncMr Ow payment sc:t'tedula. ~. they w redLa the pnnap.aI bolo.... _ and moy mull on mo ......-.g Iowe' 0.)'TT'eflls. DUAU..T. I WI' De I" dtfaUl d any ~ "'" toIOwIng~: (.) llaJ Ie maJ<o any ""yment.....n duo, IllI I ..... .rry~...... I...... ""'dalO Londor. or IIai '" ~ w1fh or Ie porlorm _ duo Irry _ 1IIrm. c>>I9IllO/l. CO>9I\ant, or eondol>on ct>1llanod 10 .... Noll or .,., _I ttQiecf 10 ths Note. Dr Il'l any oI,...;greement OC' lOIn I have wen t..ndet. Ie} Ally tf'I'4'tsen1abOl1 Of' S.l'I"lIIInI made at fufnN'led to l..tndet by tI"It Ot on my boN/! IS blso or _...ClIng ., arty ....lInal ~ 1llhG< now or alll1, 'me made or fut_ IdJ I d10 or b<<:ome 1_. 1 re:e<vtr " __ lor Irry part 01 my p"",orry. I maka an .._men! lor lho _ 01 ~. or any orocee<llng .. com"""""" _ by mo or ~ me undo<.ny ~ or ,nsotwncy laws. (II Any mQlor tnes 10 lIl<e .ny ~ my pttWI1y on or on when Lenoo< .... I ",n or SIC\Py .........1. TlIs indudlls' ~",..nI 01 any of my &ccounts wr1h l.Qoc)w. (f) My 01 the 8"w9"Its dIlso"bed In tho deba'l section occurs wrU'l recpICt 10 &/1')' QuarlnCOl' 01__ lBlOER'S RlCKTS. Upon defoull Londo< may. .fIe< ~ wen noIioeS IS ...UQd by appb;ablo law. _I I"" """'" uo'PIld pnnooaJ balanoa on tt'IS Nolo and .. a=wd unP<<klln_ onnwa.loIy due. .nd lhon I Wll P.y Itlal .mount. Upon _<AI. onclu..ng lUu', to PlSY upon lnoI ""'llrir. L8f'XW. at i'b option, IT'IIIY 1Ilso, "perrTtltled \n"ldOt ~ II.., Il"CnIUQ tht ~ ~" on thi$ Note to 1&.!XX)1li, DGt annum. The interesI ,,'" wiU n~ -=- ... ITlIldmurn ralll ~ by oooOcablolr.w. Lender may tin or r-y ,omoono _10 ht:4p _ "'" ~Jolll t I dO nee pay, I """ ri P.Y LondIr tl1al amount. ,.,.. rnc:IudIs, ><b,ed 10 .ny _ under eppIc:al>lo law. ~ &l\ornoy>' .... .nd Lendlt's IoOaI __",.. _ or nol Ihorw IS a _ 'ndudlng .~ornoys' .... .nd IoOaI "PI""'" ,'" ..~ procMdngs flrldudlng _ 10 "'ocIfY or _ any al.ComPc stay or 1tljUnclIon~ appal>. .ne any .nbclpa'" pos>-Ju~manl cote=oo1 _. II not p...obolo.J by applcat>lr low. I a"o ... pay .ny""" cools. in a_ 10 .. _, sums p<cMded by low, 111'JdQ"""" II en1Itod In CO..",,"" W1lII IIlIa _. inlor.., WIll conInuolO aa:n. on lnts Note _ ,uclgrNnl et 11I1 _ ,,,,..... '... pr~ lor In ,"'" _. TlIl5 No'" '- -. doll,~.4 II> l.e11cler _ ....~!l.d by L.onclet In lie Co.... 11 ",..nn of _nsylvlllll. If u.e 10 1 _, . _ upon Lender', reque&l 10 _ II> the fUt1lcllctlon cI lie courto of ~ County. n.. Com_It of P....""'...... l.ender ond I ~ w....... rlghllo any Jury b1If '" IffY -... ....g, or ........JoA.. b<OlIgnl Dy tllhlr LondO< Of...1QOinSI the 0IhIt. This Nole ShIll be lIOnmed Dy _ conIlnI<d in llCCOIlIIIl..wt1ll1he ..... of 1M 00<<.__.-.....40, 01 Penn:sytonna. ~IGHT OF SETOfF. I O"nl '" L"'dtf a c:ontraclW possassory ...""ty ,n1etos1 ,n, and "''lby &S3ogn, ctl<1"Y. _, plodgo.111d nnslet 10 Lender II my riIll1l, I1Ie L"" "'_I In and 10. my aCC<lllnls ..... L8nder 1_ ~. ..vings. ct ,.",.. oItlIr account), onduding _ U/nltdol1 .. account& ~ ,....,uy wllh "rnoo<'e .... .nd all ~ I may "'*' '" I!Ie lutvre, oxtludno no- II IRA Ind I(togh ac::ounts. lne all b1lSl aocounts lor wtuch the grant of. HOC:<>1Iy _ ~ be prohob_ ~ IIw, I .ut_..... Llndor, '" lho P>>nI pemoIned by apptabio law, 10 ~ or ....., II ....... ew>ng on lhlS Nolo ogaJnsl .ny _ .. wc:h ac:ccunl!;. CQ.!.A'I'ElUl.. ThIS _ is securwd by . MorlQIgo -.I J>/fy 8, 1996. '" Lander on rMl proporty _'-d on CUMBERlAND County. Com",,,,,,,",",, at P_....,....... eIi nw '-TT1S Ind concibons 01 whdl.,. hereby meorpcntld And II"Iddt 11>1I1 of thrc Nola. GDI2lVoI. PAOVISIONS. Lonllef may dilly or tor;o .n"""'ng .ny ~ l1s rights or ,._ under llvs Nola Wllt1oU1lo>1ng Ihofn. land UI'f OllIe< pt;nOn who Signs. guzran1ee5 r# ,ndcrH5 INS NotIit. h:I the exie:nt aI~ by laW. Wllw presontmerrt. dDmand tor paymet\l, prom! and noCIOe Of ~, Upon 1"1 CI\&IlOIln '"' tor... ~ lhS NoI4I.1Ild unleSS oII\orWlSI axpt<SSly silled In wrt!lrog. no pet1y wtlo ....no INs Nolo. _ '" mol<er, gUlt'at'llot. acrommodctlon maker ()t endCnIr. snal be t'8I8a:sed from Iae~. AJ such paries 19l'ee D\af Lendor may rwnew Of extend (~and lor Irry Itnglh of 'mol this I..n. or ........ .ny party or guar:antor or colIa_: or ll1lPJir. IU '" .- lll'O" 0' pot1oct LI'-'S s<<U"Y _ m tho COIIa~; and taU any othQ( action oe.tnliJd ~ by l.ndcr wiU'locA thiiI consent cl or ~ 10 anyof'\l AJ StoCh parties I1SO tQfM ltW Lender IIlIY modIt'( llvs toan wrtnout tho consen1 01 or nollce '" anyone oIhar lOIn .... party WIth wnom !he mo<lIIIo:Json IS made. II any p..... of Iha Nolo ~ tor any ruson delGl'TT'IIned to be unertorcelblQ, It MIl no( affect the enforC::eAt>4ity of Iny onw prOV!$lOOS of rNs NotI:l. c...-~ OF JI..OGMEHT. I HfRE!lY IRREVOCABLY AUTHORIZE >JoID EMPOWER IlHY ATTORMOY OR THE PROT><ONOTNlY OR CLERK OF ANt c:ou;r IN THE COMMONWEALTH OF PENNSYLVANIA. 0Fl El.SEWl<EFlE. TO ""PEAR AT mv TIldE FOR Me AFTER A [)l;FAU.T UI'oUER THIS NOT1! ANO WITH OR WITHOVl' COMPl..AJNT FI.ED. AS OF PoNf TEFU.l. CONFESS OR ENTER JI..OGMfNT AGAINST ME FOR T!-E ENT1Rl! PRlNClPPoL'8AJ..ANCE OF 'lHS NOTE. ALL ACCRlEl INTEREST. l.ATE CHAAGeS. AND ANY AN() ALL AMOUNTS EXPl!NDED CR ADVANCED 8Y LENOER RELATING TO /Wf CClU.ATEAA. SECUFllNG THIS NOTE TOGETrER WITH INTEREST ON SUCH AMOUNTS. T~ WITH COSTS OF SUIT AN() 101< ATTOR'-EY'S COMMISSION OF TEN PERCE"'" (10'J,) OF T!-lE UNPAlll F'roNClPPoL BAl..ANCE AND ACCRUED INTEREST FOR COUEcnON. BUT IN AHV EVCNT NOT LESS THAN FIVE HVNORED o<Jl.l..ARS "ml ON WHICH JUDGMENT OR JUDGMENTS ONE OR MORE ElCECUTlONS ......Y ISSUE IMMEOIATEL Y: AN() FOR so OO<NG. THIS NOTE OR A COPY OF THIS NOTE VERIFIED BY _IOAVIT SHAU. BE SlFF10ENT WIoPPoA/olr, THE AlJTHORITY GRANTED IN THIS NOTE TO COfoI'ESS JUDGMENT AGAJNST ME $HALl. NOT BE EJCHAUSTEO BY IWY EXERCISE OF THAT AUTHORIlY. BUT SH.IoLI. CONT1Nt.e FROM TIME TO TIME .....,0 AT ALL TIMES uNT1. PAYMENT IN FULL OF Al.l. .....owrs OLE uPaJl THIS NOTE, I HEREBY W-'JYE mv RIGHT I MAY HAVE TO NOTla; OR TO A H('AAING IN CONNECTION Wffii .<Hr SUCH CONFl:SSION OF JOOGMENT p.UJ STATE TWoT EITHER A REPRESENTATIVE OF LENDER SPECIFlCAU.Y CAU.EO THIS CONFESSlON OF JuoGMe>lT PROVISION TO MY ATT'ENTlON OR I HAVE BEEN REf'RESENTEO BY INDEPENDENT LEGAL COUNSEL. Exhibit "B" ':1~ ~'6~. 6';'2,z P.OI ...... . '''"7/ .. ,..".. !:215'-.5'!'s' -, 7'/1 Fa. ~~:~;;.~ ~ "!;:'I'I t:.: .. ... oj..... r.:Ct)r.D~1! 0; DHDS ..."......., . J.'.~~...:.:j:> COUIHY-"A '96 JUI. ,8 PM Z 01 WI-EN RECORDED MAlL. TO: '"c _,NATIONAL ASSOCIATION LONIIU'PORT Cl9mJl 1'.0. lOX 1174 CAllI' III.L, 1'1. 17llO1-1174 S1'ACE AIlOYE TItS UIII! IS FDA R1ECCIlIlGI'S USI! Ql.y MORTGAGE THIS IS A PURCHASE MONEY MORTGAGE THIS MORTGAG! IS DATED JULY I, 1t96, bel.,..n DAVID H. NAUGLE, WlIou eddrea Ia 10 MOUNTAIN ROAD, NEWVLLE, PA 17241 (referred to below .. "GrIlrIlIlr"); end PHC BANK, NAnONAI. ASSOCIATION, "'- addrns " 4242 CARUSl..! PUCE, CAMP HlU., PA 17'l101-A74 (referred 10 below.. 'Lender"). GIWIT 0fI1lCATClAG!. For _ __, ~ gra>Ita. ........ __, conny.. ~ Ira..... -. _..., _1" _ '10 ~ lief Gtardi:n rigIt. lie. Ind_ ,n one! to "" foIowtng __ ,.,~, qoe.- _ II -.g or .uI._.....IlO) -- or ....., bUlldnga, .,....~....,_,I> one! _: II _. __. ...,.. po_, one! _: II ... ._.... rtghls CI way. II -. ~ -. --.eo. and IllP"",""ncoa Ihorwmo 1lol""lll'V or InyWlM modo app.....nt _, Ind 11II _ Incl .-........ - ~ IIlIraIa; II ..alar. WI'" nghls. _and _ ng/lII (rc:ludnu _ in ..-s wlIII_ or irri;Uon righls~ and II - rights,,,,,-, and P'cIIs -nu III tha "..~, indudIng _1tnftaIIon II........... gas. ~..."... and.....-.1oCIIed In CUMllERl.AND County, Commonwealth of Pennsylvania (lite "Real property"): SEE ElCHIBfT "A" AlTACHED HERETO AND MADE A PART HEREOF The Rell Property or It& add,... is _my known .. 10 MOUNTAIN ROAD. NEWVILLE, PA 17241. Grantor ~ _ns .. L..- II '" G<sntor'l nuhl. no. and _ ,n Ind 10 II _ 0111II "'-'Y and II Ranis Iram U. "'-'Y, In 1_. GtanIor;ranb to LendIt I Urifonn eo""".,..., ~ s.cunty '_In 1IlI_11 Pt~ and 1ltolIs. IlGlNmONS. Tho 1cIOoWlCI_ SIlo. ""Wl tho IoiIowlng ~ whon ....d In Ills I/ct1gIQL Tarms noI oIhetwtse clelned In Ills Morlgoago ..... 1Ia..1ha IlWI1Iingo IIlribIAocl to Il.Ch IormS In 1ha U"""",, Com_~. .an ,.,..,~ to _ 1tn0Ul'G .,.. moan "_ in lawful __ 01 IIle Unltod _ 01 Amorica. ~. Tho word 'G<anIllr" ""'.. DAVID H. NAUGIL The G<snlCt IS "" mot1gagor undor INS MorlgagI. ~. Ttw word "GunnIor' means and __ WIIIlo<A _n Men Ind 011 ollha gunntors. ...-. and """"'",oOddon lllI'- on car......., wlIIIlht ,__ Imp...a-, 1. Tho word ,_...nts. ....ns Ind ,_ WlIIIoulIimilaIion all -.g and M1M! ,__. b\JIldngs, SWc:llnI. - -.- on Iha RIal PnlpaI1y. _. IdGIlIOtlI. _ ,_"I> and _ _ Cll'11ha RaIl "'-"t. L I tl ~ -. Tho word ,_.... ""'ns II Ilri_ and _ ""lICit undo< IIlI _ and Iny ...- I; ....., or _ by a....- '" 6lo.J...QO ~. 01 Gra..... '" _ ~ by l.- 10 _ 0C>l0galx>nI 01 en- undtr Ilia Mcrtgago.loglIhtt _ _ en IIUCII amaunIs II ~_..!Ills IIC1l1gaga. ~. TllI -.I '\ar1OIl" _.. PNC BAN<. NATlONAl. ASSOClATlON,Its .1JCCI5SCrO and mignI. Tho l..- II tIIa ~ ...-1IIs Iol~. .... l Tho -.I ~ ..... Ills ~ Morwr M_ _ G<anIor and lIndor, and ,_ wlUloIll __ II v~ ..._lb. and -=urtt)' "*lIt p Dw~ lIlabng CD rr. FWsonII ~.nd RInes. - ....., ... _ _ ~ any 0I11le dIlll _ by 1Ns SocIrily '"",,,man! is lont 10 Berro- 10 acqure lllIe 10 IIle RaaI ~. I'IS Securtly '1'StrumaIrt IhalI ba I P_ _ nlCl1gago undo<'2 P.s. _ 814'. - Tho word __ ....... Iho prOIIllSSOIy nolO or ...at ~n1 d11ed Jvtf 8. 1996. In lite origilQJ principal IImOlInt of 1110.000.00 tom Gtar*r 10 Lendtt. Iogel,,", willi all _ of. _0111 01. m_'o... 01. roftnano"lll 01. conooIdIlons 01, Il'd lubAbltions fer,. P.o.'~, note Of .Mment. - 1'rofltrIY. Tho wordS 'I'otsonaJ Property" .-n all eqllpmont, Ixl..... and OInt! 1_ '" parsonaJ p~ .- or _ _ by Gra_. and ~ or _._ '" llIIxacIlO lt1ao RuJ Propatly; logolhot _ all_... patls, Ind -..sill. aII........_ 01. andll """lJl'~' IS lor. anyal....,h ptOI>I<1y:lncl ~ _all "'_ CUlCWng ......ul._ II nwrancII ~ and _ CI ~) rrom any saJe or _ diSposlIicn 0I1he Pt~. "'-lJ. Tho word "",.......If....... -'n>Ir'" RaaJ Propeo1y and 11>>,....... Pl'opany. _ Propar1y. no """" 'RIal Pr-V moan IIlI ptOO8f1y, in_Is and nunts dooc:nbed Ib.... ir1 tha "GtVIl aI MOtillIOa" selicn. _ \loci .IL Tho _ _lad Doou_" _ and IIlClucle ..- ._ II ",~,_, _. ~ _...... ~ -.,._'**' enWOl..,_dII sv_1....nts. pranties. 18CU'1ty ~"'*.a. mort;eges. deeds of trusL and .. ~ ~. Agl.,,_~_U __ w_ __ or _IldIting,...."*' ir1 connac1lon with tha In_. Roftts. _ word _. ....... II _, and MIA "'II,~. Incoma...~ royaJIooS. P'-' and _ _ _ from ... ""-'Y. . 1l0oK.l3vufm ;(..Q Exhibit "e" .- " ..C.-..-.:,:, ;..'" lo....No -... -. .-- _1: t'':'Y ;:,02 ..' e. .... - T (Continued) . -:I". nn ~ lNa.l.OllfCl THI ASSIGHlolI:Nr 01' 110fT. IUIO TIt! Sl!CURITY IHTDlUr III TIt! Rl!HT' IUIO Pl:JISOIcAI, ~ IS ClIVEII TO SECUlI! III P"YII!MT 01' '1M! I~ IHlJ lJ1 -0A1WICl! 01' AU. OlIUGATlOIIS OF GIWmlII _ Ties MORTQAQ! AIID TIt! RfLAT!!) DOCUI/!JfT1. TItS IIOATCAC! IS GIV!Il AIIO "'"","ILl> OIl T)E FClU.OWIIfCl TI:IVII5: P"YIIIJl'T NfIJ I'DII'OIIMNla:. ~,........... 0'_ .. "'" ~. 0.._ ..... poY I. Londot .... .- _urocl by ",. IolClf1Qo9o .. "'"" -- d.... ."...... """"y ""OOft II d Ora_. obloga>ons ..- _ 1ol0<1gaQ0 --,,"'ClIl NfIJ ~ '" TIt! PROPI'Jlrv. ~ _ ..., G<antot'l po 'On .". .... 0I1tIo PrOl*1y ..... bo vo-nocl by lilt -.gpr_: ....... f, - LI:Ie. UntII'n detaulI. Gr."M may rwmmn on p~ and conlrol 04 Ind 0S*Wi1ll 11')(1 """'01' U\e ~ and COItcf IP'I Ron.. from lilt "'-'Y. 0Uly 10 "*-. Gt1n/Qt..... ",.'"~" '... Proporly '" .....",.... ''''''''''on .n. promo.r porl...m an '1W$, ~ro!I. 1114 '"Ilnler>orat ---"1o~I~vll.... II.- .. --. The IIm>$ _do\lIw&SlI,' _.M Sl.C.II_" "0110_" _.. and __ .-,' a ....... Ita 1ol0f1Vage.1/'cJ "'vwlllo samo "*rnn;l U HI lorlh "'II-. Comp__ EnWonmtnIll ".go.... Componu1lon. end ~ Ac1 oIll1llD .. "--. ~ U.SC, - 9601. It _. (URCl.A.,. I"~. AmonG...... "'" R..nMon...... 'd of 'Mil, Nl. L. No....... ("SAAA').1ho ~....- TlVOIQOr\Ilon Ad, " U,S.C. -. '101. 11_..11II........ ~ """ ~ Ad, ~ U.$.C. SociI... s;Q'. olllq.. ... - 1:101_ Ita" ... F_oIla.... rulII. ... rwgulalons Idopltd ",",,"11 10 II'fY 0I1I1e IO<ogang. The....... ~ -1IlCl.,.".,douI --".,.., &Iso incI......iItoout 111lIlI1.... ~ ond"""" ~Ildudl CI' I1f'/ hdIon_ IIlll -- Gtanler 'lIQ>""".1$ 1114 _Ill 1M>cf. !lilt (I) 0_ ". _ 01 GtrI",," _ 0I1t1o f'roporty. .... ,.. -. no 1M. ilI'1I"Pon. monllllcln..",,- ~~, _ ...lIrM_ -"1I'fY _clouI_... I_byany_ on. undor. -.c ... ~m ... PrcQer1y; (b) ~ ha n. ,..o..1oOgo 01, CI' ....,., 10 -.. ...,.... '- _, -.pi U pr--..oIy _ to and D.na-~r:t~ by LMIder In WJ11l'1g. (I).".,...., ge..........,. manulldurw. ft:ltage. ~ daIposaI,~. Of Dna.... .....ofury "...,...... - Of _nco on. ...dlr, IbouI ... rr.., IN PrOl*1y by any ptV ........ Of ......,.,.. 0111Io Prcporty CI' (i) II'fY _ Of 1tnI_ltIgnon CI' tlalll'll 01 any kind by IJ1yQlr1O" l'Ii&Itlg 10...", 1lIIlIrn: end (el E:ooopIIS prevlowIy dIIcIOSId 1D and Idl.","~ by l.ItlCfor In -..g. (I) _ Gtontor not ItTy "..nt. ,,""......... '911I1 Of ou-.r _ .- 0111Io Pt~.,-, -. QOnnlI. manuloclln. -.. -. dIslloM of, or - .ny ~ ._ or _....... ..... undor. llbc<A or frvm t.. Prclpof1y IIld (1)11I)''''''' IClMly 1/10I be ~ ;" COmplonoo - oI_'QbIo _. ltalo. Inclla:ol lOwS. l8QuI&IIono 1114 ord&no",*. _ng wtlIloul _bon _ _. l8QulIbono. Incl Cl'linarces ~ &bow. Gtllltal' autIlcwlza lI.- IllCl ;to IQIftl$Io _ ~ ... Pr-'Y 10 ~ lucIl tr-.-,.1tlCl Iosls. at llt.-'s Illll....., IS lIn<let may ..... _....... to _"""" complonco olIN PrOl*1y WIth lhis __ olIN 1IoIIgoge. My InIoectonI ... - made br Lonclor UIII ~ lOt lonClor'I 0_ orrt Ind s/IIJI nol bo _10 .......ny ~ or ....., ... lilt QIII 01 ~ to lhntor ... to ItTy _ -. The _1>.,,", Ind ......._ con_ -. 1/'0 _ on Gronlot's .... llIIIQIroe ., ~lIng 11Io "'-ly "" h&ZIrdOl/$ Wlt1Il11d _...... ,_. Gt&nlClt ~ (., _.nd ...... any M<ro _..,.. lo<ldIt "" ondItnMy ... _III"" ;" 11II Mol GtlntOf _ ialllo "" dIIIJlup Of _ cm!lI ...- III)' ...", ...... IIlCl (b) _ 10 '","...M). IIld hold lIor_lo<W ogIlnIll1f'/ ./IClIII......... -. iIb_. cIImogeI, -. ond __ _ LondIr may dl'IcIy... indlrec9y $US,"," ... sulllt rnullirq fn>m I _ of "'~ _n 0111II Mar1gogo ... IS I ~ . .... 0I11'fY 1M. ;0.......... ~. Iloro;o. ciopgo&l. ...... Of -- ._ """""ng priOr III GNlIot'. ~p ... .._ In 11Io Proporty. _ CI' "'" "'" ume _ Of should - been known 10 GtlnICl'. The QIlMllOllS 0I1tis 5IClICn 01 "'" MllI1gagol. indU<llng lilt 0CIIQI1lon III .1dl..1IIy. oi1iii ......... "'" poymem 01 "'" IndIbtwd..... IIlllItlo IIllsfoc1on IIId roccmwyo..... .. ".,. Ion oIlhi1 M~ .". UIII noI bo .- by ~I __ 01 any inIoreslin ... Prwarty, _ Oy fo'tdos4n ... __, -..-. WosIe. c;..a,,1er sIl&J no1 ........ condId CI' petmlll1f'/ ......new nor cammt. Q4ImIll. Of SllfIor Iny III1ppIng 01 CI' _ on CI' .. "'" "'-'Y CI' any portion 0111>I Property. W'oIt1cM hn>fng II1e ~ of "'" II:ngoIng, GtanlQt .... nol _. CI' ~ 10 any _ potty tho t1g/l11O -. II'fY Im~, "'-.Is (Including e>l1/ICl tlUl. .oI. VI.voI Of reel< oroducls _1tIo g_ _ COrMnt 01 linder, RemoYII Of IoIFO-' Gtanlor SNI "'" _ Of _III)' ImptOW....nlI ~om ItIo AI&l Pr-"y _ Iho pO'" .....,., ...... 01 lItlCfor. As a CO_1o IIlo ror_ Oflll'1l~_ls. Lemler moy <eel"" Gtllllor 10 mol. .....'QO..".Ilo Slbfaclory III ~ 10_ such I~o_.. wftlll~"","mol'ls "'"t ltISl eqUII val..., ~, ~ to Enter. linde- end ils IQII1lIItlCl _oun!alivoo ","y 111101< upon Iho Reel I'rQperty II II __ _ 10 I1IOnCl 10 Lendar'1 ...-.m 1114 10 '-' II1t "'-'Y .... purposes 01 Gtantor'l compf;onoo WIII1tho lIrms Ifld co/lOlllons .. Itis Iol~ eo.ll~a - - GonnImeI1'-1 ~ ~ $/lII oromplly comply _ II laws, ordI..."""", 1114 rog-. now CI' _ ., -. 01 II _nlII _ ap~ 10".. .... CI' OCCllpIncy "'tho~. lh_...y _ .. good _ any ...", .... ~ ... rogylo.... Incl WlIhIlGId """'*"'" cI\I1ng any ~. including IQPRlIll1IIIIl>I>OIls. so long a lhnlor his _ Londor III MiIng pr10t 10 doing so Incl so Ion; a. 11 wOlf'. SOIt ~. Loncltr's ~ .. ... Pr-'Y 1/'0 "'" jlIopITdI.... Londet may rtql.lIro GrI_1o DOll adoQualo IICl/tCy Of a .urIly llcncI.I1ISOIlIbIy..-. ~ 1 10 l.Indtt. 10 pnlloct Londo(. ,_ OUt)' 10 ProIocI. GtlnlQt.vr- _10 Ill&11<loII nor ....... ....._ 1l1o~. Gr.1l1or sIwI dO III _ ods. m ad~ 10 rn"", ods IOIIor1h IDOYI ,n INS -. whl:;h ~"'" me __ Ind .... 01 "'" Prclpof1y "" roason&CIy _10 _ Ind ~ tho Proplll1y, 0Ul! 011 SALE - '0nSCIlT BY LEIIDEIl. w.... mor. II... ""Ilon. -. Im_'-'Y .ue .114 ""yoblo d ,,,ms socured by lIIlo I.lortgogo upon ... SIll ~ nr.IIr. wrthour tr\e Lendr'l pnDf wntten C'OtlSOnI, af all or any ~ or lM RG Propef"ty, or any I~at In me ANI Property. A ~ or ...- - lilt convoyonce 01 RuJ Prclpof1y ... Illy right, lrUo Of .- ",",-n: .._ 1t9Il. _.... ... _: wIleIhor voluntary ... invOIunIoIy: ..- by oulng'" silo. _. ,_"""" oaJo O<IrIlrad. land cor<toc!. ""ntrKl tor OMd, .....h... "''''''''I ..rn I '"'"' __ lIlan _ (3) )'lII1S, ~- "1'10/1 CO<\UOCl, Of by ...., ISSignmonl, ... ~_ oIlny t>ontftoaJ I_I In ... 10 any '""" lnIst floIdlng *10 ... AI&l Propony, Of by Iny _ motIllld 01 C:O"""YInoo 01 RaIl ProOerty _. If.ny Granier IS a COfll...1Il0n. ""~ or I",..IOG II&bIIy cornpany, ........ .... -- any ctwn;o ,n ow...."'P 01 """.lI\&n ......nty-!VI_ (25'" of ... Vlltlng steel<. _ JnIoresls 0< _1&tNI>Iy CO<TlllIny ._. IS"...... may bo. 01 Gllnler. _. Ih~ "".""...... noll>l_ br Landor ~...... ___IS Pro/bboled by ~ low Of by Pen"',........ ~ NflJUEIl8. The fo/IowIl'Ig _". ....ting Io"",laxm .nd..ns "" "'" Proporty.... 1 portolltis ~Qd.33Q'''CE 226 ~ GrIntcr slid poy Wllen .ue (a". In 1I.\tI1lS pnor 10 .olinquencyl III luao. gayroa ..... IpOOIIlUIlS. . .",6, _ ~ IlI1d - _ ~ _ Ig&lnal ... on __nf of I" Propeoiy. end shall poy ......n _ 011 dalms tor _ ..... ... CI' "" ......... ~ ... ",.- IumlSIleO 10 ItIo Prclpof1y, GI1n1........ """n~n ,.... Proporty _ or In Ilona hoVlng pnonfy Oller CI' 1Qua! 10 ... ...- 01 L80der under' tNs Mortga;lJ. sxceot for the hen of taxes Ind asscs.sments not dtM, and ezcept as otMrwlse ~ I., the foIowfng parlQl'IDll. Rlam TO Conllat. (lr1/llOr may _hold """...nl of L'y las. _mom. CI' Claim In 0<1""",,"" """ I good faltIl dlopllll .-11II ~ to pay, so long as ~ndot', intrtst In U. Proptrly ts nO! jOOpQfcfLad. If. Ie" ames Of IS filed .as . mutt of nonp.ayt'Ntlt. Grantor s.hd wl'Ihtn IftIen , (15) dll"""", "'I>on ~ ...,If 1 bon ~ _. "n'"n _ (15) 0IyS _ G<anl'" Iou noke 01 '.... !lng. SlICUnI"'" dosc/lIt1lI 0/ II1e I.... CI" reQUISIltd by lAndw. depO$If'M01 L'ndtf e&$I'1 Ot I suMaent CQr'IXlr'lIIe sU'.ry bond Of oth.. HClS'Ily Srlbsfaclory 19 u=noer 1ft an emounC 1uf1'otn1 to aschlrga the ft,en DI:UI any cas1S and Ittcrrw,s'lIe$ or othre-r ~ that QQUJd ac::c;rvo IS a resutt of . fo'"ectOSUTe Of &&Ie ~ me Men In ;i:..-::-;-:-... \.'-:-.:_ . r. 1;..:" ~:~ ~~~ 6222 F.O: lJT-4I-lll96 Loan 'No MORTGAGE . (COntlnued) P.3 .", CorNsl. Gf1InlDr "*' dttIncf dM<< and L.nctrIt ind' ''''II JlbfY iny a:hwle ,UOQmtnl betclr. t.I"",~_,...,llg&1rwr ChI Pfoptf'ty Granter ,,... ,."... ~CIer U In ~oneJ OC>IQM undlt ."')' J4.1"1'I)' bOnO n.-t'fIIWd' In IhI C"OnD1 Pf'~. eYtOItlCf Of "-'- c;,.nlcr.... _" Clorna>ld lur....~ 10 L._ -.,., ._..... of ll<1rmolll 0/ Itlo IIxos Ot -....nll ..,., ..... -... IhI .- _ _ 10 CloI_ III L.- II In)' ...... """"" Nit...", allhI __ ..,., ......""11lI _ftIlltlo ",-. - of~. Gt.-.,... noetr ~r II Ita, _ ('$) """ _ In)' wen .. comrnol'COd. .ny __ I'" ""....hod, .. .ny -1I't'~1ll1III Proc>orty.,."., _no'. 11.."",__'. ....Ot_ ...."""abe_on...",UIll.,I""W~.__, fit -, Ora_... UIlO. '"'1- DI Le""" """'~ 10 1.0_ 'eMra .......,..,. IIIIslIctay II> ~ IIWI Grantor con .nd wlI pay Itlo ~0I1<.C~_1llS. PAOr...., t DAMAGt: IlISUUIIa. Tho 101Io0.1"0 P'''''-11I rolWv '" ''''''''''G'''' "'-"Y lit."." o/II'G MC>'1gIgt. -....-... Of........... Ora_.,... llfOCIn - ...._ _ DI hltll_ """ _a __ _ago ._..... on a ropIoco_1 b.... .... ".. IUI .....- vol... -.g II 1"",..--.. on Itlo FleoI "'-"Y I. 111 ."""'Ill _IIIID ..... IPPICIlloft ., .ny ...........,.,. _..nd -..- -..or. do.... In"""" rJ~. "-..... bI_ by....". r.uro_ __ _ II SUCh "'"" II .., be >eISonIbIy __ II> l.IftdIr. 0ra.1Ot..... _ 10 LInGIr '*....... ., cv.n;o '""" IICII ...... c:ot-..g . _.on 11II'_... noIbeca""-Ot_hla_. _.......,1hI1y (3C)..,..'PI1or_. _IllLe.ClIt.""IlDl~'''''Rofl III\' -- ., ".. ......... IIboIty lOt It""" to _ ...." _, EIdl Ins...... poIi:r _ SIl&I _ III Illdor>emorC pra-.g IIlIII -- ,. 10.,. tI ~ ... noI IlIIIllClIlfWd II In)' WI' by In)' IC1, on-. Ot _1AI of _ Ot .ny _ _. ShoclId _ _ "'- II Iny We - IOcIlocl in I. _ CloI'!lI1lIed b, ".. _ aI ... ,_ !~ Mo/lIQfOlIIll ~ .. I _ Icod - -. Gra_ - III Ob... .nd ........ f__1I PIood I......... 10 ... __ ""'~ .....rce ~ _ by lIfldor 11IO " Ot -- I_It. lOt... - of Il1I loa. Ind for !Ill fill u'llIicll>'1~ ballra allho loIII. Ot Itlo _m 1Iml., CO'IItlQllhld...~ --..rea, 'r;~CI'''' Of P- GrarlOt SIIII prot11lllIy "'*'Y Lo_., In)' loa Ot elI_1ll1ho Prooorty. LondIr "'_llfool alloos W G-atAct ...... dalO_ -115J ClIl)'I .,1hotaS4Mllr. - OtnolL--. _lOlly.. --.a. L._ _. .'lIS~. ~tho llfCCIIIIClI 10 tho -- oI_I"~' i..... _Ill., Iny.....1Itctng Il1I "'-'r, Ot" ,-""'....., 'ncI_ '" Iho~, K LondIr_1I> ft09Ir.. prtJC;:8eds to IIStcntiDtl and tWf)IlF. GtMtor shd repu or,..... cSaIMotd or _~ 1..~...._1'Illotrts In. rrlI.N'let ...~T. . ,Ia LMdor, LondIr...... upon..--, prflOI"...".~.".., Ot -..... _ tom Itlo pl'llCft(Is lOt _ __.....,_ Ot_lloft, -, noIm_ -. "'" ~ __ _ noI_ dIstxnod_ 'eo Clora__ _,__ LMdor IlIInot ",,",.,_10 Itlo_ Ot --"!IlI "'-'r IhaI be....., tIt1Ilo "..,.11)'_......., 10 ~ UIlClor",,"~. _10 PfIlltYICerlJId"""", Incllho 1I...."'Clot. dIn" .".. be_ 10 tho llf'I'dI>II ~ allho '.OCleCItd,_. It LII1der _ lilY '" . -PI",*" II lull.. "'" '__.IUC~ _..... bI PIJd 10 Orantor. I' . 04 '......... at,.... "'" _Id .......... .,... ..... Illltlo _ 01, IIld paso 10. Il1IllU<IlISIr o/1IIe "'-" COIWWa by """ ~ 11 any hsleI'. ... Ot - salt tIofa under !Ill P'OY8OlS Of INs ~. Ot at In)' -........ '" Sl.CII Prcperty, to- _"....elBY 1BIIlEII. KGtI/llQr....Io~_ 1.'~allln MortgIgo, OtWllI)'lClIon Ot"''''.dl..Q'' com_","lwcua ~ IIlIWc1l..-.. 1IIlIt.... ,. 1l1o Proc>orty. L.eo1clel' on GranIOt's blholI _. boA .... not bI >'Iq\QClID, 11I1_ on ClImInd, (b) Ill_Ie 11Io __ '" Iho - _be -....- omong llICl be_It WI1llI11\' ms_ PIJ!llInlS 10 ~ _ IMng_ p) 11Io IIrm ., any .~ '""""'" Poicr fit (i) 11Io roman"" IIrm .. Itlo Nolo. Ot IC' be _ r . _ PI)'rntnI _~ ... bI aIM ."" _ .1 .... NOlI.. 1!lIllally. ..... Mcl1gIgo ..... .... ....... 1>Iyn-ent., '*' 1I1lClUI1lS, TIw IigI1lS pto.4Clod lot II II'G ~~-" IhLI bI i. I<ldlllon 10 In)' _ ""hIS Ot In)'_ 10 - Londor """be ...- o. aa:ount ., IhI -... "'" ,""'ctlon by lIfldor 11III noI be conm.a II ClI1ng tho _un 10 IS 10 bit LondIr tom 111)' '*!lIdl> Ihal , "'- WOli1l ..... hod. G<lnIor's 0b6gd0n 10 to.- lor II ....". _ ahlll ....... tho II11ry ., In)' ~ Icrodooin ~ WARRAIfTY; DEnNSE OF TITI..E. Thololowt"ll P'lMSlOI1S ....loQ 10 owrers/llp 0111Io ~.... I"'" of IIus Mor1gogo, TIle. GnInlOt - IhIl: ('J 0ra.1or ~01C1' good ilia mat1lIILblt no aI ....." 10 'ho Propot1y In lie """"'. too IIld _ 01 II ..... IIld ~ Cff'e' INn these III bth in the AeeiI ~ "':11 .....bv.. CII" In arry 1tIe1Muranc::. poley,"" t'IIpOrt. or finlJlDI cpnon &SSUedI1n ~ al. IncllocoptId by. LIndOr Inc................. """ MOtlgIQI. I'" (b) ~ ....1hI1IA nghl. _. Ind .ut......, 10 _1M Ind_ INs Iolortgovo ID LonClot. ...... of TlIIe. Sl.ClJlOlIo" _ II 1!lI_~ 1boYo. Gta_ ......nllllld ... _ _ .. tile 10 .... Prlll*11__ IhI ...."" - .. II per$OftS. I. tho -' any - Ot ptlll:8Odlng Is _1IlIt questJoro GtllI1IOl'S no Ot 1hI_ of Un.- ~ INs Moo1gego, -.,... _Iho ctlon It Gtantot'll __ _ oa, be 1/Ie _ patty I. SUCh "'-'G. ~ ~ SIlCIbe -- 10 ~ 1Ill1e llfOCWdnglnd 10 bI__ II'" P' 1-.. by _., London OWII _. and _... _. Ot _10 be -.cl.1D Lender 1UctI_ .. LonClot _ _ '""" _molo.....1o _ _~ pottc;po_ .. . - -. WIII1...... - - I"'" Iho P\'-"Y - GIWlIllt'1 _., IhI Pl1lI*1Y ~ """ 1/1 _l"i Ill" .bit laws. llI'1InIInoII.arnl~of_ntala_. ~"TION. Tho foDow1ng ~....tmg 10 cocodo.....lIllon 0/ 1110.._..... part of.... 1I<>1Qooe. ~~- 011101 PI 10. 1111I Ot .ny PlrI 0/ !hi F'rOl*1\' ~ _ by .....nl elomIIw1l>fOCOOd>"9I Of by Iny p<0CI0dlng '" p_ in Iou tI COndo........, Londor may II lis _on.-q..,.. "'111I Ot any pocton., Iho net "'_ 0/ Itlo ._a III app'>Od 10 1hI1ndelllednes$ "'.... -- Of............. 0/ Itlo Pl1lI*1Y. - ftIlt prcceIds of Iho.....,d shII mil. 1t1e......, .1lII, paymenI 0/ at adUII costs. _.1IlCI -""'_oncUlTld byLlndlrin_on -ll1eco.ldI"..Iion, ~I- II In)' prciCllOdlng in COIldl...1Ibon IS filed. Gtantor shII ptomoUy noli!)' LenOer in writing, Ind GtanlOt snaJl P'"""ly IaJ<e SUO/l -. .. "'" be .........,., 10 - "lOtion - obtai. t~. .WIn!. GtanlOt...., bllI'II_ patty In .uch pc .,... bill Lo.- .... bI ...-ed 10 pasklpa181n 1M proceecIng and to bel ~ In !:he po : ~ J..., by counsel of .. awn cPl()!lr>>. and Grantu wiI dIIIr.w or c:aU18 10 bI_lo~ auchinS_I$""'YIII ~ by 0 from lmo IDlimllepotl1llllUCtlPll1lc>ollion. IIPO&ITIOIf OF TAlQ!S. FEES MD CHAI'lGeS BY GOVEIIIIIlENTAI. Al1THOIIITl6. _ 1clI....rY,l pro.ts,ons....."" 10 ~...n""........... IIId __ _. "." '" INs Mot1gogI: CUnenl T_ F_ - CIlarvoL Upon tQquosl by LIndIr. _ .... ....,.,.. suctI _nla In __ 10 INs Mar1gago _ III<e - - ICtlon Is -"" by ~ 10 por1oc1.nd - ~ ... on 11'II RIll Prooorty. _..... _URI LIncIer lOt II -... <'-r Ibed bIIow. toQoIIIw - II __ Ir'CUrIWd in -rY,l. por'"",llo.. Ot COl1llnt.wlg this 1olor1goeo. includlng wiIhouI 'million III -. ills. documonlIty slamps, _ _ """'- lOt lICO>'ding .. regiSltnng 1M MOf1gIgI, T-. TIw 'oIlOWlng shall consbMo tUa 10 o.hCII UIls -. applies: I.). _ ... upqn Il18 type 01 Mar1gago Ot Ul>O. .. Of '11)' Ootl aI BodJ30 rAG[ 227 tE~-11-1~;.- \.l~;:~ 07-o&-1ll98 lAHn No F'I..; h-l. 21:. ~.~~ ~~~.2 P.~ MU,", I UAUC (Co"tlI\U*d) ..Ill- C h IndIllllcl_ IOC\IId II\' IhS IotclI1;ago: (1)). ~ ... on ~ "Ill:~ GtI>llCt. Il/llIaIacl CI' I1IQIlft<lIO CIOduct tom parmero on.... 'ndIll_S _......, lI\' IhS Iypt 01 M.....ve. (e,." on INs I)1>e 01 MOtlgOge clIVQ_ ';811'1II .... ~ CI' IN /\(II"" ollila Nclr. _ (0) '1PC'Ic: .... on II CI""Y _ or.... '_nms CI' on paYITWIIS ot pnrapll."" _ _ b, GtanIor. Subll!quenl T..-t. W .n, Iu ro "/Ilc~ Ih1 _ IllP'- " ._ wIlsaqvol11 ro ..... ClIlt 011114 MOtIQago. Iha ....nl shal ~l'" .... ..",. aIlocl u an E...m 01 DoIIwW (II clot".., _I. ."., Lender moy __ ..,.., Ot II 01 011 ......,. "'_ lot .n E_I 01 DoIIuII II pr_ - - - - (01 pall","'" __. - ClOI_ ot lbl__........ II ~ _ on.... T..._IAN _on..d _ _Le_ c:as~ Ot..-... _.uroty bonO Ot ""* _...ty sall>llctooy 10 L.... ~ A~''''''T; P1NAIlClIlO STAT1!MDIT$. .".. foA_ng p'..-om ....lng 10 ''''' M""V.~ II . .."ny agnoomonlllll a pill 0111I:I Mw.~;I. Soaallr ~L TIlls nt\manl SI\aIl co<1IllMII l..",.;ty ag.........1O ilia &danl any 01 "'" "'0PI<lr CO'\SlIuloo blur. 01 0__ "...,."._ ~..... two... II 01 "'" nghl> ot. MC:lnd party ........ "'" UnlIOtm Comt!\a'CII ~.. ..._ tom _10 ,.... ~ 1nIerul. Upon rill,,", Dy Linder, Grt"." :II\Ll ..... 1ltlerQ>g S1alemenls .nd laM .._ ""* _ II roq_ Dy Lencltt 10 peliec1 and e........ Lend..... ~ .n_ ,n ilia Rentl I"" Po<1onII Propt!ly, In .CI<Ilon 10 rac.. 0.11\1 .... M...~ In "" .... P'-'Y '*""CIs. LenClOI' may, a1.n, ...... and _ __ lulJ\OIU2llon Irom Grilliot. roe ....u1Id coun_ _ CI' roprocluctIons oIll1G Mcr1gtQo II I """"11 _ GII/llOt........mburst ~ lor II __ ,_ '" PfIloCbng ot conlInuong Ita saany _. Upon "'toull. GrtnlOt _ _Illo """"'"' "'-"'r In . ...__ .ntI It . .- rusonebly .......,.,110 Grtnlot and Linder InO """" . avooIIl>lo 10 Loncle< _11vot (3) claYOlIIar roc:llPl 0/ _ Clem&llCl"'m ~, .~.." The.....ng .0_ 01 Gt.nIOl' <_, """ tendo< (~P&l1VI. ".... _ ,_""" ~"II1IIo MCunty _ granllclll\' Ills Mot1goge..., .. OClalned (NCfI II _.0 b, Iho Uno""m Com_c'-I Codal. IIIl os .to"'" on IIla ....1_ of Ihos M...., F\lRTltI!ll AS!llMAIlCES; ATT_-lN-PACT. The -.g proy;slofts "ling 10 I\6fIW ......noes "'" ....._,__.... 110 . pill 0I1Iw Mortgtgt. _ __ AI I"Y _, and from .... 10 I.... upon roq.- of L.o<>der. Gran'ot wi! moJ<e, "*"'" _ _, ot ... CIlM 10 .. _. ....- ot _. to l.end8r Of 10 l.end<<'s ~ _ .._ _lid by Le_. ...... 10 be lIIId. roc:ora.d. .-. CI' .......dod. II h .... may be. It suctI _ Ind In su:Il _ and ~ U LandIt mo, """"' """,~il<II. tIfT _II 'I.<:~ ...,,-- _ oItusI. _....,,_ .-roly..........rls. ~.... ._,....""",""""n..._.i_ 0/1\I1IltI'___ and _ _ u may. on Il1e ""'" ""'.- 01 Lend<<, be '**""Y CI' __ .. ...... 10 _. compItfe, ptrItcl, COnllnuo, ot _ (.) Ihcr obl9&lIOns 01 Gtantot unell< .... _. Illls Mor1llIQt. _ e.. _lid 0<<_, ana (b) Ihcr .... and MCUt1Iy ~ _lI\' IIis MOt1gogt II lItot .nd ""'" ..". on the Propetly, _ now ..._ ot _..... ocqyO'lIO lI\' Granlor. uness prOlltlIlld lI\' lOW Ot tQtttCllo 0. conhry by LenclIt In wnong, _.,... ...mt>.... Landtt lot d COSIII""...,.,._ ~.. COIl_ wit~ Il1e rrdn _1O"'__h. _..,_ocL W GranlOt ..... to do I"Y 01 0. lhngs .- 10 '" '11I pooooodIng P",-h. Loncle< mo, do 10 lot anO WI Il1e ...... 01 Granlot Inti It Granlot's _, FOt...,n ~U'Il"" GraI11CI' _, ~ allPoonls ~ u GraniOt's dOt".,....n-Qct lot Iho ~_ 0/ """ng, uecu1Ing. _.... ling. recording. Ind cIoong II _ thIngS u may be IllIClIISaty ot _. In LendOr'< solo ~. 10 tceO~h "'" mollet1rtl8nOd 10 m Il1e ~'''''''''''l\l_lph, FILL I'elJ'OAMNlCE. II GrlnlOt pays alIlho l.-loclneS$ wilen duo. _ oINrwl3o pet1Qrms II 11Io oI>bgations 1rnp<>U<l _ Gron1Ot """'" Ills Morlgtgo,l.tndIr shd _ and _10 llranlot. .- S.~-..., 01 Ills Mot1goQo Ind._ Sla_ 01 _"'''''' oI..y ~ *_1 on ~ """'nclI'Il Lencltr"s sacunly _., lho _ I""1hcr Pononal Property. o.anlot.... poy. , """...m.d b, tP9bI>lt lOW."" ......... __.. a _..~oo<lll\'Lender Irom _10 Ilme. Dl!FAU-T. Eac~ 01 "'" loIIowing, a11ho oplcn 01 LendtI'. s/laII c:<>nntulo on _nl 01 ClotIUlI n;'vonl of OeflLil1 .... Ills M~ Default on Ir~~4ns. FaI\nI of Gtantor 10 rT'IIke any pa'f""l8"1 wI'len d\M on the lndebt8dnas. DeIoull OIl OllIe< Poymen\s. F...... 01 Grantot Wllhn lho ti_ ~ by ins MCI'1QIge '0 ....... &II}' po,.,....,1 lor ..... or onsuranao. Ot ..,.., _llIymonl -.ry 10 _ling 01 01 to olIoc1 dIschotgo 01..,.., ..... CompIloIa DdaIft. Foil... 01 GronIOt 10 C1l/TllllY wIlh ",y _ "'"". oC<Igollon. covonanl Ot conomon __ WI lhS MC>l9tIIe.1Ile _ Ot WI any 01"" _ Docu_ ,_ Sll4b_,l>o. Mt w&TTVIY, _"lion 01' Slt_ mode ot IlKnlshld 10 L_ by Ot on bo_ 01 Grt_ undo< this "'~. .... _ CI' Il1e _ Documents 11_ ot __lOng In ony _ ~ _ _ or at ""'.... _ ot fumoshecI. IN'''U<Ie~. TlIs 1I011gag. or any 0/ Ine RelIIId Ooc:umonb ~ 10 be In IuI torce and ofIacI Onctud>o\J ...... 0I1"Y_ _ to awelt. YIlid_ porleClId ~ _ 01' Iltn) et any ,... .ndlol' I"Y ruson. Dtolb or 1MOIWflCy, Tht _lh 01 Gronlot. IIlll onsoIvM1cy 01 Grtrdo'. tho _0,"_ 01 a ,acwtet lot I"Y port 01 Grant..... ~. ..,.., IDigtUntnlIor h _ 01 Cl'Odol<lB. .ny trill 01 crwdiIoI' WOtlloul. 01' It1e _ 01..,.., proc:wOlng "0010' any bankn.O>ll:y ot ,nsotYoncy .....11\'01.--. r",..;loIln, F_, etc. Cornmel1Cillnlnl oIloredosuro 0I1Ot1oilln~...1lelne< Dy j\ldlci&J prgcoeQng, seJI-htIp. .tl>.on ot any _ -.II\""Y cnt<i1or of Gtonlol' or Oy Iny Il'l-=oanlol o;ency _11$1 Iny 011110 Prope1y, _.1IIs subscc1>On Sholl noIlIlply .. lho ....111 01 I ~ l;lItl dGllulo by G'InlOt .. 10 the vVdoIy 01' _""""_ of '11I ...... ....-.:h os Ihe basis 0I1ho _uro or ...-.. ~"'Il. ".- tho. o.anlor gnes Lenell< _ ...... 01 such _ lnolumosllos "'""""" Ot I woty bond for I". ctoJm sal!sitcIOty 10 ~. _ 01 0lIler ~1. ..., ....ch by Gra_ ...- tho low"," 01 &II}' 0_ ~n1 _n ~ &n<l LenCIO< ""lIS nol_ wtthin any s.n=e DenOd pr~ therein, lndudtn; W'lthoull:itnltation any ~l eoncet'r1Ing any lndeb~ or other ~ig.bon of Grantor to L..... wl'1lCnW 8IZDng now or 1&Jer. E_ AIlec1Ing Gunnlor. My or Illo ptOCO!lo.......... OCX:\n ...lh respec:llo an, GUIllln1o< 01 any or I". I~ Ot any G..",_ <lies 01' _ i""""",,"", Ot _ Ot dIslMB5 the whdI" of. Ot Abilly "ode<. any Guaranty oIl~.'n_d...., RIIiKTS AND I'lEMEDIES ON DEFAU.T. Upon 111I ocx:umtnc:o 01 an, E""" of Doloutl and alan, Bmo __Ilor. L.e"".., allls ",,'on. moy""",,"" any one Of men at U. ~ Oghts anCI rel1'l8diGs. In addition to &ny other nghtS Oll'W'mlldie5 p~o.d by law: a ~ C el.&.. I~ SUbject to ..,p~ l.aw. L.et"lder c.haI have the ngh1 at Its ophon wrthout nabce to GrantOf' to deClare b'w .,tirw ,__....-..oy _"nO PlI'Ible. UCC ~ WM re-speet \0 &II Of any part at the ~ ~. Lendet sh&/I have all U'le nghb and ren",(Ues of . soeured !'arty unW !he UrMotm Com_cioI Cod., BOOK 1JJu 'AGE 22.'3 .reC-ll-l:.:-- ;.':.:tl:' ~'( f.~i- ~ 1 ~ ~.a~, c'~z.:' F- , ;."; 07-011-1996 Loan No MORTGAGE , (Continwd) Page 5 - ~ Renta. ltncle'"..,..... l/w rogM...nt>Oul_ to Gro_. 10'" _ 0111Io Pllll*l1lnd. _ 0I_1olung ............'0" 01 IIlo ProcMo1y, ID _ !no _. II'CIIJ<'ng .rnou<lts pasllluo Ind u_. and IPrlIY !hi ... pt_ 0* Ind .- Len"'" CIOIlI. ..... II-. ~_IWo_. In runr.va 0I1IIIs O9/lt, l..- ..y Itq\Atw Ill, _ '" _... 01 "'" "'-"r III .....1>1_ 01..... 01 11M ... dnoIy to ltI>dor. n.... AlnII ore CCIIC10d by l..-. w.n Gte""" "1'I<ll:aIlIy dooqlaleo ~ a Gronb't ....,.r'>' loci to__ -- - IIIllO'/'OlON - III !hi _ 01 Gron1Cr IIld 10 nogoIlolo Iho _ and _ !hi pt_ Po",,","" ~r .nonll '" - -- to ~ Oft _ to ~'s CIol!lllld IhaI salISfy II-. Ob91lOnS lot _ tho 110"'** 010 _, _ '" "" II'!"'- Il'1lU"CIS lot tho dornaIld _ ~ mor__1lI ngfoIa...-1Ns s~ _In _. bylgonl, or Ilvo<4lh "'_, AppoIrlI_. ltndof.... hew tho r1ghl to ...... _ appclnIod 10 ..... ~ - 0111 or II'! pOll 0111II "'-'r. _.. _ to ptclocf and -....Iho "'-"r. to _Iho "'-", --.g _... "'_. and to _.. _ him ... "'-'r ond lOll/'( tho ~. ..., Ind __ Iho CCIl 01 tho ~tip. IOOII'OlIho 10_..,...... Tho _ ...., ...... """"" bond ~ ~ by IIw ~ ""'" to .... __ 01 I ......... shll ai$I w_ '" no! tho --. ..,... 0111II Pr-" _ Iho 1_ by I _1InClUn!. imp.."...", by ltnClOt .hoJI not dGquolIfy I _n from '"""'II" a _, .AIdIdII F..-... LtndIr.., Olllain I /UdlCIII_ to"'dQSlO9 GrlnlOl'$ _ In II "'"", pOll 01 tho ~, ,,~- '. Of ..,. Property. FOI tnI pwpose 01 ptocunno P---"Ol'\ cA u.. Prcperty, Gtantor '*-by I.I.Cha'1as II1d 8Mp4.....'1I')' liter,.., 01 ."., C<lUrt 01 record in 11II c:ommon-nn 01 f'InnsJIvIr/a '" _..... a llIornIr.... ~ and II pOrIOnS dIl""'l/ ..- '" lIlrougf1,,-, 10 slgIl an _, lot _09 In In, __nI court In "_ Klen In IjOCln'ent lot p '. 01 tho P!tIporly and 10 _ lot and - JudgmonI oguwl Ciron1Cr. and IQIII'lIl II ponctlS claI"""ll u.-. or IIrOUQll Gronlor,... "'"""""" by ~ 01 P l ,01 tho "'-'t, _exA Inr"" oI-=<Jton. lot _ lIIII Mor1gOgo. '" I ccc>, 01 Ita Ma1;eoI_ by IlIdovd. """ be I &lIlIIdenI wlrrarl. Ind IlWeupcn I WTll 01_ IT' ,.., be ISSued _. wl1l1oull'" pn", WIil or prllClllCfwog __. NoJ~ _ Sole. n pormIlltd by I~ Iow.ltndlr mor __ GtanlOt'1 __I III II or III II'! PIll" "'" Pw1cnIl "'-1r or tho _ Prcporty by non,...,...,..., ll.n.J_4; ~ L.-.., ClCIaln I ludgmonl tor I"., deIooncy I'IlTlU'IIrog III 11>0 IndeblId... duo 10 londIt _ IpClIcoIlon 01 II IIlIOUnIs _ _UlI__ oIb,;g1lls PIO"ldod III Ihos_n. T_ II SUIIerInce. "Gra_ _... III p_ 01 .... "'-'r _ tho "'-'r 10 .... .. p,_ .- '" ~ ..- -- _10 ~ 01 !hi Prol>Itlr upon _loft 01_. GnIn1Cr..... _ I _ 11..-._ 01 L__ "'!hi _ 01 !he Propor1y Ind shII. II ~s _, _ (I) pay I __ _ lor IIlI .... 01 "'" "'-'r. or (b)...... tho "'-'r....... '"', .......1I\I_ndollt_, oatet A~ ...... lJmdar' shal ..... III ~her riOhts and ~ ~ In ttvs Mortwege Of U. NoIlt or IYIA&baIr aI taw 0( In eQUity. - OIUlI "'-'r. T. b _ _ by appllcoblllow, Gtlt'Q:it IIcnlIry __ any""" II I1gIlIIo hewttw pr.....", _. In -...,.. itS ngfoIalnd _, ~ _ be .... to 11II.. DI ."., PIll 01.. ~.....", IogIlhor DI _to/y, ......... DI by....... -. l.- slIIll bl 1_10 bid II I"., plotlk; SI" on II or any pot1lon cllIIIl'rDl*1r. IloClcI 01_. LendIt _ _ GIlJ'liDlIOIIDNboe nollco of b MIl and ~ 01 I", pubic .. 0I1IlI .....111I Propor1y or 0I11>11m11_ wNcII Itr( p_ .... '" _ .- ~on oIll'lf PorIonol Prtlporty Is 10 be modi. u.-. --.tse lWq<nd by ~- low. _ nolloo ..0011 .... _ gown It -' len (10) dI\'S boIoro lll8 ,.. 01 !hi .. '" dlsposlIon. -. EIecIIon 01 Roll.. <Ilos. A........ br In, potty "'a brIIcl1 01 I ~ 0I111lS ~ SIlII "" COI'AlulI I _ 01 or Il'IIU'IOItho pa1y's I1g/ItS __ 10 ..,."., met COIl'QIItlC'I WIlh 11>I1 ptOVU>ll or any _ ptOVU>Il. __ by I..IndIt to PIn" I", ......." shol "'" - p1l!Wt 01 II'! _.......", and In _ 10 ...... _nddl.ns or .... ac:IIon to porforTn." OlligIlIOn '" GtanIor ..-1IIlS Mor1gIgI -...,... 01 G<an.... I. porlorm </la' nol 1_ La..... roght 10 -.. a dofIIun """ _ II _ uncle' INs Mcw1go;o. Aaneys' F_". _ n L...-Ins_ I", lUll '" _10 _ In, 0111>I....... of tIa ~.lAndotshol be ..-10_ _h .... a Il'lf COutl mo, ICljUCgo _ 1$ llIoI'nI\'S' .... II .... and on any 1pllOIl. W_ or noI Inr COllI ...... " ..-. II - __ IIlCUITOd b, L8fldw ht ., L8/ldIt't ..".on ore -.rr II II'! limo lot IIlI ~ of lIS InlnsI or tho _manr 01 Ils ngtlIs ShIll beCOmI I pan 01 .... I'-Old,.. poyablo en ,,"monel and .... but _ from Iho _ 01 __ unliI nopoocl at tho ra.. ~ lot '" !he _ ~..,....IIl>It low. LaldIt'I IIlomIys' .... and Lllndet's IIgaI __ w_ DI not u.o " I 1I~ incIucJng olIDmoys' .... .... bonktuptr:r jlo....lIIo.... (1ncIudng _ 10 mo<lly 01 _ any luIDmatlc star or injunc:llon). IppooIa and I", IntidpIIId pos$-jo.dgmonl_... -. .. _ '" MM:Nng 1WCOtdI. OblIl;1lng ttlo rwpDtlS (""'ucinll -... toporls). ........,..... ....,no. and 00..- ..... and IIIIt Ins_ to .. _nt _ br ~,'" .'" low. ~ lis<> wII PlY I", COIlrt coots. III &ddIlIOn 10 II _..... ptlNidId by IIw. IIOTICl!S TO ClIWfTOR AHD 0THSl PARTIES. UnlIss -.;sa ptOIoIded by """"*"" IIw. II'! ..- uncIIt IIlls Mortgogo .... be In WIlting, tnlJ'be be _by --. and..... be _...... oct.dy _. or _ dloa'*l- IIlIIlicH'IIIy >1ICOgflImdlNWT1lglll_. or. d -. SIIII be __ _ wI10n ~_ in Iho UriIId _ ... lltst _, _ '" ,..'. .d.... PoslIOI poopoid. _ 10 !hi .ddo I ~ '*' lho beglnnIn; oIl/lIS MOI1gI;.. My polly ...., chInge III ._ lor ..- undIr INs MorlgogI by gMrog _ __ '-'10 lIlo _ pot1II&, ~ hilI-. po.rpooe 01 "'- _.. to clIonge h potIy's IlIdnIs:I. M ~ of nollces cI_IIW"'" "'- _ of I", .... ___ 11&I pnonty """' """ Mortgoqo ".., be ..nllO ltndor's 1_. a sIlown _tte bfOlnt*llI of Ihs MCIlQIgI For """'" p_. GranIllt __ 10 k_ LeJ1dot IrIonnoclll 0111.... of Gran...... c,","", 1-' M1$C1'1' '-otJ& I'ROVISlOIIftI. ThO fellow,"; m~ ..- ... I part of """ I.\ot1gIge: -". ...._,r., Ths Mortgogo, IogOII'Il' - I", _Old Oocumsnls. constiIule$"'" - undIIrsIIJ1ding Ind;:::r- 0I~,,: to:: _ ..I tor1tl in INs """I. ;. No Il10rIllcn 01 or otnen<ll!lln1lO Ita MOI1gIgI .... be --... _ III wnlIng I'll by party DI J)t/1ioI so"oghllo be chatgOd or bDOOd by Ite __lion or ""*",,,.tt, ~~nCl.I...... Thlo ....,_. ... been at_lID L..- and 8CCeplOdol_~~ In :oICp...::;j.~ 01 PomarIY..... TIlII ~_llego_by_OOMtnIOCIIn__Ihe__ .._........... __ CIIpDon ~.lPL Caplon holdIngS In Ita Mor1gIQO "'" far e<>n,....,.co ........... ",.., lnel ... noIlO "" usId 10 Inllrl><at '" dolIne IIlo ~nsolINsM~ ...,..... n... _ be no _ of '''' ....... '" _ ........ by _ M_ -. .., ....... 1n....0Il '" ...... In tho P\'opoIly AI In)' lmo _ by "'lot Iho _ 01 i.Jondot in any C&PIdIY. willi"'" "'" _ co-'" 0I~. s...__I,. n I c:ouI1 01 _'....... i""""""" tndS II'! pr_ 01 Ita Mo1gIgI to be ......., or U'16..,,"_ a 10 any ..-. or _ SUCh fincing "'"' not _ 1>11 ~ onvalid Of unenfon:oollIe aID Iny ....... ........ or Clrcum1IIInces. If _. any.uon oI!wndng llfO>1$lon IhII be _ '" "" _ to be Wlthln Iho I"." ol........-blIlt or 'IWliOty; _,'Ite 0IIIn<Ir0 ,""""""..nnoe be 50 _ . shall be _"n and"""'" pttMSlons 01 Ita M~ilI ~__ shII ~_ anc_. . BnOU<>';U rAI& ~ re';-11-19n 09:~ ....--...... Fr_; &HI 215 ~.05 ~~;;: P.l); "'-"'-'-- .--- Lo," No (Continued) II -, .... ~ Sub,..c 10 tho _...... silled In INS &10>" Oft Ira_ 01 0tanf0r'I _ tho ..... III- .,.. ... IIincIf'O \lIlClfl ond ....10 lie ........ d.. portoo, ... "-". ponalIl ,~_ ilI1lws.1l '" 1IlCl.... f.......,.,.,.. "'-'r ~ _ .. I _ _... _...-. _.-... -,!NY _ - ~1lIoo'1.. _I wilIl_1D 11II MofOIOIIIlCl'" 1..4ol.~_ by way d '-'- fit _ wGlout __ Gte..... "..., ..... ~ allIiI .....Q.". ... IIIlMy "'* ... ,_,... ~"oIl1le~ '""".aI..__III.....~alIlwMa1;ago. w..... .... CoIIIIlIta. LIIldtr.,.. nol ... _ 10 ,..,. _ ony ngte ....,., hs lIartgogt (or under .. RIIoItd Dccu_1 ........ such _ . ,. _~ Ind Pl"ld by....... No -, or _ Oft ..... port 01 Lo_ ., _~ .,., ng/lI ...... _II II 0 _ 01 IUCII rtght or .,." _ ~1lI. ,,_ by .,., polly d I ~ 01 INs Mortgogo 11I&I not _.... 0 _ 01 or '""'_ lie port(t ~hI ........... _nd_............. _ h'_ "'.,., _~, No _ _ tlyLondtr, nor.,."....... <II OOII~-' ....- Incl_,"""'-, _ 0I11ll' 01 ~'I rtghts or'''l' 01 Gtlllltn ob9IonI.. to oor IIAln __ _ __ tIy...... lllOCI"'od ,..". .....,,_.. It. gronllng 01...... ~ br ~ndot '".,., ,_ s/IaI noI_ ___10 ~ ~ wtIoro wctI......'" ;ollq\oirl<l. QIUIlTClA ACIUlOWl.EDClD HAVlIIO IlUD AU. TMI PNlVISlOllS OF nas ~GE. AIIO lllWfl'CIl AGREES TO ITI TeUIS. CllWITClA: II ~~.:gj....i'r',-:~:7_.'f':~'; -- ...... "'-'lldllld 1ncl_1n!he pteSOllCe Dl: II w_ II - CERTIFICATE OF RESIDENCE I ~ ceBfy,lI1oIlht _ IddreS> 0I1ne mcrtga_, ~ 1IAHK,IIATIOHAl. ASSOCIATION. _ is ..1llII_: ~ CM.1Sl " PIKE, CAMP HIll, PIl 17V01....,. AnCI'7'tY '" AIl'I"1 fer Mo-lfIIOM INDIVIDUAL ACKNOWLEDGMENT STIlTROF Pe"...~..IV.."I.... J ISO COUN1Y OF C.......\,c..l.. ",.( I . ,.~~15tf,J, On 1Ilis!he $~ day 01 -:Ju..'~ . 19~C. . _ mo 14~::'i~ljW. lI'O ~ -". PI.CllIo. potSOIlIIIy ~ lIIlYID It. iiAuCil;"known 10 mo (or -. ~ _I, ~~ ~/1lIf'~~.- ...... Is _lOlhe_~ondodo"""*lgld_tw"'V.""'-lnesomofcrlhop~. ,~, ..." ..':'..q);:,;;.' ..:,;,,-" 'r""'~''''''~''''J' In wtlneawha'eOf. I .i.--: "~" .~."~.~'.,::,,, Notarial Seal G. '0 A ~~'r'!i:~ em, J. Tritt. Nowy ~, 7 ..i, ,-:'.:~,?p.4- Coriitk. ~ C..ly NcCort PubOc In IIld 1Or1l)rSlilO:vr, __ M .Ift' illin' 1 , ....:... . "',;:, .... l"A.ao~ aoe DHAUC.LN C1.0ytJ.(;.;~ .J.' f:or -# z... ...... ~io:~ ,'. .' .",.": .:~I(i:a11:1 . '~ ,,-{z' Boor1JJOw: 230 ~: :,. l.AR:fIIII PfI'O. AltO. U s. ~1t.1 T,M. Otl., v.. r€':-11-1~;.7 09:~7 ;"': f,HI~, ~1~ ~o~ ~~Z~ ~.oa LECAL DESCRIPTI0~ -- ;AX PARCEL ID' IS-0'-0391-oo9 ALL thal =WD trKI of lIIIe! with tU imprlM:mc:zIts Ihc:'COII er~ Jimlte in 1.QWIt Ml!lIiA TOWD1bip. Cu=berlalid Coumy, PtlIlIS)'Ivmia, bOllllded md desmJ-I punumD. to & JUlW'f of':"i""~ A.. HD-'''-""irh, ~ Surveyor, dmd~' 10, 1978 u renows: . IfEGINNING It . lliiI ill the CCI1tel' of TOWIl5hip lUlu! Nil, 413; Ihenc: by Ia.od now or fDlmedy ofGcrtnicle v.~, SQIlth 71 degrees 40 "';"''''' J I ueoods WI, 5:<4.90 r_Io an iron pipe; tbcJc:: by tile -. N0ltI147 degr= 10 lIIim.ttes 20 seccads Ez.st, 4Q6.93 li:t:t to an iI'1:m pipe in tile celltct of a Jlrc:a:l; thm;.e by the cea1a' of said suum. tile li:lIlowillg councs md distmces: South 34 cIegrMs 22 ",;.",... East, 80.89 fed; SOlIdI 66 cIt:;;rees 41 ........... J2 14CO%ldS Eut, 74.33 feet; Natth 69 dcg=:s 14 "';"''''1$ zg secozUs Easr, 6298 c.; North 84 dearees 49 mimltes :z.:; S'l'''''''* ~ 92.18 r.; SCIIlh 67 degrus 59 "';"'''rs 51 ........d. Ea.sl, 120.11 feet; South 13 clegnes 33 lllinules 57 ~ndl East, 45.74 Cut; South 40 desrees 01 minu1e 30 secow East, 46.48 lal; South 72 degrees 14 mi""... j 6 secoa.ds East, 170.53 feet; NOrth 56 clc&re= 26 "'in'.... SO W'""d. East, 25.45 fed; North 09 degus 53 mimltes 52 secClllds West, 35.42 feet; Ncnh 36 degr= 40 mm..... 45 ~d. East, 60.04 feet; 50mb 57 degrees 06 ...;",..~ 37 se=Ills East, 33.43 feet; North 09 degrus 54 mimnes 48 secoDds :East, 71.72 feet; North 89 cl.esrees 2.S lIli=es 43 lCCOIlds ~ 3Ut r.ct; SoWi SO degrees 42 mi....... 33 U<""nd. E.ut, 41.94 feet; North 56 d~ 27 mimIres 09 ~n."d. East. 52.60 f=t; NOrth 14 desr- 11 miDulC$ 54 sacow East, 29.&2 fait; North 6J degrees 22 miuules 07 secoDds Eat, 59.89 f=t; SOlllh 80 ~ 10 minutes 18 seconds E>>t, 130.65 f=t; Nonh &0 c!q;p=$ 39 mjm.... 44 secoads East Sl.97 f=t; South 49 clegr=:I 44 mi...".. 2.S scamds East. 85.66 feet; North 64 degrees 25 minutes 09 5"<,,,...<1. East, 44.5i f=:; South 63 d~ :n mim1tes 12 sea>nds ~ 90,00 feet; North 31 dq;r=s 55 mi",.... 07 _do East, 69.36 feet, North 86 ~ 2.6 minuw 25 $Cl:CIIds East, 107.87 feet; Ncrtl1 57 degr= 13 miDutes 00 s<=a.!, East. 49.65 feet: South <Ii ~ 07 ",;.".... 49 scconcIJ Eut, 37.64 fed; North 38 cIqrees 06 mim.'tes S2 w.nnrl< Ean, 77.62 feet; North 59 degrus 30 mi"'.... 49 sec:onds East. 114.56 feet; South 80 degrees 51 "';"'rt" 35 =tlds E>>t, 104.56 r.ct; North 26 degre:s 2SI ",;."rt.., 27 secoIlds Us!, 50.34 i=l; South 83 degrees 19 IlIimms 22 secow East, 27.02 f=t; South 20 degrees 48 ~;.,.",.o 06 leeoa<l' E.a.st, 27.77 feet; North 43 degr= 23 ~;_..- 39 -.-nt!. East, 69.&7 feet; South 65 deerees 18 mimttC$ 44 ~--'; East, 58.79 f=t; Ncxtb 22 cIqree:s 07 m1m.... Jl seeoads Ean, 44.40 f=t; Notth 60 degrees 41 ~.... 25 sec:onds East. 61.69 r.; Nonh SS dqRe$ 42 mimnes 34 w7'ds East, 39.~ f.eet; South 55 dcgr=s 18 mi........ 11 secomls East, 33,38 fc:t; North 43 clegre:cs 52 ",;",.... 03 seconds Em, 55.49 feet; South 88 dqvces 53 llliIlutes 2.S se=uis East, 51.34 feel; North 66 cI.-s 33 mimnes 59 ~.....d. East, 100.58 teet; North 44 degms 15 mi..."""l :<1 s~""'nt<. East, :29.61 =: Sauth 82 degrees 09 ........... 18 ~ec'M..!' Easr, 95.15 fee; Nanh 65 cle&nes 15 ...;,.".... 37 ~ East, 39.79 feet; North 81 degRc$ 12 Tn"'" 10 secacds ~ 611.27 f=t; South 31 degrees 57 ...;..,..... 17 seccuds East, 50.71 f=t; South SO cIeglus 00 mm,"", 20 seconds East, 86.74 ~ th= by Ia.od oow or 1'ctmcrly of Doaakl M. T ""'I....lIlaII, SOUl!:l 23 degrees 17 min,..... 05 secoDds East, 61.42 feet to 10 iron pipe; thellee by tile same, Souih 75 clegr=s 13 ...;..,,,... 59 _......1. East, 145.26 &ct to III irOll pipe; lhelll:e by the same, North 68 degrees 5S min".... 14 s.........I. East, 104.15 feet to l nail in the CClla ofTcwmhip lUJad No.4 12; thalee by the center of sail1 road, South 19 dcgr= 56 mimnes 3 1 W"nd. East, 250 feet to I tWI; th= by the same, South 17 ~ 00 minlltes 21 ~llfl' E.a.st, 146.62 feet to I n&il; tbI:nee by IalW now ar fimnerIy ofRabert I.. Ca!amIn, Jr~ Sou!!". des:ees 51 minutes 53 =ds W=t, 843,71 feet 10 an irea pin; thcna: by the:illlle, South sa degrees 511l1imnes 53 seCOllds WCISI., 25.25 feet 10 an iron pipe; ~ /5 J~ p~ fa ;L~I -A [Ec-Il-;", ~,:~a F'I.: .... ~l~ ~o5 6~~2 ~.09 lhc:za by laIId aaw or tbm1edy ofFn:daick D. A1Lard, South 61 ~ oil ,.,,;""'~ 53 secoIlds W=, 232.12 t'eellD an iran pipe; thm:e by the same. South 17 deanes 21 ",;"",.., 07 secaDds iut, 0474.J 1 - lD I pai= in the == of PcaasyIvmi.t Biabway F.our. No. 997; tbeIu:e by the cmrer of laid Road, scum 56 clqrees :z 1 ...m.-. 53 ...../'mA. Wl!Sl, 315.1\0 feet to llIIiI; u-c. b1 tb. SImI, SCMh 52 clesrees 39 mim"e1 22 ICCOIllb West, 100.0(, (eet to IIlZil; th= by the WIll, Sourl144 degrees 00 minl.- 53 S8CDIId.t WISt, 100.00 feet lD t. u.aiI; th= by the same, Sol:ah 35 degrees 57 ",;",.... 53 --onds West, 100.00 = to llIIiJ; ~ by the WIle, South 34 dqna 02 "";"'of_ 21 seccZlds West, 600.12 feet ID llIIiI; thme~ by Imd DaW or fc=eriy of Ricbcli L Diehl and CIydc C. Ncidiib. South 17 dearees 25 milues SS V'Cn~. Wesz, 478.50 feet to III irtm pipe; th=x:e by 1and aCth81a=r, North 74 degRQ 17 "'"'"'- 21 seconds W&St, 915.7S = to III irOll pipe in the _ of I stream; theaa: by tJo.e caner of said me:am, the Ii:lIh:rwmg cours.et wi di.o-....: North 47 degrees 37 ,m"')le$ 02 SKOIIcls West, 22.10 &ct; Nri 68 degrees 05 "";"'''''$ 58 <eeor\lIs West, 55,52 lUt; SOUIh 76 degrees 59 mimaes 12 --,,"A. Wesz, 144.66 f=; Nottb 40 dqrees 57 IlIimues 2S $eCOIId; West, 59.71 feel, North &2 desrees 14 mm.'t" 29 Y""'"A. West, 012.18 fea; SOIlIh 39 dqrecs 40 ,..,;",,,... 26 l~n"A. West, 14.61 feet; South 81 degrees 24 m....,_ 04 ......,.A, Wesz, 38.J~ (eet; North 02 d-ana 33 mim".. 44 secocd.s West, 21.01 feel; North 89 dqrees S4 ,.";",,,- 12 scc;olld$ West. 52.73 feet; South J5 dII!l*S 40 ...m..." 4J ~d.s Wr.ft, 100.61 feet; Nort':! 72 des=s 15 minutes 52 .....'l!i. West, 260.99 fea; Nonh 09 ~_ 06 mimnes 56 -"""1 West, 64.14 feet; North 80 dqna 32 mizw%es 51 s=luds Wat, 81.12 feet; North 36 dcgrccs 12 mimIles 19 s....~d1 West, 215.53 fec:r; Soudl 76 clasnes 26 ,.";,,,woo 53 ao=olllb West, 68.83 feet; North 51 dcsnes 34 ",;".-. 49 SOCOIIds WISt, 51.09 fea; North 86 dearees 12 ...m.~ 59 S-""'" Wesr, 101.41 f=; North 83 degrees 40 mimaes 11 $eCOIIds West, 81.33 &et; South 84 d.egrce$ 10 mi"",.. 16 _tl. WCSl, 66.15 feet; Walth 30 degnes 41 mim....., 10 ~". West, 23.86 feet; North 00 dqrces 56 ,..,;",..- J4 sec:oIId.s West, 11.18 =r; South 14 cl.cgr=s 03 m;....'" 43 seconds West, 21.71 fi:et lD an iron pipe; th= by I3IId I1PW crfamorly ofEJam S. Fisher, Soath III degrees 59 ",;".,,'" 11 -tl, West, 10C6.66 feet to a pci:ot; ~ by land now or formerly of 101m M Stn_";ad othen, North 21 clcgms 59 ,.";",,.... 24 seconds East, 1,152.67 fi:et to & point in the cemer of TClVIlIShip R.oad No. J3J; thm:e by the ceater of said Read, Nerth 66 des=s 23 ,..,;",,,'" 30 -<\- West, i.56 feet to a poi:t ill the =er ofT~hip Read No. 413; ticlle By ilK .!lfT-e.. "1 RUd }Te. (13; thm= by the c==- of said Road, North 32 degrees 21 .";",,,.. 23 seconds East, 515.75 feet lD !be P!aa: ofBEGOOlIN'G. CONTAlNING 152.7516 a.aes; md being improved with a dwelling bausc. bun IlIId OItthnllrfm!,. BEI~G THE S~~ PREMISES which Fox and fox. a Partnership composed of John H. Fox and Harry H. Fox. Jr.. and chair respective spouses....IiIL..tleed dated July.!i., 1996. and intended to be recorded hereWith, granted.~~~~~ David H, ~augle. ,.., .~,. -.~ -'" ". -'.:..:~~ .. . '''~''\I ..-... ,', '..~oo6..!'''',J. -,., ~ '~W'" .>. .~..~.~. . ~,:. '.' f'-~'" ,..- . .' 1~'.:;..1=~'tj . , i. \....,. .~M..~) ~.:,. , . .,-:~ :.t".!J oc- ~_ " .~: ;,. " .~~...~lt,,:. ',:~ .l"'~~'~\~t"ll-";~~_... ., " "....!'j:"";,:-=-;~ .' 'f ...v. .-;.~~ ~. I,:-,~.._.~..~,.~ 'liS E:~t!AN\~~..--:::.r ~~~ ~.,~ . tJ....i I'3'Jo 17/f t-5 ~ 31 -j ~..,o of ,,~"~t1Wnill } ss :. . 'In!y of Cumberland . 0.-. 'olced in lhe office tOt the recotdil'lll of ~fOt~JIIndCCUnlY' ~- . eook/.22!Yol. - Pa .;. . .:-handa Inlofllet! f 19 ~ .... .' .... . ~of Ll!. C:.rhd.... PA. thIS PNC CAPITAL RECOVER\' "ORP. 4242 Carlisle Pike Camp 11111. PA 17011 Erie O. KrlmmeJ A"j'tAnl Vice Presidem (717) 730-2492 reI (717) 730.2373 Fu March 2, 1998 Mr. David H. Naugle 10 Mountain Road Newville, PA 17241 PNC Capital Recovery Corp. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ TIllS NOTICE. YOU MAYBE ELlGmLE FOR FINANCIAL ASSISTANCE WmCH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE F1JTURE MORTGAGE PAYMENTS. In re: Loan No.: 20200038984-00018 Property Address: 10 Mountain Road, Newville, PA 17241 Dear Mr. Naugle: You may be eligible for fmancial assistance that will prevent foredosure on your mortgage if you comply with the provisions ofthe Homeowners' Emergency Mortgage Assistance Act of 1983, (the "Act"). You may be eligible for emergency temporary assistance if your default hos been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Fmance Agency. Please read all of this Notice. It contains an explanation of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to- face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work Out a repayment plan, or to otherwise settle your delinquency. That meeting must occur in the next thirty (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of our representative is: Mr. David H. Naugle March 2, \998 Page 2 Eric D. Krimmel Assistant Vice President PNC Bank, N.A. 4242 Carl isle Pike Camp Hill, PA 17011 (717) 730-2492 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. II is only necessary 10 schedule one face-to-face meeting. You should advise this lender immediately of your intenlions. Your mortgage is in defaull because you failed to payoff the above-referenced loan account in accordance with a demand letter dated December 11, \997. The total amount required to payoff the loan account os of this date is $78,987.83 plus attorney fees and costs. This sum includes the following: Principal Interest to 03/02/98 Mortgage satisfaction fee Total Per Diem $19.09 $77.405.08 1,570.75 12.00 $78,987.83 plus attorney fees and costs If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial ossistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out. sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will ossist you in f1Jling out your applicalion and will submit your completed application to the Pennsylvania Housing Financing Agency. Your application must be filed or postmarked, within thirty (30) days of your face-to face meeting. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mortgage ossistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency hos sixty (60) days to make a decision after it recei\'es your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. NOV-[lI-I~O . I ! I 15:[\2 f'NC III'N< '11'rlJ!12J?] P.flJ H PENNSYLVANIA HOUSING 'jl~~NCc; AGENCY 01IIe0WMrf' ~morpncy Marta... tlUlqe l_ pr.-m h..lm I (i.....1 r.,.,...I.. (117, ,,0.".0 (.I'r~lae.4I!t'dCC 1101 NO'III runl SUtC"1 O,..,.II".'.lllon 1.......]410021'., 1101 No,." ",tulI ~lIcel I' O. .'" 1S206 TDO. For Ifun., ...,.Ired (71') ,....." P.O. 101 U"O "'..."..,...." "IO).H06 ,~.... (717) 1IG-l"S H",i.ltlur,. PA 1710).'-'10 ,/0)/1'" DAYlD H IUDaLK 1ft IWUfTAUI III) "'""'ILl". M. 17'41 Iou, """l.rA~'l'IiQ lQr . He*lUNWVa's DmIGDIC'T tc)R'l"aAa1 A$l:Z,TUICI tc:1&II hat hf!ra nmlrD l'ut".\IVt~ to ACt. '1 of 1'11. l~ P S. :\N:tlc:a nl.COt.e ct "Q. MOlar As.ncy ~uld.l1n.. I' PA cnde Geet\on .0 \01 ~t '.q. fu~ \~. tollOWinv rpaeoal: 1. ftOn"!J'O" 'M not au'''r1n9 tiftAaC',al ~rocl'llp due too c:1rc..atul<:.' beyatuS -.orcgagar'_ conttol b&8.CS 01\: Total dellnqu.nr.y .. tu,~ due co Clrt:ulllltanc:aa bo)"ond r.ort.v.vor" cennol. ftctt.lJ&qc..... Obt..I".4 p1'l.lIWIu1v to, c...-rrcld Dr w....al".. J)U:pos.s. pJ'uporrt)' ,. . (ani. ~. .0 r..~le I)coepect Of lI'IOJ'r9o"l)Q'T U~._.i.1\9 fuJI IIIOrtV'lY. P"'~U within thirt..,...,.. U'l nmt.h. and P")'.i..D!J ent't.... f.l by &lturHy beaed CD: ttortg..gor h.U d811o.qu.nt ac0:::.s4 I Cor ttLiro. atc.J .oa-t.V'.qel.) U\at i.. C.", . bu.h'lfl.8 lOADCr.) which Jrnp....::cli.c. ~r" .n.&F of 01. p1;opert:y: Hu..".... ICAlIa an not .UlJ'ihle Co: . acre,.,. ...i..t.&nat lOU1. YCNI"Y Lc entL't.184 to OUII ~al Mulnq If you Cl.i...qt".. with Ollr ~i.\onl' .. 1IILI_t. (eC'lI.V'II a ~ .....que.t lor L n.ari", ...lthin 15 4IY8 or tn. pnau.,u"k dote or w. l.tter. tAi:>>Ptal l"IWf'J.ata .....1;. 1M iu. W%lti.ng; . "I"bel uquen 1. not. .ec:.ptablrJ. Tba! tw!&rlDlJ' -v be COlI" dllCted by . telephaad cClftl.".l'lec c..ll; rhl!'reton:. J"O\.I M\.Iat lnctu&! ytN& te1epboa. n..t.c~. .a~.(. toc be~ing. ~.t atate tha ~...Ul'lI.J thA~ .. h.artng i. rc~e.tc4 and MUst be ..Dt thlt cla... teginure4 OJ.: cen.i.hed IMll to; Ollet Cow::uurl . Ka&rhuJ R.l!~.t. PKPA/KJ;MUJ , 21Dl _orth PrCWIt 5Ue.t. r. O. Box 15'21. K&:nbbu&:9. PMUlayLv.,.la 1'71oS'SUI. 'n\t1 AwtmcY will .ttellla to eQedule the hruing w1t.hill duny 13D) day. after the reczu..t h t'l!'cel~. vtlwfl Mndlnq yQ\IZ a=1!I&.l. pleu. ~ "ure to print. YO\Ir n.... tevihlv o\n4 include yuu.r l!Iocial ..~~rity nu.her. , YChI;h&ve . ri'lhC co be' upc."llted by An ntornay in ~oanc"ion with your a~.l. tr you coact Attard aA .U~.cn!Iey ygu allY Ix: eligibl. (or wgal 9ft"!c.. npnr..ntaClgn. Y'ou c..... eont..e'C. a r..qal Serw-i<:ee rcgrellellut:!v8 throuqh the t'011ov1nq toU free m.abar l"'O."31~.3~"~ Plrallfl bfI .J.wan toll.r IiOc.bedulwg .,. .J.ppeal h..unq doe. I'\Ct fl8~~..'-';llv .cay f~Cl0.un 01'ocee4tng'l'. , DISc:t.03t1IIE Of USE OF TMrORKA.TION 08TAJJIBO YROff COTSIDK SOURClL , , 1. Dlcclnsur.. i..o.t.pgli.Ca.ble. 1ba: PEdtlr&l "QU&J. Cr.dlt Oppo~twa.it:'Y Act: prdd.bita ereditorr. trl:ZD dJ.aCJ:~ina.tinSl again8t tte'it appl1ColftLU 011 rb,e tla811.. at 'race, colo'C', T.1i'licn. n.acion.l Qri.!lI.J.G, ...., ....rital :lta~u.. a~ (pnn1.ded that tho apphC4llot. na. tl14 elIP""clt:y to elcer 1nt.D Ol huK1i.ag cantract): boIe~ 11111 or part of' tlw applic.,t'a incDlllO ~.rJ.'vcu. l'rgm any PU!:l11c: ....UtUl~ pr~r... or beCJuac t.be applicant ha. in 9004 raitn ~1"C,.ed -.ny n.qht ua.s.r the Cauumar Crllld1.t ('conc' don Ace. 11M! Yede.raJ ~ency t~t. ..d.lli.ni.t.ft..1I C~lia.ne'. wicl\ t:..bie law CDDC8n:u.ng t.hi. C'1:'.dttar i,:, t"hc te40r..l Troll&- CClZlI1l1u1on. Equal CCOftdi.e OpportunitV. V.d\igwtC4. D.C. Tb~ PunnJlylvan.i~ Houdng VinAOC'C agency Exhibit "p"