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HomeMy WebLinkAbout99-02365 FBDERMAN AND PHELAN By: Lisa D, Blankenburg, Esquire Atty, I,D, No, 78020 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102 (215) 563.7000 Attorney for Plaintiff Firat Union National Bank f/k/a Meridian Bank 123 South Broad Street Philadelphia, PA 19109 vs, Court of Common Pleas Civil Division Cumberland County No, 9'i- ~Jt.S ~ rl~ Rockie L. Thumma Joanne C. Jones 234 Main Street Shiremanstown, PA 17011 PRAECIPE FOR LIS PENDENS TO THE PROTHONOTARY: Kindly enter the above action as a Lis Pendens against the following premises: 234 Main Street, Shiremanstown, PA 17011, A Notice of Lis Pendens is attached hereto, made part hereof, and marked Exhibit "A". A Certification of Service of the Notice of Lis Pendens on Mortgagor(s) is attached hereto, made part hereof, and marked Exhibit "B", I hereby certify that this action involves title to real estate. 1-\. \ ,"'~ Date kenburg, Esquire Plaintiff PEDERMAN AND PHELAN By: Lisa 0, Blankenburg, Esquire Atty. I.O, No, 78020 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102 (215) 563-7000 Attorney for Plaintiff Firat Union National Bank f/k/a Meridian Bank 123 South Broad Street Philadelphia, PA 19109 vs. Court of Common Pleas Civil Division Cumberland County / No. '1'1-.2 31... ~ Rockie L. Thumma Joanne C, Jones 234 Main Street Shiremanstown, PA 17011 CIVIL ACTION/EQUITY First Union National Bank f/k/a Meridian Bank, by its attorneys, Federman and Phelan, respectfully requests this Honorable Court strike a Satisfaction of Mortgage erroneously filed on or about June 18, 1998, in the Office of the Recorder of Deeds of Cumberland County, and in support thereof, avers the following: 1. On or around May 25, 1994, Defendant(s) made, executed and delivered a Mortgage upon the premises at 234 Main Street, Shiremanstown, PA 17011 to Meridian Mortgage Corporation in the principal sum of $50,000.00, which was duly recorded in the Office of the Recorder of Deeds of Cumberland County on or about May 26, 1994 in Record Book 1214, Page 1151. A true and correct copy of the Mortgage is attached hereto as Exhibit "A", 2. On or around August 18, 1994, the Mortgage was JFlN-04 9'il 19'19 FROM' TO. 215!5633= ;-;.. ~ <l ,-. u/ ~. -t;:~;Sf(" .-... N __jJ~ '{VO . .~~~ .tf~/f(" p. 31>'1' (i." ,vy THIS MORTGAGE SATISfiED BY SATISfACTION PIEC ~9 E " 19 /6 '14/' t,!, OATED RECORDED IN MISCL B nooe'nl' If, llfCU." n~conOf~ 0' DHOS CUf.lD&I1L^"O COUNTy ~ r.. '9~ rmv 26 PI'I 1 ,~6 ORIGINAl. llt_ ^_.n.u"'-l'" "-vt.., a".'. MORTGAGE 4394391/54 5)1.,." THIS MORTeJA()1! \Nl,lcu,Uy Inmun'GII'-) 1I.lycn an KAY :oiISTH Th-: Mml...ol I. AOCKt& L. THUMMA, JO~NE C, JONKS 1". (4I1urrUWlu1, Thi. S.u:urilyln.I,umonl ia .iwon ,,, MERIDIAN MORTGAGE CORPORATION whlc:h I. nrlll'll:&Cio! and l:a'''lna unrlcrlho law. ar THB COHMONWEI\LTH OP' PE:NNSYLVANIA 0,,\1 .lIul. ad",*" u 711 W~ST ~CASTER AVE WAYN&. PA 190U? (-Leu'llJ",'). BUllet.", UWtl.. LulldC!ot IIID luilu:lr.l um ot FIPTY THOUSAND AND NO/l00 0,,11.,. (U,S, S 50. OClO. 00 ,. 'rhll d.bll, GoAdonead by BOrtU"lr"" nulo rlallld tho ""10 d.lu II 1101, SC:C:lIrlly ""ltl.hnC1U ("NueG~). ...hlch luovldll' lor InonlM~ I'aymenll, wUIl the ,,,11 dcbl. U nol ,...loJ carUer. due and 1"IYlllllo on ,JUNK 01, aoo, . ThLl Security lnatlu",onl ,ocllr. 10 Lendor: (a) Iho rl.lpll)l'II11tl11 at Ihu duhl uvloJonClld by 'ho Nulll. ..llh hUllrOll, ond ,n ,ono.a'.. "-onalon. and modlnulloAl: (b) Iha I'!l)'monl c,t .11 olllur .u'na. wilh inlur~I, .oJwllncad "ndllr pIIUSrAflh ., 10 pro(GCllhll Mcurll)' at Ihb Sccu,lI)' hUlrumcnl: IIl1d (c:) Ihu JJlututlnllnca or Dutrower', covenanl. ud a.re.mllnt. wnd.r ,hi, S~urh)' Jnllrumene and Ih. Nolo, Por IhLl ,,,artJUlo, 8urru_r dDU hereby mUrI.'lc, .unl .nd conyc)' 10 Londer Ih. 10Ilowtn.II..ulbed prop.rly k.tcalcd in CUMBERLAND CulUlt)', Pcnn.)'lv.nla: H8'",,0 MURH PAIlTIt.'UI..ARLY DBSCAIBf!D ACCORDlNC TO A LEOA1. DESC1UPTION ...'M'ACHBD HeRE'rO AND MAD!! A PART HEREOP, whlchh.ulhoAddrCl,UQt 2J4 MAIN ST1U:S:T r61uNyly.nill, 1. 70 1.1 ("Proporl)" Addrcu"): TOOSTHI!R. WI'"H .11 Ih. (mflro-enu;nU !lOW or hereoner UGcled on Iho proporl)', .nd "II aaIDnlonrt.. rlahU. IlllputlUllllIICr,U. lunl., ,oyallllll', IflIIUUlIl. 011 .nd au rlllll. aud pronla. wlIla( ri.hls aniJ i1uck IInLl 1111 [jAlur~ now lit huruu.((ur II pu.rl ur Ihu prupurl" All rUI,hlcumclIla IIl1d ~"dili"n.. ,hall ..111(1 ba uaworoLl bylhlr. SecurUy hlallum~lIl. ....11 or Iha rnrcMolnsla rorerred 10 In IhLl Socurh)' JnslrumonllU tho NPropcrl)"," BORROWSR COVENAN1'S lhal DorrQwcr illa...tully .lel.ed or Iho OII.la heroby Wtlvo)'Gd lIud haa tha riaJhl Iu murlYll8o. srlll1' and l;'IIIWlol)' Iho Propert)' Q,nl.l Ihal Iho Proporl)' I. UllcI1cumbarod. cllcopl ror cnc",mbrlllncc.l or (ccotd, DurrQwer ....".nl. and ...11I dcrend lonorall)' Iho lido 10 tho Plopetl)' ...llUol all cl.lnu IInd demMnda, aubjoc1 IU 1111)' fI"Cllnll"rAllcu or rUl;ord. THIS SECURITV INSTRUMENT camt.ln" unilorm coyen.lIl. lor nallonalll'O an~ nal1,"nltaln, CaVeftlllll.l wilb Iimhc.d ".'lallon. b)' Jurisdiction 10 con.tltulo . IInlrornl .lccurh)' Instrumenl caverln. r041 propurly. BOROUGH OF SHIREMANSTOWN PBNN$YLVANIA _)(1,..1. r...,.., -1"....1....../1'......1.. for.. U,..II'O""" 1....,."U...IIPlr C1..oa-1 A..,ft'.. ..,.)OS. ./.0 '......1.........1) ioiiA1?14 rml151 . . .. 0<<.,...,. .....M.... ~.. .... ""'.... If ,.. 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JON8! ~ CJ 1"_.1_1..... aldu o o "-0111..""'............ o 1..,..IlJRidoI o 1I_kl7'""",Jlldu o s-ad.....1lldu R.tIlatflO'l'C..Jl;da ,J.,~11!. .e 1s,......'fW'-IW~, CO""'llNWIIAI.TB OPmMYLVA.'<IA, tu.m6<rla~J "-'" O. tbII. tb8 25TH dar 01 HAY I 199" . War. 11I." tbe ~ ofllcu, ",oooolly'fP'1"4 ROCltli ., T\MlMA, JOAIllIIl C. JONES bO'II'I!OlM(tlI~'ptMll.)lobetlu:pcrSCll(.)ncs.eZWl1C(S) ME lUburb:dlOtb.~Ia&tnmtd: adac:laloWdp4lbat THBY CIOCItll1wwa.fmtbepllpcllClbetcia~, ENWI'l'NESSWHEJlEOF,lUnlLOtOutmylwl4mdofSd.dsW. .... ,AO:.u. M. of~ -... -"t:.'a.~ ~.....,..~,- c...........fI1 PENNSYLVAMA ~JUlI''" lJIphU,..1 . . aarr .,,- - ntI JO. J!-m - a.z.r. no.. na all'UIf .'lOb .f land 11h... J.ft tha Iol'Oia,h ot 'Mr..an.town, eo,,",y of C'l.&Uu1aml, In' co...nlt..u." ot "'""arhede, ..J."9 ...... .."h"l.dy MWM 1M ....dJted .. fOU'''', to whl , ...tlMI' "'1 ""'ID."~. noftb .r tub ..r...., Oft lb. ..n >>y lot nov or tonl..lv ., nUl, Clall6l', on ltIl 'O\lU bY 0.. 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"" " ~ I.l~ c, :") CIC 0 e-, U SHERIFF'S RETURN - REGULAR CASE NO: 1999-02365 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK VS, THUMMA ROCKIE L ET AL CPL, MICHAEL BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT was served upon JONES JOANNE C the defendant, at 10:13 HOURS, on the 11th day of May 1999 at 234 EAST MAIN STREET SHIREMANSTOWN, PA 17011 ,CUMBERLAND County, pennsylvania, by handing to JOANNE C. JONES a true and attested copy of the NOTICE AND COMPLAINT together with IN EQUITY and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavi t Surcharge So ans~~~~ '~/4 ~ ~~;~~~ .K.. . lhomas 1. I l.LL "DE""'" · '''CAN e "m/~:':~~ / 18,00 8.06 .00 8.00 $y!, Ub me .. ................_..-,Il Wm, 0, Schrack. III, Esquirc Suprcmc Court 10# tS893 124 Wcst Harrisburg Street p, 0, Box 3tO Oillsburg. PA 17019 Flrlt Union Notional Bonk Uk/a Meridian Bonk 1%3 South Broad Street Philadelphia, PA 19109 : IN THE COURT OF COMMON PLEAS : CUMBERlAND COVN'IY, PENNSYLVANIA VS. Rockle L. Thummo Joanne C. Jones %34 Main Street Shlremanstown, PA 17011 NO, 99.236S EQUITY CIVIL ACTION - EQUITY ANSWER AND NOW, this ( R- day of L. ,1999, come Defendants, ROCKIE L. THUMMA and JOANNE C, JONE~rney, WM, D. SCHRACK, III, ESQUIRE, set forth their answers to the allegations of First Union National Bank, whereof the following is a statement: 1. Admitted. 2. Admitted. 3. Admitted, 4. Admitted. 5. After reasonable investigation, Defendants are without knowledge of LAwOma: W".D,SCIlIlACK.1II infonnation sufficient to fonn a belief as to the truth of the averments in Paragraph No. ... recorded in Cumberland County Rerorder's Office on May 26, 1994 in Mortgage Book 1214, at page 1151. 12. Defendants sold the premises known as 850 Range End Road, Dillsburg, York County, Pennsylvania on May 18, 1998, and remilled a payoff to Meridian Bank, the request for whieh identified the arcount to be paid by the number shown on the Defendants' payment coupon, 13. Plaintiff generated a payoff statement which reflected a different account number, but a payoff balance of approximately the amount designated by the Defendants as being owed to satisfy the account. 14. Upon receipt of the mortgage that secured 234 Main Street, Shiremanstown, marked satisfied, Defendants made enumerable calls to Plaintiff to correct the erroneous satisfaction, but were advised that the satisfaction cannot be "undone" and were instructed to not make payments on the account because the obligation was marked satisfied and the proper credit would not be received. 15. The duplicate $50,000.00 obligations remained open as liens against 850 Range End Road, DiIlsburg, until late August 1998, at which time those mortgages were marked satisfied and returned to the Defendants. 16. During the fall of 1998 Defendants attempted to refinance the outstanding balance initially owed to Meridian Bank, subsequently to CoreS tates, and ultimately First Union at the historic low rate of five and three quarter percent to six percent, but were not successful because of a credit report that showed a delinquent account in June 1998 and LAwOFl'lCE WN. D. SaIlW:K, III the entry in an action of mortgage foreclosure by First Union for nonpayment of an obligation that Defendants were instructed to not pay. >- ~ ~ ...: ~uQ cO :~.... '" l..z p: ~,I :c ()~i: 4'rJ. "" li1(") j)~ W'. N l~l I ,If) ./- --U' Z g(' l... f-. :=> .,~ -, u, cr-. a 0 t1'> ;i ~ ~ ~h ~ ~ ~~ ~~U>1S ~~... ~s ~ ~ !i~~ Ii 2 ~ g~~; Z ~:;:!M_ ..... ......~N~ ~~....j:i:I .-< .-< o t- .-< I~I ~ ~ !!I~ ~dzi !S~~ o~;1;- 8...""ffi ~ ,. :.1; ~-: . ~ .-'- ,- ::: ;.~ ~:..: J ... ... ... , . I, ll: I',.. t,) ~ c.:: -< S l>::lll:l '- " == ~ ~~ ~ I' ~ ~ 'l.o . o lil .~::= I" i .~ 1:1 !;; Q ~ ~ = '" '- Q '" CIJ ~MIl) g~C:~~ ::lC":lt'-(7)~ lZl><.....C'f) 2'.!O<~~ a:CQQ.....,.r: = . ........~ ~C!;:~t: ,ll.::H'" 104 ::= lZl'-'ca ...,. j ~ '" - ~ Q 12. Denied. Plllintiffis without sufficient knowledge. infonnution or heliefto foml on opinion os to the tnnh of falsity of the avennents o. paragraph twelve and. os such, the same arc denied. 13. Denied. Plaintiff is without sufficient knOWledge, infonnation or belief to fonn an opinion os to the truth of falsity of the avennents of paragraph thirteen and, os such, the same arc denied. 14. Denied. Plaintiff is without sufficient knowlcdge, infonllulion or belieflo fonn an opinion os 10 the truth of falsity of the avennents of paragraph fourteen and, os such, the same arc denied. 15. Denied. Plaintiff is without sufficient knOwledge, infonnalion or belief to fonn an opinion as to the truth of falsity of the averments of paragraph liIleen and. as such, the same arc denied. 16. Denied. Plaintiff is without sufficient knowledge, infonnation or belief to fonn an opinion os to the truth of falsity of the avennents of paragraph sixteen and, os such, the same are denied. 17. Denied. Plaintiff is without sufficient knowledge, infonnation or belief to fonn an opinion os to the truth of falsity of the averments of paragraph seventeen and, os such, the same are denied. WHEREFORE, First Union National Bank respectfully requests that this Honorable CoUrt enter an Order directing the Recorder of Deeds of Cumberland County to strike the erroneously filed mortgage satisfaction piece. Respectfully submitted, FEDERMAN AND PHELAN Date: June 22. 1999 BY: Lisa D. Blankenb , Esquire Attorney for Plain iff VERIFICATION Lisa D. Blankenburg. Esquire, hcrcby states that she is the allomcy for the Plaintiff in this action, that she is authorized to make this verification. and thatlhe statements made in the foregoing Reply to New Matter are true and eorrectto the best of her knowledge, infonnation and belief. The undersigned understands that this statement is made subjeelto the penalties of 18 Pa.C.S. ~4904 rclating 10 unsworn falsifications 10 authorities. FEDERMAN AND PHELAN Date:June 28. 1999 BY: Lisa . Blanken r, Esquire Attorney for Pia IT Two Penn Center Plaza, Suite 900 Philadelphia, P A 19102-1799 (215) 563-7000 . --~-~-...;jI1t ~ ,~:',:.' '"':\r''' ,H':'" I IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA First Union National Bank f/k/a Meridian Bank Plainliff Civil Division VS. Curnberland County Rodde L. Thumrna Joanne C. Jones Defendam(s) No. 99-2365 Equity CONSENT DECREE AND NOW, this 'I^ day of ~ ,2000, it is hereby agreed by and between Lisa D. Blankenburg, Esquire, counsel for First Union National Bank, flk/a Meridian Bank and Rodde L. Thumma and Joanne C. Jones, Borrowers, thaI the parties have consented to the entry of the within Order and Decree; it is hereby ORDERED and DECREED that the Recorder of Deeds of Cumberland County shall Strike the Mortgage Satisfaction Piece, which was filed in error on June 8, 1998 at Miscellaneous Book 579, page 1032, as the Mortgage dated May 25, 1994 in the original principal arnount of$50,OOO.00 and recorded in Mortgage Book 1214, page 1151, et. sea. is not satisfied and still constitutes a valid and enforceable lien against the property located at 234 Main Street, Shiremanstown, PA 17011; and it is further ORDERED and DECREED that upon Court approval of this Consent Decree, the Office of the Recorder of Deeds of Cumberland County is directed to forthwith withdraw the Lis Pendens filed in this matter and the Prothonotary is 10 imrnedialely mark the Complaint filed in this matter withdrawn without prejudice. lof2 -.