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99-02499
........... \t ANNUAL STATEMENT OF THE ERIE INSURANCE COMPANY of ..., .-0... ~", .~ CO.. ERIE, PENNSYLVANIA . To The Insurance Department , Of The State Of FOR THE YEAR ENDED DECEMBER 31, 1998 ; :'. ' Ii: ':,'1 PROPERTY AND CASUALTY 1998 I. . .<~. 'Index to Property and Casualty Annual Statement Accident and Health Exhibit (SCH H) ................. .66 Aggregate S"'temem and Marker Values of Bonds and Preferred Stock'(SCH OM).,. . . . .. . " .. '" ... . .... . . .. . . .55 Analysis ofLoss~s and Loss Expenses (SCH P) ............ .69 Analysis of Non-Admilled Assets and Related Items (EX I) . . . .13 Assets (Admitted) ................................. .02 Assumed Roinsuranee (SCH F, PT I) . . . . . . . . . . . . . . . . . . . .58 Bonds (SCH D, PT I) ............................ ..37 Bonds. AggrcgatecStatemem and Market Values (SCH OM) . .55 Bonds. Quality & Maturity Distribution of All Bonds at Statement Values and by Major Types oflssues and NAIC . Designations (SCH 0, PT IA,SN I) ............... .31 .Bonds . Maturity Distribution of AIl Bonds at Statemem Values by Major Type and Subtype of Issues (SCH 0, PT lA, SN 2) 34 Capi,aIandSurplusAccount ...........:....:........ .04 . Capital Gains and (Losses) on Inves,ments (PT IA) ........ .06 .(SCH E - Part I) ............................ ..56 ~ Flo~...................................... .05 Ceded &ill$urance. (SCH F, PT 3) ................... ..60 Collar, S>yap and Forward AgRements (SCH DB, PT C) .... .50 . , Common Stock (SCH 0, PT 2, SN 2) ................ ..39 CoU~t~rparty Exposwe from' Derivative Instruments (SCH DB, 1'1' E) ................................ .54 Detailed Information of Losses and Loss Expenses . . (SCH Po 1'1' I) ....:........................... .69 Exhibit of Premiums and Losses - Bwincss in the State of (Separate Page for Each State) ..................... .15 Exhibit of Premiums Wtill~n (allocated by state) (SCH n .. .130 Exhibit! . Analysis of Non-Admitted Assets and Rolated Items .13 Exhibit 2 . Reconciliation of Ledger Assets . . . . . . . . . . . . . . . .14 Expcn...(PT4) ................................. ..12 . FulUn:s ConltaCtS (SCH DB, PT D) ................... .52 Five-Year Histotical Data. . . . . . . . . . . . . . . . . . . . . . . . . . . . .21 Genetal Interrogatories ............................. .16 Histol)' of Bulk and Incurred Bu, Not &ported Reserves (SCH Po 1'1' 4) .. .. .. . . ... . .. . . .. .. . .. . .. .. . .. ..70 Histol)' ofOaims (Direct and Assumed): Closed with Loss Payments, Outstanding and Ropotted (SCH Po PT 5) ...........107 Histol)' of/lIcurred Losses and Allocated Expense. " (SCH Po 1'1' 2) ........ . '. . . . . . . .. . . . . . . . . . . . . . . .70 Hbtol)' of Loss Sensitive Contr.lC\ll (SCH Po PT 7) . . . . . . . . .132 Histol)'. of Paid Loss and Allocated Expen.e Payments (SCH Po PT 3) .,.............................. .79 Histol)' of Premiums Earned: Direct and Assumed, and Ceded . (SCH Po 1'1' 6) ............ . . . .... . .... .... ... .118 Holcling Company Activities of/n.urer Members (SCH Y) . . .128 1nren:st, Dividends and Real Estate Income (PT 1) . . . . . . . . . .06 Uabilities, Surplus and Other Funds ................... .03 Losses Paid and Incurred (PT 3) .............. ....:.." .10 Mnrtgage Loans (SCH B) ............................ .26 Notes to Financial Statement. . . . . . . . . . , . . . . . . .'.. .. . .. .20 ' Options, Caps and Floors Owned (SCH DB, PT A) ...... ...46. Options, Caps and Floors Wri"en (SCH DB, PT B) .......048 Organizational Chart (SCHY, 1'1' I) '" . .. . .. .. . ..... ...128 Other Long-Term Invested Assets (SCH BA) .....,...... ..28" Overflow Page for Write-Ins .......................,.. .134 . Portfolio Roinsurance (SCH F, PT 2) ... . . . . . '.' . . . .. . . , . .59 Preferred Stock (SCH D, 1'1' 2, SN I) .................. .38 Prckrted Stock, Aggregate Statement and Market Values (SCH OM) ................................ ...55 Premiums Earned (1'1'2) ...................... .',.. ....07. Premiums Wrillen (1'1' 2B) ........................ ....09 Real Estatc(SCH A) .... . .. .. . .. ... .. .. . . .. .. .. . .....23 Recapitulation of All Premiums (Unearned Premiums) (PT 2A) 08' Roconciliation of Ledger Assets (EX 2) . . . . . '. . . . . . . . .. : . ..14 Reinsurance (SCH F) ............................ ...58 Schedule E - Part 2 - Special Deposits .................. ..57 '. Schedule P Interrogatories................... .,...... .127 Schedules: A - Roal Es,ate ................................ ..23 B - Mortgage Loans .,.......................... .26 BA - Other Long-Term Invested Assets ......,........ .28 D - Bonds and Stocks. . . . .. . . . . . . . . . . . . . . . . .. .. ..30 DA. Short-Term Investments. . . . . . . . . . . . .. . . . . . . . .44 DB ~ Derivative Instruments. . . . . . . . . . . . . . . . . . . . . . .46 DM - Aggregate Statement and Market Values of Bonds and Preferred Stock . . . .. . . . '" .. . . . . . .. . " . . . ..55 E - Part 1 - Cash ............................ ...56 Part2-Special Deposits.................... ....57' F - Roinsurance .............................. ..58 H - Accident and Health Exhibit. .................. ..66 P - Analysis or Losses and Loss Expenses ..... . . . . :. . . .69 Y . Information Concerning Activities of Insurer ._ Members of Holding Company Group . . . . . . . . . . . fis T. Exhibit of Premiums Written Allocated by States and Territories. . . . . . . . .. . .. . .130 Short-Term Investments (SCH DA) . . . . : . . . . .. .. . . . . . . . .44 Special Deposits ..................:.........:.... ..57 State Page. . . . ................. ...... .. ... ....... ,IS Statement of Income .... .............................04 Supplemental Exhibits and Schedules Interrogatories (on filing stalUSoO ......... .. . .. ... ........ ... .131 . lide Pag.. and JUr.l' . .. .. . . . ... . . . . , . . .. . . . . . . .. .. . . .01 Transaction. With Any Affiliates (SCH y, PT 2) . . . . . . . . . . .129 Underwriting and Investment Exhibit. ... . .. . . . ... . . . . . . . .06 Unpaid Lo.... and Loss AdjustmcntExpenICS (PT 3A) .. ... . .11 -' <( z <( :l )- en z z III .. I.l. o :J: !:i i:i ~ z o ::E ::E o CJ I- Z I.LI ~ ~ <( 0- W C I.LI U Z <( 0:: ::> (I) z - ; ~! en! 0>' ~': .,; """ .....\ 'I""ll I., Q,' ct, ~ ~ - ... .<::0 .~ l:: ~ ~ * " j'S ... - '!3 '" .!! 1 " ~ " " - .~ .~ J .i c ~ ':l tj 8 ~ .,' ..;: .:; .~;: .... .:= 'tS S .:0 ..! ~ .S .:1 ~ = ~ '" .. ~ " ,,' " 'il a ::l ~ ~... l>> ..: C\:l = ~ Q) ~ ~ ; :J l.1 I:l ... Q.. . O'~~ " ' ]~~ !~~O'.s s " '" i!! ., " " " '" e '" ... ~ ~ ~ tl S u ~ ~ l>> ......- "t:I l>> 1>> !S c -:: ~ ..0 '" - - ... 0 "'t:S ~ 6: ;:, to) .:; ... .... g 0 ~ 1 So ; i' t:S l>> c:4....~, ~ ~ t:S ;:>) o' ~ ~ " :.:' :J ,~ .... C' f.I :::" a.; O'tce sc ~...-4 ;3 ;.. ro tolQ;g.'j....~ .... .,.. u ~ i Q = S. "t:I .... Ql ~ taJ trJ ~ C' ';:; .s i.: E ;j; .=_00 ~ .. '" -" Co> g ~ B - t:S 0 := .- ..':::c;-aai c v ~ ~ &.. l>> ~ :s t:S ~ ! ~ ~ .... ... 'C ... ~ c"t ~:1]2~ I:l " " ~ l>> C) ;: it .' E = 0 0 'S.,,~'UlEZ :~ == .=c.~t5 g> .ll '- 'S 11_ " " e .. " 51 .s ~ ~ " .5 " ... - 0- :J l.1 " .. ~ '" 6- .. ~ .. ... - ~ ~ I.) tol I.) ~ !5 Ul z ... III .,.., ~ III >, ....' >- In S::' ~ Q; Cl,' .. " .. .c .. - I ~ '" I u .. ! .c ~ '" ~ .. ] , t ~ ... .gg g' .... 's:: 0- " ., ..: ~ ~ j " .. ~ '5 'cO' oS ~ ;; ... ~ ~ 5 t " "Ill ~ ~'J"l 8 ,,~ " ~ ~ oS g.... 0' ~ ~ ti ] e s t:S Q.; ._ ~ c.. .!a ~ e ..' i ~ ~'I: .. "tol r~ ~ l ~ . " ! ~l ..0 e .. ., ., -.: - c - ~ '" " ... ~~ _'ct ,~~ ~u "'tol ...1.) 'g~ Co! 0:: ~::> ' ...tI)! .g z' S ~: ~ ~tol "... .: a: ,tol '" ~ ~ .. ~ '" .. -" -:; ~ c ~ .s '" ..0 '" .. :: .~ .. ... 5 '" .. .~ go ~ 1 ~ ":;:: 1'/: " ~ ... " "," e.8 - " .. - ., ., ~ s.... " ~ " " .. .. ~ '" .:1'" .. " " " " '" ....g - " ... - ...:....... Ii: i!J :l ., .c- ~ .g ... ~ m~ " '" ::: (:: ~'" " ~ -I;;, " .~ t; ,.; .~ t ;:01;;, c " ~ ~ " ..0 " ... ., g> ~ 6 ~ ' i ! " .ll " i " c ~ .0 :;; ::l 'g " .0 S ",' '" ~ - :5 ~ ~ ;; .. c ., ? ~ ." il " e ~ " a '" .. is. " 1:: " - .. C .0 .. ~ .~ " .:: .. oS " " o 2' .. ~ .. ~ .0 0 .s : 11 "2 .~ ..- o " ~ ~ 6 ;; ~l .." .. .~ ~ , it !~ ! ,S i.!a , e 0 i!1 $- j ,'~ ~i~ -0 :- ~~ ~ J , 91- Pll./-q'l CI ..0 c> f: \,.~) -n ::;, ._-:1 -~J r' :,'\~":1 ;:l '. ~J ,-v -Irq .' ._J \ )r:-.... U] ")(1. '. ; ;!-T}, S \.~n '. ;: ~;(,') ; ; l-n ,< , \9 '=-:'~ / \- 5j, :'J ~ -, .~ ~ ~7. - Pd..1j !:u;""~)"""""""",,,<.. <:.k--# I 0 ~ ( ~ I (act -* 7'1'1 If 5 , I I I :1 ! .....-....".""... Erie Insurance Company ASSETS CurrenlYear 2 3 Ass.b NoI Admined 4 N.IAdmmed Asseb Cola,' +2.3 Ledger Assels Non-Ledger Assets 1. Boods (less $..........0 liability for assellransfers wilh put options, SChedule D, Part 1)"....................."..,,,,,........ 2. Slocks: .""".,,171,252.100 """""",,335,966 ."""...170.916,132 """..,,150.1 .... 2.1 Preferred slocks (Schedule 0, Part 2, Seelion 1) """.".,,22,211.266 ".".""...",,443.198 ".".""",,8.353.163 ""."".",,2.423.218 ."".....,,22.654.484 ..."..."..10,776.381 ::::::::::::::::1: 2.2 Coovnon "ocks (Schedul. 0, Part 2. Section 21". 3. MOrl(,agaloana on re~ ..~I. (Schedule DI: 3.1 Flrsll.na.""....""..".."""....".""""..""""". .".".."."."""""...." .................."........." ..........,,,.........., ..........,,,,....,,,....,,.,,, ...."."......""..".....0 ."".".""".".....".,,0 ."...".................."... '''''..........."..........". 3.2 Other than nl'1t liens"......................................,,, ".........,,,,,........ 4. Ra~ ..~I. (ScI1edul. A): 4.1 Propertles occupied by the company (less $...,,,..,,0 encumblances)...........................".. ............,.,..... ....................... ................. .......""............"".... ..,w"................ ,.............................. .,...",........ ......."...................... .................."........". ..."..".."...".."......... ........."...............,,0 ......"....................0 ....................l. ..............4.800 . I ......................i. ...................151'...: ...........J. 4.2 Other /llOpal1lee (I." $......."'0 .l1ClIIlblllncas)........."......"....".. "'.".."'......"... .........."'."..".....".... ........""..."".........". .........".................... 5. Cash ($.....(83.338) Sched<la e-Part 1) and .hort~'nn Inv..tmen~ ($.....364,310 ScI1edul. DA, Part 1)............"............."."...."....."..."...".....""'..".......",,. ......."."."..280,971 ......"......".."........... ...........".................. 8. Other In.'..ted....~ (Sched.. BA)"........".."................."............."..""'."."""......,,... ........"."....."......"... ...""......"."............. .........."......."."....... 7. Receivable for 5eCUrtties........................................................................... . ............. .....55,906 .................,.........,... ............................... 8. Aggregate Wlite.fns for Invested assets.........."............................................ ............................0 .................0 ............................0 9. Su~o/al.. cash and Inv..led....~ (lines I 108)"............."'."....."" ."....".202.153,427 ..............2,860,416 ........"'....,,335.96ll 10. Agents' balances or uncollected premiums (ne! as 10 commleslons and dividend.): 10.1 PremIums and agenls' balances In course of collection (after deducling ceded relnaumnce bala_ paya~. 01 $.....10.953.672) ....,,"'......'" ........."."..(301,827) ......"..."...".."......... ..........."....113,232 .............".(415.059) ..................683 10.2 Premiums, agents' balances and Installments booked but deferred and not yel due (after deducting ceded reinsurance balances p.;yable 01$.....76.675.708) (Including $"........O.amed blJt unbilled premiums) "..."...... .........",,(2.112,768) ......". ..."....."........ ."................""....".. .................280.971 ......................."...0 ...................65,906 ...".............0 ..........204.683.675 10.3 Accrued relrospecllve premiOOlS (after deduclir.,J ceded rEllnsurance bala_payablaof$"........O).........."."............"......."....."".. """'""......,,. .........."........""....... ....."."...". .""......... .........".."....."......... ..........................,,0 11. Fund. haId by or d.posned with reinsured companies.."........"."....."...."""'""".......,,.. ..........."..,,865,127 ................."".......... "..........".........."..... .................S65.127 12. BlIJsrecelvable.lakenfofpremlurns.............................................................. ...........,................... ............................... ............................... ............................0 13. Reinsurance recoverables on loss and loss adjustment expense paymen~ (ScI1edula F. Part 3. Col.. 2 and 3)".........""............".........".. 14. Federaf Income tax recoverabfe and in(erest thereon............................... ............"."..55,556 ...""....".1,461.118 .....................'......... ............................... ............................... ............................... ...................65.556 ..............1.461.118 ............................0 .............."............0 14A. Guaranty funds recelvab!e or on deposil............... ....................... ....."........................ ............................... 15. Electronic data processL'lg equlpmenl.................................... ............................... ............................... ............................... 16. Inleres~ dJvldends aodreal estate income due and accrvecI........... ..............."............ ............................... ..............2.652.113 ............................... 17. Receivable fromparenl, subildiariesand afflfiates................. ................."............. .................194,236 ....................."........ ............................... 18. Equn;., and d.poslts In pool..nd _..........".".".. ''''''''''''''''''''''''''" ...............".".5,336 .".....".........".."...... "..........".........."..... 19. Amounts reoelvabla relating to uninsured accident and health plans . ............................... ....................."........ ............................... ..............2,6!i2,113 .................194.236 .....................5.336 ......................"....0 ..........."...............0 "",...1323 "....207.390.838 20. OtherasselS nonaclmmed (E.o.NboIl)............"........... 21. Aggregate write-Ins 'or other than lnvesIed assets.. ....... .............3832 ............................0 .............2509 22. TOTAl.S linea 9 h 21 ..".".... "".".....".........". .".."......""..........". ..""...... ....."...202.324.019 ........."".5.518.529 ...".."........451.709 OETAJlS OF WRITE.INS 0801......................................".. 0802. ".......".."....."...."".".""... 0803. "......."...................... "..."..................... 0898. S""""'Y 01 remaining WItt.... lor line 8 110m ovelb page 0899.TotaIl Llnes0801thru J us0898 lineS. 2101. VltlJlnIa PremIum Tax Credn.......... 2102. MieoeIlanaous_ Recolvabla." 2103.......... 2198. SlIflm8ry of remaining Wfite.m lor Line 21 from overflow page 2199,T S lil'1eS2'01Ih "03 us"ge Lme21abol.'t ......0 3832 ............................0 ..........................J i .........,...........".....0 I ........0 :.:::::::::::::::] i ............: :...........:.....J.. , ....0.........,..../ ..........,,'.323 ...................53.6i I ........"........" ....."""""...........0 ' ..... ......0 . .... .........0 ................".....0 o 1509 1323 ..".""....".0 ......0 ..............""..2,509 ......"..."...".1.323 ...".0 ....".......".."... .".0 o ............ .",,0 ""..........".....2.509 2 "'''~'''''of'' Erie Insurance Company LIABILITIES SURPLUS AND OTHER FUNDS 1 CurrenlYe8r 2 PriorYar Losses IP.~ 3A, Line 32, COlumn 5).............................................,.........,..............." ,................................................................ ,................, ...,......,..........73,812,632 .....................74,353,&l2 RelnsurBOCO payable on paklloss and loss adjustment expenses (Schedule F, Part 1, Column 2)...."""................................, ......"" ......,,,,,...,,,...................,,.. ..."...""........""""."...""" Loss .dJuslmenl axpen... IP'~ 3A.lIne 32, COlumn 61............................... .................... ................................. .............12.019,616 .......................9,697,037 Contingent convnlsslons and other slmUar charges.................. ..., ".."". '" '''''' ......".. ..... ........... ...".... ........ ........".. '" ."........ .....",.........", ....."........."'""...",........." Otherexpenses {excluding taxes, licenses and fees)..................."...........""....... ...."..........."... ......................6,546 ,,,,,...........,,,,,,........4.548 Taxes, licenses and fees (excluding federal and foreign incomo lax8s).."...."..... ........,,,..,,,,,,........... .......".............. ...............,.......1,516,757 """..........."....".855,251 Federal and foreign Income taxes (excluding deferred laxes)......................................................".... ....."............."...... ..................." .....................................". ........""......".".".""..""... -"""'y.....,.............,....,.."""".........."".",.."".",,,............,......,........,"'''......""..,,,..,,,,,,''...,,,,,,,.......,,,.,,,,..,,..,,,,.........................."..".""........."...""...".......................,,,.....,................ Interest, Including $...........0 on bofrowed money..................................................... ...............,............................................................"........ ........"........................."". .....""'..........,,.................. Unearned premlums (Part2A, Llne~, Column 5) (afterdeducling ceded reinsurance uneamed premiums 0IS.....121,916,406) ................."..40,567,467 ..................".39,135,866 Dividends declared and unpaid: a. Stockholdel8"..........."....."....""""........".............................."............"........."...................................................................................... ... .......""........"................... .........."...".......".............. b.Pdlcyhold......................"".....""""...........".........".".......,.........,................................."..,."....."............"..,.............""."......"......,..."..""...""................"320,614...........,,........"...350,362 Funds held byCOfTlP8ny under reinsurance trealles {Schedule F, Part 3, Column 14)".....".................."....................................................... ........................".............. ...................."'................. Amounts withheld or retained by company for account 01 othell. ".. "........... .............. ................................................ ................ ................"... ............................48,716 .............".............37,560 Remittances and Items not allocated.................................... ................. ............................ ..... ............. .......................... ...... ........................................ ........................................ Provision for reln$urance (Schedule F, Part 7)...................... ........................ ....................... .............................. ... ................................"'..... ......"''''............................ Excess of statutory reserves over statement reserves (Schedule P Inlerrogalories).. .................... ............................................ .......................2,478,000 .......................1,657,500 Net adjustments In BSSllts and liabDitles due 10 foreign exchange rates......................................... ................................................................ ..."................................... ........................................ O..lIsoutsfandl"l.................""....."""".............."".....".........."..............."......... ,...."".........."".. ....."""...................."....."..................,,.. ..."................................... ........................................ Payable 10 parent, subsidiaries and affiliates...............".................. ....................... ........................ ..................... ......................... ...' .... ............ .......................8,573,806 .......................1 ,383,544 Pay.~. for --............""......."""...............".............,............................."......,.."..,,,...........,,.,,....................,,........,,.,,......,..........,..."..".."'...........".....".""......... .................."........33.162 LlabUIty for amounts held under uninsured accident and health ptans..........................................."..................................."........................... ............................".."...... ........................................ Capital notes $......0 and Interest lhereon $.....0....................................... ...... .......... ................ ........... ............................................................. ........................................ .."..."............................... Aggregat. writ.<ns for IfabDiIIes..."..."'.........."............"."..............................."",,,..,,................".."......""""................""......"...""....,.."".., ' , '" "'" '" ,,,...,,,,..,,,,,0 ..,....,......."......5286 996 TotalliabDItla. IL....l thfOUJlh 22)""".........."'.............."."................"......"....."........"....""....".."."..... .......".."...."."....."""..""".."..."." "" """'" ",'393<< 354 .."...""..."...132797706 Aggregate write-lns for special surplus funds............... ............ ............ ................... ........ ................... ........... ...... ................ ........ ....... ..... ......... ........... ..........................0 .....................................0 Common capilO otock............"'.....""""......."..".........."..".........................".."..".".."......." ......"'."." "."...." ......"...." ......"..............."........" ..."..."...."."....2.350,000 .......................2,350,000 Preferred capital stock............................................... .............. ....... ........ ............. .............. ..... ......., ........... ................... ........... ........... .........'" .. ..................................... .......m.............................. Aggregate wrfte..Ins for other than special surplus funds......... ....... ............ .............. .. ............ .......................... "........ ......... ........ .....................................0 .....................................0 Surplusnoles............................................................................................. ........................................................................... ........................................ ........................................ Gross pe~ In.nd con_ad sufJ)ius"'.........."............. "................"..... ,,".................... ".............................".......,.."............". ........"...........31.462,000 ............".......31,482,000 Unass~ned fund5 (sufJ)ius).........."...................".............................. .."....." ...... "...., ........." ...." "....."........."", ",.." ..........".."..".."".., ...."." ,,, .............".,,34.214.464 ..........."'.......20,610,670 Less treasury stock, at cost: (1) ..........0.000 shares common (value locluded In Line 25A $..........0)........................ (2) ...."....0,000 shares pref.nad lvalua lnoludad in Line 25B $...".....01..".." Surplus as reg.n!s policytoold"ILlnas 24'0 25C.I.ss 260) iP8Il.4, Line 32)....""."......".. TOTAlS P .2, Une 22. COI, 4.. ""'....."."".....""..."..."..."......,,..... .... . ..... ...68048464 ""....."""""..54642670 ..." ..".......".207.390.836 ...............".. , 87 .440.578 DETAILS OF WRITE.INS ,. Reserve For AdmInistrative Expenses...................................... "..... ......."....".."...... ..............."......5.286,996 SunY1\II')' of remaining wrileb for LIne 22 from overftow pbge Totals Lines 2201 thnJ 2203 us 2298 line 22 Above" ...",.."..................."'.....0 .........."......".................0 , " . ."."..."0,...".,,,5286 996 I Fl. .......................... ;402. ...............................'................................... I ~03. ...........".............".""........, ",.. ~98. Surmlary of rerTI3~ write-ins for LIne 24 from overflow page I ~499. TotIIltLlnet '~01 thnJ 2403 oIus 24981 ILine 24 8DoveL , ;CO,. ........ """,......,."..,..."..,........" ;CO2. ...".". ;co3. ....", 5C98. Summar)' of ltlmIining wrilei~ 1000L!:<\e 25C lromover1low page... . 5C99, 1(011 (Lines '~COl th1v 1SCOl 010$ 'Segal/line 2!1e ab(y..~l "............"..0 ........"...........................0 .."",..0 .,....,.",,,0.,,,,.,,.,,.,,,,,,,,,,,,,.........,,0 o 3 I' I I 10, ll. 12. 13, 14. 'i 14A. 146. 15. 16, 17. 18. 19. 20. 2l. 22. 23. 23A, 24. "",OS_.",....'998.,.. Erie Insurance Company UNDERWRITING AND INVESTMENT EXHIBIT STATEMENT OF INCOME UNDERWRITING INCOME Curren Vear 1. Premiums earned {Part 2, Uoo 32, Co/umn 4)... Deductions 2. Losses Incurred {Par13. Line 32. Column 3. loss expenses incurred (Pan 4, Line 22. Co/umn 4, Olh&rundfllWrltlng expenses Incurred (PM 4, line 22, Column 2). ..........",..... ...."............"."..............."... 5. Aggregale write-Ins for undelWliting doduclJons ...............,,,.....................,,.....................,.........,,...... 6. Total undefWrlUng deductions (lines 21hrough 5).....,,,,,,... 7. Nol uoderwrillng gain or (loss) (line 1 minus lino 6), ....,...........,.............................,.""""...,,,....,,,,,..,....,,,'....... ..,........103,199.256 ...................,61,676,260 ....................64.59~; ":::;~::~:::::::::::::::::::;::;:; :'; ,.,',.,",..,..,....,.0...,......,............,..,/'... ....... ..........101 690 373 ...........,99,468 ...............1,308,663 ,....................(1.221:" ..,....14.051,046 ....................11,621[,; ............791949 .........................269.. .......,.........14.642,997 ....................11,6911 INVESTMENT INCOME 8. Net Investment Income earned (Part " Line 14)"". 9. Net realized capital glllns or (IOSS05) IPa/11A, Line 101".... 9A. Nellnveslmentgaln or (loss) (Lines 8 +9),,, ..,.,........"...... ....,......................" OTHER INCOME Nel gain or (loss) from agenls'or premium bnlnnces charged 011 (amounl recovered $. ...915.101 amountch'~edo" $"...1,144.120)"."...."......., ........"", .....".. ""....."...,,..... .."."...""",,".... "........"...."....,,(229,014) .."......".."........(242 FInance and service charges nol included in promiums..... ..................,......................."...... ...,...................... ..................66.683 ..................,...1,248 Aggregate wrile.lns for miscellaneous income........,............ ......................... .............8533 ........................ 920 Total olherl.-. (lines 10 Ihrough 12)...........,,' ...""......."......."... """..........,......,,, "....."......".."......."...... .... ................... 155798 ".."......"..651 Nel income before dividends 10 policyholders and before federal and foreign Income laxes (Lines 1 +9A + 13) ..........,................................. ........."".......15.996.082 ....,..............,10,755r Dividends 10 policyholders (Exhibn 2. Line 16, Column 1 plus Page 3, Line lOb, Column 1 minus Column 2) .................."..............""......... .........................645746 .........................932,\. Net income, after dividends 10 policyholdolS bul before federal affl1lore9n income (axes (Uno 14 minus LIne 14A)......................"........".". .....".............15,350,336 .........,,"'.......,9,823,10 Federal and foreign Income taxes Incurred........................"..........................................,...................................,"""..........."......."...............".. ......................2320448 ...."................2 638!~ Nellncome (line 146 minus lIna 15) (10 Line 16)......"..."..".""...""".........".... ....."........"."..."......"", .............",13029668 ............"........71641 CAPITAL AND SURPLUS ACCOUNT Sulpfus as regards policyholders. December 31 prior year {Page 4, Line 32, Column 2).................,........"...... .."..................""...."......"..... GAINS AND (LOSSES) IN SURPLUS Nellncome (horn lIna 16),..................."....................".""......".."...".. ".....""....."...".. "'"...."..............".....""... Nel unrealized capital gains or (losses) {Part lA. Line 11)."".........."..."......"....."."".."..................""..............."" ..........."........."....""...."" Change in nonadmitted assets (Exhibit 1, line 6, Column 3)........... .."...........,.,..........."".................. ...............""...."...... ............. Change In provision for reinsurance (Page 3. line 14, Column 2 minus Column 1).... ..............,,"..... .........""................ Change in foreign exchange adjustment.......... ....."......""............""."......................",.,............... ......................."........................................ Change In excess of 5latulory reserves over stalement reserves (Page 3, line 15, Column 2 minus Column 1).. .""....""....... Change In eurplus notes....""....." ,."....."... ..."....... .........,........."......"................., ...... .... ........." ..." ..... "........................... ........"",..,,,.,......,,.. Capital changes: a. Paid in (Exhibit 2, Line 6. Corumn 1)..........",.....,....."..".....".....".."......"............. b. Transferred from surprus (Stock Dividend)..."...."......"" c. TransferredtOsurplus......"..,......".......""................ 25, Surplus adjuSlments: a, Paid in (Exhibn2, Line 7, Corumn 1) .............m........ ................."..................... ........................................... b. Transferred 10 capital (Stock Dividend). ........................, c, Transferred from capitaL...,..,,,...............,,...............,,... 26. Nel remittances from or (10) Home OffICE! (Exhibn 2, Line 4b minus line 12b, Column 1) 27. Dividends to Stockholders (cash)........."......." .............."......."....... 28, Change In treasury slOCk {Page 3, Line 260 (1) and (2), Column 2 minus Column 1).. 29. Extraordinary amounts ollaxes for prior years......,.....".............................. .........."............ 30. Aggregate write-ins for gains and losses 1'1 surplus....................".. ............."...."..........,...... 31. Change in surplus as regards poIicyholdel5 for the year (Lines 18 through 30).................... 32. Su us as, ards 'holders. December 31 cunenl ear Une 17 IU5 Une 31 P e 3, line 27 OETAILS OF WRITE.INS ..."........".....54.642,670 ."............."..48,434, ......""......"..13.029,868 ......................1,169,186 ..................".........5.040 "........"..........7,184, .........................681, "..........................(1, ...,......."........,,,..,,,.,,......, ...",...,.",...,.".......,... ........",.,.,.""....,..,.....,...,. ..".."".........,......,.,,'.. ---------::-::~~-==:~=~t ....:: """"""".""."".."..".."":"......::.....":.:.........:......:.......: ...:...:...:...:...............l ,:.; ...........,.............................. ',.....".....,...,....",.",... ,.. ...........,....."".....""......... ....".....",..,.."............ ................................"......".." .."....."....,,,"',.....,.,,.. .........................."...............", ... ""..""..".."""..............0 .. 13403614 ......"..66,046.464 .......................,.......................". 4 ........"'....,"'... Erie Insurance Company CASH FLOW 1 CurrenlVear 2 PrlorYear CASH FROM OPERA nONS Premiums collected nel of reinsural'lCe......"...... ,................ ..,.......".....,......... . lo$.5 aod lossadjuslmonl expenses pa~ (nol of salvage and sublogatlon)., ......._, "" . ...~.... Underwrillng expenses paid.............",............. Otherunderwrttlng Income (expensesl..,,,,..,, . Cash from undetwriling (Line 1 minus Uno 2 minus line 3 plus Lino 4)". .... ......."..."..,..... ."un ....., ."..... Net tnvestmentlncome""...""......... ......,.................."... Olherll'lCOffifl(expenses)' 7.1 Agents' balances charged olf.. ....."............"................. 7.2 Net funds hold under reinsurance treaties... 7.3 Net amount withheld or retained lor account 01 olhe~.., 7.4 Aggregate write.lns for miscellaneous ilems... 7,5 Total olher Incomo (Lines 7.1 to 7.4)........................ ....".."...."...".... .........,............ OIYlclencls 10 policyholders on direct business, less $.....6.753,526 dividends on leinsurallce assumed or cedod (nel) Federal and fOlelgn Income taxes (paid) recovered............................. ....,............... ........... ............. Net cash from operations (Wne 5 plus line 6 plus Une 7.5 minus Line 8 plus line 9)...,.. CASH FROM INVESTMENTS ,...,.............,..,...,......,......,......... ......,....113.408.437 ............,.. ,....... ..,..........70,884.139 . ........................33,886.358 ............,97.218,029 ....,68.513,331 ...................,....26,998,501 ........6,637,940 ...................,......1.708,197 ..,..,..,....,....13,666.408 .......................,11.255,482 ,...............(229,014) ............................(242,558) ,..(665.225) ,..,..........................(50,851) ......11.156 ................................,4,994 ....73453 ............327423 .... .................., , ...................... ....(809,630) ...............................39,208 .............................675.494 ..........................1.006,666 ,....,....,........, 2 561 580 '...................., 1851584 ..,....,............ ........................18,257.642 ........................10,142,837 Proceeds from Investments &Old, mahlred or repaid: 11.1 Bonds..................................... ............."......... 11.2 Stocks.....................,............. .......................,. ......................... 11,3 MoI1gag.loans................................. 11.4 RealeslatB..................."........................................ ................,............ .............................................. ......................................... 11.5 Other Invested assets................................................................. 11.6 Net gains Of (losses) on cash and short-term investments 11,7 Miscellaneous proceeds....,..................................... ~ 11.8 Total Investment proceeds (lines 11.110 11.7)......... Cost of Investments acquired Oong-lenn only): 12.1 BOndi.....,............................................. .....,..,........... ...... ....."............... i 12.2 Slocks................................................. ....,............... J 12.3 Mortgageloans.....,............................. ......... ...................... ,.j 12,4 Real estate........................................................... ...................... I 12.5 Other Invested assets.........................................." ........................ ........................ 12.6 Miscellaneous applications.............................. ............................ I 12.7 Tol.lnvestmen~ ocqulred (Lines 12.1 I. 12.6)...................... ........................... 3, Net cash from investments (line 11.8 minus line 12.7)....... ......... ....................".. ...........................................,...... I CASH FROM FINANCING AND MISCELLANEOUS SOURCES I 14. I .. ! .. I .. .......,.......23,752.112.......................,23.925,821 ...........,3.244.700 ..........................4,453,764 .........33162 ............25,996.812 .......................,28,412,747 ....... ........................43,532.901 ........................29.425,038 ................... ............ ..........14,620,586 .........................5,367,470 .............15108 ....,..34607616 .......(6,394.869) ....................58153487 ......................,(31,'56,675) ................ Cashprovlcled: 14.1 Surplus noles. capital and surplus paid in............ ................... ......... 14.2 Caplal notes (1..........0) loss .moun~ ..pa~ (I ........0), 14.3 Net transfers from afWates............... 14.4 Bonowedfundsraceivad.................................. 14,5 Olhercash provided............................. 1U Tolal(LIres14.1to14.5)........... Cash eppO<!: 15.1 DlvidendslOslockholderspaid ...,.................... .. .......,........... 15.2 NeltrarcsMtoalfdiales 15J Borrowed funds ..pa~.., I 15.4 ou-.rewicat~ns....... ...................... j 15.5 Total (Uoes 15.110 15.4)... ;16. Net C8$h fromrlNU'lCing and mi&eellaoeous sources (Line 14.6 minus line 15,5)... i RECONCiliATION OF CASH AND SHORT.TERM INVESTMENTS I ~7. I 118. ........." "."....."...,..........8,272,320 .............................783.072 ,,,,,.....,,..................,52.346 ...................."...."........"..... "."" ..."....... ......,8,324 ,666 ...."..........".".."",,783,072 " . ...... . .. .." .... 40 79a .... .....40798 6283 868 "... ".." ,.."".....".53670 ...... ""."" ".......",53670 ..........................72U02 Netdlange in cash and short-term Investments (line 10 plus Line 13 pliJS line 16).., Cash and short-Ienn mvestments: 18.1 8eginningofyear... 1 2 Endof ear line 17 usUne181 , ......(4.615,'651 ..."....",4,477,\70 ........ ". . .......4,896.136 ~8{l971 .."...418,966 . 4696136 DETAILS OF WRITE.INS .,401 Finlnc::e&ServiceCharges. '.402 ......... '403 ~ ,498 Swm'IIry 01 remainirY;J wnt.e-tnS 101 li'"le 7 4 hom ovt"rtow P"'t! .99 Total ines 7 401 to 7 403 U!. 7 498 l.rw> " abovt . ..73,453 ..,..... ...... ..""..327,423 . . 0 73453 ,...." ,...."..".. ,0 327423 5 ;~ I.' , , i I I I , I 1 I ""'"_....yo.,"'... Erie Insurance Company UNDERWRITING AND INVESTMENT EXHIBIT PART 1-INTEREST, DIVIDENDS AND REAL ESTATE INCOME 2 3 PaId In Advanco Due And A ru&d h 8 Eemed . il. OUrtngVlI.J1;.;; (Collxnn/:. +5+6.4\ . ,..."..",..",,60~: " .....".......3,221... """..".,,,i,31~' I ,..."".........."..'1 .....".......1,420 f" .....................'1.,. I,' ..''''''''.......''''.; :::::::.:::.::,::::1.. " 1.1 1.2 1.3 2.1 2.11 2.2 2.21 3, 4, 5,1 5,2 8. 7. 8. 9, Collected During Year .................603.325 ".."...3,228,169 ".,.,,,.,.,.7,137,993 7 P/1or Y r ..",.....,'49.288 "",,,,,,,,,,,,.659,597 ..."..""",1.552.030 4 Curren! Year 5 Prior Year o Current Year .,.,."..".,149,191 .....".653.319 .,.., ..".,.,1.727,141 Schedule o (a) o (a) O(a) o (a) Olb) O(bl o o 8 (c) Aid) E OA(a) ........154.430 SA .........."......."".,,..... OS,OCIQ ""..... ..."......"....... U.S. government bonds. Bonds exempt from U.S. lax"........". Other bonds (unaffiliated),.................... BondsofaffiUales....".........",......,,,.. Prelerred slocks (unaff~Jaled).. Pl1lferreds(ocksoI8ff~lales......"...""..".... Convnon slock (unafMaled).................. Common slod; olalfdlales........................ Morlgageloans......."........."................... Real estate...............""......"......."....... Cash on hand aocl on deposlt..........................'" Short-telTJllnveslments............................................ Other Invesled assets.............................................. Derivative Instnments................................... .......... Aggregate write~ns for lnvaslmenllncome.............. TOTALS, ..""..,......"",...........,,,....... ,,,,,,,.,.1,334,914 ,..,...",.,...,122.462 ".,.""..."",,,36,729 ............................... ............................... .................154 .."".....,.1413667 ....,.''''''........""".0 ,.,.,.......,.".", ."".0 .,."."".,.,.,..,.....0 ..."""...""..,....."'.0 ."".,13672499 .,.,.,....".., ....,,,,,,.0 ..."",0 ....".,."...2652113 ",....""...2397633 TI N ""."............."......"."....,....""..........". ........."......,,75,932 "."..,..."".".(1)".""."......"....."", " I I .........,,75 ............14051L 10. lOA, 11. 12. 13, 14. Tolallnv~tment expenses Incurred (Part 4,lIne 22, Column 3)...... ......................... Inlerest expense............................... ................. .................................... ......... ............ Depreciation on real estale (for companies which depreciate annually on a formula basis) Aggregate wrne~ns for deductions from lnvestmenlincome................. To~ dedUClions (Unas 10 to 12)."........."........."."..".".".""......."......."...... Nellnveslm!nllncomeeamed Une 9 minus Uoe 13 loP e4 lioo8 ....... ............................... .,.,.."'.""....,.".....0 ......................................................... 0801. Miscellaneous Inlerest............................................. 0802. .."...........................".................................".........". 0603. ...."......................"'........"..........................."........'" 0898. StII'In8ry of remaining write-Ins for line 81rom overflow page 0899. Totals lines 0801 thru 0803 us 0898 Part 1 line 8 .. DETAILS OF WRITE.INS .."....""'.1.413.667."'.....".......".,,....., ...................... ............................... ............................ ............................... ............................... ............................... "......."........."""..0 ...0 """......,,0 ,."....,,0 ......."........."....."'0 ,...""..,,1413667 ,.. .,...".,.... ......,,0 .."... .... ..."."..,. 0 ....",... ..."...,.......0 .,....."..."........0 TI , 1201. ..."......................"................................,...."'"...... 1202, .....".....................""...................."........,..".."..,.., "'"........".".., 1203. .."...........................".....".......,......."....,...."........" ""."........".""............. 1298. SlIlVllaryof remaining write~ns forUne 12lrom overflow page....................... 1299. Totals Lines 1201lhru 1203 us 129S Pari 1 Une 12) (a) Includes $.....225,520 accrual of discount less $.....95,143 amortization 01 premium. (b) Includes $...............0 accrual of discount less $...............0 amortization of premium. (c) Includes $...............0 accrual 01 discounlless $...............0 amortization 01 premIum. (d) Includes $...............0 fOl company's occupancy of Its own buildings. (a) Includes $...............0 occruaI of discounlles.s $...............0 amortization of premium. ".".......,'..,."......"..""......."..........." ..........".....".........0 ".,.,,,,,....,...,,,,,...,,0 (~Includes $...............0 accrual of discounlless $...............0 amortlzalionol premium. (g)lndudes asseltransfers with put options accounted for as financing arrangemenls: $ ......0 Column 3, $.......,.......0 ColumnS. (h) Admitted nems only. Slale basis 01 exclusions. (I) Includes $...............0 Inlerest on surplus notes and $...............0 Inlereston capital notes. PART 1A. CAPITAL GAINS AND LOSSES ON INVESTMENTS 2 3 4 5 1. 1,1 1.2 1.3 2,1 2.11 22 2.21 3. 4, 5.1 5,2 6, 7, 6. 9 Prorrt on Sales orMatu' Increases by Adjustment In Book Value Decreases by Adjustment In Book Value 6 Net Gain or (l"'j from Chang, inDifference e.......BooI. and Admitted ValU8S 7 Loss on Sales or Maluri U.S. government bonds........................... ..................... Bonds exernpt from U.S. fax......... Other bond. (una~jlaled)."........,..".. 800cls 01 affiliates............................. Pnlfonod sbcl<s (una~llaIed).."... Pnlf'rJed stocks of aflllales""..".... Convnon s10cII (una~jlaled). Common stock of afl'lIiates......... MoIIgag.lo8ns... Realestata.............................. Cash on hand8ncl on 11<110.4."......, Sho<1.............ru,." ""..,.,...,.""..., Other 1nV8S1ed assets... Darlv8lJv8In6lruments".. A2gregate write-ins for cap/taI gains and (10$$eS)... TOTAlS.. (OiSlribullOl1ofl"9,Col7) 10. Nelrealiztldcapllalgainsor(Iosses)(P&jJe4.llne9)(CoI2.3.llne9) n. Nelunlllatiledea'" ainsc.r los~ P e4 U~'S CoI4-5+6 line 9 DETAilS ('IF WRITE-INS ............,................ ,............................... ",...,...405,694 ,..,."..".. ...,....51 ,,,,......,,,,..386,306 ........."."......""..".." .".............405, . ...,.,......"" ".,.....". ,......"."..".,,'09.282 ..................95.51 .."......................... .........,,".. ...""..........1 ".."....(173.158) ...............(173,11 ................................ ,........................"1., ..."......,........(59,3501......."........(59.35 .."",1.312.413 ..........",1,312,41', (e).. , :::::::::::::::::t. .. .............., ""..j .......................".. ..........................J o 79'000 o 5' o o o 0 o ,1189181 0ll01, 0602 0603 08ga. Sl.mT\afy of temlll\lng wme-iO$lor l/Ot! 6 from overflow pagt! 0899 Tot.. lines 0801 11m.: 0603 "" 0896 'Pa"'A lint 8 (a' Exdudmg S 0 depreC4abon on ru! emtt Itlcluded 111 Part '. ltnt 11 o o o o o o o o o o 6 128. I 29. I lOA. 1 lOB [JOe. l3l. 132 _"'.....,...... Erie Insurance Company UNDERWRITING AND INVESTMENT EXHIBIT PART 2. PREMIUMS EARNED 1 UneolB~lnllSS N., Premiums Wrltlenper CoIumn4 PM2B 2 Uootlmod Premiums Oncember 31 PliorYo8t. perCol.3lasl Vear'sPflf1? Pl1lmlums Eomed OurlngVear Co! 1 +2.3 3 Unearood Promluml Docember31 CurnmlYe8r. pllrCol5 Po 2A 4 Fire........................................ .... .......... ................. ... ........532,294 ...158,089 .......170.889 ..............................519,494 Allied I"'............................ ..................... ........166.288 ........................ .......57.905 ..............55,911 ..............................168,282 F.""""""" m~U~. pa~...... ...................... ......... .....12,214 ............3,333 ............................;.....3.151 ................................ 12,396 Homaowna" mtJU~. pa~.........."........"...". "."".14,594,151 ........5,285,982 ..........."".."....5,983.528 ."""..""............13,896,665 Commartlalm~U~.pa~.............."......"".......... ..........."..."".."...... . .... .........1,481.389 ......2,443.483 .........2,180,400 "....."...."............1.150,432 Mortgage guaranty..."...".........................."", ............."",,,,,...,,,,.. ..................,... . "..,.... ,,,,............ ......,,,,,,,........,.... ........."............,,,,,,,,,.........0 OCO.nman"'".................."......"........"."" ....".....""""""."."....... .. .......2,093 ......""..""..306 .........".".......".....232 """............"............,,2,221 InI.nd man"'""",,"....................... "... "." ..........".""".." ".".... ...... .........". ". .508,513 ..". ". .172,818 .............. .."....182.814 .......".....................496,835 Financial guaranty.............""...."".........,........",,,,,...,,,,.., ..............." ...,.. ..............,,,,,,................ ............................................ ...",,,,,,,,,..,,,,,..,,,,,,. ",,,,,,,,,,,,..,,,,....,..,,,,,,,,,,,...0 1.1 Medical malpraetJca. OCCUI18""'..........................."....... ....".."......"......10.096 ...".."..3.001 ..............".........518 ................................18.581 1.2 Medical malpractlca. o.""-mad.........."... ............."..."...." .................".""."................. .....".."..............................0 12. E.r1I1quak..........."..."............................... .........10,050 ................"........... ......554 .".........."".."..".".........451 .............".................10, 153 13. Group accldent and hsallh..........."..................."........................ ......................"............... ... .............................. .................................. .......".........."....................0 14. Credl.ccid.n1.nd he.th 19""'P.nd Indlvldu.)............ .................................... ............................................ ............................................ .........................................0 15. Othar accldonlarnt h..th......................... ....................... ........114 .......................................38 ...................................... .....................................152 16. Wo".".compans.lIon............................... ................... . ........................6.590,817 ......................2,321,651 ...........................2,281,919 ...........................6,030.155 11.1 Othar U.blUty . OCCUl18nte.................. ........ .......... .......... .......... ...... .. ..........1 ,699,413 .... .................141,'94 ..............................021,626 ...........................1 ,816,839 11.2 Othorll.bllly.o.""-mad..................................................... .......... ........ .....60.100 ..............35,408 .........................21,4-41 ................................14,181 16.1 Products I~bnty. OCCUI18""'............................................................. .... ..........................61.529 ...................... ........24.511 ................................23,617 ................................68,229 16.2 Products I~bmty. 0.""_........................................................... ........ .................................. ........................ ...... .................................... .........................................0 .1. 19.2 Priv.te passangor .~o I~bllty........................................................... .........................31.959,312 ... ....................15.586,122 .........................15.450,4-47 .........................36,094.991 .3. 19.4 CoowneftOl.tJo I~bmty................................................ ...........................5,091,167 .......... ........ .........1 ,924,013 ...........................1 ,912, 194 ...........................5,109,646 21. Autophyslcaldamag...............................:...................... .................. ...... .........26.143,916 ..................... ..10,146,418 ................10,133.335 .........................20,151,059 22. Alrcrah('" panls).......................................................................... ............................. ...................(4) ......... .............................(4) .........................................0 23. F~.,Iy..................................."................... ..............21,268 ..... ........15,200 ...........................13.533 ................................28,835 I 24. SUl1lty...................................... .................................... ..135,881 . .......................06,902 ........16,043 ..............................124,146 26. Burgl.~.nd theft...................... .....1 ,327 .. ...........................086 .........................613 ..................................1.394 27. BoI~r.nd machlna~............... ...............2.528 ...........589 .....................................414 ..................................2,623 Credo..................................................... .................................. ...... ............ ...... .................... ............................................ .........................................0 l. 2. 3. 4. International.........................".".......................................................... RoitIsU!8nte-N_"~naIA..umed P..pely............................. Relnsurance-Nonproportional Assumed Liability............................... Reinsurance-Nonproportional Assumed Financlal Lines....... .................................(1).........................................1 .. ........224,493 . .......2.508.142 ..............15,411 ..............................309,450 .................................. ................................0 .... ......0 ................0 ....................2,601,283 ...........309,142 ........125,952 .15.125 Agpre;ale write-ins for other lines of business TOTAlS... ...0 . .104630851 ....0 ....39135868 .....40567467 .. .....103199 258 .......1... DETAilS OF WRITE.INS 13101. ~ 31(12. i 3103. ; 3198. 3199. ............................ .........................................0 .....................................0 .................................0 ...0 .........................................0 .0 . .....0 Summary of remaining wrilll'.ins for LIne 31lrom overflow page....... Totals LInes 310' thru 3103 us 3198 line 31 above ........0 o .... .....0 o 7 A.'."......"'..,......".. Erie Insurance Company UNDERWRITING AND INVESTMENT EXHIBIT PART 2A. RECAPITULATION OF ALL PREMIUMS a Gross ramlums less reinsurance and unearned remiums on all unex Ired risks and reS8IVe for ralum remJums ullder rale credit or telros 1 2 3 Amounl Unearned Amount Unearned (Running One Year (Running more lhan or Less from Dale OnaYeerfrom Advance 01 Policy) Dalo 01 Policy) Premiums lfneofBuslness b b 100% liveraU lansbasedu 4 ROBolVefor RaleCfBdits and Retrospective Adjustments Based one.. lienee " 2. 3, 4. 5. 6, 6. 9, Fire..,................................" Allied lines.."...,..........,,,.... ....................... Farmownelll multiple perll...........,.............. Homeowner) mulliple perlL..................... Commercial multiple pertl..,,,......,,,,,,....... Mortgllgoguaranly.."...................." Ocean marine".................."..,,,,,......, Inlandmarlne............."................."....."....." ",,,,,,,,,,,,,,,,110,536 ,,,,,,,,.,,,,.,,,, ",,,,,,,.,,,,,,,,,..55,614 """,,3,151 ",.",,,,,,,,,.,,5,976.669 """.2.777,472 ,,,.,,,,,,,,,,,,.,,353 ,,07 ,. "..........."..................... "..""......."...",6,659 .....2.926 ,.................,..",.,..".. .,................................" ."....,232 .."",..."......182.495 : ,,; ............. ..-.:::=:~-::~~:~1 10. Flnanclalguamnly.......................................... ..,....................., 11.1 Medical malpractice. occurrence...................... 11.2 Medical malpractice. c1alms.made............." 12, Earthquaka......".."..............."......................., 13. Group accident and health....",................,...... 14. Credit accJdent and health (group and individual}...... 15. Other accident and health..........,............................... .......,........... .. ... ...................... 16. Workers' compensation...................................,,,........ fl.l Qtharllablily.otCUrranca.............................".."....... 17.2 Other liability. c1alms-made...........................".......... 18.1 Products liability. occurrence.............................................."....... 18.2 Products llabllity. dalms-made...............,.........."........ 19.1.19.2 Private passengeraulo liabnity............"..................... 19.3,19.4 Commercial auto liability........,..............,.... ........."..."",... 21. Aut. physical damag.....".......................".. 22. Alrtlaa (all perilsl...........".........".................. 23. F~alily.....................................................,..,..,,,.. 24. Surety...............,.............,...............................'.... 26. Burglaryandlheft............................................... 27. Boiler and machinery...........................,............ 26, Cradi.................".."....."........"."........ 29. Intemational.......,.............................,................ 3OA. Reinsurance.Nonproportlonal Assumed Property...,..... 3OB. Relnsurance-Nonproportional Assumeclliabilily,......... 30e. Relnsl.lrance.Nonproportional Assumed Financial lines .. ....... . .,...............,,,....... 31. Aggregate write.ins for other lines of business, ".."",."".".......576 ..451 ..,2,283.005 "..".".."...."..,626,624 ...."".."..21.046 ..""".....,,23,817 .......4.974 ...".1,204 ........"."....""...".401 .................................... .......................,21. ,.,., ",,15.450,447 ",,1,912,194 "."....10.733.335 ..".""...,,(4) ".."....12.005 .".65,569 .........6'3... ......,474 ............. .................................... .."".1,628 ....,,'2,474 ".:::: ":.':::::::::::::.:::'.:: ::.:..:::::'::::":::::::~:~.. .:::::::::::.::::::::::::::::::::::~71; .................................................................................(. ..." ".."......".............."...... ....................,,224,4~ i. ................................. ......................_15,41i I ....."...".."".."......, ,,(') ,224,493 ...".....15,411 32. .. ........ ..".... ........0 ...."... .........,.....0 ,......."........... ..........0 ..",.......",40,536,430 ......31.037 ,,0 ...........,,0 .............."..0 TOTALS."............"........"..... 33. Accrued retn:lspect/ve premiums based on experience 34, Balance line 32 lIS line 33 .. .......'........'........-.............,...........,.......,................................................. DHAllS OF WRITE-INS 3101. 3102. 3103. 3196. 3199. (al (b) (el ........................... ,.................................. :::::::::::::::::::::::::::::::l"'" :'::::::::::::::::::::l ........................ ........ ............................. ......,...,....,..-...... ............................ Summary of remaining write-ins for line 31 lrom ovel'ftow page, ...... "."............... ....0 ........ ..... .................0 """... ...... ...... ........ 0 TOTALS lines 3101 thru 3103 us 3198 line 31 above 0 O. ...._. .... 0 .....".."..,,0 . ..".....0 By gross premiums is meant the aggregate of all the premiums Mitten in the policies or renewals in force. Are lheyso retumed in this stalement?Yes I XJ No I J Stale here basis of computation used In each case: Monthly Pro-Rata Including $................0 reserved lor deferred matem~y and other srnUar benefits. 8 Erie Insurance Company UNDERWRITING AND INVESTMENT EXHIBIT PART 28 - PREMIUMS WRITTEN Gross Premiums less Return Premiums lncludl Pol and Membershl Foes Wrillon and Renewed Ourl Year 1 2 3 4 Reinsurance Assumed Reinsurance Cedod a b a b Net Premiums Direct Written Business (CoIs.1+2a+2b lIno of Buslrtess H From Atfiliales From Non.Affillales To Alfilialos To Non.Aff~jRles .3a.Jb 1. Fire... ...................... .. ...........30.092 . ... .........532,294 ........16.413 .......... .......54,5lI5 ................532.294 Allledllnos............... ................ ..... ...20.757 ............. .166,266 ....................7,173 ..........27.930 ......................... ................166,268 Farmowool1 multiple peril... ."." .12,214 ..,........"..... "","'"'' .... ."...."....... .......,........12.214 Homoownors multiple perll... ......... .3.603,580 .... .".14,594.151 ..............,..,........ .......... ..3,603,580 .......,. ...,.......... ...""....14,594,151 Comm.rcOJ mulll~. penl. .............................. . ....... . ...... . ...........3.379.764 ...... ......7,467.369 ............... ........... .......... .3.379.754 .............7,467,369 Mortgllgo guaranty... ...., ,.,... ...,....,..,.." .. .......".......... ...........................0 Ocean marine...... ..,............,......",...,......,.... ............,.........,....... ..,.. ...,...... ...2,093 ., ....... .. ................ ,.....,,,.......,,,,2.093 Inland!1lllrina .....'...,................" ......132.629 .,..............506,573 .,..,............,.,. ,.. ................132,629 .",,,.,,,,,,,,,..,,..,,,,,,,. ,,,,,,,,,,.,,,,,506.573 Flnanclalguaranty......."".""..",.., ..........""..,,,.. .................."., .."... ................."."... ....""....""...,..,,,,.... ",,,....,,,,....,,,,,,,,,,0 Medical malpn1cticc . occurrence ,...16,096 ..,,,,.........,,,,..,,,,..,,, ..........."...,,'6.096 Medical malpractice - c1alms-made.. .........".."..".." ......".."... ..... ""."..".."".....""".. .",,,.,,..,.,,,,,,,,.,,,,.0 Earthquake"",,,........,,,,,.,, ....,."."..... .......,., "".......... ,...,....... ....,'0,050 ""....,,,,,,.........,,,,,,. .,..."..."",,,,10.050 Group accidenland heallh. ............. .............. ........................ .......... ",...."".",.........."". .........""",,,,......,,0 Credit accident and health (group and individual). .......... ......................"..... ........,......"...._.".. ....... .......". ,...... ,........"..............,,,.. ......,.,.."'....."."...0 Other accldent and health.."",. ......... .....".,...... ......114 .... ........",........ .....",,,,,,...,...,,.,,..... ....,,,,,,,,,,,..,,.,,,114 Workers' compensation.."..".,......,..... ....., .,.........27,568,566 "",.......,6,590,877 ... ............331,018 .......27.899,584 ,.......,.., ,,,........,,6,590,877 Other liability-occurrence...................... .................... .......597,562 ..........1,699.473 ....597,562 ............ .............1,699,473 OlherliabUUy. oaims-mad............................... ......................... .............1.462.725 ................. 60,766 .............1.462,725 .............................. ..................60,766 Products I~bm~. occurrence.......... ... ....................0,281 ...............67,529 .............................. ...................6.261 ...................... ..................67,529 Products liability. c1aims..fTlade ...".......,.......".......... ........ .......... ............... . ............... ...,.........., .........."""...........,,, "..."......""",,,,,,,.0 .1,19.2 Private pas"nge"~o I~bllity ..................... ...117,367,503 ...........37,959.312 ............... .......116,970.482 ...............417.021 ...........37,959.312 .3, 19.4 C<lmmerc~1 a~o'~bUUy......... .............9.037.631 .............5,097.167 .............3,042,277 ...... ....12,080.106 .............................. .............M97,767 A~o physical d.meg............... ..................... ............................ .....76,446,9-15 ..........26,743,916 .................67.074 .... .....76.514.019 ................. ...........26,743.916 Aircraft{aJlpenls)...... ...,...,...,...........,,,.... ...,.......................... ..,........................... ......, .. .......,.....""...,...."", ,..................".."..0 F~.,ity............................................... ......519.277 ...........27,206 ....... ........... ....519,277 ........................... ..................27,206 Sure~........................... ...................... ... .............2.575.436 ................135,667 ...2,575.438 .............................. ................m.667 Burg,,,y.nd theft............................ ........................ .........22,355 .. .................1,327 .............22,355 .............................. .... ...............1,327 Boiler and machinery..."....".." ........."..........."........",..,,,.. .....2,528 .... ....".........."."".."". ..........."",,,,.2,528 CredL..................................................................................... .. .............................. ...........................0 Intarnational....".",.,. ..............".....,,,.. ...,,,.............,,......... ..,. ....... .......".......",,,..,...... ..,.".........,.""""..0 Relnsurance-Nonproportlonal Assumed Property. ............xxx. .......,.....3,660,233 ........ ..... ,.............. ....,........1,052.950 ...."...,,,....,......... ,."...."",2.607.283 Reinsul3~onproportional Assumed liabilily. ...."XXX. ...... ................309,742 ......... ............. ...... ..........". ,.........."... .........""..............,., .,,,,,,,,,....,,309,742 Reinsul3nce-Nonproportional Assumed Finsncial Lines ..... ............XXX.. ...,,,.,............,,,,,.. .....",,,..0 31. Aggregate write-Ins for other lines of business .............."........... . ... ....... . 0 . . . .. . ........ .0 .0.. ........0 .......... ......".., 0 ........".0 32. TOTALS,_. ... .242817305 .105683807 3465955 246919189.."..... ....417021 .......1046 7 DETAILS OF WRITE.INS ';;: .. , I I'. I' ,. I. I r I . r i r. 3101. ..................... 3102. "............. ............................... 3103. ......................... .............""...... ......... ........... .... . 3198. SL.mm3ry of remaining write-ins fOf Line 311rom overflow page. "... .........P ... ....0 . . 0 3199. TOTALS Lines 31 ~ lhru 3103 LIS 3198 Line 31 above 0 0 (al Does the companfs direct premiumswritlen inclUde premiums recorded on an inslallmen! basis'? Yes I I No I X I If yes: (1) The 'IMU"! 01 such inslallmenl premiums $.....,... ,..0 (21 Amount at which such installment premiums WiOuld have been reported had lhey been recorded on an annualiZed basIS S .....0 o ........................0 ...........0 ..........0 . .. .............. .....0 .......0 . .... ....0 ......... ..............0 o ..0 .0 9 t, ~ i!l!il .- M~ ", I, t I ! ! I! ~ :::!"'i!lR!~ rJGiS~ClOrt i1 j~~ . : I . . I t I .- . . I Ii I ! i ! I " , , I 1 j I J! . II !l'ili : .~ i_" ii ~ I ~~~~ .....l'!.<"1.CQ. !;i.:;j1~ ! i i i : . . I . i , , , , .."1 ~N~ <"10.--: !ilm:s ~i::Of 1I'i! ; :1:"'" 0) co 'l:g ....p... ~g II . : I . . , , j ~~~~~io~~~~o~oo~~a~~o~~~~~~~~o~~m~ON . :a:iP)a)~ I loi ,-- ...:, ' .....morirl '~'~g l.de; '1<"'i:J.~ i ~ j ~""": !Ci.m. ~ .<0:.... " ~q::1O :~.~...... 1'l<D I I i.....en j ;; lot . , ,~r') . .' , , ON INU'}.....' t . 11 . I J:! on J3 j I ~ I ; ! : I ! ..... I : i"" , . : I I 1 j: i I . ., .. r I I . I ' I ' I' ' 1:I::J'" I : 1 I i I ! I I 1. I , I' z ~ " : 1 ! ! ; i i"! . I',. ! ~ I. " ! ! .: 1. I I. " . I . U j ; ! ! i j j ! j ! I . I ! 11' j~!~ . i i ~:nE~:.e 1m 1.!S!:;:~c; !!l!.re!!? ~""N i~ ~"'l I ('\(<0. I r_ <i:S to. rJ <lS ......., "1:: co I po - 10 ..~ ...~!il.ci-. ..0.... ......,.... , j "",".: ,,,.'D. ;..; ~ ,- m~o ~.;; ,,::;:, .--.., i,~. ..::.1 <0..,.<0 t"!.::. ~ ' , , , , p,. .,;.,; ~.- . ; I . . , . 1<".1 :. ,....'! ~ ! j j ! i . ! 1 i i l j j! i I I: i j:; ~ . ~ 1'"1;( i ~ I iil~t&iHl. ~~--'" '" I "" Ii:: "i i! ! !.... . . . . . .11~ i , , ' , , "'I" ",' ~ II !. ,I I . . . . . . . . . . . . . . . . . . . . . . . , . . . . . , . . . . , . . . . . . . . . . \ : ; I ; ~ ...,...,m_O'I '1~::;~~ 'O"':NN ;;;~'4"l r-:""'f' , iiG~ ~U - ~ . Of . ~~....~ _....~1I'f ~ $ . , 1""N !~:g [."iN !t::~ ''"f . ~:3~~~ 0'1 _ ,('11(0 ~1 !9~ I'i) ~ ! i i i is 'I' j 1m ,~ .~ i' 1:1;......,... l<"1;:!~g f~~~~ , - . - , N ;"; ; ~~~ -a;<df'i Q:)~g WM"': "': ' , NYN ~-- ~-~ ~~i l"': i t:ffl !!!~ :J:~ ~~ I-z ~"'~Q:)""OO~0<"10NOOO~~""NO~"'~N<"1"'0<"1Q2_""OO~ W E' "t~::;;;~ if';... 1~ ..,: 1 :iliO{@~ ,~~c:;:;cc:@~ ~ :i5iDg 1 S :z: ~ 'B Nf::~c-.j!lii~: 1f'i i ': ' 'N"':N~ aiNg 1"':ai ' i ."'-o'S!f 1 <"1 W t- 'D i!l~ i :. i. ~ ~ ~. ~ ~ ;;: . ~ ~ ~ ~ . ~ ~::.' ~:: ~ j ~ <1. '. ~ :5 (/) .n) + . . . '~." . . . . " . . .. . lil . . . . .. r; I-;;;~N ",:1;:;'::": I:. "': ',' ,I::, f3~~-8~i'iiJ Ii ..... :';;'lll >",Z' , '''i ~ ~z' I~ .~~~ i~~ ii;! ~M::l 8!!;!!:1 in !,~ i~~~ c '!iI ...., ;000 !rf ~~.'!i ~~~ l~ffI '~(/,l :z <C fti8. ;~~ ~"~ ....0'1.... ~ '; !:R....l c:c fflN"'~!i !. I. ' , , Of <J;'''i'i I~ ~ C)~ llhljj'IIC Z -' ~'" ~ I I i= c ~ 1 a:~ ~~ We<: Q~ Zo:: l/ :::>> ~-j I~~ ~ 1 if! 1m!;;:!?:!:;; '~~~i~ : , '_N ~ ~ ' " I ' .1 ' 0: ~!!i ;N 11 ~ ~ "I ., ;;~g~ ~;;fi~ .. . <cf' ~~:g~"'~ ~. ~ 0.... ,@... j:S ~g:; :.-:cri m._ ~~i- ,,-~ ",::$ ,.;O~. ,~ 1~ . .. ~ ). l l/ ii;! f~ , ! f:ss :........ 1 uio :,....... !~l ~~~ ~ 4 m..-N ~~~ "I __ Ua !:i . . i!!iHl ~gfgf -."1.'"':. ~~""1 @~~ ~~ ~ 11 E B CD u c l! ::I (II S Gl :e 1IJ 'I .. II I 1 j J !~ ff~ ~ n....H... .E Hh ~ b .~ i ~ i m 7; t ~ '[ ~ " ~ g~ ~ g~r; Hi ~i ,h~ ~~ i ifli!!iff-illII!tft1fi If ~jJJJi~l!iiis]~!IIJJjJ~Ifjjj!Jo:~o: N. _N. _~_~~~ . ~ -N".~~~_~--~==~=-_~~~~~~~~~~~~o~~~~ -- ---- ~~~ ~~ 11 10."1 ';!; ! !~ Ic _ , j~ :0> . III iC:i!l . iili ,~ !i!l :""': 9~ ,~ 'm i~ :~ ~ ~ ~ ~ s: m ~ S E !; ~ < b ~ i99 ! ! ! I' , . i; j I ! I: i . , 11 i I. It "'9901'" i i I II! III t I Ii It ! 1 100 I , , , '" I"'''' C!C!C!C!C! i i i: 19 99.fi "! j~ i~ ill ",cf Ii ji o , : ... ~ ~ il! ~d P;..lf ~!I!" .l!~s i ~ l i~ I U~ ,,~.. Jd ~~~~-~ ""'"<"1 ...': I.,. .:.:.;. I: 1. f t r ..........."'''''~. ,"'."" Erie Insurance Company UNDERWRITING AND INVESTMENT EXHIBIT PART 4 - EXPENSES 1 2 Other Loss Adjustmenl Unde/W'ritiog Ell' nses Ex nsas 3 Investment E. nses 1. ClaIm adjustment services: a. Direct.................. ...................8.565,387 ......3,739.662 ...............8,629.322 ...................3,675,727 ................0 b. ReInsurance assumed. c. Reinsurance ceded......,.. d. Net claim adjustment sClVlces (0 .. b. c) 2. Commission and brokerage: a. Olreclexcludlngcontingenl...... b. Reinsurance assumed excluding conUngent... c. Reinsurance ceded excluding conllngenl, d. Contingent. direct...... ........,...,.............. e. Conlingent- reinsurance assumed, ",............ .."........ ..... ............... f. Contingent- reinsurance ceded".."" .....,,,...................... g. Policy and membershIp lees............................ h. Nelcommlsslon and brokerage (a +b. C +d +0. f +g).......................... 3. Allowances 10 managers and agents.. ...................."".... .................".". ,.................... 4. Advertising..........",...........""....."........ ............,......,.,. .......,.............. 5. Boards. boreaus and associations...... 6. Surveys and underwriting reports......,.....,.......,................, ............... ............... 7. Audit of assureds' records.........................."........,........". ........................ 8. Salary and related Items: a, Salaries..",,,.., .....".."".......... ............. .0 .................23.876,621 ...............13.848.611 ................24,538.482 ......,....,.,.............",......, .........0 ...............13,'86,750 ...................0 ..........3.139 ........34.700 .....................9,392 .........244.479 ...............285,570 ....531.495 ........138.101 ....................4.150,841 .......348,574 .....638.618 .....35,332 .,........,............".........".............. ....................6,041.467 ....................40.579 ........473,887 ...2,781 ......719.605 ...4,232 ........32,242 .........................137 ....67,869 ........................ ......361.112 .............1.339 .......922,'44 ...........................3,496 ...............894,595 ..................... .....8.318 .............328,7OJ .............. ...........3.023 ....................1,'04,502 ...................1.108 ................ ..251 72J ...... .... ............7 969 ...12.397,494 ..... ...................72.962 9. 10. 11. 12. 13. 14. 15. 18. 17. 17A. 18. b. Payroll taxes......,.........",,,,,........... Employee relations and welfare....,.......".. Insurance.,...,..,,,,,,...,,,.,,,,.,..,......,... DIrectors' lees.""..",..,..".,..,....",.,......., .............,................,....."..... ..........".... Travel and travel items................... ............."".... ,346,288 Rent and rent items....."...... ............ ........."....... ...261.750 Equipment............................... ........................."..... ...............................,.. ......................866,608 Printing and stationery......... ......................... .............. .............. ......71.089 Postage. telephone and telegraph, exchange and express......, ......... .............245.549 Legal and auditing".................................... ...""............... .......... .... ................168 298 Tolals(lInes 310 17)..................................... ........7.180.068 Taxes. licenses and fees: a. Stale and local Insurance taxes deducting guaranty association credits 011..........0............................................... . ..................... ..2,068,140 b. Insurancedepartmentlicensesandlees...... ...... .................... .. ............342,665 c. Gross guaranty association assessments.. ..................... ..............,'....,..... ....................... ........1,111.780 d, All olher(excluding federal and foreign income and real estate). ...........""...""...".. . .... ...14460 ... ......__. __ . ...13451 e. Totallaxes.licenses and fees (a + b +c + d)......... .....,....,,"........ .""........"..."....... ....."... .....14,460 ........".......".3,536,036 Real estate expenses............ ... ........ .... .......................,............. .. .,..........................'.. Real estate taxes.................... ....... ........................................ ...................' .......... ..... ....,.. ........., ..... Reimbursements by uninsured accident and health plans. ....................... . ... ......"...... ............ ...... Aggregate write-Ins for misceJlaneous expenses ............................... 83370 Tolal expenses Incurred. ........................ ..................10,953,625 Less unpaid expenses -cunentyeat .......................... .,.. . ..........12,019,816 Add unpaid expenses. prioryea~... ...,..........9,697,037 Amounts receivable relating to uninsured accident and health plans, pflOI year". Amounts receivable relating to uninsured &Ccidenl a~d heaUh plans, CUrfcnt year... TOTAl EXPENSES PAID Lines 22.23...24.25 +26),.,. ........14 ............14 19. 20. lOA. 21. 22. 23. 2.. 25. 26. 27. ...140 '66 ........ .......29.260.468 ................1.516.757 .............6.146.677 ....2936 .....................75.932 (.) ...........................6,546 ......... ................2,118 ...86l0.846 ,.. ..31890,368 . .. ...71.504 DETAilS OF WRITE.INS 2101. Miscellaneous Expense.,. 2102. Contribulions,........ 2103. 2198. Summary of remaining wnle.j~ forUne 21 from o'l'er1low page". 1199 Tolals lines 2101 thru 2'03 us 2196 U~ 21 above 82,324 1.046 ...,,140,166 ..2.936 ...2 o 83370 o 140'88 .. ......0 '936 (a) Includes managemenllees 01 S o to arr~iales af'ld S Otonon.afliliales 12 4 Tolal , .................8,565,: , ..3.739,1 I .8,629., ....................3.675,1 I. I ..................23,878,E , ..................13.848.E, ................24.538,1 ..............i ...................i i. ..................i ..................13.11l6,il ................................1 .......................247,6; .......................320.31 .......................540,& ...........,38.,1 ......... ......,0.232.~, ...................825.2" ....................1.362.4~ I 1 .........................67.71. .........................87.8! 1 ......................708.7;.... ................. ..1,187.39 i ....................1.769.52. I. ::::::::::::;::::::~;. i .......................42799. ..................19,650,~: j: , ...............2.068.14/1 , .......................342,661 , ....................1.'1'.7~ ......27,9Ii1 ..3.550.51(1 :::'::::::::::::i,{. ..... ."(1 226494 . 40,290.02~ .13.543,1'9 15'~~:~3~ .. ..........0. ......42.592.7~; I. . .. ......... ......225.4.aiJ ! .. .. .... . .....1.048.~ ...."..,.........".......,,,....0; ~ , i' . ... .... .... ......0 1(6494' ! ; i j i I I , i .....................,..... Erie Insurance Company EXHIBIT 2. RECONCILIATION OF LEDGER ASSETS 1 CurrenlYear 2 PriorYaf INCREASES IN LEDGER ASSETS 1i .~ ;~! '''"...........'''"...",,100,25Gt~k F'~ :::::::::::::::::::::::::::::::.~:::j6,; 1. Net premfumswritten {Part 2, Une 32, Column 2. Inleres!. dlvideods aM real estate Income received (Part t, line 9. Column J). 3, From saleormalul!tyoflodger 8ssels (Part 1A. L1n1l9, Column 2) 4. Other Income Items or IllCRIases, vlz: ,.,......"..,................,....,.......,.................... ............................104,630,657 ..... ................. .......13,672.499 ...............792,000 8. Agents' balances previously charged of1... b, Remiltancesfrom home offIce 10 U.S. branch {gross)... c. Funds held underrelnsuraoce lrealles (nel)..,,,............. d. Bonowod money (9ross)......... fl- ........................................"......."........."." ...... .................................915,'07 ....."........"."""....",,...960;: .. ......................................"....... ....."......"................"...."" ...".......,,,......,, """""""""""""""""""'" .......,",.......,..,......,..........."."...,,,..............,....................... .... e. Amounts withheld Ofrelalned for account of others (net) ................,.............. ........,............. ...........,........ f. Aggregatewrite11lS for Increases In ledger assetG.......... .............,..................................". .....,....,........ ,. 5. AdJustmentln booll value 01 ledger assels (Part 1A,lIne 9. Celumn 4)" ............11,'50 .....7.263,477 6. C8pjl.1 pa~ In {Pag'4, line 24.)...................... .................. .................................. 7. Surplus pa~" {Pag'4.lIne 25.)............................ .............................. 7A. Surplus notes {Pag'4.lIne 23A).............................. 8. Total (Lines lto 7AJ................................. .................... DECREASES IN LEDGER ASSETS ......................"............. ..........""."................;,......, ......"""....................,...... ..."....,..."....."."".........."... ..................................."........... .... 9. Net losses paid (Part~, line 32, Column 4)...".................".. 10. Expenses paid (Part 4, Line 27, CoIumn4).............".........."....." lOA, Interest eKpense (Part 1. line 10A)............................................. 11. From sale or maturityol ledger assets (Part lA. Line 9, Col. 3)..............." 11A. Surplus noles(Pag.4, line 23A).................... ............................ 12, Other disbul1efllenl "ems or decreases, viz; ........................ .127,465,095 ......... ...............114,337l ......................:...::...................................... .... ...................... ~:.::;.;:.:.::. ..".::.:.:..::.:.:::.:::..:.:..::.~'.;~.~l .....".....,.................."""..."... ........"...................."."51 ".....................""..........15,',.. ..........................."......."..........." ...,..""".........."..,....".".........,,.. a. Agents' balances charged ofL..."......".......... ..............".." b. Remlnanceslo home office from U.S. branch (9rosS).." c. Funds held uoderrelnsurance treaties (rMltj..... ."...........................,.........".............. ..,........,........".......,..,.. ,.".........."".....,.,."....."........ d. Borrowed money {9roSS).......".......".". "........"............"... ......................,........,...,..... ........,..".,.......,."".....,..."..... e. Amounts withheld Of retained for account of others (nel).................." f. Aggregate write.lns fordeaeases In ledger assets"....." 13, Adjustment In book value 01 ledger assets (Part 1A.lIne 9, Column 5) and depreciation (Part 1, line 11)... 14. Federal and foreign Income wes paid....".. ..".................. ....,....... ...........,.........,...,........ ............,......,...., 15, Dividends paid stockholders............."............ .............,............ . ....,..........,......................,.........." ....'.,.".........,...,....".......... ..........,...........,........""......... ..........2,320,448 16. Dividends to policyholders on direct busirlf'.5s, less $ ,,6,753.526 dividends on reinsurance assumed or ceded (net) .............. ..... .... ............._.... ...675494 17. Total (lines 910 16)................................ RECONCILlA TJON BETWEEN YEARS .........106,963,541 18. Amount of ledger assets as per balance 06cember 31 of prior year .............,...............................,.."..... .. . ................163,822.465 . ..... ........... .........18501654 19, Increase or(decru$eJ Inledgerassels during the year (lIr.e 8 minus Line 17) 20. B anca= eraset December310fcurren eat . ...... ..... 202324019 OETAILS OF WRITE.INS 04101, Payable to P&refIIs. Subsidiaries & Affiliates ....................... ,.......,.......,........... ..,..,............,................ ...,...............................".. .........."....,...............7.190,252 04102. Service CNirgM on Reinsurance Prbmiurn,. ,....."......,......... ........... ..,... .............,..,.....""... ......,....."....................,..... ..........." .... ...."...........66,682 04103. MIsceIl.neous Income....... ...........".............. .......................... ... ......................................... ...............6,533 04198. Stm'l'llJry of remaining wrIte-ms for Line 4f from overflow page .... .. .,..,.,....... ". ,.. ................ ..............................., .........".0 04199. TOlDI. lines 101thnlOolI'J3 us f98 Une<Gf8bovt .7263477 12101. Payable IDf SaMiot.... 12fD2. Service CMrges on Reinsurance Premiill15. A$sllll&d and Ceded... 12f03. Pl)'abIe to ParentJ. Subsidiarie$ &Aff~iates." 12f98 SlltYnar)' or remair1ing wr1Ie.1ns lor line 121 from O\o~~ page 11f99 Totals Unes11lO1thru11f03 us12f98 Une121aoo\'e ..................................33.H;{) . ....... . ... ........... .0 33160 14 ................,.......,.. Erie Insurance Company GENERAL INTERROGATORIES 1. (8) Does the company Issue both partlclpallna and non-participatIng policics? (b) If yes, slate the amount of calendar year net premiums written on: (I)ParllcipalingpolicICS: (ii) Non-parliclpallng policies: 2. For Mutual Compan~s end RccJprocal Exchanges only: (a) Does company Issue assessable pOhCitls? (b) Does company Issue non'8S$Ossable policies (ellf assessable policies all! lssund, what Is the eden! of the contingent liability olthc poIqholdern? (d) Total amount 01 assessments paid or ordered 10 bo paid during the year on deposit noles or contingent premiums? 3. For Reciprocal Exchanges only: (aJ Docs the Ellchange appolnllocal lIllcnls? (b) If yes. Is lhe commission paid: (i) Oul 01 Anorney's.in.FaCI compcnsalion? (iil As a dlfCCI expcnsoollhc E.r.changtl? (e) What expenses of the Exchange are nol paid oul ollhe compensation ollhe Anomey.in.Fact? Yes I Yes I (d) Has any Altomey.ln.FacI compensation, conlingent on fulfillment of cefla1n conditions, been defclTlld? (e) II yes, give- fulllnformaUon, 4. CAPITAL STOCK OF THIS COMPANY Ves( ) Class 2 Number oJ Shares Authorized Redemptio~ Price if Callable 6 Is Dividend Rate limited? 3 Number of Shares Oulstandi 4 Par Va/ue Per Share Preferred.....,.,..,...,...............,..,.. NJ No1 ,. I ;:::::::::::::::::::::::\. Nol NfAj NfA I NfA~ , Yesl Yes I Yes I Nol Nol Nol I 7 Are Dividends Cumulativ.e? Common .............. ...23 500.000 ........... .......23500000 ............. ........'00.00 ......... .....xxx... ...Vesl ).........Nol )..... ...Ves( ).........No( ...............xxx ................ ................xxx. 5. (a) Does the company own any sectJrities of a real estate holding company or otherwise hold real estate JndirecUy? (bllfyes.(IIEx~aln................... (b) (ii) Name 01 real estate holding company..... Yes I (iii) Ntlmber of parcels involved (iv)TOIaI book value 6. (a) Is the company a member of an Insurance Holding Company System consisting of two or more affiliated persons, one or more of 'Nhith Is an Insurer? Yes (X J (b) If yes, did the company regislerand fde with Its domiciliary Stale Insurance Commissioner, Director, or Superintendenl, or with such regulatory offICial of the Slale of domicile of the principal Insurer In the Holding Company System, a registration slatemellt providing disclosure substantially similar 10 the standards adopted by the National AssocIation of Insurance Commissioners In its Model Holding Company System Regulatory Act and model regulations pertaining thereto, or Is the company subject to standards and discfosure requirements substantially s.imilar to those required by such Act and regulations? Yes r X J No I J (c) Stale regulating...."............... Pennsylvania 7. (a) Does any foreign (non-Uniled States) person or entity directly or Indirectly conlrol10% or more of the company? Yes [ J (b) If yes, (i) state the percentage of foreign control. (II) state the nationalily(s) of the foreign person(s) or entily(s) or If the company is a mutual or reciprocal, the nationality of its manager or attorney in fact; and (Iij) Identify the type of er.tily(s) (e.g.; individual, corporation or governmenl, rranager or attorney in fact). 8. (a) Total amount loaned during the year: (i) to directors or other officers (ii)to&toc~holders not officers (b) Total amount of loans outstanding at end of year: (i) to directOl"S or olher officers (ii)to stoct".holdersnotClfflcers g. (a) Did any person while an otrlCer, diroctor or trustee of the company receive directly or indirectly, during the period covered by this statement, any tommission on the business transactions of the company? (b) Did any person while an OrrlCe1, director, trustee or employee receive directly or indirectly, duling the period covered by this statement, any compensation in addition to his reglJar compensation on Bcoount 01 the reinsurance transactions of the company? (c) Hu the cornpal1y an established procedure:Or disclosure 10 its board of directors or trustees of any material interest Of affiliation on the part 01 il'i Officers, directors. truslees, or l'eipoosible employees which is in or is likely 10 conflict with the offICial dulies of such person? (d) Except for retirement plans generally applicable to Its sull employees and agents and contracts with its agents for the payment of commissions, has the company any agreement with a person whereby it agrees thai for any service rendered or to be rendered, they shall receive directly or indirectly any wry, compensation or emoflMllent thai wit! eY.lend beyond a period of 12 months from the date of the agreement? 10. What amount of Installment notes is owned and now held by lhe company? 11. (a) Have any of these notes tIcen hypothocaled, sold oruserJ in any manner as security for money loaned within the pasl rear? (b) Ifyes,wtoat amount? 12. (a) Largest net aggregate amount insured in anyone risk (excluding W(Jrt\ers' compensation) (b) Does Jl:ny reinsurance contracl considered in the calculation of lhis amounl include an aggregate lim~ of retovery without alS<l including a reinstatement provision? (c) Stale the nllT\ber of reinsurance conlracts (exduding indrviduallacultative risk certifICates. but Including facultative programs, allloma\lc facilities or faoAtalive obIigatofy contracts) considt!red in the calculalion oftl1is amount 16 $.................................... $................................... $.................................... $.................................... Ves(X) Ves( ) VeslX) Ves( I $............. Ves( ) $. $ Ves( ) Nol No( tlo( NOIXI "~~;~1' ....................0; .....1.250.000 I , No(X' . . (a) Has this company guaranteed any financed premlOO1acc:ounts1 (b) If yes, glv. full Inlonnalion:... , (e) Has Ulis company reinsured any risk with any other company under a quola share reinSUrDOCfl oonlraci which includes a provision whICh would linn the relnsure(s losses below the staled qoota share percentage (e.g" a deductible, a loss ralio corridOl', a loss ratio cap, an aggregate limit or anysImUarprovlslon)? (b) If yes, Indicate the number of reinsurance contacts containing such provisions: . (a) Has this company reinsured any risk with any other company and agreed 10 release such company from llabijity, In whole or In part. from any loss that may occur on the risk, or portion thereof, reinsured? (b) If yes, give full Inlnnnalion... . If 1M company has assumed risks from anolhercompany, there should be charged on acc:ount 01 such reinsural'lCO a resllrvo equal to that which the original companywoold havtl been required to establish had itretairm Ihe risks. Has Ulis been done? Yes t X I . (a) Has this company guaranteed policies issued by any other company and now in force? (b)lfYe&,glvefulllnformation"" . (a)"W6/l1 all stocks, bonds and other securities owned December 31 of current year, over which the company has ellclusive conlrolln the actual possession of the company on said date, except as shown by the Schedule E.Part 2 . Special Deposits? (b) If no,glve full and compltte Information relating lhereto: Securities held under a revocable trust at PNC Bank. . (a) Weru any of the stocks, bonds or olher assets 01 the company owned at December 31 of the current year not exclusively under the control of the company, ellcept as shewn on the Schedule E-Part 2. Special Deposits; or has the company sold or transferred any assets subject 10 a put option conlract that is currenUy in force? (Exdudo _rillossubJocl to Intenog.tory 20) Yes I J No I X I (b) If yos, slate the amount thereof at December 31 of the current year (i) loaned to other.i $.........................."""....0 (ii) subjecttorepurthase8llreements $.."..""..."...."""."""..,,0 (iii) subject to reverse repurchase agreements $...."..............................0 (iv) subject to dollar repurchase agreements $....................................0 (v) subject to reverse dollar repurchase agreements $..............................."".0 (vi) p1edgedascoilateral $..~.................................O (vii) pbced under option agreements $........................,...........0 (viii) letter stock or other securities restricted as to sale $....................................0 (ill) other $....................................0 "_""".'''''''' Erie Insurance Company GENERAL INTERROGATORIES (continued) (8) What provision has this company made to prolect itself from an exte"..sive loss In the event 01 a catastrophe under a workers' compensation contracllssoed withoutllmnofloss?.............. None (b) Describe the method used 10 estimate this company's probable maximum Insurance loss, and identify the types 01 Insured ellposures comprisilYd that probable maIllmum loss, the locations of co"\o:enlratlons of those exposures and the external resources (such as consulllng finns or computer software models), If any, used In the estimation process. What provision has this company made (such as a catastrophic reinsurance program: 10 protect itsell from Dn ellcessive loss arising from the types and concentrations of insured tlllpoSUres comprising Us probable maximum property Insurance loss? Group has contracted with Risk Management SoIution.'i. results are well within !he Group's ab~ily 10 retain Illlland unrelnsured, (c) Foreach category above. if any of these assets are held by others, identify by whom held. (Q.......................................... (ii)......................................... (m)........................................ (Iv)..................:..................... (v)......................................... (~]........................................ (~i)....................................... (~ii)...................................... (~)........................................ (d) For ea'.egorles (b)ll) IInd (iii) aboYI!, and for any other securities thai were made ava~able tor ure by another person during the year covered by this statemcnL attach a schedule as shown In the Il'l$tructions 10 the annual slalemenl.. (0) For category (b)(v1I) above, do any of the option agreements involve assets transfers with put options? If yea, disclose In the Notes to Financial Statements the infonnation specified in the InstnJdions to the annual statement. Were any of the assets reported in this statement s~ to a conlraclual obligation to transfer to another party wlthoullhe llabHity for such obligation being reported IathlsOlllOmont? If)lel, state the amounllhereof at Oecember 31 of the 'urrent year. Yes I I (i) renled from others (ii) borrowed from others (iii)leased from others (iY)other Oisdose In NOles to Financial StatemerdS the nature 01 each of these obligations. (I) State II of what da~ the latest financial ell8ll1ination of the cor'I1P8ny was made Of is being made: (bl State the 81 of date of the latest w:1cial tkaminalion report that is available from either the state of domicile or the company. This dale should be the date ofLI)e eumined balance sheet and noc the dale the report was completed or reltlased (cl State 81 of whit dJta the Iateg financial examination report became avajlable to other statel or the public from either the state of domicile or the company. this Is the release date or completion date of the <t!ll8mination report and nottl'K' daleol the examination (b3la'lCe sheet date) Id) By whatdopaltmontJordepaf1monl? Pennsylvania Insurance Department (I) Halny c:hInge boen made during the year of this statement in the charter. by-taws. artlClel 01 incorporalion, or deed of settlement 01 the campan)"? Ib) " t",dal. 01 chang.: tf no! ~r Bed, furnish herewith a certifllld c.opy 01 the instrunent as amended II) Hu any direct new business been ~cited or wntIen in any Wle '*"ere the company was nollic:enood7 (b)"t"..xplaln...... lithe purt:hIse or 581e 01 all investment5 01 the company paued upon erther by the board of directors or a s,:Joordlnale convnittee thereof? 26. 00eI the company keep . COl'l'lf.Iete permaoont record of the proceedings 01 its Boal'd of Directors and all subordlnale committees thertlOf? 27. HM the InstrudionI tor oompIettng tht blank IllQWed by this departrnert been followed In ever')' deta~? 17 Yes ( I NolXI Yes I I NolXI ......................................0 Yes ( 1 NolXI No( Yesl NIAI I NoIX( Yes I No(XI NO( I NIAIXI Vesl I No(XI $...................................~ $....................................0 $....................................0 $...................................0 ............'2I311g5............ ....12131/95............ .............07102JQ7............ Y,,(XI Nol ..... ... ...OJ/"m.... Yes 1 NoIX) Yes ( XI Nol Yes(XI Nol Yes(XI Nol 30. (a) During the period covered by this slalemenl, did an~ agonl. genoral aeent, bro~er. sales represontative. non-affiliated sales/seNia! organiz31ion or any combination thereof uncler common tonlIOl (olher than salaried employees of the company) receive credit or commissions for or control a subslantial part (more than 20 percent of any major lino of business measured on direct premiums) 01: (i) sales of new business? Yes I (ii)reno'Nals? Yes I (b) Outing the period covered by lhls stalement, did any sales/seNice organizalion owned In whole or in part by lhe company or an alr~ialo, receivo credij or commissions lor or control a substanlial part (more than 20 percent of any major line 01 business measured on direct premiums) of: (I) sales 01 new business? Yes ( (lijrencwals? Yes ( .....""""".,..".,,,,,,.. Erie Insurance Company GENERAL INTERROGATORIES (continued) (ONLV UNITED STATES BRANCHES OF FOREIGN COMPANIES NEED ANSWER INTERROOATORIES 28 AND 291 28. Wllatchanges have been made during the year in the United Stales Manager or the United States Trustees 01 the company? 29. Does this statement contain all business transacted for the company through its Uniled Stales branch, on risks wherever located? I I .j I I i 31. (a) If the company recorded accrued tetrospet.'1ive premiUms on Insurance contracts on line 10.3 of the assets schcdule, Page 2, slale the amount Ilf corresponding tiabnities recorded lor: (i) unpakl losses: (ii) unpflid undcrwriling expenses (including 10ssadjiJslmentexpenses) (h) Of the amount on Une 10.3 01 the assets schedule, Page ~, slale lhe amounl which is secured by lelters 01 credd. collatcmland other lunds. (c) If the company underwrites commerc:iallnsurance risks, such as worl;ers' compensation. are premium or promissory notes accepted from its Insureds covering unpaid premiums ancl!or unpaid losses? Yes I (d) II yes, provide the range of interest rates charged under c;uch notes during the period covered by this stalement: (I) From: (ii) To: (e) Are letters of credrt or collateral and other funcls received lrom Insl:reds being uliJiz~ by the company to secure premium or promissory ootes laken by the company, or to secure any of the company's reported direct unpaid loss resoNes, including unpaid losses under deductible features of commercial policies? (Q If yes, state the amount thereof at December 31 01 the current year: (i) lelters 01 credrt: (ii) ColJalera! and oIner funds: 32. What interest, direct or indirect, hlis the company in the capital stock of (l.ny other insurance company? 100% Erie Insurance Company of New York 33. (a) Does the company nave any direct Mejicare Supplernenllnsurance in force? (b) If yes, Indicate premium earned on U.S. business only. (e) What portion of Ilem (b) is not reported on the Medicare Supplement Insurance Experience Exhibit? Reason fOf excluding,,,,,..,,,,. (d) Indicate amount of eamed premium attributable to Canadian andlor Other Alien not included In Item (h) above. (e) Indicate lotallncurred claims on all Medicare Supplemenl Insurance. 34. (a) Was tho company's prioryea(s annual stalement amended? Yes I (bIll yes. furnish the following inrannatien regarding the lasl amendment to the prior yeat's annual statement filed wdh the company's state of domicile: (i) Amendment number (ii) Dale of amendment 35. What is the name, address, and alfdiaticn (offICer/employee of the company or actuary/consultant associated wrth a(n) actuarial consulting firm) of the individual providing the stalement of actuarial opinion?.. Eugene C. Connell, FCAS, FCtA, MAAA, Senior Vice President & Ch;cf Actuary, an OffICer 100 Erie Insurance Place, Erie, PA 16530 36, What Is the name and addre!>S 01 the independent certiflCd public accountant or accounting finn retained to conduci ill(! annual audit? Brown, Schwab, Bergquist & Company 3800 West12lh Slreet, Erie. PA 16505.3302 37. (a) Has the Company been a party to a merger during the period covered by this statement? (b) If yes, provide name of company, NAIC Company Code, and state of dcmicne (use two letter stale abbreviation) for any company lhat has ceased to exist as a result of the merger or consolidation. [ Name of ComDanv Stale of Domicile NAIC Compa" Cod~ 18 Ve'l I ~~I.: No) NOl! t..:::::::::::::::! NolXI N/A! ..,.....,",........,,,............,.,,. Ves! I Erie Insurance Company GENERAL INTERROGATORIES (continued) (a) Has this company had any CertifICates of Authority, Ilcenm or rogislraUons (IncludlfYll corporate registration, if applicable) suspended or rcvokod by nny governmental entity during the reporting poriod? (Your oeM not report anacllon. either formal or Inlannal. If a confidentiality clause Is part of the agreement) Yes I (b) II yes, g.. ~n Inlonnal~n.... NolXI (8) Does this s!alemont Include payments lor assessments as doscribed In the Annual Statement Instructions other than guaranty fund or guaranty Bssoclallonassossmcnts? (b) II BOrNer Is yes. (I) amount p3id as losses or risk adjustment: (il) amount paid as expen5~S: (iii) otheramounlspaid: Vesl I NolXI $.... ..........................0 $. ....................0 $.... ...............................0 $....................................0 " I"~ \1'0;', l" .it . (8) Amount 01 paymenlS 10 Trade Assoclallons, Ser.1ce Organllations and Statistical or Rallng Bureaus, if any. (b) Llsllhe name ollhe organization and the amount paid il any such payment represented 25% or more ollhe lo\al payrTlfmts \0 Trade Associations, Service Organizations and Statislical or Ral~ BUreaus durirog the period covered by this slatement. Ham. of Ora In Inti on Is AmollnlPald I \:;\ ,'f ,.', ';" .. . (a) Amount 01 payments for legal expenses, If any. (b) list the name of the fiem and the amount paid il any soch pa)'l11ent represented 25% Of more 01 the total payments lot legal c_llCnses during the period covered by this statement. $....................................0 Hlme 0' Firm ~$ AmounlPald ml . (8) Amount 01 payments lor expenditures In connection with matters belore legislative bodies, officers or dapartments of government, if any. (b)llsllhe name of the firm and lhe amount paid il any such pa)'l11Cnl represented 25% or more 01 the total payments for expenditures In connection with mailers before legislative bodies, offlCCrs<<departments of governmont during the period covered by this statement. $....................................0 Name of Firm I $.. ....~~.~.~~.~.~.'.~ 19 MnuIISllllmenllorlh.,u,lQUollh. Erie Insurance Comp~ny NOTES TO FINANCIAL STATEMENTS 1. Basis of Presentation. The accompanying financial stutcments of the Erie Insurance Compuny herdl11l0l'r referred to liS the Compuny, have been prepared ill cOl1fonnity with accounting prncticeli prelicribcd or rcrlllilled by Ihc Nlltiolllll Aliliocintioll oflnliurllllce Commissioners and the COlllmollwcalth OfPclI'lsylvllllia. 2. Basis OfVllluatiollllf Invested ASSl'ls- II. Asset vlllues lITe gcnc:rully slatcd llS follows llo11ds III llllltllti/.Cll cost; IHcfcrrcd stocks lItlllllrkct cxccptthosc with II qualilicd sinking fund arc valucd at cnst; otlll:r investlllcnts ollthe cquity hnsis. b. Dcpreciatloll nrdepleliolllllclhods: Not ^I'plicllhlc c. The Company owns 100% of the CllllllllOlI stnd of Eric Insurunce CompllllY orNew York. The sloek is vlllucd onlhe equity basis ItS described in seclion4 (1.1) (a) (IV) of thc SecUlitics Vnlulltiol1llandl'ook. d. Prepaymcnt assumptions for IOlln-bucked hondli /lnd litructured sccurities were ohlained from hrukcr dealcr survey values or internul eslill1utes. These assumptions lire cllnsistelll wilh the current intcrest Me und cconomic environlllent. The prospective adjustment method is used to value all sccurilit~s. 3. Ixrivntive Instrumcnts - NONE 4. Fedemllncolllc Tax Allucutiull- n. The Complluy's Federal Income Tux Rcturn is Hlcd on un individual company hnsis. b, Amoullt offcdcrnl incomc tuxes incuncd und avuilable for reeouplllcllt in thc event of future lIetlosses: Current year S2,320,448; first preceding year $1 ,672,416; sccond plcccding year $-0.. c, Amount ofnel losses carried linwlIrd and uVIl1I11ble to onsel future net income subjcctto fcdernl income taxes: Current year S-O.; fir3t preceding yenr S.O-; second preccding year S I ,R72, 179; third preceding year S-O.~ fourth preceding yellr S.O-; fifih preceding year S.().; sixth prcceding ycar s"n-. 5. lnfom18lion Concerning Parent, Subliidiury lInd Alliliatcs _ R. All OUlstllllding shares of the Company arc owned by the parent, Eric Indemnity Compan}', domiciled in the Commonwealth of Pennsylvania. b. Transactions by the Company and any affiliated insurer with any affiliate (excluding reinsurance, noninsurunce transactions involvil1gless than 1/2 of 1% ofthc totalllssets to the largest afliliated insurer; and cost allocation transactions that life based upon generally acccpted accounting principles): NONE e, Investment in parent, affiliates or subsidiary: NONE d. The Company owns no shares of an upstream intermediatc or ultimate parent, either directly or indirectly via a downstream subsidiary, controlled or affiliatcd company. e. There were 110 guarantees or undertakings for the benelit of an affiliate which resulted in n mntcrilll contingent exposure of the Company's or any aflilillted insurcr's llssels to liability. f. Msnagemellt or Service Contrnets. Certain operating cxpenscs of the Company arc pllid by the Eric Indemnity Company. Reimbursements arc made monthly as billed by the Eric Indemnity Company. Unpaid billings 011 such items due to the Eric Indemnity Company arc included in liabilities. 6. Retirement Plans, Deferred COInpensation, and other Postretirement Hellenl Plans. a. Employee Retirement PI/ll1 i. All services arc provided by employees of the Erie Indemnity Company which has a non-contributory plan covering subslllntially all employees. As a matter of policy, pcnsion costs arc funded liS they accrue and vested benefits arc fully funded. ii. The liability for benefits under the plall is recorded on the hooks of all alliliate Eric Indemnity. Reimbursement of plan costs is made under the provision of 51' above. A~ December 31, 199R, the J~rie Indemnity plan's total accumulated bcnelit obligation, based on an assumed interest rate of6.75 percent, WlIS 559,S37,13X including vested benefits of554,099,535 and the fair value of plan tlssels was 5133,376,946. b. Deferred Compensation Plans The Erie Indemnity Company has dcterred compcm:ation and illccnti\'e plans for certain eligible employees. Compensation deferred and charged to operations under these plans amountcd to 52,817,000, 51 ,347,OtJ() and 5259,000 during 1998, 1997 and 1996, respectively. e. Postretirement Benefit Plans i. All services arc provided by emploYl~es of the Erie Indemnity Company which provides po~lretirement medical coverage for eligihle retired emplo\'ecs and dependents. The Indemnity Company pays lh~' obligation when due. ii. The liability for benefits under the plan is recorded 011 the hooks of an afiiliatc, Eric IndelTlllity Company. Reimbursement of plan costs is made under the proviSIOns of 5f aho\'e. The Indel11nily Company determines the amount of expense under lhe accrual method of accounting based onactuariallr detennincd costs 10 be rct'ognizcd o\'er the period the employee prm'ides scrvil'cs to the Company. The expense for postretirement health bcnelits rccorded by the Jndemnity Company utl)eccrnbcr ~ I, 1998 and 1997 \\'IIS S462,20tJ and S4lX), 1 00, respecti\'cly. iii. At Decemhcr 31, 1998 and 1997, the unfunded postretircmcnt bcnclit ohligation for retirees and olher fully eligible actl\'c participants was 55,829,700 and 55J67.500, respedi\'c1y. i\'. The 1998 oblip.utloll was detcnnined by Ihe IndclTlnity Company using a discount rate of6. 75'!it. The Deccmber 31, 199M ohhp.ation wus hased 011 a C),oof,l health carc cnsltlcnd utle during ll)l)li \'. The ellCct (m the present Vllluc oflhe al:~umulllted hellefit ohligation at l>Ccemher 31, 11)9H ofa l~o incrcasc each year ill the health carr OISt trend rule uscd "CHild incrcase thc amount of such Clhli~atl()n by 5765,500 for 19lJ8. A' JanUllT)' 1,191)8, the nct pcriodic expensc (sel\icc Ilnd illlere!o't costs; w(juld ha\'e inclellsed hy SI12,<JOO for 1998 7. Capital 8110 Surplus lIlld SIUlleholder's DI\'idcnd Kl'Stl jcli(lll~ . a. As 8 Pellllsyl\'lIllia domiciled in'iurallCC cllmplllly. hic Irhulancc Company lllay ptly dividends wilhin Ihe: preceding twch'c months Ofllll more lhRn the p.relller of (i) IfIq II (If Its l;llllulorv !.urplus 1I~ a'flulds plllil'yholdcrs as Icpor1cd on its nllnual sl1tlerncnl or (ii) the nrllllcmlle of the Hlsurct a1; a'portl'd (llllls la1'l13lltlwd stutemenl, not including :lI1Y pro ralu dislnbutinlls of llny dllss oflhc In!oUfl""S O\\n H'CllU!lC1'l !-i1:l1Ulory 'tlllplus 1I11>Cl'cmhcr :ll. 19')8 was $68,O.HiA8.:3. lhe m.llXllnUlIl dindcnJ pa~'ilut \dl1dll1la\' he mudc \\l1h;'uI rrlm appfmalll1 )IN; is S!3,o.-;9J';H8 I>indcnds arc dclcrrnmed. h\'lhl"UillHdofl)lledor:. ]INloIl)l\'fdcnds !\:()Nl' h ]:hc COIllJlilllY hus no f'ldCHCd sl\)('k oUhlalldlll~ c Tutul unas!.ip.llcd surplus IS $l.:3.:! ]4,.t~4 and IS t'lC'1I1~ hdJ li'r Ihe l'IC'IK.flt dfthc ('mnJ1;11l\ stnd,holdns. d No Stock.lIldudlll~! sl(":1. ofr.Hi1Lall'J wrnp:iIlics.1S h('Ulf! hdJ 1111/iIl\' spn'ia! purpm.c c Surplus l>Chcnture Not ^rrhcahk f PnlJc\holder dtlidcnds .Ii!C dl"dareJ 1l1ll1u.alh tw thc l\o!trJ {lfl)lIel'lllls Till' I>I\'lJcnds or Hchmds (Ill rnliclCS (Jfthc CnlllrUiIIl\ ale dClclrlllllcd 10 he pHid nt ('Icdlled to P(ll1n holdl'l1'l h, the CC!lllp:ll1\ out (If II<. Surplus uncr cxplralinn nf .Ilpplic.llhle r-:tljl~leJ; on the Jllllo"lllf: hnCIt of tmW1Ull(' ltl :hc slal('J rx'llTnt:i~~l' l!tles llf('lIkul:ikd t"lrned premiums \Vnrlcl'" CompemalHtll - nIl JUIl...dll'IHlIlS ('11 II ...lldllJ~ snlk. \01' monlhs !tlkl fI1,J.n C"'Plllillllll hll\tt~d upon lIt.:It13llnss ratin fI Capltlll Nuleli - NONE 20 \: I'.' " I, I' i: I I: ,I i ~, 'ISllllll\f"l~fUllynf'~~801l~1 Erie Insurance Company 9. Borrowcd Money. NONE 10. Contingent Liabilities. Under vnrious structured i'iettlemcnt agrcemcnts thc Company is contingcntly liablc for $8,005,854. II. Leases. NONE 12. Subscriber Savings Accounts - NONI~ 13. Unsecurcd Reinsurance Reco\'crables - There ale no unsecured rcinsurance Iccovcmblcs in excess of 3% of policyholder's surplus. 14. Reinsurance Recovcfable in Dispute - NONE 15. Reinsurance Assumed Hnd Ceded ao Affiliates $ All Others Total S Assumcd Ceded Rcinsurance Reinsurancc Net Premium Commissioll Prcmium COl11mission Premium COllunissioll Reser\'c Equily Heserve Equity Reserve Equity (J) (2) en (~) (5) ((,) 40.567.467 S 4,056,747 S 121,694,533 S 12,169,453 S (81.127.066) S (8.112.707) 993626 993(J:l 22187:l 22187 771753 S 77.t75 41.56109:l S 4.156.109 S 1219164()() S 12191641 S (80.355.313) S (8035531) Dircct Uneamed Premium Reserve 120.922.780 Equals Page 3 Col IUne 9 S 40.567.467 b. Additional or return commission, predicated on loss experience or on any olhcr form of prolit sharing arrangements in the annual statement as a result of existing contractulllllrrllngelllcnts arc accrued as follows: NONE c. Disclose all eontrncts of reins urn nee covering losses that have occurred prior to the inccption of the eonlrnet that have not been accounted for in conformity \\lith the instructions eonlained inlhe NAIC Accounting Practices and Procedures manual. Chapter 22: NONE 16. Structured Settlements. The loss reserves eliminated by annuities from the Eric Family Life Insurunce Company amounted to $11,474,579. The aggregate amount of annuities due flOm all life insurers amounted to S8,005,854. 17. Uncollectible Reinsurance ~ NONE 18. Commutation of Ceded Reinsurance. NONE 19. Retroactive Reinsurance ~ NONE 20. Intercompany Pooling Arrangemcnts - Efic(:tive January I, 1992, the Eric Insurance Exehangc (NAICII 26271) and the Eric Insurance Company (NAICII2626:;) entered into an intcrcompany pooling agreemenl. Eflcctivc January I, 1995, the Eric Insurance Company of New York (NAICII162:l3) entered into this agreement. Under the tcnns of the agreement, the parties agree to share proportionally in the rcsults of all propcrly and ellsulIlty undeT\\Tiling operations of the Eric Insurance Group. The only exception to this agreement is the underwritillg experience which is covered by the aggregate excess ofloss reinsurance contract entered into betwcen thc Eric Insurance Company and the Eric Insurance Company orNew York 'with the Eric Insurance Exchange. The currcnt participation in the pool by Eric Insurance Exehllnge, the tead cumpany, is 94.5%, by Eric Insurance Company is 5,0% and by Eric Insurance Company of New York is 0.5%. Cessions to non-affiliated reinsurers consist of facultative contracts on direct premiums wriUen by the Erie Group and rClrocessional contracts on assumed business "Titlen by the Eric Group. All nOlHffiliated reinsurance cessions arc made prior to the pooling of business. 21. Accrued Retrospective Premiums - NONE 22. Discounting of Liabilities for Unpaid Losses or Unpaid Loss Adjustment Expenses - Beginning in 1998, the Company discounts workers' compensation IBNR liabilitics 011 a non-tabular basis. The reser\'es arc discounted at 2.5% as pemlittcd by the Insurance Department of the Stale ofPennsyl\'ania. The totai discount taken at December :l1, 1998 was SI,419,700. 23. FinancialGuaranty Insurance Exposures - NONE 24. Information Concerning Assct Transfers with Put Oplions ~ NONE 25. Direct Premiums Written by Managing General AgenhlThird PdTly Administrators - Not Applicable. 26. Gain or Loss to the Insurer from Uninsured A & It Plans and the Uninsufcd POItioll of Partially Insurcd Plalls - NONE 27. Asbestos/En\'ironmental (Mass Tort) Rcservcs- A. Docs the company hs\'e on the books, or has it c\lerwritlen an insurcd f(IT \\!lich you have identificd a potential for the existence of, a liability duc to asbestos Ic.sscs? Yes (X) No ( ) The Commny's exposure to asbcslos claims arises from the s31,~ of FClleralliability insurance. The Compan~' trics 10 estimatc the fulllll1pact of the asbestos C!\p()!;Ule by cstablishing full case basis reSCT\'es 011 all kno\\lllosses and compulillE! incuncd ~ut not leported losses hased Oil pre\'ious exrcricllce. 20.1 AMu.1Stll'I!l'n1fofth'rnll~~aCrlh. Erie Insurance Company Thc Company's asbeslos relnted losses (including covernge dispute costs) for caeh ofthc live most recent calendar years were as follows: Gross of Rei liS urn nee . Bcginning reserves; Incurred lossell and loss adjuslment expenses: Calendar ycar payments for loss and loss adjustmcnt expcnsey: S Ending rcserves: S Net ofRcinsurnncc: Beginning reserves: S Incurred losses and loss adjustment expenses: S Calendar year payments for loss and loss adjustment expenses: Ending reServes: 1994 1995 11)9(j 1f)1J7 199M $ I ~(J.28H S ~(i7.225 $ 346,858 $ 3.15,811 $ 340.962 $ :!.lG,GOH S 1(',698 S 15,02H S 11,967 S 26,145 15,670 $ 37,065 $ 16,075 $ 16,815 $ 28,040 367,225 $ 3.16,858 $ 345,811 $ 340,962 $ 339,067 1994 1995 1996 1997 1998 136,288 $ 367,225 $ 346.858 $ 345.811 S 340.962 246,608 $ 16,698 $ 15,028 $ 11.967 S 26.145 $ 15.670 $ 37.065 $ 16,075 $ 16.815 $ 28,040 $ 367,225 $ 346.858 $ 345.811 $ 340,962 S 339,067 B. Does the company hold reserves for unrcpOr1ed claims? Yes (X) No () Jfycs, state the amount of the reserves as of the statement date on n: i) Gross of Reinsurance Basis: Ii) Net of Reinsurance Basis: $187.772 $187.772 C. Docs the company hold reserves for future allocated loss adjustment expenses (including coverage dispute costs)? Yes (X) No () rfyes, state the amount of the reserves as of the statement date on a: i) Gross ofRcinsuranee: ii) Net ofRcinsurance: $37.585 $37.585 D, Does the company havc on the books, or has it evcr 'written an insured for which you have identified a potcntial for the existence of, a liability due to enviromnentallosses? Yes (X) No ( ) The Company's exposure to environmental claims arises from the sale of auto liability and gelleralliability insurance, The Company tries to estimate the full impact of the environmental exposure b)' establishing full case basis reserves on all known losses and computing incurred but not reported losses based on previous experience. The Company's environmental related losses (inclUding coverage dispute costs) for each of the five most recent calendar ycars Were as follows: Gross of Rei nsurancc . Beginning reserves: Incurred losses and loss adjustment expenses: Calendar year payments for loss and loss adjustment expenses: S Ending rcser\'es: S Net of Reinsurance. Bcginning rcsr:;n'c,,: S Incurred losses and lo~s adjustment expenses: S Calendar year paymcnh for Iou IInd loss adjustment exrenscs: S Ending rcsen'cl;' S 1994 1995 1996 1997 1998 $ 44,235 $ 191.721 $ 190.597 $ 105.011 $ 128.92$ $ 162,S<Xl $ 2.574 $ 7,506 $ 30,594 $ 35,245 15,014 $ 3,69R $ 93,092 $ 6,6KO $ 7.827 191,721 $ 190.597 $ IOS.OIl $ 128,1J2S $ 156,343 19l}4 1995 19% 1997 199R 14,235 $ 1'11,721 $ 94.597 $ 66,011 S 1'14,025 74.:Q') $ 16.s7~ $ (21.501\) S 2.1..165 S 57.345 6,K(l.l $ :IN)R S 7,071\ $ 5.151 $ 7.827 H1.721 $ 9~.597 $ (,6,011 $ 8~,02S S 133.543 20.2 'M'."..""'.,....".,"'".. Erie Insurance Company FIVE.YEAR HISTORICAL DATA Show amounts in whole dollars ani , no cenls; show ......... ......................... ......1,308,883 ......................... ....... ................. ....................... ...... ..14,842,997 ......................................... ...........(155.798) ..........................................................................845.746 ........................,,,.... ...... . 2 J20~4B ........... ......................... ................ .........13,029,888 .........(1.221,201) ........(9.599,332) .........(3.178,837) .........{7,93M8 .........11.891,754 .........10.078.618 ...........8.257.971 ...........7,545.59 ...............85.265 ..........179,380 .............182.721 ..............160,571 .....932.787 ..............900,824 .......942.235 ..............711.97\.. .... 2638371 >0...... 1872179 .. ....... ...744 542 n....... 17251 ...........7.184,660 .......1.630,021 ....3.575.084 ..............781.80i .. I' ..173,767,237 .......163,001,674 .......,50.685.74j-'. ............... ...... .....-.......... .......- :~~ ...........8,658,98~ . .........31,533,07~1. ...........2.350,0IX!.. ..........2,506,533 2 1997 ......210.707,693 ......91.458.835 ..."...23,471.424 .......3.128.195 ..,,2668786 .....3<1,434,9J3 ......52,468.3J6 .......26.469,590 ..,....,.19,494.459 ............157,6Bi .....1666178 .100,25B,249 ........ ..... .......201.390.838 .......181,440.518 lace. i.e. 17.6. 3 . 1996 1995 . ....229.856,837 ,..,....92,03&,313 .......,,19.790,696 ..........3,007.854 ...2170552 ......3<7.482.252 ......224.494.405 ........82.880.801 .....16.100.106 ........2.975,611 .,....... .2480 120 ..329,027.049 ......205.418..! .......7M5S,1r:., , .........13'63O,61 ..........2.740,61...., .......20726 " ...".299,4B7.4 I i' Groll Premium. Wrltt.n (Page 9. Part 2B, Cols. 1& 21 1, LIability lines (Lines '1.1, 11.2, 16, 17.1. 17.2, 16.1. 18.2, 19.1, 19.2 & 19.3. 19.4)". .......210.945,563 2, Properly lines (Unes 1, 2,9, 12, 21 & 26) ".... ,_...... ........... ..n.. "n""". .. .".104,711,886 3. Property and liability combiood lines (LirICs 3, 4, 5, 8, 22 & 27)... ,.... . ,29,081.699 4A. All other lines (Lines 6. 10, 13,14,15,23,24,28,29&31) ,..,,, ...".." .....""..... ."."". ........ ....."....3,257,924 4B, Non-proportional reinsurance lines (Lines 30A. 30B & 30C)". .. . . .. 3969975 5. Tolal (Une 321 .......351,967,067 Net PremIums Written (Page 9, P'rt2B.C<ll.41 6. LJabil':yllnes(Lines 11.1,11.2,16,17.1,17.2,18.1,18,2,19.1,19,2& 19.3.19.4)... ._.." .51,491,820 7, Properly lines (Lines 1, 2, 9. 12, 21 & 26)",.. ..".."...... ".......,.. .......27.960,448 8. Property and Habilily combined lines (L1nos 3. 4, 5, 8, 22 & 27)... .......,,22.098,355 9A. All olherlines (Lines 6, 10, 13, 14, 15. 23,24.28,29 & 31) "..."....".163,209 9B, Non.proportional reinsurance lines (Lines 30A, 30B & 30C),.. .. ... ".2917025 10. Total (line 32).......................... ....................... .................... .....104.630,857 Statement of Income {Page 4) 11. Net underwriting gain or (loss) (Une 7). 12. Net Investment gain or (loss) (Line 9A)... 13. TolaJolherJncome(line 13'""......... 14. Dividends to policyholders (Une 14A)".." 15. Federal and foreign income taxes incurred (line 15). 16, Net income (line 16)""..,........ ..................".."... Balenee Sheet L1n.. (Pages 2 end 3) 17, Total admitted assets (Page 2. Line 22, Col. 4). ..............."........................... 16, Agents' balances or uncollected premiums (Page 2, Col. 4): 18.1Incourseofcollectlon(llne10,j).. 18,2 Deferred and not yeldue (Line 10.2) 18,3 Accrued retrospective premiums (Line 10.3), 19, Total liabilities (Page 3, Line 23) ...,........,,,..............,.............. .....,...........".........",.....,.....".......,.. .......139,344.354 20. Losses (Page:. Lines 1 81A)..... ............... , ,..,..........."..... ."..,...73,812,632 21, Loss adjustment expenses (Page 3. Line 2), .... ........ .,......"...."...."".."...........,.. ... ....12,019,816 22, Uneame,O' premiums (Page 3. Line 9)..... ......,..,..,.............., ..."....40,567.467 23. Capital pa;d up (page 3. Lines 25A & 25B) .......................... ...........2,350,000 24. Surplus as regards policyholders (Page 3, Une 27). ....,.. ..........,,,..,.............. ".......68.046,485 Rlsk.Bued Capital Malylls 25. Total adjusted capital..............""... ........."..." .... ..........",..."..."...""..".......". .. . ......"..... ..., ....66,484.484 """",54.642.870 .........48.434,830 .." ....46,723,379 26. Authorized control Jevel risk.based capital. ....,..,........". .....,.......,.. ..."....11,374.158 ........10.245,012 ...,10,343,814 ..,.,8,436.715 Percentage DI,tributlon of ClIh and Invuted Allets (Page 2. Col. 4) (lIemdivided by Page 2, lil\El9. Cot 4) x 100.0 27. Bonds (Line II................................ ...................................................... ....... .. ...... ......... ..........83.5 .... ... ........B5.3 ..............8B.3 2&. Stocks {Lines 2.1 &2.21 ...................16.3 .... ............11.9 ..... ..............115 29. Mortgage loans on real estate (Unes 3,1 & 3,2) . ..".."........."" .."...., 30, Real estate (Lines4,1 & 4,2)......, .. .........,,,,,..... .". ......... 31. Cash end short-term investments (Line 5),.. .........""""...0,1 "",........,...2,8 .....".........,,,,,Q,3 ........... ........,,7.5 ~2. Olherlnvo&ted assets (line 6)..... ....,.....'.,.."........., ,..,...... ............ , ,.........,....."......... ....... 32A. Receivables forsecurilies (l.lne 7)......... . ,......."...."......0.0 33. Aggregate write-ins for invested assets (Une 8).... 34. Cash and invested assets (line 9)... ,..,....."... . ... ...."""',,. ..."..." .. . ......,,,.., . . ".. .. ..._, ,,,.,,,_, ".. ..100.0 .. .............1000 Investments In Parent, Sublklla.rill.nd Affllllt" 35. Affiliated bonds (SdI. 0, Summary, line 25, Col. 6),.. 36. Affilialed preferred stocks (Sch. D. Summary, line 39. Co13) 37. Affiliated common stocks (Sch. 0, Summary. Line 53. Co! 3)... 38. Affiliated shurt-tenn investments (subtotals inclU(led in Schedule DA, Part 1, Col, '0),. 38A. Affiliated mortgage loans on Real Estate.. 38B. AU other affiliated.. 39. Total of above lines 35. 36, 37. 38. 38A & 38B... 40 Percentage of investments in parent. subsidianes and affllia1es to surr.lus as ards r ders line 39 above divide::! b P p 3 eel 1 line ')7 l 1000 ........51,594,353 .......23.855,913 .......17.490.420 ..........147,085 ........ ..2496382 .........95,584.213 .........47,276.2J. ...18,199.4~, ...13,099.33 .............145,7J. ...........2048&1'. .81.369.41' .........50.121.794 .........20.824,062 .........15.554.161 ..............151,686 "'" ,....1917620 .........8&,515,543 ............(415.059) ..............663,918 ......"......298,493 .........(2,112.188) ...........5.560,776 ...........2,907,227 .....9.618.031 ...9.618.031 21 .......132,191.108 ........14,353.882 ........9.697,037 ........39.135.866 ....2.350,000 ....... .54,842,810 8.305,518 . 8,30~,G18 '" .......841.432 .....5.357.986 .125.332,408 .......116.278.295 ...10,400,357 ......65.548,'96 ...........9,262,305 ... .......&,915,511 ...37,145,110 ........3<,435.086 ...........2,350.000 ...........2,350,000 .........48.43<.830 .........46,723.379 ....85.1 ............7.3 ...1000 .....100.0 7.468,0:'0 ...... .7.539.001 ...7.468.020 7.539.001 157 1~4 161 --",..,..,,,.,,.. Erie Insurance Company Sch. A-Pt. 1 NONE Sch. A-Pt. 2 NONE Sch. A-Pt. 3 NONE Sch. A-Verification Between Years NONE Sch. B-Pt. 1 NONE Sch. B-Pt. 2 NONE Sch. B-Verification Between Years NONE Sch. BA-Pt. 1 NONE Sch. BA-Pt. 2 NONE Sch. BA-Verification Between Years NONE 23,24,25.26.27.28.29 al StMment rotlhe rur 1996 0' the Erie Insurance Company SCHEDULE D. SUMMARY BY COUNTRY Lana-Term Bonds and Stocks OWNED December 31 of Current Year 1 2 3 4 5 6 Market Value Par Value Statement Oescriolion BookVa!uc 'a' AclualCost 01 BOl\dll Value BONDS ,. UnitedStnles, "....... ...........9.142,137 ................9.484,039 ....,..... ....9.062,021 ......... ...9,784,969 ........ .......9,'42.737 vemmonts 2. Canada.... . ..,....,.,........ ............. .................. ...,......... ..,.......,,'..,................. {Including all obligations guaranteed 3. OthetCountrios... 996511 880000 995760 .1000000 .......... ...880000 , blinovemmentsl 4. Totals 10 139Z46 10364039 100!l7301 10784 969 10072737 , 5. Uniled Slales.. ...... ...... ..... .... l rIOS. Territories and Possessions 6. Canada... ....... ,.."."....."....." ....., .....,......... ............"... (Olroct aod guaranteed) 7. OIherCounlritls 8 Tolals.. 0 0 .0 ^ . .....0 IijlcalSubdivlslons 01 SVlles. ~. UnitodStates.. ..........5.040.015 . .... ...... 5.857.800 . .... ..... ..5.004,612 ...............5.230,000 ........... ....5,040.025 rritoricSandP05sessions 10. Canada... .........." ....."".......... (Olroctand guarantoed) 11. OIherCounlriCls. .. ........................ , 12. Totals... ,..50400Z5 H....... 5857800 .5004812 ..... ...5230000 .. ...... ...5040025 )>eclat Revenue and SpttCial Assessment 13. United Stales... ...........45.135,648 ...........48.270,~00 .............44.701,293 .............45,800,000 ........ .....45.135,648 t rlg8Uons and all Non1)uamnteed Obligations 14. Canada... ....... .",...,...........,........... ......... ....................... Agencies and Authorities of Govemments 15. OlharCounlries". .,,,.......,................... d their Polillcal Subdivisions 16. Tolals". ."... .45135646 .. ....46270900 ... ...44 701293 ......... ..45 800000 .. ...........45135648 17. United Stales ........ '............ ................5,984,822 ,....... ..... .6,042.930 .... ...........5,983,865 ...... ........6.000,000 ................5,984,822 ubllcUlnltles 18. Canado.............. .......,......... ..... ................, ."......... .......... ....,.... "...... .............., .................."..."....".. "'"......"........".".".... (una~dlaled) 19 OlherCounlries.. ............, 20. Tola's... . .......... ..5984622 .. ...... ..6042930 .... .......5983865 ..............6000000 ... ............5984 822 . f-dustrtal and Miscellaneous and 21. UniledStates. ....... ........ ............100.291.887 ............103,649,744 ....... ....100.257.485 ...... ....100.240,000 ............100.072,430 reditTenantLoans 22. Canada...... ......,......... ...............2,551,250 ................2.750.000 ...."., ......2.555,350 ....... .......2,500.000 ................2,551.250 (Una~d;alad) 23. OtherCounlries". ,... .......2109220 .. ...... ..1999000 ... .......2109861 .......... ....2100000 ...............2109220 24. Tolals... ...........104.952357 ..... ..108398744 ...... .... 104 922696 .........104 840000 ...... .....104 732 900 r- arent Subsidiaries and Affiliales 25. Totals... .............................. 26. Total Bor:d......................... ...........171252100 ...........178934413 . ..........170669968 .......... .172654969 ........ ...170916132 PREFERRED STOCKS 27. United Stales... ,.....,.,..... ... ........,.. ,............................... .... ............................ ubllcUUIiUes 28. Canada......,........ ,............... P.... .......... ....... ....... .... .............. ............. .........,.................... (Unaffiliated) 29. Olher Countries.., 30. Tolals", ................,...........0 .....................0 ....................0 31 United States... ... ....... ...8,680,866 ................9.053,234 ..... .........8.660,686 anks, Trust and Insurance Companies 32. Canada.... ...................., ..,.............................. ........,..... (Unaffiliated) 33 OthE"ICounlries..., .. ,1970000 .. ...... .1982490 ....... .. 1970000 34. Tolals... ...... ....10650886 ... .... .. 11 035724 ...... .....10650886 35. UniledStales ...................... ..............1,,062,400 "...........1,,'00.000 ........ ..11.062,400 I Industrial and Miscellaneous 36. Canada.... ......... ....... ....... .... ......... ....496,000 ... ...... .......518.760 ......... .........496,000 IUnalfi;atedl 37. OIherCounlries.. 38. Tolals... ..,,,........11560400 .,............11618760 .......... ...11560400 Parenl Subsidiaries and Affiliates 39. TotAls". . 40. Total Prefemd Stocks...... ..... ......Z2211286 ...........22654464 ......... .22211 786 COMMON STOCKS 41. United States..... I ................ ... ....... ...... ................. .............. ............ ...... I Pu~k: UtilWes 42. Canada......... ............. ........................... I I (Una~d;ated) 43 OtherCounlries... I i 44 Tola:ls... .."....... .... .....0 ....,....... ..... ...0 .... ...,.. . ...0 i 45. UniledStates.... ............. ............. ..1,217,700 ................1.156,350 ..... ..........1,217,700 I Banks, Trust and Insurance Companies 46. Canada.............. ................. ................,.......... ....... ........,....... ................ (Una~j;aladl 47 Other Countries.. i I 48. Tolals... .... .........1217700 ... ......1158350 ..... ...1 Z17 700 f 49. Unijed States. ..................... ...... ................... ........... ..... ; Industrial and Mlsc:eIlaneous 50. Canada................. .............. .." .................. ......... .... .......... ........,..... ........ ............... ........ ! (Unalrjlaled) 51. Other Countries... I Parent Subsidiaries and Affiliates . 52. Tolals... ...0 ...... .............0 0 53 Tolals.. .......... 7135463 9616031 7135463 I 54. Totll Common Stockl....... 8353163 .. ,....10776381 8353163 55 TotaIStoCk..hm................ 30564 '49 33430855 :'30564 449 i I 66 Totlll Bond. .nd Stock.".. .,......,.201.816.549 .. ..212.365.278 ..... 201.234.417 , i (a) The aggregate value of bonds which Bill valued at other lhan actual marl\el is $.,. .28.769,621 I i I. I I SCHEDULE D . VERIFICA TrON BETWEEN YEARS I i I i 1. Book value of bonds and stocks. per CoI, 1. 6 Deduct coniideration for bonds and slocts ! I '1 169737367 diSposed 01 Col 5. Part 4 ~99fi812 I Page 2,pOor year................. ........ .............,......, "...... ,....,.......... i I 2. Cost of bonds and stocks acqui1ed, Col. 5. Part 3... 58153487 7. [)ecrease by adjlJStmenl in book v.lue i ! 3.lllCfeHe by adjustment in book \11100: a Col. 11. Part L 80920 a.Col. 10, Part 1... 173051 b c~ 10, Part 2. Section' b. Col. P, Part 2. Section 1. c Co! 9. Part 2. SectIOn 2 c. Col. 8, Part 2. Section 2... d C<; 10,Part.c 14040 94160 <I,CoI.9,Part4... 52469 225 5?0 8 loss on dISposal 01 bor.cls and SIOC~~. Cot t2. Part 4... 51 4. Profit on disposal of bonds and stoch, CoI 11. Part 4. ;91999 9 BOOk. value 01 bonds sOd slocls. I 5.T~..... :'28908373 per Page 2, Col. , ?O, R'li~~ 30 >- c co Q. E o (J Gl u c l! ::I III .E Cll 'C W Z ~ ~ l r . ! J ~ " 9 ~~l , 1 ~ ~ i;J i;J ;!; ;!; ~ ~ ~ ::! '" " " ;j; :Ii '"' ~ ~ ~ it it :q ,,; ;'! ;'! p -~i .,' m ,,; ~ ,,; ~ -0- .. .. ~ ; . . : ; . , m m i~ . ~ ; . ~ ~ ~ , ~ ~ ,,; ~ " "l "l I'! j l'! .~ ; ,,8>- i ; -~~ ; I i j 1 , ; .... ; . ; ; i on L ill * ~ i;J " ~ i ~ :<l ; ~ " :8 :8 ~ i .2 ll~ '!j ~ ~ 51 :>i :3 r:i ! ::l 10 ;'! 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'" ~ <= Q) C'll t-oo r;r:g? <C z ~ Q.~ ...... <em o~ w:::< ......0:: :;)w 0'7 wlr xo.- (,Jill rn'5 <= ,g ~ !]1. " ~ " .~ " IJ~I -j " " er ~ ~'i' ~ a_ ~ Ij ~ :ll ..; :; oi " ;;; :i el ~ -< :1i ~ ~. :1i ~ ~ :1i ~ ~ ;5 I I t! I i 1:.. if i IC .1lI Je. l! IE I .lO }CJ jil '0 :u f i 'C il! f ;:, ~ II) ~ Q .5 I ~ I ~ 0 I ~ ." ~ S ."&: " i . . lU . ~ ~ J ~ f ~ l' ~ I " !I u ~ " . . . ~ ~ g . ~ l'. " " ~ ~ ~ f ~ F ~ I! ~ r ~ I i ." ~ " ~ ~ I ." ~ ~- ." ~ ~ I ~ g ~ :i i " ~ I ~ :i g " f ~ ~ i g r. l:; l' Ii t:. i i J ~ ~ j ~ ~ ~ " , g ~ g J j A ~ ! ~ 3 E j A J ~ ~ ~ " ~ ~ :? :: :> 45 M l~ 1i\ :& -< :;: ~ ..; :; oi J :il :& ~. N ~ ~ ..; ;1. m ~ ~ ~ ~ ..; ;1. m ~ '0 ~- ~ ~ !il :3' ~ "N"'lS'."".",tho~.,...,,,,,, Erie Insurance Company Sch. DB-Pt. A-Sn. 1 NONE Sch. DB-Pt. A-Sn. 2 NONE Sch. DB-Pt. A-Sn. 3 NONE Sch. DB-Pt. A-Sn. 4 NONE Sch. DB-Pt. B-Sn. 1 NONE Sch. DB-Pt. B-Sn. 2 NONE Sch. DB-Pt. B-Sn. 3 NONE Sch. DB-Pt. B-Sn. 4 NONE Sch. DB-Pt. C-Sn. 1 NONE Sch. DB-Pt. C-Sn. 2 NONE Sch. DB-Pt. C-Sn. 3 NONE Sch. DB-Pt. C-Sn. 4 NONE Sch. DB-Pt. D-Sn. 1 NONE Sch. DB-Pt. D-Sn. 2 NONE Sch. DB-Pt. O-Sn. 3 NONE Sch. DB-Pt. O-Sn. 4 NONE 46.47.48.49,50,51.52.53 ~ II ~ I. d'.n o ! ~ " I ~OOOQ 00 '0 q ~\, :~ " , ~l, ',,/ ~,~~ ,,~, ~ li r:-XI "oj >. c as Co E o tJ Gl U c l! ~ '" -= Gl .C W II " ~ I z Jl I 1 u n ~ J 0 ~ ~j~ H .. ::n, ~ > c: ~. " u - 0 ;;; .jii ~ ti .... ~ l!! z.2! N E OE 0 Z u i=~ 0 c: i= 1i. Uc: e w~ (.) '15 U)e h W " . J!l W rn " U ro we u . > ....l1! W 1ii 0::.5 .no Z I- -l!; .. <~ 0:: ::;: Q.., 0 c( " . l; D.. c: .. CD" ~ . ., C.i'; ~ fO " Z al ~ w~~I~ ~; c ~ lh E ...J.l2 ill <n> W ., ::)I!' -J E Ciil :::J ~ .l!! w8. Oen :c.ll We U~ :I: c: U)~ .J); (.)02 rn~ " = E Ol~ ~ " 8 C> c: .it 0 .c !;!!~ en H. ~"U ~o N .j J. :i:~ f i~~ 8i~ ] 54 i! d j! f j ! ..... r-.r;--'....; ~ n ~n ~ : ~~~~~~~@: HHW~';:"~ -i"criuc' -- -e'tt::t :fi ~~~~2.' <Il1O;5 0I0.-N.... cD ............ ..... ! )! " ~oooo 00 Jjj ~ 0;0>0'1"". ~~ nU'!:n ;s;s~~.!.~~_ "...;....:.-.....: ~_. ...:t;,:. HHHH iHHHW D..D..D..u.....o.c..:.... -......,..."'10_11;I AM""""""'''J.~MI''',f"" Erie Insurance Company SCHEDULE DM For bonds and preferred slacks owned as of December 31, slate the aggregate statement (admitted) value. the a re ate fair market value, and the a re ale difference, if an ,between them. 1 2 Slalement(Admillcd) fair Markel Value Value a 3 ExcassofStalemonloverMa~el('l or Markal over Stalement + 1. Bonds 171,:>80,44" ,,1&0.37J.534 193934926 203154074 . .................9.093'091~.. ,i:' ......................126,05,.' .'" .. ...... ....9219.14 , r }~ r I, [;: I", t. I. 2. Preferredslock:l.,. .,,22,(j~.484 .. ......... ........... .22.760.540 3. Totals.., (a) Amortized Of book valuos shall nol be sub~liluled for I.lir market values. Doscrlbe the sources or melhod5 ulilizcd in delonniniog the l;liT market values. Fair Markel VaJuo nrn:cs Arc obtained from PNC Bank. Cuslodi,m 55 ~i3i3 ~~~ ~~~i388 ,........<noo<C \0..,............... : CO.... C 0... ;--[ ;~C'\jco.j ! ! ~~! ~J! DCHO:;; g:1l:g: . ; ; U'lU'lNNNt"l NOlOl~...", ..........0::1<0<0<0 ~;Z.~~~;t 'r--.... 0> \7> 0 :.-:- :~......;c-.i Nj! );lJ! ~ 13138 ~~~ 13881388 ~"g~~~~ :,.......Q'lOlO :.... ,.- N l! -15" ,il> f!? Cii 0 a.. ii:i w ., c ~ ;0 ,ill -' '"I l:l ..:a. <C ox uU; t:) t; w,,:g '" ~~~ w '" Rl<:i: >- a.. '" ~~u " tJ) '" 0.. LiS IU 0: 1l1!'~ .!: u >- '" N ~ ~~tr l- e ~~~ ~ '" a:: " z~u '" ~~~ if g x<< >- oa.a. '" ~gc] u z W ~ :'f~tr. :om" " o!2m W OJ ~geE ~ -' ~ ~ :;) C W :I: & h'l (.) tJ) 11 & " ~ 11 ~ " ..: ~ ~ ~ . J u ~ ~ J!J '" . 0 0 '" .~ .. . " " . .. . ;fl.! 0 '" >. g ~~~ . C . ~~~ ~ III ~ ~ Q. E ~ :;;i1J~ "' 0 ~ w 5ww , (.) is ~"O ~ "" " Gl ~ .. ",;I!;I! '" U " ~ a~~ f c t: ~~ '.li ~ ~ ,,~~ l! '" '" z~~ .11 z ~ :0 '" i! ,. i! ~ '" .. 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M'.....C7l 1~i :iiE::ts< M , ,:'; N' .- ....0........... ::!......~~~ ...,O~9(Oc:~~"";~:;a~~~ :(t! : :~ ; ;'" it">! ;~"ItO . . . . . . . . , ; :NNO .. .:~ _o~ '11; * ~~~~~t7~z . : iNNO . . , ;v, ~~:~r"j ;~i~~~~~ . . i~ ; . , . 1 :~<'"!g: ~ i i : ~~..~..'!!.. jJSS-S~i!hHi! HHdHH~ ~HUHUfo ~zz.<",.s;~~~~1 " '..'., .. ; . iH ~HijH ~H~U~Uh ~Hil~,Et.....!!- .- c.:1O~Oo~01<'o .. J t'!i;t~:i:i ~:i~:r ~ IH.l'l~~~ !i~H:1.. ~ ]nH~~HHHj ~_~t tl:r"z.~ 'u. .~zzzZOn.n......>~;'; ~ a ;rl{< . . p~ InU~~n~nH~ : ~~o"'oi_.. 6",~ ~:~:[ t-'" ....~...........~".w:!== f.~' . i~~H~~Hi~H:$~ : lH~:H~~~H::1 -" "" ~ '" ~ . -:j if 8'.;; h .'J~ ~i ~~ .~ ~i h ~i ~. WI on ~. d. to ~ " i~ ~o ,,~ J!~ -" B n ire ~ ~ S~ ~ j H P ~~ ." "" ~~ 58 ................~.,"','.. Erie Insurance Company Nameo!Cl)m an DaloolCOl1ltatl on InalPlDmlum RelnsurancePrernlum !:\'":~;" j~f \';1, .3 f,:i r ~. hi;. {; ." " NONE 59 ~ ~ :!!b~i 5 .~'" ...~ ;!! ~J!!! i~ d"'~~ JOBj o.~~j8 ~ ~ j~ ~t. 51 ~~~ '" iii m h u m H :5<1: f ~sj )1 i~j ~~~Usj M~ I- C ~ ~ ~ "JH~ a. <: "' , ~ u. ~ .... iW W.8 0.:5 -IE i5~ N ~~ W'6 ..l ~fJ h (I) ~ - JI~ jlh~hti ~ I!nl~ i~ U >. c III 11. E o o II U c l! :;, ., .E II -.: W I . I l I j J ~ a i "' 15 ~ z ~~ f!;f!; :Ill!! in ~~ .... ~~ .~ [ Q.: Lf !' ! w ~ w ~::? ~~ ~~ ~~ 1212 .e ~ " illiil ~~ it::! ~:g ~~ ~~ ill ill ~~ ~~ 9 :!l:!l m ~~ [0 ~M m 2:g g:; __ m Ii; .~ ~ z 5'" .n';' lU U I nlnlll !.Ji~ =,1 () ) ~88 N~ li€~ ~ ie$J~~ ' ~~i i ... } I - ho ~ ;0 0 '0 ~ ; j ~~ ~ .... ; ~ , '01 q ; i ~~ ~ cO! ~ i\l '0 ~ m ; i ~ '0 .... ;:: ! i ~ '0 ,.. ~ . . ~ i9 ..: '9 ~ . . !'! 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'So to - to 'i' ,0 .' ~ ~ l' u N ti j; u ,. ~ ,. ~ ~ ]I . " , ~. ~ 1> I % E ~ ~ ~ ~ i . ~ ~ ~' ~ ~ ~ ~ i '" 'B. i R j ~ i " j j " . ~ . t i } ~ ~ " " ~ ~ . jl' R <li ~ ~ ~ J j >- >- "' N M . '" '" N ~ :; m ~ ~ ?- m s: ~ :c !:i L5 :c c z c:c I- Z W C U u c:c :c w -I :::J C w :c u en 66 " " " " " " 9 '" 4 '" ! ; l '" " " " " " " c; '" " " i j 'n" " " ! " " " " " " '" c; " c; ! ; 1 " '" " " " " " c; '9 d c; '" ! '" '" " " " " " c; '" c; c; 4 ! 9 '" " " " " " d c; , c; c; " lit ~ '9 '" !Ii ~ 0 .. ~ ~ " " " " " Q c; '" 4 c; " ! j '" " " " " " " 4 c; c; " '1 " " " " " " '" ~ 9 9 d '. " " '" " " ~ Ii' l; ! i .i I :; ~ ~ ;:! f ~ .~ .l! I M t ~ l!i ~ h ~ I ~ "i f " I! - I ~ N i III ~ 8 ~ m ! :! - ~I~ 8 - ~ ~~ IJI ~ lbi - ~u =g- .~ ~~ - ~ c o .2 z t:: III ~. It :c 5 !:i iii ~ ~ :c ",~]:i ~ ~ ~ in cc - lJl I- l:! z .:. w S e i~;E'" UN '2!:m ~ j:" :c w ...I i5~ ~ w :c (.) en >. c 01 Q, E o o CD u c I! ::s 1II .5 CD 'C W I . m l I i J . ~ 9. ! ! 'l C! '" i i'l~~ III' II :1 jC II: ! ! i j ! j j ! i j j j 1 C! ~~c ; 1 ! 9 iC i' j! '" 0 II i I: 9 !c: '0 Ii 1111 . q jC I' j : : ~ jC '0 11 cl !! II : ! III : j <:> '9 Ie I j j : :: : : : : , o 9 9 ! 1 i . : , j 1 i : : : : j ! : : i ~ i : o 0 ; '" : : llr~~ j j i 19C!9C ~:S;!:? ! i ! I 11 i i ~ f ~ ~ ~ , 'tu !~~ ~ '.III! fH;I~ ;ltU'l~~~Hn~ J~~!~~!~~!!~!i~!! < m u l '" tt~ ~~;; , . ! , : o 0 : ! '" '" " 0 '" w 5 iii :\ 0 z "" '" ~ w '" w '" :E :i u '" a: ~ '" 0 ii! ... u. 0 0- '" W .... M Ii; ~ q1 '" 1 ! 1 qi1 ~f')~ . . . . .. . .. . ,i~ i l .1 ., l : ;~ .: M Hj~~ j UH ~ ~idH j II ~,,~ ~ i'HH! Hi ..;j;jJ l\;j ~. ~~~!~~~~~~ - ~ ~ 67 :1 ; ! j l l ~ i ; ! i i I i i ! i j j , i I ! I ! ! ! 1 I ; I , i , ! i i i i ! ! I , I I ; ! , ! i ! ! ! i I i i I I ! ! i i ; , ! I , ; ; ; ! , , ; i ; 1 , i ; I i ; i , ; I I ; i i ; i i ! ~ I i ; ! ; I , I , ! , ! i ; i ! ; I 1 ; ; I ; i ; , ! ! ! , ; I l ! ! ; 1 ! i I ; j I i I ! ! i \ ! ; ! ! ; , ; i j , , , I ; , ; i I I i i , I ! ! ! ! i i 1 ~ cc: 9 '" 9 1 ! I j ! j ; I I ! j ! 1 ! i , 1 i , i , , ; , ; ; I , i i i , i ; ! ; i \ \ i ; ; I I I ! I i ! ! ; I .j I ! j ; ! 1 i ; i ) ~ 1 if ~ t I . ~ I i I J ) J i J I .. - ~ ~ . '" ~ ~ . '" m w u ~ :::> '" z in '" ... Ii; ~ i \, r I I, I. f' ~ r I' , I l I I." I,'; [', \ ,'. I i' l \ I ! ....,_........,...".. Erie Insurance Company SCHEDULE P . ANALYSIS OF LOSSES AND LOSS EXPENSES SCHEDULE P . PART 1 . SUMMARY $000 Omitted 1 Premiums Earned loss find lossEJ nsePa menl!> 13 YearsfnWhlch 3 Allocated Loss Una!localedloss 11 12 Number Premiums lossPa ments E. nsePa men!s E, nsaPa men!s of Were 5 6 7 6 9 '0 Salvw.lc Tola! Claims Eamedand Olreel Dirtlel Direct Dirett 'od NelPaid Repo:1od. Losses Were aod Net and and "'~ SubrogaUon (CoIs.5.6+ Direct and InCUIre1 AssutTllld Ceded Cols. ,}.3 Assumoo Ceded Assumed Ceded Assumed Cl!ded Roceived 7.8+-9.10 Assumed 1. Prior........, .XXX.".. ""....XXX. . ..... .XXX.,. "" .....424 "...""..".94 26 .......". 26 .".....,...... ""....""".20 """.364 """xxx.""". 2. 1969". .... """".234.002 .. .".234.002 ................0 "....'65.060 ...,.160,327 .4,672 .........4.169 ..,.",......166 ..... ...."....184 "".",,5.602 ......XXX"""". . 3, 1990"""". """".257,248 ".."...257,248 "..".. .... .".0 ""..145,326 ."...136.485 . .....".3,855 ......,2.863 .."...294 ......",. ."". .."""",,243 ""..,,10,129 ".".XXX"".... 4. 1991.. ."..284,960 """".284,960 ............,..... 0 ......107,573 .."".89,927 .. ..".2,333 .."",1,048 ......,., 809 .........'...... "".".",,984 ".".19,740 ......XXX,,""" 5, 1992". .."",,66,105 "".."""...635 ....". .65,470 ."... 42,491 ...........,,147 ......,,'.769 "..3,120 ,........"....... .........2.174 ..4/.233 ......XXX........ 8, 1993.... ...........72,936 ....... .....659 .... ....72,277 .......45,665 ......... 62 ...1,909 ..3,311 .........2,407 .........50,823 .....,XXX....... 7. 1994... .........79,637 ............971 ......78,666 ......56,379 .......144 ..........2,'18 .. 5 3,962 ............. ...... ...2,873 .........62,310 .....XXX 8. 1995. ........87,283 ..,.........1,610 ...." 85,673 ........52,325 ............331 .......,...1.7SS .. ..,.... '4 ....... 4M4 ."....."...... ...........3,'69 ...58,363 ....XXX 9. 1996... .....94,'50 .... ........1,276 ...........92,874 ".......61.479 ..........661 .,...."...1.798 ..26 ......4,610 ... .............. ..........3,566 ..67,200 ......XXX 10, 1997......... .........100,484 .............2,220 ...........98,264 ........47,535 . ..........653 .............982 ............28 ....... 4,918 ........,......,..... ...........3,275 .....52.754 .....XXX........ 11. 1998... .........105643 ...........2444 .........103199 37876 ..........536 .534 ..23 4561 ......2125 .. .. ...42412 ....XXX. 12. Totals.., . .......XXX". ...... ..XXX... ... ...XXX.. .....76?135 .....389367 .. ....21957 .... .. 8176 30401 ...0 .........21020 .......41695ll .....XXX........ losses Un aid UnaHocaled Loss EK nsesUn id 22 23 25 Total Ne' losses and Expel'lSM U, ~ ...........1,,622 ..........461 ................500 ................915 .............1,395 .....2,308 ......".....3.781 .....6,034 ...........10,391 ..........17,333 ... .. .32607 ......87247 24 Allocated loss Ex Case Basis 18 19 Direct aod Assumed nsesUn aid Bulk + 18NR 20 21 Direct aod Assumed Case Basis 14 15 Direct and Assumed Ceded 1. Prior...., ..........5.615 ..........1,521 2, 1999..... .............233 3. 1990...., ..........".169 4. 1991..... .............499 ..........90 5. 1992...., .............665 6. 1993..... .....','90 7. 1994..... ..........1,951 8, 1995..... ..........2,747 9. 1996..... ..........4,814 10. 1997..... ..........7,907 11. 1999..... .......13702 12, Totals... ........39381 Bulk + IBNR 16 17 Direct aod Assumed Ceded Salvage and Subrogation Anlicl led Direct aod Ceded Assumed ..............................739 ... ........20 ..........25 .........36 ...........57 ...........96 ........,....................161 .... ... ....264 .. ...... ..... ....... ...446 799 1604 045 Ceded Ceded ..6,659 ",,'..,m.. ............167 ....254 .......269 .............535 .....816 ..........1,386 ..........2,260 .... .....3,729 ..........6,611 .......14992 .......37668 ..............(1) .... ............132 ...,......,...,..... .....,..,..,........ ..,..,............. ..."...,......41 ................................... .........52 ...........102 .......""."... ............137 .........241 ......... ...........458 ................. ............763 ........1,407 ..........2,023 ..2387 7743 ...........................1 .................. ...............2 ....................2 ................... ..............3 .................................6 ....... ................4 13 30 ..........37 .........77 ..............3 ..........11 ....10 ............81 .... .....1620 .......0 .0 o ..........0 Loss Bnd loss Expense Pert1!ntage IncurredIPremiumsEamed 31 3~ Tclal losses and loss Ex nses Incurred 27 28 29 30 Direct Direct aoo and Assumed Ceded Net Assumed Ceded Net toss 1, Prior.. .......XXX,.. ...... ........XXX..... .........XXK.. ..,...,. XXX .,.... XXX..... XXX.. 100 2. 1999. ...........170.559 ...........164,496 ...... .......6,063 .... ..... 72.9 .......... ...70.3 ...... ..GO 36 3. 1990. ........149,977 ...........139,348 . .. ..... 10,629 ............58.3 ........54.2 .....00 35 4, 1991. ...........111,610 .............91,055 .......... .20,555 .... ... .392 .. ...... ..320 ... ....0058 5. 1992,........48,175 ......147 .....48.629..... .73.8 .231 ...... 743 79 . .....500 6. 1993. .........53,230 ..................99 ..... ....53,'31 130 ............15.0 ..........73.5 .106 500 7. 1994. ...........58,317....... .......226 .......66,091 833 .. 23.3 . 64 0 126 . 500 8. 19\15. .............64,745 ..............349 ......... 64,397 . 74.2. ....21.6 . 7~.2 1~; 500 9. 1996. ............78,299 .............698 ........ 77.591 832 .. ...54 7 835'84 500 10. 1997. ..........70,778..... ....... 691 .........70,097 704 3' 1 713. 2<3 5.00 11.1998 ,...75659 640 75019 716 262 7'}7 ~8 !ioo 12. Totals. XXX XXX. xxx );:~x xxx XXX 14,0 0 XXX Note: Parts 2 at'ld 4 are gross 01 all discounting, mcludlng liJbular dlscolinling Part 1 IS gro!.$ of only nonlabulal cJlscounling, 1Ir1li'.:h 15 1t'!V'f<C!I'1 COlli'llnS 33 a~ 34 01 Part 1. The tabl.dar C!rscour.l." any, is reported in lhe Notes to FinanCial Staterrl('nts which WllIlt'tOl1clie Part 1 wrth Par'l~] ,11\1 4 Nonlllbular Discount 26 NLmberol Claims OulslaooOg' Direct and Assumad ."...XXX.".... ."."XXX....", ...",xxx.".... ...".XXX"..... ".."XXX..."" ..""XXX...... ""..xxx...".. "....y.xx....... ......XXX""... "....XXX".".. ..... XXX... . XXX.. NelBa!anooSheel RM;ervesafterOiscoonl 36 37 loss El:P811SeS Un id ".",,869 "................,,61 ...."".77 ".."."......138 ".195 .....331 ""... ."...621 ....".... ...1.030 ... ..1,859 ."....2.82\ . 00l '?018 32 33 34 !nter.compan)' Pooling Par1icipation Percenl e losses U ~ ...".......10,653 . .....".... ....364 ......... ... "..386 ............619 ...........1,121 ............1,863 ..........3,034 U~9 9,348 1~,265 ,8305 731\~ lO!iS E. nse ...... .XXX.. 69 "","''''''",'''.....,....,.. Erie Insurance Company 2 SCHEDULE P . PART 2 . SUMMARY 3 Incurred losses and Allocated E~ nsos Re rted al Year End 000 omi"od 4 5 6 7 8 9 11 DEVELOPMENT 12 13 10 1~ 1~ 1991 1992 1m f~ 1m 1~ 1997 1m Prior...., 'n n_, ..,9,001 ."..,,, .11.711 ...... .,,10.453 On... .10,859 ...... ..12,563 ...."....15,927 ".....18.436 1989.", .... ............... .......... ......,... ........ . ......6,937 .......6,262 .. ..... 6.008 ......5.727.........5,909.........5,911 ....5,877 1990.... ...XXX.. ... ..11.454 .......10.754 .........10.447 ...... .10,040 ........10,375 . ......10.433 .....10,310 1991.... .......XXX ..... .......XXX ................. ......20,969 . .... 20,718 .... ...20,094........20,088 .. ......19.195 ......19.98' ..........19,710 1992.... ..."...XXX...... .....XXX ........".XXX... ......48,90, ......46.747 ...... ..46,175 ..........45,330........45,594........45,888 .... .....45,451 1993.... ........XX~.... ........XXX ....XXX.... ... .XXX ..... ........53,350 .......50,816 .... .....50,478 ........ 49,45{) '''' 50,096 ........49.724 1994.... ....XXX... ....XXX ..... .......XXX..... .... ..xxx. ... ......XXX.... . ........66,082 ..... .64,430 .. ......63,561 ........ .62,240 .........81,168 8. 1995... .....XXX..... ........XXX ..... .......XXX ..... ....XXx. .... ... ...XXX ..... .......XXX..... .......63,320 61.080 ....59,291 .59,509 9. 1900 ........XXX...... ........XXX ..., .....XXX...... .......XXX . XXX ............XXX... .......XXX .... 74,536 ..... ....73,421 ...72,535 O. 1997.... ........XXX .."....XXX .XXX....... ........XXX .... ......XXX ..... ........XXX. ..... ........XY.x .... ........XXX ..... ..........66,793 ..........64.371 ,. 1998... .......XXX ..... ..... ..XXX .... ...... .Xxx... ......XXX.... ....... XXX ..... ...... .XXX. ..... . . ..XXX ..... ... ..XXX.... .......XXX .. . ..........68854 12. Tolels 01'10 Two Yoar Year ........2,509 ............5,873 ..............(34) ...............(32) ..........".(123) ..............(85) ............(271)...............(85) .............(431) ....."......(143) .....(372) ...............274 .(272) ........(1,593) .........218..........(1,571) .......(886) ....(2,001) ....(2,422) .."....XXX....... .......XXX ..... ........XXX....... ......... 2090 ...............651 SCHEDULE P . PART 3 . SUMMARY Cumulative Paid losses and AlJocaled Ex nsos al YearEnd 000 omitted 12 13 2 4 5 6 7 8 9 10 11 Number of Number of Claims Years in Claims Crosed Which Closed With Without ossesWere loss loss InctJrred 1989 1990 1991 199? 1993 1994 1995 1996 1997 1998 Pa enl Pa enl Prior..... "...000........ ......... ..................... ..........2,731 ............4,352 ............5,546 ..........6,243 .........6,860 ......7,'94 .....7,552 .....XXX....... ........xxx......, 1989.... ......".............. ...................... , ..........2,349 ............3,877 ............4,620 ............5,075 ..........5,322 ...........5,432 .......5.436 ........XXX....... ........XXX......, 19911.... ........XXX.. ............4,328 ............6,883 .....6,561 ..........9,330..........9,647 ............9,836 ....9,835 ........XXX....... ........XXX...... 1991.... .......XXX.. .....XXX ........8.283.........12.950 .......15,578 ..........17.D78 ...17,785 .18,262 ..........18,931 ........XXX......, .......,XXX....... 1992.... ........XXX ..... ........XXX ....... XXX....... ........ .12,870 ........22,995 ... .....28.717 .......32,074 ..........33,693 ........34,628 ..........44.113 ........XXX....... .".....XXX...".. 1993.... .......,XXX.... ........XXX ........XXX.. .. ....XXX.. ...........14,516 ...25,'58.... .....31.495 ..........34.464 ..........36,197 ..........47,512 ........XXX....". ........XXX"..... 1994.... .......,XXX....... ........XXX ....XXX... .. ........XXX .... .......XXX ..... ..........21,624 ...... ...33,945 ......,39,994 ..........43,638 ..........58,348 ........XXX....... ........XXX...... 1995.... ........XXX ..... ........XXX .....XXX....... ......XXX .... .......XXX .... ........XXX... .. .......17,784 .........30,060 .. ...,...36,208 .53,739 ........XXX..".. ........XXX.".... 1996.... ........XXX... ...XXX... . ........XXX ..... ......XXX ..... ........XXX... ..... XXX. .... ...... XXX. .... .........41.824 .....56,603 ......62,590 ........XXX....... ........XXX.."... 1997.... ........XXX.... ........XXX ...XXX ..... ......XXX ..... ........XXX.. ... ........XXX .... ......XXX . XXX ..... .........34,860 ..........47,836 .XXX.. ....XXX...... 1998... ,.......XXX ..... ." . XXX... .......XXX... xxx._. ...XXX... ..-.,.xxx xxx.... .XXX.. '.. XXX. ........37851 .,.. .,xXX... ....XXx... YellS In Which losses Were In""'ed Prior.....,... 2 SCHEDULEP.PART4.SUMMARY Bulk and IncUrred but nol Re :led Reserves on losses and AUocaled E1 nses al Vear End omitted 4 5 6 7 8 9 " 3 10 19P9 1990 1991 1992 1993 19rM 1995 1996 1997 1998 .............1,821 ,..,... ..... ..1,327 .............. ..966 ..... ....... ...76t .... ...... ....1,861 ....4,557 ...5.79! ............1,130 ....... ....513 296 ..16 ..... ...... 213 .............~3 ................20.! .... . ... ... ..2,048 9'6.. .....516 ....... 26 ... 399 .... ......... .433 ...306 .... . .4,456 .. ...2,517 1,003 718 .......544... .......702 .......371 .12,852 5.898 2.489 .922 ...956.. ...... ...1,182 ....... ......672 XXX 14,646 6.143 n~2 t.419 ,,,1,591 ........ .....1,057 XXX XXX 16,401 7.767 5.266 V10 1,844 nx . XXX XXX '~,C67 8176 ..-4.009 . .3.023 XXX XXX XXX ):,y,X 17.M3 .8.972... .""..5.136 XXX XXX X):x xx.x XXx 17.722 8,634 1989........ 1990........ .........XXX... 19!11.... ..........XXX ....... ......XXx.. 1991. ......XXX..... XXX .... ... . XXX.. 1993.... . .. "".XXX . .xxx".. .XXX, 1994... .. ....XXX.. XXX XXX 1995..... .. . .. XXX .. . XXX ..xxx 1996. XXX XXX. XXX 10. 1997.. xxx" XXX xxx 11 1998 XXX: xxx xxx xxx XXX ):Xy, XXX XX\( XXX 11369 70 SCHEDULE p. PART 1A . HOMEOWNERS/FARMOWNERS $000 omitted Lossalld loss Ex nsaPa AUocaledloss loss Pa menls Ex n.'le Pa ments 5 6 7 8 Direcl Direct Nel and Dnd Ceded eels. 2. 3 Assumed Ceded Assumed ....XXX.. ... .......XXX........ .."..............4.................... ..................1 .."......4.717 ...........0 ...........3,873 ..........3,818 .............183 ..............4,505 ..........0 ....."....2.124 ...........1,845 ........128 .......".....4,484 ...........0 ........3,352 ........2.450 ......140 ...................77 ..."........8,538 .3,890... ................, ......131 ...................61 .."..........7,405 .....""..4,929 '" ................ .....".......115 .....................7 ..............8,470 ..........,9,658 ..................... ..............181 .....................8 ......"......9,489 .."".....6,065 ..................... ...."".....142 ."..................8............10,841.........1,,297 ..................... .........".265 ...................10 ...........,'2,'58 ......6,445 ..............133 ...................11 ......13909 .........6625 .......... ........ ................88 .........xxx ...... .........XXX ...... ........58262 ...........8113 ...1507 ....--."'.....,...,'''. Erie Insurance Company 1 Years In Which PremlOOlS Ware Eamed and Dlroct Losses Were and Incurred Assumed 1. Prior... .........XXX........ 2. 1989 ..............4,717 3, 1990.. ..............4,505 4, 1991......, ...."..."...4,484 5, 1992....... ."""".",,6.615 6. 1993""", """"""..7,468 7. 1994....... .."""""..6.477 8, 1995.."... ....."""...9.497 9, 1998....", ..."".....10,849 10. 1997...".. .....""..,'2.168 11. 1998 ............13920 12. Total.... .........XXX........ Premiums Eamed 3 lossesUn id Allocated loss Ex Case Basis 18 19 Direct and Assumed Ceded nsesUn id Bulk + IBNR 20 21 Olrect and Assumed Ceded Case Basis 14 15 Olrect and Assumed Ceded 1. Prior..... ..""....""...3 2. 1989"... ."...."""....1 3, 1990..... "...."......",' 4. 1991..... ....."......"..7 5. 1992.".. ..........."..44 8, 1993..". """.""....14 7, 1994..... ...........",,79 8. 1995..". ""....."....18 9. 1996..." ..."..."",135 10, 1997..... .....""....275 11. 1998..... ..........1272 12, Totals... ..........1909 Bulk+IBNR 16 17 Direct aod Assumed Ceded ..."........""...."......"......1 ""......"........""..".........1 .........."............"""..."..5 ...."...........",..."............1 ,............".... "......"...(19) ......"..""............."......,,3 ....".......""......"............2 ......."..".............".....,,15 ."......"...".... "....."......63 .....""........... .."".....,,176 ................................525 ...... ........0 ............773 ..,,24 "...................." ......... "........"........, .....5 ............................"...."........7 ........"......"......."........"... ............"".7 .. ."......."....... "........"".12 ".........."...... .................... .........."...15 ...""..."....""....."........"... ............."..... ...."".....,,36 ......"...""....."........""...." ..........................."""..48 "".......""..... ............"...... .........,,142 ..."".........".. ...".................."......126 .. ............... ...............2 ........ ............153 ...............0 ................2 . ..............0 ..... ......575 TOlal~and Loss and loss Expense Pettentage loss Ex nses Incurred tncurred1Premlums Earned 27 28 29 30 31 32 Oked Dired and and Ass<.<ne<l Ceood Net Assumed Ceded Net 1. _.. ""....XXX.."" .. ..."...)()(J(.... ... ........XXX ........ .."....XXX......... .......,XXX..... ........xxx..... 2, 1989, .,,, ........4,064 .......3,973 ..91 ...............86.2 ...........64.2 ................00 3. 1990. ... ..........2,273 ...............1,908 ..................365 ......50.5 ................42.4 ...........0.0 .. 1991. ." .....3.541 ...............2.515 ......."'...1,026 ..79.0 ................56.1 ..........00 5. 1992. ..".....4,258 ................0 ........4,258 ...............84.4 .......0.0 ............651 8. 1993. .........5,327 .................,...0 ..............5,327 ..............71.4 ...............00 ................11.9 7, 1994. ............10.377 ................0 ..........10,377 ..............122.4 ..................0.0 ..........122.5 8. 1995. ....6.706 ...........0 .....,.. .... 6,706 .......... ....706 ......... .......0.0 ...... .......70.7 9. 1996. ....12,.59 ........ ......0 ..........12,459 .... .....114.8 ......... .....00 .... .....114.9 10. 1997. ....7,588 ...............0 .. ..........7,588 ...........624 ...............00 .....,... .62.4 11 1 9220 0 9220 662 00 683 12 TotaiJ XXX xxx XXX XXX XXX XXX 71 ents Unallocated Loss Ex nsaPs en!s 9 10 Salvage Total Direct and NelPalcl and Subrogation (Cots.5.6+ Ceded Assumed Ceded Received 7-8+9.10 ..................... ..................... ............"'.."....".."...""......."""......""..5 .............155 ....1 ............""..... ..."..."...",28 ".....".......".64 "..............83 "..7 ..".."..."..."26..............,,,351 ..........65 ....""........34 "....".......".... ...."..."...,,30 ....."".....1,011 ......."".......", ..."".....,,199 "....."......"".. ".."..........75 "....""..,,4,220 ................"... .."..........25{) "...."...""".." ..."""".",,57 ."""""..,5,294 "........."....." "..."".....418 ..""...."......... ...".."..",100 ............10.257 .....".............. ."........",354 .."...""....."." "..."...",,115 ..."..."....8,561 "......",......." ......""....547 ..""....."........ ..."...""..103 "".....",12.109 ."""......."..... ...".........408 ""......"...".." """"......122 ..".......".6,988 ...... ..............484 "................... ......"........40 ...........".7177 .............283 .......2682 .........0 ..............696 ............54055 11 12 .....""..1,51., ..."......1,9 ...........2.08 .."..........2 "....""",,9~ .. ......"...4 29 ......XXX..... Unattocated Loss Ex nsesUn Id 22 23 24 Direct and Assumed 25 Total Nat Salvage Losses and and Subrogation Expenses Ceded Amici led Un Id ............."..... .................... ..................,28 ....................................".. .....................7 ..................., ..................., ...................14 ..............".... .................... ...................15 .................... .................... ...................38 .."................ ..................., ..,................33 .................2 .................... .................... ......".........120 .................... .................... .................... ..."............145 ................,8 ...............".., .................... ................,350 ...............19 .................... ..................., .................602 ...............34 . .................... ................ ...........2043 .............627 . .................0 .................0 ..............3395 .............696 26 .................1 .....................".........,' ....................................1 .....................................3 ..................................,..4 .................... ...............10 ......"..25 ................... .............91 .................0 .. .........136 NontabLdar Discount 35 33 Net Balenc:o Sheet Inter- Reserves after DIseounl Company 36 37 Pooling Loss Loss Participation Losses Expenses Exnse Percee Uid U ...... .................. ....XXX ......................4 ....................2. ........... .....,..."...2 ...............,51 . .......... .............. .. .................... ......................6 .....................,8 ..... ........ ............. ............. ........ ......................8 ......................7 .....5.00 ....................25 ....................13 . ..5.00 ....................17 ....................16 ..............5.00 ......."...... ....81 ...................J9 ...... .....5.00 .............."....93 ..............."...52 ................500 .....198 ..................152 . ..... .... ..... ................500 ..................51 .151 SOO . ..,.1797 ...... ..... ..2.6 .2682 113 ! 34 loss o o XXX SCHEDULE p. PART 1B. PRIVATE PASSENGER AUTO LIABILITY/MEDICAL $000 omitted LossandlossEx nsaPa manls A1localedloss Unal1ocaledLoss Ex nse Po mellls Ex nso Po menls 7 8 9 10 Direct Direct and and Assumed Ceded Assumed '."""''''"''''.''''''"'' Erie Insurance Company 1 Premiums Earned rs In Which 2 J 4 Premiums loss Po menls Were 5 6 amed and Direct Direct asses Were and Net and Incurred Assumed Ceded Cols. 2 . 3 Assumed Prior""... ..""".XXX"".." ..,,,,,.XXX,,,,. . .....".XXX.""". ""...."",,327 1989"..... "........138,'96 "".".,,138,196 .""..".".".".,,0 ".",,108,012 1990.."... """"..154,346 "..""..154,346 """....0 .",,89,660 1991""... "........164,940 ".."",,184,940 """"".""""..0 .."...,,54.417 1992....". ""......,,26,714 ...""."""..".66 ...".".".26.848 ..".",,20,992 "."."."...""." 1993"..... ....."."..30,786 .".""".""",,27 ."...".,,30,759 """".21,791 ".."..."",,".... 1994......, "..""....32,619....".""".."",,3 "....".".32,616 "".23,509 1995""." ..."..."..34,145 "."",6 .""""".34,137 "",,22,875 1996""". "."."....35,670 ".""...10 ,,35,660 """".21,856 O. 1997"."" .""""".37,625 ".12 """".",37,613 ...".17.140 1. 1996""." "."."."38113.....",,.....18 ".. ""..38095 ....."".9363 .........xxx .... .........xxx ...... .........xxx ...... .......387942 Ceded ".....65 ".102,490 ".."...63.345 "".42,101 ...".".""..".2 """"".6 ,,4 ".2 ..,,5 .."..228020 losses Un aid Case Basis Bulk +IBNR 14 15 16 17 Direct Direct and and Assumed Ceded Assumed Ceded Prior...., ".."....4.522 ......",,','9' .."""..5,966 1969..", .."."""....42 """....."""." ......."".",'9 ."....""."".". ..."""""....." ..."""......"". 1990"". ....."..."...64 ...."..".""..... ."......"....24 1991..... .............153 ....."....."."... ..."..".."..30 1992..... ...."""".199 """......."..... ""....."..113 1993.".. .........",,464 .""".."..""... "..".......267 1994...., .............762 ..""....."...".. ""...."".541 1995..... .........,'.467 ..."...""."..". "".""..,,966 "..."...."....." "............ 9, 1998..... ..........2,779 ...........""..,,, .."......2,012 10. 1997..... ........,,4.652 .............""". .""..",3,877 . 11. 1996..." ""......6626 . "...... ...." ."".....6111 12. Totals... ........22150 ..........1191 ........21928 ..., ..... ..... 0 .................0 Allocated loss Ex Case Basis 18 19 Direct and Assumed T ot3I Losses and loss EI< nses incurred 26 ....."..,,15 ""....".3,'4' ...""",,1,969 ".........1.173 "..""".,,786 "".."""..137 .."."...",,746 ."..639 ",,558 "".252 .........".131 ".."".10169 """"...""."...""".".......16 ....""...2,725 "".".115 "...1,443..""""....201 """""".545 ""...."....509 "..."""...""..""...1.435 """.",,1.439 ..1,622 "..""".1,866 ..."....,,',716 ..."."...1.851 ..""....1508 ..".12279 """...1 .."""".""".1 .....".""..",,2 """..""....2 ".....".4719 Cedad nfoesUn aid Bulk + IBNR 20 21 Direct Direct and and Assumed COOed Assumed ".,,11 ..."""........... .."..."..,,667 ...""""......9 ..".".".."""" .."""....."..4 ."..."."",,11 "...""""",,5 ...".".""..20........"...".."........."".....9 ",,37 "".".............""."",,17 ".,,79 """..""".42 .".162 .""""..",,.... ......".......77 ".334 ..".".." ...."" .............140 "....,,647 ".. "". ".....""..271 "",,874 ".""".510 .........970 ""...."""..... """....,,927 ........ .3154 ......"". .....0 "..."...2675 ".........0 13 Number 01 Salvage Total C1ains and Net Paid Reported- SubrogaUon (CoIs. 5.6 + Direct and Ceded ReceIved 7-8+9-10 Assumed .""....."......". ".."""".....2 .."....."""..292 ......XXX....,," ""..."...."".", ........".."..43 .."..........4'OS3 .........31.772 ..""..........."" ""..""......53 ........"....7,062 .......,,31,415 ......"".."...".. ".". ..",,104 """.".,,13.453 "".....32,652 ..""""""",,". "."...,212 ..."..".,,23.215 "".....38,671 "".""""..."." "..."".",,199 "..........23,967 ".......29.845 .""".."."".... """"""..225 "....."",25,675 .........24,476 ."""."....". "..", .....246 ...."......25,375 """",21,922 ....,,265 ..""......24.125 ..."",,21,739 ""..239 ".."...".19,239 ...."...17,389 .." "". ...""". ......."..".138 """"..,,10995 ""."",,7740 ""..."......".0 ".....",,'726 ..........177 651 ......XXX..."". 11 12 Unallocaled Loss Ex nsesUn id 22 23 24 25 TclaJ Nel NumbN of Sal~age Losses Claims and and Outstanding- Subrogation Expenses DlrectBl'ld Ceded Anliei ted Un Id Assumed .....".....""".. ""'''''''''''''''' ..".."...",9,977 .."""..."..32 ".."......."..", ......".."..."... ...""......."...74 ..."""........5 ..."""""...... """""...".".. ..""".""..,,104 """...........6 """"....",,".. ,....""".."".. ...""..."."..212 ,.......".."".6 ".....".......".. ""......"..".... ......""...",,386 "..".."..",13 ..".""""."".. """""....."". """..."......852 ""...........27 ... ..."........""", ..""..."".1,562 ."........"..53 """""...."".. .......".""""" ..".....,....2,907 "......."..,,99 """............" "".".."..""", .....".......5.715 .."......",209 ....."......""". ."...".10,113 ""..".....511 ............"...... ".."......18634 "..""..2858 "......"".....0 "..""...". ..0 ...........48716 .."......3821 35 Nontabular Discount Inler- 33 34 Company Pooling Loss Participation Loss E' nse Pen::en a 29 loss and loss Expense Percentage IncurredlPremlums Earned 31 32 27 Direct and Assumed Prior.. .....".xxx.......... 1969, "..."....109,342 1990. ....""..".91.954 1991. ....".....,,56,311 1992. .""""....23.581 1993. .."""...,,24.619 1994. "......"..17.439 1995. ."."..."..26,269 9, 1998. "..."."".29.645 10. 1997. "".""..,,29,356 11. 1 ............27836 12. Totals... ..XXX. Cedad .......XXX""."" ..."".".105,215 ....".."...64.766 ..".".....42,646 """.0 "",,0 .""".2 ...........7 .................."..5 .."..".4 7 30 Direct and Net Assumed Ceded "...XXX. .."... ........XXX.... ". "......XXX ,.........4,127 ................79.1 . ..76.1 .........7,166 ....."....,,59.6 ."....""..".54.9 "..."..,,13,665 "......34.1. '''""""" 25.9 ..".....".2.),581 ....""""..,,81.1 ""...".........0.0 ..".24,819 ..."".......6()6 ................00 "" ".....27,437 .....84.1 .66 7 ..".....28,182 ............ .621 ..87.5 ..." .....29,640 .."... ......637 "......"...500 ..".......29,352 .18.0 .. .333 '7879 730 389 xxx XXX XXX xxx NetBalanc:eSheet Reserves after Discount 38 37 Loss Losses Expenses Un Id Un Id """".."...."... " ""....XXX."" .. """......".9,299 .."".."........676 ".........."""..81..""......"..",,13 ."..""",,66 .""""".."...,,16 .."""""... .." ......""..'83 ".........".""..29 "........"". "....... "..".". ....5.00 """"..""",,312 .."""........"..54 ......... ..."" ....... ..... "......."" .5.00 "...""...."..731 """..."..."..121 ... ................""....."........."..... ...............5.00 .."....."....1,323 ......."."......239 .....".......500 "...""2,433.....".."..,,...,. ......... .. ..500 ...U91 .."""...,,924 .500..........6.729 ..".....""..1,384 500 1U7 1897 xxx .2887 ..56:>9 NeI ".....xxx". ""...0.0 """...,,00 .................0.0 ...............82.3 . .6()1 ............641 .........828 .........837 ..780 73' XXX o 72 o 26 SCHEDULE p. PART 1C . COMMERCIAL AUTOITRUCK LIABILITY/MEDICAL $000 omitted Loss and loss Ex nsePa menls AllocalcdLoss UnallocaledLoss Ex nS6 Pa menls E~ cnsa Pa mellls 7 8 9 10 Direct Direcl and and A!.sumcd Ceded A5sumed 1, Prior....... ."..""XXX.....". ..""..XXX. ...... .........;00: '"n, " ..........17 .. ". .""..1 " .w" ...""..",,4 ",.".. ...."...... ........ """""".22 ,xxxj 2. 1989""". ".""".8,211 """....".8,271 ".."."."".......0 ",,4.782 .....".. .4,446 .."".. .638 "....""".565 ..,......"... ...5 ,.....,,,,........... """.28 ...""....".414 """"...".9! 3. 1990""... "...".""..9,394 ""."""".9,394 ..".0 """"..3,634 ,n,. .2.720 ..",.. ".6'8 ". .."",,520 ....... "."..13 ............".... "n. """.".25 ."".",,1.D25 .."""".1,0\ 1991..."" """"",,10,277 ".""..".10,277 "."."..""",,0 2,563 ",,1,270 .",182 .67 27 , 4. ."."".. "... ........ .............. ..... ......" ....... """"""."..9 "..1,435 """.....1.07, 5. 1992""... ."""""".3,136 ..",,8 ",,3,128 ...........1.881 ................,.... .... ,......115 .........,........." .."""""..64 ..................,.. ".".",,17 "".2,060 """.....1,'4 , 6, 1993"."" """""",,3,363 "....""..".,,3 .""....",,3,360 ". ""...2,271 ..........,.......... ....... ,...141 ...... ..... ..""".76 ..................... .... "...".".22 ",,2.488 ".""",,1.33 7. 1994"..". "...."....,,3.703 ..................... ......"...".3,703 ...... 2.839 ........ ",..". ... w... ......153 ..........'..,.. n" ".."".,,97 ........,......,.,... """"""....24 "".",,3,089 ."""",,1,0~ I 8. 1995""... .."...."....4,049 ."......"""",,(2) ...4,051 """".,,2,596 .... .."....... ... ..........125 ...... '"''''hO''' ....... .....107 " ...."""".".31 "..2,828 ""..""",,8~ 9, 1996""... ."".4,528 ..,...........4,528 ". ... 2,607 .,-, "..."". ..,,121 ..........."........ ""....,'06 ."""".,,28 ."..""...,,2,834 ..."".9~ 10, 1997""." ..."."""..4,997 "".4,997 ..1,998 """...""".61 "",,111 ..".."."..".28 ..."""".,,2,170 : ........................ ...............".... .."........."...... ....... ..............99 11. 1998....... ..............5 111 ..................1 ..,...........5 110 ...........1 120 .."...... ........ .....,......... 39 .,............ ...." ...,.........., 92 ......,...........,.. ................20 ..............1 251 12. Totals..... .........XXX... .......XXX. ... .. .......XXX. ,..... ........26308 ......".. 8436 ..2 194 .."..",..1 152 ........,.. ..702 ..................0 .............232 ..........19616 AM"....""'.....~.I...O",. Erie Insurance Company 1 YearslnWh1eh Premiums Were Eamed and Losses Weill Incurred Premiums Earned 3 2 4 LossPa mllnts 5 6 Direct and Assumed Direct and Assumed Net Cols.2.3 Cedtld Ceded Ceded losses Un aid Case Basis Bulk + I8NR 14 15 16 17 Diroct Direct and and Assumed Ceded Assumed Ceded 1. Prior..... .............202 2. 1989..... ...............18 3, 1990..... ................6 4. 1991..... ........... ..hi 5. 1992..... ......."......34 6, 1993..... ...............85 7. 1994..... .............136 8. 1995..... .............293 9, 1996...., ...."".....507 10. 1997..... "..,'/93 11. 1998..... .............805 12. Tota!s... .......,..2893 UnalJocatedLoss Ex nsesUn aid 22 23 AllocatedlossEI1 Case Basis 18 19 Direct and Assumed Ceded nsesUn aid Bulk + IBNR 20 21 Direct and Assumed Ceded Direct and Assumed Ceded .............184 ......, ....."..........1 .................2.................... ........2 ...",7.... ....".33 ...............60 ......................95 ....................".........,'88 ......448 ........".....,...........".1172 ....,..........0.........2192 ...1 ....... .................1 ..........1 ..............2 ............4 ........ .................. ................9 ....... ................... ..... ...........22 .................... .................... ......48 .............106 .,............ ................,... .............147 ...........165 ..............0 ............0 ....... ....... 0.......506 11 12 Salvago and Subrogation Received Tolal NelPald (CoIs.5.6+ 7-6+9.10 24 Salvage and Subrogation Antic; led 25 Total Net Losses and Expenses Un id 26 ...................21 ....................... .................408 ................ ................... .................... .................... ...........""....18 ....,....................................... .....................9 ....1 ........................... ..................,21 .................." ............1 ........ ........... ....".............46 ....................5 ..,.... .................132 ....9 .................227 ................................16 ......................... ........".......452 ..................... ...32 ...................".. .................633 ..................................64 .......1,452 ............................123................... ............ ..............2265 ......... .....0 ............272 ...0... ......0 ........5863 TolalLossesand lass Ex nseslncurred 28 35 loss and loss Expense Percentage rncurTeeiPremlums Earned 31 Nontabular Discounl Inler. Company Poolirg Participation Percent e ........XXX. 1. Priof.. 2. 1989. 3. 1990. 4. 1991. 5. 1992. 8. 1993. 7.1994. 6. 1995. 9. 1996. 10. 1997. 11 1998 12 Totals 27 Direct and Assllll'lt!d ........XXX."....... .........5,443 .............4,274 .......2.793 ...........2.106 ...............2,620 ...............3,316 ...............3,280 ............3,667 .........3,622 3516 XXX o 29 30 Direct and Ceded Net Assumed ...XXX ........ ........00 .... . .......XXX..... ...............5,011 ...............432 .............. 658 ..............3,240.............1,034 .............45.5 .............1,337............1,456............27.2 ......0 ...............2.106 "... ...... 67.2 ...................0 .2,620 .77.9 .................0...............3,3'6 695 ..................0 ......3280 ......610 .0 ,...... ".,.,3.667 .810 ...... ... 0 3.622 . 72 5 o 3.5Hi 688 xxx l(X~ 32 33 34 Ceded loss loss Ex nse Net ........xxx. ....... .......XXX... .............60.6...............0.0 .............34.5 .........00 ....... ......13.0 ... ........0.0 ..........00.............67.3 .......00 .........780 ,,00 ."..89.5 00 610 00 . a10 00 725 00 688 .............. .500 .......... ....5.00 ...............5.00 ....... ... ....5.00 .. .... 500 .. ........ 500 500 XXX XXX XXX o XXX 73 .................1.. .................3 .................5 ...............13 ...............22 ...............50 ........252, ...347) I l Not Balance Sheel Reserves after Discounl 36 37 Loss &pense, Un id { losses Un ill ...........386 .............17 ......................8 ....................18 ,...."..1 ................118 .... .........196 ..............388 .... ..... ..695 ..1,2., 1977 5085 ....,...............22 ......................1 ......................1 ...............3 ! ................5 ....................14 .....31 ....................64 ..............13.\ .211 , .28 I 178 SCHEDULE p. PART 10. WORKERS' COMPENSATION $000 omitted Loss and loss E~ cnse Pi! monls Allocaledloss UnallocaledLoss Ex nso POI men!s Ex nso Pi! mcnl, 7 8 9 10 Oirccl Direct amI tl1ld Assumed Ceded Assumed Unal!ocatedLoss 24 25 Al10caled Loss Ex nses Un aid E, nsesUn aid TolaJ CasoBasis Bulk + IBNR 22 23 Nel 18 19 20 21 Salvage Losses Direct Direct Direcl and and and and and Subrogation Expenses Assumed Ceded Assumed Ceded Assumed Ce<led Antici aled Un aid Erie Insurance Company 1 " In WhJch romlums We.. amedand Direcl 60S Were arid Nf'! Incurred Assumed Ceded COls ;>. 3 Prior..... .........XXX... ... ....... .XXX.., . .."".xxx... 1989."".. "...".6,792."....."".6.792.""..""......,,0 1990.."". ..""""".,8,489 .., """,,8.489 "..""..0 1991.."... ."".."...12,861..,,12,861 ""..0 1992.".". ..,,4,855 .....".13 "".4.642 1993"..." ",,6,512 "."""".....",,6 ""..""".6,506 1994.".... ..",,7,970 ....."...."." ..". ". ....".7,970 1995.. ".8,964 """"".. 8,964 1996......, .........,.8.786 ...... ......8.766 1997""", """.""".7.733 "."""". """". ".."..""..7,733 1. 1998....... .. 6631 ............. .".. . .... ........6631 r,-;:;: 2, Totals..... ..,.. ..xxx . . ........xxx ..... .... ...xxx... 2 Premiums Earned 3 4 lossPa monts 5 6 Direct aod Assumed Ceded .... ....72 ".,,3,301 ....,....4,244 .,,4,116 ........2,898 3,064 ".2,876 .........2,800 .,.......2,;)99 ..2,009 ......1007 ...28786 .......29 .. ........ 2 . ..".... 2,777 ... ". ..239 .........3,345.............337 ...... ..2,400 ",.........288 .................. ............346 ..-,........"" ...,.......,..438 .. .............. ........ .429 ..389 .... ".....,,304 ........................175 .. . ..76 .....,.8551...._.....3023 " , J2. .b. 14, 1'5, '. 8. 7. 8, 9. 10. 11. 12. LossesUn aid Case Basis Bulk + leNR 14 15 16 17 Direct Direc! aod and Assumed Ceded Assumed Prior...., .............785 .330 ...........231 1989..... .............147 ............135 1990..... ....."........92 .................. ......... ..182 1991..... .......""..212 ........67 ....220 1992..... ........."..236 ....370 1993..... .............366 "..27 .............481 1994..... ....."......478 .., ................ .............641 1995..... .............567 ............... ........ ....733 1996..... .............797 ..... .............791 1997..... .............882 ...1,300 1998. ....... .1.114 . .....".2027 Total!:... ,,,....5666 ...". ..424 ....7011 Ceded ...........(5) .......................28 ............"...... ..........."..........................".........14 ........ .................... ................................20 ................. ...................................................27 .............., .................... ................... .... .........43 .......... ....................... ..................53 ...............................58 . .............. .................... ...............95 ..........101 ...................................... ..........146 ...." .........267 ...0 ......... 5 .... .........0 ... ...852 .............8 ...191............43 ,....".,252 ,."...."..,,71 ............93..........155 .......................396 ...""......444 .... ....... .500 ..........................597 .........................520 ...... .............585 .485 ....536.......3804 ..........,.....".......""...40 .................. ...............15 ..............16 ................ ..............23 ..............................33 ... ...............41 ..............................48 .......65 ..................................92 ................... .............130 ...........198 ..0 .... ..,,691 Codell .............. ...........2 ..........".....2 ........ ....... . ................3 .................. .............13 ,............... ...............14 ................... ..............29 ...............38 ..............45 .........-...- .....,,""-~ ................14 ......5 ....... ..... ...0 .. ........196 SaIV<v.)6 and SubroqaUon Received 11 12 Total NolPald (COIs.S.6 + 1.8+9.10 ...................53 ...............815 ..........1.055 ......"......2,066 ..............3,840 ..............3,948 ..3,805 ......3.786 .....3,223 ..............2,769 . ......... .1568 ..,",.., ..26526 35 TotallosseS3nd loss and Loss eKpense Percentage Nonlal:tular LossEr nseslncurred Incurr&dlPremiumsEarTlC!d Discount Inter- 27 28 2'1 30 31 32 33 34 Company Direct Direct Pooling and and Loss Participation As.oored Ceded Net Assumed Ceded Nel loss E, nso Percenl e Prior.. ........XXX... ........XXx.... "" ..XXX.. .XXX .. ......XXx., . ......xXX ... .100 .n ....XXX... 1989. .............3,894 ... . ....... 2,968 ...........926 .....57.3 ... .. ,..43.7 .. ... .00 ..36 1990. .....4,962 ..............3,597 .... ...... ..1,365 ...58.5 424 00 ...............35 19111. ...............5,041 ......2,560 ... ...........2,481 392 ..... ....199 .0.0 ... ..58 19112. .....4.322 ....... ............0 .. ......1.322 890 ...00 89.3 ..79 ... ...... ..500 1993. ........ 4,887 ..............27 ........... .4,860 750 .. . ..4500 ............ 747 106 ........... .5.00 i I 1994. ............4,930 " ..0 .......4,930 .619 00 ...61.9 126 . ... .... ...5.00 1995. .............5,246 .0 . .....5,246 .585 .00 585 155 500 1996. 4.964 .0 .4,984 567 00 567 '8< 500 I 1997. ......5.227 0 5.227 676 00 {i76 743 500 i i 1998 ~ 174 0 S174 780 00 780 7~8 '00 .1 lolal, .., XXX '" XXX k;XX xxx 1470 0 ,.. 1 74 .................749 .................311 ................310 ......... ............... .............415 .................... .................682 ..... ............"".914 ..............1,'25 ............,,',480 .....".......1.761 .........2.458 ...........3606 ...... ..........0 .................0 .. ........13791 Net Balance Sheet Reserves after Discount 36 los... Un id .............588 ........246 ...............239 ......... ... ...307 . ........ .....527 ... ...............714 ..... ..........893 .........1,145 1,3114 1,939 2843 10e33 13 Number 01 Claims Reported. DIr&Ctond Assumed "....XXX........ ...........1,798 "....."..2,014 ...........2.458 ...........3,757 ......."..4.310 ...""....4,972 ..........5,080 "".......5,381 ..".......4.016 ...........1098 .,....XXx... Numberof Claims Outs~ndlng. DIrect and Assumed .................9 .................3 ......"......",3 ..........."....5 .................7 ...............10 ...............18 .."...........23 ...............39 .."......."..85 .............435 ............635 37 loss I;xpensos Un id .............63 ...29 ....................36 ....50 .76 ....94 ..................106 ..160 .............183 ...276 .465 1538 26 SCHEDULE p. PART 1E. COMMERCIAL MULTIPLE PERIL $000 omitted loss and loss Ex nse Pa menls Allocated loss UnarJocate<lloss Ex nS8 Pa ments Ex nsa Pa nls 7 8 9 10 Dlrecl 01rel.:1 and and Assumed Ceded AsSUmed ...._"'....,,,..,.. Erie Insurance Company 1 Premiums Earned Yea~lnWhlch 2 3 4 Premiums loss Pa ments ~re 5 6 Earned and Dlrecl Direct tosses Were end Nel and IllCtJrred Assumed Cooed corso 2.3 Assumed 1. Prior....... .........XXX........ ........XXX ....XXX... ...............(3), 2, 1989....... ..............2,'61 ..............2,'61 .....................0 ...........1,016 3. 1990....... ..............2,224 .........2,224 .....................0 .".....1,205 4. 1991....... ..............2.660 ..........2,660 ..................0 ........1,472 5,1992....." ..............3,581 ......81..............3,480 .......1,847 8, 1993......, ..............4.085 ..68 ..............4.017 ...........2,104 7,1994..".., ..............4,607 .49 ...........4,618 ....3,485 8. 1995.".... .............5,348 .........58 .........5,290 ...........2,570 9, 1998....... ..............5,970 ...64 ..........5,906 .....3,917 10, 1997....... ..............6,539.....79 ..............8,460 ....3,'64 11. 1998....... ...........7271 ............ ..121 ...... ...7150 ........2445 12. TOlars..... .........XXX, ...... ....... .XXX ...... .........XXX ...... . .,.... 23 242 losses Un id 13 Number ~'f,' of tG Salvage Total Clalms .'..~_ and Net Paid Report . Subrogation (CoIs,5-6+ Directs Ceded Received 7.8+9.10 Ass ......... ............."...6 ....................,0 ......XXX.... ..................... ................19 .................306 .......".....381., ..................... .........."....12 ..........."...,500 """"...".341 ."..."."."....... "".""."..141 .."...""......653 """""..,,53, ".."....."..."... ...."...""".84 .""..."..,,2,047 ..."""..",48', I ....".."..".."." ...."...""".57 ........"..,,2.389 ..""...".,,55i ........".....".... ........"......83 .."..........3,919 ""..."."..4S/ ......."."..."".. ............"..70 ..."".....,,3,868 ..."..."......4: :::::::::: ::::::::::: ::::::::::::::::;~ :::::::::::::~I ....".........29 ..............2605 ........".".87" ............0 ". ........639 ............229U ...".XXX"..' I .. 11 Cod8d ..........809 ..".850 ...993 ......48 .."..".11 ........10 ......."...14 ...............15 ........"..13 ........ .... ..10 ..........2173 ......"..3 ...".."...,,137 ...".."..".272 .............187 .....".......203 "..246 .....,,369 ...."......,,239 ""...270 ."..""...,,177 .............84 .".......2187 .........""......................... ....."."...".41.."..."..."....3 "..".."..,,132 .."......."...,,5 ..."......"..22."..."...".....9 ..".."..".."..." ....."........45 ......".."".." "........"..,,50 .."......"..".".. ....".."....,,75 ..".........".73 ......"..."..". .....91 .".."..."..".."....."........,,88 ............"..... ...............86 .............195 . "..."....525 CasaBas;s 14 15 Olrect and Assumed Ceded 1. Prior"... ...""...."..11 ......."".."..." 2, 1989..." .."..""...,,29 "'''''''''''''''''' 3, 1990..", ...""""......2 ".."...".."..", 4. 1991..... ".....""....71 ....".."..".13 5, 1992."" ......".....105 .".."..."."..." 6, 1993"", "......"".181 ..."...".."..".. 7, 1994."" .""..."...211 8, 1995"." ""."....:,'92 9. 1996.".. ""..""...258 10, 1997.".. .............474 11. 1998 ."..864 12. TOlals." ..........2398 UnaUocaled loss 24 25 nsas Un id Ex nses Un 1d Tolal Bulk + I8NR 22 23 Net 20 21 Selvage losses Direct DIrect and and and and Subrogation Expenses Ceded Assumed Ceded Assumed Ceded Anlic! led Un id ........4 .................... ..................., .................... .....................9 .................5 ... ...............(1) .... ..............".... ."................12 .................8 .................... ......."........1 .................... .................... ...................17 ..............12 ......".......... .................... ........."............"............... ...................41 ...............26 .............. .................1 .................... .................... ...................96 .....................47 ......................1........................................ ......."........148 .............129 ...................................17 ........................................ .."......."....461 .............163 ......"......".... ......."......26 ..............".... ...."...........811 ........263 .................... ...............24 ".................. .................723 ........... .............537 ... .."...........34 '''''''' .................... ........."...1,234 .................. ..............3 ........... ... .... .......523 ................ ...........108........2470 ...... .........0 ...............3 ............0 ... ....1 717.......... ....0 ......... ..211 .............0 ...............0 ..... ....... 5822 Bulk + IBNR 16 17 Direct and Assumed Ceded AUocaled loss Ex Case Basis 18 19 Direct and Assumed ...............(6), .............(21' .................6.......... .............(29)........... .............(36)....."..... .............(81) .............104 ........."......................230................... .................................178 .............189 ................................972 ".............13.........1506 ..."......."........ ....... .................... ....,. ................ 12 26 NtIlIberi Cia"" Oulsland . Olrectand j' Assumed .................1 .................1 ................,' .................2 ......".......22 ...."...........9 ..............,'4 ...............26 ...............38. .............193 ~71 I. TolaI losses and loss and loss Expense Percentage Loss Ex nseslllcurred IncurredlPremiums Eamed 27 28 29 30 31 32 DIrect Direcl and and Assumed Codad Net ASSUmed Codad N~ ,. Prior.. ........XXX....... ........XXX.......... ........XXX ........:ooc... ........XXX.. ...... ........XXX, 2, 1989. ,....."......','68 .........850 ...........316 ................54.0 ...............39.3 ........0.0 3, 1990, ...............1,499 ..........982 .............517 ................67.4 ............44.2 ..........,......00 4. 1991. ...............'.722 ...1,026 ..................694 ..............64.7 .......... ....38.6 ................00 5, 1992, ...............2.191 .......48 ...............2,'43 ................61,5 ...........593 ...............61.6 6. 1993. ...............2,548 ............11 ........2,537 .............624 .............16.2 ........,...63.2 7, 1994, ...............4.390 .......10 .............4,380 ..... ........94.1 ..............204 ............94.8 8. 1995. ...............3,493 ..............,....1G ..............3,479 .............65.3 ..............24.1 ...........658 9. 1996. ...............5,001 ..................15 ..........4,986 .........83.8 ........" ...234 ... .64.4 10. 1997. ...........4,683 .................'3 ......,.. ...4.670 ... . ......116 ............16,5 723 11. 1998 ........ .5085 10 5075 699 83 710 12. TOIals .... XXX XXX xxx XXX XXX xxx , I'. N~ Balance SheeI R~afterQ!sc:ounl ~ I' u ~ ......................4'j. ...........".........4 ..............._.....9 ....................12 ...................27 ..................43 ..................146 \ ..189 ............267 .............571 6~ 1 1 Nontabular Dlscounl 33 34 35 Inter- Company PooIirg Participalion Perce e .."....XXX......... 36 Los. loss Ex nse losses u ~ .....................,5 .......8 ..............8 ...................29 ....... ............69 ...............100 ..315 ............422 .........36 ....603 1836 3891 ........'................ ......,.......... .......... ............. ..........., ......................" ..,...... .............5.00 . ...........500 .... ........ .5.00 .. ..........500 . .... . .500 .... .. 500 500 o o XXX 75 ......"'.....,...".. Erie Insurance Company SCHEDULE p. PART 1F. SECTION 1 . MEDICAL MALPRACTICE. OCCURRENCE $000 omitted loss and loss Ex nsePa menls Allocaledloss Unallocatedloss Ex nsa Pa menls Ex nsa Pa menl~ 7 8 9 10 Direcl Direct 800 8M Assumed Ceded Assumed 1 arslnWhIch remlums Ware and Direct Were and Net Incurred Assumed Ceded Cots_ 2 . 3 Poor""". "..""'XXX",,.... .XXX. "".. ...".",XXX.".". 1989""". ""."""'...."...,,. ".0 1990.."", """"..".."""".. ".."."."""'."",, ...0 1991.."... ..""".""...,,".... .."""........"".", ,,,.. ",,0 1992""... "..""""",..""2."""....""""...,, ".2 1993"..". ...."'"..""...."", """""""""""" .." """.......".0 1994""", """.."'""'."".,, """',,"" "."".", """.,,0 1995"..... .."'""....""..,,2 ".., .."",,2 1996....'" ""'.".....,,.""3 ".""""..lJ 0,1997.."." """'",,......,,27 """.".27 1.1998."".. ".,,19 ""."""".19 2. Totals..... .........xxx..... ......xxx... .... ...xxx.... 2 Premiums Earned 3 4 Los-sPa menls 5 6 Direct and Assumed .""""".,,3 Ceded ..,,1 11 12 Ceded Salvage aod Subrogation Received Total NelPald (CoIs.S-6+ 7.8+9-10 13 Number of Claims Reported- Direct and Assumed """XXX."""' "....xxx."'.'" UnaUocatedloss 24 25 26 losses Un aid Allocated loss Ex enses Un Id E, nsesUn aid Total Case Basis Bulk + IBNR Case Basis Bulk -+ IBNR 22 23 Nal Number of 14 15 16 17 18 19 20 21 Salvage Loss.. Claims Direct Direct Direct Direct Direct and and Outstanding. end and and aod and Subrogation Expenses Dlrectaod Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Assumed Ceded Anlici led Unoald Assumed ",,1 """"""".".. """"."",,,,,,,,0 "......"""" .".".""""""" "",,,,,,,,,,,,,,,,,0 ".,,"'''..''.. ...".."""..""..",,,,,,,,,,,.,,,,,,,1 ...."""".., .". """""""""",1 ".......""" ......."."""""'.""".."...."....0 """."."""". ."." """ ",,,,,,..,,,,,,,,,,0 ".""....""".",0 ".".""""".....".."."."".""..3 .""""..."."....0 "...."""."."""" .."."...."..""",.."""""""..,,0 """""""".". "" "..0 ".0 . """ "".,,0 """"...."....0 ".. .." "".0 .."".".......5 ...... ....."....4 .. ..............0 .... ............1 1. Prior..... ....""...""..... ,................... ..........,....."" ............"".... ........"....",.., """...."........ ...".." 2,'989.".."..........."""'""""""."",,, .""".."...""" ........... ...."""..". ""....""".."" 3. 1990"... ....."..........." """."......"", ,..",,,,,,,,,,,,,.. "..."........."" ......"." """."".."."" 4, 1991..... """"....",,,... ".."."""....." "...".....".."" """""....".... ....."..."......" 5, 1992"", ............"""" ",.."""".."", """"."".."... ................"" """...""....... 6, 1993"", .."..""",..,,'" """..""..,,,,.. ".."...."..".... .."".""......... "...".""..""" ""..""""...." 7, 1994........,..."."..."...""..."""............"..""...".."...."""""". "".""......."..,,,.... 8, 1995..... ........".......'" ..." ..""""".. ..."..".""""" .".""...."...... "...."".. 9. 1996"." """""..."."" ...."..".......... ."........."".9 10, 1997..". ."..""..."".... "........ .""".."..,,13 11.1998..". ......19 12. Tolals,.. ,.......0 no .............0 . ............41 u.......... ...0 ...... ....0 ..""""""...." ."""............. "...."..".."",..0 "..,...., ......"..""...... ...""..."..".... ..........."".....,0 ...."... .""...""...".., """".."".."..,0 ...""".""".." ".....""......... .......""..""....0 ....""...."...". .""""""""... "."."...""."...0 ..... .......""."."." ."...."""""... .."..".."...""..0 ....."...."....." .."."""..""... ......"""".....,,0 ."..."".."""" ......""....".." ..."..""..."..".0 ""..."""" "".."".""."" ....".."".......,,9 ........"""".. ..""..13 .........,,'9 .....".."..41 Total Losses and LossEx nseslncurred 28 29 27 Direct and Assumed Prior.. ........XXX.......... 1989. "....................0 1990, ....".."."........1 1991. ......................1 1992. ""."...............0 1993. ....."...."".......0 1994, "...""....".......0 1995. .......3 1996 ...9 1997. ....................13 1998, 19 Totals XXX Ceded ........XXX Net .......XXX. ......0 ...............1 ........, .....0 .......0 ..................0 ........3 ...............9 ,.....13 '9 ....0 .........0 ......0 .........0 ..... .........0 ...............0 ....".0 ..............0 .0 o xxx xxx .......0 .... ..........0 ................0 .................0 .................0 ..............0 35 30 Direct and Assumed Loss and Loss Expense Percentage IncurredlPremiums Earned 31 32 Nontabular Discount 33 34 Nat Balance Sheet Reserves after Discount .....XXX....,.. .................0.0 .....00 ..................0.0 .....00 . .......00 .........0.0 .......150.0 .. 69.2 ..481 1000 XXX Ceded ........XXX... ........ ........0.0 ................00 ..................0.0 ........0.0 ..............0.0 ............00 ..00 .............0.0 .00 00 XXX Inter- Company Pooling Participation Perce e ......XXX. 36 Net .......XXX. .................00 .................0.0 ..................0.0 .........00 ..........0.0 ..........00 .........1500 ...",692 481 1000 XXX loss Loss Ex nse losses Un id .0 ..0 ......0 .0 ....0 ....0 ..0 .......0 ..... .....9 ....13 '9 41 o o .............5.00 .....5.00 ........5.00 ........500 ...5.00 . 500 . 500 XXX 76 .................0 37 loI:J Expenses Un id ...................",0 ......................0 ...............""..D ..............0 ............0 ........."..0 .......0 .........0 ..".0 ..... ......0 .0 o _........"'..~.,"""'" Erie Insurance Company SCHEDULE P . PART 1 F . SECTION 2 . MEDICAL MALPRACTICE. CLAIMS.MADE $000 omitted loss and loss Ex nsaPa menls AlfocllledLoss UnallOCiltodLoss loss Pa menls Ex nso Pa mcnl3 Ex nso Pa menls 5 6 7 6 9 10 Salvage Total Direct Direcl Direcl and NelPaid Net and and and Subrogation (CoJs.S.6+ Ceded Cols. 2.3 Assumed Ceded Assumed Ceded Assumed Ceded Rccelvnd 7.8.9.10 ....XXX.. ......XXX... ....... ........,. ................. ................. ..........0 ...."......,........... ........ .....,,,...0 ........ "......., '" ...........",.... ......."....0 ...... .....................0 . ...... ... ....... ......... ................... .. ............... .................... .................... .............0 ".................... ....................0 ...................................... ...........,.................................................... ..................... ............"".....0 .................... .......0 ......... ........... . .................. ................."..0 .......0 .................... ...........". ...... .... .............. ............. ......".............0 ...................0 ........,.................. ..................... .."................................... ...."...............0 ........... ........0 ..................... .......... ......... ..... .................0 .....................0.................... ........ ............ .................. ." ................. ....... .......... ..""...............0 ...0 ..... ..................... ................ .....................0 .................0 .... ............... ................. .................. . .. .................. ................... ..................... ....... ............0 . ..XXX.... ......XXX. ...... .............0 .. .. ........0 ......... .......0 .......... ......0 ... .............0 ....0 ... ..............0 .......0 .."..XXX.... 1 Years In Which Premiums Were Eamedalld Losses Were I"""",, 1. Prior...... .........XXX... 2. 1989....... ................."..". 3, 1990...... 4,1991......, ........................ 5.1992......, ................"...... 6. 1993....... ..............."....... 7,'994......, .... 6. 1995....... ........... 9, 1996....... ........................ 10, 1997.".." ".......".. 11. 1998... 12, Totals..... Premiums Earned 3 2 4 11 12 Direct and Assumed ,XXX'j ". :::::::::::::\.... ::::::::::::::11 ::::::::::::::::1" ..xxx... losses Un aid Case Basis Bulk ..IBNR 14 15 16 17 Direct Direct and and Assumed Ceded Assumed Ceded Unatlocaled loss 24 25 26 E, nseslln ;d Total 22 23 Net Salvage Lo.... Direct and and and Subrogation Expenses Assumed Cedad Anlic! lad Un aid Allocated loss Ex CasaBasis 18 19 Direr! and Assumed Ceded nsesUn aid Bulk...IBNR 20 21 Direct and Assumed eeried 1. Prior..... ................... 2, 1989..... .. ......"........ 3. 1990...., .................... ......... ................... 4. 1991..", ................ 5, 1992..... ........"'......... .................... 6. 1993...., .................... ............... 7. 1904..... ......"'........... ........".......... 8. 1995...., ......"'........... .......... 9.1996..... .................... 10,1997......................... 11. 1998 12. Totsls,.. ........ ......0 ........ ....0 . ............0 ........0 ."................, ........,........"',0 .. ..."................0 .....................0 .........0 ......... .................... .....................0 .............. ..... .............. ..................., .................... ..............."'...0 .... ..................., .....................0 ."...... .................... .."........."'.... ....................,0 .....................0 ...."...............0 .....................0 ....0 ........... ....0 .... ... .......0 ....... .........0 ........ ......0 ...............0 ...... ........0 .....................0 "Kl .... '1'" ................"'f...',. ."."."...,...... .. ::::::::::::::::] . ''''..........'''..1' .........."""... i, :::::::::::::::J' T otallosses and Loss and loss Expense Percentage toss Ex nseslncurred lncurredlPremiumsEarned 27 28 29 30 3' 32 Direct Dired end and Assumed Ceded Nat Assumed Cedad Net 1. Prior" ........XXX. ......XXX.. ...XXX... .....XXX..... ........XXX.. .......XXX 2, 1989. .....0 ..".... ...........0 ........ .........0 .......... ...00 .......0.0 ........ ........00 3. 1990. ..............0 .................0 ...............0 .............00 .",.. .........OQ ....00 4. 1991. .....0 ............ ........0 ..'-'" ... ...0 .................00 ...............00 .............00 5. 1992. ... .. .0 ... ..0 ...................0 ....00 ..,...............0.0 ....00 6. 1993 ...0 ...................0 ....0 ..00 ............. ..0.0 .................0.0 7, 1994. .......0 ............ .....0 0 ,....... .. 00 .,."... .......00 ..................00 8. 1995 ...... ...0 0 .. .. .. 0 .CO .......00 ...........00 9. 1996 ........".... .....0 0 0 00 ........ .00 00 10. 1997. .................0 0 0 00 .,.... .00 00 11 1998 0 0 0 00 00 00 '2 Totals XXX XXX XXX );XX XXX XXX 35 Nontabular Oiscounl 33 34 Inter. Company POQ/i'9 Participation Perce e ... ...XXX..... Nal8i1ance Sheet Reserves after Oiscounl 36 37 Los. losses Expenses Un'id Un lei ......."...0 ...........0 ........"'...........0 ..............0 .."..............."'0 ..........0 ......................0 ...........0 .....:................0 .......0 ..................."'0 ................0 .........."''''......0 .........0 ................"....0 ........... .........0 ........."......"'..0 , .. .............0 ............"'0 o o Lo" loss Ex nse o o xxx 77 Dircct and Assumed .........xxx.... 1989....... 1990..".., 1991....". 1992""", ..""..2 1993.""" ....... ..."..".".2 1994....." ,,,,,...............3 1995"."" .".",.8 1996..."" ................10 1997""." .".".."".."..8 1. 1998.... ....................5 Totals." ..... ...XXX.... Erie Insurance Company 2 Premiums Earned 3 Ceded Net Co!s 2.3 ... ......XXX... SCHEDULE p. PART 1G. SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) $000 omitted Loss and loss Ex nsePa menls Allocated loss Unallocaled loss Ex nso Pa menls Ex nse Pa onls 7 8 9 10 Direct Direct and and ASSUffir d Ceded Assumed ..".....XXX.. ........xxx. ................0 ......0 .....0 ...................2 ................2 ...3 .......8 ..........10 ....................8 5 .........xxx... losses Un aid Case Basis Bulk + lBNR 14 15 16 17 Oired Direct and and Asnumed Cedec! Assumed Ceded 1989....,..."..........."..".......",..,.... 1990..... ............."..... 1991.....""".......... 1992"." ..."......."".. 1993."".".........................."....... 1994.........."...""......".................. 1995.""......"......."",.................... 9.1996"",.................1 O. 1997..." ."".""...... 1,1998... .......".. .....1 . .... ".. ",,0 27 Oired. and Assumed Prior.. 1989. 1990. '991. 1992. 1993. 1994. 1995 1996. 1997 1998 Tolals T otallosses and lossEx nseslncurred 28 .......xxx" ....... ........xxx ..... COOed .......... ....0 ..1 ............0 .............., ..............0 ....................1 ........2 ..................2 o xx, ,xx ." ~ 1 29 Net ........xxX.. ...0 .....0 .0 o o .0 o o o o o .......1 .0 1 o ., X)X lossPa menls 5 6 Direct and A.ssumed ...........1 .....1 ............2 ,...,...........,.1 .....6 ... ............ .................. .............. ......0 ............".".... ............"..."..0 ............"".....1 ........0 ,.......1 ......0 ..........1 ......................."...............2 ,..................,,,........1 ........................................ ."................. .......0 .....................0 ...0 .. ..... .....0 ..................0 .................6 Ceded .1 o ..0 ....0 nsesUn a;d Bulk+IBNR 20 21 Direct and Assumetl Ceded Unallocated Loss Ex nsesUn aid 22 23 Allocated loss Ex Case Bas!s 18 19 Direct and Assumed Ceded o 0 Direct and Assumed Ceded o o .0 o 30 Direct and Assumed loss and Loss F.J(pense Percentage IncurredlPremiumsEamed 31 34 ....xXK.. ..........0.0 .0.0 ......0.0 50.0 .0.0 .333 }50 200 00 ?:JO X~)( Nonlabular OiSCOllnl 32 33 Ceded Net loss ......XXX.... . xxx 00 .00 00 00 ,..... ....00 00 00 ~O 0 00 00 00 333 00 2\0 00 20D 00 00 CO no Yl:.:)( lO'::' , los, Ex nsc 78 Ceded Salvage and Subn,>g3tion Received Salvage and Subrogation Anlici aled .0 .0 35 Inter.company Pooling Participation Percent e ...XXX. . ..500 .5.00 . 500 ~, 00 500 500 o )()()( 11 12 Tolal Net Paid (Cols.5.6 + 7-8+9.10 24 25 Total Net Losses and Expenses Un id ..."".....0 ..........".........0 ............".......0 .........0 ......"."""..0 .......".........0 ........."""...0 ..................".0 ..I ............0 .............1 .............2 13 Number ot Claims Reported- Dlrectand Assumed ""..XXX" .."..XXX"".". ...".XXX".", ."".XXX"""" ".".XXX."...., ......XXX."..'" ."",XXX....... ".XXX..."." ".".XXX.""". "".XXX"."... """XXX... ... ..XXX..... 26 Number of Claims Outstanding- Directond Assumed ..... ...... ..,,0 Net Balance Sheet Reserves after Discount 36 37 Loss Losses Expenses Un aid Un kS ..."."...0 .... . .....0 .......,,0 .."".....""... .0 ......0 ..."..0 ...........0 . ..".0 ., o ~ 00 , "..0 ....""". ".. "...0 ....""" """"...0 ..."..0 """.."""..",,0 ...0 .. "......"...""..0 . ...............".0 ........... . ,,0 .0 o o AM".'_'",I"~"'~'"",, Erie Insurance Company SCHEDULE P . PART 1 H . SECTION 1 . OTHER LIABILITY. OCCURRENCE $000 omitted loss and loss Ex nsoPa menls Allocaledloss Unallocaledloss Ex nse Pa menls Ex enso Pol ments 7 8 9 10 Direct Direct and al'ld Assumed Ceded Assumed 1 Years In Which Promlums Were Earned and losses Wore Incurred 2 PromiumsEarned 3 Dlrncl and .Assumed Ceded Net Cols.2.3 " Poor"..... ...XXX....... .........XXX ....XXX... 2, 1989....... .......96l1 "...... ...960 ...........0 3, 1990"".., .................934 .................934 ............0 4, 1991......, ...."..........959 ........959 .........0 5. 1992....... ......,.......1.451 .................269 1,182 6, 1993.."... ..............1,591 ................286 ......1.305 7, 1994......, .......""..,1,633 ..84 .1,549 8, 1995....... ..............1,687 ..".."...82 ..............1,605 9, 1996....... ..............1,797.... .......89 .............1.708 10. 1997....... .........."..1,909 ...................97 ......"...1.812 1,. 1998...... ..............1891 ...................73 ..............1818 12. Totals... .........XXX ...... .........XXX. ...... ...... ..XXX... Total Losses and lossEr nseslncurred 28 27 Direct end Assumed 1. Prior.. ........xxx.......... 2. 'la9, ..................234 3. 1990. .................379 4, 1991. .......... .......417 5, 1992, ..................631 6. 1993. ...........610 7, 1994. .....566 8. 1995. ....562 9. 1995. . ................873 10. 1997. ...............817 11. 1998 . .1147 " Totals XXX 29 Ceded Net ...XXX. ....XXX... ...........57 ..................177 .......105.................274 ..........46.................371 .... ....98 .....533 .28 .........582 ".....75 ...........491 ..................0..................562 ....................0 ..................873 ..................0...............817 50 1097 xxx xxx 4 lossPa ments 5 6 Direct and Assumed ..............15 ..............184 .......276 ..............281 ............492 .....422 ............351 .........298 ... ....459 .......149 .......123 ..........3050 Ceded ................., ..................5 ........."...65 ........16 ............68...............68 ................37 ...............61 ......98 . ..............55 ........25................59 ......".....................56 ....38 ............36 ..................... ......18 ................,., ,..............4 ....... ...293 .........416 Allocated loss Ex CasaBasis 18 19 Direct and Assumed Cedad .........1 .................1 .....4 nsesUn aid Bulk + IBNR 20 21 Direct and Assumed Ceded .....6lI .......6 .......4 ..29 .....11 ......30 ...............38 .....54 ....104 ..............."..127 ............21' ............674 30 Direct and Assumed Loss and loss Expense Percenlage Incufl'edlPremiums Earned 31 .xxx... ..............24.4 .. .. ... ...40.6 .........43.5 ..............43.5 .............383 ................34.7 .............33.3 . ,.....48,6 .............428 607 xxx Cedad .......XXX .........5.9 ......11.2 .......4.8 ..........36.4 ...............9.8 ........ ......89.3 . ........ .....0.0 .... ............00 ........ . ...00 685 XXX Net ....XXX..... .......00 .................0.0 ............0.0 .............45.1 ..............446 ................317 .............350 ,...........51.1 ....,.......45,1 603 XXX 79 32 ......(8) ................37 ...........9 ..................2 .............3 ........4 .......9 .......6 .........6 ..........8 ................"... ..........9 .......""""..."..7 "..............6 ...............38 ""...."""..60 UnaUocaledloss Ex nsesUn Id 22 23 Direct and Ceded Assumed "."."......."."...."""."....8 ".""."""..2 .."....""""..."."".......,,2 ""..........".",...".""......3 ....".."".....4 ....6 ..7 ..11 .."...18 ..31 ...".......... ""..........6lI ,..........,.....0 .............142 11 12 losses Un aid Case Basis Bulk +IBNR 14 15 16 17 Direct Direct and and Assumed Ceded Assumed " Poor..." """".."".78 .."......"...".., """",......89 2, 1989"... """..""..."". "....""....".", ..""."."...24 3. 1990..", ........""".(2) .""....."..""" ..".."".....28 .."".............. ........"". 4. 1991..." "...""..."...4 .."."......""". """""",,,35 ""....."...""" "...."".."".." "...."..."....... 5,'992..",.....""......"7.."..".."..."...""...."..,,,53 6. 1993"". """.....",,'8 "..."..".."..3 """",......69 7,1994..."..."""."".37.."..."""..75 "..""".""71..."""......,,... 8. 1995"". ...""""..,,34 .......".."..."" ...""."...118 9, 1996".., ""..""...,,56 ...."".."" ."..........190 10, 1997."" "".,,. ",,181 "..."""." ...". ......304 11. 1998.... "".."",,177 ........"....50 .."..""".576 12. Totals... .............590 ............,128 ..........1557 .... ..........0 .. ....... ......6 .................0 Salvage Total and Net Paid Subrogation (<:oIs.5-6 + Ceded Received 7-8+9-10 ............ .".......".".."" ....".".."""..20 ...."......".""".......,,,...,,,,,,,,,,,,'45 .."....",."""............"."""."""",242 "..""""""..,,1 ....."""".".300 ."..".......""""..",,' "...""........458 ""....."""..462 "....."""""... ....".."".""..."...."....."..413 ......",,1 ."".."".....,344 ......".2 "..".."""",504 "..""... """......""..". "...."".....,,174 ...,................. ..................... ............133 ...".0................"5...""".,,..3195 24 25 Total Net Salvage Losses and and Subrogation Expenses Ceded Antic! aled Un Id ""....."..""... ......"..".....239 ...""........" ".."...."".",,, ..."."...""",,32 .... .......""""..... ..."."....."..,,32 """"""" """..""."".., """"..."."..,71 ...."...""..."""".........." .."..."...".",,75 ..." """........."... .."...""......120 ".."........""..."... "........"."",,78 ..."""".. """..."..""... ""..""..."..218 "".."".."".... "".......""..." ""...".....".369 ."..............643 "..964 ...."...... .".0 .................0 ...."........2641 35 Nontabular Discount Imer- 33 34 Company Pooling Less Participation loss E' nsa Percent . o Net Balance Sheet Reserves atler Discount 36 37, Looa ' I ExJ>e_ I' Un ij "...."".".......721 :::::::::::::::::::::1.' """............,,32.. ......."...........15 ."."...".""...,36 ...".........""..45 """""".".....66 ""."...123 ""...".""",,151 1 2 .........". "..""XXX Losses Un id .......""."",,'67 ."".."".......24 """.".""......26 .39 ".60 ....84 ..33 ....""...152 246 "..".......,,485 703 2019 .."....5.00 """..........500 ."....".....5.00 "......."....500 ... ..."....5.00 . ........ ....500 500 o xxx 13 NOOIbe of cr. Report DilllCtei' AssIJll'l&,',' .."..>00<., ..", .."........,,31... ....."""..,2,1 ".."....,,~~ ::::::::::::::31''' ....",2\ ,........,,'1 ............,'\ ,........",,1\ """"....7 """XXX....... Erie Insurance Company SCHEDULE p. PART 1J. AUTO PHYSICAL DAMAGE $000 omitted PrcmiumsEamcd Loss and Loss Ex nsoPB menls 13 2 3 4 AlIOC<llodloss Unaliocalcd loss 11 12 Number lossPa men!s E. ensoPa menls E, ensoPa menls of 5 6 7 8 9 10 Selvage Total Claims Direct Direct Direct Dircct aoo NelPaid Repor'.od. and Not and ond and Subrogation (Cots. 5.6+ Olrectand Assumed Ceded Cols.2.3 Assumed Ct!ded Assumed Coded Assumod Ceded Received 7.8 +9 .10 Assumed """"XXX.. "."...XXX. ".""XXX". ...",,(171) ".."""..50 ........(10) ". ....,.......", """"......202 .""""".".(131) ...",xxx.".." ."""...,,24,273 "."",,24,273 ".14,722 ,,,..,,.,,,,.96 .""....1,853 ."""",,2.798 ".....",,16,871 .""",38,067 ...... ...26151 ........26151 ........14546 59 ...,.,_".1905 ...."..".1882 ..........16512 ......15935 ."...XXX... ........XXX... . . ..,...xxx.... 29099 .. .......0 205 .... ...0 .......3748 . ... .0 .......4882 ....""..33052 ."".xxx.. losses Un aid Case Basis Bulk + IBNR 14 15 16 17 Direct Direct and and Assumed Ceded Assumed Ceded UnallocatedLoss 24 25 26 E, nsesUn . Total 22 23 Net Numberof Salvage Losses Claims Direct and and Outstanding. and Subrogation Expenses Direct and Assumed Ceda<l Antic! aled Un . Assumed ".,,1 ...."."..........89 ..""...""",,5 ",,56 ""...""",,24 .. ...92 .".."...,,1891 ..........2807 ."..,,93 .....0 "..0 ......... ..,,2036 ".".".2836 Allocated loss Ex CaseSasis 18 19 Direct and Assumed Ceded nsesUn id Bulk+IBNR 20 21 D1re<:1 and A!;sumed Ceded ...............68 .....51 ........74 ,............0 ...."."..193 Prior... 1997.. 1998.. Tolals. ..........4 ..............,14 .....1172 ..........1190 .......16 ........(9) ...........553 .........560 .. .........0 ...........0 ...............0 ..........0 35 T olal Losses and lossEx nseslncurred 28 Nel Balance Sheet Reserves after DIscounl 36 37 Loso Expenses Un id .......69 .......51 166 286 Loss and Loss Expense Percentage InClJfTedfPremiums Eamcd 31 Nontabulal Discount 33 34 Inler.company PooEng Participation Percenl e ""....XXX... . ..500 500 XXX Losses Un id .........2Q .......5 '725 .1750 29 30 Direct ond Assumed 32 Prior.. '997 1998 Tolals 27 Direct and Assumed ........XXX".... ... ..........,16,727 .. . 18403 ........XXX..... .xxx loss loss Ex nse Ce(1ed . xxx. , . 00 00 Ceded ..XXX..... .. ....... ...0 o Not .... ...xxx".. . "..... ..16,727 18403 XXX Ne1 ,.xxx". 689 704 xxx o 0 .......xxx... ..........689 704 .. .. xxx.. xxx 82 to', .-.::' r ..........."'..~.,".... Erie Insurance Company SCHEDULE p. PART 1K. FIDELITY, SURETY ($000 omitted 1 Premiums Earned loss and LossE~ ,ensePa menls Years in Which 2 3 4 Allocated loss UnallocBledloss 11 12 PremIums lossPa menls E' nSI! P.1 rnEmls ,. nsePa menls Were 5 6 7 8 9 10 Salvage Total Eamedand Dill!(;l Direct Direct Direc! aM NelPaid losses Were and N" aod and and Subrogation (CoIs.5-6+ Il'lO.Jrrod AssurT\l}(j Ceded Cols 2.3 Assumed Ceded A!:sumcd Ceded Assumed Ceded Recelvoo 1. Prior....... ......XXX.. ........XXX.... ... ..,xxx..., "......... ...4 .......,,,,..,,.,, ..................1 2. 1997....., .....156 ."......,,,........ .....156 .,.....,..........9 ...............2 .."".............. ..............,..",. ............. ,.,.., ...........2 3 1998.. ........."..154 ._'54 2 .1 ..,............, 4 Totals.... ... "XXX"' XXX.. ... .,xxx". 15 0 ..,,4 .0 .....0 .............0 ...............4 1, Prior..... 2. 1997.... 3. 1998.. 4. Tola!s.., 1, Prior.. 2 1997 18 4 Totals losses Un aid Case Basis Bulk ~. IBNR 14 15 16 17 Direct Direct and and Assumed Ceded Assumed Ceded Unallocated Loss Ex nsesUn aid 22 23 24 AllocaledlossEJI: Case Basis 18 19 Direct and Assumed Ceded nsesUn aid Bulk + IBNR 20 .:11 Direcl and Assumed Ceded ................2 .................2 2 .............6 Direct and Assumed Ceded Salvage aM Subrogation Anticl led ..3 .....2 ...............6 ...11 ,........_.11 ....".,.,.......4 ,.....60 .............0 .... .......75 ....................................1 .............5 ............0............6 o ... ..... .0.........0 . .........0 .... ..... ......0 35 27 Direct and Assumed ........XXX... T otallosses and loss Ex nses InculTed 28 29 Inter..c.omp-any Pooling P,~icipation Pflrcen ~ ........XXX.... .. ..... .......5.00 500 XXX. loss an~ loss Expense Pertentage IncurmdlPremiums Earned 31 Nonlabular Discount 33 34 30 Direct and Assumed 32 Loss loss Ex nse Ceded Net ........XXX.., .... .."....XY-X..... c.dod ...XXX. ..... .... ......00 00 xxx Net ......XXX. ...12.8 494 XXX ... XXX.... .......12.8 494 ,xxx .................20 ..... ..... .......0 .20 ,--__'... 76 0 76 .__ .xxx xxx xxx o o 83 25 Tolal Net Losses and ExpenStls Un aid ....".............16 ....................9 ...................73 ..................98 Net Batance Sheet Reserves after Dlscounl 36 37 Loso Expemes U ~ .......... ....86 ........"'..~.,"'.'.. Erie Insurance Company SCHEDULE p. PART 1L. OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) $000 omitted I 1 arsinWhlch 2 r' remlums Were lamcd.md Direct sesWere and Incurred Assumed Prior..,.... ........XXX..... . 1997...... .., 1998.... Tolals... ......"XXX... Premiums Earned 3 4 Net Cols 2.3 . ..... ..... ..XXX.. Ceded .....XXX. . ......XXx.... . . ." XXX lossesLJn aid Case Basis Bulk + IBNR 14 15 16 17 Direct Direct and and Assumed Ceded Assumed Ceded lossP., ments loss and loss Ex nsa Pa menls Allocaled Loss UnalJocaled loss Ex nse Pa ments Ex nso Pa ments 7 9 10 Direct Direct and and Assumed Ceded ASsurntld Ceded 5 Direct and Assumed 6 Codoc! ..0 o ......0 ....0 .0.........0 o ....0 Unallocaled loss Ex nsesUn id 22 23 Cecled Direct and Assumed Ceded "."............... ................,............... Ceded ,...............0 .. ...........0 ........ ......0 ....0.. .. ..0 35 loss and loss Expense PerLentage Nontabular Net BalarK:e Sheet IncurredlPremiums Earned Discour.t Reservesal!erOiscounl i 30 31 32 33 J4 tnler-Company 36 37 i Diret.1 Pooti~ Loss and loss Participallon Losses Expenses Assumed Ceded Nel loss E- nso Percenl , Un ~ Un aid ..XXX. . ...,.XXX. ._.. XXX..". ...XXX ........0 ........... .......0 .. ........ .0.0 ........00 00 ... ...... .0 ...................0 00 00 00 0 0 .'l:XX XXX XXX 0 0 xxx 0 0 Prior.. 1997 1998 Totals 27 Dired and Assumed ......XXX... Total losses and loss Ex nses Incurred 28 29 Ceded Nel ....... XXX ". ... ........XXX". ......................0 . ................0 ...... .............0 .0 0 0 ...,...xxx xxx xxx ..0 o .0 6 84 Salvage and Subrogation ReceIved Salvage end Subrogation Anliei aled ...0 11 ......0 Tolal NelPakl (CoIs.5-6+ 7.8+9.10 ....."...0 "...0 . ...............0 ....... ..........0 24 25 Tolal Net lo$Scs and Expenses Un aid .....................0 ................0 ... ........... ....0 o .......0 12 13 Number of Claims Reported. Direct and Assumed ......XXX......, ...".XXX. ....xxx.... . ...xxx... 26 Number of Claims Outstandi"9" Direct and Assumed ...... .........0 ""'""......"'.....,...... Erie Insurance Company 1 Years In Which Premiums Ware Eamedand Losses Were Incurred 1. Prior""". 2,1989.""" 3.1990.""" 4, 1991....", 5. 1992""". 6. 1993"".., 7. 1994 8, 1995"..... 9, 1996"". 10. 1997""." 11.1998."" 12. Totals.., SCHEDULE p. PART 1M . INTERNATIONAL $000 omitted Premiums Eamed Loss and loss Ex nsaPa enls 2 3 4 A1localedLoss Unallocaledloss 11 12 LossPa mcnls Ex nsoPa menls Ex nsaPa menls 5 6 7 8 9 10 Salvago Total Direct Direct Direct Direct and NetPald and Net and and and Subrogation (CUls.5.6+ Assumed Ceded Cols2-3 Assumed Ceded Assumf>{! Ceded Assumed Ceded Received 7.8+9.10 ".".",xxx. ...". "."""XXX ...". "".....XXX. ."". ""...... ...1 ......"xxx.." ........xxx ..... ....u..,xxx... ,,,,,,,.,,.....,,".....,,...,,"...,,, ".""..."..."",,1 .."..."""..""..0 ,,,,,,,.....,,...,,..0 ........"""..."..0 """"..."...."".. """""""."",,0 ."....."".""",,0 """..."".",,3 """",....2 """"""."""..0 """""""".0 "..". .""....0 ... .... .....6 ........""."...0 ..............,,0 ... .........,,0 .... ........ ..0 "......"" "..0 "."".".......0 .."...............,,6 .."".""""""".".."....."""".0 ..."...0 ".",,0 ...."""""....""" .".".......""". ",,0 ..""..""""".. ..."".0 """"..6 ".".""........""" .".". ".".""".6 "".8 "..."""""...........8 ".".".."".""""."".."""."""".".."".....0 ""..."."""..".0 ......"..0 .."..".3 ..".."...,,2 losses Un aid Case Basis Bulk'" IBNR 14 15 16 17 DIrect Direct and and Assumed Ceded Assumed Ceded Unallocatedloss Ex nsesUn Id 22 23 25 Telal Nat losses and Expenses IJn id ""."...""..."..1 "..."""."""...0 ..""",.."""",0 .."""".".""".0 ..""""...""..,,0 ."...."."...."".0 """",,,,,,,,,,,,,1 ".""..",,,,,..,,.1 ""."..0 ..""..,..""""..0 ...0 .......".".........3 24 Allocated loss Ex enses Un aid Case Basis Bulk ...18NR 18 19 20 21 Direct Direct and and Assumed Ceded Assumed Ceded Direct and Assumed Ceded Salvage and Subrogation Anlicl ated 1. Prior..... .................1 2. 1989..... """"."."""" 3, 1990"". .".."".".".". 4. 1991..... ..."....."."..." 5. 1992"". ".....""".."". 6. 1993." ".....""...""" ""...".""..." 7, 1994"", ..." ..""...,,1 8, 1995..". "....""".",,1 9. 1996".., ."...""""...... """'" 10, 1997"" 11. 1998.. 12. Totals... ............"".3 ,..". n....O ."....,.. ....0 .... ......0 ....... ..0 .......0 .. ....0 .........0 .........0 .. ...... ......0 .......... .....0 27 Direct and Assumed Tolal losses and Loss EJ: nses Incurred 28 29 35 lossafld lossE"pense Percentage IncurredlPremiumsEarned 31 NONatrular Discount 30 Direct and Assumed 32 33 34 Inter-company Pooling Loss Participation E" nse Percent e .......XXX... Losses Un aid ...............1 ................0 ....0 ..0 . .......0 ..... ...0 .................1 ........1 .................. ...0 . .........0 o 3 Ceded Net .......XXX.. ....... ......XXX........ Ceded ......XXX... .... ...........00 ... .00 ...............00 ............00 ........00 ..00 00 . ....00 00 00 Net ....... XXX... .... .........00 .................0.0 ............00 ..................00 .......00 667 375 . .0.0 00 00 Loss 1. Prior.. .....xxx.. 2. 1989. ............."..... 0 3, 1990, .............0 (, 1991, .............0 5. 1992. ...... ....0 6. 1993. ...............0 7. 1994. 4 8. 1995. .3 9. 1996. 0 10 1997. .. 0 11. 1096 0 12 tolals XXX ......,xxx,.. ..............0.0 ...............00 ........00 ...............0.0 ........... ..00 . .........667 ............l7.5 ......00 00 00 ....................0 .....................0 . . ............ ....0 ...0 ...............0 .................0 ...0 ...........0 o o ...... .............0 ......................0 .................0 ...................0 .... ..........0 ..................4 ..................3 .......0 o o ................5.00 ...... ........500 ................5.00 . ". . .5.00 .... .........5.00 . ..............5.00 500 XXX xxx xxx XXX xxx xxx o 85 13 Num of Cta f# Report n' Diroeta l!L! Assu "....xxx.. ......xxx.. ""..XXX, .."..>00<.. ""..>00<., . ......XXX" I, .."..>00<.. """XXX.. ,.>00<..1 I ."",xxx.] . XXX . '." ......XXX... 26 NOOlber (" Claims :~' Oulstandi - Directs ,.:. Assu SCHEDULE p. PART 1N. REINSURANCE A NON PROPORTIONAL ASSUMED PROPERTY $000 omitted) Loss and loss Ex nsaPa menlB Allocated Loss Unallocaled Loss Ex nso Pa ments Ex nsa Pa menl5 7 8 9 10 Direct Direct and and Assumed Ceded Assumed Erie Insurance Company 2 Premiums Eamed 3 4 1 81'1 In Which Premiums Were amarland Direct esWere and Incurred Assumed Ceded Prior"", """"XXX." ".. . "". XXX... 1989...,,,. ""....""........",, 1990"", " ."""...""""...". 1991.."..... """".""..."...". 1992".".." """"...".".901 1993."""" "."...""..1,914 ",,102 1994......", "............2,015 "...".902 1995"..".""..."""..3,142 ...1,458 1996""."""."""...,,3,381 "".1,108 1997.""""""..""",,3.515 """""",,2,022 1998..""". """"".".4726 .... 2217 . Totals .......XXX..... ... ....XXX". LossPa menls 5 6 Direcl and Assumed Net Cols.2.3 XXX... Ceded "."""....""".".0 ""."""""."...""""""".."..0 ""."..""'''''''''''..""".....0 """".901 ""."."",1,812 .".,,1,213 .".""".".1,686 """""".2,273 .".",,1.493 ..... ..... 2 ~09 ..... ,XXX... .......,.....11 ....188 "".1,535 """",,728 ......."..1,144 .".."",,1.141 "..".2,305 ......,,',378 2184 .. .,10614 ,...,................ ,..,.............1........"........... ............. .."""..."""""."...2 """"...""."" """""" ""..."".."""".""...."",,'2 "....""."...."" ...".."""".26 """"""".32 ."..".....,,'32 """."""...45 ....... "."..,311 ..""""...47 ,............,642 ".."..8~ "."""".638 "."""".52 521.............35 .....2270..........307 .5 ..".".13 ,,25 "".......,...26 ..........21 "...90 losses Un aid AllocaledlossEx Case8asis 18 19 Direct and Assumed nsesUn id Bulk + IBNR 20 21 Direct and Assumed Case Basis 14 15 Direct and Assumed Prior",.. ...."..."......3 19119,...,,,,,,,..,,,,......,, 1990"", "...""........2 1991..",,,.,,.............,, 1992"", ...............19 1993"",.."...""..,,3' 7, 1994"", .............,,76 '18. 1995,..., ......."."".51 9, 1996..", "...""..,,182 '10, 1997"", ""..".....330 11.18...............1314 i12, Totm ". """"..2008 I I t , , Bulk + IBNR 16 17 Direct aod Ceded Assumed .................................17.................... .....................................4 .................... ........4 .......4 .........3 ...........3 .........1 .........................13 .........2...............47 .......7 .............207 .....7.............169 .............20...........706 ,........39.........1175................0 Ceded Ceded .............1 ................,......1 ............. ......""......1 .....3 ........2 ..........5 .........13 .. ..0 .................0 Total Losses and Loss and Loss E~pense Pert:enlage lassEl nses Incurred IncurredlPremiumsEamed 27 28 29 30 31 32 Direct Direc1 end and Assumed Cedad N~ A!;sumed Ceded Net Prior.. ........XXX..... .....XXX.. ........XXX...... ......XXX... ....,.,.xxx.. ..... ........XXX. 1189. ......................4 ...........0 ......4 ..00 ..............0.0 ..... ...........00 '990, .......'8 ...........0 ........ ........18 .... ....00 ...... ......00 ,.... ......00 1991 .........194 ..........0 ..................194 .... .......0.0 .. ..... ...00 ............. ...0.0 1992. ...............1.!>69 ......0 .. ...........1,56, ..............174.' .............. .00 ............174.1 1993. ......793 ......29 ..................764 ,.,41.4 ..-, ......._211,4 .. ..42.2 1994 .....1.279 ....137 ..............1,'42 .... ...63.5 "..17,1 ......94.1 1995 .....'.287 .....326 .........961 ........410 ..........224 ..57.0 1916 ......2.778 m ... ......... 2,104 .82.2 .....60.8 ..............926 '997. ....1,931 ...611 .....,... ,... 1,260 .....54.9 ... .332 .........844 , 424< 567 3682 898 253 146,8 T .. XXX XXX XXX XXX XXX XXX 86 Ceded Salvage and Subrogation Received ............0................0.................0 Unallocaled Loss El nsesUn aid 22 23 Ceded Direc1 aod Assumed Salvage and Subrogation Antici led Ceded ..0 ...............0 ...............0 .................0 35 Nonlabular Discount 33 34 Inler-Company Pooling Loss Participation loss Ell: nsa Percen e ........XXX. o ......... .....5.00 ...............5.00 .............5.()() . ..... ... .. .......5.00 ... . ..... ...5.00 ... .....50il 500 o XXX 11 12 Total Net Paid (Ccls.5-6+ 7-8+9.10 .....0 .................0 ...............'2 ................190 "".........1,547 ................734 .............1,052 ................884 .............1,719 .....766 .............1677 .............8561 24 25 Total Net Losses and Expenses Un ~ ...................20 .....................4 ......"......".....6 ......".."..."....4 ...................22 ...".........."..30 ".""...........,90 ....""...".."..97 .""""""...,385 ..."..""".",494 ..............2005 ......3157 13 Number 01 Claims Reported. DlreclaM Assumad ......>00<....... ......>00<.,,"" ......XXX"...., .."..XXX....... """XXX""" .."..XXX""". ...".XXX.".... ""..>00<.""" ."",XXX"..", ......>00<...".. ......xxx.... .....XXX... 26 Number of Cta"" Outs~ndt"9. Direct and Assumed ......XXX........ "....XXX.."".. ..""XXX""."' ".",>00<.""", """>00<......,, "....>00<........ ......>00<."."" "....XXX"..", ...".>00<.....". ...".>00<."."" ......XXX.....". ......XXX....... Nat Balance Sheet Reserves after Oiscounl 36 37 Loss Expenses Un id ."....."............0 ....""...".........0 "......"............0 ......".........."..0 ""...........".....0 ..........1 ........., ............., .........3 .......2 ..5 '3 Losses Un ~ ................20 ..........~ ..............6 ................4 .............22 .............29 ..............89 ..............96 ......382 .........492 2000 3144 "".'_"''''",,~"''''l,"'' Erie Insurance Company SCHEDULE p. PART 10 . REINSURANCE B NON PROPORTIONAL ASSUMED LIABILITY $000 omitted 1 Premiums Earned loss and Loss E. nse Pa ments Years In Which 2 3 4 Allocated loss Unallocaled Loss Premiums Loss Po ments e. anso P3 ments E. nse Pa ments Were 5 6 7 B 9 10 Earned and DIrect Direct Direct Direct Losses Wore and Net and and and Incurred Assumed Ceded Cols. 2 . 3 Assumed Cooed Assumed Ceded Assumed ,. Prior......... ........xXX.... .... ",.....XXX ,",_,.. ,.......00....... '"'''' ........... .................... .,........."........ .", 2,1969......... ...................... ..................0................8 .... ....................................... ...................... 3.1990......... ...................... ........................................0 ............12................... ....................."... 4,'991......... ...."".... ..... .................0................12 ................... 5. 1992......... ".................64 ..................84 ................63 .......4 6.1993......... .................186 ....... .................166 .124.......................... "....4 7, 1994......", .................188 "..188 .............129 ..... ...."............3 8.1995"........................181 ......181 ....116...................., .4..................... 9, 1996......... .................195 ..195 ................76 ... ...1 ..................... 10, 1997"....... .................173 ........173 ................45 11. 1998......... .................309 ............. ......... ..... .........369 .. ..........14 12. TOlals ....XXX. ...... .........XXX ....... .........XXX.. .. 599 11 12 13 Numbe of Clam. Ii Re Dlrecte, 'J) Ass 1 ......xxx.. "I ::::::~:,~t ......XXX''''.J' ..,,,.xxx... .~. ......>00<...;.. """xxx.., ;, ......>00<... ' ......xxx... ......xxx..,'. " Salvage and Subrogation Received .... ....,,,....,,............,......., Total Net Paid {CoIs,5.6" 7-8+9.10 ....................0 ................ ................... ..................,,8 ..........""....... ......""........12 .....".... ".......".......12 ............".. ...."............67 ................... ..................... .................... ........"......128 ..... ...............".............".......... ....."".......132 .............."..... .....".......""......................., ....".......",'20 ............."... ... ...."." ........""......77 .."".........".... .........".......45 ...............14 ..............815 Ceded .......... ...0 ...... ...16.............0 .. ..............0 ...............0 ................0 losses Un aid Unallocaled Loss Ex nscsUn aid 22 23 26 24 Case Basis 14 15 Direct and Assumed 1. Prior..... .................1 2 1969"". ...""....."".." .."".......""." 3, 1990"". "."...""."..4 .".".."""."." ."..."""". 4,1991.."..."".""""..... "".""..."""" .". 5. 1992."" ".""..".".20 6,1993"."""....""".27 7. 1994..." ....".""....34 8. 1985"... ."""...."..38 9, 1996"". ..""."".".58 10. 1997"". .""..."".,,69 11. 1996"". ""........".84 12. Tolals,.. .....335 "'''''''"..".""."..".."".1 "..."".."..."""."...",,1 ......,...."................."....1 "'''".."""..."."""".".1 """"""..""""...""."....2 """."""""..".2 ......"....".........".3 ..... .".......0 ........",....11 25 iotal Net Numbor Salvage losses Claims and and Outstancf Subrogation Expenses Direct Ceded Antici ed Un Id Assu ...."""."."".. ..."..........,,167 ......>00<..., """. .."""..""...", "...".."........,,0 "....>00<.... """"..""..",, ""...".".""... """".........." ....."""".."." .".....".."."...,4 ......>00<.". "."" ..".."""""".. .."""......."". ...".""""""" ....."........"....0 ""..>00<...... ....."""".".,,56 "....>00<..", """""..."....59 .."">00<..,, ".".......""...78 .."..>00<..., .."""."""",,86 """XXX"" "". """.""......" ".....""" ",119 ""..>00<..., ...."......"..,'64 ...."XXX"" .."".,,191 "...XXX,,, "........."...0 .......". .....0."..."....0 "" ......"",,0 ........"....0 """..""..0 ".....".""..924 "".XXX"" Allocated Loss Ex enses Un aid Case Basis Bulk + IBNR 18 19 2Q 21 Direct Direct and and Assumed Ceded Assumed Ceded Bulk + IBNR 16 17 Direct nnd Assumed """""".166 Ceded Direct and Assumed Ct,>ded ."""",,35 ....."",,35 "."""..45 """",..46 ".""".63 "".".".96 ............115 "..........603 .."",,4 """.2 ,,1 ...""......"..4 .... ..."...".....,,3 ........11 ........25 Total losses and Loss Ex nseslncurred 28 35 loss and loss Expense Percenlage 'lor.urredlPremiumsEamed 31 Nontabular Disoounl NelBalanc:eSheeI Reserves aller DIscourt 36 37 ~f .::..:.:::.:::::::::::~!. ,...,.,.,..........,.,01 ."."..."".",,,..,0 """."..,,1 ......""...".""", ".."......."""...1. ""..""........".., """."."""",,2 ..""..""""..".2 27 Direct and Assumed 1. Prior.. ,,,.,,,,XXX...... 2,1969. ...".8 3. 1990. .".".......".",,16 4,1991. "."...12 5.1992. """",,123 8.1993. ."...191 7. 1994. ""....,,212 6.1985. .."."...207 9, 1998. ..."".""."".200 10. 1987. ".,,212 11199B 216 1~ Totals ..." XXX" 29 30 Direct and Net Assumed ..XXX ...""" ."..".XXX". .."""."...........6."."...".."..00 "".... ....".16 ..".""".,,0.0 ..""".. ....".12 ..... ". .."...00 . "........" 123 ...... ..".146.4 .........."..167 ".......1027 ".......".210.".....1128 .............206....114.4 """ ... ..".198 ...... 1026 . ".. .... ...209 .... .1215 205 699 x>:>: 32 33 34 tnler-company Pooling Participation Perce e ". "......XXX,...... los$es Un id """"....167 ..."""".."""...0 ".".4 """"......,,0 .."...55 ....58 ........"""".77 ."" ....""......85 ........117 ....162 186 913 lo," E, nse Ceded "...XXX. """".0 ""..."...0 ".""..0 "..""... ""...0 ""..""."....4 "....2 ...".".""..,,1 ....".......,..." "........"...,,3 11 Ceded Nel "."...XXX".. .... ..."".XXX ".""""".....0.0 . ""....""".00 .""""".."..0.0 ... .......". ,,00 .".."""""..0.0 "... .......,,00 ...."..".......0.0.,,'46.4 "...""".....,,00 ...... ...'00.5 ..,.." .... ...0.0 .. ,., .. ,..1'1.7 "."".........00 ."....",,113.6 ..".. ........00 1005 .. ".. "..".00 .... .1208 00 663 XXX lost .."."""".500 ........"""..5.00 .. ..,,500 "........ ..,,5.00 "."..""...5.00 ...... "....5.00 500 o XXX xxx . xxx Xxx o 87 SCHEDULE P . PART 1 R. SECTION 1 . PRODUCTS LIABILITY. OCCURRENCE $000 omitted loss and loss Ex nsePa menlS Allocated loss Unallocated loss Ex nsePa. ents Ex nsePa en!s 7 8 9 10 Direct Direct and and Assumed Ceded Assumed .................0...............10.................8 ......3 .......1 ...0..................... .................. .............................................. ...0................6..................1.................4 ...................72.............,58..................... ...............7.................. ................68 ...............32 ..... .............. ..6 .... ....... ............ ......69 ...............23 ...............5 ..............72 ...............20 ...3 ...................70 ...............18 ....3 ..................... ..................... . ....70 ..................3 ..........2 68................2 .. .................9 ......xxx ...... ........ ...172 .............. ...9 ....... ...42 _............~.,,",t.. Erie Insurance Company 1 Years in Which Premiums Were Earned and Direct Losses Were and Incurred Assumed 1. Prior....... .........xxx........ 2 1989....... .................183 3. 1990..".., .......134 4. 1991..".., .. .............101 5. 1992....... ".................72 6. 1993......, ".................68 .... 7. 1994......, ...................69 8. 1995....... ...................72 9, 1990....... ...................70 10, 1997....... .... ..............70 11. 1998 ............68 12. Tolals..... .....XXX... ... .........XXX.. 2 PremIums Earned 3 4 lossPa menls 5 6 Direct and Assumed Ceded ....XXX. ...... ........183 .................134 ..101 Ceded 11 12 Salvage Total and NetPald Subrogation {Cols. 5.6 + Received 7.8+9.10 ................"........................0 ... ..........................................4 ................ ...... .............. ..................... .."""........"..,0 ........................."."......"...............9 . .................. ...................., ..."..............66 ......................."...............39 ......................,..,..,......28 "..""...........23 ,....,..,...........,...................21 ....................."..,...................,,5 ......... .................... ............................................................11 . ................1 .....2 ...0 .......0 .................206 Ceded ..................1 ,....1 UnaUocated Loss 24 25 26 losses Un id Allocated loss Ell. nsesUn Id e, nsesUn aid Total CasaBasis Bulk + IBNR CasaBasls Bulk + IBNR 22 23 Net 14 15 16 17 18 19 20 21 Salvage Losses Direct Direct Direct Direct Direct and aod and and and and and SubrogaUon Expenses As.'lumed Ceded Assumed Ceded Assumed Ceded Assumed Cede< Assumed Ceded Anlici led Un Id 1. Prior..... .................9 ... ................ ............. 2. 1989...., .................... 3, 1990..... '.."....'....."'" .............. ................ .. 4. 199\..... 5, 1992..... .................... 6. 1993..... ..............3 7, 1994..... .................7 8, 1995..... .................1 9. 1990..... .......3 10. 1997..... .....4 11. 1998... . ...............3 12. Totals... ..... .......30 ... ...... ..0 ........................2 .........2 .............3 ..3 ..5 ... .................7 ...11 .........19 ............52 ......0.......0 .................2 ....1 ...1 .................... ...............2 .............2 ....4 ...................5 ....8 ..0 . ....... 25 30 Direct and Assumed loss and loss Expense Percentage Il'ICurredlPremiums Earned 31 32 Total losses and loss Ex nseslncurred 27 28 29 Dkect and Assumed Ceded Nffi ,. Prior.. ......XXX... ...... .......XXX.. . ......xxx... 2, 1989. .......13 .............9 ........4 3. 1990. ....0 .. ...... ..0 .... ..........0 .. 19'11. ........14 ...1 ... ......13 5 1992. .69 ..........0 ...69 6 '993 ...46 ..0 .'6 7 1994. ......,...._..... ..40 . ..0 ."..40 8. 1995 ..............32 0 ...32 9 '996 36 0 36 10 1997. 26 0 16 " 1998 '3 0 43 12 Tot~$ xxx xx-: ~~x . ,....xxx.... .................7.1 .................0.0 .............13.9 ...........95.8 ............67.6 ......580 444 ..514 371 631 ))::x Ceded . ....XXX... ..4.9 ... ........00 ...... ..........1.0 .......00 .....00 ..0.0 00 00 00 00 xxx Net ........XXX... . . . ......00 ................0.0 .......00 ....95.8 61.6 ,580 444 ..514 371 631 xxx 89 ........................,....,.............. .....................9 ................ .".................,0 ............, .....................0 ........................... .................."'4 ...... .................,..,3 ................." .....................7 ..............................................12 .................... .....................9 ..1 .....................................1 .................................1 ..........2 .. . ....0 ... . .. ...5 ... ................".15 ...... ...................21 .......... ................... ..................32 . ..............0 .... ............0 .................112 35 Nontabular tlel Balance Sheet Discount Inter- Reserves after Discount 33 34 Company 36 37 Pooling loss loss Participation lo$ses ExpenIeI Loss Ex nse Pen:tnl e Un Id U ........XXX.. . ......................9 ......""......_,,,0' ....... ...................... .......... .......".0 .............,.......~ ................"..0 ..............,."",,0 ..",,2 ...."..,,,..,,,.....1 .. .............5.00 ..............2 "....""..........,,' ..... ... ...5.00 .....6 ....."..........."", ......500 . .......10 "...""..."""...1 '. ..5.00 ............. "...6 ..........".........J . . .5.00 . ........ .. ....10 ........"........".S .500 .. ...........15 ........."....,,8 50022 .....1 o 0 xxx 82 ....""....,"'.....,...".. Erie Insurance Company SCHEDULE P . PART 2A . HOMEOWNERS/FARMOWNERS 1 Years In Which losses Were Incurred 1, Prior.... 2.1989.... 3.1980.... 4.1991.... 5,1992.... 6.1993".. 7,'994.... 8.1995.... 9,'996.... 10.1997.... 11.1998.... Incurred losses and Allocallld E~ nsas Re olted al Year End 000 omil1ed 4 5 6 7 8 9 2 10 1989 1990 1991 1992 1993 ..""""................._...190..............166 . .....,......""............."....159 ,,,,,,,,,,..,,.110 .......XXX ............392 ..............345 ....XXX....." . ....XXX ............... ............1,071 ..........1,088 .......XXX.... ....XXX" ....XXX.. ............4.191 .,,, .......4,'00 .......XXX"....., '" ..XXX......" .......XXX ...... .......XXX ............5,276 ..."..XXX.... .. .......XXX.. .... .......XXX ...XXX. ...... ......XXX....... .......XXX....... .......XXX........ .......XXX ....XXX.. .... .......XXX ......,XXX "..XXX ...... .......XXX........ .. ....XXX ...... .......XXX .......XXX........ .......XXX....... .......XXX ...... ......XXX..... . . ....XXX . .....XXX.... .. "..., XXX.... .....,.XXX. . xxx". .. . ... XXX 1~ ,~ 1~ 1M7 l~B .... ..... ....171 ............. .163 . ""... ...200 .n" ........183 ......,,,......197 . ..............88 ....... ......79 ........ ......87 ..............86 ... ............90 ..............350 ........346 ...........340 ..............357 ...............357 ...............990 ..............989 ............1,001 ............1,002 ......".......992 ............4,'85 ............4,075 ........"..4,071 .........4,065 ......"....4,058 ...........5,'54 ............5,177 ......5,099 ............5.D79 ...,5.076 ............9,!Hl8 ..........10,039 ..........10,046 ......9,984 ......."...9.956 ....XXX.. ....6,325 ..6,378 ............6,348 .., .......6,348 .......xxx ...... .......XXX ...... ..........11,676 .........11.668 ..........11,902 ..... .......XXX".. .. .......XXX.. ... .......XXX..... . ...........7,254 ............7.155 .... . xxx . , .......xxx .. . . .....xxx ..... .......XXX. ..... ....... ....8665 12. Totals 11 Develo 12 One Year ............14 ...................4 ...................0 ...............(10) ......,........, '..':::':..:(;:: ::,:::..:::::J,.. :::::::':~ :::::::::::J' ..............(99) .......XXX..; .......xxx........ ... ...XXX.. ' ...............95 SCHEDULE p. PART 28. PRIVATE PASSENGER AUTO LIABILITY/MEDICAL 1. Prior..... 2,'989.... 3.1990..., 4,'991.... 5. 1992.... 6.1993.... 7,1994.... 8.1995".. 9,'996.... 10.1997.... 11. 1998.... ...................... ........... ............5,906............7,847............7,141............7,891 ......9.408 .."...."..",....... ............ ................".... ...........4,456 ",,04,092 .."........3,976 ............4,011 ......"....4,'38 .......XXX........ ... ............7.431 ............6,852 ............6,928 ......6,861 ............7,'46 .......XXX ...... .......XXX ................. .........13,578 ..........13,346 .........,13,'22 ..........13,746 ,,,......13.488 .......XXX.. .......XXX ...... .......XXX.... . ..........23,334 ..........21,795 .........22,041 ..........22,215 ..........22,501 .......XXX....... .......XXX.... .XXX ...... .......Xxx.... .. ....... ..24,354 ..........23,'99 ..........23,'90 ..........23.496 ....",XXX........ .......XXX .......XXX.." .......XXX ...... .......XXX... ... ..........27,560 ..........25.690 ..........26,152 .......xxx........ .......XXX........ .......XXX ...... .......xxx... ... .......XXX ...... ......,XXX.... .. ..........27.341 ..........26.230 .......XXX........ .......XXX........ .......XXX... ... .......xxx .......XXX.... .. .......XXX... ... .......XXX........ .., .....28.185 .......XXX"...... .......XXX "..".XXX... ... .......XXX ...... .......XXX. .......XXX ...... .......XXX.... .. .......XXX....... .......XXX....... .......XXX ...... .......XXX ...... ......XXX... ... .... ..XXX ..".. .......xxx ...... . .....XXX ...... .......XXX.... "".."..12,251 """.",14,675 "..........2,424 """,,,..,5,2] "..."",,4,030 ".....".,,4,008 .....""""..(22) ...."."",,(1; "....."...6,977 ..""...".6.960 ".."..".....(17) ...""......(li. """""'3,352..,,....,,13,147 """"..".(205) ......".",,(~ """",,22,404 ."....".22,129 ."...".....(275) .."."..",,(31 """",,23,591 """....23,338 "...."".,,(253) """""...(IJ ."".....25,853...."",,25,738 """""",(115) """...",,(4). """",,25,879 "."."..26,274 ".".".....,,395 ..""""""... ."".",,28,337 ".."..,,27,647 ."..........(490) .""....",,(3 '.. ."..,,27,982 ".."",,26,991 ..""."",,(991) ""...XXX". ...."XXX.".." ".."",,25394 ."""XXX.".... ."....xxx". 12. Tolals .............,,451 ............33. SCHEDULE P . PART 2C . COMMERCIAL AUTOITRUCK LIABILITY/MEDICAL 1. Prior..... ...................... ........ """."..",,724 "...."...",,904 "......"...,,907 ."...863 ""..."."".934 "."""..,1,036 ..."..".,,1.105 2, 1989"" ...................... ...................... """""".,,519 """"."".429 """"""".437 "."...439 ...""""",,446 """"""...428 ..".""..",,427 3, 1990"" ......,XXX.""." ...................... "".1,097 ....."".,,',013 .."",,1,001 """"",,1,026 ....""",,',044 "...1,019 ""........1,021 4. 1991.... ...""XXX"".". "..."XXX .,,1.344 .... ..",,1.425 ..",,1,357 ".......".1,507 "."...".1.448 """....,,'.437 .."."".,,1,428 5, 1992"" .."...xxx.""" "."..XXX."". . ".....xxx"""" ".2,022 """"",,2,100 """.,,2,059 ".".2,041 ".."....2,088 """.2,066 ".""..".2,041 6. 1993.". "..."XXX ".XXX........ """.XXX"".." ""xxx". """..".2,585 .."...2.447 ..."""".2,506 """".".2,512 ..""".,,2,523 "",..",..2,539 7. 1994.". .......XXX ...... """.XXX..""" """.XXX... ". .......XXX,," .. ....."XXX ..""..,,3,102 "."""".2,959 " """,,2,998 ".."......3,144 ..."....".3.210 8. 1995.". ....."XXX. ..XXX"".". ".....XXX ..... ...""XXX ...... """.XXX""".. ""."XXX ...... """".,,3,041 .".........2,988 """..",,3,113 ,,3,157 9, 1996.". ....."XXX ""XXX..., " """.XXX ...... .."".XXX.." """.XXX"."." .......XXX...... .......xxx...... . ....."".3,535 """."".3,610 ".3,529 10. 1997.... "..".xxx, ..... .".".xxx.". " .."..,XXX ...... """XXX ...... ""...XXX"."... .."...xxx.." ....".xxx""".. """.XXX"".. .""....3,639 ,,3.447 11. 1998.." """xxx.. .. .."XXX"" .... ..XXX ...... ....XXX... .,.....XXX........ .."".xxx" .. .......xxx,.. ... .Xxx.... .....XXX"..... ........3301 12. Tolals SCHEDULE p. PART 2D. WORKERS' COMPENSATION ,. Prior..... ...................... .",,1,384 ."..""..1,602 """."".1.145 """".".1,061 ."""..",1,107 """".".1.455 """....,,',477 2, 1989"" ...,,1,091 """."".1,002 .....""""..864 .......,,758 ..... ."""./59 "..".""",,840 """.."",..868 3. 1990".. ""."xxx"".. .......... ............... ..........1,436 """"",,1,298 ".1,234 """"",,1,102 .",,1.124 "...1,318 ..."""".1,278 4. 1991... ".""XXX.""" .."".XXX"...". ...................... """.,,2,555 ...,...,,,,,2,447 .."",,2,356 ....2,041 .""."".2,068 .""."".2,318 ""........2.303 5. 1992"" """.XXX ..n.. ""."XXX."..." ...XXX"..". .. ""..,,3.732 " .......,4,308 ".".,,3,998 """"".3,528 .."....".3.581 ,,3,951 """.3,893 6. 1993.... """.xxx ".....XXX ...... ".""XXX.. .... """.xxx ...... "..""",,4,977 .."..."..4,992 ............4,627 .......,....4.057 """"",,4.462 .".".".,,4,375 7, 1994"" .......XXX ...... ""."XXX...". """.xxx. ..... .."...xxx"""" . "."XXX ...... """""..5,570 ....."".6,'50 "".".4,926 .........".4.421 ".."...4.382 8. 1995"" .".".xxx..... ..".XXX ...... ""."XXX"" """xxx". ..."xxx ..... ."""XXX. " """",,6,152 """..",,5,571 ...........4,619 .""..".,,4,584 9, 1996"" .".".XXX" ... ...""XXX ...... """.XXX.." .......XXX." """XXX.... "..".XXX". .. ...."XXX... """",,5.552 ..... .....4.449 ""........4.382 10. 1997.." .."".XXX ...... ."""XXX .."..XXX..... . .....XXx ...... .."."xxx"" """.XXX." "....XXX".. ""...XXX"" .....".,,\.505 ....4,512 11. 1998.... ....XXX". .. XXX... .XXx.". ..... XXX... XXX... .....XXX .. ... Xxx ,.XXX XXX.... .......4491 12. TOlals SCHEDULE P . PART 2E . COMMERCIAL MULTIPLE PERIL 1. Prior.... .. .....498 .....".......445 .........379 "....".398 .....".."".373 ..".370 ..........350 2 1989.... ...".485 .... . ..310 331 ... ...315 ......325 ..........323 .........316 3 1990.". ....XXX. ...... .720 ... .699 .. ... ..549 .523 539 ... ...533 .."...511 4 1991... ..... XXX . "Xxx 986 .. 883 ... .... 827 695 .672 .....674 .. .... ..685 5 1992.... ..... XXX XXX XXX ...2.370 2:~85 2,783 2.144 2. 1 3~ .2,116 ... .... .2.097 6. 1993. ,xxx. XXX xxx. ..xxx. 2.921 2.575 2.593 .2.446 2,454 ... ....2.486 7 1994 . XXX. .XKX XXX.. XXX XXX 4.251 4.412 4,393 4,)77 .....<.288 8 1995.... ......XXX... ..XXX". .xxx... ..xxx .xxx... . XXX 3.636 3.445 ... .. .3,428 .... ..,,3,38D 9 1996.... .. . XXX . XXX .XXX . XXX XXX.. XXX XXX 5.2S3 5.059 .... .",871 10. 1997.. . "...XXX XXX xxx.... .. XXX XXX. .. xxx.. XXX XX, .4,342 ... .4,648 11 '998 XXX XXX XXX XXX XXX XXX XXX XXX XXX U8l 12. Totals 92 """.."".",,69 ,...".........1 ."""""""..(1)......"...",,(1 ........".".".,,2 """.........(2 """"...."...(9)..........."..( ........."""(25)..."...",,...(4 """""""",16 .."..."..".." """""".",,66 ...""......,,21 .................44 .............,,16\ ""..."...,,(81) "".....""..,,(\. ..,~192)::::~] ..""""".111 ".4ai." ! I ""..."......,,22 ..."...""".37( "".."".."...28 """"..."..10( ."...""...,,(40) ......".......1~ """.""",,(15) """"""",23, :::::: :::::::::::1 , ,,(39) """.."",(544 ,,(35) ..."......,,(96~ ""."",,(67) ."".....(1,170, "."..7 .."...>00<."...1 ..xxx ... . .....XXX......! ......264 ..120 I , .".""..".(20) """."."".(23' , ... .."..(7)...".....,,(9, ............(22)...."""".(28: ... "..""..11 """.....".13 .........(29).........(34; ...... .....32 """"...."...40 ..........(89)."......(105 ............1'8)."....""...(65 ".........(188).""...".(382 . .."... .....206 "..".xxx, ".. XXX looC., 164 ..............,...".. Erie Insurance Company 1 ears!n Ich lseswere . currod '989 Prior..... ..........".......... ..... 1989.... 1990.... 1991.... 1992.... 1993.." 1994.... 1995.... 1996.... 1997..., 1998.... SCHEDULE p. PART 2F . SECTION 1 . MEDICAL MALPRACTICE. OCCURRENCE 2 Incurred losses and AlIocalad Ex nses Re rted at Year End 4 5 6 7 8 11 OOomltlod 9 Devoto 12 nl 13 10 1990 One Year Two Vear 1991 1992 '993 1994 1996 1997 1995 1998 ............... ............. ........ ............ ......... ...................... ..................2 ............ ....... ...................... ...................... ... ..................,0 ...................0 . ............... . .......... ...... ..................... ...................., ...................0 "......,..........0 ........... ...................1 1 "... ............1 ...................1 ............""...0 ...................0 .....".1 .......,...... ...1 ...................1 ..........1 ............, .......,...........0 .............,.....0 . ................."... ...................0 ...................0 .... ................ ...................... ............... ...... .. ...............0 ...................0 ...................... ...................... .......... ..... ...................0 ...................0 ..........................................................3 ............".....3 ...................3 ..................8...............4......".........9 ...................5 ...................1 ....XXX ...... .................12 ...... .........13 ...................1 .......XXX......., XXX XXX ,19 . . xxx".. .. .. .XXX..., . . 12. Totals ........,,9 . ................4 .......XXX........ ................ ................. ........ ............ ............ ......,XXX........ .......XXX........ ,,,,.. ....",XXX"...... .......XXJe...... .......XXX ...... .................... . .......... ........... .......XXX........ ......,XXX ...... .......XXX ...... . .....XXX... . .......XXX........ .......XXX... ....XXX....... .....xxx ...... .......XXX.,... ......,XXX........ ."....XXX ...... .."...XXX. .......XXX... ... ......XXX .......XXX... ................... .......XXX........ .......XXX ..... . ....XXX.... .. .......XXX.... . .....XXX.... .. ......XXX...... . ....XXX.... .......XXX........ ......XXX ...... ......XXX .......XXX. .... .....XXX. ..... .......XXX ...... ......XXX . _...XXX. . xxx XXX.. . . XXX ,. xxx xxx XXX SCHEDULE p. PART 2F . SECTION 2 . MEDICAL MALPRACTICE. CLAIMS.MADE Prior..... ...................... ,,,,,,,,,,,..,,,,,,,.. ............... . 1989.... ...................... ...........",...... ...".....".......... 1990.... .......XXX........ ........ ............ ...................... 1991.... .......XXX........ .......XXX 1992.... ......,XXX........ .......XXX......., ....".XXX.. .. ............... 1993.... .......XXX........ .......XXX ...... .......XXX........ .......XXX. ..... ...................... ..... 1994.... ......,XXX........ .......XXX.... .......XXX......... ....XXX........ .......XXX 1995.... .......XXX........ ......,XXX.. .......XXX........ """.XXX........ .......XXX..... . .......xxx... 1998.... .......XXX."..... .......XXX.... ."XXX ...XXX........ .......XXX ...... .......XXX ..... .......XXX..".... 1997.... .......XXX........ .......XXX........ ..XXX...... .......XXX... ... .......XXX.. .... .......XXX ...XXX t 1998.... .......XXX....... .......xxx.... . ....xxx.... ,......JOCK.... .... .xxx." .......xxx,.... ... xxx.... ...................... .................1 ...................... .........................................".........."..".........................0 ...................0 .... ....... ....... ............. ..........."......... ......... ............. ....... ...................0 ...................0 ...................1 ,.. .................. ...................... ...................... ...................0 ...................0 ..................... . .. ................ .... ...................... ...................... ............".....0 .....""""."",0 ..........3 ......... ....... ......... .......".. "."".""".....0 ".................0 ............1 ......."............. ...................... ...."..".. ".... .......".......".0 .."..""""",..0 ... ...................... .............. ...................... .........""" ..... ...................0 .....""""..",0 ................."... ...................... """""".......0 .."".............0 ...................... .... '" ....."".."."".0 .".""""".",,0 ...XXX..."... . ....."............. .... ....... ..""""".."",0 ""...XXX..."... ...... XXX., .... ..... .xxx.... .. .... n. ..."....... ....,,,00....... ....XXX 12, Totals ...... ..........0 .... . ......."..0 Prior"", "......"............ ....... ...........3 ...........3 ..................4 ..................3 ...................3 . ... . ........3 ...............",,1 ..............".(2) .................(2) 1989.... ...................." ............. ....... ..... . .............. ....1 ...... ...................... .......... .......... ...................0 ...................0 1990.... .......XXX.......... .............. . ........... .......1 ......1 .................1 .1 ...................1 ....1 ...................0 ........."........0 1991.... ......,XXX...... ......XXX . ...................1 ..................... . ... ............. ... ................, .."......".......0 ...................0 ~, 1992.... .......XXX........ .......XXX ......XXX..... ........2. . .. .............. ...3 .... .........2 ...1 ...................1 ...................0 ........."......(1) 8, 1993.... .......XXX.......... ...XXX........ .......XXX.... . .......XXX.... ........ ... ..3 ..................1 ...... ............". ...................0 ...................0 7, 1994.... .......XXX........ .......xxx ... . .......XXX.... .. .......XXX ...... ......xxx.... .. ............. .....1 ...................1 .......... ........1 .......... ...................1 ...................1 ...................0 ~. 1995.... .......XXX......... ....xxx ...... .......XXX....... .. ....xxx.... ..XXx..... .......XXX ...... .................2 ,...2 ...................2. ........2 ...................0 .............."".0 9. 1996.... .......XXX........, ....XXX ...... .......XXX ....XXX .......XXX.... . .......XXX....... . .....XXX.... ... .................. ............ ....2 ....2 ............".....0 ...................2 . 10, 1997.." ......XXX."..... ..XXX.."... ..XXX ...... .......XXX ...... .......XXX.... . .......XXX ...... .......XXX.... .......XXX.... .............2 ......... ",...........,..(2) ......,XXX........ )1. 1998,... . ....,XXX....... ... XXX... .. . xxx " .. ....XXX...... .xxx.... . .. XXX,.... ... .xxx .. .. . ....,xXX",.. .... .XXX.. n' . .................1 ... ...XXX.... ....".XXX i I 11. ;2, ;3. 14. ,5. 6. 7. 8. 9. 10. 11 SCHEDULE P . PART 2G . SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER & MACHINERY) 12. Totals .......3.................1 SCHEDULE P . PART 2H . SECTION 1 . OTHER LIABILITY. OCCURRENCE Prior.., .,.................... 1989.... 1990.... 1991.... 1992.... 1993.... 1994.... 1995.... 1996.... 1997.... , It. .......XXX .......XXX .......xxx... ".....XXX...... ....XXX.... ...xXX.... .. XXX. .......XXX.... . XXX ,..280 ..731 .170 . ... .....293 .........368. .....549 ...613.... ..689 .. 1.722 ...." ....674 . ".....XXX..... ..... ..,1,040 .XXX ". . ... .XXx... ,... .XXX.... ...."XXx.... .. ...XXX ,. .. _ XXX". .. ....XXX . ... XXX xxx xxx ..............577 ...............352 ...........296 .. . ...126 ...........437...............262 "..,.........583 ....... .....310 ............806............456 ..............872 ..............982 ....... ...985.... . .1,168 . ....xxx"". . ...... ,1,005 XXX .xx,X",..,.. XXX ..XXX .. XXX XXX ............471 ............529 .................58 ."............167 ..........190............173 ...".......".(17)..........".....29 ... .....303 ...............269 ...............(34) ..".............20 . ........409 . ... .......364 ......... ....(45) .................42 ..........\37...........520..............(17).................62 .......6l1O .......570 ...............(30) ......".........97 ..........525...........478. ....(47)......"..,,(605) ......671.........543 ..(1281.............(574) . .....955 ... ..... ...846 ............(109) "...........(298) .. . .1,027 ...... 779 ............(248) .......XXX..... xxx 1041 ...XXX. . .. .XXX.... 1i!. Tolals 617... 1060 ...............362. ........144 . ........249. .......322 .........458 ......4i3 ....1.083 ... .1,117 .......1.144 . .. XXX XXX .......XXX.... . . .......XXX ...... ......XXX. ....XXX. . .... .XXX.... ... .XXX... ... ..XXX.... ."...,X1.X ..... ....".XXX". . . .....XXX...". .... XXX..... ...XXX.... ""."xy.x.. )(XX XXX SCHEDULE p. PART 2H . SECTION 2. OTHER LIABILITY. CLAIMS.MADE Prior.... 5 Ii 4 4 ..11 ..........10 ......(I) ....." ....6 1989.... 10 '0 .5 5 8 6 ... ..(2) .............." 1990.... ....xxx , '3 10 3 2 2 6 .. ... .. 3 .........(3) ........1 1991... ... .y.xx. XXX 18 32 2' '8 13 " 29 12 .... ......16 1992... ....XXX XXX XXX 76 3' 9 12 11 18 16 .. .......(2) ......5 1993 . ..xxx XXX XXX xn: 41 37 27 20 3' 28 ......(3) .... ........8 1994... XXX XXX xxx: xxx x:o: '0 40 61 37 2~ ......(1) .....(36) 1995... ... XXX XXX XXX XXX xx)', X),X 89 58 33 37 ........(1) .... ....(26) 1996. ... >XX xxx '1.'1.'1. XXX XXX X;(lI; >:XX 70 41 36 ... (7) ............(34) 1997. XXX xxx ,..xl( XY,X xx}', .XX): xx>- XXx 46 34 ... .. ...(12) .. ...XXX....... , XXX YH ;.;X)( I()'.); >:':O,X ):'1:)( XXX KY.X XX)'. 71 xxx XXX 12 Totals 16 59 93 ....._."'..~.,"..,.. Erie Insurance Company SCHEDULE P . PART 21 . SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) 2 lncurmd Losse!l and Atloc:llcd E~ .nnos Rl.' olted at Year End 000 cmill11d 4 5 6 7 8 9 11 Davelo 12 3 10 Years'n Which l05sesWero locurred 1. Prior.... 2. 1997.... 3.1998... 1995 1996 1997 1998 .....(111)..............346...............305 ..... .... xxx ....... ..............479 ...............505 ,xxx". . ."..XXX . .... . ...",..,,,..585 4. Totals One Year .............,(41) ..."....""....2il """XXX. ..... XXX......... ......XXX,' ""......".15 1989 .....XXX". ".XXX ......XXX... 1990 1991 \992 1993 .. ......XXX... .... ......XXX.,. ..xxx "'"'' ""..xxx." .XXX. ...". ...."XXX. .."" ,,,,..XXX,,,. '" .. ..,XXX., n. ..XXX ,.. .. ,'p' xxx.. , xxx". xxx. 1994 "".XXX .. .. . .., . XXX.... . XXx. . ..,..xxx.... . ....XXX ...XXX SCHEDULE P . PART 2J . AUTO PHYSICAL DAMAGE ....... ......xxx .."... ..".."",,1,669 .."""..."..923 "."""."",841 .."......".(282) "........{I,dl " "....XXX ....... ".."XXX.""".. """..,,15.972 """..,,14,874 .."""..{1,098) """>00<.,,..' ......XXX .... .... .XXX.. .... ... ..XXX......... ..........16406 ......XXX......... "",,)00(."\" 4. Tolsls .........., 380 I t', , i I. I' 1. Prior..", ""..XXX......... ......XXX......... .....,xxx......... ...".xxx....,.... ......xxx......... ......xxx 2, 1997"" ..""XXX""..... "XXX"...""' ...XXX..""". ......XXX..."... ......XXX..""". ...."xxx 3. 1998.... "....XXX ....... ......XXX". .. .... xxx"" ... ......XXX.""... .....XXX ....... .....XXX... SCHEDULE P . PART 2K . FIDELITY, SURETY .......: ,:26 ',=::",'..,:: .=,::~: :::.:'J! 4,Totals .... 50 . 1. Frior..... .....,XXX......... ......XXX..... .. ......XXX. ..... ......xxx 2, 1997"" ."...XXX"""". ...."XXX"""". "XXX"..." .."..xxx 3. 1998"" "...:00<...."". """xxx.. ... "" XXX... . ".xxx..". """. """xxx """. """xxx ......xxx.... ......xxx .....xxx ..... ....xxx SCHEDULE p. PART 2L . OTHE EDIT ACCIDENT AND HEALTH ...... w...XXX .."w ....:::::::. ::::::.::::::~ :::.::~::::t "". .... xxx... ". ......xxx.... ..... ......xxx........ ......XXX....., 4. Totals ..................0 ..................1' 1. Prior..... ......XXX,........ ......XXX......... , ".XXX........ ".",xxx 2. 1997.... ".XXX".""" ""..XXX.."..". """xxx..." . ..."XXX. 3 1998.... ......XXX"...... .....XXX.... ..,..XXX.... xxx.... SCHEDULE p. PART 2M . INTERNATIONAL 1. Prior"", .".. 2.1989"" 3. 1990.." 4. 1991.. 5. '992"" 6.1993"" 7. 1994"" 8. 1995.... 9. 1996... 10, 1997.... 11 1998 ."""."""..3 """..3 "....."""......3 ........."...".4 ......".".2. ,.".".".2 ".."""".."".3."""."""...,1.""""..."..". ".""." ........."""...0 ""...".."...... ."" """"".."..... ..."."..."w..D ....."w""..... .".""........".0 .."...."".w". .."" w...."...""".o .....,,"w....... .""ww.O "".........w.. "..4 .. ......4 .""..""".....4 ".""""........0 ............"..". .2... ....".....4 ......""3...."...",,.,,(1) ".."..."..".." """"w....,,.o ..XXX. .... . .."",,0 """xxx...... xxx xxx XXX. XXX..... 12101a15 0 ......xxx ...."XXX ""." ......XXX,," .. ......XXX ....... ......XXX....... ,....X.xx..... ...."XXX"". "".XY.)<....." ......XXX". ......XXX.... ' .....XXX.".... ......XXX...".. XXX.... . ......XXX.... ......XXX....... ". ..XXX"..". .... XXX ". ..XXX . "....XXX." . . . XXX . XXX XXX XXX XXX . ."...XY.)(...." .. XXX... ..XXX.. . XXX XXX XXx ...XXX .....2 .4 XXX.. XXX XXX....__, XXX... .YXX, ..xxx .. ...xxx XXX XXX xxx XXX 94 arsln OIl os Were cu"",, Prior..." 1989.", 1'990"" 1991.." 1992".. 1993..., 1994.", 1995.." 1996.". 1997.", 1998... /. I I: ,. p, , I I i Prior..... 1989.... 1990.... 1991.... 1992".. 1993.." 1994..., 1995.", 1996.... 1997.... 1998.... Prior..... 1989.... 1990..., 1991.... 1992.." 1993.... 1994.... 1995.... 1996".. 1997.... 1998.... _.....~.,~"'.. Erie Insurance Company 2 Cumulative P3id losses and Allocated Ex nses al Year End omitled 4 5 6 7 8 9 SCHEDULE P . PART 3A . HOMEOWNERS/FARMOWNERS 3 10 1m 1~ 1001 1~2 1003 1~ 1995 1~ 1007 1m ..""..000........ ......68 ......112 . ........ ...141 ......"'...,,'44 ....151 ...............184 ........."....169 ............37..............64...............81...............73 ..............78 ...............83 ."......."...83 .......xxx ......... ...................... ............143 ...............209 ...............257 305 334 .. ...... ....339 ."............344 ....",XXX........ ......,XXX ................. ......... ....717 ... ......... .861 ..901 ........ 935 ......955 ..............970 ........,,977 .."...XXX ...... .....XXX ...... .......XXX......, .........2,610 ..........3,664 ...........3,851 ... .......3,956 ........"..3.990 ............4,003 ...........4.021 ..."..XXX ...... ......xxx ...... .......XXX ...... .....XXX... .. .........3,679 ......... .4,709 .. ......4,652 ...... ....4,971 ............5.018 ....."..5,044 ....".XXX ...... .....XXX ..xxx ...... .......XXX. .... ,... xxx..... .. .........7,934 .......9,387.........9,045 ...........9.770 , .........9,839 ....",xxx ......xxx ...... .......XXX... ... .......XXX ...... .......XXX ...... ......xxx. ...... .... ..... .4,238 ........"..5,909 ............6,100 ........"..6,207 ".....XXX........ ..xxx ...... ..."..XXX.... .......XXX ...... ......XXX ..xxx ...... ......xxx ..... ...".......9,549 .. ......11,395 ......11.582 .""..XXX".. .. .......XXX ...... ....."XXX ...... . ....xxx.... .. .......XXX... . .......XXX. ...... .......XXX., '" .......XXX .. . .... ....",5,242 ......"....6,578 .......XXX . ,." .. .. XXX..... . .....XXX.. . ....XXx .,... ...., xxx ...,. ..... xxx.. ..,.xxx..... .. .XXX... ,. . XYx. .. ....... ..6 713 11 12 13 Number 01 Number of Cla!ms Claims Closed Closed Withloss Wilhoutloss Pa ment Pa nl ......"""...404 "'".......",'32 ............1,813..."...".....321 ".."......1.175..........."..258 .....""".1,837......".......421 .........",',209 .."",.."...,307 .........."',548......,..,,..,,379 """......1,634 ...."."""..429 ..".".."".".37 ".."..".."..,15 ".".......",'6a ........"..,.".66 ......."."...668.."."....",,222 ...... ..2864 ...........".764 SCHEDULE p. PART 3B. PRIVATE PASSENGER AUTO LIABILITY/MEDICAL "....""..5,088 ....."."..5,365 ...."......2,291 "."""...".741 ".".......3.929 ......"....3,938 ".."....25,413 .....""...8,354 ."...""..6,797 ......."...6,861 .."....,,24,973 .".""",,8,436 .......",12,850 "......,,'2,944 "....",,25,985 ......."...8,859 ..........21.462 ..........21.780 .".......28,842 ..",..."..8,216 ......'" 22.039 ..........22,528 .......",23,389 ..""......6,229 ..... ....23,044 ..........24,253 .".....,,19,785 "...."....4,638 ...".....21,178....."...23,507..........17.528.".........4,295 ........,,'8,301 ."....",22,409 .."."..,16,840 ......"...,4,690 "."."....9.969 .......",17.388 "......,,'2.925 .."......,,3,933 ... XXX-... ........ .9487 ............3971 ...............911 SCHEDULE P . PART 3C . COMMERCIAL AUTOITRUCK LIABILITY/MEDICAL ......"000......,, .....""......."".. ..."...".""....... ...."".......297 "".....""......."....""............" .........."..."..... "....160 ""...>00<."",.. "....".""......." ".......... .............353 ""...XXX"...... .......XXX........ ..................".. ...............449 """,XXX."..", ".....XXX........ .."...XXX ...... ..."..........472 .....">00<....",, ."""XXX.""". .......XXX ...... .......XXX .......XXX.""." .."",XXX..".". .......XXX..."". .......XXX .......XXX......., .......XXX.."'." .......XXX"'..... ." ..XXX .......XXX"...."......XXX"''''.. .......XXX.... .. .......XXX """.XXX"...", .......XXX ""...XXX.. .......XXX ......XXX........ ......XXX.... .......XXX. ... ......XXX ."......""..507 ""..".......640 ".....670 ....."........687 """.........700 .............,,718 ....""".....140 ...."....".",,42 ....".254 .....""......350 ......381 ........."....387 "..".""....410 ".............409 ...............839 ......"".....157 ..........613 .....856 ........967 ...........",,991 ............1,003 ....""....1.D12 "..........",858 .....""......152 ...875 "'......".1,'24 ............1,268 ...".....,,1,346 .....1,389 ............1.408 .."...........878 .."'".......,193 .....953 "..........1,500 .......1,775 .....".....1,874 "..........1,966 "..........1,996 ......."......964 ."............178 .......689 ............1,272 ..".1,856 "..........2,122 ......."".2,309 ..."....",2.412 ........"..1,030 "..".........252 .. .. .......XXX........ ...."."......839 ............1,707 .".........2,228 ............2,686 .....""".2.992 ".............944 ........"...,,136 "'" .......XXX........ .......XXX........ ...............869 .."........1.626 "..........2,308 ......."...2,721 ..."..",.....689 ......."..",,184 ...... .......XXX........ .......XXX.."".. ....XXX .....".....1,14-4 ...".......2.164 .........2,728 ...............778 ."............181 ...... .......XXX . .......XXX.".... .......XXX.. ... .......XXX '" ....1,146 ...2,059 .........""..742 ....".........200 ..... .......XXX....... .......XXX... .... .xxx .... . .....XXX... . ....XXX ...... ... ..... ..1159 ........."...419 .................93 ......"000..,, SCHEDULE p. PART 3D. WORKERS' COMPENSATION .. '''''''''''''''''''''' ....".."..", ..... ..............200 .........378 ........500 ...214 ......360 ...............438 ......... ......'" ....356 ..........",..601 .....751 740 ..........1.158 ............1.420 .............. 859 .......... .1.647 ...... .....2,427 .......XXX.. ",1,061 ............2,126 ....XXX... ... ".....XXX........ .......1,027 ... .......XXX ..XXX.... ..."..XXX........ ......XXX...... .......XXX ..... ......XXX ...XXX ..... .......XXX ...... ......XXX " . XXX ...,.XXX.... . XXX .......XXX."..". ........."........... ,.. ".....XXX........ .......XXX"...... ".....>00<.....". ......XXX."..... .......XXX........ .."...XXX....... ....."XXX", ... .......XXX........ .......XXX."..... ....."XXX.. .... ".....XXX ".....XXX........ .......XXX.. .... ....",XXX... .......XXX........ ."....XXX ...... .......XXX .......XXX........ .."...XXX..."." .......XXX .....XXX... ...... XXX... ...XXX ........609 ...............664 ..............499...............545 .......839...............914 ...1.541 . .........1,176 ............2,810 ...........3,035 ............2,748 .......3,133 ...........2,'34 ............2.714 .......1,065 ""'" ....2,133 .......XXX ..... ...........1,094 ...... .......XXX ...... .......XXX....... XXX XXX ...............213........."......55 ............1,5<< ...............251 ............1.587 .......".....324 ............2,059........."".394 ......."..,3,132 ...............618 ............3,378 ..........."..912 ............3,915 ....."'....1,041 .........".4,'39...............918 ............4,2tl9 "..........1.073 ........3,147 ....".....764 . .... ..585 .. .............98 SCHEDULE P . PART 3E . COMMERCIAL MULTIPLE PERIL Prior..... ........000.. .... .,......"............ ..................... ............94 ........ .....180 ............274 .........318 .. .........333 ..........341 ............ ..341 ............107 "'..."'........83 1989.... ..... ...................... ............... ............. 54 .............147 ... ......183 .262 . ...280 ..298 ........303 ..............325 ...............57 1990.", .......XXX.... ...... .................... ...........170 ....... ...294 .......... 404 .. ..439 ........ 464 .485 .......495 ...... ......2tl3 ....76 1991.... .......XXX ...... .......XXX... .........246 . .341 '.".... .. 523 .. 584 ... 626 .......723 .... .. ..644 ...."...... 413 ..............125 1992.... ...XXX ...... ......XXX.... ......XXX". .907 .... .. 1,452 ..1.610 1.797 1.691 1,955 . .2,002 ...... .366 ....118 1993.... .......XXX... ..... .XXX.... .....XXX KX:C 1,058 1.~91 1.832 2,044 2,147 . .2.339 ....426 ............111 1994... ......XXX.... ..... )(XX.... ...,..xxx XXX XXX 2.398 3.039 30328 3.638 3.644 .363 ...........81 1995.... ...XXX.... .... XXX.... . ... .XXX .xxx XXX XX!< 1.5~5 2.30B 2,585 2.795 17 .... .",.", 1996.... .......XXX.. ..'" .XXX.".. ...xxx XXX y.xx XXX XXX ~.04B 3.8~ 4.112 89 ..... .....42 1997.... .....XXX.. XXX.." xxx .Xy.x XXX XXX xxx XXX 1492 3)48 .238 ..........105 1998 XXX xxX XXX xxx xxx xxx xX< xxx x<x i519 ~n 156 p""..". 1989..., 1990.... 1991.... 1992.." 1993... 1994"" 1995.... 1998.", 1997..., 1998.... "......000........ ..".............".. '..'"'' ............2,049 .. ..",...3,113 ............3,084 ............4,347 ........"..4.832 ........."......."" .. """"........... ..."", ............. ............1,828 '" .......2.950 .....".....3.444 .........3,728 .........".3,876 .......XXX.....,,' ,,,,,,,,,,,,,,,,,,,,,, .. ...... ............3,258 ............5,039 ............6,095 ......6,515 .."........6.685 ""...>00<...",,, ".....XXX",..", ...... ...........5,967 ."...",...9,424 ..........1,,235 ...12,231 ..........12,633 ....",XXX........ .......XXX ...... .......XXX... ... ........"..7,079 ..",13,594 ..........17,581 ..........19,817 ..........20,885 .......XXX..."... .."...XXX........ ".....XXX ......XXx "'" ............7,677 ...".....14,678 ......""8.142 ..........20.958 ".....XXX........ .......XXX........ .......XXX ...... .......XXX ..XXX ...... .... ......8,839 ..........16,611 ..........20,640 .......XXX........ .......XXX.. .... .......XXX..".... .......XXX ...XXX ......XXX. ...... ............9,578 "........17,047 .......XXX"'.".. .."".XXX... ... .......XXX........ .......XXX ...... .......XXX ...XXX ..... .......XXX..".... ..........10.257 ...."'XXX"...... .......XXX '''''' ....."XXX..., .. .......XXX ..XXX. ....".XXX ......XXX........ .......XXX........ .......xxx........ .......XXX ...... .......xxx ...... .......Xxx ..... ...... xxx ...... .... ..xxx....... .......xxx........ ..... .xxx.." 97 ........723 . ..........554 ...............947 ........"..1,866 3,153 ...3,360 ...........3,079 ..2.795 . ........2,105 ... .. ...1,120 xxx. . .............758 ......572 ...............964 ............I,SI1 ...........3.24-4 ............3,502 ............3,305 ............3.189 .2,703 ..2,184 1083 AM"..........'..~.I"""~ Erie Insurance Company SCHEDULE p. PART 3F . SECTION 1 . MEDICAL MALPRACTICE. OCCURRENCE 2 3 Cumulativo Paid Losses and Allocated E~ nses al Year End $OOOomilled 4 5 6 7 8 9 10 11 12 Number of Claims Closed Wi\hlou Pa men Years In Whk:h Losses Were 'ncurred 1. Prior..... 2,1989.... 3. 1990.... 4.1991... 5,'992.... 8. 1993.... 7,1994..., 8.1995.... 9. "96.... 10,'997.... 11.1998... 1989 .....,OIIl)... 1990 1991 1992 1993 1994 1995 1996 llJll7 ltl98 .......xxx .......XXX .......XXX ."....XXX, .......XXX ......XXX ....".XXX .......XXX .....XX>:... ........,."......"....".. .........."....".... .."......"...... ,..".."."......, "."............"., ."..".........1.................1 ,.......""."..1 "."........"....1 ......XXX... ... ................. . ................... . ................ . .......... ........1 ..............1 ........ ...1 ........... ...1 .................1 ...... .......XXX.... .. .......XX>:.... ..... .......xxx XXX ..... ......XXX.... ...... .....,.xxx ".... .."...xxx ....., ....."xxx.. ... ,......XXX....... .."..xxx ...... .......XXX.... ......XX>:.. ... ......xxx ..... .....XXX.... ...... .......xxx ...... .......XXX ... . ......xxx... .. .....xxx ..... .. ..xxx... ..... .......XXX ...... ......XXX. .. .....XXX... .. .....XXX... .. .. ..xxx... ... ... .XXX.... .n. xxx... .. .. .xxx" . '. . xxx.,. ..,.xxx ...................3 ........xxx.... ... .....xxx.. "." xxx ......xxx... ..n XXX ". .. . xxx.... 1. Prior,,,,, ",,,...000........ ..,............, ...................... .......... 2, 1989.... ..........".......... 3. 1990..., .......xxx ...... ................. '" ...................... ..................... . . 4. 1991.... .......!OO(. . .......XXX.... 5, 1992.... .......XXX"...... .......XXX.... .. .......xxx ..... ...... .."... 6. 1903.... .......XXX........ .......XXX........ .."..xxx ...... .......XXX 7. 1994.... .......XXX........ .......XXX....,,' .......XXX .......XXX.... 8, 1995.... .......XXX......., .......>00<......" .......XXX ...... .......XXX 9, 1996.... .......XXX........ .......XXX.""... .......XXX ....xxx 10, 1997.... .......XXX........ .......XXX........ .......xxx ...... .......XXX 11. 1998.... .......XXX......., .......XXX....... ... ...XXX,... ... ..XXx. SCHEDULE P . PART 3F . SECTION 2 . MEDICAL MALPRACTICE. CLAIMS.MADE I ..:................ ..................................::......:.:.:.::.::.:::.:::.:1" .................................... .....,........."........'....'..1 ...............: ...:...... : :::.:.: .:::::.:::r ...:..00 :..:..:......:........,... :,,:"":..,.':'.:..: ..",:,::..::..1... ...... .......xxx........ ".....xxx ...... .............."...... .... .", ..,,,.,,,,. .... ..............,,,..... ..........".....1 ...... .......xxx.. ....xxx ....xxx...".. ..................... ........."........... .......""......."" ..."..""...." ..... .......xxx. .... .......xxx.... .......xxx ...... ,.....xxx ..... ....."....... ...... ...................... .."..........N... ...... ......" " .. ''''E... ..~..,.... . ......,............... " .......xxx "..xxx ....xxx ...xxx ... ......xxx SCHEDULE p. PART 3G . SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT ALL PERILS BOILER AND MACHINERY r '." 1. Prior..... .......,000........ .. ..................... ....,................ ..'... .'...,........ ..... ............1 .......,...........1 .... ..............1 ...................1 ...................1 .......XXX"..".. .......xxx... 2, 1989.", "...""......"..... ..."........ ............""".... """". ...."..... .......""". ....." . ..."..."."...". ".".... """"". ........"""........ ...", ...""XXX."."" """,XXX." 3. 1990.." """.XXX"..... ...1 .........."......1 """""..1 ".......""..1 ....."..,,1 ..".."""".....1 "....1 "..".XXX..."... """,XXX.". 4, 1991.... """.XXX "".. ..."..XXX..."". ......" ...... ""."""." ...... ..."""...."""... ........."..." ..".... """...... ........."."...."" "...."".........." ...""XXX.."".. ..,...XXX".. . ~: ::::::: ....:::::00.. "..'..,,' ......:....:...1.. .....'. ....,'..~,:.:: ::.:::.:.' i: !~~ ~~:]: ......~.....:E:~E:2:~::~-:. ::::.:a: .~... SCHEDULE p. PART 3H . SECTION 1 . OTHER LIABILITY. OCCURRENCE ,. Prior..... ""....GOo ..".. .................... .,.......,........".. .,....,....... 61 ".."""....124 ."""........184 .."........".240 ."...... .".266 " "...278 ....."....",,298 " " '51 ':.:.::'::1~ 2. 1969.". ....,...... .............. ................... .. ......"""."..52 ...........,.....91 ...............111 "...."...119 ........140 ...............141 .. ...""....143 " ,,,208 3. 1990.". ".....XXX ...... ...................... ..........,........... ...".......".41 ... .. .....116 ......".......175 ..."........,,240 "......".....231 ..."".......238 ....., "..",239 " " 144 ...."..,,12 4. 1991.... ..XXX ...... ".....XXX ...... ....................., "........."".77 ..."..."..142 .......,..... .192 .......""..,,212 ..."".".....236 .""........,,244 .. .... ". 296 ." ,1/6 " ,,111 5, 19S2.." """.XXX.." .. ,.....XXX ...... ""...xxx .... "......49 .................68 ..." .... "..189 ......"....,,283 ""....".....344 "...........,,398 ""..449 .. """"".200 ..."..""....1~. 6, 1993.... """.XXX... ... .......xxx". ..... xxx. ".. .."".XXX. ..... ......".....61 ..........,,187 """.......,,284 ..".""......389 .......,427 "".""...456 "..."".",,220 "..."........101' 7, 1994.... "..".XXX... .. .."...XXX ...... ..".XXX ..".. "".XXX..... ......xxx ...,.. .........".....79 ....", ....,,156 ..""."......190 ...283 "".."""...407 ....""".",,'06 ...."....".....~ 8. 1995"" ...""XXX .. ". ......,xxx...., .......XXX ..", ."XXX.... ....xxx .",,, ". ..,XYx... ... ...."..111 ....".."".233 ".."""",,294 .."."."".336 """...46 ,,,,,,,,,,...61 9. 1996.." .......XXX.".. ..""xxx ..... ... .. XXX... ..... XXX ...... .. ..xxx... ...."xxx .... ...... XXX ...... ...."".."...117 ............386 "........"".495 ..116 .............51 , 10. 1997.... .......XXX...." ".....XXX .... ...... xxx ."" .... ..xxx ". .. .. .,..xxx".. .......XXX. .. " . "..XXX ...... ."...XXX.... ... ..94 .....".."",,167 ....71 ."~ . 11 1998 XXX .. XXX. xxx xxx Xxx... xxx xxx xxx XXX 127 44 SCHEDULE P . PART 3H . SECTION 2 . OTHER LIABILITY. CLAIMS.MADE ,. Prior. .. ......000... 4 4 .3 .4 4 .4 ......4 2 1989.... 4 5 ,5 .5 ..5 5 ..........5 ....".2 3 1990.... ...."XXX". 2 2 2 2 2 2 2 . 1991 ....XXX... , . XXX '0 10 11 11 11 12 . ..25 5. 1997.. . ..XX;\( xxx XXX 3 5 6 11 11 13 13 ......... .3 6 199L XXX XXX xxx xxx 5 '2 13 17 22 22 ..19 7 '994 XXX xxx xxx xxx xxx 11 13 15 '8 19 1. 8 1995.. . xxx XXX xu xxx xxx. .xxx , 4 7 7 9 1996 . ..xxx KXX XXX xxx XXX xxx xxx 5 12 .14 .."........ 10 1997." XXX XXX xxx XXX xxx XXX xxx XXX 3 7 ......2 11 1998 xxx xxx xx> X,l(X XX..: ););):. xxx X>.:l<: xxx 29 2 98 ""'.,......,"'.....",.,,,.. Erie Insurance Company 2 SCHEDULE P . PART 3N . REINSURANCE A NONPROPORTIONAL ASSUMED PROPERTY Cumulalive Paid losses aOO Mocaled Ex n5es al Year End OOOomilled 4 5 6 7 8 9 11 ...... .....""......."......""..."......". """'''''''''''''''' ......."............. .......""..."""""."............... 12 Numberof Claims Closed With loss 1995 Pa nl P me);.:: ..... ...................... .......XXX....". .......xxx.. 'y,,; ...................... ...."............. .......XXX..".... ..."..XXX.. ................11 .......".....12 .......XXX...".., .......XXX.. .' ........,186 .... ..".....190 .......>00<........ .......>00<.. ............1.547 ............1.547 ..."..XXX"...... .......xxx.. ........""...723 ..............,734 .......>00<........ ......,XXX..,..: ............1,011 ............1,052 .......XXX...".., ......,XXX..!' :::;:~~ :::::;:~~::::::::: :::::::J~. ...............254 ...............768 ......,>00<........ ......,>00<., ...... .......00 ..... ............1677 .,.....XXX........ .......XXX... 3 10 Years In Which l05sesWcrc tncurmd 1. Prior..... 2,'989.... 3, 1990.... 4,'991.... 5.1992.... 8,'993.... 7.1994.... 8,'995.... 9.1996".. 10,'997.... 11.1998.... 1999 ....000. 1990 1991 1992 1993 1994 1995 1995 1997 ..."..xxx........ ..."..... ........".. ....... ...".............,4 ....8 .......XXX"...... .......XXX. ............... ............ .,,77 ......"....139 .......XXX..".... .......XXX... ... .......XX>:. ........ 888 ......"....1,375 ....."XXX........ .......XXX.....," .......XXX .....,.XXX......" ...............271 ...XXX....... .......XXX ....XXX.. .... .......XXX... , ......XXX .......XXX.....". .......XXX....... .......XXX ...... ..."..XXX.. .... .......XXX .......XX>:........ ...... XXX... ... .......XXX.... .. ......XXX ...... .......XXX ".....XXX........ .......XXX....XXX... ... .......XXX ...XXX.. .......XXX....... ....".XXX ...... .......XXX ...... ....."XXX ...... .. "..XXX .................10 ...............168 ...........1,472 .....545 ...........489 ...... ......xxx ..... .......XXX... .... .......XXX ..... .......XXX ................12 ............184 ........1,525 .......678 ...... ........864 ........357 ... .......XXX........ ..xxx.. ... '" .... .,xxx ..13 ........".....164 ......."...1,539 ...............705 ...............961 ...............741 ........."....761 .......XXX ...... ......XXX SCHEDULE p. PART 30. REINSURANCE B NONPROPORTIONAL ASSUMED LIABILITY 1. Prior..... .......000.."..... .............,.. ............."....... ......,...,.....,..." ................,..... ......,."..,......... .",..........."..1 .............."...1 ...................1 .....",...."..",1 2. 1989.... ..""""..""".... ....""."".. "". .""".".""..."" ." """"""."....4 .".,,6 "......".""",,6 ".."...""."...8 """""."."...8 .....""".".....8 3, 1990"" ""...XXX"".... .."..""".. """ ......".""..""". ..."""...."""". .""..""""".... "..".......",,'0 ."."".""."".9 ""...."."",,'0 ."".........",12 ."""....."",12 4, 1991.." """,XXX."""' .......XXX ".... ."".."""."""" """."""."."". ."""...."".".,,. ..".".."....",,' "."""""".".... .""""....."".8 .""....."...,,'2 ....."""..",,'2 5. 1992.... ....",XXX.."..., ."....XXX.""... .""..XXX."..". .""."".."...,,3 ".""".."",,13 .."""""..".23 ""..""".....40 "".............58 "".""."..".65 ..""...""..,,67 8, 1993"" """,XXX."""' .......XXX."..... """,XXX."..". ".""XXX"."." ...""..""",,11 ".""".""".24 .""..""..",,58 ".".."""",,90 ...""""....115 "..""""...128 7. 1994.... .......>00<.""". ....".XXX.""". "",.XXX".."" ""."XXX"".". ."""XXX"".... "..",,2 ".""""."",24 ."".....",,56 """.........,,89 "........."..132 8. 1995.", .."...XXX.""... ....".XXX..."... ."""XXX."".. ."""XXX ".", "..."XXX....".. ....".XXX"".". """......"",..4 "".....""....45 .""".".....,,83 """"""..,120 9, 1996.... ....".XXX."..... ....."XXX......" ".""XXX"" " """.XXX..."". "..."XXX."..... ...""XXX"".". .".."XXX"...." "".""....",,'5 ",.."..""",,51 """....""...IT 10, 1997".. .."...XXX"...." ".""XXX..."". ....."XXX.. ."""XXX"" " ""...XXX......" .".",)()()(""".. ."""XXX ""...XXX"".." ".....""..""..4 .....""""",,45 11. 1998". .."".XXX..".". .......XXX"....".....XXX. ."". ". ..xxx..... ..... XXX ...." ..... .XXX".........XXX.."".. ......xxx,," ......XXX.." .."". .....,,14 .""..XXX."..", ",...,>00<..., '. .....">00<.",,... """'>00<.... . ..."..XXX.."".. "....,>00<..., .."".>00<..".." ....".>00<.... ..."..>00<...."" ..."..>00<.". : """.XXX"...... ,...".>00<...,' .."".XlOC""". """.>00<.". . ."""xxx.""". .....">00<.,,, .....">00<..",,.. ""...>00<."". ::':~"......":::~::::; 1, Priof..... 2. 1989..., 3. 1990"" 4,1991".. 5.1992". 6. 1993"" 7. 1994".. 8. 1995.", 9. 1996"" 10. 1997.." 11. 1998... SCHEDULE P . PART 3P . REINSURANCE C NONPROPORTlONAL ASSUMED FINANCIAL LINES ..."..000..""." I i """". ""....,, ."....... '''"""""."...". ""."xxx"".... ""...xxx".... """ . ""'''''...""...". .......>00<..""" ".....xxx."... ''''''''.."". """.."".""."" "..."xxx."."" """.>00<...... ","'. ""......."... ". .......""".".",,. .."".xxx"".... .."".xxx...... ........... ........ .................:::: ::::::::::::1 .... ..,.xxx"... ..".xxx."",j .......xxx......., "",..xxx.......1 ",.xxx...." ""...xxx."",J ...................... .......00........ .......xxx.......f . xxx... .. .xxx.... .! """.XXX"".". ....."xxx........ .."".xxx"...... ...""xxx ".....xxx"" ."....xxx ..""xxx ""...xxx... ...... xxx".. ::XXX.... "'N .f: ....., .""..xxx.... ...."xxx... . "."xxx" ... . "......".......". ........".. ........... . .......xxx""". ".....xxx ".". ".".xxx.. .."...xxx ..".. ...""".......".... .Xxx ...... ."...xlJ<.... . .."."xxx... ".. xxx. ...xxx.". .......... . ..".... ......"...."" ...xxx ..".. ...""xxx"" .....xxx "... .......xxx.." . ".....xxx... .... .xxx.... .......xxx..., .......xxx... .......xxx..... .......xxx....... ......,xxx ..... .......xxx.... .......xxx.... xxx . xxx .. . xxx xxx xxx xxx ..xxx xxx 100 ...........~."..'l.. Erie Insurance Company SCHEDULE P . PART 3R.SECTION 1 . PRODUCTS LIABILITY. OCCURRENCE Cumulative Paid losses and Allocated Ex Ilses al YearEnd OOOomilled 12 4 5 6 7 8 9 10 11 Number 01 Claims Closed With loss 1998 Pa ment ............6 . ....6 ...................1 ...........4 "........4..................,' 13 Number of Claims Closed Wl\ho~Loss Pa en ....."............6 2 3 1991 1992 1993 1996 1997 1994 1995 1969 1990 Prior..". "."..,000........ "....""...."..... 1969.... ................".." ..,.... 1990.... .."",XXX........ .................".., .... 1991.... ......,XXX........ "."..XXX."..... ...... .......""."....... 1992".. "..".XXX........ .."...XXX ...... ...""XXX...,. 1993.", ""...XXX.""... .......xxx........ .......XXX.... .. .......XX>:..."... 1994..., ""."XXX........ ......,xxx"...... .......XXX ...., .......XXX.... . 1995".. """xxx....... .......XXX"..".. .......XXX ...... .....XXX.... 1996.... .......XXX........ .......XXX.... ....XXX..... .......XXX ..... . , 1997.... """.XXX........ ...." xxx" ...XXX ...... ....,XXX.... . '. 1998.... .......XXX....... ......xxx.... .. .."...XXx....",. ... ..xxx..".. .."..2...................4 ...............4...................6 .............2............2 "..............2 ...............3 ......1 .... . ....2 .................6 ..... ..........9 .................3................57 .,59..........."....65 ....4 .. .....14 ................32 .... ...35 ......XXX...,' . ................6 ..... ......9 ..........".....13 ,..XXX... . .......xxx... .. . ......5 ,..............12 .....,.xxx... ... ."....xxx. ..., ".....xxx..... ,. """..4 .......xxx...... .....XXX.... . .....XXX... ... .......XXX..... "..xxx ..... ....."xxx.. .. .. .. xxx..,., "...xxx... .. ............9 ....9 ......"".........1 ...."",,,,,,,,,,,.., .................65 .................65 .............".,,5 ...""."......."..' ......37...............36........""....,..4 "..,.."""""..3 .......16...."......28............................."...."".., ,20. ,........23...................2........".".."".., ..............18 ,..............21. .."...."...".".", ..........3....,............5.........."......".. .................,,' XXX 11 ... .1 SCHEDULE P . PART 3R.SECTION 2. PRODUCTS LIABILITY. CLAIMS.MADE ................................. ......,,,.............,........................................... ...................." Prior..... ........000........ "'"................. ...................... ..."...."........... ..........,........... 1969.." .."".."".......... ...................... ...""........".... "............... .. ...................." .......... 1990.... .......XXX"...... ......"."........... ".........".... ... ...................... ..., ~:::':: :',',::::.': :::::::,:':: ::::: :::=::::N .....~:::::::: :::::: 1994.... "....,>00<........ .......XXX."..... .......XXX..".... .......xxx........ .......XXX... 1995"" ".....XXX........ ......,XXX..."". .......XXX..".... ..xxx........ .......XXX ...... ""...XXX 1996.... ".....XXX........ .......XXX........ .......XXX........ ....XXX........ .......xxx.. .......XXX ......xxx 0, 1997.", ....".XXX.....". .......xxx........ .......XXX..."... .......XXX........ """.XXX .......xxx........ ....."XXX. ..... .......XXX....... 1. 1998.... .......XXX........ .......xxx...... .....xxx.... ......xxx...... ...... xxx. .... ,......xxx ..... .... .xxx.... . .......XXX....... .....xxx.... . SCHEDULE p. PART 3S . FINANCIAL GUARANTY/MORTGAGE GUARANTY :NI! . . .xxx .. n_ ..xxx..., ,. t _..... .......XXX.........2. 1997.... .......XXX... 3. 1996... ......XXX. .......xxx.... ..XXX...... . .. XXX ....xxx ......XXX... . . .XXX. ...000. ......XXX... . .. XXX .. ... .......XXX........ .......XXX....... . .....XXX. ..... .......XXX .XXX. ....XXX ... xxx . xxx... . 101 ..................,...".. Erie Insurance Company Yea~lnWhJch Losses Were Incurred 1. Prior....... 2. 1989... 3. 1990.. 4.199' 5.1992.... 6.1993..."", 7.1994............, 8. 1995............. 9, 1996............. 10.1997.."...... 11. 1998..... SCHEDULE p. PART 4A . HOMEOWNERS/FARMOWNERS 2 Bulk and Incurred but not Re rted Reserves on losses and Allocaled Ex nsas at Year End omi"ed 4 5 6 7 6 9 10 3 1989 1990 1991 1992 1993 1994 1995 1996 1997 198 .......................... ........................ ...................... .............36 .................... .................................. ....21 .......".....12..........."...... ................... ..................... ................... ............,21 ...................................7....."......."."....3."."...""""" ........XXX ........ ...... ....... .......... ......... ....... ...... .. ............41 .. ................. .... .................6 ..... ..............10 .".."..""........' ... .......XXX... ...... ........XXX.... ...........65 ....... ...... ....77 ............. ........... ......................3 .".."..."....""...5 "..""......"" ........XXX .....xxx ........ ''''n .XXx., ....., ..... ......."..,,311 ...... .....".....111 .......... ...,,, ,,90 ..,_.........",... ...... ................"...10 ..............,.......,6 ....."........"" _, .."....XXX.".... .. ........XXX.... ........XXX ........ ........XXX .."..... ...... ......382 ......,.130 .................87 ...................44 ................",,'3 "".........""" :.: .........~; .........: .........:x;;;~~ .....;~.;:: ...;; ::.:.::.:.:.::.:+ .".....XXX, ....... .......XXX ......... .......XXX........ ..... ..XXX. ....... .... XXX ......... ........xxx ........ ....." XXX .. ...... .................584 ............"....243 .."."...."""..: .......,XXX .....XXX ......... ........XXX .... .... ....... XXX ......... .....XXx.... ......XXX ... ..... .....XXX . .......XXX ............866 "..".....""....i. .......XXx." n. .. XXx.",. .. .. XXX... .. .... XXx.... . ...XXX . ."... .. .. XXX. .. ,XXX ..",. . .." .XXX .... ... .. ....XXX....."... ........."........i SCHEDULE p. PART 4B. PRIVATE PASSENGER AUTO LIABILITY/MEDICAL 1. Prior"..........., .......................... .......................... ..............665 , .. ,650 '" , 546 "'" 550 '"'''' .1,466 ... "" ...3,600 """""....,5.j 2, 1989.......".... "..""......"......". ..." ................... ............. ...... ...........520 ." ,52 .. ,36 '"'' '''' .., .138 ..""" ...""..,37 """...........". 3, 1990"........". ...."..XXX..."".... ..............".......... .........887 "" 177".... .169 ..",......, '" ,278 ..... "".. ".. 55 ..".. ..""""" 4. 1991......""... .."....XXX.... ..... ........XXX....... ................. ............ ..2,205 ,1.038... .. . 249 , . 563 "." 393 .......... ." 248 """""''''''" 5, 1992...."....." ........XXX...."..... ........XXX.. .......xxx ...............7,045 ., 2,641 1,144 742 , .." ". 670 "",.. '" ..486 ..".. ..,,"..... 8. 1993..."........ ........XXX...."..... "......XXX..... .... .......XXX ....XXX... ...........7,688 ..."...........3,'24 .............".1,136 ...................932 ..........".......706 ..""............,~ ~. ::~:.::::. ..:::.::..:: ::.:..,.:.:::::~~:~~:~.:;:::::::~ ::::.:::.::::: ::::.::::.::::;l 9, 1996....."...... ."..."XXX.......".. ........XXX.,," ....xxx .. ..."...XXX .. ........xxx .."...XXX........... ...."..XXX......".., ................9,604 ".......""...5.033 .""....""...2, 10. 1997.........".. "...XXX.."....... ........XXX.......".. ........xxx ......... ........XXX......"... ........XXX........... ........XXX..."...... ........XXX."......" ..."...XXX"......", .""".......10,032 .........".....4,. 11. 1998.... ........XXX.......... ........XXX ....... ... ...xxx ....... .......XXX ....... .......XXX.......... ........XXX... ....... ......XXx........... ........XXX........... .......XXX.......... ................9 SCHEDULE P . PART 4C . COMMERCIAL AUTOITRUCK LIABILITY/MEDICAL .""...."....."......., ....."................... ...................... ...................124."............."...31 "..........."...........,......................... ...................... .....................83......"....".........4 ........>00<....... .................. ............."....174 ..........."......"..7 ........XXX........... ......"XXX........... .. ..........".......269 ..."...124 ........XXX.""..".. ........XXX .. ........XXX ......... ..................693 ........358 .....XXX .... "......XXX ......... ........xxx ......... .."....XXX ......... ...............1,018 ...",.XXX........ . ........XXX ......... ........XXX ......... ........XXX ......... ........XXX. ........XXX... .....XXX ...XXX ......... ........XXX ........XXX ........XXX........... ........XXX ....XXX. ........ .......XXX ........XXX ..."...XXX..... .... ...."..XXX.. ....XXX ......... ........XXX ........ ........XXX ..... XXX..........XXX .. ......... XXX... .... XXX ...... .. .XXX .....................37............."........3............".......61 ""........."....119 ..."...."........1 ."..................2 .."......."...."....1 ...".".......""..16 ....".".......".....9 "....""....,,..... .......4 ............2 ."...........""...38 .............""....10 .........".."..... . ...5.....................72 ............."......30 ""......""....",'0..."....".......... ...........137 .........37 ......."......."..70 ......""......."..42 "....""......"... ..................400 ...........86 ............".......83 .........""........61 ..""......""..... . .......1,148 ...................356 .............."".210 ...".........."....97 ...."".......".... .........:::'::: ','=~:~~~ .'::'.",":;,ili :.,.:::......:::..~ ...". . n.. XXX. .....,... ...,....xxx..... ".. .".....XXX........... ........xxx ......... .......... ....13 '; r L ... ......................... ................697 ...212 ........... ..........".........93 ....265 ...................25 I' ........................ .................436 ................259 ...............113 ........9 ...............31 ...................136 ...........,.......14, ........XXX ................ ......... .. ..............576 ...................329 ...171 ..... .....13 ....................45 ...................248 ...................20. .....XXX ......... ........XXX.. ....... ........... ........... . ........ ......1,117 ................619 .... ............ 341 .....................27 .........70 ...328..................24' ",XXX ..."...XXX...... ." .......XXX ......... ....". ,......1,873 ...."..........1,351 ..""".. ......,,513 ,................"..40 ...................121 ",,,..........499 ......."......"...'1 ........xxx ......... ........xxx.... ........xxx. ....... ....... XXX ....... .............. .2.755 .... ........1.422 ........... ......712 ................210 ...552 ...................5~ .....XXX ........ ........XXX. ...............XXX...........XXX ........ .......XXX. ...... ....... .....3,137 ...... .......2,609 .. .... ........1,332 ..... ............680 ....."............59.' ........XXX. ....... ........XXX.... .... ........XXX ....... ...... .XXX... .. .....XXX ......... ......XXX .. ..... ........ .....3,521 ................2,311 .....900 ...................82, ........XXX ......... ........XXX.... ......XXX. ...... ....XXX. ...... ........XXX... .. XXX... .......XXX.......... ....... .....".3,361 ................1,340 ......"...........89: . ........XXX ......... .......XXX ......... ....... XXX. ....... ... ....XXX .. ...... . .....XXX. ....... .... .XXX.... ...... XXX ....XXX.... ...........2,316 ..."...........1,44: . .. .XXx.... .. ...Y..xx.". XXX XXX XXX. . . XXX . XXX . ... XXX. ....... n,.. XXX, ..... ... ".........2 ~ I. \ SCHEDULE p. PART 4D. WORKERS' COMPENSATION 1. Prior.............. ................ 2, 1989............ 3. 1990............. 4. 1991....... 5. 1992... 6. 1993.......... 7,1994... 8. 1995.... 9. 1996.... 10. 1997 11. 199ft. ,. Prior.............. 2. 1989............. 3. 1990............. 4,1991..."........ 5. 1992............. 6, 1993............. 7.1994............. 8.1995..........". 9. 1996............ 10. 1997............. 11. 1998.... SCHEDULE P . PART 4E . COMMERCIAL MULTIPLE PERIL 1. Prior.... .. ..86 ................20 ..................16 2. 1989.... .." ..60 .. .............4 .....................8 3. 1990 ... ."" XXX.. ..177 1'5 ..........14 .....,.........,,31 4. 1991,. ... .XXX.. ...XXX.. 370 213 85 .. ....,'4 .. ...............13) ..................(17 5. 1991.. ...XXX ..XXX.. .XXX 586 512 158 ... "". 15 ......19 ...................(10 6 1993".. XXX . .XXX XXX XXX 939 ... 378 156 .. ... ...51 ................19 ... ..............(34 7. 1994... XXX.. ... XXX XXX XXX XXX 709 4\6 .. ...493 ,........ .379 ...................23f 8 1995 XXX .. XXX . XXX XX)'. XXX . XXX 759 ......'_h .700 .......547 .................39 9 1996... XXX. KXX XKX XXX xxx XXx. X)'J( ... 1.288 .................811 ...................44 10 '997... .XY-x.. xxx XXX xxx XXX X)'J( ,..xxx XXX. ..... .. ......... ....960 ................7 11 'm xxx xxx xn: xxx XX, xx, x~x XXX XXX 149 102 .............'''.0'.. Erie Insurance Company SCHEDULE P . PART 4F . SECTION 1 . MEDICAL MALPRACTICE. OCCURRENCE 1 Bulk and Incurred bul nol Re nod ResolVes on losses and Allocated Ex nsos al Year End omi"ed 2 3 4 5 6 7 8 9 D8m In Which LossetiWore ; Incurred Prior.............. I 1989... 1990.."....".., 1991...."....... 1992............. 1993............, 1994..........", 1995............. 1996..."",..., 1997............. 1998..... 10 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 ........xxx ......................... ............... ..... ................ ....XXX....... .. ........XXX..."..... ..................... ........... ..XXX.... .... ........XXX ......... .......XXX.... ........XXX....... .....XXX .... . ......XXX ........ ........XXX....... ........XXX ........XXX .....",XXX .. XXX ......... .. .....XX>:.". . ...."..XXX ......... ........XXX ......... ........XXX ......... . ....XXX ........ ........XXX .... ....... ..XXX..... . .......................... .... ...... ..,..".XXX ......... ,.......XXX .. ....... XXX ..,,,... ......,XXX..".. ... ...XXX.,.... .. "XXX.... .. ."XXX. ...,... ...............".....,8 . ............,........4 ........xxx ......... ........XXX.., ....-. ........xxx .. ,..... ..."..,xxx '" ..... .....xXX ...".... n'"" xxx ",'..,". ... ...Xxx.....,. .".....XXX.... ......".......,,12 . ... ..XXX ",.._,.,_ '_0.. .xxx... .. ... ..xxx.... " .. xxx n_ . . . ... XXX.. xxx.. .xxx.... .."xxx . .... ... "xxx.".. . ..............9 .....................'3 .. .......19 SCHEDULE P . PART 4F . SECTION 2 . MEDICAL MALPRACTICE. CLAIMS.MADE Prior........."... ......."""....""..... . 1989............, .................................................. ......................... ............. 1990............, ...."..XXX........... .........,..... 1991............. ........XXX........... ........XXX........ 1992....",...., "......>00<........... .......XXX... ........XXX... 1993............. ........XXX..."...... .......XXX ....XXX... 1994............, ........xxx........... ........XXX .... .. .".....XXX..... .... ........xxx '995............. ........XXX........... ........XXX...... ... ........xxx ...XXX '996"........... ........XXX........... ........XXX ......... ........xxx ....xxx 1997............. ........XXX... ....XXX ........XXX.. ...... ........XXX 1998..... ......"XXX.........._ ........xxx. ...... ......"XXX . ....." ....._. XXX ......,,~I ::::::::::::::~::~.:: "N...E ..".~ ......... .......XXX ......... ........XXX ......... ........XXX .... .......XXX. .. '" .".. ..XXX, ........xxx........... ......................... . ... .......................... .......................... ... ....... XXX.......... ........XXX ......... ............. .........."""....."." ".......""..........,,. ........XXX.."... .. "".",XXX ....XXX ......."..."........"" "....."".."...."". ..... . .. .....xxx"... . ......XXX.. ...... ........xxx. ....... ........XXX ..... ,.. ... .................... SCHEDULE p. PART 4G . SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT ALL PERILS BOILER AND MACHINERY Prior.............. .......................... .......................... ............... ........... ..........1 ....... ..............3 ............2 ........ ............. .......".. .......................... 1969."....""" ..."........".."".".. ......."..."...".. ... ....."......" ......... .."..".".... ......... ..."."".........".1 ..................""".. ""."."....."... ...."..."...."......... """".""....."."". 1990".""".." "...."XXX.......".. ......."...... "."..... ..........""""""."..." .......".... .""."" "".....".."....." ............"...""."" ."""...""............ 1991............. ,.",..,00...,....... ........XXX........... ........"............".. .............. .....,.......... ......... ...,...."."....."...... ""...." ....... ...."."".""...""." ""....",,,.........,,,, ....."..".,."".""." 1992............. ........XXX"."..".. ....",XXX ......... ..."."XXX ......." """....."."" ...... ".........".......".1 .......".".2 ".". ....""....".1 "......""....."....." ............."."."..." ".""......".."....... 1993.....""", "".."xxx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p, 1996.......".... "......XXX..."""" ."..".XXX...." ... ......"XXX......"... ...."..XXX.......". ..."...XXX ...XXX... ....""XXX"......... """..............".... ......"".."".."...1 ..."..."."...""".... 0, 1997......."".. .....",XXX..""."" "."...XXX".. ""XXX........... ........XXX....... "."XXX ........XXX... XXX... ..XXX.".".".. "..."".."....."...2 ........."............". 1. 1998....... ........XXX........... ........xxx.... ."". .XXX. ........ .......xxx...., "'.. ...... XXX ........ .".....xxx.... ..... .XXX.......... .. .... xxx........ ... ....xxx.... ..... ...... ........,.......1 SCHEDULE P . PART 4H . SECTION 1 . OTHER LIABILITY. OCCURRENCE Prior......""".. ""....."".".""""....."......",,,....... ........... 1989..."."..... ."""""."............ ......."..""... ...................."". . ;3. 1990",....."", .....",XXX"...."....... .................... .,..........,.. :4. 1991.."".".... ........xxx....".".. ..". .xxx. , : 5. 1992..."..."", ........XXX""."...... ....XXX ......". """.XYX :6. 1993."....".... .."....XXX..."..".. ...,....xxx.... ..... ........xxx '1, 1994.."......". ........XXX........... ........XXX. "".. ........XXX . : 8, 1995.".."...... ........XXX "."." ........XXX.."......xxx. 9. 1996"..."".... ..."".XXX ...XXX"" ...... .XXX :,0, 1997....."...." ..."...XXX""... "".XXX ...... .....XXX 11. 1 ........XXX.... .. ...xxx... . XXX ""...(10) ......,,394. .................208 ...."""."...."....7 ..".6 ."....""..."".13(1 ............"."..'49 ....69 ...182 ....."".........136 .."... ........""..2 .."........2 .......""..........49 ..........".......,,3(1 ...."""".175 ......""".......254 .....159 ."". ....3 ........4 "..""....59 .....""........",,32 ..".361 .."..........."..356 ....."".........221 ...........(2) """"".""...... 3 .."......."........89 "..................64 ........ .."" """..1,551 .."...........,,553 .. .." .........313 ...."""..... ."....1 ..".....,,' "...87 ".."..........",,64 .....XXX .."...............814 ...............473 ......476 .. "..."...5 .135 ........99 ......... .".....XXX.. ".... ..".. .XXX.... . . .....".........661 . ...."...."".,,724 749." ."..182 ..........'09 ...... ...,....xxx '''''''0' ...,..,.00. ......" ,...,..,XXX. .. .............634 ........,.........758 .............310., .... ..........172 .....". ........XXX".. .."..XXX"... .....XXX ..."... ". .."XXX.... ... "..".780 ........".".."..451 ".................294 ,........ ........xxx ........ ....,...xxx .,. .......,xxx..,... .. .....xxx ... ..,. ........XXX...... ..710 ............".....431 XXX.. XXX".. . xxx.". .... Xxx.... XXX"..... xxx... 187 SCHEDULE P . PART 4H . SECTION 2 . OTHER LIABILITY. CLAIMS.MADE Prior.""". 1989".. 1990....... 1991...... 1992.....". 1993.. . 1994.... 1995"... . 1996".. 1997...... 1 .... ................7 ...... ...........".....3 ,,,.. .5 5 9 34 9 40 13 48 HI XXX .29 xxx XXI( ...""."........... ""...."......... "....".."....,,7.. ................. ................ ""...".......3 ................4 .6.. .13 .13 17 69 28 32 .......................6 .....".1 .....1 .....4 .....3 6 5 ..6 ..." ..17 3(1 .... ...XXX.". . . ...."XXX.. ..... XXX... .....xx)!, XXX .....XXX. . ..,,,xxx. .."".XXX.. ... xxx . . XXX".. ..XXX XXX .xxx. . . XXX ... . XXX. ..XXX xxx 6 .5 , , 20 9 58 '6 XXX 59 ,,,x XXX xxx XXX xxx xxx X)(x xxx x>X XXX XXX.. XXX xxx xxx XXX. XXX XXX ..xxx xxx XXX . XXX XXX . Y:XX. XXX 103 11 ;J ";'f :'i ""'.'_''''''''''"''''''"'' Erie Insurance Company SCHEDULE P . PART 41 . SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) Bulk and Incurred but nol Re rtad Reserves on losses and Allocated Ex n58S 01 Year EnJ 000 omil!ed 4 5 6 7 8 9 1 Years in Which los5osWere Incurred 1. Prior""""."... 2.1997""".""" 3 1998. 3 10 1989 1990 """..XXX"......". """..XXX., ..."."XXX"""..". ""xxx . . ....xxx .... .... ... "'.XXX.. 1991 "XXX" ." " ..""..XXX.."""... "... .....xxx.. 1992 "XXX.. .."""XXX ..,.,...xxx..,. 1993 """ ""."xxx .".XXX ...,...xxx.. 1994 1995 1996 1997 198 ..""". ".""XXX ...""" "".".XXX . """"..."."...,,57 """""......."..45 "...."""..."" "."" """"XXX." "..XXX, """" .."""XXX"."""" ....".".."""..,,87 .."""..."...... ...... .... "xxx. . . ...xxx... . n. ..XXX........... ........XXX.. SCHEDULE P . PART 4J . AUTO PHYSICAL DAMAGE :' :::':''':'''':'' :':",,:', ',,:':':' "'::,, ,:::':":':',,:::,, :.:'::':,',,::,,~:4:: ,:,::,,:=:.:::.~, ::::::':::::::::'::j~; SCHEDULE p. PART 4K . FIDELITY/SURETY 1. Prior...........". .".....xxx.""".." """"xxx".".".., ..."".xxx"...".... """"xxx""""... ""....xxx........." ."."..xxx.""...", """"xxx"...."". "....."""""",,45 ."""."..........,28 .".".""...""..... 2, 1997".."""", ""....XXX......"." "."".XXX.."""... .."""XXX""."". "..""XXX...."..... "".".XXX".."".., .....".XXX"...".... .""."XXX""""", "......XXX."..""" .."""""""",..42 "........"......", 3. 1998.." .""...XXX""""... .""."XXX"...""" """.XXX....""" ........xxx ......." ......"xxx ....".... ..""..XXX ..""..XXX "...."XXX..."...... ""....XXX..."""" """""""'''''''. SCHEDULE p. PART 4L . OTHE EDIT ACCIDENT AND HEALTH 1. Prior.............. ........xxx.""...... ........xxx........,.. .".....xxx......,.... ,.......xxx........... ...".."..............,,, .........""""......... .."...,."........". 2. 1997"..."...... "...."XXX.......".. .."....XXX ... """"XXX .......".. .""...XXX....""". ........XXX""""". "..............."""... ..........""..".... 3. 1998.... ........XXX........... ........XXX ......... .....,..XXX ......... ........XXX... .,.. ,. .....XXX. ,....... ..,.....XXX..,... .......XXX........... ........XXX........... ........XXX,,,........ .......,."........... SCHEDULE p. PART 4M . INTERNATIONAL 1. Prior.............. 2, 1989.......""" 3, 1990".".""". 4. 1991..""". 5. 1992.... 6. 1993"""..." 7. 1994..... 8. 1995"..".".." 9, 1996.."..... 10. 1997."". '1,1998,. ........................................1 "....".".2.."........".......3 .."""XXX .....".. ."..".".""" "..""XXX ......... .....".XXX"..... . . ........XXX .....".XXX".. ""....00...... ".."..XXX ......... "".."XXX XXX. ""... ....".XXX . ....." .."."".... .....XXX "".."XXX..". "...."XXX... ..... . .."..XXX. . .... .. ...XXX.. .. ....."."... ".,,2 .. ............. 1 ..... "".. ....."".... ... ........XXX ........ "..."XXX. ...." ".....XXX.." .... .".....XXX... ........XXX ".. .. .. .... XXX.... "........... ... .. ....".".."......".." . .........XXX..... ........XXX.... .. ....XXX.... .... ...... XXX..... ... ..".. .XXX.. .. .... . ,.....XXX.... .. .......XXX"... ....... ............... .......XXX ...... ......XXX...... . .. . XXX. .. ...XXX..... . ......XXX...... ... . XXX. ....XXX ......... ....... XXX..... . m .~ xn xu xxx ~ m ~ .. . .xxx... 104 _....".'~'.l"" Erie Insurance Company 1 "rYearslnwhich mJums Were Earned 05S8t Were locurred SCHEDULE p. PART SA . HOMEOWNERS/FARMOWNERS SECTION 1 Cumulative Number of Claims Closed with loss Pa menl Olrucl and Assumed at Year End 3 4 5 6 7 8 9 10 11 1~ 1001 1m 1~ 19~ 1005 1~ 1~ 1MB ........ ......................... ............... .............237...........1,547...,.......268 ..................346 .......304..."........383...""".........404 ..................8..........1,808 ..............1,810 .. ...1,810 .........1,812 ."".."""..1,812 ...............1,813 ''''',..xxx..... ........ ........ .........20 ..... ."...\,173 ...1,175 ........1,175 .".",1,174 .."...........1,'76 """",.."..1.175 "......xxx"" "XXX.. .... ....,,318 ...............1,832 . ............1,833 ..............1,834 ."."..."..,,1,836 .............,,',837 ..""...."",',837 ........XXX.... .... ........xxx.. ...... ........XXX...,. ... .......1,614 ....1.483 .......",,,.1,212 . ....".1,209 ......1,210 """...."",',210 ""...........1,209 ........XXX.... ........xxx ........ ........XXX..... .. .......XXX..... ..............2,187 .......... ....1.851 ... ..........1,554 .""".....1,550 ........".....1.545 """.""",,1,548 ......"xxx. .....XXX."...... ...XXX..........XXX.. ........XXX... ...."......3,878 ...............2,021 .. .... .....1,654 "......."",,1,839 ......".......1,834 ........xxx. ........ ........XXX... ..XXX.. ......xxx... . .. ...XXX... . ....xxx ........ .............2,225 ......550 ....................56 ..................,,37 ........xxx ...XXX ........ ........XXX... ......xxx ........ ........xxx ........ ........XXX .... ... ........xxx... .....4,243 .........."..",600 ....."...........168 ".."..xxx.... .... ........XXX ...... ........xXX ........XXX.... .... ........xxx... .....XXX ........ ........XXX.."."... ....xxx.. ..."."."..,,2.306 ...."............666 ...xxx... . ....,xxx... .... xxx.... .......,Xxx.... ... ...... XY,X.... n. n.h. XXX... . .....xxx... .......XXX ........ ........xxx ....... ...............2884 1989 Prior..,,,,,,,...,,....... . 1989."....""..""'" 1990.""..."""...... 1991....".....""..... 1992.."".............. 1993........."......... 1994........""........ 1995"................ 1998".......".....".. 1997"....."..,.."".. 1991 3 4 SECTION 2 Number 01 Claims Oulslandi Direct and Assumed al Year End 5 6 7 8 11 10 9 1m 1~ 1M1 1M2 1m 1~ 1~5 1~ 1m 1~B Prior.."..""..."...... .................... .5 ...........2 .......""...........3 "..............."...... ..". ..........."......."'.. .....oo..,........."'." 1989"...""""..".., ....................." ..".."....", ..4 .......2..........."."......1............."""...... ....1...."..""""""..",................."...... 1990......".."""".. ........XXX.... .... ""."."""........... .... ..........8 ..........5 .........."..........3 .....".....2 ........1 ,..""""""""""" ................."...... 1991......".,,"""'" ........XXX.......... ........XXX....".... "....................... . ..................18 ............8 ....."".....",,5 ......."...3 .........2 ......."""...."".2 ......................1 1992"......"."....... ........XXX.......... '" .."XXX.......... ........xxx.."."... ...392 .. .................21 .....10 ..".".......6 ."..............."..4 ......................3 .."..."..""....",1 1993".....""......... ........XXX.......... "."...XXX.......... ........XXX."...... ........xxx..... .....287 .....21 ..."......10 .............""."..6 ................."...4 ....""....."......,2 1994"......."......... .......,XXX....."... "......XXX... .....XXX."....... ......"XXX. ........XXX.......... ...325 ...........26 .........."""...12 ..............""....7 .....""......".....4 1995.....".""."..... ........XXX.......... ..""..XXX.......... .....XXX.."",.. ........XXX" ..... ........xxx.......... .......XXX.......... ........414 .........."..""..28 ........."....".,,'3 .........."..........8 1996...""............. ""....XXX..... ........XXX."....... ...XXX......... ........YXX.., ........xxx... . .......XXX.. ...... ........XXX.......... ......."....."..458 .................".41 .".."...........,,19 0, 1997.."".............. ......"XXX""... .XXX .....".XXX ........XXX... ......XXX ........ ........XXX....."... ........XXX.... .".....XXX.... ""..........581 "........"."."..34 1. 1998... ........XXX... ..... ...,,,..XXX.. .....XXX...... .....XXX.... . ..,..XXx..... ...."..xxx.. ....xxx... ........XXX... ........XXX ........ .....,..... .....627 SECTION 3 1 Cumulative Number 01 Claims Re rted Direct and Assumed al Year End Yeafl in Which 2 3 4 5 6 7 8 9 10 11 remillTlS Were Eamed Losses Were Incurred 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1. Prior"".."""" """""........255 ..,,1,847 ,3\2 "..497 ..."....419 .."""..""....510 ,.................536 2. 1989". ..,....,..,....16 ......... 2,130 ...."""...2,132 ..""...".2,132 ....."",,2,'34 .""."""..2,133 "."...."....2,134 3. 1990... .""XXX". ".."""....,,36 .........,..,1,430 ""...."....1.432 ...,,1.432 ....1,431 ""........".1.433 "."...",,1.433 4. 1991.".".........."" "...".XXX""" .. ".....XXX"". .,.......,.,....433 ......2,261 ".....".2,257 ".."",,2,258 """...2,259 ".2,259 ....""",,2,259 5. 1992"""........". "..XXX". .... ""....XXX.. ". ". "..XXX" .2,326 .. "",1,880 "...... "..1,530 "...........1.520 ....1,520 ,,1.518 ....".1.517 6. 1993." ...XXX... "" ......XXX.. .. ."....xxx. ..XXX... .".2,913 ...2,089 .. ...... .1,943 .""....1.936 " ".1,929 .""...""",1.929 7. 1994." ..".XXX.. . ...... XXX". .......xxx....." . ...XXX.. ...xxx." "..4,873 ........2,573 ..2,105 .2,074 ..""..""".2,067 I. 1995."... ..xXX. ". "...XXX "XXX". .. .. .XXX XXX ..'/.XI..... ..... ..3.165 .."........741 ."".93 ."..".."".".".60 9. 1996.... ...XXX... .. ...XXX.. . XXX . XXX . XXX ,XXX . xxx .5.765 ........929 ...."..253 10. 1997". "......xxx.. .. . XXX. xxx .. .. xxx__ ..XXI. XXX XXX. . XXX ...""."..3,550 ".""."".....922 11 1998 XXX XXX xxx xxx xxx xxx xxx xxx xxx . ".4 295 I;:': ,.'.' " ;." ;1 " t ',:" .~I SCHEDULE p. PART 5B. PRIVATE PASSENGER AUTO LIABILITY/MEDICAL SECTION 1 Cumulative Number of Claims Closod wilh Loss Po menl Olrecland Assumed al Year End 456 789 ...."""".......,"'.,.. Erie Insurance Company 1 Years In Which Premiums Were Earned aoolossesWerelncurred 2 3 1989 1990 1991 10 11 1998 '':if "i',f r:i.' "..""""",~,~" ,,,,,..,,..,2,. .', """,,,,,,,2~'., .", ...""..",,2~.! "..",,2811. ..........",23\." '",' """"..",19:' """".....17. ."".....",16 "...."....,'2 ."..."".".3 1. Prior....".......", 2. 1989. 3, 1990."....."".....". 4, 1991....".....,..."... 5. 1992"""....."""... 8. 1993.""..".."....." 7, 1994......."".....".. 8, 1995..."...".."."", 9. 1996"""... 10, 1997.""......... 1,. 1998... 1992 1993 1994 1995 1S96 1997 .....1,655 ...28,337 "...........,,',989 ....."........2,125 .".1.991 "...",2,147 """""''''''''''"""", ".....""..".102 ...."24,92'."..,,.....25,'85.........25,299 ...........25,381 .."".25,398 ........XXX "...... """"......."... "...,,239 ...23,836 ......"".24,509 ". ...24,770 ..".........24,887 .............24.947 ....XXX... "'" .""".XXX.., .... ...."..""...1,074 ....."."...23,248 .24,994 ...25,603 ...".".".25,851 """.."...25,957 .."XXX....."". ..."".XXX... "'" ........XXX...... .. "."....."...2,789 ....."....18,222 .....25,888 "".27,704."....,,28,300 ."".".28.544 "XXX""".... ..""..XXX." "'" ...."..XXX...."".. "".."XXX ......3,017 ......"..".16,390 ..""".....21,898 ".."...22,869 "....."....23,229 ,,,,,,..XXX.,,....... ..."".XXX.",.".XXX.".."... .....XXX ........xxx .....3,465 .......15,012 .."".....,,18,725 ".",...",19,512 ."."..XXX""...." ........XXX ."..... .......XXX ........XXX .....XXX.. .....XXX ""...........3,448 "...."...,,13,137 .......""..18,774 ....""XXX"."..... ........XXX .......XXX . ...... .......XXX ........xxx ........ .. ...XXX ....".. ........XXX ... ........".....3,619 ......."..,,13,479 ......"XXX."...".. "..XXX ......" ......XXX ....... .......XXX...".".. ........XXX """.. ....""XXX "...... ......XXX ...."..XXX "...."...3,502 .......XXX "...... . ......XXX ........ . ..... XXX........XXX ........ ".... xxx... ..XXX ....... ....... xxx .".... .....XXX. "... .."...XXX 1 YearsfnWhich PremflJrTlS Were Earned and losscs Were InCOlled SECTION 2 Number of ClaIms Oulslandi Direct and Assumed al Year End 5 6 7 8 2 1989 3 4 1992 1993 1994 1995 1996 1997 1990 1991 9 10 1. Prior""."".....""". .................." ... "".""".."." ...".."..,,89 ......."...""....49 ..."""....."",,31 "....".........96 "."..."...."..,,90 """"......."".35 2. 1989"...."""..".., "'"'''''''''''''''''''' ."..."...""". ."."..""........95 ..".48 ...."""."".....26 "",,17 """....."..".....9 ....""""""......8 3, 1990".."....."....". "......XXX...""... ..."..""."....""... ..""" """..""."",181 """"............87 "....."""....,,44 ....."..........",26 ...".......""",,14 "...".............,,9 4, 1991..."..."....".", .""..,XXX""."". """"XXX.....".., ...""" "..".....""".413 .."..""".."..169 ......".".."...,,78 ...""..""""".41 "".."........",,23 ""..."........".13 5, 1992...""."....".... ..".."XXX."""... ......"XXX""."". "...XXX""...." ."......."...1,899 .....".""..430 """"..."."..173 ""...""...".".83 """.""....".,,45 """"........"..23 6, 1993......""....".... .".....XXX..""".. .....".XXX""" .. .."....XXX""".." ""....XXX.."...." """.........1,887 "......"".....,385 ....."..."""..164 ......."....".",,90 .."".."""""..49 ...."....."..... 7, 1994"..."..".."..", ""....XXX.."."". "...."XXX.".".... "XXX.".".... ""....XXX..""".. ........XXX ........ ......"....".1,824 ....""".""".417 ..........""....192 ""..."".""..102 ..."...."...""f 8. 1995"..""""... ..."..,XXX"""... .."""XXX". ..... .....".XXX....."... "".XXX"...."" ........XXX.... .... .......XXX . .......".."..1,946 ............449 """.".""....194 ''''''''''''''''''j 9. 1996...".""""...... ..".",XXX...""... .".....XXX."....", ..XXX........... ."".XXX, ........XXX ....".. ".....XXX ""... ..".".XXX ............2,171 ."".....""....500 1 10. 1997.". .....".XXX ........XXX.. ...... ........xxx ..XXX ........ ........xxx ... .xxx. ....... ........xxx .. ........XXX ........ ...............2.976 .........".......f-I 11. 1998... ....... XXX ........ ......"XXX ........ ..... ..XXX. ...... ...... XXX ....... ..... XXX.... ..... .XXX.... .. .....xxx "...... ....,...XXX... . ,.......00 2 SECTION 3 Cumulalive Number of Claims Re 5 6 9 1 Years in 'Nhlch Premiums Wn Earned and losses Were Incurred 1989 1990 1991 1992 1. Prior................... ........"........ ..... ................ ....... ....................... ........ .....1.828 2. 1989...... .................231 3. 1990.................. ........XXX ..................493 4. 1991.................... ........XXX.. .......XXX ........ ....................... ...............1,175 5. 1992............... ........XXX ....XXX..... ... ........XXX... . ...............5,184 6. 1993......".......xxx.... . ......XXX ........ .. .....XXX ....... ........XXX 7. 1994 ....... XXX ..... . ....... XXX... .....XXX.. .......XXX... 8. 1995..... ......XXX...... . XYJ(. .... . xxx... .......XXX... 9. 1996... ... XXX .. ... . XXX. .... . XXX.... XXX.. 10. 1997..... XXX.... . . XXX '. . XXX... XXX... 11 1998 ~x~ x~x ~x~ xxx ed Oirecl and Assumed al Year End 7 8 4 1993 '994 '995 1996 ...............3,259 ...........2,737 .....31,599 ....31,701 ........31.117 .............31,295 ......... ...32,100 .............32,446 .............35,597...........36,397 ...... .....27,544 ...........28,935 .........18,625............23,'57 ........ ...6,092 ............16.592 ...........6,595 ......XXX... XXX .............32,'44 ..............1,654 ...........31,029 . ...........30,444 .............29,847 .............31,424 .............28,911 .............30,748 ...........22,969 ............31,251 ... ...5,529 .... ........33,239 .......XXX.... ..... ......20,858 ... XXX . ... . .XXX.. '.. xxx.. XXX.. . ...xxx... .. .XXX XXX XXX... XXX XXX XXX 108 10 11 1997 1998 ...............2,927 ...............3. .....,31.753.............31J .............81,381 .............31.J ' .............32,599 .............32.8. t, ............36.725 .....'.......38,8r .....29,386 ...".......29,8'[' .....24,"0 .............24,4 '. ....20,998 ............21.9., .............17,535........"...21.7.. .......7,481 ...17,) XXX". ....... ....771 __''''""~.,,,,',",, Erie Insurance Company SCHEDULE P . PART 5C . COMMERCIAL AUTOITRUCK LIABILITY/MEDICAL SECTION 1 ,. Cumulative Number 01 Claims Closedwilh loss Pa menl DIrect and Assumed al Year End jvears In Which 2 3 4 5 6 7 8 9 10 11 mlums Wele Eamed ~o!SesWero Incurred 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 I Prior...." ..""....... ..,..,. ........... ... ............. .... ."".." .............. ......, ...... ...79 .................888 ......".. ........79 ................100 .............112 "....."..".....128 ,..,...........,..140 ... 1989........."....,.... .."........"... ...", """ ...". ......... "".....".,.,... .. .. ......,....... ...6 ....."....,.. ..826 ..................834 .................,836 ,......,..........837 ."...............839 ..."..."".."..839 1990"""...".""..., ........XXX... ..... ..... ,..... ........... ......................... ." '" ..........'5 ..................825 ................841 ..... ."." ...850 ,............".,854 ........"........858 "..".........,..858 1991..."""""....... ........XXX." '"'' ........XXX"...... ......""........,.. .. ........".......70 .............., .807 ................. 855 ..................871 .. .......""...877 .."........""..878 .."""""""..878 . 1992........".......... ........XXX ....".. ...",..XXX ........ ........XXX.."".... ..................241 ,,,...............749 ........... ."..884 ...."...929 ........952 ....".."""....961 .."...........".964 ."..... "...... '993..........."..".., .."....XXX... ..... .. .. .XXX.." .. ........XXX "...... ......"xxx ........ .. ..".... ..287 .. ...., ........819 ........, ......991 ...............1,048 ..."."".....1,072 ....."..."",'.080 1994"""".........", "......XXX ."..... .. .....XXX...... .. .....".XXX ........ ........>00<.. ...... ........XXX ........ ... .... ....".367 ....... ........802 ........"........886 ...........".....931 .....".........,,944 1995....".....",...... ........XXX....".... ........xxx. ....... ........XXX....... ........xxx ........ ........xxx ."..... .... .XXX ..... .. ........... .....335 .............."..591 ..."........"...652 ......"".""...659 1996.."......"..".... "......XXX....."." ........XXX."....... ........XXX...... .. ........XXX.." .... ........xxx...... ..."".XXX ........ ........XXX......,," ..'''..."........399 ...."'"".......697 ....."...""..,,778 1997".".........,,,,,, """"XXX....""" ... ...XXX....." ....""xxx.......... ........XXX..."..... ........XXX... ..... ......"XXX ... ... ."."..XXX".. .... ..."XXX........" "..."...""...,396 ..""".".......742 1998".................. ........XXX... ..... ........XXX ...... .......XXX...... .. ........XXX ...... ...... XXX... ..... ..,.. ..XXX".. ......XXX. .......XXX .... ... .......XXX..... ... .................419 SECTION 2 1 Number 01 Claims Oulstandi Direct and Assumed al YearEnd Years In Which 2 3 4 5 6 7 8 9 10 11 .mlums Ware Earned Losses Were Incurred 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 Prior.,...........,....... ......................... ...........,..,....... .... ............., .., ....... ...... .....8 ......... .. ....."..4 ........... .........2 ............,.........4 ...".... ..."......3 ......................1 .."..................1 1989.................... ........,........"...... ...., .............. .. ..................... .,........, .........9 .. .............. ..4 .. ......... .......2 .,........,..... ....1 .....................,' ......................... ...".................... 1990......"""........ "..""XXX."' ... .........m ........... ............... ..... ....................14 .........,......... .8 ....... ......"...4 ,.... .............2 ...,..................1 ........""..........1 ........,...,."........, 1991.........."".."" ""...,XXX....".", "......XXX ......., .. ,.................... .....".".""..28 ". ...... ".....14 ......." ......., ..7 ........... ""...4 ......... ......,,2 .."..."""."....,,' ......................... 1992...."..."""..... ..."".XXX.......... "..""XXX. .. ... "......XXX.."".... ".............".110 ... .......""....29 ....................14 ........... .. ..7 .""""""."",...4 ..."..............",2 """.......".......1 '993".................. ..""..XXX.. ...... "",,,.XXX.....,,,,. ........XXX.".."... ."."..XXX ........ .... .."""",,132 ........ "........35 ...... .....".....11 ....."".........,,'0 ...".......".."....5 "....."".."""...3 1994.................". """..XY.x.......... ."..",XXX...."".. ..."...XXX"."..", """"XXX........" "......XXX."...".. ."...""........137 ....... ......",..40 .".""..""......20 ...."""".".....12 ".",,,,,,,,...,,,,,,5 1995""""......"".. "".."XXX....."" "".."XXX.."".... ...."..XXX.."""" "".."XXX"....".. .m "xxx""...... "......XXX.. ...... ......... .....,,157 ...".........""..45 ....."."..""..,,24 """........"..,,13 1996....".."."....", ..."",XXX".."".. ..".",XXX"..."... ..".."XXX"""".. ."."..XXX......"" .."...XXX"....".. ...."..XXX"........ ....""XXX."""". ........."""...174 ........".".""..48 ...."...".""....22 O. liS7""""".."...". ........XXX...""". ........XXX"".. .. ......"xxx........" ........XXX.. ...... "."...XXX.".... ........XXX ........ "......XXX"........ "."."XXX"..."... ....""""......252 ."..""..."."...50 ,. 1998".""..."....... ........xxx... ....""XXX.... ........XXX ........ .....XXX.".."". .."...XXX ... .. .XXX... ....... XXX......... .......XXX ........ ........XXX..". ... ......"....."...252 SECTION 3 Cumulative Number of Claims Re rted Direct aM AsslJfl"led at Year End 2 3 4 5 6 7 8 9 1989 1990 1991 1992 -........."....."...""".""......... ...................."".....""..." .......91 1989.........."....""......."...".".... ..".... .......16 1990..........""".". ..."."XXX. ....... ".." "" ""........ "....... .............. ........"........34 1991.."...."....."". ... ".XXX, ....... ""....XXX...........".....118 1992....."......""... """"xxx xxx"" ...... .XXX".. ......... ........392 1993".......""""... .."""XXX... .....".XXX... .......XXX.... ........XXX.... 1994......"..... ..."..XXX.. ...."..XXX... ......XXX....... ........XXX.". 1995.... ......"XXX". ...."..XXX.. .....XXX..... ....XXX.. 1996... "......XXX. . .. .." ...XXX... . .... ..XXX.... ... XXX ... 1997.... .... .. xxx... . ... XYJ( ....XXX . .. XXX 1998... xxx xxx xxx >:xx 10 11 1993 1994 1995 1996 '997 1998 ....... .... .1,062 ........,.... .....86 .."....... ......119 ....m ......"""......171 ..."..,..........183 ..... ........... 985 ... ............992 ...,..... ......995 ... ....... ...995 .....996 ...........""..,996 ......., ........ 971 .. .. ... .. .987 ...."".....1,000 ""......1,007 .....1,009 ...""""..,'.010 ............. 988 .... ..1,040 .... ......1,059 .. .....1,070 1,072 ............".1,071 .......... .....902 ....... .. ..1,059 ...."....1.101 .........1,'29 ""....1,'38 ..."...."",,'.143 .. ........,......~1~ ...... 1,006 .. .. ...1,201 ..1.261) ......"..l,m .....1.335 ....XXX.. .... .. ... ....569 .. .... ........948 .. ....1,024 ...............1,067 ....1.085 ...... XXX. ....XXX .. ... ....560 ... ... .762 ..................825 .............868 ... .xxx .. ,.xx ..xxx .. .. .. ....651 ........,,903 ...."....981 XXX XXX XXX xxx ..... .. ...740 ....992 xxx, xxx xxx xxx XXX ...764 109 ""'......."'..~.,"'''.. Erie Insurance Company 1 VearslnWh;ch Premiums Were Earned and Losses Were Incurred 1. Prior............" 2. 1989.......".. 3. 1990.... 4. 1991............ 5, 1992............. 6, 1993..................., 7. 1994.................... 8. 1995...".........".... 9. 1996..."............... 10, 1997................".. 11. 1998.... SCHEDULE p. PART 5D. WORKERS' COMPENSATION SECTION 1 Cumulalive Number of Claims Closed with Loss Pa menl Direct and Assumed at Year End 2 3 4 5 6 7 8 9 10 19M 1~ 1991 1992 1m 1~ 19% 1900 1~ ......... ................. ........ ................134 ........1,427 .......... .......140 .......167 ....168 ................,,'80 ....,.........".... ..... ...... ..........." .......... ......................7 .. ..... .....1,514 .., ......,...1,521 ,.............1,530 ...............1.540 ........,......1,542 ..."...xxx .. ........................ ......................... ..................11 .... ......... 1,640 ... ..... ..1,658 ...............1,670 ... ...........1,677 ...... ........1,880 ...."."..".. '\' .......xXX ....... .......xxx ........ .......".." .137 .....1,955 ..............2,003 .....2,024 ..............2,038 ...............2,050 X ........XXX... ...... ........XXX.. ........xxx.. ..........458 ........"....2,343 ...............2,976 ..3,057 ......"...3,092 ..."""......3,1\1 ........".....3> 1>1 ........xxx.......... "......xxx.., ..." ........XXX.... .... ... ....XXX ........ ."....." ......475 "...2.495 ........."....3,'91 ."....."..",3,296 ........""...3,347 ....."" ..3, . .."........".2,905 ..",.,..,...,,3,746 ."......".,..3,"", ""...,.,.,',.',,3i, :,i ........xxx.......... "......xxx.... .... ........xxx." ..... ........xxx ..xxx....."... .......".........536 _ t.: ........XXx.......... .""...XXX".. ....XXX.......... .."....xxx ...XXX.... .".....XXX ......."...."...518 ....."........2,999 ".".........,3,991 .."."..""..4,. :::.,:::..:::.: ........: ......: .......:: ....... ...::'~~~~ ::.:::~:;;; :::::::::::::::r' . ..._.xxx. ...... .xxx... ......xxx. ,...... ....... xxx ........ .,..... xxx ....... ........xxx ........ ........xxx ........ ........xxx. ....... ,......,xxx. "..... ................ 2 SECTION 2 Number of Claims Oulslandi 5 6 10 I Years in Which Premiums Were Earned pnd losses Were Incurred 1989 1990 1991 1992 1993 1994 1995 1996 1997 Dirccl and Assumed at Yeai Ena 7 8 4 9 1. Plior......"..""....... ......."".............. ."...."".....17 .......12 ..""..........11 ..."".........16 ..""...."...."..16 ....""""....",,'0 2. 1989.................... ......................... ......" ..."..14 ........10 ....,,7 ...............6 ......................5 .........."....."...4 3, 1990........".......... ".."..XXX"........ ..................... ...........23 .............".....15 ............"........9 ...".................1 .............".......5 ....."".............4 4, 1991.................... ........XXX."....... ........XXX.......... .........47 .....".......27 .........16 ......"......."..,12 ..........."..".....9 ..."..."".........,7 5. 1992."".........."... ........XXX.......... .."....XXX.......". ........XXX.......... ...".............229 .........".........63 ...........".......32 ..."......."......20 ....................13 ......."..........".9 8. 1993..""".........." """"XXX""...... ..."...XXX"."..." "."".XXX . ..".."XXX"... ." .."""..""",,291 """"".""".,,57 .".."""."......33 .."...""..".....22 "..........".."..15 7. 1994""......"""".. """..XlOC......... "".."XXX"..""" .."""xxx "".XXX""...." ..""..XXX."""". ".".""."...,,273 .."."".""""..60 "....."".........33 "......"..""",,21 8, 1995"......""...."" ....""XXX"."..", "...."XXX...""". "...".XXX ""XXX""".". "."...XXX"."..... """"XXX."""". ""...""...",,285 ".....".."."..,,64 ...".........."...37 9, 1996"......."......", .."....XXX.."""" ........XXX.."...". ..".".XXX".""". ..".XXX..." ."..XXX...., ." . ".."XXX"".."" "...."XXX""."." .""....."......318 ..........""."...13 10. 1997"........"."..." "".".XXX"."..", """"XlOC ""...."XXX "XXX "."".XXX .XXX."""." ........XXX".....". ....""XXX...""". ........."."",,419 11. 1998....... ........XXX... .. - ....... XXX ........ .... ..,XX)( ....... ....... XXX ........ . ......XXX ........ . ......xxx .".... ........XXX ........ .. ....XXX . ...... ........XXX. 1 Years in Which Premluns Were Earned and Losses Were Incurred SECTION 3 Cumulative Number 01 Claims Re 5 6 10 1997 ."...""""",,253 ."."".1.795 ".""".2,068 ..."".".2.447 ".,,3.131 ."".4,272 "..4.915 "..".".."..4,920 ."."...."..3,795 """".........982 .XXX.. r1ed Direct and Assumed at Year End 7 8 9 2 1999 3 1990 4 1991 1992 1993 1994 1995 1996 ...."".47 """...",,301 ""......226 ..."".......1,437 ".....""",,1,783 """".".".1.794 . ... .......1.769 ......".",,2,000 .....2,007 ...."".." ..1,978 .."..2,418 ....2,436 ...........2,391.."""..".3,659...."""..,,3.701 ....."........3,555"".."",,4,082 "" 4,209 . ........3,068 "".."."".3,613..""".",,4.773 .. .. .XXX" ".... ........"......,,877 .....".""..3,601 . . XXX. "".... .. ,,,,XXX... "................883 .. . xxx... . XXX. ... ." ....." XXX... 1. Prior.........,.. ....................... .......158 ."............1.574 2. 196~.."""."...".". ""....".. ..""".. ............ ".. ".."."....23 .."...........1,761 3. 1990"."""" ""XXX... ..,,46 "". ......".1,966 4, 11191.. "..".XXX"....... ...XXX"" ..".... ."....""....234 ......" ..". 2,336 5. 1992"".""" ....".XXX"... ... "......XXX.. .."""XXX "..".. .........." . ..730 .."""."..2.711 6. 1993."...."...."..." """"XXX.. ..".. """.XXX ......" . .....XXX....... ..".."XXX ... ". . ,,"....... ..831 7. 1994.......". .".....XXX.". ...XXX .."".. ....."XXX .."".. .".....XXX "."..XXX.. 8. 1995""...""." ......"XXX... ..". ...".XXX.... ."....xxx" .....".XXX... .......XXX" 9. 1996". ....."XXX" ""...XXX.... " . .. XXX. . "".XXX ..""" ..."XY.X".. 10. 1997 "."XXX". ... XXX.. " . .... .00... "". xxx.". .. . ".. XXX. l' 1998 .,XXX XXX xxx xxx xxx xxx . . XXX XXX 110 ..........,...... Erie Insurance Company SCHEDULE p. PART 5E . COMMERCIAL MULTIPLE PERIL SECTION 1 1 C:Jmulative Number of Claims Closed with loss Pa menl Dlreel and Assumed at Year End Years In Which 2 3 4 5 6 7 8 9 10 11 lurns Were Earned osses Were Incurred 1989 1990 1991 1992 19P3 1994 1995 1996 1997 1998 Prior"...."..""""", ""... "."....."".."..7 "".........514 .." ".41 ."." ..""",,454 ""...."".""".77 .100 '''"""......107 1989......."..."."", """""."""" """. ...5...."..........320 ..........57.."............322..".....""..".323 ............".324 ....."...........325 1990..."........""... "..,,,.>00<..... ..,..,.......,........9 .......,..........259 .,..72 .....,............262 ,.....262 ........26~ ...........263 1991..........."....... ....""xxx",.... ........XXX.......... ."...74 ."........ ...402 ........".118 ..411 ""...""....".412 ......"....",414 ....."..."......413 1992"........""".... .".....XXX.. ....""xxx... ...xxx.... ...279. ..,...370 .112 "....358 ..."."..........364 ..."".......367 .............."..368 1993......."""....." "......XXX .....XXX"... .XXX.. """ ".....XXX .... ...... ........341 . "....,,99 ..... ".....".415 ..",,418 .........,422 ...."....,.......428 1994".."...."..".......XXX .XXX.." ...XXX........ ..xxx.... .....XXX.... "........."....61 ..................449 370 .....""".......366 "......."".....363 1995.."".."".".".. "."...XXX, ....". .."....xxx "".... .... ...xxx..... .....XXX.... ......XXX... """.XXX.... ".407 "..."...........122 .......".,,24 ................"..17 1996........."".."... """..XXX... ...XXX... ..... ........xxx". ".. ........XXX .....XXX ... ". .."....xxx.... ... ..."..XXX.." "..."..638 ..""..181 ......."....""...89 1997".".."..""..... ..xxx .....XXX., ...xXX..... ........XXX. ....... "......XXX .. .."....xxx.. ...... "......XXX ........XXX."....." ..................459 ................,,238 1998... .. . XXX ........ .......XXX..... "......XXX... . .. .. XXX. ....... .. .....XXX... . ...XXX.. . . ........XXX.... ........XXX .."" ........XXX... .... ..................522 2 1989 Prior......"...."....... ....."...............", SECTION 2 Number 01 Claims Oulslandi Direct and Assumed at Year End 5 6 7 6 9 10 11 3 1990 4 1989""""""",,,,,, 1990"...............", ........XXX.......... 1991......"".......'" ........XXX...... "...XXX."... 1992.....""........., ........xxx ......" ........xxx. 1993""...."..""".. ,."".XXX...".." ...XXX..... 1994........."......... ... ".XXX.".", . ..""..XXX." 1995"."..........."" ,.. ..xxx......,," .XXX. 1996...............".., . XXX".. .".XXX......". 0, 1997......"...."...... ........XXX .....XXX."...... 1. 1998.. ". ..,.xXX.... .......,XXX... 1992 1993 1994 1995 1996 1997 1998 ....."..9 ....8 ..."""..".....5 ""........,,3 ...2 ......."...........,,2 ....".......".....,,1 ...................,.8 .....5 ....""..,.3 .......2....""""..........1 "..",...............1 ................"....... ....".....,,'1......................7 .....4.................".3 "..........""...".2 "".""..""....",1 .""......""""...1 .............17 ..."...............12 .......8....."""."........4 "3.."....."",,.....,,' ........"...........,' ....XXX.......... ""......"......100 ...................22 ..,,13 .".10 ..".8 ."..."...".........3 ....""........".".2 ....xxx.. ". ...."..XXX....".. ............92 "..................21 ....18 ".....11 "..."..."........10 .."........."".,,22 "".XXX. ....XXX "...... .......XXX.. .... ."...............108.36 ....22 .""".,.....16 ....".........,.."..9 .."....XXX". ...XXX..... ........xxx... ".xxx ........ ........... .....116 .."""... ""....29 ,,,.,,...,,...,,..21 ..."........".....14 "..XXX. ... ........XXX.. ........xxx.... . ...xxx.... ........XXX. "".137 ....................40 ...."............,,26 ...XXX. . ..". ".....XXX". ". ... ...XXX". .....xxx"...." ..""..XXX ..."..XXX... ".."......."...178 ......""...."....38 ......xxx... . .... xxx". . . ......xxx.. xxx... .... . ..,..xxx... .... .......JOCK ,..... .......,xxx. ...." "". ....... ....193 1991 SECTION 3 1 Cumulative N!;mber 01 Claims Re ned Direct and Assurned at Year End Years in WhIch 3 4 5 6 7 8 9 10 11 remiu'nl Were Earned LOisel Were ItlCUlTtld 1ge9 1990 1991 '992 1~93 '994 1995 1996 1997 1996 1. Prior ..21 .. .........642 ..............310 ",..281 ........124 ............."...166 ..................191 2. 1989"..".... .............17 ..................384 .............381 ............382 ..382 .......382 "...............,382 3. 1990. ........XXX... .....26 ................337 ..336 ...............339 ....340 ......340 ..................340 4. ,991 ........XXX ....... . .....XXX... 121 .532 ....538 ...............536 ... .......536 ...538 ..................539 5. 1992. .. ..XXX... ... ... XXX... "XXX. 449 .. 509 .. .....487 ..... .......485 ......488 ................489 ..................486 6. 1993.. .....XlOc. ... ....xxx.. .. ...xxx xxx. 5 ~ 8 " ~59 ....541 539 ...543 ..559 7. 1994... XXX.. .. XXX ,_ XXX XXX XXX. 793 .590 ....... 413 "..464 ...453 8. 1995.. XXX . xxx.. XXX XXX XXX x.xx 640 ......204 ._.,.........61 ..... .....42 9. '996... XXX . XXX .XXX XX, XXX xxx XXX 951 .. ..302 .............157 10 1997.. XXX XXX XXX H)( KXK xn Xxx xxx .78E ...........381 11 .m xX): r.xx xxx nx xxx xX)'. xxx xxx XXX 871 ,~;.\. ",.- ..;;. 'f: I;:' " " , 1 jveal1lnWhlCh ,mlums Were Earned losses Were Incur/cd 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 Prior..................... ....... ........ ..........24 ................ ..86 . ..... ......40 ......84 ...................27 .............90 ........151 1989.................... ......................... .........."............. ..................2 ....65 ...66 ..........66 ....68 ..................138 ..................208 1990.................... ........XXX.......,,' .....2 ...............47 .....48 ..........49 ...................,48 ....................96 ..................144 1991.................... ........>00<.....,,'" ........xxx .....16 ..52 ....,53 ....53 ................58 ".."............111 ..................178 1992.................... ........XXX.......... ........XXX.......... ........XXX ..53 ....56 ..59 ................60 ....................66 ..................132 .....,............200 1993..................., ........XXX.......... ........XXX.......... , .....XXX .. ........XXX .....44 .............59 ................62 .................70 .."..............140 ..................220 1994..................., ........XXX.......... ........XXX, ....... ........XXX.. ...... .. .....XXX .......XXX."... ................49 ....66 ............31 ........"...."...,70 ..................1115 1995....."............, ........xxx..."...., ........xxx.......... ........XXX.. .. ........XXX.. ........XXX......... XXX. ...............52 ....................19 ....................32 ........"..........46 1996.................... ........XXX.......... "."...xxx.......... .....XXX ........ ........XXX.......... ........XXX...... ...XXX.......... ........XXX.......... ....................54 ,....".............67 ..................116 1997.................... ........xx>:.......... ",..,..>00<.......... ........XXX ........XXX."......, ..XXX........... ......XXX.......... ........XXX.......... ........XXX. ....................47 ....................71 1998.................... ........XXX.......... .......XXX ........ ........xxx ........ ... ....XXX... ..... ........xxx ........ ........XXX ........)()()(.......... ......xxx.......... ........XXX..... ... ....................44 _""".."""0"" Erie Insurance Company SCHEDULE p. PART 5H . OTHER LIABILITY. OCCURRENCE SECTION 1A Cumulative Number 01 Claims Closed with Loss Pa menl Diracl and Assumed at Year End 4 5 6 7 6 9 2 3 2 SECTION 2A Number of Claims QulSlandi Direct afld Assumed at Year End 5 6 7 6 9 3 4 10 II 10 11 Prior....""............. 1989.................... 1990.................... 1991.................... 1992.................... 1993.................... 1994.................... 1995................".. 1900.................... 0, 1997.....""........... 1. 1998... - - - - - ~ - - - - .. .........".............. .........6 .......4 .......1 ....5 ..................8 ....................10 ......................9 .."...................., ...............................................3 ..........2 ...................1 .. ........................,......................... ........XXX.......... .....".................. .... ......................4 ...3 ......................1 ,.....................1 ......................1 ......................... ......................... ........XXX.......... .."....XXX.......... ......................5 ......."........3 ..............,.......3 ....,.....,...........2 ...............,' ......................1 ......................1 ........XXX...... .. ........XXX.......... ........XXX.......... ....................15 ................5 ..."......4 ...........4 ......................3 ......................1 ......................1 .......XXX.......... ........XXX... ..... ........XXX.......... ........XXX.. ...... ......"...".......14 ......................5 ........5 ......................3 ......................2 ......................1 ........XXX.... .... ........XXX........., ........XXX.......... ........XXX..."..... ........XXX.......". ........"..........14 ..........8 ...................".6 ......................4 ......................3 ........xxx..... ... ........XXX.......... ........XXX......".. ........XXX"........ ........XXX.. .. ........)()()(.......... ........15 ".................".7 ......................6 ...............".....4 ....XXX.......... ....XXX.......... ........XXX...... .XXX .....XXX ..XXX ........)00<.......... ....................19 ....""..............8 ......................7 ....XXX ..XXX.......... XXX.......... ........XXX ...XXX ..XXX ........XXX.......... .....".XXX.......... ......,....""..,..19 ......................5 ........xxx.... ........xxx. ....... ........xxx.... ........xxx ......., ........xxx .,...... ........xxx.... . .. ...xxx.... ........xxx ........xxx......... ..........19 2 SECTION 3A Cu:nulative Number 01 Claims Re fled Direct and Assumed al Year End 4 5 6 7 8 9 3 \990 "995 ..........102 .......89 .......81 ......64 . .....87 ........69 19!9 1991 1996 ...............65 ......102 ........89 ...........97 ...........103 .107 1992 1993 ..............32.................115 ...6.............69 ....................................8...................79 .......26...................82 .78.................." . ...XXX.. . . ..69 ........XXX... 1994 ..........,........,4. ..... ..............90 ..... ........80 .........84 .........85 ......84 Prior...........,,,....... 1989..................., 1990.................... 14. 1991.................... 5. 1992............... 5. 1993............." 7. 1994................ 8, '995.......... 9. 1900..... 10. 1997.... 11 1998 ........XXX.......... .....XXX ........)()()( ........XXX .... . ......XXX....... ........XXX... . ......XXX.... . ........XXX. ....... .......XXX.... ....XXX ........XXX.. .... .......XXX.. ........XXX.. . .. ..XXX.... .....XXX. .....1:i.X.. .XXX XXX xxx .. ..XXX ... ... .. .. ..... .......75 ...94 ....................67 .XXX.. .. .,_.xxx.., ....60 ... ...40 XXX . ..XXX .. xxx.,. ....... 89 XXX XXX. XXX XXX.. xxx xxx xxx xxx ........xxx.",. .. "...xxx... . .. . .xxx.. .. ....xxx.. .,.".xxx . .xxx. xxx xxx xxx 10 11 ~~ \i I,;' ~f .3 i.\' .3' , , .-;., 1997 1998 ...:...........157 ...............258 .................207 ..................312 ..................176 .................,264 ..................195 ..................295 ..199 ..................301 ......208 ..................323 .....137 ...........".....205 ... .....76 ..................113 .. .132 .. ....._.....184 ..... .... 64 ..............107 XXX 77 "'""""''''''"'' Erie Insurance Company Prior....."..."......... '989.""".."""".., 1990"..,.."".,,,..... 1991."......"".... 1992""""".."". 1993""."",,,..,,,... 1994"".............", 1995."."....".."".. 1996...."...."......" 1997""""""",...., 1998.... SCHEDULE p. PART 5R . PRODUCTS LIABILITY. OCCURRENCE SECTION 1A Cumulative Numher 01 Claims Closed with loss Pa menl Oiroct and Assumed at Year End 2 3 4 5 6 7 8 9 10 11 1~ 1~ 1M1 1m 1m 1~ 1~ 1m 1~ 1~ .............."......... .....................".. .................................2 .......,(2) ......................, ...."...........,,,..1 ............"........1 ........,,1 ""........".........".""..""......"........,,1 "........"..."...,,' """"xxx . """.......".. ".".."...."....".... .....XXX.. "".. ....""xxx... """". ..".. ......" . .....". ... .. ..1......."......,,2 .. ....1 ...............""".1 ...........1 "".."...".......,,' ..xxx.... . ..".".XXX.., ..xxx. ........"" ...1 ...." "..".......4 . .........". .."..5 .. .........""...5 ...........".."..".5 "..5 ......"".....""",5 .".""XXX ""xxx" ."... .......XXX ......" "".."xxx ..".... ..""".. ""...".2 .."........."".....4 ..,,4 .".........."...4 ...,,4 """......"".."..4 ".."..xxx".. ".. .....".XXX. ."..XXX."" .......XXX. ""....xxx ..."...........,,1 "...1 """."""..".....". "....."...".."....... ..."...XXX."....... ..."".XXX ...XXX."."""..XXX .....".XXX ..""" "."".XXX .."..,,2 ...""..",,2 "...........".""..2 ...""...."...""..2 """..xxx.."..."' ..".".XXX".". " ."..."XXX"" ".".XXX"".. .. """"xxx. ....... ....""xxx."." .. .."""xxx ""."......."."...1 .."""......""....1 ""...""........""" "".."xxx.""...., ."XXX... ""xxx... "....XXX." ..." "..."XXX ...""XXX "..xxx."....... """"xxx.""..... ""."........,,' ""......"..".....".. ........XXX ,....... .....,..XXX ",..... ........XXX... .."...XXX. ..... .xxx. ....... .... ...XXX... .......,XXX... ........XXX.... ........XXX.......... ."...................1 2 SECTION 2A Number 01 Claims Oulslandi Direct and Assumed al Year End 567 8 '0 3 4 - ~ - - - - - ~ ~ - Prior....,,,,,............ ......".".... ....,... ........n......"" ... ................ ..................... ...",..,,,.......8 ......................6 ...""""""".....5 ....",.......",..".5 1989"""""."...".. ..""..."""......""""""...".."..,,.... ..."""...1 ...."....""........ ......", ....."..""....".."" ".....".....""""", "."."..."""........ '990""."...""".... ........XXX....."... .."""""".." .".. ".""......"""." .....""""." """"......."......" ....".....""..".."" "....."......"..".." 199\.."."."".."... ..."...XXX"..."." "...."XXX..."..... ".".".......""..,,.. ". ... ..........." ".."""......".1 ..."". ...""""...""..."" """.."...""".."" '992""..""......"" "".."XXX..".."" "".".XXX"". ... """..XXX.. "....""""..".... ....""""...".",,' ......"...... ...."."""".."...... ......."........."..... 1993...."""....."", "......xxx ........ ".."..XXX.."..... "."".XXX ..XXX... .... .."...."". .....,,1 "...."", ".. ......"""".......", ...."......".".."".. "..."""""""""" 1994".""...""...... "".",XXX"..".." "".",XXX.."".... "......XXX""".... ... ""XXX ". "".",XXX ......"...1 "..".""." "...". "...""....""..""" """.........."""", 1995""".."."....." ..".".XXX.".".." .."""XXX".... .. ........XXX""."... "".",XXX "."XXX.. " " ..."...XXX........" "".".., ...........1 ".....".."............ """""""''''''''''' 1996""""""."..." ..."",XXX..""". "......XXX.""..... .""",XXX.."".... "".".XXX."....". ""XXX." ..... "......XXX"". ... """"XXX""".." ..""...., "..........""......." .""""........."..... 1997.."""........".. "......XXX."....". """">00<.",,..... ".."..XXX.""."" ",XXX"... ". ..."...XXX....."". ..""..XXX"""".. .....",XXX "......XXx....".... "...."......""",,' ...."....".."......, 1998". . .XXX........ "......XXX ..".... ...... .XXX". .....XXX... ... .""..XXX.... ....XXX .... ... .. . "XXX.. . .."...xxx ..."". ........XXX "...... ............... ""., 2 SECTION 3A Cumula!Jvl'l NumbPr of CIBrns Rto rtNl Dift'ct 8'ld .Assu'l'le'd at Year EI'Id 5 6 7 88 11 10 1989 '990 1991 1992 1993 1994 ..................1 ...,........,....., 1995 1996 .9....................11 1997 1998 Prior..................... ................. '989..""".... 1999............. 1991...".. '992." 1993"......."...."... 1994..". 1995.."" 1996 1997... ...12 .w..............,~ .........1 """."".........", "......XXX"....." .....xxx ........ ........XXX.... ...1 ......3 .....6 .4 .. ... ........6 2 ........., ................5 7 ...........2 "._~ .. ..,xxx.,... ,.xxx xX> .........., .."...........,,5 ...............7 ,,1 ........."., ".....5 "".................5 ....7......"..............7 ...."XXX"... .... "xxx... "..."XXX... . ......XXX... ....".XXX ........ .....XXX. . . ......xxx.. ..... ..XXX "....XXX.. ...XXX ....". XXX ..... . ....xxx.. " ....XXX... .. ..XXX... . ...XXX. .. .....xxx. . ..... XXX .......xxx. xxx ..........1 ."""XOc.. "".XXX .XXX. XXX .. . XXX xxx xxx... . .XXX.. . XXX. XXX XXX ...xxx. XXX.. . XXX xxx ................2............".....2 .............2 ..................3......"....."...2 X)()( '11. xxx XXX 116 11 .",""~""".,",, Erie Insurance Company SCHEDULE p. PART 6C . COMMERCIAL AUTOITRUCK LIABILITY/MEDICAL SECTION 1 Cumulalivo Premiums EArned Dime: and Assumed al Year ElId 000 omilled 4 5 6 7 6 9 , 1 II YearslnWhicl1P,emiums WOllIEomooandLosscs WerolooJll'oo Prior".."""".."..."....".".",.. , j1989........... f,::'::::::::::::::::::::::::::. 1992".....""."." '993""""""""" ..1994."..""....."" ',995..."...""".." 1996"...""...".", 1997.."...""......"..."...""." '998""" T""""."""".....".,,..."""".."" Earned Premiums Sell. P.Pll 1 Years In Which Premiums Were Eamod Md losses WCfs/ncooed Prlo<........"""".""."."....." 1989."".".."..."......"""", 1990..."..."."""..,,,...,,..,,.,,,, 1991"...""...".."""""""""......""" 1992...."""""..""..."...."".."".."..... /i:....:,::..:.',.:..,:',,','.:::.:,:. 1.,996""."...."........."....". . :::::::::::::::::::::............... I ! ~:~.~~~..~:.;~~..;............. I I , 1 Yeon In 'M1ich Premiums Were Ecrned and losscs Werelncmed Prlo<....".."...""."".""...""....""". 1989.""....."...""".."""""""", 1990""...... 199."""..."......."."""""...". 1992"...""..."...""......".... 1993..."..."""",,,,,,,,,...,,.,,,,.....,,,,. 1994...".....".""""..."..."....""". 1995"""."" 1996.......""""...".........".,,. 1997..."""".""......"""" 1998......... ..."....".......... T""""..., E 'ums SchP.Pt1 1989 '990 1991 '992 1993 '994 '995 1996 .0 1997 1998 11 12 CurranlVe.r PrmtnS Eamed ........,xxx ...xxx, .....xxx. ".".".XXX... . .........xxx ".XXX ........,xxx. ..xxx .........xxx... """..xxx"" .........8271 ........."......"... .......................,.......,............ ..........,.................. .""".....",,0 ".".",,0 ."""."".".0 """...3,135 ".3,362 "...3,699 "...",,4,052 ............4.342 "......,,6,855 ...........5,'13 ...."XXX.."" "..5111 10 11 1998 ....""..".",.(1) ."""..(1) ........,5,113 ......"....5,111 ..,.......xxx... 12 CooenlYear Premiums Eame4 ""..."..........1 ...................1 .. .......XXX.... 12 CurrenlYeat Premiums 'amad "...."".""..(1) .................17 .."""""...209 ............6,406 ."""..".6,631 . .......lOOL. SECTION 2 1 CumulatIVe Prl!lf1lUms E<V1lCd COOed at Veal End omttcd 12 Yen in Which Prerm.ns 2 3 5 , 7 8 9 10 11 Cunen!Vea- WeleE_lWIdLosses PI....,. Wl!felnoJn'ed 1989 1990 '991 1992 '993 '994 199~ 1996 1991 1998 E_ Prlo< ............."......... 1989 .......................... .............0 1990 .n . XXX.. ...",,,,,,,.0 1991... , .._...XXX .. . xxx ..........0 1992...... ,.xxx xxx XXX 13 13 13 ..13 13 .....13 1991.- XXX XJ()( XKX xxX 6 6 6 6 6 ..6 199...... XXX xxx 'xx XXX xXX ..,0 19'1L XXX Xxx XKX xxx XXX l(XX 0 1996.. XXX XXX Xxx xxx XXX XKX XXX ..0 1997.... XXX XXX XXX xxx XXX XKX XXX xxx. . ...0 1998".. XXX XXX, XXX XXX XXX XX, XXX XX, XXX. ...0 T""... XXX .xxX XY.X XXX XXX XXX ....xxx XXX . KXX. ....,...xxx... ................0 ....., 6 79~ 8489 11861 13 6 XXX .... ......,..XXX... .......... .......... ..................... .... ........n...... ..................... ............. ,XXX,.. ......."XXK..... ...................... ......,,,,,.3.136 .....3,136. .,......,,3,135 ....3,135... ....".3,135 ..."....Xxx, "" ....... XXX .xxx, '''' ............3.361 ............3,363 ............3.362 ...".......3.362 ......3,362 ..... ...XXX ",.. ....... .XXx... ....XXX.. "...,.....XXX... ............3,703 ..........,.3.700 ............3,699 ....3.699 ....xxx .... ...",,,.xxx... .........XXX..... ....."..xxx.. ........ XXX. .".4,054 ...........4.052 ............4,052 .........XXX .... ..".....xxx... .........XXX... .........XXX.......... xxx. ... ....,,,..XXX .......4,344 ........ ...4,343 .........xxx .... .........XXX ... .........XXX.. .. ........ xxx .... ... . XXX..... ........ xxx .... .........xxx.. .. ............6,856 . ,..... xxx",. ......"XXX.... ....... .xxx". "...."xxx..... .........x.xx... . .......xxx .... . ...... xXX... . .........XXX.... ........XXX.... .........XXX..... .........XXX .... ..... ..XXX . XXX". .XXx... .......XXX ... on .....XXX.. ....9394 .10271 ...__3136 ....3.363 3703 .....4049.........4528..........01997 2 SECTION 2 Cumulative Premiums Eame<l Ced~ at Year End 5 6 7 9 1996 OOOomilled 8 1995 3 4 '989 1990 '99' 1992 15'93 1994 1997 .................. ........."................................. ...................... .............. ......xxx...... ......XXx..., . ....xxx... .....XXx... .........XXX,,'" .........XXX" ....xxx .... .........xxx.... . ......XXX ,.....XXX". .........xxX.... ......."XXX .........XXX.. ...,.xxx... . .........Xxx .........xxx ......XXX...... ...."...XXX .........xxx ...XXX..... .........XXX .......xxx... ........xxx.." .........xxX"... .........XXX .... .........XXX...., ......."XXX...... .........8271..........9394 .....10271 .............. ..................... .................... .................................... ..................... ................ ................0 ........................... ............0 ........................................ ...................... .................... .............. .........."".........0 ....8 ....8 ...............8 ...................8 ..8 ..........".8 ..XXX ...3 ...3 ...............3 ......3 ..3 ....,.."......,..3 .."xxx..".. ...XXX..... .."............."... .. ...............".".. ...... .......".".......0 .... .........XXX.. .. .........XXX.. .. ........XXX...... .................(2) .................(2) ........".......(2) .................(2) .... .........XXX .....XXX..... .........XXX .... .........XXX ...................... ........"......".". "...."...........0 ...XXX ....XXX..... .........XXX .... ...."..,XXX ... .........XXX..".. ... ..".."".......,,0 .....XXX. .XXX .... .........XXX .... .........XXX ......XXX. .....xxx ....,..."...1 .........XXX.." ....,....XXX.... .........XXX..... .........XXX ....XXX ..xxx.... ,.XXX...... ..8 .__3..2 .........t SCHEDULE P . PART 6D . WORKERS' COMPENSATION SECTION 1 Cumulative Premiums Earned Direcl MId Assumed al Year End 000 omitted 4 5 6 7 8 9 3 10 1987 '989 1990 "91 1992 1993 '994 1995 1996 .........XXX .............. ... .........XXX .... .........XXX... ............... ..... .. ................... ......... ......... ................... . .... .............." ..., .........XXX... .........XXX..., ........ XXX.. ............... ............4,855 . ..........4,855 ..,,4,85~ ............4,854 ...4,854 .........XXX . ....XXX. .........XXX........ ....XXX... ............6,720 ............6,512 ....6,510 .,...6,510 ,.6,509 ,.. .........XXX ....xxx... .. .....XXX ....xxx..... .........XXX...... .... .,.....7,910 ..8,363 ............8,367 ..8,366 ...."."XXX .XXX ... .........XXX.... .........XXX .... ".......XXX..... ....... .XXX. ..8,574 ............8,822 .........8,821 ....xxx...... .........xxx.. .........xxx.... .xxx." . .........XXX". .........xxx... .........XXX .. ....8.534 .... .......8,845 .........XXX ... .........xxx... ........xxx... ........XXX........... XXX..,... .........xxx.. .. .........XXX..... .........lOO(,..... .......7,426 ....XXX... ...XXX...... ...."XXX... . .........xxx..... .........xxx. .... .. .....XXX... ,........XXX."... ....)G()(...... .....XXX..... . .... ....xxx... .... ....XXX,,,.. "....".xxx... .........xxx.... .........XXX... .........XXX.... .........XXX .... .........xxx .......XXX...... .6792 8.~S9 .12fl61 4855 6512 7970 8964 .__.....8786 ... 7733 118 11 1998 ...................0 .............0 .."....."...0 ..4.854 .......6.509 .....8,366 .......8,820 ............8.862 ............7,635 ......"....6.406 ...xxx."... ..6631 -"'''''''"''''''''' Erie Insurance Company 1 YOin In WhIch Premiums WfJle Earned and Losses WcrelrlQJf:ed Priet............................ 1989.. 1900.... 1991................... 1992........................ 1993..... 1994............""..." 1995.."."....".""..""". 1996."...""...."..".."..."..... 1997"".. 1998..."........... Tolal....., Earned Premiums Sch. P.Pll 1 Y8alSin\'JhlchPremlums W8Ie EM1ed Md lO'iSOS Werefncurred Prior......."...""" 1989...""......"". 1990.."" 1991".....""."......."."....., 1992.".............. 1993.....,...................... 1994.............""".....". 1995....."...."..".......".. 1996."".....""."."""....". 1997."..., 1998...""....."".."..."......" ToIaI."..""......"."""...... Earned Pr .loms Sc;h. p.pt 1 . SCHEDULE p. PART 6H . OTHER LIABILITY - CLAIMS-MADE SECTION 18 Cumulallvo PrCfnilJ/ns Earned Oirocl and AssulJl(!d nl Yoar End 000 omi ad J 4 5 6 1 6 9 10 " 1998 12 CurrllrllYcar PI...... amod I:': 1 Y8lli'$ in 'Mllch Premiums Were Ecmed end Losses Werelncorroo Prior"""".......""".."""".. 1989..................._.............,............. 1990..."..."..........""..."... 1991............"....""...""..........."...... 1992....."..........""......".." 1993.""........"""............." 1994"....."........"............. 1995...".."......""...... 1996"......."....."... 1997.................."" 1998....."." Total...................... E Pnmums sm. P.Pel 1989 '990 1991 1997 1993 1994 '995 .......,,3 ."..........".3 ... .......XXX.. 12 CurrenlYear PI"""'" E .".......,,0 ,,_.. ...XXX SECTION 2 1 Cumulabve Premiums Earned COOed at Year End ''''''''~ 12 Years in Whictl Premiums 2 4 5 6 7 . 9 10 11 CUI'Ten(Year Were EImld -.d Losses - Werelnwrrecl 1989 1990 199' 1997 1993 1994 1995 1996 1 97 1998 E -.."."."" 1llll9......"...." .".. ..........0 ...................... 1990..... . ......XXX... ....."..........0 1991, ... .....XXX.., . ....XXX". ....".0 1992... ...xXX.. ... "XXX.. .XXX... N . ....0 1993... .. XXX.. ....XXX. . XXX. ...0 7, 1994... XY,X XXX xxx :x 0 .. 1995..,. . XXX XXX .. XXX XXX xxx xxx .0 9. 1996... ..xxx xxx .xxx xxx xxx xxx xxx 0 0 1991.... XXX XXX xxx. xxx XXX XXX XXX XXX 0 .. 1998,.. .. XXX .. XXX ,XXX. XXX XXX XXX XXX XXX XXX ..0 2. Total... XXX,. .__XXX. Xxx xxx.. XXX XXX XXX XXX XXX . XXX,. ......... ..~ PI sa. P-Pl1 XXX 1996 '997 ................... .................0 ....,....XXX,.. .,....."........,,0 ......".00 .... .". . xxx,.. . .............."". . "."... .......... .... ...... ,......0 .........XXK,. .. .....XXX ... ... ....XXX". ...'......... .. 55 ..'.. ...",....55 ......, .......55 ...,. .,......, 55 ............ ...,55 ..........55 ......."XXX .... . ...... xxx". "...... XXx. .XXX ".. . ........., ..,,57 ....... ...."..57 .. "....."..,,51 ............,....57 ."",...........51 ....57 ."......XXX". ... ."..XXX" .. ..".. XXX ... ..,. ...XXK.. .. .."XXX. .." ... ..........68 .. ..... ... . 68 ,,"....'.... 68 ....,...........68 ......".,.......(i8 .........XXX .... .,... xxx... . .......XXX"... ...""XXX... ."..... XXX.... .'. ,... XXX.... ...." ...."...74 "..............,74 .,...............14 ..".............74 ..... ..,......XXX. .... .. "....XXX, ". ... ."..XXX.... .... XXX....., ..."....XXX ,." ,. ......XXX "... ........,XXX.. ,.. ...............,.17 .......".......81 ....",80 .... (1) .........XXX ... . .......XXX... . .......XXX... ..,.,,,..00 .... .........XXX..... ..., ...XXX ..... ....". XXX". ...... ..XXX" .. . ......... .....11 ....... .........19 ....8 ." "...XXx ".. ..... ..XXX ... ......."XXx.. ..XXx... .. XXX. . ""... .xxx..... .... ..XXX... ..... XXX.. ,.. XXX.. ................71 ................}1 ........ ....".. XXX". ......XXX ..... ... .....XXX ... "... ..XXX.... . XXX. ". .........XXX... .... . .XXX .... ...'.. ..XXX. . ",......XXX ".. ........ XXX..... ........."......18 907 1001 10'8 .... 55 57 .... .68 74 17 7 .73 ... ....,XXX.. 3 4 SECTION 28 Cumolawe Premiums Earned Ceded al Year End OOOomilled 12 5 6 7 . 9 10 11 CwenlYear """"'"" 199? 1993 '994 199' 1996 1997 '998 ~ 1989 '990 '991 ........."........... ...................... .........."...m ................ ..................... ..............".... ................... .................0 .........XXX... .".. ............. . .... ...............,0 .........XXX...... .........XXX ."................... .... ..............0 .........XXX.. " ...."."XXX .".. .... ....xxx.... ...................'.. .... .."...............0 .........XXX... . ..... .XXX... .XXX .." .........XXX". .. ...... ...."..... ...................0 .........XXX .... .........XXX..... .........XXX .... .......,.XXX .... ."..... xxx... .........."........ ......................... ..........0 ..".....XXX .... .........XXX .... ...... ..xXX ... .........XXX ....XXX... .........XXX... ................"...... "................. ... ................. ....... ..........,0 ......XXX .........XXX .... .........XXX... ....."..XXX... ....... XXX... . .........XXX..... .. ...."XXX .". ".................... ................ ......0 .........XXX. .. ......."XXX .... .........XXX. ... .........XXX, ..XXX .... ".......XXX .... ".......XXK '" .........XXX,.. .......0 ......XXX...... .........XXX ..xxx .... .... ....XXX... .........00 .........XXX. ...XXX.... .........XXX ......XXX.... .............3 .XXX...... .........XXX .... .........XXx. "xxx .... .........XXX ..... .........XXX..." ........ XXX..... .........XXX ....XXX..... .........XXX.. ....907.......1001 "..1028 ....3 2 1989 SCHEDULE p. PART 6M . INTERNATIONAL SECTION 1 Cumulative Premiums Earned Direct and Assumed al '(ear End 000 omillOO 4 5 6 7 8 9 11 10 1997 '990 '991 1992 '993 1994 '995 1996 1998 .....XXX...... ....... ................ ... ..................... ..... .........XXX ......XXX...... .................. .................. .........XXX.. .. .........XXX.. ..xxx... .............. ...................... .........XXX .... ....."..00 ..... .........XXX ... ......."XXX ... ................."... ..."....00...... .. ......00..... .........XXX .....XXX .... .........XXX... ........ XXX .. ...XXX.. ... .........XXX. .." ......."XXX.., ".... ..XXX..... .........XXX.. ....Xxx .... ..".....XXx. ".. ..... ...XXX .... .... ....xxx". .........00 .... .........XXX. ... ...."...XXX... ......".XXX."" ,.. .XXX... .. ......xxx .." ........ XXX... ... .....XXx..... ".......XXX .... ...."...XXX". .........XXX.... .. ."..XXX... ..... ...XXX,.. ..,......XXX, XXX.. .............. ........ ...... ...... ...................... ............0 .................. .................... ...................... ..................0 ..................... .... ........0 .............. ..................... ........................................0 ......... ............ ...... ............0 . ................6 ............6 ...6 .... .............. ..................8 ..................8 ......0 ..,..",.............. ...................0 .....,...00..., ..................0 .........XXX.,. .......,xxx ......6 .............6 .... ..XXX.. . .................8 .........XXX... .......xxx. . ".......XXX..." ..... ..XXX.." .........Xxx.. ......"xxx.. .XXX.. ... ..xxx 6 . .. .....Xxx . ..... ..xxx... ... ...XXX. 120 SCHEDULE P . PART 6N . REINSURANCE A NONPROPORTIONAL ASSUMED PROPERTY SECTION 1 Cumulallve Premiums Earned Direct and Assumed at Year End 000 omilled 4 5 6 7 8 9 """._""'''~"'''''',,, Erie Insurance Company 1 YaDIi in Which Premiums WereEBmed and losses Were Incurred 1. Prior 2.1989...................." 3. 1990 .......XXX... 4, 1991 ,,,..............,,..,...,,.....XXX..... ........XXX.... 5. 1992............... ......xxx... .........XXX... 8. 1993.................."............. .... ....XXX.... .........xxx... 7, 1994....."............. .....XXX.. .........XXX 8, 19<J5............."......".......... .........XXX... .....XXX..... 9, 1996................................. ....XXX .....,XXX... 10, 19<J7..............................., .........XXX..... .........XXX... 11. 1998................................, .........XXX..... ..XXX..... 12. TOlaL............ ........ ."......XXX..... .........XXX... 13. EamedPremlums F-Pt.1 2 3 1989 1990 1991 1992 1993 .........XXX.... ........XXX.... ........XXX... , ......XXX .........XXX.... ........XXX... .......XXX.... .........XXX.... .............901 ........XXX.... ...........1,914 .........XXX ..".XXX... .........XXX..... .........XXX .. .....XXX ... .........XXX..... .........XXX..... ........XXX ....XXX ... ........XXX .........XXX ... ........XXX.. .........901 .........1914 .......901 ...........1,914 ...........2,015 .....XXX. .........XXX ......XXX..... ..XXX... , XXX. ,..... ..2015 10 11 1994 1995 1996 1997 1998 .................".. "................0 ..................0 ..................... ..................0 ......"............ ".................., .........."......0 ..............901 ..............901 ..............901 .........."..901 ..1,914 ",........1,914 ...........1,914 .........,,'.914 ...2,015 ...........2,015 ........2.015 ...........2,015 .3,174 ...........3,174 ...........3,174 ...........3,174 .....XXX ... ....".....3,382 .......3,382 ....""...3,382 .........00..... .........XXX... .....3,515 ........",3.515 ........XXX ....xxx.... .........XXX..... ...........4,726 "......,..41 . . .XXX.. ....XXX..... .........XXX... .""....XXX"", ...........4,1. .. ......3 142 .... ....3381 ......3515 ...........4726 .........XX 2 3 SECTION 2 Cumulalive Premiums Earned Ceded at Year End 00 omined 4 5 6 7 8 9 11 SCHEDULE P . PART 60 . REINSURANCE 8 NON PROPORTIONAL ASSUMED LIABILITY SECTION 1 Cumulative Premiums Earned Direct and Assumed al Year End Oomilled 4 5 6 7 8 9 1 Vears in Which Premiums Were Earned and losses Were Incurred 1. Priol.................................. 2, 1989...................."........... 3, 1996................................. .........XXX..... 4. 1991.........................."..... ....XXX..... .........XXX..... 5. 19<J2...................."..."...... .........XXX..... ...XXX.... 6, 1993..................."".......... .........XXX..... .........XXX... 7, 1994......".............""........ ..".....XXX..... .........XXX.... 8, 19<J5..................""..."... ...XXX..... .........XXX..... 9, 1996...".........".."............. .........XXX..... .........XXX... 10. 1997....."........."..""........ ....xxx... ".......XXX... 11. 1998..".........""""............ ".......xXX..... .........XXX..... 12, TotaL.".........".......... ..... ,......XXX..... .........XXX... 13. Earned Premiums P.PU 1989 1990 1991 1992 1993 1994 ...".xxx.... ..."......... ..""..... .........XXX..... ...... XXX ... ..............102 ".".........102 .........XXX... .........XXX..... ....XXX..... .............802 .........XXX..... .........XXX... ..."....XXX ... .....""XXX..... ...XXX ." .........XXX ... . .......XXX. .. .........XXX... ..".....XXX ... .........XXX..... ........XXX '" .........XXX..... .........XXX.... ........XXX... .........XXX............XXX..... .........XXX ... . xxx..... .........XXX ... .........XXX.".. .... ......102 ...........802 1 Years in Which Premiums Were Earned and losses Werelneurred 1. Prior......."........... 2, 1989"......... ................... 3. 1996.............. .........XXX. 4, 1991............... .........XXX... .. ......XXX.. 5. 1992 .........XXX... .....xxx.... 6. 1993".."..."".... ....XXX..... , ......XXX.. 7. 1994............ .........XXX..... .........XXX.". 6. 19<J5........"..... .........XXX..... .....xxx. . 9. 1996......"........."....."....... ........XXX .........XXX... 10. 1997..".......""........""... .........XXX ...XXX... 11. 1998............... ........XXX... ...XXX..... 12. Total ............... ........XXX..... .........XXX.... 13 Eamed Premiums P.Pt.1 2 3 1989 1990 1991 1992 1993 1994 "... ...XXX... .......... ....64 ................64 .........XXX.... ..... ..XXX.... ........... ..186 ..............186 ......XXX.".. ...XXX ... .......XXX... .... .... 188 .... ....XXX " .... ....XXX... ........XXX... ........XXX.... .........XXX ... ....... .XXX..... ....XXX ... .........XXX..... ........ XXX ... ........XXX ,.. .........XXX ... .........XXX.. .......XXX ... .........XXX.. ...... ..XXX.... .. ......XXX.... .. ..XXX ... ..... .XXX.. ........XXX.... ........XXX.. .~ ,.'86 .1~ SECTION 2 1 Years In Which Premiums Were famed 8nd Losses Werelneurred 1. prior.... 2.1989.... 3 1996.... .. 1991,.. 5 19<J2. 6 1993,.. 7 1994 ~ 1995 9 1996..,. 10 1~1, " '998 12 Total , Ime<lPremilJ'Tls P..?t 11 Cumulalivf' Premi'.JfTls EArned Cecl~ al Year End 2 3 4 6 1989 '990 1991 1992 1993 '994 10 1995 1996 1997 1998 ..... ..... .................. ..................... ..................0 ..........."........ ..................0 ..................0 .......""....".... ..................0 ......"............, ..........".."..0 ""..........102 "..."""...102 ....."""".102 .""".......102 ...."........802 ........."...802 ......."...,,802 """.".....002 ........1,456 ..........1,456 .........,,'.456 ."".....,1.458 .........XXX..... . ..."".1,108 ......"",'.108 ".........1.108 .........XXX ......XXX..... ...........2,022 ."""....2,022 .........XXX..... , ......XXX..... .........>00<..... ....""".2,217 ....XXX..... .........XXX..... ."......XXX..", ...."..,XXX..... ... .......1458 ...........1108 . ........2022 ...........2217 1995 10 1997 1998 11 1996 o .........".......... .........""..."... "."..."........0 ................... .............."...., .....".."".....0 ....""""....,,0 ........84 ................64 ........64 ................64 ..............186 ..............186 .....186 .............,'66 .188.........188 ...."........188 ".".........188 "........181 ..............181 .......181 "...".......181 ....XXJ: ..........195 ..."."..,195 ""..........195 .........XXX ... .........XXX..... ..............173 ..............113 .........XXX... .........XXX... . .......XXX..... ""........,,309 ,..",..".."JG .. ......XXX.. .. ..... XXX... .........XXX ..XXX..... ..."...""..3C 181 195 ...173 ... .....n ..309 ,........XXX.! I t. 12 I C""""y~ -......: Earned t I :::::::::::::J , ................J, ,.............,..i. """".{ ................,. ,....."...,,{' .............",,1. 00 omif1~ 8 9 10 11 1995 1996 1991 1996 .0 ................0 XXX.. .................0 xxx xxx .. N E ... .........0 XXX XXX xxx ... ....... .......0 xxx xxx xxx ...............0 xxx xxx xxx XXX XXX ....0 xxx ,.xx xxx xxx XXX xxx ........0 XXX xxx xxx x:,;;x XXX XXX xxx ..0 xxx xxx XX,)', XQ: XXX XXX xxx xxx.. .... .....0 xxx xxx xxx xxx xxx xxx XXX xxx... ... XXX.. .... .........0 XXX X):.K 1,1..X XXX xxx XXX XXX xxx... ..XXX ..xxx... 121 ",..""."",",, Erie Insurance Company I:'::: ..... ............ 'mmmm ....0 11990.."........... .. '" xxx.... ........... ......."....., ,,,. .................,,0 1991.... ........,......................... .........XXX ,'. ."...."xxx".. ...................... ...... ...........0 1992..... ........,00 ..., .........xxx ... ..."....xxx ........12 " ..... .......12 ",n.. .,." .. 12 ...,,,....,,.....12 ...............,,72 .........,.......72 1993...,.. ............,"..........." ."......XXX .". ......".xxx "" .........xxx ." .. .",.xxx .... ....-............69 .__......."" 68 .................68 ".........,....68 .................68 ...".68 1994...." ...,.....xxx "., .... ....xxx. .., "....".xxx .... ".......xxx .., " ... xxx.... .. ..., ......69 ......... .......70 ........... ..10 ".."...........10 . ....,70 . 1995"....."..."..... ,.., ....."""......"., ...... .xxx-... ,......xxx "" .. ""..xxx.",. .."....xxx u.. .........xxx...... '" ... xxx .... .................70 ...."".....".70 .......... .....71... ......71 1996.................. ...... ..xxx".. ...... .xxx .... . ...... xxx..... .. ......xxx... ... .....xxx .... .........xxx .... .........xxx.... ................69 .................70 ..............10 1991......... ........."............. .........xxx.... ,...."xxx.", . ..."..xxx. ... ...." ..xxx... ....,. .xxx. .. ,,,,.....xxx .... ,........xxx.... ,.. .....Xxx '''' .".........."..68 ........69 I 1998.... ........,XXX.... ..."....xxx... ....... .xxx .... .... ".XXX .." .. ,.... xxx .." ......._ xxx. .., .........xxx ". .....". xxx... . .. ......xxx .... .................61 I TolaI...", ........." ."... ..XXX .... "..."..xxx ".. .... ..xxx."... .."... xxx .... . ..."..xxx.. .. '" . .xxx.. .. ...... .xxx.... .........XXX.... .........XXX...... .........xxx...... j E PfooJUfI'IS Seh. p. 1 163..134 101 7'} 6 69 12 7 ,,70 i I , , r Vearsln~P1emums I WereEl'mOdandlosse$ ) WelO Incurred ,PrkIr..............,.............,........... 1989......................, 19911......".............................."........ 1991.............................., 11192...............".................... ~993.,.",..............".............,............ 1994..........".................".........".... 1995".................................. 1996......."""............................. : 1997..".................................. ~ 1998........................... l Total..,............,...".................." ! Eamed Prem'urns 'Sch, P.P11. I ! I f f t ,. 1998.................................. b. 1997..................,.... ~. 1998.........."....., 2, TollIl.......... EIm8d Premiums P-Pl 1 1 Yecn In Which Premiums Were Earned and losses We< <red PrkIr..................................... 1989................................... 19911.................................... 199.............................."..... 1992.......... .......................... 1993..,..."....................................... 1994....................................... 1995................................... SCHEDULE P - PART 6R - PRODUCTS LIABILITY. OCCURRENCE SECTION lA CtJmtJl~tlVo Ptcmiums Earned Oi/oct Md Assumed al Yeill' End omiltod 2 3 4 5 6 7 8 9 10 " 12 CtnanlYfJl1I P1..- 1969 '990 1991 1997 199J 1994 , .5 '996 . 7 ...................1 ........67 ....68 . ..xxx_.. 1989 3 '9911 SECTION 2A Cumulative PrOm'ulTIS EMIfld Ceded al VOill' End 5 6 7 11 IIl91l 12 Cll!TenlV.. P1e<n1ums . 4 9 10 1991 '997 '993 '994 1995 '997 .... ..."........"...... .................."" ..........".......... ,..................... ,................... ..............,..... ..,......".......................,......... ..................... ................... .............. ...... .................... ..................... .............. ................ .... ...................0 .".............".... ......100<.. ....... .............. ...... ...................... .................... ..................... .... ...................0 ....................., .........XXX .... xxx.. .. ..................... ...... ..................... ............ .. ..................... ........ ....."....... ....0 ...XXX ..,. .........XXX...... .........xxx ............,........, '"'''''''''''' ...m ..........,.....,..... ............ ..... .............m...... . ................0 .........XXX .... .........XXX....., .........XXX .... ......."XXX .... ....... ........".... ..,................... ......." "........".......... .."...... .....m......"'..O ..........."......,.. .........X)O( ".. .."....,XXX ... .""....XXX .... .. .....XXx.. .. "....."XXX .... ....."....""....... ..."..... ".. ...........",.....0 .........X)O( .........XXX ..xxx .... .........XXX...... ..."....XXX .... ...., ..xxx .."........." ".......".....".." ...... .............",...0 .................",.. .........XXX .....XXX ..xxx .... .....,...XXX .... ..""",XXX...... .". ....XXX .....XXX... . ........ ............. . ".. ..........."......0 ."......XXX...... ...,,,,,,XXX ",..xxx..,... ........ xxx.. .. .........XXX .... """...XXX .... .........xxx. '" ..... xxx ".. ...."................ ............"'....0 .........XXX .....XXX .". ........Xxx: ... .........XXX .... ...""..XXX..... .........XXX.... ...... ..XXX.. . ..", .XXX... . .........XXX ...........0 "".no.XXX .... .........XXX... ...XXX: .... .........00 .... ".......XXX... . .........XXX ........ xxx.. " .. ......Xxx ,..xxx...... .....m.XXX...... ,.. ...0 183 ..134 ....... .101 XXX.. SCHEDULE P - PART 6R - PRODUCTS LIABILITY. CLAIMS-MADE SECTION 18 CumulatMl Premiums Eamed OirllCl and Assumed al Year End 4 5 6 7 6 omilled 9 11 1998 12 CunenI V.. """""'" E 10 11)89 1990 1991 1991 '993 1994 1995 1996 '991 ...... ...................... ..",.....'.'.."m.. ..........,...... ................... ................... .................. .......................................... ....................0 ............. ..........."..... ............... ..................... ...................0 .............. ..................... .................... ................... .................0 ..... ........ ...... ..................... ...................0 . ...................... ................... ................... .................. ......0 .... .................... ...................... .................... ........ ................0 XXX... ........................ ................ ........ ...0 .... .".."..XXX.... .........xxx... ............ ...."" ...................... .. ....0 .... .."".. XXX.... .m.....XY.X.. ... .....XXX... ...................... ........... .....0 .,.. .........XXX.,,' ....,...,XXX.._, ..... ..XXX.... ....,....XXX.... .0 .... ... ..".XXX".. ".. ..XXX.., ...., ...XXX_, .. .........XXX .... .........XXX..... ......xxx...... .........XXX ........XXX. . ......XXX .... .........XXX .... .........XXX.... .........XXX .... .........>'.XX .." ......mXXX ... .........XXX.... .........XXX.... .........XXX,... .........XXX...... ..".....XXX .... .........XXX ....m..XXX ....XXX .... .........xxx .... .........XXX m, ".. . XXX .........XXX...... ......XXX ..XXX.... ,.......XXX,... .........XKX ........JOO( .....XXx... . .. .....,XXX... .. ....XXX." ...... XXX: ....H...X)O( .." .........XXX".. .... ....XXX... .........XXX.... . ,.. ...XXx ........ .........XXX .... .........XXX... .........XXX..... . ,XXX,., ...... XXX ....N....... ': . . ..................0 ,-XXX... SECTION 28 , CumuIM"'<e Pr(1fTJ:Ufl"IS E<rTlIJd COOed at Yr.ar End """".. 12 Yon In Whd1 Pteniums 2 0 , , 8 9 10 11 CunenI V.. Wn Eaned nllosses Pr"""",, W """" 198 1990 1991 1991 1993 '994 1995 1996 19'7 Prier..............., ;989.... ........0 19911... ... ...xxx.. ...............0 199L . .... . XXX..". XXX". .......0 5. 1992",. . XXX xxx .XXX N ..0 I. 1993... ... ..xxx XXX X);x ..0 7, 1994... XXX XXX xxx X ..... ..0 I. 1995... XXX XXX XXX Xxx XXX XXX C 9 1996.... . .xxx XXX XXX XXX XXX XXX xxx 0 O. 1997.., ...xXX.. XXX .xxx XXX XXX XXX xxx XXX 0 t. 19911.... XXX xxx XXX XXX XXX XXX ~Xl( xu XXX 0 12. ToClL XXX XXX xxx XXX XXX XXX XXX XXX . XXX XXX .....0 P.P11 X 122 I. I I I i i I I f "'"............".,998.'.. Erie Insurance Company SCHEDULE p. PART 7A. PRIMARY LOSS SENSITIVE CONTRACTS ($000 Omitted) SECTION 1 2 3 4 5 6 7 Net losses and Net Expenses Loss Premiums Loss T 01.11 Net Unpaid on Sensiti....e Wrillen on Sens~1v losses and loss as Total Net loss as E~penses Sensitivo Percentage Premiums Sensitive Percentag Schedule p. Part 1 Un aid Contracts 01 Total Written Contracts 01 Total 1. Homeownerslfannowners................... ,..,...,........3,395 .,....................."... ............."..",..0.0 "............,....14,606 .""................""...... .......,."............ 2. Private passenger auto liability/medical... ............" .... ....48,716 ........"....".........0.0 ...................37,959 ".............".............. "".......""........ 3. CommercIal autollruck IlabHitylmedical,.. ............".... , ....,.5,863 ......,,,................ ..........""....".....0.0 ,,,...,,...,,,,......5.098 .....".."."...,........,.... '"'''' """......1 4 W.. . I" 13791 00 6591 ."""'....,.."",,.,.,..1..'.. ..,. . Ul~ers compensa ""n....."".".""........ "'''''', ............"....,......"", .....".,,,,,............. ......"............., ..."...............""...".. 5, Commercial multiple peril.....,,,.......,,.,,... ....,....5,822 ................ ........".. ... ."....0.0 ............7,487 ........................,,,,,,, "....""........."'.\' 6. Medical malpractice - occurrenco............. ...................., ..............."..,...,.41 "...".........0.0 .......".,16 "...""......."..........". ...,.."...."......."j 7, Medicalmalpractice.c1aims-made......,,, ...........0.0 ......".."..."... .......""........""',,..... .........."'''''''....{: 6, Speclalll.b;Ii~............. ...."................ ..........2 ..,.....,.."............0.0 ......."...""......""..5 ..."."".....""."...."", ,.."".........''''...1 9. Other liability. occurrence......,,,............ .................................., ...........,.........2.&4 1 ...".........."....",,0.0 .......".....".."'1,699 ..........""......"'".."... ..,',',.,.",',.,',.....,...,...,.'.,',.,',..]':, 10. Other liabIlity . clalms-made........"....".................".......",.......... ...............149 ,,,.,,.......,,,,,,,,,,..0.0 ."........,..,,"'......,61 .."""...".............."'. . 11. Special properly".....".....""""""............."....",,,,,,,.,,.., "",....297 ."...."",,,...........,,..,, ......""...............0.0 ......"""..."...,1.217 "".."."...",,............. ".."""..."".......l 12. Aulo physIcal damage...."".."'.................."............. .......,,,...2,036 ......"".............,....... .....".........."""..0.0 ..................,26.744 .."......,.........""....... .............".........1'.; 13, F~.II~lsure~"...""............."......"""""..........."...."...,,.... ........"""..98 "".....""...........""", ."...""",,,..........0,0 "".""""........",163 ""."........""."".."", .."......"...,,"..... 14. Other"..."..."....................."...."..."...............".",,,,,.,,......,,..,,.,,, .......""""........",,,,,, ""........""..."..,,0.0 .."""......."".......,,0 ...""""..........""...... .."...""........"". 15. Intemallonal............."....................."......",,,.............................. ...,........................3 ..........,.....,........0.0 ....................,..,.,..... ,.,...........,.".,.......,... ,.,..........,.......... 16, Reinsurance A - Nonproportionaf Assumed Property....".......,.. ............XXX"..",..... ............XXX............ ............XXX...."...... ......."...XXX............ .........."xxx."......". .........,..xxx..... 17. Reinsurance B. Nonproportional Assumed liability......."......." .........,..XXX....... .,......XXX........".. ............XXX..."....... ..."....."xxx............ ............XXX..."....... "...."....XXX..... 18. Reinsurance C - Nonproponional Assumed Financial Unes... ............XXX............ ...".......XXX."...."... ....""....XXX"......".. ............XXX....."..... .".........l00<.........." ....".....,xxx..... 19. Products liability. occurrence.................................."......""...... .......................,112 ...."...,.......".... .........................0.0 ..".............".......68 ...........".. .........."... 20. Products Ilability- claims-made."............... ...."."....".............. ......."................0.0 ........."..""........".... ....."".........",,"....... 21. Financlal uaran lmorl e uaranl. ........................0.0 ....................... 22, Tolals.............. .............. ,... ............ ........,..... ....83166 ............................0 .........................0.0 .................101714 ..................0 1 YeallllnWhJch Policies Were Issued 1, Prior....."...... 2, 1989."......... 3, 1990......".... 4. 1991...""..". 5. 1992......"".. 6, 1993."."...." 7, 1994""..""" 6. 1995............ 9, 1996""""".. 10, 1997........"" 11. 1996... 1 Years In Which Policies Were Issue<! 1. Prior"..."...... 2, 1969............ 3. 1990."......... 4. 1991....... 5. 1992.... 6. 1993 7. 1994.... 6. 1995... 9. 1996... 10. 1997... 11. 1998 1989 "......XXX........" .".....XXX""...... ........XXX.."..... ........XXX... ..""..XXX..""".. ........XXX.......... "......XXX..".".., ...."..XXX". ........xxx.... 2 1989 ........XXX... "......XXX. ......XXX..... ........XXX.... ........XXX."... .......XXX . .. .XXX.. .......XXX.... XXX 2 .XXX.... .....XXX.......... ..XXX""..... ..xxx ......"xxx... ........xxx. "".."XXX." .......XXX... 3 1990 ......xxx."".. ..".XXX... ...XXX...".. ....""XXX... ........XXX ..."."XXX... ......XXX. .. SECTION 2 Incurred losses and Allocaled Ex nses Rs rted at Year End 000 omined 4 5 6 7 6 9 10 11 1997 1991 1992 1993 1994 1995 1996 ................... ".......N.. .....".. ... .. ]\' J. .."."..,............... ....................~. ...................".... !' ::::::::::::::::::::: ::,::::::::::::::].. .."".......... "..""..."..",..1 .......,' ".."""'" ,...............J ............"..",.... ..............."".\.. ........xxx.......... ..,t: ..."...XXX. ......"XXX .."....XXX.......". .....".XXX.... ....XXX. . . ..XXX... "......xxx." ."" ................"....". .".XXX... .XXX... .....".XXX."".... .. ...XXX... ..""..XXX......... "."...XXX."".... ........XXX.......... ........xxx... ,.......XXX.."""" ....."...."".......... ........XXX""... ..".",XXX"..""" ,.......xxx... ........XXX.... 3 1990 SECTION 3 Bulk and Incurred but not Re nad Reserves for losses and Allcealad ElC nses at Year End omitled 4 5 6 7 6 9 10 ........xxx.. .....XXX... .......XXX.. ......XXX.. . ... . XXX .... . xxx.. .. . XXX. XXX 1991 ....... XXX.... .. ...XXX.... .... . xxx.. . ....XXX ....xxx.. XXX. xxx 1992 11 1998 ...................j, .....................J ...........,.........! ""...........1 1993 lD94 1995 1996 1997 N .......N.......... . . .. ....XXX... . ..... XXX... . XXX. .. ..XXX xxx . xxx . ...XXX..... .....XXX.. ..XXX. ... .XXX".. xxx .... ...XXX.. . . XXX... ... XXX.. xxx . ..XXX. ... ..xxx..... xxx ... ...XXX,. X.lOC, XXX 123 ..."",..,,,,,,,,,, Erie Insurance Company SCHEDULE p. PART 7A. PRIMARY LOSS SENSITIVE CONTRACTS (continued) SECTION 4 NET EARNED PREMIUMS REPORTED AT YEAR END 00 OMITTED 5 6 7 8 1 mlnWhlch IlclesWere Issued 1989 1990 Prior............. ""...""",,,,,....... ..............."........ 1989..."",.", ..""""...."""..,,, ""......"..""""". .."""""""."...." 1990"....""" "".."XXX,,,,,..,,. "."."...".."".."" .",,,..,,,,,,,,,,....... ,1991........"" "......>00<.......", """"XXX."""". "..""""...""""" ""..".""".."."... ,1992,....."".. ....""XXX.......... .""",XXX...""", "...."XXX....."". ""..."."""".".". ,'993.."........ ..""..>00<."""... ..".".XXX"..".... "......XXX"".."" ""....XXX.......... . .. 1994"""...... "".",XXX""."." """..XXX.""""' .".....XXX""""" """..XXX ,1995"..."..... ..."...>00<.""".., """"XXX"..."." """"XXX.""..". """"XXX ,1996".."...." ...."..>00<.""..." ...."..xxx...""... "......XXX .""XXX" . 1997"...""... "...."XXX""".", ........XXX".""... "".",XXX"."..... .".....XXX . 1998.""""". """..XXX. "..""XXX.... .... .. XXX. . ...XXX 2 3 4 9 10 11 1991 1992 1993 1994 1995 1996 1997 1998 ..'J'I,N' ................."...... ",................"",. .............".,.....". .............,,,......... ..........,....,,,....... ................."...... ........"",,,,,,,...... ...............,,,,...... ..."...............".., ......................". ...........""""""" ..........".."......." """"XXX....."... """."".",,,,,,,,,,, ..."""".....".""" "..""""............. ......."..........."", """".....".......... """"XXX."".."' "...."XXX "."", .......".,,"..."".... "."".""..".."".,, ""''''''''''''''''''''' ............""...""" ....""XXX......"" """"XXX."....." .""".XXX,,,,..,,,, ,.."".."........."." ...".".......""...", """...."....""..", " .""".XXX""".", "......XXX ........XXX""".". """"XXX""...." "...""..""",.."", """.."..........."" ........ ,...._..xxx........ .......XXX...... ........XXX.......... ........>00:.... .......xxx.... . 1 ....InWh<h IclesWere Issued 1989 1, Prior..........." .....""""..". 2,19119.".."..". "."....."""."".." ..."..."...."...""" ""......."".."... 3, 1990"."...".. ".."..XXX""".... """"""."""".". .. 1991...........: ........xxx.......,,' .......,xxx......... 5. 1992"."""". "......>00<......"" ..".".>00<..."..". "."".XXX."""". 6, 1993"....""" ."..",>00<.""".., ...."..>00<."""". ........XXX"...".. ."..".XXX".""". '1: 1994"""".... "..""XXX"..."" .."....>00<....".... ......"XXX."." .. "..""XXX...""". "".".xxx 6.1995..."""". .....".>00<.".".... ..".",>00<..."".., "".".XXX. ."."..XXX.....".. "."...XXX.."".." 9, 1996""""".. ".".">00<...,,..... """"XXX....""" ..."".XXX "..""XXX"" . " ".XXX. 10, 1997.."..".." ..""">00<."",,.., ..."."XXX.. ,,>00<... "......XXX .....". """.XXX.... 11. 1998"."... ".."..XXX"."" .."...XXX"... XXX. .. . XXX. XXX.. 2 SECTION 5 NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END 3 4 5 6 7 8 9 1990 1991 1992 1993 1994 1995 1996 o OMITTED 10 1997 11 1998 ................. .........N.. ......... ... .. ........................ N ........XXX ........ ..................... ...XXX ........ ........XXX..... .... ........XXX ....... ........XXX . . XXX... .. xxx... ...XXX.......... ......................... ......................", ........XXX......... ........XXX.... SCHEDULE p. PART 78 . REINSURANCE LOSS SENSITIVE CONTRACTS ($000 Omitted) SECTION 1 3 Nellos,e, and e.penses Unpaid on loss Sensnlve Contracts ...............".,...".. Erie Insurance Company 2 TomlNel losses and Expenses SctleduleP.Par11 Un id 1. Homeownel1lfamlOWnflrs"....... ................................ ...........,.3,395 2. Private passenger auto liability/medicaL.."............ ..."".....".48,716 3. CommercJalautolltuek llabllilylmedical...",.....................,.. "".., ..........,,,.,,.....5.863 4. Worltel1'compensatJon.................."..... ",,13,791 5, Commeitl~ mulll~a peril.".."""""", ..."..",,5.822 6. Medical malpractlce. occurrence........... ...."...... ..............,...........41 7. Medical malpractice. c/aims-made.................,............"............ ........"..................." 8, SpecialllabUrty.........."""......"""."..."."..""........."""""".."."" """..."",......."...,,2 9, Other IlabUBy. OCCIl..nce"".....".....".""".""..."."".",,,...,,,,,,,, ""."".2,641 10. other liability. c1alms-made....."............."..............""............... .................",....149 11,SpeejalplOperty.."""...".""".."..""".".".."".."""""".....""". ...""."""""."".297 12. Aulo phy,<aJ damage"""".."."......"""."""""..""....".".""""" """""""".",,2,036 13, F~eIByJsure~"""..".""........"". ""....."""""""""..".. ",,""" "." "." ".....""....."" .98 14. Other""........."""".."".."""..".".."",,,....,,,,,,,,,,,,,,...,,,,..,,..,,,,..,, "".."..".""..."."".." 15,lnternalionar.................................................,............................. ............................3 16. Reinsurance A . Nonpropoltional Assumed Property................ .....................3,157 17. Reinsurance B -Nonproportional Assumed Liabllily.................. ........................924 18. Reinsurance C - Nonproportional Assumed Financial LInes..... ............................". 19. Products liability. occurTllnce.................................................... ........................112 20. Productsliab"lty.clalms~ade.....".....".... ..................".... 21. Flr'l8ncllll uaran Imort e uaran ............................... 22. Totals ............................... 4 .................87247.....................0 Loss SensK~ .. Percentage 01 Tolal TotalNol Premiums Wrlffn .....,..................,0.0 ..........,....14,608 ...............""".......... "."....""...",, "......."..."".."...0.0 ."".."...37,959 "."."""""..."""...." ".."""..."..... "..".....0.0 ....,,,,,....,,....,,5,098 ..""....""."...".""",, """"""..".... ......00 ......."..."...6,591 "..."".....".....""."", """'''''''''''''' ......"...0.0 ..".7,487 "....."""..."............. """..".....""'1 ...""."".....".."..0.0 .....16 ..... ..........."".""".. """""'''''''''' "..".""..............0.0 ".....""...."..."....."" ..."...""."....."""..." ..."",....."""......0,0..."""...."""..""",5 ...."........""."........" ""'''''''''''''''' ..."..........".....".0,0 "."......""..",,',699 ''''"..."".."...........", "".""""".."" ""..........".......,,0.0 ..., ..."""..""..",,61 """"""......".".,,"... ..........,,0.0 ."...."....1,217 "..""""....""....""". ............00 .."....."......,,26,744 '"...."..."....""....".., ...."..0.0 .."..."""......"...183 ""...."""..."""..".." ......0.0 ..."""...""...."....,,0 ."".....""...."""....." .""......""........,,0.0 .."........"...."....."", """.....""...."""".... ."..."".",,,..... ..""......"""""...0.0 ..."""...."".".2.807 ...."".."""""",,"...., ..""......""".......0,0 ..".."....."".".",310 .............""."....""... ""......,..""...".,,0.0 ."..."...""".".., ."""....",,".....,,"..... ,,,,,.....,,,,..........,0.0 .."......""...."""..68 ..""..."""..""""".." ",................."...0.0 ."........""..."........." """'"'''''''''''''''''''''' .........................00 ..........................."" .. ......................00 . ........ ....104631 ...........................0 3 1990 SECTION 2 Incurred losses and Allocated Ex nses Re rted at Year End omitted 4 5 6 7 8 9 125 1994 10 1997 1 Years in Which Policies Were Iss""" 1. Prior........................... 2.1989....""..."....."."... 3. 1990""...........""....... 4, 1991.."...".....""........ 5. 19P2"........."....."."... 8. 1993""".."."...".....", 7, 1994"""".".."........... 8.1995......"...."...."...." 9,1996.."........" 10. 1997.""......", 11. 1998... 2 1969 1991 1992 1993 1995 1996 ...........,.......,. ...."..,......,.,....., ......."......"....... ......"....""........ .........XXX............"...."..."".... ........"....,.,.,','..,'........,.N..... '.' ..".....XXX........ .........xxx.".. .........XXX."..... ... ....XXX......" ..".""XXX.....", ....."...."........", ".......XXX....... ..."...XXX.....", ...."...XXX...".., ..".....XXX..."". .....XXX.."." ...."...XXX .."..."XXX......" ...".".XXX. ...XXX."..... ........XXX.".... ....."..XXX..."", ..."....XXX........ ..".XXX."..... ..."....XXX"..... ......".XXX........ .....XXX........ "....."XXX."..... ...."...XXX."... ......".XXX. .XXX........ ..... . XXX.. ....... XXX.... .........xxx... ........ XXX. "'N"" .. ". .. ..".....XXX" ...""..XXX... ."""..XXX... .".XXX".... ..... .XXX. ...."........"."..... "...................... ...."""...""....... ............... ."..................". .................."".. ........................ ............... ."...............".... "'".................................. ............."...."... ."......""....,,..... ......"............................... .......xxx " ......."x.x.x .........x.x.x....".. ...x.x.x... ......".XXX"...... ....""......."".... ".."....".."".".,, "",.......,.. ......."XXX........ ......."XXX."..... . .. ...xxx.. .. ...XXX. ..... .... ...XXX. SECTION 3 1 Bulk and Incurred but nol Re r1ed Reserves lot Lossu; and Allocated Ex al Yaar End """ad Ye,rs in Which 2 3 4 5 6 7 8 9 10 PoIiclesWere 'ss""" 1989 1990 1991 1992 1993 1994 1995 1996 1 7 1. Prior.". 2. 1989.... 3. 1990..... .........XXX... ......................., 4. 1991...... .......XXX... . .....XXY.... N N 5. 1992 .... ... XXX... ...." .XXX .... .. ... XXX.. " ., '. ...................... 6. 1993.... ... .xxx.., ..... .XXX.. ... xxx. ....xxx. 7. 1994... ..." .XXX.. ...XXX ...XXX.. XYX. ...XXX 8. 1995... ...XXX... ..XXX .. ...XXX.. XXX. .XXX .XXX 9. 1996.. . ....XXX.. XXX ...-.. XXX. XXX XXX. . XXX y.xx.. 10. 1997. XXX.. XXX .. .XXX.. .. . ..XXX . XXX . XXX ..XXX ..XXX .".................... .. 11 '998 XXX XXx xxx xxx xxx xxx Xr,:Y. xxx XXX AnnualSl",m,nllortlllrulmlollll, Erie Insurance Company SCHEDULE P INTERROGATORIES 1. Compulalion of O)(cess statuto'Y reserves over statemcnt leserves 8 Aulo liability (private passenger and commercial) 1998$ .............1,059 .... ....750% 1997$ 0 ..750% 1996$ .. ..0 ...75.0% TotalS b Olher Liability and Produc:s liability 1998$ 0 600% 1997 $ .296 600% 1996$ 167 600% TotalS i -;.~ ;'..:-, , McdlcalMa%Jractice . ..... . . ....3 ::~{ 1998$ ..0 600% 1997$ 3 .600% 1996$ 0 ..600% TotalS " , :~ d WOfkers' Compensahon >,11 1998$ 0 650% 1997 $ 42 650% 1996$ 911 650% TotalS ...953 \:1 f e Credit TotalS Alllmes Total (Report hele and Page 3) T olal $ ~ I 2 What IS the "dondad loss and e)(pense reserve. direct and assumed. for the followmg classes? An example of an e)(tended loss and expense reserve IS the acluanal reserve fa . , the free.tall coverage arlsmg upon daaln, dlsablhty or retnementln most medica! malpracllce policlCs Such a Ilab.hty IS to be reported here even If It was nol repor1ed elsewhere Il' , Schedule P bul otherwise r rted as a hablll Ilem on Pa e 3 Show the full reserve amount not ustlhe cha e dunn lhe current year '~' Years in Which Premiums 1 2 3 Wele Earned and losses Medical Other Products Were Incurred Mal ractice Liabih liabill 8 Prior.. .....0 ..,..._............ .....0 ......... .,.."...... ...."..."".0 b 1989.. . ... .. . 0 0 . ...... .......0 , 1990... ..0 .0 ............ ............ ..0 d 1991 . 0....... ....0 ........ ...0 ; ::: .............~ l@ml~ .......................................~ h. 1995... ......... ... .... ..... ...0 ... ..... 0...... ........0 I. 1996... 0 ... ... 0 . ........ .... .............. ...0 I 1997. .0 0.. .... ...........0 k. 1998. . 0 . 0 . . ........ ... .. .....0 1 Totals. 0 0 .0 3. The definition of a!located loss adluslment elfPCnses (AlAE) 3nd, therefore, unalJocaled loss adjuslment expenses (ULAE) was changed effective Janual}' 1, 1998 This change iil definition applies to both paid and unpaid e)(penses, Are these expenses reponed in compliance wilh these definilions in this statement? Yes[XI . ... ..No[ J 4. The unallocated loss elfPCnse payments and reserves should be allocated to the years 10 which losses were incurred based on the number of claims reponed, closed and outstanding in those yeaf5. When allocating ULAE between companies in a group Of a pool, the ULAE should be allocated in lhe same percentage used for the loss amounts and the claim counts. For reinsurers, ULAE assumed should be reponed according to the reinsurance contract. For ULAE Incurred by reinsurers, or in th~e silualions where SUIIabIe claim count information is nol available, ULAE should be allocated by a reasonable melhod determined by lhe comp3ny and described in Interrogalory 8, below Are they so repor1ed in this slatement? Yes (X)... ...No I I 5 00 any hnes in Schedule P include reserves which ate reponed gross 01 any discount to presenl value of future paymenls, but are reponed net of s~ discounts on P898117 Yes(X).. ...No( I If Yes, proper reponing must be made in the Noles to FlOancial Statements, as specified in the lnslruttions_ Also, the discounts must be reported in Schedule p. Pan 1, CoIlIfllns 33 end 34 Schedule P musl be completed gross of non.tabular discounting, Work papef5 relating 10 discount calculations musl be available lor examination upon request Discounting is allowed only if expressly permilled by the stale insurance dcpanment to which this Annual Slatement is being filed 6 Whal were the net premiums in force atlhe end of the year for. (In thousands of dollars) s Fidelity $ .29 b SUlely S . _145 1 Claim count inlormahon is reported (check one) a per claim X II not lhe same in all years, elplaln In Interrogatory a b per claimant 8 The information provided In Schedule P will be used by many persons to estimate the adequacy of the current loss and eKpense reserves, among other things Ale there any especially sig~lficant events, coverage, retemlon or accounlmg changes which have OCCUfled which must be considered when making such 8na~es? (An e.:lended slatement may be attached) EffectIVe January 1, 1992, the Erie Insurance E.:change and Elle tnsumnce Company entCl'ed 1010 an m1er-company pooling agreement EffecllVe January 1 ,1995, the Erie Insulance Company 01 New York enlered inlo IhlS agreement Under the terms of the agreement. the panICs agree 10 share prClJXlr110nately in the results of the property & casually underwUllng operations of the ERIE Group The current partlClpallon in the pool by lhe Ene Insurance hchange IS 94 5%, by the Ene Insurance Company, 5'4, and by lhe Elle Insurance Company of New York. 5% 127 >- z f ::s 8 (!) z 2i .. -I o :x: c( u. o (/) ~ W a:I ::s w ::s ~ w .~.... ::)D:: (/)< z:I: _u u....J o~ o (/)i= w;5 j::z ><3 j::D:: 00 c(.!. (!)lr z~ Z ~ w o z o o z. o ~ ::s ~ o u. ~ . I >- W -I ::) C W :x: o (/) w Co) =ltI m= ZCo) eit1 a: w J j g ,I a: $. c ,gl(l l!QI CD'" 8fi i'E C)Q. ~c( . : : . : U: If: .!: : - . . . ;:: E: ~l cc: . . : i > f :e Cl u ~ z :e III CI Z - III iiC III ! ~ <( ~~ Sl ~ 8m ~~ .. iii ~ o!2 ... il ~ j"'~fld "'0 ~ ~ h l~ i ~g~~ Ii I'! t~g~ om ~ 5 ~~ !~ ~ ~ t:. .z III ;l- I .. ~1Il.... uu..- ~~f !::l:e [gB - ..[ ~r~ i~ tii!. J i~ ~~ 8~ ~i S~ 1Bj:1 - ~ ~~ ~ i' .. ..!!:. 2~ r i S~iil" e~ 'a~:> Jj~ ~.. ~"'!. g. 8'; s'"~ o~ si ~~~ jai III CD a, ~iH ~ ~!ai h ~M! j!a III III !l u i'.!i~ .. ~ > ..!!:.lS~'~ " -'") Z !eN III Q. 5:fl'!~!~ ~ ~~ f~~~ !a - -0.52 I II: ~~;n2 III !alii III !l u :.: s:- -.. ~> II: ..!, H:? a:i~ i~ tii&J" 5: a.; ..58 ~ :: :e ~ i~!li !a !!!Bu.S1tiil@! f5 Cl ~d~ !a ~ .. '" 5@l.2 0.8 ~ ~....;; ~~~ lII- ., go ~ s8 0" ~ ~ III ~ N lD III ~~ -ill> ~::lf &a;1n:e !!:!=:o f5~u ::I a: II: .. go Cl ..g u iOl -@l" '0 ~ c:l e'":.(ij' !8~ c Z ~i: ~~ 0 9 fa .. N_ li Cl -eX ~tii~ J :: - III III 128 ;l- ll! .. N ~ o .. III i' U Q; ~=5~ ii ::llll::lf I'!.. [gl!;:l:e f~ -II:UCl i! !!!A-oII'" - i f5 C ~ ~ o .. ;I- o o .. II: II: Cl ..(II U U ~ I'!'":.i' - ~",Q; ffi ~~- In -0 Ui , "'.....,...".. Erie Insurance Company SCHEDULE T . EXHIBIT OF PREMIUMS WRITTEN Allocated b Slates and Territories 18 Gross Promiums,IncludirtgPolicy ood 4 5 6 8 9 Membership Foes, less Return Premiums Dividends Paid FInance end Olflld PrernIurr8 p . m T or Crooned Direct Losses Service Wrttten for Is Insurer 2 3 to PoIicyholdelS Paid Charges Federal Pur. I Licensed? Direct PremIums DIrect Premiums on DIrect {Deducting DIrect losses Direct Losses nollncluded chasing Groups SIa Etc. Y Wrmen Earned Business SaIl' e Incurred Un kI In PrnmllJl'l' I. ~n :A!abama"......"""""............AL .....",No......, .",,,,,,,.........,......,,.... ....,.... ...........".......,,,. ........................ ......."...."" ..............,..,,,,,,, ""....,,,....."'...,, ,,,...,,,...,,......,,,"... jAl..k8"..."."""...."...,....."AK .""".No",.. ...""".. ".""... .."".."."..."..",, . . "...."".... ... """."..."...."" """........""....".,,, I=,:;;::::::::::::::::::::::~::~::"'.'''............................................................, .::::::::::::::::::::::::::::::::::::::: CelWom~.......""...""."""""CA ..."".No""", ."""".""".""""". ..""""."..".,,, """."""""." .".",,,,,,, ..""".""......."" ,..."""....."".."..." CoIorado..."""..."..,..."'......CO .......,No....... .............""" .. ...'............."..... .............,,,.....,,. ....""..""""""""" ConnectbJI".."......."".......,CT """"No""... ...""""",,,...,,,,,,,..,,,, ,," "..... ""'''''''''''''''''''' ..".."""".,,,.,,,, ,,,,,..,,..,,...,,,,,.., ....."."""".""", """""''''''''''"" ",,,...,,,,,,,,,,,,,,,..,,, OoIl1W81\l.."""......"""""..."OE "."",No..."" "..."",,,,,.,,.,,.,,,,,,,.,,. """...""" ".."."."".",."". "". ,,,,,,,,,,,,,,,.,,,,,,, "."""""......"", ..".",,,.,,,,,,,,,,,, ,,,.,,,,...,,,,,,,,,,,,,,.., . O~lIIctoIColum~.""...".".OC "."."Ye.."." .".""""."".350.458 ".""..""....387,809 """",,104,956 ",,210.964 ""."..219,288 """",,338,552 "".."""""".37 """"......,.."",.."" I=~::::::'::::::::,::::'::'::.,:,~ ::,~~..: ::::::::::... ..........,...':::::::: ......"....:::::::..:::,:,':...:. ,:',..:::::::':::: :":":::'.:::':::,:'::::::: /ldaho.""".."""".".."""".."..ID """"No.".... ...."."" ...""" '"'''''''''''''''''' ,,,,,,.,,,,,,,,,,,,,,,,, ""..",,,,....,,,,.... ..""""...."..",,,, ..".".""""".",,, ""'''''''''''''''''''' '''''''''''''''''''''''''''' mlno/s"""".."".."....""".."""IL "..""No....." "...."""..."...". .... ........"..".."""" .".,,,.....,,....,,..,, """".".",,,,,...., ......""""..."..." ''',,,,,,,.,,,,,,.,,,,.. ...""""..."".......... . I' Ind~no.."........""""...."..",,..IN .."""Ye."".. """""...,,6,157,103 """."...".6,106,447 "..",..,,50,239 """.3,655,597 "...,,3,m,873 """,3,581,724 ".""".,,39,808 "...""..."..".......", "1 ::;::::::::::::::::::'.::::',:',:::::',~~ ::::::::~~::::::: :::::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::::: :::::::::::::::::::::::: :::::::::::::::::::::::: :::::::::::::::::::::::: :::::::::::::::::::::::: :::::::::::::::::::::::: :::::::::::::::::::::::::::: I Kenlucly.."................".......KY ........Ye.".". "......".........."".,.."" .......""".....".."...."" .."".""""......". ."..,,,,,,,,..,,,....., ,..,,,........,,,,,,.... ......."".."...",,, ,,,,,,,,,,,,....,,..,,,, ..."...".."...."..".." I Lou~IDna".........".."...".."...lA ......"No".".. .."....".................",,, .."...,,,,,,,......,,..,,"..,, "..........""........ ..",,,,,,,,,.........., ..........".........,.. ......"..".."....,'.. ..""""......""".. """"".......""....", I MoIne.""..................".........ME .......,No.".... ."..,,,,,,,.,,.,,,,,,,,,,,..,,. ..."""..........."..".."" .",......"..........., ".....".""..,,,,,.., ......."...."".".." ""..".""..."".... ""....""........".. ..."..."........""...... ! M.rylDnd......"""""....."......MO .."""Ye."".. ....."..",,10,908,889 ."...".",,11,623,058 ."....".571,995 ....".5,838,917 .......5,798.023 ...",,8,805,306 "....."".46,282 ...""."""".."...."" ! Masaachusatll............"""..MA ...."..No......, ..,,,,.......................... ..", ....,..... ........................ . .. ".,,,.............,,... ...........",..."..... ..........,,,...,..,,,,, "..".....""..........", .1 Mlchlgan..........""......""".....MI ...".uNo.."." ................'" ....................",.... ............. ,,,. ..."""".,..... ........................ ..............",,,..... .......""""..........." '1 ~:?::::::::::::::::::::'::':~~ :"",~::' :'''':''.,' ::::::::::, '..., ",:':::,' ..,....",,,,,, '"'::..:,:,,,,'. ......:':::,:.:.. ::..:,:,,:::.:'::::::: :::::::::::::::,:::::::::::: I Monteno"............................MT ..."",No.".", ......."".....""...""..". """""." """ .""".". "" """"."""......". """""".."..."". "."...."........."" ""...".............., ........."""............. Nebrook8"............."......."",NE ...."..No.""" ...,.."""...".....,,,,.., . ...."..,,,,,,,,,,,.,,,, ".... ".."........""""" .."".."""....".,,. .""......."""."". ......."..."....."", "........".....""". .....""....,..,....",.." Nevada..."",,,..,...,,,,,,,,........NV .",....No...,... ...........,..,......,.....,.... ....".......................... ........................ ........................ ..,,,.............,,,,.. .,........,............. ........................ '''''''''''''''''''''''''''' NewHampshlre........"........NH ,.......No....... .."............................ ......."....."...,......".... ..".................... ,,,,,................,.. "..............",..,.. ......"............"" .......,,,.............. """......"""........,, NewJefIe)'..........................NJ ........No..,,,,. ............,,,,................ .........."......."...,....... ........................ ..,.."..,,,............ ..".....,...........". .....,....."..""".., """""""'''''''''' ............................ New Mexlco""........"',........NM .....".No.."", .......,,,.......,........,..... ,......,..,,,..............,,.., .........."."...,...., "...................,.. .................,...... ........"....."...".. ...........,,,"'..,,,.. ............................ New YOII<....."..""""........."NY "."".Yes "." ".""".".25,199,723 """""..,19,429,511 .""".",,21.D73 .."".8,117.643 ...,,12,338,474 """.6,066,328 .""...,,148,598 "'''''''''''''''''''''''''' NoIIhC.roIlne".."........""".NC .."....Ye..."" .."""""".6,453,220 "."".5,864.752 "..."".311,955 ".",,2,707,853 ""...2,813,110 "..".2,781,768 "".""..,51,514 "...."...""."."...".. NoIIh ODl<ol8.".."........"".."NO "..""No.."", "...".".".".""",,"..... ..""",....""""". .""""..""..".",, """..."..""..",,, ""..""""..,,,,,.. '''''''''''''''''''''''' "..."....."".....""". OhJo"".".""""....."".""...".OH "".",Yes""" .""".".107,262.433 .."."",,'05,590,094 .""""""....""... "",67,071,910 "",58,3112,226 ...,,68,854,243 """",,876,802 ......".."......""""" Oldohomo""......."""""."...OK ..""..No."".. .""""""".""""".,.... """."."...""".""...." "."""...".""".., """.".".""""", ..,,,,,,,,,,,,,.,,,,,,,, ."""...""""...." """""'''''''''''''' ...""""........."".", Oregon.".......""".""...."",,,OR ..."...No.""" "".."."""....."..,,,...,, ""'''''''"..."""".""", ..",,,,,.,,,,,,.,,,,,,, ".."..."",,,,,,,,,.. "..."".."""",,... ""."""".",".".. "".."""............ "'''''''''''''''''''''''''' Pennsyl'8I1Ia.......""..."..."..PA .""."Ye....." ...""."".73,247,776 ..".""....77,398,521 .""..5,859,009 ..".52,831,191 .....54,776,443 ...130,549,294 ""....,,313,038 """.....""....."..,,.. flhod.lolond.""......."..........RI ".."..No"..." """"""""""""..."". ..."..""....""""""".., "",,,.,,,,,,,,,,,,.... ..""."."""."..... ...""."",,,,..,,,,,, ".""".."""""". ".."".."",,,.....,, ,,,,,,,.........,,.....,,,,, South C8IOllno.".......""......SC ..".",No.."", .."..."""...."..."",,".. ".."........"."""".""" ".."".....""...",, ."."."""......"... ..."."....,,,,,....... ....""."."...""". ,.."""".."."""" .".""..".....""...".. South O.kobI"""."..""""."SO ...."..No.""" ."...".......""...,,,,,,,... """""""".."...."""" "..."..""..."""" ".."""""..,,,..... ""....""...."".,,. ."".............""" """"""'''''''''''' "..".....""""""..... Tennesoee."....."...."...""...IN "...",Ye,.."" ..""".""..1,640,601 "",,,,,...,,.1,581,349 ..".."....78,098 ."..,,1,063,966 ""...1,072,185 ..""..,,965,107 ..""....,,",980 ..."""""........"..." Texas............""...............""TX .....".No....... ..".."".............,.....,.. ..........,........... ........."............. ..",....,,,............ .."...........,........ ......................., ......"""........"" ........"...".."......." Utah..........""......."....""""..UT ..."".No""... "".....".",,,.,,,,.,,..,,,,. """""""...."."".., " ......."."."""",,, ..""..""".".."." """"..""....".... "..".."".""",,,.. .....""""........", """,,,,,....,,,,,,,,,,.,, VennonI".."........"""""....".VT "...".No.""" ..""""""......" """" ,,,,,,,,,,,,,,,,,.,,,,,...,,.... ."."".....",,,,,..,, "..".""""".."... "...""""""".".. """""".."......" """..""".......... ...."..""...""..""... VirgInla..".."........................VA ."..".yes...... .............11.484,039 .............12,220,695 ..........431,695 ""...7,935,987 ....,..6.113,585 .......8,652.482 ......"....55,608 ........................"', Wahlnglon".....""........""WA "..""No.""" """.""."""""".""". """..."""."",,,. "......"."."."",.. ....""...""....."" ...".".""",......" """""..."...",,,, .........".....""".."" Well Vilglnlo......""".."..""WV "."",Yes"", .."".112,861 """",,106,108 ...",,1,666,536 ..."".,,416,498 ""..",,955,115 ,,,,,,,,,,,,,,1,640 ....."....."."""....... WiIc:ons.1."......"".."""".""WI "".."No". "". """"."." ..."" """"""" ..".... """."......"...".. ""..".....""""....." WromIng........""""".."..""WY "."."No""". """"". """."... "..."". """.".."."..."." .""."...."..."",,. """"""'''''''''''''''' Arneric.1I1 SMnoa......".".",..AS ........No......, .".................. .......... ............ ........ ..........."........... ......."............." ...................... Gllwn."..".........."".."."".."Gu .."""No.".." ""...."" '''''''''''''''''''''' "" ". .""".."""..." """...".".".".." ...."", .....".""" "....""..."......"..." Puerto RIoo.........".."..."..".PR "...."No." "."..""". . ."....".. ""...... ."""". "."....."".."" """".""."."..", ....."..""""""", "...."...".""",,"..., USVlIglnlolondl"".."..""""VI .."""No"". ...."....."" .."".""..."... """".."."". ... ....".""""..,,..... ."....""....."",,...... Conoda""..."...".".."".."....CN ,..""No..."" .. ".."""...".. ...".........""",,,. .."".......""",,,,, ......"""..."."".. .."........".."""...". AggregIlDOlherAlOr,,,,,,,..OT .. XXX.... 0 .....0..... ...0 ... ..0 ...0 Totals......... . ......... 11 ... ...... .24' 817 3IJ5 '40306345 ......7429020 ,..151100 783 .. 145237705 ...2335:>9919. .."..1345305 . ........................0 ,1....."...".............,,,,,.,,.,,..,,,,,,.,, )2, ..""..."..."...""..."" J3. ..".."."...""""........"..",,,,,,,,, ~. SunmIly 01 romoInlng..... . inlIorUno57,"",,_ ! pog. """XXX...". .."......."."......... ..0 Ilv, T_ (LlneI57011MJ 5703 . Uno 5798IlUno 57 _I . XXX.. Explanation d Baa of AIlocIlion ol PremiU!ll$ by Stales. ele ."".XXX" ."".XXX." """XXX." .............,.................... .......,..,.........."..,....."................"".. .. .......0 ..... ....... ....0 .. ..... ....".....0.........".........0 .....""..........0 .."".."......".....0 . o o o o Premi&.rnP; are allocated to tht stale in which risks are located . (,) IMeIt 1M number ol yes mpomn eaoeptlOf Cafllda and Othef Allen 130 i i~ "",,0 "'""".'998,f" Erie Insurance Company SUPPLEMENTAL EXHIBITS AND SCHEDULES INTERROGATORIES (continued) The BVQ CompUance Certification Is a required filing for all companies. WiJllhe SVO Compliance CertmcaUOfl be filed by March 17 II no, pleaSe explaIn:..... If response Is no and the foonls 'None', affix bar code (Doc:umenlldentlOer 470) here: Yes(X) Nol ) ~ "1 * ~ ~ ;4 Yos( No(X) .I~' :iI.'. Yos( No(X] t s. Is your company a U,S. Brooch of an alien Insurer? b. WIll the Trusteed Surplus Statement be med by March 17 If nrsl response ls yes and second response Is no, please explain: II second response Is no and the form Is "None', affix bar code (Document ldenllfier 490) here: 111111111111111111111111[1111111111111111111111111111111111111111111111I111111111I1111I111111111I1111I1111111111111 0000-26263-1998-490-00-0-04 The Supplemental Compensation Exhibit Is a required filing, with the domiciliary Department for all compallles, WIll !he Suppl_lal CompensalJoo E,hl~1 be filed wI/h /he doml""al'/ Departmenl by March 17 II no, pleas. explain:..... If response Is no and the form Is "None", alfb: bar code (Ooc:umenlldentifier 460) here: Yes(XI No( I S. \'>111 !he R.k-based Capilal Report be filed with /he NAIC by March 17 If no, please exp~ln:..... II response Is no and the form Is "None', affix barcode (Document tdentiOer 390) here: Yeo{X) No( J b, \'>1111h. R.k-based Capllal Report be filed wilh /he domicilial'/Departmen( if required, by March 17 If no, please expfaln:..... If response Is no and the form Is 'None', affix bar code (Document Identifier 390) here: Yos(X) No( ) . e, Does your oompany have InvestmenlS In insurance futures reportable on Schedule DC? b, \'>1I1SchoduleDCbofi~ by March 17 If first response Is yes and second response Is no, please explain: Yost Yos( No(X) No(X) lfsecond re!poose is no and Ule form Is "Nooe", affix barcode (Documenlldenlifier400) here: 111111I11[1111111111111111111111111I11111111111111111[111111111111i 1111I 11111 1111I1111I1111I111111111I1111I11111111 0000.26263-1998-400-00-0-04 . The Insurance Expense Exhlbills a required filing fOl' all companies. Will the Insurance Ekpense Exhibit t'Ie filed by April1? Ifno,pIeas.explain:..... If response Is no and theforrn is "None", affik bar code (Documentldenlirier 270) here: Yos(X) No( I . 3. Management's Discussion and Analysis is a requited flUng for all companies. Will Management's Discussion and Analysis be filed by AprIl 17 If no, please explain:.. If response is no and the form is ''None", affjk bar code (Ooc:umenlldenlihet 350) here' Yos(XI No{ I 132 ~ 1-" :U.JC) ~~'r~\ lj-',' .~. t-)":: . 'T ~"~.' @E fI:tq" . :l~~: I.:.. 0'''' o Vi ..:r -- c;; .. . :.~I .",. (1". r) :-~:; ..,- . L);~: ;a ,( '<J .~ ,',l,; j/ :),",-"- !:-'(D ;:;: .1- ~:., () r-. N (,r": r..l.. ....i: . ~. JOHN S. SWIFf CO., INC. \l:I' 6uR:A1O GROVE. It · ONClNN..."n. OH . TETER/lORO. NJ