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Home My WebLink About99-02676 '..~ '~ ... ~... ~.. . ;s ~, ~.. .~ .. ~. ." c! ~ Q ~ .~ . " ) / / t ~ .~ { ~j ~I el! i . . ~; ~ ~ OI~IG!!,:;'.I. ADJUSTABLE RATE NOTE . F1fAC...No. 17304145 441-450 7 349 SPORTING HILL RO, HAMPOEN, PA 17055 I, PARTIES -norrower. meanl each person lienine III lhe lime of thill Nole, .ntlthe ptr5(ln'l wctel!on IJId 1!i!ii1lo!l. -J.enucr. m""" MerQllretton & Company, Ine.. o corporation org~n1zed and existing under tho laws of the Stote of New Jar$AY .nd it" IUCCt!i!lllrll and lI.!'illiiinl. October 30th. 1992 "....,.Mol_ 2. nORROWER'S PROMISE TO PA V; INTERr",,. In rrlum for. JOl111lxeivod trom Lender, Borrower promiWllo pI)' the principII f;um of E1Qhty- Two Thou.end, Th1ety- N1ne end 00/100 Dollarl (U.S. $ 82.039.00 ), plUl interest, 10 Ihe order ofl..tm.ler. lnlcfefil will he chRrccJ on unpllid principal, (mOl Ihe dalo of dillihuNlemenl of Ihe lOAn proc~h hy I~n,jer, 1111 rlllt' of Six & Onn-1l81f percent ( 6 1/2 ~) ptr YeRr. The intert'" ule ouy eh.nEo in accordance with l'arAj.:rllph S(C) or thi~ Nole. l. PROMISE TO PA V SECURED bom/wer', promise 10 p.y i. IlOCUrod by a mOr1gage, deed of lru~l or ~imilar lieCUrily instrument that i~ dnlr-d lhe "lIllle date a8lhil Note and caUed the .Security Inslrumenl.. 111al Socurily In51rument protoct!llhe Lender from lo"~e!l which might re!\ult if Borrower defaults under d-.j. Nole. 4. MANNElt OF I'A V~mNT (A) TilllC' norrower "hAil make a p.ymenl of principal am' intere.o;l to Lender on the fir"t day of each monlh he~inninc nn Oecemb81'" 1st 1992' Anyprincipdandinlereslrtmainingonthefinlda}'of N b 2022 win he due on that dale,' which i. ailed the malurity date. ovom er (n) l'Iace raymt'nl ~hAII he madeal One Ronson Road, Isel1n., New J..r.e8V Oe930 or at "Uth olher place alii un\ltt nlAY d(,~I~n.ll~ III wnllngl..v nolil'c In nnunw!.'r. (C) Amount Inili.lly, tIIch monlhly payment of principal ..,1.1 intetc:tt will be in the amounl of $ 51 B . 54 F1ve Hu~de@d E1ohte.n .nd 54/100 . TIlil.hlount will he part of a lr.rger monlhly pllyment require() hy the S<<urily In"lrumenllhat sh&.ll be .pplicxl to rrin,iJ1RI, inle-ref't InJ other itcms in Ihe ordC'r de:'OCrihtd in the Securily In$lrumrnt. Thil\: amount may (h-~'!te i!t ll:~c~rJ::.~;:e \.i:h r'llgllph Sic) of Ihill Nole. S. INTEREST RATE AND MOr-TIlLY PA VMENT CflANGES (A) Chnn~. 0.1. TIle inlere~t rale may ch.nge on the firsl ~I)' of Janue,..v 1994 )'ear. .Change Dale- meanK ead1 dale on whIch lhe Inlert'f;t rll(t CO\lld {hll.lI~e. (R) l'he Indrx neginning ......ilh tile fir!>t Chan~e O.le, llle inlcrc.o;lnlle will he t-AM'J un an Irlllt'~. .Index. meanll. Ihe w('('l../y a\.t'rIl~(' yiclJ on UnileJ Slates Tre&ll:ury S<<uritiu .dju!>tcd 10 a COnRan! mAlurit)' or one year, I!II made 'Vlillhll"! hy lilt' frdwll RI!'~('r\'e nOllrJ. .Cun-enl Indel- me&nlllhe mOfol rret'nt InJu figure M\'lilahle)O dllYs htfore the Chan~e Dlllt:. If the In,k, (u L!efinl'<i .hen'e) ill. no InnJ:'er anil..hle, vncler wjll UliC" I ne\\! InLln Iny inJu rrclICrihod by the Sttr('IRlY {lIo; Jdit!rJ in rarllgfllrh 7(O)}. Lender will ,i\'c norro.....!'r nnlict! nf thr. new InJrl, (C) Calculation or Inttfel;t Ralt Chanr.~ Ikfnre ('11th ChAnge I>ale, Lr.rHler will r.!ruble a ne...... inte~1;t rale hy a,Jilin~ a margin nf Two r~r{,(,lIlll&e pointo; ( 7 ':Ii) III Ihr_ Current J~Ju and 101InJin~ lilt: "11m to ale ocarc!;t ont"("i~~hlh of nf;~ r(,((,l'nlllfe p.linl (0.125~.). Su~jt'<'t Itllht Ijlllil~ ~tllIN in r.rarrkflh ~(D) (If Ihis Nl1le, lhi, rounded amounl will hI' Iht' nr\ll inlt're~t rlllt Ilntil tht: nul Chal'l~e OMle. , And on that day of ('.adl liucc('('Jillg E ill/}) ,t ''A 1114 Mt/UISTAr[ AIlM NOT[ MU,1)l!3 fAGr.1 or 3 lSft1) (':''') J.\l .....- (") b:: [ (: c::. .:: H \1,' (.'I,', ._ C::"', ' .,.[ ~~ i I: J::- !n .. L:.I' I G~: ;--.. H:; t... :-L:: ) ~ "- v1 ~ ? '.) -?~\o IJ"' ~ ~ :,-. ; :~.: .,. - ._j: "l:.<i ~ '-... '. \ ~:~ I.,. ~. ',.; ~l~ II 0\ ~i r.-) (n C) ~ g ~ ~ .l'l I !! ~ j ~ ~ ~ '" ~ e, " ~~I' ~ " -::l " e, m ~ 5 ~ ~' [ b~ ~ c; i' . ~ ~ ~ ~~ :> ~ ~. ~ 1 :i ~ u I d~~~ b ~ ~ ~ ....."~,, ~. .~... '. t, 'j". ~ I,.' JI. U,I,II ()o,Jt,,"." en ''''..'1\; "'li~' a'~j~ Ht \ ,..., ,"- ...r l'/ " " ~ ''> '" j 5~ '. .':', ,I... " :: :.' .<", .:~ ~~:: :': ~~I'}. '...::', ~','~t:~" ,',,, .' ;,:. ' ~, ..I,: 'J' 1'1,", v' t '"~j.,.:,:I,~i~.::: ',;' ',:1'" .:>,\;;. 'l~'; ~ ,_:: ,':,,;~:,,'~_ ;"~~-;-':l:\: : ,.{' : 1,:,\;" ~.":' ~,~ .,f!~'" ,/t, - \i "'" ".~ ':' "f, . d_ ".. "to ',; .;;~~:):~&~ ~i:;:''';: 1":,,..:,,: ',:'j ',_".. ,,;;,^." ,. ,_;'::i') ''-.~, -.' " .: :,; ";: ,. , .\,J, ',. ,..:,,-,," ")..:',,~:' ..,' "", . . lAW OfFICES . .Pf~i:'Y4?&~ . . \.,::'.~.\~I.7,I'~.r:',~ONT ~:':, ' . .twlRl5BUOO,,,,,,.171~'~9~ '.TEl.Ef'HONl!. (7171234-t1T8 FN< 171 7)Z33' 1149 CERT~ED TRUE 8i '. ";~I . .. .' .,C,ORRBCT:.C". ;):.,' ':~;::;;:i~~;l~~~ 1!1/ddil~~:~~:i,~;~j ,,'~'r~, ~:'I ~:,' >,,<;::~ ""{'.'~"~ ,~. \J.:~ .', ,;.<;<\;,;,,~; I;~.:, :'::',~o:{;';~','~~;"/~~i~~~_;;.";":"',::,,>"<'< i,-"..", '<) :t~~. ".',3 1::.\/ ,''.:. ',:, :.." 'I:' I:;, ~'\.,:,: .: .. . ".' '. , .., SHERIFF'S RETURN - REGULAR CASE NO: 1999-02676 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF AMERICA FSB VS. HUNT JEFFREY C ET AL SHANNON SUNDAY , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT IN was served upon HUNT JUNE L the defendant, at 12:17 HOURS, on the 7th day of May 1999 at 126 HILL LANE MECHANICSBURG, PA 17055 ,CUMBERLAND County, Pennsylvania, by handing to JUNE HUNT a true and attested copy of the NOTICE AND COMPLAINT IN together with MORTGAGE FORECLOSURE and at the same time directing Her attention to the contents thereof, Additional Comments: ATTY HALLER REQUESTED THAT COMPLAINT BE RETURNED UNSERVED ON 5/17/99 HOWEVER, DEFT. JUNE L. HUNT WAS ALREADY SERVED ON 5/7/99. Sheriff's Costs: Docketing Service Affidavi t Surcharge 18.00 7.44 ,00 8.00 $3.L'l'l So answers: ~~ ~~~~ R:- 01S. J.;e, erJ.rf PURCELL, KRUG & HALLER 05/17/1999 by j'( I J 1,<,'IVl'~'X /11. <~ lJepucy l1eY Sworn and subscribed to before me this 17(J.... day of 11L,<__ 19 9c; A.D. r (. t.,t" . f.' Ik<Lb~ ~ . (/ , t''h5tnOIT-ocary . ..... ',,' , .t.,'(':'.J.~ -"", . .::.>.~: ': ~ " ::; .:.;: ,,:::. ,,:;..'I~'~~.~L~"~l~'/~'::'\'''~< '~~i;,;.~J~.~"\;:' '::->:/1 >... [""::: ~:;;".,~> <'.:~:. ~'.;,:;, ...\ '/<': :~' ;;.~' ,I' ":(~-,.",i:,~;- :.' t.; ~ ' ~l'- -:. . I CASE NO: 1999-02676 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SHERIFF'S RETURN - NOT FOUND BANK OF AMERICA FSB VS, HUNT JEFFREYC ET AL R. Thomas Kline , Sheriff, who to law, says, that he made a diligent search named defendant, to wit: HUNT JEFFREY C but was unable to locate Him in his bailiwick. the NOTICE AND COMPLAINT IN MORTGAGE FORECLOSURE NOT FOUND ,as to the within named defendant HUNT JEFFREY C ATTY HALLER REQUESTED PAPER BE RETURNED TO HIS OFFICE UNSERVED ON 5/17/99. being duly sworn according and inquiry for the within , . He therefore returns s02nswe/s:.~ . /-:.:': -;:("~y- ~>:; . ~. ~...._,....-..,../- --1'';;;;;:'7 K:jlih6mas K.L~ne, '::;net.itf $.L~.uu PURCELLL~ KRUG & HALLER 05/17 /19~9 Sworn and subscribed to before me this J'} ob day of ~ 19 qq A.D. Sheriff's Costs: Docketing Not Founa Affidavit Surcharge 6.00 5.00 .00 8,00 nO!M~4. /fiLd~ ~ ~-,- rOL10nOtary BANK OF AMERICA, FSB Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. JEFFREY C. HUNT AND JUNE L. HUNT NO, C) Cj. .h"1(, e.;.~ r.-L-- Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING 1RE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other righ~s important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUmberland County Bar Association 2 Liberty Ave., Carlisle, FA 17013 717-249-3166 Legal Services, Inc. S Irvine Row, Carlisle, PA 17013 717-243-9400 A V ISO LE HAN ~EMk~DADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUE:AS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DI';S DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO. DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LP~ PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROP1ED~~ U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. S1 NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO ::E REFERENCIA DE ABOGADOS), 215-238-6300. Cumberland County Ear AS20ciaticn 2 Libe=ty Ave., Carlisle, PA l70:2 717-249-3166 Legal Service5, Inc. a Irvine Row, Carlisle. PA 170:3 7:7.:243-5400 fRUE COpy FROM RECORD In TestJlll'.>rly Wheroof, I tY.Jre unto ~ my !lend ,1nd fhe ~ 01 s.!Kl Coon at CaI1f!;;e Pa This ( I :;~a~' ot~tL'{ It;. ~ ,I!'), () 1u~ L- . PrOlhoncitary BANK OF AMERICA, FSB Plaintiff vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA JEFFREY C. HUNT AND JUNE L, HUNT NO. 'I ((. ;,/(. ''Ie:. &;.,...'( .r;..... Defendants CIVIL ACTION .. LAW .. IN MORTGAGE FORECLOSURE COMPLAINT 1, Plaintiff, BANK OF AMERICA, FSB, is a Delaware 23260-6388. corporation, with an address of PO Box 26388, Richmond, Virginia, last known address is 126 HILL LANE, MECHANICSBURG, PENNSYLVANIA 2. Defendant, JEFFREY C. HUNT, is an aduJt individual whose 17055, Defendant, JUNE L. HUNT, is an adult individual whose last known address is 126 HILL LA}lE, MECHANICSBURG, PENNSYLVANIA 17055. 3. On or about October 30, 1992, the said Defendants hereto and marked Exhibit "A", payable to MARGARETTEN & COMPANY, INC., which Note is attached executed and delivered a Mortgage Note in the sum of $82,039.00 of the aforesaid Mortgage Note, in order to secure payment of the 4. Contemporaneously with and at the time of the execution same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and original Mortgagee the subject premises. The Mortgage was Commonwealth in Mortgage Book 1098, Page 641 conveying to aforeGaid County in Mortgage Beak 502, Page 3 on AuguGt IS, 1995. SUbsequently assigned to E~~K OF AMERICA, FSB and recorded in the Said r~ortgage and }l.ssignment are incorporated herein by referen::e. 5. The land subject to the Mortgage is: 349 SPORTING HILL ROAD, HAMPDEN, PENNSYLVANIA 17055 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on December 1, 1998 and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 75,537.00 (b) Interest at $15.52 per day from 11/1/98 to 5/1/99 (based on contract rate of 7.500%) 2,809.12 (c) Accumulated Late Charges 112,06 (d) Late charges at $28.85 per month for 6 months (e) Escrow Deficit 173.10 225.56 (f) 5% Attorney's Commission 3,776.85 $ 82,633.69 *Together with interest at the per diem rate noted in (b) above after May 1, 1999 and other charges and costs to date of Sheriff's Sale, The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered Upon said Mo~tgage in any jurisdiction. -'-. .- .-. ."1' . ..,. Ok~IGn:;",I. ADJUSTABLE RATE NOTE FHA C... No. 17304145 441-450171 - October- 30th. 1992 349 SPORTING HILL RD, HAMPDEN, PA 17055 1. PARTIES -Borrower- means each person sii1\ins: AI the time of this NOle, and the person'. su~son L',d Lo;o;iJ:n~. -Lender" menn! M"r"qo!!lr"etten & Compo!!Iny. Irlc., " eorporl1t1on orQ"n1zed .sod eK1st'1ng uoder the ltlws of the St:",te of New Jsr's"?y and il~ suC'ce.~~r! Ind assigns. '''of'II..,.r..w_ 2. nORROWER'S PROMISE TO PAY; INTEREST In relurn for a loan received from Lender, Borrower promises 10 pay the principal sum of E1ohty- Two Thouso!!Ind. Thil"'ty- N1ne and 00/100 Dollars (U.S. S e 2 . 039 _ 00 ), I,lus inlerest. to the order o( Lender. Inte~i11 be chuqj!ed on unp:lid princip.I, (mm the dlte of disbursement of Ihe loan proceeds by Lender, .1 I rIlte of Six & One-H~1f percent ( 6 1/2 %) per year, The interesl ",Ie may chln,e in accordance with P:J.rllcr:l.flh 5(C) of thillNnte. 3. PRO~IlS,: TO PAY SECURED borrower's promise to p,y is secured by a mortglg:e, deed of truM or similar security inslrumr.nt thai is dAled the s:tme dale as IhiS' Nole .nd called the "Security Instrument.. TIllt Security 'Instrument protOCIJ the Lender from losse~ which ",iehl <<'Mill if DorTl'lwer defaults under this Nole.. 4. MANNEIl OF I'A YMENT (A) Time norrower l\hllll make a payment of principal 4tH.! interest 10 Lender on Ihe fint day of each month be1:inninc (In December 1st. 1992' Any principal Ind intercst remaining on Ihe fint day of N b 20"2 will be due on th.t dale, whicb i. ailed the maturity date. ovem E!I'" ... (n) P1..e Pa)'ment shall be made It OOG Ronson ROo!!ld. Iselin. NIll'lol J~rge 09830 or at such other place u unJer mil)' Je!\l~nltc I~ wnhng by nolic-c to Onrrnwer. (C) Amount Initially, c..,ch monthly pl)'ment of fltinciPlland interest will be in the amount ofs 51 e . 54 F1ve Hu.ndraed E.ighteen ..,nd 54/100 . . 1llilt RfTlOunt will he part of 11.rter monthly pnyment r~uirt:J by {he Security In"lrument thllt shall he Ipplicu to prlncip~l, interesl anJ Olller items in the order de.o;cribC!'J in lhe Security InMrumcnl. This .mount may chltlt::e in acc()rdnnce with Puaguph SeE) of this Note, S. INTEREST RATE AND MO~71ILY rAY~IENT CHANGES (A) Chnnl:c Dart TIle interesl rale may chllJi'C on the fin:t ~y of Jtlnuo!!Iry 1 9 94 ' and on that day of e..,ch &uC'ct't'Jing yeat. "ChAnce DAle- mean. each dale on ....hlCh the Interest raR.: coul.fchftnl:e. (D) The Index Bt~innini with the fin:t Cha.nac Dille, the inlcrr.!d file will be bal>CJ on an. Indelt. -Indr," mean~ Ihe wtockly I\.t'rll~e yield on Unilrd St.tes TrtlJil.ll")' Secll:rilie~ adjulOiw In a C'onct.l.nt maturilY of' one year, _s lNIde Iv.ih,hle hy the frJC'fnl Re.~ct'Ve BouJ, .Current Index. mean" lhe roO'>1 rt'C.::nllnJel fiJ;ure a\'lIil"hle ')0 .l'Y' befQre tho Ch&tl,e Dnle, H the 11ldCll (u defined .hove) il\ no IOlll:er ava.ilahle, u:n~er will U'ie IS I nc-w Inuu. sny inoer. pre:rlcrihod by the St'('rr;l"cy (~~ urlinrd ill 1"1 u,rnph 710)). Lender will tivt! DNrtlW('r nolice of the new lnurel. (C~ C:!.IC\llalinn or tntO'C"f r<l(f Ch:ln,CC'i Ihrole t::Irh Chllll.fr Dllt:. l..cndrr will C'II1rull'lte . new interr:sll.llte by .dJItlIo: II mllr.in of Two fl<'ICrnlnt:r pf)lf1l~ ( .. 'it) 1() the Currrnl InJu. lUU.! tounJinl: ,Ill' ~u"' to \he nr~'c"l on('.cq:hlh (If flne f'l"rHTlI:t[;c pomt (0. i:.5 ',1;. \ Su'"'JtlI..lllIthr hll.'\d~ "l:l.~(,.l in PaT'j,;Tll;ph ~d)) nf this Nnle', Ihi510unded lmvUI1{ .... 111 he {he'mw ir.ll"r~,;l fllIC' unllllhe orl1 Chan"e D'le. ~ Ci};iU d- I') nl-\ Ml~I.'11~1!\n: ~1t'1 NOH _up,.uu r^-CI", I flf' ("."'11 {ltt} "'0.., EXHIBIT A JILL THAT CERTAIN piece or parcel of land situate in the Township of Hampden, County of Cumberland, and State of Pennsylva- nia, more particularly bounded and described as follows, to wit: BEGINNING at a point at the Easterly side of Sporting Hill Road, which point is 575 feet southwardly from the southeasterly corner of the intersection of Sporting Hill Road ",nd Del-Brook Road and which point is also at the dividing line between Lots Nos. 2 and 3, Block "B", on the hereinafter mentioned Plan of Lots; thence along the last s"id dividing line, at right angles to Sporting Hill Road, eastwardly, 120 feet to-a, point at the divid- ing line between Lots Nos, 2 and 21, Block "13"; thence along the last flaid dividing line, southwardly, 60 feet to a point at.'the dividing line between Lots Nos. 1 and 2, Block "B"; thence along the last said dividing line, westwardly, 118.25 feet to a point at the easterly side of Sporting Hill Road; and thence along the easterly side of said Sporting Hill Road by the arc of a circle curving to the right, having a radius of 696.78 feet, northwardly, the a t'c di stance of 49.40 feet to a point; and thence continuing along the easterly side of said Sporting Hill Road, north'....ardly 10.63 feet to a point, the plac;:e of BEGINNING. BEING Lot NO.2, Block "B", Manor, which Plan is recorded in the Deeds Office in Plan Book 6, Pmge 42. en Plan No, I of Del-Brook Cumberland County Recorder of HAVING THEREON ERECTED a dwelling house. BEING THE SAME PREMISES ;{hich jr..,'al ter F. Zielonis and ~Iargar- et Zi<!lonis, also kno'.n as Margaret R. Zielonis, his wife, by their Deed dated pC706ti'( .=30. 1992, and recorded immediately prior hereto in the Office of the Recorder of Deeds in and for Cumber I and County, Pennsy1 vani. a, granted and conveyed unto Jeffrey C. Hunt and June L. Hunt, husblnd and wife, Mortgagors herein, - 11 J ., f) r.: 'i I~ Ii:;' ~ .... 10rJi- ;,,; (;45 ~JD", 'J -~.... ':, ,','. "'j~ ""~"~' ,:"',, "~":,":~':'I': :I,<,{::t;:r"',,\,.':,'r,'.'j:,:~;.~,,.'t~'f':" ';~l~.:.,~:,\~;\;::~,,:}\:;~/Li~'::<::":':~,.'..."~/,.~,.; .<',' ",1,/~::,'>' :"',) ..~,:'J'j '.' ~ C' ~ 2!iD @!! I'.' ,.-l I ~ ;,.1 .,", ,~ ~ BANK OF AMERICA, FSB Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND CO~)TY, PENNSYLVANIA VS. NO. q q - .h '1(, ~.J-r..~ JEFFREY C. HUNT AND JUNE L. HUNT Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OU~ CLIENT. ANY INFOR~\T!ON OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT, lLQ..,T ICE You have been sued in court. I: you wish to defend against the claims set. forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with tr.e court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other righ:s important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT lihVE A LAWYER OR C~~NOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OU7 WHERE YOU CAN GET LEGAL HELP. CUmberland County Bar Association 2 Liberty Ave., Carlisle, PA 17013 717-249-3166 Legal Services. Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 AVISO LE HAN DEMANDADO A LiSTED EN LA C0Ru:.. S1 DESEA DEFENDER-BE COl';Tzv.. :..AS QUE.:'A.S PERESENTAD;"S, ES ABSOLU'fAMENTE NECESSARIO QUE USTE!l RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEY.;"}:ZD~. 'I AV;SO. PARJo. r,EFENDERSE ES N"ECESSARlO CUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE us TED Y CUALQUrER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI US TED NO REFONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPAClON. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ES!A DEMANDA. POR RAZON DE ESA DEeIS ION, ES POSS ISLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORT~~TES. LLEVE ESTA DEMANDA A u~ ABOGADO 1~IEDIATAMENTE. 51 NO CONOCE A UN ABOGADO, LLA..'VlE h':... "LAWYER REFERENCE SERVICE" (SER'JICIO:E REFERENCIA DE ABOGADOS). 2154238-6300. Cumberland COUllty Ear A5sociaticn ;:: Libe::-::' !\""'~_., Cilrli::}':', F1... 1701 ~ 717-24~~-31(,>.) Le3.:JJ Sel-vicc;.;, !:i.c. 8 ~rv:n(' KC...." CarJisJe, hi. 17':):'~ i17-~1j3-9~CD TRUE COpy FROM RECORD In Testimony wherClOl. I here unto S9i my hand and lhe ~I 0( sUi Court al Ca11~ PlI ThIs { ~l ;Y ,a1~~T ' l~~~ , l' Ii ,t:: I ' , Pr01honaury " BANK OF AMERICA, FSa Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. JEFFREY C. HUNT AND JUNE L. HUNT NO. 99. :l(" '1~ ~ 7L~ Defendants CIVIL ACTION - LAW _ IN MORTGAGE FORECLOSURE COM P L A I N T 1, Plaintiff, BANK OF AMERICA, FSB, is a Delaware 23260-6388. corporation, with an addre~s of PO Box 26388, Richmond, Virginia, last known address is 126 HILL LANE, MECHANICSBURG, PENNSYLVANIA 2. Defendant, JEFFREY C. HUNT, is an adyJt individual whose 17055, Defendant, JUNE L. HUNT, is an adult individual whose last known address is 126 HILL LANE, MECHANICSBURG, PENNSYLVANIA 17055. 3, On or about October 30, 1992, the said Defendants hereto and marked Exhibit "A". payable to MARGARETTEN & COMPANY, INC., which Note is attached executed and delivered a Mortgage Note in the sum of $82,039.00 of the aforesaid Mortgage Note, in order to secure payment of the 4. Contemporaneously with and at the time of the execution Mortgagee, a certain real estate Mortgage which is recorded in same, Defendants made, executed, and delivered to original the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1098, Page 641 conveying to original Mortgagee the subject premises. The Mortgage was SUbsequently assigned to BANK OF AMERICA, FSB and recorded in the aforesaid County in Mortgage Book 502, Page 3 on August 15, 1995. Said Mortgage and Assignment are incorporated herein by reference. O'~I('II':::I "-. .~ I ~ .,'~ '. ~ ADJUSTABLE RATE NOTE FHA Cu. No. 17304145 441-4501712- October 30th. 1992 """"'......- 349 SPORTING HILL RO, HAMPDEN, PA 17055 t. PARTIES ~Borrower. muns each person .ilTlin~ Al the time or Ihis Nole, and the person', succeuon lnd L'i.!iiCn!\. "I...c:nder" meAns Met"'QlU'"etten &: Compeny. Inc.. e corporation ol"'oan1zftd "nd existing undor the ,~ws of tho State of New Jers~y and itllluCCe!\~orll and anians. 2. DORROWER'S PROMISE TO PAY; INTEREST In return for. loan received trom Lellder, Borrower promises to pay the principal sum of E1QMty- Two Thousand. Th1rty- Nine and 00/100 Dollars (U.S. S 82. 039.00 ), plus interest, 10 the order of Lender. IntefMI:..will be charced on unrahl principii, rmm (he dale or c.1illbul'ltmenl of the Inan proceeds by I~nder. II . rille or Six & Ortc-H1lI1t percent ( 6 1/2 %) per YCAr. The interest rale nuy chan~e in .cconhnte with P:u~&raph S(C) of thiK NaIr. J. PROMISE TO I'A Y SECURED ~r.rrl')...'tr'. promise to pay il secured by a mOl1ga~e. deed of trust or ~imi1ar security instrumenlthat is dated the !:l\me date II this Not~ Ind called tho .Security Instrument.. TI,at Securit)' In5trumenl protects the Lender from los~es which might rC'~ull if Borrower def.ults under this Note. 4. MANNEIl (n: llA \'MENT {A} Timl' norrower ~hall make a payment of principal and interest 10 Lender on (he fi~l day of ear.ch month beEinnin!,: on Oecembel'" 1st. 1992' Any princip.1 and interest remaining on the fin;lday or N b 20~2 wil1 be due on that date, which i. called the maturity dale. ovom er (D) \'1". r"ymrnt fihal1 he made at Ono Ronson R08d, Iselin, N~w Jel"'se Oe830 . or at ~u,h olher place.~ Lender llUly Je!!>l,nlto I~.....nhnib)' notu:c to nnrro\\'er. (C) Amrllmt Initially. eAch monthly payment of principal IlnJ inlerest.....m be in the .mount of S 51 B. 54 Fiv8 Hundred ~i9htef!n o!!Ind 54/100 . n-.is ,r.;",m: -..ill loG f..rt c. , '''i'r mor.thl)' [lIl}ment r'-'tuir<:J. by the So.:l.lfity lr".trumc.nt thit j,hi:l be applieJ 1<) plio.;;ip;;l, inlrre:f;t .nJ other ilems in Ihe order c.le~ribeJ in the Security Instrument. Thi!l .mount may chance in lIeeorJ:tnee with r.raCul1h 5(E) of this Nole. ~. INTERrsr RATE AND MONTHLY PAYMENT CIfANGES (A) Ch.n~. 0.1. nit inltrut nle may char.se on the first d.y o( J a 19 9 4 yur. "ChAnl,:c nale. meanl each date on which the In?e?~t :;~ could chance. (0) "hr Indrx Brt:innina wilh the fiBI Chante Oale, the inlcfr!!>t rate will he bal'C'd on An Indel. .Index. mean~ the wrtkly IVcr:lgl'l yielJ on UnilN Stilet Tre.uury murilieJl .dju!!>ted to . con.!>tAnt ma;urilY of one year, a. made availAble hy the FeJC'rnl Rc!'>en't DOllrJ. "Currtnt tndu.. metll~ lhe mm:;trec('nt Index ficure a""l!illhle 30 days htfore the C1ange Ollte. If the lnd~1 (II~ derint'J ahov(') i~ no lonEer ,viilahle, undrr will :J!!>e as a new Index ~ny inJl"K prer.cribod by the Secrcl:ny (u dcfinC'J in rllUCfllph 7(0)). Ltnu('r ,,'ill eive DOfmwer notice of the new InueK, Ie) C3lrlllalinn or Intcf"el;t Rate Ch3nl::~ ntrlHe ('Ach Chllnre Oale. uneJer will clllculllle /I new inlC'f'e!!>t n.le hy .(llljn~ II mar{rin nf Two r("r<:C'nl"~e mml" ( ... ~) lollle CunC'nl InJu IltnJ mllnJi~!: lilt' !!>lIm to lhe neare~t onC'.cighlh nr Clne rNrC'r,t"~'e p'linl (0. i2S ~). Suhjt'\t 10 the- limit!!> l;l:lteJ in Par.grlflh 5(D) of lhi!!> N(llr, (his roundeJ .mouIll will he Ihe lH'W lntrte~t rall" unhl the nnt Chantt Oite. . and on th.t day of tJlch 5uceeedinB i E i Ii 1/) ;1- "~ "1.\ '-n:t,1IS1,.ur: "RoM !'\Olr. ~1^1l..'-'U rM;r: I (,or) 1~,"1I <m) "0;..," . EXHIBIT ^ JILL THAT CERTAIN piece or parcel of land situate in the Township of Hampden, County of Cumberland, and State of Pennsylva- nia, more particularly bounded and described as follows, to wit: BEGINNING at a point at t.he Easterly side of Sporting Hill Road, which point is 575 feet 'southwardly from the southeasterly corner of the intersection of Sporting Hill Road and Del-Brook Road <lnd which point is also at the dividing line between Lots Nos, 2 and 3, Block "B", on the hereinafter mentioned Plan of Lots; thence along the last said dividing line, at right angles to Sporting Hi 11 Road, eastwardly, 120 feet to ..a point at the di..vid- ing line between Lots Nos, 2 and 21, Block "13"; thence along the last flaid dividing line, southwardly, 60 feet to a point at.'the di viding line between Lots Nos. 1 and 2, Block "B"; thence along the last said dividing line, westwardly, 118.25 feet to a point at the easterly side of Sporting Hi 11 Road; and thence along the easterly side of said Sporting Hill Road by the arc of a circle curving to the right, having a radius of 696.78 feet, northwat'dly, the arc distance of 49.40 feet to a point; and thence continuing along the easterly side of said Sporting Hi 11 Road, northwardly 10.63 feet to a point, the place of BEGINNING. BEING Lot No.2, Block "B", on Plan No, 1 of Del-Brook Manor, which Plan is recorded in the Cumberland County Recorder of Deeds Office in Plan Book 6, Pmge 42. HAVING THEREON ERECTED a dwelling house. BEING THE SAME PREMISES which WEll tel' F. Zielonis and Nargar- et Zif!lonis, also kno',,,rn as Hargaret R. Zielonis, his wife, by their Deed dated OCT06f(( .=3~ 1992, and recorded immediately prior hereto in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, granted and conveyed unto Jeffrey C, Hunt and June L, Hunt, husblnd and wife, Mortgagors herein. ~ II f{}~'I)'+ ., b ..... 10rJ'- :~G". '..Ie ;,,-.; ".. G4~