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HomeMy WebLinkAbout99-02716 of the original of which is attached hereto as Exhibit "B" and made a part hereof, 6, Debtor is in default of Debtor's obligations to make payment to Plaintiff as required in the Note. 7. Judgment is not being entered by confession against a natural person in connection with a consumer credit transaction, 8, There has not been any assignment of the Note. 9. Judgment has not been entered on the Note in any jurisdiction, 10, An itemized computation of the amount due to Plaintiff by Defendant as a result of Debtor's default is as follows: a. Principal $ 90,500.00 b. Interest to April 29, 1999 $ 16,422,95 c. Search fees $ 246,50 d, Mortgage satisfaction fee $ 27.50 e, Attorneys' commission $ 10,692.30 f, Total due to Plaintiff as of April 29, 1999 $1.17, BB9 .25 11. Interest continues to accrue at the rate provided in the Note. WHEREFORE, Plaintiff demands judgment against Defendant. Irvin S. Hull, as authorized by the warrant of attorney contained in the Guaranty for One Hundred Seventeen Thousand Eight Hundred Eighty- Nine and 25/100 Dollars ($117.889,25) plus interest from and including the date of this Complaint and judgment entered hereon at 2 Guaranty and Suretyship Agreement PNClBAWlK. THIS GUARANTY AND SURETYSHIP AGREEMENT (this "Gu"ranty") is made and entered into as of this y+4. day of .Jll"'E-- , 1997; by IRVIN S, HULL (the "Guar""tor"), with an address at 21~ :s"\lT~ ~ ST.; 'Sfllf'PE/olse,\Jll..tr, ?A 172.5"1 -:-in consideration of tlie extension of credit by PNC BANK, NATIONAL ASSOCIA TlON (the "Bank"), with an address at 4242 Carlisle Pike, Camp Hill, PA 17011-4158 to F1RECAB, INC. (the "Borrower"), and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, 1. Guarantv or Ohlh!lIfion~. The: GU:JJ'aJ1ICr hereby 8;uarantccs, and becomes su~[)' lor, the prompt payment and perfonni\l1ce of all low, advMces, debts. ll:1biJilies. obligations, co\'C:n:Lrlt$ and duties o\\-'ing by the Borrower to the B3lIk of an)' kind or n;l[ure, pre~enl or fUMe, \I,helhcr or not evidenced by any nOle, gU:ll:lmy or other instrument., whether arising under My agreement., inSlrUment or document. whether or not for the p3ymc:nl of money I whether .11ising by reason afan extension of credit, opening of alener of credit., 10:10 or gua.r.mtee or in :my other m:mner, whether arising out of overdrafts on deposit or other aCCOunts or electronic funds tr:I.nsfers (whether through Dutom:ni, ,Jc~ng houses Of otherwise) or out oCtile BilJlk's non-receipt of or inabiliry to collect funds or otherwise not being made whole in connection with depository transfer check or other similar llmlngements, ~hether direct or indirect (including those acquirt':d by assignment or pankipation). absolute or contingent, Joint or sC'veral, due or to become due, now existing or hereafter arising, and an)' amendments, extensions, renewals or increases and :lll costs and expenses of the B311k incurred in the documenution, negotiation, modification, enforcement. collection or otherwise in connection wilh any of the foregoing. inclUding reasonable attorneys' fees :md expenses (collectively, the "Obligations"), If the Borrower defaults under any such Obligations, the Guarantor will pay the amount due to the: Bank. 2, S:tturc orGu3rantv: WaivC'n. This is 3 gU01T:Ult}' of payment a..,d not of collection and the Bilnk shall not be required. as a condition of the GU:1r:mtor's liOlbility, to mOlke any demand upon or 10 pursue any of its rights 3ga.inst the Borrower, or to pursue any rights which may be ;tvJ.iJable to it with respect to i1r1y oth~r person who m:!.y be liable for the p3l"ment of the Oblig:!.tions, This is 3n absolute, unconditional. ille\'l'cable :md continuing guz.rnnty :lr1d will remain in full force :md effect until all of the Oblil!3tions hOl\.e been indefe:lSibly pJ.id in fun, and the BJrlk has temlinaled this Guaranty. This Gu:U-:Ulty will not be atTected by :!.rly surrender. e;.,;ch3nge. .Qccepunce, compromise or release by the Bank of :10~' other p3.rt)-', or i1r1y other guaranty or any security held by it for 3nY of the Oblig3lions, b>' :my failure of ttle B3ftk to t:1ke 3n)' steps to perfect or ma:nL.1.in its lien or security inlereSt in or to preserve its rights to 3ny security or other collateral for :lOy of the Obligations or any guaranty, or by omy irregularity, unenforce~i1ity or in"'~idity of :lOy of the Obligations or ;my p:ut thereof or 3ny security or other gU:lJ'anty thereof. The GU:U:UllO"S oblig3l.ions hereunder shall not be affected, modi tied or impaired by :':'1)' cc:.;.r;.i.ci;laim, set~lT. c.:kduction or deiense based upon :lOy claim the Guarantor may have 3g3.inst the Borrower or the Dank. except pa).me:nt or perfonnance of the Obligations, Notice of acr-epbnce of this GUar:lnty, notice of e\tenslons of credit to the Borrower from time to time, notice of default, diligence, presentment. notice of dishonor. protest. dcm:mJ for p3>ment. :lJld an)' defense bascd upon the Bank's f3.ilurc to comply "'ith the notice requirements cfthe 3.pplicJble \'err.ion ofUnifonn Cvmmercial Code ~ 9-504 are hereby waived. The BanI.: :i1 3n)' time 3rld from lime 10 time. without notice to or the consenl of the GUafJ.!'ltor, :md without impJ.irinf, or releJ.Sing.. disc.harging or modil):ing the Guanntor's li:I.bilities hereunder, may (3) ch:lJ1ge the m.lnner, pJOIce, lime or tenns of p3~rnent or perfOnT1JllCe of or imerr~t r.ues on: or other terms relating to,:111Y of the Oblig3.tlons; tb) renew, ~ubstiMe, modily, amend or :Jolter, or p-:IJlt consents or Wa1H~rs ftlating io any of the OblipllOns, a:ty other f,uJ.r..nties, or any security f..:>r any Obli~3(ior.s or gu:tr3.nlies.: (Cl ~pIY:lJlY and 311 pOIymtnts by "home\'cr pa.lI.! or howt\'t.r re3..llud mcJudlClg My proceed:; of any collateral, to any Ohri~:!.!ion~ o~ lh~ Born;n'.er i:i. :;tlch order, m.lnncr o"IJ1d :unounl 3.S the B.lI1k m3.... determme In Its solc: dl'SCrttlon; (d) dc-a! with an~. other p'r.;on ""ilh respect io o"U1y Obli~ati,ms in such m:lnTler as the BarJ;';' dee.-m 3;"prC'lpn:nc in itS sole discl1:ul)n; (c) SCbSllllJle, e~.:hanf':e or relc::se :lny secunly or tU:lran~: C'C (t) t.u..e such :1ctlons :lJ'Id c'er'J~e such remeclC:;s hereunder .lS pro\"lJed herein J. Rtfll'mtnU or Rn'IHrn' from lilt ",nl;" If an~ dem:l.'1d is mt-d.e at .1ny time UP'1Il the Ban~ I,l( I....c rcp3ymcIll or recoHf) 01 an~ .3.JT""LH;t rccc"l\'ed bv it in rJ\ ml.1l1 ('t on 3.;'e.'~nl (,1 ( ;lr.y ,""If to,e Otoll~~:I!l<'ns .'\.!lJ l~ tb~ Hal'll..: n:'r3~S :JI o( ;lJ',: .r.m .'( SUdl lmc'unt b: rC\.~l'n t'f.l11~ JlJ.!~fl1enl. d;:c:,-;:: L'r ~'r...kr ef EY.hibi t "A" :l11r coun or lldministr:l.tive body or by n.::asC\n of :my senlemc:nt or compromise of My such dem3.11d, the GU3r.lCIIOr will be i1r1d remain liable hereunder for the :unount so repaid or recovered to the S3CTle extent as if SiJch lUnount had never beo:n received originallv by the Bi1r1k, The provisions of this section will be and remOlin effective notwithstanding any contrazy action Which m3.Y have been tlken by the Guar:uHor in reliance upon such paymen~ and any such contrat)' nction so t:lken will be without preJudi~ to the BMk's rights heftunder and will be deemed to hOlve been conditioned upon such payment having become fin31 and irrevocable. .., Enforceability or Ohlh!ltion5, No modification, Iimiution or discharge of the ObllglllJOns .lnsmg out or or by virtue of any bankruptcy, ftorganization or similar proceeding for relief of debto~ under fedenJ or sUte law will affect, modify, limit or diSCharge the Guarantors li~i!ity in any manner wha.tsoever :lJld this Guaranty .....i11 remain and continue in full force and effect :lJld will be enforceable against the Guarantor to the snme extent lUld with the same forte 3.11d effect as if:my such proceeding had not been instiruted, The Guarantor wJ.ives all rights and benefits which might accrue to it by reason of 3llY such proceeding and will be liable to the full extent hereunder, irrespective of any modificalion, limiution or d,ischarge of the liability of the Borrower that may result from 311y such pro~edmg, S. E"enll or Default. [{ any of the following occur (e3Ch an "Event or Default"); (I) i1r1>' Event of Default (3.~ defined in any of the ObligiUions); (ii) my default un~er any of the Oblig3l.ions that does nat h3ve 3. defined set of "Events of Def3.ult" and the IOIpse of c.ny notice or cure period provided in such ObJigatii)nS wilh respect to such default; (iii) dem3nd by the Bank under any of the Oblig;ltions that hOl\'e :I demand feature: (iv) the failure by the Guarantor to perform any of itS obJigatior.s hereunder; (v) the faJsit)'. inn.ccuracy or matcri31 breach br the GU3.f3.ntor of J.ny v.Tinen warranty, represent.:Uion or statement m3.de or fumished to the B:u;k by or on behalf of the Guarantor: or (,,"i) the tennin3.lion or attempted termination of this Guaranty, then the Guari1r1tor will, on the demJ.!'ld of the Bank, immediately deposit with the Bank in U.S, dollars all amounts due or to become due under the Oblig:uions 3nd the B.ank will use such funds to repay the Obligations. Upon the occwrence of any Event of Det3ult, the Bank in its discretion may exercise wilh respect to OI11y collateral. i1r1y one or more of the rights :!Jld remedies provided a secured pIll"ty under the :l.pplicable version oflhe Uniforr" COrT'.mercial Code, 6, Ril!ht ofSttofT. In :lddition to aJlliens upon and rig.hts ofsetoff36ainst the money, secuntles or other propt'rty of the Guarantor given to the Bank by law. the B:mk shall have, with respect to the Guarantor's oblig3.tions to the B:tnk under this GU.1famy J.nd to the extent perrnined by IOIW, :I contr:l.crual possessory security interest in and :I contractual right of se~tr J.g:alnst, i1r1d the Guarantor hereby assigns. conveys, deliver.;, pledges and tr:I.Cls[e~ to the B3nk all of the GUar:l11cor's right. title ,'lJld inteftst in and to, all deposits, moneys. securities nnd olher property of the GU:ir:lJllOr nolV or here3ft.c:r in the possession of or Ort deposit wilh, or in transit to, the Bank whether held in :1 tener3.l or spec:a! Olccount or deposit whether held jointly with someone else, or "'oelher held for safekecpinl! or ol..lerwise. excluding, ho"'e\'er, all IRA. Kcogh, :lJld trust ace..:>unts. .E\.ery such security inlerest :l.nd right 0f ~elOlT rnJ~. be exercised ,~ithout demand upon or nOtice to the GU:!J":lntor. E~,tl')' such right of setoff sh:1l1 be deemed to have oceum:d immeci3.tc!). upon l..~e occurrence of an E\'cnt of IXt3ult hereun~er without any action of the Bank although the Bmk may cnter such setolf en its books :l.nd records. 3.1 a I:i.LCr time. i, Co,t~. To the txlent th3.[ U"je B:l.nk incurs any coSts or expenses in protect~r e~forcing its n&h.ts under the Obligations or this. ~~~ty, in.:luJillg reasonable attorneys' le~s and thc costs a:id e"-pens,cs 01 IJtl~:won, ~uc:h com J.l1J e\penses """lll be due on dem:l.nd, will be lRcluded lR the Ot-li"3.tjons ~nJ ",ill !;lc.'U" inlere~t from the incurring or paymenl thereef at the Dcl'a~lt R.Jle (as ddined in any of the Oblig3tions). 8, I"l'lnllntmrnt tlf SUllHl1!31inn. L:ntil ~e Ot-1ic.:uions ll!e jndde~ibly p:1i.j in full, the l1uaranlet pt)~liXme.s and suhordm':llt"s In f3\'cr of Ule D~k My and all rich:.:; \,hie!] llle Guarantor m;Jy ha\c to (3) 3...~~ert :l.J"Ir cl31m :If:3iOst the B,)r.-['''::r~ bJ..\cJ (In slIbrq::Uil'n nghts ""jl.." tc~r~Cl I.' p:J~rr.en:.s m~e Form/).\ - DE & P..\ (COJ) R(". 11/95 he~u~der. 81!d (b) :m>' re:1li~tion on any property \ de Borrower, including POllllclpauon In :my marshalling of the Borrower's asselS. ~. PoW~1" to Conf~5J Jude'menr. The Guarantor h~reby empowers any attorney of any Court of record. after the Occurrence ot any Evenl of Default hereunder, to appt2r for the Guarantor :lnd, with or Withaut complaint filed. confess judgment, or a serie, of judgmenu. "galnn the Guarantor In favor of the Rank fot the amount ot the Obligarions and an anorney's commission of the gre:Uer otfen (>trcent (10%) otsuch principal IOd Inrcrc.sr or 51.000 added as a rellsQnable attorney', tee and for dolo.: so Ihls Guaranty or a copy verified by .ffid.vit shall be a sufficient WArrant. The. Guaranror hereby forever waives and releases 1111 errors in said proceedings and all righes of appeal and all relief from any and all Ippr.lliscment, !fay or exemption laws ofany stare now in force or hereafter tnaC'red. NIJ single exercise of rhe toregoing pOwer to confess Judgment, or a series o( Judgments. shall be deemed 10 exhllust the power. whether or nor any luch cltrclse shall be held by any court to be invalid. voidable. or void. bur the power shan continue undimini!hed and it ma\' be et"ercised (rom time to time as oOen as the Bank shall eleu until such time II.S Ihe Bank shall have reeeh'ed paymenlln full oflhe Obligations and costs. 10. Notices. All notices, dem:mds, ~quesLS, consents, ilpprovllls nnd other commumc3ouons required or permincd h~reunder must be in wriring and will be effective upon receipt if delivered pe~on31ly, or if sent by facsimHc transmission with !:anfinnation of defivery, or by nationlllly recognized overnight courier service, to the ilddre,!;ses for the B31lk :md the GU3t:1nlOr set fJnh above or to such other address as one may give to the "ther in writing (or such purpose, 11. PrMtrvalion or Riehl!, No dela)' or omission on the 8:mk's part to exercise any nght or power arising hereunder will impair all)' such nght or power or be considered a waiver of any such right or power, nor will the Bank's attion or inaction impair any such right or power. The B:mk's rights and remedies hereunder are cumulative and not exclusive of 3I1y other rights or remedies which the B:mk mily have under other :1grtements, at law or in equity. The Bank may proceed in any order aeainst the Borrower, the GU31'31ltor or any other obligor o~ or collatel:l.l securing, the Obligations. 12. 1IIt1!IlIiIV, In case 3l1)' one or more ofthc: provisions conuined in this Gu:w.uuy should be inv:./id, iIIeg:1J or unenforce:1ble rn :my respect, the vi1lidiry, leg:1Jity and enforceabiliry of the remaining provisions conL3ined herein shall not in any way be alfecttd or impaired thereby. 13. C~anl!C'5 in Wririn!!. No mOdit1c.:uion, amendment or wah'er of any pmvision or li\IS {Ju:Jr.1nCY nor consent to any depaIT'oJfC by the GUo1liUltor therefrom. will be effective unless made in a Writing signed by the Bank, and then such waiver or consenr shall be effective only in the specific instance and for the purpose for which given, No notice to or demand on the Guarantor in :mv C:l.Se will entitle the Guar:mtor to :my other or funher notice or dem:md in the s3tne. similar or other circumstJ.nce. . 14. Enrir!' A1!rtrml'nt This Gua.r:mry (including thie documents and instruments relerrrd to herein) constitutes the entire :grcemcnr :md SUPCl"$Cdes a.ll other prior agreements :md unden:undings, boUt l,l,11tten and oral, !xtWet:i; thc= GU:l.":!.!ltC'r .::...d t.l;e bW with respect to the subject maner herror. IS. Succeuon and Auil!ns. This GUatJnry will be binding upon and inure: to the benelU or the liuarantor and the Bank and their respective heil'1, executDn, administr.uors. successors and assigns: rro\'idtd. hO\loever, that the Gu.vnncor may not assign this GU3t:1nry in .....hole or 1M part WllJ10ut the Bank's prior written COnsent :md the B31l.k :u any time may 3.SSig.!l this GII::uanf)' in wholt': or in pan. '.. .'......, .' " 16, Inltrllrl'farlon, ... ahis Guaranty. unless the 8nok Md the GU3rJtlto othen\-lse agrce 1M writing, the singular inclUdes the pluri1l and the plural th: sinsular; referenees to starutes IltC to be construed ilS including ail S1.:l.tuto provisions consolldOlring, :unendins or replacing th~ statute referred to'lbe wo~ "or" shall be deemed to include -and/or", the words "including", "inel~dc5' and -includc. sh3.11 be deemed lO be followed by the words "without limil.1tion-' and references to sections or e,'l:.hibiu lIJe 10 those of this Gu:t:anry unless OtJlt~ls. indic.ued, Section he:ldings in lllis Guaranry arc: included (or convenience of reference only .31ld shllll nor conslitute a part of this GUll!:l.'1f)' ror any Othcr rurpo~e. !(thls Guouallt). is e.'l:.ecutetJ br more th:m onc party as Guarantor tJ!e obllsatil>ns of such pe~ons or entilies will bejoint and se\'eraJ. ., , 17. IlJdtmnlh'. The Guar:mtor :Isrees to indemnify e:lch of the B.3ttk, Its direcrors, OtlICCr.i :md emplo>'ees and eJch Icg31 entity, if M.y. who controls the Dank (the "Indcmnilled Parties"):md to hold each Indemnified Parry harmless from :md agllinst ~y and 311 claims, damages, losses, liabililies and expenses (including all fees of counsel with whom My Indemnified P3lty m:sy consult and all e.'l:.pen~es of litigation or preparation th,erefor) which My Indemnified Pi1rty mil)' Incur or '-"hlCh may be asserted OlgalOst l1l1y fndcmnilicd Party as a ",'ull of the "'cutioo of or p<rform",ee uodcr this Guar.uuy' p-rnrided, however, that the foregoing indemnity agreement shall nor appl....' to c 3.lms dJrnOlges, losses, Iiabiliries and expenses solely attributable to M'indemnified Pouty's gross negligence or willful misconduCl The indemniry agreement conuined in this Secrion sh:1J1 survive the termin3rion of this GU.:11';U'lry. The GU3.l'311tcr may participate at its expense jn.the Jjcf~ns~or My Such cfZ:l.lm. 18. GO\'trnfn~ 1.aw .3nd Jurisdiction. This Guaranry has been delivered to and accepted by the Bank :1l1d Will be deemed to be made in the St:Ut' where the Bank's office indicated above is IOC3l.ed. nus GUARA,,"1Y WILL BE r:o-TER1'RETI:Q AND TIlE RlCHTS A.~D LlABIUTILS Of nrE BASK A.'\rD nit GUARA.....iOR omRMISED IN' ACCORDANCE Will{ nlE U.Ws Of TIit STArt WIIERE ntE BA......J..:'S OffiCE INDICAUO ABO\'I: IS LOCAITO. E.XCLUDt.....c ITS C01"l'll.JCf or LAWS RULES, The GU3r.1lllOr hereby ilTCvoc:lbl)' consents to the exclusive jurisdiction of any state or federnJ coun for the county or judicial district where the B:mk's office indicated above is loc:1ted, and consents thaz all scrvice of process be sent by nOltionally recognized overnight courier service directed to the Guarantor 3l the GU3r.lntor's i1ddress set fonh h~rein and service so mac:e will be deemed to be completed on the business d.:JY after deposit with such courier; provided that nothir.g conL3incd in this GU3r'3l1!)' will prc:vent the B:mK fiom bringing any :sction, enforcing any award or jUdgment or ,:xereising any rights against the GU3r.lr1tor individually, against any security or against :my property of the Guamntor within:my other counry, State or other foreign or domestic jurisdiclion. The GuaruHor acknowledges a.nd agrees that the venue proyided above is the most com'enlen[ forum for both the Ba'll.: and the GU:lt:l.I'Hor. The Guar:mtor waives :my objection to \'en~e and an~. objection based on 3 more convenient forum in any "cticn instJruted undcr this Guaranty, 19. [Qual Crtdir Onportunit\' Act If the Gual.1l'1tor is not 3n ".1pplicant tor credit" under .secllon 202,2 (eJ at the EquaJ Credit Opportuniry Act of 1974 CECOAOO), the Gu:lt:uuor ilck.no.....ledges thO-I (i) this GU3!a.nry has been execuled to provide credit support for the Obligilticns. and (ii) the Guatarlror Was not required to e:l;eCute this Guar3l'lry in violation or Section 20,;!,i(d) of the ECOA. :0. \V.....I\"ER OF' JL''R\' TRUL TnI': Gll.....R.....\lTCR :AA('''OCAiLY WAJvr.5 A....., ,"""0 ALL RJCUT n~E (~UARA.'TOR ~lA\' ILo\\'I: TO A TlUAL Br JUR\'l" A.'W AcnO."!. PROCEEDt:-.:c OR Ct..Io.1.\1 OF A.'" SAn'R[ REu.ID'C T:J nos Gl:,....R""''1i.. A.W DOCL.ME.....TS r.'nCUTI:O L'l CO:'\l'~E:cno~ \~m{ TillS GUAR.\SlI' OR AS\' TRANSAC110S CO:'\lTDIPL'TED L.... A~"'\' Of St!CH DOCt"fE:'\ITS. TilE Gl'ARA.'\70R AC"".......OWLEOC[.S nl..Io.T nlE fORtCOL"'C WA1\T.R IS k:."owINC A.'\n VOLlJ:Io7ARr. The Gumnror ackno.ledg" Ihl! il h" re.d .nd undmrood .11 !he pro";,ion. of !hi, Gumn~', inrluding Ihe conf",ioo of judgmt'nl .nd ..im of jury trial, and has lk-cn .d\'isrd b). counsd as nC'ruury or appropri.atl'. \\'11':\'1:55 thg~n heceof"" docume'" ueJ" so'". '" of the dau: firs! 'nilUn ,I"", ~:o be Icgs::-~ Witness;. - f /77' --P ~lnJ;';:;:-;;;~""~ I p,.;nINamc;--2.f',.,.r.......I'~ t;,/?,{;u L. r'n"'N~'r,c.I"inS.llull m:JC"t:OlI\miJr .a!:,ru",litC"ClI.h ~U:lr;ltJl~-ClI Form 9:\ ~ DI: ,\" p,\ ((OJ) Ht',. 1~'95 Committed Line of Credit Note $90,500.00 PNClBANJ[{ j, U NE. y ,1997 FOR VALUE RECEIVED, FIRE CAB, INC. (the "Dorrower"). wiL~ an ,ddress" :!Ol Sunset Doulcvald WOSL Ch,mbmhurs, PA 17201, pro,nlses 10 p'y 10 the order uf PNC BA."". NATIONAL ASSOCI A TlON (the "Dank"), in I,wful money of the Uni"d S""es of Amen" in immedi"ely ,v:liI3ble funds at iu offiees lo,,,cd 3t ~,~2 Cui isle Pike, C:unp fiill, PA 1701 i41l8, or 3t su,h other 10'31ion 35 th, D:mk m,y des is'''' fromlim, 10 r;me, the pnn,;p:u sum of NINETY THOVSAND FIVE HUNDRED and 00/100 DOLLARS (590,500,00) (the "Foeilil)''') or su,h lesser :unoum 35 01')' be ,dv3l1eed 10 or for the btnefi.of the Borrower hereunder, together wilh interest accruing on the oUlSt:mding principal b3.l:l.l1cc from the date hereof, as provided below: I, Rue or Inre"".. ~ounu ou~rmd;ng under this No" will bt:lt interest employ, Upon m3tunl)', whether by amlcmlion, dem:md or otherwise. and al .. , "'te .per :mnum whICh IS 3t 011 11m" rwo 3l1d one.holf pereenuge pomU th, opr;on of the Dank upon the oeeurren'e or an)' Even. of Derault (as (ill%) In excess of the Pnme Rau:, In"rest w,ll bt ,:u,ul3ted on the boslS ora hereinoJler d,fined) and dunns the ,ontinuance thereof. this Note shall bear ye:lt of 360 d,ys for th, "",01 number or d,l" in mh inrerest period. As used inrere" :u a rau: per annum (b35ed on a l'e:lt of 360 ri,l's and "l1laI da , herein, '~Prime.Ralc." shollme:m L~e rate pubii~ly an~ouneed by the Dank from elap~ed) whi,h sh:u1 be five percenbge points (5.00%) in excess of the inte,i;, lime to time as ItS pnme r:u.e. The Pnme R..1te IS not [led to any extc:maJ r:ue or r.u.e In effect from time to time under this Note but not more th3rl the maximum index and does nOI necessarily refleer the lowest "re ofinrerest ""':lily charged mte :lilowed by I,w (the "Default Rale"), The Der,ul. R:!te sh~1 ",ntinue 10 by the Bank to an)' pill1ieular class or c:uegory of customers. Jf and when the apply whether or not judgment shall be entered on this Note, Prime R.au: changes, the f3tc of interest on this Note will change automatically without notice [0 the Borrower, effective on the date ofanv such change. In no cv(:nt will the rate of interest h~reunder ex~ed the ma.'(imum r:lte illlowed by taw. 2. Ad\'anr~5. The: Borrower milY borrow, repay 3rld reborrow hereunder until the Explr:ulon Oa!:, subject to the terms and c{)nditlcns of this Note and the: Loan Documents (as deline:d herein). The: "Expiration Date" !:hall mean l'We:lve n:!\ months from the d3te of this Sote. or such later dace as mav be dcslgnated by the BiIlIk by "TInen notice trom the: Bank [0 the Borrower. "The Borrower acknowledges and agrees thJt in no event willlhe Bank be under any oblip.3tion to extend or renew the FJcilir.' or this Note be\'ond the initial E'(pr~tion DJte, In no eyent shall the aggregJ[e unpaid princip:J..! :unounl of advances under this SOle ~xceed the face .unount of this Note. J. Ad\'ance ProC'~durr-~. A rtquest (or a.dv:1!lce m:J.de by telephone must be prompUy conlJrmed m writing by such mcthQd as the Bank may require. The Borro\\er a.ur.b.QIlzes the Bank to :I"9t telephonic requests (or adv311ces, and me B3l'lk sh3.l1 be entiUr.(l to n:ly upon the a.uthority of any person providing suchimuvctions. The Borrower herebv indemnifies 3..,.,.::1 holds the Bank harmless from and a.ga.inst any and JJI damages, losses. ti3.bilities. COStS and expenses (including n:asonlble 3.nome~'s' fees and expenses) which m3.Y arise or be cre:ued b)' the 3.cl:'eptance of such telephone requests or making such .ulvMces, The Bank will enter on its books and records. which entry when made will be preswned correct, the d:ue and :unOUnl of t:lch adv:1nce, as well as the date and amountofeJch r"ymem m~ce b)'t.~e BOITvwcr. .s. P3.\'mtnt Tf'rm~. Accrued interest will be due and paya.hle on the first da.y of e3ch month. begilUiing with the payment due on JuJv 1. 1~7. Tiie oucunding pnnc'lpal ba.1arh:e :md :lny accrued but unpaid interest SMall be due and p'y.wle on the Expiralion D3te, If any p3yment under lhis SOte sh311 bec.cme due on 3 Sarurda;.', Sund3Y or public hoHd3Y un::ler the l.aws of the Sl..1te ....hert the Bank's otlice indiC31Cd aba\'e is located. sueh payrr.em sh::.ll be m:Jde on lhe r.e\t succeeJing bu.siness d3Y and such (\tcnsion of time shall be included in computing interest in connection with such p3yment, The Borro"er heItb~.' 3uthoril.es the B3nk to ch:llle me 80rTCWCr's Gepvsit JCCount at t.1C Bank IOf any p:Jyment when due hen:under, Payments rece:\ed \\tlJ be 3pplied 10 chuf:es, fees and e\'penses (including JnClmey~' (eesl. .Jccrud imere~1 and principal in J.M~' order the Bank m.1Y choose. in iu s0!e dis..:mion. 5. Lalt' Pa\'mrnr~: Orf:lldt RlIII". If L't" Borrower f:Jds to make any p3rme~t 01 rnnClr:1J.. mtercsl or other :1.'iloum coming: dL.e PUf$u3n1 to l.'1e provisions 0 this Snle wiL'1in ti!\ecn (1~1 caknd:J.! a:ns o( li1e d:J!e due and p3yable. L,c OOITO"cr al~., shall pay to the B.1nk 3. I;:lte ch:l!gc equ.1J to the I~~r of tile pcr.:enl (5,00',,) (,ft.';, J.,'1WUI1{ of such i'!:Jyment l1( S100 00. Such fifl.cen (/5) dJY penn.:! ~,ha.11 n..'t be c..n~trued in any \~3Y to (-'(tend the due date of:lt1y such p:l~m('nl, 111e laiC' c~:uge is imp,MJ ~or the rut'l11'~e of "(:TJying t.~C' B:l.nl.'~ C\rcn~::) m':IJcnt. 10 the hl.'1dJm~ l~l dclm4.lllenl p~ mcr'llS and IS In addltwn :,"1, 311J n..1 In lieu of: the t\c:;::~e by lhe BallI.; i,~( an~ nf'.hu a,.,d reme~ics /",ef'Cun..:!cr, unJa 1.'1(' 1'111cr l.inn O,"..:t;mC'f,LS N un~e:r 3rriic.1ble la\4s. ::Lnd .:U'\\' !((s anJ e\rt'nses (11' any 3~''''nl~ n an,)r.1I:'~S \.I!;i':~ t.":c UJ,.,,\~: may 6. Pre"aVm~nL The indebtedness evidenced bv this Note may be prepaid in whole or In part ;u any time without penalcy. . 7. Glher Loan Documents. This Note is issued in cOMection with a letter Agreement between the Borrower and the BOU'lk d3ted June 4, 1997 IUId the documents re(erenced therein, the lCnns of which are lncorpor31td herein by reference (the "Loan ~ocuments"), 3nd is secured by me property ~eseribed in the Loan Documents (If any) and by such other C(llIaterai as preVIOUSly ma.y ha.ve been or ma.y in the future be gI":lI1ted to the B:m.k to secure this Note. 8. E\'ent~ or Drf3ulr. The occurrenCe of any of L1e (oilowing eVents will be deemed to be:JJ1 "E\'l~nt 0[Oe[3ull" under this :-';ote: (i) the nonparment of any principal, interest or other indebtedness under this Note when due; (ii) the OcculTence o( any event of def,]ult or def:Jule ;'J1d the lapse of any notice or C~ pericld under any Loan Document or any other debt, liability or oblif3cion to the BanI.:: of any Obligor; (iii) the filing by or a..g3inst :my Obiigor of 3Il~' proceeding in bankruptcy, receivership, in$olven~:', reorganiz:u:ion, liquidation, consel"\':J!orship or similar proceeding (and, In the C:l.Se of 3ny such proceeding instituted a..g3inst any Obligol, such proceeding is not dismissed or stayed within thirty (30) d:J~'s of the comrnenc::ment thereof, pro\'ided:h~ the: Bank shall not be obligated to advance addjeioll3.1 funds during such period); (iv) any assignment by 3Jly Obligor for the benefit o( creditors, or any I~)', gunishment. atuchment or similar proceeding is instituted against any propc!tY of any Obligor held by or deposited ,,"'ith L"e B:.."!l:; (\,) :. ~cf..;.;.:t '",ith j't~pecl to MY Other indebtedness of any Obligor (or borrowed mone)', if the effect of such default is to CJuse or penn it the accc:ler.1tion of such debt; (...i) the commencement o( .my foreclosure Or forfeiture proceeding, execution or a..ttJehmc:nt ~J.inst any COllJter;)J securing the obHg::uions of any Ohligo! to the 8:lJlk; (vii) the enrry of a final judgment .1gJinst any Obligor 3nd the faJll\re of such Obligor to dischaJ1i;e the jud~ent wilhin t:n (10) days of the entry thereof; (viii) in the ever:! thJ.t this Note or any gu31antee executed by any Gu:tr:lI1tor is secured, the fJilure o( any Obligor to provide the Bank with additional collateral if in the opinion or the Dank aI any time or times. the market value of any of the collateral securing this ~ote or any guaruace has depreciated: (i'() any m.J.t::ria.l Jd\erse Challge in the bu~mcss. assets. oper:u.lons, fin~cia.l condition or results o[ operJ.tions of :my Obli~or: (x) the: Borrower C(3$CS do:ng business ~ a going concern; (xi\ iJ'.e ~\'oc:Jtion or ll.'tempted re~'oc.J.cion. in "hole or in PJJt. or:my r,Uar:Lntce by any Guat:lI1tor; (xii) the death cr k,;:aJ incor,~petency of any indi\'idual Ol:>ligor or. jf My' Obligor is a partnership, the deJ~ or legal incompetenc~ of a."y indi\'iJt~aJ liener:lJ panncr; (xiii) :my represenL:llion or "'manty m:ade bj' noy Obli~or 10 u'e Bomk in noy U:l:1.'l Document. or 311Y other documents MW or in the future securing the obligiltions of any Obligor to '.he O.Jr,k, is f.J.hc. erroneous or mi~le~dina in lU'ly m:Jle:1:l.1 re~pce!; {\iv) the failure ('If any ObJi!"(lT to obsC'r\'c m perfcnn My Covenant or other :Ig.:-cemcnt wit., the Bank cont.':.inr-d In :l."ly loan Do..:ument or any other ~ocurnl:'r.:.s now (If in t.1C fur..re sr-curinJ; t.he Oh!lg:1l10ns of any OblicOT to the BJ:\I.:: N (\ \) in the e\ enl thaI the a.'Tlounl ou:~\.tr\dlng un.:lef this !'..:tc IS in excess I..'f lhe B,~rrc"mlZ B~e (:u dc:JineJ In the l.()M DC'C'umenu) anJ the n~~m)\~'cr f.:::i1s t,l cure ~u;:h n.(ejS \\itJl111 \,hrtv O(l) d.:::\$., As used tle;t"itt, the term "Ohlj~or" me~,s any BorrC\l,rr ;;,"I~ any GU:lr:Ullor. a."'ld the Iwn "Gulluntor" mC'am ::t.rl~ fU.'lI.'\..'.t,1r M the cNiptlOI1S of the UCl':"Cwc:r to the BanI.. e\ i~[in~ \'n Vle d:Jtt \,( t.I1h ,",11i:' i\r .'\.I"i';inl; m i..1e !ulurc Exhibit "E" Forlll SC. IlE,',- 1'.\ (COJ) Il"" 1:/95 Upon the OCCu'Tc:ncc: or i1l\ Evcnt of Default: (a) the O..mk shall be under no further oblig:Uion to m.1kc advnnccs hereunder; (b) If M Event of Default specified lr. clause elii) or (Iv) above shilll occur, lh.: outst3l1ding principllJ b3l31lce am.! accrued ihtcrest hereunder together wi:h :my 3ddj(ion31 MlOunts payable hereunder sh311 be immcdi.uely due and payable without demand or notice of any kind; (c) I(M)' other Evenl of Default shall Occur, the outstanding princip~ b3lancc nnd accrued Int.crc:sl herr-under together with llIly "ddillon.l! :uniJunU payable hereunder. :u the op'.ion of tJle D:mk and without dcm:tnd or notice of My kind. m3)' be a,;cclct<ltcd 3lld bcC(lmc' immedi:uely due nnd payO\ble; Cd) 3l the option of the Bi1l\k. this Note will bc:tr interest :11 the Default R:ne from the: date of the Occum:nce of the Evc:nt of Dcf01UIt; and (el the B:ll\k m3)' eltcrcisc from time to time :my of the rights :Illd r:medies :1vail:Lble lO the O:mk under the loan Document5 or under applicahle l:1w. 9. Power 10 ConCe!l! .Judt!ment. The borrower hereb)' empowers an)' Inorney of Iny coun of record. .{rer the OCcurrence oC any Event of oerault hereunder, to 'ppelr for the narrower and, with or wllhout complaint filed, con reS! Judl:menl, or a serie, or Judgments, against the Oorrower In favor of the O'nk or any holder hereof (or the entire principal balatlce o( Ihis NOle, III .ccrued Interest .nd af! other lilmounu due herrunder, together whh casu o( suit and an attorney's commission o( thc gre:ater o( ten percent (10%) o(such princlplll and interest or SI,OOO added as. rusonable anomey's Cee, and Cor doing so Ihis Note or a copy verified by ;affidavit shall be a sufficient W8rranL The: Borrower heuby forever waives and rdusts all errors la ,.id proceedings and aU rights of appeal and.1I rellefCrom 'ny .nd all appraisement. stay or CJ:emption laws orany state now In force or hereafter enacted. InlereJt on any such Judgment shaUacerue.t the Default lUte. No single enreUt of Ihc foregoing power 10 con Cess Judgment. or a serie! oC Judgments. shan be deemed to clb.uSllbc power, wbether cr not any such uercbe thall be held by .ny court to be invalid. voidable. or void. but the power shan continue undlminishtd and Ir may be enrci.sed Cram time to rime as often IS tile Bank shall elctt until such nm,,= as the Bank shall havc received payment In full oCthc dcbt.lnrere,t and costs. 10. RlehlofSetofT. In addition to all liens upon and rights ofsetotTagairut the money, $ecuntlC:S or other property of the Borrower given to the Bank by law, the 83l1k shaH h:lVC, with respect to the Borrowers obligations to the Bank under this Note :md to the e:\:tc'nt permitted by law, a contr.lCrual possessory security interest in and 3. contr:lcnuJ right of setoff ag3.inst. and the Borrower hereby assigns. conveys. delivers, pledges 3.nd tr.lnsfers to the Bank all of the Borrower's ril!.ht. titlc and interest in and 10. all deposits, mone~'s. seCurities and othe: propertY of the Borrower now or here:uter in the po~ssion of or on deposit wit-'l, or in tr:lnsit to, the 83.1'1k whether held in 3. general or spccl:il 3.CC<lunl or deposiL whether held jointly ~ith someone else. or Whether held ror S1fekeeping or othern:ise., cXcluding, however. all IRA. Keogh, .:md trust accounts. E,,'ct). such secunt). interest 3nd right ofsctotfm:l;" be exercised without dell1.:md UPOll or notice to the Uonowcr. Every Such right of $etotl' shall be d(emed to h3ve been e,'(crcised immedi:1tely upon the occurrence of.'U1 Event of Dcf3uh hereunder without any lltUon of the D,U1k, although the D':lOk 013)' enler such sellllTon lu books and rerords at a lilLer time. II. ,\lhttIlAntoll~. No dcl3.}' or omission of the B.:mk to exercise nny right or JX'\~er ansm~ hereunder sh3./1 impair My such rig.ht or poWer or be co~side-:cd I? be ~ W':I.I\'(:r of~)' Iuch righl or power, ner sh:.J1 U1C U&lk's action or llhlctlOll lmp:m any such n~t or power. The Borrower o1grecs to pay on de01.11\d. to the extent penllilted by l:1w, all costs and expenses incum:d by the amk in the enforcemen[ or its righu in this Norc and in any securicy thcrefor including without limiulion re:LSonwle fees :ll1d e:\:penses of the Bnnk'~ counsel. JrM)' provision oflhis Note is found to be Invalid by a court, 1lI1lhe other pro\-'isions of this No;c Willn:01;un in full force;\1ld effect. The Borrower and all other makers :t.'1d indorscrs of this Note hereby forever waive presentmem. protest. notice uf dishonor Md notice of non'payment. The Borrower also .....:li\'es all defenses b.1Sed on suretyship or impairment of coll.:ltcral. Irthis Note is executed by more than one Borrower. the obligauons of such persons or ~nlitles hereunder will be joint and several. This NOIC shall bind the Borrower and its heirs, executors. administrntors, suecl:ssors and assigns, 3J1d the bcnelits hereof sha.ll inure to the benefit of the Bank and its SUCcessors and assigns. This Note has been delivered to ~d "c~p~d by die Balik and wiff be deemed to be: m:1de in the Slall: where the Bank's office Indic3ted above Is located. TillS NOTE \\lll DE lVTERPRETED AND TIlE RlGIITS AND lIABILITIES OF TIlE BANK AND TIlE BORROWER DETERMINED IN ACCORDA.~CE WmITI~E L\WS OFTIlE STATE WIIERE TIlE BANK'S OrnCE L''DICA TED ADO\'E IS lOCATED, r.XCLUD:NG ITS cosrucr Of L\ WS RL'LES. The BOrTO\\er hertby irrevocably COnsents lO the exclusive jurisdiction of any SL1tC: or feder:U COurt for the councy or judici3l district where the Bank's cmce indic.:!Led above is loc:ued, and consents th:l[ all service of process be sent bv nationally recognized overnight courier scrvi~ directed to the Rorrower at uie Borrower's address set forth herein 3l1d service so made will be- deemed to be completed on the business day after deposit whh such courier; provided that nothing contained In this Note will preYent the 8:mk from brinl!ing any action, enforcing any aW31d or jUdgment or exercising MY rights 3.J:!3inst Lie Borrower indiVidUally, :lgainst any se:curity or ag:tinst any properly ot'the Borrower wilhin :illY other county, SULe or other foreign or domestic jurisdiction. The Borrower acknowledges and agrees that the venue pro\'idcd above is the most ccnn:nicm forum for both the Bank and the Borrower. The Borrower w:lives JOy objection to venue .:1I1d any objection based on a more convenient forum in any :lction instituted under this Note. I~, WAIVER OF JI'RY TIlIAL TilE BORROWER IRRE\'OCADl\' WAI\'ES A~'Y A.\'D All RIGHTS TIlE BORRO\\'ER ~IA I' H.\ \'r. TO A TRIAL D\' JL'R\' IS A.'Y AenON, PROCEEDING OR CL\I~1 OF A.W MTI'RE REL\TlNG TO TIllS NOTE, ANY DOCDIE~TS EXECtTED l" CO'-:o.1:crION wml TillS NOTE OR A.W Tlt\'SACTlOS CO\TDIPL\TED IN A.''Y OF SIlOI DOCU~IE'"fS, TilE BORROWER AC^"~OWLEDGES TIL\ T TIlE FOREGOING WAlnR IS ^""<OW!:'o:G A.'TI \'OLL':'o:TARI'. The Borrower .d:no\\oledges that It has re-.ad Ind undu'Hood all Ihe pro\'iJions or Ihls ;\011:. includint: the confession (I( jUdgmenl amJ waiver o( jur')' tri~J. and has bern 'lh'ised b~' eoun~eJ as necessary or appropri':lIfr. \\'m'[55 the due C'xecutJOn hereof3.S 3. documenl under se:u .IlS of me date first \\Tltt:nabo\c. \.101m the intent to be !egJJI) bound hrrc:by ICORPORATESEAiJ 1 J)-r-' / 7 ;;; F!R[CAn,[~c.C . _/~ ~ ' /. ';,1//, !!..// =i",/..-r.,,,- S /j'-d;;J:/ Anes!. I a.. _ L/ I ~4/IUL.~-;' ,7". D;.' _ /l '-./ V /1 -L ..,.-_ .:s II. PrinlNam,' \,-AR.<...Atol'i) ...I. {'\I.l'{1<.tl'l~ML'- PrintS='~~IN '---D-.\llL Titk V\<"s..fu'HtlEHT 1'it!'. MZ.I::$tD~ ClD,OS.cO\I\.f}lOn: Ie)> fl."" 1:'9~ trllm,llr"'II'f't'I"''':&b'J,nen.ll( '10 "'orlll ~C. DE..'\.: PA (('OJ) J~l'\. 11/95 -. ~ ': ." .' "t ,', ,,(,.' " " ,\ l . ."" ~' . :.. / :. ".....,: i!;~ ':;r'.: .J'~,:<,.; \,:~'~ ,1~"~'.~\"~~ \,,;:~,...",,'..:<"~..,;(:' .: ....."',: <: .,. \ I.~" ,':.\ ::~;:':.,:..' .:{~ '.n .'" ::: ,:,:::,( ,.> '..": ',> .<~~ 7177373407 SR I D I S SHUFF t1f1SLf1tl(1 498 PC5 RPR 23 '99 11:24 PNC BANK, NATIONAL ASSOCIATION,: IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, ~ENNSYLVANIA v, NO, IRVIN s. HULL, CONFESSION OF JUDGMENT Defendant CIVIL ACTION . LAW VERIFICATION I, Eric Krimmel. Assistant Vice President, for PNC Bank, National Association. being authorized to do so on behalf of PNC Bank, National Association, hereby verify that the statements made in the foregoing pleading are true and correct to the best of my information, knowledge and belief. 1 understand that false statements herein are made subject to the penalties of 18 Pa, C,S, Section 4904, relating to unsworn falsification to authorities. PNC BANK, NATIONAL ASSOCIATION Date: Apr: r Z\ r'lq~' BY:~~/ .Q Eric Krimmel Assistant Vice President " '" ' " '\:' \" ~~\,.' :" ~: ol: .'\:", :,:.', ~', :;: <:. '~': ':;~';:~"~t~ :' ~;_~ <,I :::.\,;<,,;~,~~~:,~', 7~~,~~,:!j'''~1\1'~ '::, <:.~,'~i>:\ ,:':',:;',' \ 'J <> '" .', <'::',:..~ 'If ( .,-:'; ;:~t: : I,:: :: ::~__~. ,") ~ ,\, : PNC BANK, NATIONAL ASSOCIATION, : Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v, NO. IRVIN S. HULL, Defendant CONFESSION OF JUDGMENT CIVIL ACTION - LAW ENTRY OF APPEARANCE TO THE PROTHONOTARY: Please enter the appearance of the undersigned on behalf of PNC Bank, National Association, Plaintiff in the above captioned matter. Respectfully submitted, SAIDIS, SHUFF & MASLAND Date: ~ !o/~ By: ...Pc K rl M. Ledebohm, squire upreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for PNC Bank, National Association : ' ." ~.' r'.~~:" , .; :",' '~L .,.':" ',.' ".:'. :',: >:,~,~~ .~:,<\\ .~.'\ ;':~~.~ I_~ <~, ~;,~ ;~,,:. ::,"," ',~: ,.:" ~'~:,~ ~ ,I :.:.: :,1 l'~', 'j "~' :' " ,'::.:: ," :, . :;L: ',>~' I': ',' '.,::,-, PNC BANK, NATIONAL ASSOCIATION,: IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA v, NO. IRVIN S. HULL, CONFESSION OF JUDGMENT Defendant CIVIL ACTION - LAW AFFIDAVIT OF NON-MILITARY SERVICE TO THE PROTHONOTARY: I do certify, to the best of my knowledge, that the Defendant, Irvin S. Hull, in the above-captioned action are not presently on active or nonactive military status, Respectfully submitted, SAlOIS, SHUFF & MASLAND Date: Yf'ry By: ~ J,/JJt. ~. arl M, Le ebohm, Esquire upreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for PNC Bank, National Association ',~ " ",I.' . \;, ,~'." ','. .: ~~ l:':'~, ,'." .. ""~, ,,,~', ;' ,~, ~~'.:." -: \\:.', :."~"'~_'>~ ~",..; I 'i.,,;~\~,"~"":"::;'~' :,:, , '.~, ~:, ,\.", ,,~..>; ./\.,' : : :', '.\ .:: ~,/ !,': :'''. ,:::, t,"''', I,",' 'IL " : ',\ ' PNC BANK, NATIONAL ASSOCIATION,: IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO, IRVIN S. HULL, CONFESSION OF JUDGMENT Defendant CIVIL ACTION - LAW NOTICE TO: Irvin S, Hull Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a JUDGMENT BY CONFESSION has been entered against you in the above proceeding and that enclosed herewith is a copy of all the documents filed in support of the said judgment. IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: KARL M, LEDEBOHM, ESQUIRE TELEPHONE NUMBER: (717) 761-1881 (/;/D/d.uJ (~ ' P ~notary f >- ..:r f:.~ (1~ ..:J ,-( 1--': ",'~~ Lu~-! r:..:; ..., ~..: <: O~- :c: :-:,;dF -.,;.( > P- .... u... ;~-J c~jr:_. 2: ( , ..J.-'.. ", ,,'1 1....:.-.1 r. ~ . 1 , ~~~; . ;)-_. ':.1 .. .. '~ : ~J. j-- ;..; -- 11.- 0\ :5 0 0\ U ~ ~ \J' '<') J--"'" p ~ ~ ~ \ ~ ) I"} ~ ~ ~:t~ "' "1S ~ ~ ~ ~"'= .~ - .~ I ~ ~ (0) ~ (~ (' l :>. c- o,- , - . , , , ~ , .~ :' : , .. ~.". , :::"J (-, - , , ! (',! , : ,- t'J ti_ , c' ::) , . , , t.J ~ ~ e, \ ,--:\; ~ "'J....... ........ ~ ~ ~ p "<') . ~ .,~ -p ~ ''J ........' ~j ~ 'G .r-- n .......... ~ ..s- o(;) \,)0 ~ ~CS) SHERIPF'S RETURN - GARNISHEE CASE NO: 1999-027l6 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ~BANK NATIONAL ASSOCIATION VS. HULL IRVIN S And now SHA~~ON SUNDAY , Sheriff or Deputy Sheriff of CUMBERLAND , County, who being duly sworn according to law, at 104l:00 HOURS, on the ~ day of June , 1999, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named defendant HULL IRVIN S in the hands, possession, or cOfltrol of the within named Garnishee KEYSTONE FINANCIAL BANK NA by then and there summoning the said Garnishee at 5303 SIMPSON FERRY RD, MECHANICS BURG , PA 17055 CUMBERLAND County, Pennsylvania, by handing to CAROL A. RAMP, MANAGER AND ADULT IN CHARGE , personally three copies of interrogatories together with THREE true and attested copies of the within CONFESSION OF JUDGMENT and made the contents thereof known to her, Sheriff's Costs: Docketing Service Affidavit Surcharge So answers: ,00 .00 ,00 .00 :r'"'~~..-<<: /~ l<, Hlomas-K"trne, ::;ne1: 1 I f $.uu 00/00/0000 by Jl ,,,.~ 7h $/ '1'ff'j , uepu~y ~~ Sworn and subscribed to before me this }'/ t.' day on...)".. . 19 r;'r A.D, (~, l< C, Ilt...(,&<./ '!t,T;' ~Pi'OL11omscary 7. At the time you were served or'at any subsequent time, did you have any safe deposit boxes, pledges, documents of title, securities, notes, coupons, certificates, receivables, collateral, checking, savings, tax or other accounts or deposits in which Defendant has an interest? Yes, Safe Deposit Box 11295, King Street Office. These Interrogatories shall be deemed to be continuing Interrogatories, If after the time of your answer, you or anyone acting in your behalf learn or obtain additional information requested, but not supplied in your answers, you shall promptly furnish a supplemental answer under oath containing the same. Respectfully submitted, SAIDIS, SHUFF & MASLAND Date: S-I,ti /1/ By: '',J,J, ,,', Karl M, Ledebohm, Esquire Supreme Court rD #590l2 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Plaintiff by Garnishee: Stephen C. Oldt Executive Vice Pres & C,O.<ktates subject to the o 18 Pa, C.S, Section 4904 relating to unsworn falsiflcation to authorities, that he/she is authorized by Garnishee to make this affidavit, and that the facts set forth herein are true and correct to the best of his/her knowledge, information and belief, Dated: . 1999 .1111H' 21 $ OOOMAIN Dema.nd Deposit Display Main 0030 06/18/99 Acct 000-675954 BS1\ 1\CCOUNT Rat" index 501 Pg 1 of 2 l\lpha key HULL,1S.Ol Branch 0003 Area 0003 Product 0503 Officer _____________l\mounts______________ ------------Account Information----------.--- Ledger 31,829,15 00 limit POST NO Collected 31,829.15 Return cd 0 Unc funds cd 0 Sweep cd CORE Auto transfer cd 0 1\TM indicator 0 Last stmt 06/15/99 Last trans 06/04/99 Opened BLOCKED ! 03/17/94 Last deposit Accrued int eTO 6,54 Last dep Int paid YTD 218.71 Fed tax withheld 0.00 Int paid last year 376.55 DOOHOLDS OOOHIST DOOACCT DDOOVERDRI'T OOOINT ODD FUND Comments exist for this customer, To see them, press F4=CRFwindow, OD8100010l COMMAND ==a> OS/25/99 301.16 F2aRetrieve F3mExit F8-Forward F4-CRFwindow F6-Toggle . " ORRB~, ~INANC1AL.S&RVICES IN~ SHARBHOLvER "ACCOUNTING 4.:1: F INDIVIDUAL mOUIRY HOLDER I D N1\MF. ACQUIRE HUJ~LIOl HULL, IRVIN S 215 SOOTH QUEEN STREET SHIPPENSBURG, PA 17257-4204 08/01/1962 05/15/1982 01/15/1983 01/IS/199S 12/15/1985 01/30/1989 06/15/1989 10/10/1991 12/15/1992 11/1511993 07/21/1995 05/15/1997 11/21/1998 12/31/1986 15601\ 011.29/1998 2459A 06/01/1986 2801\ 01/16/1904 Z1202 Ol/15/19a~ ZlB06 RUN DATE: OG109/99 P~.GE 3 CERTIF 10 CI.ASS NO, OF SHARES STlITUS 115 COMMO 2.0000 ACTIVE '" COMMa 30.0000 ACTIVE 561 COMMa 3.0000 ACTIVE 18BO COMMO 3.0000 ACTIVE 24.40 COMMa 7.0000 ACTIVE 10296 L"OMMO 8.0000 ACTIVE 11522 COMMO 181. 0000 ACTIVE tU3l COMMa 18,0000 ACTIVE 15397 COMMa 760.0000 AC1'IVE 16571 co""o 57.0000 ACTIVE 18296 co""o 59.0000 ACTIVE 19959 COMMO 62.0000 1\CTIVE 22000 COMMa 1,318.0000 ACTIVE COMMO 7.0000 A.CTIVE COtJ'.MO B.OOOO ACTIVE COMMa 79.0000 ACTIVE COMMO 6.0000 A<:rIVE COMMO 29.0000 A.CTIVE --------~---~- 2,636.0000 ACTIVE .JIhllr"s ................ .. ,\".', . ,~ \', '''.''),::1:,1 '.~. "I ': ", ",...~~.'t, "~'\~ \,..,' ~': '~_f~ ~',:~::t:\~,:;-;~.',-3~ . 't~ ~':. \~~~-"'l-" ,:. ,,}~ ~:~'._~~~~,~~:-:;-"""'~' , ~ PNC BANK, NATIONAL ASSOCIATION, : IN TilE COURT OF COMMON PLEAS PlaintitT : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 99-2716 CIVIL IRVIN S. HULL, : CONFESSION OF JUDGMENT : CIVIL ACTION - LAW Dcfcndant PRAECIl'E FOR WRIT OF EXECUTION UPON JUDGMENT ENTEIUW UPON ADMISSION To thc Prothonotary: Issuc a writ of exccution upon a judgmcnt cntcrcd upon admission in the above mattcr. 1. dircctcd to thc shcriff of Cumbcrland County; 2. against Orrstown Bank, a Pcnnsylvania corporation, garnishcc; 3. and indcx this \wit (a) against Irvin S. Hull, dcfcndant, 215 South QUl;:cn Strcct, Shippcnsburg, P A 17257 and 16755 Ella Boulcvard, #91, Houston, TX 77090 (b) against OrrstO\\11 Bank, a Pcnnsylvania corporation, as ganlishcc and levy upon thc following: (a) Any and all funds found in the following accounts in the namc of Irvin S. Hull, in the possession ofOrrsto\\11 Bank, as gamishce, as admittcd by OrrstO\\11 Bank in its Answers to Interrogatories to Gamishee filcd in thc abo\'e-captioned mattcr: Account Number Account Numher Account NlImher 000-675954 000-794236 003-0049078 4. Amount due: Interest 1;'0111 4/29/<)9: Attomeys fees Costs s; 117.889.25 at ) 5.25% per annulII (to be added) (to be added) (to be add,'d) . "',' :', .,' '."'~~i~.,~':':--:~,I:':" ,...,.. ,'" ,'c,'" .,'..... . , .' ,;':; ",:"", ~', ",':. ,',', \ ':",.'~.' . l~,' ,,:., I I I ',; . ;', '.~ :.: ;', -: : ' " t"" ' . '," . ", ., '. ',~ ',:' , ' .;, ' , " .,) ..l " ... U. "'l ~ t.., Co - ~J I:: 1.1)(:.: (): . ,l i ~ ~ ~ L~; ....:;. ,- -. ,"" .. -- . \ ~ .... f':',:. ....4 .\. ~ ~ '::):. ~ ~ '(s".................... ~ ~ "~ (::: ~.: i \ lJ_,' ~ '. ::, I (' , I, I' V: (,::" (,., t;,)1 (") I. ~' ':':1 ~~ ~ l, ~i ': ..,e:\:\., "","'",.~\\":.,~,' ;':,",,~~j~,;~,\,. ~':\':'<r',:."'~,':.,.;,"~~~~'~~,~~,:'..<,;, _\",,,:~, ;l.....',..~,:,:o:"l. ':'\'~'."~ ,",':,,~~:,,:':\I~., ,~,,',,~,:\'; I SHERIFF'S RETURN - GARNISHEE CASE NO: 1999-02716 P COMMONWEALTH 01' PENNSYLVl\NIA: COUNTY OF' CUMBERLAND PNC BANK Nl\TIONAL ASSOCIATION VS. HULL IRVIN S And now SHANNON SUNDAY , Sheriff or Deputy Sheriff of CUMBERLAND , County, who being duly sworn according to law, at ...l1l1:00 HOURS, on the 17th day of September ,1999, attached as hCl~cin commanded all goods, chattels, rights, debts, credits, and moneys of the within named defendant HULl, IRVIN S in the hands, possession, or control of the within named Garnishee .' OHl~STOWN BANK by then and there summoning the said Garnishee at ;l2 SOUTH HANOVER ST, CARLISl~E, PA 17013 CUMBERLAND County, Pennsylvania, by handing to ,JEFFREY S. GAYl~ON, MANAGER AND ADULT IN CHARGE , personally THREE true and attested copies of the within WRIT OF EXECUTION and made the contents thereof known to him. Sheriff's Costs: Docketing Service Affidavit Su~'charge .00 .00 .00 .00 ~~~~~.~~ :;"uu 00/00/0000 K. Ihomas Kllne, ::;herJ.ft by ,JL"-"?. ~ t JJepu Sworn and subscribed 1;0 before me thin -D.::- day of J!J>~I"(:' - I J 9_9.'1___ A, D . . -.--~,"="j!o'L!~pQl(:""> 7 . ,'!~ "'v/ [fl7~ ... I u\"'1"'rvrJU\"'~,lJ--r-' " " :,.,. , ".., ":""\\'t' . ",,' \,,' ,'..':' "\~:~<~\":'\~':">.'~;":">~>"~;::':"~."'~'::-;':~I::,>~",,~;\ ':" ""'~' " . ~ . . ,Ii .' '. ''i .' '. ",', . .. I',. .''-;;:''~':('//~: ,',,~,;, 'I' I,"~ '.: .;1 . , , ~ r"\ 7 . '" ,.. '..... "". .... "tved .. ., ..,. ....._, ..... did "'" .... ..y .... _" ...... "_" do"....... o. titl.. '"'"""ie.. 00.... ........ ....,.,...... ....'...,... co11"era1. .......... ........ '" or 0"",, "'_to or _" in vhl", DotelUlant half an interest? NO acting' :i.n ..... rot__,.. "'" .. do__ to be =otio..... "'''''0''.'0'''0. If "'" 'be '... o. "'Or "'_. "". or ....... YOur behalf learn or Obtain &dcUtiona.l informatiQtJ .,. but not GUPplte.d in ~ur 11l1awerll, YOu shall Promptly req\.leetllc!, furnisb Ii eupplemlll1ti11 anJIWCr t1l1der Oath COl'ltaining- the .aml!. ", . ~tll: t/tV/n RespeCtfully SUbmitted, SUprs. satrpp ~ 1fAsLAltn> By, j II h &.tJ..-P -Mil. t~IuU, I!:squin Suprallle Cout't: II) 'SSO.!.:! 2109 Mark.t Strellt C&1l1p lUll, PA :t 7011 (717) 737-3<<05 Attorney for Pl~intitf For 8i!il1at:ure by G.nnbhee: ' - \ JJ\ 0;),! ,.U~; ;{LC:~.". .""joe, Co 'be P1nalt[es of 18 PII, c.s.. Section 4904 relating to unSWOrn tal'itLcation to aUthorities, thac hot. he i. authorized by G.lmhllee to male. thie aULd.vit, and that the fact" llet; fOrth herein Are c:rue ilCld correct to thAt bast of h..t1S/her kno"'ledga, inforJl\4tio d bel ef. l Cj Olt~1 , U99 ( , '. ",,'. ',,' ,..:<. ':, ",', ~.:'i ,:,: <',~ .:: J "~:,> ,'.';;~~,:'... )~;i~'~::",:,:)-<>,~',':'~:::\'\ :':", :.\.~ "', ':,: ,:'.,<:'::'.'" ''', " :'" , ." ~ (:s? ~ ~ I -- ....... :0- N .,. ) cr; u: l:: "" -. ,-- M ., lU~ ()~ ~ ( ) ~:.-~ ,~ O::~ ~ 8" J_ ~". Il. ..,:;; C;);~ .,CJ ~ '- ',- ~ CT\ ':;'(.) ~ \8 C,:-. C'\,) '.17. U~l:. fC., . :. -~. D... :::-.. ~!Iu ~\ C ~ } n.. ,. ~. ~ C) :3 - (, ceo, (J ~" ,I ~ \:::) -L 'J;:" 2 ~ ~ , " ~>\' / 1:;,': :, - ":, ;" ",'" . " , >- "J ">- 0;; lr. 5: ;::, LU~:~ cry ;.:J~ ().-.... \_) -~ d: ~.:. .~ :,J ;:~ ;':,r!: t'l... t")-::j l'C~ .'" >- -,,", " c;n ;'(!) u~L.. '" )2: fE" ::,:,. :iw c:-. _:} ~l.. ,. to. ...;.. "'''' ::> 0 "'.... U R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED. No action has been taken in the last six months. Credit writ with $64,l01.08 paid by Orrstown Bank. Sheriff's Costs: Docketi.ng Poundage State Tax Prothonotary Service Garnishee Surcharge Levy $ 18.00 1312.33 .50 1. 00 3.10 9.00 8.00 20.00 $1371.93 Advance Costs: $1462.33 Sheriff's Costs: 1371.93 $ 90.40 .... en ....>. en 0<1: -'1. . cr", hJ.-.. = lt12 :e .~' <>- ---0:( '0. lI> 1::>- (U N , :r ':-1 I- . -:r :>-- .... ..,~ efJ 0: <.:r w~ -;:r <.> (...)2: -"- lLJ LI...:"" .... "'0 ~ a.. C> So Answers: ~ r~- ~"'<-r-.fr' .~ R. Thomas Kline. Sheriff l~ Sri; . SJ1;, c:::::: . ( <=-. -, '--Ie.. 1'::-' ":'1,. BY~l~ 51Y1LfJ, pub Sheriff Sworn and subscribed to before me This (, ~ day of 0--. _ 2000, A.D.n bIJ~..,A(J,r ~honotary .~ -!> ...,. \U ...l " ) (..'1,._) . 'I , " <,.1.... . . CJ,' .2f1~1 Ie;;. <;(.'1<< WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO, 99-2716 CIVIL 19 CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: PNC Bank, National Association To satisfy the debt, interest and costs due from Irwin S. Hull, 215 S. Queen St., Shippensburg PA 17257. PLAINTlFF(S) (1) You are directed to levy upon the property of the defendant(s) and to sell DEFENDANT(S) (2) You are also directed to allach the property of the defendant{s) not levied upon in the possession of Orrstown Bank and Keystone Financial Bank, N. A. GARNISHEES as fol1.ows: Any and all personal property of Defendant including without limitation, certificates of deposit, general deposit accounts, cash, stocks and bonds. GARNISHEE(S) as follows: . and to notify the garnishee{s) that: (a) an attachment has been issued: (b) the garnishee(s) isfare enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) II property of the defendant(s) not levied upon an subject to allachrnent is found in the possession of anyone other than a named garnishee. you are directed to notify himfherthat he/she has been added as a garnishee and is enjoined as above stated, Amount Due $117,889.25 Interest fmn 4/29/99 @ 15.25% per annum L.L. Due Prothy Other Costs $.50 $1.00 Ally's Comm %) -- Ally Paid $32.50 Plaintiff Paid Date: May 20, 1999 CURTIS R. LONG ~ ary, Civil Division by: ~t Deputy REQUESTING PARTY: Name Karl~'. Ledebohm, Esq. Address: 21.09 Market St. Camp Hill PA 17011 ANorney for: _. P la i n t ~f f_______ Telephone: (717) 76.1-188 J SupremeCourtlDNo. __ 590~_~_______ >- C", [; 0; ...:J , .~ /.- ~-.' N ~:.)< ;~f~-: C):;..;~ C):':~ r, ., 0... .1~ r.-)' 1 '.0 <"c,) , '" .:;;::. " , '.:..: :z: ..... C_) iUI.U I~ 1.1.1 C'J(J". c:. ,<~ LC. :::J ~, ::::: U