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HomeMy WebLinkAbout99-02719 i., 'I ..,) \.' i ... '\ U' "" ~, . I ! sj I .. J ( ~ u ~ .. 3 f .. ~ ~ :I ., . 0 a CJ--..( " , \ \ , , , \ i I ) ; i , , I / / , ./ ( I I I I I I . I . ... .~ , _J .:' ., " " ",' ''''.~, ,:' :;, ",",.,..',;,', :";>,;..,'~;,~,;\.~ ,::>,:/i::';~<~i::-;':",;:'c,,),'. ~::~ !;'::: ,,~.;, :':'}.'-\, :....:..','::...,':::'..';;.:-; ~':,', '.::::"., :..<, ':'.': , . SHERIFF'S RETURN - REGULAR CASE NO: 1999-027l9 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND COUNTRYWIDE HOME LOANS VS. KYLER DAVID MERLE ET AL HAROLD WEARY , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT IN was served upon KYLER DAVID MERLE the defendant, at 20:22 HOURS, on the 11th day of May 1999 at l18 HOGESTOWN ROAD MECHANICSBURG, PA l7055 ,CUMBERLAND County, Pennsylvania, by handing to DAVID KYLER a true and attested copy of the NOTICE AND COMPLAINT IN together with MORTGAGE FORECLOSURE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So an?~~c 18,00 5,58 .00 8,00 $,,H,:,o K. lnomas Kl~ne, bher~ff FEDERI1AN & OS!12/l999 by PHELAN 74 '~u<~ieYriit:z- Sworn and subscribed to before me this I.L ~ day of 71"-<>, 19 7'1 A.D, (\1" f) 1;1.<.('''&....... ~, ~. 13i:ochonocary' " ' 6. The following amounts are due on the Principal Balance Interest 3,849.86 through lO/1/98 (Per Diem $14.99) Attorney's Fees Cumulative Late Charges 12/8/93 to 10/1/98 Cost of Suit and Title Search mortgage: $74,216.41 5/1/99 3,710.00 135.20 550.00 Subtotal 83,810.61 Escrow Credit Deficit 0.00 150.38 Subtotal 150.38 TOTAL $83,960.99 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. 9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance pr.ogram, Act 91 of 1983, has terminated because either: (i) Defendant(s) have failed to meet with the Plaintiff or an authorized credit Counseling Agency in accordance with Plaintiff's written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit liB"; or (ii) Defendant{s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency. Send Payments to P.O. Box 10219 Van Nuys, CA 91410-0219 Send Cori..._Jndence to PO. Box 261319 Plana, TX 75026.1319 March 6, 1999 Certified Mall No, Return Receipt Requested David Merle & Lisa A Kyler 116 Hogestown Rd Mechanicsburg, PA 17055-3116 Countrywide Loan # 8943335 Property Address: 116 Hogestown Rd Mechanicsburg, PA 17055-3116 FHANA Case #:4701433772 NOTICE OF INTENTION TO FORECLOSE Countrywide Home Loans, Inc, (hereinafter 'Countrywide') services your home loan, Your home loan is in serious defaull because you have not made your required payments, The total amount now required to reinstate your loan as of the date of this leller is as follows: Monthlv Pavments' 11/0111998.01/3111999 @ $664.00 $1,992.00 02/01/1999.03/31/1999 @ $675 00 $1,35000 Late Charaes: 11/01/1998-01/31/1999 @ $27 04 $81.12 02/01/1999 - 02/28/1999 @ $2704 $2704 Other Charoes Uncollecled Late Charges' $216.32 Uncollected Costs: $105.79 TOTAL DUE: 53,772,27 You may Cure this default within THIRTYOoFIVE (35) DAYS of Ule date of this letter, by paying to us the above amount of 53,772,27, plus any additional monthly payments, late charges, fees and other applicable charges which may fall due during this period, Such payment must be in the form of certified check, cashier's check or money order, and made payable to Countrywide at P.O. Box 1 022t, Van Nuys, CA 91410.0221, If your check or other payment is retumed to us for insufficient funds or lor any other reason, you wlll not have cured your defaull. No el<tensio~ of time to cure will be granted due to a relurned payment. If you do not cure this delault within THIRTY. FIVE (35) DAYS, we will accelerate the mortgage payments, This means whatever is owing on the original amount borrowed will be com;jdered due immediately and ycu ma'f lose the chance to payoff the original mortgage in monthly installments. II the full payment of the amount 01 default is not made within TtlIRTYOoFIVE (35) DAYS, we also intend to immedialely start a lawsultlo foreclose on your mortgaged property, If the mortgage is foreclosed, your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If you cure the defaul! before we begin legal proceedings against you, you WIll still have to pay the reasonable attorney's lees actually incurred, up to $50.00. However, il legal proceedings are started against you, you will have to pay the reasonable attorney's rees even .f they are over $50.00. Any anorney's fees will be added to whatever you owe us, which may also include Our reasonable costs. If you Cure this delaull WIthin the thirty.five day period, you will not be required to pay the attorney's fees, YOU HAVE THE RIGHT TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN TilE FORECLOSURE PROCEEDING THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE. We may also sue you personally lor the unpaid princ.pal balance and all oll\er sums due under the mortgage. If you have not cured the default WIthin the thlrty.flVe (35) day penod and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour berore the foreclosure sate. You may do so by paying the total due, as well as all reasonable attorney's fees and co,ts Incurred .n conn~tion with the foreclosure sale (and pertorm any other requltements under the mortgage) Pursuant to your loan documents, and because your loan IS In de.fault, Countrywide may, at its option, enler upon and conduct an .nspection 01 your property. The purpose of thrs '""pect,on IS to observe the physical condition of your property, to veury that the properly is occupied and/or to delerrn,,,e the idenllly 0' the occupant. You WIll be respon~ble for the cost of any such .nspection. EXHIBIT A I! is esbmated that the ea,he,t date thaI such a foredo,ure sale could be held would be approximately six (6) months from the dale of thIS lener A notice of the date of the loreclosure sale WIa be sent to you belOle the sale. You may find out at any time e,acUy what Ihe requited payment will be by callong us at the fonow;ng number: 800-669.522~. This payment mu~1 be in the form or c3:~ier's check, certlfled check or monC")I orde,. and made payable to us at the address, ...:.." . stated above, If you cure this defaun, the mortgage will be restored to the same position as if no default had occurred, However, you may not cure your default more than three (3) bmes in any calendar year, You should realize that a foreclosure sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after Ihe Sheriffs sale, a lawsuit could be started 10 evict you. It you are unable to cure your defaun on or before, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: . Repayment Plan: It is possible that Countrywide may be able to assist you in keeping your home by offering you some form of payment assistance, Our basic plan requires that you pay Countrywide, up front, alleast y, of the amount necessary to bring your account current, and that you pay the balance of your overdue amount, along with your regular monthly payment, over a defined period of time. Other repaymenl plans also are available. . Loan Modification: .000emalively, n is possible that Countrywide may be able 10 lower your regular monthly payments by reducing your interest rate, and then capitalize your delinquent payments to your current loan amount, through a modification of your loan. TIlis foreclosure alternative, however, is limited to certain loan types. . Sale of Your Property: Alternatively, if you are willing to sell your home in order to avoid foreclosure, Countrywide may be able to offer you an alternative to foreclosure even if your home is worth less than what is owed on it. . Deed-in-lieu: Altemalively, if your property is free from other liens or encumbrances, and if your default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to Countrywide and avoid the foreclosure sale, If you are interested in discussing foreclosure alternatives with Countrywide, you must contact us immediately, If you request assistance, Countrywide will determine, in its sole discretion, whether that assistance will be extended 10 you, In the meantime, Countrywide will proceed with all collection, enforcement andlor foreclosure efforts unless il agrees otherwise in writing, Please be advised that failure to bring your loan current or to enter into a written agreement as outlined above will result in the acceleration of your debt. Time is of the essence!! Should you have any questions concerning Ihis nolice, please contact Counlrywide's office immediately at 1-800-669-5224, extension 7t 49, ~Sc<<u~ Joyce Sciumbalo Loan Coullselor 800-669-5224, Extension 7149 If your loan was in default at the time that it was acquired by Countrywide, please be advised of the following: 1. Countrywide is a debt collector, we are altempting to collect a debt, and any information Countrywide obtains will be used for that purpose. 2, The amount currently owed to Countrywide is $3,772.27 (there may be other accrued interest, costs and expenses). Unless you, within thirty (30) days aftcr receipt of tilis lelter, dispute the validity of the debt owed or any portion of this debt, we will assume the amount to be valid. If you notify us in writing within this thirty (30) day time frame tilat you dispute the debt or any portion of the debt, we will obtain verification of the debt and mail it fo you and, if you so request, provide you with the name and address of the original creditor if if is different from the current creditor. Please direct any written disputes to the following address: Countrywide Home Loans, fnc, CoUections, MS SV.34 Attention: Research Counsefor P,O. BOI( 10221 Van Nuys, CA 9141~0221 EXHIBIT A Send Ccrrespond ,. ,to' POBox 267379' Plana, rx 75026-7379 Send Payments to: P.O. Box 10279 Van Nuys. CA 97470.Q279 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE March 6,1999 Sent by Certified Mail/Retum Receipt Requested This Date David Merte Kyler 118 Hogestown Rd Mechanicsburg, PA t7055-3116 Dear David Merte Kyler: The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance program may be able to help you, Read the fol/owing notice to find out how the program works. If you need more information cal/the Pennsylvania Housing Finance Agency at t -800-342-2397, La notificacion en adjunto es de suma importancia, pues afecta su derecho a continual' viviendo en su casa, 51 no comprende el contenido de esta notificacion obtenga una traduccion inmediatamente I/amando a esta agencia (Pennsylvania HOUSing Finance ,4,gency) sin cargos al nllmero mencionado arriba, Usted puede ser elegible para un prestamo del programa I/amado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE, YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS, Countrywide Account # 8943335 Premises: 118 Hogestown Rd Mechanicsburg, PA FHANA Case II: 4701433772 You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"), You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency, Please read all of this Notice, It contains an explanation of your rights, Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty,five (35) days from the date of this Notice. During that lime you must arrange and anend a "face.to.Iace' meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to wOlk out a repayment plan, or to otherwise seWe your delinquency. This meeting must occur in the neld thirty. five (35) days. If you attend a face.to.face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further p.oceeding in mortgage loreclosure may take place lor thirty.five (35) days after the date of this meeting, The name, address and telephone number of our representalive is: COUNTRYWIDE, 6400 Legacy Drive, Piano, TX 75024-3697 Telephone Number: 1-800-61.':9.5224, Extension 7149, The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. It;s only necessary to schedule one face.to.face meeting. You should advise this lender immediately of I'our intentions. Your mortgage is in default because you have laded to pay promptly installments of principal and interest, as required, for d periOd of at least sl>:IV (60) days. The total amount 01 the delinquency as of the dale of this letter is $3,772.27. That sum includes the follOWing: Total of monthly payments from 11101119981003/31/1999 lI1c1udlng all accrued late charges, if any' Property .nspections and NSF check charges, If any Other charges accrued, If any: LESS: Suspense (unapplied funds): TOTAL AMOUNT OF DELINQUENCY: exH\6\16 $3,450.16 $t05.79 $216.32 .:...tQQ $3,772,27 Send Correspondf'.~'.', to POBox 261319 Piano, 1)( 75026-1319 Send Payments to P.O Bo, 10219 Van Nuy., CA 91410.Q219 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE March 6, 1999 Sent by Certified Mail/Return Receipt Requested This Dale Lisa A Kyler 118 Hogestown Rd Mechanicsburg, PA 17055-31 t6 Countrywide Account II 8943335 Premises: 118 Hogestown Rd Mechanicsburg, PA FHANA Case It: 4701433772 Dear Usa A Kyler: The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance program may be able 10 help you, Read the following notice to find out how the program works. If you need more information call the Pennsylvania Housing Finance Agency all.800.342-2397, La notificacion en adjunto es de suma importancia, pues afecla su derecho a continual' viviendo en su casa, Si no comprende el contenido de esta nolificacion obtenga una traduccion inmediatamente lIamando a esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numera mencionado arriba, Usted puede ser elegible para un prestamo del program a lIamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"), You may be eligible for emergency temporary assistance if your default has been caused by circumstances bC'iond 'iour control, 'iOU have a reasollable prospect of resuming your mortgage payments, and it you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency, Please read aii of this Notice, It contains an explanation of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your morlgage for thirty-five (35) days from the date of this Notice. During that time you must allange and atlend a "face.to,'ace' meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to oUlerwise settle your delinquency. Th,s meeting must occur in the next thirty.five (35) days, If you attend a race.to.face meeting WIth this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding i!l mortgage loreclosure may take place for thirty. five (35) days after the date 01 this meeting, The name, address and telephone number of our representabve is: COUNTRYWIDE, 6400 Legacy Drive, Piano, TX 75024-3697 Telephone Number: l-aOO~69-5224, Extension 7149. The names and addresses of designated consumer c,edit counseling agencies are shown on the attached sheet. It is only necessary to schedule one face.to-face meeting. You should adVise UlIS lender immediately of your intentions. Your mor19age is in default because you have faded to pay promplly installments of principal and interest, as required, ror a period of at teast sirty (60) days The total amount ollhe delinquency as 01 the date or this fetter is $3,772.27. ThaI sum Includes the loll oWing: Tolat 01 monthly payments from 11/01/'9981003/31/1993 including all accrued late charges, ,f any' Property .nspections and NSF check ch"ges, ,I any Other charges accrued, ,I any LESS: Suspense (unapplied Iurods) TOTAL AMOUNT OF DEUNQUENCY: $3,45016 $105.79 EXHIBlT 6. $~~~~ $3,772,27 ("'" Please be advised thalll1e total amount is as of the date of this letter, and additional amounts may become due if your defau~ persists, Your mortgage is also in defau~ for dIe following reasons: If you have bied and are. unable to resolve this problem at or after your face.to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund, In order to do this, you must fill out, sign and file a completed Hom'eowners' Emergency Assistance Application with one of the designated consumer cred~ counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer cred~ counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked, within thirty-five (35) days of your face.to-face meeting. '. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately, Available funds for. emergency mortgage assistance are very limited, They will be disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application, During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application, The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post Office Box 8029, Harrisburg, Pennsylvania 17t05, Telephone No, (7t7) 780.3800 or 1.800-342-2397 (toll free number), Persons with impaired hearing can call t -800-342-2397, In addition you may receive another notice from this lender under Act6 of 1974, That notice is called "Notice of Intention to Foreclose", You must read both notices, since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice. you cannot be foreclosed upon while you are receiving that assistance, Very truly yours, ~ Sd4m~ By: Joyce Sciumbato Loan Counselor 1-8~9,5224, Extension 7149 Atlention: Joyce Sciumbato Loan No.: 8943335 Sent by Regular Mail, Certificate of Mailing (PS FQrrn 3877) If your loan was in defau~ at the time that it was acquired by Countrywide, please be advised of the lollowlng: 1. Countrywide is a debt collector, we are attempting to collect a debt, and any information Countrywide obtains will be used for that purpose. 2, The amount currently owed to Countrywide is $3,772.27 (thcre may be other accrued inlerest, costs and expenses). Unless you, within thirty (30) days after receipl of this letter, dispute the validity of the debt owed or any portIon of thrs debt, we will assume the amount to be valid. 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S~~:'1~ 5'IU<;',u1:.&:.:u.. -:':':rc "..r::...~:; c::= of 1C'~:~.u:. 2'~~"!:"n.::..,, ~::. :1.&:'.: S=:''!-ett. Kecc3e.:e. 7A ~!.~:. (i':-) :s:..ul:' (":'....':'1 H:"4a'\~ (.:L::C' a-.ld.':t-~ - S".J.-'. "'f S;"~;e;;;::.a. -:;- ".y:.. ~'iD e::s ,: W.2: 7ou::..s'fl"T3.:2.ia.. :t::.e. 9:.: Scu:: ~=;a S:=e 'tQ:~. ?A l1"'03 (":':, i'l S...,~...:. ':'c ~::':=A. ~e~e.=. ~; 7=:u:.k.:.~ e:::s 0= w..,: 't:::.rfl.'~&. :::.c:. 12: !~~=~: ~:'.a:a. 5\::':: ~a'; ~c=~ ~~:: i==~e: ~e~ Ca~::~. ~~ .___. (4:':1 '5:.107", L...~.c.c' C:::::1i~2~=a. o~ Zc::= C;:;a:::~:-r 0: 1.'- C:u.:::I.":r U: M.:::e:' :"":::.e W::.::Cu-U::,e. iliA ts- (":':''':'1 S:5.,15:':I == 'O:-S::-~J5J (":'.... ':1 ,:, :.,,: ~~!:::~ :~::"i (":':'':1 US,,"'-4 (:of&:!: (":'':, ~l oiSS u:: C!.a..s t:e!::: :&.oc:.:::-; ('to7) aJ'''~ (~;"""R_"e."c.: c:. =~Q::z.. C::t :".s::: ~'.s:. -=:'.. M:r::. :!Ic~,,"'"Y!..:c.:':'. ~; C::.,:S::l.s.:l.t::r J..: e::=..h:l~=a. 0: ~. C:~p~':~ I~:',::'Q. 15:''' :e:~" se=t<<~ 1&==:'5~~. ~~ 1":':': (":":, ':) :.:1.:.'':''5'':' (":'':,':'1 2:!.~~:::-:- Ih...":: C".==e~:'.a.:c!. :.'. r,:,~':"':::'. 2'.r:y. $':; EXHIBIT "B' C:Q..":I.~':7 A.C,:1.CllI. ".....J.CI~..Cc:~ TQ~ ~.~~ SC:..C Ba~~c=VQ. ~A t'4a1 (.lClI l~-"":;CJ (':'::11 2-....2:..:~ (~a;r;J 1Ioac::c--rr c:c-.uu':"'r D-.l~e C::;I:";I.oe~or::t CZ:=U'O :'fi:\i,n,:-,J' U::o ':l::'2c::a St=..C 'bil~del=aia. VA ~Jt':4 (:t:',S1 """":"0 (%151 ,.....20:.: (~&X) hen. C'\..c.2:'. Cc.lA.'W1I.:. .lI.C..&d.1.;l!lJ.& CCla.~3i~T Ac:~CI~ SCN~.t. :: ~4SC Zi~b 5t:..c WayaestN:'i. VA 1.5:110 (41':1 15:":1'1- ~~.9h.~T. r.yet':.. Qr..,4. W..~~qtClG. r..e:aoC'..t&ad. . C:~.~u~1:7 .Q~~L~9 ~.lalC'. t:c. P.O. lex 24~ I:.tc::c..t: ~". ;l", UJ.U ('1.01 U-4..J',: (ItOI 464"J111 (~4X) ..::oks. <::1...:.:0. D.l~w.r1. ~~ca~c.r. Mca.Cqc-:Mr"f'. 3c:a.aIll1e ~:":1.t oC CQQ:l.C7 ~:5 ~. Cea.c=~ St=~ec Pcc:2ville, PA 17'01 (71. ':"1 '::"1."5 (71" '::.04:' (faxl k.c b, Cu~OQ. r.....J:I.u:wa.. L.~lq~. ~Us.:'~.. XCI": ': '2.',I,:lI.~ .:' 1..:so:1. Sc~uyl,;c,i:':' O'pp~e":'.J.:li=-r J'c.!wyL:.c:.:..:. ..y"'t':lt c:~ C~=-r k':.:~all 1.q&a.C"f. %:.c. lJ' :lo1:'~ Beasen ,l,ve.c.ua C'l1!e:1tov:. lIA 1.,,,g:. (4:':1 43':""(050 or lOa .,: ..::I1'e (4::1 ioJ"..,,":'S ".y.e:", 'i~~e1~1 Cau:..l~~q :S4r"P'1.e.. of F:"a.AJt.:..1.n 3:. w.'c Jrd St:..e W.~.s~or=. VA 11:,a ("-:' '11 ":..3:.5 Ad.a.s. C:'.,I,:'!'.::Lan4. h':' =:0. 'cr::-r "1~.Q~~&:' 2.r~i=.. au.L~:ed. 3~ ~..e ]r~ St:~.c wa'~e,ecr~. PA 17:,a ("':'\.71 H:.]:I5 ''r-.n.lc.:..:..:L CJ"~'e"r .r~e C~~ ~:1o~ C=--i~t.. 1~ ~~,~ ,~ Sc:~.c Ir:... ,~ U~I:':' la:'''l o45'''(5J:' ("):'..1 4~'''''a:':. (:a.x} C=..t~~~. Ir~.. T.4~va. If'-.r:"':'an &1.sV.l'\.\!:: .....oc. oe C:Rc=~c:~~/~c~.. n::..:.":" ~O;-~ 'u:.:L~-...c fb.i,:,,'+1.t.;~.... 'A U1.'1:J (:151 i'1"'~:"O I:~~J 7"...:~:.: (:U)- hC)!". ~..cu. D4r.1.a.wa.r.t 7bJ.:"c1.':';b.1.\ Eaa.. ',=~ ~~t.i.. Q~ Ic.','~~ ~:1w:lC"r. I:Lc. no: J ed. St.:~.e Bu .,,:. i'A l..500, (4':',:'1 7:a..15l!. (4:'11 "...t.sJO (4:':1 1:'..1:0: t!u) IoU. ':1 'I",..a.~] (~UJ I....,'C'. !\I:':'.r. t..u.T1IAC. Icu:ti.:.q C'pPCII:'':'=':.::':'ca. tile, U] $.v~:1Q St.:..c P.~ 'ex J fte!t"O:2~or:.. fA :.JU: (4:':1 Ui04.t,HO (4:'%1 '''''.O'~3 (::ax) ~~l.~~.ar. I..v.~. lu~!..::,. .a.s~~:lq,:oQ... ....t::lcor11&e.d. &au., L"1 ':=\CC:~ oC Tar: 1;" :1,,:--:.:. ~r;1t S~::-etc Torx. i'~ 1,740:' ('11.:'-18'!...:.!..:. (71':'1 ..5.7'H (!&;c) 1'o,'C'x !o~~=q A3~ac~~':~oa 0: a.l'-ar. "a..:.l.,.. l,Sn" ....l:ul: St:ecl: S'u:.. '"! -sa:. ;h~: 'd.l;ni~. '~1'~02 (n-:, 5.U.....Q~O (2'. ~ I "'0. '~J: c:u:) PhJ..1.Ld..:'"b.iA. ~1!..a.a.a l::l\~:lr:r ~:-r .lc-:'ica.~ a:,:, "..1:4: St.:'tet. lex 117 t:di~. 1A 1.5701 (-4:':1 .''5~:H'' (41:1 ,U%-5:':'S (!ul ).::UO:==:l9'. C:a.a.b2:t... c::....: :~"ld. bdioUla. 3.::.r~co.. ...s~r.l&nd ':c::': r. :'4.:..:...:-/ C:&D.tar. be. 20::' bsl: :Ot~ St:tec ~ie. PA. 1.55:':) (SUI I"':.:)"~O U:'41 1!I.~:4J (:uJ C:'2w!'.,:,::!. c.Jl:. 1%'1.. J..:::~::,~OCl. .ek....n. Ve.D.LCqo ~.?'~=~. Icaaa.lc C....~:...~c. e:)r"O'. 1:5" :'.:1 en,,! :.n. ':ct.:.=:':wn, u. 15'01 (1":'''1 !:'5.'HS' (I:'''' 5::'.:'UI (:u) I~=r::!. 1:'41:. ~r1.. C:'~.:::~e:'c1. ~~&A"'. Scm.rs4t. ...~r.l&A4 Lrc~9'.c::.~~caC::n:ra.t.i... ::.::t:e.J......1QQ.tor~t"f l."'....QU (S":'Dl ..' 1 t..i:.c~~ St:,.~ " '"" lex LJ.:' "':':'':'::'.&ILI~a~. JII. 1.1'":0) ("l;o~ ):1.05''':' ''''t';1 ]::-:t:.,,; (!uJ C.~~~.. c:t~2:oa. t.r:~q. ~CIL x.dJ.a 7....:'cwe.l:l.:.;I ~ :ta: s. :.dc.2cu $l::QIIC nedJ..... 7A ~JO.~ Ccal "'5,,0161 C:~..':.:. O.:'.w&:.. 1IclD1:~.~t"..,,4_1p.bJ..& ~ 7'1':":"a-.b.1.;lI Zctu. I!a ~=-..::. ~.c:~ St:=,.c lnu':'.&d..'=':,"~". ,A. :..!UJ (::'51 ''':''..-2::4 ':::'51 113"':''1:'4 (!.1X} :lbJ.:..ad..l;lU4 Mcm...7a.:.;rr ~.ta1""4 t:=.1::.. 1.%0 3. ,e .\.'Yt:u. Bcc.2CM_d. i'~ ts~o (.Ul U:-",: (.n:) U:."C04 C:uJ J.J.:'.'l~_II-f. a......r. hc':'_:. r.~c:.. c:r_ca... "'~~=Q. ...:=a,'C'.1~ !kn::<:=.c~ ':'~.r ~=7 J.c~!.QQ. ~t7. '.C. lex ]U ~5 .....u: 4~ St::.~,: Em;ori~. ~A l5a~~ U:.,,} U'''~:'5: (a:'''l "U~18:S (!.1X: C.:ma:':o.. z:.:c. Kc::~.UI.. 'oct_: P~:4~"~;~.& ~O~e~: fa: c:=-a:m.:.-:f .l4TaACftUlll.: 100 'e:~ L':"~ St=e~~ S~:. S\lO p~~~ee:;:i.&. p~ ~,:.~~ (::'51 !i':'.7IQ~ C:J:'!!1 ,1i4."4;' (:a~: C~.~':.~. g4~.&~.::'.. lka.t;c:::a..r-t. '~':'.&c!.l;lb.iA. S~ca.a:va Va.:.:.~ q::aa. t..."c;ru.. :t::.c:. 'O~ l:Ci~ .\.y~~ue Fa::,::. p~ 1.5:'::' (4:.:1 '1:'.5:::13 C:=a"'~~r-!. r.4w-::.OC:.. X.reer ~1.1~~ S.~~;.3. ~~. 1.31 He:~':' :~~=:~ .\.~:~~e Scce~'e~. 'A LS!~:' U:'-4I US..,,:S (UU 4.:.a)0 I~'~l I.d:~=~. Ca~~=L&. Payee,:.. Sa~..rlet, ".se:::c~.;'&:.d. T2J:cr :~::-r S,u''''r''ic:..s. ~e. 4J3 Z. ~:, St=~e~ ~c~s:t:. ~.\. t7": (,':':'" 3!;o.SlI: or 'QO-";'U'~:i: 01.0. co.:..,l C~:,;ol 3".4:.:":' (:ul e~..:.=. ~.~c:a2e.::,. LoIJ:Iu.c: t:::.. ':':.~&1) C.a.ter of lier~.&.S :..n 'A 7 WJc:1t AVt':ue. IOlt ')J "c:n::o;u. u,. :'UOl (":':'':'1 :-,.n)l or IC~.!':..fo04S (":'~"l :':'I.llll, ceul .:-,d::):,~. S~l:i"'.a.. "J..lIq"1dl.&C=&. -::'09'&, ..y:a.. ~V tI':~.:I. r......... .. :~,- ..:. ~::...b,.. !:D.c. --...--:.., Fa ~~-=':'=7 C' ~ ~_~~~.1~ St=..c 7'1.......2btl--;tI.. 'A .. ....... =: ~--- C4~:1 1:-:".410: (4..._1 %C~"':01 '-&Xl c.:.8oIJb-.y ~.. o tI'~~~: ~.~W~. c x.c~ol~:.&:l z&...-=,"....a.I:rQ.:"; 15 ~: ~ St=..~ ~~~-;. V~ t~~a~ (~':'l %~.-U:S (~~1 U""'4SJ C~~: ""~r tI'=::a...:r. r..&.,~. K.e.:~Ql.':':.aa. K&...~..!N:- l~O~ S. C~ St:..c h:,:,is!:u...,. V'A 17:':):, (~':'. 2~4..U:'S C'7:'~, ::l4"J4S7 <:':ab.=-:'.a.:c:l.. =41";~':' P':':&:.:~~. SC"Mer .&-~~a.7~~..~ C~u::~ S==:r.c~: ;~po=,,:'~~ C:a::.c:~:' :04 ~=.:-:.., S'e::-u,: 7.0. !ex ,,,,:, ;.r.,,::::, PA, H~H (Ill:.,,: 1:S.:4C~ tal'l 7::"05:'3 t:.&.;C: 'cr_.~. '11'.....""':.0. ...~8r~:AC~C~ O::~c. ,:.':' ~~!::~ ~t:~c': a~=~~;::=. p~ 1"3: U:,tJ c"'~ .:z:", ."lI~Qr~. IhJ.:. ru.:.: Z~e~~q~=a, ~~ x:..::::..:..::.. '.r:'J' 'T".fC. =: ~l~l. :iol:' '= .i:'::''f'e: ~:is~c. p~ 1.70:'J (7:' ':') :UJ ..3tll (7':,71 'T~:.~na! (:!&:c: <:"::=J::.e:'.a.:.d. ~ '.r:-r I..v 1 EXHIBIT "8" '::' . ..'.' .':1 ~., ,~~ 'I': ,.: ';'. ~, :;: :,\' ,;:. , .,:' ~"\: ~:' '..: ",:~: ~ \:':'~!~~,~_\;~;~~~~:~"t <,'~:. .~4~~~~~;~.:~,: .: ;::,.' ':. ,,1.~ ,::'~~'''::; ~,'::.'.:'.: ,'.' . ~ ,'~.'~, ~ '..~', '~(:: :1:1, 'p.'l,~ _:,. ;: ,'~.;;.. ,",1 " '. ~': :' . 'ATTACHED TO AND ~INr. A PART OF TITLE INS~CE COH"IT"ENT , Order No.: OOB2197CP ==~~=c=.a~~.m~~~~~~D...ama.=.u==~.=.a==..R..=.=~.~..c......a..........c. SCIJEDULE_C DESCBleIlDH_aDd_BEClIBL ALL THAT CERTAIN piece or parcel of land situate in th. Township of Silver Spring. County of CUMberland and State of P.nnsylvania. bounded and descr1bed as follow.: BEGINNING at a point in the center of the Hogestown Readl thence by land now or for.erly of Lloyd Doner. North 35 degrees 45 .inute. Ea~t. 1060.95 teet to a pin on line of land now or fo...rly at .aid Ward. South 55 degreea. <erroneously .~t torth in prior deed as 65 degre..). Ea.t. 102.65 teet to a pin in corner at lot now or for.erly of Willia. B. ~aley and Elsie I. Kalev. his wifeJ thence along sa1d land ot Williaa 9. Kaley and Elsu I. Kalev. his wif.', South 35 degree. 45 lIlinu'tell We.t 1060.<;5 te.t to a point 1n the center ot the Hogestown Roadl thance along the center at said Road North. 55 degrees West. 102.65 te.t to a point in the center ot said Road. the place of BECININNG. CONTAININC 2.5 a~res .nd hav1ng theron erected a .obi}!Kh9~~k~~,~~~~~er.d .. 119 Hog"stown Road. Het'hani csburg. p.nnsviJrJnl.~~!~..u~~l: :- ,(!'" ~iitl. ~ ..~~ ~-:--:':~I""t. \:r:: ,~~.~~~~,?:,;;; BEING the sa.e prelllises Whi~~'; cer~i:~~&,,~a~~~'(.on Horreth and L.. E. Horrette. her husband bv Oe.d,dated.~uly,~~.,.t98':and recorded in Cu.berlanli County. in Deed BOOk A. tJ'c:ilu...3'2,i.:..~.~e 615 conveyed unto ..~.. ' ,....,.1.' ,,' ~';..\f.~"';' Sandy K. Rhoades. 7').: ,.,:-,' ,...,....: ......,1; ...........~.. .,' ~.... ,"'; ....~., ,. ..,( ~"'~ ;1':.... .....~.'h. ~~.'i~:'..~.~:~..~~~~~! d'':''.~1,\-~:-:, ~ ~:." ..;,"t,'. ", ~ '" , .-.:".(~. . ",,,... . ." . ". ~ . . '-'.' . ...~ 1"4':'-" ,-,/.':""...~~,.,,_... ~,.~~\':~,:'f;r~~~~;:'~>?~ : .w............. " .. PA 3 PACE :s , . ~ ~:, ::: , -'. . ~." . .....t. ;":~ " . : :, ~ .'''0 '- :.: ....' >-- , - [:: "', , , C'~ , '. . , ...:.. , . , '. - ,:') ? : '.rJ ...... J,_: "-. :t.: m :-j en U , c- o. .. I:. ,,- o I~*l':, ~ H.ll :)..: I':~~::'.:.:~~ "'I ,",~",~,'JI'"" .l~" ..... .' "~', I " .'1' ;~, :'~ ~ \ ~\ '~.. ~ 'CJ l~ -..) .' '~ ~ ~ -.:B "'" ~ - OOOL-Cgg (m) GOl6 L lid "rl~dl()p~ii4d ~zqd JGIUe:) UUOd 01,\1 (\X; c';~ns N't'lJ: ~J GUV f\'~I:',":':::;:= \..--, "'-, r{\ <J "" i"---.. - - ~ ~ fV) ~ .'<i, \.'." ~~~ .