HomeMy WebLinkAbout99-02908IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
vs.
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
No.
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
LORI A. GIBSON
PA I.D. #68013
Wellman, Weinberg & Reis Co., L.P.A.
2601 Koppers Building
436 7th Avenue
Pittsburgh, PA 15219
(412) 434.7955
WWR#01618582
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
vs. Civil Action No. 99• 2 9c78 L'L? J T1?^
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by an attorney and filing in writing with the court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so the
case may proceed without you and a judgment may be entered against you by the court without further
notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff.
You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff is a corporation with offices in 6750 Miller Road, Brecksville, Ohio 44101.
2. Defendants are adult individuals residing at 25 Greenmont Drive, Enola,
Cumberland County, Pennsylvania 17025-2644.
COUNT I - ACCOUNT #4489709850412196
3. On or about July 14, 1995, pursuant to the terms of a Signature Credit Account
Agreement, Plaintiff loaned Defendants the sum of $6,500.00, a true and correct copy of the
Signature Credit Account Agreement and, the terms and conditions of which were agreed upon
by the parties, is attached hereto, marked as Exhibit I ", and made a part hereof.
4. Defendants made use of such credit granted by Plaintiff and have currently a
principal balance due and owing to Plaintiff, as of March 25, 1999, in the amount of $5,588.42.
5. Defendants defaulted under the terms of the parties' agreement by failing to make
the required payments to Plaintiff when due.
6. By the terms of the parties' agreement, more specifically the "acceleration clause"
therein, Defendants' default made the entire balance of the loan immediately due and payable
to Plaintiff.
7. Plaintiff avers that the written Agreement between the parties provides that
Plaintiff is entitled to the addition of finance charges at a variable rate.
8, Plaintiff avers that it is entitled to finance charges at the rate of 10.11% per annum
on the unpaid balance.
9. Plaintiff avers that finance charges calculated at the aforesaid rate March 26,
1999 to April 26, 1999 amount to $47.08.
10. Plaintiff avers that the Agreement between the parties provides that Defendants
will pay Plaintiffs reasonable attorneys' fees incurred in enforcing said Agreement.
11. Plaintiff avers that such attorneys' fees amount to $150.00 to date and that those
fees continue to accrue.
12. Although repeatedly requested to do so by Plaintiff, Defendants have willfully
failed and/or refused to pay the principal balance, finance charges, late fees, attorneys' fees or
any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands Judgment in its favor on Count I and against
Defendants, Norbert C. Irish and Virginia E. Irish, jointly and severally in the amount of
$5,785.50 with continuing attorneys' fees, late fees and finance charges thereon at the rate of
11.1 % per annum plus costs from April 27, 1999.
COUNT II - ACCOUNT #4489709900065622
13. On or about July 21, 1996, Defendants applied for and were granted a revolving
line of credit by Plaintiff, a true and correct copy of the Cash Reserve Account Acceptance
Form, the terms and conditions of which were agreed upon by the parties, is attached hereto,
marked as Exhibit "2", and made a part hereof.
14. Defendants made use of such credit granted by Plaintiff and have currently a
principal balance due and owing to Plaintiff, as of March 23, 1999, in the amount of $2,806.55.
15. Defendants defaulted under the terms of the parties' agreement by failing to make
the required payments to Plaintiff when due.
16. By the terms of the parties' agreement , more specifically the "acceleration clause"
therein, Defendants' default made the entire balance of the loan immediately due and payable
to Plaintiff.
17. Plaintiff avers that the written Agreement between the parties provides that
Plaintiff is entitled to the addition of finance charges at a variable rate.
18. Plaintiff avers that it is entitled to finance charges at the rate of 9.12% per annum
on the unpaid balance.
19. Plaintiff avers that finance charges calculated at the aforesaid rate from March 24,
1999 to April 24, 1999 amount to $21.33
20. Plaintiff avers that the Agreement between the parties provides that Defendants
will pay Plaintiffs reasonable attorneys' fees incurred in enforcing said Agreement.
21. Plaintiff avers that such attorneys' fees amount to $30.00 to date and that those
fees continue to accrue.
22. Although repeatedly requested to do so by Plaintiff, Defendants have willfully
failed and/or refused to pay the principal balance, finance charges, late fees, attorneys' fees or
any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands Judgment in its favor on Count II and against
Defendants, Norbert C. Irish and Virginia E. Irish, jointly and severally in the amount of
$2,857.88 with continuing attorneys' fees, late fees and finance charges thereon at the rate of
9.12% per annum plus costs from April 25, 1999.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL
BE USED FOR THAT PURPOSE.
WELTMA, VEINBERG & REIS, CO., L.P.A.
PA I.D. #68013 V
Wellman, Weinberg & Reis Co., L.P.A.
2601 Koppers Building
436 7th Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#:01618582
Lander: INTEGRA [SANK
`
Authorized C!cdd Limit s i s I "I tj , h,
Montsiy Payment Dire Dora 201:1-0ay of Fact, fWnth
Sl;nature Cie oil Account No:
We July 14 1995
:ih10.52",,HID (I 1
ADVANCES Or CREDIT. Lender has r;labluhed a nwolmid loan account ('Signature Credit
Aeeognl' of 'Account') at [luuower's Iegnesl, boor which RGifeef may cti bans Imnl
lime (o lime. Bolrower may chlain loans by ww6ng one at file Signature Credit Cliuls
G,paks'i, a s7pply Of which will be provided by the lender lot that purpose. Each
Borrower agrees that any one of more forfAr ors may obtain (cans all life Accuinl wdhoct
the consent or signature of any error Banmver, for any purpose, even if [NO 10.115 eaL"-'
the balance on file Account to exceed the Aul Aolued Credit i.i^..:1 of ale 011101 fee in
violation of Ibis Agreement
BORROWER AGREES:
(a) Not to wale a Check for less than $100 00.
(bI Not to write a Check which will cau:e the balah.ce nn the Account to exceed ILt•
Authorized Credit I.imd indicated above,
(e) To pay at least the hlmimum Payment Due each month on or battle lee Merdhly
Payment Due Data indicated abo:u; Lender may change Iii Moonily Payment Dire Dale
alley nature to Burrower,
(d) to repay all amounts advanced Under Iles Agreement, Together loch a Finance Chage
and all other amounts due. As premed in this Agneer'enC
(e) to repay. wlibin in days ill the Lander s caned, Any peril:: of '.tie Li ance urn Iha
A¢ndnl ouch exceeds the A::Ihon;ed C10dd Lmul_ alNnent of has; an:CCnl ;hall re m
Addition to Thu kbnmwm I'aymtm Due
(I) To Ibx:' ter Aer ouch a'JJ,hi l Credd m!otmai d, es lender Ina j u9ul-a'mm hilt to
Illue.
(g) To pay A lair e!,a'ee a. pteI bolo..
(h) to pit lendtl ; exult costs aid reronable ellomayti fees of nut LSe than 15 , of Vitt
am.uur. d•.r:, if Lender begm5 a letal aciDn to Collect the amuons due 0n i., ALMIld o'
mle5 any al:bon ill a haniroptcy prOCIINI P,, W-Vd by or a'.ain,t D0110.al. and
(i) Not to le! apace other than a BPna.e: shtmng tAbw ute Thu Art'uJnf of III c,gn any
Chick..
FINANCE CHARGE. At all time,. riot ;his AL,eemenl %m r!Jucl, nt:, •P, Anil, tefmd aher
Iualifdben in *rich then: remains An ou':tandin, bounce lit the Account, the Flnerce
Charge en This Account wdf be calculated a: at lea last der .n t,v E'bl ng Cycle, in Iht
IOnUBllag way
WHEN FINANCE CHARGE BEGINS'. Ire Finance cllaq;c cn each Ilan it advance on the
Account will begin In accrue from the day Via loan Cr affiance is pua!ed to ir.t Accounl The
Finaire Chaipr a-I urbl The uo:gand•rg porc'ipal b,:.nc„ •i Cad fn yn 11i,"r n nn
lime dunng which credit to extended without tire. Bcipwtf i cinmq a Fmmfice Charge
PERIOOIC RATE AND ANNUAL PSRffNTAGF RATE . The Fiance Charge 1,U IN renhpcled at a
Starting, Periodic Rate of ' '' per slay ( I' 1 r, per
day i'l jna? ytari, wLlch correspunds it, a to hog. ANNUALPER"N,TAGI RATE of
•. tire. fa.u fs Subic=t It chary,,, a: drsemed fault. in tht'Vanable Rate
sectlom
M1.11101) OF CATC6IAIIN'i UALA!a E Or! iiNU1 fl•,ANCI CIANG! Iti CUMPUI[Il t•-iff
will IOTITWN' be fmtner Clhvy u.m.r rue eau' dada batau a' uld- At"l;t 1,1 fit
the Acrid dilly balance, the Lender Ins?; the bedm nml; balanre on Ile Action! each Fat
and adds any new liar, rd other charges lenslad re Tice Account That Fay Then, Ilse Lender
sublrac%, any paymenls or lochs Pasltd In the ALLOUmI trial hey arid, II aPphcah:e, 4111
unpaid rmanc, ChmROs, wnpad n ;caner pmmm'n;, unpaid file chary,,..^., other Ices Still
for aW amual lea: 111t li,ulli the i'orIleai lear 'I0r 1h,Jda
p l La4w.e, .t
MET HO 11 Of CUMPU1114C IINA14CL CHARGE. fl. l le I III con, pute'lip. Fn ance Chage isI
Ire fillnfV, cycle by lmdtiplif nf the actual .1a h InIIticI- lot tarp chi of t"t 811Inu Cit'a b,
IIle Wail„ Periodic 114! Tn, I n' ire C11 a:ill tut II Kidd- Cycr I, Ill, s n.l of II c fI:aI
Cha1get to' each it Ine days Ii teal Itdrnd Lyert
VAANADII RAIL. Ine An if at Put, aAlage Irate at sny lime A, I I re ditnMr, I by add:vg IN
'171111 in' -Inch will mul dunce du[Ilr; lilt trial Of :Inn Atcour' 1. l o U:t',I:dqI' valid'. hlech
-ill cIla Ago flan hurl, W Lure 111, indrx v alit w ill Le feucdtd to if, e neared .115',
The Anrual Paremnaga Raf• can crane un r10 hfsl day it Ille Niel bfhlflg Crdl• fiat
bd'gms in or alter the 1:1M bll9te$s day of Cash calerld3l q'uallet ("Role Change OAle !
Changes in the Annual fa centake Rate od'1 be IaseJ an the value of The fWus for Ina
Any Incleard! in the Annual Percentile Rate may resufl in a corresponding increa:plpe in the
Minimum Monthly Payment. However, it the Bouowef elects the fixed payment clrtiun, an
Increase in IN Anneal Peuentage Rate will cause The number, but not the amour t, of the
Motorola nudwllhly py ymanl to incense.
MINIMUM PAYMENTS DUE. The kllnimum Monthly Payment will be determined at file
close of each filling, Cycle and will be calculated according fa the method checked pelow.
I 1 rind PaYmenl Plan; The Nlmimum Monthly payment required will be
S , plus optional Credit Insurance premiums. if elected, and acFyued late
charges, fluneveq the Muumuu ILanlmy Payment shall not be more than the Total amount
that Joe Borrower owes to tee Lender. Any pall due paymenls will also be adJlid 10 the
Madmuni Monthhy Payment required.
I1'1variable Patl:."AT Plan, Option I`. the bbmraull Monthly Payment' tquiled will be; (i) It the
Account it unsecured, accrued Finance Charges, optional Credit Insurance pr6aiums, if
eleccdl add late charges and any other II it applicable, plus life greater of IJ72nd of
no new principal balance mlmed,axly after the most latent bauowing or $501100. Jill It
pie Account is succeed, accrued finance Charges, optional Credit Insurance premiums, it
ceded. and lab: chases And -u miler lees, II app::cable, plus rue greater of 1,11201h of
the ten phdrdfdl balance Irimedfaledy allot the most recent bofrit or $50.00.'
I I'i4naria Payn•ei it Plan Opt on 2: lee ldnahun: Mouldy Patine:lI required x;111 be the
Quilted France Ch;ty,es, Opbandl Cled,t Insurance prerniams,'l elected, and lase charges
acrd and um,,. I(iII II abnl'cable. plus the BreNer cl n.. ill Ire rew
oubtanding h31.1noahtxm nn lane mommy els!ar erl. or 410000.
Any east duo par'nc'rih_ annua! first and/or selvlce charges will oleo be added Ia the
k1manem I'AlIncrl fagoard, as ootimu:ed under lily of Iht plans. The Minimum Payment
Arad. tic shall list be nrre lran Ire lira! inmunl that the Noarownr naves to Ier tender.
APPLICATION OF PAYMENTS. Pa,ment, made on the Account will be applied ill to pay
tptmnal Cruz t ll,dflrnr prt'mfun3 d! ac.r,11 Ato accrued and filled finance Charges, and
Then to reduce i e profQvi balance a I:pa chdlg+: anJypl any Ices arc duo. and Borrower
Drys nom Ilun L',e!d.nanu'n Payment Due each month, tender will lull apply ell Thri hilted
ale rhargrs and too lu lee; the amcu lit :rgldu u m excess cl the klrumum Payrt hilt Due.
AActrdldc Poll i-nt: 1 I It cl'ecymf. Ibnower aulnofues Ine Lunde, to deduct the
minimum Vonlh!y Pafinen! regarred wider ten leans of this Agfeemnnl train
IPd DormxcrsI ILlaC6n,!( slim„dauuIt u
f of about Tne tla d ly I ayrl,n Due Cold indicated Ocala. Borrower will maintain
:all rend I'an,1; r1 ble Rn,u,I ,. h lip al e,,r L' :C[luld to cover the loll ism inn of
If k Val milnl e'.thlltllr P'r -II,t 1 h:gJl'i"' ell d:1r!i1 W11;!I Pw/,peril Die Dale r
FEES AND CHARGES: I
lAff: CHAKII Tlw ht'. d: beer v, pt III'....IIII'Ll ill 1 n. t! Ire bryme'1 our If 112000.
NSF f [E: Ilia rffir Ier, will Li- S2d.Cd
AtINIIAI fIC Uunl.va affect to ;11 A nth lclslr] Iihe Annual Iraof S 15 (Hi net year
SER:'ICF. CIIAHGES II ;re Boaueel wyul:s% A ofl'Y let a S.:ratme Credit acoul t Check,
Ih.umllda G.long slat.mer! or ant (.Intl decur,ent in cmuf$clion will, Se Borrower s
Sdynatafe Credd Account lift f mml r v l('i pay la 1ef or S a ? f1Q ,... r copy page'
Alsc the Burrpwef .111 pity a ee d S pe cM•th. W the Uo Juwtr requests
Ill falter in sLp Int. nLlaS8Aufe.Cu.tld Amount Cllt(k. IlleSe sx, Are charges will
Lc ti of credo I. rh'Jnds Acer. a lit iees.at Im: tendi•r's often
S[CL'Rl1Y INTEREST: !i;r:uxu n',u.rs. Vhtdptc, and giver. a srrunly' idfl:rst u1 the
IGlliwiq•
EX14MI1
The m.nrgln lot ne Account is a' ''! percentage points
the codes i. Nn' alvnlnIy auchoI I average late an Ihu;ealot) lh llnded Stale: IarawS 611Is Borrower apses to sign a Sepaulu pledge or security agreement
Jnlonnalmu on this Indes is Ti in the fedkval Re;ire Slahsuwl 1telrase f,13 (4151 docomorils as rnasonahly requested by Lender to create and perfect the s
Ilia ARJUAUERCENWEXIE well ueyer exceed W, dinng tha lams of the Acinunl. SET-OFF: Tun lax gives tender a right of seboll in any of Oorrowor's pit
Any change in the Annual Percontag': Rata set I;k app;caAlo la the then o,n;tand,ng UDssessurn at any note, including depaall accounts. This means that, it I
balance on Il,e Aecuant and to any Sit,. gaol loin, cr I'Itern:n¢ al nedA untd tl,e Lenses may eAarcise the right to Sel•oll and apply any of Dorrower's pit
Annual Percentage Ram cln,Igce aj J In pes•.rsslml, inclon ing deposit amounts, to the sums Burrower owes on Ihi
CREDIT INSURANCE IS N01 REQUIRED. Co.I I Id,, rnvaI cc 'ni IIIuned to outaul 99101 and III not be provided unless Barrohv(s) sigo(9 and agree(s) to r,
drills). WUVDA;YEs) J%A' III „,Cored 1;, ap„', n;: I"'Crl We ln:arma fD Ure mot ou, Union Secwily Lilt Ulsulants Company, Atlanta, DA, The mairmhum Ctec
uya,lablu Is S60,10UU 01). Cledd fits Insmam-e Aua I?r.mut ..I :Ile end of II1e. B,Ihnd Cy,de in?Aidl ant msmeJ Borrower becomes 66 years of age.
Ile signnlg. BOnl'm't III 5rr,pu Cn;•4li,l.•1p.I11JIIlld nhaN C95iuS-._-._.._-... Bi slgiong, Dof10w0frequests Joint Cnedit Life, Insurance, which costs
po dnV Ird0I: 1100.00 Of; m: 0ut5rrUlj ,; posit ;,.n hahcce sllne l old cl lCa(JJy. per Jay lot each S 100, 00 of lho outslanding principal balance at the end
Ruch other
u Weresl,
m5lgnalurl. of Iluuu•.c1 In be 1;i.w0 Are SL'Irdwe of Iiartowu to Ue inswaJ I' Age
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Signature ---of-oiiowcr to be in••.urcll?------------------ AAQe -
Uv vgnpo y5u loath of sou) do not wad n ur na
°1(nawn mBwtwu _ Signature of Borrower I
NOTICE: SEER EVE RSE SIDE FOR IMPORTANT INFORMATION AND ADDITIONAL PROVISIONS WHICH ARE PART OF THIS AGREEMENT.
EACH BORROWER ACBNOVILEDGES REC IPT OF A COEd LETS FILI ED IN COPY OF THIS AGREEMENT ON THE DATE INDICATED(
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 nPA.C.S. 1 4904
relating to unsworn falsification to authorities, that(hihe is
(Name)
of /Il c(- bor:u ? Plaintiff
(Title) (Company)
herein, that he/she is duly authorized to make this Verification, and that the facts set forth in the
foregoing Complaint are true and correct to the best of his/her knowledge, information and
belief.
T (Signature)
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11
SHERIFF'S RETURN - REGULAR
CASE NO: 1999-02908 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NATIONAL CITY BANK ET AL
VS.
IRISH NORBERT C _
KENNETH GOSSERT Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND COMPLAINT was served
upon IRISH VIRGINIA E the
defendant, at 18:55 HOURS, on the 18th day of May
1999 at 25 GREENMONT DRIVE
ENOLA, PA 17025-2644 CUMBERLAND
County, Pennsylvania, by handing to VIRGINIA IRISH (WIFE)
a true and attested copy of the NOTICE AND COMPLAINT_
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Servicing
Service
6.00
.00 So answers-
Affidavit .00
Surcharge 8.00 R - as i S1iTYi
X00- [OS/19 1? 99EI14BERG & REIS
by n/? O
Sworn and subscribed to before me
this /q r? day of rn?
19- A. D. - ?gzsflizs?rTa
i• SHERIFF'S RETURN - REGULAR
CASE NO: 1999-02908 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NATIONAL CITY BANK ET AL
VS.
IRISH NORBERT C
KENNETH GOSSERT Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND COMPLAINT was served
upon IRISH NORBERT C the
defendant, at 18:55 HOURS, on the 18th day of May
1999 at 25 GREENMONT DRIVE
ENOLA, PA 17025-2644 CUMBERLAND
County, Pennsylvania, by handing to VIRGINIA IRISH
a true and attested copy of the NOTICE AND COMPLAINT
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So answers:
18.00 Ile,
9.92
.00
8.00 omas ine, eri
0519 1§9WEINBERG & REIS
by
Sworn and subscribed to before me
this 19 day ofh
1992 A.D.
1 Q
e y e i
JUL 16 193?,?
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
VS.
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
Civil Action No. 99-2908 CIVIL
ORDER OF COURT
A
AND NOW, to-wit, this ?day of 1999, upon consideration of the record
and of the parties' foregoing Stipulation for Settlement, it is ORDERED, ADJUDGED, and DECREED that
the Prothonotary shall enter Judgment in favor of Plaintiff and against Defendants, Norbert C. Irish and
Virginia E. Irish, jointly and severally, in the amount of $5,785.50 with continuing interest thereon at the rate
of 10.1 % per annum from April 27, 1999 plus costs, as to Count I - Account No. 4489709850412196 and in
the amount of $2,857.88 with continuing interest thereon at the rate of 9.12% per annum from April 25,
1999 plus costs by consent of the parties as to Count 11 - Account No. 4489709900065622.
RU U
Oj ?TARY
99 JUL 19 PH 2: 27
0U.V,d cUJI'lly
PEMS' L\#,N A
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
VS.
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
No. 99-2908-CIVIL
PRAECIPE FOR JUDGMENT UPON
STIPULATION OF PARTIES
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Lori A. Gibson, Esquire
PA I.D. #68013
WELTMAN, WEINBERG & REIS CO., L.P.A.
2601 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
W W R#01618582
i _.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
vs.
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
Civil Action No. 99-2908-CIVIL
PRAECIPE FOR JUDGMENT UPON STIPULATION OF PARTIES
TO THE PROTHONOTARY:
COUNTI
Kindly enter Judgment against the Defendants, Norbert C. Irish and Virginia E. Irish, above
named, in accordance with the parties' Stipulation attached hereto as follows, in the amount of
$5,785.50 computed as follows:
Amount claimed in Complaint $5,582.42
Interest from 3/26/99 to 4/26/99
at the contract interest rate of 10.1% per annum $47.08
TOTAL $5,785.50
COUNTII
Kindly enter Judgment against the Defendants, Norbert C. Irish and Virginia E. Irish, above
named, in accordance with the parties' Stipulation attached hereto as follows, in the amount of
$2,857.88 computed as follows:
Amount claimed in Complaint $2,806.55
Interest from 3/24/99 to 4/24/99
at the contract interest rate of 9.12% per annum $21.33
TOTAL $2,857.88
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance
with PA R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEI ERG & REIS CO., L.P.A.
By:
Lori A, Gibson, uire
PA I.D. #68013
WELTMAN, WEINBERG & REIS CO., L.P.A.
2601 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
W W R#01618582
Plaintiffs address is: c/o Waltman, Weinberg & Reis Co., L.P.A., 2601 Koppers Building, 436 7" Avenue, Pittsburgh,
PA 15219
And that the last known address of the Defendants is: 25 Greenmont Drive, Enola, PA 17025-2644
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities, that the parties against whom Judgment is to be entered according
to the Praecipe attached are not members of the Armed Forces of the United States or any other military
or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned
further states that the information is true and correct to the best of the undersigned's knowledge and
belief and upon information received from others.
WELTMASWEEII RG & REISCO., L.P.A.
By:
Lori A. Gire
PA I.D. #68013
WELTMAN, WEINBERG & REIS CO., L.P.A.
2601 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#01618582
1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
vs.
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
No.99-2908 CIVIL
STIPULATION OF THE PARTIES FOR
PAYMENT AND FOR THE ENTRY OF
JUDGMENT BY CONSENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
LORI A. GIBSON
PA I.D. #68013
Weltman, Weinberg & Reis Co., L.P.A.
2601 Koppers Building
436 7th Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#01618582
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
vs. Civil Action No. 99-2908 CIVIL
NORBERT C. IRISH and
VIRGINIA E. IRISH
Defendants
STIPULATION OF THE PARTIES FOR PAYMENT
AND FOR THE ENTRY OF JUDGMENT BY CONSENT
AND NOW, comes the Plaintiff, by counsel, and the Defendants to Stipulate to Settlement and the
Entry of Judgment by Consent, as follows:
1. Defendants admit indebtedness to Plaintiff in the amount of $5,785.50 with continuing
attorneys' fees and interest thereon at a rate of 10.1% per annum plus costs of which $5,588.42 is principal
and $ 47.08 is interest at the rate of 10.1% per annum from March 26, 1999 through April 26, 1999 as to
Count 1- Account No. 4489709850412196. Defendants also admit indebtedness to Plaintiff in the amount
of $2,857.88 with continuing attorneys' fees and interest thereon at a rate of 9.12% per annum plus costs of
which $2,806.55 is principal and $ 21.33 is interest at the rate of 9.12% per annum from March 24, 1999
through April 24, 1999 as to Count II - Account No. 4489709900065622,
2. To secure the repayment of said indebtedness, Defendants agree that Judgment by Consent will
be entered in favor of the Plaintiff and against the Defendants, jointly and severally, in the amount of
$5,785.50 plus continuing interest thereon at the rate of 10.1 % per annum from April 27, 1999 and costs as
to Count I - Account No. 4489709850412196 and in the amount of $2,857.88 interest thereon at the rate of
9.12% per annum from April 25, 1999 and costs as to Count 11- Account No. 4489709900065622.
3. Plaintiff agrees not to Execute on its Judgment so long as Defendants cause to be delivered to
Plaintiff the following payments in full by 12:00 NOON on the following dates:
(a) $1,000.00 due by June 20, 1999;
(b) beginning July 20, 1999, no less than $200.00 per month due on the 20th day of each
consecutive month thereafter until the Judgment amount plus accrued interest and costs
are paid in full.
(c) payments will be applied first to Account No. 4489709850412196 until paid in full, then to
Account No. 4489709900065622 until paid in full.
4. All payments are to be made payable to the order of "National City Bank"
5. All payments due under this agreement, are to be received at the offices of National City Bank,
P.O. Box 94982, LOC 7112, Cleveland, OH 44101-0570.
6. In the event of default, each payment received shall be first attributed to costs, interest and then
to principal.
7. Time is of the essence of this agreement and should the Defendants fail to have in the hands of
Plaintiff or Plaintiffs counsel any payment in full within five (5) calendar days of the stated due date, then
Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in
equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest
and costs.
8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall
constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the
Defendants in this Stipulation which the parties agree is final and complete.
9. Intending to be legally bound, the parties pray for an appropriate order, and set their hands and
seals this I Lday of Tw-L- , 1999.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By:
Norbert C. Irish
By: ?&9; -
Defendant l
Virginia E. Irish
By: q - 4:F
Defendan
Lori A. Gibson, EsgU R
Attorney for Plaintiff
2601 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#01126225
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- 4.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff No. 99-2908 CIVIL
vs. PRAECIPE FOR SATISFACTION OF
JUDGMENT
NORBERT C. IRISH AND
VIRGINIA E. IRISH
Defendants FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
LORI A. GIBSON
PA I.D. #68013
Waltman, Weinberg & Reis Co., L.P.A.
2601 Koppers Building
4367 m Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#01618582
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY BANK, SUCCESSOR IN
INTEREST TO INTEGRA BANK
Plaintiff
VS.
Civil Action No. 99-2908 CIVIL
NORBERT C. IRISH AND
VIRGINIA E. IRISH
Defendants
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned
Judgment.
i NCnAni S?
Kim Aa. Jones, tint;ary Pu6Ac
Ccan?dn;.. Jvr,:
MY
ftiil(t:tyNwis
Sworn to and su scri ed
before me this
d y of May, 00
NOTARY PUBLIC
WELTMAN,
REIS CO., L.P.A.
LORI A. GIBSON ` J
PA I.D. #68013
Wellman, Weinberg & Reis Co., L.P.A.
2601 Koppers Building
436 7th Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #01618582
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