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HomeMy WebLinkAbout99-02972J?4 nR ' ll ?r ,e: V? t? tiiu `'ftt'CC? IrN " f I`?^ f V cijl Y IN -THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK P.O. Bor. 59530 Schaumburg, IL 60159-0530 Plaintiff VS. JAMES W. YINGLING (Mortgagor(s) and Record Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) PRAECIPE FOR JUDGMENT Term No. 99-2972 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter Judgment in favor of Plaintiff and against JAMES W. YINGLING by default for want of an Answer. (X) Assess damages as follows: Debt Interest 9/ 1/98 to 10/15/99 $ 98,963.24 Total $ - (Assessment of Damages attached) I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least e. A copy of the ten days prior to the date of the filing of this pM? notice is attached. R.C.P. 237.1 Joseph A. G dpe r. Attorney f Pla i f I.D. #161 l AND NOW C) t3 , tfi Judgment is entered in favor of SOVEREIGN BANK, SUC'R gY'MERGER W/MAIN LINE FEDERAL SAVINGS BANK, and against JAMES W. YINGLING by default for want of an Answer and damages assessed in the sum of NINETY EIGHT THOUSAND NINE HUNDRED SIXTY THREE DOLLARS AND 24 CENTS ($98,963.24), as per the above certification. P othonotary c. ? !? ?', ci: ?.J It _ _ _ __ f_- G': ?=U ?Ir y `' rl ? ? CJ GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.416132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK P.O. Box 59530 Schaumburg, IL 60159-0530 Plaintiff VS. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE JAMES W. YINGLING (Mortgagor(s) Term and Record Owner(s)) No. 99-2972 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) ORDER FOR JUDGMENT Please enter Judgment in favor of SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK, and against JAMES W. YINGLING for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of NINETY EIGHT THOUSAND NINE HUNDRED SIXTY THREE DOLLARS AND 24 CENTS ($96,963.24). _ , A A At ,Jr. I hereby certify that the above name's are corr6ct and that the precise residence address of the judgment creditor is P.O. Box 59530, Schaumburg, IL 60159-0530 and that the name(s) and last known address(es) of the Defendant(s) is/are JAMES W. YINGLING, 704 Cedar Ridge Lane, Mechanicsburg" k Vq* ; ; GOLDBECv& McKEEVER BY: Jos h G ck, Jr. f f Attorne or PlaF)t ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal balance $ 83,281.62 Interest from 9/ 1/98 through 10/15/99 8,515.38 Attorney's Fee at 5% of principal balance 4,164.08 Late Charges 572.13 Costs of Suit and Title Search 560.00 Escrow Balance Deficit $ 1 9,.21 1,887700.03 $ 98,963.24 IaVLLrir; x (?AF Y & McKEJrE BY: Jo e A. d eck, . Attorn for Plain iff AND NOW, this /34 day of damages are assessed as above. r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK IN THE COURT OF COMMON PLEAS P.O. Box 59530 Schaumburg, IL 60159-0530 OF CUMBERLAND COUNTY Plaintiff CIVIL ACTION - LAW VS. :ACTION OF MORTGAGE FORECLOSURE JAMES W. YINGLING (Mortgagor(s) and Record Owner(s)) Term 704 Cedar Ridge Lane No. 99-2972 Mechanicsburg, PA 17055 Defendant(s) DATE OF THIS NOTICE: June 14, 1999 TO: JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARENCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Court Administrator Cumberland County Courthouse, Carlisle, PA (717) 240-6200 /s/ r/0TP2/1. -A hoMech', Jr. GOLDBECK McCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff APR 09 199 11:41RM, GOLDBECK MCCRFFERTY (215)6277734 P.6/6 VERIFICATION OF N014 MILITARY SfiRVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non. Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, JAMES W. YINGLING, is about unknown years of age, that Defendants last known residence is 704 Cedar Ridge Lane, Mechanicsburg, PA 17055 and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers, and Sailors, Civil Relief Action of Congress of 1940 and its Amendments. Date: 4-22-99 Edward J Bagdo Asst. Vice Pr sident 140126733.9 - YINGLING,JAMBS W. WR-09-1999 11:59 215 627 7734 P.06 ? ? ? ? '? ? ? ? a,>-.? ? ?., U: = '? r; _ ? J t-.- ??. r ? 1 ? \J f 1? ? u i ? - \ ?. ? F-" 1 ` ?_ , U ? ?) ? W ??,,,, ? ? ??? o w PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.416132 Suite 500 - The Bourse Bldg. ill S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER : IN THE COURT OF COMMON PLEAS W/MAIN LINE FEDERAL SAVINGS BANK : P.O. Box 59530 OF CUMBERLAND COUNTY Schaumburg, IL 60159-0530 CIVIL ACTION - LAW Plaintiff :ACTION OF MORTGAGE FORECLOSURE VS. Tem JAMES W. YINGLING (Mortgagor(s) ; No. 9 9-2972 and Record Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: j Amount Due $ 98,963.24 Interest from 9/ 1/98 to 10/15/99 at 9.125% e (Costs to be added) ,josepn Go k, Jr. Attorp for ntiff N r- 0) N H m z° 14 a O I U 0 0 U z H W W? aw vl 2 H ?a H U> W>AWd W z < O W m2: U) z O H ? ro u m O Ln W a) (D 0 a) r- W r-I a 0H O U z as H q O H Z a) a<1 rou' zw a b) H a? o (d ? ° 1 o , =rov w - a) a) C.' H U) aJ ?4 U b U •? U W z O C V1 i y r? 3 o a) i h? 0 r? w b O L 4 roro Woo N H 41 ? N F:4 CN W U a r H t a) a)tiHN F yx a? u I 1 O a N N ? H H 4-a)) P4 'r H ? H all THAT VKRTAIN piece or p,,,,, t>,f land situatt in Ciplaet. Aljrn Township, cumberland Caunt.y, Perrnmnd o, bounded and described in acoordaner.' with a Pina 1 Subdivision V l arts for ceda r Ridge Townhoumr..s, nrnt•,ared by John C. Firi.lhart•. Surveying and MaPPing Sr.l•viens, last. rovipod on 0anuarY ,I 3, 1978, rnearded in the Cumberland County Recorder of Dr.edm Off.i.are in F•]an Book ;i2, rlrtgc .73, as follows: r "EUINNING at the inLernerti,on of the HouLherly r=ight-of-way li.nc of Cedar Hiclye Lane, a private... street. (50 feet wide) nerd t'he dividing line botwecn Lot. Nom. N-1 and M-2; I..hchae HouLh 3,1 dcurecH 56 minutes 00 Seconds East, Along said dividing jinn. a distanom of eighty-five and zero hundredths (05.00) foci to ra point at. Common opon Spare; thence Nouch 58 dr_grecs l'14 ulinuLes 00 :seconds West, Song Common opert Srwce, a dist.;rncr. of. t.wcnt.y-four rnld zero hundredths (24,00) fact to a point on the dividing 1111r. between Lot. Nos. H-2 and B-3; thrnrc: North :1.1. doigi-no-r rm m.inut:rs UO meconds Wr_gl., along said dividing 1010, a distanor of oight.y-five and ze..ro hundredths (85.00) Not to a goint on the southerly right.-of-way of Cedar Ridge Lane; thence alonsaid mout.herly right-nr-way lane of Cedar Ridge Lan".., North 58 de' 04 minutes 00 sovondti East., :a distance of t.weut.y-four and zero hundreedths (24.00) feet to the point and place of DISGINNING. CONTA.ININC; two 1.taoumand forty (2 ,040) a,tluare f(tet. BEING ),ot. 11-2 ran the said Final .)I-I P1nn. l1AVINCi EURCT1.+D Tllf•:Rl?AN d two story townhc+use dwc) ) illy un.i t . known and numbered as 704 Mar Ridge Lane, Mnehanicshurg, Pennsylvania. UNDER AND SUBJVCT to a Declaration of dated Covenants and Eamemcents CumberJand and 1 4, County recorded in M'ScOlIaKOUS Rook 234, Pagc 835, nty Recorder of Deeds Offin. UNDI-At AND SUDJECT, also, to the easonteM.H, testrict.)ot1c:, rescrvat.ions and conditions shown an the aforostaid Cinal Subdivimion pl=an and ot.herwiHC of rocord. UNDER AND SUBJECT to an easement for ut•i)itV purposes as; constructed bene4t-h the building unit constructed an than preminess. r Il J ? ?1 1 141- 1) CP `J GOLDBECK MCCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D416132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER : IN THE COURT OF COMMON PLEAS W/MAIN LINE FEDERAL SAVINGS BANK : P.O. Box 59530 OF CUMBERLAND COUNTY Schaumburg, IL 60159-0530 CIVIL ACTION - LAW Plaintiff :ACTION OF MORTGAGE FORECLOSURE VS. Term JAMES W. YINGLING (Mortgagor(s) No. 99-2972 and Record Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 704 Cedar Ridge Lane, Mechanicsburg, PA 17055 1. Name and address of Owner (s) or Reputed Owner(s): JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 2. Name and address of. Defendant (s) in the judgment: JAI4ES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: ALEX DISANTO & DONA DISANTO T/D/B/A BRANDYWINE VILLAGE; COLONIAL MANOR; BEAUMONT SQUARE; FAIRFAX VILLAGE; GLUE MEADOW FARMS & A&DDS R.E. 5351 Jaycee Avenue Harrisburg, PA 17112 4. Name and address of the last recorded holder of every mortgage of record: COMMERCIAL CREDIT CORPORATION 4813 Jonestown Road Harrisburg, PA 17109 MORTGAGE GUARANTY INSURANCE CORPORATION 250 E. Kilbourne Avenue Milwaukee, WI 53202 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 1 d 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 7, 1999 GOLD CI V RTY & McKEEVER BY: Jose L h M ck, Jr., Esq. Atto y intiff [' G ?? ? is= - i.. L- • ii ? J C'• i:'• ?? i % GOLDBECK MCCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK P.O. Box 59530 Schaumburg, IL 60159-0530 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY VS. CIVIL ACTION - LAW JAMES W. MINGLING (Mortgagor(s) :ACTION OF MORTGAGE FORECLOSURE and Record Owner(s)) Term 704 Cedar Ridge Lane No. 99-2972 Mechanicsburg, PA 17055 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. TO: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Your house at 704 Cedar Ridge Lane, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriff's Sale on March 1, 2000, at 10:00 a.m., in Cumberland County, Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA 17013 to enforce the court judgment of $98,963.24 obtained by SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay to SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert- your rights. The sooner you contact one, the more chance you will stopping the sale. (See notice below o have of n how to obtain an attorney). 1• If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of.Cumberland County at (717) 240-6390. 2• You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3• The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the prope happened. rty as if the sale never S. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6• You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7• You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Pir ABeoCiatlOn 2 Liberty Avenue. Carlisle, PA f800; 990 Ma Lr?ar] !;e rviven Lir.. N 7 ,1 71 2n4e3 Gu Carl n7 e, 1'f. 17011 ( •. , 100 ALI. THAT (!I•.'RTAIN pioc:e or p; Al)r.n u:er) of' land si.l.uat•r. j.1) Upl:.rr Township, Cumberland County. Pclnnxylvenio, bounded ar,d dcsQribRd in accordance with a Final Subdivision Phan for Cedar Ridge Townhouses, prfTarrd by John C. IiriJh.ex'L, Surveying and mapping SoMens, last revised on January .13, 7970, rovorded in thn Cumberland County Recorder of Deeds Office in Plan Dook 32, Pagc.73, as follows: BEGiNNINN at thee int.ernect.lnn of Lhe sout.hrtrly right-of-way li.nc of Cedar ttidgc l.ano, a Private street (5U feet. wide) and the. dividing l.inc hetwer_n Lot Nos. D-1 and H-2; I.hci,re south 3.i a dcU direstcs 56 minutes 00 seconds East, alon!I said dividing line., .ancr- of eighty-Livre and zr?ro hundredths (05,00) feet to a point et. Common Obelt Sl,,ace; t.hcnre south 50 drenecs 04 minutes 00 ;seconds West, along Common Opr.,n Space, a distance. of twent.y-four and zero hundredths (24.00) feet. to a point on Che di.v.idint) linn between Lot. Nos. B-2 and R-3; thence North 31. degrcr,s !)6 minutes 00 seconds Wcal., along said dividing line, a di5stanne of eighty-five and zr.ro h1111d1'Cd1.1tS (05.00) font to a point on the southerly night.-of-way, lino of Cedar Ridge Lane; thence along said nouLhcrly right-or-way line of Cedar Ridge Lane., North 50 degrees 04 minutes 00 second" East., a distance of t.wenLy-four and zero hundrodthn (24.00) feat, to thn point and place of. BEGINNING. CONTA I NIMC; two 1.I,ousand fo)'I.y (2.040) e,,luarr_ feet • BEING Lot 11-2 on I.hc said Final Subdivision pJ;,rl. 11AVIN(l rHHCT1.+D T1113RI+ON a two story townhouse dwcJ l illy urt i t known and numbered as 704 C"dar Ridgc Lane., D1r.cha,nicshurg, Pennsylvania. UNDER AND SUBJItCT 1:0 a Declaration of. Covenants and Easements dated April 4, 1974 recorded in Miscellaneous Rook 234, Page 035, Cumberland County RCCOrdmr of Deeds Offi.:•c. UNDER AND 81111J):CT, also, La tatr_ reas,-?meni.s, "(est:rictionr;, resurvationR and conditions shown on the aroranaid Final subdivision Plan and ot.lterwir.c of record. UNDER AND SUIQEC•r to an easement for util ity ,urposcm as const.rur_tvd henc,rtil tlt(. ))uildinry unit ctv,strurt,ed cn, the premi:;es , a t f i? ?::', C": C??i' V.. G: (' .`: .-_'? i 4' ,'•? L.% l1 ('? ` ? U, iJ Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK P.O. Box 59530 Schaumburg, IL 60159-0530 Plaintiff Vs. JAMES W. YINGLING (Mortgagor(s) and Record Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY :ACTION CIVIL ACTION - LAW OF MORTGAGE FORECLOSURE Term No. 99-2972 CERTIFICATION AS TO THE SALE OF REAL PROPERTY I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attorney of record for the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the Plaintiff has complied with all the provisions of the Act. Jose Go ck, Jr. Atto#n?A for kY+ntiff ?- -• `- L?. = _? 1=' ; . _ 4?C- i ?:' w ' ::" :9 ?1 ? ( r? ? Vii') 1'_' r-• Vii: '.. •7 L} )1 L - ??? U ) ?? SHERIFF'S RETURN - REGULAR CASE NO: 1999-02972 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SOVEREIGN BANK VS. YINGLING JAMES W RICHARD SMITH Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT IN was served upon YINGLING JAMES W the defendant, at 17:53 HOURS, on the 24th day of May 1999 at 704 CEDAR RIDGHE LANE MECHANICSBURG, PA 17055 CUMBERLAND County, Pennsylvania, by handing to JAMES YINGLING a true and attested copy of the NOTICE AND COMPLAINT IN together with MORTGAGE FORECLOSURE and at the same time directing His attention to the contents thereof. Sheriff's Costs: So answers: Docketing 18.00 Service 6.82 Affidavit .00 Surcharge 8.00 $32792-005IDBECK MCCAFFERTY b /j Sworn and subscribed to before me this -E-J?t day of 19-? A. D. 11'',,JJ //', U GOLDBECK MCCT.FFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK IN THE COURT OF COMMON PLEAS P.O. Box 59530 Schaumburg, IL 60159-0530 OF CUMBERLAND COUNTY Plaintiff VS. CIVIL ACTION - LAW JAMES W. YINGLING (Mortgagor(s) and Record Owner(s)) ACTION OF MORTGAGE FORECLOSURE (Record Owner(s)) 704 Cedar Ridge Lane Term Mechanicsburg, PA 17055 No. 99-2972 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa R C P 3129.2(c)(2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: (x ) Personal Service by the Sheriff's Office/ (copy of. return attached). ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriff's Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriff's Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriff's office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriff's office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriff's Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 F.S. Section 4904. EVER BY: Joseph Jr Respectfully sub it 1--Ii A GOLDBECK Mc Attorney for T2ntif ++++ ? M P `0 M? r P O +++? r M P r~+ 6+r° .- Nr - ? + N N ? w - + m O O a z u _ ? a ? ? O N O N i` p r h N r N wr c0'T%0 • Y*e`PM p2 . s a= na-n <- ' ? ma°S .. .. U¢' O ? _?? YgY- ?a E< 2- c_Ew a° m O_ _ V = a ? N u a m N 00 t0 til 'O L:7 ' .y ` C= .-1 Y O u - '> U to C ' W d d ? aHyd U 1 b R O H 1 S ? W u N CW u toN . ;?'7 to. t i .: ;e?a 8 F S E z K b O m K s U 22UF aw >w a ? n ?o m d i 1° a v d ?, ?? Gb as s•, 4G?? 4 Vu? Sa Ga: d_W VI VI C N G LL loam:; o °ioo., i a ?. u .. N p 1 V N to h co O O N f7 sr puW olgciunooab joj r°SSE? Eva' E Cii_.?,? C7??? Y ?° m y F YTO m 6 GE"4ne ?? '}VCgI G ` Z`.q 0 ? C Fero > ...,. ° °? E?Lori 5°c?2?mq? e° c !+ u ?E S¢ o$?Eq ?o :sg_s c 'o ?rSer-° d Y q:CLeH? C 9 c 6 ? , ,o .5 e En c_S„npr 2nHEUn m HG_}VYY y c _ - - _ mo'o' n W ?` a a _ a m y m ? n ? o o m m E c ?- '-tom a E --- =_ m E o a i . ° YL 1 . )O .a >o IY i L -.. iQ a O 1' _ m Y N ? j. S € ?wti:.. YC- LL t. Sia. iy:.w?.i (I P 972' 428'780 TO: JAMES W. YINGLING ' 704 Cedar Ridge Lane Mechanicsburg, PA 17055 i 1 1 I GOLDBECK MCCAFFERTY 6 MCKEEVER • 1017199 SENDER: I ! i REFERENCE: YINGLING.JAMES W. / DOV-0018 3/.1/00 - CUMBERLAND i n PS FORM 3B SEPTEMBER 1995 ry" c.nm.e F« ... .._. _. I RETURN e.n« a.c.a rw _. RECEIPT .... SERVICE 1 IIYI{talaRo am Fay US Postal Service POSTMARK OR DATE r Receipt for Certified Mail No Insurance Coverage Provided Do not use for irAematgnal Mall I T' AFFIX POSTAGE TO MAIL PIECE TO COVER FIRST CLASS POSTAGE, CERTIFIED FEE, RETURN RECEIPT FEE AND WAGES FOR ANY SELECTED OPTIONAL SERVICES. 1. Detach the form 3811. Domestic return receipt by tear. ing left to right across pert. Attach to mailpiece by peeling back the adhesive strips and affixing to front of mailpiece if space permits. Otherwise affix to back of mailpiece. - 2. If you do not want the receipt postmarked, stick the article M label to the right of the return address, date receipt and retain the receipt. 3. If you want this receipt postmarked, slip the 3800 receipt I between the return receipt, and the mailpiece, and slide the edge of receipt to the gummed edge of adhesive. This will j hold the receipt in place to present to your mailcenter, or post ! office service window. (SEE ILLUSTRATION) (Form 3900) ......, ,., ' dr.r de , .,?.v., wo..vo I 4 Enter fees for the services requested in the appropriate spares on the front of this receipt 5. Save this receipt and present it if you make an inquiry. ¦ .. i ?Lu•j? o=w tm e _p Do ri Eto ? Ins cz4 iVv _ Y V • ? U a C m p n^ ? m nu ° • o •. mmn; u m?33 o¢OE _ _ V V V V 9 L O V ? ? O o_ 4 r: a Y y DO r0 W 'O W H ^ to •-1 .-1 AL O V U to c -? w a W d •O a H pdd, t9 1 Z? - O C 6 O H N x W u y . V) 4 11 to >.f erb V V V m oN ' 2aG t • •HL . . • M M O„O :Ni~ O O N•a is • w O, • N ? W m O G l ?' Z O a N O N Q ? O C? Q f a r- CO d O V• *r•PO LL O a 0 Q L n F p N pn 5 2 0 ?rc ORO g HST o ? K 4G •O O U O 8 w Z4 ,, (( J pp o NC z fpRWW V.?i q °?C.r C U9 FC.ri . .> rv U n JN ?Q 4•, UQa ( • ?r, ??pp6S V ? °? .?8•Z ,t V? Kam L•... Q~? AA UO? u ?j?y 5? hN k a W ..w ahm ?nw ??im ? g0.gq Kmmm,nx ? s i?ni ?fSc nCL Dr°t nEm? rg m Z•e,`o E ?mbs =ma um !n?e o eo_ ? .. tegE ? i l u µ ggf tu§EE€ - V tM$W? .. ie? g a?` C ' E a S OBO °pn.°,,Em? C Q so?s to C Ea fL o? ?Yu 2bN E?p? m 7`n_f ga'f3 r . C - t . V n n W a j V m t U 6 R c t ? a ? m - - _ a E m - E a° O V ?D VO o ? ?o : Q e rn , r m n m LL .. u o b N ("j C yt.j ter. _n ?? LL I-•. r l? Soverign Bank -vs- James W. Yingling In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-2972 Civil Brian M. Barrick, Deputy Sheriff, who being duly sworn according to law, says on November 2, 1999 at 3:56 o'clock P.M. EDST, he served true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the within named defendant to wit: James W. Yingling, by making known unto James W. Yingling at 704 Cedar Ridge Lane, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and attested copies of the same. Dawn L. Kell, Deputy Sheriff who being duly sworn according to law, says she posted a copy of Real Estate Writ Notice Poster and Description on the property of James Yingling located at 704 Cedar Ridge Lane, Mechanicsburg, Cumberland County, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly swom according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant to wit: James W. Yingling by regular mail to his last known address 704 Cedar Ridge Lane, Mechanicsburg, Pennsylvania. This letter was mailed under the date of January 6, 2000 and never returned to the Sheriffs Office. So. R. Thomas Kline, Sheriff - Bya?c. (/o Real Estate Deputy GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER : IN THE COURT OF COMMON PLEAS W/MAIN LINE FEDERAL SAVINGS BANK : P.O. Box 59530 OF CUMBERLAND COUNTY Schaumburg, IL 60159-0530 CIVIL ACTION - LAW Plaintiff :ACTION OF MORTGAGE FORECLOSURE VS. Term JAMES W. YINGLING (Mortgagor(s) No. 99-2972 and Record Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 704 Cedar Ridge Lane, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or Reputed Owner(s): JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 WIN! 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: ALEX DISANTO & DONA DISANTO T/D/B/A BRANDYWINE VILLAGE; COLONIAL MANOR; BEAUMONT SQUARE;FAIRFAX VILLAGE; BLUE MEADOW FARMS & A&DDS R.E. 5351 Jaycee Avenue Harrisburg, PA 17112 ALEX DISANTO & DONA DISANTO;BRANDYWINE VILLAGE- COLONIAL MANOR;BEAUMONT SQUARE FAIRFAX VILLAGEBLUE MEADOW FARMS & A & DDS REAL ESTATE C/O Victoria Sue Lee 45 E. Orange Street Lower Level Lancaster, PA 17602-2846 4. Name and address of the last recorded holder of every mortgage of record: MORTGAGE GUARANTY INSURANCE CORPORATION 250 E. Kilbourne Avenue Milwaukee, WI 53202 COMMERCIAL CREDIT CORPORATION 4813 Jonestown Road Harrisburg, PA 17109 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: November 23, 1999 4;& GOLDBECK Mc AFFERT & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff .I. .? ? _ \'. I. _ l1 ? '0 [n ! " u_ ' b.. ? . ? ?. C? iii ! : il: __ ' C:. . . .. i ??J I.., i:? L. (-) -1 V ?:: iJ GOLDBECK MCCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I,D.##16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK P•O• Box 59530 Schaumburg, IL 60159-0530 Plaintiff vs. JAMES W. YINGLING (Mortgagor(s) and Real Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) CIVIL ACTION - LAW OF MORTGAGE FORECLOSURE Term No. WRTGAM FORfCLOSURC CIVIL KTION:6. THIS LAW FIRM IS TO COLL CT DEBTAOWEDDEBTTOCOLLECTOR AND WE CLIENT. ARE ATTEMPTING OBTAINED FROM YOU WILL BE USED FOR THE pUANY RpOSE00OFATION COLLECTING THE DEBT. You pe have been hued in court. If N O T I C E ou , appe n g o end y must take action within twenty (201 Cayswaf]ter 'he Complaintsa d notice arc ara ce eervetl, ibytenteringwia written rsonally or by att orne y and filing to writing with the court g pages claiet_forth against you. You are warned that iF you fail to do so the ca ms ese ma judgment may be entered agaf ne Your defenses or Objections to the you by the Court without further notice for any m:.rey for any other cl aim or reli t ef requested b• Y proceed without You and Important to }•ou. } tho PlainufE. You ma a or claimed in the complaint YOU SHOUL0 TARE TI{IS PAPER Y lose money or property or other rlgh[s GO 1Y1 no •rc:nounnm •rvc nnorrc ecr __ on ?wYER AT ONC_.mIF YOU DO NOT HAVE A °"AN GET LEG AI. HELP. CUMBERLAND COUNTY BAR ASSOCIATION^ I uNYER OR CANNOT AeeoxD ore, 2 LIBERTY AVENUE CARLISLE PA 17013 (717) 249 3166 or 1 800 990 9108 A6soturArLe NT HAN ECeSE SARip ?Ue US TED Re6P0LA A V 1 S 0 LA CORT'E. SI DE SEA DEFENDERSE CONTRA LAS OUEJAS PERESENTADAS, ES PARA DEFENDERSE ES NECESSARIO OUE USTED, 0 SUDARNp 0 DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DDIANDA Y CUALOUIER OBJECCION CONTRA LAS UASOC DO'ESTG'STR CON LA CORTE EN FORN.A ESCRITA, EL To DE USTED y AVISO. RECUERDE: ST USTED NO REPONDE A ESTA DEMANDA, Sr... PUEDF NNTO DE VISTA ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DEC, DIR A FAVOR DEL DF,M.ANDAGUI Y ONEL IRA DUE USTED LAS PROVISIONES DE ESTA DEMANDA. POR RA20N DE ESA DA FAVOR ES DERhOELE OUE CON V OTROS DERECHOS IMPORTANTES. CUMPLA PRO IEDAD U$TED PVEDA E E PERDER UST ED PLA LON TODAS LLEVE ESTA DEMANDA A UN ARUGADO IMMEDIATAMENTE. SI NO CONOCE A VN ADOCADO, LLAM,F, AL 215.236.6300. . Court '-AcM-nj-a-traC (7173 2406200 ti__-+yXX?IA 8 e row, Carl Ia e, - LAWYER REFERENCE SER1,ICE" (SERVICIO DE REFERENCIA DE ASOCADOS), IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY :ACTION UMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK, P.O. Box 59530, Schaumburg, IL 60159-0530. 2. The name(s) and address(es) of the Defendant(s) is/are JAMES W. YINGLING, 704 Cedar Ridge Lane, Mechanicsburg, PA 17055, who is/are the mortgagor(s) and real owner(s) of the mortgaged property hereinafter described. 3. On January 17, 1995, mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PROVIDENT MORTGAGE CORP., T/A CONSOLIDATED MORTGAGE CORP., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1249, Page 98. By Assignment of Mortgage dated March 1, 1996, the mortgage was assigned to Plaintiff, Which Assignment is recorded in Assignment of Mortgage Book No. 519, Page 590. These documents are matters of public record and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g). 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due October 1, 1998, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance $ 83 281 62 Interest from 9/ 1/98 , . through 4/30/99 at 9.125% 5,017.62 Per diem interest rate at $20.82 Attorney's Fee at 5% of Principal Balance 4 164 08 Late charges 10/ 1.198- 4/30/99 , . 308 07 Monthly late charge amount at $44.01 . Costs of suit and Title Search 560.00 Escrow Balance Deficit $ 93,331.39 457.63 Monthly Escrow amount $185.40 $ ?93,789.02 7. The Attorney's Fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale reasonable Attorney's Fees will be charged based on work actually performed. 8. A Notice of Homeowners' Emergency Mortgage Assistance Act of 1983 has been sent to the Defendant(s) by regular mail in accordance with Act 91 of 1983 of the Commonwealth of Pennsylvania on the date set forth in the true and correct copy of such notice attached hereto as Exhibit "A". The date of the postmark on the Notice was the same as the date of the Notice. The Defendant(s) has/have not had the required face to face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant(s) through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure the sum of $93,789.02, together with interest at the rate of $20.82, per day and other expenses incurred by the Plaintiff which are properly chargeable in accordance with the terms of the mortgage, and for the foreclosure and sale of the mortgaged premises. 'IN 11 By: `-J GOL CA FE Y & McKEEVER BY: Jo e A. Gol beck, Jr., Esq. At or ey for Plaintiff APR 09 199 11:40AM GOLDBECK MCCAFFERTY (215)6277734 P.Si6 VERIP- I-- CATO?Q I, Edward J Bagdon as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to uneworn falsification to authorities. Date: 4-22-99 < V c -------------- 7? Edward J Bagd Asst. Vice P esident #1401267339 - YINGLING,JAMES W. APR-09-1999 11:59 215 627 7734 P.05 Secured Land Transfer SCHEDULE-C "7101101-063 Land Description JAI "'195 16:03 No.014 P.O? Number 380051. 300-805 AIX TnAT CKRTAIN pir..r.c or parcel of land situatra in Uphrr Allen lown0ils, Cumberland County, Pennsylvania, bounded and describod in acaordanac with a Final Subdivision Plan for Cedar Ridge Townhouses, hregwrsd by John C. Hri.lhart., Survcyinq and Mapping Sorvices, last rovisod on January 13, ,1970, ravordrd in the Cumberland County nevorde..r of Deeds Office in Plan Book 32, page .73, its follows: 11EG1NNINGi at t.hr.t inl.erseot.ion of the southerly, right:-nf-way lino of Cedar triage LAne, a private street. (50 feet wide) and Lhr.. dividing Line between Lot. Nos. R-1 and m-2; Lhonce south 31 Kg rocs: 56 minutes: 00 seconds East, Alonq said dividing line, a distance of eighty-five and zr•.ro hundredths (05.00) roct to ;I point At. Common Open Space; thence South 58 dcgrecs 04 minutes; 00 sfeconds West, a.lang Common span Spwcc, a distancc of twangy-four ;u7d zero hundredths (24.00) Not to a point on the di.v.idinq.linn hctwecn Lot. Nos. 13-2 ,and P-3; thence North :1.1. doornos 56 minutes 00 Seeonds wr_sl., slang said dividing lisle, a da^.;tancc of oighty-f.ivc and zr.ro hundredLhs (85,00) feat to a point on the southerly right-of-WAY Linn of Cedar Ridge Lonc; tonne mlonq said nouLhrrly right-of-way line of Cedar Ridge Lanr., North 58 degrees 04 minutes 00 sr.r:onds: East., a distance of Lwchl.y-four and zero hundrndthn (24.00) fnnt to tha pol.nt and plane of Dl•.GINNINC. CONTAINING; two 1.II1--IuHand forty (2,040) s.,3uarr_ fnet- BEING 1,ot n-2 on t.hc Said Final Subdivision Plan. IIAVTNC; rl0;CTl::D Tilli:11I'.01\1 a two story tnwnl'si,usO dwcl 1 my unit known and numbered as 704 Cedar Ridgc Lana, mnchanicsburg, PcrlnsyIVail la. Cumher.land County Recorder of D", UNDER AND sUBJVCT to a Doolaration of. CovcnAnts: and FaHemcAtk dated April 4, 1974 rrcordcd in Miscellaneous Book '-34, Voge 03`,, f dR 0f f i an. s;, irt.io tNDl'lt AND hl)1J1•:CT, AI. to the rasomenls, rest, rr•sr.srvat.ions and conditions shown on the aforesaid Final Subdivision Plan and ot.herwine of rnc•ord. UNDER AND SUBJECT to an easement for utility purvosas as constructed bf-rso,Ith thr.• building unit constructed rm thr:• pram,Awk. USING the soma pvcmisas which Clyde P. Peters and Sylvia J. }'et.ers, hie wife, Lormcrlti• known an Sylvia J. Sieber, by Lhoir 1985 in dae..d dated November 21, 1905 and rncnrded ur_r:rnsbc:r 5. the Tlecorder of Dcr-ds Office 31 and for. 14Camberlandandu'ItyvF:ycd grant.ed on hPe,.nere Pennsylvania, , V. in Deed Book V.- Iayfor and Valerie C. Taylor, his wife, GrAantRT orTI'l'II.I: -0-VVEW h!'rEifl. OUAIIANS1 cnNrAMF reC Sovereign Bank Member FDIC r r ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This firm is a debt collector attempting to collect a debt. This notice is sent to you in an attempt to collect the indebtedness referred to herein and any information obtained from you will be used for that f„ purpose. The Commonwealth of Pennsylvania's Homeowners' Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you need more information, call the Pennsylvania Housing Finance Agency at 1-800-342-2397. La notificacion en adjunto es de suma importancia f derecho a continuar viviendo en su casa. Si no comprendeeltcontenido de esta notificacion obtenga una traduccion immediatamente llamando esta agencia (Pennsylvania Housing Finance Agency) sin cargos al number mencionado arriba. Puedes ser elegible para un prestamo pro el programa llamado "Homeowners' Emergency Mortgage Assistance Program" al cual puede su casa de la perdida del derecho a redimir su hipoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE i" PLEASE READ THIS NOTICE YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. P.O. Box 59530 • Schaumburg, IL 60159.0530 I i I j Sovereibn Banc, Member FDIC January 25, 1999 James W Yingling 704 Cedar Ridge Ln Mechanicsburg PA 17055 5469 RE: Loan Number: 1401267339 Dear Mortgagor: You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners, Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for temporary assistance if your default has been caused by circumstances beyond your control, and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. Please read all of this notice. It contains an explanation of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty-five (35) days from the date of this Notice. During that time you have the right to arrange a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. That meeting must occur in the next thirty-five (35) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceedings in mortgage foreclosure may take place for thirty-five (35) days after the date of that meeting. The name, address and telephone number of our representative is: Collection Department Sovereign Bank 1501 Woodfield Road Schaumburg, Illinois 60173-4982 888-641-8642 The names and addresses of designated consumer credit counseling agencies are on the enclosed list. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. P.0. Box 59530 • Schaumburg, IL 60159.0530 ' Sovereign Bank Member FDIC J W Yingling January 25, 1999 Page 2 of 4 Your mortgage is in default because you have failed to pay promptly installments of principal and interest as required for a period of at least sixty (60) days. The total amount of the delinquency is $ 4587.46. That sum includes the following: Total of monthly payments from: All accrued late charges, if any: Property inspections if any: NSF charges if any: Other charges accrued, if any: Less: Suspense (unapplied funds): TOTAL AMOUNT OF DELINQUENCY: Your mortgage is also in default for N/A. $ $ $ $ $ $ the following 10-01-98 1057.62 8.75 .00 .00 .00 4587.46 reasons: If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance application with the Pennsylvania Housing Finance Authority. The consumer credit counseling agency will assist you in filling out your application. It must be filed, or postmarked within thirty-five (35) days of your face-to-face meeting. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. VL140 P.O. Box 59530 • Schaumburg, IL 60159-0530 Sovereign Bank Member FDIC J W Yingling January 25, 1999 PAGE 3 OF 4 Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that your application is accurate and complete in every respect. The counseling agency will help you to fill out the application. The Pennsylvania Housing Finance Agency has sixty (60) Days to make a decision after it received your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. The Pennsylvania Housing Finance Agency is located at: 2101 North Front Street, P.O. Box 8029, Harrisburg, PA 17105. Telephone Number: (717) 780 3800 or Toll Free at 1-800-342-2397. Persons with impaired hearing can call 1-800-342 2397. In addition, you will receive another notice from this lender under Act 6 of 1974. That notice is called a "Notice of Intention to Foreclose". You must read both notices since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, we cannot foreclose upon you during that time. Also, if you receive financial assistance from the Pennsylvania Housing Finance Agency, your home cannot be foreclosed union while you are receiving that assistance. Sincerely, Sovereign Bancorp Enclosure THIS DOCUMENT IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VL141 P.0. Box 59530 • Schaumburg, IL 60159.0530 I f:? a ti e+ ? (^ i?_'.?-. tJ Cl , ` J ` , ?t J V STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND SS. h Robert P Ziegler ------------ ------ -------------------------------------------- Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which - - Federal Natl Mtg Assoc ---------'-- ------------------ ---- ------ --------- - is the grantee the same having been sold to said grantee on the 1st-------------------------------------------- da y of arch Q000 ---------------------------------------- A. D., M , under and by virtue of a writ Execution -- - - ------------------- - ------------issued on the __ 13th - day of ------ QrtO"r------------ A D., 19_ 99 _1 out of the Court of Comman fleas of said County as of Civil -------------------° ------------------------------------------------------- Tenn, 19----99 Number ---- 2972__ at the suit of___-__ Sovereign Sn sucessor to Main Line_Fed Save Bk --------------------------- --- against------- AB es W - -------- - yingling -------------------------- - is duly recorded in Sheriff's Deed Book No. 217 ...... Page 102 -1 ------ IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this _ Z day 14 Of ------?------/ ------------- A. D? t9-a i^: ?" r of Deeds bwdw of 00* ftwbww Soverign Bank -vs- James W. Yingling In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-2972 Civil Brian M. Barrick, Deputy Sheriff, who being duly sworn according to law, says on November 2, 1999 at 3:56 o'clock P.M. EDST, he served true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the within named defendant to wit: James W. Yingling, by making known unto James W. Yingling at 704 Cedar Ridge Lane, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and attested copies of the same. Dawn L. Kell, Deputy Sheriff who being duly swom according to law, says she posted a copy of Real Estate Writ Notice Poster and Description on the property of James Yingling located at 704 Cedar Ridge Lane, Mechanicsburg, Cumberland County, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, says lie served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant to wit: James W. Yingling by regular mail to his last known address 704 Cedar Ridge Lane, Mechanicsburg, Pennsylvania. This letter was mailed under the date of January 6, 2000 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the above described premises at public venue or outcry at Courthouse Carlisle Cumberland County, Pennsylvania on March 1,2000 at 10:00 o'clock A.M.EST and sold the same to Attorney Jill Winkea for Federal National Mortgage Association. It being the highest bid and best price quoted for the same Federal National Mortgage Association of 1900 Market Street, Suite 800, Philadelphia, Pa being the buyer in this execution paid to Sheriff R. Thomas Kline the sum of $ 966.76 it being costs. Sheriff's Costs: Docketing 30.00 Poundage 18.96 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 17.36 Certified Mail 1.95 Levy 15.00 Surcharge 16.00 Law Journal 386.30 Patriot News 333.11 Share of Bills 25.08 Distribution of Proceeds 25.00 Sheriff's Deed 26.50 $966.76 Pd By Atty 03/17/00 Swom and Subscribed To Before Me This _i L4,4- Day of VL o-,.a? 2000, A.D. Q ?1 QP? Pr th notary SQ%HtIS7?..?vr.y7!?:f? 7 R. Thomas Kline, Sheriff ByJo?'tc??...d „j2?-- Real Estate Deputy JJ (J qxG L THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under act No. 582. aooroued May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) as Frank J. Epler being duly sworn according to law, deposes and says: That he is the Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, In the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which Is securely attached hereto is exactly as printed and published In their regular dally and/or Sunday and Metro editiona/issues which appeared on the 25th day of January and the fat and 8th day(s) of February 2000. That neither he nor said Company is Interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book W", Volume 14, Page 317. r, PUBLICATION COPY w e me this 251h o ebru D. S A L E #4 Notarial seal Terry L. Russell, Notary Public -" NOTARY PUBLIC Harrisburg, Dauphin County My Commission Expires June 6, 2002 'REAL ESTATE SALENa,4 Will Na W2M Member,PennsylvaNeAssodation mission expires June 6, 2002 C"Temi Sovenipnl9urk tlueYby CUMBERLAND COUNTY SHERIFFS OFFICE COURTHOUSE SE s Bank 7 F s PA. 17013 I 91k+9 b g d p Statement of Advertising Costs DESCRIrMN To THE PATRIOT-NEWS CO., Dr. • For publishing the notice or publication attached ALLTHATCERTAtNpkocorparcetofland. dtwde ln UpperAlknThv ft5u nbef4nd hereto on the above stated dates $ 331.61 cnanty n".Ov..,1. ,, ....,..r Probating same Notary Fee(s) $ 1.50 Total $ 333.11 Publisher's Receipt for Advertising Cost THE PATRIOT-NEWS CO., publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. THE PATRIOT-NEWS CO. By .......................................... REAL ESTATE SALE No.4 Writ No. W2972 elvllTorm i . Sovereign Bank, Sta* by MargerY(Maln Una Federal Savings Bank ve James W.Yingling Any: JOB00 A Goldbeck, Jr. DESCRIPTION Count)', Pennsylvania, bounded and described in accordance with a - Final Subdivision Plan for Cedar' Ridge v- Townhouses, prepared tie John C. Bdlhan, r •? Surveying and Mappiing nines, last revised i on:..lanuary 1978,. recorded in the. CamFbwedand County Recorder of Deeds , Office in Plan Book PageAasfolbnvs: BEGINNING of the intersection of the 6 southerly right-of-way hne of Cedar Ridge Lane, a pehate? (?50?legit wide) and the ;. dividing fine be1We"raa"n Nos. &t and B-2; thence South 31 degree 56 minutes 00 seconds East abng,sald dividing Bne, a distance of eighty- fifive and" ure hundredths z (85.W) feet to a point at Cemmen Open Space; thence South SB de es 04 minutes 00 ?t seconds Wesk along Common Open Sppace, a `J distance of twenty-lour and ure hundredths a (24.00) feel to a point on the dividing line a between Lot Nos. 8-2 and B-3; thence North 31 degrees 56 minutes W seconds West, Ion9 ..y and hiding ldredths it distance of (85.00) feet to a posaid int on rG thesoutherlyri ghl-0f WleofCedarRidae., Lame; thence aakknngg 5 southerly dgM?-0ii'' j way fine of Cedar IV rove, Nonh 58 degrees 04 minutes. 06 wands. East, a distance of Twenty-h)ur and acre hundredths (24.00) Beef in the point and place of v BEGINNING, ' CONTAINING two thousand forty (2.040) square feel BEING 1.010.2 on the said Final Subdivision 1 Plan. i 4 . RAVING ERECTED THEREON a t.n story c townhouse dwelling unit known and numbered as 704 Cedar Ridge Lane, Mechanicsburg, Pennsghania. UNDER AND SUBJECT to a Declaration of Cmenants and Easements dated April 4,1974 recorded in Miscellawus Book 237, Papa B75, Cumberland Couilty Recorder of 1)ecds Office. UNDER AND SUBJECT, also to. the (. casements, nstrictiom, rescnatims and f conditiom shown @n the aforesaid Final i Subdivision plan any::;; v' d record. - UNDER AND SUBJECT to an casement for j utility purpo vs as constructed beneath the f building unit constructed on the premixs. - s? r PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : SS. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 21, 28, FEBRUARY 4, 2000 Affiant further deposes that lie is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that lie is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE allZ NO. ? =/, L Writ No. 99.2972 Civil Rog , M. Morgenthal, Editor Soicrclgrl Bank, Suer By Merger W/ Main Line Federal Savings Bank VS. James W. Yingling Ally.: Joseph A. Goldbeck, Jr ALL THAT CERTAIN piece or par- cel of land situate in Upper Allen Township. Cumberhuid County, Penn- s31%an1a. bounded and described in accordance ult i a Final Subdivision Plan for Cedar Ridge Toamihouses, i prepared by John C. Brilhari, Survey- ' Ing and Mapping Services. last re- vised on January 13, 1978, recorded in the Cumberland County Recorder of Deeds Office to Plan Book 32, Page 73, as follows: f:Cl:rHtalur a, ,6,• mrrr..•rn,,,. nl' SWORN TO AND SUBSCRIBED before me this __L _day of FEBRUARY, 2000 7^ - NorA Wi LOIS E. SNYLAlt, %tory NW C011104 Eom, Cumbanund Coynly, FA [MY Commiwi Expre, March S. 7WI w REAL ESTATE BALE NO. 4 Will No. 99-2972 Civil Sovereign Bank, SucY By Merger W/ Main Line Federal Savings Bank VS. James W. Yingling Ally.: Joseph A. Goldbeck, Jr. ALL THAT CERTAIN piece or par- cel of land situate In Upper Alien Township, Cumberland County, Penn- sylvania, bounded and described in accordance with a Final Subdivision Plan for Cedar Ridge Townhouses, prepared by John C. Brilharl, Survey- ing and Mapping Services, last re- l4sedanJanuary 13, 1978, recorded In the Cumberland County Recorder of Deeds Office In Plan Book 32, Page 73, as follows: BEGINNING at the Intersection of Ole southerly right-of-way line of Ce- dar Ridge Lane, a private street (50 feet wide) and the dividing line be- tween Lot Nos.B- I and B-2: thence South 31 degrees 56 minutes 00 sec- onds East, along said dividing line, a distance Of eighty-five and zero hun- dredths (85.00) feet to a point at Common Open Space: thence South 58 degrees 04 minutes 00 seconds West, along Common Open Space, a distance of twenty-four and zero hun- dreddhs (24.00) feet to a point on the dividing line between Lot Nos. B-2 and B-3; thence North 31 degrees 56 minutes 00 seconds West, along said dividing line, a distance of eighty-five and zero hundredths (85.00) feet to a point on the southerly 119111-of-way line of Cedar Ridge Lane; thence along said southerly right-of-way, line of Cedar Ridge Lane, North 58 degrees 04 minutes 00 seconds East, a dis- tance of twenty-four and zero hun- dredths (24.00) feet to the point and place of BEGINNING. CONTAINING two thousand forty (2,040) square feet. BEING lot B-2 on the said Final Subdivision Plan. DIVING EREC E, D THEREON a two story townhouse dwelling unit known and numbered as 704 Cedar Ridge Lune. Mechanicsburg. Penn- sylvanta. UNDER AND SUBJECT to a Dec- laration of Covenants and Easements dated April 4. 1974 recorded in Mrs- eeilaneous Book 234. Page 835. Cumberland County Recorder of Deeds Office. UNDER AND SUBJECT. also, to the easements, restrictions, resen:a- tons ,old conditions shown on the aforesaid Flmd Subdivision Plan and otherwise of record. UNDER AND SUBJECT to an ease- ment for utility purposes as con. strucled beneath the building unit constructed Oil file premises. d I1 1 I ? 1 1' RE II ESTATE S LI F NO 4 S1,000.00 Advance Cos-,s Paid 10-19-99 Atr. Joseph Goldbeck Assessed valuation S 8,680.00 WW TNO. 99-2972 Civil Sovereign Bank, Suc'r By Merger w/ Mainline Savings Bank v5 James W. Yingling 704 Cedar Ridge Lane Mechanicsburg, PA REAL DEBT $ 98,963.24 I.TER-EST 9/1/98 to 10.15/99 @ 9125% AT 1 •S FEES WRIT C 0 STS ?.T T Y ESCROW LATE CHARGE SHERIFF'S COSTS Docke_ine Poundage Posting Bills AdreMSML7 Ackno%vled_ein_e Deed Auctioneer La-,v Librarv C o unry Milea_e Cent `ail Lc% Postpone Sale Sur charge 104.82 30.00 18.96 15.00 15.00 30.00 10.00 .50 1.00 17.36 1.95 15.00 16.00 T a.??l Cef?k .-.D%*ERTISF`:G: La-.v Jounal Patr,ot Share of Bills Distribution of P:oce_cs Sha:;f s Deeds STAMPS Pa Transfer Tax •T?vp or Boro Transfer Tax T NES 2000 County Library & Township Taxes 386.30 333.11 25.08 25.00 26.50 274.33 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER : IN THE COURT OF COMMON PLEAS W/MAIN LINE FEDERAL SAVINGS BANK : P.O. Box 59530 OF CUMBERLAND COUNTY Schaumburg, IL 60159-0530 CIVIL ACTION - LAW Plaintiff :ACTION OF MORTGAGE FORECLOSURE VS. Term JAMES W. YINGLING (Mortgagor(s) No. 99-2972 and Record Owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVIN3S BANK, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 704 Cedar Ridge Lane, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or Reputed Owner(s): JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: ALEX DISANTO & DONA DISANTO T/D/B/A BRANDYWINE VILLAGE; COLONIAL MANOR; BEAUMONT SQUARE; FAIRFAX VILLAGE; GLUE MEADOW FARMS & A&DDS R.E. 5351 Jaycee Avenue Harrisburg, PA 17112 4. Name and address of the last recorded holder of every mortgage of record: COMMERCIAL CREDIT CORPORATION 4813 Jonestown Road Harrisburg, PA 17109 MORTGAGE GUARANTY INSURANCE CORPORATION 250 E. Kilbourne. Avenue Milwaukee, WI 53202 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 7, 1999 a4 GOLD •CI c' RTY & McKEEVER BY: Jose h . G ck, Jr., Esq. Atto y for intiff h GOLDBECK McCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK P.O. Box 59530 Schaumburg, IL 60159-0530 Plaintiff Vs. JAMES W. YINGLING (Mortgagor(s) and Record owner(s)) 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Defendant(s) TO: I` IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL, ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 99-2972 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY JAMES W. YINGLING 704 Cedar Ridge Lane Mechanicsburg, PA 17055 Your house at 704 Cedar Ridge Lane, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriff's Sale on March 1, 2000, at 10:00 a.m., in Cumberland County, Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA 17013 to enforce the court judgment of $98,963.24 obtained by SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 7.. The sale will be cancelled if you pay to SOVEREIGN BANK, SUC'R BY MERGER W/MAIN LINE FEDERAL SAVINGS BANK, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at (717) 240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CuMV•rlanrl County liar Association 2 Librrty Avon,.,-, Cailislr, PA (Pool u50 91oN Lryal 5rr vrvrtn Inc. fl Itvf nr Nnv, far 11 slr, PA 19013 (]191 i4: ??p0 all 7HAT MUM I.,iccc or burr,' of land situat•r" i.n h), Al1Fn ''owl,shiC?, Cumbr :,n ,+'land Co . I l unty, I enrnvylv;tnia, deverihod in accordance with a Fi l bounded and d ? na Ri ge, Townhouses, hrel,ared h Subdivision Plan for Ceder S John C. mri)hart M`s?')'ing Scv'vi aes, , Surveying inr:] lam. rovisod on the Cumberland Count rr:r•o l lR + t (I s` y rr e•d i n on.vorder of Deeds; Page•73 gfr.i.ec in , .+s follows: Flau Doak 32, ItEG1NNINC; at thc+ inl.erner_tinn of I h,_ L line r . o coul.I+fr.I Cedar IlidyO lone, a private street y 1 y id the dividing Li (50 feet b id E' . w ne e) o w e) twer_n Lot. Nos<. B-1 and H--2 2; Lhr.:i,re south 3 degrees; 56 minute:; Ot 1 sr 1 . - _c:onds; East, alou,;l said dividing line a distance of e1'r. JhL'y-five and • '. . , zru +:, hund+'cdl.hs (85.00) fr.c•1. to a point at. Common Opon Rpave; thence so 00 uth S8 degre,_s 04 minutes seconds West, along Common Open Sl,ace :rnd z a di , st.anco of t.wanf:.y- four ero hundredths (24.00) feet. to a point betwe on the di.v.idinq line en Lot. Nos. H-2 and S-3; thon,_c North :111 do9rnes 56 miri 00 seconds Wcsl. alon id t , y sa u .e.s div.idi.ny ]i.nr-, a d ..tame of nighty-fiv and Ze•rp hundradChs (85.00) foot e: r.ight.-of-way ] inn of rc:dar Ri c e Lo e l:'oir,t• on the suuthns ly right-of-way ] i r 1 } : de rer lr) n+:,ut,l.rly n_ of Cedar Ridge Lanr., NC,rtb 58 00 second" East., a distanc C e of t.wcut.y-four and zcrn huodrndthnut.es (24.00) fret to tho point and l p ane of. DI?GINNING. CONTA.ININC; two t.h,:,usand forl.y (2 040) I . s,'Iuare feet. BEING I.ot II-2 on Lhc said Final Sul,,rlivi:;inn Pl.+n. ?'. ' I)AVIN(; ERP)CTXD TIn RVON d two story tc,wnhonse dwc) I inn unit: ' known and numbered as 704 Cedar Ridge. bane, Merh:+nicshurry, Pcnnsylvani.a. UNDER AND SUBJECT to a Darlaration of. Covr_nAnts: and Easements dated Apri) 4, 1974 recorded i n Misae]lancous Book 234, Page 835, Cumbersland County Recorder of Deeds Ofri.;•n. i UNDVIt AND SUBJECT, also, to t:hc e..asnmont.:,, restrict inns;, resc.rvat.ions and r:ondit.ions show n on the. afore„aid Final subdivision Plan and otherwirce of record. + UNDER AND SUMECT to an easement for uti) ity purposes as; constructed honcroth the building unit conetrurt'ed {,n the premi oak. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 99-2972 CIVIL 19 CIVIL ACTION . LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due Sovereign Bank, Suc'r by Merger w/Main Lirte Federal Savings Bank PLAINTIFF(S) from James W. Yingling, Mortgagor and Record Owner, 704 Cedar Ridge Lane, Mechanicsburg PA 17055. DEFENDANT(S) (1) You are directed to levy upon the property of the delendant(s) and to sell Real estate located at 704 Cedar Ridge Lane, Mechanicsburg PA 17055. (See attached legal description.) (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If properlyof theclefenclant(s) notlevied upon an subject to attachment isfound inthepossession of anyoneother than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $98,963.24 Interest 9/1/98 to 10/15/99 @ 9.1258 Arty's Comm % Ally Paid $104.82 Plaintiff Paid Date: L.L. $.50 Due Prothy $1.00 _ Other Costs _ CURTIS R. LONG October 13, 1999 Prof not ry, Civil Division by: la,, J Deputy REQUESTING PARTY: Name Joseph A. Goldbeck, Jr_Esq. _. Address: Ste. 500 - The Bwrse Bldg. -Fast- _[3 i. 1ad Phia PA 19105 Attorney for: Plaint._ff _ Telephone: (215) 627-1322 Supreme Court ID No. REPj F-V TE SALE No. y On C?'Z&4- 101,1711 the sheriff levied upon the defendarra interest in the real property situated inoggz&_,r921?, ??,...o Cumberland County, Pa., known and numbered as:?6 ?'- 1j4t a"? and more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. %t-'): ?9 Sy:z= ? Ar? N3d ooh h! DO CO Vz7 R.MI {?f