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HomeMy WebLinkAbout99-03230GOLDBECK MCCAFFERTY & MCKEEVER By: Michael T. Mckeever, Esquire Attorney I.D. # 56129 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff FIRST NATIONWIDE MORTGAGE CORP., 5280 Corporate Drive Frederick, MD 21703 Plaintiff V8. WILLIAMS S. AND JULIA A. FYE (Mortgagors and Record owners) 303 W. Ridge Street Carlisle, PA 17013-4011 Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 99-3230 CIVIL TERM ENTRY OF APPEARANCE Kindly enter my appearance on behalf of Plaintiff, First Nationwide Mortgage Corp. Lobo Date:_A' 0 / 0 onael r, mcreever, Esquire \ OLDBECKMcCAFFERTY & MCKEEVER The Bourse Building, Suite 500 111 S. Independence Mall East Philadelphia, PA 19106 (215) 627-1322 ?? i " c; . .r ?,n ;, c,. }' ` ; ? t ?,; ??. :JCL ?. ? c.1 GOLDBECK MCCAFFERTY & MCKEEVER BY:?NJose-ph A. Goldbeck, Jr. ^G orney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff FIRST NATIONWIDE MORTGAGE CORP. PO Box 9481 Mail Code: 22 Gaithersburg, JULIA A. FYE -528-1011 MD 20898-9481 Plaintiff VS. (Mortgagor(s) and Record: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Owner(s)) ACTION OF MORTGAGE FORECLOSURE (Record Owner(s)) 303 Ridge Street Term Carlisle, PA 17013-4011 No. 1999-03230 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa R C P 3129 2(c)(2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was mada6 by: O Personal Service bLitt the Sheriff's Office/saa iiiiii "'"" return attached). W a fil tow Sd?F(copy of ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriff's Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for ( ) of record bylAttorney afordDefendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriff's Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriff's Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriff's Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 490J Respeced, GOLDBE A E & MCKEEVER BY: Joseph A. Goldb ck, Jr. Attorney for Plaint ff 4 t L N 6 y 5 7 o - y o EE MOE t O O x q 0 O 6 Y N " y n ?f dI rc '?m AA end d? d ?'O N V dto d aWa = ^ ? tT C N d q N D m m C Eain Z 'Q `o •M? M O 10 ?',? M ? P O O •r• r ? r •.{. N '? • N lJ W op • ca I O. 4 U a ?W O N 0 ?o a C N t O ?o n ?N Mtn .f' 'T %0 4Kr P n LL o U R ? a i ? e ? G o g LA r un ? ? . i L?+jj ti Yn ° i aY a ui . pp q ? M '? ` W Pl rv. O16 W aua ? s ¢ p ?LL Np ? ? D [ W N 0. S.n aGY ? y ' UnWU 'J M t WY.y Un U r+ p +? ? O U f! U N e a U ..u V Q °R 9i ? R g?4-0 L- .E R g 8 va .c dg A; -3iyygqf ..°s?s ?g. E2$ 1 f! R W R lz4 i?4? m C fi= spyps e§F?F a° ?'n .4 [l?R9j e t O a 4 zD cu v Fn n m rn ?_ N c? v Fn Tl i N O m m4 1? Q l1 n n M Q P 969 031 245 TO: JULIA A. FYE 401 N. Walnut Street, Mt. Holly Springs, PA 17065.1508 SENDER: GOLDBECK MCCAFFERiY 6 MCKEEVER •AU9USC 14, 2000 REFERENCE: FYE JULIA A./ F"117 9/ 6/00 • CUMBERLAND c.awF« RETURN R?,+n W h. RECEIPT SERVICE US Postal Service Receipt for Certified Mail No Insurance Coverage Providec Do not use for International Mail ;i r GOLDBECK McCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.416132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff FIRST NATIONWIDE MORTGAGE CORP PO Box 9481 Mail Code: 22-528-1011 Gaithersburg, MD 20898-9481 Plaintiff VS. JULIA A. FYE (Mortgagor(s) and Record Owner(s)) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 1999-03230 303 Ridge Street Carlisle, PA 17013-4011 Defendant(s) SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 FIRST NATIONWIDE MORTGAGE CORP., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 303 Ridge Street, Carlisle, PA 17013-4011 1. Name and address of Owner(s) or Reputed Owner(s): JULIA A. FYE 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 2. Name and address of Defendant(s) in the judgment: JULIA A. FYE 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 L 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: CHILD SUPPORT ENFORCEMENT AGENCY' 1 Courthouse Square Carlisle, PA 17013-3387 4. Name and address of the last recorded holder of every mortgage of record: GREENTREE CONSUMER DISCOUNT CO 3401 Hartzda'le Drive Suite 132 Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. OCCUPANT 303 W. Ridge Street Carlisle, PA 17013-4011 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made e lating to subject to the penalties of 18 Pa. C.S. SA unsworn falsification to authorities. DATED: August 14, 2000 GOLDBECK McCAFFERTA & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff cl? ? CI ??. N u " v r IN THE COURT OF Ca40N PLEAS OF C[MER1.AND COUNTY, PENNSYLVANIA Caption: CIVIL DIVISION File No. 1999-03230 First Nationwide Mortgage Corporation Amount Due $8,963.14 VS. Interest $214.62 from 4/13/00 to 9/6/00 Julia A. Fye Atty's Corm Costs TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ of execution in the above natter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 303 West Ridge Street, Carlisle, PA 17013-4011 (See attached legal description) PRAECIPE FOR ATTACBM Nf EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached it. DATE: 5/18/00 Signature: A/za, at Print Name: Sharon Oras Morean Address: 100 S. Broad Street, Suite 2226 Philadelphia. PA 19110 Attorney for: First Nationwide Mortgage Corporation Telephone: (215) 923-2225 Supreme Court ID No.: 160068 ALL THAT CERTAIN lot of land with improvements thereon situate in the Borough of Carlisle, Cumberland County, Pennsylvania, known, numbered and described as Lot No. 2, Block B, Elwood Plan of Lots last revised October 29, 1970, by D.P, Raffensperger Associates and recorded in Plan Book 22, page 18 in the Office of the Recorder of Deeds from Cumberland County, Pennsylvania. BEING 303 West Ridge Street, Carlisle, Pennsylvania. TAX PARCEL #04-22-0483-175 I"ROVEMENTS THEREON: A RESIDENTIAL DWELLING Lit C7 • i:. CSI J- .. u.: •._ I . JZ N . V i_,? U V 2 V ` 1 O MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID #60068 Suite 2226 - Land Title Building Broad & Chestnut Streets Philadelphia, PA 19110 (215) 923-2225 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff vs. JULIA A. FYE COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.:1999-03230 :NOTICE OF SHERIFF'S SALE OF Defendant :REAL PROPERTY :PURSUANT :TO PENNSYLVANIA RULE OF :CIVIL PROCEDURE 3129 TAKE NOTICE: Your house (real estate) at 303 West Ridge Street, Carlisle, PA 17013-4011 is scheduled to be sold at Sheriff's Sale on September 6, 2000 at 10:00 am in Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the Court Judgment of $8,963.14 obtained by First Nationwide Mortgage Corporation. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The Sale will be cancelled if you pay to Sharon Oras Morgan, Attorney for Plaintiff, back payments, late charges, costs and reasonable attorneys fees due. To find out how much you must pay, you may call Sharon Oras Morgan at 215-923-2225. 2. You may be able to stop the Sale by filing a petition asking the court to strike or open the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone the Sale for good cause. 3. You may also be able to stop the Sale through other legal proceedings. You may need an attorney to assert your tights. The sooner you contact one, the more chance you will have of stopping the Sale. (See Notice on following page and how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheri ff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling Sharon Oras Morgan at 215-923-2225. 2. You may be able to petition the Court to set aside the Sale if the bid price was grossly inadequate compared to the market value of your property. 3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the Sale. To find out if this has happened you may call Sharon Oras Morgan at 215-923-2225. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the Sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on October 6, 2000. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the Sale. YOU SHOULD TAKE THIS PAPER TO YOU LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Court Administrator 41, Floor Cumberland County Courthouse Carlisle, PA 17013 1-717-240-6200 291/51675 ALL THAT CERTAIN lot of land with improvements thereon situate in the Borough of Carlisle, Cumberland County, Pennsylvania, known, numbered and described as Lot No. 2, Block B, Elwood Plan of Lots last revised October 29, 1970, by A.P. Raffensperger Associates and recorded in Plan Book 22, page 18 in the Office of the Recorder of Deeds from Cumberland County, Pennsylvania. BEING 303 West Ridge Street, Carlisle, Pennsylvania. TAX PARCEL #04-22-0483-175 IMPROVEMENTS THEREON: A RESIDENTIAL DWELLING C CJ _J _c n Cl) r3?L$ 4 C7 C> MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE SUITE 2226 - LAND TITLE BUILDING BROAD & CHESTNUT STREETS PHILADELPHIA, PA 19110 215/923-2225 Attorneys for Plaintiff rtKST NATIONWIDE MORTGAGE CORPORATION COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff VS. JULIA A. FYE Defendant NO.: 1999-03230 AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF PHILADELPHIA First Nationwide Mortgage Corporation, Plaintiff in the above entitled cause of action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 303 West Ridge Street, Carlisle, PA 17013-4011: L Name and address of Owner(s) or Reputed Owner(s): Julia A. Fye 401 North Walnut Street Mt. Holly Springs, PA 17065-1505 2. Name and address of Defendant(s) in the Judgment: Julia A. Fye 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 j. 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: First Nationwide Mortgage Corporation (Plaintiff herein) ?. 5280 Corporate Drive Frederick, MD 21703 Child Support Enforcement Agency I Courthouse Square Carlisle, PA 17013-3387 4. Name and address of the last recorded holder of every mortgage of record: First Nationwide Mortgage Corporation (Plaintiff herein) 5280 Corporate Drive Frederick, MD 21703 Greentree Consumer Discount Co. 3401 Hartzdale Drive, Suite 132 Camp Hill, PA 17011 5. Name and address of every other person who has any record lien on the property: None known. 6. Name and address of ever}, other person who has any record interest in the property and whose interest may be affected by the sale: Occupant, 303 W. Ridge Street Carlisle, PA 17013-4011 7. Name and address of every person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Occupant, 303 W. Ridge Street Carlisle, PA 17013-4011 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. SHARON ORAS MORGAN, SQUI #60068 Sworn and Subscribed to before me this-?? day of'ri'ka,j 2000. 29 1 /4 8 9 73 JUDITH ANN HITCHNER A Notary Public of New Jersey My Commission Expires 6/25/2001 ti .y <.>.. _ -ng N 'I U U " r OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Prothonotary TO: Julia A. Fye 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 FIRST NATIONWIDE MORTGAGE CORPORATION 5280 Corporate Drive Frederick, MD 21703 Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY vs. JULIA A. FYE 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants No.:1999-03230 NOTICE PURSUANT TO RULE 236 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary MORTGAGE FORECLOSURE JUDGMENT BY DEFAULT IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: SHARON ORAS MORGAN, ESQUIRE 060068 MATTLEMAN, WEINROTH & MILLER 215/923-2225 291/52848 Thta to an atteraP«y aiabt e?? obtained will be Used "0' tbo MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID# 60068 Suite 2226 - Land Title Building Broad & Chestnut Streets Philadelphia, PA 19110 215/923-2225 Attomeyb; fbr Plaintiff 291/52848 ring i INA I W W I VE MOKF(JAGE CORPORATION 5280 Corporate Drive Frederick, MD 21703 Plaintiff vs. JULIA A. FYE 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants COURT OF COMMON PLEAS CUMBERLAND COUNTY No.: 1999-03230 PRAECIPE TO ENTER DEFAULT JUDGMENT TO THE PROTHONOTARY Kindly enter Default Judgment in favor of Plaintiff, First Nationwide Mortgage Company and against Julia A. Fye, for failure to Answer the Complaint in Civil Action - Mortgage Foreclosure. Service was made on the Defendant, Julie A. Fye via the Sheriff of Cumberland County as follows: 11/5/99 via personal service Assess damages as follows: Principal and Interest $ 5,044.18 Interest from 5/26/99 to 4/6/2000 306.52 Escrow Deficiency increase since 5/26/99 2,240.94 Property Protection fee increase since 5/26/99 420.50 Increase in Late Charges since 5/26/99 29.50 Increase in Property Inspections since 5126/99 266.00 Costs 655.50 TOTAL AMOUNT OF JUDGMENT $ 8,963.14 MATTLEMAN, WEINROTHH && MILLER BY:-- / / SHARON ORAS MORGA , ESQUIRE #60068 MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID #60068 Suite 2226 - Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 215/923-2225 FIRST NATIONWIDE MORTGAGE COURT OF COMMON PLEAS CORPORATION CUMBERLAND COUNTY 5280 Corporate Drive Frederick, MD 21703 Plaintiff vs. JULIA A. FYE 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants No.:1999-03230 AFFIDAVIT OF ADDRESSES t UmmUP4WhALIH Ur PENNSYLVANIA: COUNTY OF CUMBERLAND: SS I, Sharon Oras Morgan, Esquire, being duly sworn according to law, upon my oath, depose and say: 1. I certify that the Plaintiffs address is 5280 Corporate Drive, Frederick, MD 21703; 2. I certify that the Defendant's address is as follows: 401 North Walnut Street, Mt. Holly Springs, PA 17065-1508. 3. I certify that the foregoing information is true and correct to the best of my knowledge, information and belief. Sworn and Subscn'I to before rpe this . IV day o • , 2000. USA ANN OMAS 40%gy PUBLIC OF NEW IMEY Commitaon EsD?m% 12/412001 MATTLEMAN, WEINROTH & MILLER . kl, 9.,. /z, - Sharon Oras Morgan, Es4gsre MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID # 60068 Suite 2226 - Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION 5280 Corporate Drive Frederick, MD 21703 Plaintiff vs. JULIA A. FYE 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants COURT OF COMMON PLEAS CUMBERLAND COUNTY No.: 1999-03230 AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS I, Sharon Oras Morgan, Esquire, Attorney at Law, being duly sworn according to law, upon my oath, depose and say: 1. That the Defendants are not in the Military, Naval of Air Services of the United States of any other Country within the provision of the Soldiers' and Sailors' Civil Relief Action of Congress, as amended; and 2. That the Defendants are at least 21 years of age and reside at 401 North Walnut Sreet, Mt. Holly Springs, PA 17065-1508. The affiant has ascertained tine foregoing information by persona inquiry and knowledge and makes this Affidavit with the authority. Sworn and Subscri W to before this. \ I'D day o r, 2, OQO, yl1,r.?..ayr`I'ISIyP, AANNT1THOMAS NOTARY pUREJC OF NEW JERSEY Commission Expires 12 / 4 12001 MATTLEMAN, WEINROTH & MILLER BY: Sharon Oras Morgan, Es ire #60068 MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID #60068 Suite 2226 - Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 215/923-2225 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff vs. JULIA A. FYE Defendants Our File #291/51675 COURT OF COMMON PLEAS CUMBERLAND COUNTY No.:1999-03230. AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS I, Sharon Oras Morgan, Esquire, Attorney at Law, being duly swom according to law, upon my oath, depose and say: 1. I am a member of the firm of Mattleman, Weinroth & Miller, attorneys for Plaintiff in the above entitled cause of action. 2. I hereby certify that a written notice of intention to file the Praecipe for Judgment, in accordance with Rule 237. 1, was forwarded to the Defendant(s), place of residence by regular mail on November 29, 1999 and has not been returned to this office, so it can be assumed that same has been delivered to Defendant. Swom and Subscrii d to before me this ll I O t of wA'A ` '2000. S atw KEW JERSEY gOrARY PUBUO Or n 2E 001 rpmmisslon tcDUes 12 J J MATT MAN, WEINROTH & MILLER Sharon Oras Morgan, Esq re 960068 SHERIFF'S RETURN - REGULAR LCP?IS??/I? CASE N0: 1999-032x0 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST NATIONWIDE MORTGAGE CORP VS. FYE WILLIAM S ET AL BRIAN BARRICK Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon JULIA A FYE the defendant, at 19:13 HOURS, on the 5th day of November 1999 at 401 NORTH WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 CUMBERLAND County, Pennsylvania, by handing to JULIA A. FYE a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answeri Docketing 18.00 P Service 3.72 Affidavit .00 Surcharge 8.00 iz. oh m s?t1ine, - $29. 1.2 11/08%1999 WEINROTH & MILLER by -b Sworn and subscribed to before me this day of 19 . A.D. OFFICE OF THE PROTHONOTA Court of Common Pleas Prothonotary TO: Julia A. Fye Date of Notice: November 29, 1999 FIRST NATIONWIDE, MORTGAGE CORPORATION COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff VS. JULIA A. FYE Defendant(s) NO. 1999-03230 NOTICE, RULE 237.1 IMPORTANT NOTICE You are in default because you have failed to take action required of you in this case. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help. Court Administrator - Cumberland County Carlisle, PA 17013 (717) 240-6200 NOTIFICACION IMPORTANTE Usted se encuentra en estado de rebeldia par no haber tomado is accion requirida de su parts en este caso. Al no tomar la accion debida dentro de un termino de diez (10) dias de esta notification, el tribunal podra, sin necesidad de compararecer usted en torte o escuchar prueba alguna, dictar sentencia en su contra, usted puede perder bienes y otros derechos importantes. Debe llevar esta notification a un abogado immediatamente si usted no tiene abogado, o si no tiene dinero suficiente pars. tal servicio, vaya en personal o llame por telefono a Is oficina, cuya direction se encuentra escrita abajp pars. averiguar donde se puede conseguir assistencia legal. NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. i ?, -. ?` ? .N q J ?~ ??- ? ? n_ ? ? ?- ' U ? ?? ?? ...7 ? ? I ? -- (J ? V cv.? . MATTLEMAN, WEINROTH & MILLER SUITE 2226 - LAND TITLE BUILDING BROAD AND CHESTNUT STREETS PHILADELPHIA, PA 19110 215-923-2225 ATTORNEYS FOR PLAINTIFF By: Sharon O. Morgan Attorney I.D. Number: 60068 FIRST NATIONWIDE MORTGAGE CORPORATION 5280 CORPORATE DRIVE FREDERICK, MD 21703- Plaintiff : COURT OF COMMON PLEAS : CUMBERLAND COUNTY Vs. : NUMBER: 1999-03230 : CIVIL ACTION MORTGAGE : FORECLOSURE COMPLAINT JULIA A. FYE 401 N WALNUT STREET FIRST AMENDED MT HOLLY SPRINGS, PA 17065-1508 Defendant(s) NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following ages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE, THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR - CUMBERLAND COUNTY CARLISLE, PA 17013- 717-240-6200 NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT 1. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within 30 days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the Judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. MATTLEMAN, WEINROTH & MILLER BY: Sharon Oras Morgan, Esquire Attorney ID#: 60068 Suite 2226 Land Title Building Broad and Chestnut Streets Philadelphia, PA 3.9110 215/923-2225 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff VS. NO.: 1999-03230 JULIA A. FYE CIVIL ACTION MORTGAGE 401 N. WALNUT STREET FORECLOSURE COMPLAINT MT. HOLLY SPRINGS, PA 17065-1508 FIRST AMENDED Defendants CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT 1. First Nationwide Mortgage corporation (hereinafter referred to as "Plaintiff") is a Mortgage Corporation conducting business under the laws of the Commonwealth of Pennsylvania and brings this action to foreclose the Mortgage between offlowid William S. Fye and Julia A. Fye, Mortgagors (hereinafter referred to as "Defendants") and National Homes Acceptance Corporation. Said Mortgage was dated October 12, 1971 and is recorded in the Office of the Recorder of Deeds and Mortgages in Cumberland County, Pennsylvania in Mortgage Book 541, page 29. A copy of the Mortgage is attached hereto and made a part hereof as Exhibit "A". 2. Said Mortgage was subsequently assigned as follows: a. to Federal National Mortgage Association, recorded on 4/17/72 in Mortgage Book 198, page 539. b. to First Nationwide Mortgage Corporation, recorded on 4/15/97 in Mortgage Book 545, page 117. As a consequence of that assignment, Plaintiff is the proper party plaintiff herein. 3. The Mortgage secures Defendants', Note dated October 12, 1971 in the amount of $23,000.00 payable to Plaintiff in monthly installments with an interest rate of 7.00%. A copy of the Note is attached hereto and made a part hereof as Exhibit "B". 3. The land subject to the mortgage is known as: 303 W. RIDGE STREET, CARLISLE, PA 17013-4011. A copy of the legal description is attached hereto and incorporated by reference. 4. The Mortgage and Note were executed by William S. Fye and Julia A. Fye. William S. Fye died on 1/14/97 and his interest vested to Julia A. Fye, his wife. The Defendant, Julia A. Fye is the real owner of the land subject to the mortgage and Defendant's address is 401 N. Walnut Street, Mt. Holly Springs, PA 17065-1508: 5. The mortgage is now in default due to the failure of the Defendant to make payments as they became due and owing. The following amounts are due: Principal Balance $ 5,044.08 Escrow Deficiency 66.73 Interest Calc. to 05/25/99 170.72 Accum. Late Charges 14.84 Property Inspection Fees 14.00 Attorney Fees 800.00 TOTAL $ 6,110.37 plus interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. 6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6, Section 403 (41 P.S. 403), a Notice of Intention to Foreclose Mortgage was sent to the Defendant by certified and regular mail on 2/8/98. A copy of said notice is attached hereto and made a part hereof as Exhibit "C°. A Notice of Homeowners' Emergency Mortgage Assistance is not required in said proceeding as the same is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 1707-1715z-18). Defendant has not cured the default. WHEREFORE, Plaintiff requests the court enter Judgment in Mortgage Foreclosure for the sale of the mortgage property in Plaintiff's favor and against the Defendant, Julia A. Fye in the sum of $6,110.37 together with interest from 5/26/99 at $0.97 per day, costs of suit and attorney fees. MATTLEMAN, 19EINROTH & MILLER BY: 14. SHARON GRAS M RGAN, E UIRE #60068 291/51675 rAR.19.1999 1:05PM G S W M M0.946 P.22 VERIFICATION I, J=y RV13TAD, state that I am the Foreclosure Supervisor of Northwest Mortgage Services, Inc., servicing agent for First Nationwide Mortgage Corporation Plaintif f herein; that I am acqua4nted with the facts set forth in the foregoing complaint; that the same are true and correct to the best of myJrnowledge, information and belief; and that this statement is made subject, to the penalties of IS Pa.C.S. section 4904 relating to the unsworn falsification to authorities. ... . JUDY RUSTAIY Foreclosure Supervisor i i N I roan No. 2171 FYYYry, - -•?1.. ? ' - T\N fry Y uN M nanlrr RnbN 1971 1 MORTGAGE VII\n.nnPt?. In.VNwM.rIY nna. In leV?hsn Mr NYn„( • IN N-N?,wl Nwata Ael. THIS INDENTURE, made and entered Into this I L day of October- 09 71 , by and between William S. Fye and Julia A. Fye, H/ W a••. :,..; •: t,•,. ;, .. (hereinafter whether one ormore, with their heirs, executors, administrators, and assigns, called the Mortgagorand National Homes Acceptance Corporation and existing oader the laws of Indihaa ?? • • ;? a corporation organized .' and having Its principal office and post office address in Lafayette, Indiana , ., ? (hmeinaftef with Its successors and assigns called the Mortgagee), RITNESSE -ti; that to.eeu a the payment of Twenty Three Thousand and No/100----.-- ,,• Dollars (s 23 000.00 with interest from date, at the rate .•• o[ ---.-oevea---...- :Per centum ( 7 ,z) per annum on the unpaid balance until paid, as pro- tided in a note of even date herewith, said principal and Interest being payable at the office of Ndtional Homes t!"., Acceptanee,Corporation: ,,...:::.tY..:.,:.... :,; .. .. In ...'.:. u ?;. • Lafayefote;. Indiana ,; ' , or at such other place as the holder may designate In writing, in monthly installments of One Htradred Fifty Three and 18/100---------------------- Do0aa (s 153.18 commencing on the first day of February .. , 1972 , and on ' the first day of each month thereafter until the principal and Interest are fully paid, except that the final payment of riecipal and interest, If not sooner paid, shalt be due and payable on the first day of January t1dd e , and also to'sec`ure the perfa metee o[ all covenants and agreements herein contained, the Mortgagor does by p-' Vase presents bargain; sell, give, imat,'and convey to the Mottgagee,•ALL the following-described teal estate situate In the Borough, d,+•,q,„ Carlisle Y County of ,yam Cumberland .. , and Commonwealth of Pennsylvania; to wit: , is 'ALL: THAT CERTAIN track of land with improvements thereon sifriate in the Borough of Carlisle, Curberland County, Penmsylvania; in accordance with Plaa:of D.. P. Raffensperger Associates; known as Lot No: 2, Block B, Elwood Plan of Lots recorded in Plan Book 22, page 18; known and numbered as 303 Ridge Street, Carlisle, Cumberland County, Pennsylvania. - BEING the same premises which Carlisle Opportunity Homes, Inc. by its deed dated October .iZ , 1971, and intended to be recorded prior hereto in the aforesaid Recorder's Office, conveyed unto the mortgagors herein. THIS IS A CORRECTED MORTGAGE RERECORDED • • I?I?B?111???19G?tld??l?l?U968 653251719DOT •?i n aoY W 00 e zPO W K-AT b N t ?n 0 SCOT a1 ?Yr••T ?- T >1 LO ^ae^s m 7't^a - ,wmoo Z?bO .L1 „N?YTO ? ?oo^ _J 1M? IV A scat SAS MdM1 LOOK 5d1 r4CE 29 e• • t , 4. That the Mortgagor will keep the Improvement now existing or hereafter erected on the premises covered hereby, insured as may be required from lima to time by the Mortgagee against lost by fire and nth at hazards, casu- allies andcohtingeo.eies In such amount and for such periods as may be required by Mortgagee, and will pay prompt. ly. when due, any premiums on such insurance for payment of which provision has not been made hercinbefore. All Insurmco $bell be ewrded lit companies approved by Mortgagee and the policies,and renewals thereof shall be held by Mortgagee and have attached thereto loss payable clauses in favor of and In form acceptable to the Mortgagee. to eveot.'of Into Mortgagor will give immediate notice by mill to Mortgagee, and Mortgagee may make proof of loss if not made D!romptif by Mortgagor,'end each lisurmce company concerned Is hereby authorised and directed to make 'I• payment W such loss directly to Mortgagee Instead of to Mortgagor and Mortgagee Wetly. and the Insurance pro- ceeds, or my part thereof, may be applied by Mortgagee at Its option either to the reduction of the Indebtedness hereby secured or to the restoration or repair of the property damaged. In the event of foreclosure of this oorigage or other transfer of title to the premises covered hereby In extinguishment of the Indebtedness *soared hereby, all tight, title and interest of the Mortgagor in end to any Insurance policies than inforce shall pan to the purchaser or grantee, S. That the Mortgagor will not suffer any lien superior to the lien hereby created to attach to or to be enforced . against the premises covered hereby, and will keep Said premises in as good order and condition as they now are, and will hot commit or permit my waste of said premises; reasonable wear and tear excepted. ti That the Mortgagor will pay all ground rents, rixes,aasesimenter'valer nice, andother governmental or municipal charges, fines or Impositions, for which provision has not been made beretbefore and that be-will prompt- . „ly deliver the official receipt therefor to the Mortgagee; and to default thereof the Mortgagee shall have the tight to PaY Same, •. The Mortgagee ahall•bsve the tight to make any'psyment ahlch the Mortgagor should have made, and the Mortgagee may stn pry any other sum that !s accessary to protect the sssurlty of thin InetrumesL AII.such sums, ss sell u all cost, paid by the Mortgagee pursuant to this Lrstrumeaq elull be secured hereby and shop beat in- terest al the rate 'set forth !n the note secured hereby from the date when anch sums are paid.. 7. 'hat i[ lake Mortgagor :hall refuse a neglect to make or t.?use to be made all necessary rcpalra to the mort- gaged property, then at the, option, of the Mortgagee, such repaira may be made at We expense of the Mortgagee, and the cost thereof, with Interest at the Same rate u the principal debt ehdl be added to and made,a part'of•the prinel- pat debt aeeared hereby. ^ t • , .•-, 6. That H ai any'tlmi, a„Writ of Fierl ac as or other execution is properly issued.pan a judgment obtained upon laid note, or If i Writ of Sclre Facias Is issued or other toneclosure proceedings Instituted upon this mortgage, an attomry'a co=I"Ioo for collection, vis: Ave per ceatum ( 5 %) of sald principal debt or *sum, 'shall be payable, and shall be recovered In addition to all principal and interest and all giber reeoverebte xunu'then due, besides costa of suit, and the Mortgagor does hereby expressly waive and mlinqulah ill benefit that may'aer'rue • to him by virtue of my and every law, civil or military, made or to be made hereafter exemptirig the mortgaged ,prem. ises or my other premises or property whatever, either real or personal, from attachment, le4y.and sale under exe- cutim, or any paitof the proceeds arising from any sale thereof, and all benefit of any stay of; iYecution or other process. .. 9. That should this mattgoge and the note secured hereby not b; eligible for Insurance under the National Hous• ing Act within six months (6) from the date hereof (written statement of my officer of the Department of Housing and Urban Development or authorized agent of the Secretary of Housing and Urban Development dated sub. , Sequent to the six months (6) time from the date of the mortgagee declining to insure said mortgage and note, being deemed conclusive proof of such ineligibility), the holder of the aforesaid mortgage and note, it sue. cescors or assigns may, at its option, declare the mortgage and note in defadlt and all sums secured heteby'Immedi. ately due and payable. - AmD PROVIDED ALSO, that when as soon as the principal debt or sum hereby secured shall become due and payable as aforesaid, or in case default shall be made In the payment of any installment of principal and Interest, or any monthly payment heteinabove provided for, or in the keeping and performance by the Mortgagor of any of the termite conditions or covenants of the mortgage or the rate secured hereby, It shall and may be lawful for said Mort- gagee forthwith to bring on Action of Mortgage Foreclosure, to sue out a Writ of Sclre Facias, or to Institute other foreclosure proceedings upon this mortgage, and to proceed to judgment and execution for recovery of said principal debt, all interest thereon, all sums advanced for payment of any ground real, taxes, water rents, charges, claims or insurance premiums as aforesaid, and all other recoverable sums, together with an attorney's commission for collec- tion, without further stay of execution or other process, any law, usage or custom to the contrary notwithstanding. The Mortgagor hereby waives and relinquishes unto and In favor of the Mortgagee,.611 benefit under the laws now in effect or hereafter passed to mile" the Mortgagor in any manner, or to reduce the amount of the note to any greater extent than the amount actually paid for the premises hereby mortgaged at the sale thereof in any judicial proceed- Ings upon the said note or upon this mortgage. BUT PROVIDED ALWAYS, that if said Mortgagor does pay or cause to be paid to the said Mortgagee, the afore. said debt or principal sum secured by this mortgage, on the day and time and In the manner hereinbefore mentioned togethei with interest and all sums advanced for payment of any ground rents, taxes, water rents, amount due under any prior Uen, charges, claims or insurance premiums as aforesaid, this Indenture, and the estate hereby granted shall cease and become void, anything hereinbefore contained to the contrary notwithstanding. The covenants herein contained shall bind, and the benefits and idvantages shall inure to, the respective heirs, executors, administrators, successors. and assigns of the potties hereto. Whenever used, the singular number shall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. r..`it. BOOK 511 PACE 31 0% 5-15 rAU1033 IN WITNESS 15'HER L•OF, the said Mortsa60r(s) to these Presents has hereunto set Dated the day and year first hereinabove written. • Styled, Seated, and Delivered in the Presence of • _ _ Julia A. Fye CERTIFICATE OF RESIDEINCE • d, • John If. Broujos eertly that the pprrect address of the within-named Mortgages Is Lafayette, Indiana Witness my hand this I day of^ Octop;`r? hand(s) and seals} • I [SEAL [SEAL] (SEAL] p.hereby j.. Ifl i` i I9 71 COMMONWEALTH OF PENNSYLVANIA, ) as: COUNTY OF Cumberland ) On this (Z day of 'October , A. D. 1971 , before me, • came the above-named William S. F ye and Julia A. *F) acknowledged the within indenture of Mortgage to be their some to be recorded as such. s WITNESS myhand and seal, the day and year aforesaid. NOTARY PUBLIC ?fsfe of Penns von is Mr Coamusloa Esp1m Ihrba t. ; afe of nns orlsrd curish, n. eomaernns e corded in At office for the redording of -Doeik ` Book and for Cumberland County.— PA. .u in V41.•css my hand and -seal of office) at i Carlisle; Pa. thi day of: 19 Re ordar .. u and 1 the , • .,iDy ,y:i A a C C a.z N .. • U -. .? 9 n e O_o r ? 'U '? ?,, •S ". U is • u: i Iv .i r, ,??•, O O u c• a z o " a t. In f- w < E . ., r 6• O J 1 1 e ' Yt• .? W G z ?"r C A d t1 J l •<->• . at U. „ • w,R• it fi'7 t O , ( y • ,A O o y Y. Z ? ,T., E? Z Z Lj m Y• O . .. Q E I w W a b b* 545 PACE1034 G a V . 00 U o = S + BB!)Ii 511 c(cE 32 set and deed, and K s ' Q FHA FORM No. 9171N RaiW tql Thh Is,m bwaN h CO see 16i w116 monaa[`ca tororrd jedcr rFi ,eso• b Isur-ls prer Us, lsleas of 16. NniossLHou.fot Aer. 23,000.00 Iffia 81lWII11f111101MR111 6eo 17-1 pHA E" 0. 441-204118-235 NOTE Carlisle , Pennsylvania. • 58325171ONTE October' /Z-. 19 71 FOR•VALOE•RECEIVED, the undersigned, WMJU rn S. Bye and Julia A. Fye, H/7 Promises to pay to National Homes AcceptancebColrpotrationad the Maker, Jointly and severally laws of Indiana , a corporation organized and existing under the ppaaI sum of Twenty Three Thousand and No/1?00-rci----e_2t'EO led as the Payee. the princi. (i 23, 000.00 ) with laterect from date at the rate of ------seven---- --- Dollars ceatum ( 7' %) per annum on the unpaid balance until paid. The said principal and interest shall be payable at the office of National Homes Acceptance Corporation in Lafayette, Indiana or At such other place .: as the holder may designate in writing, in monthly installments of One Hua?red Fifty Three 'w and 18%100----------?-- Dollars (S 153,18 Februa ), -commencing on the first day of serest arc full TY "' 1972 , and on the first day of each month thereafter until the principal and in. sooner td s6Paid, le except the final payment of the entire indebtedness evidenced hercby,_i(apt_ payable on the first day of January 2002 Privilege is reserved loyay the debt in whole or in an amount equal to one or more monthly pay ments on the principal next-due, on the fmtj,da of any month prior to maturity upon at least thirty (30) days prior written notice to the holder. Simultaneously with the execution of this Note the Maker has executed and delivered to the Payee a Mortgage sedured'opon certain premises situated.fo thecounty of Cumberland Commonwealth of Pennsylvania, more particularly destuibed in the Mortgage.. All of the terms, cove. amts,.previsions;.noaditlons,• stipulations and,agmemente contained in said Mortgage to be keptand performed. by the `Maker ire hereby made a part of this Note to the acme arises an d with the same force and effect as if they were fully set forth herein, and the Maker covenants and agrees to perform the " same, or cause the same to be kept and performed, strictly in accordance with the terms and provi- ai%i thereof. 11e whole of the principal sum or any part thereof, and of any other sums of money secured by the Mortgage given to secure this Note, shall, forthwith, at the option of the Payee or any subsequent holder hereof, become due and payable immediately, without notice or demand, if default be made in any payment under this Note, and if the default is not made good prior to the due date of the next such installment; or upon the happening of any default which, by the terms of We Mortgage given to secure this Note, shall entitle the Payee or any subsequent holder hereof, to., declare the same, or anypart thereof, to be due and payable. The Maker does hereby empower any attorney of any court of record within the United Statesor elsewhere to appeu for it, with or without a declaration filed, and confess judgment or judgments against it in favor of the Payee or any subsequent holder hereof, As of any term, forthe entire unpaid principal of this Note, and all other sums paid by the holder hereof to or on behalf of the Maker pursu- ant to the terms of this Note or said Mortgage, and aira.'rearages of interest thereon, together with costs of suit, attorneys' commission of five (5) ,X for collection, and a release of all errors, on which judgment execution or executions may issue forthwith. The Maker hereby waives the right of inquisition on all property levied upon to collect the indebtedness evidenced hereby and does volun- tarily coot the same and authorizes the Prothonotary to enter such condemnation, and waives and releases all laws, now in force or hereafter enacted, relating to exemption,•appraisement or stay of execution. 71e agreements herein contained shall bind, and the benefits and advantages shall inure to, the respective successors and assigns of the parties hereto. Wherever used, the singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITRESS WHEREOF, the Maker has caused these presents to be executed under seal the day and Yen fir, above,written. CSEAL] Wiuiarp S.Fy} 9"'." Q 'uL [SEAL] Judd. A. Fye ::----------- -- ------ ADa^••'_' dATI0N0• BY le es dent eie St BYi y b, lets Assistant Vice president -??- IN ? I 1 f K PRY TO TH"- ORD,.•! OF Fct7:RAL IL'.Tlu /,,u,,1URGE ASSU' flux no a m ? J?-•/ By (, sa•"c i C Ty?m > i ° Assitlant Vice President •t o ' c, bl09 NHT C. GREENE e ; .4 y I -s r • i a m WITHOUT T RECD i PAY 70 THE ORDERR?e KI in ? I) ADVANCE MORTGAGE CO000TION s '^ 1 60YL•ry:L:i YAlIG ASSOCIAUOfl a ^' o UORMW n o s z rx G / - _ 9m sn T Atlornty . in •fe I e w. I EOARERT C. ?CAEEBE-? I m !I e"i •• I 7pi 1 v a P L `•'J6 __Z w16 DATE: 02/08/99 CERTIFIED MAIL JULIA A FYE 30W RIDGE S'1• CARLISLE PA 17013-4011 DEAR MORTGAGOR: RE: LOAN NUMBER: 68320092 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 653251092 WIR5T' NA1'_'UNWIDE MOR'T'GAGE CORPORAVION OF GAITHERSBURG, MARYLAND IS ?HE HOLDER/SERVECER U;= A MORTGAGE ON YOUR PROPERTY LOCATED AT 302W RIDGE ST CARLISLE "A 57013-4011 YHE PAYMENTS UN THIS MORI GAGE ACCOUNT ARE IN SERIOUS DEFAULT IN THE aull $620.60 ?. umpUIE; i^-:£? r'JL._UW: 3 MONTHS (?' 0 MONTHS I_1 LATE CHARGES DAD CHECK FEE 8 _ $20206 $.00 •- $606.15 $. 00 $7.42 7.1:0 $y. Y') '.U . 0 (: t62? ? i ?, "GO MAY CURE THIS nEFAUL F W! fH!N 'T'HIRTY 00) DAYS OF THE DA 0 OF THIS 4-71 ER , if F ZING i'U 1% .+N!ilcR l.;A ED , IHF ABOVE IMOUN! _Jr 1620.60 LJS ANY AUDiTIONAL MONTHLY PArMENTS AND LAZE CHARGES WHICH MAY FALL :R I NA l ...ONS i....L ..:.):': I .nL _il<f`'•Ji?.;'i1 .. .f r1 290 ...:r;i,:.'tFi''... :.r>.:VE :DERIh., MARYLAND n! 1 .^.. ...' ice. ?u r'1 ... .. .. "Oh m, wzp? of". y! .. .u ..,..ice u.. ?. . .. OA'1E : 02/06499' RE: QOAN NUMBER:. 5032517192 PAGE TWO PA ACT 6 FOR FURTHER ASSISTANCE, YOU MAY CALL TOLL-FRE.E 1-000-733-3238 FOR *THE 'T'ELEPHONLNUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA.. r IF YOU DO NOT CURE THE DEFAULT W'I'THIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE= CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE P'AYMENT'S. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE. THE CHANCE TO PAY OF'F THE ORIGINAL MORTGAGE IN MONTHLY INSTALLEMENTS. IF FULL. PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORP'ORAT'ION ALSO IN'T'ENDS 'T'O INSTRUUT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROP'ERT'Y. IF THE MORTGAGE: IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF" TO PAY OFF THE MOR'T'GAGED DEB'T'. IF' FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YOU CURE THE DEFAULT DEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE 'I'll PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAItIST YUU, YOU DILL HAVE TO PAY THE REASONABLE AI IORMEY'S FEES EVEN IF THEY ARE OVER $50.00. ANY AT'TORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE REASONABLE COSTS. IF YOU CUR_.' THE DEFAULT WITHIN THE THIRTY DAY PERIOD, YOU BILL NOT BE REQUIRED TO PAY ATTORNEY'S FEE'S. BST NAf'IUNWID_ MORI'Ge.,j E. CORPORATION MAY ALSO SUE YOU PERSONALLY FOR THE A'-'cA_O -'RKLIP'AL ::'rJ_,'1NUL: AND ALL. OTHER IU I DUE UNDER THE MURTGAGL.. ..,_ YOU 1-i''_' 'WT , .•s4 CI,"rtED 'f Pi ?c.Fr-iUL. i,Jii'F'1N !'1iE TT-liii'f'Y DAY PL:!t0a AND F OREL LUSURE P'ROT&DiNGS w iAVE .EGi1N, YOU bl ILL HAVL I HE RIGH f iU CURE *THE .DEFAULT AND PREVENT !'i'iE SALE AT ANY TINE UP TO UNE HOUR BEFORE THE 5HERIFI ' i F ORECLUSUi16. SAL.L ., YOU MAY DO SO BY PAYING IHL TOTAL. AMOUNT bl= THE UNPAID MUNTHLI' PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE RIASONAILF_ ATTORNEY'S FLEA AND LUSTS CONNECTED WITH THE :=URECLUSURE SALE AND PERFORM ANY ;._7F'ER Rl wuIR MENTS UNDER THE MORTGAGE. 1! lb ESI IMA f ED i l-!A'I (FITS EART._IE S'I DA'I L'. T'HA'I- ;:UCH A SSE fa -LFP ' S GALL KULD NELi WOULD __ FII'I'ftL'"Ii _...Y '.c;) Mi.t'N'i;,W FROM ''HE ,)AfE OF I 'H. :S r••_ .. • nE ,'E. 1: :.. mum, i" r :L:. ??IiIG...4.ji ?`i1Li._.:....?: ii? ,.-...._ fli:.. .01F?:'.)L '_L . .r ... .. ._.. "An . ? fou r .I. M17. v. AL DATE :: 02/ 08/99 RE: LOAN NUMBER: 68320702 PAGE THREE -r PA ACT 6 YOU SHOULD REALIZE'THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BL, STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS 70 HELP PROTECT YOUR INTEREST IN THE PROP'ERT'Y. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OF'F THIS DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT -1.0 SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFERREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED fHAT ALL THE OUTSTANDING PAYMENTS, CHARGES, AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINT UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHf TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACT ING- ON YOUR 1EHA'_F, IF YOU CURE THE DEFAULT, .HE MORTGAGE WILL BE RESTORED TO T'HE SAME POSITION AS IF NO DEFAUL f HAD OCCURRED. HOWEVER, YOU ARE NOT EITITLED TO THIS RIGHT TO CURE YGUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR. WINCIRELf, WOLLES UN DEPARTMEt i-200-898-5002 Z 98§ :D! 2n? DATE: 02/08/99 CERTIFIED MAIL . UL'dA A FYE. 401 N WALNUT' ST LOAN RE t LOAN NUMI{ER MT HOLLY SPRINGS PA 17055-1508 68325171?2 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: DEAR MORTGAGOR: 6832517192 FIRS 1 NATIONWIDL MORTIAGE CO'f I--RATION OF GAITHE'RSkIURG, MARYLAND IS THE HOLDER/SL•'RVICER O A MORTGAGE ON YOUR PROPERTY LOCATED A1' a03W RIDGE S'f 12ARLISLE PA 17013-4011 THE PAYMENTS ON THIS hiCiR'!'GA(:,L' ,.C(,OUN'T ARE If'1 SERIOUS DEFAULT IN THE Am"Jug'T Ur' $.620.60 CC::",F'L! fc:J . FOLLOWS: 3 MON'T)`IS ;07.06 = 9i606.1 0 MON'T'HS 1.00 = $,0U LATE CHARuo; 42 BAD CHECK PEE' OTHER ....,.__. S S1. ':.v MAY LURE THIS DEFAULT 01rHSN :":dIRTY 00) DAYS OF THE DA Q OF THIS '(1 H VW ,,.E:C!Vc r,MOUN"; OF 9:•50. uro` ..L_'': ANY ADDITIONAL MON'T'HLY . A MEN1Q AWD LATE (Fd r WHICH A!t„LS MAY :'ALL "I DURINU THIS I'mun pit's:'! iJa i ....'`. 1.1.... c :'i'..00nun ...,..'Til"u"A:?a I ..... 4200 ... 1.!:'i. ... ? .... y11%, .. ,.i iia G. _'. i.. I': ,.::'I:Yl. :9!'411 217% "'. ... .,. sox 104, nm-:. n, L. ., .. ..I 11.' xy ..'.L._, .... .. i1d -t- DATE: 02/OSIT9. RE: LOAN NUMBER: "6532'51'71Y2 PA ACT 6 PAGE TWO F'OR FURTHER ASSISTANCE, YOU MAY. CALL TOLL-FREE 1-500-733-3238 FOR THE T'ELEP'HONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO N07 CURE THE DEFAULT WITHIN THIRTY (30) DAYS, FIRS f NATIONWIDE MORTGAGE CORP'ORAT'ION 'I'NT'ENDS TO EXER'C'ISE ITS RIGHT TO ACCELERATE THE MORTGAGE PAYMEN'T'S. THIS MEANS THAT WHATEVER 15 OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONS'I'DERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INST'ALLEMENT'S. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRT'Y (30) DAYS, FIRST NAiIUNWIDE MORTGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY iO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED P'ROP'ERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PROPER Y WILL BE SOLD BY FHE SHERIFF TO NAY OFF THE MORTGAGED DEBT. IF FIRST NATIONWIDE MOR'T'GAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE 'TU PAY THE REASONABLE ATTORNEY'S F'E'ES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED nGAIRST Y;TU, YUCJ WILL HAVE TO PAY THE REASONABLE AT'T'ORNEY'.: FEES EVEN IF THEY ARE OVER $50.00. ANY AT'TORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE F'IRS'T NA'T'IONWIDE MORTGAGE CORPOR.A110N, WHICH MAY ALSO INCLUDE THE REASONABLE CUSPS. IF YOU CURE :'HL" DEFAULT WITHIN THE CHIRTY DAY PERIOD, YOU WILL NUI BE REQUIRED TO PlY AT°TORNL-Y'S FEES. ':.CRS f AA FXWNWID'E' T•i(: R I GAGE ••_'r?..'..:: N MAY ALSO SUE YOU V EK LLY FOR THE 0046.0 PY.N004 1ALANL.... ANL ._... K HK _UK Di: UNDE. S 0E E .-ai8i t.tA6a. Yu;_ i;Avs NUT' CURED .''«!:_ DEFAUL.' W17HIN fHE THIRTY SAY "_KOD AND r. .. , Ll.:_1.;.. t?i ;: h'!{(; L'EGDiI'll...`.i HAVE B:.is l!!+, YOU STILL HAVE Ihr_ ::. Ui-1! i(r LUKE i'HE D'"AUL 'i AND PRE'VENf THE GAL= At' ANY fIME UP TO ONE HuuR BEFORE THE wi-.r_':•. rr'.. r'?;RE.t:LUSURL'_ (iiALa .iU ,. 1)U „J BY PAYING :'•df- iC.;L .=?HUUN1' OF T! ii UNPAID MONTHLY PAY•ME'ti t'S PLUS ANY I_A I'E OR OTHER CHARGES THEN DUE, aS )JELL Al !ME REASDNABLE; AT7 UAgS '' 3 FEE i .c. ' f'H THE S AND COSTS CONNECTED bJ1 • ..rNEILGSUR, SALE AND PERFORM %Nw .. , HER R5QUIREmE:NTS UNDER QE mK rGAGE. _ ; Q i_._ i iY.i't KD Thn I i HI:. &A E' :r FcL...f AIE. ;:!A'i L:.;Pi R EHr_i't1F:- SAL! ',:;OULll .. SE r!cL.l MULL OE AFr,'jY?.iM/,t!_._ ;a.A _.. M'::i70E= r!?U^ .'i-:c DA'i_. IS THIS ph"VL • e , . _._L. at ..._;?. all UK._ .. no .'. T A 1:4 4-0 .. A. no ' Lot DATLQ 02/08/99 RE: LOAN NUMBER: 613S250192 PAGE THREE PA ACT o YOU SHOULD REALIZE THAT A SMEkIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED P'ROP'ERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PROPERTY AFTER THE KHERIFF'S SALE, A LAWSUIT COULD BE SMARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INT'ERES'T' IN THE PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS DEBT , OR TO E04ROW MONEY FROM ANOTHER LENDING INSTITUTION fO PAY OFF fHIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE h'XOPERTY SUBJECT TO THE MORTGAGE 10 A BUYER OR TRANSFERREE WHO WILL ASOUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING P'A'YMENTS, CHARGES, AND AT'TORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER ?L UIRIMKTS UNDER T'HE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXI,?,'f. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD &ART" ACT 1% 34 YOUR BE: i0 . IF YOU CURE THE DEFAULT, rHE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD jCCURRE'D. HOWEVER, YOU ARE NCT _NT'ITLED IO THIS RIGHT fU CURL' YOUR DEFAULT MORE THAN THREE TIMES IN AN'Y CALENDAR YEAR. __K _,_Y 2OLL0_"UN DEPAR f: 0 1 -zUt1-?8S-500' OCT 12 199 MATTLEMAN, WEINROTH AND MILLER BY: SHARON ORAS MORGAN, ESQUIRE ATTORNEY ID NO.: 60068 2226 Land Title Building 100 South Broad Street Philadelphia, PA 19110 (215) 923-2225 Attorney for Plaintiff(s) FIRST NATIONWIDE MORTGAGE CORPORATION: COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff VS. NO.: 1999-03230 WILLIAM S. FYE AND JULIA A. FYE Defendants ORDER GRANTING PLAINTIFF LEAVE TO AMEND COMPLAINT PURSUANT TO RULE 1033 This matter being opened to the Court by Sharon Oras Morgan, Esquire, attorney for First Nationwide Mortgage Corporation, upon a Motion for Order Granting Leave to Amend Complaint pursuant to Rule 1033, and the Court having reviewed and considered the pleadings submitted in connection with this matter, and for good cause shown; ,??p{??" IT IS on this A?' day of Oel? 1999 ORDERED that the Motion to Amend Complaint is hereby granted; Plaintiff is hereby granted leave to file an Amended „Complaint within 20 days of entry of this Order. BY THB OC ?- J. -1q- 9 Alk ,.?> ,:= = 1 ?; _; '? ? ?. , Ci•''" ??`' ' l? : ? t' J i i.' L. CL ' ?? L`. r + (_! O ? U MATTLEMAN, WEINROTH AND MILLER BY: SHARON ORAS MORGAN, ESQUIRE ATTORNEY Ill NO.: 60068 2226 Land Title Building 100 South Broad Street Philadelphia, PA 19110 (215) 923-2225 Attorney for Plaintiff(s) FIRST NATIONWIDE MORTGAGE CORPORATION: COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff V8. NO. 1999-03230 WILLIAM S. FYE and JULIA A. FYE Defendants MOTION FOR LEAVE TO AMEND COMPLAINT TO THE HONORABLE JUDGES OF SAID COURT: AND NOW, comes Plaintiff, First Nationwide Mortgage Corporation, by its attorney, Sharon Oras Morgan, Esquire and moves this Honorable Court for an order granting leave to file an Amended Complaint, and avers in support thereof: 1. Plaintiff filed suit against Defendants, William S. Fye and Julia A. Fye in Mortgage Foreclosure. A copy of the Complaint is attached hereto as Exhibit "A", and is incorporated herein by reference as if fully set forth at length. 2. Subsequent to the filing of the Complaint, service was attempted on the defendants by the Sheriff of Cumberland County. The Sheriff's Return indicated that the defendant, William S. Fye is deceased. A copy of the Sheriff's Return is attached hereto and made a part hereof as Exhibit "B". 3. Plaintiff's counsel ordered a death record search a r from Confidential Services, Inc. A copy of the Affidavit of Good Faith Investigation is attached hereto and made a part hereof as Exhibit "C", which indicates that the defendant, William S. Fye died on 1/14/97. 4. Upon the date of Williams. Fye's death, his interest vested to Julia S. Fye, his wife. 5. Plaintiff proposes to Amend the complaint solely to list Julia A. Fye a defendant. The Complaint will state that William S. Fye died on 1/14/97 and his interest vested to Julia A. Fye. A copy of the proposed Amended Complaint is attached hereto as Exhibit "D" 6. Plaintiff proposes to Amend the caption of the complaint to list Julia A. Fye as a defendant. 7. Defendants will not be unduly prejudiced or surprised by Plaintiff filing the proposed Amended Complaint. WHEREFORE, Plaintiff, First Nationwide Mortgage Corporation, respectfully requests that this Honorable Court grant Plaintiff ,s: Motion for Leave to Amend the comp int. I i SHARON'OPAS MORGAN, ES I E ID NO. 60068 A F MATTLEMAN, WEINROTH AND MILLER BY: SHARON ORAS MORGAN, ESQUIRE ATTORNEY ID NO.: 60068 2226 Land Title Building 100 South Broad Street Philadelphia, PA 19110 (215) 923-2225 Attorney for Plaintiff(s) FIRST NATIONWIDE MORTGAGE CORPORATION: COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff vs. NO.: 1999-03230 WILLIAM S. FYE and JULIA A. FYE Defendants CERTIFICATE OF SERVICE I, do certify that service of a true and correct copy of the within Motion to Amend Complaint was mailed to the following individuals named by first class mail on 8th day of October , 1999: TO: Julia A. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Sharon Oras Morgan, g s re Attorney ID No. 60068 S I EXHIBIT "A" MATTLEMAN, WEIbIROTH & MILLER SUITE 2226 - LAND TITLE BUILDING BROAD AND CHESTNUT STREETS PHILADELPHIA, PA 19110 215-923-2225 ATTORNEYS FOR PLAINTIFF BY: Sharon 0. Morgan Attorney T.D. Number: 60068 ••(??(?((``'???? / •//) aaaaaacaaaavaocaaaceaoaaaeaacvaaaaaaaca¢caacaaacccecccacceo'?- ??? £=aac FIRST NATIONWIDE MORTGAGE CORPORATION 5280 CORPORATE DRIVE FREDERICK, MD 21703- Plaintiff V8. WILLIAM S. FYE 401 N WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 COURT OF COMMON PLEAS CUMBERLAND COUNTY NUMBER: CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT JULIA A.. FYE i ~ 401 N WALNUT STREET ° ?y 3a?• MT HOLLY SPRINGS, PA 17065-1508 Defendant(s) - G C C ,c'? .... '..:n.. JTn n NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following ages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO F10 OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR - CUMBERLAND COUNTY CARLISLE, PA 17013- 717-240-6200 1 f * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT ********************************************************************** 1. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within 30 days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the Judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. I MATTLEMAN, WEINROTH & MILLER BY: SHARON GRAS MORGAN, ESQUIRE Attorney ID#: 60068 Suite 2226 Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 215/923-2225 Attorneys for Plaintiff First Nationwide Mortgage Corporation COURT OF COMMON PLEAS 5280 Corporate Drive CUMBERLAND COUNTY Frederick, MD 21703 VS. Plaintiff No. : q9 - 3 a3fJ , ss?-??,r, CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT William S. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Julia A. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT 1. First Nationwide Mortgage Corporation, (hereinafter referred to as "Plaintiff") is a Mortgage Corporation, conducting business under the laws of the Commonwealth of Pennsylvania and brings this action to foreclose the Mortgage between William S. Fye and Julia A. Fye, Mortgagors referred to as "Defendants" and National Homes Acceptance Corporation. Said Mortgage is dated October 12, 1971 and was recorded in the Office of the Recorder of Deeds and Mortgages in Cumberland County, Pennsylvania on October 13, 1971 in Mortgage Book 541, page 29. A copy of the Mortgage is attached hereto and made a part hereof as Exhibit "A". 2. Said Mortgage was subsequently assigned as follows: a. to Federal National Mortgage Association, recorded on 4/17/72 in Mortgage Book 198, page 539. b. to First Nationwide Mortgage Corporation, recorded on 4/15/97 in Mortgage Book 545, page 117. As a consequence of that assignment, Plaintiff is the proper party plaintiff herein. 3. The Mortgage secures Defendants' Note dated October 12, 1971 in the amount of $23,000.00 payable to Plaintiff in monthly installments with an interest rate of 7.00. A copy of the Note is attached hereto and made a part hereof as Exhibit "B". The land subject to the mortgage is: 303 W. RIDGE STREET, CARLISLE, PA 17013-4011. A copy of the legal description is attached hereto and incorporated by reference. 4. The Defendants, William S. Fye and Julia A. Fye are the Real Owners of the land subject to the mortgage. The Defendants' mailing address is 401 N. Walnut Street, Mt. Holly Springs, PA 17065-1508. 5. The Mortgage is now in default due to the failure of the Defendants to make payments as they became due and owing. The following amounts are due: Principal Balance $ 5,044.08 Escrow Deficiency $ 66.73 Interest Calculated to 05/25/99 $ 170.72 Accum. Late Charges $ 14.84 Property Inspection Fees $ 14.00 Attorney Fees $ 800.00 TOTAL $ 6,110.37 plus interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. 6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6, Section 403 (41 P,S. 403), a Notice of Intention to Foreclose Mortgage was sent to the Defendants by t regular mail and certified mail on 2/8/99. A copy of said notices are attached hereto and made a part hereof as Exhibit "C". A Notice of Homeowners' Emergency Mortgage Assistance is not required is said proceeding as the same is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 1707-1715z-18). The Defendants have not cured the default. WHEREFORE, Plaintiff requests the court enter Judgment in Mortgage Foreclosure for the sale of the mortgage property in Plaintiff's favor and against the Defendants, in the sum of $6,110.37 together with interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. MATTLEMAN, WEINROTH & MILLER BY: Ya4m Sharon Oras Mora AA, Esquire ##60068 291/51675 PIFrK.17.1777 1 107r'I'I b 5 W I'I Irv. 7-lo VERIFICATION I, MY RUSTAD, state that I am the Foreclosure Supervisor of Northwest Mortgage Services, Inc., servicing agent for First Nationwide Mortgage Corporation Plaintiff herein; that I an acquainted with the facts set forth in the foregoing complaint; that the same are true and correct to the best of my knowledge, information and belief; and that this statement is made subject. to the penalties of 18 Pa.C.S. section 4904 relating to the unsworn falsification to authorities. 3V Y RUSTAD Foreclosure Supervisor 1TttESSETH,tbs t to secure the payment 0. Twenty,Three Thousand and No/100-------- ---------------------- Dollars (S 23, 000.00 ), with Interest from data, at the rate p. ..: of --_-.soven-;------- per eentum - ( 7 .)f) per annum on the unpaid balance. until paid, as pro. - vided In a note of evea date herewith, sold principal and Interest being payable at the office of National Horne$ . • ., Acceptal3co,Corporation: , ....•;::.;• . ,..•.... In j.. Lafayette, Indiana • , or at such other place as the holder may designate in writing, in moathly Installments of One Htn dyed Fifty Three and 18/100---------------------- Dollars (S 153, 18 '. ), commencing on the first day ofFebruary , , 1972 , and on ' the first day of each month thereafter until the principal and Interest are fully paid, except that the final payment of tg,94principal and Intereet, if not sooner paid, shall be due and payable on the first dry of January `tyd o , and also to secure the performance of all covenants and•sgleemeats herein contained, the Mortgagor time by as, presents bargain, sell, give, grant, and convey to the Mortgagee, ALL the followingdeoedhed real estate situate in the Borough.. of- Carlisle , County of Cumberland , and Commonwealth of Pennsylvania; to wit: , .. ALL THAT CERTAIN tract of land with irnprovernents thereon aiiiiate in the Borough of Carlisle, Curberland County, Pennsylvania; in accordance with Plan of D.. P. Raffensperger Associates; known as Lot No. 2, Block B, Elwood Plan of Lots recorded in Plan Book 22, page 18; known and numbered as 303 Ridge Street, Carlisle, Cumberland County, Pennsylvania. BEING the same premises which Carlisle Opportunity Homes, Inc, by its deed dated October .12 , 1971, and intended to be recorded prior hereto in the aforesaid Recorder's Office, conveyed unto the mortgagors herein. THIS IS A CORRECTED MORTGAGE RERECORDED O a ti nPn ' aan1a ppINxn1aaRrIaamQer? +soo '••? WI,Y1[I??WY?Ya1WY1?If41YY Yaa,????? t? iwK 683251710DOT s tie+ .(NZ ?- T N0. 11 ,e tYl. raw Y aeN Y nW,1Yn a.I,re.,, lnl _ -?.?.MORTGAGE` ilia ewnAPe In,wea?w4, SM to levtewn•• ReeYNn, Y • IM Nu Y,wl Nw,lry Aer, THIS INDENTURE, made and entered Into this L day of October' .19 71 , by and between William S. Fyn and Julia A. Fye, H/ W .• ..,.,,. , .., .t (hereinafter whether one or more, wfththeir helm, executors, administrators, end assigns, callod the Mortgagor), and National Homes Acceptance Corporation ised .. . a corporation organ7 and existing under the laws of Indiana and having Its principal office and post office addiess in Lafayette, Indiana (hereinaftet with Its successors and assigns called the Mongagael A"1IW F. feM vcTo s .... ''-' .. x• A Orae^s T 00 t. .,> r O ./i Nyn'O H SOOT O\ Yry'•?n ••f, Cih,O ti0?• _y .eNi N n XM 54S tfcEM WK 5:11 PiGE ?? ksmara iOn v ;tittOJ't) D* t 4. That the Mortgagor will keep the improvements now existing or hereafter erected on the prcmisea covered hereby, eaumed a may be required from time to time by the Mortgagee against loss by fire and other hazards, emu. allies and cohtingencles In such amounts and for such periods as nay be required by Mortgagee, and will pay prompt. ly, when due, any premiums on such Insurance for payment of which provision has not beta made heminbefore. All Insurance shall be carried In companies approved by Mortgagee and the policies.end mantels thereof shall be held by Mortgagee and have attached thereto lose payable clauses in favor of and In form acceptable to the Mortgagee. In e- on of loss Mortgagor will give immediate notice by mall to Mortgagee, and Mortgagee may make proof of loss if ant made,promptly' by Mortgagor, *and each Insurance company-concerned is hereby authorized and directed to make payment lot such cats directly to Mortgagee Instead of to Mortgagor and Mortgagee jointly, and the Insurance pro- coeds, a any part thereof, may be applied by Mortgagee at Its option either to the reduction of the indebtedness hereby secured or to the restoration or repair of the property damaged, In the event of foreclosure of this mortgsge or other transfer tof Utle to the premises covered hereby to extinguishment of the indebtedness secured hereby, all clot, lilts and Interest of the Mortgagor In and to any Insurance policies then In force shall pass to the purchaser or grantee. S. That the•Mortcocof will not suffer any lien superior to the lien hereby crated to attach to or to be enforced against the premises covered hereby, and will keep sold premises In as good order sad condition as they now are, and will not commit or permit any waste pf said pienista; reasonable weir and tear a= to 6. That the Mortgagor will Day all ground mots, ta:co,• assessmeni;''water rates, tad.other . governmental or • municipal charges, fees or Impositions, for which provison has not been made he etnbefote and that he -will prompt- , ly deliver the official receipts therefor to the Mortgagee, and In default "real the Mortgagee shall have the eight to pay same. The Mortgagee shall-have the right to make any payment which the Mortgagor should have made, and the Mortgagee may also pay any other sum that Is necessary to ptolect the security of this Instrument. All,such sums, as well as all costs, paid by the Mortgagee pursuant to this Instrument, shall be secured hereby and shall beat in- tereil at the rate set forth In the note secured hereby from the date when such sums are paid. 7. That It the Mortgagor shall refuse or neglect to make or cause to be made all necessary repairs to the mort- tKed property, then at the, option of the Mortgagee, such repairs may be made at the expense of the Mortgagee, and t I e cost debt sheared hewith re interest at the same rate as the principal debt shall be added to and made a pan'of•the princi. g, That U at sny_ tlmq, .Writ of Fleri Feels s or other execution is properly esued..open a Judgment obtoeed upon sold note, or If a Writ of Shire Facas is lssued or other foreclosure proceedings Instituted upon this mortgage, an attorney's commission for collection, viz: five •. per centum ( 5 1M) of said principal debt a'sum, 'shall be payable, and shell be recovered in addition to all principal and interest and all other l e a arimarthen dua, besides costa of suit, and the Mortgagor does hereby expressly waive and mLnqulsh ell benefit that me 'aecroa to him by virmh of any and every law, civil or military, made or to be made hereafter exempting the,mortgsgedm- fees or =,- other premises or property whatever, either real or personal, from attachmen t, Iei'y ,and sole under,prcexe• cuton, or any part of the proceeds arising from any sale thereof, and all baneit of any stay of ex otlon O r a ther process. .. 9. That should this mortgage and the note secured hereby not be-eligible for Insurance under the National Hours. ing Act within six months (6) from the date hereof (written statement of any officer of the Department of Housing and Urban Development or authorized agent of the Secretary of Housing and Urban Development dated sub- sequent to the six months (6) time from the date of the mortgage, declining to insum said mortgage and note, being deemed conclusive proof of such ineligibility), the !alder of the aforesaid mortgage and note, its euc. eessers or assigns may, at its option, declare the mortgage and note in defedlt and all sums secured hmeby'immedi- ately due and payable. AND PROVIDED ALSO, that when as soon as the principal debt or sum hereby secured shall become due and payable as aforesaid, or In case default shall be male In the payment of any Installment of principal and Interest, or any monthly payment herelosbove provided for, or in the keeping and performance by the Mortgagor of any of the terms, conditions of covenants of the mortgage or the note secured hereby, it shall and may be lawful for said Mort- gagee forthwith to bring an Action of Mortgage Foreclosure, to sue out a Writ of Sctre Facias, or to Institute other foreclosure proceedings upon this mortgage, and to proceed to juftnent and execution for recovery of said principal debt, all interest thereon, all sums advanced for payment of any ground rent, taxes, water tents, charges, claims or insurance premiums as aforesaid, and all other recoverable sums, together with an attorney's commission for collet. tia, without further stay of execution or other process, any law, usage or custom to the contrary notwithstanding. The Mortgagor hereby waives and relinquishes unto and In favor of the Mortgagee,. all benefit under the laws now in effect or hereafter passed to relieve the Mortgagor in any manner, or to reduce the amount of the mole to any greater extent then the amount actually paid for the premises hereby mortgaged at the sale thereof in any judicial proceed. Into upon the said note or upon this mortgage, BUT PROVIDED ALWAYS, that if said Mortgagor does pay or cause to be paid to the said Mortgagee, the afore. said debt or principal sum secured by this mortgage, on the day and time and In the manner hereinbefore mentioned togethei with intetesl and all sums advanced for payment of any ground rent, taxes, water rent, amounts due under any prior Item, charges, claims or insurance premiums as aforesaid, this Indenture, and the estate hereby granted shall cease and become void, anything hereinbefore contained to the contrary notwithstanding. The covenants herein contained shall bind, and thebenefits and advantages shall inure to, the respective heirs, executors, administrators, successors, and assigns of the parties hereto. Whenever used, the singular number shall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. µ 7. y.rN: 60Df 541 PACE 31 eo?i 545 PAU1033 IN WITNESS WHEREOF, the said Mortgagor(s) to these Presents has hereunto set Dated the day and year first hereinabove written. r ' Signed, Seattd, and Delivered in the Presence of • _ _ ?,- _ Ora./,. ,? SZ hand(s) and sesl(s} I [SEAtZ] [SEALD LSEAQ .; as;heieby 19 71 COMMONWEALTH OF PENNSYLVANIA, ) Y )as. COUNTY OF Cumberland ) On this I Z day of 'October , A. D. 1971 , before me, came the above-named William S. Fye and Julia A.,,ry v., -H/W and acknowledged the within indenture of Mortcage to be their act and deed, and desired the' came to be recorded as such. s• . ' s WITNESS my'hmd and seal, the day and year aforesaid. Julia A. Fye CERTIFICATE OF RESWENCE •I,' John H. Sroujos certify that the correct address of the within-named Mortgagee Is Lafayette, Indiana Witness my hand this 12 day of^ October\ NOTARY PUBLIC My comm nita r:pino thteam s, eurtsle, h Camaerlard c a• 0 N • U •? -•? n e? u-E _ d?? V .., u + a a ; m b o g. a .. f4 V M ' O O 4 e O o (? y i, a ti O ,Z Uri .r, y "'f! .. u T_ ' ••o • L? .s 0 r_ r t s r? Id O t N c s? z 0 o 9 ~ . { . ? • p Y x U A. U 7 0 K W 0 0 O o 0 c7 er Fete of Pennsylvania ,. ounty of Cumbedand worded a; the office for One recording of •(?eo&. .rr c0ook -_ Vol. ' 5315 11 1sage a oil, \V;I cis my hand and-seat of office: et Corfisle;1iaj t, i day of! •, lL R_ 19 ?^ ' ' ••••• Riwrdar Q fi* 545 rAcf1034 U U o s 6"K 511 PAcf 32 C Y 0017-?Y FHA FORM NO. 9171H RaYrrM tql 'y'+ Thla tore Is Sol to coaamtl6C` fHA CASE NO. rlt6 mortgaeca loaoredA'adm tAa' w' oaa-ta tauniaelly Nat1"al•HoaaiasyrorAct. ialwa a( NOTE 441-204118-235 tMa I?t ?p S 23,000. 00 ll Carlisle Pennsylvania. „?. 88325171oNTE ut1 IU?7 October-- /L 19 71 • FOR'VALDE•RECEIVED, the undersigned, William S. Fyo and Julia A. Fye, H/W her c Promises to pay to National Homes Acceptance aCorporatiolad the yaker. Jointly and severally laws of fndious, , ¦ corporation organised and existing under the or order, hereinafter designated as the Payee, the princl. ppa?l sum of Twenty Three Thousand aiid No/100............................ Dollars (i 23, 000.00 with Interest from date at the rate of ------ seven ----------- - centum ( Y per annum on the unpaid balance until paid. The said principal and interest shall be payable at the office of National Homes Acceptance Corporation in Lafayette fndiasta or it such other place ' as the holder may designate in writing, fn monthly installments of One Htmt?red Fifty Three and 18%100--------- -- Dollars (S 153.18 commencing on the first day of i Februa 1972 , and on the first day of each month thereafter until the principal and in. terest are fully paid, except that the final payment of the entire indebtedness evidenced hereby, sooner paid, 6hd1 be due and payable on the first day of January 2002__ Privilege is reserved lo;pay the debt In whole or in an amount equal to one or more monthly pay. ments on the principal next due, on the firstday of any month prior to maturity upon at least thirty (30) days prior written notice to the holder. <:id•d _ Simultaneously with the execution of this Not to he Maker hits executed and delivered to the Payee A Mortgage sedured'upon certain premises aitusted.in the county of Cumberland Commonwealth of Pennsylvania, more particularly described in the Mortgage,. All of the terms, cove- nants,•prcvisioas,.moditfoos,•stipulations and,agreements. contained in said Mortgage to be keptand performed by the Mok'er arehsreby made a pert of this Note to the same eitent and with the same force and effect as if they were fully set forth herein, and the Maker covenants and agrees to perform the same, or cause-the same to be kept and performed, strictly in accordance with the terms and provi• sio4t thereof. The whole of the principal sum or any part thereof, and of any other sums of money secured by the Mortgage given to secure this Note, shall, forthwith, at the option of the Payee or any subsequent holder hereof, become due and payable immediately, without notice or demand, if default be made in any payment under this Note, and if the default in not made good prior to the due date of the next such installment; or upon the happening of any default which, by the terms of the Mortgage given to secure this Note, shall entitle the Payee or any subsequent holder hereof, to declare the same, or anypart thereof, to be due and payable. 71re Maker does hereby empower any attorney of any court of record within •Ihe United Statesor elsewhere to appear for it, with or without a declaration fried, and confess judgment or judgments against i[ in favor of the Payee or any subsequent holder hereof, as of soy term, forthe entire unpaid principal of thin Note, and all other sums paid by the holder hereof to or on behalf of the Maker pursu- ant to the terms of this Note or said Mortgage, and all`arrearsges of interest thereon, together with costs o[ soft, attomeys' commission of five (5) % for collection, and a release of all errors, on which judgment a:ecuttoo or executions may issue forthwith. The Maker hereby waives the right of in which' on sil property a ore upon to collect the indebtedness evidenced hereby and does volun-q?lzition tarily condemn the same and authorizes the Prothonotary to eater such condemnation, and waives and releases all laws, now in force or hereafter enacted, relating to exemption,,appraisement or stay of execution. , . The agreements herein contained shall bind, and the benefits and advantages shall inure to, the respective successors and assigns of the parties hereto. Where ver used, the singular number shall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITNESS WHEREOF, the Maker has caused these presents to be executed under seal the day and yert first above written. GG-LSL'(l?lcY:--?S,-Q [SEAL] ?Gti"r,S.QFyv `a Z--[SEAL] Ju is A. Fye .. _. rxear.'1 -------------------------- -- ------ ------ - 0 ,_o N AD, IATion0• BY Y _ vte esSdent BY' 9 t y' err Assistant Vice President 1 :•. ----b------- . Clin Interest p.aid•to ?- -0. m n r I v y FAY TO THE CRD^•'.+. OF RTIIV -.T :.LT; rl:d [: i A.E ASS CI1TISN . FOt8iIIl!'.T?u u,uGn..EAS$tt` TIGH ?O ^" By l t r 7 T L', i a Assistant Ice preside t"" N ? D •'C '? ~ m a., ° b n b0tWh'Rf C. GREENS p < c m s n I -+ a O WITHOUT RECOUR i ! ,t mS n n I SE PAY TO THE ORDER ADVANCE MORTGAGE CORPORATION I^.i I m to w RRY4N?;Li YATrO NORiRARE ASIOCIAURq '?' z n' I ° gY... . ? ; •-• nx m H ' .- p ALOlRey.jp.fMt NOROERT C ' ? s M, • CRLENE " m '' n a I I e 'L 9tr'o nor; ?, WILLIAM S FYE 401 N WALNUT ST MT. HOLLY SPRINGS PA 170654 508 DEAR MORTGAGOR: DATE: 02/08/99 CERTIFIED MAIL RE: LOAN NUMBER: 6832517192 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 6832517192 FIRST NA'T'IONWIDE MORTGAGE CORPORATION OF GAITHERSBURG, MARYLAND IS THE HOLDER/SERVICER OF A MORTGAGE ON YOUR PROPERTY LO'C'ATED AT 303W RIDGE ST CARLISLE PA 17013-4011 THE-PAYMENTS ON THIS MORTGAGE ACCOUNT" ARE IN SERIOUS DEFAULT IN THE AMOUNT OF '1620.60 004PUTD AS FOLLOWS: MONTHS n $202.06 = 4.6196.1 S 0 MONTHS @ M.00 = $100 LATE CHARGES $7.42 BAD CHECK OIES $.00 ill HER F'EE'S, 17. _a U• LESS 9ubSF'l6iQe: E 0_ANCE YOU MAY CURE THIS DEFAULY WITHIM THIRTY cm DAYS OF THE DATE OF THIS , T ',O '..livi ..., i'.YNE,. , THE A't,J'L AMOUNT OF 1620.60 PLUS ANY ADDS T'IONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL JUT:' uURING Y HIS PER 100 :?.51 NAQah•,:11..L ':CIRIUAGL ORPUKA113N 5280 . ?,_.'r'1- - .:g ?Uui-..?T.. ?1?t'i"?+I. c.l)!a.tt J.t.:K (.a4vl;qH?, 11 _ . ` .. .. _,. ... ., ... -fah _. .... T 11411..... n'.r i=:.i1.'!'(L`.l s • .O. OX iv.,, ?Ap V. DATE: 02/0F:/99' • . RE: QUAN NUMBER: 681200Y2 PA ACT 6 PAGE TWO FOR FURTHER ASSISTANCE, YOU MAY CALL TOLL-FREE S-eOO-733-3238 FOR THE T'ELEP'HONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE DEFAUL'T' WITHIN THIRTY (30) DAYS, FIRS'T' NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE- ITS RIGHT T0. ACCELERATE THE MOR'T'GAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PRYERT'Y. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PRUPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGED DEPT. IF FIRST NATIONWIDE MOR'T'GAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, PUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL P'ROCEED'INGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE A'T'TORNE'Y'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU WILL NAVE 10 PAY &E RLAS NALL ATTORNEY'S K ES EVEN IF' THEY ARE OVER $50.00. ANY ATTORNE'Y'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRST NA'TIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE REASONABLE CHTS. IF YOU CUBE 'TFIE DEF'AULT WITHIN THE THIRTY DAY PERIOD, YOU WILL NUT' BE REQUIRED TO PAY ATTORNEY'S FEES. FIRST NA0011WlDE MORTGAGE :WORPU?.?f-•'TIUN MAY ALSO SUE YOU PERSONALLY FOR THE wyPAID V!t Nr "•'f11 t:A: P;JG d; ni 1' %L. 1 HE (. iltiu .:',c 'izi L R 0m, ^U .. YOU HAVE or CURED THE 50n= lC:IT ill THE THIA fY DAY =_RICD AND rARL-.t_Lu8URE HIOCEEDINC:: HAVE era:,., . YOU N, :i'i _L.L HAVE THE R:G'r:1 10 CURE HE DEFAULT AND PREVENT 11 SALE AT ANY TIME UP IO ONE HOUR BEFORE THE _.,,:A LF & `; i ORLL"I_US URL Ai_.'.•.. QU MAY DU Su BY PA f lAu 'H'a 7 01 AL iAMOUN t O THE UNPAID MONTHLY PAYMENT'S PLUS ANY LATE OR OTHER CHARGE'S 'THEN DUE, AS WELL AS THE REASOi•NAL.t A1IGRN:_.'S I'•i_L'.:' AND ...010 l.ONNE_.GI_O WITH THE REOLOSURE ULE AND _rSQ4M ANY LI ER R 'RLi t:;T', vi ? UNDER ?, (i-I:i.tL`G!u:.„L(i I'F•I- rT+.71'tI1;AG>=.. is •.bI:.MHItD If'IAT &E GPR Ub! DAIL :COULD HELL WOULD BE :]P L't.:. t: 0.. E IX 16) 10141 % •] K'+.'.:. THE l>Fi f E OF .&E . r :., L#- 1AT•E ; 02/08/99 FIE: LOAN NUMBER: 683250192 PAGE THREE PA ACT 6 YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PROPERTY AFIUK THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PROPERTY. YOU HAVE THE !TIGHT TO SELL THE PROPERTY fO OBTAIN MONEY TO PAY OFF THIS DEBT, OR TO BURROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT 10 SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE 10 A BUYER OR IRAN5FERREE: WHO WILL ASSUME THE MORTGAGE DEPT, PROVIDED THAT ALL HE OUTSTANDING PAYMENTS, CHARGES, AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SACISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGH'i MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD =ARTY ACI1NG ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE. MORTGAGE WILL. DE RESTORED C: fHR fAME POSITION AS IF NO DEr-AULi HAD OCCURRED. HOWEVER, YOU ARE WOl ENTITLED IU 1HTS RIGHT PO CURE YOUR D&AULT MORE THAN 'THREE 71MLS Q ANf CALENDAR ,BAR. ... n... :.L' . :-00-589-5002 -it *ilER .. era? .. 4 L Q6 SLO w1a ..iULIA A FYE 3OiW RIDGE. 'ST C'ARLI'SLE PA 17013-4011 DEAR MORTGAGOR: DATE: 02/08/99 CERTIFIED MAIL RE: LOAN NUMBER: 683251092 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 6832517192 F IR81 NA'1 WNWIDE: MAY GAGE CORPORAV ION OF GAI'THERSBURG, MARYLAND 10 THE HOLDER/SERVICER OF A MORTGAGE ON YOUR PROPERTY LOCATED AT :30sw RIDGE S'1' CARLISLE PA 1 101 3-401 1 (r E i+AYMEN'IS ON THIS MOR14AGE: ACCOUNT ARE IN SERIOUS DEFAULT IN THE 3 MONTHS 0 MONTHS LATE CHAR(:08 BAD CHECK FEES 57HER FEES ...__a6 susp:_ _ _. ......_ $202.06 $606,18 '•6,00 = $.00 $7.42 .00 v:,oko. _ =:.i+_; MAt EUXE HIS DE.FAULf XiHIN THIRTY %30! DAYS OF THE DAQ OF THIS ._..70k, w , wiN6 fL '. H: .';,!:'_rlr..,.LaI THE Ac:'.:1VI ,MOUNT 9F &620.60 _wS ANY svDITIONAI_ MUN( l PA'rtEWS AND LAi. CHARGES WHICH MAY :=ALL ."s winy" 70 QRILL., _. L .. lw a.r. -210 wwQpwRA:= DRIVE "EDERIC%, MARYLAND 11 v? ... - UA f E : 02/OU/.99' • RE: LOAN NUMBER :• 60324092 PA ACT u PAGE TWO FOR FURTHER ASSISTANCE, YOU MAY CALL 'POLL-FREE 5-800-733-3238 FOR 'THE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL. AREA. IF YOU DO NOT CARE THE DEF'AUL'T' WI'T'H'I'N THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE" CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUN'T' BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTAI_LEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NA'T'IONWIDE MORTGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO ST'AR'T' A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROP'ERT'Y. IF THE MORTGAGE: IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF 'T'HE MORTGAGED DEBT. IF' FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL P'ROCE'EDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY 'THE REASON,ADLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST ;OU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE REASONABLE COSTS. IF YOU ::;URE THE DEFAULT WITHIN THE THIRTY DAY PERIOD, YOU DILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. FIRST NAfIONW.I:.D5 MUI'RI'::AGE CORPORATION MAY ALSO SUE YOU PERSONALLY FUR THE _"I`....:) "Rt.NC.21`'-li_ BALANCE ANU ALL OTHER SUM DUE. iNDER THE MORTGAGE. _'- YOU !=AVE NOT CURED THE 7eFAUL.' WITHIN rHE T'HIRTV :DAY PERIOD AND I-ORhULUSURE PROCEEDINGS M1-1'VE ZLGUN, YOU I'I_ HnVL THE RI&H1 FU CURE I'iaE BE FAULT AND PREVENT CHE SALE AT ANY TIME Up TO UNE HOUR BEFORE THE -!E!'K 'S FORECLOSURE W,^IL,_.., IOU MAY DO SU Bf PAYING THE TOTAL AMOUNT ui= THE UNF'ATll ItON'T'IILY P'r`'t'MG:;`!CS I'I_US ANY LATE OR O'i"r1El't CHARGES THEN DUE, AS WELL .• „'lu i. THE t :AS(!NAI:..L: „'I" TiiitNEY'S FL:.Et'. s, + 1•a:) ' COSTS ., CONNECTED ><i'T H !HE -..l) . , 3,_rll•tE CAIt. AND ?:L.Nr. •1_,:;• :,? LwY ;I'I-!E?It !tI::.ir-r;;T hl?..!_ :.P'I .. UNDER 1 ,.: MORTGAGE.- pSL: _ 11 • ,. ? _., ._. `o T ;T _b ?. If1n:l??:+? I hA' , -I lc: ...:-1 ?A_ L•i»'1 :)n' !:•. "i i;l'f OUCH r=1 ;5, L +, i- ,., c;ni__ ;;UUL.ll •.J. ; . WOULD 4 WOULD % rll•'I•'K'JAI^'AI¢..L..1 '_;.L.>, (c, MONTHS FROM HL. DATE l,F ;I _S _ •y w.:J • N .. !. L .. .. a3bk%, I "..C. -Iglu... .`l .ti l_... .. ......• l Q ...._A.._ Y HE K. •... _. 'A. ." ... K _ ., n..... ., ,. A UL L TA "APIA., 11 2 N 71" DATE 02/08/99 RE:: LOAN NUMBER: 683'251719'.2 PA ACT b PAGE THREE. YOU SHOULD REALIZE THAT A SHIRIVF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED P'ROP'ERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO L'I'VE IN THE P'ROP'ER'T'Y AF•I E:R THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU YOU HAVE ADDITIONAL RIGHTS 10 HELP P'RO'T'EC'T YOUR INTEREST IN THE PROP'ER'TY. YOU HAVE THE RIGHT TO :TELL THE P'ROP'ERTY TO OBTAIN MONEY TO PAY OFF THIS DEBT, OR TO BORROW MONEY FROM ANOT'HE'R LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFERREE WHO WILL ASSUME THE MORTGAGE DEBT', PROVIDED I•HAT ALL THE OUTST•ANDING PAYMENTS, CHAI;f.;F_S, AND A'TTORNEY'S rEES AND COSTS ARE PAIL) PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT L'S TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD P'Ak":Y AL:TINL: ON'YOUR `•ici-i'+'..K IF YOU CURE THE DEFAULT, ME: MORTGAGE WILL BE RESTORED TO .c SAME POSITION AS IF NO DEF'AUL HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED TO I HIS RIGHT TO CURE YOUR DEF'AUL'T' MORE THAN THREE TIMES IN ANY CALENDAR YEAR. :.I.ilU L_L..Y i -°'80u -•588-5002 9$6 bb! al DATE: 02/00/99 CERTIFIED MAIL WILLIAM S FYE RE: LOAN NUMBER: 303W RIDGE ST 6832517192 CARLISLE PA 17013-4011 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 653251 °192 DEAR MUR'TGAGUit FIRST NATIONWIDE MORTGAGE CORPORATION OF GAITHERSDURG, MARYLAND IS THE HOLDER/SERVICER OF A MOR'T'GAGE ON YOUR PROPERTY LOCATED AT 303W RIDGE ST CARLISLE PA 17013-4011 THE PAYMENTS ON THIS MORTGAGE. ACCOUNT ARE IN SERIOUS DEFAULT IM THE AMOUNT OF 020.60 COMPU ED AS FOLLOWS: 3 MONTHS 1, 9202.06 = 9606.1E 0 MONTHS to 900 = $.DO LATE CHARGES $7.12 HAD CHECK PKES $.00 OTHER I^E&t *y.Qr LESS S.USP-A+.:.E ..,.. _yNCE ".'..... YOU MAY CURE fHIS DEF=AULT WITHIN THIRTY (30) DAYS UF• THE om& O THIS LE 1ER, LY YAfiNG tU ixE. UNUC:KSISNED, THE r"yF(LiV A.di_UN: OF •:620.60 PLUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL jUE DUHINU HIS PERIOD. IRS! .:A't'....:iVSI.'-Dc ^URYGALE URRP URATION ...no 1:..''t 7i•{ov ..',QVE, FREDEE;.iCK, II''•.A &ANO , to L .?_,?.. .._.., .. _pf. 1-art. .. 7 .W... ?1 it .. DATE: O'?YU8i94 ' RE: LOAN NU,9FR: PAGE TWO 683251'7142 PA ACT 6 FOR FURTHER ASSISTANCE, YOU MAY CALL TOLL"-FREE 1-000-733-3238 FOR THE TE!_EPHUNE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE DEF'AUL'T' WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. 1HIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE 'THE CHANCE 'TO PAY OFF THE 041GINAL MOR'T'GAGE IN MONTHLY INS'T'ALLEMEN'I'S. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MCRT'GAGED P UPERT'Y. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PRUPERTY WILL BE SOLD BY THE SHERIFF O PAY U1=F THE MORTGAGED DEBT. 1F FIRST NARONWIDE MORTGAGE CORPORATIDN REFERS YOUR CASE TO :iTS ATTORNEY, BUT YOU CURE CHE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, VOU WILL S'IIL!._ HAVE TO PAY THE RE:ASUNA:BLE ATTORNEY'S FEES, ACTUALLY .iNCUftRED, UP TO ISO.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED :'tGr=iINS1 °OJ, YOU WILL HAVE TU NAY !HE REAGU lABLL•' AT'TORNEY'l F&I EVEN IF 'T'HEY ARE OVER $50.00. ANY ArTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRS'T' r!MIONWIDE MOR'CGOGL-' CORPORATION, WHICH MAY ALSO INCLUDE THE REASONABLE COS'T'S. IF YOU CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD, YOU WILL NOT BE REPU'I'RED TO NAY A 1 1(RNEY' S FEES. .:RS T NA CI'',iWf DE MORTGAGE CORPORATION MAY ALSO SU,.. I 4 '•r?r1.4 ,,L,.L a YOU PE:r.SGAlALL'? UR "i"ii_ .. '1 .. _ALHrl I.:._ AND ALL ,.. r,... PC limb 1)LT `_: L4l It _. Y'QU HA7._ NCT CURED THE K fAI y THIRTY !-'1 ?_ _.i' :.. ti DAY PERIOD r?tiFi t _: .II•t;_u i;.? :'a!JL'EL:D:,.NGS iia`i'.''L? .::icC,L:N,'"i!U ,:;'flLl._ i-ir1`.•':•_ ";I•I1d YtIGi-!T TU r°L?HF_ 0E D'E'FAULT AND PREVENT THE SALE AT oNY YIHE UP TO ONE HOUR BEFORE THE r.ERIFF'S V"O CLOSUR•. SALE. 0U MAY IQ 20 BY PAYING THE IOTA:. AMUUN' .- 1 0I'I•4E UNP&I MONTHLY PAYMENYS !-'LOS f-'NY LATE OR OTHER CHARGES THEN DUE, t L.I'I_ .17 C..:A f 1( UI: 1. -. I. U E: .?.S UNAIiLL. rt? !r + S r'T AND COSY S -'UP!idl= ) !':!'., THE: 'Lit' ALE A _C? CI ' - l .1•t AND 1 Al'TI'(M Y ',- ;Yi Qtl i Ir r: !'!L Ni a UNDER T. 'L ?ii TrA4+'1. '.. T t ii .'0 1 HA I' J HL i.:A I : HA ULH A ` H 't' '' iL: LUULI1 `'' L.11 +L,. :, :f L• R P'r . r(LTX e.:iA I K. .'.. ) ;'I L1N I I. !ROM r f i DA'Z'E02/08/99 RE: LOAN NUMBER: 68325`1092 PAGE THREE YOU SHOULD REALIZE 'T'HA'I' A SHERIFF'S SALE WILL MORTGAGED P'ROP'ERTY AND YOUR RIGHT TO REMAIN IN LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, STARTED TO EVICT YOU. PA ACT 5 END YOUR OWNERSHIP OF THE IT. IF YOU CONTINUE TO A LAWSUIT COULD BE YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN 1'HE PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF 'THIS DEBT, OR TO BURROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY UFF THIS DEBT. YOU MAY HAVE THE RIGHT 1'0 SELL OR 'TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR 'iRANSFE:RREE WHO WILL ASSUME IHE MORTGAGE DEBT, PROVIDED THAI ALL THE OUTSTANDING PAYMENTS, CHARGES, AND AT'TORNEY'S FEES AND COST'S ARE PAID PRIOR TO OR A! 1-HE :SALE, AND THAT FHE OTHER REQUIREMENTS UNDER YHE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE LINDER WHAT CIRCUMSTANCES THIS RIGHT" MIGHT EXIST. YOU HAVE THE RIGH f TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY iC1 I:NC. rON'YOUR bEHnL . IF YOU CURE THE DEFAULT, THE MORTGAGE POSITION AS IF NO DE AUI_ T 4AD UCCURRED 10 THIS KGHT O CURE YOUR DEFAULT MOR ORLENDAR YEAR. WILL IE. RESTOF,,EI) 'T'0 THE. SAME HOWEVER, YOU ARE NOT ENTITLED E THAN THKLr- TIMES IN ANY =mz r:....._ "OL__:TION DEi•ARYMEN i-800-588-0002 JULIA A FYE. 401 N WALNUT" ST MT HOLLY SPRINGS PA 17055-1$013 DEAR MORTGAGOR: DATE: 02/08/99 CERTIFIED MAIL RE: LOAN NUMBER: 6832517192 RE:: NUTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 6832510 92 FIRST NATIONWIDE. MORTGAGE i:ORF QRAT ION OF GAITHERSIURG, MARYLAND IS YHE HOLDER/SERVICER O A MCiY GAGE ON YOUR PROPERTY LOCATED AT a03W RIDGE ST CARLISLE PA 17013-4011 THE PAYMENTS ON THIS MORTGAGE: ACCOUNT ARE IN SE&DU5 DEFAULT IN THE AMOUNT OF 9620. oO COOPU FEA nS FOLLOWS: 0 MONTHS '^. 0.00 - R. 00 LATE CHARL_r_5: s7. 42 BAD CHECK FEES $ 00 OTHER ....c_._ . , ;.J iG1A A%n all... Q L; MAY t UkE THIS DEFAULT PL._`_ ANY ADDITIONAL MON& oi rm lKiRTY k10) PAYS OF YHE DA Q OF THIS !L ?.... i. 1.?.,. ?' 04 AeOVL .`. 1'iOUN1 QF' $620.6o Y YA:`MENYS AND LATE CHARGES WHICH MAY FALL 423 1 LS C.. ::.?.`: J. "., 1. ;.... .: .. .. .. ... ?.. .,,? ,i 1. ..... ;L. . •i04 ... RE: LOAN NUMBE0•68320702 PAGE TWO PA ACT 6 'OR XUkl"i1E'R ASSISTANCE, YOU iMAY• TALL 'fULL-F'RF:E 1-600-'; a3-3?,;y FOR YHE TELEPHONE NUMBER OF A C17LNSE;i_ING AGENCY IN YOUR I_CiCAL AREA, IF YOU DO NOT CURE THE DEF'AUL'T WITHIN THIR'T'Y (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INTENDS T'O EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE P'AYMENT'S. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BURROWED 'WLLL• BE CONSIDERED DUE; IMMEDIATELY AND YOU MAY LOSE 1HE CHANCE TO PAY OF'r THE ORIGINAL MORIGAGE IN MONTHLY INS`t'ALLEMENTS, IF FULL PAYMENT OF THE AMOUNT OF DEFAUL'T' IS NOT MADE WITHIN THIRT'Y (30) DAYS, FIRST NATIONWIDE MOR15AGE CORPORATION ALSO INTENDS TO 'I'NSTRUC'T ITS A CTURNEY 10 START A LAWSUIT TO FORECLOSE YOUR MORTGAGED }'ROPERTY. IF THE MOF(IGAGE IS FORECLOSED YOUR MURTGAGFD PRO ERiY WILL BE SOLD BY THL" bu.RIFF To NAY OF'F THE MORTGAGED DEBT. IF FIRST NATIONWIDE MORTGAGE CORP'ORAIION REFERS YOUR CASE: TO ITS A'TTORNE'Y, BUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGA'I'NST YOU, YOU WILL ST'IL!_ HAVE TO PAY THE REASONABLE ATTORNEY'S F'E'ES, ACIUAI_LY INCURRED, UP TO 750.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED OGAIMST YOU, YOU WILL HAVE TO AY Phil:. REASONABLE ATTORNEY Q FEES EVEN IF THEY ARE OVER 750.00. ANY A'TTORNEY'S F"E"ES WILL BE ADDED TO WHATEVER YOU OWL'S FIRST NATIONWIDE MORTGAGE CURPOR.A'II'ON, WHICH MAY ALSO :;.;lCLUDE THE REASONABLE COSTS. IF YOU CURE 0E DEFAULT WITHIN fHE C IRCY DAY PERIOD, YUU WILL MUl BE REQU14EU TO P;Y AT'TORNEY'S FEES. ri r .,? ? v ?. JN MAY ALSO SUE YOU .';;`. "•?'_ :ALANt N 1;NAi_w FOR THE TIC, nh.;`^ NUI CURED 'HE '" A,1.. ;J 'H ?: 1'i-:}= THIRTY :TAY .'I? ? i .-t:'r,:.;_t;;;!_N "? r?.t(??E.. DINGS HAVE H 1. Al,' ; AND PREV!_.N I H VILE ' ' `i %•'_L. HAVE I rll•• :!. K rl ? .ni, A. ANY ;';IE '_. F' TO G! i-lt.ll( PRO 'THE BEFORE T . i .' I (J.S'L t! 'iP:L' 1J q D=) wi O L) Y PAYING l.LJ QII Ot Tic L)NFAjD MONTHLY FAY ENK " ;L" `EN ap ., PLUS ANY LATE OTHER CHARGES UE huml=BSUK SALE AND I tV' It Iwo :U??t•„. T L,11 `I !HE cL IA SULI I ' L.._.. DE Ah ROXIi' A I ki '1 " E ., hal SrJ.,,ll Li DATL:; 02/0805' RE: LOAN NUMBER: 685291702) PA ACT 6 PAGE 'T'HREE YOU SHOULD REALIZE 'T'HAT A SHERIFF'S SAL.L WILL. END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE. IN THE PROPERTY AFTER THE bHERIF'F'S SALE, A LAWSUIT COULD BE. SMARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS 1'U HELP PROTECT YOUR INTEREST IN 1'HE. PROPERTY. YOU HAVE THE RIGHT fO SELL THE PROPERTY TO OBTAIN MONEY TO F'A'Y OFF THIS DEBT , OR TO FURROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF fHIS DEBT. YOU MAY HAVE THE RIGHT TO SELL_ OR TRANSFER THE P'ROPER'TY SUBjEC T TO THE MORTGAGE 10 A BUYER OR TRANSFERREE WHO WILL ASSUME THE MORTGAGE OEBr, PHOV0 D ;HA'f ALL THE OU'T'SfANDIWC PAYMENTS, CHARGES, AND ATTORNE'Y'S KIS AND COSTS ARE PAID PRIOR TO OR Al THE SALE, AND THAT THE orHER REQUIREMENTS UNDER rHE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE C:i'lDER !.HAT CIRCUMSTANCES THIS RIGHT MIGHT EY.III. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD SAi'.TT AC Y IN6 ...ii`! YOUR F EHAL. . f YOU CURE THE.. DEFAULT, FHE -;ORIGAGE WILL BE RESTORED To THE SAME POSITION AS IF NO DEFAUL f HAD UCCURR'ED. HOWEVER, YOU ARE NOT ENTITLED 10 i'HIS RIGHT f0 CURE. Y:iUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR, W OLL....... IL'N Dldr•A 0 VL - 1 . 11 EXHIBIT "B" CASE NO. 1999-03230 F COMMONW17ALTH OF PENNSYLVANIA: COUNTY CF CUMBERLAND FIRST NATIONWIDE MORTGAGE CORP VS. FYE WILLIAM S ET AL R. Thomas Kline , Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, to wit: FYE WILLIAM S but was unable to locate Him in his bailiwick. He therefore returns the NOTICE AND COMPLAINT IN MORTGAGE FORECLOSURE NOT FOUND , as to the within named defendant FYE WILLIAM S DEFT. IS DECEASED Sheriff's Costs: So ans s Docketing 16.00 Service nd Return 55.00 Surcharge 8.00 $?? 06TTL?MAN9§ WEINROTH & MILLER O3 19 Sworn and subscribed to before me this day of 19 A.D. EXHIBIT "C" Confidential' Plaintiff .First Nationwide Mortgage Corp Investigative County: Cumberland .., Services, Inc. vs. Term # 1999=03230 Defendant Williams Fye & Julia A Fye Search: WILLIAM S F'YE' ,. Address Given. 401 N. Walnut St., Mt Holly Springs, PA ATTENTION Lisa Kuzinski . Mattleman, Weinroth & Miller 401 Route 70 East Suite 101 r Cherry all, N7 08034 J File #d 291/51675 - % AFFIDAVIT OF GOOD,FAITH PomSTIGATTON', LAST KNOWN ADDRESS 401 North Walnut Street, Mt. Holly Springs, PA 17065 INQUIRY OF SOCIAL SECURITY DEATH ADMINISTRATION FILES A search of Social Security Death Administration records indicator William S. Fye whose social securitynumber is 200-22-6644 and date'of birth is March 4 .1929,'died on January 14,1.997 . I CERTIFY UNDER PENALTY OF PERJURY, THAT THE FOREGOING IS TRUE AND CORRECT, TO THE BEST OF MY KNOWLEDGE ' I UNDERSTAND THAT FALSE STATEhUMS HEREIN ARE MADE SUBIECTTO THE PENALTIES RELATING TO TINS WORN FALSIFICATION TO AUTHORITIES. AFFIANT: DIANE COWAN, CLI SWORN & SUBSCRIBED BEFORE ME THIS 221 , 199Q 7 1 OTARY PUBLIC 235 South 13th Street Philadelphia, PA 19107 NOTARIAL SFaL S (215) 546-7400 Notary Pubae SUSAN L ROSENFELD (800) 503-7400 ) 503 City of PhllaMpNa, Pella. Count' My Commission E,ykae Feb. t7, 2000 Fax: 985-0169 EXHIBIT "D" MATTLEMAN, WEINROTH & MILLER SUITE 2226 - LAND TITLE BUILDING BROAD AND CHESTNUT STREETS PHILADELPHIA, PA 19110 215-923-2225 ATTORNEYS FOR PLAINTIFF By: Sharon 0. Morgan Attorney I.A. Number: 60068 FIRST NATIONWIDE MORTGAGE CORPORATION 5280 CORPORATE DRIVE FREDERICK, MD 21703- Plaintiff : COURT OF COMMON PLEAS : CUMBERLAND COUNTY Vs. NUMBER: 1999-03230 JULIA A. FYE CIVIL ACTION MORTGAGE 401 N WALNUT STREET FORECLOSURE COMPLAINT MT HOLLY SPRINGS, PA 17065-1508 1ST AMENDED COMPLAINT Defendant(s) NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following ages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered ai3ainst you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR - CUMBERLAND COUNTY CARLISLE, PA 17013- 717-240-6200 NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT 1. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within 30 days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the Judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. MATTLEMAN, WEINROTH & MILLER BY: Sharon Oras Morgan, Esquire Attorney ID#: 60068 Suite 2226 Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 215/923-2225 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff Vs.. NO.: 1999-03230 JULIA A. FYE CIVIL ACTION MORTGAGE 401 N. WALNUT STREET FORECLOSURE COMPLAINT MT. HOLLY SPRINGS, PA 17065-1508 FIRST AMENDED Defendants CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT 1. First Nationwide Mortgage Corporation (hereinafter referred to as "Plaintiff") is a Mortgage Corporation conducting business under the laws of the Commonwealth of Pennsylvania and brings this action to foreclose the Mortgage between executed William S. Fye and Julia A. Fye, Mortgagors (hereinafter referred to as "Defendants") and National Homes Acceptance Corporation. Said Mortgage was dated October 12, 1971 and is recorded in the Office of the Recorder of Deeds and Mortgages in Cumberland County, Pennsylvania in Mortgage Book 541, page 29. A copy of the Mortgage is attached hereto and made a part hereof as Exhibit "A". 2. Said Mortgage was subsequently assigned as follows: a. to Federal National Mortgage Association, recorded on 4/17/72 in Mortgage Book 198, page 539. b. to First Nationwide Mortgage Corporation, recorded on 4/15/97 in Mortgage Book 545, page 117. As a consequence of that assignment, Plaintiff is the property party plaintiff herein. 3. The Mortgage secures Defendants', Note dated October 12, 1971 in the amount of $23,000.00 payable to Plaintiff in monthly installments with an interest rate of 7.00%. A copy of the Note is attached hereto and made a part hereof as Exhibit "B". 3. The land subject to the mortgage is known as: 303 W. RIDGE STREET, CARLISLE, PA 17013-4011. A copy of the legal description is attached hereto and incorporated by reference. 4. The Mortgage and Note were executed by William S. Fye and Julia A. Fye. William S. Fye died on 1/14/97 and his interest vested to Julia A. Fye, his wife. The Defendant, Julia A. Fye is the real owner of the land subject to the mortgage and Defendant's address is 401 N. Walnut Street, Mt. Holly Springs, PA 17065-1508: 5. The Mortgage is now in default due to the failure of the Defendant to make payments as they became due and owing. The following amounts are due: Principal Balance $ 5,044.08 Escrow Deficiency 66.73 Interest Calc. to 05/25/99 170.72 Accum. Late Charges 14.84 Property Inspection Fees 14.00 Attorney Fees 800.00 TOTAL $ 6,110.37 plus interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. 6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6, Section 403 (41 P.S. 403), a Notice of Intention to Foreclose Mortgage was sent to the Defendant by certified and regular mail on 2/8/98. A copy of said notice is attached hereto and made a part hereof as Exhibit "C". A Notice of Homeowners' Emergency Mortgage Assistance is not required in said proceeding as the same is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 1707-1715z-18). Defendant has not cured the default. WHEREFORE, Plaintiff requests the court enter Judgment in Mortgage Foreclosure for the sale of the mortgage property in Plaintiff's favor and against the Defendant, Julia A. Fye in the sum of $6,110.37 together with interest from 5/26/99 at $0.97 per day, costs of suit and attorney fees. MATTLEMAN, WEINROTH & MILLER BY: SHARON GRAS MORGAN, ESQUIRE #60068 291/51675 FNA FORM NM 2171 . RnbN F•tvwq. Ipt _ -?. MORTGAGE' • - :i::r? b°N Nuw•Nw . nn ,• nvtieU wNCMx ,M tM N W.1 Nw?R Aa?l•n• Y TNIt 1211ENTURg, made and entered Into this L day of October' , 19 71 , by and between William S. Fye and Julia A. Fye, H/ W a• ,;....:.:their .' '• (hereinafter whether one or more, wIW heirs, executors, admbrlstrotors, and aselgns, called the Mortgagor). and National Homes AccePtance Corporation' a corporation Organic and existing under the law of Indiana ' and having its principal office and post office address In Lafayette, Indiana - .4a (harcinaftat with Its successors and uslgns tailed the Morlpgoe? j r WITNEUC -N, that to secure the payment of TwentyThree Thousand and No/100---------- -------------- Dollars (f 23, 000.00 ). with interest from date, at Na rate or ----seven .-- per eentum ( 7 .S) par ensure on the unpaid balance until paid, so pr. ' - v vided in & 'note of even date herewith, said principal and Interest being payable at the office of Nlitional Homes Acceptarice,Corporation: _ to Wayetto. Indiana ,; , or at such other place es the holder may designate In writing, in monthly installments of One Htmdred Fifty Three and 18/100---------------------- Dollars (S 153.18 ;, ), commencing on the first day of February .. , 1972 , and on ' t the first day of each swnth thereafter until the principal and interest are fully paid, except that the final payment of 0Priaclpal and Intermit If oot sooner pdd, shall be due and payable on the first day of January tyd o , and also to secure the performance of all covenants and *agreements hereto contained, the Mortgagor does by p-- ghese presents bargain, sell, give, grant,'and convey to the Mortgagee,.ALL the following•desedbed real eilate, situate In the . Borough, . d-,• •;?.:,: Carlisle 1....,, . ' Couny of V Cumberland and Common wealth of Pennsylvania; to wit; , t '. 'ALL THAT CERTAIN tract of land with improvements thereon situate in the Borough of Carlisle, Cudaerland County, Pennsylvania; in accordance with Plan of D. P. Raffensperger Associates; known as Lot No. 2, Block B, ' Elwood Play of Tats recorded in Plan Book 22, page 18; known and numbered as 303 Ridge Street, Carlisle, Cumberland County, Pennsylvania. BEING the same premises which Carlisle Opportunity Homes, Inc. by its deed dated October .1-1 , 1971, and intended to be recorded prior hereto in the aforesaid Recorder's Office, conveyed unto the mortgagors herein. THIS IS A CORRECTED MORTGAGE RERECORDED 4 m ? Pan • ?rmrre ta(reare1{a iV mmoo • '?IaY MM W,YM?M?Y,IIW Y'.IaY11W ilYa11YY ??? ? (,OPT r i. 653251719DOT c -.r m a b PAfTI tS <m Pa m eo ' m ¢?oo r: ? Psi yew°? ..e too,w s =; me ..ow r '?Z PV A DOUe 541 FaCE 29 111 x 545 rxE1031 i L - ?OrK ?'•?J •,vei SOJJ 4. That the Mortgagor will keep the improvements now existing or hereafter erected on the premlgea covered hereby, insured u may be required from time to time by the Modggae against loss by fire and other hazards, cargo. allies a tdeontingeneies In such amounts end for such periods as may be required by Mortgagee, and will pay prompt. ly, when due, any premiums on such Insurance for payment of which provision has not been made heminbefore. Ali Insurance shall be carried le companies approved by Mortgages and the policies•and renewals theme( shall be held by Mortgagee and have attached thereto loss payable clauses In favor of and In form acceptable to the Mortgages. Is event•vf loss Mortgagor will give Immediate notice by mall to Mortgagee, and Morgagee may make proof of loss If sot made promptly' by Mortgagor, land each Irisuraace company-concerned is hereby authorized and directed to make payment fat Such labs directly to Mortgagor Instead of to Mortgagor and Mortgagee Jointly, and the Insurance pro- ceeds, or any part thereof, may be applied by Mortgagee at Its option either to the reduction of the indebtedness hereby secured or to the restoration or repair of the property damaged. In the event of foreclosure of this morigage or other transfer of Utle to the promises covered hereby In extinguishment of the Indebtedness secured hereby, all right, title and Ialerest of the Mortgagor in and to any Insurance policies then In fares shill pus to tho purchaser Of grant". . S. That the Mortgagor will not suffer any lien superior to the lien hereby created to attach to or to be en(omad against the premises covered hereby, and will keep mid premises in as good order and condition as they now are, and will not commit or permit say waste of said premises, reasonable wear and test excepted. , 6. net the Mortgagor will pay all ground rents, taxes, -utemmenii rester retest and other governmental or • municipal charges, flues or Impositions, for which provision has not been made hemin$efote and that he.will prompt. ly deliver the orficlal receipts therefor to the Mortgagee, and IS defalt thereof the Mortgagee shall havelhe right to pal' same.'. The Mortgagee shall-have the right to make any payment which the Mortgagor should have made, and the Mortgagee may also pay any other sum that Is necessary to protect the so r of this Instrument All.such sums, as well as all costs, paid by the Mortgages pursuaat to this Instrument. &hall be secured hereby and shall bear in. lereit at the rote set forth in the note secured hereby from the date when Such sums am paid.. 7. That if the Mortgagor shall refuse or neglect to make or cause to be made all necessary repalra to the mort- gaged property, then at the, option pf the Mortgagee, such repairs may be made at the expense of the Mortgages, and the cost thereof, with laterist at the tame rate as the principal debt shell be added to and made, a part'of•the princi. pal debt emoted hereby. s ' ' , .•;, I, That If at any Ume, :Writ of Fleri Facts or other execution is properly lamed;ipon a judgment obtained upon sold note, or if i Wtit of Selm Focias is issued or other foreclosure proceedings Instituted upon this mortgage, an stiorony's commission for Collection, viz: five per cerium ( $ If) of said principal debt of *sum, 'shelf be payable, and shell be recovered in addition to all principal and interest and all fritter reeovenbte sues' then due, besides coats of suit, and the Mortgagor does hereby expressly waive and relinquish ill benefit that may'scerue to him by virtue of my and every low, civil or military, made or to be made hereafter examptirig the•mortgaged,prem- ises or my other premises or property whatevert either mat or personal, from attachment, leby ,and Sale under; exe- Eating, or any pelt of the proceeds arising from any sale thereof, and all benefit of any stay o! execution or other process . 9. That should this mortgage and the note secured hereby not be•eligibbe for Insurance under the National Houa• ing Act within six months (6) from the dale hemp( (written statement of my officer of the Department of Housing and Urban Development or authorized agent of the Secretary of Housing and Urban Development dated sub. Sequent to the six months (6) time from the date of the mortgage, declining to insure said mortgage and note, being deemed conclusive proof of such ineligibility), the holder of the aforesaid mortgage and note, Its sue. cemors or assigns may, at its option, declare the mortgage and note in defadlt and all sums secured hemby'Immedi. ately due and payable. AND PROVIDED ALSO, that when as soon as the principal debt or sum hereby secured shall become due and payable as afo.•eseld, or is case default shaft be made in the payment of my Instalment of principal and interest, or any monthly payment herelubove provided for, or in the keeping and performance by the Mortgagor of any of the terms, conditions or covenants of the mortgage or the note secured hereby, it shill and may be lawful for amid Mort, Agee forthwith to bring an Action of Mortgage Foreclosure, to sue out a Writ of Seim Fades, or to institute other foreclosure proceedings upon this mortgage, and to proceed to juQDnmt and execution for recovery of said principal debt, all Interest thereon, all sums advanced for payment of any ground tent. taxes, water rents, charges, claims or insurance premiums as aforesaid, and all other recoverable sums, together with an attorney's commission for enliee- Hour without further stay of execution or other process, my law, usage or custom to the contrary notwithstanding. The Mortgagor hereby waives and relinquishes unto and In favor of the Mortgagees. all benefit under the laws now in effect or hereafter passed to mile" the Mortgagor In my manner, or to reduce the'amount of the note to any greater extent than the amount actually paid for the premises hereby mortgaged at the sale thereof in any judicial proceed. tags upon the said note or upon this mortgage. BUT PROVIDED ALWAYS, that if said Mortgagor does pay or cause to be paid to the said Mortgagee, the afore. said debt or principal sum secured by this mortgage, on the day and time and I. the manner hereinbefore mentioned togethei with interest and all sums advanced for payment of any ground rents, taxes, water mnts, amounts due under any prior It", charges, claims of insurance premiums as aforesaid, this Indenture, and the estate hereby granted shall cease and become void, anything hereinbefore contained to the contrary notwithstanding. The covenants hemin contained shall bind, and the benefits and advantages shall Inum to, the respective heirs, ezeeulors, administrators, successors, and assigns of the patties hereto. Whenever used, the singular number shall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. 60AK 5,11 FACE 31 coal 545 fACC1033 .1 IN WITNESS WHEREOF, the'said Mortgagor(s) to these Presents has hereunto set Dated the day and year first herelnsbove written. i Styled, Seated, and Delivered in the Presence of - _ Julia A. Fye CERTIFICATE OP HESIUME .I,' " ,John H. Broujos certify that the correct address of the within-named Mortgagee Is Wayette,,IIndiatu I -1 Witness my hand this I Z do off Octobpr? hand(s) and seals} [FEALJ GSEALD Ly6AQ /• ,19 71 COMMONWEALTH OF PENNSYLVANIA, ) 1 ) Ad: COUNTY OF Cumberland ) On this ' day of 'October , A. D. 1971 , before me, came the above named William S. Fye and Julia A, acknowledged the within indenture of Mortgage to be their set and deed, and desle same to be recorded as such. t• . t WITNESS my•hand and seal, the day and year aforesaid. ............. NOTARY PUBLIC 'Tats of Penncylvenie My Cmn 3 a fdplra 04ialar t ;ounty of Cumberland candy Fa, camerdmd c rcorded in As office for the scolding ,of -Deeds, in and for Cumberland Counfy.- m. 11 ?u Book -__. Vol. ?r?_fage ILI• Veit. cis my Fend and -seal of office- e} Carlisle;: Paaf i _R 'diyofr _ 19?c' Riiorder '• t ' s. U r: -and ' d the , • .? ?d0'y'**Isy?' . ,a a 0-6 W E9 w ' •? ""a o x A e ? 1 Z O a• .r to 5 .,¢ .? X C6 ? 0 la O •y Z O m 1 y a u " z U 0 s i - ..2 Q a z w ? L t° b* 5 }S ME1031' l Z) 6 - t7 V Y °° ° U U o ton 511 PAGE s? f FHA .d 2/ NO. 9171N ?Ap (/0 17- IF RwIW t/71 1 % ?? .... ! Thla Iona hoed Is eoaaeetiai` aNA CA.tE NO. - - with marls fes laearedA'edar'ki A! eoo-wleur ie?Ity pro.lalwa of NOTE 441-204118-235 the Natioaal•Housing Act, pHI? = 23,000.00 IM11111iII1? 111 Carlisle Pennsylvania. . .. ,.883251719NTr tuWl W III October'* /Z- 19 71 , FOR yALUE•RECEIVED, the undersigned, William S. Fla and Julia A. Fye, H/W promises to pay to National Homes Acceptance eColrpotratio e l the Maker, jointly and severally laws of Indiana , a corporation orgaoized and existing under the or ord r, hereinafter designated an the Payee, the princi. ppeet sum of Twenty Three Thousand and No/100---------------------------- S (23, 000.00 with interest from date at the rate of ------seven----------- Dollars -- cesium ( 7 %) per annum on the unppaaid balance until paid. The said principal and Interper est shall be payable at the office of National Ffomes Acceptance Corporation in Lafayette, Indiana such other place as the holder may designate in writing, in monthly installments of One Htma or red at Fifty Three .`i'• and. 18'/100----------*-- Dollars (f 153.18 i commencing the the pinta day of Febru terest are full ry''' , 1472 ,and on the first day of each month thereafter until the principal and in. y paid, except that the final payment of the entire indebtedness evidenced hereby, sooner paid, shall be due and payable on the first day of January 2002_IR_ Privilege is reserved (okay the debt in whole or in on amount equal to one or more monthly pay. meats on the principal next-dui, on the firstt,day of any month prior to maturity upon at least thirty (30) days prior written notice to'the holder. < ry?pjJ 1 Simultaneously with the execution of this Note ' e Maker has executed and delivered to the Payee a Mortgage seduted:opon certain premises aituated.la the county of Cumberland Commonwealth of Pennsylvania, more particularly deaorlbed in the Mortgage.. All of the terms, cove- nants,•prWsfons„eonditioas,•stipulations and, agreements contained In said Mortgage to be keptand performed-by the`Y" aiehereby made a part of this Note to the same eitent:and with the same force and effect an if they were fully set forth herein, and the Maker covenants and agrees to perform the same, or cause the same to be kept and performed, strictly In accordance with the terms and provi. sio8s thereof. The whole of the principal sum or say pars thereof, and oC any other soma of money secure d by the Mortgage gives to secure this Note, lshell, forthwith, at the option of the Payee or any subsequent holder hereof, become dne end payabe immediately, without notice or, demand, if default be made in any payment nnder this Note, and if the default is not mode good prior :u the due date of the next such installment; or upon the happening of any default which, by the terms of rise Mortgage given to secure this Note, shall entitle the Payee or any subsequent holder hereof, to declare the name, or anypart t6ercof, to be due sad payable. Tee Maker does hereby empower any attorney of any court of record within the United Statesor elsewhere to appear for it, with or without a declaration filed, and confess judgment or judgments against In favor of the Payee or any subsequent holder hereof, as of any term, forthe entire unpaid principaitl of this Note, and all other sums paid by the holder hereof to or on behalf of the Maker pursu- ant to the terms of this Note or said Mortgage, asd atl`arrearages of intgrest thereon, together with costs of suit, attorneys' commission of five (5) % for collection, and a release of all errors, on which judgment execution or executions may issue forthwith. The Maker hereby waives the right of inquisition on all property levied upon to collect the indebtedness evidenced hereby and does volun. tarily condemn the same and authorizes the Prothonotary to enter such condemnation, and waives and releases all laws, now in force or hereafter enacted, relating to exemption'.appraisement or stay of execution. . The agreements herein contained shall bind, and the benefits and advantages shall inure to, the respective successors and assigns of the parties hereto. Wherever used, the singular numbershall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITNESS WHEREOF, the Maker has caused these presents to be executed under seal the day and yeas first above erritten. t. !i irr'CL?sR X -. ,[SEAL] Willie. S. J a A. Fye _ AD..... • ?'a i ..,,a., mN BY y t b erg Assiotant Vice President B ,nVa - - lnkrestppid•lo O.K ?,• y PAY To THE ORD' ;; Op sn£A _•r ;r nr,£ G i A_£ W.CI:f(a^N m FcD:rWl ?t'.iiu ?uatCn6E lion 71 t sP a 7 9y 4e- rn < w° hO.IHHL2? C. GREENS n r'?n y a 1• -+a p In T • I AY 'rOlrj RECouitSE .: s n f R N. f IJ i PAY 70 THE ORDER ^ 1 60ADVANCE MORTGAGE COSPOKTION m ''1 ! LIULt£ YA£r0 1 1161f6A££ ASSOCUIIOIP By_ n. I NORRERT C. 'CRCEBg "'i ! ro p 1 O A • r Y 916 .._i, 06 jUL'I•A A •YE 30iw RIDGE 'ST CARLISLE PA 17013-4011 DAZE: 02/08/99 CERTIFIED MOIL RE: LOAN NUMBER: 68'31517192 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 68320092 DEAR MORTGAGOR: F•IRSI NATIONWIDE MORTGAGE C:ORPORA710N OF GAITHERSBURG, MARYLAND IS 'HL" HULDER/SERVICER OF A MORTGAGi ON YOUR PROPERTY LOOA'TED AT 302W RIDGE ST CARLISLE PA 11013-401.1 YHI: PAYM NYS ON THIS MOR16AGE: ACCOUNT ARE IN SERIOUS DEFAULT IN THE a $620.60 UUMPL!ED AS FOLLOWS: 3 MONTHS 1 $202.06 = $606J S 00 = ti • i)0 0 MONTHS T 098 LATE CHARGES ;AD CHECK r.EE8 $.00 .S.. SUSPImSY SAL :QTAL AMOUNT wu,- 1622. l..." 'AU mAY CUmE FHIS DEFAULY ;JI:Ci'dIN fit RTY (60) DAYS OF THE DAi'i_ OF THIS ._..70A, ATING iL !H: .'`iMN::........::C fi'E ilc'OVE `MOUNA 6620.60 '__°.iS ANY PuliTIONAL MONf',-iL_Y F•ri'ril'=wm AND LAt CHARGES WHICH MAY FALL _RST A I ......!b.......1:. ..t.lti r,,;:•__ L L_ R URA i ..'_;f! -210 ?OR%!A:m DRIVE -"EOV110, MARYLAND 22 RE: QOAN NUMBER:* 683251'7192 PA ACT u PAGE TWO FOR FURTHER ASSISTANCE, YOU MAY GAIL TOLL-FREE 1-800-733-3238 FOR THE TELEPHONE" NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL_ AREA. IF YOU DO NOT LURE THE DEFAULT W'I'THIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE" CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCEL.ERAIE THE MORIGAGL'-_ PAY'MENT'S. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL_ AMOUN'T' BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE 'THE PHANCE TO PAY OFF THE ORIGINAL MOR'T'GAGE IN MONTHLY INSTAI_LEMENTS. IF FULL. PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO INTENDS "TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE. IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO .'AY OFF THE MORTGAGED DEPT. IF FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YOU CURE THE DEFAULT DEF'ORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL S'CIL.L HAVE TO PAY THE REASONABLE ATTORNEY'S F'E'ES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAAST YOU, YOU WILL HAVE TO PAY THE REASONABLE Af T ORNEY' FEES EVEN 11; THEY ARE OVER 450.00. ANY A'TTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWL`" FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE. THE REASONABLE COS'T'S. IF Yi.',U CURE THE DEFAULT WI'T'HIN THE THIRTY DAY PERIOD, YOU DILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. F:•.;`:'' NAf:i:U'NWID MORTGAGE CORPORATION MAY ALSO SUE YOU PERSONALLY' FOR THE _^t'•.?_:, KNCIPAO 1AUAN;.E AND ALL OTHER BUNN DUE UNDER THE. HUR'T'' _., YOU !•:Air_ NOT CU1'li;l) THE .)c.FAiU._ i' hJt T'I-LCN : H 1'!-I r't Y DAY PERIOD D FORILLUSURE PRO.; EDiNGS :.iAVE zLGUN, YOU WILL HAVE IHE R::GHI i'U CURE THE .IEFAUL'T' AND PREVENT f H c SALE AT ANY TIME UP TO UNE HOUR BEFORE THE EHLN.IF 'SC FOTtIeT::LU_URL E.aLE.., fOU MAY K O BY PAYING THE TO'TAL. AMOUNT O THE UNPAID MONTHLY PAYME:N r5 PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE t ASUNA!.'•:_L ATIDRUE.Y'S FEEN AqV COSTS CONNECTED AITH THE : URE LDSURE SALE AND :-'EAi,_ °i?.?t ANY !fF'',r"fd Rla!>:::IR .., :i•1!::N'I'S UNDER THE MORTGAGE. 1 _,.: ,..S..GMA+(:.. { Prl T f HE !::.AKl._IL:i'I i)F;'. Li I= Y.: CH F_R.LF' i• ' ,,; 6ALL "ULL ll .._ m „__... ., t.,ll_I) to :,i'I-';tU?.! . r, l :r.n' SIX 16) Mi;N K,.. FROM .iL': DATE OF H-S :_ I '.., . ., ,. SnAn "I -Ask ?j DA'rl::. 02/08/99 RE:: LOAN NUMBER: 68325i'?i92 PA AC'r 6 PAGE THREE YOU SHOULD REALIZE THAT' A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT 'TO REMAIN IN IT. IF YOU CONTINUE TO L'I'VE IN THE PROPERTY AF'IER 'IHE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP P'RO'T'EC'T' YOUR INTEREST IN THE F'ROP'ERTY. YOU HAVE 'T'HE RIGHT 'T'0 SELL THE PROP'ERT'Y '1'0 OBTAIN MONEY TO PAY OFF THIS DEBT, OR TO BURROW MONEY FROM ANOTHER LENDING INSTITUTION 'T'0 I•'AY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR T'RANSF'ER THE PROP'ER'TY SUBJECT 'TO THE MORTGAGE TO A BUYER OR TRANSFERREE WI-10 WILL ASSUME THE MORTGAGE DEBT, PROVIDL-:D THAT ALL THE OUT'Sl'ANDING PAYMENTS, CHARGES, AND AT'TORNEY'S FETES AND COS'T'S ARE PAID PRIOR TO CIR Al THE SALE, AND THAT THE OTHER REQUIREMENT'S UNDER THE MORTGAGE ARE SATISFIED. CONTACT US 1'0 DET'ERMIN14 UNDER WFiA'1' C:IRCUM5'rANCE5 T'PIIS RIGHT MIGH'C EY.IST. YOU HAVE THE R:l'C:PIf TO HAVE THIS DEFAULT CURED BY ANY 'T'HIRD nl T 1NG ON YOUI't'ic9".r,!. , IF YOU CURE THE DE'FAUL'T': "HE: M':!RTGAGE WILL BE RESTORED 'r0 'iH£ SAME `08ITION AS IF NO DEFAULT He;l') OC'(:::lRRED. HOWEVER, YOU ARE NOT ENTITLED TO IHIS RIGHT '10 CURE Y::!lilt DEFAULT MORE 'THAN THREA-L T'I:MT:S IN ANY U AL.E DAR YEAR. ?':?L?.>=;;. TON lltrr-?I?iT:t?P i-E!iV-E'S8-5002 .. _.: F:. . ";)0:. Z 98E; -;:s .lUL.IA A iFYE. 401 N WALNUT ST MT HOLLY SPRINGS PA 1'70654 50S DEAR MORTGAGOR: DATE: 02/08/99 CER F:TFIED MAIL RE: LOAN NUMBER: 68:32517192 RE.: NOTICE OF INTENTION TO F'ORECLOSE' LOAN NUMBER: 683251 "7192 FIRS! NATIONWIDE MORTGAGE CORF•ORATION OF GAITHERSkIURG, MARYLAND IS YHE HOLDER/SERV'I'CER O A MORTGAGE ON YOUR PROPERTY LOCATED AT 303W RIDGE ST CARLISLE FA 1"'7013-4011 THE PAYMENTS ON THIS MORTGAI:,L' aCCOUNT ARE IN SERIOUS DEFAULT IN THE AMOUWT OF $620.60 f.:!.:nPLI,`'ED FOLLOWS: 3 MONTHS 2 202.06 $606.18 0 MONTHS it Zoo = $10 LATE c_HARuEE; $7.42 BAD CHECK 550.1i $. V; QI HER WhEl . Q LESS Jl.: 'L1 _...._._. .' pa mc.._ 0.0%. 0L :DAY LURE FHIS DEFmUL .'I HiN ::?IRTY 00) OnYS OF 'iHE =E Of THIS i_&T._.?. X, MY I'ii`(a.PI (a TO li`I1:' !HE -: ? t'.t:fJ d'c: .amOUNA al i'1. L , .. ,x:. r•. `_5 a..n?:_.L, $:n:cO. uf; N' •'3 ANY ADDITIONAL MUNl'b•':•_''' YAYNENJ'S AND LATE CHARGES WHICH MAY FALL. pits? NA; :. 1..., •,.iL'C; 000 ..x(14-^.. '"Ai'i.::'. A). BOA 0.. RE : LOAN NUMNER : 6832-517`1 S12 PA AC'T' 6 PAGE TWO !-Oft FURTHER ASSISTANCE, YOU MAY' CALL TOLL-•FREE 1-800-•733-,3235 FCTf( '.'HE TELEPHONE NUM'I?FR OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF' YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, FIRST NA'T'IONWIDE MOR'T'GAGE CORPORA I'ION INTENDS 'I'0 EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE P'AYMEN'TS. THIS MEANS THAT WFIATLVL"R IS OWING ON THE ORIGINAL AMOUNT BURROWED-WILL. BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE 'IHE CHANCL TO PAY OF'r THE ORIGINAL MORTGAGE IN MONTHLY INSTALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NA11ONWIDE MOR'15AGE CORPORATION ALSO IN'T'ENDS TO 'I'NSTRUCT ITS ATTORNEY (U START A LAWSUIT TO FORECLOSE YOUR MORTGAGI-D PROPERTY, IF THE MOR'fGAGE IS FORECLOSED YOU!•( MORTGAGED 1-'R0I-'E:R Y WILL BE SOLD BY I'F•IE .;HFRIF'1= T'O PAY OFF HIE MORTGAGED DEBT, IF FIRST NATIONWIDE MOR'T'GAGE CORNORA11ON REFERS YOUR CASE TO ITS AT'T'ORNEY, BUT YOU CURE THE DEFAUL'T' BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINS'T' YOU, YOU WILL ST'ILI_ HAVE TO F'AY 'r HE F(EASONALAI-.E ATTORNEY'S FEES, ACIUAI_LY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE S'T'ARTED AG(a7:TlS'I' ;JU, YOU WILL HAVE O r'Fd'f 'II-iL. ftEASGNAk'.LE AITCI'tNEY"'' F!::L:"i EVEN 7:F THEY ARE OVER $50.00. ANY ATTORNIE'Y'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRST riAl'ICINWII)E MOR'T'GAGF WHICH MAY ALSO :NCI_UDE TFIE R'1-'ASUNAlirLS' COSTS. IF YOU CURE— 1FiE: DL-"'r'AU!_T' WITHIN r'Iilc 1'Xz:R1'f DAY !'-'ERIOD, YOU WILL. N!'I 1't H' RE(sUIRE:D TO A'i'TORNLY'S i::EES, J.RS' .ir+r:.J^!Wii)E hi!:1icld"-I,E -1. UN. MA'Y ALSJ tUl_ Y!''U 0NWLi.1' !-OR THE {? .... ,..1:1 ? '1'... ?.'??i-.,,Nl. 1"114.•.. ":'_. ... ..: : iF?.l'. M '•• D . y. 4111) L.?+. (:URa ',.a._ •);.r ,.:, • d,. _, ..-t HE .,.- fr•.:... ... .N _nA)'rai,a •.r1.... _ . CC. '.?_t... i•(r1Vt:: Ir. -,uri :In i4 AU_ AND PR;_VENI' HI' Ai r•NY I'7:MII .;P 'fO ONt i uL:R DEFORE THE kkt':'_OSU'.I ;3A1_!c .;U ..:,c 1)O Si0 , Y !-.r-'fl'\G '?r:bUNT 0 P-'ii UNI'A.ii) HONTHLY PAY ;1" N I't, .. L.US ANY 1_r11"r' OR OTHER CHARC:G_'3 THEN DUE , Ai,4t1EiYS ..UNt• EC '.':' 'J1 I'14 !HE !s. , L • '.L`x 3A '- i4'::J ?•':n:di'::k ?'+, ? ,111 ;?_PhI:N'IS ?d'J t h?r:li'i1GE. 'A U _,- ..._._. ......,.:....:.. i.•I_ Ah'F:..fii.J.i"IFi1'::... :.:1-,:'. =;. ?1:.:?V..'.:. lat,1. .?•... .-.li... _.. al.. DATL :.' 02/08/5'9 RE: LOAN NUMBER: 6816254, 7i92 PA ACT 6 PAGE THREE YOU SHOULD REALIZE 'T'HAT A SHERIFF ' S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED P'ROP'ERTY AND YOUR RICH I TO REMAIN IN IT. IF YOU CONTINUE TO LIVE: IN THE PROPERTY AFTER THE SHERIFF'S SAL.L, A LAWSUIT COULD BE. STAR'T'ED TO EVICT YOUR YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE P'ROP'ERTY. YOU HAVE THE RIGHT I'0 SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS DEBT , OR 10 BORROW MONEY FROM ANOTHER LENDING INSTITUTION I'O PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL. OR TRANSFER THE P&OPf RTY SUBJECT TO THE riOR i GAGE 10 A BUYER OR T'iRANSF'ERREE WHO WILL ASSUK !HE MORTGAGE KBr, 4OVIDED !HAT ALL t'HL-' OUTSTANDING OAYMENT'S, CHARGES, AND ATT'ORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AV THE SALE, AND THAT THE OTHER tE: UIREMENrS UNDER THE MORTGAGE ARE 3A'T"ISFIED. CONTACT US TO DETERMINE Uf•+DT O :.THA'I' CIRCUMSTANCES THIS RIGHT MIGH't EXQ4. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD IF YOU CURE THE.. DEFAULT, IYHE KDRIGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED 10 THIS RIGHT I'U CURE YJUR DEFAULT MORE THAN THREE 'T'IMES IN ANY CALENDAR YEAR. _...-nm _,-Y wQLLVL,QN DLF' t H SHERIFF'S RETURN - NOT FOUND ..CASE NO: 1999-03230 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST NATIONWIDE MORTGAGE CORP VS. FYE WILLIAM S ET AL R. Thomas Kline , Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, to wit: FYE WILLIAM S but was unable to locate Him in his bailiwick. He therefore returns the NOTICE AND COMPLAINT IN MORTGAGE FORECLOSURE NOT FOUND , as to the within named defendant _ FYE WILLIAM S DEFT. IS DECEASED Sheriff's Costs: So ans?? Docketing 18.00 / Service 3.72 Not Found Return 5.00 00 Surcharge 8.00 IV: ma In e i $?= MA TL0 1MA9? WEINROTH & MILLER Sworn and subscribed to before me this 3s+l day of 19-`L A.D. Q. ''- SHERIFF'S RETURN - REGULAR CASE NO: 1999-03230 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST NATIONWIDE MORTGAGE CORP VS. FYE WILLIAM S ET AL DAVID MCKINNEY Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE AND COMPLAINT IN was served upon JULIA A FYE the defendant, at 9:15 HOURS, on the 2nd day of June 1999 at 401 NORTH WALNUT STREET MT HOLLY SPRINGS, PA 17065 CUMBERLAND County, Pennsylvania, by handing to JULIE A. FYE a true and attested copy of the NOTICE AND COMPLAINT IN together with MORTGAGE FORECLOSURE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service 6.00 .00 So answeriiAi_ 01 ? Affidavit .00 Surcharge 8.00 It. omas ine, eriff-- 0ATTI, 3 M9 LLER WEINROTH & M by I : -' Dep-3Ly P? Sworn and subscribed to before me this 34A day o ,w 1917? A.D. - r 6 ff???? MATTLEMAN, WEINROTH & MILLER SUITE 2226 - LAND TITLE BUILDING BROAD AND CHESTNUT STREETS PHILADELPHIA, PA 19110 215-923-2225 ATTORNEYS FOR PLAINTIFF By: Sharon O. Morgan Attorney I.D. Number: 60068 0006=6CSmCCC= C CC = = C.= - FIRST NATIONWIDE MORTGAGE CORPORATION 5280 CORPORATE DRIVE FREDERICK, MD 21703- Plaintiff : COURT OF COMMON PLEAS : CUMBERLAND COUNTY Vs. : NUMBER: : CIVIL ACTION MORTGAGE : FORECLOSURE COMPLAINT WILLIAM S. FYE 401 N WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 JULIA A. FYE 401 N 401 N WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 Defendant(s) --- ----------------------- TAUS COPY FROM REOORD !n TsOnD y whorsO, I here unto set my MW and the *4d- of sap Met I.,al isle, Pa.. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following ages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR - CUMBERLAND COUNTY CARLISLE, PA 17013- 717-240-6200 NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT 1. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within 30 days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the Judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID#: 60068 Suite 2226 Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 215/923-2225 Attorneys for Plaintiff First Nationwide Mortgage Corporation COURT OF COMMON PLEAS 5280 Corporate Drive CUMBERLAND COUNTY Frederick, MD 21703 V8. Plaintiff No.. William S. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Julia A. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT 1. First Nationwide Mortgage Corporation, (hereinafter referred to as "Plaintiff") is a Mortgage Corporation, conducting business under the laws of the Commonwealth of Pennsylvania and brings this action to foreclose the Mortgage between William S. Fye and Julia A. Fye, Mortgagors referred to as "Defendants" and National Homes Acceptance Corporation. Said Mortgage is dated October 12, 1971 and was recorded in the Office of the Recorder of Deeds and Mortgages in Cumberland County, Pennsylvania on October 13, 1971 in Mortgage Book 541, page 29. A copy of the Mortgage is attached hereto and made a part hereof as Exhibit "A". 2. Said Mortgage was subsequently assigned as follows: a. to Federal National Mortgage Association, recorded on 4/17/72 in Mortgage Book 198, page 539. b. to First Nationwide Mortgage Corporation, recorded on 4/15/97 in Mortgage Book 545, page 117. As a consequence of that assignment, Plaintiff is the proper party plaintiff herein. 3. The Mortgage secures Defendants' Note dated October 12, 1971 in the amount of $23,000.00 payable to Plaintiff in monthly installments with an interest rate of 7.00%. A copy of the Note is attached hereto and made a part hereof as Exhibit "B" The land subject to the mortgage is: 303 W. RIDGE STREET, CARLISLE, PA 17013-4011. A copy of the legal description is attached hereto and incorporated by reference. 4. The Defendants, William S. Fye and Julia A. Fye.are the Real Owners of the land subject to the mortgage. The Defendants' mailing address is 401 N. Walnut Street, Mt. Holly Springs, PA 17065-1508. 5. The Mortgage is now in default due to the failure of the Defendants to make payments as they became due and owing. The following amounts are due: Principal Balance $ 5,044.08 Escrow Deficiency $ 66.73 Interest Calculated to 05/25/99 $ 170.72 Accum. Late Charges $ 14.84 Property Inspection Fees $ 14.00 Attorney Fees $ 800.00 TOTAL $ 6,110.37 plus interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. 6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6, Section 403 (41 P.S. 403), a Notice of Intention to Foreclose Mortgage was sent to the Defendants by regular mail and certified mail on 2/8/99. A copy of said notices are attached hereto and made a part hereof as Exhibit "C". A Notice of Homeowners' Emergency Mortgage Assistance is not required is said proceeding as the same is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 1707-1715z-18). The Defendants have not cured the default. WHEREFORE, Plaintiff requests the court enter Judgment in Mortgage Foreclosure for the sale of, the mortgage property in Plaintiff's favor and against the Defendants, in the sum of $6,110.37 together with interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. MATTLEMAN, WEINROTH & MILLER BY: Sharon Oras Mora AA, Esquire #60068 291/51675 MAR.19.1999 1:e5PM G S W M M0.946 F.2/2 VERIFICATION I, JUDX RIISTAD, state that I am the Foreclosure Supervisor of Northwest Mortgage services, Inc., servicing agent for First Nationwide Mortgage Corporation Plaintiff herein; that I am acquainted with the facts set forth in the foregoing complaint; that the same are true and correct to the best of my knowledge, information and belief; and that this statement is made subject. to the penalties of is Pa.C.S. section 4904 relating to the unsworn falsification to authorities. ?Jlu J g? Ot,.0-5,,0 JUDY RUSTAD Y Foreclosure Supervisor FHA FORM No. 2171 w MORTGAGE ae.il.w F.r.eY, lnt - THIS INI tEHTUH6, made and entered Into this I Z day of by and between William, S. Fye and Julia A. rye, H/W P-' i;ld/7--/, TYI. Wr Y wN N a.\.<Ilw. wll\ e,.nppe In.v<Ilw<u IM sun b by{.can MAe Y IM Ne,lerwl Hw.fry Ael. October' 09 71 , • whether an* or more, withtheir heirs, executors, administrators, and assigns, called the Mortgagor), and (hereinafter < National Homes Acceptance Corporation and existing under the laws of Indiana . a cotpolaliou organized and having its principal office and post office address in Lafayette, Indiana .,? (hereinafter with Its successors and assigns called the lforlgagee), i RITNF:SSETH,that to secure -he Payment of Twenty Three Thousand and No/100---- -... Dollars (S 23, 000.00 with Interest from date, at the rato I ? of -----seven------- per centum ( 7 %) per annum on the unpaid balance until paid, as pro' ,..• vided in a note of even date herewith, said principal and Interest being payable at the office of National Homes Acceptarice,Corporatloa ?'.. Lafayette, Indiana , or at such other pt cc as the holder may designate In writing, in monthly installments of One Hundred Fifty Three and 18/100---------------------- Dollar (S 153.18 ), commencing on the first day ofFebruary , 1972 , and on 4 the first day of each month thereafter until the principal and Interest are fully paid, except that the final payment of rlr,i) rinclpal and Interest, if not sooner peld, shall be due and payable on the first day of January PW and also to seeure the performance of all covenants and agreements herein contained, the Mortgagor does by gAeu presents bargain, sell, give, grant, and convey to the Mortgagee, ALL the following-described real estate situate in the Borough of -.Carlisle County of Cumberland , and Commonwealth of Pennsylvania; to wit: ALL THAT CERTAIN tract of land with improvernenta thereon situate in the Borough of Carlisle, Cutberland County, Pennsylvania; in accordance with Plan of D.. P. Raffensperger Associates; known as Lot No. 2, Block B, Elwood Plan of Lots recorded in Plan Book 22, page 18; known and numbered as 303 Ridge Street, Carlisle, Cumberland County, Pennsylvania. BEING the same premises which Carlisle Opportunity Homes, Inc, by its deed dated October .1"1 , 1971, and intended to be recorded prior hereto in the aforesaid Recorder's Office, conveyed unto the mortgagors herein. THIS IS A CORRECTED MORTGAGE RERECORDED O A . A,?,x rare°sm •?Il?ga?gf???lql?tl?q8?l[I??q9?1 ? ?a •• <_:, _ 653251719DOT c ie.em zo .-.1 A ? 'pan co a?n? . Aroo are^arA S.. N?ou . -Cy6 0a y°e ?n V ? ro. rA WA S!S f1ci:1031 6004 511 FACT ?.J :°.h". :'•1> >la: ((lea AOL r? . r 4. That the Mottitagor be w hereby tasurrd ill keep the Improvements now existing or hereafter emcled oo the premises covered , u may be required from time to time by the Mortgagee against loss by fire and other hazards, cuu- allies end contingencles In such amounts and for such periods as may be required by Mortgagee, ind will pay prompt. ly, when due, any premiums on such Insurance for payment of which provision has not been made heminbefore. All Insurance shall be carried In companies approved by Mortgagee and the policies,and renewals thereof shell be held by Mortgagee and have attached thereto loss payable clauses In favor of and In form acceptable to the Mortgagee. 1. evmrt of toss Mortgagor will give Immediate notice by mail to Mortgagee, and Mortgagee may make proof of lose if nqt made, proaptiy by Mortgagor, `end each Insurance company concemed is hereby authorized and directed to make . payment rot each low directly to Mortgagee Instead of to Mortgagor and Mortgoces Jointly, and the Insurance pm- coeda, a any part thereof, may be applied by Mortgagee at Its option either to the reduction of the Indebtedness hereby secured or to the restoration or repair of the property damaged, In the event of foreclosure of this morigsge or other truster of Utie to the premises covered hereby In extingulshment of the Indebtedness secured hereby, all fight. tille and Interest of the Mortgagor in and to any Insurance policies then In force shall pass to the purchaser or grantee. S. That the, Mortgagor will not suffer any lien superior to the lien hereby created to attach to or to be enforced against the premises covered hereby, and will keep said premises In as good order and condition as they now are, and will not semen!! or permit my waste pf sold premises, reasonable wear and list excepted 6. That the Mortgagor will pay all ground rents, taxes, aaaesament-a water roles, an d other governmental or municipal charges, flaw or impositions, for which provision has not been made heminbefore and that he-will prompt. ly dellver the official receipts therefor to the Mortgagee, end In default thereof the Mortgages shall have the right to pay same, no Mortgagee shell-ban the right to make any payment which the Mortgagor should have made, and the Mortgagee may also pay any other sum that is necessary to protect the security of this Instrument All.such sums, as well as all costs, paid by the Mortgagee pumusit to this instrument, shall be secured hereby and Shell bear In. lerest at the rate set forth In the note secured hereby from the date when Such sums am paid. 7. That if the Mortgagor shall refuse or neglect to make or cause to be made ail amessary mpalm to the aeon. gaged property. Wen at the, option, of the Mortgagee, sued reports may be made at the expense of the Mortgagee, end the cost thereof, with Interest at the same nit as the principal debt shall be added to and made a part'oLthe pdnci- pal debt secured hereby. - t , g, That If at any time, a,- tit of Fierl Facias or other execution is properly iswed.ipon ¦ Judgment •obtalned upon Bald note, or If i Walt of Scare Facias Is Issued or other foreclosure proceedings instilujed upon this mortgage, an attorney's eommiwioo for colleelim, viz; five per cerium ( 5 %) of said principal debt or•sum, shall be payable, and shall be recovered In addition to all principal and interest and all other reeverable sumahhen due, besides costs of suit, and the Mortgagor don hereby expressly waive and relinquish ell benefit thatmay'acnae to him by virtue of any and every law, civil or military, made or to be made hereafter exempting the mortg i aged,pem- ,sea or my other premises or property whatever, either reel or personal, from attachment, levy, .end sale under exe• cusm, or any part of the proceeds arlaing from any sale thereof, and all benefit of any stay of eYecdtein or other process. 9. That should this mortgage and the note secured hereby not be•eligible for insurance under the National Hous. ing Act within six months (6) from the date hereof (written statement of any officer of the Department of Housing and Urban Development or outhorixed agent of the Secretary of Housing and Urban Development dated sub- sequent to the six months (6) time from the date of the mortgage, declining to insum said mortgage and note, being deemed conclusive proof of such ineligibility), the holder of the aforesaid mortgage and note, Its suc• cessors or assigns may, at its option, declare the mortgage and note in defadlt and all sums secured hereby'Immedi. arely due and payable. AND PROVIDED ALSO, that when as soon as the principal debt or sum hereby secured shall become due and payable as aforesaid, or in case default shall be made in the payment of any Installment of principal and interest, or any monthly payment hereinabove provided for, or in the keeping and performance by the Mortgagor of any of the terms, conditions or covenants of the mortgage or the rote secured hereby, it chap and may be lawful for said Mort- gagee forthwith to bring an Action of Mortgage Foreclosure, to sue out a Writ of Scim Facias, or to Institute other foreclosure proceedings upon this mortgage, and to proceed to judgment and execution for recovery of said principal debt, all Interest thereon, all sums advanced for payment of any ground rent' taxes, water rents, charges, claims or insurance premiums as aforesaid, and all other recoverable sums, together with an attorney's commission for eollec. tion, without further stay of execution or other process, my law, usage or custom to the contrary notwithstanding The Mortgagor hereby waives and relinquishes unto and in favor of the Mortgagee,. all benefit under the laws now in effect or hereafter passed to relieve the Mortgagor in any manner, or to reduce the amount of the note to any greater extent then the amount actually paid for the premises hereby mortgaged at the sale thereof in any judicial proceed. Ings upon the said note or upon this mortgage. BUT PROVIDED ALWAYS, that if said Mortgagor does pay or cause to be paid to the said Mortgagee, the afore- said debt or principal sum secured by this mortgage, on the day and time and in the manner hereinbefore mentioned togethei with interest and all sums advanced for payment of any ground rents, taxes, water rents, amounts due under any prior lien, charges, claims or insurance premiums as aforesaid, this indenture, and the estate hereby granted shell cease and become void, anything heteinbefore contained to the Contrary notwithstanding The covenants herein contained shall bind, and the benefits and advantages shall inure to, the respective heirs, etecutots, administrators, successors, and assigns of the parties hereto. Whenever used, the singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. 0001( 541 PACE 31 aa6i 545 W1033 IN WITNESS WHEREOF; the *said Mortgagor(s) to these Presents has hereunto set Dated the day and year first hereinabove written. Signed, Seated, and Delivered in the Presence of - -- their Julin A. Fye v L'EH1'IFICAI'E OF IIESIUE\CE ,?•: •I,' John H. Broujoe .; do.hcrelry, certify that the correct address of the within-named Mortgagee Is Lafayette, Indiana ' Witness my hand this 12• day ofN Oeto? r `9 71 COMMONWEALTH OF PENNSYLVANIA, ) 1 ) as: COUNTY OF Cumberland ) On this (Z day of 'October A. D. 1971 , before me,. came the sbove•named William S. Fye and Julia A. acknowledged the within indenture of Mortgage to be some to be recorded as such. r WITNESS my'hmd and seal, the day and year aforesaid. 'Fafe of Pennsylvbn, ?,• nd l f C b ': er a um ounfy o corded in the office for fhe rodording of Deeds, in and for Cumberland County-PA. ' . " Book ___. Vol. ' 5,113 Page vv';' .-'Cis my hand and -sea[ of office: at C.rlisle far thi E!' dey of: 19 Roaofder ;,- „ I ,. V u, N •? w V rw '' ? :r o bA m x a. v f3 w ? W a la ? o 0 x ? ? o ? ? f' Z ?l d p O \ a G Id y 0 ••wi N e z U Q 1148 545 r1CE1034 NOTARY PUBLIC My Cammhiwe 6plus 0.tsbm S. ctlhlc. h Comberlaq t hand(s) and seal(s). i CSEA1.. and i the ? , "r "'Sr 16 i r 4 ••• tj OY,?••r., + ?•,;.•,...'t ..i.?C• . 9 A L? Y .ar V Y w J\ • = 7 O. E• F ..> o ?. A; 8 Y Y a Q 0 V r , e O y z s " g o\ W . ._ ?c 00 0 eocx Sdi YACQ 32 act and deed, and 9 0 L f ® - 19-i9 FNA FORM N0.9171N (o0 , RerhN x/71 ? :?'., ? This Ism Is auad is t00sectI6a' oa FHA CAtf N0. with morrials iasaredl;edee the plOlf e-w Ioanssily peevlsloas al 1, 441-20411$-235 the Nuimsl.Ho.siap Act. ???dB8lWWy B?p11?yp??pppp??tIrrl7RtI9E s 23, 000.00 IYM1g1?107W11NpL9?C!lICJiMw7itW11UdA/ Carlisle Pennsylvania, Bg32517IONTE ?eeaaL C?1?3 ?u`J _ October° /Z. 19 71 • FoR'VALUE•RECEIVED, the undersigned, William S. Pye and Julia A. Fye, H/W Promises to pay to National Homes Acceptance aCorpotrationed the Maker, Jointly and severally ana r A corporation organized and existing under the laws of Indi or order, hereinafter designated as the Payee, the princi- rI sum of Twenty Three Thousand and No/100------- ---------------- Do ------ 23,000.00 ) with interest from date at the rate of ------ seven ------------- centum ( 7 %) per annum on the unpaid balance until paid. The said principal and interest shall be payable st the office of National Homes Acceptance Corporation in Lafayette, Indiana or at such other place as the holder may designate in writing, in monthly installments of One Htmared Fifty Three and 1g'/100------------ Dollars (s 153.18 )mencingoq the first day of February '"• , 1972 , and oo the first day of each month thereafter until the principal and In. terest are fully paid, except that the final payment of the entire indebtedness evidenced hereby, -I f ppt, sooner paid, shall be due and payable on the first day of January 2002 Privilege is reamed to ;pay the debt in whole or in an amount equal to one or more monthly pay- menta on the principal next due, on the firsttday of any month prior to maturity upon at least thirty (30) days prior written notice to' the holder. -a j1 Simultaneously with the execution of this Not the Maker has executed and delivered to the Payee a Mortgage sedured-opon certain premises situated.in the county of Cumberland Commonwealth of Pennsylvania, more particularly des6ibtid In the Mortgage. All of the terms, cove' nantz,•prcvisions, eonditiona, atipulations and-agreements. contained in said Mortgage to be keptand performed by the Maker archsrcby made a pirt of this Note to the same extent-and with the same force and effect as if they were fully act forth herein, and the Maker covenants and agrees to perform the •- same, or cause the same to be kept and performed, strictly in accordance with the terms and provi- sioJts thereof. The whole 0"' e principal sum er any pert thereol, and of any other auras of money secured by the ortgage given to secure this Note, shell, forthwith, et the option of the Payce or any subsequent holder hereof, become due and payable immediately, without notice or demand, if default be made in soy Payment under this Note, and if the default fs not made good prior to the due date ofthe next such Inata s llmenr or upon the happening of any default which, by the terms of th'e Mott gage given to secure M thi Note, shall entitle the Payee or any subsequent holder hereof, to declare the same, or any part tbenrof, to be due and payable. 711e Maker does hereby empower any attorney of any court of record within the United Statesor elsewhere to appear for it, with or without a declaration filed, and confess judgment or judgments against if in favor of the Payee or any subsequent holder hereof, as of any term, forthe entire unpaid principal of this Note, and all other sums paid by the holder hereof to or on behalf of the Maker pursu- ant to the terms of this Note or said Mortgage, and all`anearages of intgrest thereon, together with costs of suit, attorneys' commission of five (5) % for collection, and a release of all errors, on which judgment execution or executions may issue forthwith. 771e Maker hereby waives the right of ingalaiNOn 0n all property levied upon to collect the indebtedness evidenced hereby and does valun- tarily condemn the same and authorizes the Prothonotary to enter such condemnation, and waives and releases all laws, now in force or hereafter enacted, relating to exemption,.appraisement or stay of execution. . The agreements herein contained shall bind, and the benefits and advantages shall inure to, the respective successors and assigns of the parties hereto. Wherever used, the singular number shall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITNESS WHEREOF, the Maker has caused these presents to be executed under seal the day and yesnfirst above,written. _41- CSEAQ -- _.?nt S.QFa L [SEA.L] J a A. Fyc ------------------------------ ------------- ------ AD..... ••J BY t BYE .y b mr, Assistant Vice President 5 --- - tacrest Old-to- 0. K. V. ?1 r b °1 d;oa , n o .1 ((CC???? a ?2 F> _ e•??l?;n 1y -I ?;M ynl rr nO a p R s PAY TO THC CFtD,(; OF 61CER': ..1:.LEF 11"'i C 'I A.E ASS.CGTiSN Fct7'ILILf!'.i?u .u.11SntiEkS?1i` 11GN ' it ;p C% B . _'"..I,nf y;?a p,siidenf.-_..,?,,. .e r -? m 7e • 7 -C [l NOi(NE1i? C. CREENE ^? v, s ... O •-I r ' t11 T WITHOUT RECOt1Rg 1 n i PAY TO THE ORDER sE wi ie y ADVANCE MORTGAGE CORPORATION 1 N 1 t? ae : .. s 0 raVL.N:Eaf YAEIR YRRT6A6[ ASSRGAT1mp o zm o m3c Atforn 'T iwa - ? • l0 H 1 s w• i EORRERT C. 'CREENE •'? ! m eS A 9 ? o •A • _ s WILLIAM S FYE 401 N WALNUT ST MT HOLLY SPRINGS PA 17065450B DEAR MORTGAGOR: DAIL: 02/08/'9Y CERTIFIED MAIL RE: LOAN NUMBER: 6832517192 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 6832517192 FIRST NATIONWIDE MORTGAGE CORPORATION OF GATTHERSOURG, MARYLAND IS THE HOLDER/SERVICER OF A MORTGAGE ON YOUR PROPERTY LOCATED AT 303W RIDGE ST CARLISLE PA 1"1013-4011 THE PAYMENTS ON THIS MORTGAGE. ACCOUNT ARE IN SERIOUS DEFAULT IN THE AMOUNT OF 7620.60 La:Jn!`!.JYll AS FOLLOWS: 3 MONTHS & 5202.06 = ?606.1;? 0 MONTHS L? $ 00 = V00 LATE CHARGE. 11.42 BAD CHECK V00 QI HE.R F I::... 3 ` LESS `. il.J;:if 'L:...,...... r+4_... NC L; Y::U MAY LURE: fHlS DEFAULT 1 I [Hi:N THIRF'Y (10) iAIS OF &L DA'TE OF THIS j LETI SR, BY Ytit:.N ln 1.) 1' JitU 7::J.:NL,!, & E 6±1rJ V °! U4 !I 7m20.60 FLU'S ANY ADDlf7UNAL MONIHLI PAYMENTS AND L..AYE CHARGES WHICH MAY FALL DUE DURI NG YHTA PE.I'.1OD, i i0-t- DATE: ()'Z1/08/.99'- RE: L,uAN NUMBER: 6S:; 5i T' S'? PA AC•T 6 PAGE TWO FOR FURTHER ASSISTANCE, YOU MAY CALL TOLL-FREE 1-900-733-3238 FOR THE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YUU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCELERATE THE MOR'T'GAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE ]IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INS'TALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN 'T'HIR'TY (30) DAYS, FIRST NATIONWIDE: MORTGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUI'T' TO FORECLOSE YOUR MORTGAGED PROP'ERT'Y, 1F THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PRUPER•T•Y WILL BE SOLO BY THE SHERIFF 1'O PAY OFF THE MORTGAGED DEB'T'. IF FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO 1'TS ATTORNEY, BUT YOU LURE THE DEFAULT L;EFORE HE BEGINS LEGAL PROCEEDINGS AGAINS'T' YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE A f'f URNEY' S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL_ PROCEEDINGS ARE STARTED AGAINST YOU, YOU WIL..L. I"'ia'VE 10 PAY 1 HE: REASONABLE A I TORNEY' i•':i.!: E EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WII_T_ BE ADDED TO WHATEVER YOU OWE F'!RST NATIONWIDE MORTGAGE CORPORAT'ION, WHICH MAY ALSO INCLUDE THE: 1'(i_ASONABLE COSTS. IF YOU CURE 'THL'• DEFAULT' i irHIN THE THIRTY DAY PERIOD, YOU WILL NUT BE REVIRED TO PAY ATTORNEY'S FEES, FIRST NATIONWIDE T,.A,.,,.. ..,..R t.. !1 :dAY _3O Si4... YOU 1°';-:N`aC!^!A:._'..Y FOR ;'% TOU HAI':i NOI CURED _ . t'!:_. si1':i):! iH'E l .( .. , DAY , VIC'D ONO PEL..:. SURE. r'ROC ELA I N •i - i'Y !1.....!f'! , YC: .: I ...!.. .. i +' ' "HE i u& 1 ;. LURE. :'T-;L• DL:.:-Af.!T._T AND PRcl+__A!T 0E ..TALE Ai ANY TIME uP & ONE HOdR BEFORE THE QmEAQ% rui' LLt.!SURE 1ML!C. "._U mAY U Su a ,:!Au 1% -DIAL r1MOUNI DF THE UNPA1D MONTHLY PAl'i^c;h s PLUS ANY LMFE OR OTHER CHARGES THEN DUE AS :,J.i AS I'I`' +L A-iU N"a I :!Pt^+i..'. ' i FEES Ard! ... ii :)i,+N& I.:) i?L_ ! :. .: )::.:.:L,):•°•:!I,_ GALE ai.t) o..:? .. ANY -: &.:.: a L.i:U; R._i N• i:, UNi;:iR f H, Mr_!it =(.,i.l:. '?. .1 .1 •:_EiQ0AIED THAI "n i08L _..i:;' ,MIL HQ c':t.'.`i A , AI_:,.rb .rA!...L. a)ULD :DA'T'E; 02/08/99 RE: LOAN NUMBER: PAGE THREE 68325i'r f 2 YOU SHOULD REALIZE THAT A <iiHFi.RTF'P'S SALE WILL MORTGAGED P'ROP'ERTY AND YOUR RIGHT '1'0 REMAIN IN LIVE IN THE PROPERTY' AF'1ER fHE SHERIFF IS SALE, SITARTED "I'0 EVICf YOU. PA ACT 6 END YOUR OWNEFtSFiIP OF 'T'HE IT. IF YOU CONTINUE TO A L.AWSUI (' COULD III:. YOU HAVE ADDITIONAL RI:GHIS T'O I•iL.LP PROTECT YOUR IN'fTRF_S'T' :N 'i'HE PROPERTY. YOU HAVE THE 'RIGI-IT TO SELL THE CO OBTAIN :MONEY 'TO PAY OFF THIS DEBT, OR '10 BORROW MONEY FROM ANL''I'F'IEFt 1...1EN1)IrdG Ii'1S'TI'1'U'TTUN I'U PAY OFT= THIS DEIiI'. YC:UI MAY HAVE THE RIC1-1 '1' 'I0 SELL OR 'I'RANSI=L•"R THE PROPERTY SUBJECT 'TO THE: MORTGAGE '10 A BUYER OR IRAN:•iFETtREL. WVIO WILL ASSUME THE MORTGAGE DEB; , DE.I) THAT ALL T'!-IC DUYS'I'ANDI:NG PAYMENTS, IwFIA1t(4I:.S, AND ATTORNEY'S AND COS'T'S ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE 01-HER REQUIREMENTS UNDER THE MORTGAGE ARE SAC ISF'IED. CONTAC'T' US 'TO DETERMINE UNDER WHAT CIRCUMS'IAN(I'LS THIS RIGFI'f MIGHT EXIST. YOU HAVE THE RIC.;11T TO HAVE THIS DEFAULT CURED BY ANY THIRD RRTY Ai:, I N G iilV YOUR IFYOU CL,'RE THE DEFAULT', 'Till::, ;?CIR.IGAGLE WI:L.L. '•(F_ RESTORE') 1!J HP AME !'OSI'ff0N AS IF NO DE:FAUt.:' ifAL Ci( LURRED. FIUWEVEER, YOU rat?iE N01 c:NTITLEI) 7!.:! IH:I.S RIt'Fl'1' I'U "URE YOUri i.)t.r!lUl._'1 MOIRE 1'IIAN 'iIIRIc.E 'ILrih V ?{.( ,.,::LENDAiR ...... ?. N .,. Z 986 !w wic) DA W E: 02/OB/99 CERTIFIED MAIL ,.iULTA A -'YE 301W RIDGE. S'1' CARLISLE PA i'7013-4011 DEAR MORTGAGOR: RE: LOAN NUMBER: 68a251092 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 69325171Y2 F IRGI NATIONWIDE MORTGAGE CORFURAY ION OF GAI'i HERSDURG , MARYLAND 1:'s VE HUiOLA/SERViCER O A MORTSAGL ON YOUR PROPERTY LOWED A'I' 39SW RIDGE ST CARLISLE WA 1 701 S-4011 &E PAWMISt 00 IHTS MOR1i.. E AGCOUNV ARE IN SERIOUS DEFAULT IN THE u w 1 V 1600-60 wu"Vo4r AE _...... U 1•! . 3 MONTHS ii' 0 MONTHS (- LATE CHARi.:0.3 & HE V _,.. ...........: :1USN ::. .. .. ...... $202.06 _.. ZOO •= $606.18 $7.ail 1.50 J .':1 Von 1610, .... Li.C 41 1i3,. v r iY % +O) DAYS 04 tl'I U q '. ui= HI ' 1 1 1 % - Vows- - ! I J !1' .)te itlo.. I j i --'0.6U 5 ANY PVAi TONAL MONl; LY K . QrS AND LAI@ L,NrtRGES ..HIGH MAY ALL .. ::.. ..:..; { .....I i ? .. ,; ::: }. L...I.. 1, VQ.Qy0.,n Awl. DATE: 02/08/.99'' RE : LOAN NUMBER C 68320092 PA ACI n PAGE TWO FOR FUR'T'HER ASSISTANCE, YOU MAY CALL TOLL-FREE 5-800-733-3238 FOR THE T'ELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCLLE,RATE THE MORTGAGE PAYMEN'T'S. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUN'T' BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE I HE CHANCE TO PAY" OF'F THE ORIGINAL MORTGAGE IN MONTHLY INSTAI_LEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OF THE MORTGAGED DEBT. IF F'I'RST NAIIUNWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE S'T'ARTED AGAI.tIS'I' iOU, Y','.',U UI.LL.. HAUL:. 10 PAY '1'L1E I•tlcASONABL.E Af IORNEYr;i FEES EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHA'T'EVER YOU UWE FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE: THE REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD, YOU UII_L NOT E REQUIRED TU PAY ATTORNEY'S FEES. P& ST NATI;,)PlW111t: MORrCAi:C CORPORATION MAY AI_f;O SUE YOU PERSONALLY FOR THE 40 . "h!'NLIPA4 (-d.AP.IL;h = :`..!..L.. O HI:P .[UdW DUE UNDER ,'°E MUIaISA61w.. ..'' rOU WAVE NO CURED rt.. 1 AUl WITHIN rHE fHIRF'Y DAY EK109 AND 'f tV.. L,i 1, YOU _L HAVE 114h R Q& .J CURE 1'i-E T HULT AND I R Vt N I I H ,t LE AF ANY I! E '1T f O UNE HOUR BEFORE THE lHLV,.F' , T-il4lll_UILIK ;t'. (J `nY wO U 9 PAYING !HE tUTnl. AMOUNT U 1'i-IL UNf A0 AUN T H Y PAY EN f S PLUS ANY LATE OR OTHER CHARGES THEN DUE, At WELL A fHL. KsA27t!r+ ALL ,. !':_^. %f' 3 FEES AND t:O S CONNf t ED ai.TH IHE Lif?1 t.: T L'il!? iri' iL'dtt I it + -^t 'HER (I ;1?t1 il!.^ll UNDER fH ORI6A6E.. I ! ' , MA ' t HA,' U t`.I L. I JAIL I Y ` I LH A •:;%R lF t ;:",I ' U 4.1! ,. l;U.U..D APFK XIVA cal "uNK I,.M fHE DnF u rII_,. DATE:: 02/08/99 RE:: LOAN NUMBER: 68320702 PA ACT 6 PAGE THREE YOU SHOULD REALIZE THAT 'A ;HERIFF'S SALE WILL END YOUR. OWNERSHIP OFF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PROPERTY AF)ER IHE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PPY OFF THIS DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTIYUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE P'ROP'ERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFERREE WHO WILL ASSUME THE MORTGAGE DEDf, PROVIDED FHAT ALL THE OUTSFANDING PAYMENTS, CHARGES, AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US 10 DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RI:GPIF TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY f'u f IN', ON YOUR :i{L," i'{...P' . IF YOU CURE THE DEFAULT, ?HE MORTGAGE WILL BE RESTORED TO AHE SAME POSITION AS IF NO DEFAUL HAD t:i!;T:URRED. HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT 10 CURE YOUR, DE.FnULT MORE THAN THREE TIMES IN ANY C,A.ENDAM YEAR,. .....,iC.._ALY, 1 WILLIAM S FYE S03W kTDGE 'ST CARLISLE PA 17013-4011 DEAR MORTGAGOR: DATE: 02/08/99 CERTIFIED MAIL RE: LOAN NUMBER: 60320702 RE: NOTICE OF INT'ENT'ION TO -FORECLOSE LOAN NUMBER: 6832517192 FIRST NATIONWIDE MORTGAGE CORPORATION OF GAIIHLRSDURG, MARYLAND IS -IHE HOLDER/SE'RVICER OF A MORTGAGE ON YOUR PROPERTY LOCATED AT 303W RIDGE ST CARLISLE PA 17013-4011 THE. PAYMENTS ON THIS MORTGAGE ACCOUNT ARE IN SERIOUS DEFAULT IN THE AMOUNT OF $620.60 COMP'LI'ED AS FOLLOWS: 3 MONTHS h $20 2.06 = 1606. 1 B 0 MONTHS @ x.00 :.00 LA i E CHARGES $7,42 BAD CHECK PEES $.00 uTHE.k FEES $1.... YOU MAY CURE CHIS DEFAULT WI.f'HIN THIRTY (303 DAYS OF CHE ;Ir.::Q OF THIS i_t:.' lay?, :at I•'At'iNa, ,:, IME i.iNl;L•"-16NG.D, IHL ::,iOv::, ,; :, f l:P,- $620.60 PLUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL JUL UUHING 'HIS F'i:i.;;Li:Xi FIRS! .:A Yd.i.;i`1'.i.D-: :•riij.:.'i(.,A(.f_ . r.: ., ..!•:).: :.: '..?a,.,i?.,,n,f?.. .'r'.LVI_., I'I'1.Ir.:.(: ...R.:. L; I', °. A; 1!.. i•'d".. ji..,.. L ...:; 0 .:) '."? ' 7 ... .. r DATE: 02/08/99'- RE: LOAN NUMBER: 583251092 PAGE TWO PA ACT b FOR FURTHER ASSISTANCE, YOU MAY CALL 'TOLL--FREE I-SOO-733-3238 FOR E TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA, IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MOR'T'GAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT 'I'0 ACCELERATE fHE MORTGAGE PAYMENTS. IHIS MEANS 'T'HA'I' WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIA'T'ELY AND YOU MAY LOSE 1HE: CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INST'ALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN TH'IRT'Y (30) DAYS, FIRST NATIONWIDE MOR'T'GAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MGR•T'GAGF.D PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MOR'I GAGED PROPERTY WILL BE SOLD BY THE ;SHERIFF iii PAY UFF THE MORTGAGED DEI'.t'T'. & FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YOU LURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, Y'JU WILL ST ILL- HAVE TO PAY THE REASONABLE ATi ORNEY' S FEES, AC'I UAL_LY .INCURRED, U:=' 1'0 $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED a'.rrvlINS1 YOj, YOU WILL.. HAVE 10 PAY ;HE !?EASU TABLE A1•IORNIE:Y':S KEES EVEN IF 'THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRS'T' IATIONWIDL-- MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE. THE REASONABLE COSTS. IF YOU CURL THE DE=AT.II_.1• WITHIN THE THIRTY DAY PERIOD, YOU WILL N01 BE REQUI:REU TO PAY AI•IORNEY'S FEES, FIRST NAYIt) NWiDt MORTGAGE CORPORATION r MAY ALSO SUE YOU F i;SU OKKNUER .111 1 I' i 1'..r 10. , YOU HAY= i•(' , CURED Y HE '+E I n 1fWIN WE 'fHiRTr r';AY ='I :v , : rmE DEFAULT AND PREVENT 1 !••L' SALE AT ANY I a l L UP TO ON :. I r.' r" ' A LLOSL'RL `fl'..E !Oki I'a OUR f DO O BY :!NG Ir'i 10a OR THE `• ' OF THE UNt a ,7 MONTHLY I AYME N " PLUS . ANY LATE OR OTHER CHARGES l li il. ,.1N1 ' TEN D WELL A8 .,E REASUNAB1. L. t , ' r ' N ( , -.h S AND OS'+J ::NN_iCI ' UE, 'ja THE I._:i UR . nALE AND EAKURm ,":Y & KEM I ( ' E ! IJll f ,I it ? UNDER r ' rt' aAls,- I D EL • P L E 1 L i: _ l F,7 5 BE ?ROXIMAI,.. _ n) 91.1.d1:.b '...i1 Illl i.ri;i q 'i :: . i . DATE: ' J'2/ 00/99 RE: LOAN NUMBER: 6832017192 PAGE 'T'HREE PA ACT S YOU SHOULD REALIZE THAT A SHERIF=F'S SALE. WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PRUPERT'Y AFTER THE. SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN YHE PROP'E'RTY. YOU HAVE THE RIGHT TO SELL YHE PROPERTY TO OBTAIN MONEY TO PAY OFF !HIS DE'BT, OR. TO 0ORROW MONEY FROM ANOTHER LENDING INSTITUTION TU PAY OFF THIS DEIST. YOU MAY HAVE THE RIGHT TO SELL OR 'T'RANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR IRANS E:RREE WHO WILL ASSUME" THE MORTGAGE DEBT, PROVIDED THAI' ALL THE OUTSTANDING P'AYMENT'S, CHARGE'S, AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR Ai YHE SALE-', AND THAT THE U1'I-ER HEy1U AIML-'NTS UNDER I'HE•' MORTGAGE ARE SATISFIED. CONTACT US TO DETERMENT:'. UNDER WHAT CIRCUMSTANCES THIS RIGH'T' MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY A I I:% IN YOUR :c'LH;dl_'r .. IF YOU CURE THE DEFAUL'i ; !HE M('.'ITGAGE WILL. YE. RESIORED TO THE SAME POEI'TION AS IF NO DE AULr 4AD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED 70 THIS :!LL•I-TT '.O CURET. Yi.ii.R DI_i AULY MORE KAN QKLE !IMES IN AN-( CALENDAR YEAR. ... _. Pic.l oi_? °--`. - Z i;EA ._...,.. ...; DATE: 02/08/99 CERTIFIED MAIL .:UL.IA A FYE. 401 N WALNUT ST MT HOLLY SPRINGS PA 17064-1508 RE: LOAN NUMBER: 68320092 RE: NUTTCE OF INTENTION TO FORECLOSE LOAN NUMBER: DEAR MORTGAGOR: 683251V92 FIRST NATIONWIDE, MORTGAGE CORFURAIION OF GAITHERSBURG, MARYLAND IS YHE HOLOER/SERVICER OF MORTGAGE ON YOUR PROPERTY LOCATED AT 303W RIDGE ST CARLISLE PA 17&3-4011 THE PAYMENTS ON THIS MCii?.7i',m taf;000NT ARE IN SERIOUS DEFAULT IN THE 3 MONTHS _. Z20206 = $606..1 0 MONTHS ... 1.00 -- LA'T'E CHARt::,_... BAD CHECK ........... b. ii .. OTHER bi&. liss G'. AL A °l.!.. TUU MAY LURE THIS DE AUi...; LaTfIA, PLOY ANY ADD.I:TIUNAL rfi:!Nl u •• Q rHiN :AIR FY '„-0? OAYS ,;r' YHE DA:._ THIS Y i"65..!L.. P:Q AND LATE :., ('I'; .'I_S i.A IvH MAY ALL Q1 N V J0A .. RE: LOAN NUMBER: PAGE TWO 683251492 PA ACT 6 KOR FURTHER ASSIS'T'ANCE, YOU MAY CALL TOLL-'FREE 1-800-•73:3-3238 FOR YHE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE DEFAULT WITHIN 'T'HIRTY (30) DAYS, FIRSf NATIONWIDE MORTGAGE CORPORATION IN'T'ENDS T'O EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE. 1HE CHANCE. TO PAY UFO 'YHE ORIGINAL MORTGAGE IN MONTHLY INST'AL..LEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAUL'T' IS NOT MADE WITHIN lHIRTY (30) DAYS, FIRST NA!':LONWIDE MOR15AGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY (0 START A LAWSUIT TO FORECLOSE YOUR MOR'TUAGED F'RCIPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED !'RUi E:RFY WILL BE SOLD By THE :.iHIrRI:I F TO NAY OFF 'I'LTE MORTGAGED DEBT. IF FIRST NATIONWIDE MOR'T'GAGE CORNUtA'IION REFERS YOUR CASE. TO 118 ATTORNEY, BUT YOU CURE THE DEFAUL'T' BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO FAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE S'T'ARTED mGAINT:T '4(.U, YOU WILL HAVE TO PA THE. REASONABLE. AITORNEi'Y1 I"E.ES EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE F':Li't'ST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO QC:LUDL-' THE REASONABLE COST'S. IF YOU CURE CBE: DEI'AUI_'!' WITHIN fHE !'! ::!'t Y DAY PERIOD, YOU WILL. NI..'I BE TtEgUIRE,D TO PAY 1ITURNGY'S FEES. i.i(... yr+ ..l ....i,lV_ ,:,I,,.ilL- rlT_ll'ilh.,,.i.i-11.r._ :.::.::",1"'-1..' I.UN !`1A'Y ilL.:J `:iLlTc YT..'C) ...400i`T(41_:_Y :•UR T'F•IE 1041 . , :Qr-1'... _: 0.. 1"k 1. .. i". ' ..: i_tl 11 .I1: L'i•l Tllj'I. 11 _: :11a 1_. .. 1 III ' ' n "i1^; ' •":. IVY '-1 'L.1:_ 1".i.:? ?. . CURED ..'• fu j ? i 1.. _:.. _..-1 Fi...:... ':. I. i-I : ti QE f H..RI '' ://:1Y .'l,....A AND ? ..._._: _ :'.t ..)IiI..J i'Fi`I L61a1' 10 :.i _. _ .. HAVE . HAVE f'li. ?l.r , I t. i?tai:L ..:L. M,_rAl.:-f AND r'F('•''1-Nf T;-ih lsfal_.::. Ai ANY QM E ',iF 70 ONE f-;'?, ...u;i '.... ;,.1=FCiI•ilc - THE '_...'. T " C: r. t..'., ,.. .. .',u.l::.l uSl: ,?li'. ;: ,., :_ i.i olf DO r] !.. ;:t; ,: r; 14 DIAL PHOUNI O i'K UNPAID MONTHLY PAYi ENl': PLUS NY I_A!E OR OTHER CHARGES THEN DUE, .. .....!....S1..,!.... SAL_ AND I''EA GR. .. .:;;I':.. .L :!Ul,ci.ME::N'TS UNDER .E `i ,1KAGE. BE 51; '... .:.' 1114'..:. i..?_ .. r. .. .... .. ... ,4 `- DATL:: 02/OS/99 RE: LOAN NUMBLEI : PAGE THREE 6GS20 7i 9,,2 YOU SHOULD REALIZE THAI A SHERIFF 'S SALE: WILL. END MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT LIVE IN THE PROPERTY AFTER THE. bHERIFF'S SALT, A ST•ARTE:D TO EVICT YOU. PA ACT 6 YOUR OWNERSHIP OF THE IF YOU CONTINUE TO LAWSUIT COULD BE. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN I'Hl. . . PROPERTY. YOU HAVE THE RIGHT I'O SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS DE V I , OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TCT HAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE. MORTGAGE 10 A BUYER OR TRANSFERREE WHO WILL ASSUME. THE MORTGAGE DEBT, PkOVIDLD IHA'T ALL THE OUTSTANDING PAYMENTS, CHARGES, AND ATTORNEY'S FLEE AND COST'S ARE PAID PRIOR TO OR A! THE SALE, AND THAT THE OTHER tleQUIRE:MI Nrs UNDER THE MORTGAGE ARE 8A'TISFIED. CONIAC7 US TO DETERMINE UNDER ,THAT CIRCUMSTANCES THIS RIGHT M!.GHI. EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD 1AHTY AOYINU OH YOUR KHAL", K YOU CURE THE DEFAULT, THE NURI GAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAUL f HAD OCCURRED. HOWEVER, YOU ARE NOT :ANTI TLED 10 THIS RIGHT rU CURE: Y;IUR. DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR. SHERIFF'S RETURN - REGULAR CASE NO: 1999-03230 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST NATIONWIDE MORTGAGE CORP VS. FYE WILLIAM S ET AL _ BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon JULIA A FYE the defendant, at 19:13 HOURS, on the 5th day of November 1999 at 401 NORTH WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 CUMBERLAND County, Pennsylvania, by handing to JULIA A. FYE a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: / Docketing 18.00 Service 3.72 2 Affidavit .00 Surcharge B.00 1?7- omas RTine, eri $29-T2 'MATTLEM 99 WEINROTH & MILLER by e u y eri Sworn and subscribed to before me this t day of 199!?_ A.D. rornonorary, a AI MATTLEMAN, WEINROTH & MILLER SUITE 2226 - LAND TITLE BUILDING BROAD AND CHESTNUT STREETS PHILADELPHIA, PA 19110 215-923-2225 ATTORNEYS FOR PLAINTIFF By: Sharon 0. Morgan Attorney I.D. Number: 60068 FIRST NATIONWIDE MORTGAGE CORPORATION 5280 CORPORATE DRIVE FREDERICK, MD 21703- Plaintiff : COURT OF COMMON PLEAS : CUMBERLAND COUNTY Va. : NUMBER: : CIVIL ACTION MORTGAGE : FORECLOSURE COMPLAINT WILLIAM S. FYE 401 N WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 ? JULIA A. FYE : q 3a3o 401 N WALNUT STREET MT HOLLY SPRINGS, PA 17065-1508 Defendant(s) NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following ages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or ob)ections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR - CUMBERLAND COUNTY CARLISLE, PA 17013- 717-240-6200 r NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT 1. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within 30 days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the Judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. f r MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID#: 60068 Suite 2226 Land Title Building Broad and Chestnut Streets Philadelphia, PA 19110 215/923-2225 Attorneys for Plaintiff First Nationwide Mortgage Corporation COURT OF COMMON PLEAS 5280 Corporate Drive CUMBERLAND COUNTY Frederick, MD 21703 Vs. Plaintiff No.: ??y- 3.236 Cu tl 7.-c?- William S. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Julia A. Fye 401 N. Walnut Street Mt. Holly Springs, PA 17065-1508 Defendants CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT 1. First Nationwide Mortgage Corporation, (hereinafter referred to as "Plaintiff") is a Mortgage Corporation, conducting business under the laws of the Commonwealth of Pennsylvania and brings this action to foreclose the Mortgage between William S. Fye and Julia A. Fye, Mortgagors referred to as "Defendants" and National Homes Acceptance Corporation. Said Mortgage is dated October 12, 1971 and was recorded in the Office of the Recorder of Deeds and Mortgages in Cumberland County, Pennsylvania on October 13, 1971 in Mortgage Book 541, page 29. A copy of the Mortgage is attached hereto and made a part hereof as Exhibit "A". 2. Said Mortgage was subsequently assigned as follows: a. to Federal National Mortgage Association, recorded on 4/17/72 in Mortgage Book 198, page 539. I r b. to First Nationwide Mortgage Corporation, recorded on 4/15/97 in Mortgage Book 545, page 117. As a consequence of that assignment, Plaintiff is the proper party plaintiff herein. 3. The Mortgage secures Defendants' Note dated October 12, 1971 in the amount of $23,000.00 payable to Plaintiff in monthly installments with an interest rate of 7.00%. A copy of the Note is attached hereto and made a part hereof as Exhibit "B". The land subject to the mortgage is: 303 w. RIDGE STREET, CARLISLE, PA 17013-4011. A copy of the legal description is attached hereto and incorporated by reference. 4. The Defendants, William S. Fye and Julia A. Fye are the Real Owners of the land subject to the mortgage. The Defendants' mailing address is 401 N. Walnut Street, Mt. Holly Springs, PA 17065-1508. 5. The Mortgage is now in default due to the failure of the Defendants to make payments as they became due and owing. The following amounts are due: Principal Balance $ 5,04.4.08 Escrow Deficiency $ 66.73 Interest Calculated to 05/25/99 $ 170.72 Accum. Late Charges $ 14.84 Property Inspection Fees $ 14.00 Attorney Fees $ 800.00 TOTAL $ 6,110.37 plus interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. 6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6, Section 403 (41 P.S. 403), a Notice of Intention to Foreclose Mortgage was sent to the Defendants by ? f regular mail and certified mail on 2/8/99. A copy of said notices are attached hereto and made a part hereof as Exhibit "C". A Notice of Homeowners' Emergency Mortgage Assistance is not required is said proceeding as the same is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 1707-].715z-18). The Defendants have not cured the default. WHEREFORE, Plaintiff requests the court enter Judgment in Mortgage Foreclosure for the sale of the mortgage property in Plaintiff's favor and against the Defendants, in the sum of $6,110.37 together with interest from 5/26/99 at $.97 per day, costs of suit and attorney fees. MATTLEMAN, WEINROTH & MILLER BY: yazsm Sharon Oras Mora AA, Esquire #60068 291/51675 MRR.19.1999 1:05PM G S W M NO. 946 F.2/2 VERIFICATION I, JIIDX RIISTAD, state that I am the Foreclosure Supervisor of Northwest Mortgage Services, Inc., servicing agent for First Nationwide Mortgage Corporation Plaintiff herein; that I am acquainted with the facts set forth in the foregoing Complaint; that the same are true and correct to the best of my knowledge, information and belief; and that this statement is made subject. to the penalties of IS Pa.C.S. section 4904 relating to the unsworn falsification to authorities. ? I I c?,?. IC ti.S?L_c? JUDY RUSTAD Foreclosure Supervisor -,!Itre FHA FORM NO. 2171 n M eso,dl,n Ra.i,N F,Muary, 1971 - Mf11{DTl? 1 /ry _ Tal, ro ft a." M lvJ $$?b 11 ?V7t7???77 rlU -.npp, In,vNVMn IM sM. la f..MHM pwblm,d lM Nnlle?ry AH. THIS INDENTURE, made and entered into this L- day of October, 19 71 by and between William S. Fye and Tulin A. Fye, H/W (hereinafter whethn one or more, withtheir heirs, executors, administrators, and assigns, called the Mortgagor), and National Homes Acceptance Corporation and existing under the laws of Indiana , • corporation organized and having its principal office and post office address in Lafayette, Indiana .??. (hereinafter with Its successors and assigns called the Mottgegee). txlrresserx, that to secure the payment of Twenty Three Thousand and No/100---------- ----- Dollars (S 1 - 23, 000.00 with interest from dote, at the rate _ of -----seven------- per centum ( 7 S) per annum on the unpaid balance until paid, as pro. vided in a note of even date herewith, said principal and Interest being payable at the office of National Homes Acceptance Corporation in j: Lafayette, Indiana or at such other place as the holder may designate In writing, in monthly installments of One Hundred Fifty Three and 18/100---------------------- Dollars (s 153.18 ), commencing on the first day of February , 1972 , and on i the first day of each month thereafter until the principal and interest are fully paid, except that the final payment of the 7p first and interest, If not sooner paid, shell be due and payable on the first day of January //]- 01' and also to secure the performance of all covenants and agreements herein contained, the Mortgagor time by gheae presents bargain, sell, give, grant, and convey to the Mortgagee, ALL the following-described test mate situate Is the Borough of ,., Carlisle County of 'Cumberland , and Commonwealth of Pennsylvania; to Witt ALL THAT CERTAIN tract of land with improvements thereon situate in the Borough of Carlisle, Cutberland County, Pennsylvania; in accordance with Plan of D.. P. Raffensperger Associates; known as Lot No. 2, Block B, Elwood Plan of Lots recorded in Plan Book Z2, page 18; known and numbered as 303 Ridge Street, Carlisle, Cumberland County, Pennaylvania. BEING the same premises which Carlisle Opportunity Homes, Inc, by its deed dated October .1-1 , 1971, and intended to be recorded prior hereto in the aforesaid Recorder's Office, conveyed unto the mortgagors herein. THIS IS A CORRECTED MORTGAGE RERECORDED o T Imo Z9e0 I?IIpop 653251719DOT e Y Y •? ASe-f m ? na. nmeo i?oo A HYyO ? soe^ S Gino v a: N n >ix 54S ncE1031 toax 5:11 nu 29 » ?i1 n' • , /, That the Mortgagor will keep the improvements now existing of hereafter mcted on the promises coveted hereby, insured a may be required from time to time by the Mortgages against logo by fire and other hazards, cum. allies andcobtingeneies in such amounts and for such periods as may be required by Mortgagee, and will pay prompt. ly, when due, any premiums on such insurance for payment of which provision has not been mode heminbefore, Ali Insurance shall be carried In companies approved by Mortgagee and the pollcies,and renewals thereof shall be held by Mortgagee and have attached thereto lose payable clauses In favor of and In form acceptable to the Mortgagee, In event, of loss Mortgagor will give immediate notice by mall to Mortgages, and Mortgages may make proof of lose If nqt made,promptly' by Mortgagor,'and each Insurance company •eonr•.erned Is hereby authorised and directed to make payment lot Such loss directly to Mortgages Instead of to Mortgagor and Mortgages Jointly, and the Insurance pro. ends, or any pert thereof, may be applied by Mortgages at Its option either to the reduction of the Indebtedness hereby secured or to the restoration or repair of the property damaged, In the event of foreclosure of this reorients or other transfer of title to the premises covered hereby In extinguishment of the Indebtedness secured hereby, all right, title and Interest of the Mortgagor In and to any Insurance policies than Inforce shell pose to the purchaser or grantee, S. That the.Mortgagor will not suffer any lion supe lot to the lien hereby crested to attech to or to be enforced against the premises coveted hereby, and will keep said premises In as goad order and condition at they now are, and will not commit or permit any waste pf sold pieadses, reasonable wear and tear excepted. u 6. That the Mortgagor will pay all ground renU, lasso, assessments, water rates, and other governmental or munlclpal charges, fines or Impositions, for which provision has not been made hominirefom and that he,wHI prompt- ly deliver the official receipts therefor to the Mortgages, and In default thereof the Mortgagee shall hovHhe right to pay same, The Mortgagee shelf-ham the right to make any payment which the Mortgagor should have made, and the Mortgages may also pry any other sum that is necessary to protect the Security of this instrument. All.such sums, as well as all costs, paid by the Mortgagee pureuant to this instrument, shall be secured heleby and shall beat In. tercet at the rote set forth In the note secured hemby from the date when Such sums are paid. 7. That If the Mortgagor shall refuse or neglect to make or cause to be made all necessary repalre to the mort- gaged property, then at the, option pf the Mortgagee, such repairs may be made at the expense of the Mortgages, and the cost thereof, with Into at at the same role as the principal debt shall be added to and made a part'of•the prtncl- pal debt secured hereby. e, That If at any'tireT, q;Writ of Flail Facloi w other execution Is properly lssued;upon a Judgment obtained upon said note, of If a Will o! Scim Falas Is Issued or other foreclosure proceedings instituted upon this mortgage, an allomey's commission for collection, via: five per centum ( 5 %) of said principal debt oc'sum, shall be payable, and Shell be recovered In addition to all principal and Interest and all other recoverable sums'th'an rive, besides costs of suit, and the Mortgagor dwa hereby expressly waive and relinquish a.11 benefit lhstmmy'seems to him by villas of any and awry law, civil or military, made or to be made hereafter exempting the,mortgaged,piem- Ises or any other promises or property whatever, either real or personal, from attachment, leby .and sale under exec cutiont or oily put of the p weeds arising from any sale thereof, and ail benefit of any stay of eitecdtion or other prxesL -.,?X: 9. That should this mortgage and the note secured hereby not bieligible for Insurance under the Notional Home- Int Act within six months (6) from the dole hemof (written stalemenl of arty officer of the Department of Housing and Urban Development or authorised steal of the Secretary of Housing and Urban Development dated sub- sequent to the six months (6) time from the dole of the mortgage, declining to Insure said mortgage and note, being deemed conclusive proof of such ineligibility), the holder of the oforeseld mortgage and note, its sue- cessore or asalgss may, at its option, declare the mortgage and note In defadll and all sums secured hereby'laimeh. arty due and payable. AND PROVIDED ALSO, that when as soon as the principal debt or sum hereby secured shall become due and payable as aforesaid, or in sass default shall be made In the payment of any Installment of principal and interest, or any monthly payment hereinabove provided for, or In the keeping and performance by the Mortgagor of any of the terms, conditions or covenants of the mortgage or the wit secured hereby, it shall and may be lawful for said Mort- gagee forthwith to bring an Actin of Mortgage Faraclosure, to sue out a Writ of Scim Facias, or to institute other foreclosure proceedings upon this mortgage, and to proceed to judgment and execution for recovery of said principal debt, all Interest thawn, all sums advanced for payment of any ground rent, taxes, water into, charges, claims or Insurance premiums as aforesaid, and all other recoverable sums, together with an attorney's commission for collec- tion, without further stay of execution or other process, any low, usage or custom to the contrary notwithstanding, The Mortgagor hereby waives and relinquishes unto and In fowl of the Mortgagee,. all berrefit under the Isws now in effect or hemafm passed to relieve the Mortgagor in any manna, at to reduce the amount of the note to any greater extent than the &wool actually paid for the premises hereby mortgaged at the sale thereof In any judicial proceed. Inge upon thessld noes at upon this mortgage. OUT PROVIDED ALWAYS, that if said Mortgagor does pay or cause to be pad to the said Mortgages, the afore. said debt or principal sum te,ured by this mortgage, on the day and time and In the manner heteinbefore mentioned togethei with interest and all sums advanced for payment of any ground rents, toes, water rents, amounts due under ny prior tin, charges, claims or insurance premiums as afereesid, this Indenture, and the estate hereby granted shall class and become void, anything herrinbefou contained to the contrary notwithstanding, The covenants herein contained Shall bRxd, and the benefits and advantages shelf inure to, the respective heirs, etecutors, adetinistratota, successors, and assigns of the parties hereto. Whenever used, the singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all gndem. WOK 541IAC( 31 rani 515 rACet1033 ;`_ IN WITNESS WHERLOy, the•said Mortgagor(s) to these Presents has hereunto set Dated the day and year first hereinabove written. Signed, Seated, and Delivered in the Presence of - Julia A. Fye CERTIFICATE OF RESIDENCE -I,' •J.ohn H. Broujos certify that the correct address of the within-named Mortgages Is Lafayette, Indiana Witness my hand this I "L COMMONWEALTH OF PENNSYLVANIA, ) ) as: COUNTY OF Cumberland ) On this t Z day of 'October came the above-named acknowledged the within indenture of Mortgage to be some to be recorded as such. r WITNESS my'hand and seal, the day and year aforesaid. Rafe of Pennsylvinis , ':ounfy of Cumberland rcarded ii the office for fhe recording of Dlrads, in and for Cumberland County.— PA. I V N I •u i?DOOk ---. Vol. ' S 45 P ago VvIt. Css my hand and seal of office' of Carlisle; Pa. th' day of: 19M Recorder .. u 71 ,A.D. 1971 , before me, William S. Fye and Julia A.,F their act and deed, and i NOTARY PUBLIC Sly COnaa'nim [splru 06taber e. eegde• Pa cambutmd G and ' I the :Y??`; tFd s ti .. In a V r (y'"? _ . N u ^^.. n F w- •y'. r iro U P O y. Y. 2 •g a = m m v a a .'.ti `. O UY V' ink ^+ ,e S. 4 G c "-': '7:. •: >1 9 "ra L 0 ?Q Al ~ H> ? o Oi E 0 p Y' \ C6 ci .4 p Y 154 , w •N IY 211 Y Y. .L V .. At x; 7- 0 V• < zoo r 0 L°, :. E o Q a. J Y a w 9 00 O w O U V o c $ p hand(s) and seal(&). I ESEAQ •, I ?SEAL? LSEAQ .; do,Aefebq. L Y e r soak 545 PACE10340 8M 5:11 PACE 32 ® -, ?0 "I!Q FHA FORM NO. 9171N ReriW 2/71 i '.?•.,, Tkis tore b+eN is nueatto?• eNA CASE N0. with mart o ea laoumd odor Ike NOTE oea-w feu eelly ereHeloae of 441-204118-235- the Nati"A Houlas Aar. a?pppp?'lllfmnHHryHt?gst ?pM?{1ysl?gs?q?ty?y1lgs s 23,000.00 I'I?WEatA?W11R0?'WMYYg9IdWBq?? Carlisle , Pennsylvania, . ?,. 88325171ONTE e October' /L , 19 71 FoR'VAI.UEAECEIVEV, the undersigned, William S. Fye and Julia A. Fye, H/W Promises to pay to National Homes Acceptance Coirpotrationad the Maker, jointly and severally laws of Indiana , a corporation organized and existing under the or ordggr, hereinafter designated as the Payee, the princi. ppaal sum of Twenty Three Thousand and No/100-------------- (g 23, 000.00 ) with Interest from date at the rate of ------seven------------- per cestum 1 7 %) per annum on the unpaid balance until paid. The said principal and interest Shall be payable at the office of National Homes Acceptance Corporation in Lairsatte Indiana or at such other place as the holder ma designate In terrttng, (n monthly installments of Otte Hundred Fifty Three i and IV/?00-----------. Dollars (S 153.18 ), eommancing on the first day of February , 1972 , and on the first day of each month thereafter until the principal and in- terest are fully paid, except that the final payment of the entire indebtedness evidenced hereby, IRnvt_ sooner paid, shall be due and payable on the first day of January 2002 Privllags Is re"rved to piy the dtbt In whole or In an amount equal to one or more monthly pay. ments on the principal next, due, on the firstt?day of any month prior to maturity upon at least thirty (30) days prior written notice 1o the holder. -'11V; pro Simultansoudrr with the execution of this NO! t e Maker has executed and delivered to the Payee a Mortgage sadared.'apon certain promises situotedin the county of Cumberland Commonwealth of Pennsylvania, more paitleolarly disctitiod In the Mortgage. All of the terms, cove. manta,-provhlloas ooaditloaq, stlpulatioul pnd,agreements, contained in said Mortgage to be keptand performed by the Maker an hereby made a part of this Note to the some extent-and with the same force and Oita as if they wars fully set forth herein, and the Maker covenants and agrees to perform the " soma, or cause the same to ba kept and performed, strictly in accordance with the terms and provi- aloat thereof. 'rhe whole of the principal sum or any pan thereof, and of any other sums of money secured by the Mortgage given to "cure this Note, shall, forthwith, at the option of the Payee or any subsequent holder hereof, become due and payable immediately, without notice or demand, if default be made in any payment under this Note, and If the default is not made good prior to the due date of the next such Installment; or upon the happening of any default which, by the terms of the Mortgage given to secure this Note, aliall entitle the Payee or any subsequent holder hereof, to declare the same, or anypart thereof, to be due and payable. The Maker does hereby empower any attorney of any court of record within .the United Statesor elsewhere 10 appear for It, with or without a declaration filed, and confess judgment or judgments against It In favor of the Payee or any subsequent holder hereof, as of any term, forthe entire unpaid princip d of this Note, and all other sumo paid by the holder hereof to or on behalf of the Maker purse. ant to the tame of this Note or said Mortgage, and airanearages of interest thereon, together with oosu of salt , on atlomeya' comm6doa of five (5) % for collection, and a release of all errors, which judgment execution or executions may issue forthwith. The Maker hereby waives the right of Inqulsillon on all property levied upon to collect the indebtedness evidenced hereby and does volun- tarily condemn the some and authorizes the Prothonotary to eater such condemnstion, and waives and to losses all Iowa, now in force ar herearter enacted, relating to exemption,,appraisement or stay of execution. The agreements herein contained shall bind, and the benefits and advantages shall inure to, the respective successors and assigns of the parties hereto. Wherever used, the singular number shall Include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. IN WITNESS WHEREOF, the Maker has caused these presents to be executed under seal the day and vesn first above written. !? ?w v(cEf._[SEAL] Willis S. F t0 a. [SEAL] Jui'ia A. Fye mmmummmmmmmmmmmmmmmmmm? ------------------------------- -------------- ------ AD,0- esident va,I +bro r, Assistant Vice President B Vly S$ interest ppid to ._..- -0• K. 9 PAY TD TH:: CRD_^ OF 0 0 6)CEp: _.1 ,:G 11.61 i:: i A i ASS CI il5 y? om . . p fcD;(W!!L'.T?u u.u.u&ntifASSu' iIGN By i 7T ' CI ° T ~ m Aisutanl Yce Pwijenj'r"'^ $ hoebls'Hf C. CREENE m m > z N r' WITHOUT RECOUR m .= m• SE PqY TO THE ORDERR ?F ADVANCE MORTGAGE COBPORATION ?i a J 6OYL A+L;Y RATIO BOpi6AGE ASmC1A?CA ° m eY ... ?..?? m N O r f4 NDRBERT C ' "•' ! . CREENg m . I n o t ? A I 0 _. WILLIAM S FYE 401 N WALNUT ST MT HOLLY SPRINGS PA 17(165-1508 DA'I L : 02/08/YY CI.I't11F'IED MAIL RE: LOAN NUMBER: 683'251'71 Y ftE : NOTICE OI= INTENTION 'T'O FORECLOSE LOAN NUMBER: 6832'317192 DEAR MORTGAGOR: FIRS'l' NATIONWIDE M(aR'I'!:A(SI::. I.AiRPORA'T)'ON OF (YAT.'11-IF_I'tSI:fl.lkG, MARYLAND IS THE HOLDLR/SERVICER 01' -t ibR!'GOGE UN YOUR F,R0;-'1-':RT'Y !_OCA'!'T:_D AT 303W RIDGE ST CARLISLE PA 17013-40H THE PAYMENTS ON THIS MOkT'(:,A1:;[:: ACCOUNT" ARE IN SERIOUS' DEF'AUT_I' IN 'THE AMOUNT' OF $620. i>Q (.0.*,i '!.'1;:::''' AS I'.'OLLOWS: 3 MONTHS 0 S210.2.06 =. {596 MON'T'HS L? 9•.G;O = $.00 LATE 0--!ARGF.'b 42 BAD CHICK h.OU 15 1;% Y::iU MAY CURE: il-H.S 1)Li:F`i.d1.IL.i' a.i.!'L;.i:N T'H.I:I(T'Y (; tli ;)ri'r Li. li(a"fi tal' 1'H1S (..1 li6)a 9.6Q T'lLUS ANY ADD.[ I' :UNfaL MOIL I :::...Y :`AY:4ti:N1 S AND L.AYI: (:?I IF f;l:;i:;ii 1;!1'1.1:1::!-1 MAY FALL :jiJCi: 4?Libl?flr.. 'f l1 '. `, f'E.l'!!:ia!?. DATE.: On/08199'. RE: LJDAN NUMBER: PAGE TWO 68125 11192 PA ACT 6 FOR FURTHER ASSISTANCE, YOU MAY i;rlLL TOLL-FREE 1--100-733••323S FOR THE T'ELEP'HONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YUU DO NOT CURE: THE DEFAULT WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE It PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY CNS'T'ALL.EMENI•S. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE. MOR'T'GAGE: CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED P'ROP'ERTY. IF IHE MORTGAGE 15 FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY fHE SHERIFF TO PAY OFF THE MORTGAGED DEBT. IF FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CAME TO ITS ATTORNEY, PUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINS'T' YOU, YOU WILL STILL_ HAVE TO PAY THE REASONABLE AY fORNEY'S FEES, ACTUALLY INCURRED, UP TO SSO.00. HOWEVER, IF LEGAL PROCEEDINGS ARE ST'AR'TED AGAINST YOU, YOU W:I:LL. F4Y'VE 10 PAY i HE ALASONAli+l. E AI TORNLY' fS rEi.l: E EVEN IF? THEY ARE OVER $50.00. ANY ATrURNEY'S FEES WILL. 6E ADDED To WHATEVER YOU OWE QRST NATIONWIDE. MORI GAGI: CORPORATION, WHICH MAY ALSO INCL UOE THE REASONABLE COSTS. IF YOU CURE 1'1-11_ DF_1AUL_I• wirHIN THE THIRT'Y DAY PERIOD, YOU WIL..L.. NUI BE REQUIRED TO PAY A•I'ICIRNE:Y'S FI::E& FIRS Y ';i•1I'YlaDI: MlJ (, ,,.. 0...1:1x..,,1..,.; .R••..J A,Y "I ....,U S LA ' il,: ..J1 , J ''...lii`! . ''1111 ,_,I:i r LJ !r ,..L Y It(IL( 7% 'W 61!% I I:UCELA Q'.';:; :11L.. 1 ,•tJL .: i....l,l..., 10 4URL.:. P I L - l`L A11_T AND PR 1 x : ! ! I : EAL. E Al ANY I i "::_: UP (_! ONE HOUR BEFORE 1 Hli lAL r 's r':iRLIL.Jf:UPL: LAL . Qu MAY :.J i JI.':.^'_r h .!?I'ii... AMOUNT IL UNF`AI D MONTHLY 1 ?1'h71;1 PLUS AN" 1 A rc OR t. rH R i Hr=RGES r1-II•N DUE, IJI'I.. 102 "0104-"L - i,.1 HN.. 4 P _ . d `'o V`l!.;. .) . ,t. 011H I IL, .,......, '`'1111:; ,PL.. NP ,uVY :.Ii?J!::.. I.,a, .?'.. '?', .I ?,.._,...,.. '.I?R ,hliih ,61 C,c:.. _ .. ?. .1,... HHI .. ,r...L.' . Iw Ill.. r.: •,' ':. .:)HuI•.. '..I 1111...:) ,: ...L:., i' '..,,.. ..•L 1'F .. t,J." ..I. .. U DATE; 02/00/99 RE: LOAN NUMBER: 5S'3T2Si';f '2 PAGE THREE FA ACT t, YOU SHOULD REALIZE, THAT A sthlERIF'F'S SALT WILL. END YOUR OWNERSHIP OF THE MORTGAGED P'ROP'ERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TD LIME IN THE PROPERTY" AFTER THE SHERIF'F'S SALE, A L.AWSUI:f COULD BE STAR'T'ED TO EVICT YI:TU. YOU HAVE ADDITIONAL. RIGHTS TO HELP PROTECT YOUR INIERE b T IN CHE PROPERTY. YOU HAVE T1-il. RIGHT FO SELL THE PROPERTY I'O OBTAIN MONEY TO PAY OFF THIS DEBT, OR 1L0 r_+(.RROW MONEY FROM ANOTHER LENDING INSTITUTION T'U PAY OFF THIS DER°C. YOU MAY HAVE THE RIGHT 10 SE::L.L. OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE 10 A BUYER OR IRANL•6FERRI::E. WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL T'HE OUTSTANDING PAYMENTS, CHARGES, AND A'TTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR. AT THE: SALE, AND THAT "1 HE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE:. UNDER WHAT' CIRCUMSTANCES THIS RIGHT MIGH'T' EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD n ARTY Ai:: lING ON YOUR ,.?Ii HAL... IF YOU CURE THE DEFAULT, 'l4L POSITION AS IF NO DEFAUL r HAD lU THIS RIGHT rU CURL YOUR jL WALhNDAR YEAR. NOR I GAGE: WILL hL RESTORED 10 [HE GAME YLa: URRED. OWEVtiER, YOU rdi'.E No l SN'TI.TLED mUL! MORE THAN HR'EE t l.r^i::O & N f •-a_ JULIA A SYE 30"W RIDGE. ST CARLISLE PA 17013-4011 VAR MORTGAGOR: llA (E : 02108/99 CER'T'IFIED MAIL RE: LOAN NUMBER: 68120 0 92 RE: Nu1ICE OF INfENTION TO FORECLOSE LOAN NUMBER: 68325i 7i 92 W IR _;1 NA1 .T..UNWIDE: MGRI GAGE. C ORPORAI IUN OF GAITHERSBURG; MARYLAND IS rHL•' HOLDER/SERVICER U A MGRTGAG•a. ON YOUR PROPERTY LOGAfEO A-(' 301W RIDGE ST CARLISLE :=A i 1013-40i i i'HI: PAYM NIS 00 THIS MOftINAGE: AI:i;OUN1 ARE IN SERIOUS DEFAULT IN THE 4mium OF $600.60 u"FQ!sT At , 3 MONTHS 0 0 MONTHS LATE CHARGES 'i HG.'A p'!ck: , $202.56 = $606.1S ??r.•xs. 102 W. t ?. .. 41 II.S;V i .. (I ,10) DAYS l.!:- II-I[. u q n On THIS ,i.. L, ? .. ? Sri •i ?.. .JC :. .. '. ?:.'.: &K ''V ,.. wwS ANY i llAIT IONAL MON f'; VL_ Y P A , mEN C AND L.A i E CHARGES WHICH MA f rraLL .. ...1s ? . V ., { .... .' F.:: A':. 1. ;:: l: _ 1 :,..,i: MpjNA: J UA Y E : 02/08199' . RE: LOAN NUMBER: PAGE TWO 6E:3 32:71 719 2 PA ACT 6 FOR FURTHER ASSISTANCE:, YOU MAY CALL TOLL-FREE 1-800-733-3238 FOR THE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION IN'T'ENDS TO EXERCISE ITS RIGHT TO ACCLJ_.E.RAIE•. THE MORTGAGE PAY'MEN'TS. THIS MEANS 'T'HA'I' WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE 'THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MON'T'HLY INSTAT_LEMENTS. IF FULL. PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MOITGAGE CORPORATION ALSO INTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. 1F THE MOHT6AGE 1S FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGED DEBT. IF FIRS'T' NAf'lUNWIDE MURTGAl:E CORPORATION REFERS YOUR CASE TO ITS ATTORNEY, BUT YUU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL. HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF I_I.-GAL PROCEEDINGS ARE S'TART'ED AGAINs'T YOU, YOU 1dll..L Nr1K 10 NAY THE REASONTABL_E:. AT'TORNEY'S FEES EVEN 7:1 THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRST NATIONWIDE MORTGAGE: CORPORATION, WHICH MAY ALSO INCLUDE: THE RiE:ASUNAIiL.T•_ COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY :TAY PERIOD, YOU UILL NOT :hE REQUIRED ICJ PAY ATTORNEY'S FEES. ,,. ,.r.::;lW,iU!: MCJRI'1:iraC:L ..:..;Rr,.:rtF§T'.f.CiNT r'Ft"Y 6;1_±CT ;'TLJ!c YOU :='Ii:F;SGtdAI_I_'Y FOR l';-ha 2004-0 ?'F?;.M1I "Pon .y I JQ! AND a., 1 111 , 11,....: DUE I I !HE "1l I' T ,. YOU YAW 7 CURED H 110 AUL_ ,•1:.1HIN I YE flllRff gAY ,::ERI; ? AND I1.,11r;r_ll`;fJF,i:! +.1.',' :,.tlki;,:;. "OVA _Ic...i, :'r yt.-U > :ILL IIFit•E 1I,`. i`,':Fi 1 `i CURE K E J.:(:FAL.JT._T COD PRT ,'iiNI H it"-!...f: AT ANY f ;.E UP CO ONE HOUR BE FORE HE IIc:NKI 'S I-111r1_Cr_ :J.; R =Au . 711,1 AI 30 ''' ` N !HE fOIAL AMOUNf OF THE UNPAID MUNTHL..Y PAii`ENF S PL US ANY LATE OR OTT ER CHARGES THEN DUE AS :11.1_.1_ AS 101. K.ASIINJ}'°...I: ,. ..Hall Y„-+ !I .•J) SUS IS INN-1- , :-'' - •t.+l'.L.,:.r_:I;.URU `,rAi.L AdT : i:,•;; a rn by ':1! ER r.i . ..'.... !:!• L.i•I1.'eTI`,: ! UNDER 1!-L_ MORfi;r,tJ: :a. Is ., ,.. .r.l... .'t 1 :. I::'I ..)F+.!:. 1 In! 4 51.1..j ri 7':.-111+1t l •: '1..:... ':11111 .:) :_ 1: ,. rtr...._ ,t..l..T` - .. , , rll I rrl., ?!i rl i.'._ ? ., ,::) 'It .•. -rr,t.:Nt e1;... :)!'ITT., i •rlJ.;? DA TII :; 02/08/99 RE:: LOAN NUMBER: 6832:17192 PA ACT 6 PAGE THREE YOU SHOULD REALIZE THAT A SHER).FF' S SALE WILL ENV YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR R16HT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PROP'ERT'Y AF'I LR ]HE SHERIFF'S SALE::, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGH'T'S IU HELP PROTECT YOUR INTEREST IN IHE PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPER'T'Y TO OBTAIN MONEY TO PAY 0:1F THIS DEBT, OR TO BURROW MONEY FROM ANOTHER LENDING INS•TIlUT'ION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO BELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGA:.L- I U A BUYER OR TRANS LRREE WHO WILL ASSUME THE MOR'T'GAGE DEBT, PROVIDED THAT ALL THIE OUTSTANDING P'A'YMENTS, CHARGES, AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR Al THE SALE, AND THAT THE OTHER RE0 UIREMENTS UNDER THE MOR'T'GAGE ARE SATISFIED. CONYACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES IHI:S RIGHT MIGHT EXIST. YOU HAVE THE R'.LGHF TO HAVE THIS DEFAULT CURED BY ANY THIRD PAR VY AO.: l IN6. ON YOUR .i:F:' f,',.. ,. IF fOU CURE. THE DEFAULT' . O H E i''i'OO TC;AGL WILL BE RESTORED TO !HE SAME. E'O I TION AS IF NO DE:FAUL i HAD (.iCCURRE•'D. HOWEVER, YOU ARE NO! ENTITLED TO I HIS RIGHT 10 CURE. Y'..:UO DE.F:i:..ll._ I' MORE:. THAN TEiR TIMES IN ANY UALEWDAx YEAR. . '.. a R,r..:: i.. i. i....;:i+JSi--.'.';+',-3-'`•311:? i i i L . WILLIAM S F'YE 303W RIDGE S•i' CARLISLE PA 17013-4011 PEAR MORTGAGOR: DATE: 02/08/99 CERTIFIED MAIL HE, LOAN NUMBER: =20 702 RE: NOTICE OF INTENTION TO FORECLOSE LOAN NUMBER: 68320092 FIRST NATIONWIDE MORTGAGE CORPORATION OF GAITHERSBURG, MAR'YI_ANI) IS THE HOLDER/SERVICER OF A MORTGAGE ON YOUR PROPERTY LOCATED Al' 303W RIDGE ST CARLISLE PA 17013-4011 THE PAYMENTS ON THIS MORTGAGE ACCOUNT ARE IN SERIOUS DEFAULT IN THE AMOUNT OF $620.60 C OMP l.1 YED AS f'UI_LOW ? : 3 MONTHS !r 1202.06 = 9 606. ; <, 0 MONTHS ? $.00 = ;;.0;:, L.AI E CHAR6L $7.47 BAD CHECK REIS $.00 E `.. u, , 162Q. v., YOU MAY CURE I Mitt tiEFAUL f Wi i'HIN T'HIRT'Y (30) DAYS U fi-!:_: Ap 11r.: U THIS LP.: Il R, ZY PAYING t i..i,l: iNO .i014I`i L-..D, HL:. AkjUr,,., .. i ,'!I 1 1620.60 PLUS ANY FDDIIIONAL MONTHLY i•AYMtNTS AND LATE CHARGES b:HIIH MAY FALL JUL DUPING mil Pnow- . ' . DATE: 02108/991- RE: LOAN NUMBER: 6U32510%.). PA ACT b PAGE TWO OR FURTHER ASSISTANCE, YOU HAT i:ALL. YOLJ_.--FRE.E 1-800-733-3238 Vol:( THE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE DEF'AULT WITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT T'0 ACCELERATE (HE MORTGAGE: PAYMENTS. iHI.S MEANS THAT WHATEVER IS OWING ON THE ORIGINAL. AMOUNT BORROWED WIL..L. BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE 10 PAY OFF THE ON16 I.NAL MORTGAGE IN MONTHLY INST'ALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN 'T'HIR'TY (30) DAYS, FIRST NATIC.NNWIDE. MORTGAGE CORPORATION ALSO INTENDS TO INSTRUC'T ITS ATTORNEY fU TART A LAWSUIT TO FORECLOSE YOUR MGRTIAGE:D I-'ROI'ERT Y. IF THE M(. R FGfG;E: I.S FORECLOSED YOUR MOR'I GA(:,I: U PROPERTY WILL BE SOLD BY THE SHERIFF 0 PAY UFI= THE MORTGAGED DEBT. IF FIRST NATIONWIDE. MORTGAGE CORPOKA'I:LON REFERS YOUR CASE TO !IS ATTORNEY, BUT YOU CURE THE DEFAULT BL-:VORE HE BEGINS LEGAL. PROCEEDINGS AGAINST YOU, 19U WILL SI I.L.L HAVE. TO PAY THE. REAS! MA'!31.. E ATT ORNE:Y' S FEES ACTUALLY INCURRED, UP TO $50.00. HOWEVIr.R, IF LEGAL PROCEEDINGS ARE STARTED iGA 1 i-8I 100, '(tall WILL. "Ir1',•4 ! I°A '-Il' R6iA:;ll IflkiL 1'111 ORI• EY' , P ILO EVEN IF THEY ARE OVER $50.00. ANY AFTORNE:Y'S FEES WILL BE ADDED TO WHATEVER YOU OWE FIRST NATIONWIDE MORTGAGE !]CRPOR000N, WHICH MAY ALSO INCLUDE THE REASONABLE COSTS. IF YOU CURE_ THE DEFAULT WITHIN THE THIRTY DAY PERIOD, YOU WILL No! BE REQUIRED TO PAY QKR4E.Y"_i FEES. . .. .r.... ,..?1I ,.,.i..,., J. 1,._ I` TcI'GA..,if: :., t.l r, >F'T. l,,4:I.,? 4 '" ,.,.r::,Y iil`,tl Ilu YOU ' LIl"'IaA'... , aIt Iuc.i. i4',,;.•.i YR (.... it G,ns 7(J., i..NUL ( HE ' j( ,?1'..Y,.. . . YOU HA;. NQ CURED !WE K .: ',: .,. I I. '... i e., .:. 11'l iI (Y•i f• I( ) i:a ?. . ,. rmE K AUI_ ( nND PREVENT THE ;ALE AT • ;Y (i i E U 10 ONE TOUR .',: URE THE QHLKihh'S ;::P:._C.L. CURL SA ` t...;0 1) :(_ .0 BY ArING !HE I ;.'i._ 'u°11.•'..!NT Up THE JNPAw MONTHLY F'AYMENcS PLUG ANY "ArE OR OTHER CHmRI:ES Ti-EN DUE, .:,.;._,IL7UR:. :ALE AND :,rt.an ,':;.,J t':.i1ENI ,N1.,:_:! r. n.. _:.:iAGE. L..;.' ::`:ii '.:i IHA 11-11. ,::Kk.1:.1.i -n mAl tun H A SHIRlyn'n Ka .. .,.il.. V:LD '.lt.L BE of MONKS `011 fHE l;f..i RE.: LOAN NUMBER: 6832:,1'I w PA AG'T PAGE 'T'HREE YOU SHOULD REALIZE THAT A GHERIFF'S SALL. WILL END YOUR OWNERSHIP CIF' THE. MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CON'T'INUE TO LIVE IN 'T'H'E-' P'ROP'ERTY AFTER THE. SHERIFF'S SALL, A LAWSUIT COULD BE STARVED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTL-'REST IN THE PROPERTY. YOU HAVE THE RIGHT 10 SELL THE PROPERTY TO OBTAIN MONEY TO 'T'AY OPT' !HIS DEBT, OR. TO .WORROW MONEY FROM ANOTHER LENDING INSTITUTION rO PAY UFF THIS DEBT. YCU MAY HAVE THE RIGHT TO SELL. OR TRANSFER THE PROP'ER'TY SUBJECT TO THE MORTGAGE TO A BUYER OR 'TRAMS E:RREE WHO WILL ASSUME THE MORTGAGE DEBT', PROVIDED FHAf ALL rHE OUISTANDI:NG PAYMENTS, CHARGES, AND ATTORNEY'S rE:E;a AND CaSrs Afar-: PAID P'rT.I:i:,la TO OR Ai 'il-u SALE", AND THAT THE" OTHER REQUIREMENTS UNDER rHE MORTGAGE ARE SA'T'ISFIED. CONTACT US TO DETERMINIF li;lL?ER WHAT CIRCUMSTANCES THIS RIGHT M:C(: H'T' EXIST, YOU HAVE THE RIGHr TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACI IiNK IN YOUR i:'I:i.ilAl. P .. IF YOU CURE THE DE.FAUL.'i, 1HE: i'(ePTGAGE WILL. tE. i.EST?)REO TO THE SAME POSITION AS IF NO DE AUL-i HAD O CUTr1 ED.. HOWEVER, fOU (1R NOT ENTITLED TT' THIS S16HT `0 CURh ", UR DEFAULT MORE )H N,, IHRLL TIMES IN AQ CALENDAR YEAR. ,. , ?....... ...J. („I N SAS, I'. i.. i>+, ...tRN r 98, won .... t JULIA A 1=YE•. 40i N WALNUT ST MT HOLLY SPRINGS PA 1 ?064 -1 508 DAl E : 02/08/99 CERTIFIED MAIL ';E : LOAN NUMBER: 683'251 7192 RE: NOTICE CIF' INTENTION TO FORECLOSE LOAN NUMBER: AA is?Ki 7S4'-l U11Hh MIAs I l..A6UK : FIRS! NAIIONWIDL MORTGAGE:. i.;C!Itl-KA ION OF GAITHERSBURG, MARYLAND IS YHE HOLDER/SERVIL'I.-R OF MGRYGAGE ON YOUR F'Ftl'JF'L••RTY LOCATED A"I 303W RIDGE S'T CARLISLE-" PA iKi3-4011 THE PAYMENTS ON THIS MOR.I'f:r"IGi_. '•CQUUNT ARE IN SERIOUS DEFAULT IN THE AM;!L'NI l.lr :BSti;).a',i C.;'..::lh't!;'c:.O :'. rt:!LI_.CiW's;: 3 MONTHS v Z202.06 $606 .1 ?,.l 0 MONTHS 1.00 $. NO BAD CHKCK $.0:.,, •UO MAY LUXE FHIS DE rii...... .1 THIN &FY 60) PAYS .. , DAV or HIS L0 ..... , :' r i i. :J Lr TO 14, 10% '.' 1 1. r...,' 44 _;;(IVI 11'..:i bf, .:'S ANY HO:DI UNAL UNI'-':` r:'KL.NIJ AND L.'•fE ,:u=Ey WHICH MAY rld.L DATE: 'dry/08&9' RE : LOAN NUMBER: 683201092 PAGE 'TWO PA AC'T' 6 P OR P URT HE:R ASSISTANCE:, YOU MAY. BALL. TOLL-'FREE F31'( rHE TELEPHONE NUMBER OF A i:.OUN:31c"LING AGENCY IN YOUR LOCAL AREA. IF YOU DO NOT CURE THE UEF'AULI WITHIN 'T'HIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION INCI.NDS TO EXERCISE ITS RIGHT 1'O ACCELERATE THE MORIGA6L PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT SORROWED W:I:L..L. BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE. IHE CHANCE TO PAY Oka THE ORIGINAL. MORIGAGE IN MONTHLY INSTALLE:MENTS. IF FULL. PAYMENT ':.iF THE. AMOUNT OF DEFAULT 1S NOT '!MADE WITHIN 4HIR'CY (30) DAYS, FIRST NAfI.ONWIDU MURIGAGI_ CORI'-ORArION ALSO INTENDS TO INSTRUCT ITS ATTORNEY 10 START A LAWSUIT YO FORECLOSE YOUR MURT6A6ED F•ROPERTY. I:F THE IMORIIaAGE IS FORECLOSED YOUR MURTGAGE:D PRO L-R & WILL BE SOLD BY THE ;aHERIF F TT:) PAY OFF THE. MORTGAGED DEBT. IF F I.RSI NATIONWIDE MORTGAGE. CORPuRA'I ION REFERS YOUR CASE: TO ITS ATTORNEY, our YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU, YOU WILL 51II_I- HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST QJ, YOU WILL.. HAVE:. O mi °:i-L RE.AS1:NABLE. A TORNL:.Y`E' FEES (EVEN IF THEY ARE OVER $50.00. ANY AFTORNEY'S FEES WILL BE. ADDED TO WHATEVER YOU OWE FIRE! NATIONWIDE MORTGAGE. C;S.U,i'!'1RAIION, WHICH MAY r3LSU NC:LUDE: THE: REASONABLE COSTS. IF YOU C:UR°. CH:i: DEFAUL.I' WITHIN :HE t'!-iRf{ DAY PERIOD, 'YOU WIL,L.. NU I BE REWUI.TIED TO ;-':;'( AI "TURNEY' $ E'Iii:iiST I. .. ,rl. ?•„ - ,, !.'", IA ._a)IC. flT.ll...ills:a :..,.., '.. ,.iN "1ftf ALS O SUE Url1. .. .... N(II ."l.)Ft THE • ' • 1 ?.. ? i ? l ' ? • . . . ..: n . . . . I rw .. ? 1 • . '.: . . . I . , . . . U M I 1i iE i.iNDL r... . :"IIYI.:. . J :HE ,..:-flUL, AND PREVENT !HE : A, ANY CI ME ML . r' ff.7 ONE ,'UX ORE fHE Q1 _. .r .. L..:: .. ..,., I :'I, i) :..t f ..f ... .i A r... r '. L.. ':I'".l: T.ifdl OK CKE UNPmiv MONTHLY PAYiic::'NK ? _.US &Y LATE O R OTHER .HAltl.r._ i' T•iEN OUE, ,. L '' .: ,:ir,.•_ 04 ? •.-':•'•.I.; ". ;•:J•'.'_.,y,!T,., .•iL.NI F: . ... r, .._ r .0 41.1(,L:. . ,fl I •... .. I :i I `: ,o ui ; H ,..i :i.!c:.pL' ,. ..... ;i.il!L.i, .:. .. .. . . ....,.:: :: :"11 `:_I. 1911' __ .. :., ", .+ 'r.: .,?, .., '. r !.a'r ;• RE LOAN NUMBER: 680071 9-.4 PAGE 'T'HREE PA ACI 6 YOU SHOULD REALIZE THAI A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND. YOUR RIGHr To REMAIN IN IT. IF YOU CONTINUE TO LIVE: IN 'IHE P'ROP'ERTY AFIE:R 'THE bHEi:RIFF'S STALL, A LAWSUIT COULD BE. STARTED TO EVICT YOU YOU HAVE ADDITIONAL R16HI S1 TO HELP PROTECT YOUR INTEREST IN f1H. PROPERTY. YOU HAVE THE RIGHT f0 BELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS DEB I, OR TO B041OW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL. OR TRANSFER THE PROPERTY SU0jE1 'E' ICI !HE r i RI 1vAGE 10 A BUYER OR T RANSF r" RREE WHO WILL ASSUME THE MORTGAGE DL DJ r OVXokD lHAr ALL THE OUTS ANDING PAYMENTS, CHARGES, AND A'! TORNI._Y FEES AND COSTS ARE. PAID PRIOR TO OR At THE SALE, AND THAT THE OTHER 2E:QUIRELMENTS UNDER THE MORTGAGE ARE 3ATISFIED. CONTACT US TO DETERMINE l.RNDL:R WHAT CIRC.:UMS'IANCES THIS RIGHI MIGH1 EX1ET. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PART"" AC I INU J H YOUR 17si. H5>:I...r , f F ` YOU CURE THE DEFAULT, !H A Rl`, G11 WILL B RESTORED TO rH, 3AMI': I ?1FION AS IF NO DEFAUL. HAD OCCURRED,a HOWEVER, YOU ARE NO ENTITLED 10 fHIS RIGHT rU CURL:. Y JUR A F.::rAUL l MORE iHHAN THE+EEi. ! IMES IN AQ CALENDAR YEAR, (,i.. ?.? ?) Lil C? U a t-77-D V I v w STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND SS. Robert P Ziegler I ---------------------------------------- --------------------- Recorder of Deeds in and for said County and Stale do hereby certify that the Sheriff's Deed in which ------------ ----- - -Mu Ching Chu & Hsiu Lin Tseng ---------------------------------------------------------------------- is the grantee the same having been sold to said grantee on the -_-_ 6th --------------------------------------- day of. September ---------------------------------------- A. D., Pgc2000 --, under and by virtue of a writ -------------- ----------- Execution ---------------------------------issued on the2nd.................................. day of ----- June x7000 --------------- A. D., 1?------ , out of the Court of Comman Pleas of said County as of -- ----- - Civil ------------ -------------------------------------------------- Tenn, 19-99 -- Number -__3 230 First Nakionwide Mt Cor at the suit of -- ---------------------?-- •P------------------------------- -----------------------------------against-----Julia A Fye duly recorded in Sheriff's Deed Book No,------------ Page _ 859 ------ IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this __???___ day of -- ------------------ A. D., FS v ------------- ------------- ----- ??µ?1` tern of Deals Recorder of Deeds, Cumberknd Cou*, Gdisk, PA MY Comm ssion Espircs tbt firg WWII W j, 2= First Nationwide Mortgage Corporation In the Court of Common Pleas of -vs- Cumberland County, Pennsylvania Julia A. Fye No. 1999-3230 Civil Dawn L. Kell, Deputy Sheriff, who being duly sworn according to law, says on June 12, 2000 at 10:43 o'clock A.M. EDST, she served a true copy of Real Estate Writ Notice and Description in the above entitled action upon the within named defendant to wit: Julia Fye by handing to Julia Fye at 401 North Walnut Street, Mt Holly Springs, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copy of the same. Richard E. Smith, Deputy Sheriff who being duly sworn according to law, says on July 11, 2000 at 4:13 o'clock P.M. EDST, he posted a copy of Real Estate Writ Notice Poster and Description on the property of Julia Fye located at 303 West Ridge Street, Carlisle, Cumberland County, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the defendant Julia A. Fye by regular mail to 401 North Walnut Street, Mt Holly Springs, Pennsylvania. This letter was mailed under the date of July12, 2000 and never returned to the Sheriff Office. R. Thomas Kline, Sheriff who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the above described premises at public venue or outcry at Court House, Carlisle, Cumberland County, Pennsylvania on September 6, 2000 at 10:00 o'clock A.M. EDST and sold the same for the sum of $ 62,000.00 to Mu Ching Chu and Hsiu Lin Tseng. It being the highest bid and best price quoted for the same Mu Ching Chu and Hsiu Lin Tseng of 318 Acre Drive, Carlisle, Pennsylvania, being the buyers in this execution paid to R. Thomas Kline the sum of $ 65,584.44 it being bid price plus costs. Sheriff's Costs: Docketing 30.00 Poundage 1,240.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 7.44 Certified Mail .74 Levy 15.00 Surcharge 20.00 Legal Search 200.00 Law Journal 163.10 Patriot News 180.75 Share of Bills 23.53 Distribution of Proceeds 25.00 Sheriff's Deed Sworn and Subscribed To before Me This G'> Day of me - 200, A.D. y Prothonotary ZL. Q $2,003.56 Pd by buyer 09/08/00 1%. Thomas mine, Sheriff Byir Real Estate Deputy C 3u v L' LIL ?plDy ew„ /0 30 SCI IEDULE OF DISTRIBUTION SALE No.37 Date filed October 3, 2000 Writ No. 1999.3230 Civil First Nationwide Mortgage Corporation --vs- Julia A. Fye 303 West Ridge Street Carlisle, PA Sale date September 6. 2000 Buyer Mu Ching Chu and Hsiu Lin Tseng Bid Price $ 62,000.00 Real debt Interest 4/13/00-09/06/00 Writ Costs Total DISTRIBUTION Amount Collected Sheriff's Costs Legal Search Transfer Taxes Local Transfer Taxes State Credit Writ No. 1999-3230 Civil Credit Green Tree Consumer Discount Co with Refund to Attorney Advance Costs $ 8,963.14 214.62 150.44 9,328.20 $ 00,000.00 65,584.44 1,803.56 200.00 1,072.22 1,072.22 9,328.20 / S 11000000.00 R. Thomas Kline, Sheriff By Real Estate Deputy TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED, SHERIFF SALE NO. 37 Held Wednesday, September 6, 2000 Date: September 6, 2000 TAXES: Receipts for all taxes for the years 1997 to 1999 inclusive. Taxes for the current year 2000. WATER RENT: Company assumes no liability for private supply of water or sewer. SEWER RENT Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated 2000, and recorded , 2000, in Cumberland County Deed Book Page RECITAL: Being the same premises which Carlisle Opportunity Homes by deed dated October 12, 1971 and recorded October 13, 1971 in the Office of the Recorder of Deeds of Cumberland County in Deed Book "I", Volume 24, Page 284, granted and conveyed to William S. Fye and Julia A. Fye. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of 60 feet wideWest Ridge Street. 6. Conditions, easements and restrictions shown on or set forth on the Elwood Plan of Lots recorded in the Office of the Recorder of Deeds of Cumberland County in Plan Book 22, Page 18. 7. Rights in party wall forming a portion of the boundary for the within premises. 8. Mortgage in the amount of $23,000.00, given by William S. Fye and Julia A. Fye, his wife, to National Homes Acceptance Corporation dated October 12, 1971 and recorded October 13, 1971 in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 541, Page 29 and re-recorded in Mortgage Book 545, Page 1031. Said mortgage was assigned to First Nationwide Mortgage Corporation by instrument recorded in the Office of the Recorder of Deeds of Cumberland County in Miscellaneous Record Book 545, Page 117. Complaint in Mortgage foreclosure filed by First Nationwide Mortgage Corporation, as Plaintiffs, against William S. Fye (died January 14, 1997) and Julia A. Fye, as Defendants on May 27, 1999 in the Office of the Prothonotary of Cumberland County to file no. 99-3230, Judgment entered April 13, 2000 in the amount of $8,963.14. 9. Mortgage in the amount of $67,300.00 given by William S. Fye and Julia A. Fye to Green Tree Consumer Discount Co., dated May 23, 1996 and recorded May 23, 1996 in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1322, Page 1. 10. Mortgage in the amount of $6,000.00 given by William S. Fye and Julia A. Fye to Green Tree Consumer Discount Co., dated January 3, 1997 and recorded January 6, 1997 in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1359, Page 601. 11. Rights granted by Carlisle Opportunity Homes to the United Telephone Company of Pennsylvania by instrument dated March 18, 1971 and recorded May 26, 1971 in the Office of the Recorder of Deeds of Cumberland County in Miscellaneous Record Book 194, Page 397, 12. Rights granted by Carlisle Opportunity Homes to Pennsylvania Power and Light Company by instrument dated April 2, 1971 and recorded June 1, 1971 in the Office of the Recorder of Deeds of Cumberland County in Miscellaneous Record Book 194, Page 461. 13. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 14. Real estate tastes accruing on and after January 1, 2000 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. Robert G. Frey, Agent Note: This Title Report shall not be valid until countersigned by an authorized signal REAL ESTATE BALE NO. 37 Writ No. 1999-3230 Civil First Nationwide Mortgage Corporation VS. Julia A. Fye Atty.: Sharon Oras Morgan ALLTHAT CERTAIN lot of land with improvements thereon situate in the Borough of Carlisle, Cumberland County. Pennsylvania, known, num- bered and described as Lot No. 2, Block B, Elwood Plan of Lots last revised October 29. 1970, by D.P. Raf- fensperger Associates and recorded in Plan Bonk 22, page 18 in the Office of the Recorder of Deeds from Cum- berland County, Pennsylvania. BEING 303 West Ridge Street, Carlisle, Pennsylvania. TAX PARCEL #04-22.0483.175. IMPROVEMENTS THEREON: A RESIDENTIAL DWELLING. MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE SUITE 2226 - LAND TITLE BUILDING BROAD & CHESTNUT STREETS PHILADELPHIA, PA 19110 215/923-2225 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff VS. JULIA A.FYE Defendant COURT OF COMMON PLEAS CUMBERLAND COUNTY : NO.: 1999-03230 AFFIDAVIT PURSUANT TO : RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF PHILADELPHIA First Nationwide Mortgage Corporation, Plaintiff in the above entitled cause of action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 303 West Ridge Street, Carlisle, PA 17013-4011: 1. Name and address of Owner(s) or Reputed Owner(s): Julia A. Fye 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 2. Name and address of Defendant(s) in the Judgment: Julia A. Fye 401 North Walnut Street Mt. Holly Springs, PA 17065-1508 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: , First Nationwide Mortgage Corporation (Plaintiff herein) 5280 Corporate Drive Frederick, MD 21703 Child Support Enforcement Agency 1 Courthouse Square Carlisle, PA 17013-3387 4. Name and address of the last recorded holder of every mortgage of record: First Nationwide Mortgage Corporation (Plaintiff herein) 5280 Corporate Drive Frederick, MD 21703 Greentree Consumer Discount Co. 3401 Hartzdale Drive, Suite 132 Camp Hill, PA 17011 5. Name and address of every other person who has any record lien on the property: None known. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Occupant, 303 W. Ridge Street Carlisle, PA 17013-4011 7. Name and address of every person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Occupant, 303 W. Ridge Street Carlisle, PA 17013-4011 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. SHARON GRAS MORGAN, SQUIRU #60068 Sworn and Subscribed to before me this ?31`0 day of`J'Y?axl 2000. 291/48973 JUDITH ANN HITCHNER A Notary Public of New Jersey MY Commission Expires 6/25/2001 0 j7 ¦ 1 MATTLEMAN, WEINROTH & MILLER BY: SHARON ORAS MORGAN, ESQUIRE Attorney ID 460068 Suite 2226 - Land Title Building Broad & Chestnut Streets Philadelphia, PA 19110 (215) 923-2225 Attorneys for Plaintiff FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff vs. JULIA A. FYE COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.:1999-03230 :NOTICE OF SHERIFF'S SALE OF Defendant :REAL PROPERTY :PURSUANT :TO PENNSYLVANIA RULE OF :CIVIL PROCEDURE 3129 TAKE NOTICE: Your house (real estate) at 303 West Ridge Street, Carlisle, PA 17013-4011 is scheduled to be sold at Sheriff's Sale on September 6, 2000 at 10:00 am in Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the Court Judgment of $8,963.14 obtained by First Nationwide Mortgage Corporation. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The Sale will be cancelled if you pay to Sharon Oras Morgan, Attorney for Plaintiff, back payments, late charges, costs and reasonable attorneys fees due. To find out how much you must pay, you may call Sharon Oras Morgan at 215-923-2225. 2. You may be able to stop the Sale by filing a petition asking the court to strike or open the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone the Sale for good cause. 3. You may also be able to stop the Sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the Sale. (See Notice on following page and how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling Sharon Oras Morgan at 215-923-2225. 2. You may be able to petition the Court to set aside the Sale if the bid price was grossly inadequate compared to the market value of your property. 3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the Sale. To find out if this has happened you may call Sharon Oras Morgan at 215-923-2225. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the Sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on October 6, 2000. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule' unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the Sale. YOU SHOULD TAKE THIS PAPER TO YOU LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Court Administrator 4' Floor Cumberland County Courthouse Carlisle, PA 17013 1-717-240-t200 291(51675 ALL THAT CERTAIN lot of land with improvements thereon situate in the Borough of Carlisle, Cumberland County, Pennsylvania, known, numbered and described as Lot No. 2, Block B, Elwood Plan of Lots last revised October 29, 1970, by D.P. Raffensperger Associates and recorded in Plan Book 22, page 18 in the Office of the Recorder of Deeds from Cumberland County, Pennsylvania. BEING 303 West Ridge Street, Carlisle, Pennsylvania. TAX PARCEL #04-22-0483-175 IMPROVEMENTS THEREON: A RESIDENTIAL DWELLING I_N , :i .. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 99-3230 CIVIL 1)JX TeYm COUNTY OF CUMBERLAND) CIVIL ACTION . LAW TO THE SHERIFF OF _ Ctunberland COUNTY: To satisfy the debt, Interest and costs due First Nationwide Mortgage Corporation PLAINTIFF(S) from Julia A. Fye, 303 West Ridge Street, Carlisle, PA 17013-4011 _ DEFENDANT(S) (1) You are directed to levy upon the property of the detendant(s) and to sell See Legal Description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the detendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property of the defendant(s) notleviedupon ansubjectto attachment isfound in the possession of anyoneother than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $A,ot-4 1 e Interest 214.52froM-V13/OO to 9 6/00 Atty's Comm _ % Ally Paid $150.44 Plaintiff Paid - Date: June 2, 2000 REQUESTING PARTY: Name Address: Attorney for Telephone: Sharon Oras Morgan, Esq. 100 S. Broad Street, Suite 2226 Philadelphia, PA 19110 Plaintiff 215-923-2225 L.L. Due Prothy $1..00 Other Costs Curtis R. Long Prothonotary, Civil Division gy L/i 0O • ' o / nzsex./ Deputy Supreme Court ID No. -60068 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 99-3230 CIVIL 14??rln COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due First Nationwide Mortgage Corporation from Julia A. Fye, 303 West Ridge street, Carlisle, PA 17013-4011 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) lfproperiyof thedefendant(s) not levieduponan subject to attachment isfound in the possession of anyoneother than a named garnishee, you are directed to notify hirrither that he/she has been added as a garnishee and is enjoined as above stated. Amount Due- - 14 L.L. - ,50 Interest 821?frpm 4/13J00 to 9/6/00 Due Prothy $1.00 Ally's Comm --% _ Other Costs Ally Paid $150.44 Plaintiff Paid Date: June 2, 2000 REOUESTING PARTY: Name Sharon Oras Morgan, Esq. Address: Aflomey for 100 S. Broad Street, Suite 2226 Philadelphia, PA 19110 Plaintiff Curtis R. Long Prothonotary, Civil Division ?. Daputy ?r ?l Telephone: _ 215-923-2225 Supreme Court lD No. 60068 s W?? u+i 44A-N.t- 71 ?' the sheriff levied upon the defendants interest in the real property situated In Cumberland County, Pa., known and numbered as: 3o--3 0, and more ful:;Y described on Exhibit "A" filed with this writ and by this reference incorporated herein. I)ate: By , - ? 61 Real Estate Sale No 37 Advance Costs $ 1000.000 paid 06/08/00 Atty: Joseph Goldbeck Assessed Valuation $ 6860 Writ No. 1999-3230 Civil Temi First Nationwide Mortgage Corporation -vs- Julia A. Fye 303 West Ridge Street Carlisle, PA Real Debt $ 8,963.14 Interest fir 04/13/00 to 09/06/00 214.62 Atty's Fees Atty Writ Costs 150.44 Escrow Late Charges Sheriffs Costs Docketing 30.00 Poundage 1,240.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 7.44 Certified Mail .74 Levy 15.00 Surcharge 20.00 Postpone Sale Out of County Legal Search 200.00 Law Journal 163.10 Patriot News 180.75 Share of Bills 23.53 Distribution of Proceeds 25.00 Sheriff's Deed 26.50 TAXES PROOF OF PUBLICATION OF NOTICE IN CUM" "ERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JULY 28, AUGUST 4, 11, 2000 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 37 %Vrtl No. 1999-3230 Civil _ ?V /' ? - Mrst Nationwide Roge M. Morgenthal, Editor Mortgage ColtIorahon Vs. Julia A. Fye Atty.: Sharon Oras Morgan AILTBAT CERTAIN lot of laid whit Imprrnnnenls thereon situate tit dle Borough of Carlisle. Cumberland County, Pennsylvania, known, nuln- b"red and descilixd as Lot No. 2. Block B, Elwood 1,1.111 of buts last revised October 29. 1970, by D.P. Ref- " fellsperger Associates and recorded In Pbun Book 22, page 18 in the OfOcr of the Itecorder of Deeds from Cum- berland Courtly, PemisvIVa ta. ^ BEING 303 West Ibdgr Street, SWORN TO AND SUBSCRIBED before me this 11 day of AUGUST. 2000 Lois E. SNYDER, Notary Kbik Codlelo Dom Cumbr4ond County, PA My Comminion Eapirw Mmch 3, 2001 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : SS. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JULY 28, AUGUST 4, 11, 2000 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SAM NO. 37 Well No. 1999.3230 Civil Mrst Nat onwide Mortgage CorpomtIon V5. Julia A. Fye Atty.: Sharon Oras Morgan AILTHATCERTAIN lot of land w70t improvements thereon situate In the Borough of Carlisle, Cumberland County. Pennsylvania, known, num- bered and described as Lot No. 2. Block B, Ehrood Plan of Lots last revised October29, 1970. by D.P. ltiG fensperger Associates and recorded in Plan Book 22, page 18 in the Office of the Recorder of Deeds from Cum- berland County, Pennsylvania. BEING 303 West Ridge Street, Carlisle, Pennsylvania. TAX PARCEL 004-22-0483.175. Roge M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 1 l day of AUGUST, 2000 IOtb E. SNYDER, Notary fvblk CorWe bb , Cumbw4ond County. PA My Commi>,ion Eapim Morch S, 2001 IMPROVEMENTS THEREON: A RESivEN-a& LuWELLING. V •, THE PATRIOT NEWS THE SUNDAY PATRIOT DEWS Proof of Publication Under act No, 507, approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) as James L. Clark being duly sworn according to law, deposes and says: That he is the Accounts Receivables Manager of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT- NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Markel Street, in the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular dally and/or Sunday and Metro editions/issues which appeared on the 1st, 8th and 15th day(s) of August 2000. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Mmp' 11 neous Book "M", Volume 14, Page 317. PUBLICATION --------------- ----1--------------------------- COPY Sworn to and subscrib before me . 30th day of ugust 0 A.D. S A L E #37 Nolanal Seel 3 ! REAL ESTATE SALE Ni. Ef To,ry L. Russell, Notary Public ' Harrlsnur Dau hin Count F 1 WrHNa14iF4K) g, p y NO ARV P BLIC ? i My Comnssion Evpires June B, ZOOM i ` fir WN on" Member, Pennsylvania Association ol No a esommission expires June 6, 2002 Ur !( CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 u"a""rr" !=u Carlisle ? of Cumberland Cty,, Statement of Advertising Costs AMns Ieapl Enown, numbered and To THE PATRIOT-NEWS CO., Dr. as Lot to.ZIla&11,ElwnodP4n N Lots last mised 0dober 2% IM by D.P. For publishing the notice or publication attached dlferuperger-Asnalahs and recorded in hereto on the above staled dates $ 179.25 1444 eoo{:2L.page 18 in the Offxedibe Recoaderd l)" from Cumb"Und County, Probating same Notary Fee(s) $ 1.50 fynmyisanS' _ Total $ 180.75 .IUNG SRt West Ridge StrnL Cadule, tteanslhmla. i:ITAxpnci;lol.2T-0 ,-s. blisher's Receipt for Advertising Cost IMPROVEMENis THEREON:. A iublishor of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general residential dwelling. dge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. THE PATRIOT-NEWS CO. By .................................................................... V