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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
MATRIX FINANCIAL SERVICES CORPORATION
201 W. COLLIDGE STREET
PHOENIX, A2 85013-2710
V.
Plaintiff
TERM
No. 9q• 3Y1 R exi" e I L?
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
139 NORTH ENOLA DRIVE
ENOLA, PA 17025
Defendant(s)
CUMBERLAND COUNTY
CIVIL ACTION - LAW
MORTGAGE FORECLOSURE
NOTICE
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
You have been sued in Court. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this complaint and Notice are
served, by entering a written appearance personally or by
attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further
notice for any money claimed in the Complaint or for any other
claim or relief requested by the Plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
1. Plaintiff is
MATRIX FINANCIAL SERVICES CORPORATION
201 W. COLLIDGE STREET
PHOENIX, AZ 85013-2710
2. The name(s) and last known address(es) of the Defendant(s)
are
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
139 NORTH ENOLA DRIVE
ENOLA, PA 17025
who is/are the mortgagor(s) and real owner(s) of the
property hereinafter described.
3. On 4/22/86 mortgagor(s) made, executed and delivered a
mortgage upon the premises hereinafter described to SOVRON
MORTGAGE CORPORATION which mortgage is recorded in the
Office of the Recorder of CUMBERLAND County, in Mortgage
Book No. 811, Page 50. By Assignment of Mortgage dated
8/1/88 the mortgage was assigned to NORTHEAST SAVINGS which
Assignment is recorded in Assignment of Mortgage Book No.
356, Page 151. By Assignment of Mortgage dated 11/15/95 the
mortgage was assigned to WEST STAR FINANCIAL CORPORATION
which Assignment is recorded in Assignment of Mortgage Book
No. 509, Page 753. By Assignment of Mortgage dated 2/1/97
the mortgage was assigned to PLAINTIFF which Assignment is
recorded in Assignment of Mortgage Book No. 551, Page 833.
4. The premises subject to said mortgage is described as
attached.
5. The mortgage is in default because monthly payments of
principal and interest upon said mortgage due 11/1/98 and
each month thereafter are due and unpaid, and by the terms
of said mortgage, upon default in such payments for a period
of one month, the entire principal balance and all interest
due thereon are collectible forthwith.
The following amounts are due on the mortgage:
Principal Balance
Interest
10/1/98 through 511/99
(Per Diem $9.93)
Attorney's Fees
Cumulative Late Charges
4/22/86 to 5/1/99
Cost of Suit
Subtotal
Escrow
Credit
Deficit
Subtotal
TOTAL
and Title Search
$34,540.06
2,125.02
1,727.00
103.38
550.00
39,045.46
0.00
0.00
0.00
$39,045.46
7. The attorney's fees set forth above are in conformity
the Mortgage documents and Pennsylvania Law, and will
collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior
Sale, reasonable attorney's fees will be charged.
with
be
to the
8. Notice of Intention to Foreclose has been sent to
Defendant(s) by Certified Mail, as required by Act 6 of 1974
of the Commonwealth of Pennsylvania on the date(s) set forth
in the true and correct copy(s) of such notice(s) attached
hereto as Exhibit "A."
Pursuant to the Fair Debt Collection Practices Act, 15
U.S.C. § 1692 et seq. (1977), Defendant(s) may dispute
the validity of the debt or any portion thereof. If
Defendant(s) do so in writing within thirty (30) days
of receipt of this pleading, Counsel for Plaintiff will
obtain and provide Defendant(s) with written
verification thereof; otherwise, the debt will be
assumed to be valid. Likewise, if requested within
thirty (30) days of receipt of this pleading, Counsel
for Plaintiff will send Defendant(s) the name and
address of the original creditor if different from
above.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the
Defendant(s) in the sum of $39,045.46, together with interest
from 5/1/99 at the rate of $9.93 per dies to the date of
Judgment, and other costs and charges collectible under the
mortgage and for the foreclosurt/s/l/i sale of the mortgaged
property.
?^+?-
F rank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland
County, Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the Northwesterly line of North Enola Drive, formerly Summit Road,
190.761 measured Southwardly along the line of North Enola Drive from the Southeasterly
extremity of the arc or curve connecting the Southern line of Dauphin Street with the Northwestern
line of North Enola Drive; thence along the Northwestern line of North Enola Drive South 39
degrees 10 minutes 23 seconds West twenty five and forty five-one thousandths (25.045) feet to a
point; thence North 49 degrees 35 minutes West one hundred two and fie hundred fifty-four one
thousandths (102.554) feet to a point; thence North 50 degrees 18 minutes 2.72 seconds East thirty
two and five hundred ninety one-one thousandths (32.591) feet to a point; thence South 45 degrees
38 minutes East ninety six and one hundred ninety five-one thousandths (96.195) feet to a point, the
place of BEGINNING.
HAVING thereon erected the Northern one-half of a two and one-half story frame dwelling known
as No. 139 North Enola Drive, Enola.
BEING Tax Parcel # 9-14-0832-191.
VERIFICATION
MICHAEL R. SCHLAFF hereby states that he is VICE-PRESIDENT of
MATRIX FINANCIAL SERVICES CORPORATION mortgage servicing agent for
plaintiff in this matter, that he is authorized to take this
verification, and that the statements made in the foregoing civil
Action in Mortgage Foreclosure are true and correct to the best of
his knowledge, information and belief. The undersigned understands
that this statement is made subject to the penalties of is Pa. C.B.
Sec. 4904 relating to unsworn falsiflication to authorities.
DATE: (-12.11',
SHERIFF'S RETURN - REGULAR
CASE NO: 1999-03419 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MATRIX FINANCIAL SERV CORP
VS.
HEFFERMAN EDWARD J III ET AL
BRIAN BARRICK , Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND COMPLAINT IN was served
upon HEFERNAN MIRIAM GAYE A/K/A HEFFERNAN MIRIAM G the
defendant, at 20:18 HOURS, on the 9th day of June
1999 at 108 BEECHCLIFF DRIVE
MECHANICSBURG, PA 17055 CUMBERLAND
County, Pennsylvania, by handing to MIRIAM HEFFERNAN
a true and attested copy of the NOTICE AND COMPLAINT IN
together with MORTGAGE FORECLOSURE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So answer:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 8.00 i'I' omil-as iZl?ne, Srif-
$14.uu FEDERMAN & PHELAN
06/11/1999
by % ?j%?m /l 1 ?. .
-Deputy eri
Sworn and subscribe to before me
this _&ez" day of
19L?q A.D.
44--
. ? s
CASE NO: 1999-03419 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MATRIX FINANCIAL SERV CORP
VS.
HEFFERMAN EDWARD J III ET AL
TIMOTHY REITZ , Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AI4D COMPLAINT IN was served
upon HEFFERMAN EDWARD J III the
defendant, at 15:45 HOURS, on the 8th day of June
1999 at 139 NORTH ENOLA DRIVE
ENOLA, PA 17025 CUMBERLAND
County, Pennsylvania, by handing to EDWARD J. HEFFERMAN
a true and attested copy of the NOTICE AND COMPLAINT IN
together with MORTGAGE FORECLOSURE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs-
Docketing answer':
Docketing 18.00 ZZr ': Service 9.00
Affidavit
Surcharge 8.00 R:^Ih?m s i
5 e i
S3Ti?U-FEDER & PHELAN
06/11 1999
by _CTJ
Sworn and subscribed to before me
this //?-' _ day ofC
199 9 A.D.
1 tl t Od y
FEDERMAN AND PHELAN
BY: FRANK FEDERMAN, ESQUIRE
Identification No. 12248
Suite 900, Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
MATRIX FINANCIAL SERVICES
CORPORATION
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
vs.
NO. 99-3419-CIVIL
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
PRAECIPE TO ATTACH DOCUMENTS
TO THE PROTHONOTARY:
Kindly attach the Exhibits to the Complaint filed on or about June 8, 1999.
FEDERMAN & PHELAN
By:_
Frank Federman, Esquire
Attorney for Plaintiff
JUN. 3.1999 2:07PM
April 01, 1999
MATRIX FINANCIAL 602
Edward Heffernan
139 N Enola Dr
Enola, PA 17025-0000
RE: Matrix Loan Number: 062097-6
Property Address: 139 N En la Dr
Enola PA 17025
NOTICE OF INTENTION TO FORECLOSE
Dear Mortgagor:
we represent Matrix Capital Bank,
party located at 139 N Enola Dr,
mortgage is in SERIOUS DEFAULT be
payment of $ 430.77 for December
Late charges (and other charges)
of $110.15. The total amount now
or in other words, get caught up
of this letter is $ 2,264.00.
THIS FIRM IS A DEBT COLLECTOR
NOTICE IS SENT TO YOU IN AN A'
REFERRED TO HEREIN AND ANY IN
USED FOR THAT PURPOSE.,
If you filed chapter 7 Bankruptcy
the term of this loan, this is no
is intended for informational pur
you may dispute the validity of t
if you do so in writing within th
this letter, this firm will obtai
verification thereof; otherwise,
valid. Likewise, if requested wi
of this letter, this firm will se
the original creditor if differen
you may cure this default within !
this letter, by paying to us the
any additional monthly payments w
during this period, such payment
certified check, cashier's check
Financial Services, 201 w. Coolid,
85013-2710.
00020/304
NO. 560
P.2/7
lder of a mortgage on your pro-
la PA 17025, which
as you have not made the monthly
1998 through April 1, 1999.
e also accrued in the amount
quired to cure this default,
your payments, as of the date
TING TO COLLECT A DEBT. THIS
TO COLLECT THE INDEBTEDNESS
ON OBTAINED FROM YOU WILL BE
nd received a discharge during
an attempt to collect a debt and
ses only.
debt or any portion thereof.
ty days (30) days of receipt of
and provide you with written
e debt will be assumed to be
in thirty (30) days of receipt
you the name and address of
from above.
?JiIRTY (30) DAYS of the date of
Bove amount of $ 2,264.001 plus
d late charges which may fall due
must be made in the form of
r money order, and made at Matrix
e Street, suite 100, Phoenix, A2
201 W. Coolidge St.. P ianix. AZ 85013-2710
(602) 650-0838 AX (602) 631-4377
&EXHIB1TA
JUN. 3.1999 2:07PM MATRIX FINANCIAL 602 631438 NO.560 P.3i7
Page 2
Loan Number: 062097-6
it you do not cure this default w,
exercise our right to accelerate '
whatever is owing on the original
due immediately and you may lose
mortgage in monthly payments. If
is not made within THIRTY (30) DA
to foreclose on your mortgaged pr
if the mortgage is ofrethe sedrtg'
the Sheriff to pay f thmoot ;
fore we begin legal proceedings
the reasonable attorney's fees a
if legal proceedings are started
reasonable attorney's fees even
fees will be added to whatever Y
reasonable costs. If you cure t
you will not be required to pay
TO REINSTATE AFTER ACCELERATION
CLOSURE PROCEEDINGS THE NON-EXIS
YOU MAY HAVE TO ACCELERATION ANC
We may also sue you personally f;
all other sums due under the mort
fault within the thirty day peric
begun, you still have the right 1
sale at any time up to one hour 1
You may do so by paying the tota:
nay's fees and cost incurred in 1
(and perform any other requiremej
mated that the earliest date tha'
would be approximately six month'.
notice of the date of the Sherif
the sale. Of course, the amount
crease the longer you wait. You
the required payment will be bmu
1-888-805-4027. This payment
cashier's check or money order a
stated.
You should realize thata Sheri
the mortgaged property and Your
tinue. to live in the property a.
could be started to evict you.
00021/304
in THIRTY (30) DAYS, we intend to
mortgage payments. This.means
ount borrowed will be considered
chance to pay off the original
11 payment of the amount of default
we also intend to start a lawsuit
mortgaged property will be sold by
debt. If you cure the default be-
inst you, you will still have to pay
ally incurred up to $50.00. However,
ainst you, you will have to pay the
they are over $50.00. Any attorney's
owe us, which may also include our
default within the thirty day period,
attorney's fees. YOU HAVE THE RIGHT
i THE RIGHT TO ASSERT IN THE FORE-
ICE OF A DEFAULT OR ANY OTHER DEFENSE
the unpaid principal balance and
;age. if you have not cured the de-
l and foreclosure proceedings have
3 cure the default and prevent the
-fore the Sheriff's foreclosure sale.
due, as well as the reasonable attor-
onnection with the foreclosure sale
es under the mortgage). It is esti-
such a Sheriff's Sale could be held
from the date of this letter. A
is Sale will be sent to you before
needed to cure the default will in-
may find out at any time exactly what
alling us at the following number:
t be in the form of certified check,
d made payable to us at the address
is Sale will end your ownership of
'ight to remain in it. If you con-
:er the Sheriff's Sale, a lawsuit
EXHIBIT A
JUN. 3.1999 2:08PM MATRIX FINANCIAL 602
Pace 3
Loan Number:
062097-6
You have additional rights to help
petty. YOU HAVE THE RIGHT TO SELL '.
OFD' THE MORTGAGE DEBT, OR TO BORROI
TUTION TO PAY OFF THIS DEBT. (YOU
PER THE PROPERTY SUBJECT TO THE- MOI
WILL ASSUME THE MORTGAGE DEBT, PRO'
MENTS, CHARGES AND ATTORNEY'S FEES
THE SALE AND THAT THE OTHER REQUIRI
PIED.) CONTACT US TO DETERMINE UNI
EXIST. YOU HAVE THE RIGHT TO HAVE
PARTY ACTING ON YOUR BEHALF.
If you cure this default, the mort
position as if no default had oecu
to this right to cure your default
calendar year.
I
Sincer y,
?i
Steve Holescko
Mortgage Loan Counselor
Real Estate Loan Servicing
00022/304
NO. 560
P. 4/7
protect your interests in the pro-
HE PROPERTY TO OBTAIN MONEY TO PAY•
MONEY FROM ANOTHER LENDING INSTI-
MAY HAVE THE RIGHT TO SELL OR TRANS-
TGAGE TO A BUYER OR TRANSFEREE WHO
IDED THAT ALL THE OUTSTANDING PAY-
AND COSTS ARE PAID PRIOR TO OR AT
MENTS UNDER THE MORTGAGE ARE SATIS-
ER WHAT CIRCUMSTANCES THIS MIGHT
THIS DEFAULT CURED BY ANY THIRD
'age will be restored to the same
red. However, you are not entitled
more than three (3) times in any
11SENT CERTIFIED IAND REGULAR MAIL"
EXHIBIT A
-JUN. 3.1999-. 2:08P11
MRTRIX FINRNCIRL 602 6314382 NO.560
P.5/7
_4 p qua, (0?q qD5
April 01, 1999
Miriam G Heffernan
139 N Enola Dr
Enola, PA 17025-0000
RE: Matrix Loan Number:
Property Address:
NOTICE OF
Dear Mortgagor:
062097k17025
139 N la Dr
Enola We represent Matrix Capital Hank,
perty located at 139 N Enola Dr,
mortgage is in SERIOUS DEFAULT be
payment of $ 430.77 for December
Late charges (and other charges)
of $110.15. The total amount now
or in other words, get caught up
of this letter is $ 2,264.00,
THIS FIRM IS A DEBT COLLECTOR
NOTICE IS SENT TO YOU IN AN A'
REFERRED TO HEREIN AND ANY IN
USED FOR THAT PURPOSE.
if you filed Chapter 7 Bankrup
the term of this loan, this is
is intended for informational
You may dispute the validity of
if you do so in writing within t
this letter, this firm will obta
verification thereof; otherwise,
valid. Likewise, if requested w
of this letter, this firm will s
the original creditor if differe
You may cure this default within
this letter, by paying to us the
any additional monthly payments
during this period. Such paymen
certified check, cashier's check
Financial services, 201 W. Cooli
85013-2710.
00023/304
201 W. Coolidge Sc.
(602) 650-0838
TO FORECLOSE
ider of a mortgage on your pro-
la PA 17025, which
se you have not made the monthly
1998 through April 1, 1999.
a also accrued in the amount
quired to cure this default,
your payments, as of the date
TING TO COLLECT A DEBT. THIS
TO COLLECT THE INDEBTEDNESS
ON OBTAINED FROM YOU WILL BE
and received a discharge during
an attempt to collect a debt and
oses only.
e debt or any portion thereof,
rty days (30) days of receipt of
and provide you with written
he debt will be assumed to be
hin thirty (30) days of receipt
d you the name and address of
from above.
HIRTY (30) DAYS of the date of
bove amount of $ 2,264.00, plus
d late charges which may fall due
must be made in the form of
r money order, and made at Matrix
e Street, Suite 100, Phoenix, AZ
Ix, AZ 85013-2710
(602) 631-4377 G/NHIBITA
3.1999 2:08PM MATRIX FINRNCIAL 602 6314382
N0.560 p,6i7
Page 2
Loan Number: 062097-6
If;you do not cure this default within THIRTY (30) DAYS, we intend to
exercise our right to accelerate the mortgage payments. This means
whatever is owing on the original amount borrowed will be considered
due immediately and you may lose the chance to pay off the original
mortgage in monthly payments. If full payment of the amount of default
is not made within THIRTY (30) DAYS, we also intend to start a lawsuit
to'foreclose on your mortgaged property.
If the mortgage is foreclosed, your mortgaged property will be sold by
the Sheriff to pay off the mortgage debt. If you cure the default be-
fore we begin legal proceedings against you, you will still have to pay
the reasonable attorney's fees actually incurred up to $50.00. However,
if legal proceedings are started against you, you will have to pay the
reasonable attorney's fees even ifithey are over $50.00. Any attorney's
fees will be added to whatever you-owe us, which may also include our
reasonable costs. If you cure this default within the thirty day period,
you will not be required to pay the attorney's fees. YOU HAVE THE RIGHT
TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN THE FORE-
CLOSURE PROCEEDINGS THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE
YOU MAY HAVE TO ACCELERATION AND FORECLOSURE.
we may also sue you personally for!the unpaid principal balance and
all other sums due under the mortgage. If you have not cured the de-
fault within the thirty day period! and foreclosure proceedings have
begun, you still have the right to; cure the default and prevent the
sale at any time up to one hour before the Sheriff's foreclosure sale,
You may do so by paying the total due, as well as the reasonable attor-
ney's fees and cost incurred in connection with the foreclosure sale
(and perform any other requirements under the mortgage). It is esti-
mated that the earliest date that such a Sheriff's Sale could be held
would be approximately six months (from the date of this letter. A
notice of the date of the Sheriff's Sale will be sent to you before
the sale. Of course, the amount needed to cure the default will in-
crease the longer you wait. You may find out at any time exactly what
the required payment will be by calling us at the following number:
1-888-805-4027. This payment must be in the form of certified check,
cashier's check or money order anj made payable to us at the address
stated.
i -You should realize that a Sheriff's Sale will end your ownership of
the mortgaged property and your right to remain in it, If you con-
tinue to live in the property aftOr the Sheriff's Sale, a lawsuit
could be started to evict you.
00021/304
EXHIBITA
"- JUN. 3. 1995 2:09PM MATRIX FINANCIAL 602
Page 3
?oan Number: 062097-6
You have additional rights to help
party. YOU HAVE THE RIGHT TO SELL 7
OFF THE MORTGAGE DEBT, OR TO BORRQ`
TUTION TO PAY OFF THIS DEBT. (YOU
PER THE PROPERTY SUBJECT TO THE MOI
WILL ASSUME THE MORTGAGE DEBT, PROI
MENTS, CHARGES AND ATTORNEY'S FEES
THE SALE AND THAT THE OTHER REQUIRI
FIED.) CONTACT US TO DETERMINE UNI
EXIST. YOU HAVE THE RIGHT TO HAVE
PARTY ACTING ON YOUR BEHALF.
N0.560 P. 7/7
protect your interests in the pro-
HE PROPERTY TO OBTAIN MONEY TO PAY
MONEY FROM ANOTHER LENDING INSTI-
KAY HAVE THE RIGHT TO SELL OR TRANS-
TGAGE TO A BUYER OR TRANSFEREE WHO
IDED THAT ALL THE OUTSTANDING PAY-
AND COSTS ARE PAID PRIOR TO OR AT
MENTS UNDER THE MORTGAGE ARE SATIS-
ER WHAT CIRCUMSTANCES THIS MIGHT
THIS DEFAULT CURED BY ANY THIRD
If you cure this default, the mort age will be restored to the same
position as if no default had occu red. However, you are not entitled
to this right to cure your default more than three (3) times in any
SteSe Holescko
Mortgage Loan Counselor
Real Estate Loan Servicing
00022/304
"SENT CERTIFIED
REGULAR MAIL"
CXHOBiT??
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FEDERMAN AND PHELAN
' By: FRANK FEDERMAN
Identification No. 12248
Two Penn Center Plaza - Suite 900
Philadelphia, PA 19102
(215) 563-7000 _
Matrix Financial Services Corporation
201 W. Collidge Street
Phoenix, AZ 85013-2710
Plaintiff
VS.
Edward J. Heffernan, III
139 North Enola Drive
Enola, PA 17025
Miriam Gaye Heffernan
A/K/A Miriam G. Heffernan
108 Beechcliff Drive
Mechanicsburg, PA 17055
Defendant(s)
Attorney for Plaintiff
Cumberland COUNTY
:COURT OF COMMON PLEAS
: CIVIL DIVISION
: NO. 99-3419 Civil Term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against Edward J. Heffernan, III and
Miriam Gave Heffernan A/K/A Miriam G. Heffernan, Defendant(s), for failure to file an
Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of
the mortgaged premises, and assess Plaintiffs damages as follows:
As set forth in Complaint $39,045.46
Interest 5/1/99 To 11/29/99 2,115.09
i
TOTAL' $41,160.55
I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above,
and (2) notice has been given in accordance with Rule 237.1, copy attached.
?,JLIS..n -t N D ? nMO,?-
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: 9 im.04,5
PRO I KO Y
•-TIRS FIRM IS A DI UT C'OLLF,CI'OR A11*E\II'TING TO COLLECT A DEU7' AND AN1' UVFORNtATION ODTAINED A.ILI, DE
USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSIN RECEIVED A DISCIIARGE IN DANKRt'I'TCV AND THIS DEBT WAS
NOT REAWIRMED,11115 CORRESPONDENCE IS NOT AND S11011-1,D NOiBE CONSTRUED TO DE AN ATI'E%u,T To COLLECT'
A DEDT. UUT M I N ENFORCEN,ENT OF A LIEN AGAINST PROPF.RTV. ••
>"
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s
r
FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. 12248 ATTORNEY FOR PLAINTIFF
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
MATRIX FINANCIAL SERVICES COURT OF COMMON PLEAS
CORPORATION
. CIVIL DIVISION
Plaintiff
. CUMBERLAND COUNTY
VS.
. NO. 99-2419 CIVIL TERM
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN
A/K/A MIRIAM G. HEFFERNAN
Defendant(s)
TO: EDWARD J. HEFFERNAN, III
139 NORTH ENOLA DRIVE
ENOLA, PA 17025
DATE OF NOTICE: JUNE 30, 1999
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed to enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. 12248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MATRIX FINANCIAL SERVICES COURT OF COMMON PLEAS
CORPORATION
Plaintiff
VS.
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN
A/K/A MIRIAM G. HEFFERNAN
Defendant(s)
TO: MIRIAM GAYE HEFFERNAN
A/K/A MIRIAM G. HEFFERNAN
108 BEECHCLIFF DRIVE
MECHANICSBURG, PA 17055
DATE OF NOTICE: JUNE 30, 1999
. CIVIL DIVISION
. CUMBERLAND COUNTY
. NO. 99-2419 CIVIL TERM
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed to enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
Matrix Financial Services Corporation
V5.
Plaintiff
Attorney for Plaintiff
: Cumberland COUNTY
Court of Common Pleas
CIVIL DIVISION
Edward J. Heffernan, III :NO. 99-3419 Civil Term
Miriam Gaye Heffernan
AWA Miriam G. Heffernan
Defendant(s)
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the
Plaintiff in the above-captioned matter, and that on infonnation and belief, he has knowledge of the
following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United
States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act
of Congress of 1940, as amended
(b) that defendant Edward J. Heffernan, III is over 18 years of age and resides at
139 North Enola Drive, Enola, PA 17025.
(c) that defendant Miriam Gaye Heffernan AIK/A Miriam G. Heffernan is over
18 years of age, and resides at 108 Beecheliff Drive, Mechanicsburg, PA 17055.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating
to unsworn falsification to authurities.
FRANK FEDERMAN
Attorney for Plaintiff
(Rule of Civil Procedure No. 236 - Revised)
Matrix Financial Services Corporation
Plaintiff
vs.
Edward .1. Heffernan, III
Miriam Gaye Heffernan
A/K/A Miriam G. Heffernan
: Cumberland COUNTY
: Court of Common Pleas
: CIVIL DIVISION
:NO. 99-3419 Civil Term
Defendant(s)
Notice is given that a Judgment in the above captioned matter has been entered against you on
November 11999.
By DEPUTY
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN, ESQUIRE
Attorney for Filing Party
SUITE 900
TWO PENN CENTER PLAZA
PHILADLLPHIA. PA 19102
(215) 563-7000
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT
AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY. ""
1
PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P.3180-3183
MATRIX FINANCIAL SERVICES
CORPORATION
Plaintiff
Va.
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN, A/K/A
MIRIAM G. HEFFERNAN
TO THE DIRECTOR
Issue writ of
Amount Due
Interest fi
3/1/00
(PER DIEM
COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
NO. 99-3419 CIVIL TERM
PRAECIPE FOR WRIT OF EXECUnON
(MORTGAGE FORECLOSURE1
Defendant(s)
OF THE OFFICE OF THE PROTHONOTARY:
execution in the above matter:
$41,160.55
--om 11/30/99 TO 616.07 and Costs
. $6.77)
541,776.62 Total
FR.?NK FEDERMAV, ESQUIRE
TWO PENN CEN R PLAZA
SUITE 900
PHILADELPHIA, PA 19102
Attorney for Plaintiff
Note:
Please attach description of property.
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ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland
County, Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the Northwesterly line of North Enola Drive, formerly Summit Road,
190.76 ft measured Southwardly along the line of North Enola Drive from the Southeasterly
extremity of the arc or curve connecting the Southern line of Dauphin Street with the Northwestern
line of North Enola Drive; thence along the Northwestern line of North Enola Drive South 39
degrees 10 minutes 23 seconds West twenty five and forty five-one thousandths (25.045) feet to a
point; thence North 49 degrees 35 minutes West one hundred two andfivehundred fifty-four one
thousandths (102.554) feet to a point; thence North 50 degrees 18 minutes 2.72 seconds East thirty
two and five hundred ninety one-one thousandths (32.591) feet to a point; thence South 45 degrees
38 minutes East ninety six and one hundred ninety five-one thousandths (96.195) feet to a point, the
place of BEGINNING.
HAVING thereon erected the Northern one-half of a two and one-half story frame dwelling known
as No. 139 North Enola Drive, Enola.
BEING Tax Parcel # 9-14-0832-191.
TITLE TO SAID PREMISES IS VESTED IN Edward J. Heffernan, III and Miriam G. Heffernan,
his wife by Deed from Gary L. Walker and Phyllis J. Walker, his wife dated 4/22/86, recorded
4125/86, in Deed Book 31-V, page 684.
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FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
MATRIX FINANCIAL SERVICES CORPORATION
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
. CIVIL DIVISION
VS.
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
NO. 99-3419 CIVIL TERM
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attorney for the Plaintiff in the above-captioned matter, and that
the premises are not subject to the provisions of Act 91
because it is:
(XX) an FHA mortgage
( ) non-owner occupied
( ) vacant
( ) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of
18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
FRANK FEDER' ESQUIRE
Attorney for Plaintiff
cr CJ
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MATRIX FINANCIAL SERVICES CORPORATION
V8.
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
. NO. 99-3419 CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
MATRIX FINANCIAL SERVICES CORPORATION , Plaintiff in the above
action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the
date the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at 139 NORTH ENOLA
DRIVE, ENOLA, PA 17025.
1. Name and address of Owner(s) or reputed Owner(s):
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
EDWARD J. HEFFERNAN, III 139 NORTH ENOLA DRIVE
ENOLA, PA 17025
M_IRIAM GAYE HEFFERNAN, A/K/A 108 BEECHCLIFF DRIVE
MIRIAM G. HEFFERNAN MECHANICFBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real. property to be sold:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
EAST PENNSBORO TOWNSHIP 98 S. ENOLA DRIVE
ENOLA, PA 17025
SEARS ROEBUCK AND COMPANY 1635 MARKET STREET
C/O CT CORPORATION SYSTEMS PHILADELPHIA, PA 19103
4. Name and address of the last recorded holder of every mortgage
of record:
NAME LAST KNOWN ADDRESS (if address.
cannot be reasonably ascertained,
please so indicate)
NONE
5. Name and address of every other person who has any record lien
on the property:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
7. Name and address of every other person whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
NAME
TENANT/OCCUPANT
DOMESTIC RELATIONS OF
CUMBERLAND COUNTY
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
139 NORTH ENOLA DRIVE
ENOLA, PA 17025
13 NORTH HANOVER STREET
CARLISLE. PA 17013
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating
to unsworn falsification to authorities.
December 9, 1999/?evi?<
DATE F K FEDERMAN, ESQUIRE
Attorney for Plaintiff
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MATRIX FINANCIAL SERVICES CORPORATION
Va.
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 99-3419 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
December 9, 1999
TO: EDWARD J. HEFFERNAN, III MIRIAM GAYE HEFFERNAN,
139 NORTH ENOLA DRIVE A/K/A MIRIAM G. HEFFERNAN
ENOLA, PA 17025 108 BEECHCLIFF DRIVE
MECHANICSBURG, PA 17055
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A
DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR
THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE
CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT
ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at 139 NORTH ENOLA DRIVE, ENOLA, PA
17025, is scheduled to be sold at the Sheriff's Sale on MARCH 1.
2000 at 10:00 a.m. in the Cumberland County Courthouse, South
Hanover Street, Carlisle, PA 17013, to enforce the court judgment
of $41,160.55 obtained by MATRIX FINANCIAL SERVICES CORPORATION
(the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Sheriff's
Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to the mortgagee
the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay,
you may call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
-
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAICE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the price bid by
calling (215) 563-7000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount (due in the sale. To find out if this has
happened, you may call 4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A proposed schedule of distribution of the money
bid for your house will be prepared by the Sheriff not later than
thirty (30) days after the sale. The schedule shall be kept on
file with the SHeriff and will be made available for inspection in
his office. The schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule
unless exceptions (reasons why the proposed distribution is wrong)
are filed with the Sheriff within ten (10) days after the filing of
the proposed schedule.
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9106
r;
11
ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland
County, Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the Northwesterly line of North Enola Drive, formerly Summit Road,
190.76 fe measured Southwardly along the line of North Enola Drive from the Southeasterly
extremity of the arc or curve connecting the Southern line of Dauphin Street with the Northwestern
line of North Enola Drive; thence along the Northwestern line of North Enola Drive South 39
degrees 10 minutes 23 seconds West twenty five and forty five-one thousandths (25.045) feet to a
point; thence North 49 degrees 35 minutes West one hundred two andfivehundred fifty-four one
thousandths (102.554) feet to a point; thence North 50 degrees 18 minutes 2.72 seconds East thirty
two and five hundred ninety one-one thousandths (32.591) feet to a point; thence South 45 degrees
38 minutes East ninety six and one hundred ninety five-one thousandths (96.195) feet to a point, the
place of BEGINNING.
HAVING thereon erected the Northern one-half of a two and one-half story frame dwelling known
as No. 139 North Enola Drive, Enola.
BEING Tax Parcel # 9-14-OS32-191.
TITLE TO SAID PREMISES IS VESTED IN Edward J. Heffernan, III and Miriam G. Heffernan,
his wife by Deed from Gary L. Walker and Phyllis J. Walker, his wife dated 4/22/86, recorded
4/25/86, in Deed Book 31-V, page 684.
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
Robert P Ziegler
I, ----------------------------
? ss.
-------------------------------------- Recorder of
Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which -------------
Matrix Fin Serv Corp ---
---------------------------•-------------------------------------------------------_isthe grantee
the saute having been sold to said grantee on the ------- ----------------------------------------- day of
--__- June ---------------------------- A. D. 2000- under and by virtue of a writ ----------_--_
------Execution 13th
----------------------------------------issued on the ----------------------
December --------- A D 19_ 99
day of --- December -
- - -_y out of the Court of Common Pleas of said County as of
Civil
---------- -------------
------------------------------------------------- Term, 1 999
9-------
Number___3419 ,at the suitof ------ Matrix Fin Serv -Corp
Edward J III & Miriam Gaye aka Miriam G
------------ -- - --------- -- -against ---------------------------------- tIe€-f?e>:nan ------- is
duly recorded in Sheriff's Deed Book No. 226 ------- Page ___ 760
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this day
of -------C- ---------------
R er T9 Ac it
ecordof Deeds
%CVft
01 COam rettEyYMl6t?FYMIB?FYMMI?aiW
Matrix Financial Services Corporation
-vs-
Edward J. Heffernan, III and Miriam Gaye
Heffernan a/k/a Miriam G. Heffernan
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 99-3419 Civil
Kathy J.Clarke, Deputy Sheriff, who being duly sworn according to law, says on
January 5, 2000 at 10:19 o'clock A.M. EDST, she posted a copy of Real Estate Writ
Notice Poster and Description in the above entitled action upon the property of Edward
Heffernan and Miriam Heffernan located at 139 North Enola Drive, Enola, Cumberland
County, Pennsylvania according to law.
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, says on
January 6, 2000 at 3:05 o'clock P.M. EDST, he served a true copy of Real Estate Writ
Notice Poster and Description in the above entitled action upon one of the within named
defendants to wit: Miriam Heffernan, by making known unto Evelyn Bottorf, Mother at
108 Beechcliff Drive, Carlisle, Cumberland County, Pennsylvania its contents and at the
same time handing to her personally the said true and attested copies of the same.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Edward J. Heffernan, III by Certified Mail Return Requested,
Restricted Delivery, Deliver To Addressee Only to his last known address 1001 School
House Lane #D, Lewisberry, Pennsylvania. This letter was mailed under the date of
January 6,2000 and the return receipt card returned to the Sheirff' Office of January 19,
2000 the card signed by Edward J. Heffernan Ill.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Edward Heffernan III by regular mail to his last known address 1001
School House Lane #D, Lewisberry, Pennsylvania. This letter was mailed wider the date
of January 19, 2000 and never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheirff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Miriam Heffernan by regular mail to her last known address
108 Beechcliff Drive, Carlisle, Pennsylvania. This letter was mailed under the date of
January 18, 2000 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says lie made
diligent search and inquiry for one of the within named defendants to wit: Edward J.
Heffernan, III, but was unable to locate him in his bailiwick. Ile therefore deputized the
Sheriff of York County to serve the within Real Estate Writ Notice Poster and description
according to law; York County Return: Personal served Edward J. Heffernan III on
January 18, 2000 at 10:05 A.M at Sheriff's Office 28 East Market Street, York. PA.
So answers: Reuben B Zeager Acting Sheriff York County.
So answers:
,w
R. Thomas Kline, Sheriff
By ?.
Real Estate Deputy
Matrix Financial Services Corporation
-VS-
Edward J. Heffernan, III and Miriam Gaye
Heffernan
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 1999-3419 Civil
R. Thomas Kline Sheriff, who being duly sworn according to law, says that after due
and legal notice had been given according to law exposed the above described premises
at public venue or outcry at Court House, Carlisle, Cumberland County, Pennsylvania on
June 7, 2000 at 10:00 o'clock A.M. EDST and sold the same for the sum of $ 35,000.00
to attorney Dale Shughart for Matrix Financial Services Corporation. It being the highest
bid and best price quoted for the same Matrix Financial Services Corporation of 210
Coolidge Street, Phoenix, AZ being the buyer in this execution paid to Sheriff R. Thomas
Kline the sum of $ 1,748.44 it being costs.
Sheriffs Costs:
Docketing 30.00
Poundage 700.00
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
La- _.,,rary .50
County 1.00
Mileage 16.12
Certified Mail 7.13
Levy 15.00
Surcharge 24.00
Out of County 9.00
York County 32.35
Postpone Sale 20.00
Legal Search 200.00
Law Journal 321.20
Patriot News 225.56
Share of Bills 25.08
Distribution of Proceeds 25.00
Sheriffs Deed 216,
$ 1,748.44pd by atty
7/25/00
Swom and Subscribed To Before me
This 7?- Day of
2000, A.D. c? a 6- 77u_6@i,_,
Pro honotary
So I?risw?
R. Th nras Kline, S teriff
Real Estate Deputy
! S cJt JSY»
99s39,
SCHEDULE OF DISTRUBUTION
SALE # 23
Date Filed
Writ No. 1999-3419 Civil
Matrix Financial Services Corporation
-vs-
Edward J. Heffernan, III and Miriam Gaye Heffernan
139 North Enola Drive
Enola, PA
Sale date June 7, 2000
Bid Price $ 35,000.00
Buyer Dale Shughart, Jr for Matrix Financial Services Corporation
Real Debt $ 41,160.55
Interest fr 11/30/99 to 3/1/00 per diem 6.77 616.07
Fr 3/1/00 to 6/7/00 663.46
Atty writ costs 121.30
$ 42,561.38
DISTRIBUTION
Amount Collected $ 1,707.09
Sheriff s Costs $ 1,507.09
Legal Search 200.00
$ 0,000.00
So ul"?"
R. Thomas Kline, Sheriff
By
Real Estate Deputy
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. 23 on March 1, 2000 Sale List.
Held Wednesday, June 7, 2000 Date: June 7, 2000
TAXES: Receipts for all taxes for the years 1997 to 1999 inclusive. Taxes for the current year
2000.
WATER RENT: Company assumes no liability for private supply of water or sewer.
SEWER RENT Receipts to be produced if services are lienable.
MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims.
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated , 2000, and recorded
, 2000, in Cumberland County Deed Book Page
RECITAL: Being the same premises which Gary L. Walker and Phyllis J. Walker, his wife, by
deed dated April 22, 1986 and recorded April 25, 1986 in Deed Book "V", Volume 31, Page 684
granted and conveyed to Edward J. Heffernan, III and Miriam Gaye Heffernan, his wife.
OTHER EXCEPTIONS:
1. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of parties in possession, if any, other than the owner.
3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if required.
5. Public and private rights in the roadbed of thirty five (35) feet wide Summit Road.
6. Conditions, easements and restrictions shown on or set forth of Enola recorded in Plan
Book 1, Page 51. .
7. Building and use conditions and restrictions and easements for utilities as set forth in the
deed of Enola Realty Company recorded in Deed Book "Y", Volume 6, Page 45.
8. Mortgage in the amount of $39,500.00 given by Edward J. Heffernan, III and Miriam
Gaye Heffernan, his wife, to Sovran Mortgage Corporation dated April 22. 1986 and
• .. . , .,
recorded April 25, 1986 in Mortgage Book 811, Page 50. Assigned to Northeast
Savings, F.A. by instrument recorded in Miscellaneous Record Book 356, Page 151.
Further assigned to Weststar Financial Corporation by instrument recorded in
Miscellaneous Record Book 509, page 753. Further assigned to Matrix Financial
Services Corporation by instrument recorded in Miscellaneous Record Book 551, Page
833.
Complaint in Mortgage Foreclosure filed by Matrix Financial Services Corporation as
plaintiff against Edward J. Heffernan, III and Miriam Gaye Heffernan, also known as
Miriam G. Heffernan as defendants on June 7, 1999 in the Office of the Prothonotary of
Cumberland County to File No. 99-3419. Judgment in the amount of $41,160.55
entered November 30, 1999.
9. Judgment in the amount of $1,168.23 entered on November 26, 1997 by East Pennsboro
Township as plaintiff against Edward J. Heffernan, III and Miriam G. Heffernan, as
defendant in the Office of the Prothonotary of Cumberland County to File No. 97-6595.
10. Municipal lien in the amount of $217.35 entered on October 14, 1998 by East
Pennsboro Township as plaintiff against Edward J. Heffernan, III and Miriam G.
Heffernan as defendants in the Office of the Prothonotary of Cumberland County to No.
98-5881.
It. Municipal lien in the amount of $573.55 entered by East Pennsboro Township as
plaintiff against Edward J. Heffernan, III, and Miriam G. Heffernan on September 29,
1999 in the Office of the Prothonotary of Cumberland County to File No. 99-5949.
12. Municipal lien in the amount of $202.06 entered by East Pennsboro Township as
plaintiff against Edward J. Heffernan, III, and Miriam G. Heffernan on March 8, 2000 in
the Office of the Prothonotary of Cumberland County to File No. 2000-1303.
13. Judgment in the amount of $2,570,88 entered by Blazer Consumer Discount Company
as plaintiff against Edward J. Heffernan, III on May 20, 1999 in the Office of the
Prothonotary of Cumberland County to File No. 99-3041. Said judgment may be a lien
against the subject premises by virtue of divorce action filed in Cumberland County
Prothonotary's Office to File No. 95-1208 or divorce action filed in any other
jurisdiction.
14. It is to be noted that no search of Domestic Relations Records has been made to
detennine support arrearages regarding House Bill 1412, Act 58 of 1997. Domestic
Relations Office print out in the Office of the Prothonotary indicates delinquent support
arrearages in the amount of $176.00 owed by Edward J. Heffernan, III.
15. Rights in party wall as shown on survey recorded in Deed Book "B", Volume 24, Page
350, which party wall fornis a portion of the boundary line for the subject premises.
16. Subject to boundary correction agreement dated May 11, 1950 and recorded May 19,
1950 in Miscellaneous Record Book 93, Page 79 which agreement establishes the
northern property line for the subject premises.
17. Real estate taxes accruing on and after January 1, 2000 not yet due and payable.
18. Satisfactory evidence to be produced that proper notice was given to tlue holders of all
liens and encumbrances intended to be divested by subject Sheriff Sale. It is to be noted
that no aff idavit of service of notice is found in the files of the Office of the
Prothonotary, it is to be further noted that Rule 3129 Affidavit filed does not list Blazer
Consumer Discount Company as a lien holder.
It is to be noted that no search has been made for environmental liens in Federal
District Court.
KObert G. Frey, Agent
Note: This Title Report shall not be valid or V
until countersigned by an authorized signatory.
REAL ESTATE VILE NO. 23
Writ No. 99.3419 Civil
Matrix Financial
Services Corporation
Vs.
Edward J. Heffernan, 111,
Miriam Gaye Heffernan,
A/K/A Miriam G. Heffernan
Atty.: Frank Federman
DESCRIPTION
ALL THAT CERTAIN piece or par-
cel of land situate in East Pennsboro
Township. Cumberland County. Penn-
sylvanla, bounded and described as
follows, to wit
BEGINNING at a point on the
Northwesterly line of North Enola
Drive, formerly Summit Road, 490-
.76 ft. measured Southwardly along
the line of North Enola Drive fronl•tle
Southeasterly extremity of the arc or
curve connecting the Southern line
of Dauphin street with the North-
western Me of North Enola Drive;
thence along the Northwestern line
of North Enola Drive South 39 de-
grees 10 minutes 23 seconds West
twenty five and forty five-one thou-
sandths (25.045) feet to a point;
thence North 49 degrees 35 minutes
West one hundred two and five hun.
dred fifty-four one thousandths (102-
.554) feet to a point; thence North 50
degrees 28 minutes 2.72 seconds East
thirty two and five hundred ninety
one-one thousandths (32.581) feet to
a point; thence South 45 degrees 38
minutes East ninety six and one hun-
dred ninety flve-one thousandths
(96.195) Ceet to a point, the place of
BEGINNING:
HAVING thereon erected the
Northern one-half of a two and one-
half story frame dwelling known as
No. 139 North Enola Drive. Enola.
BEING Tax Parcel #9.14-0832-
191.
TITLE TO SAID PREMISES 1S
VESTED IN Edward J. Heffernan. III
and Miriam G. Heffernan, his wife by
Deed from Gary L. Walker and Phyllis
J. Walker, his wife dated 4/22/86.
recorded 4 /25/86, in Deed Book 31-
V. page 684.
MATRIX FINANCIAL SERVICES CORPORATION
VS.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN NO. 99-3419 CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No 1)
MATRIX FINANCIAL SERVICES CORPORATION , Plaintiff in the above
action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the
date the Praecipe for the Writ of Execution was filed the following
information concerning the real property located at 139 NORTH ENOLA
DRIVE, ENOLA, PA 17025
1. Name and address of Owner(s) or reputed Owner(s):
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
EDWARD J. HEFFERNAN, III 139 NORTH ENOLA DRIVE
ENOLA, PA 17025
MIRIAM GAYE HEFFERNAN A/K/A 108 BEECHCLIFF DRIVE
MIRIAM G. HEFFERNAN MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
NAME
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
EAST PENNSBORO TOWNSHIP
SEARS ROEBUCK AND COMPANY
C/O CT CORPORATION SYSTEMS
98 S. ENOLA DRIVE
ENOLA, PA 17025
1635 MARKET STREET
PHILADELPHIA, PA 19103
4. Name and address of the last recorded holder of every mortgage
of record:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
5. Name and address of every other person who has any record lien
on the property:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
7. Name and address of every other person whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
NAME
TENANT/OCCUPANT
DOMESTIC RELATIONS OF
CUMBERLAND COUNTY
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
139 NORTH ENOLA DRIVE
ENOLA. PA 17025
13 NORTH HANOVER STREET
CARLISLE, PA 17013
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of le Pa. C.S. Sec. 4904 relating
to unsworn falsification to authorities.
December 9. 1999 2zcv4,
DATE FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
' I
MATRIX FINANCIAL SERVICES CORPORATION
V8.
EDWARD J. HEFFERNAN, III
MIRIAM GAYE HEFFERNAN,
A/K/A MIRIAM G. HEFFERNAN
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 99-3419 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
December 9, 1999
TO: EDWARD J. HEFFERNAN, III MIRIAM GAYE HEFFERNAN,
139 NORTH ENOLA DRIVE A/K/A MIRIAM G. HEFFERNAN
ENOLA, PA 17025 108 BEECHCLIFF DRIVE
MECHANICSBURG, PA 17055
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A
DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR
THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE
CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT
ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at 139 NORTH ENOLA DRIVE, ENOLA, PA
17025, is scheduled to be sold at the Sheriff's Sale on MARCH 1.
2000 at 10:00 a.m. in the Cumberland County Courthouse, South
Hanover Street, Carlisle, PA 17013, to enforce the court judgment
of $41,160.55 obtained by MATRIX FINANCIAL SERVICES CORPORATION
(the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Sheriff's
Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to the mortgagee
the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay,
you may call: (215) 563-7000.
i
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights, The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the price bid by
calling (215) 563-7000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the sale. To find out if this has
happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the
Sheriff., you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A proposed schedule of distribution of the money
bid for your house will be prepared by the Sheriff not later than
thirty (30) days after the sale. The schedule shall be kept on
file with the SHeriff and will be made available for inspection in
his office. The schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule
unless exceptions (reasons why the proposed distribution is wrong)
are filed with the Sheriff within ten (10) days after the filing of
the proposed schedule.
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland
County, Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the Northwesterly line of North Enola Drive, formerly Summit Road,
190.76 ff, measured Southwardly along the line of North Enola Drive from the Southeasterly
extremity of the arc or curve connecting the Southern line of Dauphin Street with the Northwestern
line of North Enola Drive; thence along the Northwestern line of North Enola Drive South 39
degrees 10 minutes 23 seconds West twenty five and forty five-one thousandths (25.045) feet to a
point; thence North 49 degrees 35 minutes West one hundred two andfivehundred fifry-four one
thousandths (102.554) feet to a point; thence North 50 degrees 18 minutes 2.72 seconds East thirty
two and five hundred ninety one-one thousandths (32.591) feet to a point; thence South 45 degrees
38 minutes East ninety six and one hundred ninety five-one thousandths (96.195) feet to a point, the
place of BEGINNING.
HAVING; thereon erected the Northern one-half of a two and one-half story frame dwelling known
as No. 139 North Enola Drive, Enola.
BEING Tax Parcel # 9-14-0332-191.
TITLE TO SAID PREMISES IS VESTED IN Edward J. Heffernan, III and Miriam G. Heffernan,
his wife by Deed from Gary L. Walker and Phyllis J. Walker, his wife dated 4/22/86, recorded
4/25/86, in Deed Book 31-V, page 684.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO. g3-3419 CIVIL 1A__TEF 1
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the debt, interest and costs due Matrix Financial Services Corporation
PLAINTIFF(S)
from-Edward Heffernan. III 13 North Enola Drive. Enola, Pa. 1.7025
M;r;am '-ire H ffPrnan a/k/a Miriam C. Heffernan 108 BeP?hcliff Drive. Mechanicsburg Pad
17055 DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell
See attached description of property
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof,
(3) If propenyof thedefendant(s) not leviedupon an subjectto attachment isfound in the possession of anyoneother
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due L.L.
from 11/30/99 0 /l/00 Per Diem 7j
Interest $616-07 Due Frothy,
Ally's Comm
Other Costs
Alty Paid _
Plaintiff Paid
Date: Decem r3, 1999
REQUESTING PARTY:
Name " Frank Eedpnnan. F.cn.
Address:7Wo Penn Center Plaza _ Suite 900
PhilMel iaPa. 19102
Attorneyfor: P1.ainitff
Telephone: (15)_563-7000 _
Supreme Court ID No. 122g 8
_
Curtis R. Long
Prothonotary, Civil Division
by: .,., h )144.hy. _
Deputy
REAL ESTATE SALE Na. v
un /?; i F94 the si?er't(levie3 upon the ciefunJan...
Interest in the real property situated in?
Cumberland County, Pa., known and numbered as:,U -dt'?A*w^
LA---_ r nd mora ful.y doseribcd on Exhibit ''A" Wed wit'.t
this writ and by this reierence incorporated ho,clin.
?3te:(YOrr-? ??lr9r/rf By? _
d
O 4
G
? T
=?
m
0
• T
r 1.. ? n
3 ?, ? -cM
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
COUNTY OF CUMBERLAND :
SS.
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JANUARY 21, 28, FEBRUARY 4, 2000
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that lie is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE BALE NO. 29
Writ No. 99-3419 Civil
Matrix Financial
Services Corporation
VS.
Edward J. Heffernan, 111,
Miriam Gaye Heffernan,
A/K/A Miriam G. Heffernan
Atty.: Frank Federman
DESCRIPTION
.. ALL THAT CERTAIN piece or par-
i cel of land situate in East Pennsboro
Township, Cumberland County, Ftnn-
sylvanta, bounded and described as
?.. follows, to wit:
BEGINNING at a point on the
Northwesterly line of North Enola
Drive, formerly Summit Road, 190-
1 .76 R. measured Southwardly along
the fine of North Enola Drive from the
Southeasterly extrenLty of the arr or
curve connecting the southern line
of Dauphin Street with the North-
western line of North Enola Drive:
thence along the Northwestern line
of North Enola Drive South 39 de-
grees 10 minutes 23 seconds West
twenty five and forty five-one thou
sandths (25.045) feet to a point:
thence North 49 degrees 35 minutes
West one hundred two and five hun-
dred fifty-four one thousandths (102-
- .554) feet to a point: thence North 50
degrees 18 minutes 2.72 seconds East
thing two and fire hundred ninety
one-one thousandths 132.591) fret to
a point: thence South 45 degrees 38
minutes East ninety six and one I jun.
dred ninety five-one thousandths
(96.195) feet to a point., the place of
BEGINNING.
HAVING thereon erected the
Northern one-half of a two and one-
half story frame dwelling knoun as
No. 139 North Enola Dnve. Enola.
BEING Tax Parcel e9-14,0832.
191.
TITLE TO SAID PREMISES IS
VES1FD IN EdwanlJ. Heternan.111
and Minam G. Hrfirnnan, his wile by
Deed from Gary L. Walker and Phvths
J. Walker. his wile dated 4122IWj.
recorded 4 /251 WJ, m Defd Dook 31-
V. page 684.
I Z_? :E?Xll?
Roger M. Morgenthal, Editor
SWORN TO AND SUBSCRIBED before the this
4 day of FEBRUARY, 2000
NOTARIAL SEAL
1015 E. SNYDER, Nototy Public
Codnie boro, Cumb'1n,rd cauntY, PA
my ro=m13vOb f[piA05 NA'CY. 5 ",N),
i
c.
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Commonwealth of Pennsylvania, County of Dauphin) so
Frank J. Epler being duly sworn according to law, deposes and says:
That he is the Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with Its principal office and place of business at 812 to 818 Market Street, In the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE
SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, in
the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published In
their regular dally and/or Sunday and Metro editions/issues which appeared on the 25th day of January and the let
and 81h day(s) of February 2000. That neither he nor said Company Is interested in the subject matter of said
printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317. L?1_
PUBLICATION
COPY
SAL Ek23
Tarry L. Rus
Harrisburg,
NOTAFW PUBLIC
Member, Pennsylvania Association ?lyaErArr fission expires June B, 2002
CUMBERLAND COUNTY SHERIFFS OFFICE
COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $ 224.08
Probating same Notary Fee(s) $ 1.50
Total $ 225.58
Publisher's Receipt for Advertising Cost
THE PATRIOT-NEWS CO., publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid. REAL E Tp? BAtE No yt THE PATRIOT NEWS CO.
Writ No.6&341e
, _
VAtrIx ChrillTarm
Financial By ....................................................................
sarvlees Corporation
- vs
Edward J.N efNmen al
Midsm afys Heffernan
(JAi MIrWn4"n
Atty Frank n
DESCRIp110N
ALLTHAT CERTAIN.psee or parcel of land
situate in East Nonsboro'Township,
Cumberland Coun •, 1lnmyhanU; bonded
t lose, of North.EWA Dlhv, tem+udY summit
RoA 1W.16 fl, measured Souft'Ardly along
a the Inc of North: Ereh Drive from the
southeaaerly, extremlty of the are or Nnc
lonneitin list Southem line of D3p in
Sfeei with dhe Negon 'u'rn Ilse of hlorth
I nob I)rn'a: Iheme .deny the Kutlh,,e,Irm
i hin' of North Ln l1, I)rnC Snmh 34 Acgrec. 111
Minnie, 2i .. rood+u,ent% 14% and fnnw
hue.me IhauanJlh. 1:5 fu51 fcvl to a point;
1 thence Nnnh .IV Aw?nr. 35 minme,it'e+t onw
hundred two and Inwt hand". fith•IOUr one
thousandth. (1185541 lu't In a point thence
• North 50 drgn'rv lX mI"I" 272 v'mnds l ad
thirty ten and find d undyed ninety onmmne
thousandths 13:591) IN{ In A poinb thence
South 45 degrees - minutes Lot ninth' six
and me hundred ninely fhrtme IhnuundlM
,%.1951 feel to a puin4 the place td
BITNG lh pam'1 aY.14AIMR941.
Tlll.I TO SAID ERLMI4 S 1S 11:S11:.f1 IS
T&ard 1, lkilmnan, III and Miriam G.
Hdlernan, his rife In thsd Imo Gan' 1..
15'a11er and W11% 1, 11'414r. het %Ile; d1sed al
"Im. rr'rrrm 4125iss, in Ikrd Bud 11•%,
page 64,
25th
r
i,
P.EP ESTA TE =?.LE N0 23
5f.000.00Ad^:anceCos'sPaid 12/15/99 ALv, Frank Federman
assessed Valuation S 3680.00
WTJTNO. 99-3419 Civil
Matrix Financial Services Corporation
VS
Edward J. Heffernan, III and Miriam Gaye
Heffernan a/k/a Miriam G.' Heffernan
139 North Enola Drive
Enola, PA
REAL DEBT
IJtREST fr 11/30/99-3/1/00 6.77 per diem
AT *S FEES
WK-1 COSTS ATTI'
ESCROW
LATE CHARGE
SHERIFF'S COSTS
Docke:inu
PDundaee
PDstins Bills
Adve-isinQ
Ackno,xledeane Dee_
Auction--:r
Law Lib=;
C o unr••
yfilea?e
Ce:t 1fai1
Le?ti• .
Postpone Sal:
Surcnars
T °'%i.l ::arch
-.?? i 1?-
L.au- Jounal
Paurot
Sham o f Bills
D;Strioution of ProC:e_s
Sheaf s De c
ST.=,NIPS
P?, T: ans fer Tax
T%vp or Bcro Transfer To-,
T AYE S
Sewer & Sanitation
41,160.55
616.07 + 663.47
121.30
30.00
700.00
15.00
15.00
30.00
10.00
.50
1.00
16.12
7.13
15.00
20.00
24.00
200.00
321.20
225.56
25.08
25.00
26.50
2,161.19
' r.
PHELAN HALLINAN & SCHMIEG, L.L.P.
By: DANIEL G, SCHMIEG, ESQUIRE
IDENTIFICATION NO. 62205
ONE PENN CENTER AT SUBURBAN STATION
PHILADELPHIA, PA 19103
(215)563-7000
Matrix Capitia IBank ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
V.
Edward J. Heffernan NO. 99-3419-Civil
Miriam Gaye Heffernan
Cumberland County
PRAECIPE TO MARK TUDGMENT SATISFIED
AND MARK THE ACTION DISCONTINUED AND ENDED
WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly satisfy the Judgment, which was entered on or about 11/30/99 in the
amount of $41,160.55, relative to the instant matter.
August 15, 2005
Daniel G. Schmieg, Esquire
a -' c
r :
, ..
Cl)
1~
t? "a
r CJ
C?