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Home My WebLink About99-03581 KM ?r 3 i '>M l- U STATE OF PENNSYLVANIA, SS. COUNTY OF CUMBERLAND Robert P Ziegler I, ---------------------------------------------------------------------------- Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ---------------- ----------- Depar-tment of Veterans - --- -------------------------------------- tithe grantee the same having been sold to said grantee on the _____ 5th -----------------------------------° day of January 2000 -- --------------- A. D., 19---_--__ under and by virtue of a writ-------_--__-- execution 8th ------------------------------------------------issued on the------------------------------------- day of -----September-- - _ A. D„ 19__ 99_, out of the Court of Comman Pleas of said County as of Civil 99 ------------------------------ -------------------------------------------------- Term, 19------- 3581 Nationebanc Mtg Corp shin Nationebanc Mtg Corp of Number --------------- at the suit of ------------------------------------------ New-Yortc----------- John_ E Wilt Jr & Sharon L-- is duly recorded in Sheriff's Deed Book No. Page 846 --- IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ,_ __-_ day of Meenlyd bk4f#ttaNtYNp?aay 40dk A MyCota imEq tlNBtltloalptiJr.m Nationsbanc Mortgage Corporation Successor By Merger To Nationsbanc Mortgage Corporation of New York -vs- John E. Wilt, Jr, and Sharon E. Wilt In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-3581 Civil Term Richard E. Smith Deputy Sheriff, who being duly sworn according to law, says on September 28, 1999 at 3:15 o'clock P.M. EDST, he posted a copy of Real Estate Writ Notice Poster and Description on the property of John E. Wilt, Jr, and Sharon E. Wilt located at 125 North Washington Street, Shippensburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, say he made diligent search and inquiry for the within named defendants to wit: John E. Wilt, Jr and Sharon E. Wilt but was unable to locate them in his bailiwick. He therefore deputized the Sheriff of Franklin County to served the above Real Estate Writ Notice Poster and Description according to law. FRANKLIN COUNTY RETURN: John D. Ridge, Deputy Sheriff, of Franklin County, Pennsylvania, who being duly sworn according to In w, says the within Notice of Sale was served upon John E and Sharon L. Wilt the defendants at 19:34:00 Hours, on the 7th day of October 1999 at 1747 Orchard Road, Chambersburg, PA 17201, Franklin County, Pennsylvania, by handing to John Wilt Jr. and Sharon Wilt same as above a true and attested copy of the Notice of Sale and at the same time directing his attention to the contents thereof. So answers: John D Ridge, Deputy Franklin County. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Sharon E. Wilt by Certified Mail Return Requested, Restricted Delivery, Deliver To Addressee Only to her last known address 1747 Orchard Road, Chambersburg, Pennsylvania. This letter was mailed under the date of September 29, 1999 and received by Sharon Wilt on October 6, 1999 the return receipt card signed by Sharon Wilt. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action upon one of the within named defendants to wit: Sharon E. Wilt, by first class mail to her last known address 1747 Orchard Road, Chambersburg, Pennsylvania. This letter was mailed under the date of October 14, 1999 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: John E. Wilt, Jr by first class mail to his last known address 1747 Orchard Road, Chambersburg, Pennsylvania. This letter was mailed under the date of October 14, 1999 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff who being duly sworn according to law says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action by Certified Mail Return Receipt Requested, Restricted Delivery Deliver to Addressee Only to one of the within named defendants to wit: John E.Wilt, Jr. at his last known address 1747 Orchard Road, Chambersburg, Pennsylvania. This letter was mailed under the date of October 5, 1999 and returned to the Sheriffs Office on October 25, 1999 with reason checked UNCLAIMED. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at Court House, Carlisle, Cumberland County, Pennsylvania on January 5, 2000 at 10:00 o'clock A.M.EDST and sold the same for the sum of $ 1.00 to Attorney James Kayer for Department of Veterans Affairs. It being the highest bid and best price received for the same Department of Veterans Affairs of 5000 Wissahickon Avenue, Philadelphia, PA being the buyer in this execution paid to Sheriff R. Thomas Kline the sum of $ 864.08 it being sheriffs costs. Sheriffs Costs: Docketing 30.00 Poundage 16.94 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 13.02 Certified Mail 15.24 Levy 15.00 Postpone sale 20.00 Surcharge 24.00 Out of County 9.00 Franklin County Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed Sworn and Subscribed To Before Me 26.06 203.75 344.44 23.63 25.00 26.50 $ 864.08 Pd. By Atty. 01/10/00 This .y.u( Day of a-"- So anst? 2000, A.D. > hi P of onotary R. Thomas Kline, Sheriff By_?te a_, f o Real Estate Deputy ?.? c/L -7} P 9 !r .. Spear & Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Ilighway, Suite 210, Suite Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR 13Y MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANTS AFFIDAVIT PURSUANT TO RULE 3129.1 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK, Plaintiff in the above action, by its attorney, Richard M. Nelson, ESQUIRE sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257: Name and address of Owner(s) or Reputed Owner(s): JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 Name and address of Defendant(s) in the judgment: JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL I SHIPPENSBURG, PA 17257 3. Name and last !mown address of every judgment creditor whose judgment is a record lien on the real property to be sold: JEFFERSON BANK 2 JEFFERSON BANK CENTER DOWNINGTOWN, PA 19335 4. Name and address of the last recorded holder of every mortgage of record: DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT P.O. BOX 23999 WASHINGTON D.C. 20026 AMERICAN GENERAL FINANCE INC 6 SOUTH HANOVER STREET' CARLISLE, PA 17013 PENNSYLVANIA HOUSING FINANCE AGENCY 2101 NORTH FRONT STREET HARRISBURG, PA 17301 JEFFERSON BANK 2 JEFFERSON BANK CENTER DOWNINGTOWN, PA 19335 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: TAX CLAIM BUREAU I COURTHOUSE SQUARE CARLISLE, PA 17013 3387 DOMESTIC RELATIONS 13 N HANOVER STREET CARLISLE, PA 17013 ELVA JANE GOODHART P.O. BOX 316 SHIPPENSBURG,PA 17257 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE LIEN HARRISBURG, PA 17301 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant/Occupant 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unswom falsification to authorities. SPEAR & HOFFMAN, P.A. Richard M. Nelson, ESQUIRE Attomey for Plaintiff Spear & Hoffman, P.A. $Y: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite I Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: SHARON L. WILT 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 Your house (real estate) at 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 is scheduled to be sold at Sheriffs Sale on December 8, 1999at: CUMBERLAND COUNTY COURTHOUSE 2No FLOOR, COMMISSIONERS HEARING ROOM I COURTHOUSE SQUARE CARLISLE, PA 17013-3387 at 10:00 a.m. to enforce the court judgment of $58,333.09obtained by NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: I. The sale will be canceled if you pay to NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER 1'0 NATIONSBANC MORTGAGE CORPORATION OF NEW YORK the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (856) 755-1560. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if thejudgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (717)240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717)240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the ownerof the property as if the sale never happened. 5. You have aright to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later thanJanuary 8, 1999. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Legal Description ALL that certain lot of ground with the two story, frame dwelling house, and other improvements thereon erected, known as Lot No. 125 North Washington Street, situate at the Southeast corner ofthejunction of Washington and Forth Streets, in the Borough of Shippensburg, County of Cumberland and Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING on the North by East Fort Street; on the West by North Washington Street; on the South by land now or formerly of Katherine McBeth, Raymond A. Mowery and Very] Mowery, husband and wife; and on the East by an alley. CONTAINING in front on North Washington Street Forty (40) feet and extending in depth to the fence on the East one hundred and sixty feet, more or less. BEING the same real estate which Thelma R. Coy widow and single person, conveyed to John E. Wilt, Jr and Sharon L. Wilt, his wife, by deed dated June 30, 1995 and recorded July 14, 1995 in Cumberland County Deed Book 125, Page 131 Property ID 32-33-1867-024 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO,99-3581 CIVIL)W TER 4 COUNTY OF CUMBERLAND) CIVIL ACTION • LAW TO THE SHERIFF OF Cuanberland COUNTY: To satisfy the debt, interest and costs due Nationsbanc Mortgage Corporation Successor By Merger To Nationsbanc Mortgage Corporation of New York PLAINTIFF(S) from John E. Wi jt Jr and Sharon L. Wit 125 n4 hh w h' cton Stree Shippensburg, Pa. 17257 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell -125 North Waahinpt st f,?Shinnansburct Pa 17757 (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of -GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property of thedefenclant(s) not levied upon an subject to attachment isfound inthe possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due_ S 58.333.09 L.L. Interest Arty's Comm % Afty Paid 125.02 Plaintiff Paid Due Prothy, Other Costs Date: _ September 8, 1999 REQUESTING PARTY: Name Richard M. Nelson Esquire Address: 1018 Laurel oak Road, Suite 1 Attorney for: Plaintiff _ Telephone: (856) 755-1560 Supreme Court ID No. 72869 Curtis R Long Prothonotary, Civil Division by: l _/., ap Deputy REAL ESTATE SALE NI L'n ?jpt,?- ?, l r9q , ! IrItBrB:.t in the rE@! PlOpE' l% is Pa., l;ncr>,;,: this writ a,ld by this (Date: a. i ?u G? Spear & Hoffman,P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plairtiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK 205 PARK CLUB LANE, PO BOX 9000 BUFFALO, NY 14231-9000 PLAINTIFF, VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET 99-3581-CIVIL. JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL I SHIPPENSBURG, PA 17257 DEFENDANTS PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Enter Judgment IN REM in the amount of $58,333.09 in favor of the Plaintiff and against the defendant(s), jointly and severally, for failure to file an answer to Plaintiff's Complaint in Mortgage Foreclosure within 20 days from service thereof and assess Plaintiff's damages as follows and calculated as stated in the Complaint: Principal of mortgage debt due and unpaid $49,591.55 Interest at 8.50% from July 1, 1998 to September 7, 1999 (402 days @ $11.71 per diem) $4,707.42 Late charges (for certain months prior to default and every month after at a rate of $19.26 per month) $232.76 Escrow Advances (As stated in Complaint) $446.79 Recoverable Advances(As stated in Complaint) $875.00 Attorneys Fees (As stated in Complaint) $2,479.57 TOTAL AMOUNT DUE $58,333.09 Richard M. Nelson, ESQUIRE Attorney for Plaintiff AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and damages are assessed as above in the sum of $58,333.09 Sin e; . P, .C,..-, PRO FROTHY J ? ? y ? `Y J U m ? 4 Hl. n, 3 Spear & Hoffman, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney I.D. No. 72869 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No.: 1020089130 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, Vs. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANTS CERTIFICATION OF MAILING NOTICE PURSUANT TO RULE 237.1 The undersigned hereby certifies that a Written Notice of Intention to file a Praecipe for the Entry of Default Judgment was mailed to Defendant(s) and to his, her or their attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe for the Entry of Judgment. A true and correct copy of each Notice is attached hereto, sent as stated. SPEAR & HOFFMAN, P.A. Dated: 718 T r BY: RICA RD M. NELSON, ESQUIRE Attorney for Plaintiff c -3 ' a _ V: Spear & Hoffman, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney I.D. No. 72869 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No.: 1020089130 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, VS. JOHN E. WILT JR. AND SHARON L. WILT DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 99-3581-CIVIL NOTICE To: JOHN E. WILT JR. 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 Date of Notice: 7- ? -T1 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (717) 249-3166 l/ Ric and M. a son, Esquire Attorney for Plaintiff THIS LAW FIRM MAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED DURING THE PROSECUTION OF THIS LAWSUIT MAY BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. f'7 i? Il1_ _.i--. 1'?: (1 )' .. '?"..I 7: .?? l ,, '? I.I.. , : [ .. IJ 4? `,- -i . :) Spear & Hoffman, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney I.D. No. 72869 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No.: 1020089130 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, VS. JOHN E. WILT JR. AND SHARON L. WILT DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 99-3581-CIVIL NOTICE To: SHARON L. WILT 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 Date of Notice: 7-Y-11 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (717) 249-3166 Richard M. Nelson, Esquire Attorney for Plaintiff THIS LAW FIRM MAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED DURING THE PROSECUTION OF THIS LAWSUIT MAY BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. -., L; ?? i_? ? ?^ - I'.. _ )_` f;j?. \;j `-?? ?i:i 1 ) L :. v: ;y -_ n-, `_ j ... cr U Spear & Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite I Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, Vs. COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO. 99-3581 -CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANT(S) CERTIFICATE OF SERVICE We, Spear and Hoffman, P.A., Attorney for the Plaintiff, hereby certify that we have served by first class mail, postage prepaid, true and correct copies of the attached papers upon the following person(s) or their attorney of record: JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL I SHIPPENSBURG, PA 17257 Date mailed: I/ 1 / 1 SPEAR & HOFFMAN, P.A. BY: Richard M. Nelson, ESQUIRE b- C> lJl ?% ? tIJ V ';2 Spear & Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No, 72869 1020 N. Kings Highway, Suite 210, Suite Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, vs. COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO. 99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANT(S) CERTIFICATION OF ADDRESS I hereby certify that the correct address of the judgment creditor (Plaintiff) is: NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK 205 PARK CLUB LANE, PO BOX 9000 BUFFALO, NY 14231-9000 and that the last known address(es) of the judgment debtor (Defendant (s)) is (are): JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL I SHIPPENSBURG, PA 17257 SPEAR & HOFFMAN, P.A. BY: Richard M. Nelson, ESQUIRE -- ?; _, r= . ,, ; ,: ? %- I:J ?',] iJ _ _i'G? ?,:r.. L.. _ IL. 1.:_ ?__.. ? ?'?iJ _. V: - ? CT i , :T (J Spear & Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite I Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, vs. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANT(S) AFFIDAVIT OF NON-MILITARY SERVICE RICHARD M. NELSON, ESQUIRE, being duly sworn according to law, deposes and says that she is attorney for Plaintiff in the above-captioned matter, that she makes this Affidavit on Plaintiffs behalf, and that the statements in this Affidavit are true to the best of her knowledge, information and belief. Defendant, JOHN E. WILT JR. AND SHARON L. WILT, is over 21 years of age. His last employment is unknown. Defendart is not in the military service of the United States as contemplated by the Soldiers' and Sailors' Civil Relief Act, as amended. This Affidavit is made in connection with the judgment upon a note and mortgage secured upon the premises located at 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257. SWORN TO AND SUBSPRIBED BEFORE E THIS '),L' DAY OF e ,. BY: RICHARD M. NELSON, ESQUIRE NOTARY PUBLIC of New Jersey Patrice Carter My cofm - ion e? ec A ust 20, 2003 Septe A UBLIC OF NEW JERSEY MY COMMISSION EXPIRES II/10/2003 1 2 . _:: i.- rr1 j ? 2 L - cn ? cn J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK ( ) Confessed Judgment ( ) Other vs. File No. 99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT TO THE PROTHONOTARY OF THE SAID COURT: Amount Due $58.333.09 Arty's The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of CUMBERLAND County, for debt, interest and costs upon the following described property of the defendant(s) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the gamishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: September 3. 1999 Signa Print Name: Richard M. Nelson. Esquire Address: 1018 Laurel Oak Rd.. Suite 1 Voorhees. N.J. 08043 Attorney for: NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NY a ?? p ?? 6- ?i v: y c?? '? 'S T M ? R ?? r _1 ` \ 4 ?_ ??- ? , ,:_ _ r. >>::-- -_ >.. ?; ?,::. =- ci ? %l ? ? is Li.' '. rj : ?.; cn ' • c? ? ? ?H ryN Spear & Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite I Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, vs. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANTS AFFIDAVIT PURSUANT TO RULE 3129.1 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK, Plaintiff in the above action, by its attorney, Richard M. Nelson, ESQUIRE sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257: Name and address of Owner(s) or Reputed Owner(s): JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 2. Name and address of Defendant(s) in the judgment: JOHN E. WILT JR. AND SHARON L. WILT 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 3. Name and last known address of everyjudgment creditor whose judgment is a record lien on the real property to be sold: JEFFERSON BANK 2 JEFFERSON BANK CENTER DOWNINGTOWN, PA 19335 4. Name and address of the last recorded holder of every mortgage of record: DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT P.O. BOX 23999 WASHINGTON D.C. 20026 AMERICAN GENERAL FINANCE INC 6SOUTH HANOVERSTREET' CARLISLE, PA 17013 PENNSYLVANIA HOUSING FINANCE AGENCY 2101 NORTH FRONT STREET HARRISBURG, PA 17301 JEFFERSON BANK 2 JEFFERSON BANK CENTER DOWNINGTOWN, PA 19335 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: TAX CLAIM BUREAU 1COURTHOUSESQUARE CARLISLE, PA 17013 3387 DOMESTIC RELATIONS 13 N HANOVER STREET CARLISLE, PA 17013 ELVA JANE GOODHART P.O. BOX 316 SHIPPENSBURG, PA 17257 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE LIEN HARRISBURG, PA 17301 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant/Occupant 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unswom falsification to authorities. SPEAR & HOFFMAN, P.A. Richard M. Nelson, ESQUIRE Attorney for Plaintiff ?' lt7 U> _. ?_: ?` (^. C:i < __ ?? i_i ?f.l - ? __i ? ?.:' L i ? i.?_ rn S <-? :;? U Spear & Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite 1 Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: JOHN E. WILT JR. 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 Your house (real estate) at: 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 is scheduled to be sold at Sheriffs Sale onDecember 8, 1999 at: CUMBERLAND COUNTY COURTHOUSE 2ND FLOOR, COMMISSIONERS HEARING ROOM I COURTHOUSE SQUARE CARLISLE, PA 17013-3387 at 10:00 a.m. to enforce the court judgment of $58,333.09 obtained by NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK the amount of the judgment plus costs or the back payments, late ;harges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: [856) 755-1560 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if thejudgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. Youmay find out the price bid by calling (717)240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717)240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner ofthe property as if the sale never happened. 5. You have aright to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later thanJanuary 8, 1999. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, ifyou act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CAP.LISLE, PENNSYLVANIA 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. >- Is a j C_ lij v: G <n Spear &c Hoffman, P.A. BY: Richard M. Nelson, Esquire Attorney I.D. No. 72869 1020 N. Kings Highway, Suite 210, Suite 1 Cherry Hill, NJ 08034 (856) 755-1560 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK PLAINTIFF, VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.99-3581-CIVIL JOHN E. WILT JR. AND SHARON L. WILT DEFENDANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: SHARON L. WILT 109 EAST ORANGE ST., FL 1 SHIPPENSBURG, PA 17257 Your house (real estate) at: 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 is scheduled to be sold at Sheriffs Sale on December 8, 1999at: CUMBERLAND COUNTY COURTHOUSE 2ND FLOOR, COMMISSIONERS HEARING ROOM I COURTHOUSE SQUARE CARLISLE, PA 17013-3387 at 10:00 a.m. to enforce the court judgment of $58,333.09obtained by NATIONSBANC MORTGAGE. CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (856) 755-1560. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (717)240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717)240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later thanJanuary 8, 1999. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, ifyou act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW 17IRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. !:^ G1 ? ? 1 ?. F-. `' J f"???? i C . C?:. l: r. ' ? `? . 1±1 c _ ' ?[: ti_ ?_ 4J VJ _. ...:+J ?C? O c.1 U Legal Description ALL that certain lot of ground with the two story, frame dwelling house, and other improvements thereon erected, known as Lot No. 125 North Washington Street, situate at the Southeast corner of thejunction of Washington and Forth Streets, in the Borough of Shippensburg, County of Cumberland and Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING on the North by East Fort Street; on the West by North Washington Street; on the South by land now or formerly of Katherine McBeth, Raymond A. Mowery and Veryl Mowery, husband and wife; and on the East by an alley. CONTAINING in front on North Washington Street Forty (40) feet and extending in depth to the fence on the East one hundred and sixty feet, more or less. BEING the same real estate which Thelma R. Coy widow and single person, conveyed to John E. Wilt, Jr and Sharon L. Wilt, his wife, by deed dated June 30, 1995 and recorded July 14, 1995 in Cumberland County Deed Book 125, Page 131 Property ID 32-33-1867-024 Spear & Hoffman, P.A. Richard M. Nelson, Esquire Attorney I.D. No. 72869 1018 Laurel Oak Road, Suite I Voorhees, New Jersey 08043 (609) 784-8220 Attorney for Plaintiff NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK VS. JOHN E. WILT JR. AND SHARON L. WILT Defendant COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET' NO. 99-3581-CIVIL CERTIFICATION OF NOTICE TO LIENHOLDERS PURSUANT TO PA R.C.P. 3129.2 (C) (2) I,Pat Bonkowski, Paralegal to Richard M. Nelson, Esquire, Attorney for Plaintiff, hereby certify that Notice of Sale was served on all persons appearing on Plaintiffs Affidavit pursuant to PA R.C.P. 3129.1, by United States mail, first class, postage prepaid, with Certificates of Mailing, the originals of which are attached as Exhibit "A". The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, SPEAR & HOFFMAN, P.A. BY: ?ut./fox ?2o-zu - Pat Bon owski PARALEGAL TO RICHARD M. NELSON, ESQUIRE Exhibit "A " ?' Cpl F- WS2 C ]C Ul iy , C.; cli > J?= N ?rL F ?Cl- Liar COT U E E e a a yL0 E! E?E$Em m _ ? ?03 1o 00 viLL _ EvigS ??E?m? ,t?OC ? CO Q ¢W ? N $ m ._ m Nd_ ? ¢LL (y 9Wdu? Q° G Gt N - c drNN E2 H4 e N m_ yE,c¢eN E ? QUm d FSyyQS gq?Ea?$ E, m? y y m =? ?`-?mE4 2R x m m ? ? $=m:ri c d ?N m5yy?y° '14' o o ?e? na:n QO ? pp y y N G L -2 A m?T f_p ft t d 3 3 CL y i { 38R1<p m11 m F'$Nf $.2b N? p_ m LL E a °' 'H' ? W q¢.BSw a Q E? m W g$ c ?m$ ? S m mP'QC I o ' u f o ? E zSc^ q o 2=OZ ON Z (? n \ o. J?aJ LYW? $' a `m z F m ?y ¢ 3 E o ¢ Sz w ? y a Lo o ? ' 0a o m ?1 a0 o0 z V ? E ( v j ¢ ? a om ° pp ma9 Ac > o t c :p t p $ O N f7 ? N O n Co m O ^ ^ ?_ ° 0 2 .J 7 ? IIBW olgelunoood joj tl? 8 i 2 c a° ° m m 0 v 1L F a m O U g IL ?f I A m Z m 2 v D 7 E L l ? r S x Q Vl Q' O $?3 C N ?J oc v zgo0¢ t-Y N E q qdq? G.Y? E NI a?$aa o Yy V C p y C N C , ? o - m > L• N nO neo aS y N ? = Oi U N YI m; 3 CJ U ¢0? =c ago u LL ?v v CC f ??¢y m EE m DID 0 v ° g® a 3 ;? a° x o Po° o 7a? ? C CW? _?x F _S v 'o z C N d , N c?C?ya A i b vE ?e D T r C °gHN - 5g4'18 m aNBg9 x - C ° `u t g C T W I G s R E O _ ° c7 3 y a? N I co I R I N z 2 a LL y^ a ?`? l n co a' <O I? co M Z-77?-2 ^ m LL I view ajgeluno33d job ??'9 yEN Q E go gg p l ? ? 2 S '?°F 'a°?? ? py ?B VI ( ] P N O N g° F-8 8 k a EyxE¢1E ° N - 325 ? mm4 E??$ § ull 'i N n!a 5c ? ign p s= > EE ?@ $ J4u(( ( A0? 1 ? BEY Ej EE Old -may o t6 O _ Qs ? O m o? ' ~ Ull 6 w t ' f s ?o t a ? ?m ,A^ qd f Q -Am sa 9 W ?y E N ?i yy Za0 ° CT 0) (3 , Z J 5eya Q V a a° m `o Y f a 0 U 0 7 m m r ^m n M LL a F, ti lieW ajgesunoood Ao:j CASE NO: 1999-03581 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONSBANC MORTGAGE CORPORATA VS. WILT JOHN E JR ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WILT JOHN E JR the defendant, at 1506:00 HOURS, on the 16th day of June 1999 at 109 EAST ORANGE ST FLOOR 1 SHIPPENSBURG, PA 17257 ,CUMBERLAND County, Pennsylvania, by handing to SHARON L. WILT, WIFE OF DEFT. a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing 18.00 Service 13.02 9???ZSi .c? P Affidavit .00 9 Surcharge 8.00 R. 1 omit-Kline, 5 eri -06/A8/199OFFMAN by ?'j'O// epu y onerl.L.L - Sworn and subscribed to before me this /F_ day of 19 1/\9? {/1 A.D. ?? rG O?f 0 SHERIFF'S RETURN - REGULAR CASE NO: 1999-03581 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONSBANC MORTGAGE CORPORATA VS. WILT JOHN E JR ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WILT SHARON L the defendant, at 1506:00 HOURS, on the 16th day of June 1999 at 109 EAST ORANGE STREET SHIPPENSBURG, PA 17257 CUMBERLAND County, Pennsylvania, by handing to SHARON L. WILT a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 So answe 4 ? Service .00 Affidavit .00 Surcharge 8.00 omas tne, eri u AND HOFFMAN 06%R by epu y eri Sworn and subscribed to before me this /F C? day of 1-p ui 19A.D. P1 oE'hono Spear & Hoffman, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney I.D. No. 72869 1034 Laurel Oak Road, Suite I Voorhees, New Jersey 08043 (609) 784-8220, Attorney for Plaintiff, Loan No :1020089130 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK 205 PARK CLUB LANE, PO BOX 9000 BUFFALO, NY 14231-9000 PLAINTIFF, vs. JOHN E. WILT JR. AND SHARON L. WILT 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 DEFENDANTS COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. ?6 COMPLAINT - CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (717) 249-3166 AVISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo a partir de la feclta de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la cone en forma escrita sus defensas o sus objeciones a ]as demandadas en contra de su persona. Sea avisado que si usted no se defiende, la torte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la torte puede decidir a favor del demandato y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades o otros dereches importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIAL LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (717) 249-3166 r_ Spear & Hoffman, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney I.D. No. 72869 1034 Laurel Oak Road, Suite 1 Voorhees, New Jersey 08043 (609) 784-8220, Attorney for Plaintiff, Loan No.: 1020089130 NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK 205 PARK CLUB LANE, PO BOX 9000 BUFFALO, NY 14231-9000 PLAINTIFF, VS. JOHN E. WILT JR. AND SHARON L. WILT 125 NORTH WASHINGTON ST. SHIPPENSBURG, PA 17257 DEFENDANTS COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. C19-35,91 COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff is NATIONSBANC MORTGAGE CORPORATION SUCCESSOR BY MERGER TO NATIONSBANC MORTGAGE CORPORATION OF NEW YORK, with its principal place of business located at 205 PARK CLUB LANE, PO BOX 9000, BUFFALO, NY 14231-9000. 2. The names and last known addresses of the Defendants are: JOHN E. WILT JR. AND SHARON L. WILT, 109 EAST ORANGE ST., FL 1, SHIPPENSBURG, PA 17257. 3. The interest of each individual Defendant is as mortgagor, real owner of the real property subject to the mortgage described below, or both. 4. On or about JUNE 30, 1995, Mortgagors made, executed and delivered a Mortgage upon the premises hereinafter described to THE HUNTINGTON MORTGAGE COMPANY, which Mortgage is recorded as follows: Office of the Recorder of Deeds in and for CUMBERLAND COUNTY DATE OF MORTGAGE: JUNE 30, 1995 DATE RECORDED: JULY 14, 1995 BOOK: 1271 PAGE: 909 1 I _ r The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. 1019(g), A true and correct copy of said Mortgage is attached hereto as Exhibit "A" and incorporated herein by reference. 5. On or about JUNE 30, 1995, in consideration of their indebtedness to THE HUNTINGTON MORTGAGE COMPANY, JOHN E. WILT JR. AND SHARON L. WILT made, executed and delivered to THE HUNTINGTON MORTGAGE COMPANY their promissory Note in the original principal amount of $50,850.00. A copy of said Note is attached hereto as Exhibit "B" and incorporated herein by reference. 6. Plaintiff is the legal holder of the Mortgage and Note by virtue of being either the original Mortgagee, the legal successor in interest to the original Mortgagee, or the present holder of the Mortgage by virtue of the following assignments: ASSIGNOR: THE HUNTINGTON MORTGAGE COMPANY ASSIGNEE: NATIONSBANC MORTGAGE CORPORATION OF NEW YORK DATE OF ASSIGNMENT: AS RECORDED RECORDING DATE: JUNE 24, 1996 BOOK: 523 PAGE: 119 7. The Mortgage is secured by property located at 125 NORTH WASHINGTON ST., SHIPPENSBURG, PA 17257, which is more particularly described in the legal description attached hereto as Exhibit "C" and incorporated herein by reference. 8. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, due AUGUST 1, 1998 and monthly thereafter are due and have not been paid, whereby the whole balance of principal and all interest due thereon have become immediately due and payable forthwith together with late charges, escrow deficit (if any), and costs of collection including title search fees and reasonable attorney's fees. 2 9. The following amounts are due on the Mortgage and Note: Principal Balance $49,591.55 8.50% interest from JULY 1, 1998 to MAY 31, 1999 at $11.71 per day $3,922.85 Accrued Late Charges $232.76 Escrow Advances made by Plaintiff $446.79 Recoverable Advances $875.00 Attorney's Fees $2,479,5 7 TOTAL AMOUNT DUE 7 548. 2 Interest continues to accrue at the per diem rate of $11.71 for every day after MAY 31, 1999 that the debt remains unpaid. 10. The original principal balance of the Mortgage is in excess of $50,000.00 and therefore, Notice of Intention to Foreclose Mortgage, pursuant to Act 6, 41 P.S. §403 is not applicable. 11. Pursuant to the notice provisions of Act 91, 35 P.S. §1680.403(c), notice was sent to Defendants, dated MARCH 12, 1999. Copies of the notices to the defendants are attached as Exhibit "D". Defendants have failed to meet with the plaintiff or any of the consumer credit counseling agencies listed in the notice and/or have further failed to meet the time limitations specified in the notice and/or have been denied assistance from the Pennsylvania Housing Finance Agency. 12. Notice pursuant to the Fair Debt Collection Practices Act is attached as Exhibit "E". 3 WHEREFORE, Plaintiff respectfully requests this Court to enter judgment IN REM in favor of Plaintiff and against Defendants in the amount set forth in paragraph 9, together with interest, attorney's fees, and other expenses, costs and charges collectible under the Mortgage and Note and for the foreclosure and sale of the mortgaged premises. SPEAR & HOFFMAN, P.A. DATE: KILMAKU M. 6N,-ESQUIRE VERIFICATION The undersigned hereby states that he/she is an authorized officer, representative or agent for Plaintiff in this action and that he/she is authorized to make this Verification on behalf of Plaintiff, and that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the Mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of his/her knowledge, Information and belief. THE UNDERSIGNED UNDERSTANDS THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. $4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. Date: QI Name: La a M.Pirritano Company: Nationsbanc Mortgage Corp. Title: Assistant Vice president Exhibit "A" r lnr,ub(nriil..u;n f.oullfY-r., AF'T'ER RECORDING, PLEASE RETURN T0: 1 THE MOMTLMGMN NOnrACE COMPANY Rn1• '95 M. 14 fin 1105 POST-=SING DEPAR7M M't, MU325 r N 7575 BUNTT3M;TON PARR DRIVE /0 75 e[)/ COLOM US, OEaO 43235 /' 13Ngn AMwe Thla Llne Nn Rer.,rdln Dnrn - 9 Vr- ke P?Bfv'NSVLVANIA wna. uhM1rFN n 666C4?-55 Uw.YI WnOrll MORTGAGE NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. The attached RIDER is made a part of this instrument. THIS INDENTURE, made the 30th day of June in the year of our Lord one thousand nine hundred and Ninety-Five BETWEEN JOHN E WILT JR. SHARON L WILT, MARRIED (hcmim4ler called Mortgagor) and THE HUNTINGTON MORTGAGE COMPANY,-AN OHIO CORPORATION" a corporation organised and existing under the laws of THE STATE (IF OHIO having laving its principal office and Post-office address in Columbus, Ohio (licenerla called Mongagoe): W ITNESSM: That the Mortgagor to snare the payment of Fifty Thousand Eight Handrail Fifty Dollars IS 50,850.00 ), with interest from dale, at the rate of Eight and One-Half per =turn ( 8.5000 %) per annum on the unpaid balance until paid, as provided in a Note of even date herewith, from the Mortgagor to the Mortgagee, in monthly insmllmcne; of Three Hundred Ninety-One August Dollars (S 391.00 commencing on the first day of , 19 95 , and continuing thereafter on the first day of each month until such debt is fully paid, except that, if not sooner paid, the final payment Iherenf shall plc due and payable on the fiat day of July , 2025 , and also m saiue the performance (if all covenants, agreements ;rod conditions herein contained, does by these presents grant, bargain, sell, assign, release, convey and confirm to the Mortgage:, ALL the following described real property situate in the TOWN of SHIPPENSBURO , County of CUMBERLAND and Commonwealth of Pennsylvania, to wit "SEE ATTACHMENT A" TOGETHER with all and singular the buildings, improvements and fixtures on said premises, as well as all additions or impnevenenu now or hereafter made to said promises, succis, alloys, passages, ways, waters, wale co roes, ri gh i, liberties, privileges, hcreditamems, and appurtenances whatsoever trercunto belonging, or in any wise appertaining, sand . the reversions and remainders, routs, issues, and profits theret, and in ;aldition thereto die following descriKA household appliances, which :Ire, and Gall In de:mel in In, fixtures and a pmt of the really. and are a portion W die security for the indebtedness herein mentioned, namely, boUN t.9It FACE 909 486664-6 raga am ??s? ?•3(PA)Mail.. V11PaCAMAUGFC9ax'n1nllga'gInXInnISrL 7191 Imv'. Faf?. 486664-6 ppovided, however, goal the Mortgagor shall be othled to collect and teem the said rents, issues, and profits will default hereunder: TO HAVE AND TO HOLD said property, hereby granted, with Vic appurtenances, unto said Mortgagee W its own use forever: This lodestone is made, however, subject In die following covenants, conditions, agreements and stipulations, and die Mortgagor covoants and agrees: 1. That the Mortgagor will promptly pay the principal of and interest on die indebtedness evidenced by the said Now, at the times and in die manner therein provided, with privilege reserved to prepay at coy time, widrout premium or fee, the oft indebtedness or coy port thereof not less than the amount of one installment, or aim hundred dollars ($100.00), whichever is Tess. ?eM menl in full shall be credited on the date received. partial prepayment other data an an instalment due date, need not be c ited unlit the next following instalment due date or thirty days after such prepayment, whichever is earlier. 2. To mom fullyy protect die security of this Mortgage, the Morlga$or shall pay to the Mortgagee as bastes (under the mans of this cost in huemuftrs stated) in addition to and concurtoUy with, each monthly instalment of principal and interest until said Now is fully paid, the following suns: (a) A sum equal to the ground rents, if coy, next due, plus the premiums Jor will next become due and payable on policies of fine and other hazard insurance, plus nixes, assessments, and sewer an,] watts renal, next due on the premises covered by this Mortgage (all in estimated by the Mortgagee, and of which rtta Mortgagor is notified) leas all sums aheWy paid therefor divided by the number all months in elapse before one month prior W die data who such ground rents, premiums, taxes, assessments, and sewer and water renal, will become due, inch sums to be held by Mortgagce in man to pay said ground rots, premiums, cues, assessments, and sewer and water rents. (b) The aggregate of the amounts payable pursuall w subparagraph (a) and those payable on this debt shall be paid in a single payment main month, to be applied to the following items in the order stated: (I) &round rents, tuxes, axussmots, sewer and watts ruts, rue and other board insurance premiums: (II) interest an this debt and (111) amartizauon of the principal of this debt Any deficiency in the amount of any such aggregate monthly paymeal shall constitute an event of default hereunder and under said Note, unless made good by Mortgagor prior to the duo date of the next such payment Al Mongagee's option, Mortgagor will pay a'hm charge nit exceeding four per unmet (4%) of any installment who, paid more than fifteen (IS) days after the due date thereof to over the extra expense involved in handling delinquent payments, but such 'law charge' shall nor be payable out of the proceeds of any sale made to satisfy the indebtedness secured herby. unless such proceeds of any a* made to satisfy the indebtedness secured hereby, unless such proceeds arc sufficient to discharge the entire indebtedness and all proper costs and expenses secured thereby. 3. If the total of the payments made by Mortgagor, under (a) of paragraph 2 preceding, shag exceed the amount of payments actually made by Mortgagee as nos= for ground rents, cams, assessments, sewer or water rents, or insurance praniums, us the race: may be, such excess shall be credited on subsequent payments to be nude by Mongugur for such itams or, at Mortgagee's option, as trustee, slug be refunded to Mortgagor. If, however, such monthly payments shot not be sufficient to pay such items when the same shall became due and payable, dim Mortgagor shall pay W Mortgagee ar trustee coy amount necessary to make up the deficiency within thirty ($6) days after written notice from Mortgagee staling the amount of the deficiency, which notice may be given by mail. If at any time Mortgagor shall lender to Mortgagee, in accordance with the provisions her cof, the full payment of the more indebtedness represented hereby, Mongagu, as uuslee, shall in annp the amount of such Indchtedn- credit W the au11unl of Mortgagor coy erWit balance rennalning under the provsiuns of (a) of pnnhywph 2. If disc shall tic a default under any of the provisons of die Nine anti the Mungng securing Jhe same, which results iin a ppublic sale of the premises covered thereby, or if titc W the pm)hraty u otherwise rocs a by did Mongagu altar the Uc(uul4 the Mongagu, as costa, shall apply, alt the time of die __,_-itnl of sudh proceedings err all We Una Une property is 11Wuwise ucyuirul by Uw Mongagu, the balance the remaining W Jic credit all' a cedit on the inle[Cal ahumW and unpaid, cod the balance an the Ponciprd then Munyagw under (a) of paragr aph 2 , as remammg unpaid ern die No, 4. Mortgagor shall pay to Mortgagee all ground rots, axes, assessmots, sewer and water lots, and all other charges and claims assessed or levied at any time by coy lawful authority upon the premises covered by this Mortgage which, by coy prssem or future law or laws, shall have priority in lien or payment 41 die debt represented by said Note and secured by this Mortgage, and prevision for the payment of which is not utherwise made hemin, such payment to be made by Mortgagor within thirty (30) days after demand by Mortgagee, swung the amount. S. The principal indegW nmss hereby evidenced and secured represents money actually used for the acquisition ml' or for improverumu W die promisxs scauW by uid Mortgage. 6. Mongngar will canGnually maintain hazard insurance, of such type or types and amounts as the Mortgagee may from time W Gore rcyu've, an the improvmimts new err hereafter on said premises, and except when payment for all such premiums has thcretoforo bun nuulc undo (a) of paragraph 2 hercof, will pay promptly when due any premiums therefor. All insurance shall be carried in companies approval by Mungagee anJ the policies and renewals thereof shall be held by Mongagu aid have nwched diereo loss payable clauces hn favor of cod in form xccptble W Mongagu. In event of loss, M0 , gar will give inunWiata notice by tort to Mongagu, cod Mongagu may make prcof of loss if not made promptly by Mongagor. Fatah insurance company concemW is hereby authurixW cod UireclW to make payment for such loss di.rectry to Mungagce instrrd of W Mongagor anJ Mongagu luingy. Tlic insurance prceculs, err any pnn thereof, may be applied by Mongagu or its option either W die reduction of die mdcbtednmss err W the rmmrauon or repair of the property damaged. In the sole cod absolute JisemGon of Mongagu, in event of forcelasure of We Mortgage or transfer of age to the mortgaged properly in partial or local extinguishment of the Nom hereby secured, all righl, ace, cod in "1 of Mongagor in cod to any insurance {wlicies the in funx shall puss Io the purchaser err granter or all be wlcel and the raneelladun proceeds, if coy, muinW by Mortgagee. Full power is hereby given W Mortgagee to a=nte or compromise alp claims under such policies it to demand, receive and receipt for alp moneys becoming payable thereunder. 7. Mortgagor dull 11111 cxa•111c or file of rword any instrummlit which impaxses a restriction upon die ulc err occupnnay of die prrgverly herein dewribed ern the luteis ot'race. color or erwl. 8. Mortgagor will not suffer coy lien superior W the lien crowd by this Mortgage to alu ch to or W be enforced against the premises covered by this Mortgage. Mortgagor shall not commit or permit waste; and shall maintain the properly in as goal cmdidon as at present, reasonable went and war excepted. Upon any failure so to maintain, Mungagce, at its option, may cause reasonable maintenance work to be performed at thocost of Mortgagor. 486664-6 4AMaea, ?.ee.,,,, o,..>,? b0U6 t:?Jl FALE 9SO 486684-6 9. Mangsgec atuli have fight to pay anY gmund rents, was asseaimrnts, sewer water rents, and all charges and claims which Mongagur has agreed to pay under the terms hereof, m advance and Wr any sums of money *M.n its judgment may be necessary to perfect or preserve the tide of the premises covered by this Mortgage, or for insu Premiums or for any authorized maintenance work. Any amount or amounts an paid or advanced shall be added to the Principal debt, shall bear interest at the rate provided for in the principal indebtedness from the date of payment or advance, and shall be secured by this Mortgage marbly with saki principal debt and interest thereon. Mongagce, at its option, also Owl be entitled to be subrogaNd to any lien, claim, or demand paid by it, or discharged with money advanced by it and secured by this Mongage. The payments and advances an made shall be payable in approximately equal monthly payments extending over such periods as may be agreed upon by the Mortgagor and Mongagoc, but not beyond the due date of the final installment of the principal debt. in event of failure to agree m date of maturity, the whale of the sum or sums so paid or ralvanwl shall be duc mid payable thirty (30) days a0er danand by Mortgagee. 10, The lien of this Mongagm shall remain in full force and effect during postponement or extension or the time of payment of the indebtedness, or any pan thercor. which it secures. 11. Upon the request of Mortgagee, Mortgagor shall execute and deliver a suppicmenml New or Notes far the sum or sums advanced or paid by Mongagm for the alteration, modemixarion or improvement of the mortgaged property made at Mortgagor's requat; and fm matimem nce of said property, or ground rents, taxes, mimmments, sewer and water rents, and all other charges and claims assessed or levied against said Property by any lawful authority, nr for any other purpose elsewhere anthorixal herermda. Sold Nom or Notes shall the socomil by this Mortgage on a parity with and as fully is if die amounts ailed in such Nom or Nolcs were pan of teal stoat in me Note licrchy secured. Said supplemental Note or Notes shall bear interest at the rate provided for in the principal indebtedness and shall be payable in approxim ely equal monthly payments for such period as may be agreed upon by Mortgagor and Morigagec. In event of failure to age= on date or maturity, the whom of the sum or sums an advanced or paid shall be due and payable thirty (30) days after demand by Mortgagee; but in no event shall any such maturity or due dam extend beyond the due dale of the final installment of the principal debt. 12. If the indebtedness secured hereby be guaranteed or insured under Tide 38, United States Code, such Tide and Regulations issued themunder and in effect on the dam trace( shall govcm the rights, duties and liabilities of the panics bade, and any previsions of this or other instruments executed in connection with said indebtedness which arc inconsistent withsaid Tide or Regulations arc hereby amended to cenfom thereto. l3. If, at any time, a Writ of Execution (Money Judgment) or other execution is properly IAYYIed alhon it judgment obtained upon said Note. or if an Action of Mortgage Forcelnnmm or any other appropriate action or proceeding to foreclose a mortgage is instituted upon or under this Mortgage, an mori commission of Five per centum ( 5.0000 %) of said principal debt shall be payable, and recovered in addition to all principal and interest and all other recoverable sums then due, together with costs of suit. 14. If any deficiency in the amount of any aggregate monthly payment mentioned in (b) of paragraph 2 shall not be made good by Mortgagor prior to the due date of the next such payment, or if default he made at any time in any of the covenants and agreements herein, or in the Note secured, then and in every such arse, the whole principal debt shall, at the option of Mortgagee, become due and payable immediately. Payment thereof and all imeresl accrued thereon, with an atmmcy's commission as hercinbefore mentioned, may be enforced and recovered at once, anything herein contained to the contrary notwithstanding. In the event of any breach of any covenant condition, or agreement of said Note, or of this Mortgage, it shall be lawful for Morlgagce to enter upon all and singular the land, buildings, and other rights, corporeal and incorporeal, granted by this Mortgage, and m Like possession of the same, and or the fixtures and equipment dicrcin, and to have, hold, manage, love to any person or persons, use and operate the same in such parcels and on such terms and for such periods of time as Mortgagee may deem props in its sole discretion, Mortgagor agreeing that he shall and will, whenever requested by Mongagoe so to do, assign, transfer, and deliver unto Mortgages any mace or sublease; and to collect and receive all rents, issues, and profits of said mortgaged premises and every pan thereof, for all of which said Note shall he a sufficient warrant whether or not such Icase or sublease has been assigned; and to make from time to time all reasonable alterations, renovations, repairs, and replacements thereto. After deducting the cost of such alterations, renovations, repairs, replacements, and the expenses incident to taking and retaining possession of the mortgaged property, the management and operation thereof, and in keeping the some properly insured, to apply any residue of such rents, issues, and profits to the payment of (a) all ground rents, taxes, charge, claims, msvssmeaLS, sewer and water rents, and any other liens that may he prior in lien or payment to the debt secured by this Mortgage, with interest thereon, (b) premiums for said insurance, with interest mcrmn, (c) the interest and principal due and secured by this Mortgage with all costs and attorney's fees; in such order or priority as Mortgagee may determine, any statute, law, custom, or use in the contrary notwithstanding. The Liking of possession of the mortgaged premises by Mongagce, as herein provided, shall not relieve any default by Mortgagor, or prevent the onforcemuu of any of the remndiex provided by said Nom or this Mortgage. The remedies provided by said Note and this Mortgage at any other indebtedness therein provided or secured by this Mortgage, and for the performance of the covenants, conditions, and agreements of said Note or this Mortgage we cumulative and concurrent, and may be pursued singiy, or successively, or together, at the sole discretion of Mortgagee, and may be exercised as often as occasion therefor shall occur. PROVIDED, that in use default shall he made in the payment of any installment of principal and interest, or any other payment hercinabove or in the conditions of said recited Note provided for, or in the keeping and performance by the Mortgagor of any =,enanl or agreement contained therein or in this Mortgage to be by said Mortgagor kept and performed, in the manner and at the time specified for the performance thereof, such default will entide Mangagec forthwith to bring and suc out an Action of Mortgage Foreclosure: upon this indenture of Mortgage, or to institute any other appropriate action or proceeding in foreclose a mortgage, and to proceed thereon tU judgment and execution, for recovery of said principal debt or sums and all interest thereon and all other sums hereby scoured, together with an attorney's commission for collection, as aforesaid, and costs and expenses of such proceeding, and in pursue any and all other appropriate legal or equitable remedies, 486664-6 Cks(PA) HH)"nal BOOK 12 el PAGE 911 r... 3.14 irony./f. /? -,.,, J 1!666/-6 In such asses provided without further silly of execution or other pauses, any law, usage, or custom to the mousey notwithstanding. Mortgagor expressly waives and relinquishes all benefit dust may accrue by virtue of any and every sew made or W be made exempting the mortgaged premises or any other promkmv or property whatever, real or personal, from attadrm int. levy, or sale under execution, or any pan of the proceeds arising Gram any sale therxwf, and all benefit of any any of uewtion or other process. Mortgagor herebyy waives and relinquivhea onto and in tavor of the Mostgegm, all limeft under all laws now in effect m her"ftor passed to relbve The Mortgagor m any manner from the obligadons spurned in the Note far which this Indenture if =only. BUT PROVIDED ALWAYS, nevertheless, that if said Mortgagor shall ppaay or cause to be paid unto The said Mortgagee, the aforesaid debt secured by this Marti; c. when and in due manner hereinbefore mentioned and eppoimod for payment of the same, togedier with interest said all other sums hereby secured, then and from thenceforth, this Indenlum, and the estate hereby gmnmd, as well as said recited Note, shall cruse, determine, and become void, anything hereinbefom or in load Nom commisd to the summary notwithstanding. If this Mortgage Is "muted by mom than one person as Mortgagor, the liability of much shall be joint and several. The covenants, conditions, and provisions contained in said Now or in this Mortgage, shall bind, and The benefits and advantages thereof shall inum to, the respective heirs, executors, administrators, successors, vendor, and assis of the pan-" harem or thereto; and whenever used in said Nom or in ibis Munguge, the singuhu, number shall include the pgnlural, the plural die singular, the um of any gender shall be applicable to all genders, and die Irmt'Morg+gm'shall unlade any Parma of The tndebtednep represented by said Nom, or inured by this Mortgage, or any transferee thereof, whether by operation of law or otherwise. IN WITNESS WHEREOF, Mortgagor hereunto seta his land and seal. Dmad the day snd your that hominabuve written. SIGNED, SEALED AND DELIVERED IN THE PRESENCE OR JOHN E MILT JR .Borrower acs des aua"'?(?C. I.T (Sea) SHARON L WILT -Borrower -Borrower .Borrower CERTIFICATE OF RESIDENCE I, LAURA SHORT do hereby certify that the correct address of the within-named Moripgw is 7575 HUNTINGTON PARK DRIVE, COLUMBUS, OHIO 43235 Wimess lily hand this 301h day of June ? , 1995 V I?? Aarnr o/,Nortaatee COMMONWEALTH OF PENNSYLVANIA COUNTYOF quMA40.tiANb ss Ondtis 30th dayof June ,A.D.,19 95 before me, cancthcabove-named JOHN E WILT A SHARON L WILT and acknowledged die within Indenture of Mortgage to be the I r act and doed, and desired the same to be recorded as such. WITNESS my land and seal, the day and year aforesaid. My uusunissinn expires Title o NoWlal Seal David P. Parkins. Nday Pit* Shipamsdag Boo, Curbnhrd Cou* I Myy,Coom?mhsion"EViiesOc.29.1997 THIS INSTRUMENT WAS M.ftAssodaunotlidadn THE HUNTINGTON MORTGAGE COMPANY b9DA 1271 fAU 512 Exhibit "B" lt'-.?•ur m•-?•°•i 4 PRNNSVI.VANIA 486664-6 M.uu nlx,lN M,PJ•. WO"inu MORTGAGE NOTE w:, NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. SHIPPENS9uRG Pennsylv?? 50,850.00 FOR VALURHIiCEIVED, theundersigned, JOHN E MILT JR. SHARON L WILT, MARRIED June 30 '19 95.- . , hereinafter called die Maker, promises to pay in THE HUNTINOTON MORTGAGE COMPANY • or order, a corpomarm organival snit existing under the laws of the THE STATE OF OHIO hereinafter designated as the Payee, d principal sum of Fifty Thousand Eight Hu red Fifty Dollars (S 50,850.00 ) with interest front title at the of Eight and One-Half per =turn ( 8.5000 ) Per annum on the unpaid balance until paid. The said principal and into" shall he payable at the art" of in THE HUNTINGTON MORTGAGE COMPANY - COLUMBUS, OHIO 43235 m 7575 HUNTINGTOH ARK DRIVE or such place m the holder may designate In writing in moodily insml6umts of Three Hundred Ninety-One 397 OO r Dollars (S )• commencing an the firs) day of August , 19 95 • and on ilia first day of each month thereafter until the principal and Interne we fully paid, except that die final payment of the entire indcbim?mss evidenced hereby, if not sooner 2paid. 025 all be due and payable on die first day of July Privilege is rmMvul to prepay at any lime, without premium or fee, ilia entire indebtedness or any Pmt thumf not less than the amount of one installment, or One Hundred Dollars (S 100.131), whichever is lest. Prepayment in ldl shall be credited ,,it rise (into mccived. Partial prepayment, ocher than on an insmllmmt due (laic, need not he crcalited undl dm next following insmllmua due date or thirty days aria such pryoaymcnl, whichever is earlier. Simulummusly with the execution of dais Nate die Maker has executed and delivered W tie Payee a Mortgage sceured upon Lakin premises situated in the county of CUMBERLAND , commonwealth of Pennsylvania, more particularly described in the Mortgage. All of the Icons, covenanu, provisions, conditions, stipulations and agreements contained in will Mortgage to be kept and perfamhW by die Maker are hereby made a part of this Note to the area ex•mt and with the more force and effect as if they were fully set forth herein, and dm Maker cuvmma s and agrees to perform die acme, or cause we tame to be kept and performed, strictly in accordance with ilia rains and provisions flamf. The whole of the principal sum or any pan thereof, and of any laser sums of money secural by the Mortgage given to =ore this Note, shall, forthwith, at doe option of the Payee or any subsequent holder thereof, become due and payable immediately, without notice or demand, if default be made in any payment under this Nate, and if the default is not made good prior to the due date or the next such installment; or upon the happening of any default which, by the terms of the Mortgage gives to sceuro this Nom, shall made th9 Pays, or any subsequent holder halal, to declare thc same, or any Jim therm!, to be due and payable. The Maker does hereby emppoower any auomey of any court of record within the United Smtcs or elsewhere to appear far Muku, widt or widhaw a decI moon filed, an it confect )oil at ar judbn against mid Maker in favor of die payee or any mhsegnhmt holder huml, ar of any bum, for the enure on",l inumpai of Uhis Nutc,shit all nthu sums paid by Uhe gti of m1%t holder ham! W or ern belml( of tie Maker pursuant la the mums of this Nate or said Mor s ogc0,00d all arta vu hol 0 . mgcther widh Loss of soil, attomey's mmralemn of 0 "mma r culimmion, and a tease of all emus, on which judgment exauann or executions tan' issue forthwith. The Maker hereby fo waives die right of inyuisiaon on all prnpmy levial upon m colial arse in(icM1talnms evWmcW hereby and does voluntarily arm ale waif mad suthnrm a I Prothanouvy In a imr such cn...I ".uo.. and waives and releases all ltws, now in farce err herufmr enmxerl, relating W exemption, appraiscmcnt n shay of exceuuan. The agreements herein contained shall bind, and the benefits and advonmagm shall inure to, assigns of the partim Italian. Wherever used, die singular number shall include Lite plural, ilia pl of any gender shall be applicable to all genders. IN WITNESS WHEREOF, tine Maker has mused dame pexuas to be executed under sal written. a ( l Si Saslal and Oalivered in die Presence of.' ` ,,,,,u a MILT JR SHARON L WILT THIS IS TO CERTIFY th StYfic70'Qd reed by Mortgage of even dam herewith scoured on real R County, Commaowuldl of Pennsylvania, mute situated in r DsN6P.PaUM,NauYy1 ;ihutfol:u, anti the use and year first above iZ (Sul) (Sea) _ (Sul) (Sul) 486664-6 MYCarm aWtxp1n-m,lvm - (0?2(11)eh021,9a MW,,, PnNIM*NkARTMNIIGkeWNWMat.9. ta99narh.rsn PAY TO THE ORDER OF Resource Bancshares Mortgage Croup, Inc. WITHOW RECOURSE gM TRvGTON `f1AOt Od'APANV L. . NCE PR '?SIDENT Exhibit "C" ?Y EXHIBIT "A" (Legal Description) ALL that certain lot of ground with the two story, frame dwelling house, and other improvements thereon erected, known as Lot no. 125 North Washington Street, siutate at the Southeast comer of the junction of Washington and Fort Streets, in the Borough of Shippensburg, County of Cumberland and Commonwealth of Pennsylvania, bounded and described as follows: BEGINNING on the North by East Fort Street; on the West by North Washington Street; on the South by land now or formerly of Katharine McBeth, Raymond A. Mowery and Veryl Mowery, husband and wife, and on the East by an alley. CONTAINING in front on North Washington Street forty (40) feet and extending in depth to the fence on the East one hundred sixty feet (160) feet, more or less. BEING the same real estate which Thelma R. Coy, by her deed dated June 30, 1995, and intended to be recorded herewith in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, conveyed to John E. Wilt, Jr., and Sharon L. Wilt, the Mortgagors herein. State of Penneyinnia 1 SS County of Cumberland 3 i;.+corded in the office for the recording of Deuia ag Pq? .. c i and S=Veriand PCou in D ot-Page ?.ritn my hand at of o ice 5 Cvrkle, PA da Recor r j00-K1971 FACE 90 Exhibit "D" ri 0 •r1 0 W al N E z 41 c E 7 U O Q ri z E wH?o ?uoU U. E r+ ri 0 A rY 04 II o 1 11 Ilw r • I u rn ri E+ E a H o U EW vacua QE WE EN H N {S o a rn FW E > a? r cdU a to E D0 N 11 U N DC W o a44 x CID a 0 a N W r°1 ? 0 N II Ln I z 1n rn 0 m O H N W qHq M E Z o q O o U rn oz° ON M 11 rt O A m r? u o a II O 1 II N LL omoW K1 01 ri a 01 r1 M II y oaw o )? 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This law firm may be deemed a "debt collector" under the Fair Debt Collection Practices Act. Any and all information obtained during the prosecution of this lawsuit may be used for the purpose of collecting the debt. 2. The amount of the debt is stated in paragraph 9 of the Complaint. 3. The Plaintiff as named in the Complaint is the creditor to whom the debt is owed, or is servicing agent for the creditor to whom the debt is owed. The undersigned attorney represents the interests of the Plaintiff. 4. The debt described in the Complaint, evidenced by the copy of the mortgage note attached hereto, will be assumed to be valid by the creditor's law firm unless the debtor, within thirty (30) days after the receipt of this notice, disputes in writing the validity of the debt or some portion thereof. 5. If the debtor notifies the creditor's law firm in writing within thirty (30) days of the receipt of this notice that the debt or any portion thereof is disputed, the creditor's law firm will obtain a verification of the debt and a copy of the verification will be mailed to the debtor by the creditor's law firm. 6. If the creditor named as Plaintiff in the Complaint is not the original creditor, and if the debtor makes a written request to the creditor's law firm within the thirty (30) days from the receipt of this notice, the name and address of the original creditor will be mailed to the debtor by the creditor's law firm. 7. Written requests should be addressed to Spear & Hoffman, P.A., 1018 Laurel Oak Road, Suite 1, Voorhees, NJ 08043. v i I Q t , . _ on -? ;j F? X') Tl- ? kz- -Jx1 ?/? V W