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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
CIVIL DIVISION
No. 5a- ////0 7
Complaint in Civil Action - Replevin
Plaintiff, Filed on behalf of.,
Green Tree Consumer Discount
Company
V.
Counsel of Record for this Party:
Anita L. Clouser,
Defendant.
Erin P. Dyer, Esquire
PA ID Number: 52748
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
Plaintiff,
V.
Anita L. Clouser,
Defendant.
CIVIL DIVISION
No.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth
in the following pages, you must take action within twenty (20) days after this complaint
and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against
you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
Cumberland County Courthouse
4" Floor
Carlisle, PA 17013
(717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
Plaintiff,
V.
Anita L. Clouser,
Defendant.
CIVIL DIVISION
No. q4- L4)(9'1 ('vu.,S TerPl
COMPLAINT
COUNT I - REPLEVIN
AND NOW comes Green Tree Consumer Discount Company, by and through its
attorney Erin P. Dyer, Esquire and avers the following in support of its Complaint in
Replevin:
1. Green Tree Consumer Discount Company, hereinafter referred to as
"Plaintiff' or "Green Tree," is a corporation duly authorized to conduct business in the
Commonwealth of Pennsylvania and has its principal place of business located at
Stonewood Commons III, 105 Bradford Road, Suite 200, Wexford, PA 15090.
2. Anita L. Clouser, hereinafter referred to as "Defendant," is an individual
whose last known address is 104 Cherry Lane, Carlisle, PA 17013.
3. On or about April 11, 1995, Defendant purchased a 1982 Redman
Manufactured Home, Serial Number 12211504, (the "Mobile Home"), from Country Manor
Sales, (the "Seller"), and entered into a written Manufactured Home Retail Installment
Contract and Security Agreement, (the "Security Agreement") for the payment of a portion
of the purchase price thereof. A true and correct copy of the Security Agreement is
attached hereto as Exhibit "A."
4. Seller assigned its interest in the Security Agreement to Plaintiff, Green Tree.
Green Tree perfected its security interest in said Mobile Home by having an encumbrance
placed on the title thereto. A true and correct copy of the Certificate of Title is attached
hereto as Exhibit "B."
5. Plaintiff avers that the approximate retail value of said Mobile Home is
$8,500.00 and that the said Mobile Home is in the Defendant's possession and believed
to be at Defendant's address as stated above.
6. Defendant defaulted under the terms of the Security Agreement by failing to
make payments when due. As of July 1, 1999, the Defendant's payments of interest and
principal were in arrears in the amount of $466.96. Pursuant to the Acceleration Clause
in the Security Agreement the amount outstanding as of July 1, 1999, is $6,420.73.
7. Plaintiff provided Defendant with thirty (30) days notice of intentto repossess
the Mobile Home. A true and correct copy of the notice of intent to repossess the Mobile
Home is attached hereto as Exhibit "C."
8. Defendant failed to cure the default or return the Mobile Home upon Plaintiffs
demand.
9. Plaintiff avers that under the terms of the Security Agreement and
Pennsylvania law it is now entitled to immediate possession of said Mobile Home.
10. The Security Agreement provides that in the event of default:
a. Defendant will pay the reasonable attorney's fees of seller or of
seller's assignee, provided that prior to commencement of legal action such
fee shall not exceed $50.00;
b. Court costs and disbursements; and
c. Costs incurred by seller or of seller's assignee to foreclose on the
Mobile Home including the costs of storing, reconditioning and reselling the
Mobile Home.
11. In order to bring this action Green Tree Consumer Discount Company was
required to retain an attorney and did so retain Attorney Erin P. Dyer.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendant to recover the Mobile Home, plus detention
damages, special damages consisting of inter alia, detaching and transporting the Mobile
Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home; and
b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise
disposes of said Mobile Home, a deficiency judgment in an amount to be determined by
the Court upon petition of Plaintiff, which amount shall be equal to the difference between
the amount owed pursuant to the said Security Agreement plus the damages set forth in
paragraph (a) above and the amount recovered by Plaintiff from the resale or other
disposition of the said Mobile Home, less expenses.
COUNTII-DAMAGES
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer
Discount Company, alleges the following:
12. Paragraphs 1 through 11 of this Complaint are incorporated herein by
reference as though fully set forth.
13. This Count is brought in the alternative to the relief sought in Count I.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendant in the amount of $6,420.73 with interest and late
charges plus detention damages, special damages consisting of inter alia, detaching and
transporting the Mobile Home, shipping fees, any cost for insurance placed on the Mobile
Home by Plaintiff, late charges, and all allowable damages per the Security Agreement,
any further costs for repossession and sale, and attorney's fees and costs of litigation in
order to obtain possession of the Mobile Home; and
b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise
disposes of said Mobile Home, a deficiency judgment in an amount to be determined by
the Court upon petition of Plaintiff, which amount shall be equal to the difference between
the amount owed pursuant to the said Security Agreement plus the damages set forth in
paragraph (a) above and the amount recovered by Plaintiff from the resale or other
disposition of the said Mobile Home, less expenses.
Erin P. Dyer, Esqulr
PA ID Number: 52748
Attorney for Green Tree Consumer Discount
Company
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
LAGreen TreelClouserTM.wpd
YERIFICATION
Carol A. Gosser, Collectlon Manager and duly authorized representative of
Green Tree Consumer Discount Company, deposes and says subject to the
penalties of 18 Pa. C.S. section 4804 relating to unsworn falsification to authorities
that the facts set forth in the foregoing Complaint are true and correct to the best of
her knowledge, information and belief.
Carol A. Gosser
Collection Manager
Green Tree Consumer Discount Company
LAGreen TrcNGENERALNERIFICA CM
• rlY.ln'lll4 ICIYIVa 1LVMl`IIY
MANUFACTURED HOME RETr 7TALLMENT CONTRACT `
AND SECURITY AGREEMm. CONV. • FHA • VAI 0.,e n4r'.?mMalbu. +?+• ATE: 1/11/95
BUYEA• CLOUSG. AN ITA L.. 101 deal LAN[AOAO, CMLILl1. PA 11011 ACCOUITT N 77317691
SELLER: COVNTAY HAfIOP SAM.. 1015 s T91N012 0. IGCRAAIC38M. PA 11011
G%tVI1 Total
ASSIGNEE. CONSIOQA CISCOIM COgAR'e, 100 WaystaP PWA suit[ 100. PITTIOWN PA 01141
FEDERAL TRU TH-IN-LENDIN13 ACT D ISCLOSURES
ANNUAL NAN Amount Total al P
"ye"
1 Total Sale Price
PERCENTAGE RATE CHARGE Financed 1411.
I.lu•II x11.11.
. MY 1.bR"Weapon
IThuNl to ms 11.114. Al /dte anavl lb ITh.N..iol.1m1411a 01-0$111, 3 hall meant
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p1NYm11 ;1.61 wain m.l uldbmaVtn my lrbltl tfYnxlr hl1
nf
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13.50 lo,1 3 616e.01 $ 1111.03 5 11116.01 S 13.71.00
My OaYmmt rthepWe wA1 b1:
NumOer of Pavmmis Ameunl al Pollen's Vahan Ferments be Due
091 111.91 fMnrhly beq-mmng
Pit it Y /S/99r
SECURITY, 14m giving a security Interest in-
_2L The goods or property being purchased. _ _ Real Illegally located At
FILING FEES: 1 Mall , LATE CHARGE! II a payment is are than 15 days 1311. 1 yyNl 01 Charged s 5.00 a, 1_*00 %
01 the eavment. whichever 11 lip
PREPAYMENT: It I pay off silly. 1 may be entitled to a refund of part of the finance charge
ASSUMPTION: Semeans buying my name may. subject 10 condmanl. be allowed 10 43wme the remainder of the Contract on the
original terms.
See the Contract document below far any Idm Uanal hilo,m ion about nanosvmenc Ile Hutt. any relfryred repayment in lull before
the scheduled data. and prepayment nlunds and oenan.as.
ITEMIZATION TH AMOUNT FINANCED PHYSICAL DAMAGE INSURANCE
1. Cash Sale Price Physical Damage lnlorance is reraulrea but I may obtain it room
vriew- Taste 331 1 110.00 a
g OOIOAO anvor'.e I want Mal n AcCeOOble to you. It 1 gel the insurance
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oar you
L... Ammlhl0vnd an en n 1 •00
Told,
f 101.03 for mfyiance orOtttbpn to, a term of aI yea
Net TraOe•m .............. i .aa A Camonbnx•n If t>0.00 deductlblel
Description: Make Y Flood
yes, 0000 Site 00 Y 00 • Welty
3 Cash Carron Payment.... 1 1100.00 NrA CIAer ,
4. Total Gown Plrmenl_ ........................... 1 fl00.t9 WA Vendor's 3'nq,e hteresl
5. Unpaid Balance of Cash Sale Price It 41 _.S asw.oa OPTIONAL CREDIT
IFE
6. Paid to Public Officials .............................. I Ta.00 L
AND DISABILITY INSURANCE
7 Paid to Insurance Compemef ..................... a ace 00
8. Paid IO A osier ...................... 1
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credit Credit en slid We wen and not be DrOO to prof ylded lO unless t er 3a n'pn at and ra0u acres /0 to to pay Me
lh
9. a, Pad to . 1 .oo a00'nonal cast
0. Pad m . s .oo The term of Ih?s InsVlince -1 00 years.
C. Pain t0 • a •40
d. PFld 10 • f 19 is ,S''ngle Ciao I Lr4 insurance 3 • ad
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Paid to .00 MIA J01et Crada Life fl,wanee 6 00
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Paid to . s
1 •00 WA 5'ngle Clear oi!Ab I'v Insurance 1 .Co
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0•Padto 6 t0 Total a g0
Pnnelpal Belenee 15 •6.7.6.7 e. pd .....3
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11. Placid Finance Charges..... .............. .... . 1
600 ,
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13. Amount Finmced 110 - 111 .................. 1 100.04 S'gnatuq 0l 8werHl insured Date
CONTRACT AN SEC URITY A REERAENT
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some ant any other travesty close,- ad below and an tags 3.
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EXHIBIT "A'l
Security Agreement
JUi-
utnu.Iwa: war U.Iput,. Cp1mr ••• wyuyvrlnr Along from OF repling 10 fire Lon14C9 of 'me P. ••'1s Ihpelo she 11 De $solved
IS -
01 bonding Pbltranon Oy ona arvtrslpr 'ad b1 Vavwnh my coach. This agreement n made P, l6 transaction on'nle,Slll,
m.OmmlaCe and shall be gov lmed by 1 'ere, Flooralwn Act At 9 U S C. Sri I JWgmenl tie award rendered may be
eolead 'n any Court having lunedlchan. Da.bes goes and understand that Ihey Choose ar0441h mad of litigation to resolve
41111Wa1. The 0811121 under tend that their nave t slant 1o fibers dttn.Rly in en..,.. h•,r Ina the, mr.r.. I..... - ..... ........
rmuyruev nenrlw,. end punt, agree ma understand mac an an Out, among undo case law. aatulary law and all other IeMe
Whf mg. but not limited to. all contract. Ion Ind PragerN disoules will be subect 10 0lndmg arbitration In iI wllh this COm14C1
The OWES egrN that one erblVerOl Shall hove all vowel, orcvlded OF row, Ia Contact and the agreement at the o,rll,. Tnefe
POwus IApl include ell legal .,a equlteCH err lee Including, but n01 limned lo. money damages. Ottlaratoa reiel.eno mlyndt'v,
relief Notwithstanding anything hereunto me canl4N. you r,aln In action to vu IY01P41 fool,ig a 11.9rill or non Nrdm41 rule) 10
enforce a security agreement elating to the IAmYHrtwed Home secured m , !,and. Can unde ,y'ng INS ;,tmalo- agreement. to
IF misters the manstan, obligation secured by the 1AsnuaCWfri home. or 4 Iertclose on the MonuaCtaed Nome. The mstitunon and
maintenance of d lawsuit to foreclose uoan any col4mel, to obtain + monear, lvdom lit or to Wall, the securrN agreement mall not
Corfu Wll t wily l Of the right of im, early to co, oil arbitration regarding env O,bar discv11 or gmeat, subject to arbitration in this
Contract, mclodmg 414 filing of t counarctnm in a evil brought by you OV IUinl 10 lino provision
NOTICE: ANY HOLOER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF RECOVERY HEREUNDER BY THE
DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. l
IUYER: 1. DO NOT SIGN THIS CONTRACT IF IT CONTAINS ANY BLANK SPACES. Z
D AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO PROTECT YO
IABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY DAMAGE C
'OT INCLUDED UNLESS INDICATED IN THE PROPERTY INSURANCE BOX ON PAGE 1
BUYER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS CONTRACT.
dens nneov one. poem, and IanuM„a court upnl. it,, ena interest Or In1 Canulel R1 Ins orooanydewnbed Inoam Ilh+'Folefl ly I
10 Aarpnaa. To lowc, Assigned to oarenae the Contract. Uow mI Aw I+) the Cenllrel and averenly. 'I any. are flown.. Ip111Y
'valif and enforceable and area roam the front of the PrcOara; Pat the Contract , eubUCl to na atlmat eaunlPC'om or fpo 11, let [o011e of
the COnrocl end ed om.r deco mfna rams by the Overt., wed an m ld -he V.I., oral •o ,.mar-,-ah.n. (ill Sao., he. eoinoold will .n
00I.C.0a 4041161, III, dnd'OC.I I+wn 1eNrlaq, trip and ord'Nntp; Iv) the BueV n nol a moor and May '0941 Cd Dl Clly la laterite this
Contract. III the PIOOVIV is oaf and clear of rl name AM fACUmbineroe ..Clot he Houle "larval Danl.d herein fRd Salbl tie. ohm from, a
aglan qd mlueal 'n me Cent11CL' Ion IM Ilewly ImlryH pranced to $ri eemtnNa . v.Ld feel fair an the FreouN end nq ban fired er
lea.road escardlnp to law md.ctlme Au.gnae a tin, awrrd..,it, Chi the down Damn. mayrn m m. Pace nsreot he, bun ncnvad ona
no Dlrt Inalial was advanced Euelly Ur IWyw.ly by 51111r 10 BUVI,: oil on Iloomanlo el Ion mete i- one Cam .0 and dl arotem,ma me,,
a, a en behalf t1 he Buyer n he 11.4.1 isclsetiem and my .,her earmt ,f411p la he Cam, .... • . rya to IM best as Seller, know POu
,Ad bfllfl; (d Buy.r has physical damage'nsmfne. in IM mount of the mdfoteenas' Ion tnrf mail boon no RIIUrfI CMnge$ In Ire du,,,,
Income. IndlolddneO m .m0lavmem Ind no 01X61 material Cn,Wgf1 between ten evorevr end lund'n0 This a e cond'non to AarQnIl
former., led Comn[e It Rr6 If . breach el .try el one di r.... .Ir.nlla, ., .sire d+lAmnea be Aa,lana...,hour .gold la he aall.i f
knowledge w'lh refPKt thyroid at Assignee I reliance Inroon. So'br plea, Un[on4'006911111 u[ulcrao Ins Cdnlrl Cl from dfvgn... UCan
demand. 'Or the full amavnl man vrOra ONI eons no noMfp Alurrfd to M„gnel ladwred ter unedited borne. Cmefgir m acaalne41
nth Ind IGuen,l muhOdl, Path., [Mr. Casual nil than be. ar not be. 'n do'e n
o. aAd t0 mCanmlY. defend Ina told A61.91.1. harmint
item dine I..,, damage, ar atrm..1 my nature by ra,on eI won vain of wahine TNUd..g .urn.n' 1.a.. court :colt. of sbun.mana
,Me out 01 9001el1 e,bemn.
Selby ,v"Pre, Ia to that on the amt Buy.. mr„ .9rnr A.upn..... c'o'in 71im' A, cnymfrcb.m .0, A., oWmml al any cum
Owmd Under the Contra,, or It of limits of ffooaaron on Ine larran, brrf. aril OF vnlUfn, A In. P.eevtl d dl,wgv., at p
represented to BVnr by BUIm ar Ihtl Sa lw nlwr. to ham., any Wrnmv er ,.I'm..damvl .1 S.4, " the men'J41Wls . LIIIr +.n. •.ban
Airlines', demand. r.w.cnaff one Conrad from Au'gm.a end oa Assignee 11. Wit .1.111 remr.m.g word 1ar101.d ro, unlam.d .,trot
eeeeldmQ noon Ine ICIYVIeI mini 04, Arllgaal COfa Ind $IClmes RW410 lllNrga oval. ,Main., ar -al .tie even eWm,
del.-so OF ddurrilelalm shall be arnollau. end wlheri .wo.I.no .dnla•e.uan al 911.1 a data-,. or Caunra, e'erm aAd Sol., 11,0
,I to indemnify. defend and knld Aa.gmee hrmla. from any toe^ [Irma..1clu0me .Itrilmi a IOff. d0ur1 Call 0,01ay aemenle and
oU1-01.0ar kill ..pone.
Th. liability of Sella mall nor to fill by amv..l.m.en 1m,w.l ro other ;Islas m the lslmr .lead or teary 01 cavm.m. 1n...... r.
,he Have. eIU.,, l al edmerem'u al o ..Ih my ..toy I.alf ter oavla-t 111 . 1 the re:ea la ar timedicro, Of any ... wnv
InareundT. Also... small he, to bound a uneu,l'lt Fort Act Bever IF .try in,, 0!rtdn Or myuCWpe 0.101. CMna In11P,d Io
Peemrm by IM Sr'a nuwndr. S.nv wlwel noief of oix IIne. of m„ Agnr`cm .end non!.. el .emOam.mt .nd noRrt""ro r at in.
Contra, and any, o1he, nosed. 4pyad by Ifw and wr.o.ll ..felt, aAd coanarcle.mt.
In.ddt lon. this Afelghrndnl meloddd Ib, efnrn vOVlran l0 fall". 110y4,d Into IF 'In- 01 m. I1110wmg OICVamm he, been limited by
Ind S.fill, , ma Au.gnmeN shell be considered 1. Key, team sheabd 'Won A "w•ehovt R...urea' Th. LAgnm Cnl Or he
Conflict 4 -d (hall be ..'hoVl LC.V4e .aural ma $ill factor do Dwymla mole ART .1 my aOverall are A, +a4,mml A.,,,'.. I'll"
and Al raiding to the owinaa at ConUocn. 1. 'lime.d A.arwu' m In. yvv, :1 dr.ri1 If .veal bale,. ilyo ,moll kar. Ord the
..mbar el man,MV oavmma find., he Con..... n a1 form below uner 'k.mae nr<aYra'. Ins SaOar Alit, ypcn demand, •adwch.a the
Cenlllcr 'ram Aes.enO I., Ili. lug emau", to-rn.mg o"ve'd Oat in. C.nb." C "eww.b4" It he Area... roc ya p„ In.
M... featured HOMO. me S4I4r.111. upon demand. IaVlCnll. ho 4bn14[I Ire, in. A4.on.e Q, Int. IVII amOVm loin,. n.ng yA,,., UFO., Irn
COnl4cl. 0. "With R.apvn.". Th. San.' VnCOFIM1.0'a y guerfmaf pavmont of the VIl emaynr emrnmo V.poia under the :pnlro[' en.1
vsp la p•JKnIII In, COmra Cl tlom the to • upon Iramfld. 'a, me run amwnr ,man u-Cab. wn.avP Ins Conlnel iqu Do .1 m ou•b
6 'Hmm.d RroW Chle. . In ,tie am, at dri at Buvr cross airy.' 0411 hayt paid ire manor, of monthly Diamond u,O., tie Co-trln o
leg forlh below undo 'Limited Rumc ial Ina All, v 11, veg.. ,amend, repereneu the C.mnen h., the Alrg^e, to, he 'fit rpinetoral
.mailing undo miler the onU,tt 11 ,M Ae,.onH foglI.nes the Mlnulecluad Home,
5.+?/y by op no and
uau4a In,, Contract and 4,o ....am. A. a.m. ,o the An'gn.. , .aca,d.mc..nn ma f,avo.mo orey.ren,.
Th.yll r r An move I sie, include the. c,a,ln Aoeil ..I lo,ln above rim-, m.c4d biota..
!1t.` LnrtS`wY IIAY A ALI /air?J
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By ISe:ed T.yle 1.
I ?1 A. .Inout R Cdosts I 1 S. Limited Reeoune I 1 C. Reeurcn+p 1 D III pecou4+ I I E. Limited Peoveenp,
'1 ^ Pavmena _ oavmena
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DEPARTMENT OF TRANSPORTATION
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CERTIFICATE OF TITLE FOR A VEHICLE
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9510400223007113-001
ODOMETER DISCLOSURE EXEMPT BY FEDERAL LAN
amlrf3EOOwllalm '
ANI7A L CLOUSER
104 CHERRY LANE
CARLISLE PA 17013
12211504 182 IREDMAN 133604711002 CL
1(1'.SICC Eu'11114- ,ic. I 111.
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GREEN TREE CONSUMER
DISC CO
GREEN TREE CONSUMER
DISC CO
PO BOX 18306
PITTSBURGH PA 15236
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PENNSYLVANIA
GREED TREE
FHANA 45 DAYS
CONV 0.5 DAYS
NOTICE OF DEFAULT ,
AND
i RIGHT TO CURE DEFAULT
Date of Notice 5 " , °?
An ITA L. CLOUSER
104 CHERRY LANE
CM_:5:.L PA 17013
4ccount No. 7331:894
3haf identification of Manufactured home loan
:redit transaction
GP3:SIl :RCS CWISV:2R ZISC=rr
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1^.` APADFOti PD, BLDG :_:, SCICC 200
>T,SFORL, PA :SG?0-1:50
P00-245-:34C
Certified Hal:
"onyfive (45) days from the date of this Notice (as described below) is the LAST DATE FOR PAYMENT.
316.7l) is the AMOUNT NOW DUE.
(ou are in DEFAULT on this credit transaction If you pay the AMOUNT NOW DUE (above) (plus all amounts coming due durinc
he cure period) by the LAST DATE FOR PAYMENT (above), you may continue with the contract as though you were not late
at the expiration of thirty (30) days from the date of this notice we can take action to repossess your Manufactured Home Uco,
epossession and sending of a notice of private sale you will have fifteen (15) days remaining to pay the amount then due Yol-
nay also cure your default by contacting, within the time allowed, the Green Tree Financial Servicing Corporation, ("Greer
free") representative stated below to request a modification agreement or repayment agreement from Green Tree for repaymen
if the alleged default. You must complete any modification or repayment agreement allowed by Green Tree to cure this default
f you fail to cure your default by taking the steps listed above within the cure period described above, then as of
.runt: 74 19 ?? , the maturity of this contract is automatically accelerated and full payment of all amounts due it the
lmount of $ 6365.07 shall be cue and payable (including the remaining unpaid principal balance
)lus earned interest to such date) without any further notice from us. Additional expenses accrued after the date of this nonce
;hall also be due and payable. If this default is not cured, Green Tree will retort the defaulted loan to the appropriate cred'
eporting agency.
F THIS LOAN IS FHA INSURED, IT IS INSURED AGAINST NONPAYMENT BY THE FEDERAL GOVERNMENT. IF YOU DC
JOT REPAY THE LOAN AS AGREED, WE MAY ASSIGN THE DEBT TO THE U S DEPARTMENT OF HOUSING AND URBAI
)EVELOPMENT (HUD) FOR COLLECTION. FAILURE TO PAY THE DEBT IN ACCORDANCE WITH THE TERUS SET BY HUE
AAY RESULT 0•ANY OR ALL OF THE FOLLOWING ACTIONS
e
• SEIZING YOUR FEDERAL INCOME TAX REFUNDS
• GARNISHMENT OF YOUR WAGES IF YOU ARE A FEDERAL EMPLOYEE.
. REFERRING THE DEBT TO THE U S DEPARTMENT OF JUSTICE FOR COLLECTION.
`your loan is FHA insured and you are unable to cure the default due to an involuntary loss of employment or other reason
ounseling assistance may be available to you from certain agencies that are HUD-approved mortgage counseling agencies
'ou may contact us to get the name of the mortgage counseling agency that is closest to you.
you are late more than three (3) times in any calendar year in making your payments, we may exercise our rights withou
ending you any other Notice(s) like this one If you abandon the home or voluntarily surrender it in the future we are no
aquired to send a h}cjtice of Default to you If you have any questions, promptly wnte or telephone us at the address giver
bove l
EXHIBIT T"
Notice of intent to Repossess
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SHERIFF'S RETURN - REGULAR
CASE NO: 1999-04167 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREEN TREE CONSUMER DISCOUNT
VS.
CLOUSER ANITA L
.. •..i rte..
CPL. TIMOTHY REITZ , Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND COMPLAINT IN was served
upon CLOUSER ANITA L the
defendant, at 9:36 HOURS, on the 14th day of July
1999 at 104 CHERRY LANE
CARLISLE, PA 17013 CUMBERLAND
County, Pennsylvania, by handing to SHAWN KIMMEY
a true and attested copy of the NOTICE AND COMPLAINT IN
together with REPLEVIN
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So answers:
18.00
3
0
.0 ?C 2
8.00 omas in ,if--
$2?OZ0-ER N P. E
07j16/199
by
Sworn and subscribed to before me
this 16 L` day of T
19V9 A. D.
Q--L c,- 6). -
r G?aryy
ERIN P. DYER
Attorney at Law
3031 MURRAV AVENUE, SUITE B
PITTS8URGR, PENNSVI.VANIA 13217
TELEPHONE: (412) 422-8975
FACSIMILE: (412)422.9095
September 24, 2002
The Honorable George E. Hoffer, P.J.
Cumberland County Courthouse r,
One Courthouse Square 1
Carlisle, PA 1701 -3a 7
Green Tree Consumer Discount Company
V. Anita L. Clouser
Civil Division Number: 99-4167 Civil
Dear
Please find enclosed a courtesy copy of Praecipe to Discontinue Pursuant to
Pa.R.C.P. Rule 229 in regard to the above-referenced case. I have received notice that
this case is scheduled for special call on Tuesday, October 22, 2002 at 9:30 a.m. I am
forwarding the original Praecipe to the Prothonotary on this date to discontinue the case.
Kindly remove the above-referenced case from the Court's calendar.
Thank you for your consideration of this matter. If further action is required by me
or if there are any questions, please have a representative from your Chambers contact
me at their convenience.
Very truly yours,
2 i
EPD:mds
Enclosure: Praecipe to Discontinue
UGmen`rree\Clou3er,AMWP20 wJudge,wpd
A- `
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount ) CIVIL DIVISION
Company, )
No. 99-4167 Civil
Plaintiff, )
V. )
Anita L. Clouser, )
Defendant.
PRAECIPE TO DISCONTINUE PURSUANT TO Pa.R.C.P. RULE 229
To the Prothonotary:
Please discontinue the above-captioned action at the request of plaintiff, pursuant
to Pa.R.C.P. Rule 229. The discontinuance shall be without prejudice, and shall not be
deemed to bar the bringing of an action to collect any deficiency (or deficiency judgment)
owed to plaintiff by defendants.
Respectfully submitted,
Erin P. Dyer, Esquire
PA ID Number: 52748
Attorney for Plaintiff
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
Vf?Q
?
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount ) CIVIL DIVISION
Company, )
Plaintiff, ) No. 99-4167 Civil
)
V. )
Anita L. Clouser, )
Defendant.
PRAECIPE TO DISCONTINUE PURSUANT TO Pa.R.C.P. RULE 229
To the Prothonotary:
Please discontinue the above-captioned action at the request of plaintiff, pursuant
to Pa.R.C.P. Rule 229. The discontinuance shall be without prejudice, and shall not be
deemed to bar the bringing of an action to collect any deficiency (or deficiency judgment)
owed to plaintiff by defendants.
Respectfully submitted,
Erin P. Dyer, Esquire
PA ID Number: 52748
Attorney for Plaintiff
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
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GREEN TREE CONSUMER IN THE COURT OF COMMON PLEAS OF
DISCOUNT COMPANY, CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
V. CIVIL ACTION - LAW
ANITA L. CLOUSER,
Defendant No. 99-4167 CIVIL TERM
ORDER OF COURT
AND NOW, this 22nd day of October, 2002, it
appearing that docket activity has recently occurred in the
above-captioned case, the case is stricken from the purge
list, and shall remain active.
Erin P. Dyer, Esquire
For the Plaintiff
Anita L. Clouser
104 Cherry Lane
Carlisle, PA 17013
Defendant
Court Administrator
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By the Court,
GREEN TREE CONSUMER IN THE COURT OF COMMON PLEAS OF
DISCOUNT COMPANY, CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
V. : CIVIL AC'rION - LAW
ANITA L. CLOUSER,
Defendant NO. 99-4167 CIVIL TERM
ORDER OF COURT
AND NOW, this 22nd day of January, 2003, upon relation of the Cumberland
County Prothonotary that the above-captioned case was erroneously placed on the 2002
purge list, when in fact the case had been discontinued, the case is stricken from the 2002
purge list.
BY THE COURT,
Erin P. Dyer, Esq.
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
Attorney for Plaintiff
Anita L. Clouser
104 Cherry Lane
Carlisle, PA 17013
Defendant, Pro Se
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