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Home My WebLink About99-04202ei ?. 'fib Axel A. Shield, 11, Esquire I.D. No. 17440 Stephen M. Hladik, Esquire I.D. No. 66287 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 Telephone: 610.640-1200 Fax: 610.640-9865 KINGFISH, L.L.C. V. PLAINTIFF, THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO: 99 - V /U(5 ;?'- CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT - CIVIL ACTION NOTICE TO DEFEND NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim of relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo all partir de la fecha de la demanda y la notification. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objecciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notification. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demands. Usted puede perder dinero o sus edades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA O LLAME POR TELFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTANCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 Axel A. Shield, 11, Esquire I.D. No. 17440 Stephen M. I ladik, Esquire I.D. No. 66287 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 Telephone: 610640-1200 Fax: 610-640-9865 KINGFISH, L.L.C. V. PLAINTIFF, THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO: 99- v2oz &Lu e TuA~ CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, King6sh, L.L.C., brings this action in mortgage foreclosure upon the following cause of action: 1. Plaintiff, King6sh, L.L.C. ("Plaintiff'), is a corporation whose address is c/o Clayton National, Inc, 4 Corporate Drive, 3rd Floor, Shelton, Connecticut 06484. 2. The last known address of Theodore P. Russ and Sandra A. Russ, Defendants is: 2205 Walnut Street, Harrisburg, Pennsylvania 17106. 3. Theodore P. Russ and Sandra A. Russ executed a mortgage with Homestead Savings Association, on July 1, 1998 (the "Mortgage"), in the amount of $50,000.00, which Mortgage was recorded with the Recorder of Deeds of Cumberland County on July 14, 1998 in Miscellaneous Book 910 at Page 256. The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. No. 1019(8), A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and is incorporated herein by reference as though fully set forth at length. 4. Homestead Savings Association assigned all right, title and interest in the Mortgage to FGB Realty Advisors Inc., which assignment was recorded in the Recorder of Deeds Office for the County of Cumberland on August 30, 1994, in Mortgage Book 480 at Page 1096. 5. FGB Realty Advisors Inc. assigned all right, title and interest in the Mortgage to Kingfish L.L.C., which assignment was recorded in the Recorder of Deeds Office for the County of Cumberland on April 3, 1996, in Miscellaneous Book 517 at Page 60. 6. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original mortgagee, or is the present holder of the Mortgage by virtue of the above-described assignments. 7. Each Mortgagor named in paragraph 3 above executed a note as evidence of the debt secured by the Mortgage (the "Note"). A true and correct copy of the Note is attached hereto and marked as Exhibit "B" and is incorporated herein by reference as though fully set forth at length. 8. The real property which is subject to the Mortgage is generally known as 850 Bicentennial Drive, Borough of Carlisle, Cumberland County, Pennsylvania (the "Mortgaged Premises"). The legal description of the Mortgaged Premises is attached hereto and marked as Exhibit "C" and is incorporated herein by reference as though fully set forth at length. 9. The interest of each individual Defendant is as Mortgagor, Real Owner or both. 10. If any Defendant above-named is deceased, this action shall proceed against the deceased Defendant's heirs, assigns, successors, administrators, personal representatives and/or executors through his/her estate. 2 11. The Mortgage is in default because the loan evidenced by the Note matured on November 1, 1988 and has not been paid. Accordingly, the whole of the principal, together with the charges specifically itemized below, are immediately due and payable. 12. The following amounts are due as of June 30, 1999: Principal of Mortgage debt due and unpaid ..................... $51,279.15 Interest due and owing as of June 30, 1999 at 10.75%, $13.00 per diem ................................. 17,376.99 Advances ................................................. 476.93 Pre-bankruptcy Legal Fees .................................... 648.00 Bankruptcy Legal Fees ...................................... 5,915.00 BPO ...................................................... 55.00 Title Reports .............................................. 590.00 Attorneys' fees (this foreclosure action) ....................... 800.00 TOTAL ............................................... $77.141.07 13. Interest accrues at a per diem rate of $13.00 for each date after June 30, 1999 that the debt remains unpaid, and Plaintiff may incur additional attorneys' fees and costs as well as other expenses, costs and charges collectable under the Note and Mortgage. 14. Notice of Intention to Foreclose pursuant to 41 P.S. § 403 was not required because the loan evidenced by the Note and secured by the Mortgage has been delinquent and in default for more than twenty-four (24) months under the terms of said loan documents. 15. Notice pursuant to the Homeowner's Emergency Mortgage Assistance Act of 1983, 35 P.S. § 1680.402c, et sea., was not required because the loan evidenced by the Note and secured 3 by the Mortgage has been delinquent and in default for more than twenty-four (24) months under the terms of said loan documents. WHEREFORE, Plaintiff demands judgment against Defendants, Theodore P. Russ and Sandra A. Russ, jointly and severally, for foreclosure and sale of the Mortgaged Premises in the amounts due as set forth in paragraph 12, namely $77,141.07, plus the following amounts accruing after June 30, 1999, to the date ofjudgment: (i) interest at a per diem rate of $13.00; and (ii) additional attorneys' fees hereafter incurred and costs of suit. CAPLAN & LUBER, LLP By: psr)v M Axel A. ie d, II, Esquire Attorneys for Plaintiff Date: 7- 6- 9 9 UNLESS YOU NOTIFY US IN WRITING WITHIN THIRTY (30) DAYS AFTER RECEIPT OF THIS LETTER THAT THE DEBT, OR ANY PART OF IT, IS DISPUTED, WE WILL ASSUME THAT THE DEBT IS VALID. IF YOU DO NOTIFY US OF A DISPUTE, WE WILL OBTAIN VERIFICATION OF THE DEBT AND MAIL IT TO YOU. ALSO UPON YOUR WRITTEN REQUEST WITHIN THIRTY (30) DAYS, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE CURRENT CREDITOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 4 :AN-06-95 FRI 11:42 CREDIT BUREAU GTR HBG FAX NO. 7172335116 ?ANA G?e.e rR[ 1• 1? CS CggL SELr: P_05 ilalla?se ,. alms ..: TA • ?0n°a?Iil6.+ nciaeiieis III JIL 14 AI116 51 Ire.we...wlr?YM W I MORTMOC 1 brwrY• +? TAIf YYYy MYrr? i? 126 lam r go vwb? 4F Am woocw of L® Ism= Ill I m s0, VOM 3;; TI .wwr.iA?' oil u am CUUM I 'I r¦ AN' - I TOOflImI s11x 11 M YOY1??Y IIa rw.rO? efp.Ow Yf RaMM rO f/ rIrYYM IpY.YrYaw+e.111W4 d."mIWNMY A ptl4w yr Yrr.rt WAei Mfr rVh> * Mrr¦POV6MYIYr=r w? low"lowwwrwokYYrr"W" N Yw)IUe?.11I?YYti YYOY OIrA? YIOYrr af'1lMnM• MMMM W MWJIM VWA -AnwY Y Ye6y Yr r Yf wr M.If rrwM N lr M yr Y Y?YlA1PiArYw? dr IY?YY/YO Y?11wYOrY IYYrww4 rrR YUYrw?MwYa OeelwrewriYvei pw*wasY Y M IYMYMYMI Y IW? rr MrMI. 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A.w+rw.a j a WWAM I hmVV r.? ANI W IM N¦ I "Wommoom ?.>. Q • ?J'I'I.!•L,?WtiN MIM OIIN I/IiUI IIIMNo MOra.• • I1rIfr 110 y 0 910 w 251 ILLEGIBLE COPY ilk# COPY ILLEGIBLE COPY ... ' . c 'py .OU ,.'.,n.,,. •,• r'L:'•• HOMESTEAD SAVINGS ASSOCIATION Ul-?JO LiililnhL ----- 120 SOUTH UNION STREET Lesn Number _ dIILY --'-"- mu< :i SSU!;G I'A li lll7 MIDDLETOWN, PENNSYLVANIA 17057 1 I_q; Do.. . FAablty Dab iNV':lilllilp l 17=,. . I SORIIOWER•s NAME AND ADDRESS ' ' LENDER'S NAME AND ADDRESS lo.n AmermIS 33Ur UIIU. U!I I Traceries eadr barrawr above, plnM and s.yeully •rou• mss.uM land., IN suanann and rUUSne. R.Myrol Of 'Net.: I P,omlw 1o peg to rou, or Your Chirac. at your address Show, the princlbel Sum ol: FIFTY THOUSIV711 _ - - - - - - U" TO SO OOU UO i Pa. Intera.t From %-Oi-ULt e h Initial an, e l !;A SE X dl per veH until- ' , , _ w t...f ' Irr[rnu ar aatessNOalway.M I.U: Ar:Ulrr: - _. whicM1 nb may then the Following MU isle: 11.;A fir\51•- RA"I. AS 117 111AY -%lnlemlrite In affect on this now may change la. Shan a.l t'101,TrJL.\' Issurging thm IS a chino. In the Mb..... An Increase In the Inb,eat nb will cause an the,ssan In n the amaunl of each etheduled segment. the amount due I, matwllY. ? 1M1S numbs of Pw•meme vol ( HI ?] on demand. lot ? an demand. but If no demand it made, an let ?] on RUV tlLilf I:N I . 1908 peg MJ. If fat; a1, or let IS stressed ethernet, I will peg accrued Imoul -- - .mount as 111 0 and on In. rltatuiry date. follows ? LATE CHARGE; If N.,sad, I will pay a hate chirps on any Innsllmanl made more POSFMATURITY INTEREST: Intowi will accrue Sher mnuliry on the anpato belong Than 15 day. N., it IS e.. equal to b% If the mount of the IM1.1umatn. cur s7.W, of IM. nob en be a.m. basis le Inbrssl Prior IU maturltg unlw . SpelAt "IcFrner b bills, It a pegmanl le mere than l5 days fete byyrenhalyou may urn,osily an.bmabrlry lntenSl ms b•prndlO In the neat ssnlanw. grant an Generale. and thug. for such a.tandan. braised I Me bla w t tbep. provided.bove. 1% of the unp.m balance .1 In. loan fi , each marts OPsuchan ea...mn \ Ponbe thereof m .son of 15 drove . ? Ilch¢[ed, Interest will ¢trve at the bb oP ' '"eronthe EalSnte I-I II tMCYad, I Sllree la pas s minimum Rn.nte shwga of S of this note not paid -l m.t.111. Including maturity by acelernlon. 7f peg M ben pan Mldb po hew rained that much In r sharp.,. PAEMYME NB 1 may "Pay 'his net. in .,bale or in pan .1 al any, lima. N THE PURPOSE OF THIS LOAN IS: owover. any Nltl Prapwment will ram eecua. any bur atheduletl peymenis unlll thb rails b pS10 & all. YES -1 wanl an tLmindN NO -I tlo ram wool an It urdminn S Riling No, s - Non-filing Insurance ? This hate ha. a diamond leetme. ? 1TI1 ..to le payabb on demand and ell dlecasuru Me MArud onL rUIimumed maturity of one year. VStlabl.Wt.: the annual peaene.ga rob mw increase during the term of this translation It dSA PARC nls RI{hS'GS AM lncruse win take the arm of N1WIph .IUh 1111.1 Ill'L'I:Il1:5k l'A1':II'I. 1'S y If the ale inaassss byte^_%In mw .n he .rJ,,:+Lt :J,WST PA !I wl esselg The nlemey mtlnaless moreohanlMnUrge e antlmaynat irtcn ne morethan Xeech The rate nlewill not go •bOw Security: I am giving • security Interest in: ? (bial dewiplen N chid, primary, r r•? ? the Spade or pbpepy Ming purcNssed. ? collateral lepudng other loans with You may also secure this loop, ? my depoSk axoume and other rights to the pp,menl of money from M. I .10?'? Ube Charlie: If a Payment Is tale Prime than 15 did after duel I will be dressed 5% of the amount of the payment, or f7.50, wMMever '.lees. Prpwmenl: it I peg oR this note early, I ? mw ? will nil have in pay. penalty. Me--.: Don't We insurance and credit disability insu.nce ere rot requlree to obteln Iteml[allan of Amount Flbeneetl crod11, and will rot be providatl unlns I sign ens spree a peg the eddttlanel [on. See Notice of Proposed Instance on nwna date. Amount Town to me Charily s a )e,d b) Type\ Premturn Term Amount pale on my.ttoant f Bd Si cop areslor lath $ hl Creeil `\ I mulgreat Lilt • amounbPaid lgalhenan my behalf: x.meni Prwre To Insurance Companies f lot Mi.No dmMhry Imaniin To Prblic Officials s y _ let ry x.mr or smund 's _ Ili Joint Credit 1 hr [Wm, de • - - --__._- S ITT UN i' S IM1I Nameol Insurer ---y'- Prepaid Finance Charge f pl' AmsunlbCrWR lrsunnba ?decr term AMOUNT FINANCED 1a through hall. S I des not wont:. _CfSi.I Ule lig _ Credit Disability ?_ Joint C..fi t I.R. Iwo. Finance Change llntlude m.P.ldl s 141 Pte ft l..unnu:I M1vy gossip property Insurance from argon, I wont that Is acceptable to you. Total of Palmieri. (1141 It Ili Sacorlly - To secure the payment of the note total Idegned on the,wene fide): Ill ? If chalked. thb note h not lusher secured by any contemporaneous agreement .Its f .,Inowsedge and agile that You haw the fight to set-off this note against any other than III and 171 of this section!. .1uNy loo You hew how as he asherl to peg money to me. NI rou mw mlfect the proceeds for rebel., of uneunN premlumsl on any Insurance i t() ','1'CAC I NI?It backed. this note lueoured by...Perot. Policy imu,inp me (where you ere named ssloespweel and on any rail'., insunng the pmpmly Securing this note. You will Spirit, this toward whet l owe You. _ dead %'U l-llb _ 151 ? Security Agreement - If checked. 1 give You o security internal in IM1e proper, described below Th. rights I am giving You In this Property. and the obligations his .gnemenl secura. ere defined on Ins nwna skis al this 1mm. This property will be used for EI Personal O Business ? Agricultural ? I n I Blynatuss and Sub: 1101 my bend and seal to this led nob and and a.cudly agreement and, by cloth, so, agree Ili IM te,m. har.I. (including Ihes. on Ill. awns old. of this larml S<Inawlsdpa ncatpt el .11.." one copy on lptlry idne' - ssaNERS Ill becoNE ONSETS $101 BEFORE 5gMN0 Any person who dyn. wimM this enclosure does to to give You a security In area, in lpn\II p. .A`?1 _ the property doused it Scew,MIassumes no personal obligation to raw co b note sammr I ?1 ---- N.M. Slpmrmr EXHIBIT % - ISEAU Dole '• sU rL_?.__ /?\ VARIABLE INTEREST NOTE, DISCLOSURE, AND S egual OSyl M T O far BLE INTEREST REST NO r C l ND CURIWwREFMENEN f Slentiu'. j ALL that certain lot of ground, with the improvements thereon erected, d of the Borough of Carlisle, Cumberland County, d W 8 h S 2 0 ar situate in the Thir Pennsylvania, bounded and described as follows: BEGINNING at an iron pin on the northeast corner of the tract herein being f conveyed, said point being 215.82 feet from the eastern property line o been conveyed to it by the havin l li f C g ar s e, other land of the Borough o arallel to this eastern property line thence t i p ; c Carlisle Area School Distr land retained by the Borough of Carlisle, South 19, degrees 13 d alon g an minutes 35 seconds West, 300 feet to a stake; thence by the same, North 70 an iron pin; thence by the t t 0 f r o ee degrees 46 minutes 25 seconds West, 29 inutes 35 seconds East 300 feet to an iron pin; 13 - m same, North 19 degrees thence by the same, South 70 degrees 46 minutes 25 seconds East 290 feet to an iron pin, the place of BEGINNING. 1+ ' ?I.I'?----•' CONTAINING 2.00 acres and thereon erected a two and one-half story ?. -. //^` brick mansion house. ) 17 ?•s?`Y? B TOGETHER with such easements for utilities serving the premises here erly on record in the ro tl i? r y p y p conveyed as presently exist or are presen Office of the Recorder of Deeds, on the adjacent land nt d C l y ou an Cumber ' - 1 1 retained by the Borough of Carlisle. 4 5 ed to the Grantor by deed of the Borough onve i x °: y ses c BEING all of the prem lisle dated November 26, 1975, recorded in Deed Book "I", Volume f C ii - ar o in the office of the Recorder of Deeds in and for Cumberlan Page 950 26 Plan i i 2 C S I 0 , , on s County, Pennsylvania, and subdivided according to a Subdiv ?V t the Carlisle Area School District, 39 Larry V• Neidlinger for page prepared by office aforesaid in Plan Book 27, of er the recorded in the mises whic side hshalle over access to sad pre isa. id from the eastern the ht I and northwardly to ° TOGB•rHER with ° rig a eastwardly its from the western presently-existfngdrive or roa s and proceeding which em goad; said described premise drive, Walnut Botto said m premises point above of to is join der with another ence nor a of continued uSe'n side of the premises, time as an alternative aecehi as guarantee anstgued precluding an right to exist until sucherein sshall gshall be ca h of Carlisle to provided; but nothing drive nor drive by the Boroug as shown on the aforesaid western drive Area gin the sam rr e with Noble Boulevar , the aforesaid eastern V Neidlinger, for the alteration s hay cder of Deeds i and he said expand the. same and to aed by the o of the Re or 39, t e the Subdivsion Plan pre Book 27, P°ge I Pannsylvam°, in plan of land 60 feet in length School District a County dad in fbe ng a strip for Cumberland d public road line of 912.32 feet of Noble contemplate f te center of the western end h of expanded, each side land or the Boroug with 30 feet on at the intersection of the thence from said at a point ro erty line District; are beginning eastern property l Area School 72.46 feet an of ht and Boulevard with the Carlisle a radius to formerly of the having the o'a point; Carlisle, to the left and line curving on a line curving pint; thence on ° 157.87 feet West for Point 145.59 feet to a P distance Lnutes 45 seconds ht and r t an arc distance of of 186.74 South 30 degrees 35 m h to the rig point, having a radius aight line, thence on a ne curvfn to . to a P fee str 96 7 Dint; of 95. feet an thence on a f of 96.78 feet to feet an are distance a radius of 1 South 19 _ a distance 234.51 straight line, feet 4+ having a radius of to the left andlhenCegon a point, a line curving oint; of 300 to a thence on distance other alteration ?w arc distance of 116.29 feet to ° West fora recludfng any to the minutes 35 seconds drive, if access of trued as P existing by use J/-j degrees 13 herein be cons eBS '• shall anything r, or extension of the said Cesently The place of arable to thIIt P therefor. Grantee is .1.04 of, nor substitution for, comp is made to the or a substitute con theeeastern property line above-des the eastern dT vecontinues,tract being herein feet the eastern two-acre direction from said 215.82 line beginning of the westerly of Carlisle, erty 215.82 feetin a generalland of the Borough s t a right angle to the said eastern . 1 .90 feet in other ?If of the aforesaid other line at a P Of the being measured on a line a 1 arty line rerty Sal ecting wit areation eastern the eastern he op south east corner of said inters ly of Carlisle from ther land being described in ° and generally norther Area School District land conveyed by the Borough of Carlisle, Sal Carlisle other land of the Boroug 1975 and attache ed hereto for referent e deed to the Borough of Carlisle from the deed dated dated November 20, of. the remises that D°'°st 13, 11986, ein athe Office o in ACING the same and recorded Aug Pennsylvania, ,1uly 16, 1986, ranted and conveyed unto Theodore P• igns. Recorder of Deeds in a4?3 fgr C°mbeand c Coutheir heirs and ass c Book C-32, Page wife, hsband and De I Russ; u Russ and Sandr? A. .014T I • • • . Previous Image Refilmed to Correct Possible Error `'^• ? ice; l.? 111 ' prepared by Larry V. Neidlinger for the Carlisle Area School District, recorded in the office aforesaid in Plan Book 27, Page 39. TOGETHER with a right of access to said premises which shall be over the presently-existing drive or road emitting from the eastern side of the above-described premises and proceeding eastwardly and northwardly to a point of joinder with another existing drive, which emits from the western side of the premises, and thence northwardly to Walnut Bottom Road; said right to exist until such time as an alternative access to said premises is provided; but nothing herein shall guarantee any right of continued use in the aforesaid western drive nor shall be construed as precluding an alteration in the aforesaid eastern drive by the Borough of Carlisle to expand the same and to join the same with Noble Boulevard, as shown on the Subdivision Plan prepared by Larry V. N eidlinger, for the Carlisle Area School District and recorded in the office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 27, page 39, the said expanded, contemplated public road being a strip of land 60 feet in width with 30 feet on each side of the center line of 912.32 feet in length beginning at a point at the intersection of the western end of Noble Boulevard with the eastern property line of the land of the Borough of Carlisle, formerly of the Carlisle Area School District; thence from said point on a line curving to the left and having a radius of 72.46 feet an are distance of 145.59 feet to a point; thence on a line curving to the right and having a radius of 186.74 feet an arc distance of 157.87 feet to a point; thence on a straight line, South 30 degrees 35 minutes 45 seconds West for - a distance of 96.78 feet to a point; thence on a line curving to the right and having a radius of 234.51 feet an are distance of 95.79 feet to a point; s' thence on a line curving to the left and having a radius of 191.62 feet an d are distance of 116.29 feet to a point; thence on a straight line, South 19 ?!1 degrees 13 minutes 35 seconds West for a distance of 300 feet to a point; nor shall anything herein be construed as precluding any other alteration of, substitution for, or extension of the said eastern drive, if access to the above-described premises comparable to that presently existing by use of the eastern drive continues, or a substitute is made therefor. The place of beginning of the two-acre tract being herein conveyed to the Grantee is 215.82 feet in a generally westerly direction from the eastern property line of the aforesaid other land of the Borough of Carlisle, said 215.82 feet being measured on a line at a right angle, to the said eastern property line and intersecting with said eastern property line at a point 811.90 feet in a generally northerly direction along the eastern property line of the other land conveyed by the Borough of Carlisle from the southeast corner of said other land of the Borough of Carlisle, said other land being described in a deed to the Borough of Carlisle from the Carlisle Area School District dated November 20, 1975, and attached hereto for reference. BEING the same premises that David E. Lutz, et.al., by deed dated July 16, 1986, and recorded August 13, 1986, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book C-32, Page 443, granted and conveyed unto Theodore P. Russ and Sandra A. Russ; husband and wife, their heirs and assigns. I .ruN-30-1e 1- t 16:35 CAPLAN a LUBER VERIFICATION 610 640 9665 P.08i08 I, Julie M. Lank, hereby pettily that I am a Senior Asset Manager for Clayton National, Inc., the agent for PWntA and am authorized to make this Verification on its behalf. I verify that the facts and statements ad forth in the foregoing Complaint in Mortgage Foreclosure are true and correct to the best of my knowledge, information and belief. This Verif leation is made subject to the penalties of Ia Pa. C.S. § 4904 relating to unworn falsification to authorities. ame: Julie .Lank Thle: Senior Asset Manager Date: (42 - 3 - 9 9 TOTAL P.08 IS rL c„ u:• C, 4. , c n -' =n n' z ca d U l? M Axel A. Shield, 11, Esquire Attorney I.D. No. 17440 Martin S. Weisberg, Esquire Attorney I.D. No. 51520 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610)640.1200 Fax: (610) 640-9865 KINGFISH, L.L.C., PLAINTIFF, V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. 99-4202 MORTGAGEFORECLOSURE CIVIL ACTION PRAECIPE TO ENTER DEFAULT NJI)G YEN TO THE PROTHONOTARY: Kindly enter judgment in favor of Plaintiff, Kingfish, L.L.C. and against Defendants, Theodore P. Russ and Sandra A. Russ, jointly and severally, for failure to respond to the Complaint in Mortgage Foreclosure within twenty (20) days of service thereof. On September 8, 1999, Plaintiff provided Defendants with 10 days Notice of Default pursuant to Rule 237.1 and in accordance with Pa.Civ.R.P. A copy of said Notice is attached hereto. Please assess damages as prayed for in the Complaint, in the sum of $78,493.07 determined as follows: Principal of Mortgage debt due and unpaid ........................... $51,279.15 Interest due and owing as of October 11, 1999 at 10.75%, $13.00 per diem ....................................... 18,728.99 Advances ....................................................... 476.93 Pre-bankruptcy Legal Fees .......................................... 648.00 Bankruptcy Legal Fees ............................................ 5,915.00 BPO ............................................................ 55.00 Title Reports .................................................... 590.00 Attomeye fees (this foreclosure action) ................................ 800.00 TOTAL ..................................................... $71423,02 Plus interest and costs of suit. CAPLAN & LUBER, LLP By: UAxe1SI, Esquire Date: / o 1 1-? 1 ENTRY OF JUDGMENT AND ASSESSMENT OF DAMAGE AND NOW, this /14P-dayof 1999, judgment is hereby entered in favor of Plaintiff, Kingfish L.L.C., and against Defendants, Theodore P. Russ and Sandra A. 1 Russ, jointly and severally; damages are assessed in the sum of $78,493.07 aforesaid, plus interest and costs of suit. Protho ary /D Axel A. Shield, II, Esquire Attorney I.D. No. 17440 Martin S. Weisberg, Esquire Attorney I.D. No. 51520 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610) 640.1200 Fax: (610) 640-9865 KINGFISH, L.L.C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. DOCKET NO. 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE CERTIFICATION OF LAST KNOWN ADDRESS I, Axel A. Shield, II, Esquire, hereby certify that the last known address of Defendants, Theodore P. Russ is, 2205 Walnut Street, Harrisburg, PA 17160-0000, and the last known address of Plaintiff, Kingfish, L.L.C. is c/o Clayton National Inc., 4 Corporate Drive, Shelton, CT 06484. CAPLAN & LUBER, LLP By' sr AAxelA hie , !I, Esquire Date: /D - / I - 9 5 Axel A. Shield, II, Esquire Attorney I.D. No. 17440 Martin S. Weisberg, Esquire Attorney I.D. No. 51520 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610)640.1200 Fax: (610) 640-9865 KINGFISH, L.L.C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. DOCKET NO. 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE NOTICE To: Theodore P. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a judgment by default has been entered against you in the above proceeding. _ LL? O Prothonot /?be IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CONTACT Axel A. Shield, II, Esquire CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610)640-1200 Axel A. Shield, II, Esquire Attorney I.D. No. 17440 Martin S. Weisberg, Esquire Attorney I.D. No. 51520 CAPLAN & LUBER,LLP 40 Darby Road Paoli, PA 19301 (610) 640-1200 Fax: (610) 640-9865 KINGFISH, L.L.C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. DOCKET NO. 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE NOTICE To: Sandra A. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a judgment by default has been entered against you in the above proceeding. Prothonot 'J J IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CONTACT Axel A. Shield, 11, Esquire CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610) 640-1200 Axel A. Shield, II, Esquire I.D. No. 17440 Stephen M. Madik, Esquire I.D. No. 66287 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610) 640-1200 Fax: (610) 640-9865 KINGFISH L.L.C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. TO: Theodore P. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 NO: 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE Date: September 30, 1999 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 1701 (717)249-3166 Axel A. hie , II, Esquire Axel A. Shield, II, Esquire I.D. No. 17440 Stephen M. Hladik, Esquire I.D. No. 66287 CAPLAN & LUBER,LLP 40 Darby Road Paoli, PA 19301 (610) 640-1200 Fax: (610) 640-9865 KINGFISH L.L.C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. NO: 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE TO: Sandra A. Russ Date: September 30, 1999 2205 Walnut Street Harrisburg, PA 17106-0000 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 Axel A. S iel , II, Esquire Axel A. Shield, II, Esquire I.D. No. 17440 Stephen M Hladik, Esquire I.D. No. 66287 CAPLAN & LUBER,LLP 40 Darby Road Paoli, PA 19301 (610) 640-1200 Fax: (610) 640-9865 KINGFISH L.L. C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. NO: 99-4202 CIVIL ACTION MORTGAGEFORECLOSURE CERTIFICATION OF MAILING PURSUANT TO RULE 237.1 1, Axel A. Shield, II, Esquire, attorney for Plaintiff, hereby certify that on the,513 day of September, 1999, I served a true and correct copy of the 237.1 Notice upon the following Defendants via first class mail, postage pre-paid. Theodore P. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 Sandra A. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 BERR,, L P CAP N & LU(M?(? JAxel A. Weld, II, Esquire SEP-23-1999 13:39 Axel A. Shield, A, FAquire I.D. No. 17440 Marlin S. Weisberg. Esquire I.D. No. 51520 CAPILAN N LUBER, r.tP 40 Darby Road Paoli, PA 19301 (610)640.1200 Fax: (610) 6409865 CAPLAN & LUBER P.02 ICINGFISH L.L.C., V. PLAINTIFF THEODORE P. RUSS and SANDRA A RUSS, DEFENDANTS. STATE OF CONNECTICUIT TN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO: 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE COUNTY OFPGil(-FieL? ss Julie Lank, being duly sworn according to law, deposes and says that she is a Senior Asset Manager for Plai da that she is authorized to make this affidavit on behalf of Plaintiff and that Defendants, Theodore P. Russ and Sandra A. Russ, are not in the military service of the United States, nor any State or Territory thereof or its allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. Date: ro A90 Sworn to and sybscabded before me this old - day of ifiQpT 1999 NOTARY PUBLIC r•11Co_V e., 5?:LVA 3L V,' 8 'd?iGl t:?11161'A7MttlAtSn?dVS?•H 1>? r ulie Lank V Senior Asset Manager TOTAL P.02 Axel A. Shield, II, Esquire Attomey I.D. No. 17440 Martin S. Weisberg, Esquire Attorney I.D. No. 51520 CAPLAN & LUBER, LLP 40 Darby Road Paoli, PA 19301 (610)640.1200 Fax: (610) 640-9865 KINGFISH, L.L.C., PLAINTIFF, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. THEODORE P. RUSS and SANDRA A. RUSS, DEFENDANTS. DOCKET NO. 99-4202 CIVIL ACTION MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Axel A. Shield, II, Esquire, hereby certify that on the 11--- day of October, 1999, I served a true and correct copy of foregoing Default Judgment package by first class mail, postage prepaid, to the following parties: Theodore P. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 Sandra A. Russ 2205 Walnut Street Harrisburg, PA 17106-0000 A - o t Axel hield, II, Esquire 1 0 c, ?- ? ?? ? a ,., ? ,:? u ? c' ?., _, _ ? ? r„ ? h ? v ???'.. -' J, ? / c ' `? u_ U•. `.? ui C.J ?? ? SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 1999-04202 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND KINGFISH L L C VS. RUSS THEODORE P ET AL R. Thomas Kline Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, to wit: RUSS THEODORE P but was unable to locate Him in his bailiwick. He therefore deputized the sheriff of DAUPHIN County, Pennsylvania. to serve the within NOT. COMPLAINT IN MORT FORE On July 28th 1999 this office was in receipt of the attached return from DAUPHIN County, Pennsylvania. Sheriff's Costs: So answe Docketing 18.00 i Out of County 9.00 Surchargge 8.00 om i e, 5 eri DEP. DAIIPHIN CO 31.50 S? r0 CAPL & LUBER 07/281999 Sworn and subscribed o before me this 4 day of Qt.L_ 19 r-J L? A.D. ?/? ono ary SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 1999-04202 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND KINGFISH L VS. RUSS THEODORE P ET AL R. Thomas Kline Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, to wit: RUSS SANDRA A but was unable to locate Her in his bailiwick. He therefore deputized the sheriff of DAUPHIN County, Pennsylvania. to serve the within NOT. COMPLAINT IN MORT FORE On July 28th, 1999 , this office was in receipt of the attached return from DAUPHIN County, Pennsylvania. Sheriff's Costs: So answe Docketing 6.00 Out of County .00 Surcharge 8.00 mas erA iff - $I4UQ CAPLAN & LUBER 07/28/1999 Sworn and subscribed t before me this k4a day of bA ei, 19__qq_ A. D. ?dr In The Court of Common Pleas of Cumberland County, Pennsylvania Kingfish, L.L'VS. Theodore P. Russ, et. al. Serve: Theodore P. Russ No. 99-4202 Civil Now, 7/12/99 , 19_, I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. eowa4w-4e ?- Sheriff of Cumberland County, PA Affidavit of Service Now, , 19_, at o'clock M. served the within upon at by handing to a and made known to So answers, the contents thereof. Sheriff of Sworn and subscribed before me this _ day of 19 copy of the original COSTS SERVICE _ MILEAGE _ AFFIDAVIT County, PA In The Court of Common Pleas of Cumberland County, Pennsylvania Kingfish, L.L.C. VS. Theodore P. Russ, et. al. Serve: Sandra A. Russ No. 99-4202 Civil Now, 7/12/99 , 19_,1, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin - County to execute this Writ, this deputation being made at the request and risk of the Plaintiff, Sheriff of Cumberland County, PA Affidavit of Service Now, within upon at by handing a and made known to Sheriff of 19_, at o'clock M. served the copy of the original the contents thereof. So answers, Sworn and subscribed before me this ____ day of 19 COSTS SERVICE $ MILEAGE AFFIDAVIT County, PA (?fft?ce Of e,*4Pxt ff Marv Jane Snyder Real Estate Deputy William T. Tully Solicitor - Ralph G. McAllister Chief Deputy Michael W. Rinehart Assistant Chief Deputy Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 255.2660 fax: (717)255.2889 Jack Lotwick Sheriff`' Commonwealth of Pennsylvania KINGFISH LLC County of Dauphin • RUSS SANDRA A Sheriff's Return vs No. 1968-T - - -1999 OTHER COUNTY NO. 99-9202 AND NOW: July 20, 1999 at 9:05PM served the within NOTICE & COMPLAINT IN CIVIL ACTION upon RUSS THEODORE P by personally handing to DEFT 1 true attested co py(ies) of the original NOTICE & COMPLAINT IN CIVIL ACTION and making known to him/her the contents thereof at 2205 WALNUT STREET HARRISBURG, PA 17106-0000 Sworn and subscribed to before me this 21ST day of JULY, 1999 7-)n W PROTHONOTARY So Answers, ? lelll*? Sheriff of hin C pa, By uty Sheri f Sheriff's Costs: $31.50 PD 07/19/1999 RCPT NO 125915 ET (office of t4e s4rri f f Many Jane Snyder Real Estate Deputy William T. Tully • Solicitor Dauphin County Harrisbu% ftnnsylvania 17101 ph:(717)255-2660 fax:(717)255-2889 Jack Lotwick Sheriff Commonwealth of Pennsylvania County of Dauphin Ralph G. McAllister Chief Deputy Michael W. Rinehart AssismN Chief Deputy KINGFISH LLC • RUSS SANDRA A vs Sheriff's Return No. 1468-T - - -1999 OTHER COUNTY NO. 99-4202 AND NOW: July 20, 1999 at 9:05PM served the within NOTICE & COMPLAINT IN CIVIL ACTION upon RUSS SANDRA A by personally handing to THEODORE RUSS 1 true attested co py(ies) of the original NOTICE & COMPLAINT IN CIVIL ACTION and making known to him/her the contents thereof at 2205 WALNUT STREET HARRISBURG, PA 17106-0000 Sworn and subscribed to before me this 21ST day of JULY, 1999 PROTHONOTARY So Answers, ?IeAlc- Sheriff of Dau hin C pa, By uty Sheri f Sheriff's Costs: $31.50 PD 07/14/1999 RCPT NO 125915 ET