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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
TWO PENN CENTER PLAZA, SUITE 900
PHILADELPHIA, PA 19102
(215) 563-7000
MELLON MORTGAGE COMPANY
1775 SHERMAN STREET
SUITE 1500
DENVER, CO 80203-4302
V.
Plaintiff
JOHN S. WEST,
A/K/A JOHN S. WEST, JR.
1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. 99 -19o)J
CUMBERLAND COUNTY
CIVIL ACTION - LAW
MORTGAGEFORECLOSURE
NOTICE
GU l ?
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION
WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered against you by the court without
further notice for any money claimed in the Complaint or for any other claim or relief requested by
the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Plaintiff is
MELLON MORTGAGE COMPANY
1775 SHERMAN STREET
SUITE 1500
DENVER, CO 802034302
2. The name(s) and last known address(es) of the Defendant(s) are:
JOHN S. WEST,
A/K/A JOHN S. WEST, JR.
1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
On 2/26/98 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1436, Page 327.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 3/1/99 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon default in such payments for a period of one month, the entire
principal balance and all interest due thereon are collectible forthwith.
6. The following amounts are due on the mortgage:
Principal Balance $85,136.53
Interest 2,080.80
2/1/99 through 7/1/99
(Per Diem $13.60)
Attorney's Fees 4,256.00
Cumulative Late Charges 102.08
2/26/98 to 7/l/99
Cost of Suit and Title Search 550.00
Subtotal 92,125.41
Escrow
Credit 0.00
Deficit 543.07
Subtotal 543.07
TOTAL $92,668.48
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriffs
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq.
(1977), Defendant(s) may dispute the validity of the debt or any portion thereof.
If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading,
Counsel for Plaintiff will obtain and provide Defendant(s) with written verification
thereof, otherwise, the debt will be assumed to be valid. Likewise, if requested
within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send
Defendant(s) the name and address of the original creditor if different from above.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$92,668.48, together with interest from 7/1/99 at the rate of $13.60 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
/s/ Frank Federman
FRANK FEDERMAN, ESQUIRE
Anomey for Plaintiff
A[.L thar certain Unit, being unit No. 1514 (the
"Unit"), of 'L'imber Chase, A Townhome Condominium (the
"Condominium")', located in Hampden Township, Cumberland
County, Pennsylvania, which Unit is designated in the
Declaration of Condominium of 'l'imber Chase, A Townhoma
Condominium (the -'Declaration of Condominium") and
Declaration Plats and Plans recorded in 'the office of
l.he Recorder of Deeds of. Cumberland County In
Miscellaneous Book 508, Page 602 and Right of. Way Plan
Hook 11, Page 13, as amended in Miseellaneoum Books
513, Page 360; 521, Page 978; 528, page 938; 533, Page
87; 540, Page 235; 544, Cage 1020; 554, Page 319; SSS,
Pagil_ 1047; and 562, Page 85; and in Right of Way Plan
Book 11, Pages 35, 23, 31, 43, 54, 66, 92, 107 and 3.19
reapective3y.
TOOCTHCR with the undivided percentage interest in
the Common Elemeni.s appurtenant to the Unit as more
particulurly met forth in the aforesaid Declaration of
Condominium, an laar. amended.
TODE'i'HER with the right to use the Limited Common
Elemunta applicable to the Unit being conveyed herein,
PREMISES:
1514 TIMBER CHASE ROAD
VERIFICATION
MICHELLE D. VINER hereby states that she is
ASSISTANT VICE PRESIDENT of MELLON MORTGAGE COMPANY (CO)
mortgage servicing agent for Plaintiff in this matter, that he/she
is authorized to take this Verification, and that the statements
made in the foregoing Civil Action in Mortgage Foreclosure are true
and correct to the best of his/her knowledge, information and
belief. The undersigned understands that this statement is made
subject to the penalties of IS Pa. C.S. Sec. 4904 relating to
unsworn falsification to authorities.
Michelle D. Viner
Assistant Vice President
DATE:
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SHERIFF'S RETURN - REGULAR
CASE NO: 1999-04237 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MELLON MORTGAGE COMPANY
VS.
WEST JOHN
CPL. TIMOTHY REITZ , Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND COMPLAINT IN was served
upon WEST JOHN S A/K/A WEST JOHN S JR the
defendant, at 18:55 HOURS, on the 22nd day of July
1999 at 1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055 CUMBERLAND
County, Pennsylvania, by handing to JOHN S. WEST
a true and attested copy of the NOTICE AND COMPLAINT IN
together with MORTGAGE FORECLOSURE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So answers:
Docketing 18.00
Affidavit 8.00 00000
Surcharge 8.00 oTf?as-K7ine, HZf?
-07/23/1999 PHELAN
Sworn and subscribed o before me
this /024j? day of ?E4A t
19qq A.D. f
by T
O? pu y ME
1/ 7
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Two Penn Center Plaza - Suite 900
Philadelphia, PA 19102
(215) 563-7000
MELLON MORTGAGE COMPANY
1775 SHERMAN STREET, SUITE 1500
DENVER, CO 80203-4302
Vs.
JOHN S. WEST, A/K/A JOHN S. WEST, JR.
1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
Attorney for Plaintiff
CUMBERLAND COUNTY
. COURT OF COMMON PLEAS
. CIVIL DIVISION
. NO. 99-4237 CIVIL TERM
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against
JOHN S. WEST, A/K/A JOHN S. WEST, JR., Defendant (s) for failure to
file an Answer to Plaintiff's Complaint within 20 days from service
thereof and for Foreclosure and Sale of the mortgaged premises, and
assess Plaintiff's damages as follows:
As set forth in Complaint
Interest - 7/1/99 TO 9/7/99
TOTAL
$92,668.48
$ 938.40
$93,606.88
I hereby certify that (1) the addresses of the Plaintiff and
Defendant (s) are as shown above, and (2) that notice has been given
in accordance with Rule 237.1, copy attached.
DAMAGES ARE HEREBY ASSESSED AS
DATE : y $? 7?
F K FEDER , ESQUIRE
Attorney for Plaintiff
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FEDERMAN AND PHELAN
Frank Federman, Esquire
Identification No. 12248
Two Penn Center Plaza
Suite 900
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MELLON MORTGAGE COMPANY COURT OF COMMON PLEAS
Plaintiff
. CIVIL DIVISION
VS.
. CUMBERLAND COUNTY
JOHN S. WEST
A/K/A JOHN S. WEST, JR. NO. 99-4237 CIVIL TERM
Defendant
TO: JOHN S. WEST
A/K/A JOHN S. WEST, JR.
1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
DATE OF NOTICE: AUGUST 12, 1999
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed to enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing and
you may lose your property or other important rights. You should
take this notice to a lawyer at once. If you do not have a lawyer
or cannot afford one, go to or telephone the following office to
find out where you can get legal help:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
MELLON MORTGAGE COMPANY
Vs.
JOHN S. WEST, A/K/A JOHN S. WEST, JR.
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 99-4237 CIVIL TERM
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attorney for the Plaintiff in the above-captioned matter, and that
on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or
Naval Service of the United States or its Allies, or otherwise
within the provisions of the Soldiers' and Sailors' Civil Relief
Act of Congress of 1940, as amended.
(b) that defendant JOHN S. WEST, A/K/A JOHN S. WEST, JR.
is over 18 years of age and resides at 1514 TIMBER CHASE ROAD,
MECHANICSBURG, PA 17055.
This statement is made subject to the penalties of 18 Pa.
C.S. Section 4904 relating to unsworn falsification to authorities.
F K FEDERI , ESQUIRE
Attorney for Plaintiff
(Rule of Civil Procedure No. 236) - Revised
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
MELLON MORTGAGE COMPANY )
) NO. 99-4237 CIVIL TERM
Plaintiff
VS.
JOHN S. WEST, A/K/A JOHN S. WEST, JR. )
Defendants
Notice is given that a Judgment in the above-captioned
matter has been entered against you on SEPTEMBER 1999.
By: UTY
G
If you have any questions concerning this matter, please
contact:
F F MAN S UIRE
Atto ney for P rty Filing
Two Penn Center Plaza, Suite 900
Philadelphia, PA 19102
(215) 563-7000
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A
DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR
THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE
CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT
ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.**
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P. 3180-3183
MELLON MORTGAGE COMPANY
Plaintiff
V8.
JOHN S. WEST, A/K/A JOHN S.
WEST, JR.
Defendant(s)
. COURT OF COMMON PLEAS
. CUMBERLAND COUNTY, PA
NO. 99-4237 CIVIL
TERM
PRAECWEE FOR 'WRIT OF EXECUITON
(MORTGAGE FORECLOSURE)
12/7/99
(PER DIEM - $15.39)
$95,038.15 Total
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due $93,606.88
Interest from 9/8/99 TO $ 1,431.27 and Costs
FR0 FEDERMAN ESQUIRE
TWO ENN CENT PLAZA
SUITE 900
PHILADELPHIA, PA 19102
Attorney for Plaintiff
Note: Please attach description of property.
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ALL THAT CERTAIN Unit, being Unit No. 1514 (the "Unit"), of Timber Chase, a
Townhome Condominium (the "Condominium"), located in Hampden Township,
Cumberland County, Pennsylvania, which Unit is designated in the Declaration
of Condominium of Timber Chase, a Townhcme Condominium (the "Declaration of
Condominium) and Declaration Plats and Plans recorded in the Office of the
Recorder of Deeds of Cumberland County in Miscellaneous Book 508, Page 602
and Right of Way Plan Book 11, Page 13 respectively, as amended.
TOGETHER with the undivided percentage interest in the Coamn Elements
appurtenant to the Unit as more particularly set forth in the aforesaid
Declaration of Condominiums as last amended.
TOGETHER with the right to use the Limited Common Elements applicable to the
Unit being conveyed herein, pursuant to the Declarationof Condominium and
Declaration Plats and Plans.
UNDER AND SUBJECT to any and all covenants, conditions, restrictions,
rights-of-way, easements and agreements of record in the aforesaid office,
the aforesaid Declaration, and matters which a physical inspection and
survey of the Unit and Coamn Elements would disclose.
BEING part of the same premises which Harris Savings Bank by Deed dated May
1, 1995 and recorded in the Office of the Cumberland County Recorder of
Deeds in Deed Book 121, Page 615, granted and conveyed unto Capitol View
Associates, a Pennsylvania general partnership, Declarant herein.
BEING Tax Parcel N 10-15-1283-008.
TITLE TO SAID PREMISES IS VESTED IN John S. West, Jr. by Deed from Capitol View
Associates, a Pa. General Partnership dated 2/26/98, recorded 5/9/98, in Deed Book 173, page 197.
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FEDERMAN and PHELAN
Hy: FRANK FEDERMAN
Identification No. 12248
Suite 900
Two Penn Center Plaza
Philadelphia, PA 19102
(215) 563-7000
MELLON MORTGAGE COMPANY
Vs.
JOHN S. WEST, A/K/A JOHN S. WEST, JR.
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
. CIVIL DIVISION
. NO. 99-4237 CIVIL TERM
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is
attorney for the Plaintiff in the above-captioned matter, and that
the premises are not subject to the provisions of Act 91
because it is:
(XX) an FHA mortgage
( ) non-owner occupied
( ) vacant
( ) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of
18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
FRAD K FEDERMIjD , ESQUIRE
Attorney for Plaintiff
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MELLON MORTGAGE COMPANY
VS.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 99-4237 CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No 1)
JOHN S. WEST, A/K/A JOHN S. WEST, JR.
MELLON MORTGAGE COMPANY , Plaintiff in the above action, by
its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at 1514 TIMBER
1. Name and address of Owner(s) or reputed Owner(s) :
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
JOHN S. WEST, A/K/A 1514 TIMBER CHASE ROAD
JOHN S. WEST. JR. MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
4. Name and address of the last recorded holder of every mortgage
of record:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
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5. Name and address of every other person who has any record lien
on the property:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
7. Name and address of every other person whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
NAME
TIMBER CHASE TOWNEHOME
TENANT/OCCUPANT
DOMESTIC RELATIONS OF
CUMBERLAND COUNTY
LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
1489 TIMBER BROOK DRIVE
MECHANICSBURG, PA 17055
1514 TIMBER CHASE DRIVE,
A/K/A 1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
13 NORTH HANOVER STREET
CARLISLE, PA 17013
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating
to unsworn falsification to authorities.
September 4, 1999 _
DATE F K FEDE , ESQUIRE
A torney f r Plaintiff
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MELLON MORTGAGE COMPANY CUMBERLAND COUNTY
COURT OF COMMON PLEAS
va. CIVIL DIVISION
JOHN S. WEST,
A/K/A JOHN S. WEST, JR.
NO. 99-4237 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
September 4, 1999
TO: JOHN S. WEST, A/K/A JOHN S. WEST, JR.
1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A
DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR
THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE
CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT
ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.**
Your house (real estate) at
-?-_ -?•??n ??+.+?? xvnu. mncruuvic 9HURG. PA 17055, is scheduled to be
sold at the Sheriff's Sale on DECEMBER 8. 1999 at 10:00 a.m. in the
Cumberland County Courthouse, South Hanover Street, Carlisle, PA
17013, to enforce the court judgment of $93,606.88 obtained by
MELLON MORTGAGE COMPANY (the mortgagee) against you. If the sale
is postponed, the property will be relisted for the MARCH 1. 2000
Sheriff's Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
Po prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to the mortgagee
the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay,
you may call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the price bid by
calling (215) 563-7000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the sale. To find out if this has
happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A proposed schedule of distribution of the money
bid for your house will be prepared by the Sheriff not later than
thirty (30) days after the sale. The schedule shall be kept on
file with the SHeriff and will be made available for inspection in
his office. The schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule
unless exceptions (reasons why the proposed distribution is wrong)
are filed with the Sheriff within ten (10) days after the filing of
the proposed schedule.
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
ALL THAT CERTAIN Unit, being Unit No. 1514 (the "Unit"), of Timber Chase, a
Townhome Condominium (the "Condominium"), located in Hamden Township,
Cumberland County, Pennsylvania, which Unit is designated in the Declaration
of Condominium of Timber Chase, a Townhome Condominium (the "Declaration of
Condominium") and Declaration Plats and Plans recorded in the Office of the
Recorder of Deeds of 'Cumberland County in Miscellaneous Book 508, Page 602
and Right of Way Plan Book 11, Page 13 respectively, as amended.
TOGETHER with the undivided percentage interest in the Common Elements
appurtenant to the Chit as more particularly set forth in the aforesaid
Declaration of Condominium as last amended.
TOGETHER with the right to use the Limited Common Elements applicable to the
Unit being conveyed herein, pursuant to the Declarationrof Condominium and
Declaration Plats and Plans.
UNDER AND SUBJECT to any and all covenants, conditions, restrictions,
rights-of-way, easements and agreements of record in the aforesaid Office,
the aforesaid Declaration, and matters which a physical inspection and
survey of the Unit and Common Elements would disclose.
BEING part of the same premises which Harris Savings Bank by Deed dated May
1, 1995 and recorded in the Office of the Cumberland County Recorder of
Deeds in Deed Book 121, Page 615, granted and conveyed unto Capitol Vie.
Associates, a Pennsylvania general partnership, Declarant herein.
BEING Tax Parcel # 10-15-1283-008
TITLE TO SAID PREMISES IS VESTED IN John S. West, Jr. by Deed from Capitol View
Associates, a Pa. General Partnership dated 2/26/98, recorded 5/9/98, in Deed Book 173, page 197.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON MORTGAGE COMPANY
Plaintiff CIVIL DIVISION
VS. No. 99-4237 CIVIL TERM
JOHN S. WEST, A/K/A JOHN S. WEST, JR.
Defendants
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA
SS:
CUMBERLAND COUNTY
I, FRA14K FEDERKAN, ESQ., attorney for MELLON MORTGAGE
COMPANY hereby verify that on SEPTEMBER 17, 1999, true and
correct copies of the Notice of Sheriff's Sale were served by
certificate of mailing to the recorded lienholder(s), and any
known, interested party, see Exhibit "Al' attached hereto, and the
Notice of Sale was sent to defendant(s) on SEPTEMBER 17. 1999 by
first class mail and certified mail return receipt requested, see
Exhibit "B" attached hereto.
/ FRANK F ERMAN, ESQUIRE
Attorn for Plaintiff
Date: November 6, 1999
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02/29/00 TUE 17:53 FAX 2159231034 CST, INC. 0002
MAR 01 Z00
FEDERMAN AND PHELAN
By: Frank Fedennan, Esquire
Atty. I.D. No. 12248
Suite 900/Two Penn Center Plaza
Philadelphia, PA 19102-1799
(215) 563-7000
Mellon Mortgage Company
VS.
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
CUMBERLAND COUNTY
No. 99.4237 CIVIL
John S. West, a/k/a John S. West, Jr.
ORDER
AND NOW, this 10 =day of tAA L? 2_-, 2000, after
consideration of Plaintiffs Motion to Postpone Sheriff's Sale of the mortgaged property,
it is hereby
ORDERED that the said sale is extended _3 month(s) to the regularly
scheduled CUMBERLAND COUNTY Sherifrs Sale dated JUNE 7. 2000.
No further advertising or additional notice to lienholder or defendant(s) is
required.
BY THE COURT:
J.
FEB-29-2000 17:06 2159231034 P.02
PLED-QrF1C
00 VAR - ! f?ti 9:59
02/28/00 TUE 17:53 FAX 2158231034 CST, INC. ®003
FEDERMAN AND PHELAN
By: Frank Federman, Esquire
Atty. I.D. No. 12248
Suite 900/Two Penn Center Plaza
Philadelphia, PA 19102-1799
(215) 563-7000
Mellon Mortgage Company
vs.
John S. West, a/k/a John S. West, Jr.
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
CUMBERLAND COUNTY
No. 994237 CIVIL
MOTION FOR POSTPONEMENT OF SHERIFF'S SALE
Plaintiff, by its counsel, Federman and Phelan, petitions this Honorable Court for
a 3_ month postponement of its Sheriff's Sale scheduled in the above captioned
matter and in support thereof avers the following:
1. A Sheriffs Sale of the mortgaged property involved herein has been
scheduled for MARCH 1, 2000.
2. Plaintiff has agreed to possibly modify the mortgage which would allow the
Defendant(s) to cure the mortgage default.
3. A 3 month postponement of the Sheriffs Sale will enable Plaintiff
ample time to complete negotiations.
WHEREFORE, Plaintiff respectfully requests that the Sheriffs Sale of the
mortgaged premises be continued to JUNE 7. 2000.
Federman and Phelan
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FEB-29-2000 1706 2159231034 L ` " I • ? Ko P.03
02/20/00 TUE 17:54 FAX 2159231034 CST, INC. Q1004
FEDERMAN AND PHELAN
By: Frank Federman, Esquire
Atty. I.D. No. 12248
Suite 900/Two Penn Center Plaza
Philadelphia, PA 19102-1799
(215) 563-7000
Mellon Mortgage Company
vs.
John S. West, a/k/a John S. West, Jr.
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
CUMBERLAND COUNTY
No. 99-4237 CIVIL
PLAINTIFF'S MEMORANDUM OF LAW
Pennsylvania Rule of Civil Procedure 3129.3 provides for the postponement of a
Sheriffs Sale of real property by special order of Court.
In the case sub judicia, a Sheriffs Sale of the mortgaged premises has been
scheduled for MARCH 1. 2000. However, a 2 month postponement is requested to
allow Plaintiff and Defendant time to complete negotiations. Inasmuch as the
postponement will inure to the benefit of the Defendant(s), Defendant(s) will not be
injured by the granting of the relief requested.
Accordingly, Plaintiff respectfully requests a _3_ month continuance of the
Sheriffs Sale of the mortgaged premises to the JUNE 7. 2000 Sheriffs Sale.
Respectfully submitted:
FEB-29-2000 1706 2159231
Federman and Phelan
02/29/00 TUE 17:54 FAX 2159231034 CST, INC.
VERIFICATION
Frank Federman, Esquire, hereby states that he is the attorney for the plaintiff
in this action, that he is authorized to take this verification, and that the statements
made in the foregoing Motion for Postponement of Sheriffs Salo are true and correct
to the best of his knowledge, information and belief.
The undersigned also understands that this statement herein is made subject to
the penalties of 18 Pa. Sec. 4904 relating to unsworn falsification to authorities.
Date:
a?n
Attorney for
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Mellon Mortgage Company
-vs-
John S. West A/K/A John S. West, Jr.
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 99-4237 Civil
R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ
is returned STAYED.
Sheriff's Costs:
Docketing 30.00
Poundage 17.47
Posting Bills 15.00
Advertising 15.00
Law Library .50
County 1.00
Mileage 8.68
Certified Mail ,79
Levy 15.00
Postpone Sale 40.00
Surcharge 16.00
Law Journal 286.25
Patriot News 421.88
Share of Bills 23.63
$ 891.20 Pd By Arty
04/04/00
So ans ,Qrs?d i/01?
Sworn and subscribed to before me
R. Thomas Kline, Sheriff
This i 7 '-day of
1999, A.D. (l7
Prothonotary
B
Real Estate Deputy
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MELLON MORTGAGE COMPANY
Vs.
JOHN S. WEST, A/K/A JOHN S. WEST, JR.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 99-4237 CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
MELLON MORTGAGE COMPANY , Plaintiff in the above action, by
its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at 1514 TIMBER
CHASE DRIVE, A/K/A 1514 TIMBER CHASE ROAD, MECHANICSBURG, PA 17055.
1. Name and address of Owner(s) or reputed Owner(s) :
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
JOHN S. WEST, A/K/A 1514 TIMBER CHASE ROAD
JOHN S. WEST, JR. MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
SAME AS ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
4. Name and address of the last recorded holder of every mortgage
of record:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
MELLON MORTGAGE COMPANY
Vs.
JOHN S. WEST,
A/K/A JOHN S. WEST, JR.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 99-4237 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
September 4, 1999
TO: JOHN S. WEST, A/K/A JOHN S. WEST, JR.
1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A
DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR
THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE
CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT
ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.**
Your house (real estate) at
? Rz xur - mr--L:H8N-LU5k5URG PA 17055, is scheduled to be
sold at the Sheriff's Sale on DECEMBER 8. 1999 at 10:00 a.m. in the
Cumberland County Courthouse, South Hanover Street, Carlisle, PA
17013, to enforce the court judgment of $93,606.88 obtained by
MELLON MORTGAGE COMPANY (the mortgagee) against you. If the sale
is postponed, the property will be relisted for the MARCH 1, 2000
Sheriff's Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate
action:
1. The sale will be cancelled if you pay to the mortgagee
the back payments, late charges, costs and reasonable
attorney's fees due. To find out how much you must pay,
you may call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
5. Name and address of every other person who has any record lien
on the property:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
NONE
7. Name and address of every other person whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
NAME LAST KNOWN ADDRESS (if address
cannot be reasonably ascertained,
please so indicate)
TIMBER CHASE TOWNEHOME 1489 TIMBER BROOK DRIVE
CONDOMINIUM ASSOCIATION MECHANICSBURG, PA 17055
TENANT/OCCUPANT 1514 TIMBER CHASE DRIVE,
A/K/A 1514 TIMBER CHASE ROAD
MECHANICSBURG, PA 17055
DOMESTIC RELATIONS OF 13 NORTH HANOVER STREET
CUMBERLAND COUNTY CARLISLE, PA 17013
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein
are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating
to unsworn falsification to authorities.
September 4, 1999 [n
DATE F K FEDE , ESQUIRE
Aktorney f hr Plaintiff
4
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice on page two on how to obtain an attorney.)
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the price bid by
calling (215) 563-7000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the value
of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the sale. To find out if this has
happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the sale
never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid
for your house. A proposed schedule of distribution of the money
bid for your house will be prepared by the Sheriff not later than
thirty (30) days after the sale. The schedule shall be kept on
file with the Sheriff and will be made available for inspection in
his office. The schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule
unless exceptions (reasons why the proposed distribution is wrong)
are filed with the Sheriff within ten (10) days after the filing of
the proposed schedule.
7. You may also have other rights and defenses, or ways of
getting your home back, if you act immediately after the sale.
YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATORNEY REFERRAL
CUMBERLAND COUNTY BAR ASOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
i
ALL THAT CERTAIN Unit, being Unit No. 1514 (the "Unit"), of Timber Chase, a
Townhome Condominium (the "Condominium"), located in Hampden Township,
Cumberland County, Pennsylvania, which unit is designated in the Declaration
of Condominium of Timber Chase, a Townhome Condominium (the "Declaration of
Condominiun") and Declaration Plats and Plans recorded in the Office of the
Recorder of Deeds of'Cumberland Countv in Miscellaneous Book 508, Page 602
and Right of Way Plan Book 11, Page 13 respectively, as amended.
TOGETHER with the undivided percentage interest in the Comron Elements
appurtenant to the Unit as more particularly set forth in the aforesaid
Declaration of CondominiLm as last amended.
TOGETHER with the right to use the Limited Common Elements applicable to the
Unit being conveyed herein, pursuant to the Declaration of Condominium and
Declaration Plats and Plans.
UNDER AND SUBJECT to any and all covenants, conditions, restrictions,
rights-of-way, easements and agreements of record in the aforesaid Office,
the aforesaid Declaration, and matters which a physical inspection and
survey of the Wit and Comron Elements would disclose.
BEING part of the same premises which Harris Savings Bank by Deed dated May
1, 1995 and recorded in the Office of the Cumberland County Recorder of
Deeds in Deed Book 121, Page 615, granted and conveyed unto Capitol View
Associates, a Pennsylvania general partnership, Declarant herein.
BEING Tax Parcel # 10-15-1283-008
TITLE TO SAID PREMISES IS VESTED IN John S. West, Jr. by Deed from Capitol View
Associates, a Pa. General Partnership dated 2/26/98, recorded 5/9/98, in Deed Book 173, page 197.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO. _ 99-4237 CIVIL 19
COUNTY OF CUMBERLAND) CIVIL ACTION • LAW
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the debt, interest and costs due 14ellon Mortgage Company
PLAINTIFF(S)
from J^hn q wpgf. A.M4 John q West. Jr
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell
see legal description of property
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any propetty of the defendant(s) or otherwise disposing
thereof;
(3) Ifpropertyofthedefendant(s)notlevieduponansubject toattachmentisfoundinthepossessionofanyoneother
than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due $93,606 88 L.L. $.50
from 9/8/99 to 12/7/99
Interest ???;.,...- $15 39) ?4z1 ?? Due Prothy nn
Atty's Comm % Other Costs
Atty Paid $106.68
Plaintiff Paid
Date: September 8, 1999
Curtis R. Long
Prothonotary, Civil Division
REQUESTING PARTY:
Name Frank Federman. Esq.
Address: T n Penn Center Plaza Suite 900
by: iaGrr?t /? e4A 47!i
'rte Deputy
Attorney for: Plaintiff
Telephone: (215) r,63-7non
Supreme Court ID No. 12248
REAL ESTATE SALE No. s3
On •det¢ ti 1h t 99S e s n ' Sri 1 1 „i,,:..:. ,
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interest in the real pi operfy s:INj)te(; in
Cumberland County, Pa., known and nwb red
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this writ and by this referen;;e incorporated h ernin.
Date:'La2"49? BY'
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