HomeMy WebLinkAbout99-04239
Ai
!1
fi
I
r>
1
r
E
S
V
?N
pn
y.
4.1!
?i
! "A
x
4
«r:?
t
i
r.i*
itc
i
¦
"'r"NgL
HAYT, HAYT & LANDAU
BY: ARTHUR LASHIN
IDENTIFICATION NO 23425
SIXTH FLOOR
400 MARKET STREET
PHILADELPHIA, PA 19106.2509
(215) 928.1400
ATTORNEY FOR PLAINTIFF
MONTGOMERY WARD CREDIT CORPORATION
880 Grier Drive
Las Vegas, Nevada 89119-3718
Vs.
WILLIAM R. BUBB
762 East Louther Street
Carlisle, PA 17013-2615
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM,
No. 9S-,yp2fi l [u?
"NOTICE
CIVIL ACTION
"You have been sued in court. If you wsh to defend against
the Clams let forth in Ine rOllow,ng pages, you must take aCban
wll hm twenty (201 days after this COmOldlnt and nobCe are served,
by ehle,mq a written appearance personally or by attorney and
wing in wribny with the court Your defenses or dbl,tbons to Inc
Calms Set IOdh against You. You are warned that f you fall to do
so the care may Proceed without you aria a judgment may be an
crap against you by ine court w1tnOUt further nobCe for any mon.
ay Claimed in tne compla,ht or for any other Claim or relief sill
ed by the Plamtlff You may lose money or Property or other rights
important to you.
"YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU 00 NOT HAVE A LAWYER OR CANNOT AF.
FORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(717) 249-3166
"AV ISO
"Le Man aemanoaao a .,tea en la come. Si ustea ouiere
pefenoerse de festal del ndai e+puestas an tai Ag,nas Hgumntes.
usted bene vante (20) as, de 0111o at part., de Ia fecna de Ia
demands y la nohpGcian. Hace fella atentar una compareneN
escrga o an persona o con un aooga to y entregar a la Corte en
forma esCr,ta sus defenses o sus oo,.Cio.es a ,as demandas en
Contra de Su persona. Sea av,sado due s, usted no se de LlOa C, la
coil, toma,S mea,aas y pueae contmuar le demand. en Contra
Suya Sim Prev,o av,so O notlflcac,f,.. Ademdi, a torte pWde
deC,alr a favor del aemanaante y requ are due ustea cumpla con
roods [as Drovlslones ae esta demanda. Usted Dialects 0.1der, dmaro
O sus propleaades u otros 0erecMOS Imoortantes pars ufled.
"LLEVE ESTA DEMANDA A UN ABOGADO
INMEDIATAMENTE. SI NO TIENE Ae0GADO O SI NO
TIENE EL DINERO SUFICIENTE DE PAG/]sR TAU SERV ICIO.
VAYA EN PERSONA O LLAME POR TELEFONO A LA
OFICINA CUYA DIRECCICIN SE ENCUENTRA ESCRITA
ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
A51STENCIA LEGAL.
CIVIL ACTION
1. Plaintiff, Montgomery Ward Credit Corporation is a Nevada Corporation with offices located
at 880 Grier Drive, Las Vegas, Nevada 89119-3718.
2. The Defendant(s) William R. Bubb is/are individual(s) residing at the address(es) contained
in the caption of this case.
3. Pursuant to Montgomery Ward Retail Installment Credit Agreement (hereafter collectively
called the Agreement), a copy of which is attached hereto, made a part hereof and marked Exhibit
"A", Defendant(s) was/were issued a Montgomery Ward Card account number CS 1 F72110720076.
4. Defendant(s) subsequently utilized the aforesaid credit card to make various purchases
thereby incurring payment obligations to Plaintiff under the terms of the Agreement.
5. Defendant(s) defaulted upon the Agreement by failing to adhere to the repayment schedule
contained therein and in accordance therewith the entire remaining balance became due and payable
immediately.
6. The Agreement requires the Defendant(s) to pay late fees when installments payments are
past due.
7. The Agreement further requires the Defendant(s) to pay reasonable attorney fees and court
costs if the account is referred to an attorney who is not a salaried employee of the Plaintiffs.
8. As a consequence of the foregoing there is presently due and owing to Plaintiff by
Defendant(s) the following sum(s):
Unpaid balance: $1,855.02
Interest: 279.52
Late fees: .00
Attorney's fees: 426.91
Total due: $2,561.45
9. Despite repeated demand by Plaintiff, Defendant(s) has/have failed and refused to pay the
aforesaid sum.
WHEREFORE, Plaintiff demands judgment against Defendant(s) in favor of Plaintiff in the
amount of $2,561.45 with interest and costs.
HAYT, HAYT &
By. ??
Arthur Lashin, Esquii
Attorney for Plaintiff
..... _ ........... ......._ ..
RETAIL INSTALMENT CREDIT AGREEMENT
RETAIL INSTALLMENT CONTRACT
REVOLVING ACCOUNT' PLAN
I.OBaCRN. Thu AlPwwmentcmlaimmblemadcunmdmthat apply b.aodganro theuw
of. both the Montgomery W=dCndit Acmmtand The Montgomery WmdStanerAtmunt which we
denttctsl except tar Her applicable Fnaue Charge rata stated in paragraph 5 below nod the
applicable Minimum Payment need in pmagaph B below In this Agreement and in your monthly
-tat m at The wad 'Acawal' nlen to each such amount tuslese supormely designated m a
'Credal Accouml'a StamrA®nnl'1. 'War,"us: md'aui nlerroMmogr®Gedtl Cad Back of
Ceagn. 78101kswell Band. Building I00Sntu 210. Atlanta. GA 3=. a om aagnm. You' and
youi nkrtoollprsonrwhowenapptandtomlbaAcmmt'Cad'nlmtoywrMwtgomery
Wad Credit Cad mued in you by w Ioolbw you to make purchases an audit underyour Account.
The cad mtmr w seod with your Cad is part of sad incarpormd into ibis Agreement Flares
read and keep this Agreement for your records. This Agreement begins an the date thin we extend
nsdB to you an your Account. me endemsd by a signed sales slip that wo hocm. an accepted
memorandum, a chairman.
7. W= rWANCE CHAHGO BEGIN To ACCRUE. New Purc4aes ar. added an
determining the daily balmce and e:;: ucm a Finance Chair boa the clot of purchawwxcept as
provided below. la MA ME MA, MS MT nod NM new PurrMses will not arm a Finance Charge
dunogThe billing Period n which thn rte made. to all stake naFtonm Charge will be imposed
during a billing period it (rd Ihrt is c: balance at the beginning of the blUm; pad ('Previous
Balam f or (b) the eumof your papms:a andaMr codas am least equal to the Previous Bataan.
In thou amts. new Purchases will not mcur a Returns Charge in the billing pond when they m
mode or it they are pad within 26 days of The Billing Do%. To mid odch _ -Finance Charges,
pay you New Balance in lull by the Payment Due Dose shown an your Stoemm.
A N130(OMPATNENL When then is a New BWa oho"w I=Stmamt ymagew to
pay at leml the Minimum Payment called ter an thin Statement in amt for mmpt by us by tire
Payment Due Diu. which will be 26 dots abet the Billing Ogre showm an Ihat Statement. N you
2 ?S?OTOGIIACODMT. Tote m quality fra Credit Account theHinrm=Payment seat be the greater at 910 a bQhof the highest
tymyourCad bmake pmehasmaedithom time to
lime undo pone Account up to any audit limit om may establish Ion your Account (your TredN
Bonin 0y=A® t is a pmt Acomteach of you mayor discredit Theewprovide to you
under your Account.
i PROM= TOPAT. Ymagrw mMbro odbythisAgreemeet Ym pmmin to pay lerall credit
that w eneadan your behalf fa your pum6aem(mduding=itanil phone ordeL Daryl. made by
you or anyone aads mind by you (Rnichaml, ad at other amo=a and to us uder the terms of
Thu Agreement. Uyour Account tea Our Account. each of ywubmdby this Agreement aodmch
of you Partly and individually platinum to pay, and may be held liable for. all ==a owed taus.
including Purchases cards by my of you aanyone indicated by you
4. TOUR ACCODATSTATEINEXT. We willund you o bUingstatemenr(you 'S=ement )
for each monthly billing period in which (at the balance of you Account Including unpaid
Purchases. fnmw charges, that may armor on you Account m described in paragraphs 5, 6 and 7
bebwFFWO=Cbmgb'Imd films ddmayhe=nsmdmyourA®uatas deemibednpmagrophs
9, 10 =it It below CFm9)an thelmtdayof thin MUngpend(the'NewSatirical agreater thmIll
fdebftcm credit), Chi w impose a Fmm=Charlie aaIa.a(clan olMtwir mcpshedbyapplicable
taw. The Statement shows (d the unpaid holaom of your Account at the begmoiog of the billing
permit. (b)your payments aothermdim toy=Ao auotduring thebilling prnod:fc)yauRachmes
Finance Charges. Form, and all ether debits to your Account during the billing period (d) the New
Balms: (e) the minimum Payment you mot make (the %mmum Paymeml; and 10 the date that
the Mioim=Parmeatudw(the Rayment DueDme'k WewWnendyauStmemeotrotheaddrem
specified m you appUottion a much other address that you N a joint Account, effluent Tool specif y
ham time m times==td=ca withpomgraph23hlm. t y=Aocount isa IoinlA=ni, mchat
you appunts theotherW m yam agent to designate the address to which the S=emeol land my
other wdm) may be root to you by us
S. F1rANCE CHANGES. When yew Amount has a hlance suhjM to Finance Charge Im
described in Paragraph 6 below). we will man a Fiance Charge mkulmd by applying a
moathlyperiodic rate (m de united below)FtMnthiy Periodic flmel to thin balance.
if) U you qualify lot a Credit Account and U you fire in my once except IA and WL your MmWy
Periodic Nate of FINANCE CHARGE is 1.883% (maespending ANNUAL
PERCENTAGE RATE of 22.6%). U you Use in kL your Monthly Periodic Rate of
FINANCE CHARGE is 1.65% (mnsepoodiog ANNUAL PERCENTAGE
RATE at 19.8%). D you If" in WL yowMwlMyPermficAateo(FINANCE CHARGE
is 1.5% Imaespood cog ANNUAL PERCENTAGE RATE of 18%).
lifl it your qualify you a Sumter Account and it you Un in any s=e except G amt WL Your Monthly
Periodic Rars of FINANCE CHARGE is, 2.166% (corresponding ANNUAL
PERCENTAGE RATE at 25%). U you Net in U. yaw Monthly Periodic Hate of
FINANCE CHARGEfs 1.65%famrpmdiagANNUAL PERCENTAGE RATE
of 19.6%). tymi Un inWI, yaw Manthly PeriodicHateef FINANCE CHARGE is 1.5%
mcreepacidfng ANNUAL PERCENTAGE RATEci 18%).
•A minimum FINANCE CHARGE of S.50 will bcasessed tar any bUmg pond in which
Finance Charge is due. except It you ifve in WI on minimum FINANCE CHARGE will be
cssessd in any biting period in which a Into Payment Fn is mus ud in any billing period in
ahicb a lane Payment In is assetud =d it you Un in AR. DC, 19, MD. NC. HE PH w RI no
mnmum FINANCE CHARGE will homeland.
6. NALANCESONI=TO FIDANCE CHASOE. We will figum the Fam=Chageoo yaw
Accrued (accept 4 you Hen in MTh by applying the Mouldy Periodic Home In the'Anmge Daily
Halmse' d your Aossmt (including mareat Purchases. except in the storm ntd Claw wham w
e=lode tumor Purehaese). To get the Average Dolly Bal=m. w lab the beginning balance at
your Account each day, add my New Rmebmu (ncep that w do oar add any now Purchase it you
live in MA ME MN, MSa Nk0 and subtract ant Mymeama dbr cresir Irate Payment Fm and
ReNMW Check Fm(eee Paragraphs 9and 10bnwl unman=pemiumr, prepaid legd anima
Ion and it you fin in AE AE AZ CA, DE FL HL UL LI, MD. ME HE PAa PN w also subhm any
=pad Frnmne Chugs Thar grew us the ddlylsdaom. Thaw add up all thedady htanmm
the Wiling period =ddl.fde the total by the numb.rddapn the biWngperiod. Tha girm usthe
Average Daily Hal-
H you yin in ML we will figur. the Fmmw Charge an you Amount by applymg the Monthly
Periodic Hale n the -Adulthood Bdmce' at Tau Anamc To guy the Adjoined Holance, we take the
balance you owed at the end at the province biting period =d subtract my opmd Fmmnce
Charge. my nawan= prim um. =d any payments or other credits received during the =so,
billing period.
New Balance of your Aaamt since it lost has a balm= alD0) in lses roudd up to the noun whole
doNo ammmt plus in each me aay pact due ® tL a the mtln How Idm= U the New
Balmy is lm then SlO !bwewt the Minimum Payment will inctead be 3109 the Now Balanced
y=AmanldsclimbS=mlesa Bymquoltfylora Siwa Atcomty =Minimum Payment
will be rho omteo132ga 114M ciao highem&w Balance of yam Annual stew it (m had a
halannat=a lee muodd up in the am whole dollar a t plus inwid m my pact due
ammts m the ndm New Balm= d tbANew Bmkma u Im then 870. Hb t, the MiW==
Payment will imnad be 320 U the Now Blom at your Amount declines to SM a Inc. The
MlnmumPaymean ImchagmaaderSpmalPgmennPimimdabW bsknlobyeoryamvrdiog
to the Tema of the particular Special Payment PI=, which may be oNud hen done in if= as set
farnh n paragraph lad thisAgrammt All payment, except disputed paymeom mum he mailed
mdeUnrdtousattheaddmushoeomy=Skater t Aayprymeoumwinddar9Mg
FmtmSnadmd7lmommybmidogdayeriUhmediddmthnmbanMngdty. Cnditnoym
Account may be delayed up in lire date if payment is (a) not received at the address to payment
aliment on you Statement (your 'Payment Artificial. th) not made in US dollars in (C) cat
accompanied by the tap prrdw of your Statement Dented crediting may mime you to nuke a
Ian Payment Fre M rs"HOWl F==Charges Ym agree thm=y paymmuw your Account
made in a Montgomery Wind store Vs, handled by Montgomery Ward as a =mndeone for you
mad at oar deemed received oracceped by we mill actually received by us Tooat=agree that
we may amp, without losing am rights wider this Agreement or otherwise, late in partial
payments or checks or Monty odor markd'p lmeut in hill' in any othersfmdm dealgmticm
We ram the right to apply the payments m 7aurA®unt in soy mmmr w may alia=s in car
s ilediuedm rubpmnapplimble law. )Uthanhwepnlyavpgm.named Ndatsmrweiw
them.yourarollabloCnditLimil maramberemartdntupto7doysdnr worminyourptyment.
In rare chanmstanm redoing the audit aedlahb to you by ream at you poymonm may be
further delayed AN missile for payments an your Account are subject to bill payment by the
raid utim on which the ilea of payment waidmwa
All "den communications concerning disputed amounts. including any check at other
payment ins=meat that (if ndicares that the payment croslitutee 'payment in lull' of the
disputed amount owed, (ii) is tendered with other condition at limitations a Nit u othemue
tendered as lull mtfetocrlan of a disputed amount. mot be mailed or deUemed to us at the
address for billing mquirin shown an your Statement. ad you Payment Address
S.LATEPATSD.71TFEE. Wemaympmalnle Payment FwdSlSUnderanwfnym
Minimum Payment" thin Payment Dow Darts, shown n Inurement Stmemmt snap m provided
below. Ryouli"nCO.DC,OLaUT.wmoyimpomc"Paym iFmdSlSdwdooarmeiw
Your Minimum payment Dom within 10 days diet the Payment Dw Dam share on your annular
Statmmt. HymtnnCAIAMO.Nf.mWLwmayfmpmoL ePaymlfoolSI0G5Uyom
Midmua Paymmi a Lm then Spy n MO) U w do oil ts=in yam Miafmm Payms i within 10
daymaturthe Payment DueDm shammywu ntSmwmnttwitn3ldaysaM=d within
5 days n W0. Oyou lin n DL w may impm a LmoPaymeni Fw alS14M U w do=tncein your
Mafmum Payment within 10 dogs after the Payment Dire Dm. U you lies, in PA w may impact a
Late Payment For of SI2 U your Minimum Payment is ant received within 59 days following the
billing dried theStmemenl on what. such MSMmumPayment firelappeon h yon 0ve m PBa TY
no Late Payment Fa will be=Posed
INDIANA HESIDENTSt The "emir of the Late Pwys=od rte for subject to
chaage sm provided in Indicator Cede Section 74.4.3.1.106.
10. ALYSRNED CHECK I'CC, We may =pee a fletumed Check Fn of 310 SS in CA and the
teener of 5% of the ®o=r of the atL'nd check a 310 in LA) U any check coot to in a payment an
yaw Acmua t is named to no =pond by yaw hack, except that it you If" in AI DE CA 6, ME MA.
NE M, PA PR. YT or WY, on Returned Check Far will be imposed.
11. ATTO&TETS' FCIS AND OYMM COLLECTION COSTS. LLaherdelmdtwnleryour
Account for =Uscum to an wa=ey who a act our salafed employee. we tan to the meat
per=oed by apAmMe law. charge you in called ham you =couocdm tau, adding mml ccgt
and remmabbmmnM bas
13. SECMUTTOTC66ESL Emo&fym UnnCLMO(m=ypmimsudw$15RNC.NYw
PR weN bona purhm mmtyseanlynMm ndlmerchandir pmhmwdmyaaAcmum
anti! rich mmchandia a paid n hill U wdo rid renim yaoMinmum Poymmrbylb Payment
Due Dos w omympceaa, lotha enemy permdd by applicable 1aw,almgowdomrbnmh
the peon. the mbchoodfa rim hm cat ban paid n hill Weagm tbo m seandy mmrm is w
till be Maud reacquired =on this Agreement for any rd pmpny which issued aatapned
lobe uador yourdweling.
13. SPECIAL PAT XCKT PLANS Fmm time to rime"may offer special poymmtpl=s with
,expect toaemnPurchuas an yaw Account FSp*dW Payment Plmal. The slandmdprovimms of
thin Agreement (including Fmasce Charges =d Foust apply to my Special Payment Flan union
kvtl rt)', 't`
rn®denutmthapmbclla Special PaywatPlmnatimng. UyouenyourAcsurtaoacdma
with the 111 Spscid paymemplay youmen adge andrpmaWe 1, ndthe rM
payment PIML m an 6cmd mod ment ll amendment d this Agreement wW meammy 7'be
Woodland presu me at this Agreement rill outlaw to apply to my ad all l banw[Gmt that a• m
subject to a Spcial Payment Plm. Spacial payment Pleas may sdale, ben an not limited W.
deleted payment. stop payment. orandd terms and Tama Charge waive plmL
16 CKAMOCDI TERKL We may.w anytime and whip o in oppicahb law ml nanmare this
Agreement (b) twmmare your right as ad, utum Purchasers oc) change your Credit Limit a fill
clap my od w arms and conditions of this Agrwaimt returning to your Account liacluding
mawantngmymbdf' a Chicago,iDcf=Km 01141119 ins m design, cbmgag the method
of competing the balance upos which Frame Chmpt an messed or chaps; the time V.
which F-Cbmpebegb b marmot Udmpmbihiled by applicable law waxy apply luck
c6mped in ace terms a my autwmding halms at Your Accented an the etlNrive dam of the
ctmPmdamymtmebdmaesmutddwdwdme WhomquirdbyappUmblalaww
will MW a 0011= of chaops(sl to you. No dump on my term of this A;renmoet will affect your
obOgdlm b Pap oV ammnts awing order this Agmment Tm agree ten your mtsimth11g
hmimce on this Ammt will m mooed Your Credit LmtL an your Credit Umit may champ hoar
dmiotlw.
IL OONOLL Subled to then Umi adms d appltadde law, you will be in
demuN u11der this
Agreme= Wm(d}mah+dlmnbambedbenthe1lldmumPayment whendw:mlYmreldaUan
of my mom d this Agreement a led your beaming the subject (d = b,obwcy
prmedlega. Aberddaolt a yourdsor h and eubpM to the himmakow of app UiaWe law, w have
tAAhgqerreedpmmhleeasm Wrdww yarn CreditUnit a*Wmmy=Actyrmt in which me the more dth4
do date ChcaPS ydiu lull paymmdtb ammmlaws;myomAaormtlddiyor
bit== rer5pocid Paymsor Pit 6almwnan aaarTd bribed cep odd Fimm?Clsmpn
an Fasterdad atber lived in ibis Agnomens and III) 6tsg an atria to ailed ail
owe
IL U NN,QTTONMIMMOA®Dal, Tmmybeil"Irtheamahmisdawd
Y-Cmd is bedByanpenmpttytrpmlmpspolbe laenlbdtorpasWbamnhaiesdd
=Cdy=C,MMLLwWmbeDublebruoulhodesd=,ft y U,*,bywdtlogtop.O.Bm
10M Boswel GA MM a by mB?np a at 1301967.91M In any ate, your liability will not
emwd M U you gin m mNa T.. you agrw in cone m it in writing. You agree that
umnthaiwd M does m sdde m by a pence wham yM ban "n authority to m the
Aoaant=Cmd sad then ym wi0 be beble hw aU m by eah penes Perot thb mthmity,
ym mmwoNtyam lamw.9m
IL rURNOMIMM Nti ON. TougheatdaoyhddardWsAgreemwtpumladm
to Amish bb m2dm about you (usua y' only your nun addreN and other identifying dam) to
pets who may me this Wa atlan tosolicifyou its produce a,emm Ymalmapwthat w
mopeaLm9e infemoNm about you or your Account with our dWiaten You con requm thaw
d?b= this W=xdm 10
RawaA CA MlBWyouUn dmCaOmnia odyyoti mammlleginm1a3?P.O. Bar IWO,
236
IL TCUM MC KpQiplOq Wetnmewryouemwon.'ImotidmtloRyya earns Wa yen
teaks aomms and comma customer semi=. an oasdm your Cull may be monfpor.d by a
woad mplgw and you apace m any each sa msg. We have been pmpedy, licensed by the
+sa9s PLUcSntaCom u to use such tourist shoestring equipment.
2LOCLLTINEIN COO Warand,uyalaGegmydow,*tsmdwthuAgtwmsat
:: under appli mhfe law wither losing may of then rights or any other rights. Enn it we do not
e:loaw our rights in rmdlesat m7 foe time, we mayenfata them a a law time.
21. ADDITIONALIDGMOr ODAJ. Wemayawmioaredtheduedweoftypayment
:vie under this Agmmut m any length at time. releae any securitymietat w hoe b Mnamm
,.in this Agtumeat a retsm in whole or in port any Pertain r
i_^mment Miami Y p wpom under mmi
ll acomts ran mgde You vitLmtmlemiogyou in whalea in pt tromyou our obligoom
awieg AgmementwmaWemw part= lhetermsaduadlionsaf
::s t
22. CERTAIN WAIVIM You warn the right of •preseament': and 'notice at dm6moi
Prenatmat' means the right to require u to demand payment d acoustic due undar this
'; nmenl 'Ntti= d duhmm' meme the a to require u m gin ndn m the peraa that
:aramts dw under this Apartment have al yht Ma paid You also wain dammed for payment.
;uaksl. coin of proton. and all other faker and demands. to the hdleM extent permitted by
=PpOmhle law
22. CIAYNCOr ADDSM Ymagrnbunlyifyouclmgnyourddrom UeWwre=im
:ntim of your new ddrm, w will =flow to Nod Swennimt and other mlim in the lam
mddensympeabrlhisAtccunt. Ym agar thaw=Ta mufytmd awwddim, or when
'watMwirrwmisemiadyanoawadduws, WahumoothuAgrwmnlspedh=Wyappumble
:a the
:t yaanewoddren sbnwWapplT tothe entire bduwdyour Ammalahar w rewiremote
20. GOVERNING LM. Thu Agreement ad your Ancient care gmetwd by and mmsmed at
cmdma with thebes of the slnn of George without regard to steenai pmdpus d choice at
.. c ad applicable federal law. Tbe legal)ry enforceability and intommtotun of this Agreement
.d the ® u ®trmsedfor. chagedmd'reorimd bemwder and under you Aasmt wW be
yanmdb emlandummis alGnrgia credit is you to you mdwa
: ^ema onre a a4 deGaaa about gradn9 Georg is you from extend alit to you under this
nt ham. and acspr your payments in.. Georgia.
23. MMNN= We may NIL amgmatmuterall Many poatmdyour Account m Acout-
b2k--dmri4huundutbuAgonieul dmtpmfarowyam TourrnymwLLmosgma
Imndwyour AssetsoL
2A. ICVCt1 Mrff. Nary pmviaas d Chit Agrwment m hnally dweanmd b be mid ar
m"IMMI)le under applicable law, rule. at regulation. all other provisions at this Aginmeai
shall still be "lid and enforceable
27. CMTOICAOACEKW. }his Agrwmeotcoutimindineaanagmateatbewwnymaod
Umioaagroyyoamut Acmmlandsuprndwmyaher P=Maaotempmmemsagnemeotbeweer.
yen and a mlatiog toywr AcmunL Nth,m u my moCat between lbew doameate gw oars m
this Agreement =an Thu Agreement may m he amended e in aawdmM wuh the
proaaons Of Paragraph l/d thisAguemem. >
STATE AND TEDCRAL NOTICES
YYou MOY a my lime payoff the full uapoid limit= made this Agreemem without any ad limmal
CbmgL
So tbm=mo ldwbammaatmwmmte ofthorprmirdby Io.wNlh,mLmgedalWtdsp
KAR ANDACAmCOM Tmhm UnghtunderMMyitdCommuciWLawCde1231gb
"1"(311 narrow ba written Inquiry concerning tymood yawAMmL
NERJER?? MIJIDOTL'NLsnWsApte,mrolMersbow=POdi=stlmmy law,'
bNo byUmlm pmhibfed bF awhjNltq tbe,egaiam.mts a Nmfbrimed'applimhle low'
nod Newhi Kmyi-pnicW wtNaarsquima the ina(amlow n16e foNar Iiml 0mv NIcl dos'
dot'eitiaUO ariadnay saeaeestbe ICU yeaamaTmtdFromeM tllen
oathaltIaWoldingAclaad NUmueaoo 10% aeascas. willme¢wd 2DTdbe B
SSWd Tmanblmin;A=nmtbalmaad of the esCea
FUCAT MMFZIMClrm Tm mtyTegwdacopyd UruA9rwmmbSpmisk
TMGM AMMM Mr To avoid additional Fioma Ch=gw being appid to your anent
Pachmss M Ibe following math's stm anam pay the x" Balms an each math's Statement in
hrUbyth,dadme.
RF.Sr?
President
760RawellRoad. Building IM Suite 210. AtImam, GA 30350
Nona: Thebllowiepis impairer sbrmalanregarding year fight to dispsebilling wrom.
TOUR BE=G RIGHTS.
x"M THIS NOTICC roe r0T mm USC
Thu adm Momm impmtmt ialamonm obmt you tights and ore neepoosdiUUw mde dw Fob
credit liming
"Us at Cen of Finis in Ouaams Abut Tau BUL
If you think you bill is wrmp, or U you fed came information about a mmsmrioa an rye b W, write
atmsepmaesbeeratheoddrnaehowmyoaSlMeiiNnfAor hlpio; iogdrua Wrib to im,Me
mposdhfe. Wemud becabac yam Wethm W dayoaNewemt you theuMhiOm which the
emororprohlem aPPeasd Tm ®fefepbme m butdotogw will oil psmn yourighiL
u yea feces oar a the hWowimg mbmotim:
Ymu e2dAcmmtnumbn
iha doNa accord the zusponedem
Ds-da the arm and wplan, it you am, why you behm then is an eaon U yen fed toe
information. describe the film yen oar m sure char.
Your Rights and Oar Respoadhti9tiet Alter We Rocal" Tees
ArLties Notice
Way mkwWpy=letwwiths70daynmMuwhawa?raa'tboe bytbm Within
90days, w must dthercarreM the enaticaplan whyw blue the bid wmmtrat
After w roan" your letter w assume my to Muwt my museum you pumps, or repair yon an
ds*mtWo®mooamrobiRyouwtheomomtymqutstmidudiog9mcam I pen and
w Cm appfymTUpood amount against your credit limit. Ymdomtha"topaymyquesmmod
amouni while we ac investigating, but you me still obligated to pay the pmts of your bid than
ono
as in question.
U we find that w mdea mistake an your bill, you will not have to pay any Bnmaebmgn=I=d
to any questioned am mmL 0 wedidn'I make a mistake, you may basin to pay Kamm changes, and
you will have to make up my missed payments an she questioned matt In eNhet cons, we will
and you a statement of the amount you owe and that time it is date.
If you W to pay the moms thin we think you owe. oe mayrepair your mdelsquont Nowevw. it our
esplmMioo dower ranslyyou and you trite b mwithin ten days nellbq U that you SdUreltiw to
in w mum lellmyate werepatyou to thin ymhave aquutioo about yourba "mmmwll
youtbeoacaafanyoneirerepondym TO. We mum reU mYme we nportloumlhMlbetlTOtswhm
teen rrd betesem Uw6en it Umlly u
ll wdm'1 wbw thenden w oar lMuacithe IoM SSOoI lhequwaood®o®heean U ysmhiu
uoanct
Bpedd Aide for C"t Card Ilmrehowes
UToubam a Pmbfem with tbequchtyd pwpoMmutnar thw yw paehmWwithamdliamd,
and Yw hen tads good faith b aarect Ibe po6lem nth tbemwchanL ym may lime t W right m
to pay the rtmm,ieg amount due ono The property a wmlcros The are two Itmibttom an thin tight
(a) you mum ban mod, the puTchaae in your home else mil me within your bases soon. within IOD
win of ymr aurent mailings drew: and thl The purchase pia roan ham been more tbam 3M
These Louisiana do m apply it w ace a operate the merchant or if we madd you the
advertisement wthe property of samrn
STATE OF GEORGIA
SS
COUNTY OF DE MM
being duly sworn according to law, deposes and
says that he/she ie'mGATiON SPEfor GE Capital Services, and that
he/she is duly authorized to take this Affidavit on behalf of GR
Capital Services and that the facts contained in the attached
pleading are true and correct to the beat of his/her information,
knowledge and belief.
4: ??TAgy -
?F7ffIRFS APfU200't? <_
p ?'\ AUBI\G Q(9
n
a -y
i ??
u C JR
.
CJ L? -- L
CJ L
wu. -
ir...
U U V
r l l?
I
SHERIFF'S RETURN - REGULAR
CASE NO: 1999-04239 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MONTGOMERY WARD CREDIT CORP _
VS.
BUBB WILLIAM R
DAVID MCKINNEY , Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND CIVIL ACTION was served
upon BUBB WILLIAM R the
defendant, at 15:16 HOURS, on the 19th day of July
1999 at 762 EAST LOUTHER ST
CARLISLE, PA 17013-2615 CUMBERLAND
County, Pennsylvania, by handing to WILLIAM R. BUBB
a true and attested copy of the NOTICE AND CIVIL ACTION
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So answers-
Docketing Docketing 18.00 e. Q
Affidavit 3.00 ?-
Surcharge 8.00 olh?m s K1in?S`fieri
0 /2b/1999 & LANDAU
by • L .
u y S e i
Sworn and subscribed to before me
this day of
19 A.D.
ro ono ary
1
a
OR10fNAR:
HAYT, HAYT & LANDAU
BY: ARTHUR LASHIN, ESQUIRE
IDENTIFICATION NO. 23425
SIXTH FLOOR
400 MARKET STREET
PHILADELPHIA, PA 19108.2509
(215) 928.1400
ATTORNEY FOR PLAINTIFF
MONTGOMERY WARD CREDIT CORPORATION
Va.
WILLIAM R. BUBB
TERM,
No. 99-4239 CIVIL
ORDER TO DISCONTINUE, SETTLE AND END
TO THE PROTHONOTARY:
Kindly mark the above captioned matter discontinued, settled and ended upon
payment of your costs only.
HAYT, HAYT &;
AND
By:
Attorney for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
Y G
cl;
C
7)
t: '1(1
G
l n .?
s'