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HomeMy WebLinkAbout99-04277?E ?,: pis' ;, ?? ,. ? FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215) 563-7000 FIRST UNION NATIONAL BANK 1100 CORPORATE CENTER DRIVE RALEIGH, NC 27607-5066 V. Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. l ?f - A/a 7 > HARRY ADEN HINKLE 1330 CHURCH STREET CARLISLE, PA 17013 Defendant(s) CUMBERLAND COUNTY CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 1. Plaintiff is FIRST UNION NATIONAL BANK 1100 CORPORATE CENTER DRIVE RALEIGH, NC 27607-5066 2. The name(s) and last known address(es) of the Defendant(s) are: HARRY ADEN HINKLE 1330 CHURCH STREET CARLISLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 3/29/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to SIGNET MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1311, Page 78. By Assignment of Mortgage recorded 11/9/98 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Miscellaneous Book No. 594, Page 9. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 2/ I /99 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." 6. The following amounts are due on the mortgage: Principal Balance $106,289.39 Interest 3,162.51 l/l/99through 6/1/99 (Per Diem $20.67) Attorney's Fees 5,314.00 Cumulative Late Charges 138.88 3/29/96 to 6/ 1 /99 Cost of Suit and Title Search 750.00 Subtotal 115,654.78 Escrow Credit 296.85 Deficit 0.00 Subtotal 296.85 TOTAL $115,357.93 The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because either: (i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiffs written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "A" ; or (ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency. 10. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 ct seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof, otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $115,357.93, together with interest from 6/1799 at the rate of $20.67 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE THIS FIRM IS A DEBT. COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE fi SED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEi9P' TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you need more information call the Pennsylvania Housing Finance Agency at 1(900) 342-2397. La notificacien an adjunto as de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende e1 contenido de esta notification obtenga una traduccion inmed'_atamente Llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionado arriba. Puedes ser elegible para un prestamo por el programa 11amado "Homeowner's Emergency Mortgage Assistance Program" e1 cual puede salvar su casa de 1a perdida del derecho a redimir su hiooteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR TINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE ANJ HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date June 8, 1999 RE: Account No. 9582733 Premises:1330 Church Street Carlisle, PA 17013 TO: Harry Aden Hinkle 1330 Church Street Carlisle, PA 17013 FROM: Federman and Phelan, attorney f-Ir First Union Mortgage Corp. You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an explanation of your rights. EXHIBIT A Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. This meeting must occur in the next (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. As representative of the mortgage holder, our name and address is: FEDERMAN AND PHELAN, SUITE 900, TWO PENN CENTER PLAZA, PHILADELPHIA, PA 19102; Telephone Number: (215) 563-7000. The names and address of designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. 'icu should advise this lender immediately of your intentions. Your mortgage is in default because you failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (60) days. The total amount of the delinquency is $4,523.73. That sum includes the following: Total of Principal plus interest including all accrued late charges, if any: $4,478.73 Property Inspections and NSF check Charges, if any: 0.00 Other charges accrued, if any LESS: Suspense (unapplied funds) TOTAL DUE: 45.00 0.00 $4,523.73 Your mortgage is also in default for the following reasons: N/A . If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application, to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked, within thirty (30) days of your face-to-face meeting. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mcr-gage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. EXHIBITA It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-3800 or 1-800-342-2397 (toll free number). Persons with impaired hearing can call 1-800-342-2397. In addition you may receive another notice from this lender under Act 6 of 1974. That notice is called "Notice of Intention to Foreclose". You mus- read both notices, since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this retice, you cannot be foreclosed upon while you are receiving that assistance. Very truly yours, F MAN A P 'AN B,, . L Frank Federman FF/11 cc: First Union Mortgage Corp. (NC) Attn:Kim Johnson Loan No.:9582733 Sent by Regular Mail, Certificate of Mailing (PS Form 3877) Ej"V M3 i H PLY SY-LVA-NIA HOCSDiG FLT ONCE AGENCY HOMEOWNER'S LNIERGENCY MORTGAGE ASSISTANCE PROGRA.NI CONSUMER CREDIT COCNTSELPiG AGENCIES CRAWFORD COCITY l3coker T. WasF±:gton Center Joha F. Kel:edv Center. Inc. !4o!land SL-et :Q:! East 20th su= E^.e. ?.a 16503 1^e. ?A 16,10 (8:4) 453.574- (814) 898-0400 FAX a (814) 453.5749 FAX s (8l-) 898-12-3 Greater Eie Camaunity Acton Comtcia:e IS West ninth Sit F--ic, PA 16501 (81-) 459=581 FAX # (81-) :56.0161 Shenange Valley L:rbaal• League. Inc. 601 Indiana Avenue ca.-e!:. ?.'. 161:1 (41:) 98;-5310 CnIBERL_-'L-ND COUNTY Coesumer C.r_'it Coucse!ing Service of WeStem ?ems:!: aia L^c. 3000 Laglestowa Road Finisbur„ ?A 1;103 (717 541-173; FAX a (913) ;31.9589 F'__, a! Co-se!ig Ser /ices 31 West 3rd Sc---, W_;•nasbcro, ?.t 17_63 (717 Uman League of *vle=ccli= Famsbur; :!0; North 6th Sa-_et Firsburg, PA 17101 (-!7: .9:. FA-X = (717) :34 9459 r,•CA of C_:isle C I ?.>. 1701' (717) :?3 33:9 FAX a C7 1-) 731.9539 C-==r+ A.:ca Cac=issioc of the Canita! Regioa 151- De. Street ' a.-sbLZ.?A 17iC- FAX = (717)`:3- -:7 i-e ?es ivartia Housing -:Ana Averse/ cY, be :.ached TOLL FRQ° at 1(800) 34:-'--397 EXHIBIT A JLLL TBAT CERTBIY parcel of ground situate in the •ro.+...,._i, of Monroe, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point at the intersection of the legal right of way of Pennsylvania State Route 174 and legal right-of-way of Township Road 640'; thence along the legal right-of-way line of said Pennsylvania State Route 174 north 56 degrees 45 minutes east two hundred sixty-tour and seventy-one one-hundredths (264.71) feet to a point on said 3.e1jal right-of-way; thence by Lot No. 2 on the Plan of Lots hereinafter mentioned south 37.degrees 5.minutes east seventy-four and seventy-tour one-hundredths (74.74) feet to a point on the dedicated right-of-way line of Township Road 640 as shown on said Plan of Lots; thence along said dedicated right-of- way line of Township Road 640 south 70 degrees 45 minutes west two hundred eighty and forty-six one-hundredths (280.46) feet to a point on the legal right-of-way line of Township Road 640; thence along said legal right-of-way 'line of Township Road 640 north 19 degrees 15 minutes west six and fifty-one hundredths (.6.50) feet to the point and place of BEGINNING. BEING Lot NO. 1 on subdivision Plan of Cora A. Shughart which said plan remains of record in the Recorder's office of Cumberland County in Plan Hook 22, Page 161. sHING PART OF TSE SAME PREKISES which Cora B. Shughart, widow by her deed dated February 8, 1972 and recorded by the Recorder of Deeds in and for Cumberland County in ]Book M, Vol. 24, Page 278 granted and conveyed unto Larry D. Shughart and Joanne E. Shughart, his wife, GRANTORS herein . UNDER AND SUBJECT, nevertheless, to easements, restrictions, reservations, conditions, and rights of ways of record or visible upon inspection of premises. TOGETHER with all and singular, the tenements, hereditaments and appurtenances to the same belonging or in anywise appertaining, and the reversion and reversions, remainder and remainders, rents, issues and profits thereof; AND ALSO all the estate, right, title, interest, property, claim and demand PREMISES: 1330 CHURCH STREET VERIFICATION DENNIS CHASTEN hereby states that he is ASSISTANT VICE-PRESIDENT Of FIRST UNION MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: 1P'1Q 111 m u.i.' Y'• L? r_ U ?v V` n Gam. Y ? N F- Pt r^ rtz t 6 z G a ci ? ?a O? C d 6 Il! NCii oL E Ei=-9! SHERIFF'S RETURN - NOT FOUND CASE NO: 1999-04277 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK VS. HINKLE HARRY ADEN R. Thomas Kline , Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, to wit: HINKLE HARRY ADEN but was unable to locate Him in his bailiwick. He therefore returns the NOTICE AND COMPLAINT IN MORTGAGE FORECLOSURE NOT FOUND , as to the within named defendant HINKLE HARRY ADEN DEFT. NO LONGER RESIDES AT ADDRESS STATED. PRIOR TO EXP. DATE, DO A NOT FOUND RETURN AS PER ATTY. Sheriff's Costs: Docketing 18.00 Service 7.44 NOT FOUND 5.00 Surcharge 8.00 $384 Sworn ana sunscrinea to netore me this j(, t day of 19 qq A.D. FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215) 563-7000 FIRST UNION NATIONAL BANK 1100 CORPORATE CENTER DRIVE RALEIGH, NC 27607-5066 V. HARRY ADEN HINKLE 1330 CHURCH STREET CARLISLE, PA 17013 Plaintiff Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. ?9 ya77 CUMBERLAND COUNTY CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are wamed that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose moncy or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 We hereby certify the within to be a true and correct copy of the ongmal tiled of n3c0rd FEDERMAIV AND PHELAN 1. Plaintiff is FIRST UNION NATIONAL BANK 1100 CORPORATE CENTER DRIVE RALEIGH, NC 27607-5066 2. The name(s) and last known address(es) of the Defendant(s) are: HARRY ADEN HINKLE 1330 CHURCH STREET CARLISLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 3/29/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to SIGNET MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1311, Page 78. By Assignment of Mortgage recorded 11/9/98 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Miscellaneous Book No. 594, Page 9. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 2/1/99 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." 6. The following amounts are due on the mortgage: Principal Balance $106,289.39 Interest 3,162.51 l/I/99 through 6/1/99 (Per Diem $20.67) Attorney's Fees 5,314.00 Cumulative Late Charges 138.88 3/29/96 to 6/l/99 Cost of Suit and Title Search 750.00 Subtotal 115,654.78 Escrow Credit 296.85 Deficit 0.00 Subtotal 296.85 TOTAL $115,357.93 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. 9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because either: (i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiff's written Notice to Defendants, a we and correct copy of which is attached hereto as Exhibit "A" ; or (ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency. 10. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. ¢ 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $115,357.93, together with interest from 6/1/99 at the rate of $20.67 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff TRUE Copy r.---rU In Test:mo.n whrrrof, . a my hand and the seal o` said Court al Pa. This ...I!/.._ day of...... 19...?? .................... .. ..? Prothonotary ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE THI3 F:RM IS A DERV COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TC YOU IN AN ATTEMPT TO COLLECT 7-7 INDEBTEDNESS REFERRED TO HEREIN AND ANY i)IFO R}!ATTCDi OBTAINEI FRC^! YOU WILL BE USE-0 FOR TEA':' PURPOSE. 'for., HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TC BE AN ATTEM77 T: COLLECT A DEB:', BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. The Commonwealth of ?en.nsylvania's Hcmecwner'- -cmergencq Mcr-gage Assistance Program may be able to he_p you. Read the following notice to find out how the program works. If you need more inccrmation -_ P<_nnsfl7anca r.cusiag - -_nce Acenc7 at 1(800) 342-2397. La notificacion en adjunto as de s--,ma imcortar.cia, pues ac=_cta su der=-cho a continuer viviendo en su case. Si no ccmore.nde el cor.tenidc de esta nctificacion obtenga una traduccion immediatamente llamanda esta agencia (Penn.sy"Tania Housing Finance Agency; sin cargos al numere mencior.adc arriba. Puedes ser elegible oara un orestamo por el programs llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su case de 1a oerdida del derecho a redimir su hipot=_ca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY HE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Date June 8, 1999 RE: Account No. 9582733 Premises:1330 Church Street Carlisle, PA 17013 TO: Harry Aden Hinkle 1330 Church Stree- Carlisle, PA 1?013 FROM: Federman and Phelan, at-crney f-: First Union Mortgage Corp. You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an explanation of your rights. EXHIBI i A Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face- to-face" meeting with a representative of this lender, or wit- a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. This meeting must_ occur in the next (30i days. if you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meecing. As representative of the mortgage holder, our name and address is: FEDERMAN AND PHELAN, SUITE 900, TWO PENN CENTER PLAZA, PHILADELPHIA, PA 19102; Telephone Numcer: (215) 563-7000. The names and address of designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. Your mortgage is in default because you failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (50) days. The total amount of the delinquency is $6,523.73. That sum includes the following: Total o? Principal plus interest including all accrued late charges, - any: $4,478.73 Property Inspections and NSF check Charges, if any: 0.00 Other charges accrued, if any LESS: Suspense (unapplied funds) TOTAL DUE: 45.00 0.00 $4,523.73 Your mortgage is also in default for the following reasons: N/A . If you nave tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counselling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your app'-icaticn and will submit your completed application to the Pennsylvania Housine Finance Agency. Your application must be filed or postmarked, thirty (3C) days of your face-to-face meeting. It is ertremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediateiv. Available funds for emergency mortgage assistance are very limited, They will be disbursed by Agency under one eligibility criteria established by the Act. EXHIBITA It is extremely important that your application is accurate and complete it every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decis:,n after it -ece4ves your app-.icaticn. During that additional time, no for?c-osure eroceedingswill be w. sued against you if You have met h requirements set forth above. You will be notified directly by that Agency tofe its decision on your application. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-38:0 or 1-800-342-2397 (toll free number). Persons with impaired hearing can ca'l'l 1-800-342-2397. In additlor, you may receive another notice from this lender under Act 6 of 1974. That nctlce is called "Notice of ?n-ention to Foreclose". You must read both notices, since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercls? you.- rights described this ro-'ce, you cannot be foreclosed upon while you are receiving that assistance. V?ry truly yours, F,%!aN A` P' -AN Frank Federman FF/'-1 cc: First Union mortgage Corp. (Nc) Attn:Kim. Johnson Loan Nc.:9582733 Sent by Regular Mail, Certificate of Mailing (PS Fora 3877) EXvl 0 H PEN-ISYLVAYLA HOCSriG FLNA.-NCE AGEYCY H0:IE0wti7ER'S EXERGEYCY MORTGAGE ASSISTANCE PROGIU.NI CONSU.N ER CREDIT COUNSELLIiG AGENCIES CR.4aFORD COLN'i'Y Scoker T. waz6_s:cn Ceat_: 1::0 Hoiland Sc-:, F_.a. ?.a id-c- (3:+) +-43--4i u FAX a (3;4) +53--47+9 Jcl m F. Kat:edy Canter, Inc. 20:1 vast ?0th Sceet e. ?A 16-4110 (81+) 398-0400 FA.'( a (8111) 398-1124: Gceeater _,e Cotta,uniry Acton Cam.-mi== 18 Wes: Minh Stet F -M, 16-401 (814) +59-531 FA.X i (81+) 6-0161 Saetungc valley f;rnank League, tae. 601 Indiana Avenue 7-,=tE. ?.-,. 167:! (S!2) 98:-53i0 CKNIBERL -N-D COUNTY Cons--mer Ctadit Caurset ag Service Of Westa- ?t=.':-: a---'l L^c. 2000 Linglestcwa Road FFarshu„ PA 17102 r17 541-17j, FAX :0 (91:) 751.9539 F=_ a CJ set; ; Se: ices Of F av 31 West arc See: Wa; zes??.i 17263 L:Jaa L_g•+e Cf N1e=pclltan Fda.:.5hu.; 210 `on3 6th So= Hi_shUr;, ?A 17101 (- i 7 :--59:5 ?c=_;: AJaca C_? saica of the Caoira! 2esica !?i+De. Scent Ha=-SOt ;. ?A l:! C+ YWCA of Cxr&Ie ?V: G. Sce_. Ca:!s!e. ? L 1 0l_ CT-) _ . 33:3 FAX = (71:) 75:4589 e ?:rs,iva-da Housing -=nave A;eac: za he ;-ached TOLL FRZ3 at 1(800) EXHIBITA Of Monroe, Ay?- County CCER=xM parcel of ground situate In the •rov.•... ??, Y of Cumbe;land and state of Pennsylvanla, more particularly bounded and described as follows, to wit: BEGINNING at a point at the intersection of the legal right of way of Pannsylvania State Route 174 and legal right-of-way of Township Road 640; thence along the legal right-of-way line of said Pennsylvania State Route 174 north 56 degrees 45 minutes east two hundred sixty-four and seventy-one one-hundredths (364.71) fact to a point on said lagai right-of-way; thence by Lot No. 3 on the Plan of Lots hereinafter mentioned south 37 degrees 5 minutes east seventy-four and seventy-four one-hundredths (74.74) feet to a point an the dedicated right-of-way line of Township Road 640 as shown on said Plan of Lots; thence along said dedicated right- of-way line of Township Road 640 south 70 degrees 45 minutes west two hundred eighty and forty-six one-hundredths (280.46) feet to a point on the legal right-of-way line of Township Road 640; thence along said legal right-of-way line of Township Road 640 north 19 degrees 15 minutes west six and fifty-one hundredths (6.50) feet to the point and place of BEGINNING. BRING Lot No. 1 on subdivision Plan of Cora B. shughavt which said plan remains of record in the Recorder's office of Cumberland County in Plan Book 22, Page 161. BEING PART OF TUE SAME PREKXSES Which Cora B. Shughart, Awecoridowd¢byo r hfer deed dated February 8, 1972 and recorded by the D¢eds in and for Cumberland County in Book M, vol. 24, Page 278 granted and conveyed unto Larry D. Shughart and Joanne E. Shughart, his wife, GRANTORS herein . VRDLR AND JSUB.7gCTI nevertheless, to nts, restrictions, reservations conditions, and rights eaofsemeways of record or visible upon inspe,ction of premises. TOGETHER with all and singular, the eanements, hereditaments and appurtenances to the same belonging or in anywise appertaining, and the reversion and reversions, remainder, and remainders, rents, issues and profits thereof; AND ALSO all the estate, right, title, interest, property, claim and demand PREMISES: 1330 CHURCH STREET DENNIS CHASTEN hereby states that he is ASSISTANT VICE-PRESIDENT of FIRST UNION MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of IS Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. O DATE: b'14'q m s to J f G. C:] Z C] i c, W [ ? LL VJ ?- C1 FEDERMAN AND PHELAN BY: FRANK FEDERMAN, ESQUIRE Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215)563-7000 Attorney for Plaintiff FIRST UNION NATIONAL BANK COURT OF COMMON PLEAS Plaintiff VS. . CIVIL DIVISION HARRY ADEN HINKLE Defendants . Cumberland County . No. 99-4277-CIVIL PRAECIPE TO REINSTATE CIVIL ACTION/MORTGAGE FORECLOSURE TO THE PROTHONOTARY: Kindly reinstate the Civil Action in Mortgage Foreclosure with reference to the above captioned matter. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff Date: September 8, 1999 C i_ V: V _ C, .J SHERIFF'S RETURN - REGULAR CASE NO: 1999-04277 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIRST UNION NATIONAL BANK vs. HINKLE HARRY ADEN BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within REINSTATED COMPLAINT MORT/FORE was served upon HINKLE HARRY ADEN the defendant, at 8:57 HOURS, on the 15th day of September 1999 at WEST SHORE PRINTING 304 MULBERRY DRIVE MECHANICSBURG, PA 17055 CUMBERLAND County, Pennsylvania, by handing to HARRY HINKLE a true and attested copy of the REINSTATED COMPLAINT MORT/FORE together with NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 5.58 .00 8.00 $375 FEDERMA 09/17/1 b Sworn and subscribed to before me this i7 r" day of 19 9r/ A.D. ly. -4 - f -i ro o /?U.no ar'7 So answers: FEDERMAN AND PHELAN By: FRANK FEDERMAN Identification No. 12248 Two Penn Center Plaza - Suite 900 Philadelphia, PA 19102 (215) 563-7000 FIRST UNION NATIONAL BANK 1100 CORPORATE CENTER DRIVE RALEIGH, NC 27607-5066 vs. HARRY ADEN HINKLE WEST SHORE PRINTING 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION . NO. 99-4277 CIVIL PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against HARRY ADEN HINKLE, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest - 611199 TO 10/28/99 TOTAL $115,357.93 $ 3,100.50 $118,458.43 I hereby certify that (1) the addresses of the Plaintiff and Defendant (s) are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. DAMAGES ARE HEREBY ASSESSED AS INDI DATE : fl- to -fJ F K FEDERMAN, ESQUIRE Attorney for Plaintiff C n i FEDERMAN AND PHELAN Frank Federman, Esquire Identification No. 12248 Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 - 1. ATTORNEY FOR PLAINTIFF FIRST UNION NATIONAL BANK COURT OF COMMON PLEAS Plaintiff VS. CIVIL DIVISION . CUMBERLAND COUNTY HARRY ADEN HINKLE Defendant (s) TO: HARRY ADEN HINKLE WEST SHORE PRINTING; 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 DATE OF NOTICE: OCTOBER 6, 1999 . NO.99-4277-CIVIL THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 BAR ASSOCIATION Frank Federman, Esquire Attorney for Plaintiff FEDERMAN AND PHELAN Frank Federman, Esquire Identification No. 12248 Two Penn Center Plaza suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF FIRST UNION NATIONAL BANK COURT OF COMMON PLEAS Plaintiff Vs. HARRY ADEN HINKLE CIVIL DIVISION CUMBERLAND COUNTY . NO.99-4277-CIVIL Defendant (s) TO: HARRY ADEN HINKLE 1330 CHURCH STREET CARLISLE, PA 17013 DATE OF NOTICE: OCTOBER 6, 1999 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 BAR ASSOCIATION Frank Federman, Esquire Attorney for Plaintiff (Rule of Civil Procedure No. 236) - Revised IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FIRST UNION NATIONAL BANK ) NO. 99-4277 CIVIL Plaintiff VS. HARRY ADEN HINKLE Defendants Notice is given that a Judgment in the above-captioned matter has been entered against you on NOVEMBER /0 1999. __?)d By: DEPUTY If you have any questions concerning this matter, please contact: F g K?F DE E Attorney f r Party Filing Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102 (215) 563-7000 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 FIRST UNION NATIONAL BANK VS. HARRY ADEN HINKLE ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY . COURT OF COMMON PLEAS . CIVIL DIVISION NO. 99-4277 CIVIL VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant (a) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant HARRY ADEN HINKLE is over 18 years of age and resides at WEST SHORE PRINTING, 304 MULBERRY DRIVE, MECHANICSBURG, PA 17055-3140 (PLACE OF EMPLOYMENT). This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. F?, ESQUIRE Attorney for Plaintiff v r - - 4-41 k PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P. 3180.3183 FIRST UNION NATIONAL HANK Plaintiff Va. HARRY ADEN HINKLE Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA NO. 99-4277 CIVIL FRAECEPE FOR WRIT OF EXWMON • (MORTGAGE FORECLOSURL) TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due Interest from 10/28/99 TO 3/1/00 (PER DIEM - $19.47) $118,458.43 V $ 2,433.75 and Costs $-1-20,892.18 Total r x FEDER , ESQUIRE T40 VPENN CEPTER PLAZA SUITE 900 PHILADELPHIA, PA 19102 Attorney for Plaintiff Note: Please attach description of property. ci w rn H W ? y z 00 r= 0 v o .] H V0 Fy z H U pp F o r r w rn O a fL? E, N (n F m a H w ° z w x gw R O O' F ? law a? o? a w a? a ro N H w O v H m Ln Ln 0 r H a c? m u no M Ilk 90 U Ma z FH H a a w a 0 x N H N A N W N ?I ro ro ro ?i v m v A m H 01 m a N N a d tt:7Tw ?lat1 ALL THAT CERTAIN tract of land situate In Monroe Township, Cumberland County, Pennsylvania, bounded and described pursuant to a compass survey by Tom 0. Bletsch, Registered Surveyor, in April, 1959, as follows BEGINNiNGata point In the center of relocated Pennsylvania HlghwayRoute No. 174, said point being 500.4 feet, more or less, in a southwesterly direction along the center of said Road from the Southwestern corner of land now or formerly of Percy 0. Jumper and Lillian B. Jumper; thence by land of Raymond C. Shughart and Cora B. Shughart, his Wife, South 37 degrees 5 minutes East 164 feet; more or less to a point in the center of former Pennsylvania Highway Route No. 174; thence by the center of said Road, South 70 degrees 45 minutes West 905 feet to a point; thence by land of Raymond C. Shughart and Cora B. Shughart, his wife, North 37 degrees 5 minutes West 131 feet, more or less, to a point in the center of relocated Pennsylvania Highway Route No. 174, thence by the center of said Road, North 52 degrees 55 minutes East 100 feet to the Place of BEGINNING. CONTAINING .34 Acre, more or less. TRACT NQ 1 BEGINNING at a point at the intersection of the legal right of way of Pennsylvania State Route 174 and legal right of way of township road 640; thence along the legal right of way line of said Pennsylvania State Route 174 North 56 degrees 45 minutes East two hundred sixty-four and seventy-one one-hundredths (264.71) feet to a point on said legal right of way, thence by Lot No. 2 on the Plan of Lots hereinafter mentioned South 37 degrees 5 minutes East seventy four and seventy-four one-hundredths 174.74) feet to a point on the dedicated right of way line of township road 640 as shown on said Plan of Lots; thence along said dedicated right of way line of township road 640 South 70 degrees 45 minutes West two hundred eighty and forty- six one-hundredths (280.46) feet to a point on the legal right of way line of township road 640; thence along said legal right of way line of township road 640 North 19 degrees 15 minutes West six and fifty one-hundredths (6.50) feet to the point and place of BEGINNING. BEINGLOt No.1 on Subdivision Plan Of Cora B. Shughart which said plan remains of record in the Recorders office OfCUmberland County in Plan Book 22, Page 161. TAR PARCEL / 28-2401 a ol L[_ : L L 6l ' ? ? J 1.4 FIRST UNION NATIONAL BANK VS. HARRY ADEN HINKLE CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION : NO. 99-4277 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) HARRY ADEN HINKLE WEST SHORE PRINTING 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE FIRST UNION NATIONAL BANK , Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1330 CHURCH STREET, CARLISLE. PA 17013 1. Name and address of Owner(s) or reputed Owner(s) : 3 NONE 4 Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE FIRST UNION NATIONAL BANK Vs. HARRY ADEN HINKLE . CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION . NO. 99-4277 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) HARRY ADEN HINKLE WEST SHORE PRINTING 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE FIRST UNION NATIONAL BANK , Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1330 CHURCH STREET, CARLISLE, PA 17013 1. Name and address of Owner (s) or reputed Owner(s): 3 NONE 4 Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 5 NONE 6 NONE 7 Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME TENANT/OCCUPANT DOMESTIC RELATIONS OF CUMBERLAND COUNTY LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) 1330 CHURCH STREET CARLISLE, PA 17013 13 NORTH HANOVER STREET CARLISLE, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. October 29. 1999 DATE F K FEDER , ESQUIRE ttorney fo Plaintiff UJ - ur. jJ ` FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 FIRST UNION NATIONAL BANK ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION VS. HARRY ADEN HINKLE . NO. 99-4277 CIVIL FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are riot subject to the provisions of Act 91 because it is: ( ) an FHA mortgage ( ) non-owner occupied ( ) vacant (XX) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. F ESQUIRE Attorney for Plaintiff >1 L L" FIRST UNION NATIONAL BANK Va. HARRY ADEN HINKLE CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-4277 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY October 29, 3.999 TO: HARRY ADEN HINKLE 1330 CHURCH STREET WEST SHORE PRINTING CARLISLE, PA 17013 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house (real estate) at 1330 CHURCH STREET, CARLISLE PA 17013, is scheduled to be sold at the Sheriff's Sale on MARCH 1. 2000 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $118,458.43 obtained by FIRST UNION NATIONAL BANK (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Sheriff's Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the Sheriff and will be made available for inspection in his office. The schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 E?: ..• ALL THAT CERTAIN tract of land situate in Monroe Township, Cumberland County, Pennsylvania, bounded and described pursuant to a compass survey by Tom 0. Bletsch, Registered Surveyor, In April, 1959, as follows: B,EGINNINGat a point in the center of relocated Pennsylvania Highway Route No. 174, said point being 500.4 feet, more or less, In a southwesterly direction along the center of said Road from the Southwestern corner of land now or formerly of Percy 0. Jumper and Lilllan B. Jumper; thence by land of Raymond C. Shughart and Cora B. Shughart, his wife, South 37 degrees 5 minutes Fast 164 feet, more or less to a point in the center of former Pennsylvania Highway Route No. 174; thence by the center of said Road, South 70 degrees 45 minutes West 105 feet to a point thence by land of Raymond C. Shughart and Cora S. Shughart, his wife, North 37 degrees 5 minutes West 131 feet, more or less, to a point in the center of relocated Pennsylvania Highway Route No. 174, thence by the center of said Road, North 52 degrees 55 minutes Fast 100 feet to the Place of BEGINNING. COMAINiNG .34 Acre, more or less TRACT NQ 1 BEGINNING at a point at the Intersection of the legal right of way of Pennsylvania State Route 174 and legal right of way of township road 640; thence along the legal right of way line of said Pennsylvania State Route 174 North 56 degrees 45 minutes East two hundred sixty-four and seventy-one one-hundredths (264.71) feet to a point on said legal right of way, thence by Lot No. 2 on the Plan of Lots hereinafter mentioned South 37 degrees 5 minutes East seventy four and seventy-four one•hundredthS (74.74) feet to a point on the dedicated right of way line of township road 640 as shown on said Plan of Lots thence along said dedicated right of way 11ne of township road 640 South 70 degrees 45 minutes West two hundred eighty and forty- six one-hundredths (280.46) feet to a point on the legal right of way line of township road 640; thence along said legal right of way line of township road 640 North 19 degrees 15 minutes West six and fifty one-hundredths (6.50) feet to the point and place of BEGINNING. BEING Lot No. 1 On Subdivision Plan of Cora B. Shughart which said plan remains of record in the Recorder's Off/ce of Cumberland County in Plan Book 22, Page 161. TAX PARCEL i 28-2401 cl. i t, v;' LK `.' ey O tip' f First Union National Bank .vs- Harry Aden Hinkle In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-4277 Civil R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ is returned STAYED. Sheriff's Costs: Docketing 30.00 Poundage 256.24 Law Library .50 County 1.00 Mileage 5.58 Levy 15.00 Surcharge 24.00 Postpone sale 20.00 S 352.32 PD by Atty 12-10-99 Sworn and Subscribed To Before me This / S`- Day of -l.,. 199, A.D._ ?I?cQP? . , Odn Prot ho otary So at i,??E r R. Thomas Kline, Sheriff BY tk& Real Estate Deputy I''? Ch. „Ii,SvO ??, B9oc.4 7 . - . . FIRST UNION NATIONAL BANK VS. HARRY ADEN HINKLE . CUMBERLAND COUNTY . COURT OF COMMON PLEAS . CIVIL DIVISION . NO. 99-4277 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) FIRST UNION NATIONAL BANK , Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1330 CHURCH STREET, CARLISLE, PA 17013. 1. Name and address of Owner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) HARRY ADEN HINKLE WEST SHORE PRINTING 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3 NONE 4 Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE s. NONE 6 NONE 7 Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME TENANT/OCCUPANT DOMESTIC RELATIONS OF CUMBERLAND COUNTY LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) 1330 CHURCH STREET CARLISLE. PA 17013 13 NORTH HANOVER STREET CARLISLE. PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. October 29, 1999 DATE F K FEDER , ESQUIRE P'ttorney for' Plaintiff FIRST UNION NATIONAL BANK CUMBERLAND COUNTY COURT OF COMMON PLEAS Vs. HARRY ADEN HINKLE CIVIL DIVISION NO. 99-4277 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY October 29, 1999 TO: HARRY ADEN HINKLE 1330 CHURCH STREET WEST SHORE PRINTING CARLISLE, PA 17013 304 MULBERRY DRIVE MECHANICSBURG, PA 17055-3140 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house (real estate) at 1330 CHURCH STREET, CARLISLE, PA 17013, is scheduled to be sold at the Sheriff's Sale on MARCH 1, 2000 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $118,458.43 obtained by FIRST UNION NATIONAL BANK (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Sheriff's Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. r ? You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the SHeriff and will be made available for inspection in his office. The schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 TRACT NO. 1 ALL THAT CERTAIN tract of land situate in Monroe Township, Cumberland County, Pennsylvania, bounded and described pursuant to a compass survey by Tom 0. Bletsch, Registered Surveyor, in April, 1959, as follows aEQNNING at a point in the center of relocated Pennsylvania Highway Route No. 174, said point being 500.4 feet, more or less, in a Southwesterly direction along the center of said Road from the Southwestern corner of land now or formerly of Percy 0. Jumper and Lillian B. Jumper,- thence by land of Raymond C. Shughart and Cora B. Shugharr, his wife, South 37 degrees 5 minutes East 164 feet, more or less to a point in the center of former Pennsylvania Highway Route No. 174; thence by the center of said Road, South 70 degrees 45minutes West 105feet to a point;- thence byland of Raymond C. Shughart and Cora B. Shughart, his wife, North 37 degrees 5 minutes West 131 feet, more or less, to a point in the center of relocated Pennsylvania Highway Route No. 174; thence by the center of said Road, North 52 degrees 55 minutes East 100 feet to the Place of BEGINNING. CONTAINING.34 Acre, more or less. BEGINNING at a point at the intersection of the legal right of way of Pennsylvania State Route 174 and legal right of way of township road 640; thence along the legal right of way line of said Pennsylvania State Route 174 North 56 degrees 45 minutes East two hundred sixty-four and seventy-one one-hundredths (264.71) feet to a point on said legal right of way, thence by Lot No. 2 on the Plan of Lots hereinafter mentioned South 37 degrees 5 minutes East seventy four and seventy-four one•hundredthS (74.74) feet to a point on the dedicated right of way line of township road 640 as shown on said Plan of Lots; thence along said dedicated right of way line of township road 640 South 70 degrees 45 minutes West two hundred eighty and forty- six one-hundredths (280.46) feet to a point on the legal right of way line of township road 640; thence along said legal right of way line of township road 640 North 19 degrees 15 min0t*es West six and fifty one-hundredths (6.50) feet to the point and place of BEGINNING. BEINGLot No. 1 on Subdivision Plan of Cora B. Shughart which said plan remains of record in the Recorder's Office of Cumberland County in Plan Book 22, Page 161. TAX PARCEL 1 28-2401 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 99-4277 CIVIL 19 CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAJND COUNTY: To satisfy the debt, interest and costs due First Uri ion National Bank ?PLAIIFF Harry Aden Hinkle, West Shore Printing, 304 Mulberry Dr., Mech rom g anicsbur PA 17055. DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell Real estate located at 1330 Church St., Carlisle PA 17013. (See attachedr legal description.) (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If Properlyof thedefendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named gamishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $118,458.43 Interest $i42479per diem $2,433.75 Afty's Comm % Afty Paid x 1 4 7 n Plaintiff Paid L.L. $.50 Due Frothy. Other Costs $1.00 Date: November 10, 1999 REQUESTING PARTY: Name Frank Federman, Esquire Address: Two Perin Center Sq Ste 900 Philadelphia PA 19102 Attorney for: Plaintiff Telephone: (215) 5637000 Supreme Court ID No. 12248 CURTIS R. LONG Proth ot?ry, Civil Division by; A , Deputy REAL ESTATE SALE No./x on M k, r 11.1 the sheriff levied upon the defends ;,.; Interest in the real property situated in 44??_D." Cumberrll?and County, Pa., known and numbered as: /330 Le 1.1f} V /? ? _ and more fully descri ed on Exhibit "A" filed v,,!Wi i' this writ and by this reference incorporated herein. ?ate: By: 4-VVq SS' I!d 8i h SI AGN FEDERMAN AND PHELAN By: FRANK FEDERMAN IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215) 563-7000 First Union National Bank Plaintiff VS. ATTORNEY FOR PLAINTIFF Cumberland County Court of Common Pleas CIVIL DIVISION Harry Aden Hinkle NO. 99-4277-Civil Defendant(s) PRAECIPE TO VA ATE JUDGMENT AND NARK CASE DISCONTINUED AND ENDED WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly vacate the Judgment which was entered on Novrmber 10, 1999 against Harry Aden Hinkle, Defendant, in the amount of $118,458.43 relative to the instant matter and mark this case discontinued and ended, without prejudice, upon payment of your costs only. i P l V y, FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff Dated: December 23, 1999 roxnutean rn ?? oisout aae l's d y ca uo 'tnoit mms nr