HomeMy WebLinkAbout03-3169MIDFIRST BANK
Plaintiff
1N THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
VS.
CIVIL ACTION - LAW
JOHN E. MAURER AND
CAROL L. MAURER
Defendants
ACTION OF MORTGAGE FORECLOSURE
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after the Compla'mt and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgmant may be entered against you by the Court without further notice for any money
claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. 1F YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO F1ND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
AVISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO,
REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION
CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU
PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y
REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA
DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA
DE ABOGADOS), (215) 238-6300.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
MIDFIRST BANK, : IN THE COURT OF COMMON PLEAS
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
VS.
JOHN E. MAURER AND
CAROL L. MAURER,
Defendants
CIVIL ACTION LAW
ACTION OF MORTGAGE FORECLOSURE
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assme that said debt is
valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
MIDFIRST BANK,
VS.
JOHN E, MAURER AND
CAROL L. MAURER,
Plaintiff
Defendants
: 1N THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LAW O,~- $/fi, q
:
: ACTION OF MORTGAGE FORECLOSURE
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff, MIDFIRST BANK, is an Oklahoma Corporation, with an address of 999 N.W. GRAND
BOULEVARD SUITE 100, OKLAHOMA CITY, OKLAHOMA 73118.
Defendant, JOHN E. MAURER, is an adult individual, whose last known address is 3541 MARCH
DRIVE, CAMP HILL, PENNSYLVANIA 17011. Defendant, CAROL L. MAURER, is an adult
individual, whose last -known address is 3541 MARCH DRIVE, CAMP HILL, PENNSYLVANIA
17011.
On or about, May 20, 1986, the said Defendants, executed and delivered a Mortgage Note in the sum of
$54,200.00 payable to GMAC MORTGAGE CORPORATION OF PA. The Said Note is not accessible
to Plaintiff and is believed to be in the possession of Defendants.
Plaintiff also avers that the within Mortgage foreclosure complaint is based upon the Mortgage and that
the attachment ora copy of the Note is unnecessary pursuant to Rules 1019(h) and 1141(a) of the
Pennsylvania Rules of Civil Procedure.
Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment of the same, Defendants, made, executed, and delivered to original Mortgagee, a certain
real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 817, Page 176 conveying to original Mortgagee the subject premises.
The Mortgage was subsequently assigned to SOURCE ONE MORTGAGE SERVICES and recorded in
the aforesaid County in Mortgage Book 436, Page 478. The Mortgage was subsequently assigned to
NATIONSBANC MORTGAGE CORPORATION and recorded in the aforesaid County in Mortgage
Book 503, Page 660. The Mortgage was subsequently assigned to MIDFIRST BANK and recorded in
the aforesaid County in Mortgage Book 599, Page 999. The Said Mortgage is attached hereto and
marked as Exhibit "A".
5. The land subject to the Mortgage is: 3541 MARCH DRIVE, CAMP HILL, PENNSYLVANIA 17011
and is more particularly described in Exhibit "B" attached hereto.
6. The said Defendants are the real owners of the property.
7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on
January 01, 2003 and all subsequent installments thereon, and the following amounts are due on the
Mortgage:
UNPAID PRINCIPAL BALANCE
$41,293.79
Interest at $10.74 per day
From 12/01/2002 To 08/01/2003
( based on contract rate of 9.500%)
$2,942.76
Accumulated Late Charges
$21.00
Lme Charges m $30.56
From01/01/2003to08/01~003
$244.48
Escrow Balance
$225.25
Attomey'sFeeat5% of PfincipalBalance
TOTAL
$2,064.69
$46,791.97
**Together with interest at the per diem rate noted above after August 01, 2003 and other charges and
costs to date of Sheriff's Sale.
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania law, and will be collected in the event ora third party purchaser at Sheriff's Sale. If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
8. No judgment has been entered upon said Mortgage in any jurisdiction.
Notice of Intention to Foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of
1974 is not required in that the original principal balance exceeds $50,000.00.
10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any
way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended.
11. Plaintiffhas complied with the procedures required by Pennsylvania Act 91 of 1983 (Homeowners'
Emergency Mortgage Assistance Payments Program) and Defendants have either failed to meet the time
limitations as set forth therein or have been determined by the Housing Finance Agency not to qualify
for assistance.
WFIEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 9.500% ($10.74 per diem), together with other charges and
costs including escrow advances incidental thereto to the date of S/b]efiff's Sale and for foreclosure and sale o£
the property within described. By: LPeUoRn~.EHLa~er~EsqGuirP&e (A~JER
Attorney for Plaintiff
I.D. # 15700
1719 N. Front Street
Harrisburg, PA 17102
(717-234-4178)
PI~NNSYLVANIA
MORTGAGE
.... U~DER AND SUBJECT to cerc&in restrictions no~ of record.
VERIFICATION
I, Leon P. Haller, Esquire, hereby swear and affirm that the
facts contained in the foregoing COMPLAINT for Mortgage
Foreclosure are true and correct to the best of my knowledge,
information, and belief based upon information provided by
Plaintiff, MIDFIRST BANK. Said facts contained herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to
unsworn falsification to authorities.
Date: July 2, 2003
Leo~uire
SHERIFF'S RETURN -
CASE NO: 2003-03169 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLJ~ND
MIDFIRST BANK
VS
MAURER JOHN E ET AL
NOT SERVED
R. Thomas Kline , Sheriff , who being duly sworn
according to law, says, that he made a diligent search and inquiry for
the within named DEFENDANT , to wit:
MAURER JOHN E
unable to locate Him
COMPLAINT - MORT FORE
in his bailiwick.
but was
He therefore returns the
the within named DEFENDANT
, MAURER JOHN E
NOT SERVED , as to
3541 MARCH DRIVE
CAMP HILL, PA 17011
SERVICE STOPPED PER FAX FROM ATTORNEY.
Sheriff's Costs:
Docketing 18.00
Service 10.35
Affidavit .00
Surcharge 10.00
.00
38.35
~. Thomas K%ine
Sheriff of Cumberland County
PURCELL KRUG HALLER
07/16/2003
Sworn and subscribed to before me
this ~ day of
Prothonotary
SHERIFF'S RETURN -
CASE NO: 2003-03169 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
MIDFIRST BANK
VS
MAURER JOHN E ET AL
NOT SERVED
R. Thomas Kline , Sheriff ,
according to law, says, that he made a diligent
the within named DEFENDANT , to wit:
MAURER CAROL L
unable to locate Her in his bailiwick. He
COMPLAINT - MORT FORE
who being duly sworn
search and inquiry for
but was
therefore returns the
the within named DEFENDANT
, MAURER CAROL L
NOT SERVED , as to
3541 MARCH DRIVE
CAMP HILL, PA 17011
SERVICE STOPPED PER FAX FROM ATTORNEY.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10o00
.00
16.00
So answers:
Sheriff of Cumberland County
PURCELL KRUG HALLER
07/16/2003
Sworn and subscribed to before me
this ~'~ day of
Prothonotary
MIDFIRST BANK,
vs.
Plaintiff
JOHN E. MAURER AND
CAROL L. MAURER,!
Defendants
IN THE COU~T OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 2003 (13169
IN MORTGAGE FORECLOSURE
P RA E C I P E
TO THE PROTHONOTARy:
Please ma~k the above captioned case
without prejudic.
settled and discontinue(I,
PURCELL, KRUG & HALLER
By: Leon P. ~ller ID #15700
Eor
Attorney Plaintiff
Purcell, Krug &Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
DATE: October 21 2003