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HomeMy WebLinkAbout99-05715 Q f'. 5th 1 ( + 1 4y rxhi mik5ye,?, x z gFY I v! Il ?? N ?,. ?(pppti+ 1<.t Y y ?L 6 1r 1 ?f7.? 4f t f f'1 /.?ukl A.,? f, ( ??11yy?a?` i JJ ??e,e?y 511 ?. L M ?FIw{htPV>'1o /. LEI Y M? a ? v 1 x?x?"ryti?r en r y5. vr;? $? 'ik ' ,fir rd Js J ? ????j1r?JF f - J? u?.tCy a k : J ??? a?xr 5?-„r 1 1 }Yj ?,. g J I r (? K ?ifS}' 1, o t??it?{tt t S x yh.t p a ti •{ y°Itx t n dy .x? f ?r '4r? x n' S y ?,} r t rvq n a'*,n'a` , rt ^^?x rsV M1 i w},tyy??x o-a, r„xdq r 4 '??/!r`` t•?N 1 I 1 Y? (y SZyI/1}J1 (/ yyr + A x/ r ^r Zino, t<, z ;x JZ? r "I 7 1 t rA r r 4 t?r M1 t YT / ?e Comroe, Hing & Associates By: David B. Comroe Identification No.:25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 215-568-0400 Attorney for Plaintiff ContiMortgage Corporation One ContiPark, 338 South Warminster Road, Hatboro, PA 19040-3430, Plaintiff VS. James L. McNaney, 38 Bayberry Drive, Mechanisburg, PA 17055 and Debra E. McNaney, 38 Bayberry Drive, Mechanisburg, PA 17055, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Term No. CIVIL ACTION: FORECLOSURE N 2_1_1_g E You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA (717)249-3166 ? 'tom it A !f? ?_? AND A"Y ,0= In To A g4066hI M ( TAR PROM YOU OR Mn WIIL BE USED TO TAT WO AMMO A V I S O LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA (717)249-3166 2 UZ 43 A P6[KM 7919 PURPM OF 'EX( 14 70 T A DMT AK) A.N-r THiGW"TrM 06't.UIY'!?D FROM Y01-I :ik n1*`01MB 01M RRLL BE USED TO TUAT :,.;; I. Plaintiff is ContiMortgage Corporation, with its principal offices at One ContiPark, 338 South Warminster Road, Hatboro, PA 19040-3430. 2. Defendants are James L. McNaney and Debra E. McNaney, with an address as set forth above. 3. On August 5, 1998 James L. McNaney and Debra E. McNaney executed and delivered a Mortgage upon premises hereinafter described to NCS Mortgage Services, LLC, which mortgage was recorded in the Department of Record at Cumberland County, Pennsylvania in Mortgage Book 1474, at page 743 on August 11, 1998. 4. The said mortgage was assigned on November 25, 1998 to ContiMortgage Corporation, said Assignment being recorded in Assignment of Mortgage Book No. 959, Page 1068 on November 25, 1998. 5. The premises subject to said Mortgage are known as 38 Bayberry Drive, Mechanisburg, PA 17055 and are more particularly described in Exhibit "A" attached hereto and incorporated herein by reference. 6. The Defendants are James L. McNaney and Debra E. McNaney the record and real owners of the said real estate subject to the Mortgage. 7. The said Mortgage is in default by reason of the fact that the monthly installments of principal and interest as due on April 10, 1999, and as due on the tenth day of each month thereafter are still due and owing and have not been paid; and by the terms of the said Mortgage, upon failure to make such payments when due, the e siM/tr((?iyyEp?? r, X.f.`:cti Y A IiT AND .VrI !i`K,,,yY)WJ?DY'Y? \W. a??:yi'.V i?lUl?': ? ??•. Whole of the principal balance and all interest due thereon, together with late charges and other recoverable sums and attorney's fee are now due and payable forthwith. 8. The monthly installment payment composed of principal and interest due under the terms of said Mortgage and Mortgage Note for each such month was ONE THOUSAND SIXTY NINE DOLLARS AND 05 CENTS ($1,069.05). 9. The following amounts are therefore due and owing on said Mortgage: (a) Principal Debt $118,940.69 (b) Late Charges at $53.45 per month from 4/10/99 to 9/ 7/99 $ 267.25 (c) Interest from 3/10/99 through 9/ 7/99 at $33.87 per diem $ 6,130.47 (d) Total Escrow Deficit to date $ 800.00 (e) Reasonable Attorney's fees as in the above stated amount reflect third party sale only. If the Mortgagor reinstates the account, attorney's fees will be reasonable based upon work performed. $ 5,947.03 (f) Title Report $ 435.00 (g) Court Filing Charge $ 115.50 (h) Uncollected Late Charge(s) $ 25.50 (i) Escrow Credit $ TOTAL AMOUNT DUE $132,661.44 In addition, interest at the rate of $33.87 per day on the unpaid principal balance will continue to accrue until the default is resolved. Any payments which are allowable under the mortgage 4 document and are necessary to protect Plaintiff, relating to real estate taxes owed or which become due on the mortgaged property together with fire or homeowners insurance premiums necessary to protect the Plaintiff, or any reasonable costs necessary to protect the property from waste or vandalism shall also become due and owing by Defendants to Plaintiff when expended by Plaintiff. 10. Pursuant to the provisions of Act No. 6 of the Pennsylvania General Assembly dated January 30, 1974, as amended, a Notice of intention to Foreclose Mortgage was mailed by Certified Mail, Return Receipt Requested to the Defendants at the aforesaid mortgaged premises. True and correct copies of said Notices are attached hereto and made a part hereof as Exhibit "B" and same are incorporated by reference herein as though here fully set forth at length. 11. Pursuant to the provisions of Act 91 of the Pennsylvania General Assembly dated December 13, 1983, "The Emergency Mortgage Relief Act," notices in accordance with the Homeowners' Emergency Assistance Act of 1983 were mailed by regular 1st class mail to the Defendants at the aforesaid mortgaged premises. WHEREFORE, Plaintiff prays judgment against Defendants in the sum of $132,661.44 plus interest and late charges at the contract 5 rate to date of Judgment as set forth above and coats, both of suit and as set forth above, and for foreclosure and sale of the mortgaged premises. DATED: August 24, 1999 Respectfully submitted, Comroe, Hing & sociates By: David Comroe Supreme Court I.D. 25694 Attorneys for Plaintiff 6 a ,i t, express authorization to enter into this verification for Plaintiff, verifiesvthe t. foregoing Complaint in Mortgage Foreclosure and avers that the statements of fact therein contained are made subject to the -penalties of 16 Pa. C.S. Section 4904 relating to unsworn falsification to authorities, and that same are true upon the signer's personal knowledge or information and belief. 7 ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision Plan; thence along same South 89 degrees 25 minutes 42 seconds. Wftt, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 214 and 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel X/38-22-0144-164 ei ?i. O'ContilVortgage- One r ContiPark • 338 S. Warminster Road • Hatboro, PA 19040.3430 (888) 820.3411 Asset Management Department June 09, 1999 JAMES L MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 RE: ContiMortgage Loan Number: 0007212822 ACT 6 NOTICE OF INTENTION TO FORECLOSE MORTGAGE The Mortgage held by ContiMortgage (thereafter we, us or ours) IS IN DEFAULT as a result of your failure to pay your last 2 monthly installments. Late charges have also accrued to this date. The total amount now required to cure this default or, in other words, get caught up in your payments,-ag.of the date of this letter is $2,644.24. You may cure this default within THIRTY (30) DAYS of the date of this letter by paying to us the amount of $2,644.24 plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cashier's check, certified check or money order, and made payable to: CONTIMORTGAGE CORPORATION P. 0. Box 13919 PHILADELPHIA, PA 19101 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of the default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed, your property will be sold by the Sheriff to pay off the mortgage debt. If we refer your case to our attorneys but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually -incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which also may include our reasonable fees. If you cure the default within the thirty (30) day period, you will not be required to pay attorney's fees. We may also sue personally for the unpaid principal balance and all other sums due under the mortgage. ® Printed on rm)ded paper. rim ? ContiMortgage One ContiPark - 338 S. Warminster Road • Hatboro, PA 19040-3430 (888) 820.3411 Page Tit Management Department ContiMortgage Loan Number 0007212822 If you have not cured the default within the thirty(30) day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one (1) hour before the Sheriff's foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale (and perform any other requirements under the mortgage). A notice of the date of the Sheriff's sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: 1-800-635-9698. This payment must be in cashier's check, certified check or money order-aid made payable to us at the address.rstated above. You should realize that Sheriff's sale will end your ownership of the mortgaged property and your rights to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could start to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, (AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS MIGHT EXIST.] YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored as it no in any calendar year. Sincerely, to cure your Collection Department Asset Management Division Regular and Certified Mail Enclosure LWPAACT6 curred. However, you are not more than three (3) times ® Printed an rea)rled Paper. ram C- One ContiPark • 388 S. Warminster Road - Hatboro, PA 19040.3430 (888) 820.3411 Asset Management Department June 09, 1999 JAMES L MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 Re: ContiMOrtgage Loan Number: 0007212822 Property Address 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055 ACT 91 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you. need more information call the Pennsylvania Housing Agency at 1cS M-.342-2397. .,; La notificacion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notificacion obtenga un traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero menionada arriba. Puedes ser elegible para un prestamo por el programa llamado. "Homeowner's Emergency Mortgage Assistance Program": el cual puede salvar su casa de la pardida del derecho a redimir su hipoteca. IMPORTANT: NOTICE OF HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE TOWARD YOUR MORTGAGE PAYMENTS Your mortgage is in serious default because you have failed to pay promptly, your last 2 monthly installments of principal and interest. The total amount of the deliquency is $2,644.24. You may be eligible to financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowner's Emergency Mortgage Assistance Act of 1983 (the "ACT"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. Please read all of the Notice. It contains an explanation of your rights. 121 ® Primed on m cled paper. ContiMortgage - One ContiPark • 388 S. Warminster Road • Hatboro, PA 190400490 (888) 820.3411 Asset Management Department Page Two June 09, 1999 ContiMortgage Loan Number 0007212822 Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you have the right to arrange a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repayment plan or otherwise settle your delinquency. That meeting must occur in the next thirty (30) days. If you attend a. face-to-face meeting with this lender, or with a consumer credit counseling agent identified in this Notice, no further proceedings in mortgage foreclosure may take place for thirty (30) days after the date of that meeting. - The name, address and telephone number of our representative is; ContiMortgage, COLLECTION DIVISION 3, P. 0. Box 13919 Philadelphia, PA, 19101, 1-800-635-9698. The name(s), and address (es) of (a) designated consumer credit counseling agency(ies) is(are): SEE ATTACHED LIST It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowner's Emergency Assistance Application with the Pennsylvania Housing Finance Agency. The consumer credit counseling agency will assist you in filling out your application. It must be postmarked within thirty (30) days of your face- to-face meetimg. You must either mail your application to the Pennsylvania Housing Finance Agency, or you must file it at the office of one of the designated consumer credit counseling agencies listed. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P. O. Box 8029, Harrisburg, PA 17105, phone number 717-780-3800 or 800-342-2397 (toll free number). An application for assistance may be obtained from this lender, from a consumer credit counseling agency, or directly from the Pennsylvania Housing Finance Agency. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mortgage assistance are very limited. They will be distributed by the Agency under the eligibility criteria established by the ACT. IS Primed on rec)eled piper. 0 1 : ContiMortgage One ContiPark • 338 S. Warminster Road • Hatboro, PA 19040.3430 (888)820.3411 Matt Management Department Page Three June 09, 1999 ContiMortgage Loan Number 0007212822 It is extremely important that your application is accurate and complete in every respect. The counseling agency will help you to fill out the application. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Agency of its decision on your application. In addition, you will receive another notice from this lender under Act 6 of 1974. That notice is called a "Notice Of Intention To Foreclose', . You must read both nob4ces, since both explain rights thatwyou now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, we cannot foreclose upon you during that time. Also, if you receive financial assistance from Pennsylvania Housing Finance Agency, your home cannot be foreclosed upon while you are receiving that assistance. Sincerely, Collection Department Asset Management Division Regular and Certified Mail Enclosure LWPAACT91 ® primed on regeled paper, ContiMortgage - One ContiPark • 838 S. Warminster Road • Hatboro, PA 19040.3430 (888) 820.3411 Asset Management Department June 09, 1999 DEBRA E MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 RE: ContiMortgage Loan Number: 0007212822 ACT 6 NOTICE OF INTENTION TO FORECLOSE MORTGAGE The Mortgage held by ContiMortea (thereafter we, us or ours) IS IN u DEFAULT as a result of your failure to pay your last 2 monthly installments. Late charges have also accrued to this date. The total amount now required to cure this default or, in other words, get caught up in your payments.-aa of the date of this letter is $2,644.24. You may cure this default within THIRTY (30) DAYS of the date of this letter by paying to us the amount of $2,644.24 plus any additional monthly payments and late charges which may fall due during this period. Such payment must be made either by cashier's check, certified check or money order, and made payable to: CONTIMORTGAGE CORPORATION P. 0. Box 13919 PHILADELPHIA, PA 19101 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of the default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed, your property will be sold by the Sheriff to pay off the mortgage debt. If we refer your case to our attorneys but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually -incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which also may include our reasonable fees. If you cure the default within the thirty (30) day period, you will not be required to pay attorney's fees. We may also sue personally for the unpaid principal balance and all other sums due under the mortgage. ® Primed on repxled paper. ContiMortgage One ContiPark • 338 S. Warminster Road • Hatboro, PA 19040.3430 (888) 820.3411 Page TAffiht Management Department ContiMortgage Loan Number 0007212822 If you have not cured the default within the thirty(30) day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one (1) hour before the Sheriff's foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale (and perform any other requirements under the mortgage). A notice of the date of the Sheriff's sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: 1-800-635-9698. This payment must be in cashier's check, certified check or money or-der-&Ad made payable to us at the address..,stated above. You should realize that Sheriff's sale will end your ownership of the mortgaged property and your rights to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could start to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. [YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, (AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS MIGHT EXIST.] YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your in any calendar year. Sincerely, Collection Department Asset Management Division Regular and Certified Mail Enclosure LWPAACT6 more than three (3) times Primed an ren<led Paper. 0 ContiMortgage - One ContiPark • 338 S. Warminster Road • Hatboro, PA 19040-3430 (888) 820.8411 Asset Management Department June 09, 1999 DEBRA E MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 Re: ContiMortgage Loan Number: 0007212822 Property Address 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055 ACT 91 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you need more information call the Pennsylvania Housing Agency ati 1-8(18-342-2397. La notificacion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notificacion obtenga un traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero menionada arriba. Puedes ser elegible para un prestamo por el programa llamado. "Homeowner's Emergency Mortgage Assistance Program": el cual puede salvar su casa de la pardida del derecho a redimir su hipoteca. IMPORTANT: NOTICE OF HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE TOWARD YOUR MORTGAGE PAYMENTS Your mortgage is in serious default because you have failed to pay promptly, your last 2 monthly installments of principal and interest. The total amount of the deliquency is $2,644.24. You may be eligible to financial assistance that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowner's Emergency Mortgage Assistance Act of 1983 (the "ACT"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. Please read all of the Notice. It contains an explanation of your rights. ® Primed on recycled piper. ILI ContiMortgage - One ContiPark • 338 S. Warminster Road • Hatboro, PA 19040.3430 (888) 820.3411 Asset Management Department Page Two Jerre 09, 1999 ContiMortgage Loan Number 0007212822 Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you have the right to arrange a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting•is to attempt to work out a repayment plan or otherwise settle your delinquency. That meeting must occur in the next thirty (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agent identified in this Notice, no further proceedings in mortgage foreclosure may take place for thirty (30) days after the date of that meetiing.:Qy The name, address and telephone number of our representative is; ContiMortgage, COLLECTION DIVISION 3, P. O. Box 13919 Philadelphia, PA, 19101, 1-800-635-9698. The name(s), and address(es) of (a) designated consumer credit counseling agency(ies) is(are): SEE ATTACHED LIST It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowner's Emergency Assistance Application with the Pennsylvania Housing Finance Agency. The consumer credit counseling agency will assist you in filling out your application. It must be postmarked within thirty (30) days of your face- to-face meetimg. You must either mail your application to the Pennsylvania Housing Finance Agency, or you must file it at the office of one of the designated consumer credit counseling agencies listed. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P. O. Box 8029, Harrisburg, PA 17105, phone number 717-780-3800 or 800-342-2397 (toll free number). An application for assistance may be obtained from this lender, from a consumer credit counseling agency, or directly from the Pennsylvania Housing Finance Agency. It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately. Available funds for emergency mortgage assistance are very limited. They will be distributed by the Agency under the eligibility criteria established by the ACT. ® Printed on reeiated paper. 0 ContiMortgage - One ContiPark • 338 S. Warminster Road • Hatboro, PA 19040.3430 (888)820.3411 Asset Management Department Page Three June 09, 1999 ContiMortgage Loan Number 0007212822 It is extremely important that your application is accurate and complete in every respect. The counseling agency will help you to fill out the application. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Agency of its decision on your application. In addition, you will receive another notice from this lender under Act 6 of 1974. That notice is called a "Notice Of Intention. To Foreclose" You must read both not+rices, since both explain rights that..you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, we cannot foreclose upon you during that time. Also, if you receive financial assistance from Pennsylvania Housing Finance Agency, your home cannot be foreclosed upon while you are receiving that assistance. Sincerely, Collection Department Asset Management Division Regular and Certified Mail Enclosure LWPAACT91 . ® Primed on regded paper C%' ?J O rn _-?j ? U too M SHERIFF'S RETURN - REGULAR CASE NO: 1999-05715 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CONTIMORTGAGE CORPORATION VS. MCNANEY JAMES L ROBERT FINK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MCNANEY JAMES L the defendant, at 15:40 HOURS, on the 27th day of September 1999 at 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 CUMBERLAND County, Pennsylvania, by handing to DEBRA E. MCNANNEY a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing x 18.00.?id??3? 2 Affidavit 6.00 Surcharge 8.00 MM $ R? 2iblSiaw rumen 2. 2 )09/29 RING, & ASSOCIATES ^-/ 1999 by WePULY 1 olItUILL Sworn and subscribed to before me this day of, 19 94• A.D. s SHERIFF'S RETURN - REGULAR CASE NO: 1999-05715 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CONTIMORTGAGE CORPORATION VS. MCNANEY JAMES L ROBERT FINK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MCNANEY DEBRA E _ the defendant, at 15:40 HOURS, on the 27th day of September 1999 at 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 CUMBERLAND County, Pennsylvania, by handing to DEBRA E. MCNANNEY a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing 6.00 Affidavit .00w?i-2 .00 IlluaEl Mine, Surcharge 8.00 hhJJ $$ m y5 -CO RO/ HING & ASSOCIATES 09 1999 'VC . by epu Sheriff Sworn and subscribed to before me this . IA4- day of 19J_ A. D. ' 1 ?'roTnonor-a + Comroe, Hing & Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff VS. James L. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055: and Debra E. McNaney, 38 Bayberry Drive, Mechanicsburg,: PA 17055 Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 Civil PRAECIPE FOR ENTRY OF JUDGMENT AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Enter Judgment in the amount of $136,991.98 in favor of the Plaintiff and against the Defendant for failure to file an Answer in the above action within twenty (20) days from the date of service of the Complaint and assess Plaintiff's damages as follows: (a) Principal Debt (b) Late Charges at $53.45 per month from 04/10/99 to 01/10/2000 (c) Interest from 03/10/99 through 01/10/2000 at $33.87 per diem (d) Total Escrow Deficit to date (e) Reasonable Attorney's fees as in the above state amount reflect third party sale only. If the mortgagor reinstates the account, attorney's fees will be reasonable based upon work performed. $118,940.69 $ 481.05 $ 10,362.71 $ 800.00 $ 5,947.03 (f) Title Report $ (g) Court Filing Charges $ (h) Uncollected Late Charge(s) $ (i) Escrow Credit TOTAL AMOUNT DUE DATED: January 10, 2000 Damages assessed as above this day of 435.00 25.50 00.00 $136,991.98 Respectfully submitted, Comroe, Hing & Associates David B. Comroe Attorneys for Plaintiff Pro Prothonotary ;?'- Comroe, Hing & Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff ContiMortgage Corporation IN THE COURT OF COMMON PLEAS One ContiPark 338 South Warminster Road OF CUMBERLAND COUNTY Hatboro, PA 19040-3430 CIVIL ACTION - LAW Plaintiff VS. ACTION OF MORTGAGE FORECLOSURE James L. McNaney, 38 Bayberry ° Term Drive, Mechanicsburg, PA 17055. No. 99-5715 Civil and Debra E. McNaney, 38 , Bayberry Drive, Mechanicsburg,: PA 17055 Defendant Certification of Service David B. Comroe, Esq., being duly sworn according to law certifies that Notices of Intention to Take Judgment, as set forth in PA R.C.P., 237.1, were mailed to Defendant(s) on October 28, 1999. Attached hereto and made part hereof as Exhibit "A" is a true and correct copy of said Notice. David B. Comroe Attorney for Plaintiff Sworn to and subscribed before me th/]'/$ 10th day of January, 2000. ^Av J Notary Public NOTARIAL SEAL SUE FRUIT, Notary Public Clry of PhilatlelpMa, PMIa. County LM Comaisson Ex ues Jul 20, 2002 Comroe, Hing & Associates By: David B. Comroe Identification No.:25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 215-568-0400 Attorneys for Plaintiff ContiMortgage Corporation Plaintiff VS. James L. McNaney and Debra E McNaney Defendants TO: James L. McNaney and Debra E. McNaney IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 CIVIL IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA (717) 249-3166 AVISO I14PORTANTE LISTED ESTA EN REBELDIA PORQUE HA FALLADO EN TOMAR LA ACCON EXIGIDA DE SU PARTE EN ESTE CASO. A MENDS DE QUE USTED ACTUE DENTRO DE DIEZ DIAS DE LA PECHA DE ESTE AVISO. SE PUEDE REGISTRAR UNA SEN- TENCIA CONTRA USTED. SIN EL BENEFICIO DE UNA AUDIENCIA Y PUEDE PERDER SU PROPIEQAD O OSTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE AVISO A UN ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO Y NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO. DEBE COMUNICARSE CON LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE OBTENER AYUDA LEGAL: Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA (717) 249-3166 DATE OF NOTICE/SERVICE: BY: a 'a on • e October 28, 1999 Davy. B. Comroe TIRS IS A FROCESS'PHE PURL'OSE OF WHICH IS TO COLLECT A DEBT AND ANY NMRMA77ON OBTARM FROM YOU OR ANYONE 0AE WILL BE USED TO THAT END. Comroe, Hing & Associates By: David B. Comroe Identification No.:25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 215-568-0400 Attorneys for Plaintiff ContiMortgage Corporation Plaintiff VS. James L. McNaney and Debra E. McNaney Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION :ACTION OF MORTGAGE - LAW FORECLOSURE TO: Term : No. 99-5715 CIVIL James L. McNaney and Debra E. McNaney IMPORTANT NOTICE YOU ARE IN--DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA (717) 249-3166 AVISO IMPORTANTE USTED ESTA EN REBELDIA PORQUE HA FALLADO EN TOMAR LA ACCION EXIGIDA DE SU PARTE EN ESTE CASO. A MENOS DE QUE LISTED ACTUE DENTRO DE DIE2 DIAS DE LA PECHA DE ESTE AVISO. SE PUEDE REGISTRAR UNA SEN- TENCIA CONTRA USTED. SIN EL BENEFICIO DE UNA AUDIENCIA Y PUEDE PERDER SU PROPIEQAD 0 OSTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE AVISO A UN ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO Y NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO. DEBE COMUNICARSE CON LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE OBTENER AYUDA LEGAL: Cumberland County Bar Association 2 Liberty Ave., Carlisle, PA (717) 249-3166 DATE OF NOTICE/SERVICE: BY: 1Jaaa1 n, October 28, 1Q f, .xL,?. David B. Comroe WHICH IS TO COLLECT A DEBT JAND ANY INFORMATION OBTAIM FROM YOU OR ANyQ1VEBL9B WILL BE USED TOTHATEED, ? 1? 7t "1? 27 J Cl o U 1 ui R? Comroe, Hing & Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff VS. James L. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055: and Debra E. McNaney, 38 Bayberry Drive, Mechanicsburg,: PA 17055 Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 Civil CERTIFICATION ....................... David B. Comroe, Esq., Attorney for Plaintiff in the above captioned matter, hereby certifies that the provisions of the Emergency Mortgage Relief Act, P.L. 1688 No. 621, as amended, December 23, 1983 have been met. David B. Comroe Attorney for Plaintiff Sworn to and subscribed before me this 10th day of January, 2000. Notary Public I? PuW;c a. Countyl 20, 2002 2mz SHERIFF'S RETURN - REGULAR CASE NO: 1999-05715 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CONTIMORTGAGE CORPORATION VS. MCNANEY JAMES L ROBERT FINK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MCNANEY JAMES L the defendant, at 15:40 HOURS, on the 27th day of September 1999 at 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 CUMBERLAND a County, Pennsylvania, by handing to DEBRA E. MCNANNEY a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE 1 and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing 18.00 00, Service 6.20 2 yr.-- Affidavit .00 Surcharge 8.00 IZ-+lffcSPPfaB?CI13f8 Yf€PiZ.L 3Z-ZII-OC007R9$i9HHIING, & ASSOCIATES l s:. 2 /b by LjepuF-y Sn i Sworn and subscribed to before me this day of 19 A.D. r . :. CASE NO: 1999-05715 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CONTIMORTGAGE CORPORATION VS. MCNANEY JAMES L ROBERT FINK Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to. law, says, the within COMPLAINT - MORT FORE was served upon MCNANEY DEBRA E the defendant, at 15:40 HOURS, on the 27th day of September 1999 at 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 CUMBERLAND County, Pennsylvania, by handing to DEBRA E. MCNANNEY a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing 6.00 Service .00 Affidavit 00 Surcharge 8.00 hh??RR $$ ?09/29/i999NG & ASSOCIATES by Sworn and subscribed to before me this day of 19 A.D. - 99- s7is NON-MILITARY AFFIDAVIT STATE OF eA COUNTY OF (Y?O1.1?(ap(y?? tL SS ?? RE: James L. McNaney and Debra E. McNaney C?fW.t2??6i tYlp(,?rggj; , being first duly sworn on oath deposes and says: 1. That I am employed by the Plaintiff herein as service of the mortgage. 2. That the captioned individual(s) are the owners of the premises described in the mortgage or deed of trust. 3. That the collection procedures of the Plaintiff are designed to discover facts concerning the titleholder's occupations and military status. 4. That said procedures were followed in connection with the current delinquency. 5. That, on information and belief, that captioned title holders are not incompetent or in any branch of the military service. Sworn to and subscribed before me this day of 19 ¢? r bier Comm a oner of Deeds Commonwealth of Pennsylvania My Commission Expires Mar. 03, 2004 Y cc; LI I T Co - •- 111:.. I .:7 y •.J1 J D -? C? U Comroe, Hing & Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff VS. James L. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055 and Debra E. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055 Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 Civil AFFIDAVIT PURSUANT TO RULE 3129.1 ContiMortgage Corporation, Plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed, the following information concerning the real property located at 38 Bayberry Drive, Mechanicsburg, PA 17055: 1. Name and address of Owners or Reputed Owners: James L. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 Debra E. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 ra . Y; tf . 2. Name and address of Defendant in the judgment: Date Service Code James L. McNaney 1 38 Bayberry Drive Mechanicsburg, PA 17055 Debra E. McNaney 1 38 Bayberry Drive Mechanicsburg, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: Date Service Code t' N/A 4. Name and address of the last recorded holder of every mortgage of record: Date Service Code Commercial Credit Corporation 1??3?200 0 3 6250 Carlisle Pike, Suite 155 Mechanicburg, PA 17055 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Date Service Code N/A f 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. Date Service Code Family Court, Domestic Relations II?? 0 3 One Courthouse Square Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. N/A (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ?? DATED: 'ID'?fU V`-? Plaintiff ¦' .S. POSTAL SERVICE CERTIFICATE OF MAILING AU1Y 0E USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NO' PROVIDE FOR INSURANCE-POSTMASTER RaoNwd From: COMROE,1111SU A A55UU IN f t. 1700iMf?f?? OM Place of ordl,lary mail addnaaad to: C:' G Commercial Credit Corporation,' 6250 Carlisle Pike, Suite 155 Mechanicsburg, PA 17055 Conti vs McNaney t,wrvy" PS Form 3817, Mat 1989 . y ' ? ''? n ? a r POSTAL SERVICE ATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT ,-` PROVIDE FOR INSURANCE-POSTMASTER ' RaoNvad From: 0. 7 ?Y?YG,Yx?YIAiWy? ^ 1 70DWIIw8INEET a ?zp?,o"'o i tY103SlZF{ c ??` Via'` ' ,r• yy?? • I ," r, .? O, 1 x 1 Oft Pl p of ordinary mail addmind to: n _ C 14 - Family Corut, Domestic Relations One Courthouse Square % . Carlisle, PA 17013 ' Conti vs McNaney ?' _L PS Form 3817, Mar. 1989 'I _trj C tr...:.. co 1 `y I j L t.t v CJ 7 o U Comroe, Hing & Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff VS. James L. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055 and Debra E. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055 Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 Civil AFFIDAVIT PURSUANT TO RULE 3129.2 AND RETURN 0 FSERVICE PURSUANT TO PA R.C.P 405 OF NOTICE OF SALE David B. Comroe, Esq., Attorney for Plaintiff, ContiMortgage 1 Corporation sets forth as of the date of the praecipe for the j writ of execution was filed the following information A concerning the real property located at 38 Bayberry Drive, Mechanicsburg, PA 17055 to be sold at Sheriff's Sale on June 7, f 2000. As required by PA R.C.P. 3129.2 (a) Notice of Sale has "A been given in the manner required by PA R.C.P. 3129.2 (c) on ,y each of the persons or parties named at the addresses set forth below on the date and in the manner noted in the margin by the names of each and copies of each notice together with return w 1 receipts or proof of mailing are attached as Exhibits. The manner of service, as noted in the margin, utilizes the following codes: 1. Personal service by the Sheriff or in accordance with Pennsylvania Rule of Civil Procedure 400.1 2.. Certified mail-return receipt attached 3. First Class Mail-Certificate 3817 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: January 10, 2000 B. Comroe Attorney for Plaintiff } 4 CC) Co Lac.. 1 r% _ L iw I [3. U O U i, _ 7 Comroe, Hing at Associates By: David B. Comroe Identification No 1700 Market Street, Suite 1400 .: 25694 Philadelphia, PA 1910,7 (215)568-0400 Attorneys for Plaintiff ConUMortgage Corporation One ConUPark IN THE COURT OF COMMON PLEAS 338 South Warminster Road OF CUMBERLAND COUNTY Hatboro, PA 19040-3430 CIVIL ACTION - LAW Plaintiff VS. ACTION OF MORTGAGE FORECLOSURE James L. McNaney Term No. 99.5715 Civil 38 Bayberry Drive, Mechantsburg, PA 17055 and Debra E. McNaney 38 Bayberry Drive, Mechantsburg, PA 17055 Defendants ................................................. ............ ................... ............................................................... .................. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Debra E. McNaney, James L. McNaney Your property at 38 Bayberry Drive, Mechanicsburg, PA 17055 in Cumberland County, Pennsylvania Is scheduled to be sold at Sheriff's Sale on June 7, 2000, at 10:00 AM, in the Office of the Sheriff of CUMBERLA County, S. Hanover Street, Carlisle, PA 17013 to enforce the Court judgment of $136,991.98 obtained by ContiMortgage Corporation against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take Immediate action: 1. The sale will be canceled If you pay to Comroe, Hing at Associates, attorneys for the Plaintiff, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: (215)568-0400 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was Improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the greater chance you will have of stopping the sale. (See notice below to find out how to obtain an attorney). 1. If the Sheriffs Sale Is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling the Sheriff of Cumberland County at 717.240.6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out If this has happened, you may call the Sheriff of Cumberland County at 717.240.6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you willl remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due Is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be flied by the Sheriff within thirty (30) days of the Sale "s date. This schedule will state who will be receiving the money. The money will be paid out In accordance with this schedule unless exemptions (reasons why the proposed distribution is wrong) are flied with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET HELP. Court Administrator, Cumberland County Courthouse, Carlisle, PA 17013 - (717) 240.6200 Legal Services, Inc., 7 N. Hanover St., Carlisle, PA 17013 - (717) 243.9400 2 THIS IS A PROCESS THE PURPOSE OF WHICH IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU OR ANYONE ELSE WILL BE USED TO THAT END. 3 DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision Plan; thence along same South 89 degrees 25 minutes 42 seconds West, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 214 and 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel #38-22-0144-164 A Q -;? i 7 C F l? ry . L o U r1, - PRAECIPE FOR WRIT OF EXECUTION COMMONWEALTH OF PENNSYLVANIA County of CUMBERLAND Comroe, Hing at Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff Conti Mortgage Corporation One ConUPark 338 South Warminster Road Hatboro, PA 19040.3430 Plaintiff vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE James L. McNaney Tenn 38 Bayberry Drive, No. 99.5715 Civil Mechanisburg, PA 17055 and Debra E. McNaney 38 Bayberry Drive, Mechanisburg, PA 17055 Defendants PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue writ of Execution in the above matter. PREMISES: 38 Bayberry Drive, Mechanicsburg, PA 17055 See Exhibit "A" attached AMOUNT DUE $ 136,991.98 interestfrom 1/10/00 to 6/7/00@ 10.25x$ 5,693.60 David B. Comroe, Esquire Attorney for Plaintiff ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision Plan; thence along same South 89 degrees 25 minutes 42 seconds West, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 214 and 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel #38-22-0144-164 cl: y U?. p C.. CC) I L F-- LU I o1t 4- U 0 7 p U J PI'A ri ?g 4? g a Contimortgage Corporation In the Court of Common Pleas of Cumberland County, Pennsylvania -vs No 1999-5715Civil James L. McNaney and Debra E. McNaney R. Thomas Kline, Sheriff, who being duly swom according to law says this writ, is returned Stayed. Sheriff's Costs: Docketing Poundage Posting Bills Advertising Mileage Certified Mail Levy Surcharge Law Library County Postpone Sale Law Journal Patriot News Share of Bills Pr th notary 30.00 Swom and Subscribed To Before Me This 6 t` Day o 2000, A.D. ?1a? e` 13.22 15.00 15.00 12.40 1.11 . 15.00 30.00 .50 1.00 20.00 321.20 174.78 24.80 $ 674.01 Pd By Atty 5131100 R. Thomas Kline, Sheriff By Real Estate Deputy DSO r-12, .SL?2' ' 91 K1 e l Comroe, Hing & Associates' By: David,B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff VS. , James L. McNaney!, 3,8 Bayberry Drive, Mechanicsburg, PA 17055 and Debra E. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 Civil Defendant AFFIDAVIT PURSUANT TO RULE 3129.1 ContiMortgage Corporation, Plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed, the following information concerning the real property located at 38 Bayberry Drive, Mechanicsburg, PA 17055: 1. Name and address of owners or Reputed Owners: James L. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 Debra E. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 2. Name and address of Defendant in the judgment: Date Service Code James L. McNaney 1 38 Bayberry Drive Mechanicsburg, PA 17055 Debra E. McNaney 1 38 Bayberry Drive Mechanicsburg, PA 17055 3. Name and whose judgmei N/A 4. Name and mortgage of last known address of every judgment creditor it is a record lien on the property to be sold: . Date Service Code address of the last recorded holder of every record: Date Service Code Commercial Credit Corporation ?J13/2?o O 3 6250 Carlisle Pike, Suite 155 / Mechanicburg, PA 17055 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Date Service Code N/A 1 t S7(P v'? t <e w 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. Date Service Code Family Court, Domestic Relations ?I?un1? 3 One Courthouse Square Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. N/A (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: Plaintiff PN IRwcI CERTIFICATE OF M AILING fMY !! USID FOR DOMESTIC AND INTONATIONAL MAIL DOES ' ( , NO PIIOVIO! 8011 INSURANCE-POSTMASTER /7 z - O I RacNVM Rrom: 'y .., ml COMROF,MI66t1RSSUCIAIt. , a l ?I rA ', r as 1v* t 1700MIIf?181Wfft h y? ,?',.+! ?i WN P4NJI?FFA1 •I r dii ik ljy,+lyile t ti! ON Place of ortlirory mW MtlraPaW ro: Commercial Credit Corporation 6250 Carlisle Pike, Suite 155 Mechanicsburg,, PA 17055 .•?..a ' ' 'Conti vs McNaney PS Form 3817, Mar. 1989 F •t""'"N 'I r 3k" I J :y Mr "'} 1 1 r M` r"'="""k""!'?"?' .r .F'- t^?.rT ? +.,-••-? +-?'2:-,---•--??.^_r• +I r LN CERTIFICATE OF MAI tti G MAY BE USED FO R comes PROVIDE FOR TIC-ANO INTERNATIONAL MAIL, DOES NOT INSUMNCE-POSTMASTER }'14 • << Y RmIved Fmm: J?MNOf,MlNfs 8 ASSOCIAiF& 7 v a gym; 70 WAV=EFf Aa??? y \ ON Place of ordon ary Iron addMI M to: I .. F , amily Corut, Domestic Relations I One Courthouse Square Carlisle, PA 17013 Conti vs McNaney ? -r+?"'•r • PS form 3817, Mar. 1989 ' i s l OFF!"F rp -?G "`tfiR!FF Pill, FEB 15 PL.' Comroe, Hing a Associates By: David B. Comroe Identification No.: 25694 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorneys for Plaintiff CondMortgage Corporation One CondPark 338 South Warminster Road Hatboro, PA 19040.3430 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FOI Tenn James L. McNaney No. 99.5715 Civil 38 Bayberry Drive, Mechanisburg, PA 17055 and Debra E. McNaney 38 Bayberry Drive, Mechanisburg, PA 17055 Defendants .................................................. ............ ............................................................... NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Debra E. McNaney, James L. McNaney Your property at 38 Bayberry Drive, Mechanicsburg, PA 17055 in Cumberland County, Pennsylvania Is scheduled to be sold at Sheriffs Sale on June 7, 2000, at 10:00 AM, In the Office of the Sheriff of CUMBERLA County, S. Hanover Street, Carlisle, PA 17013 to enforce the Court judgment of $136,991.98 obtained by CondMortgage Corporation against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled If you pay to Comroe, Hing 8t Associates, attorneys for the Plaintiff, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: (215)568-0400 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, If the judgment was Improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the greater chance you will have of stopping the sale. (See notice below to find out how to obtain an attorney). 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling the Sheriff of Cumberland County at 717.240.6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly Inadequate compared to the value of your property. 3. The sale will go through only If the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will[ remain the owner of the property as If the sale never happened. 5. You have a right to remain in the property until the full amount due Is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days of the Sale date. This schedule will state who will be receiving the money. The money will be paid out In accordance with this schedule unless exemptions (reasons why the proposed distribution Is wrong) are filed with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, If you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET HELP. Court Administrator, Cumberland County Courthouse, Carlisle, PA 17013 - (717) 240-6200 Legal Services, Inc., 7 N. Hanover St., Carlisle, PA 17013 - (717) 243.9400 ....." ., ,..........,I- THIS IS A PROCESS THE PURPOSE OF WHICH IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU OR ANYONE ELSE WILL BE USED TO THAT END. 3 .......-........N....--L? .....:.., a...... DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision Plan; thence along same South 89 degrees 25 minutes 42 seconds West, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 21,fand 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel #38-22-0144-164 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 99-5715 CIVIL 11K Term COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, Interest and costa due ContiMortgage Corporation from James L. McNaney and Debra E. McNaney, 38 Bayberry Drive, Mechanicsburg, PA 17055 (1) You are directed to levy upon the property of the defendant(s) and to sell GPP Tagat Tlpgrriptn_ (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendan(s) or otherwise disposing thereof; (3) 11 property of the defendant(s) not levied upon an subject to attachment isfound inthe possession of anyone other than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above stated. Amounl Due $1361-991.98 Interest from-T710/01 to 6/7/00 @ 10.25% ---45-r"3,60 Any's Comm _ % Alty Paid $118.20 Plaintiff Pad_ L.L. $.50 Due Frothy $1.00 Other Costs Dale: February 8, 2000 Curtis R. Long Prothonotary, Civil Division I? Deputy REQUESTING PARTY: Name David B. Comroe, Es Address; Comme, Hing & Associates 1780 Market Street, StAte 1490 Philadelphia, PA 19103 Attorney for:Plainti f f Telephone: 215-568-0400 Supreme Court ID No. 25694 REAL ESTATE SALE NO On F-t? A 2,0'0" the sheriff levied upon the defendants Interest in the real property situated in-l? Cumberland County, Pa., known and numbered as: ??3c1L., rreV and more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. late: 00, I!d ni h [, 99] ? IJ J:il.do FHDSRIIAN AND PHELAN, LLP SYt Prank Federman, Enquire Suite 1400 One Penn Center at Suburban Station Philadelphia, Pa 19103 (215) 563-7000 Conti Mortgage Company 500 Enterprise Road Horsham, PA 19044 V. Plaintiff James L. McNanay and Debra E. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 Attorney for Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY : NO. 99-5715 Civil Defendant(s) CERTIFICATION OF SERVICE I hereby certify a true and correct copy of the foregoing Attorney's Entry of Appearance was sent via first class mail, postage prepaid, to the following on the date below: James L. McNanay and Debra E. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 DATE : 5 o` Y O I 4?vt t1WW-11-- Frank Federman, Esquire Attorney for Plaintiff I.D. # 12248 ,_ o ? a %; .F-, ,? Y ??. 2- "1' ? i ,gin ?'• I ?_ It .! _ ? i:- -1 t. `.) U c. ;: ?? Comroe Hing LLP Identification No.: 25694 By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation IN THE COURT OF COMMON PLEAS One ContiPark 338 South Warminster Road OF CUMBERLAND COUNTY Hatboro, PA 19040-3430 Plaintiff CIVIL ACTION - LAW VS. ACTION OF MORTGAGE FORECLOSURE Debra E. McNaney 38 Bayberry Drive Term Mechanicsburg, PA 17055 No. 99-5715 Civil and James L. McNaney 38 Bayberry Drive Mechanicsburg, PA 17055 Defendants WITHDRAWAL OF APPEARANCE Kindly withdraw my appearance on behalf of Plaintiff, ContiMortgage Corporation in reference to the ab9ve matter. Date:-May 16, 20 COMROE HING LLP 1700 Market St., Ste. Philadelphia, PA 19103 (215) 568-0400 ENTRY OF APPEARANCE Kindly enter my appearance on behalf of Plaintiff, ContiMorttgage Corporation in reference o the abo a matter. Date: 5-2 7 -OI FfMr FeEXMgA i 6SQUIIE 7 N --, ? -' -' '?? ? _J'r ' rt- l_ J _ ?' if! - ?_ ''LU - _? i J Ll a. _ i?? i? V S PRAECIPE FOR WRIT OF EXECUTION COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND Comroe Hing LLP Identification No.: 25694 By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation IN THE COURT OF COMMON PLEAS One ContiPark 338 South Warminster Road OF CUMBERLAND COUNTY Hatboro, PA 19040-3430 CIVIL ACTION - LAW Plaintiff VS. ACTION OF MORTGAGE FORECLOSURE Debra E. McNaney 38 Bayberry Drive Term Mechanisburg, PA 17055 No. 99-5715 Civil James L. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 Defendants PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: PREMISES: 38 Bayberry Dr., Mechanicsburg, PA, 17055 See Exhibit "A" attached (Costs to be added) AMOUNT DUE $136,991.98 Interest from 1/10/00 to 6/6/01 @ 10.25% $ 18, 4.07 Davi B. Comroe, Esquire -71 Attorney for Plaintiff 1 t OO W •C. o V 00 t; d ° 08 N g u ' :i !2 `.9 ,d b0 3i .? g V? O b '?' ?? ? O •° V w 'o 0 5 g a 6 a, ° ;d°op ?' •'E 10 ao O g > b? " [ a ?.. ?V .5 3 ,g V OO oN •?SA?? 0 40. .y U A p f^1 p T O lA 7 N L. I Y! O •3 ° oll v ?C.:? g m •? a d?°pD d •`OS •? 9p ? a tj -0 G?1 Rl.w U Q,p Ia .?aO y end ^X?j ° I-1 C ? ? ? p GO o y ?. 3 o 3?? ^,?.5u ? $ o AuN d ?a?.8 ? 0 ` oz'A 8J°pa p uf+? p to 41 C.?y .??.3 bhbN g?In0 2 0 3 V p b '> C V m u ,Q U al gOQ ca IPA u>Dto an w° c o 4) to D. vp 5 A z .2 v? 2 p.M N ., rl 0 V N OCA F03 N 1&v,f o:l9ogAT'Qg c?? ;? y? QQ y N N 2S ?Cpd u N v 00 w C7 d p O u- la > zg 4 .p V N d'i .° ern•?9 3 gN ? z .. rj Q 'U 4F POZ Oog' ;v''o oa'oo co m0 F „._ _ r . . Ilk' 11'? '; n ? ?; µ I I ??Fsi - 1 iH 71 •1. 4{ t Iri ?1 I 11 L . h.U Y O n 0 Q y Q? o U r' `wy1 'r 14 Comroe Hing LLP By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff VS. Debra E. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 and James L. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 Identification NO.: 25694 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-5715 Civil Defendants .................................. ........ ... . . . .. . . . . . . . ....... . . . .. ... . . .. . . . .................. .. ......:t.......... .. AFFIDAVIT PURSUANT TO RULE 3129.1 ContiMortgage Corporation, Plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed, the following information concerning the real property located at 38 Bayberry Dr., Mechanicsburg, PA, 17055: 1. Name and address of Owners or Reputed Owners: James L. McNaney 38 Bayberry Drive Mechanisburg PA 17055 Debra E. McNaney 38 Bayberry Drive Mechanisburg PA 17055 2. Name and address of Defendants in the judgment: F- I Date Service Code 1 Debra E. McNaney 1 38 Bayberry Drive Mechanisburg PA 17055 James L. McNaney 1 38 Bayberry Drive Mechanisburg PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: Date Se rvice Cod e Name an address o the ast recorded hol der o every mor uaae of recora: Date Service Code Commercial Credit Corporation 3 6520 Carlisle Pike Suite 155 Mechanicsburg PA 17055 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Date Service Code 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. Date Service Code 2 Court of Common Pleas of 3 Cumberland County Family Court Div. One Courthouse Square Carlisle PA 17013-3387 Child Support Enforcement Agency PO Box 320 3 Carlisle PA 17013 Commonwealth of PA Dept. of Welfare 3 PO Box 2675 Harrisburg PA 17105 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED : 12/22/00 l?Gi" Plaintiff 3 ,. ?,- t r> , ? ~ _ .:, `?? T -? i? . ?! . ..)• .i ce .!=j r? ;%n , ' _ i ? "' `-? '] U f Comroe Hing LLP Identification No.: 25694 By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW V8. ACTION OF MORTGAGE FORECLOSURE Debra E. McNaney 38 Bayberry Drive Term Mechanisburg, PA 17055 No. 99-5715 Civil James L. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 Defendants CERTIFICATION David B. Comroe, Esq., Attorney for Plaintiff in the above captioned matter, hereby certifies that the provisions of the Emergency Mortgage Relief Act, P.L. 1688 No. 621, as amended, December 23, 1983 have been met. David B. Co squi3E? Attorney for Plaintiff Sworn to and subscribed before e of Lr 2000. this 4? da4ia J ?? ( Notary Public WTAF4AL SEAL 7HEFE A A. KESEL Nary Pub% Cly of PMbftplru Phlb. C=ft Co d e E m 4 ! 20M i it F= t 7 IJJ+ -? Gl ?J t: v J Comroe Hing LLP Identification No.: 25694 By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintiff Vs. ACTION OF MORTGAGE FORECLOSURE Debra E. McNaney Term 38 Bayberry Drive No. 99-5715 Civil Mechanisburg, PA 17055 James L. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 Defendants .............................................. :............. AFFIDAVIT PURSUANT TO RULE 3129.2 AND RETURN OF SERVICE PURSUANT TO PA R.C.P. 405 OF NOTICE OF SALE David B. Comroe, Esq., Attorney for Plaintiff, ContiMortgage Corporation sets forth as of the date of the praecipe for the writ of execution was filed the following information concerning the real property located at 38 Bayberry Dr., Mechanicsburg, PA, 17055 to be sold at Sheriff's Sale on June 6, 2001. As required by PA R.C.P. 3129.2 (a) Notice of Sale has been given in the manner required by PA R.C.P. 3129.2 (c) on each of the persons or parties named at the addresses set forth below on the date and in the manner noted in the margin by the names of each and copies of each 4 notice together with return receipts or proof of mailing are attached as Exhibits. The manner of service, as noted in the margin, utilizes the following codes: 1. Personal Service by the Sheriff or in accordance with Pennsylvania Rule of Civil Procedure 400.1. 2. Certified mail-return receipt attached 3. First Class Mail-Certificate 3817 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: December 22, 2000 Davi omroe Attorney for Plaintiff 5 L O) ,l- ?.i m 1?. _)_: 1? ?:., ?=1 C? 7;? 1 I ?' - - '- t: ,. ;?i _.) __ ; ; r } 'y' r? ?y ;:? ice}' #- :p va ,__ :r ,;,yFq ion <.I!? Comroe Hing LLP Identification No.: 25694 By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Plaintiff CIVIL ACTION - LAW VS. Debra E. McNaney ACTION OF MORTGAGE FORECLOSURE 38 Bayberry Drive Term Mechanisburg, PA 17055 No. 99-5715 Civil James L. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 Defendants ........................ :......... NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Debra E. McNaney, James L. McNaney Your property at 38 Bayberry Dr., Mechanicsburg, PA, 17055 in CUMBERLAND County, Pennsylvania is scheduled to be sold at Sheriff's Sale on June 6, 2001, at 10:00 AM, in CUMBERLAND County to enforce the Court Judgment of $136,991.98 as of January 10, 2000 plus interest to date of sale of $18,504.07 obtained by ContiMortgage Corporation against you. t NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS HERTFF' SATE To prevent this Sheriff's sale you must take immediate action: 1. The sale will be canceled if you pay to Comroe Hing LLP, attorneys for the Plaintiff, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: (215)568-0400 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the greater chance you will have of stopping the sale. (See notice below to find out how to obtain an attorney). 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling the Sheriff of Cumberland County at 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days of 2 the Sale date. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exemptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET HELP. Legal Services, Inc 7 N. Hanover St. Carlisle, PA 17013 or Court Adminsitrator, Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 or 717-243-9400 THIS IS A PROCESS THE PURPOSE OF WHICH IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU OR ANYONE ELSE WILL BE USED TO THAT END. 3 m 1 6 " ? • y 1 Lr e•fr ±1nd , A I , ?•;11 ,r S a 9 C o° ° Cl oo ?o w .? u b 9u?°gtd5 cX?O g >' u ) bog 9 m 0 ed b u V . U o 4 o lpu dyj u g A? .o B u ? 4.9 la goo so > ay 3 ?. -M'9&05 w b g 9 co C3 C4 'en4 4 4. cn 04 ri .t- en J4 .0 • VJ O N Q w° Xt O d.. gr9Z IN 9 a 9 •> lbw 13 m 00 ba ,y a 4. U gg ?3 y? s u? cy? ?' ? ? o c? G •?•8 g.8,0 C?JM At eC w e ?'?a cts fu 12 w 2277 A N •[ u 'O 1: S ;6 0 oo`r'oz°A?daos q?ba.8 a u y c'g3b? N g uN ° 8 °.9o = OgOO wwvmT b z ? ? "y. V F u & Nz C 8 ?.5 v Q 12 U h d3 iO c z S ° ?` g `° o u ty °° w'o C7 ?5oou??'3° zrd' >.' ac a z?sw ?a N S3?D N H u vN ?i 00,b qu 30N r?? 6 00 • u `S C h r7 O W o u Ceo a 5 ..w 1n Im Aurw dF a a0zv.?:.5nv'o ooo? roF ao F • 1 d.? b}{ ,r r{p I,,, lA 4 ?1 . q ,p,rllrle x?t •, 7! Yf r.5 . r., i F. I g Srn 9 Co° °- U .. C3 00 V u ? ?yy o gv `??yrym?vsj+q$? ?e'od?O C3 w W ba 00.y .a .± C O =1 8 m • V Fi u cy O d. O 93 4) u u JYi '? . •+ • ?UU >, 93 43 oll 42 > Id N °CN IN eh .O ?•• y p?'g ..i O O etl bo en ?N w au? O C bba 99 ?zb g ° °a to I c C7. M oIn 3n >1 u °US 3 ; °d ?? a .. lo 82, 9- tb bu w ° a u L' Cd 4.) ;3 In o 3 8v 9 u d u?o °O_V ?.9 0 OZ= C3 C03 0 °•gc a OCdv z8m° o 'uab u q?w o 3 yY°N?0?pp oA??Cp 0q E C yI?4 ?ar` CL. g ?wQ F > "dv c:QJ $ 3g o V'g ?r u 7 $ N U N z t° c^r+ c 0 3 o 11.• b C7 •a :1 C o ug .. '3 z G ?? b1N19 o.? w ^'3br0 w'1 C yu 00 u .-• ww dl . a u r-• N Is I a b CON? Z d dF?a =z-0.9 ' In110 ob'^o min F Go rl Q °. tJ 1 n !'n? i i cy li??lq. +•? is ' ' - 11 b / 1 .:4 ? + . ? 1 '?M' 5+ ? 1µn 1 ; ! .Cr•° i. 3E 1 1 ?,}?PL' w 7i N ti r? i J Y I r+::!. .r Fspll c , % DAVID B. COMBOS GLENN F. HIND ROBERTL WILSON Commercial Credit 6520 Carlisle Pike Suite 155 LAW OFFICES COMROE HING LLP SUITE 1400 1700 MARKET STREET PHILADELPHIA PA 19103.3914 ((215)) 768-0400 FAX NUMBER(213)568-5560 Corporation Mechanicsburg PA 17055 December 22, 2000 RE: ContiMortgage Corporation vs Debra E. McNaney, James L. McNaney Docket No.: Term, 99-5715 Civil Property Address: 38 Bayberry Dr., Mechanicsburg, PA, 17055 NOTICE OF SALE OF REAL PROPERTY Dear Sir/Madam: Please be advised that the property and improvements, if any, as set forth above, will be sold by the Sheriff of CUMBERLAND County, in the Cumberland County Court House, One Courthouse Square, Carlisle, PA 17013 on June 6, 2001, at 10:00 AM. This property and improvements, if any, is being sold pursuant to a Judgment entered in favor of Plaintiff and against Defendants in the Court of Common Pleas of CUMBERLAND County. The name of the owners, real owners and reputed owners of the aforesaid property is as set forth as the Defendants above. It has come to our attention that you might be a creditor to the Defendants named herein. Sheriff's Sale of the mortgaged property could adversely affect your interest if you are, in fact, a junior creditor herein. A Schedule of Distribution will be filed by the sheriff on a date specified by the Sheriff no later than thirty (30) days after said sale, and a distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days after the date said schedule. You should check with the Sheriff's office by calling 717-240-6390 to determine the actual date of the filing of the said schedule. V truly yours, DaVid- .4 O=Mroe, Esquire DBC/dc • 1 MAY BE USED FOq DOMESTIC AND INTERN Affix PROVIDE FOR INSURANCE- ma f MAIL, DOES NOT P09TMASTER or IN RecNved Frem: „ Imei CC?,q'CEs.IINGP" no 07 One piece of ordlna °^, •> ry mall atltlraNd to: m?. 1=.w Commonwealth of PA Dept. of O d1 ??'' H In a PO Box 2675 Harris LUr " --?_R_PA 17105 Loll rff ? k PS Form 3817, Mar. 1989 ?•'?a9?a Attu ,w ' .I ' TA RVI AND INTERNATIONAL MAIL, DOES NOT or meter PC poet m " MAY BE USED FOR DOMESTIC E FOR INSURANCE-POSTMASTER P. gKH PROVID .. •, Received From: OMROEHING!_LP (17 a: I It q yt.? t ?Kr •I?PII? R A(t ? 1 C ,? •4 A ?9•A; s . a 121 R . - .. Y one plea of ardlrarY mail eddnaed to: rPp? A' m " va1 Enforcement A 0 !1! PO Box 320 13 C3 I .r o r a r: f I Received From: COME HING LLP 17 reet Suite 1400 aE One Piece of OrdiM Court Of of Cur ld One CourCarlisle -UU PS Form 3817, Mar. 1989 A Yei46 r /or motir po'8. and (.1PatmaRe f a nt + . r . _° blA6 a SO I and t of ?. f s I rncnq>?eiri' Recelved From: COMROE HING Li.P 1400 Philadelphia, PA 1 one PION or mdinarv mall etldrgbd to: / Commor^r,i J, ' vItmaefer Nita of f» rant _ mI y ? .? t i SALE DATE: June 6.2001 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW Contimortgage Corporation One Conti Park No.: 99-5715 Civil 338 South Warminster Road Hatboro, PA 19040-3430 VS. Debra E. McNaney James L. McNaney AFFIDAVIT PURSUANT TO RULE 3129.1 AND RETURN OF SERVICE PURSUANT TO Pa. R.C.P. 405 OF NOTICE OF SALE Plaintiff in the above action sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 38 Bayberry Drive. Mechanicsburg. PA 17055 . As required by Pa. R.C.P. 3129.2(a) Notice of Sale has been given in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address set forth on the attached Affidavit No. 2 (previously filed) and Supplemental Affidavit No. 2 on the date indicated, and a copy of the notice is attached as an Exhibit. A copy of the Certificate of Mailing (Form 3817) and/or Certified Mail Return Receipt stamped by the U.S. Postal Service is attached for each notice. I" 9L FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff June 5, 2001 Comroe Hing LLP Identification No.: 25694 By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation One Conti Park 338 South Warminster Road Hatboro, PA 19040-3430 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintiff VS. ACTION OF MORTGAGE FORECLOSURE Debra E. McNaney Term 38 Bayberry Drive Mechanisburg PA 17055 No. 99-5715 C1?11 r, , James L. McNaney 38 Bayberry Drive z. --° Mechanisburg, PA 17055 ?l m Defendants Sc? AFFIDAVIT PURSUANT TO RULE 3129.2 AND RETURN OF SERVICE PURSUANT TO PA R C P 405 OF NOTICE OF ALE David B. Comroe, Esq., Attorney for Plaintiff, ContiMortgage Corporation sets forth as of the date of the praecipe for the writ of execution was filed the following information concerning the real property located at 38 Bayberry Dr., Mechanicsburg, PA, 17055 to be sold at Sheriff's Sale on June 6, 2001. As required by PA R.C.P. 3129.2 (a) Notice of Sale has been given in the manner required by PA R.C.P. 3129.2 (c) on each of the persons or parties named at the addresses set forth below on the date and in the manner noted in the margin by the names of each and copies of each 4 notice together with return receipts or proof of mailing are attached as Exhibits. The manner of service, as noted in the margin, utilizes the following codes: 1. Personal Service by the Sheriff or in accordance with Pennsylvania Rule of Civil Procedure 400.1. 2. Certified mail-return receipt attached 3. First Class Mail-Certificate 3817 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: December 22, 2000 Davi Comroe Attorney for Plaintiff 5 Comroe Hing LLP By: David B. Comroe 1700 Market Street, Suite 1400 Philadelphia, PA 19103 (215)568-0400 Attorney for Plaintiff ContiMortgage Corporation One ContiPark 338 South Warminster Road Hatboro, PA 19040-3430 Plaintiff Identification No.: 25694 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW VS. Debra E. McNaney ACTION OF MORTGAGE FORECLOSURE 38 Bayberry Drive Term Mechanisburg, PA 17055 No. 99-5715 Civil and Ape James L. McNaney 38 Bayberry Drive Mechanisburg, PA 17055 Defendants ................................................ .......... AFFI AVIT P S ANT TO RULE 3129.1 ContiMortgage Corporation, Plaintiff in the above forth as of th action, sets e date the praecipe for the Writ of filed, the following informati Execution was on concerning the real prop located at 38 Bayberry Dr., Mechanicsburg, PA, 17055; erty 1. Name and address of Owners or Reputed Owners: James L. McNaney 38 zcx - Bayberry Drive Mechanisburg PA 17055 i, Debra E. McNaney ^ 38 Bayberry Drive Mechanisburg PA 17055 fJ 2. Name and address of Defendants in the judgment: :a Date_ Service Code 1 Debra E. McNaney 7 1 38 Bayberry Drive Mechanisburg PA 17055 James L. McNaney 1 38 Bayberry Drive Mechanisburg PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: Date Service code Name an a ress o e last record e o er o every mor gage 1 4=l W&LL• Date Service Code Commercial Credit Corporation 3 6520 Carlisle Pike Suite 155 Mechanicsburg PA 17055 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Date Service Code 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. Date Service Code 2 Court of Common Pleas of 3 Cumberland County Family Court Div. One Courthouse Square Carlisle PA 17013-3387 Child Support Enforcement Agency I I3 PO Box 320 Carlisle PA 17013 Commonwealth of PA Dept. of I I3 Welfare PO Box 2675 Harrisburg PA 17105 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: 12/22/00 ?i:?2 L Nl Plaintiff C 3 -t ?7 ?.! ?f) M ??7 g C7 S 4 ? C7 ? ~ P L _]L y , ? H ? N L O ? F?' ::Y w Y PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P.3180-3183 CONTIMORTGAGE CORPORATION Plaintiff, V. JAMES L. MCNANEY DEBRA E. MCNANEY Defendant(s). No. 99-5715 CIVIL TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due Interest from 2/9/00 to 3/5/03 (per diem -$22.52) TOTAL $136,991.98 $25,875.48 and Costs $162,867.46 FRANK FEDERMAN, ESQUIRE One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of property.No. t Gl (' -"i 1? N :, la (i U L f-- C V O U ^ ( 1 I I Q N( V? J Q Q Q t4 `O V 1_ 'Y \ t we ° O p w? w p? m p, w o U UU F ? d pO d ?? a U F ? ? w o p? ? tiQ a? F02 U U w z w Q v/ N .o E a 3 IN DESC_`N ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision plan; thence along same South 89 degrees 25 minutes 42 seconds West, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 214 and 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel #38-22-0144-164 PREMISES BEING KNOWN AS 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055 TITLE TO SAID PREMISES IS VESTED IN James L. McNaney and Debra E. McNaney, his wife by Deed from Randall W. Smith and Christine E. Smith, his wife dated 5/24/96 recorded 5/24/96 in Deed Book 139 Page 1131. UNITED STATES BANKRUPTCY COURT FOR ACS THE MIDDLE DISTRICT OF PENNSYLVANIA )$JZZ IN RE: James L. McNaney Bk. No. 101-03194 ,IJT Debra E. McNaney Debtors Chapter No. 13 Contimortgage Corporation .Movant v. I I Harrsburg, PA James L. McNaney ; ?_ = T"- _ A.M. • P.M. Debra E. McNaney and i'.'v6 1 5 2002 Charles J. DeHart, M, Esquire (Trustee) C e: , U.S. 'ankruptcy Court Respondents Per o Cie* O774tf,--,? AND NOW, this day of , 2002, upon consideration of the Motion for Relief and Motion for Default of Movant, Contimortgage Corporation, it is hereby ORDERED that the Order for Relief be entered by default with respect to premises at 38 Bayberry Drive, Mechanicsburg, PA 17055, to allow the Movant to foreclose on its mortgage, which mortgage was recorded in Cumberland County, in Mortgage Book 959, Page 1068, and allow the purchase of said premises at Sheriffs sale (or purchaser's assignee) to take any legal action for enforcement of its right to possession of said premises. By the Court: /s/ John J. Tho.-.w John J. Thomas, Bankruptcy Jude cc: Judith T. Romano, Esquire James L. McNaney One Penn Center at Suburban Station Debra E. McNaney 1617 John F. Kennedy Blvd., Suite 1400 38 Bayberry Drive Philadelphia, PA 19103-1814 Mechanicsburg, PA 17050 R. Mark Thomas. Esquire Charles J. DeHan, III, Esquire (Trustee) 101 South Market Street P.O. Box 410 Harrisburg, PA 17101 Hummelstown. PA 17036• FEDERMAN and PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CONTIMORTGAGE CORPORATION Plaintiff, V. JAMES L. MCNANEY DEBRA E. MCNANEY Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-5715 CIVIL FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: Q an FHA mortgage () non-owner occupied () vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. n 14 FRANK FED RMAN, ESQUIkE Attorney for Plaintiff r r Cl) _ G ? ?L?_ F- 11L ?: C tLl n. a u_ O N o ? U CON%MORTGAGE CORPORATION Plaintiff, V. JAMES L. MCNANEY DEBRA E. MCNANEY Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-5715 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. l) CONTIMORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,38 BAYBERRY DRIVE MECHANI_CSBURG, PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Name JAMES L. MCNANEY DEBRA E. MCNANEY Last Known Address (if address cannot be reasonably ascertained, please indicate) 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last (mown address of everyjudgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None T 4. Name and address of last recorded hold er of every mortgage of record: Name Last Known Address (if address cannot be COMMERCIAL CREDIT reasonably ascertained, please indicate) CORPORATION 6520 CARLISLE PIKE, SUITE 155 MECHANICSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tenant/Occupant Domestic Relations of Cumberland County Last Known Address (if address cannot be reasonably ascertained, please indicate) 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of welfare PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the , penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. September 30, 2002 DATE FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff n cv ?-?=1 w U` x r]?y ? > cn n ' ? z z w ? - ; ?w r ai w . o ?O o U i CONTIMORTGAGE CORPORATION Plaintiff, V. JAMES L. MCNANEY DEBRA E. MCNANEY Defendant(s). CUMBERLAND COUNTY No. 99-5715 CIVIL September 30, 2002 TO: JAMES L. MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 DEBRA E. MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCYAND THIS DEBT WAS NUT REAFFIRMED. THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANA 7TEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIENAGAINST PROPERTY. Your house (real estate) at . 38 BAYBERRY DRIVE. MECHANICSBURG PA 17055 is scheduled to be sold at the Sheriffs Sale on 3/5/03 at 10:00 a.m. in the Cumberland County Courthouse South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $136,991.98 obtained by CONTIMORTGAGE CORPORATION (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (2151563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) .r 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 r DESC-LION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision Plan; thence along same South 89 degrees 25 minutes 42 seconds West, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 214 and 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel //38-22-0144-164 PREMISES BEING KNOWN AS 38 BAYBERRY DRIVE, MECBANICSBDRG, PA 17055 TITLE TO SAID PREMISES IS VESTED IN James L. McNaney and Debra E. McNaney, his wife by Deed from Randall W. Smith and Christine E. Smith, his wife dated 5/24/96 recorded 5/24/96 in Deed Book 139 Page 1131. a ?Y 0 0 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 99-5715 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CONTIMORTGAGE CORPORATION, Plaintiff (s) From JAMES L. MCNANEY AND DEBRA E. MCNANEY, 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055 (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $136,991.98 L.L. Interest FROM 2/9/00 TO 3/5/03 (PER DIEM - $22.52) - $25,875.48 AND COSTS Atty's Comm % Due Prothy 51.00 Any Paid $1550.56 Other Costs Plaintiff Paid Date: OCTOBER 1, 2002 CURTIS R. LONG Prothonot C (Seal) ?@y?n Deputy REQUESTING PARTY: Name FRANK FEDERMAN, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103-1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 12248 -A AFFIDAVIT OF SERVICE PLAINTIFF CONTIMORTGAGE CORPORATION DEFENDANT(S) JAMES L. MCNANEY DEBRA E. MCNANEY SERVE DEBRA E. MCNANEY AT 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 Served and made known to 1 at (C)r ",b o'clockR.m., at CUMBERLAND COUNTY KMD No. 99-5715 CIVIL ACCT. #2072128222 Type of Action - Notice of Sheriffs Sale Sale Date: 3/5/03 SERVED IIG Defendant, on the l `- day of, 200!?,? Commonwealth of Pennsylvania, in the manner described below: Q -%pefendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. ,O,ther: iapp(Ok ??, ?• Description: Age 3 Height)6 Weight Race Sex Other *103" 1, Q a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy o the otice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before e this 7 day of C 200 Notary: By: PLEASE A EMP?F?i1 T 3 MES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED. QW W fto,0jTbedand County 14CammmEowi*23.2008 OT SERVED .PpryttrMaaAWOOMmOINATW ?? the tiay of 200_, at o'clock _.m., Defendant NOT FOUND because: Moy.d - Unknown- No Answer "I": AC.empt:, / / Time: 3rd Attempt: Time: Sworn to and subscribed before me this _ day of , 200 Notary: By: Vacant 2nd Attempt: ---L _/Time: Attorney for Plaintiff Frank Federman, Esquire - I.D. No. 12248 r; J u?4 N O7 - 51, ._, al ir cf.) u •'.. a: tom: l z t L a- U rm U yy AFFIDAVIT OF SERVICE PLrAINTiFF DEFENDANT(S) CONTIMORTGAGE CORPORATION JAMES L. MCNANEY DEBRA E. MCNANEY SERVE JAMES L. MCNANEY AT 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 Served and made known toy at LQ• 4& o'clock2m., of Pennsylvania, in the manner described below: SERVED CUMBERLAND COUNTY KMD No. 99-5715 CIVIL ACCT. #2072128222 Type of Action - Notice of Sherlff's Sale Sale Date: 3/5/03 on the ? q day of l Wal , 200x. Commonwealth Defendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is lA7 f Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age Height ?& Wei ht Race Sex Other V I, ICti F a competent adult, being duly swom according to law, depose and state that I personally handed a true and correct copy of the of a of Sheriff s Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subsc20ri0 before this ? day of ?ttt?ir r8y: IL. Notary: PLEASE A EMPT SERiVdi6WEAK LEAST 3' IMES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED. Lhdad. Jugw, Notary Psbac ??8amand NOT SERVED INgConeYee M l-:gthaa M 23.2008 J On the _ oay o 'ft'"'6~'0d°t01p at o'clock _.m., Defendant NOT FOUND because: Moved _ Unknown -No Answer I" Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this _ day of. 200 Notary: By: Vacant 2nd Attempt: Time: Attorney for Plaintiff Frank Federman, Esquire - I.D. No. 12248 1 M i W=. L N . L rc X1d O. o V tti w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: CONTIMORTGAGE CORPORATION ) CIVIL ACTION } VS. JAMES L. MC NANEY ) CIVIL DIVISION DEBRA E. MC NANEY ) NO. 99-5715 AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF CUMBERLAND ) SS: I, FRANK FEDERMAN, ESQUIRE attorney for CONTIMORTGAGE CORPORATION hereby verify that on 9130/02 & 12/6102 true and correct copies of the Notice of Sheriffs sale were served by certificate of mailing to the recorded lienholders, and any known interested party see Exhibit "A" attached hereto. Notice of Sale was sent to the Defendant(s) on 9/30102 by certified mail return receipt requested see Exhibit "B" attached hereto. DATE: January 30, 2003 FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff n A1SA W S`` v ti v ? P0. N 9 ? z??a U ?'" td o. a?€ov C y ? ? di yC L G L z'a`o •s i _ ?i y ? n ?f a. ?. 6 g ? U ?f ? 8 vi %? B ag 9C6 } N .?'? g ?P CC y} W Q oo? . trl C7 C7 V ????? V ?+e _ V ¢ ? z d U N ? fU Q S U e z > U tt! O Q 0 Q ,g? E y A v U z ¢ z z .. ¢ U U U ?$ Q ? L l7 CJ C F. ? Y' v a! Q vyi w E oo z ? z u o H d a E z m v O ? N M V N Zy 0 0 Q nl Q eNd .? zra ? d 04 r?a a a ?W W? n 9 Y N • n CO 9 /? za° 4 ,e?02 PFD iOO L 3ao0diz woad a3llVW L zooz 90030 iLeoos>ooo 0830 $ vi zo . 0 4M11IN ?1NIN ?uNd. ? +;? f J5'+soe 's N Q u N u V o i Wp• Z W ? M1' O y 0. ? c d ot ? ?o , 0 m o K? aid ?'?s 4 V ?^ E z o aZc 8.u = • r ? u v a N M Q h b n W p, O N en Q N Z C a ? ?s 1 7160 3901 9844 0121 8183 TO: JAMES L. MCNANEY I 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 SENDER: KMD TEAM 3 REFERENCE: SALES RETURN Postage RECEIPT Certified Fes SERVICE I Rehm Recelpt Fee Restricted OeINe Total Postage 8 Fees i US Postal service . . . POSTMARK OR DATE .. , . . . R ' eceipt for Certified Mail LC4 s? d?? No Insurance CMM90 Provided . I 00 Not Use for International Mae 7160 3901 9844 0121 8176 i TO: DEBRA E. MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 SENDER: KMD T ljy, REFERENCE: SALES mot, i I f PS Farm 3800 June 2000 i RETURN Postage _ RECEIPT Certified Fee SERVICE US Postal Service ,'.,osTMP Receipt for ;t Certified Mail No Insurance Coverage Provided Da Not Not Use Uae for International Mail DATE FEDERMAN AND PHELAN, L.L.P. BY: FRANK FEDERMAN, ESQUIRE ATTORNEY I.D. NO. 12248 ONE PENN CENTER AT SUBURBAN STATION, SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CONTIMORTGAGE CORPORATION V. JAMES L. MCNANEY DEBRA E. MCNANEY ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO: 99.5715 CIVIL PRAECIPE TO MARK JUDGMENT TO USE OF PLAINTIFF TO THE PROTHONOTARY: Please mark thejudgment in the amount of $136,991.98 in the above captioned matter to the use of MANUFACTURERS & TRADERS TRUST COMPANY, ONE M&T PLAZA, BUFFALO, NY 14203-2399, TRUSTEE FOR SECURITIZATIO14 SERIES 1998-3, AGREEMENT DATED 9-01-98,338 SOUTH WARMINSTER ROAD, HATBORO, PA 19040-3430. jPtLLA?NFKAED AN, ES QUIRE for PI intiff DATE: March 4. 2003 ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter my appearance on behalf of MANUFACTURERS & TRADERS TRUST COMPANY, ONE M&T PLAZA, BUFFALO, NY 14203-2399, TRUSTEE FOR SECURITIZATION SERIES 1998-3, AGREEMENT DATED 9-01-98,338 SOUTH WARMINSTER ROAD, HATBORO, PA 19040-3430. "" F FED RMAN, ESQUIRE Attorney for Plaintiff DATE: March 4. 2003 ?47) ? U COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Zieeler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Manufactures & Traders Tr Co Tr for ecuritization eriews 1998 3 tr is the grantee the same having been sold to said grantee on the 5th day of March A.D., 2003, under and by virtue of a writ Execution issued on the 1st day of Oct, A.D., 2002, out of the Court of Common pleas of said County as of Civil Term, 1999 Number 5715, at the suit of Contimtg Corp against James L McNanev & Debra E is duly recorded in Sheriffs Deed Book No. 260, Page 174. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this c? / day of . A.D. 2003 (- Contimortgage Corporation In The Court of Common Pleas of VS Cumberland County, Pennsylvania James L. McNaney and Writ No. 1999-5715 Civil Term Debra E. McNaney Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on October 28, 2002 at 10:25 o'clock AM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: James L. McNaney, by making known unto Debra McNaney, wife of defendant, at 38 Bayberry Drive, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on October 28, 2002 at 10:25 o'clock AM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Debra E. McNaney, by making known unto Debra E. McNaney personally, at 38 Bayberry Drive, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on January 06, 2003 at 4:26 o'clock P.M., she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of James L. McNaney and Debra E. McNaney located at 38 Bayberry Drive, Mechanicsburg, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants, to wit: James L. McNaney by regular mail to his last known address of 38 Bayberry Drive, Mechanicsburg, PA 17055. This letter was mailed under the date of January 13, 2003 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants, to wit: Debra E. McNaney by regular mail to her last known address of 38 Bayberry Drive, Mechanicsburg, PA 17055. This letter was mailed under the date of January 13, 2003 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 5, 2003 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Frank Federman for Manufacturers & Traders Trust Company, One M&T Plaza, Buffalo, NY 14203-2399, Trustee for Securitization Series 1998-3, Agreement Dated 9/1/98. It being the highest bid and best price received for the same, Manufacturers & Traders Trust Company, One M&T Plaza, Buffalo, NY 14203-2399, Trustee for Securitization Series 1998-3, Agreement Dated 9/1/98 of 338 S. Warminster Road, Hatboro, PA 19044, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $902.88. Sheriffs Costs: Docketing $30.00 Poundage 17,70 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Certified Mail 4.65 Prothonotary 1.00 Mileage 13.80 Levy 15.00 Surcharge 30.00 Law Journal 339.80 Patriot News 291.22 Share of Bills 25.21 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $ 902.88 Swom and subscribed to before me ?? IO ? This -11 " day of O tZL} , R. Thomas Kline, Sheriff 2003, A.D. 7 r thonotar BY , c{.( Real Estate/ eputy ;v 30. VO (k q;L G ?'. /w x o CONTIMORTGAGE CORPORATION Plaintiff, V. JAMES L. MCNANEY DEBRA E. MCNANEY Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-5715 CIVIL AFFIDAVIT P UANT TO RULE 3129 (A °t No, I) CONTIMORTGAGE CORPORATION Plairt,, ?e above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date'tfie'ra i dfgr t?tZ.Writ of Execution was filed the following information concerning the real property locatr 8 BAYBERRY DRIVE, 'r MECHANICSBURG, PA 17055. 1. Name and address of Owner(s) or reputed Owner(s): 1. Name and address of Owner(s) or reputed Owner(s): Name JAMES L. MCNANEY DEBRA E. MCNANEY Last Known Address (if address cannot be reasonably ascertained, please indicate) 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of everyjudgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) COMMERCIAL CREDIT 6520 CARLISLE PIKE, SUITE 155 CORPORATION MECHANICSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name TenauttOccupant Domestic Relations of Cumberland County Last Known Address (if address cannot be reasonably ascertained, please indicate) 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities. September 30, 2002 DATE 1 2?1v o 1 FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff CONTIMORTGAGE CORPORATION Plaintiff, V. JAMES L. MCNANEY DEBRA E. MCNANEY Defendant(s). CUMBERLAND COUNTY No. 99-5715 CIVIL September 30, 2002 TO: JAMES L. MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 DEBRA E. MCNANEY 38 BAYBERRY DRIVE MECHANICSBURG, PA 17055 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF ALIEN AGAINST PROPERTY" Your house (real estate) at, 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055, is scheduled to be sold at the Sheriffs Sale on 3/5/03 at 10:00 a.m. in the Cumberland County Courthor South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $136,991.98 obtained by CONTIMORTGAGE CORPORATION (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the. judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. s 7. You may also have other rights and defenses, or ways of getting your home back, if you act n immediately after the sale. _+. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTS, BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 DESCRIPTION ALL THAT CERTAIN tract or parcel 'of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive at the dividing line between Lots No. 215 and 214 as shown on the aforementioned Subdivision Plan; thence along same South 89 degrees 25 minutes 42 seconds West, a distance of 137.00 feet to a point at the dividing line between Lots No. 214, 215, and 52 of Mulberry Crossing, Section One; thence along the dividing line between Lots No. 214 and 52, North 5 degrees 59 minutes 42 seconds West, a distance of 58.98 feet to a point at the dividing line between Lots No. 214, 52 and 213; thence along the dividing line between Lots No. 214 and 213, North 78 degrees 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive; thence along the right of way line Berry Drive by a curve to the right having a radius of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445.21 feet to a point and place of Beginning. BEING Lot No. 214 on the aforementioned Final Subdivision Plan for Mulberry Crossing, Section Three, Wynnewood West Development Company and containing 9,923 sq. ft., more or less, as prepared by Gannett Fleming Civil Engineers, Inc., and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 49, Page 111. Tax Parcel #38-22-0144-164 PREKISES BEING KNOWN AS 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055 TITLE TO SAID PREMISES IS VESTED IN James L. McNaney and Debra E. McNaney, his wife by Deed from Randall W. Smith and Christine E. Smith, his wife dated 5/24/96 recorded 5/24/96 in Deed Book 139 Page 1131. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA)' COUNTY OF CUMBERLAND) NO 99-5715 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CONTIMORTGAGE CORPORATION, Plaintiff (a) From JAMES L. MCNANEY AND DEBRA E. MCNANEY, 38 BAYBERRY DRIVE, MECHANICSBURG, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also duetted to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $136,991.98 L.L. Interest FROM 2/9/00 TO 3/5/03 (PER DIEM - $22.52) - $25,875.48 AND COSTS Arty's Comm % Due Prothy $1.00 Arty Paid $1550.56 Other Costs Plaintiff Paid Date: OCTOBER 1, 2002 CURTIS R. LONG Prothono/tai/y (Seal) Deputy REQUESTING PARTY: Name FRANK FEDERMAN, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103-1814 s /r+ ?4 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 12248 Real Estate Sale # 8 On October 24, 2002 the sheriff levied upon the defendant's interest in the real property situated in Silver Spring Township, Cumberland County, PA ]mown and numbered as 33 Bayberry Drive, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: October 24, 2002 By: p?c S Real Estate Deputy c? f? r N THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Ad No. 587, Approved May 18,1829 Commonwealth of Pennsylvania, County of Dauphin) as JOSEPH A. DENNISON being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with Its principal office and place of business at 812 to 818 Market Street, In the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patdot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patdot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which Is securely attached hereto Is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 28th day(s) of January and the 4th and 11th day(s) of February 2003. That neither he nor said Company is Interested In the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds In and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. 1 PUBLICATION ..............?.. i fem..../.?..`...?. ........ COPY Sworn to ands cr e befor this of F ry 2003 A.D. sat E rs Notarial Set f Al Dh . O NOTARY PUBLIC My commission explres June 2006 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 289.47 Probating same Notary Fee(s) $ 1.75 Total $ 291,22 Publisher's Receipt for Advertising Cost publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general receipt of the aforesaid notice and publication costs and certifies that the same have on dw By .................................................................... ?m o m I South Kftw . Of a ROd sudon OI, 4 M ?yyS lx PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND : ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly swom, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Afffant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL NOTATE SALE NO. 9 Writ No. 1999-5715 Civil Contimortgage Corporation va. James L. McNaney and Debra E. McNaney Ally.: Frank Federman DESCRIPTION ALL THAT CERTAIN tract or par- cel of land and premises, situate, lying and being in the Township of Silver Spring, in the County of Cum- berland and Conunonweallh of Penn- sylvania. more particularly described as follows: BEGINNING at a point on the right of way line of Bayberry Drive / Lisa Marie Coyn ditor SWORN TO AND SUBSCRIBED before me this 14 day of FEBRUARY. 2003 LOIS E.:"ri r!:-ci' f !!C My Corer s n i :i: rca t'.arch 5, ^4005 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2,1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Affrant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL WrArs 8AL8 NO. 8 Lisa Marie CoynS ditor Writ No. 1999-5715 Civil conumortgage Corporation SWORN TO AND SUBSCRIBED before me this vs. James L. McNaney and 14 day of FEBRUARY. 2003 Debra E. McNaney Atty.: Frank Federman DESCRIPTION ALL THAT CERTAIN tractor Par- icel of land and premises, situate. ')110i1ky, ?'?-- lying and being in the Township of ?• P: vT?.r. + Silver Spring. In the County of Cum- LOIS E.8 tY? berland and Commonwealth of Penn- Ctt1bil 807), cr:.ed Cuurly syhW" more particularly described My Corm&M -, l Eq:.w klimh 5, 2005 as follows: BEGINNING at a point on the right of way line of Bayberry Drive i at the dividing line between Lots No. 215 and 214 as shown on the afore- mentioned Subdivision Plan: thence along same South 89 degrees 25 minutes 42 seconds West, n dis- tance of 137.00 feet to a point at the - dividing line between Lots No. 214. 215, and 52 of mulberry Crossing. Section One; thence along the di- viding tine between tots No. 214 and 52, North 5 degrees 59 min- utes 42 seconds West, a distance _ of 58.98 feet to a point at the divid- '-_- Ing line between Lots No. 214. 52 and 213; thence along the dividing - - -° - •-- Ikta between Lots No. 214 and 213, art `degrocs 34 minutes 54 seconds East, a distance of 137.00 feet to a point on the right of way line of Bayberry Drive: thence Berry Drive by the ergot of way line Berry radius a curve to the tight having a of 449.00 feet, an are distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 seconds West, a chord distance of 445,21 feet to a point and pn 'Beginning. Lot No. 214 on the nfore- `mentloned Final Subdivision Plan for :.,tinn Three. +?•r, ?xri;tviv?YLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Affant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. XLAL I4Vl TZ aers No. a Writ No. 1999-5715 Civil Lisa Marie Coyn ditor Contimortgage Corporation Va. SWORN TO AND SUBSCRIBED b f James L. McNaney and Debra E. McNaney e ore me this 14 day of FEBR Rv X003 Atty.: Frank Federman DESCRIPTION ' ALL THAT CERTAIN tract or par- ' cel of land and premises, situate. lying and being In the Township of _ ------- A Pi01St":L Silver Spring. in the County of cum- LOIS E CRYDER, POrI C 1 j berland and Commonwealth of Penn' homle. ry more Particularly described c4dats BON AlyCorr , G1ii:. Ot:y`1d COi1111ry•'v_ , s;an ; Ig 1 s f , gy o 5, 5 BEGINNING at a point on the sss? right of way line of Bayberry Drlve at the dividing line between Lots No. 215 and 214 as shown on the afore- mentioned Subdivision Plan: thence along same South 89 degrees 25 minutes 42 seconds West, a dis. tans of 137.00 feet to a point at the dividing line between Lots No, 214, 215, and 52 of Mulberry Crossing. Section One: thence along the di- .{ viding fine between Lots No. 214 !t and 52, North 5 degrees 59 min- utes 42 seconds West, a distance , of 58.98 feet to a point at the divid- ing fine between Lots No. 214, 62 ?., and 213:, thence along the dividing IUSgbt_taeeri Lots No. 214 and 213, ?orthh degrees 34minutes 54 t*,-< seconds East, a distance of 137.00 i feet to a point on the right of way i r line of Bayberry Drive: thence along the right of way line Berry Drive by a curve to the right having a radius I _ ?;. of 449.00 feet, an arc distance of 85.00 feet with a chord bearing South 01 degrees 04 minutes 33 f-. seconds West, a chord distance of f y,... 445.21 feet to a point and place of ginning. - BEING Lot No. 214 on the afore- mentioned Final Subdivision Plan for Mulberry Crossing. Section Three, Wynnewood West Development Company and containing 9.923 sq. j n., more or less, as prepared by Gannett Fleming Civil Engineers. Inc., and recorded In the Recorder of Deeds Office of Cumberland Coun- ty, Pennsylvania. in Plan Book 49. Page 111. Tax Parcel #38-22-0144-164. PREMISES BEING KNOWN AS 38 BAYBERRY DR[vE. MECHANICS- BURG. PA 17055. TITLE To SAID PREMISES IS ,s .._.,.. _ .. .... VESTED IN James L. McNaney and Debra E, McNaney, his wife by Deed from Randall W. Smith and Chris- ,Une.E. Smith. his wife dated 5/24/ 'SCneorded 5/24/96 in Deed Book X138" Page` 1131 ,. . .