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HomeMy WebLinkAbout99-05720 i Yt ? 1 R ! f? 1f > - 511 ,? x K h I ? ? a ?' ]e? Y ..__ 5& a 1 1 P? k R p? Sfi ? q r ?. r S lkN SSti t f t r \ ?n ? t ' tY 1? n ? ???H YY* i it ' yr y ?1 +. 4 ? y tip t 4 a• >• '?r?''.}-. t>yp s a ? - ? ? r ^` 3 k?` X yt?1 rl fit ? ? ? iJdy K 4' ? k rk 'r Y yv4 p?.yty ?, _ , as J l't y ) . wl ?? y!er -WINK i l t YY • 'L ptYfx I Ira 'ry' W ?i k ?? rJr a4 Y 1 4-? { 1 •I y"A wi t 4r*v t i +k''.?"Fk F r u i r? / 1 > 4 yr ? v n? to ?: r "y'' IPA 1 ' t ? lF x yr ??LC ay A Z, 44 ?E UPI f 1 ei4 y 1 ? S Y 5r 5 y aP A y?Y? ? t f,,' ` ( r. R + t Ce J v?j•SYlai L S.r x .. xi r'I R r f or A 1 F ax 3 ? V?? l t ? ? A11 x? ?w q r t ui r t < v ? ? r y g? 1. u 1 ? AV? `Y KIP l Y,ty ow, t:. C QI r-t .. `i"F w• lr ? ,? xx?t' IMP kl? .0 41 SHERIFF'S RETURN - REGULAR CASE NO: 1999-05720 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND GREEN TREE CONSUMER DISCOUNT VS. HARTZELL JAMES C ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HARTZELL JAMES C the defendant, at 16:43 HOURS, on the 24th day of September 1999 at 244 BRICK CHURCH ROAD NEWVILLE PA 17241 CUMBERLAND County, Pennsylvania, by handing to JAMES C. HARTZELL a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing His attention to the contents thereof. Sheriff's costs: So answers- Docketing 18.00 service Service 8.06 Affidavit 00 Surcharge . 8.00 R - Tba?Y 09 27 149WEINBERG & REIS by Sworn and subscribed to before me this d/:ar day of 1.9 49 A. D. 0 6. Z SHERIFF'S RETURN - REGULAR CASE NO: 1999-05720 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND GREEN TREE CONSUMER DISCOUNT VS. HARTZELL JAMES C ET AL BRIAN BARRICK Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HARTZELL JODY A the defendant, at 16:43 HOURS, on the 24th day of September 1999 at 244 BRICK CHURCH ROAD NEWVILLE, PA 17241 CUMBERLAND County, Pennsylvania, by handing to JAMES C. HARTZELL (HUSBAND) a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costa: So ae Docketing 6.00 Service .00 Affidavit .00 Surcharge 8.00 I? m X9/27 1§gWEINBERG, & REIS by utzpIlCy Sworn and subscribed to before me this a/ day of 0- 19 A.D. 7 . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff No. 99.5720 VS. JAMES C. HARTZELL and JODY A. HARTZELL, PRAECIPE FOR DEFAULT JUDGMENT Defendants 1 HEREBY CERTIFY THE ADDRESS OF PLAINTIFF IS: do Waltman, Weinberg & Reis Co., L.P.A. 2901 Koppers Building 439 Seventh Avenue Pittsburgh, PA 15219 AND THE DEFENDANT IS: 244 Brick Church Road Nemills, PA 17241 WELTMAN,WWE,INBERG & REIIS CO,., L.P.A. BY: ATTORNEYS FOR PLAINTIFF JON A. McKECHNIE PA I.D. NO. 36268 Waltman, Weinberg & Reis Co., L.P.A. 2601 Koppers Building 436 7" Avenue Pittsburgh, PA 15219 (412) 434-7955 W W R#01599197 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff No. 99-5720 vs. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the Defendants, James C. Hartzell and Jody A. Hartzell, above named, in the default of an Answer, in the amount of $18,497.74 computed as follows: Principal $ 14,006.48 Interest thru 11/12/99 at the legal interest rate of $6.15 per diem $ 2,845.78 Late Charges through 11/12/99 $ 345.48 Appraisal Fees $ 250.00 Attorneys fees $ 800.00 Title Search $ 250.00 TOTAL $ 18,497.74 1 hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTTMAN, WE-INB`rERG & REIS CO., L.P.A By: _ ,?1h W\L l?J JON A`.'McKECHNIE Waltman, Weinberg & Reis Co., L.P.A. 2601 Koppers Building 436 7" Avenue Pittsburgh, PA 15219 (412) 434-7955 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities, that the parties against whom Judgment is to be entered according to the Praecipe attached are not members of the Armed Forces of the United States or any other military or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned further states that the information is true and correct to the best of the undersigned's knowledge and belief and upon information received from others. WELTMAN, WEINBERG & REIS CO., L.P.A. By ?0.J_ JON . 2?IE Wellman, Weinberg & Reis Co., L.P.A. 2601 Koppers Building 436 7" Avenue Pittsburgh, PA 15219 (412) 434-7955 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff VS. Civil Action No. 99.5720 Civil JAMES C. HARTZELL and JODY A. HARTZELL Defendants IMPORTANT NOTICE TO: James C. Hartzell 244 Brick Church Road Newville, PA 17241 Date of Notice: October 26, 1999 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN ' - THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Cumberland County Court Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 WELTMAN, WEINBERG & REIS CO., L.P.A. By: ?k Jon A. McKechnie Weltman, Weinberg & Reis co. L.P.A. 2601 Koppers Building 436 7" Avenue Pittsburgh, PA 15219 (412) 434-7955 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, i IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff vs, JAMES C. HARTZELL and JODY A. HARTZELL Defendants TO: Jody A. Hartzell 244 Brick Church Road Newville, PA 17241 Date of Notice: October 26, 1999 Civil Action No. 99-5720 Civil IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Lawyer Referral Service Cumberland County Court Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 WELTMAN, WEINBERG & REIS CO., L.P.A. By:?IW? Jon A. McKechnie Weltmen, Weinberg & Reis co. L.P.A. 2601 Koppers Building 436 71h Avenue Pittsburgh, PA 15219 (412) 434.7955 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. I ? W? lV g o ? u ¢c a C? J T cS,4'_ cc WG7 al a m u ?O IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 Vs. JAMES C. HARTZELL and JODY A. HARTZELL, PRAECIPE FOR WRIT OF EXECUTION FOR MORTGAGE FORECLOSURE Defendants Filed on Behalf of: Plaintiff Counsel or Record for this Party Jon A. McKechnie PA I.D.#36268 Waltman, Weinberg & Reis Co., L.P.A. 2601 Koppers Building 436 7' Avenue Pittsburgh, PA 15219 WWR #01599197 Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 VS. . JAMES C. HARTZELL and JODY A. HARTZELL, Defendants PRAECIPE FOR WRIT O F EXECUTION TO THE PROTHONOTARY: Kindly Issue a Writ of Execution in the above matter 1. directed to the Sheriff of Cumberland County 2. against Defendants / 3. JudgmentAmount $ 18 497 74 ? Interest at the rate of $6.15 per diem from , . 11/12/99 to 3/1/00 5. Late Charges thru 3/1/00 $ 676.50 77.76 $ 19,252.00 With continuing interest at the aforesaid rate plus appropriate additional attorney fees and costs. Costs (to be a dde d by Prothonotary) $ ( ? ] Date: I??IOIq -1 ?w.?l?<??.?e?-. Jon A. McKechnie Attorney for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, VS. Plaintiff, NO: 99-5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants LONG FORM DESCRIPTION ALL THAT CERTAIN parcel of land situate in Upper Frankford Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a stone in the center of the public road leading to the Brick Church and a corner of land now or formerly of James Shetron; thence by the same, South 67 degrees West, 19 perches to a stone; thence by lands now or formerly of Aseph Wright Estate, North 37 Yz degrees West, 28.8 perches to a stone; thence by the same, North 67 degrees East, 26.8 perches to a stone in the aforesaid public road leading from Gillespie's School House to the Brick Church; thence by said road and lands now or formerly of George B. Wickard, South 21 '/z degrees East, 28 perches to the place of beginning. CONTAINING four (4) acres, the above-described premises having thereon erected a two-story frame dwelling house and other improvements. BEING the same premises which James C. Hartzell, a married person, by Deed dated November 22, 1996 and recorded on November 25, 1996 at Deed Book Volume 149, Page 578 and recorded in the Recorder's Office of Cumberland County, granted and conveyed to James C. Hartzell and Jody A. Hartzell, as husband and wife. WELTMAN, WEINBERG & REIS, CO., L.P.A. Jon A. McKechnie Attorney for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 ?- C> C, Cl) J" ? cir o C CM U Q??) ?O v •r N y: 4 ;1 IN THE COURT OF COMMON PLEAIVS OFDIVILCUMBISIOERLANDN COUNTY, PENNSYLVANIA C GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, Vs. NO; 99-5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants AFFIDAVIT PURSUANT TO RULE I 1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY SS: Green Tree Consumer Discount Company, Plaintiff in the above action, sets forth as of the date of the Praecipe for the Writ of Execution was filed the following information concerning the real property of James C. Hartzell and Jody A. Hartzell, located at 244 Brick Church Road, Newville, PA 17241 and Is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF JAMES C. HARTZELL AND JODY A. HARTZELL OF, IN AND TO: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 244 BRICK CHURCH ROAD, NEWVILLE, PA 17241. DEED BOOK VOLUME 149, PAGE 578, PARCEL NO. 43-06-0031-002. i 1. 2. The name and address of the owners or reputed owners: James C. Hartzell and Jody A. Hartzell The name and address of the Defendants in the judgment: James C. Hartzell and Jody A. Hartzell 244 Brick Church Road Newville, PA 17241 244 Brick Church Road Newville, PA 17241 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Green Tree Consumer Discount PLAINTIFF Company Tax Claim Bureau Courthouse One Courthouse Square Carlisle, PA 17013 4. The name and address of the last record holder of every mortgage of record: Green Tree Consumer Discount PLAINTIFF Company 5. The name and address of every other person who has any record lien on the property: NONE 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NONE 7. The name and address of every other person whom the Plaintiff has knowledge who has any -- Interest in the property which may be affected by the sale: Inheritance Tax Bureau Courthouse One Courthouse Square Carlisle, PA 17013 Domestic Relations 13 North Hanover Street Carlisle, PA 17013 Pennsylvania Sales & Use Tax PA Department of Revenue ' Claim Bureau Office of Chief Counsel 10'" Floor, Strawberry Square Harrisburg, PA 17128-1061 The information provided in the foregoing Affidavit is provided solely to comply with the P ennsylvania Rules of Civil Procedure 3129.1 and it is not intended to be a comprehensive abstract of the entitledcondiotion of on any statements lm de hewhich is rein in regard to sold under this execution. No eon or condition of the title of the property or to rely on any statement herein in formulating bids which might be made at the sale of the property. I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, Information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. Mo albw ?' 1 J n A. McKechnieJ n A. Attorneys for Plaintiff Sworq ?q d subscribed before me this May of r NZ , 1999. Notary u lic ?+ ?, tf i G u?? ? OZ C7 ?'. F' rJ `^'.?'. 4?` ? -? - -1 J ,: ?.?y.. ? 1 `' }.., 6. (:: v ,: ' i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants NO: 99-5720 AFFIDAVIT OF LAST KNOWN ADDRESS COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Jon A. McKechnie, attorney for the Plaintiff, who being duly sworn according to law deposes and says that the owners of the property located at 244 Brick Church Road, Newville, PA 17241, are Defendants, James C. Hartzell and Jody A. Hartzell, who reside at 244 Brick Church Road, Newville, PA 17241, to the best of his information, knowledge and belief. M M.Jones, msew twy Pub1c M2000 /' d fbfens s Sworn to and subscribed before me this of [SQL , 1999. Notary Public JON A. MCKECHNIE, ESQUIRE Waltman, Weinberg & Reis, Co., L.P.A. 2601 Koppers Building 4367 th Avenue Pittsburgh, PA 15219 (412) 434-7955 s a) o-- r : w . = 2 IL ! Y] G n j IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF ALLEGHENY ) SS: Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Jon A. McKechnie, Esquire, attorney for the Plaintiff, who being duly sworn according to law deposes and says that on or about July 19, 1999, Defendants were mailed Notice of Homeowner's Emergency Assistance Act of 1983, in compliance with the Homeowner's Emergency Assistance Act, Act 91 of 1983Take Action to Save Your Home From Foreclosure. The foregoing statement is true and correct to the best of my knowledge, information and belief. Notaftl SOW kw Ptbm \C ' LP:==="2* m M. Jones,Ydotar/ RibNe J N A. MCKECHNIE, ESQUIRE Coo '? Waltman, Weinberg & Reis, Co., L.P.A. ?00"a 2601 Koppers Building, 436 7'h Avenue Pittsburgh, PA 15219 Sworn to and subscribed before me, (412) 434-7955 t is V-11) day ofl 1999, NOTA Y PUBLIC Y W Ui LYi IL C-1 C7 (7Z 'o C_: Li tjj Il-`- 41 T1CL CJJ U IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, VS. Plaintiff, NO: 99-5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: JAMES C. HARTZELL TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the 2nd Floor Cumberland County Courthouse Commissioners Hearing Room Carlisle, PA on March 1, 2000, at 10:00A.M., the following described real estate, of which James C. Hartzell and Jody A. Hartzell are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF JAMES C. HARTZELL AND JODY A. HARTZELL OF, IN AND TO: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 244 BRICK CHURCH ROAD, NEWVILLE, PA 17241. DEED BOOK VOLUME 149, PAGE 578, PARCEL NO. 43-06-0031-002. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants at Execution Number 99-5720 in the amount of $19,252.00, with appropriate continuing interest, attorneys fees, and costs as set forth in the Praecipe for Writ of Execution. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. The Writ of Execution has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Cumberland County Court Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 ft You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment Is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. WELTMAN, WEINBERG & REIS, CO., L.P.A. n4t-w'ta'J- ( r-- Jo A. McKechnie, Esquire Attorneys for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, VS. Plaintiff, NO: 99-5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants LONG FORM DESCRIPTION ALL THAT CERTAIN parcel of land situate in Upper Frankford Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a stone in the center of the public road leading to the Brick Church and a"comer of land now or formerly of James Shetron; thence by the same, South 67 degrees West, 19 perches to a stone; thence by lands now or formerly of Aseph Wright Estate, North 37 '/z degrees West, 28.8 perches to a stone; thence by the same, North 67 degrees East, 26.8 perches to a stone in the aforesaid public road leading from Gillespie's School House to the Brick Church; thence by said road and lands now or formerly of George B. Wickard, South 21 Yz degrees East, 28 perches to the place of beginning. CONTAINING four (4) acres, the above-described premises having thereon erected a two-story frame dwelling house and other improvements. BEING the same premises which James C. Hartzell, a married person, by Deed dated November 22, 1996 and recorded on November 25, 1996 at Deed Book Volume 149, Page 578 and recorded in the Recorder's Office of Cumberland County, granted and conveyed to James C. Hartzell and Jody A. Hartzell, as husband and wife. WELTMAN, WEINBERG & REIS, CO., L.P.A. J-on A. McKechnie Attorney for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 ? A r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, VS. Plaintiff, NO: 99-5720 . JAMES C. HARTZELL and JODY A. HARTZELL, Defendants NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: JODY A. HARTZELL TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the 2nd Floor Cumberland County Courthouse Commissioners Hearing Room Carlisle, PA on March 1, 2000, at 10:OOA.M., the following described real estate, of which James C. Hartzell and Jody A. Hartzell are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF JAMES C. HARTZELL AND JODY A. HARTZELL OF, IN AND TO: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 244 BRICK CHURCH ROAD, NEWVILLE, PA 17241. DEED BOOK VOLUME 149, PAGE 578, PARCEL NO. 43-06-0031-002. CN Co tr r . CJ ?` M UJ LL i.I_ V IL Z i OCL m U I, The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, vs. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants at Execution Number 99-5720 in the amount of $19,252,00, with appropriate continuing interest, attorneys fees, and costs as set forth in the Praecipe for Writ of Execution. Claims against the property must be filed with the Sheriff before the above sale date, Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. The Writ of Execution has been issued because there is a judgment against you. It may cau your property to be held or taken to pay the judgment. You may have legal rights to prevent yc property from being taken. A lawyer can advise you more specifically of these rights. If you wish exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER, ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHOI THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Cumberland County Court Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. WELTMAN, WEINBERG & REIS, CO., L.P.A. Jori'A. McKechnie, Esquire Attorneys for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, VS. Plaintiff, NO: 99.5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants LONG FORM DESCRIPTION ALL THAT CERTAIN parcel of land situate in Upper Frankford Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a stone in the center of the public road leading to the Brick Church and a comer of land now or formerly of James Shetron; thence by the same, South 67 degrees West, 19 perches to a stone; thence by lands now or formerly of Aseph Wright Estate, North 37 Yz degrees West, 28.8 perches to a stone; thence by the same, North 67 degrees East, 26,8 perches to a stone in the aforesaid public road leading from Gillespie's School House to the Brick Church; thence by said road and lands now or formerly of George B, Wickard, South 21 '/z degrees East, 28 perches to the place of beginning. CONTAINING four (4) acres, the above-described premises having thereon erected a two-story frame dwelling house and other improvements. BEING the same premises which James C. Hartzell, a married person, by Deed dated November 22, 1996 and recorded on November 25, 1996 at Deed Book Volume 149, Page 578 and recorded in the Recorder's Office of Cumberland County, granted and conveyed to James C. Hartzell and Jody A. Hartzell, as husband and wife. WELTMAN, WEINBERG & REIS, CO., L.P.A. Jon A. McKechnie Attorney for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 11 r a% a Lr. Lll? ? ? In " ul... . l L CJ u. to '7 O ? U IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants TYPE OF PLEADING: LIENHOLDER AFFIDAVIT OF SERVICE Filed on Behalf of: Plaintiff Counsel or Record for this Parry: Jon A. McKechnie PA I. D. #36268 Waltman, Weinberg & Reis Co., L.P.A. 2601 Koppers Building 436 7' Avenue Pittsburgh, PA 15219 WWR #01599197 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants LIENHOLDER AFFIDAVIT OF SERVICE BEFORE ME, the undersigned authority, personally appeared Jon A. McKechnie, Esquire, who according to law deposes and says that a copy of the Notice of Sheriffs Sale has been served on each of the following Lienholders by Certificate of Mail on December 20, 1999. True and correct copies of said certificates of mail are attached hereto as Exhibit "A". WELTMAN, WEINBERG & REIS, CO., L.P.A. ,.. Jo A. McKechnie ?•: ; mil S? al Attorneys for Plaintiff MrnM.Jorws,\:iuiryPubk 2601 Koppers Buildin PRlsburgh,A?Oegheny C pr 9 ' MyCamm[ssbnEZpuea,Nne1Z,2000 436 Seven nth Avenue Pittsburgh, Pennsylvania 15219 Sworn to and subscribed before me his Lfth day of ECD. 2000. Notary Public !Malwd From 2301 I(oppors building 0m PlaDa Of ordirwry mall fiEdroaaad M: Form 3817, Mu9. 189 •?4A1y44Y j ^J I? D n,rvaNMn,:C-rw:MlltlTppFA p /?n 11 . PA /? ? ?:. F.tyn}f ?4?. RWIy(Q.Fgm:.., .:.:.?.•. _? " re PEI 7, CO., 6Y E ' .U ...d 2601 KODPOTS Building GIR?4....,l. •:.. h lrC 1 £ 1 ?_. OM--P7it?a or ordlmrY mail oddrauad to: In O PS Form 3817, Mar. 1989 HtA?I lt,.(? 1 . s1 Sji???•Y•. C7 g ? : ? ? d ? ' LL r F NN C, r ? a d G1 c iL l'J E W /- O Y ? YY 84: ? ? LQ q 3g $ s 9 \_ ?.- l') ?.. F _: i? ? ?. ; -_ : - ? :i ='+ ,n ?V i:. G:.S L_ •lii] :-)r ` O U w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER NO: S7o16 DISCOUNT COMPANY, 7 Plaintiff, ISSUE NO.: V. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants CODE: TYPE OF PLEADING: TO:DEFENDANTS YOU A HERE13Y PLEAD TO THE ENCLOSED COMPLAINT OWITHN TTWENTY (20) DAYS FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY BE ENTERED AGAINST YOU. WELTMAN, WEINBERG & RE?S CO., P.A. By: ?ttPc???C?C.> ATTORNEYS FOR PLAINTIFF I HEREBY CERTIFY THE ADDRESS OF PLAINTIFF IS: Go Wellman, Weinberg & Rale Co., LPA. 2601 Koppers Building 436 Seventh Avenue PRtaburgh, PA 15219 AND THE DEFENDANTS ARE: 244 Brick Church Road Newville, PA 17241 WELTMAN, WEINBERG & R?AI3 CO., L.P.A. BY: "A I A ORNEY3 FOR PLAINTIFF 1 HEREBY CERTIFY THAT THE LOCATION OF THE REAL ESTATE AFFECTED BY THIS LIEN IS: 244 Brick Church Road Newvlll,e PA 17241 TOVmehip of Upper Frankford:CtY of Cumberland COMPLAINT IN MORTGAGE FORECLOSURE FILED ON BEHALF OF: PLAINTIFF COUNSEL OF RECORD FOR THIS PARTY: JON A. McKECHNIE, ESQUIRE Pa. I.D. #36268 WELTMAN, WEINBERG 8, REIS CO., L.P.A. Firm #339 2601 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 (412) 434-7955 WWR#01599197 S" T. i?xlc. WELTMAN, `WEIINBERG & REIS CO., LPA. BY: ;;)t' \<lA ATTORNEYS FOR PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, V. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants NOTICE TO DEFEND NO: You have been sued In Court. If you wish to defend against the claims set forth In the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717.249-9400 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 9 9. .57-20 &, 7"4? V. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE And now, comes Plaintiff, Green Tree Consumer Discount Company, by and through its attorneys, WELTMAN, WEINBERG 8, REIS CO., L.P.A., and files this Complaint in Mortgage Foreclosure, averring in support thereof the following: 1. The Plaintiff is, Green Tree Consumer Discount Company, a lending institution duly authorized to conduct business within the Commonwealth of Pennsylvania (hereinafter "Plaintiff'). 2. The Defendants, James C. Hartzell and Jody A. Hartzell are adult individuals whose last known address is244 Brick Church Road, Newville, PA 17241. 3. On or about November 25, 1996, the Defendants, James C. Hartzell and Jody A. Hartzell executed a Note ("Note") in the original principal amount of $14,000.00. 4. On or about November 25, 1996, as security for payment of the aforesaid Note, the Defendants, made, executed and delivered to Green Tree Consumer Discount Company, a Mortgage In the original principal amount of $14,000.00 on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on November 27, 1996, Mortgage Book Volume 1353, Page 875. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "A", attached hereto and made a part hereof. 5. The Defendants are the current record and real owners of the aforesaid mortgaged premises. 6. The Defendants are in default under the terms of the aforesaid Note and Mortgage for, Inter alia, failure to pay the monthly installments of principal and interest when due. 7. Demand for payment has been made upon the Defendants by Plaintiff, but Defendants have failed or refused to pay the principal balance, interest or any other portion thereof to Plaintiff. 8. On or about July 19 1999, Defendants were mailed Notice of Homeowner's Emergency Assistance Act of 1983, in compliance with the Homeowner's Emergency Assistance Act, Act 91 of 1983Take Action to Save Your Home From Foreclosure. A true and correct copy of said Notices is attached hereto as Exhibit "B". 9. The amount due and owing Plaintiff by Defendants is as follows: Principal $14,006.48 Interest thru 09/03/99 $ 2,420.75 Attomeys' Fees $ 800.00 Late Charges $ 306.60 Admin. 2,3 $ 262.00 Appraisal Fee 250.00 TOTAL $18,045.83 10. Contemporaneously hereunder, Defendants have been advised of their right to dispute the validity of this debt or any part thereof, pursuant to the Fair Debt Collection Practices Act 30 Day Notice, attached hereto marked Exhibit "C" and made a part hereof. WHEREFORE, Plaintiff demands judgment in mortgage Foreclosure for the amount due of $18,045.83, with interest thereon at the rate of $6.16 per diem from September 3, 1999, plus costs, in addition to late charges and for foreclosure and sale of mortgaged premises. WELTMAN, WEINBERG & REIS CO., L.P.A. Jon A. McKechnie, Esquire Attomeys for Plaintiff 2601 Koppers Building 3436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #01599197 f EXHIBIT 6 FMB 8-88 TUE 11:41 AM FAX Nu, y r. U41Ld ComnmhwullA of Prmrytrbnla Space AbIlb 'krd. Lim For Ruardlas Dw, OPEN-END MORTGAGE This Mortgage secures future advances 1, DATE AND PART= The date of this Mongegc (Security Instrument) is ........?7 L?5/.96 ........................ and the parties, their addresses and lax identification numbers, if required, are as follows: MORTOAOOF,: JAMES C FWRTZETL JODY A H AIZ114 LL 13 Ir chocked, refer to the attached Addendum Incorporated heroin, for additional Mongngors, their signatures and acknowledgments. LENDER: Green Tree Consumer Discount Ocq=y 3401 Hartzdale Drive Suite 132 CaM Hill, PA 17011 2, CONVEYANCE. Par good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Dub: (defined below) and Mortgagor's performance under this Security Instrument, Mortgagor grants, bargains, conveys and mortgages to Lender the following described property: BRIEF LMGAI, DFZCRIPMCN ALL TMT COMM PROPERTY SITCATED IN 7HE TOWNSHIP OF UPPER FRANKFORD, =X= Or CIMERTAAM AND STATE OF DFSCR FM R7 DEED DAT'FD 11//22/96, REKARDEDD 11/25/966, APPEARING AMONG THE LAND RE(MRDS OF THE. atxim OF amOtLAND AND 91M OF PFI4`i MNANIA S" FORRII AHOVE IN DEED BOOK 149, PAGE 578. PARCNj IDR 43-06-0031-002 -- TOWNSHIP OF UPPM FRA 4*-ORD, aMERT AND ODUKY The property Is Iacated In .7,41PRERTAW ....................................... (ounaat ................ r...,........................... ......................`A rc..j......................., .. PL•nnsylvanin ...17?%4A ............. (City) tLIF Code) Together with al: rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and wator stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time In the 6trure, be put of the real estate described above (all referred to as 'propuny'). 3. MAXIMUM 0111,1(:A7ION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not exceed S ...,.H,.4Q..P.V .................................. This limitation of amount does not include Interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances mule under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 4. SECURED DKET AND FUTVRF. ADVANCES. The term 'Secured Debt' is defined as follows: A. Debt incurred under the terns of all promissory note(s), contract(s), guaranty(s) or other evidence of debt descritmcd below and all their extensions, renewals, modificalions or substitutions. (When referencing fife debts below it is suggested soar you incfudt items such at borrowers' manes, note aumounts, interest rates, manrrhy dares, etc.) PO MAYLVANIA • MPRTGAaa mNur ran rNMA, rNLmc, wA on vA e!0 (pogo r or 6) 611064 bank.. e1N.A.k A . et, C1.µ MN 11 300.007.20411 r.m k MTe•rA 1210H1 FEB.-23-99 TUE 11:41 AM FAX NO. V. Wei Lander or Lund2r's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Widur shall give Mortgagor notice at the time of or before an inspections specifying A reasonable purpose for ilia Inspection. Any Inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspcc:lon. 11. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the cnvcnnnis contained in this Security Initrumani, Larder may, without notice, perform or cause them to be performed. Mortgagor Appoints Lundcr as attorney in fact to sign Mortgagor's name or pay Any amount necessary for performance. Lender's right to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not preclude Lander from exercising tiny of Lender's other rights under ilia law or this Security Instrument. If any construction on the Property is discontinued or not carried on in a roasonablo manner, Lender may take all steps necessary to protect Lender's security interest in the Property, Including completion of tho construction. 12. ASSIGNMENT OF LEASES AND RENTS. Mortgagor inuvocably grants, bargains, convoys and mortgages to Lender as additional secur.ty all the right, title and interest In and to any and all existing or future ]cues, subleases, and any other written or verbal agreements for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications tar substitutions of such agreements (all referred to as "Leases") and rents, Issues and profits (all referred to as "Rents"). Mortgagor will promptly provide Lanier with true and correct copies of all existing and future Leascs. Mortgagor may collect, re:eivc, enjoy and use die Rents so long as Mortgagor Is not in default under the terms of this Security Instrument. Mortgagor ngres that this assignment is Immediately effective butwcert the panics to this Security Instrument and effective as to third panics an the recording of this Security Instrument, and this assignment will remain effective until the Obligations ore satisfied. Mortgagor agrees that Lender is entitled to notify Mortgagor or Mortgagor's tenants to make payments of Rents duo or to become due directly to Lender after such recording, however Lender agrees not to notify Mortgagor's tenants until Mortgagor dcfanlis and Lender notifies Mortgagor of the default and demands that Mortgagor and Mortgagor's tenants pay all Rents due or to become due directly to Londcr. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's possession and will =Iva any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrument. Mortgagor warrants that no default exists under the Lenses or any applicable landlord/tunant law. Mortgagor also agrees to maintain and require any tenant to comply with ilia terms of the Lenses and applicable law. 13. LEASE11101.05; CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. Mortgagor agrees to comply with the provisions of ary lease if this Security instrument is on a leasehold, if ilia Property includes a unit in n condominium or a planned unit development, Mortgagor will perform all of Mortgagor's duties under the covenants, by-laws, or regulations of the condominium or planned unit development. 14. DEFAULT. Mortgagor will be in default if any party obligated on ilic Secured Debt fails to make payincnt when due. Mongagur will be in default if a breach occurs under the terms of this Security Instrument or any other document executed for the purpose of creating, securing or guarmuylog the Secured Debt. A good faith belief by Lender that Lender at any time is insecure with mi,pect to any person or entity obligated on the Secured Debt or that the prospect of any payment or the value of the Property is impaired shall also constitute an event of default. 1S. REMEDIES ON DEFAULT. in some instances, federal and state law will require Lender to provide Mongagor with notice of the right to cure or other notices anti may establish time schedules for foreclosure actions. Subject to these limitations, if any, Lender may accelerate the Securea Debt and foreclose this Security Instrument in a manner provided by law if Mortgagor Is in default. 'At the option of Lender, ail or Any pan of the agreed fees and charges, Accrued interest and principal shall become Immediately due and payable, After giving notice if required by law, upon the occurrence of a default or anytime Ihcreafter. In addition, lAndt'r shall be emptied to ail ilia remedies provided by law, the terms of the Secured Debt, sus Security Instrument and any related ducumcrra. Ali remedies are distinct, cumulative and not exclusive, and the Lender Is entitled to all remedies provided at law or equity, whuher or not expressly set forth. 'rhe acceptance by Lender of any suit in payment or panial payment on ilia Secured Dubl after ilia balance is due or is ac"Iermcd or after foreclosure proceedings arc filed shall not constitute a waiver of Lender's right to require complete cure of any existing default. By not exercising any remedy on Mortgagor's default, Lender does tint waive Lender's right to later consider die aveni a default if it continues or happens again. /pope 7 of al 01914 YwOws av11un6 MO., 01. Ck N, MM I 1 .1 0 0/712411 rwn, A&M TO PA 17110104 r, ubicd FEB-23-99 TUE 11142 AM FAX NO. ;?N ? .00ft. 'aft, Unless otherwise agreed In writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Securw Dubt, %whether or not than due, At Lender's option. Any application of proceeds to principal shall not extend or postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to ilia Mortgagor. If die Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting fronn damage to the Property before the acquisition shall pass to Lender to ilia extent of the Secured Debt immediately before the acquisition. 20. ESCROW TOit TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not tic required to pay :o Lender funds for taxes and insurance in escrow. 21. FINANCIAL. REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, tiny financial stateMi t or information Lender may deem reasonably necessary. Mortgagor agrees to sign, duliver, and file any additional doctnnonts or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations undo r this Security Instrument and Lender's lien status on the Property. 22. JOINT AND INDIVIDUAL. LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security lnstrurrow are joint and individual, If Mortgagor signs this Security Instrutneat but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's Interest in the Property to secure payment of the Sucurctl Debt and Mortgagor does nor agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgaflor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-defleiency or one-action laws. Mortgagor agrees that Lender and any party to this Security Instrument may extend, modify or make any change in the terms of this Security Instrunne it or any evidence of debt without Mortgagor's consent. Such a change will not release Mortgagor from the terms of this Security Instrument. The duties and benefits of this Scoodly Instrument. shall bind and benefit the successors and ussigns of Mortgagor and Under. 23. APPLICABLE LAW; SEVERABiLITY; INTERPRETATION. This Security Instrument is governed by the laws of the jurisdiction in which Lender is located, except to the extent otherwise required by the laws of ilia jurisdiction where ilia Property is located. This Security Instrument is complete and fully integrated. This Security instrument may not be amended or modified by ord agreement. Any section in this Security instrument, attachments, or any agreement related to ilia Secured Debt that confi4ts with applicable law will not be effective, unless that law expressly or implicdly permits the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and wit. not affect ilia enforceability of the remainder of this Security Instrument. Whenever used, tike singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security instrument me for convenience only and are not to be used to interpret or dofine the terms of this Security Instrument. Time is of the essence in this Security instrument, 24. NOTICE.. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page I of this Security Instrument, or to any other address designated In writing. Notico to one mortgagor will be deemed to be notice to all mortgagors. 25. WAIVERS. 6xl:cpt to the extunt prohibited by law, Mortgagor waives any right to appraisement relating to the Property. !papa 5 or 6) 0109e O9OYW4 epladl, Ina., al. elowl, MN 11.400-391.90411 ru,m a6MTe•PA 12/19/94 FE9-23-99 TUE 11:42 AM FAX NO. r. utle.-j ROBERT P. ZIECLER eft V RECORDER OF DEEDS r,l;MDERLAND COUNTY-PA '96 N01127 HM 10 57 0-mmonwedla of remaylvanla gprn Above This Um For Reeardlna Dale OPEN-END MORTGAGE This Mortgage secures future advances 1. DATE AND PARTIES. The date of this Mortgage (Security Instrument) Is .....,...1??Z?/9? ........................ and the pasties, their addresses and tax identification numbers, if required, are as follows: MORTOAGOR: JX4ES C HARTZ;ELL JODY A HARTZE L O If checked, refer to the attached Addendum incorporated hetcht, for additional Mortgagors, their signatures and acknowledgments, LENDER: Greet Tree Consumer Discount Cctrpany 3401 Hartxdale Drive Suite 132 Carp Hill, PA 17011 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which Is acknowledged, and to secure the Secured Debt (defined below) and Mortgagor's performance under this Security Instrument, mortgagor grants, bargains, eons ays mud mortgages to Lender the following described property: BRIEF LFGAL DESCRIPTION , ALL THAT CERTAIN PROPERTY SI'TUATFD IN THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF CUMHFRLAND AND STATE OF PENNSYLVANIA BEING MORE FULLY DESCRIBED IN DEED DATED 11/22/96, RICORDM) 11/25/96, APPFARING AMONG THE LM)D RECORDS OF THE COUNTY OF CUB03ERLANn AND STATT OF PENNSYLVANIA SET FORTH AHOVC IN DFVD BOOK 149, PAGE 570. VARCET, 1DN 43-06-0031-002 -- TOWNS14IP OF UPPER FRANHFORD, CUMBERLAND COUNTY The property Is located in .W 1M RMW .................................................... at ,............................................... (Counq) ........ ................... .................... ................. .. Pennsylvania,..,?X$? .... (Addms) (City) (ZIP Code) Together with all rights, easements, appurtenances, roysities, mineral rights. oil and gat rights, all water anil ripadan rights, ditches, and water stock and all existing and future improvements, sltnctures, fixtures, and replacements that may now, or at any time in the fixture, be pan of the real estate described above (all referral to as 'Property'). 3. MAXIMUM OBLIGKIION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not exceed $ .....11400.9 .................................. This limitation of amount does not Include interest and other fees and eddies validly made pursuant to this Security Instrument. Also. this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained In this Security Instrument. 4. SECURFM AYBT AND FUTURE ADVANCES. The term 'Secured Debt' Is defined as follows: A. Debt incurred under the terms of all promissory note(s), contract(s), guarsnty(s) or other evidence of debt described below slid all their extensions, renewals, modifications or substitutions. (Men referencing the debt; below It Is suggested that you Include Items such as borrowers ' names, note amounts, Interest mru, maturhy dares, etc.) eoitd353 PAGE 975 tpFPe t et o, PENNSYLVANIA - I1408TGAGE INOT FOR FNMA, FAMO, iNA OR VA Uaal Otte, eenawe apNnA m,.. St. CNIA MN 11--seOaerdaell Femn4MTajFA 12115104 FE6-23-99 TUE 11:43 AM FAX NO. t . U,,, B. All future advances from Lender to Mortgagor or other future obligations of Mortgagor to Lender under any promissory note, contract, guaranty, or other evidence of debt executed by Mortgagor in favor of Lender executed after this Security Inslmmen: whether or not this Security instrument Is specifically referenced. If more than ono person signs this Security Instrumen•., each Mortgagor agrees that this Security instrument will secure all future advances and future obligations that are g.van to or incurred by any one or more Mortgagor, or any one or more Mortgagor and others. All future advances and other future obligations are secured by this Security Instrument even though all or pun may not yet be advanced. All future advances and other future obligations are secured as If made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a commitment to make additional or future loans or advances In any amount. Any such commitment must be agroed to in a separate writing. C. All obligations Mortgagor owes to Lender, which may later arise, to the extent not prohibited by law, Including, but not limited to, liabilities for overdrafts relating to any deposit account agreement between Mortgagor and Lender. D. All additional sutra advanced and expenses incurred by fender for insuring, preserving or otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Security Instrument. This Security In, trument will not secure any other debt if Lender fails to give any required notice of the right of rescission, 5. PAYMENTS, Mortgagor agrees that all payments under the Secured Debt will be paid when due and In accordance with the terms of the Secured Debt and this Security Instrument. 6. WARRANTY OF TITLE. Mortgagor warrants that Mortgagor is or will be lawfully seized of the estate conveyed by this Security Instrument and has the right to grant, bargain, convey, sell, and mortgage the Property. Mortgagor also warrants that the Property is u iencumbered, except for encumbrances of record. 7. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that caroled a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To mako all payments when due and to perform or comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow zny modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written consent. S. CLAIMS AGAIVST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that suck amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve the Property, 9. DUE ON SALE OR ENCUMBRANCE. Lender may, at its option, declare the entire balance of the Secured Debt to be immediately due.md payable upon die creation of, or contract for the creation of, any lien, encumbrance, transfer or suit of the Property. This right is subject to the restrictions Unposed by federal law (12 C.P.R. 591), as applicable. This covenant shall run with the Property and shall remain In effect until the Secured Debt is paid in full and this Security Instrument Is released. 10. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property In good condition and make all repairs Lint are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that the nature of she occupancy and use will not substmitlally change without Lender's prior written consent. Mortgagor will not permit any change In any license, restrictive covenant or casement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims and actions against Mortgagor, and of any loss or damage to the Property. BooKiWFAGE 676 rpopo2of6) oua? ar..m a.unis, tK., m. cam. wet u•eooaar•a? a ro,m ursroo,r nxnaro? FEB-23-99 TUE 11:43 AM FAX NO. r. uafeo .., "?%. Lender or Lender's agents may, at Lender's option, enter the Property at say reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or before an Inspection specifying a reasonable purpose for the inspection. Any Inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's Inspection. 11. AUTHORI'PS' TO PERFORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor shall not create an obligation to perform, and Lender's railuse to perform will not preclude Lender from exercising any of Leader's other rights order the law or this Security Instrument. If any construction on the Property is discontinued or not carried on in a reasonable tnrnner, Under may take all steps necessary to protect Lender's security interest in the Property, Including completion of the construction. 12. ASSIGNMENT OF LEASES AND RENTS, Mortgagor irrevocably grants, bargains, conveys and mortgages to Lender as additional sect rity all the right, title and interest in and to any and all existing or future leases, subloises, and any other written or verbal agwoments for the use and occupancy of any portion of the Property, including Any extensions, renewals, modifications or substitutions of shell agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Reno"). Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not In default under the lerms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument and affective as to third parties on the recording of this Security instrument, and this assignment will retrain effective until the Obligations are satisfied, Mortgagor agrees that Lender is entitled to notify Mortgagor or Mortgagor's tenants to make payments of Rents due or to become due directly to Lender after such recording, however Lender agrees not to notify Mortgagor's tenants until Mortgagor defaults and Lender notifies Mortgagor of the default and demands that Mortgagor and Mortgagor's tenans pay all Rents due or to become due directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided In this Security Instrument. Mongagor warrants iliac no default exists under the Leases or any applicable landlord/tenant law. Mortgagor also agrees to maintain and require any tenant to damply with the terms of the Lenses and applicable law. 13. LEASEHOLDS; CONDOMINIUMS; PLANNED UN1T DEVELOPMENTS. Mortgagor agrees to comply with the provisions of r.ny lease if this Security Instrument is on a leaseltold. If the Property includes a unit in a condominium or n planned unit development, Mortgagor will perform all of Mortgagor's duties under the covenants, by-laws. or regulations of the condominir m or planned unit development. 14. DEFAUL'T'. Mortgagor will be in derault if any party obligated on the Secured Debt fails to make payment when due. Mortgagor will be in default If a breach occurs under the terms of this Security instrument or any other document executed for the purpose of creating, securing or guarantying the. Secured Debt. A good faith belief by Lender that Lender at any time is Insecure with n:spect to any person or entity obligated on the Secured Debt or That the prospect of any payment or the value of the Property is impulsed shall also constitute an event of default. 1S. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to provide Mortgagor with notice of the right to cure or other notices and may establish time schedules for foreclosure actions. Subject to these limitations, if any, Lender entry accelerate the Secured Debt and foreclose this Security Instrument in a manner provided by law if Mortgagor is in default. At the option o:' Lender, all or any pan of the agreed fuel and charges, accrued interest and principal shall become immediately duo and payable, after giving notice if required by law, upon the occurrence of a default or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, the terms of the Secured Debt, this Security Instrument And any related documents. All remedies are distinct, cumulative and not exclusive, and the Lender Is entitled to all remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum In payment or partial payment on the Secured Debt after the balance is due or Is accelerated or after foreclosure proceedings are filed shall not constitute a waiver of Lender's right to require complete cure of any existing default. By not exercising any remedy on Morgalor's default, Leader does not waive Lender's right to later consider the event a default if it continues or happens again. a 1901 9MAO" ay.t.., 1".. 01. CW W. MM 11.000.997.31411 Fpm 0e•MTo•9A 11119124 1pae9 2 of 6/ ne.od OC9 ..S..- Q?y?r FEB-23-99 TUE 11144 AM FAX NO. P. IU/2S r"'N e%- 16. EXPENSES; ADVANCES ON COVENANTS; ATTOPMYS' FEES; COLLECTION COSTS. Except when prohibited by law, Mortgagor agrees to pay all of Leader's expenses if Mortgagor breaches any covenant in this Security instrurpent. Mortgagor will also pay on demand any amount incurred by Lender for insuring, Inspecting, preserving or otherwise protecting the P.•oporty and Lender's security Interest, These expenses will bear interest from the date of the paynunt until paid in full at the highest inturest rate In effect a provided in the terme of the Secured Debt. Mortgagor agrees to pay all costs and expenses incurred by Leader in collecting, enforcing or protecting Lender's rights and remedies under this Security Instrument. This amount cony include, but is not limited to, attorneys' fees, court costs, and other legal expenses, This Security Instrument shall remain in t fleet until released. Mortgagor agrees to pay for any recordation costs of such release. 17. ENVLRONME14TAL LAWS AND HAZARDOUS SUBSTANCES. As used In this section, (l) Environmental Law means, without limitation, rho Comprehensive Environmental Response, Compensation and Liability Act (CERCLA, 42 U.S.C, 9601 of seq.), and all other federal, state and local laws, regulations, ordinances, coun orders, attorney general opinions or Interpretive lautrs concerning the public health, safety, welfare, environment or a hazardous substance; just (2) Hazardous Substance meant, any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has charactcrisdes which reader the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as 'hazardous material,' "toxic substances,' "hazardous waste" or "hazardous subsi ante" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, armed or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substarim that are genera; ly recognized to be appropriate for the normal use and maintenance of die Property. B. Except as ;?roviously disclosed and acknowledged in writing to Lender, Mortgagor and every tenant have been, are, and shall remain in full compliance with any applicable Environmental Law. C. Mortgagor shall immediately notify Lender if it role= or threatened release of a Hazardous Substance occurs on, under or about Cie Property or there is a violation of any Environmental law concerning the Property. In such s4 event, Mortgagor shall take all necessary remedial action in accordance with any Envirorwental Law, D. Mortgagor shall immediately notify Lender In writing as soon as Mortgagor has reason to believe there is any pending or direatened investigation, claim, or proceeding relating to the release or threatened rolease of any Hazardous Substance or the violation of any Environmental Law, 18. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to purchase or take any or all of ilia Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene In Mortgagor's name in any of the above described scion or claims. Mortgagor assigns to Lender the proceeds of any award or claim fur damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds shall be considered payments and will be applied as provided in this Security Instrument. This assignment of proceeds is subject to die terms of any prior mortgage, deed of trust, security agreement or other lieu document. 19. INSURANCE. Mortgagor shall keep Property ituured against loss by fire, flood, theft and other hazards and risks reasonably associated with ilia Property due to Its type and location. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall nor be unreasonably withheld. If Mortgagor falls to maintain ilia coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument. All Insurance policies and renewals shall be acceptable to Lender and shall include a standard 'monguge clause' and, where applicable, "loss payee clause." Mortgagor shall Immediately notify lender of cancellation or termination of the Insurance. Lender shall have the right to hold the policies and renewals. If Lewder requires, Mortgagor shall Immediately give to Leader all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to the Insurance carrier and Lender. Lender may make proof of loss if not made immediately by Mortgagor. eoodW PAGE 878 rear. a or 6) Oia!$ tlIMW eYUwA4, Inc„ $1, elw.e. MN II•a0ad9711Q1 !mm a!•MT4M 11/laalt FEB-23-99 TUE 11:44 AM FAX NO, -- P. 1? /23 Unless otherw;so agreed in writing. Ali insurance proceeds shoji be applied to the restoration or repair of the Property or to the Secured Debt, whether or not than due, at Lender's option. Any application of proceeds to principal shoji not extend or postpone the flue date of the scheduled payment nor change the amount of any payment. Any excess will be paid to the Mortgagor, If the Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting from damage to the Property before the acquisition shall pus to Lender to the extent of the Secured Debt immediately before the acquisition. 20. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 21, FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, Any financial statement or information Lender may deem reasonably necessary. Mortgagor agrees to sign, deliver, and file any additional doraments or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on the Property. 22. JOINT AND :INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All dudes under this Security Instrument are joint and Individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor dolts so only to mortgage Mortgagor's interest In the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt, If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any perry indebted under the obligation. These rights may Include, but are not limited to. any amt-deficiency or one-action laws. Mortgagor agrees that Lender and any party to this Security Instrument may extend, modify or snake any change In the tenors of this Security Instrument or any evidence of debt without Mortgagor's consent. Such a change will not release Mortgagor from the terms of this Security Instrument, The duties and benefits of this Security Instrument $141 bind and benefit the successors and assigns of Mortgagor and Lender. 23. APPLICABLE LAW; SEVERADILITY; INTERPRETATION. This Security instrument is governed by the laws of the jurisdiction in which Lender is located, except to the extent otherwise required by the laws of the jurisdiction where the Property is located, This Security Instrument is complete and fully Integrated. This Security Instrument may not be amended or modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly penniis the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall Include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time Is of the essence in this Security Instrument. 24. NOTICE. Unbas otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the Appropriate party's address on page I or this Security Instrument, or to any other address designated In writing. Notice to one mortgagor will be deemed to be notice to all mortgagors, Is. WAIVERS. E7;ccpt to the extent prohibited by law, Mortgagor waives any right to appraitement relating 10 the property. aliall1353 race: 879 01009 Boom, srsw,u, NM., BI, 0md. MN 11-100.35707911 rmm RE.MTO.OA IMAM 10IFe a of QI FEB-23-99 TUE 11:45 AN FAY, NO. P. 12/23 r^. ..., 26. OTHER TERMS. If checked, the following are applicable to this Security Instrument: ? Line of Credit. The Secured Debt Includes a revolving line of credit provision. Although the Secured Debt may be reduced 1) a Zero balance, this Security Instrument will remain in effect until released. ? Construction Loan. This Security Instrument secures an obligation Incurred for the construction of an Improvement on the Property, ? Fixture 14fing. Mortgagor grants to Lender a security Interest In all goods that Mortgagor owns now or In the future and that in or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of 1118 Uniform Commercial Code. ? Purchase Money. This Security Instrument secures advances by Lender used in whole or in pan to acquire the Property, Accordingly, this Security Instrument, and the lien hereunder, Is and shall be construed as a purchase money mortgage with all of the rights, priorities and benefits thereof under the laws of the Commonwealth of Pennsylvania. ? NOTICE TO BORROWER; TINS DOCUMENT CONTAINS PROVISIONS FOR A VARIABLE INTEREST RATE, ? Riders. I tic covenants and agreements of each of the riders checked below are Incorporated into and supplement and amend tho terms of this Security Instrument. [Cheep all applicable boxes] ? Condcminium Rider ? Planned Unit Development RWer ? Other .............. ? Addiflunni Terms. SIGNATURES: By signing below, Mortgagor, Intending to be legally bound hereby, agrees to the terms and covenants contained In lids Security loatniment and In any attachments, Mortgagor also acknowledges receipt of a copy of this Security Instrument on the data stated on page 1. (si arc)JAN/1t:/SfJ,C/liFtR'PZEGA .. . . , (wlmrr) ........................ (tltnamrc) •I..AA ............ HARTZM (Date) (Wiu,w) . ................... ACKNOWLEDGMENT, cw.uW, COMMONWEALTH OF ,,,,,,,,,, „ COUNTY OF On this, the .......7,5th........ ?99? ss. , ,25 ?3L. ., before me , :? ?(?l the unduulgned officer, personally appeared J .,V ..""" sISY..A. iI'sfP ................... the person(s) whets name(s) is subscribed ........................ mee(t) Is to to th th•e••••••••within•. instru nstr , ant......, known to me (or satisfactorily proven) to be rment, and acknowledged that he/tha executed the same ba• ,1 i?yvt:4s,U111 dlo purposes therein contained, . "N@l9[1l1AY11ma and official seal. VMAm!L Butcbbo, Notary PubGo fl? u Carlisle, Cumberland County uLAC G?CMU .......... ]Ify commission aspires July 27,1998 I Of the Lender within named , ;., :nand I "" 111, it . then for the recording of needs •??nburland Cou t., 1J,?f?v0t-' PaT'01 ot/ 6 day of ofl'I ,. c l•, e"Iz f A bL' day o_ 1 ti Y i _ c N?1 BY..k17RIrW .................................................... Till of eftkv .................................................. . 1) 1saa..w.SRw? M.,a,.c??F1pr4Yd? ?? Aen fi ?l tI' b;. e' Bood353 FAGE 8fd9 e as niRmme/M r 'r ` a6o/6/ EXHIBIT ,?_ Date: July 19,1999 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE* attached pages. LA NOTIFICACION EN ADAWO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney In your area. The local bar association may be able to help you find it lawyer. HOMEOWNER'S NAME(S): Tames C Hartzell and Jody A Hartzell PROPERTY ADDRESS: 244 R i k Church Road Neawille PA 17241 LOAN ACCT. NO.: 6700118943 ORIGINAL LENDER: Green Tree Consumer Discount Company CURRENTLENDER/SERVICER: en Tree Consumer Discount Company IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 CITE "ACTS, YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST CONSUKER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. 7 be names. addresses. and the pRroperty is located are set forth at the end of this Notice It is only necessary to one face-to-face meeting. Advise your lender me a e of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice. (See following pages for specific information about the HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Assistance Program. To do so, you must fill out, sign, and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. HOW TO CURE YOUR MORTGAGE DEFAULT (Brine it up to datel. NATURE OF THE DEFAULT_ - The MORTGAGE debt held by the above lender on your property located at: 244 Brick Church Road ewville. PA 17241 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Payments Due for 9/1/98 to 7/1/99 $2,133.06 Payment Amount $193.91 Other charges (explaintitemize): Late Charges Appraisal Fee Misc. Charges Title Search $ 267.72 $ 250.00 $ 12.00 $ 250.00 TOTAL AMOUNT PAST DUE: $ 2,383.06 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,383.06, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. ma& Ravable and sent to: Green Tree Consumer Discount Company 7360 South Kyrene Street Tempe, AR 85283 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose u Ron your mortgaged nrooerty IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender-refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, yqy performing any other requirements under the mort¢a¢e. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. FART IEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately 8 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Green Tree Consumer Discount Company 7360 South Kyrene Street Tempe, AR 85283 888-315-8733 X36239 Contact Person: Harold Williams EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You _ may or _ may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTION ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, • TO ASSET ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY Consumer Credit Counseling Service Of Western PA, Inc. 2000 Linglestown Road Harrisburg, PA 17102 717-541-1757 Financial Services Unlimited 117 West Yd Street Waynesboro, PA 17268 717-762-3285 Urban League of Metropolitan Harrisburg 25 N. Front Street Harrisburg, PA 17101 717-234-5925 Fax 717-232-4985 YWCA of Carlisle 301 G Street Carlisle, PA 17013 717-243-3818 Fax 717-243-3948 ?,•?tv?G\?a? on A. McKechnie Attorney for Plaintiff Weltman, Weinberg & Reis, Co. L.P. 2601 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. 51eNDER: O Cemplate Marne I anarer2 ter additional services. CC O OM$4r 3,N,end4b. I also wish to receive the follow. Ing services (for an extra lee): M D earE Iln" nname and Atlanta onlM morn or ens fam so that we m return sus O Attach We lorm to dw IMM otox mtllpeu, or on me back N space noes not I. 11 Addressee's Address A rnh 'Return Rocwfa R"tedeN the maitpiece boom, ea aNde number. O Tb Rwun R l l ilt p•?esblcted Delivery /" rA ace p w alewtowhom tha ankle was delivared and the data dowered. n 3. ARIMe A d dre s sed t o : 4a. Article Number o ( ? y y ? / ' /lJ 2 O Q G eT l• LL!/CT r 4b Ser vic ?( O? ? H 4/V p . E3 Registered XCenified r 0 pp I - II ?r/. I • ?i/?r ?? /??/ // Express Mail ? Insured ? Return Reeelpt for Merchantliso 0 COD O 1li, ver to addressee only 7•Dete 01D iivery EI _ Z a i. Reee(ved By. (PdnfNa a ? 9. Addressee's Address (Only it requested end c lee Is paid) E A I ( s * pe 2srrini 11, Dec ember 1994 102595. 98 o223 Domesdc Return Rwenint . TENDER: O CNtplele Nome I &Ww 2 kr Add fond Nrvko. ' . - I also wish to receive the follow- Ing services (for an extra lee): Complete items 3.4a. Rd 4b. O Pr" your name ad addnu an aw room of two form w that we can return this card to O Attach We torn to eN front of Ib meilpieca, or on ew back N apace does not 1. 0 Addressee's Address Piinie• OwMe'R4Nm R"ptRpuWaaron the maepieceblowthe aNde nurn er. 2. estrlcted Delivery r'1 OThe Return Racelpiwbshowtowham wamdewa delw and anal the date detvered. n Article Addressed to, 11 flWIf e -d 9 - 4a. Article Nu mber z3 oa4/ cc , y, . L ?elel ZAPja Nom trh Ae 0 Registered Pe ,Lr3certifled ?`'CWVl ?C.( ? Express Mail ? Insured 0 Rehm Receipt for Merchandise 000D 0 o r w:4v, to addressee onto 7. Date ofDelive zl T i ,.Received By. (PdntN e) S. Addressee's Address (Only If requesfadend e lee is paid) IS Form 3811, December TON 102595-N-0-0223 Z 370 240 705 US Postal Service Receipt for Certified Mail No Insurance Coverage Provided. Do net use fnr Intamserv.el use rcm p,bTeh Sam to Jr. SI P ,Slate nP / Pampa $ CcffM Fee Spedd Delivery In RMtrided Dah" IN Yellen Receipt Showtp to W=6 Date Oelvered Rahn Hseipl swept b whoa, Ode sAddwtee'sAddtes TOTAL Postage 8 Feas f Fo*nads co Date ?i 4 8 m ?E LL N a Z 370 240 706 us Postal service Receipt for Certified Mail Na Insurance Coverage Provided. Do nol free for letarratiraml AMR 14wa rwvw 1 Sent lO ? ZC/? i6t Ll&l eh V, DIAN, ,anP Postage $ Certilled Cost Special Delivery Fee Restricted Delivery Fee Rehm RWAO Showirp to whom A Date DoWated f lam Reuel soeihp b who r t ON.s AddesussAddess TOTAL Postage s Fews $ Pasbnark w Date m z ci 0 m cq 0 LL N a e EXHIBIT' ?? FAIR DEBT COLLECTION PRACTICES ACT 30 DAY NOTICE By law, this law firm Is required to advise you that unless within 30 days after receipt of this notice you dispute the validity of this debt or any portion thereof, the debt will be assumed to be valid by us. If said notification is sent to us in writing, we are required to provide you with verification of the debt. In the event within a 30-day period you request in writing the name of the original creditor, It will be provided to you if different from the current creditor. In the event that you dispute the debt and/or request the name of the original creditor in writing within the 30-day period, no further action will be taken to obtain Judgment in the pending lawsuit until the verification and/or name of the original creditor has been provided to you. This law firm Is attempting to collect this debt for our client and any information obtained will be used for that purpose. The above Notice is being given pursuant to the Fair Debt Collection Practices Act and is separate and distinct from the foregoing Complaint which must be responded to in conformity with the Instructions therein. Because of the difference in time parameters, we will not move for Default Judgment for at least thirty (30) days from the date of service of this Complaint upon you, and if you request verification, we will not move for Default judgment until a reasonable time after verification has been provided, and after the expiration of the thirty (30) day period from the date of service. .SOD. 3. 1999 6:460 No•4254 P. 2/1 ^ I The undersigned does hereby verify subject to the penalties of 18 PA.C.S. § 4904 relating to unsworn falsMlcatlons to authorities, that he/she is_A?a 6r/, Ft?e??s fQec,Al fl oQaxJ7m7C GAx"Mw J mvo,-, plaintiff herl I in, ' (TITLE) (COMPANY) that he/she Is duly authorized to make this verification, and that the facts set forth iri the foregoing Complaint are true and correct to the best of hislher knowledge, information and belief. (Signature) Hartzell; 01599197 WELTMAN, WEINBERG & REIS G LPA ATTORNEYS AT 1AW 2601 EODPere Bu M41 436 seventh Avenue P1ttsbum%PA 15219 (412) 434-7955 a vaANn , COLUMDIUS, CBVCUM.1 M , PTTTSBURGH (,,"YPch Tee- 61aj n? Pr - Plaintiff NO: Vs. , rnrS C' Nmhof aid Defendants. Please serve f7??ll?fZ Cl or an adult person in charge of the residence at 19W AIC4 02U 1612 & AJJP40I )ode Very Truly Yours, Angela &Schoreld L"W Paralegal WELTMAN, WEINBERG . & REIS ATrOBNEYSATLAW ' 2601 Koppee BuitdW 436 Seventh Avenue Pittsburtb,PA 15219 (412) 434.7955 CLEVELAND. COLUMBUS. COVCBVNATi. PITTSBURGH (??? n Tv? Ce??9,lnt?r ?IsCou.nf ernes ?? Plaintiff NO: Vs. t,?firnDa (y Na ??>°N /end L) .U A ?(?,?? z c? • Defendants. Please serve ?w Mi T l tiQ/?2 ?l / or an adult person in charge of the residence at ?(lu?'?CKrj1uCal d, yj Ull?a ?l/ . Very Truly Yours, Angela M. Schofield Paralegal W C 1 U 114 ?9- 0 Greentree Consumer Discount Co. In the Court of Common Pleas of -vs- Cumberland County, Pennsylvania James C. Hartzell and Jody A. Hartzell No.1999-6369 Civil 6rI7 XO R. Thomas Kline, Sheriff, who being duly sworn according to law, says this writ is returned STAYED. Sheriff's Costs: Docketing 30.00 Poundage 13.34 Advertising 15.00 Posting Bills 15.00 Law Library .50 County 1.00 Mileage 11.16 Certified Mail 3.33 Levy 15.00 Postpone Sale 40.00 Surcharge 24.00 Law Journal 279.35 Partiot News 207.64 Share of Bills 25.08 $680.40 Pd by Atty 5/24/00 Sworn and subscribed to before me This 0' day of 2000, A.D. /`U"-f r thonotary swe? R. Thomas Kline, Sheriff B4?? Real Estate Deputy 1.0 UP, 2 M I (2. 96vbo i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 vs. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants TYPE OF PLEADING: SUPPLEMENTAL AFFIDAVIT Filed on Behalf of: Plaintiff Counsel or Record for this Party: JON A. McKECHNIE PA I.D. #36268 Wellman, Weinberg & Reis Co., L.P.A. 2601 Koppers Building 4367 1h Avenue Pittsburgh, PA 15219 W W R #01599197 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants NO: 99-5720 SUPPLEMENTAL AFFIDAVIT BEFORE ME, the undersigned authority, personally appeared Jon A. McKechnie, Esquire, who according to law deposes and states that a copy of the Notice of Lienholders and Other Parties of Interest Pursuant to PaR.C.P. 3129.2(c) has been served on the following additional lienholders or other parties of interest, that were not included in the original 3129.1 Affidavit, on January 18.2000: York Federal Savings & Loan 101 South George Street York, PA 17405 - ------ ;a^ drtl Soal Mal M. Jona,, Notary Puuc FGigsGurgh, Allu 6 County bsbu E>q?tre nj Cune 1Z o 20W WELTMAN, WEINBERG & REIS, CO., L.P.A. Jon A. McKechnie Attorneys for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 Sworn_tq and ? bscrikbed before me his 26 day of_ (typ'2000. Notary Public L OR Mon rERINAMO OF M AILn1 «««««*««_?`? FD FOR DOMESTIC AND INTERNATIONAL MAIL, OOEB N( ??? I IG7 ,,' r K ?'°?iT(iAt?, !"9EERiDEFIG & REi3 CO., L.P /i 2G01 Kooo rc lild(n0 ?a? CM a 436 Seventh Avenue ur y lzi mail addmmd to: 381 ?'.? ) ,- I ` ? nt. ? iil :_.? t?l - ; - L; - ?J ^' ' N ii..' C] -aij l_ i:. C: ?:J ?-' c7 U `w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Vs. Plaintiff, NO: 99-5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Green Tree Consumer Discount Company, Plaintiff in the above action, sets forth as of the date of the Praecipe for the Writ of Execution was filed the following information concerning the real property of James C. Hartzell and Jody A. Hartzell, located at 244 Brick Church Road, Newville, PA 17241 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF JAMES C. HARTZELL AND JODY A. HARTZELL OF, IN AND TO: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 244 BRICK CHURCH ROAD, i NEWVILLE, PA 17241. DEED BOOK VOLUME 149, PAGE 578, PARCEL NO. 43-06-0031-002. I. The name and address of the owners or reputed owners: James C. Hartzell and Jody A. Hartzell 2. The name and address of the Defendants in the judgment: James C. Hartzell and Jody A. Hartzell 244 Brick Church Road Newvllle, PA 17241 244 Brick Church Road Newvllle, PA 17241 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Green Tree Consumer Discount PLAINTIFF Company Tax Claim Bureau Courthouse One Courthouse Square Carlisle, PA 17013 4. The name and address of the last record holder of every mortgage of record: Green Tree Consumer Discount PLAINTIFF Company 5. The name and address of every other person who has any record lien on the property: NONE 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NONE 7. The name and address of every other person whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Inheritance Tax Bureau Courthouse One Courthouse Square Carlisle, PA 17013 Domestic Relations Pennsylvania Sales & Use Tax Claim Bureau 13 North Hanover Street Carlisle, PA 17013 PA Department of Revenue Office of Chief Counsel 10'" Floor, Strawberry Square Harrisburg, PA 17128-1061 The information provided in the foregoing Affidavit is provided solely to comply with the Pennsylvania Rules of Civil Procedure 3129.1 and it is not intended to be a comprehensive abstract of the condition of the title of the real estate which is being sold under this execution. No person or entity is entitled to rely on any statements made herein in regard to the condition of the title of the property or to rely on any statement herein In formulating bids which might be made at the sale of the property. I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. Im O t?M.. Jha? relsle, Fota My ca rt4i'ubn fi rs ent' c Public e June IT 2000 MbmW. *W RssocW0onolNoWle? )Jnli?Ak McKechnie Attorneys for Plaintiff Swo_"-Nay subscribed before me this of [cr 1999. Notaryu tic A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, NO: 99-5720 VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: JAMES C. HARTZELL TAKE NOTICE that by virtue of the above Writ of Execution Issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the 2nd Floor Cumberland County Courthouse Commissioners Hearing Room Carlisle, PA on March 1, 2000, at 10:OOA.M., the following described real estate, of which James C. Hartzell and Jody A. Hartzell are the owners or reputed owners: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF JAMES C. HARTZELL AND JODY A. HARTZELL OF, IN AND TO: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF UPPER FRANKFORD, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AND NUMBERED AS 244 BRICK CHURCH ROAD, NEWVILLE, PA 17241. DEED BOOK VOLUME 149, PAGE 576, PARCEL NO. 43-06-0031-002. The said Writ of Execution has been issued on a judgment In the mortgage foreclosure action of GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants at Execution Number 99-5720 in the amount of $19,252.00, with appropriate continuing Interest, attorneys fees, and costs as set forth In the Praecipe for Writ of Execution. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. - Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. The Writ of Execution has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. ;f YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. ax Cumberland County Court Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249.3166 v You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the court alleging a valid defense and a reasonable excuse for failing to fife the defense on time. If the judgment Is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale If you can show a defect in the Writ of Execution of service or demonstrate any other Iegal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. WELTMAN, WEINBERG & REIS, CO., L.P.A. Jd1i A. McKechnie, Esquire Attorneys for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, VS. Plaintiff, NO: 99-5720 JAMES C. HARTZELL and JODY A. HARTZELL, Defendants LONG FORM DESCRIPTION ALL THAT CERTAIN parcel of land situate in Upper Frankfurd Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a stone in the center of the public road leading to the Brick Church and a"comer of land now or formerly of James Shetron; thence by the same, South 67 degrees West, 19 perches to a stone; thence by lands now or formerly of Aseph Wright Estate, North 37 Yz degrees West, 28.8 perches to a stone; thence by the same, North 67 degrees East, 26.8 perches to a stone in the aforesaid public road leading from Gillespie's School House to the Brick Church; thence by said road and lands now or formerly of George B. Wickard, South 21 '/: degrees East, 28 perches to the place of beginning. CONTAINING four (4) acres, the above-described premises having thereon erected a two-story frame dwelling house and other improvements. BEING the same premises which James C. Hartzell, a married person, by Deed dated November 22, 1996 and recorded on November 25, 1996 at Deed Book Volume 149, Page 578 and recorded in the Recorder's Office of Cumberland County, granted and conveyed to James C. Hartzell and Jody A. Hartzell, as husband and wife. WELTMAN, WEINBERG & REIS, CO., L.P.A. Jon A. McKechnie Attorney for Plaintiff 2601 Koppers Building 436 Seventh Avenue Pittsburgh, Pennsylvania 15219 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 99-5720 CIVIL 19 _ COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, Interest and costs due Green Tree Consumer Discount Co. PLAINTIFF(S) from James C. and Jody A. Hartzell, 244 Brick Church Rd., Newville PA 17241. DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell Real estate located in Upper Frankford Twp., Cumberland Co. PA (See attached legal description.) (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) It propertyot the defendant(s) not levied upon an subjectio attachment is found in the possession of anyoneother than a named garnishee, you are directed to notify himtherthat he/she has been added as a gamishee and is enjoined as above stated. Amount Due $18,497.74 LL $.50 Interest $6.15/diem from 11/12/99 $676.50 Due Proihy $1.00 Ally's Comm % Atty Paid $120.06 Plaintiff Paid Other Costs Late charges thru 3/1/00 $77.76 Date: December 13, 1999 REQUESTING PARTY: Name Jon A. McKechnie, Esq. Address: 23601 Koppers Bldg., 436 7th Ave. Pittsburgh PA 15219 Attorney for: Plaintiff CURTIS R. LANG 17 Prothon aryCivil Division by: Deputy Telephone: Supreme Court ID No. REAL ESTATE SALE No. ?A On j&?/I, tfff the sheriff levied upon the defendants Interest In the real property situated ina*g"A- ' - 91664? Cumberland County, Pa., known and numbered as: 9.W wA - a44 ?- and more f;i!iy described on Exhibit ..A„ filed wi.? this writ and by this referei.ce incorporated herein. Date: /L ? BB??, , 40- avoa- 66, !fin ?o ?l q? aaQ low ddill:ilf?.• di?idU3;?IddO THE k TRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication 1111dera6t No. 527- rlaaraeae 111 a sees Commonwealth of Pennsylvania, County of Dauphin) se Frank J. Epler being duly sworn according to low, deposes and says: That he Is the Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with Its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, In the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 4th, 1854, and September 18th, 1049, respectively, and all have been continuously published ever since; That the printed notice or publication which Is securely attached hereto is exactly as printed and published In their regular dally and/or Sunday and Metro edhioneAssuss which appeared on the 25th day of January and the tat and Sth day(s) of February 2000, That neither he nor said Company Is Interested In the subject matter of sold printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and Is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded In the office for the Recording of Deeds In and for said County of Dauphin in Miscellaneous Book 'M', Volume 14, Page 317. PUBLICATION COPY BALEne me this 25th Nola:,o v 7eiry 1. Run I. Noary WANG N TAR PU LIC Heols urg, DeuPNn,,, My Commission ExOres June 6.2002 Member, Pennsylvania Assmiatlon mission expires June 8, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on tha above stated dates $ 208.14 Probating same Notary Fee(s) $ 1.50 Total $ 207.84 ,sheras Receipt for Advertising Cost ter of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general eceipt of the aforesaid notice and publication costs and certifies that the same have THE PATRIOT-NEWS CO. By .................. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : SS. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Y Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL UTATE SAri NO. 28 Writ No. 99-5720 Civil Green Tree Consumer Discount Company VS. James C. Hartzell and Jody A. Hartzell Atty.: Jon McKechnte LONG FORM DESCRUMON ALLTHAT CERTAIN parcel of land situate In Upper Frankford Town- strip, Cumberland County. Pennsyl- vama, bounded and described as fol- lows, to wit: BEGINNING at a stone in the cen- ter of the public road leading to the Brick Church and a corner of land now or formerly of James Shetron: thence by the same. South 67 de- grees West 19 perches to a stone: thence by lands nave or formerly of Aseph Wright Estate, North 37 1/2 degrees West. 28.8 perches to a Ro er M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 4 day of FEBRUARY. 2000 1015 E. SNYDER. Notary Public Carllde aoro, Cumboriond County, PA My C+mm6don Expires Morch 5, 2001 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly swom, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates. Afffant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. RZA& Z0TATZ alri NO. as Writ NO. 99-5720 Civil Green Tree e Consumer Discount Company Roger M. Morgenthal, Editor VS. James C. Hartzell and Jody A Hartzell SWORN TO AND SUBSCRIBED before me this Atty.: Jon McKec eiLechme 4 da of _FEBRUARY, 2000 y LONG FORM DESCRIPTION ALLTHATCERTAIN parcel of land ' situate in Upper Fn ddord Town- ' ship. Cumberland County. Pennsyl- vama, bounded and described as fol- lows, to wit: NOTARIAL SEAL BEGINNING at a stone In the cen- LOIS E. SNYDER, Notary public Cerli,i• Dora, Cumborlor,d ter of the public road leading to the Brick Church and a corner of l •`1Y Commirr;',n Eau7ro, ma h S, 2Wx1 and now or formerly of James Shetron; thence by the same. South 67 de- grees West. 19 perches to a stone; thence by lands now or formerly of Aseph Wright Estate, North 37 1/2 degrees West. 28.8 perches to a stone; thence by the same. North 67 degrees East, 26.8 perches to a stone -- in th --- e aforesaid public road leading from Glliespie's School House to the 1 Brick Church; thence by said road ? and lands now or formerly of George . B. Wlckard, South 21 1/2 degrees East, 28 perches to the place of be- ? COMMINING four (4) acres, the above-described premises havi ng thereon erected a two-story frame dwelling house and other improve. I. ments. I BEING the same premises which James C. Hartzell, a married person, by Deed dated November 22 1 , 996 and recorded on November 25, 1996 at feed Book Volume 149, Page 578 and recorded in the Recorder's Office ?....= ?' of Cumberland County. granted and .,? . . - conveyed to James C. Hartzell and Jody A. Hartzell, as husband and r .,. wife. ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, vs. JAMES C. HARTZELL and JODY A. HARTZELL, Civil Action No. 99-5720 CIVIL Defendants. TYPE OF PLEADING: PRAECIPE TO STRIKE JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Kimberly J. Hong, Esquire PA I.D. #74950 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434.7955 WWR#01599197 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. Civil Action No. 99-5720 CIVIL JAMES C. HARTZELL and JODY A. HARTZELL, Defendants. PRAECIPE TO STRIKE JUDGMENT At the request of the undersigned attorneys for the Plaintiff, you are directed to strike the judgment on the above referenced case number. Sworn to and subscribed before me this /P day of WELTMAN, WEINBERG & REIS CO. P.A. By: Kimberly J. Hong, Esquire WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 NOTARIAL SEAL MELA M. SCHOFIELD, NOT!, 14', PUP, rV OF PITTSBURGH, ALLEGHEN9 CC K: MY COMMISSION ERPIRES MARCH P. 2CG,j l ? O cli } t tjj O (V ? 2 ? a y J ? QQ ?n l { n ' LL W ?% l.I lL' Lt_ O o N r> U It 0 5M . '- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. JAMES C. HARTZELL and JODY A. HARTZELL, Defendants. Civil Action No. 99-5720 CIVIL PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Kimberly J. Hong PA I. D. #74950 Waltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Building 438 Ph Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#01599197 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff, VS. JAMES C. HARTZELL and Civil Action No. 99-5720 CIVIL JODY A. HARTZELL, Defendants. PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE PROTHONOTARY: Kindly settle and discontinue the above-captioned matter without prejudice and mark the docket accordingly. Respectfully submitted: Sworn a d subscribed before This day of 6 ore 2005. ( IVotaryDUblic ? Waltman, Weinberg & Reis Co., L. . By: Kimberly J. Hong Waltman, Weinberg $ Reis Co., L.P.A. 2718 Koppers Building 436 7 ^ Avenue Pittsburgh, PA 15219 (412) 434-7955 NOTARIAL SEAL ANGELA M. SCHOFIEELD, NOTARY PUBLIC CITY OF PITTSBURGH, ALLEGHENY COUN IY MY COMMISSION EXPIRES MARCH H, XT ° N E ?1J N m !tJ FS -? ^-'L1 o j O N V •r Sn h u { frt. c i4?>uu? f yl r . ty p.4 y ytt+ ' Y1R SR {3 y i k 4 ±Y t