HomeMy WebLinkAbout99-06012',
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
PROVIDIAN NATIONAL BANK an assignee
of FIRST UNION DIRECT, N.A.
NO. W- (.PD/2 ?/M
IN CIVIL ACTION
.us. Plaintiff(s)
MARIE L. SUBLETTE
Defendant(s) COMPLAINT
CODE-
FILED ON BEHALF OF
PLAINTIFF
COUNSEL OF RECORD
FOR THIS PARTY:
James R. Apple, Esq.
PA I.D. No. 37942
Charles F. Bennett, Esq.
PA I.D. No. 30541
Joel E. Hausman, Esq.
PA I.D. No. 42096
Marylouise Wagner, Esq.
PA I.D. No. 61095
APPLE AND APPLE, P.C.
Firm No. 719
4650 Baum Boulevard
Pittsburgh, PA 15213-1237
Telephone (412) 682-1466
Fax (412) 682-3138
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
PROVIDIAN NATIONAL BANK an assignee NO. 99- uo ( a
of FIRST UNION DIRECT, N.A. IN CIVIL ACTION
-oe- Plaintiff(i)
MARIE L. SUBLETTE
Defendant(a)
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint and
notice are served upon you, by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the claims set forth against
you. You are warned that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further notice, for any money
claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle PA 17013
Telephone ?717) 249-3188
Toll free: 1-800-990-9108
2
I. Plaintiff, Providian National Bank, is a national banking association located
in Tilton, New Hampshire, and is organized and existing under and by virtue of the laws of
the United States of America.
2. Defendant is an individual whose address is 1121 Columbus Avenue, Lemoyne,
Cumberland County, PA 17043.
3. Plaintiff avers that Defendant applied for and was granted credit by First
Union Direct, N.A. upon terms and conditions agreed upon by the parties.
4. Plaintiff avers that thereafter Defendant made purchases and or received cash
advances using said card.
5. On January 30, 1998, First Union Direct N.A. sold, assigned and transferred
to Plaintiff, Providian National Bank, all its right, title and interest in and to the account
between Defendant and First Union Direct N.A., that First Union Direct had the right to
assign the account to Plaintiff and that Plaintiff thus stands in First Union Direct's stead
for the purposes of the instant action.
6. Plaintiff avers that Defendant was notified in writing of the aforesaid assignment,
and Defendant received a new agreement from Plaintiff for said account, a true and correct
copy of which has been attached hereto, marked Exhibit A" and made a part hereof.
7. Plaintiff avers that in breach of obligations under the Agreement Defendant
failed to make payments as they became due.
8. Plaintiff avers that the terms of the Agreement provide for acceleration of the
entire balance due and owing upon Defendant's breach of the Agreement.
9. Plaintiff avers that the balance due amounts to $2,373.43.
10. Plaintiff avers that interest has accrued at the rate of 21.90% per annum on
the balance due from August 19, 1998.
11. Per the terms of the agreement, the Defendant has agreed to pay to the
Plaintiff as liquidated damages, the costs of collection, including all reasonable attorneys'
fees incurred in the collection of monies owing.
12. Plaintiff avers that pursuant to Plaintiff's agreement with Plaintiff's attorneys,
Plaintiff's attorneys are to receive attorneys' fees of 33 1/3% of the debt due.
13. Plaintiff believes, and therefore avers, that said attorneys' fees rate is just
and reasonable compensation for the services rendered by said attorneys.
14. Although repeatedly requested to do so by Plaintiff, Defendant has willfully
failed and refused to pay the amount due Plaintiff or any part thereof.
WHEREFORE, Plaintiff demands Judgment against Defendant in the amount
of $2,373.43 with appropriate additional interest, attorneys' fees and costs.
APPLE AND APPLE, P.C.
n
By:
Attorney for Plaintiff )
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VERIFICATION
JAMIE G. SHEREMETA : Providian National Bank. Plaintiff herein,
verify that the statements of fact contained in the foregoing Pleading
are true and correct. I understand that false statements herein are
made subject to the penalties of 18 Pa.C.S. 4904, relating to unswom
falsification to authorities.
Date
Affiant J It U. tmtMtM
Title - esianated Agent
Address -P.O. Box 9053
Pleasanton, CA.
94566
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SHERIFF'S RETURN - REGULAR
CASE NO: 1999-06012 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDIAN NATIONAL BANK
VS.
SUBLETTE MARIE L
SHAWN HARRISON , Sheriff or Deputy Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within COMPLAINT was served
upon SUBLETTE MARIE L the
defendant, at 13:51 HOURS, on the 4th day of October
1999 at 1121 COLUMBUS AVENUE
LEMOYNE, PA 17043 CUMBERLAND
County, Pennsylvania, by handing to MICHAEL KERSTETTER (FIANCE)
a true and attested copy of the COMPLAINT
together with NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So answers:
Docketing 18.00
Service 9.92
Affidavit .00 4!7!2 Z
Surcharge 8.00 R? o!? mas R1ine, 5 e?ff
10/06/1999PTE
by
e u y
Sworn and subscribed to before me
this ..2,2..A day of Oer4 L,
19 L79 A. D.
ro?a y?
PROVIDIAN NATIONAL BANK,
PLAINTIFF
VS.
MARIE L. SUBLETTE,
DEFENDANT
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY,
PENNSYLVANIA
CIVIL ACTION - LAW
NO. 99 - 6012 CIVIL TERM
DEFENDANT'S PRELIMINARY OBJECTIONS
TO PLAINTIFF'S COMPLAINT
TO: Plaintiff Providian National Bank
c/o Marylouise Wagner, Esquire
Apple & Apple
4650 Baum Blvd.
Pittsburgh, PA 15213-1237
NOTICE TO PLEAD
YOU ARE HEREBY NOTIFIED TO FILE A WRITTEN RESPONSE TO THE ENCLOSED
PRELIMINARY OBJECTIONS WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF
OR A JUDGMENT MAY BE ENTERED AGAINST YOU.
MOTION FOR A MORE SPECIFIC PLEADING
Plaintiffs Complaint seeks an attorney commission of 331/3 percent of the entire
debt due as well as the imposition of interest charges yet the contract attached to the Complaint
does not show Defendant's signature nor does the Contract which is attached as Exhibit "A"
authorize 331/5 percent as attorneys's fees. Rather. Exhibit "A" merely states "reasonable
attorneys' fees".
2. Plaintiffs Complaint does not include a copy of the written contract signed by the
Defendant upon which it seeks to recover these damages.
WHEREFORE, pursuant to Pa. R.C.P. 1024 Plaintiffs Complaint should be stricken for
failing to include the parties' signed contract and seeking a liquidated sum as counsel fees when
the contract merely states that "reasonable attorneys' fees" may be recovered.
BY:
,Wven Howell, Eire
619 Bridge Street
New Cumberland, PA 17070
(717) 770-1277
Supreme Court I.D. 62063
Attorney for Defendant
Certificate of Service
I hereby certify that on the date set forth below a true and correct copy of the foregoing
document was served upon all counsel of record via postage prepaid, first class United States
Mail addressed as follows:
Marylouise Wagner, Esquire
Apple & Apple
4650 Baum Blvd.
Pittsburgh, PA 15213-1237
BY:
19 Bridge Street
New Cumberland, PA 17070
(717) 770-1277
Supreme Court I.D. 62063
Date: October 20, 1999 Attorney for Defendant
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