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HomeMy WebLinkAbout99-06149 kR t 1.,4 r 1 ?f 4 l .: ? `f ? I $ir: • r ? 3 ? 4 . 1. yfY ? t J Y { + } I ? r 4 1)y V { S ?2 I p JY?.:_ 1 C{ { ?y ni S V b 4 y ` '~r ?Y (r y _y; Yf ? t , r S i J? f "f jfa ? Y S + S } Y t I L I n l ? 1 1 fvr s 3 i f i ,.?f ? n )$ ? f I + r rt? 4 j ft ?? +f $E nE a l 4 f 1 G . } r1 A$ Pr '?E?i(Y > d1Ki f y H ' a - t 1 6 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil VERIFICATION-OF-SERVICE BY_CERTIFIED_MAIL.AND_. REGULAR MA1L.PURSUANT-TO COURT-ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: k2\-) kCI James R. Bay II 10850 Sierra Woods Circle Plain City, OH 43064 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties relating to unsworn falsification to authorities. MA J. UDRE ASSOCIATES Dated: (21 gl9 C n F if t • i. i i 6 r O t t;. ru Gi y ir ? •Ft ' C N if i- . _ f , e{-1 ? f k Y. a <I I v 1 1 f t ? Y ``i ;j Lw. r Tj?;?f;{i ?r;`+?j, F'?a? ry1 :•. t .•A!1 ??t?? Stw? °Y ff i , 'k?M tt , ? t 5 y1,?i ?S?;l ;S Ni,• { t?tr'r1! ? ,i C ? L ? y f4'?Y d s ? .l S { ?4 ?1M?..^K.V. t f Olt A"J T? ? ? ) ) ?r W1a j?.it v'M°.i?¢'ru??#`,1SIa1 1?l [tt Yr.• } ... Y ?} t 1 ' e3ledeS Idle 1. .. r t Jr f z 189 482 078 - ? r v 1 ? a. ? b US P03W Hervk3 - : ` 9t $ m ? Aevaipt;or%,artifled Mail s s No Insumnce Coverngo Provided. nn and uan inr Inmrnnprmnl ".it /.Cnn,avaaal Ce{a 10 ' te .i ,_• r \,, -ZS . oiled 8 PWlllaafl.., .• ` - of G acs..1119. 4 JP lane s t' -r . LI Postage $ Carow Foe Z+ EPedd no" Fee Resuidrl Oahvey Fee Renun RecNI Snowt; to W.a 3Cate CaMmod Rahn ltee{J EMrry fi:Mra. ' i t 24 gau.l Attrseaa, +ttes: 1 TOTAL Poeraga d Fna3 ,'j 1 E i Pesuna,a or Uate / 1':?. 4'nllAy - jL i y r ti Y'?,? rr M,f r'?.Y ? .:y. ,fir ;?nt'?y Kk.. y'WFr3j' i, T. + ?{ cS u., s F'M att'k Y IY cM*t ' , i q v A F f ?a Fydf < c oa N w ? fV g g E. ooy wnloy Eulen dol noA yueyy E7Lf] ? ? C ? / fi o ." .a E H? it o w' oob° 4 a?y \j 1 V 8 3 hi os g ?Y .ti 3 nyy O Q E ", to n $ 0 co Ell S 1: x cc 4 y a u a ¦ a s C1 '-'? ( N 4 Lepls eewna eyl uo peloldwoo yg?q-pg??g ?noA q c r- L.. •. L LT V - -.j MARK J. UDREN & ASSOCIATES BYs Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage Co. 'COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 99-6149 civil 616 Bloserville Road Newville, Pa 17241 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER.AND.ASSESSMENT__OF..DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $120,204.62 Interest per Complaint 3,441.00 From 09/18/99 to 02/14/00 Late charges per Complaint 195.44 From 10/15/99 to 02/14/00 Escrow payment per Complaint 983.90 From 10/01/99 to 02/14/00 TOTAL $124,624.96 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. & ASSOCIATES J. Udren, ESQUIRE rney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICAT?D _ DATE: R PROTHY W4 °+ 'CJ C- MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. :COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay :NO. 99-6149 civil 616 Bloserville Road Newville, Pa 17241 Defendant(s) TO: JAMES R. BAY, II 10850 Sierra Wood Circle Plain City, OH 43064 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. __X_ Judgment by Default Prothonotary Money Ju Judgment Judgment Judgment Judgment Judgment 3gment in Replevin for Possession on Award of Arbitration on Verdict on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY _ Mark J. Udren, Esquire At this telephone number: 609-482-6900 i MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 ' 609-482-6900 National City Mortgage Co. 'COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay :NO. 99-6149 civil 616 Bloserville Road Newville, Pa 17241 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER_AND-ASSESSMENZOF-D AMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $120,204.62 Interest per Complaint 3,441.00 From 09/18/99 to 02/14/00 Late charges per Complaint 195.44 From 10/15/99 to 02/14/00 Escrow payment per complaint 983..20 From 10/01/99 to 02/14/00 TOTAL 5124 824.._9.5 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. & ASSOCIATES M#k J. Udren, ESQUIRE At ornev for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATE DATE: ?. e--?r+n ?LROdf PROTHY A NARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Nark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road New%rille, Pa 17241 Defendant(s) 99-6149 civil TO: JULIE E. BAY 616 Bloserville Road Newville, Pa 17241 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. _.X._ Judgment by Default Prothonotary - Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY- _ _ ____Mark..J. Udren, Esquire_ At this telephone number:_ 609-482-6900 A MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 'COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff =MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 99-6149 civil 616 Bloserville Road Newville, Pa 17241 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER-AND-ASSESSMENT-OF-DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $120,204.62 Interest per complaint 3,441.00 From 09/18/99 to 02/14/00 Late charges per Complaint 195.44 From 10/15/99 to 02/14/00 Escrow payment per Complaint 983_._9.0 From 10/01/99 to 02/14/00 TOTAL $124.,524_..96 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. & ASSOCIATES Mark J. Udren, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY -A`S_SESESED AS INDICAT q DATE:??1? l -0 ?, 'P A0 PROTHY MARK J. UDREN & ASSOCIATES BYS Mark J. Udren Esquire ATTY I.D. NO. 043012 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY-HILL, NJ 08034 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) DATED: December 31, 1999 TO: James R Bay, II 10850 Sierra Woods Circle Plain City, OH 43064 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORT.WT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, LISTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 NOTICES PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. U !- ' r r 4. ?>;l < 3 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL. NJ 08034 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) DATED: December 31, 1999 TO: Julie E. Bay 616 Bloserville Road Newville, Pa 17241 IMPORTANT_.NOTICE ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 NOTIFICACION I14PORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, LISTED PUEDE PERDER BIENF.S Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA TITA ABAJO TPL ARA AVERIGUAR DONDE SE C UEDE CONEGUIR ASSISTCUENCIA ESCR A LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Gi cn ' ia MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 0'4302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 De f endant (s) _ ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumbdriand County MORTGAGE FORECLOSURE NO. 99-6149 civil AFFIDAVIT OF NON-MILITARY SERVICE STATE OF COUNTY OF i SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldierstand Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Defendant: Age: Residence: Employment: James R. Bay, II Over 18 As captioned above Unknown I Julie E. Bay Over 18 As captioned above Unknown name: Title: sworn to and subscribed beforN me his 4th day o • Febrw?r }?OfR 2000 l?ICC.,c Vry Public JOYCE A. RRKW qO Wi!=OFNiEWJBW pxwb*A Wrm 7/&%W , ATR)RNEY FUR PLAINTIFF Cr 01 (r. 7 N r.,_ IL. L MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage Co. :COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 ; Defendant(s) NO. 99-6149 civil PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: 616 Bloserville Road Newville, PA 17241 Amount due $124,.824.96 Interest From February.15,. 2000 2,615.16 to Date of Sale June_7,_.2000 Per diem ®$22.94 (Costs to be added) S -- MARK J. UDREN & ASSOCIATES vu?c.., uuKa, ia?u EY FOR PLAINTIFF ?7 1 -J 1 ? ? 7 1o ` MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 'COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) :NO. 99-6149 civil C E R T I F I C A T E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. MARK/J1A UDREV' & ASSOCIATES Mark J. Udren, ESQUIRE ATTORNEY FOR PLAINTIFF rr, C7 i, h, c, o F 1111 1 J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. RINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 .NO. 99-6149 civil Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the. real property located at: 616 Bloserville Road, Newville, Pa 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address JAMES R. BAY, II 10850 SIERRA WOODS CIRCLE, PLAIN CITY, OH 43064 JULIE E. BAY 616 BLOSERVILLE RD., NEWVILLE, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. ?t5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT Domestic Relations Section Commonwealth of PA, Department of Revenue 1 COURTHOUSE SQ., CARLISLE, PA 17013 13 N. HANOVER ST., CARLISLE,PA 17013 Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 616 Bloserville Road, Newville, Pa 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: February 14, 2000 Mark J. Udren, ESQ. Atto ney for Plaintiff e NARK J. UDREN a ASSOCIATES ATTORNEY FOR PLAINTIFF BYt Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 99-6149 civil Defendant(s) NOTICE OF SHERIFFS SALE OF REAL PROPERTY TOt JAMES R. BAY, II 10850 Sierra Wood Circle Plain City, OH 43064 Your house (real estate) at 616 Bloserville Road, Newville, Pa 17241 is scheduled to be sold at the Sheriff's Sale on June 7, 2000, at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE, CARISLE, PA, to enforce the court judgment of $124,824.96, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU.MAY_BE..ABLE_TO_PREVENT THIS SHERIFFS SALE To prevent this Sheriff's Sale, you must take immediate actions 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (609).482-6900. 2. You may be able to atop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may,also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) f YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF_THE.SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff Ia sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 609-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 609-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 ' ro :: r u1 ? rJ_r r. w ALL THAT CERTAIN TRACT OF LAND WITH THE IMPROVEMENTS THEREON ERECTED SITUATE IN UPPER FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY OF THOMAS A. NEFF, REGISTERED SURVEYOR, AND DATED MAY 7, 1979, AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE BLOSERVILLE ROAD (A 5749) AT A CORNER COMMON TO LOT NOS. 1 AND 2 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE BY SAID ROAD, SOUTH 01 DEGREE 13 MINUTES 45 SECONDS WEST 20.5 FEET TO AN IRON PIN IN SAID ROAD; THENCE BY LAND NOW OR FORMERLY OF MAURICE E. HURLEY, SOUTH 78 DEGREES 34 MINUTES WEST 390.56 FEET TO AN IRON PIPE; THENCE BY THE SAME, SOUTH 12 DEGREES 59 MINUTES 37 SECONDS EAST 458.30 FEET TO A POST IN LINE OF LAND NOW OR FORMERLY OF LESTER R. DEITCH; THENCE BY THE SAME, SOUTH 75 DEGREES 13 MINUTES 18 SECONDS WEST 317.60 FEET TO AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF FRANK E.CHARLTON; THENCE BY THE SAME, NORTH 08 DEGREES 28 MINUTS WEST 497.31 FEET TO AN IRON PIPE AT CORNER COMMON TO LOT NOS. 1 AND 2 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE BY SAID DIVIDING LINE, NORTH 78 DEGREES 34 MINUTES EAST 673.88 FEET TO AN IRON PIN, THE PLACE OF BEGINNING. BEING KNOWN AS 616 BLOSERVILLE ROAD PROPERTY TAX PARCEL NO. 43-05-0417-031 TITLE TO SAID PREMISES IS VESTED IN JAMES R. BAY, II AND JULIE E. BAY, HIS WIFE BY DEED FROM WAYNE R. MCLAUGHLIN, SINGLE MAN, AND DEBORAH A. KOCHER, SINGLE WOMAN, DATED 11/26/1997 AND RECORDED 12/24/1997 IN DEED BOOK 169 PAGE 1003 .l r STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND ss. Robert P Ziegler I? ---------------------------------------- -------- Recorder of Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which ---------------- Federal Home Loan Mtg Corp ------------------------------- 6 the grantee 7th the same having been sold to said grantee on the ----------------------------------------------- day of June ________________________________________ A. D.9 Ixyt2000 under and by virtue of a writ -------------- ---------- Execution --------------------------issued on the------ 23 ----------------------------- February ------------- A D., 49:2A00_, out of the Court of Common Pleas of said County as of day of ---February ----Civil 99 -------------------°------------------------------ ------- Term, 19------- Number - ........ at the suit of.... National City Mtg Co -------------------°-------------- against------- James -- R --- BAy -----I-I -- & °- J---ul-i - e -- E -°-------------- is duly recorded In Sheriffs Deed Book No.___???_____- Page __B98______. 1N TFSTIMONY WHEREOF, I have hereunto set my hand and seal of said office this __,!^ __ day of ---------- ----------- A. D., 19? °r^' 19 - %? J eco er of Deeds Ibostdsral0sbbIlasbstYtM CtxA?A Ul Ca?nra Es*ft On fYM YeaMf d Ju 20 National City Mortgage Co .vs. James R. Bay, III and Julie E. Bay In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-6149 Civil Dawn L. Kell Deputy Sheriff who being duly swom according to law, says on March 30,2000 at 11:25 o'clock A. M. EST, she posted a copy of Real Estate Writ Notice Poster and Description in the above entitled action on the property of James R. Bay 11 and Julie E. Bay located at 615 Bloserville Road, Newville, Cumberland County, Pennsylvania according to law. Timothy Reitz Deputy Sheriff who being duly sworn according to law, says on April 5, 2000 at 5:40 o'clock P.M. EDST he served a true copy of real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Julie E. Bay by making known unto Julie E. Bay at 120 Redshed Road, Shippensburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copies of the same. R. Thomas Kline, ShcrifP, who being duly swom according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Julie E Bay by first class mail to 120 Redshed Road, Shippensburg, Pennsylvania. This letter was mailed under the date of April 6, 2000 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a copy of the pendency of the action to one of the defendants to wit: James R. Bay II by Certified Mail Return Receipt Requested Restricted Delivery Deliver To Addressee Only to 10850 Sierra Wood Circle, Plain City, 011. This letter was mailed under the date of March 28, 2000 and received by James Bay Il on April 8, 2000 the return receipt card signed by James Bay 11. R. Thomas Kline, Sheriff, who being duly swom according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action by first class mail to one of the within named defendants to wit: James It. Bay 111 to 10850 Sierra Wood Circle, Plain City, Ohio. This letter was mailed under the date of April 7, 2000 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff who being duly sworn according to law, says that after due and legal notice had been given according to law, says that after due and legal notice had been give according to law, exposed the within described premises At public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania on June 7, 2000 at 10:00 o'clock P.M.EDST and sold the same for the sum of $ 1.00 to Attorney James Plower for Federal Home Loan Mortgage Corporation. It being the highest bid and best price received for the same Federal I lome Loan Mortgage Corporation of 8200 Jones Branch Drive, McLean, VA being the buyer in this execution paid to Sheriff R. Thomas Kline the sum of $ 827.56 it being costs. Sheriffs Costs: Docketing 30.00 Poundage 16.23 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Certified Mail 14.88 Mileage 9.30 Levy 15.00 Surcharge 30.00 Law Journal 311.90 Patriot News 252.45 Share of Bills 24.80 Distribution of Proceeds 25.00 Sheriffs Deed 26.50 $ 827.56 pd by atty 7/5/00 Sworn and Subscribed To Before Me So 7/ This Day o R. Thomas Kline, Sheriff 2000,A.D. +? B h onotary r t y Real Lstate Deputy hD ?? MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage Co. COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 :NO. 99-6149 civil Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the. real property located at: 616 Bloserville Road, Newville, Pa 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address JAMES R. BAY, II 10850 SIERRA WOODS CIRCLE, PLAIN CITY, OH 43064 JULIE E. BAY 616 BLOSERVILLE RD., NEWVILL•E, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See caption above. 5, Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT Domestic Relations Section Commonwealth of PA, Department of Revenue 1 COURTHOUSE SQ., CARLISLE, PA 17013 13 N. HANOVER ST., CARLISLE,PA 17013 Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 616 Bloserville Road, Newville, Pa 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: February 14, 2000 h-V Mark J. Udren, ESQ. Atto ney for Plaintiff .. 'XI MARK J. UDREN 6: ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 FORECLOSURE NO. 99-6149 civil Defendant(s) NOTICE-OF SHERIFI•'S_SALE_OF REAL_PROPERTY TO: JULIE E. BAY 616 Bloserville Road Newville, Pa 17241 Your house (real estate) at 616 Bloserville Road, Newville, Pa 17241 is scheduled to be sold at the Sheriff's Sale on June 7, 2000, at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE, CARLISLE, PA, to enforce the court judgment of $124,824.96, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE_OF_OWNEZUS_RIGHTS YOU-My-BE ABLE_TO_PREVENT_THIS_SHERIFF!S_SALE To prevent this Sheriff's sale, you must take immediata_actiont 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, coats and reasonable attorney's fees. To find out how much you must pay, you may call: L6Il9L-4B2_-6900.. 2. You may be able to stop the sale by filing a petition aeking the Court to strike of open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for flood cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU, MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE. OTHER. RIGHTS EVEN IF THE_.SHERIFF.!S_..SALE DOES TARE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 609-482-6900. 2. You may be able to petition the court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 609-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 .• 717-249-3166 MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Enquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. :COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff MORTGAGE FORECLOSURE V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 NO. 99-6149 civil Defendant(s) NOTICE-OP SHERIFF-I_S-SALE-OF-REAL_PROP13RTY TO: JAMES R. BAY, II 10850 Sierra Wood Circle Plain City, OH 43064 Your house (real estate) at 616 Bloserville Road, Newville, Pa 17241 is scheduled to be sold at the Sheriff's Sale on June 7, 2000, at 10:00 AM in the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE, CARISLE, PA, to enforce the court judgment of $124,824.96, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE_OP OWNER!S_RIGHTS YOU-MAY-BE_ABLE_TO_PREVENT_.THIS_SHERIEE_S_SALE To prevent this Sheriff's Sale, you must take immediate-actioai 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: L6091-482_6990_. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may,also ask the Court to postpone the sale for .good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rig)its. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YPU MAY STILL BE ABLE TO SAVE YOUR PROPERTY -AND YOU HAVE OTHER. RIGHTS EVEN _IF._THE..SHERIFF!S SALE DOES TAKE -PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 609-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate Compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 609-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. S. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff given a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (30) days after Schedule of Distribution is filed. 7. You may also have other rights and defences, or ways of getting your home back, if you act immediately after the sale. YOU BHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN OFT LEO" HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 •' 717-249-3166 11 ALL THAT CERTAIN TRACT OF LAND WITH THE IMPROVEMENTS THEREON ERECTED SITUATE IN UPPER FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY OF THOMAS A. NEFF, REGISTERED SURVEYOR, AND DATED MAY 7, 1979, AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE BLOSERVILLE ROAD (A 5749) AT A CORNER COMMON TO LOT NOS. 1 AND 2 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE BY SAID ROAD, SOUTH 01 DEGREE 13 MINUTES 45 SECONDS WEST 20.5 FEET TO AN IRON PIN IN SAID ROAD; THENCE BY LAND NOW OR FORMERLY OF MAURICE E. HURLEY, SOUTH 78 DEGREES 34 MINUTES WEST 390.56 FEET TO AN IRON PIPE; THENCE BY THE SAME, SOUTH 12 DEGREES 59 MINUTES 37 SECONDS EAST 458.30 FEET TO A POST IN LINE OF LAND NOW OR FORMERLY OF LESTER R. DEITCH; THENCE BY THE SAME, SOUTH 75 DEGREES 13 MINUTES 18 SECONDS WEST 317.60 FEET TO AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF FRANK E.CHARLTON; THENCE BY THE SAME, NORTH 08 DEGREES 28 MINUTS WEST 497.31 FEET TO AN IRON PIPE AT CORNER COMMON TO LOT NOS. 1 AND 2 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE BY SAID DIVIDING LINE, NORTH 78 DEGREES 34 MINUTES EAST 673.88 FEET TO AN IRON PIN, THE PLACE OF BEGINNING. BEING KNOWN AS 616 BLOSERVILLE ROAD PROPERTY TAX PARCEL NO. 43-OS-0417-031 TITLE TO SAID PREMISES IS VESTED IN JAMES R. BAY, II AND JULIE E. BAY, HIS WIFE BY DEED FROM WAYNE R. MCLAUGHLIN, SINGLE MAN, AND DEBORAH A. KOCHER, SINGLE WOMAN, DATED 11/26/1997 AND RECORDED 12/24/1997 IN DEED BOOK 169 PAGE 1003 ' WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 99-6149 CIVIL W -Mm COUNTY OF CUMBERLAND) CIVIL ACTION . LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, Interest and costs due National City Mortgage Co. PLAINTIFF(S) from James R. Bay, II and Julie E. ]jay. 616 Bloserville Road, Newyille. PA 17241 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description (2) You are also directed to attach the property of the defendant(s) not levied upon In the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) Istare enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof: (3) 11properlyof thadefendant(s) nolleviedupon an subject to attachment Isfound In the possession of anyoneolher than a namedgarnishee; you are directedto notify hinvherthat he/she has been added as agarnlshee and Is enjoined as above stated. Amount Due $124,824.96 from 2 15 00 to 6y7/00 per diem Interest _22,94 _ $ i 15.1 Any's Comm T _% Any Paid i2n_n6 L.L.. -?.. 50 Due Prolhy $1.00 Other Costs Plalntill Paid- Date: pbn+ary 2??,?000. --- -- 0irrjn R -1 au Prothonotary, Cl ivDivision tiY;.rl. Deputy REQUESTING PARTY: Name Mark J. Udren, Esq. Address: 1040 N. Kings tfighway. Suite 500 Cherry Ifill NJ 08034 ___ Attorneyfor: Plaintiff Telephone: 609-482-6900 Supreme Court ID No. _04 342__ REAL ESTA TI E SALE No, On f?.• ?0 2-011"D the sheriff 12vied upon the defondunrs Interest In the real property situated In ?7?"'_ ?? Cumberland County, Pa., known and numbered as: 62c 1 69-L. A4-1,Q and more fully described on Exhibit "A" Mod %R;ith this writ and by this reference Incorporated heroin. A Elate: By. m .3<l CO. It ?E i! (?7 13J PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAN JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : SS. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz. APRIL 28, MAY 5, 12, 2000 Afffant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE BAIL NO. 24 Writ No. 99.6140 Civil National City Mortgage Co. Vs. James It nay. 11 and Julle E. Bay Atty.: Mark J. Udren ALL THAT CERTAIN tract of land with the Improvements thereon erected situate In Upper Frankton] Townsldp. Cumberland County. Peru,- sylvanla, bounded and described in accordance with a survey of Thomas A. Neff, Registered Surveyor, and crated May 7. 1076, as follows: BEGINNING at an Iron pun In the Bloservllle Road IA 57491 al a corner C-?- Rogcr . Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this _ ?)day of MAY. 2000 MIS E. SNYDIIt, Nohrry Pub& Car"" born, C-mb#dund County, PA My Commiruon Elpfe, A",h 3, 1W1 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Rct No. 587. Rsoroued Mau 16.1929 Commonwealth of Pennsylvania, County of Dauphin) as Michael Morrow being duly sworn according to law, deposes and says: That he is the Assistant Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Markel Street, in the City of Harrisburg, County of Dauphin, Stale of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 41h, 1854, and September 181h, 1949, respectively, and all have boon continuously published ever since; That the printed notice or publication which is securely attached hereto Is exactly as printed and published In their regular daily and/or Sunday and Metro editions/issues which appeared on the 2nd, 91h and 16th day(s) of May 2000. That neither he nor said Company Is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verily this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds In and for said Cpou ty It Dauphin In Miscellaneous Book "M", Volume 14, Page 317. I I P I PUBLICATION COPY SALE#24 REAIElTAT?iAltdlb.N Y? 141 ' I! ?AU TT,lHAI cobuniy, }M dnaltW , 1 A,, r?r? Ne in the Sworn to and day ofduno 29MA.D. Noanai Seal 1 mry L. Rustier. Notary Pubs Iaidsburo, Deuphn COU111 NOTq UBLIC My comimsson Eepres June 6. Memoel.PennsyNm+ia ASSOaet'onolrrot commission expires Juno 6, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 250.95 Probating same Notary Fools) $ 1.50 Total $ 252.45 43 N MI&"esi Ilisher's Receipt for Advertising Cost ?1Reiamhon , Fin , ''f04' theme by THE PATRIOT-NEW§6U'; publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have boon duly paid. THE PATRIOT-NEWS CO. By .................................................................... r S 1000.00 Advance Costs paid 2/29/00 Assessed Valuation $ 6830 Real Estate No 24 Atty Mark J Udren Writ No. 1999.6149 Civil Term National City Mortgage Co -vs- James R. Bay, 11 and Julie E. Bay 616 Bloserville Road Newville, PA Real Debt $ 124,824.96 Interest 2/15/00-6/7/00 $ 22.94 per dicm 2,615.16 Atty's Fees Atty's Writ Costs 120.06 Escrow Late Charges Sheriff's Costs Docketing 30.00 Poundage 16.23 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 14.88 Certified Mail 9.30 Levy 15.00 Surcharge 30.00 Postpone sale Out of County Legal Search Law Journal 311.90 Patriot News 252.45 Share of Bills 24.80 Distribution of Proceeds 25.00 Sheriffs Deed 26.50 TAXES MARk J. UDREN & ASSOCIATES BY: Mark J. Udren ATTY I.D. NO. 04302 1040 N. RINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage Co. COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, Oh 45342 :Cumberland County Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) :NO. 99-6149 civil AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant (s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: May 5, 2000 MARK J. UDREN & ASSOCIATES BY: -? y? Mark 3'. Udren, Esquire Attorney for Plaintiff MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) ATTORNEY FOR PLAINTIFF 'COURT OF COMMON PLEAS :CIVIL DIVISION :Cumberland County .MORTGAGE FORECLOSURE NO. 99-6149 civil AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 616 Bloserville Road, Newville, Pa 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address JAMES R. BAY, II 10850 SIERRA WOODS CIRCLE, PLAIN CITY, OH 43064 JULIE E. BAY 120 REDSHED RD., SHIPPENSBURG, PA 17257 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4'. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address REAL ESTATE TAX DEPT Domestic Relations Section Commonwealth of PA, Department of Revenue 1 COURTHOUSE SQ., CARLISLE, PA 17013 13 N. HANOVER ST., CARLISLE,PA 17013 Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 616 Bloserville Road Newville, Pa 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: MAY 5, 2000 q-A Mark J. Udren, ESQ. Attorney for Plaintiff MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road- •• Newville, Pa 17241 ' Defendant(s) ..DATE. February 28, 2000 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROP,ERTX OWNER(S): JAMES R.BAY II & JULIE E BAY PROPERTY: 616 Bloserville Road Newville, Pa 17241 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on June_7_,_2.0.0.0, at 10.00 AM, at the CUMBERLAND COUNTY COURTHOUSE 1 COURTHOUSE SQUARE CARISLE PA . Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the sheriff on a date specified by the Sheriff not later•'that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. LEMSTA VAE v ve ? ,i _ .'j a , y i• ? y ? - 1 m • IIH(3 ,?? _, „ _ s P ' C3 8il 9 68680882 (To 0 E832 F O0. ,MAR 01 00 88 c =a 2G GC a 3 S ! HFSF\•41.4, 0a0J4 p 78 •.,.1.1 11 08 i4 ae 1gji 9 cc cI fflt N m O M W Ge'1 6 a -? ?¢?o ? ? N Y guW g ? m 111 a ? ® 0 0 r • ? G ud L yJ 9 a 3 ? ?? ? mac; J J ? CC z f O -ic rl i / {V 6' Xv O J N ('7 7 IA tD fZ O t2 a n 6 CL 5 QH a 8 LL ^E LL N 2 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National city mortgage Co 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 NO. 99-6149 civil Defendant(s) YERIFICATIOIQ OF SERVI E BY CERTIEIEILMAIL AND REGutkn MATT. PURSUANT TO COURT ORDER The undersj.gned hereby verifies that he is counsel for Plaintiff in the..above case and that pursuant to the Court order issued in this 'matter he mailed a true and correct copy of the NOTICE OF SALE to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: FEBRUARY 29,2000 James R. Bay, II 10850 SIERRA WOODS CIRCLE PLAIN CITY OH 43064 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: MARK J. J. REN & A SOCIATES (Ud en, Esquire EXHIBIT 0 ;. t!.+? g'•f+?°' at w'I.r ;?{+,a^.?.r 'y ,w: ? y ftA{ ,.•t :.:^ .?YJ '(.ti.`.L?•..:'. 4ut`i. ,?.?„?t?n•.. is •1?+.•i t`f.'?:'?? ? ?r !P' V !'+??o'F?J, M.,'C r •..C'3 v 2 C.. .+•y-.Y?r t7 M A N x Ln O? 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Defendant(s) • ORDER AND NOW, this $f4 Day of)IeLll- o.., 1979, upon consideration of Plaintiff's Motion and the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Complaint and all subsequent pleadings on defendant(s); James R. Bay II shall be complete when Plaintiff or its counsel or agent has mailed true and `correct copies of the Complaint and all subsequent pleadings by Certified mail and regular mail to the last known address of Defendant(s), James R. Bay II at 10850 Sierra Woods Circle, Plain City, OH 43064. BY THE COURT: -v J. EXHIBIT B ? i G 1 a „y i •' ? Ci ?: ti . ?)5 ?r) 1 . ?U?. ?. l1 ? ;? ?.. ` ' _.. 1, ?.. }.. .'? ?L;i c ' V • . w • , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. RINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 NO. 99-6149 civil Defendant(s) VERIFICATION OF SERVICE BY CERTIFIED MAIL AND, REGULAR.MAIL PURSUANT TO COURT-ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the court order issued in this matter he mailed a true and correct copy of the NOTICE OF SALE to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: FEBRUARY 29,2000 James R. Bay, II 10850 SIERRA WOODS CIRCLE PLAIN CITY OH 43064 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. MARK J. WREN & Dated: J.P re . ? r'. it-• .? • N O .t co C. M 00 O I O U co • 1 I I00f.V a0 00 Ur .. ,.. .._ m u III + L? :/? i h:W ? 7i'} dL : ' r Y{: F• uyw{ 100 r c ?' . Q . r r ,? w r• } .iw4 b , , ?? f'a r} a I \ N w `olaoc) u s w :. ,? .+.. .1•?-rlii it L4'•a.•jya?rB. ..r. rj?rc rc?' '?S! ?:y .,yr. ?•. c Q * Mr-M . r y 'i•: r .-tj Y r 4 }L L?1..4. t+/ C Y/s:? rf li S S i s?' ?. at r- ?firc7 +- .i'a.?+L?'y' K a. a .. •1• ?'? ,0 W co i r' nl ? N ? . Wro a C3 cc so 2 s Ir s Ir so too- A N N 'N 4 y ? a 6 8 A $p d aE pE di `g y 8d 4 gyp, ?? saor n?av'o08E ?++od sd 4 1'. b i O A ,o u 1^ to ? a 0` p s f 0 0' p o h r.9 V N C I i sit 04:c L E°ti ?w I G pW??= g o?c U) r ?? r 1.. V : i . , .. .. r.. ,. . 0I r•1 U H ri u a N cC H r! 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O C3 ¢ 'r .1kiii. -.1, f. jrM Z9 ?E r 00 AT t °a00 r: m tf, & 9 a Al ' h ' q'"c'JS *,4 u v p QFg 2 ?€ CBs I? s LL, LLJ LoPP OUDASs WA uo Pf dwoa' 9'pBIfI3B snoA q ? 1 i . t . X. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUTTE.500 CHERRY HILL, NJ 08034 609482-6900 National City Mortgage Co. ' COURT OF COMMON PLEAS 3232 Newmark Drive CIVIL DIVISION Miamisburg, Oh 45341 ; Cumberland County Plaintiff MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) NO. 99-6149 civil ORDER AND NOW, this $ Day of)levc-, , 1999, upon consideration of Plaintiffs Motion and the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Complaint and all subsequent pleadings on defendant(s); James R. Bay II shall be complete when Plaintiff or its counsel or agent has mailed true &A 'correct copies of the Complaint and all subsequent pleadings by Certified mail and regular mail to the last known address of Defendant(s), James R. Bay II at 10850 Sierra Woods Circle, Plain City, OH 43064. BY THE COURT: J. a? CL- c' cl. 't P a, MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609482.6900 NOV - 5 1^ ,?? ATTORNEY FOR PLAINTIFF National City Mortgage Co. COURT OF COMMON PLEAS 3232 Newmark Drive CIVIL DIVISION Miamisburg, Oh 45342 c Cumberland County Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) NO. 99-6149 civil {{-- ORDER AND NOW, this ` Day of Na ut? lid, 191X upon consideration of Plaintiff's Motion and the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Complaint and all subsequent pleadings on defendant(s), James R. Bay II shall be complete when Plaintiff or its counsel or agent has mailed true and correct copies of the Complaint and all subsequent pleadings by Certified mail and regular mail to the last known address of Defendant(s), James R. Bay II at 10850 Sierra Woods Circle, Plain City, OH 43064. nV Tt1n f'f%11n T. is so tiNfly to. z 't a \J \ t G. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Mark J. Udren, Esquire, moves this Honorable Court for an Order directing service of the Complaint upon Defendant(s), James R. Bay II by regular mail and certified mail and in support thereof avers the following: 1. Process was unable to be serval at the then last known address of said Defendant(s) at 10850 Sierra Woods Circle, Plain City, OH 43064. A copy of the Return of Service is attached hereto as Exhibit A. 2. Pursuant to Pa.R.C.P. 430, Plaintiff made a Good Faith Investigation, the report thereof being attached hereto as Exhibit B. 3. Said investigation was unable to determine an alternate address for said Defendant(s). 4. The last known address of Defendant(s) is as set forth in the attached Exhibits. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter an Order pursuant to Pa.R.C.P. 430 directing service of the Complaint by regular mail and certified mail upon said Defendant(s), James R. Bay H. MARK J. UDREN & ASSOCIATES f-\.- MUdren, Esquire Attorney for Plaintiff ?r< ;. r N ] [,: ar to r r7 V n =i U NOV 0 51999 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609.482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, 11 Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil MEMORANDUM OF.LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a) If service cannot be made under the applicable rule the Plaintiff may move the Court for a special Order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant and the reasons why service cannot be made. NOTE: A Sheriffs Return of "Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). Notice of intended adoption mailed to last known address requires a "good faith effort" to discover the correct address. Adoption of Walker, 468 Pa. 165, 360 A2d 603 (1976). An illustration of a good faith effort to locate the Defendant includes (1) inquiries of postal I authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. As set forth in the Return of Service marked Exhibit A the Sheriff has been unable to serve the Complaint. A good faith effort to discover the whereabouts of the Defendant(s)has been made as evidenced by the attached Affidavit of Good Faith Investigation marked Exhibit B. WHEREFORE, Plaintiff respectfully request service of the Complaint upon Defendant(s) by regular mail and certified mail. MARK J. UDREN & ASSOCIATES Mar J. Udren, Esquire Attorney for Plaintiff 'FROM YLGA PHONE NO. : 8908996 Oct. 25 1999 03:05PM P2 Py E IER PROCESS SERVICES. INC. AOF (8tW 237 O PRIIviIER PROCESS@ S®AOLC VCOirI L VERIFICATION OF SERVICE 3o?1 t1 s FLtiatifna): Nad=4 City Mortgage Co. Carr. Ttrm & No. M149 rlva ? n. i? _... .. ?...? _. _ ... _ .. Conaq James R. Bay, II Cumb3rTand ' Julie E. Bay gain olDdeaClat(s) to 34tH: James R. Bay, II )uClvU Aaioo Ccmpltim la Morgsgt FWjostnc , -Civil Attica _ w 36M art _wrtt • . • ,. low Nam woodi Cutle. Phil aer, OH 43M 341 a a _Otbe wH......Iw.ui+u1\Ir..1. w.t11..1 • N INU.. w.1..NI.j.w Hwu HHUNII.,NNN...NNN W ?.N..p\... SERVED AND MADE )LVOWN TO - 1 ao d Soy o! 19 K o'cioct M. Corm y of CommoaMM of Peamylvuds. is the w&w dat r*ed below; _ D4l?dmt(d 04rwoaUY saved • Adult buLDy sombet with whom Dchna t(sj'tiaydow. Rsudoasaip 4. Adult la dmp of Deftedaat(s) residence wta redrew to give name or re -Posted Ptemlue towed et otbte Ducription Age. sWpa . Weight Rsa .e Sect over tMYMMMYtlt\\ WI\II?\MO\I\w I\NN...N\\Nw.N..N.f?\I.\e,.1\ WlllNl\tttt\I\ \b/MIM?e1t1?11t On the day of u o'eloet M, DEFENDANT NOT FOUND BECAUSE:-Moved- Uabtawn NO ^atwu _ VraroACerDhis to&-/-0^ ArrBMPTS MADE AND COMMENTS: UalhsoA) -q' ffl/ /o i1/ ,y9 S --oq -ESTAryu,e -`/ AW /aYgA?6 . 7•cWw Vr Wo /o? 9y Mw undenigned undcs ands the the sst-eau httia set forth tbort sn :caw sohject w the rA relating to umwcrd WrAAabon to wthoti w. Dun ?O 2 S???• l vrF'um LjW_QU)CPSAE.I Wj.l1L1BEN__... Anomtr Matkl?Udrt?Euptt:e_-... AmrneY for PLAINTIEE. _ Attorney I.D. 0 04302 Adtrw 1d40 N. IQ2rGS H10H. AY..5L=.500.CHERRXHaJ. Ns 01W4 TO* No, 60P Ai -OM Oct-26-66 01:04ps Frm-PLAYERS ASSOCIATION +3142300556 T-156 P.04/05 F-641 PLAYERS NATIONAL. LOCATOR AFFIDAVIT OF GOOD FAITH INVESTIGATION Loan Number 9917342 Attomey Firm MARK J UDREN & ASSOCIATES Case Number. Subject JAMES R BAY II AXA: JAMES BAY New Address 10850 SIERRA WOODS CIRCLE PLAIN CITY, OH 43064 Last Known Address 610 BLOSERVILLE ROAD NEWVILLE, PA 17241 Last Known Number. ( ) - Michael K Gross, being duly swam according to law, deposes and says 1. 1 am employed in the capacity of Pres,dentfor Players National Locator. 2. On 09/27/1999, 1 conducted an investigation into,tne whereabouts of the above named defendant(s). The results of my investigation are as follows: CREDIT INFORMATION - A SOCIAL SECURITY NUMBER: 283.64-8778 B EMPLOYMENT SEARCH: Unable to locate a good employer for James. C INQUIRY OF CREDITORS: The creditors Indicated that James is living at 10850 Sierra Woods Circle, Plain City, OH. 43064 with no valid home phone number. INQUIRY OF TELEPHONE COMPANY - A DIRECTORY ASSISTANCE SEARCH: The directory assistance has no listing for James Say. Contacted 740423.7893 and spoke with James' mother who stated James is living at 10850 Slorra Woods Circle, Plain City, OH. 43064. INQUIRY OF NEIGHBORS - NIA INQUIRY OF POST OFFICE- A NATIONAL ADDRESS UPDATE' As of September 74, 1090 the National Change of Address (NCOA) has no change for James from 10850 Sierra Woods Circle, Plain City, OH. 43064. MOTOR VEHICLE REGISTRATION - A. MOTOR VEHICLE & DMV OFFICE: The Ohio Department of Drivers licensing has James heed at 10850 Sierra Woods Circle, Plain City, OH. 43064. OTHER INQUIRIES - A. DEATH RECORDS As of September 24,1999 the Social Security Administration has no death record on file for James R Bay II and or a.k a. s under his social security number. Received Tiae Oct-28. 1:0011 PxHIt'lT e- Dot-31-99 0105vm From-PLAYERS ASSOCIATION B. PUBLIC uCENSES (PILOT, REAL ESTATE, ETC. ): None Found C COUNTY VOTER REGISTRATION: NIA OTHERSEARCHF-S- ADDITIONAL DATE FO B ATION ON SUBJECT - 06160 J AFFIANT Michael K Gross ena sworn to betorg me on +3142300556 T-159 P.05/05 F-611 Y./VV.NWVY " N01'ARY SEAL - Kritwl GS S;ti::, Au? Pucitc My Ca %riM...:52 Park Drivel t. Louts, MO 63027 Players National Locator 16201 Westwoods 4 230-9922 Business Fax: (374) 230-0558 Phone: (39 P-XNl 1 T r, Received Time Oct-28. NON VERIFICATION Mark J. Udren, ESQUIRE, hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to take this Verification, and that the statements made in the foregoing MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Sec 4904 relating to unswom falsification to authorities. Date: October 2R , 1999 MARK J. UDREN & ASSOCIATES U--? - Ma 'k J. Udren, Esquire Attorney for Plaintiff BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. ' COURT OF COMMON PLEAS 3232 Newmark Drive CIVIL DIVISION Miamisburg, Oh 45342 : Cumberland County Plaintiff MARK J. UDREN & ASSOCIATES ATTORNEY FOR PLAINTIFF V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) NO. 99-6149 civil CERTIFICATE OF_SERVICE I, Mark J. Udren, ESQUIRE, hereby certify that I have served true and correct copies of the attached papers upon the following person(s) named herein at their last known address or their attorney of record by: x Regular First Class Mail Certified Mail Other Date Served:/ 0-29' 99 TO: James R. Bay II 616 Bloserville Road Newville, Pa 17241 Dated: October 2q, 1999 Julie E. Bay 10850 Sierra Woods Circle 616 Bloserville Road Plain City, OH 43064 Newville, Pa 17241 MARK J. UDREN & ASSOCIATES L:== Mark J. Udren, Esquire Attorney for Plaintiff ?" ? ,. MARX 4 uDRW STwr mNNEG•• GAM SPIVAX ORLOFF *. 'ADy/.1fD ALTO IN?A AND n "AD- DarW?A ?A"nMALW IN?A TINA MARIE RICH . D??7CtADADaRlA7Ot October zq, 1999 James R. Bay, R Julie E. Bay 616 Bloserville Road Newville, Pa 17241 LA W OFFICES MAM J, UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY CHERRY HILL NESW jERSEY 08034 609. 481. 6900 FAX. 609. 482. 1199 FREDDIEMAC_ PENNSYLVANIA_ DESIGNATED-COUNSEL 'PLEASE RESPOND TO NEWJERSEYOFFICE• Re: National City Mortgage Co. VS. James R. Bay, 11 Julie E. Bay Cumberland County C.C.P. No. 99.6149 civil Dear James R. Bay, R & Julie E. Bay: PENNSYLYAW&OEffCE S nT 240 MBRIONAYBNf/B BRYN MAWR. PA f9010 215.56}9300 215-U&1141 FAX In connection with the above captioned matter, enclosed you will find a copy of the Motion for Alternate Service which was sent for riling on October 2q, 1999. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Should you have any questions, please contact our office. Sincerely yours, e M rk J. Udren, Esq. MARK J. UDREN & ASSOCIATES Am Enclosures r; co E Ca LL, CV 5n MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Require ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. James R. Bay, II Julie E. Bay 616 Bloserville Road Newville, Pa 17241 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 99-6149 civil PRAECIPE-TO REINSTATE-COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint on the above-captioned matter. DATE: November 22, 1999 J. Udren, ESQUIRE NEY FOR PLAINTIFF is ?u O Cr7 -r •1]?iJ Lt, o N1C. LIN r t; . CASE NO: 1999-06149 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE ACO VS. BAY JAMES R II ET AL CPL. TIMOTHY REITZ Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon BAY JAMES R II the defendant, at 10:03 HOURS, on the 11th day of October , 1999 at 616 BLOSERVILLE ROAD NEWVILLE, PA 17241 CUMBERLAND , County, Pennsylvania, by handing to JULIE E. BAY a true and attested copy of the COMPLAINT - MORT FORE , together with NOTICE , and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So answers: 18.00 8.6 0 ?j jrrrtC ?c 8.00 Rif Aline, $Jq.Ub 'MARK 11DREN 10//12/1999 / ,_,? by Sworn and subscribed to before me this day of (Pfz ? 1991_}A.D. i 4?aT Pfb?dYjT'T'7 CASE NO: 1999-06149 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE ACO VS. BAY JAMES R II ET AL CPL. TIMOTHY REITZ Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon BAY JULIE E the defendant, at 10:03 HOURS, on the 11th day of October , 1999 at 616 BLOSERVILLE ROAD , NEWVILLE PA 17241 CUMBERLAND County, Pennsylvania, by handing to JULIE E. BAY a true and attested copy of the COMPLAINT - MORT FORE , together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Service 6.00 .00 So anr yt oo loe!?? Affidavit .00 e i ? r Surcharge 8.00 K. --in s omas , $I4-UQ- MARK UDREN 1999 10 12 r_ / / by 4 5neri ?17uty Sworn and subscribed to before me this .7,;4 .( day of M,-64 19.ri_ A.D. MARK J. UDREN 4 ASSOCIATES BY$ Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage Co. 3232 Newmark Drive Miamisburg, Oh 45342 Plaintiff V. 'COURT OF COMMON PLEAS ;CIVIL DIVISION ;Cumberland County James R. Bay, II Julie E. Bay ; NO. qq y 9 @?-w- 616 Hloaerville Road Newville, Pa 17241 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served,•by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OPPICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 AVISO Le han demandado a usted en la Corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plaza al partir de la fecha de la demands, y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas an contra de su persona. Sea avisado qua si usted no se dafiende, Is Corte tomara medidas y puede continuer la demanda an contra suya sin previo aviso o notificacion. Ademas, la Corte puede decidir a favor del demandante y requiere qua usted cumpla con todas las provisioner de esta demands. Usted puede perder dinero o sus propiedades u otras derechos importantes pars. usted. LLEVE ESTA DEMANDA A UN ABOGADO IMNEDIATAMENTE, SI NO TIENE ABOOADO 0 SI NO TIENE EL DINERO SUPICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEPONO A LA OPICINA CUYA DIRECCION BE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE BE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013-3387 717-249-3166 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt b owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of It, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us In writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required Information, we will then continue the collection of your debt. This laws firm is deemed to be a debt collector and this Notice and the attached document Is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN !s/ Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry hill, NJ 08034 (609) 482-6900 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. if Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: First United mortgage services, Inc. Assignmee: National City Mortgage Co. Recording Date: 12/24/97 Book: 565 Page: 230 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g) The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 616 Bloserville Road MUNICIPALITY/TOWNSHIP/BOROUGH: Upper Frankford Township COUNTY: Cumberland DATE EXECUTED: 11/26/97 DATE RECORDED: 12/24/97 BOOK: 1423 PAGE: 688 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 9/17/99: Principal of debt due and unpaid Interest at 7.5% from 5/1/99 to 9/17/99 (the per diem interest accruing on this debt is $22.94 and that sum should be added each day after 9/17/99) Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) Escrow Overdraft/(Balance) (The monthly escrow on this account is $196.78 and that sum should be added on the first of each month after 9/17/99) Late Charges (monthly late charge of $48.86 should be added on the fifteenth of each month after 9/17/99) Attorne s Fees (anticipated and actual $110,119.24 3,211.60 250.00 280.00 652.47 185.35 to 5% of principal) 5,.505.96 TOTAL $120,204.62 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, accordance with the requirements of those acts, and the date appearing on the copy attached hereto as exhibit A, and made part hereof, and defendants have failed to proceed within the time limits, or has been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $120,204.62, plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 M wry .-Will e Calit ?tract?goP?+ land with. the improvements icted.•'situate'.•in Upper ''. Frankford Township, :oUnty, Penn •sylvania, bounded and described in w4i li.;,q,,ourvey,;)of Thcmas A ' Neff, Registered nd}d ated;M;j{?r7i!1979, cas.;followa: ; (y;4' 3?'oh'adinffinzthe-BlobevAlle Road; (k' 5749) '{common;to:•LOt'?Noe. ,1 and 2•ton;the hereinafter • " tlaiir,oE?I+ote i,ithence by : said, road, _ South 01 n n rtes; 55 'deconda',West-+20 S?:teet to. an iron d 'road:r?.thence -by land now or formerly of ' wife, ^: by. deed dated August :1 1996 and HurlbrXi SOUth:';78 degrees 34 minutes west to;an.,iron .pipe: ttrnap by the same, south 12 inutes`'37'seconds East 458.30 feet to a post land, nowi•or,!1formerly of Lester R. Deitch; heer•me,;,,South 75 degrees' 13 minutes •18 ,iaa x3'•17 6`b"feet to an iron pin at corner of land Ukldf,,Frank;1p,c?,Charlton;:.thence by the name, iee9'-28 minutes West 497:31 feet to'an iron .._.. a , . :ner common to' Lot "Nos. 1' and 2 on the ''mentioned 'Plan of lots; . thence by said ie,,•Northi 7B ,degrees 34 minutes east 673.88 ron-p.i.n, the place of BEGINNING. .',,f'on- the• Subdivision for-Edward B. Eberts Sp',1 ?`?e?r't"a,ab?;iecorded in Cumberland county Plan 3e; ]16•",:and,•;COntaintng .3.951 acres, inore.,or ±;ng mproved.with' a`"dwelling house known as 1111e Road, -.Newville u3SjAEA,:..STATS.WHICH KM L•'SILVIS and EVA C. Che:`Office of the Recorder of Deeds rin and anted ind,County in-Deed Book 143, Page 706, 9 :d' ',to 'WAYNE R. McLAUGIILIN and DEBORAH A. :YARCE!j 043-05;-0417-031 of the records of tounty,.Penneylvania.' IS,. ;Iiis rded in o'r; Cumbi and con' -.'?K,bCkR . % SING, T. itferl'a n'.. .' 4 y? iS?J'• _ 4 I, C W. 1 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is In default, and the lender Intends to Foreclose. Specific information about the nature of the default is provided In the attached pages. The HOMEOWNER'S.MORTGAGE ASSISTANCE PROGRAM (}MAP) may be able to help save your hume Thl3 Notice ei plains how the program works. This Notice contains Important legal Information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a' lawyer. LA NOTIFICACION EN ApJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A C`ONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDP_ EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE'ASSISTANCtE PROGRAM" EL CUAL PUEDE SALVAn SU CASA DE LA PERDIDA DEL DERF-CHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE EL.LQIBI FUR FINAIClA_4A$$l$TAMCE WHICH CA SAVR YOUR HOLE FROM F0 _R0L9$yBE?AND_H_R .P YOU MAKELEUTUH9 MORTGAGE PAYMENTS. ' EXHIBIT A serving your Couniy are included with this Notice It you have any questions, you may call the Pennsylvania Housing Finance Agency tall free of 1-000-3112-2397, (Persons with Impaired hearing can call (717) 700-1069). . IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND a IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a tempo- rary stay of foreclosure on your mortgage for thirty (30) days from the date of this No- tice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEET- CONSUMER CREDIT COUNSELING AGEWAIES T If you meet with one of the con- sumer credit counseling agencies listed at the end of *this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of designated consumer credit counseling agencies for the coungf In which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender Immediately of your intentions. i APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for spaGlfic Information about the nature of your default). If you have tried'hnd are unable to resaalve this problem with the lender, you have the right to apply for financial assistance from the F(omeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign an4file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you In submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL,TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. _ '.w..+..wrw,h.r.?1r.ILr...w..M:•r L-nr.v. . .. ...r y-.....? . ..u...u ..+...-w ... ?+.... •. .rn,,.•: .. •. ?.-•e. e,.. r:..rn \.4.1y'W .' Nwkeal Cadve Mortgage August 10, 1999 . James R Bay II 616 Bloserville Rd Newvielle PA 17241 National City Mortgage Co. 3232 Newmark Otlve • Miamisburg, Ohio 45342 Telephone (937) 910.1200 Mailing Addraaat P.O. Boa 1820 Dayton, Ohio 45401.1820 Loan No. 095323-0 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 616 Bloserville Rd Newville PA 17241 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 6/1/99 through 8/1/99 3 and the following amount(s) ire-now past due: Monthly Payments 3,066.33 Late Charges 107.31 Other Fees 24.25 Less Suspense Balance .00- Total Due 3,197.89 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): i HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 3,197.89, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be mad4 either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Collection Cashier 3232 Newmark Dr. Miamisburg,-OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable) DR672 FT9 Page 1 _J. 1, The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(see Page 11- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise Its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgage property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the-mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's. fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys, tees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will bwadded to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. . RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to'one hour foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Cur- ing your default in the manner set forth In this notice will restore your mortgage to the same position as If you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approxi- mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. .-.nNwarwMrl4.rrv.r..?n a fir... w.. ... r Y'--'•. •r.. tea.... inlr •-.J-•.. u. r-.rr'r .-. . ?. .- 1•.. .. a.. .. .r.?.ww J.«. -HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number:•1-800-523-8654 Fax Number: (937) 910.4057 Contact Person: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SALE -You should realize that a Sheriffs Sale will end your oWnership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishing and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You mayor may not be able to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional informa- tion please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT:' TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAYOFF THIS DEBT. TO HAVE THIS DEFAULTCURED BYANY THIRD PARTYACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSI`fION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHTTO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) t TO ASSERT THE NONEXISTENCE OF.DEFAULT IN ANY FORECLOSURE PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU- MENTS.,' TO ASSERTANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. •.M?Ntir,Y,./L?,rnr. rat F..I. +?r1•+ 1 r. -r n , ..:4 '/-._-.. . r,r• , w/?-'/? y/. u/•. ?., n r• •-., .n I• , .. ,-.72.•,.72 +Z-p. ADAMS COUNTY r n ross- Hanover Chapter 529 Carlisle Street Hanover, Pennsylvania 17331 V 17) 637.3788 AX (717) 637-3294 CCCS of Western PA 2000 Unglestown Road Harrisburg PA 17102 F717) 541.1757 AX (717) 5414670 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17205 (717) 762.3255 Adams County Housing Authority 139.143 Carksle St Gettysburg PA 17325 V 17) 334.1510 AX (717) 334-8326 LLEOH? sy an a T}4ousing Flnanca Agency (Marta Hoes) 2273 Swallow Hill road, Bldg 200 Pittsburgh, PA 15220 412) 429.2542 FAX (412) 429.2835 Credit Counselors of PA 401 Wood Street, Suite 900 Pittsburgh, PA 15222 (412) 378.9954 or 1(600) 737.2933 FAX (412) 3]8.996] Action Housing, Inc. 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391.1958 or (412)251.2102 or 1 (600) 702.2601 FAX (112)•391.4512 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 852.2093 CCCS of Western Pennsylvania. Inc 309 Smithfield Street Pittsburgh, PA 15222 (412) 471.7554 Housing Opponuntles 133 Seventh Street McKeesport PA 15132 112) 584.1906 Fax (412) 664.0573 Urban League 01 Pittsburgh Bldg. For Equal Opportunity One Smithfield St. Pittsburgh PA 15222.2222 (412) 227.4802 FAX (412) 261.5207 Mon-Valley Unemployed Committee 120 E. 91h Avenue Homestead, PA 15120 (412) 4829062 ARMSTRONOCOUNTY o leslarn enmylvarva, inc. 2t7 E. Plank Road Altoona PA 16602 (814) 9448100 or flits) 044.5747 APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES Indiana Co. Community Action CCCS of Lehigh Valley Program 3871 Crescent Court East 827 Water Street. Box 187 Whilehall PA 18052 Indiana PA 16701 (6to) 821.4011 or 800.220.2133 F724) 485.2657 (814) only AX (724) 465.5118 FAX (810) 821.8932 Credit Counselors or PA Economic Opportunity Cabinet of 401 Wood Street. Suite 908 Schuylkill County Pittsburgh, PA 15222 225 N. Centre Street (412) 33a•9954 or Pottsville. PA 17901 1(800) 737.2933 (717) 0224995 FAX (412) 338.998] FAX (717) 622.0429 BEAVERCOUNTY Z-175-n- ZENng, To c. 425 8th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391.1956 FAX (412) 391.4512 CCCS of Western Pennsylvania, Inc. 971 Third Street Beaver. PA 15009 (724) 774.0798 CommuiHousing Counselor, Inc- P.O. Bdx y W Kennett Square, PA 19348 (810) 444.3882 FAX (610) 444.9243 BLAIRCOUNTY ed or - ulton Housing Services 13.041, Box 384 Everett, PA 15537 (814) 623.9129 FAX (614) 623-7101 Housing Opportunities of Beaver County, Inc 650 Corporation SL Suite 207 1 Beaver, PA 15009 (724) 728.7511 1 Mon Valley Unemployed Committee 120 E. 911h Avenue remestead, PA 15120 (412) 462.9962 (412) 462.9984 Housing Opportunities Inc. 133 Seventh Street P.O. Box 9 McKeesport PA 15134 Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 954 of 1 FAX)(412)8 JB 996](500) 7]7.29]] BEDFORDCOUNTY Bedford-Fulton ousing Services 10241 Lincoln Highway Everett, PA 15537 F614) 623•9129 AX (8141 023.7187 CCCS of Western Pennsylvania. Inc. 217 E. Plank Road Altoona PA 16802 (614) 944.6160 FAX (614) 944.5747 Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535.8556 FAX (814) 539.1688 Tableland Services. Inc. 535 East Main Street Somerset PA 15501 (814) 445.9628 or 1.800.4520148 FAX (814) 443-3690 Weathenzation Office 911 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 BERKS COUNTY u ge ounse nhg Center Keystone Economic Development Corp 1954 Mary Grace Lane Johnstown PA 15981 (814) 535.6558 FAX (914) 539-iaaa ' CCCS of Westem Pennsylvania, Inc. 217 E. Plank-Road Altoona PA 18602 (814) 944-a100 or (814) 944.5747 Weslherlyatlon Office 917 Mifflin Street Huntingdon, PA 16652 (014) 643.2343 1 BRADFORDCOUNTY o nhesstern Pennsylvania 1400 AbkVIon Executive Park, Suite 1 Clarks Summit6 PA 111411 OR 1. .(FAX)(57581-9 0) 516763-91 3410135 800.922•] !37 131 W. Market St. I• Wilkes-Barre, PA 18702 821-0113 1 FAX)(510) 821 178500.922.95]7 9 South 7th Street Slroudsburg PA 18380 (570) 420•alle0 or 800.922.95]7 FAX (570) 420.8981 1631 S Athenian St. Suite 100 State College, PA 16801 (a14) 238•3888 FAX (tits) 2333663 The Trohab Cer.ler CI t::.?.eastern PA 10 Public Avenue Montrose. PA tad0t 278-333 FAX)(570) 2708188900.092.4045 185 Elmira Street P.0. Box 218 Troy. PA 16947 (570) 297.2101 German Slreel. P,0 Dushore. PA 10614 (570) 928.9669 FAX (570) 928.0144 (Rev. BIBS) 33 Walnut Street Weesboro, PA 16901 (570) 724.5252 FAX (570) 724.5783 931 Main Strut Honesdale PA 18431 (570) 253.8941 FAX (570) 2534817 BUCKS COUNTY caF n out Z.'orporaiton 848 North Broad Street Philadelphia. PA 19130 F215) 765.1221 AX (215) 785.1427 Northwest Counseling Service 5001 North Broad Street Philadelphia , PA 19141 (215) 324.7500 FAX (215) 324.8753 Bucks County Housing Group, Inc 140 East Richardson Avenue Langhorne, PA 19047 (215) 750-4310 FAX (215) 7504318 CCCS of Delaware Valley 1515 Market Street - Suite 1325 Philadelphia PA 19107 215) 593.5665 FAX (215) 864.2680 RACE 157 Allegheny Ave god FI. Philadelphia, PA 19140 (215) 426.6025 FAX (215) 428.9122 CCCS of Delaware Valley Trevose Corporate Center 4606 Street Road Trevose PA 19041 (215) 563.5665 Community Devel. Corp of Frankford 4820 Gnscom Street Philadelphia, PA 19124 (215) 744.2990 ' FAX (215) 744.2012 CCCS of Lehigh Valley 3671'Crescenl Court East Whitehall; PA 18052 FFAX (610) ez1e932eoaz2o-2733 American Credit Counseling Institute 845 Coates St. Coatesville PA 19320 (888) 212.6741 144 E Dekaib Pike King of Prussia PA 19406 610.911.2210 FAX (610) 265.4814 755 Y-:4 Pn, Suite 103 Warminster PA 18974 (215) 444.9429 FAX (215) 956.6344 BUTLER COUNTY Cidn Housing, Inc 425 Bin Avenue. Style 950 U04 389 Pittsburgh, PA 15219 (412) 391.1958 or (412) 2SI.2102 s FAX (412) 391.4512 103 Wanen 51,rwl. P 0 Rar 709 CCCS or Weslein PA YMCA Budding -- I,.-., H -.,i..t,.. ?, _,...._.a--•n.... ... ... .• ... ... w? C..vo...r!.•ta're..N•.n!1?•.rwV w..q.....1?en H1-:L'N•d.•??-1?Y.. on sob Housing Oppplidnities. Inc. 650 QwOrale St.. Suite 207 McKeesport, PA 15132 1412) 664.1590 FAX (412) 664.0873 Mon-shusy Unemployed Committee 120 E. 9th Avenue Homestead, PA-15120 (412) 462.9962 FAX (112) 462.9964 Housing Opportunities Inc. 133 Seventh Street P.O, Box 9 McKeesport, PA 15134 (412) 564.1908 FAX (412) eu-o 3 • Credit Counselors or PA 401 Wood Street. Suite We Pittsburgh, PA 16222 (412) 336.9954 or 1(800) 737.2933 FAX (412) 338.9963 CAI O4"A 000E o u on ousing Services R.D.s1, Box 384 Everett, PA 15531 (814) 523.9129 FAX (814) 623.7187 CCCS of Western PA 217 E. Plank Road Altoona PA 16602 (814) 944.8100 FAX 1814) 944.5747 Indiana County Community Action Program Q27 Water Street. Box 187 Indiana, PA 15701 (412) 485.2657 FAX (412) 485.5118 Keystone Econ Development Corp 1954 Mary Grace Lane Johnstown PA 15901 (814) 535.6556 FAX (814) 539.1688 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539.6335 Tableland Services, Inc 535 East Mom Sueut Somerset PA 15501 (814) 445.9628 or 1.800.452.0148 FAX (814) 443.3690 CAMERON COUNTY Northern Tier ommunity Action Corp. P 0. Box 389 135 West 4th Street Emporium, PA 15834 (814) 486.1161 FAX (814) 486.0825 CCCS of Weston PA 217 E. Plank Road Altoona PA 16602 (814) 944.8100 FAX (814) 944.5747 CCCS of Weslen PA 217 E. Plank Road Altoona, PA 16602 (814) 9448100 FAX (814) 944.5747 CARBONCOUNTY EQC o Chuylkdl County 225 N Centre Street Pottsville. PA 17901 (570) 622.1995 FAX (570) o,: U429 CCCS of Lehigh valley 3671 Cresent Court East Whitehall PA 18052 610.821.4011 or 800.220.2733 570 d 814 only for 800s FAX (610) 821-0131 CCCS of Northeastern Pennsylvania 14KAbinglon Executive Park, Suite 1 Clarks Summilt. PA 18411 (570) 587.9163 OR 1.800.922.9537 FAX (570) 687.9134/9135 31 W, Market St Wilkes-Barre, PA 18702 (570) 821.0537 or 800.922.9537 FAX (570) 821.1785 9 South 7th Street Stroudsburg PA 18360 (570) 420.6980 or 800.922.9537 FAX (570) 420.8981 1631 S Atherton St. Suite 100 Stale College. PA 16801 (814) 238.3868 FAX (814) 238.3669 Commission on Economics Opportunity of Luzeme County 163-Amber Lane Willow-Barre, PA 18702 (570) 826.0510 OR 1.800.622.0359 FAX (570) 829.1665-CALL BEFORE FAXING (570) 45.4994 HAZELTON FAX (5 0) 455-5631-CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK CENTRECOUNTY o astern Pennsylvania, Inc 217 E. Plank Road AllodrFa, PA 16602 (814) 944.8100 FAX (814).944.5747 Lycoming-Clinton Co Comm For Community Arbon (STEP 2138 Lincoln Street P .O. Box 1328 Williamsport. PA 17703 (570) 328.0587 FAX (570) 322.2197 CCCS Of tlonheaslam PA 1631 S. Atherton St. Suite 100 Slato College PA 16801 (814) 238-3668 FAX (814) 238-3669 CCCS of Northputern PA 201 Basin Street Williamsport. PA 17703 (570) 326.0587 FAX (570) 322.2197 CHESTERCOUNTY tom ousing orporahon 848 North Broad Street Philadelphia, PA 19130 (215) 765.1221 FAX (215) 765.1427 Northwest Counseling Services 5001 N Broad Street Philadelphia, PA 19141 (115) 324-7500 FAX (215) 3248753 Budget Counseling Center 247 North Fifth Street Reading PA 19601 16101 3757866 FAX lrln) 3757830 CCCS of Delaware Valley 1515 Markel Street Sude t325 Phiadelphia. PA 19107 (2151 563-5665 rAX 12151 54370.10 HACE 167 W. Allegheny Ave, 2nd FI Philadelphia. PA 19140 (215) 426.6025 FAX (215) 426.9122 Community Housing Counseling Inc P.O. Box 244 Kennett Square. PA 19348 1610) 444.3682 FAX (610) 444.8243 Media Fellowship House 302 S. Jackson Street Media. PA 19063 (610) 565.0846 FAX (610) 585.8587 Phils Counc9 For Community Adv 100 North 17th Street. Suite 600 Philadelphia, PA 19103 (215) 567.7803 FAX (215) 963.9941 Tabor Community Services. Inc. 439 E. 10rq Street Lancaster, PA 17602 (717) 397.5182 OR 1.800.788.5082 (H O.only) FAX (717) 399.4127 Community Devel Corp car Franklord Group Ministry 4620 Gnscom Street Philadelphia, PA 19124 (715) 744.2990 FAX (215) 744.2012 American Red Crass of Chester 1729 Edgemont Avenue Chester, PA 19013 (610) 874.1484 , CCCS of Delaware Valley Marshall Building 790 E. Market St. Suite 215 West Chester, PA 19382 (215) 563.5665 American Credit Counseling Institute 845 Coates St Coatesville PA 19320 (885) 212.6741 144 E. Dekalb Pike King of Prussia. PA 19406 (810) 971.2210 FAA 1610) 2054814 755 York Rd. Suite 103 Warminster PA 18974 (215) 444.9429 FAX (215) 956.6344 CLARION COUNTY o , /astern ennsylvania. Inc. YSICA Building 339 North Washington Street Butler, PA 16001 (412) 252-7812 CLEARFIELD COUNTY eysfona oonomic evelopme^.t Corporation 1954 Mary Grace Lane Johnstown, PA 15WI (814) 535.6556 FAX (814) 539.1688 Indiana Co Community Action Program 827 11'1101 Street. Box 157 Indiana, PA 15701 1724) 465.2657 FAX (412) 4655119 CCCS Of Westem POnns,bania. 111C 217 E Plank Road An;;11.1 nn l.,"2 1814, 9448100 FAX 1414, 944 5747 CCCS of Northeastern PA 1831 S Atherton SI., Suite too State College, PA 16801 (S 14) 236.3668 FAX (814) 238.3669 CCCS of Western PA 219•A College Park Plaza Johnstown PA 15904 (814) 539.6335 For Community Action 17703 CCCS of Northeastern PA 1631 S Atherton SI., Suite 100 Stale College, PA 18801 (8114) 238.3668 FAX (814) 238-3669 CCCS of Northeslern PA 201 Basin Street Williamsport, PA 17703 (570) 323.6821 FAX (570) 323-0626 COLUMBIA COUNTY 0 Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes-Barre. PA 18702 (570) 821.0837 OR 1.800.922.9537 FAX (570) 821.1785 1400 Abington ExeaitAe Park. Suter .Clarks Summitt, PA 16411 (570) 587.9183 or 800.922.9537 FAX (570) 587.913419135 Commission on Economics Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 V 70) 826.0510 OR 1.800.822.0359 AX (570) 829.1665-CALL BEFORE FAXING (570) 455.4994 HAZELTON FAX (570) 455.5631-CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK CRAWFOROCOUNTY 0o a6 net 1..sivaS ilf nglon Center 1720 Holland Street Erie. PA 16503 (Still 4533744 FAX 814) 457.5149 Greater Eno Community Action Committee 18 West 9th Street Erie. PA 16501 (314) 459.4551 FAX (814) 456.0161 John F. Kennedy Center, Inc. 2021 East 20th Street Ene• PA 16510 (814) 895.0400 FAX (813) 898.1243 Shenango Valley Urban League, Inc. 601 Indiana Avenue ' Farrell, PA 1At'l (412) 981.5310 CUMBERLAND COUNTY CCCS of Western Pennsylvania, Inc 2000 Linglestown Road Hamsburg, PA 17102 (717) 541.1757 FAX (717( 541.4670 Financial, Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17288 (717) 782.985 Urban League of Metropolitan Harrisburg N. Oth Street Harrisburg, PA 17101 V 17) 234.5925 AX (717) 234.9459 YWCA of Carlisle 91 O Street Carlisle, PA 17013 V 17) 243-3518 AX (717) 73t•9589 Community Action Comm of the Capitol Raglan 1514 Deny Street Harrisburg, PA 17104 V 17) 232.9757 AX (717) 234.2227 Adams County Housing Authority 139.143 Carlisle St. Gettysburg, PA 11325 V 17) 334.1518 AX (717) 334.898 DAUPHIN COUNTY o stern ennsylvania, Inc. 2000 Lingfestown Road Harrisburg, PA 17102 (717) 541.1757 FAX (717) 541.4670 Urban League of Metropolitan Harrisburg 2107 N 81h Street Harrisburg, PA 17101 (717) 234.5925 FAX (717) 234.9459 Community Action Commission of the Capital Region 1514 Derry Street Harrisburg PA 11104 P 717) 232.9757 AX (717) 234.2227 OELA_ ARC cam outing orpaallon 546 North Broad Street Philadelphia, PA 19130 (215) 785.1221 FAX (215) 795.1427 Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 P 215) 324.7500 r AX (215) 324.5753 CCCS of Delaware Valley 1515 Markel Street-Suite 1325 Philadelphia, PA 19107 (215) 583.5565 FAX (215) 864.2655 RACE 167 W. Allegheny Ave., 2nd Floor Philadelphia, PA 19140 1215) 426.8025 FAX (215) 426.9122 Media Fellowship House , 302 S. Jackson Street Media. PA 19063 (Oto) 565.0846 FAX (610) 5858587 Community Housing Counselor, Inc P O Box 244 Kennett Square PA 19348 (610) 444.3682 FAX (610) 444.0243 Philadelphia Council For Community Adv 100 Norm 171h Street Suile 600 Philadelphia, PA 19103 (215) 567.7603 FAX (215) 963.9941 Community Devel Corp of Frankford Group Ministry 4820 Grlscom Street Philadelphia, PA 19124 (215) 144.2990 FAX (215) 744.2012 American Red Crites of Chester 1729 Edpmonl Avenue Chester, PA 19013 (510) 074-1484 CCCS of Delaware Valley 200 North Providence Road Media, PA 19003 (215) 563.5865 ACCI 175 Strafford Ave, Suile 1 Wayne PA 19087 (810) 971.2210 FAX (610) 887-7600 ACCI 144 E. Dekstb Pike King of Prussia. PA 19406 (610) 971.2210 EL COUNTY John emedy Center, Inc. 2021 East 201h Street Erie, PA 16510 (814) 898.0400 FAX (814) 898.1243 FAX (412) 437.4418 Tableland Services Inc. 131 North Canter Avenue Somerset. PA 15501 (814) 445.9828 FAX (814) 443.3690 CCCS Of Western PA 199 Edison Street Uniontown PA 15401 (7hi) 439.8939 Man-Valley Unemployed Committee 120 E. 9th Avenue Homestead. PA 15120 (412) 462.9962 FF RESw0?T000N arten• ortast oEconomk opportunity Council 204 Liberty Street Poet Office Box 547 Warren, PA 18365 (814) 725.2400 FAX (814) 723.0510 FRANKLIN COUNTY neFaa erwces nittr d 31 West 3rd Street Waynesboro. PA 17268 (71) 762.320s YWCA of Carlisle 301 G Street Carlisle. PA 17013 `717) 243.3819 FAX (717) 2434948 CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 (717) 8404176 ' American Red Cross-Hanover Chapter, 529 Carlisle Street Hanover, PA 17331 (717) 637.3765 FAX (717) 637.3294 Community Action Commission of Capital Region 1514 Gerry Street Harrisburg, PA 17104 ( (717) 232.9757 FAX (717) 234.2227 ,Nbthern Tier Community Action Corp P.O. Box 389 '135 West 4th Street Emporium, PA 15634 (814) 406.1181 FAX (814) 480.0825 ERIE COUNTY 05er ashington Center 1720 Holland Street Etta, PA 16503 (814) 453.5744 FAX (814) 453.5749 Greater Erie Community Action Committee 18 West 9th Street Erie. PA 16501 (814) 459.4581 FAX (814).1156.0161 John F. Kennedy Center, Inc. 2021 East 20th Street' Erie, PA 16510 (814) 898.0400 FAX (814) 898.1243 FAYETTE COUNTY coon outing, Inc. 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 1412) 391.1956 of (412) 281.2102 FAX (412) 391.4512 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (124) 8522593 CCCS of Western Pennsylvania. Inc I North Gale Square a2 Gordan Center Drive Greensburg', PA 15601 (724) 838.1290 Fayetla Co Community Action Agency. Inc 137 North Beeson Avenue Urban League of Metropolitan Hog 2107 N. 61h Street Harrisburg, PA 17101 .1717) 234.5925 (' FAX (717) 234.9459 CCCS of Western PA 2000 Linglastown Road Harrisburg. PA 17102 (717) 541.1757 FAX (717) 541.4670 Adams County Housing Authority 139.143 Carlisle St. Gettysburg, PA 17325 17117) 334.1518 FAX (717) 334.5326 FULTONCOUNTY ea ord- ullon Hous.mJ Services R O e1, Box 384 Everett. PA 1',517 (814) 623-9129 FAY (814) 623.7187 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 11256 (717) 782.3285 CCCS of Wesrem Pennsylvania. Inc. 912 Souln George Street York. PA 17403 ,7171 946 4176 Weatherltatlon Office 917 Mifflin Street Huntingdon, PA 18852 (814) 643.2343 GREENECOUNTY ct n ous ng nc. 425 61h Avenue, Suits 050 Pittsburgh. PA 15219 FAX)(412)1 91-1.4512 12) 261.2102 Man-Valley Unemployed Committee 120 E. 9th Avenue Homestead. PA 15120 (412) 462.9962 FAX (412) 482.9984 Community Action Southwest 22 West High Street Waynesburg, PA 15370 V 24) 852.2893 AX (412) 627.7713 CCCS of Western Pennsylvania, Inc 1 North Gale Square J2 Gardon Center Drive Greensburg, PA 15601 (724) 838.1290 HUNTINGDON COU_NIFY ed or - u on Housing Services RD 1, Box 364 Everett. PA 15537 (514) 023.9129 FAX (814) 623.7187 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 18602 (814) 944.8100 FAX (814) 944.5747 Weatheirizallon Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643.2343 INDIANA COUNTY o estem Pennsylvania. Inc 1 North Gale Square 82 Garden Center Drive Greensburg, PA 15601 (724) 838.1290 Indiana Co. Community Action Program 627 Water Street, Box 187 Indiana, PA 15701 (724) 465.2857 FAX (412) 465-51 Ill Keystone Economic Development Corporation 1954 Mah Gram Lane Johnstown, PA 15901 (814) 535.6558 FAX (814) 539.1688 CCCS of Western PA 219-A College Park Plate Johnstown PA 15904 (614) 539-6335 JEFFERSON COUNTY Jonn ennedy-Center, Inc 2021 East 20th Street Etta, PA 16510 (814) 898.0400 FAX (814) 898.1243, CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 (7 24) 282.7812 Indiana County Community Aclmn program 827 Water Street. Box 107 Indiana. PA 15701 JUNIATA?COUNry CM o7 Western Pennsylvania. Inc. 217 E. Plank Road Altoona PA 16502. (514) 944.8100 FAX (014) 944.5147 Weatherization Office 917 Millie Street Huntingdon, PA 16652 (814) 647.2743 LACKAWANNACOUNTY a?f ortMA stem Pennsylvania 71 W. Markel Street P.O. Boa 1127 Wlkes•Bane. PA 15702 (570) 821-0837 OR 1.800-922.9537 FAX (570) 521.1785 • 1400 AbFplon Execid" Park, Suite If Clarks Summill, PA 16411 V 70) 587.9167 or 600.955.9577 AX (570) $87.913419135 LANCASTER COUNTY Commun?iy Hose counselors. Incorporated P.O. Box 244 Kennett Square, PA 19348 215) 444.3852 AX (215) 444.3176 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 321401 1 1-8 (117) A (814) ONLY00-230.2733 FAX (215) 821.0932 CCCS of Western Pemsylvanla, Inc. 912 South George Street York, PA 17407 (717) 6484178 Tabor Community Services, Inc. 479 E. King Street Lancaster, PA 17802 F717) 391.5102 OR 1.800.700.5062 AX (717) 399.4127 LAWREIICE COUP m LCCf Weiferannsylvanla 1st Federal Plaza-Suite 406 North Mill Street New Castle, PA 16101 (724) 652.8014 712 Chestnut Street, Suite 227 Meadville PA 18335 1814) 333.8570 henargo Valley Urban League, Inc. 601 Indiana Avenue Farrel, PA 16121 (724) 951.5310 Housing Opportunities of Beaver County 650 Corporation St. Suite 207 Beaver, PA 15009 F724) 725.7202 AX (412) 728-7202 LEBANON COUNTY conomle Opportunity Cabinet or Schuylkill County 225 North Centre Street Pottsville. PA 17901 1570) 622.1995 FAX (S70) 822.0429 LEHIGH COUNTY ZZ 3 67TelupTVatley 3611 Crescent Court East Whitehall, PA 18052 1121-410 (570) 6 (814)1O11 OR NLY 1.800.220.2777 FAX (fil 821.8972 Economic Oppolt Cabinet of Schuylkill Co 225 North Contra Street Pottsville. PA 17901 (570) 622.1995 FAX (570) 622.0429 LUZERNECOUNTY LM ovTortMielern Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes-Barre. PA 18702 570) 821.0537 OR 1.500.922.9537 AX (570) 821.1755 1400 Abington Executive Park Suite 1 Clarks SunvMtt. PA 18411 (570) 587.6183 or 800.922.9537 FAX (570) 587.913419175 Comm. on Econ Opportunity of Luzern County 163 Amber Lane Wilkes-Barre. Pennsylvania 18102 (570) 626.0310 OR 1.800.822.0359 FAX (570) 629.1885-CALL BEFORE FAXING (570) 455.4994 HAZELTON FAX (}70) 455.5871-CALL BEFORE, FAXit?Oi (570)8384090 TUNKHANNOCK EOC of Schuylkill County 225 North Centro Street Podswlle, PA 17901 (570) 622.1995 FAX 1570) 822.0429 , LYCOMING COUNTY CZU97115lhesslern Pennsylvania 71 W. Market Street P.O. Box 1127 Wilkes-Barre. PA 10702 (570) 821-0837 OR 1.800-922.9577 FAX (570) 821.1785 1400 Abington Executive Park Suite 1 Clarks Summit. PA 18411 FAX)(57587-9 0) 5153 201 Basin Street Williamsport. PA 17707 (570) 323.8827 FAX (570) 3278820 Lycoming•Clinton Counties Commission For Community Action (STEP) 2138 Lincoln Street P.O. Box 1728 Williamsport, PA 17703 (570) 326.0587 FAX (570) 3223197 MCKEAN COUNTY Jon ennedy enter. Inc 2021 East 20111 Street Erie. PA 16510 1814) 696.0400 FAX 1614) 998.1247 CCCS of Western Pennsylvania, Inc YMCA Building 339 North Washington Street Buller, PA 16001 (724) 282.7812 MIFFLIN UN _ __ o astern Pennsylvania. Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944.51oD FAX (814) 944.5147 Weatherizallon Office Oil Millien Sliest Huntingdon, PA 18852 (814) 6474347 CCCS of Northeastern PA 1871 S Atherton St Suite 100 Stale College PA 16801 814) 238.7888 AX (814) 278.3869 MONROE COUNTY CCCS of Northeast in Pennsylvania 31 W. Markel Street P O. Box 1127 Wilkes-Barre, PA 18702 8217105 1.800.922.9537 FAX)( 821.0113 1400 Abington Executive Park Suits 1 ,Clarks Summill PA 18411 FAX)(5587-9 70) 507.91134 91352.9537, 9 South 7th Street Stroudsburg PA 18360 420-8980 FAX)(570) 420.895100.9229537. Comm ors Ecoa Opp of Luzerne County 103 (amber Lane Wilkes-Barre, PA 18702 ' 1570) 826.0510 OR 1.800.822.0359 FAX 1570) 029.1685-CALL BEFORE FAXING (570) 4554994 HAZELTON FAX (570) 455.5631-CALL BEFORE FAXING 1570) 836.4090 TUNKHANNOCK MONTGOMERY COUNTY - corn ouaug crporauon 646 North Broad Street 'Philadelphia, PA 19130 •):FAX )(215) 765.1427 S 'Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 (215) 324.7500 FAX (215) 724.8757 CCCS of Delaware Valley Norristown Business Center 190 W. Germantown Pike, Suite 140 flarnstown PA 19401 (215) $83.5665 Community Action Development Comm 101 OeKalb Street Norristown. PA 19401 (5t0) 2776363 FAX (610) 2772123 ' Tabor Community Services. Inc 439 E King Street Lancaster, PA 17602 (117) 397.5t82 on 1.800-756 5062 FAX (717) 799.4127 Northam Tier Community ACban Corp P O Box 789 135 W 4th Street Emporium. PA 15934 (514) 485 1151 FAX 1814) 456 1525 MERCER COUNTY .,+enango Val ey iban League, Inc 601 Indiana Avenue Farrell PA 15121 CCCS of Delaware Valley 1515 Hlarkol Street, Swte 1325 PNIadelphia.PA 19107 (215) 5535555 FAX (215) 664.2566 Community Ih,nt?nq Counselots Inc P 0 Box 244 Kennett Square PA 19348 1215) 4444582 FAX (215) 444 8241 Media Fellowship House 302 S. Jackson Street Media, PA 19063 (610) 565.0846 Phils Council For Community Advmni 100 North 171h Sliest, Suite 600 Philadelphia, PA 19103 (215) 567-7807 FAX (215) 967.9941 American Credit Counseling Institute 845 Coates St. Coatesville, PA 19320 1688) 212.6141 144 E. Dekalb Pike King of Prussia PA 19405 1110) 971.2210 AX (510) 265.4514 755 York Rd., Sulle 107 Warminster PA 15974 (215) 444.9429 FAX (215) 958-0744 MOHTOCCCS-I-A-- 0 onneeetam Pennsylvania 31 W. Markel Street P.O. Box 1127 Wilkes-Barre, PA 15702 FAX)(621 53710 85R 1.800-922-9537 1400 Abington Executive Park, Suite 1 Clarks Summitl, PA 18411 (570) 507.9187 or 800.922.0537 FAX (570) 587.91741135 NORTHAMAg N Valley TY LLU4 o e ng I; alley 3071 Crescent Court East Whitehall, PA 18052 (610) 621.4011 OR 1.800.220.2773 ill?) 8 (814) ONLY FAX (610) 021-0972 NORTHUMBERLAND COUNTY CCCS or Nonhaeslem Pennsylvania 31 W. Memel Street P.O. Box 1127 Wilkes-Barre, PA 18702 V 70) 021.0877 OR 1.800922.9577 AX (570) 821.1785 1400 Abington Executive Park Suite 1 Clarks Summit, PA 18411 507-91 FAX)(570 587 9134/91 522.9537 201 Basin Street vNOlamsporl, PA 17707 1570o) 327-6627 FAX (570) 323.6626 Economic Opportunity Cabinet of Schuylkill County 225 North Centre Street Pollsvale, PA 17901 (570) 622.1995 FAX 1570) 6220429 PERRYCOUNTY L o astern Pennsylvania. Inc 2000 Lingleslown Road Harrisburg, PA 17102 (717) 541.1757 FAX (717) 541 4570 Flnanclal Counseling Serocas of Franklin 31 West 3td Street Waynesbo(o, PA 11258 (717) 762-3295 Urban League of Metropohtan Harrisburg 2107 N61h Slreet flamsburg, PA I71n1 f 1.. r........n ? ..1-.w ,r ..... ..! ?- ,.... -r..• ..?. •w,y.•rN ... .'t-? Y.r?-n , . ... _?•?: ?: lwi^: s3.„. Weatheneeuon office 917 Mifflin Street Hunt on, PA 16652 (614) 643.2343 YWCA of Carlisle 301 0 Street Carlisle, PA 17013 (717) 243111111 FAX (717) 243.3948 Community Action Comrnissen of The Copilot Region 1514 Dairy Street Hamsburg PA 17104 (717) 232.9757 FAX (717) 234.2227 NP ILA?ELPHIA COUNTY Atom no ant; '?aallon 840 Norm Broad Sheet Philadelphia, PA 19130 F215) 765.1221 AX (215) 785.1427 Northwest Counseling Service 5001 N Broad Strut Philadelphia PA 19141 (213) 324.7500 FAX (215) 324-0753 CCCS of Delaware Valley 1315 Markel Street, Suite 1325 Philadelphia, PA 19107 (213) 663.5883 FAX (215) 864.2866) CCCS of Delaware Vsky One Cherry HIM, State 215 Cherry Wa NJ 08002 (215) 583.5665 HACE 167 W. Allegheny, 2nd FI Philadelphia, PA 19t40 12t5) 426.8025 FAX (215) 426.9122 Housing Association of Delaware Valley 1500 Walnut Street, Suite 601 Philadelphia. PA 19102 (215) 545.6010 FAX (213) 790.9132 Media Fellowship House 302 S. Jackson Street Media PA 19063 F610) 605.0846 AX (651) 565.8587 Housing Association of Delaware valley 658 North Watts Strut Philadelphia. PA 19123 F2AX )(215 705-7614 ' PCCA 100 North 17TH Slreet.Suits 600 Philadelphia, PA 19103 (215) 587.7803 FAX (215) 9639941 Comm Devel. Corp of Frankfoid Group Ministry 4820 Grlscom Street Philadelphia PA 19124 (215) 7441990 FAX (215) 744.2012 American Credit Counseling Inslitwe 845 Coates St Coatesville PA 19320 (886) 2129741 144 E Deylb Peke King of Prussia PA 19408 610.971.2210 610.971.2210 755 York Rd, Suite 103 Warmvrsler PA 18974 PIKE COUNTY CCCS o neastern Pennsylvania 31 W. Market Street, POB 1127 Wilkes-Barre, PA 18702 fAX)(821-021710 51.80x922.9537 1400 Abington Executive Park, Suite 1 Clary Summdl PA 18411 (570) 5117.9163 or 800.922.9537 FAX (570) 5117.913419135 9 South 71h Street Stroudsburg PA 111360 (570) 420.11980 or 800.922.9537 FAX (570) 42x8981 OF TTER COUCN?Tr FM Action Corp. 135 West 4th Street Emporium, PA 15534 (814) 486.1161 FAX (814) 406-0825 SCHUYLKILL COUNTY Budget Counseling enter 247 North Fifth Street Reeding, PA 19601 (810) 375.7608 FAX (610) 375.7630 Even Oppom Cabinet of Schuylkill Co 225 N. Centre Street Pottsville. PA 17901 (570) 622.1993 FAX (570) 622.0429 , Commisslon on Econ Opplunity of Luz Co. 183 Amber Lane Wilkes-Barre PA 18702 825-0510 (57X)(570) 629.16 S E0aM22-0359 BEFORE FAXING 'FAX I(5455-4994 70455-5631--CALL EBEFORE FAXING (570) 8304090 TUNKHANNOCK CCCS of Lehigh Valley P.O. Box A Whitehall PA 18052 (610) 0214011 FAX (010) 821.8932 SNYOERCOUNTY Lrf.'Pennsylvania, Inc 2000 Lingkistown Road Harrisburg, PA 17102 (717) 541.1757 FAX (717) 5414670 Urban League of Metropolitan Hamsburg 2107 N. 6th Street Harrisburg PA 17101 17101 V 17) 54t•1757 AX (717) 234.9459 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg PA 17104 1717) 232.9737 FAX (717) 234.2227 SOMERSETCOUNTY ed or - linen lousing services R D,81. Box 384 Everett, PA 15537 (314) 6239129 FAX (OW) 623.1187 Bedlord-Funon Housmg Swvires 1954 Miry Grace Laoo Johnstown, PA 15901 FAX (814) 539.1688 CCCS of Western Pennsylvania. Inc 1 Norm Gale Square 02 Garden Comer Dive Greensburg. PA 15601 CCCS of Western Pennsylvania, Inc. 219•A College Park Plaza Johnstown PA 15004 (614) 539.6335 Tableland Services Inc. 535 East Maul Street Somerset. PA 15501 FAX (514) 443-3990 00.452.0140 SULLIVAN COUNTY 0 oMeenem Pennsylvania 1400 Abington Executive Ptak, State 1 Clarks Sum ift, PA 18411 (570) 587.9163 OR 1.500.922.9537 FAX (570) 587.913419135 31 W. Market St. Wilkes-Barre PA 18702 621-083 FAX)(570) 11211785 x922.9537 The Trehab Career of Northeastern PA 183 Elmira Street, P.O. Box 218 Troy, PA 16947 (570) 291.2101 FAX (570) 297.2799 German Street, P.0. Box 389 FAX1570)297.2799 V 70) 928.9668 AX (570) 925.8144 17 Cianon Street WeMSboro, PA 16901 (570) 724.3252 FAX (570) 724.5783 931 Man Street Honesdale PA 18431 (570) 253.0941 FAX (570) 253.4817 I 103 WarAn Street, P.O. Box 709 ' Tunkhannock, PA 18957 V 70) 838.8840 e AX (570) 836-8332 7 Lake Avenue, Box 339 Montrose, PA 18601 278-333 FSAX)(570) 2708 or 000.9112.4045 SUSOUEHANNACOUNTY LZL o onneeelarn enniryvents 1400 Abington Executive Park, Suite 1 Clarks Summit6 PA 16411 P 70) 357.9163 OR 1.800.922.9337 AX (570) 387.913419135 S 31 W. Markel St. Wekes-Barre PA 18702 1370) 821.0837 or 800.922.9537 FAX (570) 821.1785 The Trahab Center of Northeastern PA 165 Elmira Strut, P.O. Box 218 Troy, PA 16947 (570) 2971101 FAX (570) 2972759 German Street. PO Box 389 FAX (570) 297.2799 (570) 9289668 FAX 1570) 9266144 17 Crafton Street WeOSboio, PA 16901 (570) 724.5252 FAX (570) 7245783 931 Main Street Hanesdale PA 18431 (570) 2536941 FAX (570) 253.4817 103 Marren SOeel. P O Bo. 7r,9 TulAharnno[k, PA 18657 ' 1570) 8366840 FAX (5701 1!36 6132 7 Lake Avenue. Box 339 Montrose. PA 10801 278-3338 or 1 FAX )(570) 278.1889 800.9824045 TIOGA COON 0 on eastern Pennsylvania 1400 Abington Executive Park, State Clarks Summ01. PA 18411 (570) 587.9183 OR 1.500.922.9337 FAX (870) 587.913419133 31 W. Market St. Wlkes-Barre PA 18702 (570) 821-0837 or 800.922.9537 FAX (570) 821.1785 The Trehab Center of Norlhosstem PA 185 Elnka Sheet, P.O. Box 218 Troy, PA 18947 (570) 297.2101 FAX (570) 297.2799 German Street. P.O. Box 389 FAX(570)297.2799 V 70) 928.9868 AX (570) 928.8144 17 Crofton Street Wellsooro, PA 16901 (570) 724.5252 FAX (570) 724.5783 931 MM Street Honesdale PA 18431 V 70) 253.8941 AX (570) 2534517 103 Warren Street. R O. Bow 709 Tunkhannock, PA 18657 (570) 636.8840 FAX (57n) 819 'n^ 7 lake Avenue, Box 339 Montrose, PA 18801 FAX)(570) 27E4EE9•e0a9112.4015 UNIONCOUNTY ycorrung• anon Co Comm For Comm Action (STEP) 2138 Lincoln Street, P.O. Box 1326 Williamsport, PA 17703 (570) 326.0587 FAX (717) 322-2197 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 10002 (814) 944.8100 (814) 944.8100 CCCS of Northeastern Pennsylvania 1400 Abington ExecWv+ Park, Suss 1 Clarks $ummitt, PA 18411 F(570AX)(510)557-01587-9134 63 OR 1.800-922.9537 31 W. Market St. Wilkes-Barre PA 18702 821-083 FAX)(570) 821478500.922.9337 201 Basin Street W liamsporl, PA 17703 (570) 323.6627 FAX (570) 323.6820 VENANGOCOUNTY realer ns Community Action Committee 1 18 West Wit Street Ene. PA t6501 (814) 459.4501 FAX IBN) 456 0161 Jahn F Kennedy Center, Inc 20.1 East 20th Street Eve PA 16510 0141 "d -04u0 FAX 18141 5981243 '1 .nr._..s r...,. ..?... ,?.. .. ... ?. ,. ..? .. 1' r ._.......lr••-,..,.....live hiNV F.Wwrw.,.f4M.Y?,IY.IYYNr.r.LJr-Y?,1-??1V M„i-f.?.Y--txtl.•T «?,••.?-f w.! ', CCCS of Western Pennsylvants, Inc. YMCA Building • .339 North Washington Street Butler, PA 16001 (412) 252.7812 WARREN COUNTY aoorT.Wiih pion Center 1720 Holland Street Erie, PA 16503 1614) 453.5744 FAX (814) 453.5149 Greater Erle Community Action Committee 18 West 9TH Street Erle, PA 16601 V 614) 4594581 a - AX (614) 456-0161 German Street. P.O. Box 389 FAX (570) 297.2199 (570) 928.9688 FAX (570) 920.5144 17 Crofton Street Wellsooro. PA 16901 V 70) 724.5252 AX (570) 724.5783 931 Main Street Honesdale PA 18431 (570) 253.8941 FAX (570) 2534817 103 Warren Street, P.O. Box 709 Tunkhamock, PA 18657 570) 630-0640 FAX (570) 638-0332 WYOMINO COUNTY ommonconomicz Opportunity of Luzerne Co 163 Amber Lane Wilkes-Barre. Pennsylvania 18701 FAX )(57826-0510 OR 0) 2 829.1885-CALLBEFORE FAXING FAX (570) 455-4994 455-5631-CALL BEFORE FAXING (570) 836-4090 TUNKHANNOCK CCCS of Northeastern Pennsylvania 1400 Abk cn Executive Park, Suds 1 Clarks Srxmue, PA 18411 570) 587.9163 OR 1.600.922.9537 FAX (570) 587.913419138 Warren-Forrest Counties Economic Opportunity Council 1209 Pennsylvania Avenue, West P.O. Box 547 Warren, PA 16365 (814) 728.2400 FAX (814) 723-0510 WASHINOTONCOUNTY Action Housing, me- 425 6th Avenue, Bull@ 950 Pittsburgh, PA 15219 (412)(412)139 rya or (412) 281.2102 Community Action Southwest 22 West High Street Waynesburg, PA 15370 (724) 8524893 CCCS of Western Pannsylvords, Inc. 1 North Gale Square e2 Garden Center Drive Greensburg, PA 15601 CCCS of Western Pemsytvanis. Inc 33 N. College Street Washington PA 15301 (724) 222.8292 Housing Opportunities, Inc 133 Seventh Street McKeesport. PA 15132 F,AX)(41664-1590 2) 664-W13 Mon-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 112) 462.9962 Ax (412) 462-796 r' Credit Counselors of PA 401 Wood Street. Suite 900 ' Pittsburgh, PA 15222 (412) 330.9954 or 1(800) 737.2933 FAX (412) 330.9983 WAYNECOUNTY MS-M ooWsstern Pennsylvania 1400 Abington ExecLOn Park, Suite 1 Clarks Sumrtktt. PA 18411 V 70) 587.9163 OR 1.800.922.9537 AX (570) sa7.9t3419135 31 W. Markel St. Wilkes-Barre PA 18702 (570) 821.0837 or 600.922.9537 FAX (570) 11 9 South 71h Street Stroudsburg PA 18380 (510) 420.8980 or 600.922.9537 FAX (570) 420.8981 7 Lake Avenue, Box 339 Montrose, PA 16601 V 70) 276.3338 or 1.800.982.4045 AX (570) 278-1889 WESTMORELAND COUNTY Action Housing, Inc. 425 8th Avenue. Suite 950 - Pittsburgh, PA 15219 (412) 391.1938 or (412) 281.2102 FAX (412) 3914512 Community Action Southwest 22 West Nigh Street , Wsy Sburg, P3A 15370 (724J 82 v CCCS of Western Pennsylvania, Inc. 1 North Gale Square 82 Garden Center Drive Greensburg, PA 15601 1 (724) 838.1290 CCCS of Western Pennsylvania, Inc' 199 Edison Street Uniontown PA 15401 (724) 439.8939 Housing Opportunities, Inc 133 Seventh Street McKeesport, PA 15132 FAX ) (421664-0873 Mon-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 412) 462.9982 AX (412) 182.998 Indiana Co Community Action Program 827 Water Street, Box 187 Indiana, PA-95701 V 24) 485-2657 X (724) 465.5118 Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535.8556 FAX (514) 539.1685 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 1014) 445.9628 1.800-452.0149 FAX Ili 443.3690 Credal Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 336;9954 or t(800) 737.2933 FAX (412) 338.99133 31 W. Market St. Wilkes-Bans PA 18702 570) 821.0637 or 800.922.9537 Ax (s7o) 621.1765 The Transit Cher of Northeastern PA 185 Elmlrs Street. P.O. Box 218 Troy, PA 15947 (570) 297.2101 FAX (570) 297.2799 Garman Street, P.O. Box 389 FAX(570)2 966897.2799 FAX (51 0144 17 Crofton Street Wellsboro, PA 16901 ' (570) 724-5252 (570) 7245783 931 Main Street , Honesdale PA 18431 F570) 253.8941 AX (570) 2534817 103 Warren Street, P.O. Box 7b9 Tunkhannock, PA 18657 (s7o) 838.8840 FAX (570) 838.8332 7 Lake Avenue, Box 339 Montrose, PA 18801 (570) 278.3338 or 1.800.9824045 FAX (570) 278-1889 t YORK COQ rtwncan a rocs-Hanover Chapter 529 Carlisle Street Hanover, Pamsylvania 17331 (717) 637.3785 FA) (717) 637-3294 Housing Council of York 116 North George Street York, PA 17401 (717) 854.1541 FAX (717) 645.7934 CCCS of Western Pennsylvania, Inc 2000 Lingleslown Road Harrisburg, PA 17102 CCCS of Western Pennsylvania. Inc 912 South George Stroll York, PA 17403 (717) 8494176 Adams County Housing Authority 139-143 Canisie SI Gettysburg PA 17325 (717) 334.1518 FAX (717) 334.8326 The Tmhab Center of NorR'eastem PA' 185 Firriva Street, P.O. Box 218 Troy, PA 16947 (510) 291.2101 PAY r47n, 007.9700 ACT 91 NOTICE TAKE ACTION TO SAVE __ -- YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage-on your home is in default, and tiie lender intends to Foreclose. Specific information about the nature of the default is provided in the attached pages. The HOh"EOV"INER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able This Notice contains important legal information. It you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney In your area. The •local bar association may be able tq help you find # lawyer. • e LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A dONTINUAR VIVIENDO EN SU CASA. Si NO COMPRENDPE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMEROWENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE'ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY ©E_E.4LQLBjEjp FINANCIAL?L $$J?TANCE VVHIC?L N YOUR Oh1E FROM FOB=-$-JR-?-AfJD HGIP YOU hIAKE EUJkl4 MORTGAGE PAYMENTS ' (Persons with impaired hearing can call (717) 700-10691. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. CONSUMER CREOIT COUNSELING AGENCIES T- If you meet with one of the con- sumer credit counseling agencies listed at the end ofthis notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. for the county in which the prope[y is located are set forth at the e6d of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your Intentions. i APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgagee is in default for the reasons set forth later in this Notice (see following pages for spegfic information about the nature of your default). If you have tried'hnd are unable to resdlve this problem with the lender, yqu have thelight to apply for financial assistance from the F(omeowher's Emergenpy'Mortgage Assistance'Program. To do so, you must fill out, sign and,file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU N1l1ST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL.TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Avai!abla funds for emergency rortgage assistance are very limited. They will he disbursed by the Agency under the eligibility criteria established by the Act. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a tempo- rary stay of foreclosure on your mortgage for thirty (30) days from the date of this No- tice. During that time you must arrange and-attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. jHI$ MEET. cam. Mortgage August 10, 1999 Nitional City Mortgage Co. 0232 Newmark Drive • Miamisburg. Ohio 45342 Telephone (937) 910.1200 Mailing Addresst P.O. Box 1820 Dayton. Ohio 45401.1820 Julie E Bay 616 Bloserville Rd Newvi;le PA 17241 Loan No. 095323-0 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE )DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt:. h?ld by the above lender on your property located at: 616 Bloserville Rd Newvill6 PA 17241 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 6/1/99 through "/1/99 and the following amount(s) are,now past due: Monthly Payments 3,066.33 Late Charge's 107.31 Other Fees 24.25 Less Suspense Balance .00- Total Due 3,197.89 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT R the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 3,197.89, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check National City Mortgage Attn: Collection Cashier 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following act-..u THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable) DR673 FTA Page 1 The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If yotrhave filed bankruptcy, you can still apply for Emergericy Mortgage Ass(stance.)- IF YOU DO NOT CURE THE DEFAULT(see page 11- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise Its rfahts to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgage property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off thefnortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings againstyou, you will still be required to pay the reasonable attorney's.fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys, fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will betadded to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (301 DAY period you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage, i Mull I I v turd I rft UtrNUL I PRIUR TO 5HERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approxi- mately FOUR(d) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. . foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Cur- ing your default in the manner set forth in this notice will restore your mortgage to the same position as If you had never defaulted. HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number:•1-800-523-8654. Fax Number: (937) 910-4057 Contact Person: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your - - ownership of the mortgaged property and your right to occupy it: If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishing and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE-You may or may not be able to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional Informa- tion please contact the Collection Dept., r• YOU MAY ALSO HAVE THE RIGH TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTIT,UTIOTI TO PAYOFF THIS DEBT. , .. • . . TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE. HALF. , TO HAVE THE MORTGAGE RESTORED,-TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN TgREE TIMES IN ANY CALENDAR YEAR.) •:, t TO ASSEf3T THE NQNEXISTENCE OF.OEFAULT IN ANY FORECLOSURE PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU- MENTS. TO ASSERTANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ADAMS COUNTY nun i ross- Hanover Chaplet 529 Carlisle Street Hanover, Pennsylvania 17331 FAX)(71037-3785 7) 637.3294 CCCS of Western RA 2000 Lingleslown Road Harrisburg PA 17102 717) 541.1757 FAX (717) $41.4570 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 7152.3285 Adams County Housing Authority 139.143 Carksle St Gettysburg PA 17325 (717) 334.1510 FAX (717) 334.8326 ALLEGHENY COUNTY Is_ lifer ante ousmg Finance Agency (Marcia Hess) 2275 Swallow Hill road. Bldg 200 Pittsburgh, PA 15220 (412) 429.2642 FAX (417) 4294835 Credit Coun$Ali of PA 401 Wood Street. Suits 908 Pittsburgh. PA 15222 FAX)(412) 336.9963(000) 7]7.29]3 Action Housing, Inc. 425 6th Avenue. Suits 950 Pittsburgh, PA 15219 (112))033 -195880or (412)251.2102 or 792 FAX (412)491.4512 Community AcOOn Southwest 22 West High Street Waynesburg, PA 15370 (724) 052.2693 ,• CCCS of Western Pennsylvania;-6. 309 Smithfield Street Pittsbut h, PA 15222 (412) 471.7584 Housing Opportuntas 173 Seventh Street McKeesport PA 15132 (412) 684.1908 Fax (412) 664-0873 Urban League Of Pittsburgh Bklg. For Equal Opportunity One Smithfield St Pittsburgh PA 152222:22 (412) 227.4802 FAX (412) 2515201 Mom Valley Unemployed Commilled 120 E. 3m Avenue Homeelead. PA 15120 (412) 4620982 ARMSTRONG COUNTY `LL, b r 1%aslmn Ifen?iaiv4nt4 luc 217 E Ptunx Road AllootlJ PA 16602 (614) 944.8100 of 1514) 944.5747 Indiana Co. Community Action Program 827 Water Street, Box 187 Indiana PA 15701 (724) 485.2857 FAX (724) 485.5118 Credit Counselors of PA 401 Wood Street. Suite 905 Pittsburgh. PA 15222 (412) 378.9954 or 1(800) 737.2937 FAX (412) 3781 BEAVERCOUNTY Action Housing. nC. , 425 611% Avenue. Suite 950 Pittsburgh, PA 15219 F412) 391.1956 AX (412) 391.4512 CCCS of Western Pennsylvania, Inc. 971 Third Street Beaver, PA 15009 (723) 774.0795 Housing Opportunities of Beaver County, Inc. 650 Corporation St. Suits 207 1 Beaver, PA 15009 ' (724) 726-751 t Mon Valley Unemployed Committee 120 E. 90. A An.e )40mestead, PA 15120 412) 462.9962 4121 482.9964 Housing Opportunities Inc. 137 Seventh Street P.O. Box 9 McKeesport PA 15174 Credit Counselors of PA 401 Wood Street. Suite 006 Pittsburgh, PA 15222 FAX)(338.9 54 or 1(800) 777.2933 338-9963 BEDFOROCOUNTY eel or u. n ousng Services 10241 Lincoln Highway Everett. PA 15577 (814) 623.9129 ' FAX (814) 623.7181 CCCS of Weslem Permsylvan i. Inc. 217 E. Plank Road Ahoons PA 16802 (614) 944.8100 FAX (014) 944.5741 Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 1590t (814) 575.8556 FA)( (814) 539.1633 T4clelaod Services. Inc 535 East Main Sueet Somerset PA 15501 17141 445.)623 or 1-d:0-452 3141 FAX (5141 4414690 V1e3lhenaation GCICd 917 IJ4hlitt .51'ee1 Huntngdan. PA 18652 (314) 3432341 CCCS of Lehigh Valley 3871 Crescent Court East Whitehall PA 16052 (610) 8214011 or 800.220.2733 (814) only FAX (610) 821.8932 Economic Opportunity Cabinet of Schuylkill County 225 N. Centre Street Pottsville. PA 17901 717) 622.1995 FAX (717) 6224429 Community Housing Counselor, Inc. P.O. Box 244 Kennett Square, PA 19346 (610) 444.3682 FAX (610) 4444243 GLAIR COUNTY eel dd• unon Housing Services R.0,01. Box 384 Everett, PA 15537 (814) 623.9129 FAX (814) 623.7107 Keystone Economic Development Corp 1954 Mary Grace Lane ' Johnstown eA 15901 (614) 535.6558 FAX (514) 539.1666 ' CCCS of Western Pennsylvania. Inc, 217 E. Plank Road Altoona PA 16602 (814) 044.6100 or (514) 944.5747 Weatherlaation Office 917 Mifflin Street Huntingdon, PA 18652 :(014) 643 2343 BRAOFOROCOUNTY i fte3 o Northeastern Pennsylvania 1400 Abington Executive Park. Side 1 Clarks Summitl, PA 18411 '(FAX)(570) 51a7.913419e35 9221 SJ7 • :. 31 W. Market St. Wilkes-Barre, PA 14102 82 -0113 FAX)(570) 8217178500-922.9537 9 South 7th Street Stroudsburg PA 183050 (570) 420.8980 or a00.922.9537 FAX (570) 420.59d1 1631 S Athenbn St. Suite 100 State College, PA 16801 (314) 273468a FAX (314) 2333553 The Trenab Caner :I -- 7e3slem PA 10 Public Avenue Montrose. PA 13d01 ;570) 279.3314 of 3Cr.13, 4x45 FAA (570) 277.1539 193 Elmaa Slreel P J Box 213 Tiny. PA 1394' (570) 237.2101 Ge1m4n ;u±051. P J duo 339 Cusnora PA 19514 1579) 92d•9663 FAX (5701 Wil 1144 (Rev. 6199) 33 Walnut Street Wedsboro, PA 15901 (370) 724.5252 FAX (570) 724-5753 931 Main Street Honesdale PA 15431 (570) 253.5941 FAX (570) 253.4517.. BUCKSCOU TY can ouslnq orpaation 848 Nonh Broad Street Philadelphia, PA 19130 (215) 765.1221 FAX (215) 755.1427 Northwest Counseling Service 5001 Nonn Broad Street Philadelphia , PA 19141 (215) 324-7500 FAX (215) 324.8753 Bucks county Housing Group, Inc 140 East Richardson Avenue Langhorne, PA 19047 (213) 7504310 FAX (215) 7504318 CCCS of Delaware Valley ISIS Market street • Suite 1325 '•u14441phia PA 19107 (215) 587.5563 FAX (215) B64.2666 RACE 167 Allegheny Ave 21 Fl. Philadelphia, PA 19140 (215) 426.5025 FAX (215) 426.9122 CCCS of Delaware Valley Trevose Corporate Center 4606 Street Road Trevose PA 19041 (213) 563.5885 Community Devel. Corp of Frsnkford 4820 Gnscom Street Philadelphia, PA 19124 (215) 744.2990 FAX (215) 744.2012 CCCS of 1ehigh Valley 3671'Creseent court East Whnehalr PA 18052 P 10) 521.401 OR 800420-2733 AX (610) 821.5932 American Credit Counseling Institute 845 Coates St. Coatesville PA 19320 (888) 212.6741 t44 E Ceka:b Pbe King of Prussia PA 194C6 610-271-2210 FAX (610) 265.4814, 755 Y P1 Suite 103 Wormms:er PA 1537-1 1215) 444.9429 FAX (215) 956.6344 BUTLER COUNT'/ AC: on nou4.rg. 'inc. 425 din A'lenue. Suite 950 Pdtsbwgn, PA 1521 ) (413) 391.1956 of 14121 231.2102 FA.< (412) 301.4512 :i 41 ti.eslenl PA -?.w.u.}...n-n-- .. r..... .. .. .. ?n-?..r..-rc.v_.?e.?_w...?...-+axa...?r-r...r-•.t.r..w......ur.iU•+:YM1-«1?w1•.?.e ..w'.?.?.+r.•wlhM•n1r? Housing. Oppotidnitles, Inc. 650 go4)orate St.. Suite 207 MCKeespon, PA 15132 1412) 684.1590 FAX (412) 664-0873 Mon-Valley Unemployed Committee 120 E. 9111 Avenue Homestead, PA-15120 (412) 462.9962 FAX (412) 452.9964 Housing Opportunities Inc, 133 Seventh Street P.O. Sax 9 a McKeesport. PA 15134 412) 564.1906 AX (412) 684.0673 d Credit Counsebrs of PA 401 Wood Street, Suite Net Pittsburgh, PA 15222 36-9954 F4AX)(412) 336.9963(600) 7]7.29]] CAMBRIA COUNTY ad o6-f rd- ultot n i o sing Services R.D 01. Box 384 Everett. PA 15537 (614) 623.9129 FAX (814) 823.7187 CCCS of Western PA 217 E. Plank Road Altoona PA 16602 (814) 944.6100 FAX (514) 944.5747 Indiana County Community Action Program 427 Water Street. Box 187 Indiana. PA 15701 (412) 4654657 FAX (412) 465.5118 Kaysicro Ccon Development Carp 1954 Mary Grace Lane Johnstown PA 15901 (814) 575.6556 FAX (814) 539.1688 CCCS of Wsstem PA 219•A College Park Plaza Johnstown PA 15904 (814) 539.6335 Tableland Services, Inc 535 East Maia Stool Somerset PA 15501 gp•600.452.0149 FAX)(814) 443-:36 CAMERONCOUNTY Normern ter ommumty Action Cord P O. Box 389 135 Wast 4th Street , Emporium, PA 15834 (814) 486.1161 FAX (614) 486.0825 CCCS of Weslan PA 211 E. Plank Road Altoona PA 16602 (814) 944.8100 FAX (814)944.5747 CCCS of Westen PA 217 E. Plank Road Altoona. PA 16601 18141 9446100 FAX i414) 944.5747 CARBONCOUNTY ECC 0 acrNyikdl COunly 225 N C4nlre Street Pottsville. PA 17901 1570) lr'K '..( iWC, . _ 1:4:9 CCCS of Lehigh Valley 3671 Cresenl Court East Whitehall PA 18052 810.821.4011 or 800.220-2733 570 6 814 only for 8008 FAX (510) 821-0137 CCCS of Northeastern Pennsylvania 1400,Abington Executive Park. Sure 1 Clark3 SummnL PA 18411 (570) 587.916] OR 1.800.922.95]7 FAX (570) 587.9174/9135 31 W. Markel St. Wilkes-Barre, PA 16702 (570) 821.0837 or 800.922.9537 FAX (570) 821.1785 9 South 701 Street Stroudsburg PA 18360 (570) 420.8980 or 800.922.9537 FAX (570) 420.8951 1631 S Atherton SL Suite 100 Slate College, PA 16801 (814) 238.3668 FAX 1814) 238.3669 Commission on Ecorrolvics Opportunity of Will County 163'Amber Lane Wilkes-Barre. PA 18702 r (570) 118.0510 OR 1.800.822.0359 FAX (SID) 629.1665•-CALL BEFORE FAXING. (570) 4p 5-4994 HAZELTON FAX (510) 455.5631-CALL BEFORE FAXING 1 (570) 836.4090 TUNKHANNOCK CENTRECOUNTY CCCS a Western Pennsylvania, Inc 217 E. Plans Road Altoorb. PA 18602 (814) 944.8100 FAX (614) 944.5747 Lyeoming•Climan Co Comm For Community Action (STEP 2138 Lincoln Street P.O. Box 1328 Williamsport, PA 17703 (570) 328.0587 FAX (570) 322.2197 CCCS of Narthe3sl4u1 PA 1831 S. Atherton St. Suite 100 Slats College PA 16801 (814) 238.3668, FAX (814) 23.8-1659 CCCS of Northeastern PA • 201 Basin S"m Williamsport. PA 17703 1570) 326.0587 FAX (570) 322.2191 CHESTERCOUNTY corn Housing orporation 848 North Broad Street Philadelphia, PA 19130 1215) 75S•1221 FAX 1215) 755.1427 Northwest Counseling Services 5001 N Broad Street Pniadelphia. PA 13141 (2-15) 3:4.7500 F s ( (:151 3241753 Budge) caun3eang leant", N' florin Fin, Street Priding PA 11x01 0101 315.7868 FAX 011111 3'5 'i]v ''CCs if Celiw.ve y.10ny 1515 k1A1kt1 st"oeI :imlU I)Zo pp"U'lelpnq PA t')107 121 of :°ii . RACE 167 W. Allegheny Ave. 2nd Fl. Philadelphia. PA 19140 (215) 426.8025 FAX (215) 426.9122 Community Housing Counseling Inc P.O. Box 244 Kennett Square. PA 19348 (510) 444•3882 FAX (610) 444-d243 Media Fe'lowship House 302 S. Jackson Street Media, PA 19063 (610) 585.0848 FAX (610) $65.8587 Phis Council For Community Adv 100 North t7m Strut. Suite 600 Philadelphia, PA 19103 (215) 567-7803 . FAX (215) 963.9941 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 (717) 397.5182 OR 1.600.786.5082 IH 0 only) PAX 1717) 3994127 Community Dever. Corp of Frankfort! coup ministry 4820 GriSCOm Strut • Philadelphia, PA 19124 (215) 744-2990 FAX (2151 744.2012 American Red Cross of Chester 1729 Edgemont Avenue ' Chester, PA 19013 1610) 874.1484 CCCS of Ceuviare V234Y Marshall Building 790 E. Market St. Suite 215 West Chester, PA 19382 ' (215) 583•5685 American Credit Counseling Institute 645 Coates St Coalil PA 19320 (1168) 2126741 144 E. Dekalb Pike King of Prussia. PA 194C8 (810) 971.2210 1 FAA (610) 2664614 755 York Rd Suite 103 t Warminster PA 18974 (215) 444.9429 FAX (215) 956.6344 CLARION COUNTY o yestern ennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 (412) 262.7612 CLEARFIELD COUNTY Keystone cconomlc ueveiaoment Corporation 1954 Mary Grace Lare Jann3lown PA 15901 (8141 535.55r.A FA:( 14141 579.1981 irdiana Ca Community Action nr.grtm 3.1" 1 j,.-, Strip! eat 137 Iry y.1 nA 15,01 I'V; 4ri 5.25 S' Feu 141:1 495.5113 l -'; JI I - ... w..l 1111.. 217 E PI.u• 1.5141 9448160 CAI 11.4 141 ?•4• CCCS of Northeastern PA 1631 S Atherton St., Suite 100 State College, PA 18801 (814) 238.3668 FAX (814) 238.3669 CCCS of Western PA 219•A College Park Plaza Johnstown PA 15904 (814) 539.6335 CUNTON COUNTY yCommg• lmton Counties Commission Far Community Action (STEP) 2138 Lincoln Street -_ PA BOKJ328.-- - ._----- Wllliamsport. PA 17703 (570) 326.0387 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S Atherton SI.. Suite 100 State College. PA 16801 (814) 238.3668 FAX (814) 238.3669 CCCS of Ncrthestern PA 201 Basin Street Williamsport, PA 17703 (570) 323-0821 FAX (570) 323-0628 COLUMBIA COUNTY 0 onneastern Pennsylvania 31 W. Markel Street P.O. Box 1127 Wilkes-Barre. PA 18702 .08 FAX)(370) 8217108 1.600.922.9537 1400 Abington Executne Park, Suet .Clarks Summilt. PA 18411 V 70) 567.9183 or 800922.9537 AX (570) 587.917419135 Commiision on Economics CP:OM ktY OI Luzerne County 163 Amber Lane WAss-Barre. PA 18702 (570) 826.0510 OR 1.800.822.0359 FAX (570) 8:9.1665-CALL BEFORE FAXING (570) 455.4994 HAZELTON FAX (570) 455.5631--CALL BEFORE FAXING (570) 838.4090 TUNKHANNOCK CRAWFORDCOUNTY ooker ashington Center 1720 Hollandr treat Erie. PA 1650 (614) 453.5744 FAX y614) 453.5749 Greater Eno Community Action Committee to West 9th Street Eno. PA 16501 1814) 459.4581 FAX (814) 458.0161 John F. Kennedy Center, Inc 2021 East 20th Street Ere PA 16510 (814f 695.0400 FAX 1614) 698.243 i Shenango Valley Urban Le3qua. InC 501 Indiana Avenue Fannlt. Pi 14", 141;1 991.5310 CUMBEPLANO co;enN-r , yl lie Sitm 'I:Ib lria na 2000 L ngieslovin Rail Hamsbwg PA 17102 .1. r4.,t.5. FA, 1.171 5414870 .. ..,..r.r•rr-.,,r•.rr?.+..•..a. • -n-.w •..... ..? .-...... ?.?.... •-•i-??..•.•.r... •.., _-•..._. _.. r..•..w 4:?'.. r.«. u-.f..wn•r-,-'gYf'I Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762.3285 Urban League of Metropolitan Harrisburg N. 6th Street Harnsburg, PA 17101 F717) 234.5925 AX (717) 234.9459 YWCA of Carlisle 301 G Street 4 Canlisle, PA 17013 _.. 17) 243.3818 FAX (717) 731.9589 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232.9757 FAX (717) 234.2221 Adams County Housing Authority 139.143 Carlisle SL Gettysburg, PA 17325 717) 334.1518 FAX (717) 3344325 DAUPHIN COUNTY o stern annsylvanb, Inc. 2000 Ungleslow l Road Hamaburg, PA 17102 (717) 541.1757 FAX (717) 5414870 Urban League of Metropolitan Harrisburg 2107 N 8th Street Harrisburg, PA 17101 F717) 234.5925 AX (717) 234.9459 Community Action Commission of 1116 Capital Region 1514 Derry Street Harrisburg PA 17104 ) 232.9757 2 (717) 234.2227 ARE COUNTY DO W Acom Hoess G rpa+tlon 846 Nodh Broad Street Philadelphia, PA 19130 (215) 785.1221 FAX (215) 765.1427 Northwest Counseling Sella 5001 North Broad Street Philadelphia, PA 19141 324-7500 FAX )(215) 324-8153 •r. CCCS of Delaware Valley 1515 Market Streel•Suas 1325 Philadelphia, PA 19107 (215) 563.5885 FAX (215) 864.2668 MACE 167 W. Allegheny Ave.. 2nd Floor Philadelphia, PA 19140 (215) 428.8025 FAX (215) 428.9122 Media Fellowship Hausa . 392 5 Jackson Street MadiJ. PA 19083 (810) 555-084d FAX (010) 565.8507 CJ , mu,t'/ HauLng C:w`sd!ar, IrC. P.O. Boo 244 Kerven ScIUJre PA 19348 (610) 444.3662 FAX (dt0) 444.0243 Philadelphia Council For Community Adv 100 Nonh 17th Street Suite 500 Philadelphia, PA 19103 (215) 567.7803 FAX (215) 963.9941 Community Devel Corp of Frankford Group Ministry 4620 Grlecom Street Philadelphia, PA 19124 (215) 744.2990 FAX (215) 744.2012 American Red Cross of Chester , 1729 Edgmont Avenue Cheater. PA 19013 (610) 874.1484 CCCS of Delaware valley 280 North Providence Road Media, PA 19083 (215) 583.5885 ACCI 175 Strafford Ave, Suite 1 Wayne PA 19087 V 810) 971.2210 AX (610) 687.7860 ACCI 144 E. Dekalb Pike King of Prussia. PA 19406 , (614) 971.2210 rl EL COUNTY John Kennedy Center, Ina 1 2021 East 20th Street ' Erie, PA 16510 (814) 598.0400 1 FAX (614) 698.1243 ,Nbnhem Tier Community Action Corp P.O. Box 389 135 Well 434 Street Emporium, PA 15834 (814) 486.1161 FAX (814) 488.0825 ERIE COUNTY Booker Washington Center 1720 Holland Street Erie. PA 18503 r 14) 453.5744 AX (514) 453.5749 Greater Erie Community Action Committee 16 Wail 9tNstreet Erie, PA 16501 (814) 454.4581 FAX (814).458.0161 John F. Kennedy Center, Ind. 2021 East 20th Street' Erie, PA 18510 (814) 898.0400 FAX (614) 898.1243 FAYETTE COUNTY cation Housing. Inc. 425 8th Avenue, Suite 950 Pnlsturgh, PA 15219 (412) 391.1956 or (412) 251.2102 FAX (412) 391.4512 Community Action Saulrwest 22 'Nest H-gn Slicer PJaynesburg. PA 15370 (724) 1•.32593 CGCS of ':Jestmn I'!rn.,, 1113. 10:; I ,room Gate S;u.trs s2 Gallen Cerl!r Crn! 611e1140urj, PA 15601 (724) 113.1290 FJyelld CO CJnnnumt/ Ai!i;n Agency. Inc FAX (412) 437.4415 Tableland Services Inc. 121 Nanh Center Avenue Somerset. PA 15501 (814) 445.9626 FAX (814) 4434890 CCCS Of Western PA 199 Edison Street Uniontown PA 15401 (7241439-8939 Mon-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462.9962 FORESTCOUNTY +rten• orrest ountles Economic Opportunity Council 204 Liberty Street Post Office Box 547 Warren. PA 16365 (814) 726.2400 FAX (814) 723.0510 FRANKLIN COUNTY Fancier Semces niimrlea in 31 West 3rd Street Waynesboro. PA 17258 (717) 762.3285 YVYCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243.3815 FAX (717) 2434948 CCCS of Wdslarn Pennsylvani5, Inc. 912 South George Street York, PA 17 403 (717) 848.4176 American Red CraiS-HJnover Chapter 529 Carlisle Street Hanover, PA 17331 (71 637-378 FAX)(717) 837-3294 r Community Action Commission f Capital Region 1514 Derry Street Harrisburg, PA 17104 y (717) 232.9757 FAX (717) 234.2227 Urban Lague of Metropolitan Hbg 2107 N 6th street 1 Harrisburg. PA 11101 •1717) 234.5925 ?FAX (717) 234.9459 CCCS or Western PA 2000 Linglestown Road Harrisburg, PA 17102 (717) 541.1757 FAX (717) 541.4670 Adams County Housing Authority 139.143 Carlisle St. Gettysburg. PA 17325 (717) 334.1518 FAX (717) 3345328 FULTONCOUNTY !Srotd.runcn Housing Sarv¢as RD at, Bo. 314 E•era'L PA 15537, (514) 823.9129 F.t.r 1114) 027..,4. :.n iruJl C.n:ns!arg S!na rs or Fr3nvnn 31 'Nast Std 31111! 1•Jaynasparo, PA 17256 ^171 742.3:95 • ;f '. /e 4tnn Penns,Nar',J. 10C. '!12 Sown GeUJd SIIeel ym• Ps 174-31 Wealharlsatlon Office 917 MI811n Street Huntingdon. PA 16652 (814) 843-2343 OREENECOUNTY clan Housing, Ina 425 61h Avenue, Suite 950 Pittsburgh, PA 15219 FAX)(391.1956 of (412) 281.2102 Mon-Valley Unemployed Committee 120 E. Stn Avenue Homestead, PA 15120 (412) 462.9962 FAX (492) 462.99&1_ ._..... _ Community Action Southwest 22 West High Sheet Waynesburg, PA 15370 (724) 852.2593 FAX (412) 827.7713 CCCS of Westem Pennsylvania, Inc 1 North Gate Square J2 Gar,-an Center Onve Greensburg, PA 15601 (724) 838.1290 HUNTINGDON COUNTY ea old, ulton Housmg Services RO 1, Box 384 Everett. PA 15531 814) 623.9129 FAX (814) 623.7187 CCCS of Westem Pennsylvania, Inc. 217 E. Plank Road Altoona. PA 16602 (914) 944.8100 FAX (814) 944.5747 Wealherlcation Office 917 Mifflin Street Huntingdon, PA 16852 (814) 543.2343 INDIANA COUNTY a -stem Pennsylvania, Ina 1 North Gate Square 82 Garden Center Drive Greensburg. PA 15601 (724) 839.1294 Indiana Co. Community Action Program 627 Water Street. Box 187 Indiana, PA 15701 (724) 485.2657 FAX (412) 465.5116 Keystone kconomic Development Corporation 1954 Math Grace Lane ]ohnstown. PA 15901 (814) 535.8558 FAX (814) 539.1688 CCCS of western PA 219•A College Park Plus Johnstown PA 15904 (814) 539.8335 JEFFERSON COUNTY Jahn ennedy enter. Inc. 2921 East 20th Street Eve, PA 16510 ' (444) 898-0400 FLY (314) 398.1;43, CCCS JI `,.-stem Pnnrsy,raria. Ire. YMCA Budding 339 riorm ':Jasnmgicn Saw Butler, PA IeCOt 1.24) 232 7512 Indiana CJunly CJmmun.ff ACOdn Program 827 Water Sheet, 004 187 md,ini. PA 15701 i^ a 165.2357 - ,.._ r r .. - ? •.._ _ A. * W'r??V?•w . _. ... Y - w L• .. ,- ... 11 - .. .w••= JUNIATA COUNTY =_M ?aslsrn Pennsylvania. Inc. 217 E. Plank Road ' Altoona, PA 16602 814) 944.8100 FAX (814) 944.5147 Wealhedtstlon Office 917 Mifflin Street HunUngdon, PA 15652 (514) 843.2343 LACKAWANNA COUNTY cCCS 0 onheastern onnsylvania 31 W. Markel Street P.O. Box 1121 4 Wlkes•Bam, PA 18702 (570) 521-0537 OR 1.800.922.9537 -FAX (570)821.1785-i---_. 1400 Abington Exeatlve Park, Suite 1 Clarks Summilt. PA 18411 V 70) 587.9163 or 800.955.9537 AX (570) 587.913419135 LANCASTER COUNTY dmmunr y _Rousing Ounaaldre, Incorporated P.O. Box 244 Kennett Square, PA 19348 (215) 444.3652 FAX (215) 444.7178 CCCS of Lehigh Volley 3671 Crescent Court East Whitehall. PA 10052. 821 (717) 8 (81 010r -800.220.2733 FAX (I15) 821.8932 LEHICH COUNTY o enpn seey 2871 Crescent Court East Whitehall, PA 18052 (610) $ 1.4011 OR 1'800-220.2733 1814) ONLY F(810) 521.8932 omlc Opport Cabinet of Schuylkill Co 225 North Contra Street Pottsville, PA 17901 (570) 6224995 FAX (570) 622.0429 LUZERNE000NTY 0 ortheastern Pennsylvania 31 W. Market Street P.O. Box 1127 -` Wilkes-Barre, PA -18102 FAX)(a2i le 10 y 1.800.922.9577 821 1400 Abington Executive Park Suite 1 Clads Summilt, PA 18411 80 F5AX)(570)6587.9134 901352.9537 CCCS of Westem Pennsylvania. Inc. YMCA Building 339 North Washinglon Street Butter, PA 16001 (724) 282-7612 MIFFLIN COUNTY d estem Pennsyvanis, Inc. 217 E. Plank Road Altoona PA 16602 (1114) 944.8100 FAX (514) 944.5747 Wealherltatlon Office 917 Mifflin Street Huntingdon, PA 18652 (614) 643.2343 CCCS of Northeastern PA 1631 S Atherton St - Suits 100 State College PA 18801 FB ) 238-3668 AX (814) 238-3669 MONROE COUNTY EZZ3717Ureastern Pennsylvania 31 W. Market Street P.O. Box 1127 'Wilkes-Barre, PA 18702 (570) 821.0637 OR 1.800.922.9537 FAX (570) 821.1785 1400 Abington Executive Park Suite 1 ',Clarks Summilt PA 18411 1570) 587.9163 or 800.922.9537• FAX (570) 587-713419135 9 South Ith Street Stroudsburg PA 18360 420-8980 FAX)(570) 420.898BG0.922.9577. Comm ad Econ Opp of Lucerne' County 163 Amber Lane Wilkes-Bane, PA 18702 ' (570) 828.0510 OR 1.600.822.0759 FAX (570) 029.1665-CALL BEFORE FAXING (570) 455.4994 HAZELTON FAX (570) 455.5831-CALL BEFORE FAXING (570) 8364090 TUNKHANNOCK Media Fellowship House 202 S. Jackson Street Media, PA 19063 (610) 565.0640 Phila Council For Community Advmnl 100 North 171h Street, Suite 600 Philadelphia, PA t9103 1215) $67.7003 FAX (215) 983.9941 American Credit Counseling Inslllute 845 Coates St. Coatesville, PA 19320 (888) 212.8741 144 E. Ookslb Pike King) of P ssia PA 19406 971210 FAX (610) 2854814 755 York Rd., Suite 103 Warminster PA 18974 (215) 444.9429 FAX (215) 956.8744 MONTOURCOUNTY CCCS 0 onneastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes•Bane, PA 18702 FAX)1021-6217178 1.800.922.9537 Comm. on Econ Opportunity of Lucerne County 167 Amber Lane Wilkes-Barre, Pennsylvania 18702 (570) 526.0510 OR 1.800.822.0359 „ FAX (570) 829.1665-CALL BEFORE. FAXING (570) 455.4994 HAZELTON ' FAX 1Q70) 455.5831-CALL BEFORE. FAXIIT (570)8264090 TUNKHANNOCK 1 CCCS of Western Pennsylvania. Inc. EOC of Schuylkill County 912 South George Street 225 Flonh Centre Street York, PA 17403 Pottsville, PA 17901 (717) 8484176 (570) 622.1995 FAK {570) 822-0429 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 (117) 397.5102 OR 1.600.700.5062 FAX (717) 2994127 LAWRECICE COUNTY o ss ern erneylvanla fit Federal Plata•Sulle 406 North Mill Street New Castle, PA 16101 (724) 652.6014 312 Chestnut Street. Suite 227 Meadville PA 16335 (814) 333.8570 hensngo Valley Urban League, Inc, 601 Indiana Avenue Farrell, PA 16121 r (724) 9513310 Housing Opportunities of Beaver County 650 Corporation St., Suite 207 Beaver, PA 15009 (724) 726.7202 FAX (412) 728.7202 LEBANON COUNTY conomld pponunay Cacinel of Schuylkill County 225 North Centre Street ' PClisvilla. PA 17)01 (610) 8224995 FAX (571) 622 ^4:.9 rjeor ;aminwvly Server. Inc 439 E King Slreel Lancasler, PA 17502 (717) 397.5182 OR I•a00.750.5x62 FAX (711) 399.41127 LYCOa11NG COUNTY CM-orlTo-nhesslern Pennsylvania 31 W. Markel Street P.O. Box 1127 Wilkes-Barre, PA 10702 ism 470) 8217108 1.800.922.9537 FAX 1400 Abington Executive Park Suite 1 Clarks Sumnitt, PA 10411 -92 FAX)(570)95a7.9134191 35 2-9537 201 Basin Street Wdllamsponl'PA 17703 (570) 723-6627 FAX (570) 3778626 Lycoming-Clinton Counties Commission For Community Action (STEP) 2138 Lincoln Street P.O. Box 1328 Williamsport, PA 17703 (570) 326.0507 FAX (570) 322.2197 MONTGOMERY COUNTY Acchl Housing Corporation 848 North Broad Street 'Philadelphia, PA 19130 ,(215) 765.1221 (,FAX (215) 765.1421 - Northwest Counseling Service 5001 N. Broad Street Philadelphia. PA 19141 (215) 324.7500 FAX (215) 324.8753 CCCS of Delaware Valley Norristown Business Center 190 W. Germantown Pike. Suite 140 Norristown PA 19401 (215) 583.5665 1400 Abington Executive Park, Suite 1 Clarks Summilt, PA 18411 -92 FAX)(570) 587-9587163-91or38!001 ] 52.9577 NORTHAMPTON COUNTY o e,g aey ]071 Crescent Court East Whitehall, PA 18052 1121 (717)11 (814)11 OR 1.800.220.27]] FAX (610) 821.8932 NORTNUMBERLANO COUNTY L o Nonneaslem enmytvanis 31 W Markel Street P.O. Box 1127 WiII(es-Barre, PA 18702 570) 021.0837 OR 1.800.922.9537 FAX (510) 821.1785 1400 Abingtoa Executive Park Suite 1 Clarks SumrtkU, PA 18411 567-91 FAX)(570 557 9134191352.95]7 201 'Basin Street Williamsport, PA 17703 (57) ]2]•6827 FAX (570) 323-0820 Economic Opportunity Cabinet of Schuylkill County 225 Nonh Centre Sneel Pottsvile, PA 17901 (570) 622.1995 FAX (570) 822.0429 MCKEANCOUNTY Community Actinn Cevelocmenl PERRY COUNTY Jonn Kennedy (.enter. 111C. Comm L o /astern Pennsylvania, InC. 2021 East 201h Street 701 CeKatb Street tit.nl!aen Ps 114:: 2000 L;ry!estcwn Poad' E,,e PA 15510 (814 898.0400 !9101 277.5163 r i!mucur?, PA 17102 -; 5411757 '1 FA;4 (814) I'M 1243 hl.( ildl 2712G3 I' . FAX (717) 541 4x10 ticeram Ter Ccmirl;ro4 •tctCn :•4)7 P 0 Bo( 389 1 )5 Wr 41h Stre•!I Ernponnm, PA 1,5334 (314) '1d5-i 181 FAX (914) 4116 A'S MERCER COUNTY 9hen.1n90 144'ley Uib.ln League Irv; 601 Inth4n,1 A,,ww- CCCS of C•!la.v]te Vaal 1515 7.inr.et Slreel, S?,t'! 122; Frtrt,al Counsebng Serdcas of Pn.W,3ape.4 PA 1 )' : • F, ln.,',n (215) 563 5•;65 :1 '01n1 31d stmil FAX (2151 954•:`.55 'vayresDofo. PA 17253 ,,117) 762-3215 Community Hn,iynn C,,.nielall Inc PO Bo. ,14 Kennel) $4)44,144. PA 19341 12:51 744 1,;.12 Urban League of MelrOpel,lan Harnsbu!g 2!4).' !15th $treel Weatherizallon Office 917 Akfhln Street Huntingdon, PA 16652 (etq 643.2343 YWCA of Carlisle 301 0 Street Carrillo. PA 17013 (717) 243.3618 FAX (717) 243.3948 Community Action Commission or The Capital Region 1514 perry Street Harrisburg PA 17101 (717) 232.9757 FAX (717) 234.2227 - PHILADELPHIA COUNTY. - Acorn Housing LOM01311(in 648 NOM Broad Sliest Philadelphia, PA 19130 F215) 7654221 AX (215) 766.1427 Northwest Counseling SMICS $001 N Broad Strut Philadelphia PA 19141 (215) 321.7500 FAX (215) 324.6753 CCCS of Delaware Valley 1515 Martial Street. Suite 1325 Philadelphia, PA 19107 215) 563-x65 FAX (215) 861.2666) CCCS of Delaware Valley One Cherry Hie, Suite 215 Cherry He NJ 08002 (215) 563•5065 HACE 167 W. Allegheny, 2nd Fl Philadelphia, PA 19140 (215) 426.11025 FAX (215) 428.9122 Housing Association of Delaware Valley 1500 Walnut Street. Suite 601 Philadelphia. PA 19102 (215) 545-8010 FAX (215) 790.9132 Media Fellowship House 302 S. Jackson Street Media PA 19063 (610) 585-0846 FAX (851) 565-85117 Housing Association of Delaware Valley 658 North Walls Street Philadelphia, PA 19123 (215) 978.0224 r FAX (215) 7175.7614 PCCA 100 North 17TH Streel,Smle 000 Philadelphia. PA 19103 F215) 5457.7803 AX (215) 963.9941 Comm Cavell Corp of Frankford Group Ministry 4620 G(ISCom Slreet Philadelphia PA 13124 (215) 744.2990 FAX (215) 744 2012 PINE COUNTY DoT o4T-nnaaslern Pennsylvania 31 W. Market Street, POB 1127 Wilkes-Barre, PA 18702 (370) 821•oav OR 1.800.922.9537 FAX (570) 821.1785 1400 Abington Executive Park. Sine 1 Clarks Summdt PA 18411 (570) 587.9163 or 800.922.9537 FAX (570) 5117-913419135 9 South 71h Street Stroudsburg PA 18380 (570) 420.8980 or 000.922.9537 FAX (570) 420.6981 CCCS of Western Pennsylvania, Inc 219-A College Park Plaza Johnstown PA 15904 (811) 579-8335 Tableland Services Inc. 533 Eat Main Street Somerset, PA 15501 -962 FAX)(814) 443-3890 00.152.0116 SULLIVAN COUNTY o NoMeastem Pennsylvania 1400 Abington Executive Pam, Suite 1 Clams Summit, PA 18411 (570) 587.9163 OR 1.800.922.9531 FAX (570) 587.913419135 POTTER COUNTY - -- a17? ww dam unalf Action Corp,- - 31 W. Markel St. US Mat 4th Street Wilkes-Bane PA 18702 Emporlum, PA 15834 (570) 821.0837 or 800.922.9537 (814) 486.1161 FAX (570) 821.1785 FAX (514) 488.0825 The Trehab Center of NoMeastem PA SCHUYLKILL COUNTY 185 Elmira Street. P.O. Box 218 Budget Counseling enter Troy. PA 16947 247 North Fifth Street (570) 297.2101 Reading, PA 19001 FAX (570) 297.2799 (610) 375.7666 • FAX (610) 375.7830 Getman Strut. P 0. Box 3119 Amencsn Crene Caurnaong 'r}r' Ill 045 Ccalas SI CuJIUS014 ilk 19720 (330) 2126/41 144 E Dekalb Plke K419 JI PIUSS J PA 1745-15 610.911.2210 610 3111 2:1 7 755 York Hd. Sudd I04 Econ Option Cabinet of Schuylkill Co 225 N. Contra Street Pottsville, PA 17901 g' ; (s l) 622.1995 F (570) 622.0429 Commission on Econ Ornhiroly of ' Luz Co. 163 Amber Lana Wilkes-Barre PA 18702 (570) 820.0510 OR 1.800.822-0359 PAX (510) 8291 C^LL BEFORE FAXING (570) 75.5671E-CALL BEFORE sFAXI 9 FAXING (570) 8364090 TUNKHANNOCK CCCS of Lehigh Valley P O. BoxA Whitehall PA 18052 (610) 821.4011 FAX (610) 821.6932 SNYDER COUNTY DoTle stern Pennsylvania, Inc 2000 Lingleslown Road Harrisburg, PA 17102 (717) 541.1757 FAX (717) 541.4870 Urban League of Metropolitan Hatn3trOr ' 2107 N. l1n Slreel Harmbli(g PA 17101 17101 (717) 541.1757 FAX (711) 234.9459 Community Action Comm or the Capital Region 1514 Derry Street Harrisburg PA 17104 (717) 2329757 FAX 1717) 234.2227 SOMERSETCOUNTY ed ord-euiton Housing Serecois P 0 01, Box 334 E,.erelt. PA 15537 !114) 5273129 FAA 5-314) 923-1137 Oedfard FvnCn n0 Sernces 1,354 klary G, Ice Ui'e i<nns:cwn. Pt. 15h)1 FAX 1314) 5791660 CCl:9 of ;/eklern PCnnyrG,Jnia Inc 1 Nonn Gate Square #2 Garnen Center Of,,e Gnrensbut PA L:ridl FAX(570)297.2799 (570) 928.9668 FAX (370) 928.8144 17 Crallon Street Wellsboro, PA 16901 (510) 724.5252 PAX (570) 724.5763 931 Main Street Honesdale PA 16431 (570) 253•8941 FAX (570) 2534617 I 103 Warren Street, P 0. 60 709 ' Tunkhannock, PA 16657 (570( 636.5640 s FAX (570) 836.6332 7 Lake Avenue, Box 339 Montrose, PA illim 1570) 276.3338 or 1.000.984.4045 FAX (570) 278.1889 r SUSQUEHANNA COUNTY CCCS o Nonheaslern annityvanis 1400 Abington Executive Park Suite 1 Clams Summilt. PA 18411 (570) 587.9163 OR 1.800.922.9537 FAX (570) 587.913419135 1 31 W. Markel St. - Wilkes-Barre PA 18702 (570) 621.0837 or 800-922.9537 FAX (570) 821.1785 The Trehab Gene of Northeastem PA 185 Elmira Street. P.O. Box 218 Troy, PA 16947 (570) 297.2101 FAX (570) 297.2799 German Street, P 0, Box 389 FAX (570) 297.2799 (570) 928.3668 FAX (570) 9256144 17 1.15 -5-l D:leet "'edSbC'o PA 15i01 1570) 724.5252 FAX (5101 724.5753 971 ?pn Slreel rWnesdsle PA 13411 (573) 253-50A1 FAX (5701 253.4117 10] Y;anan Sneel P 0 Bar M9 %rilhannoc., PA 16657 ' (570) 8766840 FAX (5701 116 6332 7 Lake Avenue, Box 339 , Montrose. PA 10801 FSAX )(670) 270.1009 600.902.4015 TIOGA COUNTY 0 Onhealem Pennsylvania 1400 Abington ExeaOve Park, Sues Clarks SummM, PA 16411 (570) 507.9163 OR 1.600.922.9337 FAX (570) 567.913419133 31 W. Market St. W8111es•Barre PA 10702 FAX )(510) a2"a37 or 0922.9337 21.1765 The Trehab Center of Northeastern PA 185 Elmira Street. P.O. Box 216 Troy, PA 16947 (570) 297.2101 FAX (570) 297.2799 German Strut, P.O. Box 389 FAX(570)297.2799 570) 928.9688 AX (570) 920.8144 17 Crafton Street Wellsbo(o, PA 16901 (570) 721.5252 FAX (570) 724.5763 931 Main Street Honesdale PA 18431 (570) 253.6941 FAX (570) 2534817 103 Warren Street. P.O. Box 709 Tunkhannock, PA 18657 (570) 836.6840 FAX (571) 83e ^2 7 Lake Avenue. Box 339 Montrose. PA 18801 278-333 FSAX 70)(570) 27 01-18119 000.90 2.4045 UNION r'OUNTY ycommg• eiton Co Comm For Comm Action (STEP) 2138 Lincoln Sliest. PO. Box 1320 Williamsport, PA 17703 (570) 328.0587 FAX (717) 322.2197 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 18602 (814) 941.8100 (814) 944.8100 CCCS 66 Northeastern PennsyNAMS '1400 Abington Exaarw+ Pam, Sues 1 Clarks.$ummft, PA 16411 r FAX )('5510) 607.913419133 922.9337 31 W. Market S1. W rtes-Barre PA 18702 821-083 FAX )(570) 6217 170300.922.9577 201 Basin Street W hamtpen, PA 17703 (570) 32)•6627 FAX (510) 323.6029 VENANGOCOUNTY Zraater Cite 2omrrvrdr A.:mn Commdlea 10'Nesl 9TH Street Erie, PA 10501 1314) 4594561 FAA (514) 4:60151 Jcrn F Kenr•.dy Center Ire :I EJsl ::In Street Ene PA 15510 (514) d'Jd 0400 FAX (914) 999.447 wua...r4•.r..?..I4rwr•r.Lr?r ?•N •?•w•.nw r?•-mf??-s •.. w.? r: e.. is .a u ?..a. ... .?, r..?. w. a..• ..y. .a,. n+ti wdb: CCCS of Wislim Pennsylvania, Inc. YMCA Building ' •339 North Washington Street Butter, PA 10001 (412) 202.7012 W EN 0UNTY er es rrlglon Center 1120 Holland Street Eno, PA 16503 V 814) 453.5744 AX (814) 453-0749 German Street. P.O. Box 389 FAX (570) 297.2799 (570) 928.9680 FAX (570) 926.8144 17 Crofton street Wellsboro, PA 16901 570) 724.5252 AX (570) 724.5783 WYOMING COUNTY ommon eonomKf Opportunity of Lucerne Co 183 Amber Lane Wllkes•Barre• Pennsylvania 10701 P 70) 028.0510 OR 1-600.822.0759 AX (570) 029.1005-GALL BEFORE FAXING (570) 4554994 HAZELTON FAX (570) 455.5631-CALL BEFORE FAXING (570) 6784090 TUNKHANNOCK 931 Main Street Honesdale PA 16431 (570) 253.6941 Greater EM Community Action FAX (570) 257.4811 CCCS of Northeastern Pennsylvania Committee A 1400 Abington Executive Park, Suite 1 16 West 9TH Street 103 Warren Street, P.O. Box 709 Clarks Sannvtt• PA 18411 Erie, PA 16501 - " ' Tunkhannock, PA 18657 370) 587.9163 OR 1.800• 922-953 7 V P814) 459.4581 .• ? t510) 838-6840 - _ . AX (570) 587.917+19175 - AX (814) 456-0101 fAX (570) 836-6332 31 W. Markel St. Warren-Forrest Counties Economic 7 Lake Avenue, Box 339 Wilkes-Barre PA 18702 Opportunity Montrose, PA 18801 1570) 821.08]7 or 000.922.9537 W Council (570) 278.3338 or 1.800.982.4045 ' X (370) 621.1755 1209 Peonsylvanle Avenue, West FAX (570) 278.1669 P.O. Box 547 The Trehab Center of Northeastern PA WESTMORELAND COUNTY 185 Elmira Street, P.O. Box 218 Warren, PA 16785 Action ousug, Inc- Troy, PA 16947 (514) 7284400 425 Olin Avenue, Suite 950 570) 297.2101 V FAX (514) 723-0510 Pittsburgh, PA 15219 AX (510) 297.2799 (412) 791.1956 or (412) 261.2102 WAS NOT C FAX (412) 3914512 German Street, P.O. Box 369 c n n¢ ' FAX(570)297.2799 425 61 Avenue, Suite 950 Community Action Southwest ) (570) 920.9668 Pittsburgh, PA 15219 22 West High Street FAX (570) 926.81" (412) 391.1958 or (412) 281.2102 Waynesburg, PA 15770 FAX (412) 391.4512 (724) 852.2097 1 •. 17 Crofton Street v Welisboro. PA 16901 Community Action Southwest CCCS of Western Pennsylvania, Inc. (570) 724.5252 ` ' 22 West High Street 1 North Gate Square FAX (570) 724.5783 ' Waynesburg, PA 15370 e2 Garden Center Drive (724) 852.2897 Greensburg, PA 15601 971 Main Street r (724) 636.1290 Honesdale 16444 CCCS of Western Pennsylvania. Inc. ? (s7a) as3.694 941 1 North Gale Square CCCS of Western Pennsylvania, Inc: FAX (570) 2574817 ' e2 Garden Center Drive 199 Edison Street Greensburg, PA 15601 Uniontown PA 15401 107 Warren Street, P.O. Box 7b9 (724) 439.6939 A 16657 Tunkhannock. CCCS of Western Pennsylvania, Inc (570) $36.6840 r 53 N. College Street Housing Opportunities, Inc FAX (510) 676.6732 Washington PA 15301 173 Seventh Street (124) 222.8292 McKeesport, PA 15132 7 Lake Avenue, Box 339 (412) 664.1390 Montrose. PA 18801 Housing Opponuriltles, Inc FAX (412) 684-0877 (570) 278-3338 or 1.800.982.4045 137 Seventh Street FAX (570) 278.1889 t McKeesport, PA 15132 Mon-Valley Unemployed Committee 412) 864.1590 120 E. 9th Avenue YORK COUNTY 1 FAX (412) 664.077 Homeslead, PA 15120 mencen toss-Hanover , (412) 462.9962 . • Chapter Mon-Valley Unemployed Committee FAX (412) 462.996 1 529 Carlisle Street 120 E. 944 Avenue Homestead, PA 15120 f ' Indiana QxCommnity Action Program ? Haer, Pennsylvania 17331 ff717)nov837.77611 (412) 482.9982 ' 827 Water Street. Box 187 VAX (717) 637.3294 FAX (412) 402.996 Indiana, PA-15701 724) 485.2557 Housing Council of York Credit Counselors of PA FAX (724) 405.5115 118 North George Street 401 Wood Street, Suite 906 York, PA 17401 Pittsburgh, PA 15222 Keystone Economic Development 17171 854.1541 412) 338.9934 or 1(800) 7374933 P Corporation FAX (711) 845-7934 AX (412) 378.9963 1954 Mary Grace Lane Johnstown, PA 13901 CCCS of Weston Pennsylvania. Inc COUNTY M (814) 335.6536 2000 Linglestown Road ir ortheastern Pennsylvania FAX (014) 539.1666 Harrisburg, PA 17102 1400 Abington Executive Park, Suite I CCCS of Westem Pennsylvania, Inc Clarks Summit. PA 16411 Tableland Services Inc. (370) 567.9163 OR 1.800.922.9577 535 East Main Street 912 South George Street FAX (570) 507.9134/9135 Somerset. PA 15501 York, PA 17407 ' (814) 41415.9629 (7t7) 546.4178 31 :Y. ktark at St. 1.500•+52=31+6 Wlkes•Bam PA 16702 FAX (3141 443-3690 Adsms County Hous.ng Authonq (570) 821.0837 or 800.922.9537 139.147 Cannle S1 FAX (570) 021.1755 Credit Counselors of PA Gettysburg PA 17325 401 Wood street. Suite Oct) (717) 33+•1511 9 South 71n Sueel Pllsbuign. PA 15222 FAX (717) 33411328 Stroudsburg PA 13360 (412) 738995+ or 1(600) 737.2)33 (5701420-6960 of 400.922.9371 FAX (412) 338.9963 FAX (570) 420.8981 , 11vr Trehab Center of NonneaVem PA 105 Elmira Street, P.0 Box 213 Troy. PA 16947 V_E R.I F_ I .C_.A_.T .I...O N Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Margin QUIRE MARK J. UDREN & ASSOCIATES