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HomeMy WebLinkAbout99-06301 da ? j? „?yxrp 1 0 1 { .. :x? VV?? XL 1 t ? y ?. ? Fµ ? ti xw1??, t ? ¢t r, t" I + F r+ y ; w n .'y err. y 4 C a f(Y ?\ \7 t 7 t ' 't , t, \ O? z FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215) 563.7000 PNC BANK, N.A. 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 V. Plaintiff BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 Dcfcndant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. 94- 1. 30/ &,;a! 7-e. CUMBERLAND COUNTY CIVIL ACTION - LAW MORTGAGE FORECLOSURF. ON TICS PLEASE IIR ADVISED THAT THIS FIRM IS A DEIIT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION RECEIVED WILL IIE USED FOR THAT PURI'OSF_ IF YOU HAVE PREVIOUSIA' RECEIVED A DISCIIARGK IN BANKRUPTCY AND TI IIS DEIIT WAS NO'r REAFFIRAIF.D. Tn IS CORRESPONDENCE IS NOT AND SHOULD NOT IIE CONSTRUED TO IIK AN ATTEhmr TO COLLECT A DEIIT BUT ONLY KNFORCF.MEN'r OF A WEN AGAINST 1'ROPKBTY. You have been sued in Court. If you Wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You arc wamcd that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 I. Plaintiff is PNC BANK, N.A. 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 2. The name(s) and last known address(es) of the Defendant(s) arc: BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 11/15/93 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to FLEET REAL ESTATE FUNDING CORP. which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1178, Page 25. By Assignment of Mortgage dated 8/11/97 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 555, Page 701. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 1/1/99 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon arc collectible forthwith. A copy of such notice is attached as Exhibit "A." 6. The following amounts arc due on the mortgage: Principal Balance $58,959.19 Interest 3,438.24 12/1/98 through 10/1/99 (Per Dicm $11.31) Attorney's Fees 2,947.00 Cumulative Late Charges 209.60 11/15/93 to 10/1/99 Cost of Suit and Title Search 0 00 Subtotal 66,104.03 Escrow Credit 0.00 Deficit 91.92 Subtotal 2.m TOTAL $66,195,95 7. The attorney's fees set forth above arc in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as required by 35 P.S. § 1680.403c on the date(s) set forth in the true and correct copy of such notice(s)attached hereto as Exhibit "A." 9. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiffs written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "A." 10. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof. otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands an j0 fSII] Judgment against the Defendant(s) in the sum of sY $66,195.95, together with interest from 10/1/99 at the rate of S 11.31 per diem to the date of '- Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff • PVC Mortgage Corp. of America 599 South Fmtrth Awnur ------ 4,.uki le.KY40202 1 800 736 9090 October 01, 1999 Brett S Gorsline 51 Oliver Rd Enola PA 17025 0000 PNCM®]EBT GAGE RE: PNC No. 0000789537 Dear Mortgagor: Please be advised that PNC Mortgage has initiated foreclosure proceedings on your loan. The case has been referred to the following law firm to commence foreclosure: Federman & Phelan Suite 900 Two Penn Center Plaza Philadelphia PA, 19102 In order to avoid foreclosure, there are several options: 1. If your situation changes, and you are able to reinstate or pay off your loan, then contact the law firm referenced above at (215)563-7000. 2. If you are unable to reinstate or pay off your loan, PNC Mortgage may be able to help you save your home and protect your credit rating. We have enclosed an information package that better describes possible options. In order for PNC Mortgage to help you, please review the attached, complete the financial information and return with all the required documentation to the Loss Mitiga- tion Department at 75 N. Fairway Drive, Vernon Hills, IL 60061. NOTE: We are required to continue all foreclosure activity during the review of any possible alternatives. Sincerely, Default Administration 1-800-736-9090 Foreclosure Department FEDERAL LAW REQUIRES US TO INFORM YOU THAT ANY INFORMATION YOU PROVIDE US CAN BE USED IN THE COLLECTION OF YOUR MORTGAGE DEBT. Investor Name: Fnma 126690002 Corp A/a /Conventional XF993/L 50\511 P APPENDIX A ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default and the lender intends to foreclose Specific'information about the nature of the default is provided in the attached pages The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must 4NIEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800.342.2397.(Persons.with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SOMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAIMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE, FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. A Y -_ a ?z it $ i f ?.5 + j ?yy ' ? S a y O <.ye yy `o ??L Tj rj .S _ f a{ o< a ? 3 J s y? ?' s C o? Z i L F ' T V y ,' 2+ 3z< `a pp3 .G '? d= +?3 s?a s p y i J e s u u gc ?33 S 3 7 a„ LI? C ri o ? t` " ..s • E a f p. a -c EZ s Y?¦ > ? W y ? 7 4 oil ?R J Y < S it > W } J } C C W 0 J c < < Zi ; ? p 3 y o 7 { y 4 ZW - Z 3 A c Y J g in L C "., zJ t ?C FSF Z_ n L ~ 9 J W 7 W W < J 7J W F. W J < 9 2 y y " 2 ^ # ^?+ O OTC Ci O x+g C 0 2 r 'J C O 3`0H 3 pot ( ??3 S 3' S 1-3 ,? ,??c ..SeEQ?i ? ,^pJ F i ? L ?q?5 A yy ; C }E?, 7 0 a ""? ? ~ ?" 7 ]S AO z H F b! ?°jy' ?/? X 6 p?g1 $5j ,py s?{ , yy??? 3 y3.?.? u.W?? b rs ° "_ . 51 , `one `7aZ ?.4 S3 i 2S ?R 9 yAF° 'A' <yy?LS ?AOW ?xo3 cIL ?a zr??? =_5 o?j?pgl;f ju, ribt- f r C G3 ¦ ¦?g X46 _r^?V ?? ??? +eYSS? %4 ?.Y s7s :3?: ==YY s< Csl?a:,"?: I IL z 5 3 a C W of L r 9 ? y fig i A ?y Y? L S Y Y Y Pennsylvania Housing Finance Agency Homeowner's Emergency Mortgage Assistance Program Consumer Credit Counseling Agencies (Rev. 5199) Lycomin .r CLDVTO-_- ;COLVIT Commission For Ccmmt a! 2138 Lincoln Street ry Action ISfEP) CCCS of Norbeaatern P.4. 1631 S Atherton St P 0. Box 1328 Suite 100 W(Illamspor PA 17703 State College, PA 16a01 (370) 326-0sa7 (814) 2384668 FAY (570) 322.2197 FAX (814) 238.3669 CCCS of Nor4eastern PA 201 Basin Street =Pom PA 17703 li (Si 3 FAX (570) 323.8626 COLUNMIA COUNTY CCCS of Northeastern Pennsylvania 31 W. h?arkat Sreec 000 Abington Executive Park 14 POB 11_7 a PA 1870. Wilkes-Barre ` Clarks Summit- P.A. 18411 . (570) 821-0837 or (800) 922.9537 ' (570) Sa7•9163 or (800) 921•9537 FAX (570) 587.913 0135 C (570) 821.1785 FA. CommLssion an Econamio Opportunity of L=eme County 163 Amber Lane Wilkea•Barre, PA 18702 (570) 826-0510 or (800) 822-0339 FAX (570) 829.1665-CALL BEFORE FAMG (570) 4554994 HAZELTON F.4.'C (570) 455.5631--CAL(. BEFORE F.J=XG (570) 8364090 TUNKHANNOCK Booker T. Washington Center 1720 Holland Sc-eec Erie, PA 16503 (814) 453.5744 FAX (814) 453.5749 John F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898.1243 CCCS of Western Pennsylvania, Inc. 2000 Linglestown Road HarrisburgPA 17102 (717)341.1757 Urban League of Metropolitan Harrisburg N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234.9459 CRAWFORD COUNTY Greater Erie Community Ac=on Committee 18 West 9th Street Ere, PA 16501 (814) 4594581 FAX (814) 456-0161 Shenango Valley Urban League, Inc 601 )ndiaaa Avenue Farrell. PA 16121 (412)981.5310 CUMER.L ,IM COUNW Financial Counseling Services of Franklin 31 West Std Street Waynesboro, PA 17268 (717) 762.7295 YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717)243.3818 FAX (717) 731.9sa9 Community Action Comm of the Capital Region 1514 Derry Street Harrishurj, PA 17104 (717) 232.9757 FAX (717)234.2227 Adams County Housing Auchorir/ 139-143 Carlisle St Gettysburg, PA 17325 (717) 334.1518 FAX (717) 334.8326 PENNSYLVANIA BUUXM, VOL 29, NO. 27, JUNE S, 1999 All THAT CERTAIN piece or parcel of land situate. in East Pannaboro Township, Cumberland County, Pennsylvania, morn particularly bounded* and described in accordance with a survey by Michael C. DOAngelo, Registered Surveyor, dated March 26, 1975, as follows, to wit: BEGINNING at a stake along the westerly line of Oliver Road, which stake is one hundred fifty-eight and ninety-six hundredths (158.96 foot southeast of the southeast corner of the intersection of Louis Lana and Oliver Road; thence South forty-six (46) degrees zero (00) minutes East, a distance of sixty-four (64.0) feat to a.¦take at the. dividing line between the herein described Lot and Lot No. 52 on the hereinafter mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance of one hundred ten (110.0) feet along the dividingg line between the herein described Lot and Lot No. 52, as aforesaid, to a stake; thence along the dividing line between the heroin described Lot and Lot No. 45 on the hereinafter mentioned Plan of Lots, North forty-six (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feet. to a stake; thence along the dividing line between the herein described Lot and Lot No. 50 on the. hereinafter mentioned Plan of Lots, North forty-four (44) degreas zero (00) minutes East, adistance of one hundred tan (110.0) feet to a stake, the place of BEGINNING. BEING Lot No. 51 an Plan of Louie Park, recorded in Plan Book 5, Page 50. VERIFICATION ADAM STYERS hereby states that lie is ASSISTANT VICE-PRESIDENT of PNC MORTGAGE CORP. OF AMERICA mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that die statements made in the foregoing Civil Action in Mortgage Foreclosure are true mid correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to die penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: 1b 1 LJof q ADAM STYERS ASST: VICE PRESIDENT a --- tifl 7 2- u C? 20161 V?Ld? (,1d1 Ud U Mid MUG UM 0; OM, lj:jl:? "3Hd (INV NVW a303d SHERIFF'S RETURN - REGULAR CASE NO: 1999-06301 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PNC BANK N A VS. GORSLINE BRETT S CPL. TIMOTHY REITZ Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon GORSLINE BRETT S the defendant, at 20:05 HOURS, on the 21st day of October , 1999 at 51 OLIVER ROAD ENOLA, PA 17025 ,CUMBERLAND County, Pennsylvania, by handing to BRETT S. GORSLINE , a true and attested copy of the COMPLAINT - MORT FORE , together with.NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: So answe s Docketing 18.00 `./ Service 9.30 ?A ? Affidavit .00 Surcharge 8.00 Kline, Tnomas S-.35.3II-10%22 1999 P//HELAN by d~ .lsr?i G Sworn and subscribed to before me this .?.? A-W day of 191l A.D. Q ?( IIr , e ?'d Sa a ?7-r FEDERMAN AND PHELAN By: FRANK FEDERMAN Identification No. 12248 Two Penn Center Plaza - Suite 900 Philadelphia, PA 19102 (215) 563-7000 PNC Bank, N.A. 539 South Fourth Avenue Louisville, KY 40202 Plaintiff VS. Brett S. Gorsline 51 Oliver Road Enola, PA 17025 Defendant(s) Attorney for Plaintiff Cumberland COUNTY :COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-6301 Civil PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against Brett S. Gorsline, Defendant(s), for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint $66,195.95 Interest 10/1/99 to 11/23/99 610.74 TOTAL $66,806.69 I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) notice has been given in accordance with Rule 237. 1, copy attached. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: 74tLt,u&, ?Y /949 PROP THY "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR TIIAT PURPOSE.. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN DANKRVrTCV AND THIS DEBT WAS NOT REAFFIRM ED, TIIIS CORRESPONDENCE IS NOT AND SHCRILD NOT BE CONSTRUED TO BE AN ATTE%IrT TO COLLECT A DEBT, RIrr ONIN ENFORCEMENT OF A LIEN AGAINST PROPERTY." FEDERMAN AND PHELAN Frank Federman, Esquire Identification No. 12248 Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNE': FOR PLAINTIFF PNC BANK, N.A. COURT OF CCMMON PLEAS Plaintiff CIVIL DIVISION Vs. BRETT S. GORSLINE Defendant(s) TO: BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 DATE OF NOTICE: NOVEMBER 12, 1999 CUMBERLAND COUNTY . NO. 99-6301-CIVIL TERM THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims --et forth against you. Unless you act within ten (10) days from =he date of this notice, a Judgment may be entered against you wit::)ut a hearing and you may lose your property or other important r_ Its. You should take this notice to a lawyer at once. If you do :.ot have a lawyer or cannot afford one, go to or telephone the fc-'lowing office to find out where you can get legal help: CUMBERLAND COUNTY 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 BAR ASSOCI.%TION Frank Federms;:, Esquire Attorney for _laintiff FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia. PA 19102 (215) 563-7000 Attorney for Plaintiff PNC Bank, N.A. Plaintiff VS. Brett S. Gorsline Defendant(s) : Cumberland COUNTY : Court of Common Pleas : CIVIL DIVISION : NO. 99-6301 Civil VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended (b) that defendant Brett S. Gorsline is over 18 years of age and resides at 51 Oliver Road, Enola, PA 17025. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. 1"Y' +.- . RANK FEDERMAN Attorney for Plaintiff (Rule of Civil Procedure No. 236- Revised) PNC Bank, N.A. : Cumberland COUNTY Plaintiff : Court of Common Pleas VS. : CIVIL DIVISION Brett S. Gorsline : NO. 99-6301 Civil Defendant(s) Notice is given that a Judgment in the above captioned matter has been entered against you on November .1999. By DEPUTY If you have any questions concerning this matter, please contact: FRANK FEDERMAN. E Attorney for Filing Party SUITE 900 TWO PENN CENTER PLAZA PHILADELPHIA. PA 19102 (215) 563-7000 "THIS FIRM 1S A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. "" 't ? a ? oe 3 4 x: rkr ?c ,? J T !. a. zi £j u7 ,U m rn :t. r' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, N.A. Plaintiff VS. BRETT S. GORSLINE Defendants CIVIL DIVISION No. 99-6301 CIVIL AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA CUMBERLAND COUNTY SS: I, FRANK FEDERMAN, ESQ., attorney for PNC BANK. N.A. hereby verify that on DECEMBER 10. 1999, true and correct copies of the Notice of Sheriffs Sale were served by certificate of mailing to the recorded Ilenholder(s), and any known interested party, see Exhibit "A" attached hereto, and the Notice of Sale was sent to defendant(s) on DECEMBER 10. 1999 by first class mall and certified mail return receipt requested, see Exhibit "B" attached hereto. r? FRANK FEDRMAN, ESQUIRE Attorney for, laintiff Date: January 29, 2000 S h N w?? ed ? a Y a ? moo. tCaw irF96 I C y Y w ? 9 C 7 1 ? 9 •/. Q O W r,3 . ,.. D O I 1. l1•? L y t?l%?s??. '-L l m g 8 O ? ? C U ? i 5 a ? ? ? t ? w w [. ? a z z y W E O 09 ?C ? a '?w o j? e W?t,,?? ^ V ^ UC ? CO C In ze ?„ C 6 µµ?77 96 ?? L ? o ? ? ? O C O 6: G° W W G M U Z ? ? : : ?c N rr1 K vi ?O t? m P O ^1 ••• ••• M ? ? , Y r- RETURN IOS MAEKOA-DAZE n[fmrrm alntrr i' -; ' REGEWr r A SERKE ct4rrrortt.xt+?;u., n[ctor + t rCrµ ronuGt U-0rtb , '+ .-? SENT TO: w+rp. iy _".t m LLJLS[ N ?:. I r:•1:'i. :.. 51 r •J• CL PS FORM 3800 US Postal Service Receipt for Certified Mail SENDER:. I also wish to receive the • Cr.co box at Vt 0 Vw MW WV a'e"ceO Di -y Idbwtrq s?fv?cas (for an extra fee): . r von ?[,•?[ ad lift" m ar n ww a th. ram [. Pat!" [an r.am mn cola L-wJ/ .Attach gasf"a, a"dfie Iwb•c•. a m Its back r[y[c. fan rot Damt Restricted Delivery . T @ R[NR p[c.pr w4 Jcw t• wkdn er rrcM wr. a[h rW W pr an Oek,.rW consult postmaster for fee. 3. Arficle?W-ftsed to: 4a. Article Number i P 974 231 613 / SStA . ODRSLIn 4b. Service Type '51 SR •ROAA o Y.!7 - "'PA 17025 CERTIFIED J N q 7. Date of Aakvary n 8. m3B IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, N.A. Plaintiff VS. BRETT S. GORSLINE Defendants FEDEnfvllkia i%l:'.' F}4r'-?.i? CIVIL DIVISION No. 99-6301 CIVIL AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA CUMBERLAND COUNTY SS: FEDERMAN AND PHELAU ATTORNEY Fll.r C'1PY 0" PiLl.-.I.F,c. I, FRANK FEDERMAN, ESQ., attorney for PNC BANK. N.A. hereby verify that on DECEMBER 10. 1999, true and correct copies of the Notice of Sheriffs Sale were served by certificate of mailing to the recorded lienholder(s), and any known Interested party, see Exhibit "A" attached hereto, and the Notice of Sale was sent to defendant(s) on DECEMBER 10. 1999 by first class mail and certified mail return receipt r qALWN"4Egr?pxhibit "B" attached hereto. FEDERMAN A p?Ej?EEtrrtEl COPY FRANK FEDERMAN, ESQUIRE / Attorney for Plaintiff Date: January 29. 2000 FEDERMAN AND PHELAN ATTORNEY FILE COPY tf,.C? ?..:TI1n?l r . Er, Pt ?._ r t't ti , J ' C, N ` •- i, M W . PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P. 31M3183 PNC BANK, N.A. s COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PA s Plaintiff s NO. 99-6301 CIVIL s va. s s BRETT S. OORSLINE i PRABCIPE FOR WRfr OF EXECUTION i (MORTCACE FORECLOSURE) i Defendant(s) _ TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due $66.806.69 Interest from 11/24/99 TO $ 1.065.06 and Costs 3/1/00 (PER DIEM - $10.98) $67.871.75 Total X FRAI?lC FEDERMAN/ ESQUIRE TWO PENN CENT R PLAZA SUITE 900 PHILADELPHIA, PA 19102 Attorney for Plaintiff Note: Please attach description of property. . a 0 0 a, H N a H H u 0 M m m z° wa 0 a Ia O? U 00 o 0? F5 ?v a z z w to y a vi w 0 U o ?a r o"c 0t wo a? U v w in N O r- a z? P7 ri Ln N N m ?a b m m m A W m ro a m ,qN S N N DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township. Cumberland County, Pennsylvania, more particularly bounded and described in accordance with a survey by Michael C. D'Angelo, Registered Surveyor, dated March 26, 1975, as follows, to wit: BEGINNING at a stake along the Westerly line of Oliver Road, which stake is one hundred fifty- eight and ninety-six hundredths (158.96) feet Southeast of the Southeast corner of the intersection of Louis Lane and Oliver Road; thence South forty-six (46) degrees zero (00) minutes East, a distance of sixty-four (64.0) feet to a stake at the dividing line between the herein described Lot and Lot No. 52 on the hereinafter mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance of one hundred ten (110.0) feet along the dividing line between the herein described Lot and Lot No. 52, as aforesaid, to a stake; thence along the dividing line between the herein described Lot and Lot No. 45 on the hereinafter mentioned Plan of Lots. North forty-six (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feet to a stake; thence along the dividing line between the herein described Lot and Lot No. 50 on the hereinafter mentioned Plan of Lots. North forty-four (44) degrees zero (00) minutes East, a distance of one hundred ten (110.0) feet to a stake, the place of BEGINNING. BEING Lot No. 81 on Plan of Louis Park, recorded in Plan Book 5, page 50. HAVING THEREON ERECTED a one story frame dwelling house known as 51 Oliver Road. BEING Tax Parcel # 09-13-3993-046. TITLE TO SAID PREMISES IS VESTED IN Brett S. Gorsline, married man by Deed from Donald T. Custer and Nancy L. Custer, husband and wife dated 11/15/93, recorded 11/16/93, in Deed Book Q36, page 442. `4 LAJ r-2 CV) U ` CJ tj 4 4'Y? t5 ?? MaF t , ,rk V. r ?? ip 7 ri. kh?3zkl...g l' s 4 i r h, eer: PNC BANK, N.A. : CUMBERLAND COUNTY s COURT OF COMMON PLEAS s CIVIL DIVISION vs. BRETT S. GORSLINE : NO. 99-6301 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) PNC BANK, N.A., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 51 OLIVER ROAD, ENOLA, PA 17025. 1. Name and address of Owner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) DAUPHIN DEPOSIT HANK P.O. BOX 4800 AND TRUST COMPANY HARRISBURG. PA 17111 x: y i'7i? 5. Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NICOLE J. OORSLINE 10 WEST HEALE AVENUE APT, D ENOLA, PA 17025 TENANT/OCCUPANT DOMESTIC RELATIONS OF CUMBERLAND COUNTY 51 OLIVER ROAD ENOLA. PA 17025 13 NORTH HANOVER STREET CARLISLE. PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. December 2, 1999 DATE F K FEDERMA , ESQUIRE At orney for Plaintiff r5 ' ^GY 5 ( ? C Fey' ? y r7? li 4y.: .V u-- rn m U FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 PNC BANK, N.A. vs. BRETT S. GORSLINE ATTORNEY FOR PLAINTIFF s CUMBERLAND COUNTY s COURT OF COMMON PLEAS s CIVIL DIVISION s s NO. 99-6301 CIVIL CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: ( ) an FHA mortgage ( ) non-owner occupied ( ) vacant (XX) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Mc ?- F K FEDER , ESQUIRE Attorney for Plaintiff a. in y=; w v m m 1 . PNC BANK, N.A. : CUMBERLAND COUNTY s COURT OF COMMON PLEAS va. s CIVIL DIVISION BRETT S. GORSLINE NO. 99-6301 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY December 2, 1999 TOs BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 "*THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 51 OLIVER ROAD, ENOLA, PA 17025, is scheduled to be sold at the Sheriff's Sale on MARCH 1. 2000 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $66,806.69 obtained by PNC BANK, N.A. (the mortgagee) against you. If the sale is postponed, the property will be relisted for the JUNE 7. 1999 Sheriff's Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling _(215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the Sheriff and will be made available for inspection in his office. The schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland County, Pennsylvania. more particularly bounded and described in accordance with a survey by Michael C. D'Angelo, Registered Surveyor, dated March 26, 1975, as follows. to wit: BEGINNING at a stake along the Westerly line of Oliver Road, which stake is one hundred ffty- ehyht and ninety-six hundredths (153.96) feet Southeast of the Southeast corner of the intersection of Louis Lane and Oliver Road; thence South forty-six (46) degrees zero (00) minutes East, a distance of sixty-four (64.0) feet to a stake at the dividing line between the herein described Lot and Lot No. 52 on the hereinafter mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance of one hundred ten (110.0) feet along the dividing line between the herein described Lot and Lot No. 53, as aforesaid, to a stake; thence along the dividing line between the herein described Lot and Lot No. 45 on the hereinafter mentioned Plan of Lots. North f n-v-six (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feet to a stake; thence along the dividing line between the herein described Lot and Lot No. 50 on the hereinafter mentioned Plan of Lots, North forty-four (44) degrees zero (00) minutes East, a distance of one hundred ten ( 110.0) feet to a stake, the place of BEGINNING. BEING Lot No. 81 on Plan of Louis Park, recorded in Plan Book 5, page 50. HAVING THEREON ERECTED a one storv frame dwellin, house known as 51 Oliver Road. BEING Tax Parcel R 09-12-3992.046. TITLE TO SAID PREMISES IS VESTED IN Brett S. Gorsline, married man by Deed from Donald T. Custer and Nancy L. Custer, husband and wife dated 11/15/93, recorded 11/16193, in Deed Book Q36, page 442. QQ ? 1 ig ;_ tip 0 a ?y, U m rn DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with a survey by Michael C. D'Angelo, Registered Surveyor, dated March 26, 1975, as follows, to wit: BEGINNING at a stake along the Westerly line of Oliver Road, which stake is one hundred fifty- eight and ninety-six hundredths (158.96) feet Southeast of the Southeast corner of the intersection of Louis Lane and Oliver Road; thence South forty-six (46) degrees zero (00) minutes East, a distance of sixty-four (64.0) feet to a stake at the dividing line between the herein described Lot and Lot No. 52 on the hereinafter mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance of one hundred ten (110.0) feet along the dividing line between the herein described Lot and Lot No. 52, as aforesaid, to a stake; thence along the dividing line between the herein described Lot and Lot No. 45 on the hereinafter mentioned Plan of Lots. North ferry-six (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feet to a stake; thence along the dividing line between the herein described Lot and Lot No. 50 on the hereinafter mentioned Plan of Lots, North forty-four (44) degrees zero (00) minutes East, a distance of one hundred ten ( 110.0) feet to a stake, the place of BEGINNING. BEING Lot No. 81 on Plan of Louis Park, recorded in Plan Book 5, pa:;e 50. HAVING THEREON ERECTED a one story frame dwelling house known as 51 Oliver Road. BEING Tax Parcel h 09-12-2992-046. TITLE TO SAID PREMISES IS VESTED IN Brett S. Gorsline, married man by Deed from Donald T. Custer and Nancy L. Custer, husband and wife dated 11/15/93, recorded 11/16/93, in Deed Book Q36, page 442. STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND ?' Robert P Ziegler I? ---------------------------- ------ ------- -------------------------- Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which _____ Federal National Mortgn?e Aseociation_ Recorder of _ 6 the grantee the same having been sold to said grantee on the --------- lot ___________________ day of -----March ---------------------------- A. D.,>t-2000_, under and by virtue of a writ______________ -----Execution -------------------------------------- issued onthe----- th_ day of _ D€ SAUr_______________ A. D., 1999___, out of the Court of Comman Pleas of said County as of Civil Number__b3RL-------- atthe suit of____PNC Bank N A Term, 19-i2--- ----------------------------------- against ---Brgtt_ S_Cortaling----------------------------- is duly recorded in Sheriffs Deed Book No. _-L ------- Page 1049------- IN TESTII110NY WHEREOF, I have hereunto set my hand and seal of said office this day of ____-!/ c --------- A. 100,19-125t.C e of Deeds beseJwslflsM,daMMlpa ffttM PA w 6M W Ww fa?Yp w Rnl M Jrt. 2= PNC Bank N.A. .vs. Brett S. Gorsline In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-6301 Civil Shawn Harrison Deputy Sheirff, who being duly swom according to law, says on January 4, 2000 at 6:16 o'clock P.M. EDST, he posted a copy of Real Estate Writ Notice Poster and Description on the property of Brett S.Gorslinc located at 51 Oliver Road, Enola, Cumberland County, Pennsylvania according to law. Shaw Harrison Deputy Sheirff, who being duly sworn according to law, says on January 4, 2000 at 6:16 o'clock P.M. EDST, he served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the within named defendant to wit: Brett S. Gorsline, by handing to Brett Gorsline at 51 Oliver Road, Enola, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant to wit: Brett S.Gorsline by regular mail to his last known address 51 Oliver Road, Enolo, Pennsylvania. This letter was mailed under the date of January 5, 2000 and never returned to the Sheriffs Office. R. Thomas Kline, Sheirff, who being duly sworn according to law, says that after due and legal notice had been given according to law exposed the above described premise at public venue or outcry at Courthouse Carlisle, Cumberland County, Pennsylvania on March I, 2000 at 10:00 o'clock A.M. EST and sold the same to Dale Shughart, Jr. for Federal National Mortgage Association. It being the highest bid and best price quoted for the same Federal National Mortgage Association of 1900 Market Street, Suite 800, Philadelphia, PA paid to Sheriff R. Thomas Kline the sum of S 879.13 it being costs. Sheri ffs Costs: Docketing 30.00 Poundage 17.24 Advertising 15.00 Posting Bills 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 9.92 Certified Mail .84 Levy 15.00 Surcharge 16.00 Law Journal 353.75 Patriot News 288.30 Share of Bills 25.08 Distribution of Proceeds 25.00 Sheriff's Deed 26 .50 $ 879.13 Pd by Atty 03/17/00 Sworn and Subscribed To Before Me Son This AU _ Day of T R. Thomas Kline, Sheriff 2000, A.D. ` ro onotary By. Real Estate Deputy Off' o b . g3hy1 PNC BANK, N.A. : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION vs. BRETT S. GORSLINE : NO. 99-6301 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) PNC BANK, N.A., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 51 OLIVER ROAD, ENOLA, PA 17025. 1. Name and address of Owner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) DAUPHIN DEPOSIT BANK P.O. BOX 4800 AND TRUST COMPANY HARRISBURG. PA 17.111 J S. Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NONE 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) NICOLE J. GORSLINE 10 WEST BEALE AVENUE APT. D ENOLA, PA 17025 TENANT/OCCUPANT DOMESTIC RELATIONS OF CUMBERLAND COUNTY 51 OLIVER ROAD ENOLA. PA 17025 13 NORTH HANOVER STREET CARLISLE. PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. December 2, 1999 DATE F NK FEDER , ESQUIRE At,0rney for Plaintiff i PNC BANK, N.A. V8. BRETT S. GORSLINE CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-6301 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY December 2, 1999 TO: BRETT S. GORSLINE 51 OLIVER ROAD ENOLA, PA 17025 *"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 51 OLIVER ROAD, ENOLA, PA 17025, is scheduled to be sold at the Sheriff's Sale on MARCH 1. 2000 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $66,806.69 obtained by PNC BANK. N.A. (the mortgagee) against you. If the sale is postponed, the property will be relisted for the JUNE 7. 1999 Sheriff's Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. i You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the Sheriff and will be made available for inspection in his office. The schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 i DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in East Permsboro Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with a survey by Michael C. D'Angelo, Registered Surveyor, dated March 36, 1975, as follows, to wit: BEGINNING at a stake along the Westerly line of Oliver Road, which stake is one hundred fifty- eight and ninety-six hundredths (158.96) feet Southeast of the Southeast corner of the intersection of Louis Lane and Oliver Road; thence South forty-six (46) degrees zero (00) minutes East. a distance of sixty-four (64.0) feet to a stake at the dividing line between the herein described Lot and Lot No. 52 on the hereinafter mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance of one hundred ten (110.0) feet along the dividing line between the herein described Lot and Lot No. 52, as aforesaid, to a stake; thence alone the dividine line between the herein described Lot and Lot No. 45 on the hereinafter mentioned Plan of Lots. North Nr:v-si:t (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feet to a stake; thence alone, the dividing line between the herein described Lot and Lot No. 50 on the hereinafter mentioned Plan of Lots, North forty-four (44) degrees zero (00) minutes East, a distance of one hundred ten (110.0) feet to a stake, the place of BEGINNING. BEING Lot No. 81 on Plan of Louis Park. recorded in Plan Book 5. pate 50. HAVING THEREON ERECTED a one storv frame dwellin; house known as 51 Oliver Road. BEING Tax Parcel ., 09-12-2992-046. TITLE TO SAID PREMISES IS VESTED IN Brett S. Gorsline, married man by Deed from Donald T. Custer and Nancy L. Custer, husband and wife dated 11115/93, recorded 11/16/93, In Deed Book Q36, page 413. 1 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 99-6301 CIVIL iP?'erm COUNTY OF CUMBERLAND) CIVIL ACTION . LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due -PW Dank N A PLAINTIFF(S) from nratt S Corsline, 51 rnivnr Rnnrl, Fnnln, PA 17n25 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell- See legal description (2) You are also directed to allach the property of the defendant(s) not levied upon In the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) in attachment has been issued: (b) the garnishee(s) Is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property of the defendani(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify hinvherthat he/she has been added as agarnishee and Is enjoined as above slated. Amount Due $66,806.69 from 11/24/99 to 3/1/00 Interest -$1rOG§r06 Due Prothy, Ally's Comm °/Y Other Costs Ally Paid S107.3Q Plaintiff Paid Date: Decertbgr 7, 1999 Curtis R. Long Prothonotary, Civil Division Deputy REQUESTING PARTY: Name Frank Federman Esq. 7W0 Penn Center Plaza Address: 8irte yag Philadelphia, PA 19102 Attorneyfor: Plaintiff Telephone: 215-563-7000 Supreme Court ID No. 12248 REAL ESTATE SALE Nfli 1199 the sheriii 10 led cpca the dEi "? Oil 1Y interest in the real property situated in ?° Cumberland County, Pa., known and numborcd as: sLsP --- and more fully doacrip;:d on Ullbit "A" flied VJ-li" tills writ and by this reieronce incorporated herein. Ca d Ga 1 i X11 'fl T ^ • r r. .r • O . + N S '<1 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Rel No. S27. Rnproued Mau 16.1929 Commonwealth of Pennsylvania, County of Dauphin} as Frank J. Epler being duly sworn according to low, deposes and says: That he Is the Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with Its principal office and place of business at 812 to 818 Market Street, In the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, In the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 41h, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto Is exactly as printed and published In their regular daily and/or Sunday and Metro editioneAssues which appeared on the 25th day of January and the let and 8th day(s) of February 2000. That neither he nor said Company Is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and Is duly authorized and empowered to verify this statement on behalf of The Patdot•News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds In and for said County of Dauphin In Miscellaneous Book 'M', Volume 14, Page 317. _ PUBLICATION COPY SALE018 aFJ?i.tLaTA7al?ue as le Will NtA 10 I7t11 „-. ?.<, PIIO Mn14 Ma. , tiMt 8.0oralkn Airy Funk FetArmrt DUCKII' + WA Notadal Seal Tony L. nussell. Notary Public Hamsburg. DaupNn County My Comrtnwon Espues June 6.2M this 25th PUBLIC Member. Pennsytvania Assoclatanof NotMr commission expires June 6, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 286.80 Probating same Notary Fee(s) $ 1.50 Total $ 288.30 heras Receipt for Advertising Cost • of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general elpt of the aforesaid notice and publication costs and certifies that the same have THE PATRIOT-NEWS CO. of on to a 10111110 Puad, to a SUM kNern the , so the LoL, on Nadt nioutes Fisk 1U) led to a 1 Louis Park, ) a one stay as kt Olncr i IS TESTED M nnryby Detd fromqq 197 recordedtll By .................................................................... i PROOF OF PUBLICATION OF NOTICE. IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 21, 28, FEBRUARY 4, 2000 Affbant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. RZAL RSTAT6 SALE NO. 10 Writ No. 09.6301 Civil PNC Bank, N.A. VS. Brett S. Gorshne Ally.: Frank Federman DESCRUMON ALL THAT CERTAIN piece or par- cot of land situate in East Pennsboro Township, Cumberland County. Ponn- syh^rma, more particularly bounded and described in accordance with a survey by Michael C. D'Angelo, Reg- MUM Surveyor, dated March 26, 1075, as follows, to wit: BEGINNING at a stake along the westerly line of Oliver Road, which stake is one hundred allyetghl and ninelyslx hundred(hs (156.96) feet Southeast of theSoulticast corner of the Intersection of Louis Lnne and Oliver Road: thence South fonysu (46) degrees zero (00) minutes East, a distance of sixty-four (64.0) feet to a stake at the dividing line between the herein described Lot and Lot No. 52 on the hereinafter mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance or one hundred ten (110.0) feel along lilt dh9dhnn, Into between the herein described Lot and Lot No. 52, as aforesaid, to a stake: thence along ate dividing line between the herein described Lot and tat No. 45 on llle hereinafter mentioned Plan of Lots. Norlh forty-six (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feet to n stake; thence along the dividing lute between the herein described Lot and Lot No. 50 on the hereinafter mentioned Plan of Lots. North forty-four (44) degrees zero (00) minutes East, a distance of one hundred ten (110.0) feet 10 n stake, the place of IEGINNING. Roger M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this _L _day of FEBRUARY. 2000 WiS E, SNtbER, Nomory Ibbric Cariid• Scio, Cumbwtond County, PA My Comm.,uon E.p?e, Monk 5 :Oat Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly swom, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Affbant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication arc true. IRRAL nTATZ ¦MZ No. IS Wtil No. 00.6301 Civil PNC Bank, N.A. Vs. Brett S. Goniline Atty.: Frank Federman DESCRIPTION ALL THAT CERTAIN piece or par. cel of land situate in East Pennsbwro Township, Cumberland County. Penn. syhanla. more particularly bounded and described In accordance with a survey by Michael C. D'Angelo, Reg- Istered Surveyor, dated March 26, 1975, as follows, to wit: BEGINNING at a stake along the Westerly line of Oliver Road, which stake to one hundred fifty-eight and ninety-six hundredths (158.96) feet Southeast of the Southeast corner of the Intersection of Louis Lane and Oliver Road: thence South forty-six (46) degrees zero (00) minutes East. a distance of sixty-four (84.0) feet to a stake at the dividing line between the herein described Lot and Lot No. 52 on the heremaller mentioned Plan of Lots; thence South forty-four (44) degrees zero (00) minutes West, a distance of one hundred ten (110.0) feel along the dividing, line between the herein described Lot and Lot No. 52, as aforesaid, to a stake; thence along the dividing line between the herein described lot and Lot No. 45 on the hereinafter mentioned Plan of Lots. North forty-six (46) degrees zero (00) minutes West, a distance of sixty-four (64.0) feel to a stake; thence along the dividing line between the herein described Lot and Lot No. 50 on the hereinafter mentioned Plan of Lots, North forty-four (44) degrees zem (00) minutes East, a distance of one hundred ten (110.0) feel to a stake, the place of BEGINNING. BEING Lot No. 81 on Plan of Louis Park, recorded in Man Book 5, page 50, HAVING TnEREON ERECTED a one story frame dwelling (rouse known as 51 Oliver Road. BEING Tax Parcel N00.12.2992- 046. ;r TITLE TO SAID PREMISES IS VESTED IN Brell S. Gorsline, mar- tied man by Deed from Donald T. Custer amt Nancy L. Custer, husWuml and wife dated 11/15/63. recorded 11/16/93, lit Deed [look 936, page 442. Roger M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this -4-day of FEBRUARY. 2000 IONS E. SNYDER. Nolory Public Carlisle 60ro, Cumberlond County, PA My Commirwon Efpir01 March 5, 2001 r t- t S! 1,( \1 RE 14-L ESTATE S. U - E NO 18 51,000.00 Ad,.ance Cos'sPaid 12/13/99 qr Frank Federman Assessed Valuation S 4960.00 WRJTN099-6301 Civil PNC Bank, N.A. VS Brett S. Goraline 51 Oliver Road Enola, PA REAL DEBT NrHPEST 11/24/99-3/1/00 ATT'S FEES IMT COSTS ?.TTY ESCROW LATE C1L;RGE _ SHELTH'S COSTS Docke:ine Poundase Posing Bills Adse:,isine Acknowled¢inst Deed Auctiereer Law Library Count: Milea:e Cea %fail Le%ti• Posrgone Sale Surcharge Le:zal Search Lwx Journal Patrol Share of Bills Distribution of Proce:as She:afi's Deeds STAMPS Pa. Transfer Tae Tup or Boro Transfer Tax TA YES $ 66,806.69 1,06.5.06 107.30 30.00 17.24 15.00 15.00 30.00 10.00 .50 1.00 9.92 .84 15.00 16.00 353.75 288.30 25.08 25.00 26.50 1