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Home My WebLink About99-06346r_- 7 C 0. f 1' f a rt"y> e i Y / ? • w•? }i?Y t YeWi 4 .:?A • L N ( ? IY yl L^? (}} 3 a 5 4 ., 1 l \ 9 S? ? fihrl 4 M ? Vol e e r G Y J) l .. C 4 I ;? ii 1 SM{ ( ?Sy F t 1 MtiJ4 a 1 4\ ? \ t j + t NS 71 ?L R? y l' 4r b rt t 49 Ya ?; p r 1 4 ? be do Mo ? , ike ? w t t'?V.p j S STATE OF PENNSYLVANIA, C COUNTY OF CUMBERLAND J SS. Robert P Ziegler ------------------------------------------------------------------------------ Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which _ WMC mtg Corp ---------------------------•---°----°--------------°--- -- u the grantee 7th the same having been sold to said grantee on the _______________________________________________ day of June xx 00 ---------------------------------------- A. D., 19________, under and by virtue of a writ--_--_----_--- execution 8th ------------------------------------------------issued on the ------------------------------------- March day of __________________________ A. D., ftx 00_ out of the Court of Comman Pleas of said County as of -------------°-- civil 99 ------ - ----- - - --- ----- - --------- ---°----- Term, 19 ------ 6346 WMC Mtg Corp Number--------------, at the suit of--------------------------------------------------------------- Charles W Johnson 6 Judith L ----------------------------------- against---------------------------------------------------- is 224 456 duly recorded in Sheriffs Deed Book No. _____________ Page ------------- 1N TE.STIhIONY WHEREOF, I have hereunto set my hand and seal of said office this --QU ----- day of --------- 22191S A. D., fg ? OIO -- - --- -------------------- Recorder of Deeds Recorder of Deeds. Cumberland County. gffisle. PA My Commission CaDbes the first Monday of Jan. 2002 WMC Mortgage Corporation In the Court of Common Pleas of -vs- Cumberland County, Pennsylvania Charles W. Johnson and Judith L. Johnson No. 99-6346 Civil Shannon M Sunday, Deputy Sheriff who being duly sworn according to law, says on March 31, 2000 at 9:29 o'clock A.M. EST, she posted a copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the property of Charles W. Johnson and Judith L. Johnson located at 232 East Mulberry Avenue, Carlisle, Cumberland County, Pennsylvania according to law. Kathy Clarke, Deputy Sheriff, who being duly sworn according to law, says on April 12, 2000 at 6:13 o'clock P.M. EDST, she served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Charles W. Johnson by making known unto Judith Johnson, wife at 232 East Mulberry Avenue, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copies of the same. Kathy Clarke, Deputy Sheriff who being duly sworn according to law, says on April 12, 2000 at 6:13 o'clock P.M. EDST, she served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Judith Johnson by making known unto Judith Johnson at 232 East Mulberry Avenue, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copies of the same. R. Thomas Kline, Sheirff, who being duly swom according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Charles Johnson by first class mail to 332 East Mulberry Avenue, Carlisle, Pennsylvania. This letter was mailed under the date of April 13. 2000 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner; The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Judith Johnson, to 232 East Mulberry Avenue, Carlisle, Pennsylvania. This letter was mailed under the date of April 13, 2000 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court I louse, Carlisle, Cumberland County, Pennsylvania on June 7, 2000 at 10:00 o'clock A.M.EDST and sold the same for the sum of $ 1.00 to Attorney Dale Shughart, JR for WMC Mortgage Corporation. It being the highest bid and best price quoted for the same WMC Mortgage Corporation of P.O. Box 54089, Los Angeles, CA being the buyer in this execution paid to Sherit7'11. Thomas Kline the sum of $ 787.04 it being costs. Sheriffs Costs Docketing 30.00 Poundage 15.43 Posting Bills Advertising Acknowledging Deed Auctioneer Law Library County Mileage Certified Mail Levy Surcharge Law journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed Sworn and Subscribed To Before Me This_gy L Day of _ 2000,A.D. Prot o otary 15.00 15.00 30.00 10.00 .50 1.00 6.20 1.17 15.00 30.00 297.95 243.49 24.80 25.00 26.50 $ 787.04 Pd By Atty 6/22/00 So a ??..?e.0 R. Thomas Kline, Sheriff • "? BY_T.Qe?t?sL?C? Real estate Deputy Pyl- vN h? A .3 Z? ff. WMC MORTGAGE CORPORATION V. Plaintiff CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL AFFIDAVIT PURSUANT TO RULE 3129.1 WMC MORTGAGE CORPORATION, plaintiff in the above action, sets forth as of the date the pmccipe for the writ of execution was filed the following information concerning the real estate property located at 1. Name and address of owner(s) or reputed owner(s): Name Address CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 2. Name and address of defendant(s) in the judgment: Name Address CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address PLAINTIFF 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address BOROUGH HALL OF NEW NEW CUMBERLAND, PA 17070 CUMBERLAND TAX CLAIM BUREAU CUMBERLAND COUNTY COURTHOUSE ICOURTHOUSESQUARE CARLISLE, PA 17013 CUMBERLAND ASSISTANCE OFFICE DOMESTIC RELATIONS 33 WESTMINSTER DRIVE P.O. BOX 599 CARLISLE, PA 17013.0599 P.O. BOX 320 CARLISLE, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property, which may be affected by the sale: Name Address TENANTS/OCCUPANTS 232 EAST MULBERRY CARLISLE, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are subject to the penalties of 18 Pa.C.S.A. 4904 relating to unswom falsification to authorities. Dated:,2/Z c//&a OFFICE OF Tur. WVFF C?l?r y Haw 9 3 ss PH '00 PC I t't ; I L'; MI I A ;F a= T'S a 2 Lt$nn??,,?1 nY ? F ?. xS . a i ? y t r * n,i _ i LAW OFFICES OF GREGORY JAVARDIAN BY: GREGORY JAVARDIAN INDENTIFICATION NO. 55669 44 SECOND STREET PIKE SUITE 101 SOUTHAMPTON, PA 18966 (215) 942-9690 WMC MORTGAGE CORPORATION V. Plaintiff CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL NOTICE OF SHERIFF'S SALE, OF REAL PROPERTY TO: CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 Your house (Real Estate) at 232 EAST MULBERRY AVENUE, CARLISLE, PA 17013, is scheduled to be sold at Sheriffs Sale on Monday, JUNE 7. 2000 at 10:00 A.M., in the Commissioner's Hearing Room located on the 2' Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania to enforce the Court Judgment of S48,431,09 obtained by WMC MORTGAGE CORPORATION, against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Gregory Javardian, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Gregory Javardian at telephone (215) 942-9690. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on this page on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling Gregory Javardian, Esquire at telephone (215) 942-9690. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of the property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened you may call Gregory Javardian, Esquire at telephone (215) 942- 9690. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 51 You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money, which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within (10) days. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP CUMBERLAND BAR ASSOCIATION LAWYER REFERRAL AND INFORMATION SERVICE 471' FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE. PA 17013 (7171240.6200 ALL THAT CERTAIN lot of ground with the improvements thereon erected situated in the First Ward of the Borough of Carlisle, Cumberland County, Pennsylvania bounded and described as follows : BEGINNING at a point on the Southern side of Mulberry Avenue which point is the Northeast corner of land now or formerly of Stewart H. Porter and Peggy A. Porter, h is wife; thence Southwardly through the center of the partition wall built between the houses numbered 230 and 232, 60 feet to a point on line of land now or formerly of Rebecca Neiswangcr Wert; thence, Estwardly along the latter land, 17 feet 10 inches, more or less, to a point; thence Northwardly by lands now or formerly of William H. Hooke and Vivian S. Hooke, his wife, and through the center of the partition wall built between the houses numbered 232 and 234, 60 feet to a point on the Southern side of Mulberry Avenue; thence Westwardly by the "Southern side of said Avenue, 17 feet 10 inches, more or less to the place of BEGINNING. BEING improved with a frame dwelling house known as 232 Mulberry Avenue. BEING Parcel No. 02-21-0318-317 BEING THE SAME PREMISES WHICH Robert C. Rose, A/K/A Robert E. Rose and Wanda Rose, by deed dated 7/30/98 and recorded 813/98, in Deed Book Vol. 182, Page 727 in the office of the Recorder of Deeds of Cumberland County, granted and conveyed unto Charles W. Johnson and Judith L. Johnson. OFFICE OF trc ; iERIYF Cl!w Han 9 3 55 P11'00 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF Cumberland COUNTY: 0 NO. 99-3646 CIVIL 4P 2-rm CIVIL ACTION - LAW To satisfy the debt, Interest and costs due WMC Mortgage Corporation PLAINTIFF(S) from Charles W Johnson and Judith L Johnson 232 East Mulberry Avenue, Carlisle, PA 17013 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell see legal description (2) You are also directed to attach the property of the defendant(s) not levied upon In the possession of GARNISHEE(S) as follows: and to noldy the gamishee(s) that: (a) an attachment has been Issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) Ifpropertyofthedelendant(s)notlevieduponansubjectioattachment fsloundinthepossessionofanyoneolher than a named garnishee, you are directed to notify hinvherthat he/she has been added as agarnishee and is enjoined as above stated. Amount Due $48,431.09 L.L. $.50 Interest Duo Prothy S1,00 Any's Comm Any Paid $115.10 Plaintiff Paid Date: March 8th, 2000 REOUESTING PARTY: Other Costs Curtis R. Long Prothonotary, Civil Division by: LdNl1Q)11c;??? Deputy ,I Javardian Esq. Name Gregor Address: Broad & Chestnut Street, Suite 2226 Philadelphia, PA 19110 Attorney for: Plaintiff Telephone: 215-923-2225 Supreme Court ID No. 55669 _ REAL ESTATE SALE Nom un xyn4,64 i Y. xnro the sheriff levied upon the defendants Interest In the real property situated In a D_ I R2.,.1! Cumberland County, Pa., known and numbered as: E ?' and more fully described on Exhibit "A" filed with this writ and by this reference Incorporated herein. .e, ld 00o II,I QS E F VVH v IJ aji.1 11 11. a-';Jj0 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Roger M. Morgenlhal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: APRIL 28, MAYS, 12, 2000 Afffant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE BALL NO. 47 %Vill No. 00.6346 Civil WNIC Mortgage Corporation VS. Charles W. Johnson and Judith L. Johnson Ally.: Gregory Javanhan ALL Tl RAT CERTAIN lot of ground with the Improvements thereon erected situated In the First Ward of the Borough of Carlisle, Cumberland County, Pennsylvania bounded and described as follows: BEGINNING at a point on the Southern side of Mulberry Avenue which point is the Northeast corner of land now or formerly of Stewart If. Porter and Peggy A. Porter, his wife; thence Southwardly through the center of the partition wall built be. lween the houses numbered 230 and 232.60 feet to a point on fine or land now or formerly of Rebecca New wanger Wert: thence, Eastwnrdly along I he latter land. 17 (rel 101nches, more or less, to a point: thence Northward- ly by lands now or formerly of WOham If. Hooke and Vivian S. Ifooke. his wife, and through the center of the partition wall built between the houses numbered 292 and 294, 60 feet to a pool on the Southern side of Mul• berry Avenue; thence Weslwardly by tie Southern side of said Avenue. 17 feel 10 Inches, more or less to the place of BEGINNING. BEING Improved with a frame dwelling house known as 232 Mul- berry Avenue. I BEING Parcel No. 02.21.0318- 917. BEING THE SAME,, P1tEMISE.S WHICII Robert C. hose. a/k/a Rob- ert E. Rase atilt Will Ida How, by decd dated 7/:a)/i)H:u al In old ni ill need uook Vol. 182. paste 727 or the office of the Rrcotdrr oI Urrd• of Cumberland 0,11114', grontrd and conveyed 111114) C11;111cs W..luhoso11 and J11dila 1.. Julaoum. Rog M. Morgenlhal, Editor SWORN TO AND SUBSCRIBED before me this __Jl_day of MAY. 2000 LMYMCII OrS E. SNYUlR, Hoary hbltc NOlNO1ar?Al iJs soro, CumbeAond County, ?A ommiuo n Espirn MarcA S, 7001 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Commonwealth of Pennsylvania, County of Dauphin) as Michael Morrow being duly sworn according to law, deposes and says: That he is the Assistant Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published over since; That the printed notice or publication which is securely attached hereto Is exactly as printed and published In their regular daily and/or Sunday and Metro editionsAssues which appeared on the 2nd, 9th and 161h day(s) of May 2000. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and Is duly authorized and empowered to verily this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded In the office for the Recording of Deeds in and for said County of Dauphin.in Miscellaneous Book "M", Volume 14, Page 317. 1 I 1 PUBLICATION S=' vet e ` -------- - ---------- COPY S s 2nd day June 0 A.D. S A L E 047 Notarial 5eal t Terry L numu. Notary Pubic HarntAwg. I11ug County My Coqur'%W' F.PreS June 8.2002 NO R PUBLIC Mentber,PeanSytvanaASsooat1011ot Motooommission expires June 6, 2002 REAL[S MSALlfb.47 Nh0" "Is 1 ' . ? ? CUMBERLAND COUNTY SHERIFFS OFFICE c wMt:fiat0a j4 ccrp. CUMBERLAND COUNTY COURTHOUSE CArWNLJeMwbl CARLISLE, PA. 17013 A L ' rp a y DESCamerok Statement of Advertising Costs ?ALLT11ATCERTALN??yyltd n,ft0h rlhf lmpfglemenb thervavFreif dlwlyd In To THEPATRIOT-NEWSCO.,Dr. IW fuss Ward of the SmuSh of Cadi.le. For publishing the notice or publication attached AM Coun1% MPcyhanla bounded rktcrflwd aa rol„ and hereto on the above staled dates $ 241,99 &BEGINNING A a point on the Southern of Muhre Averme which ohl Is th Probating same Notary Foo(s) $ 1.50 Y y P e T0181 $ 243.49 numbered 210 and 212, 61) feet loa Ion Ilse-of land notv or foreleriv of becca Nnfmnget Nrrt: thence. I a%t%ardll at nn; the latlrr find, 17 feel III inch,., more or h+., to a Irnnb thence Nonhwurdh' be lands mm or formerb of \Rlliam It, Ifonle And\'i, Ian S. IlooLe, hte wife, and Ihmugh the center at the ryrtition wall built hiwven the houw, numbered 21: and 114,60 feel to a paint an the soulltcm We of 11uth•m Avenue: thence Won,ardly N rht • ,outhcm aide of uW Atenur..17 hM 10 m:Aet, more it h'.. le Bit%(: imprmed w1hib frame rhrrlling hmre lmmnav4: \lul \,\ernue. n1lse rand ?'a n:: en+ nr PEINC, IIIE MW 1'9I %1ISIS %,Innh Robert C. R,w', AWA Rift, it L. Rue and %%jmb Rae, h deed deed M0194 and reovd,d h' 11 t9, in tkrd then \'ul. IN, Pan. ^• in the isher's Receipt for Advertising Cost shor of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general receipt of the aforesaid notice and publication costs and certifies that the same have THE PATRIOT-NEWS CO. By ....................................................... office of the Recorder n? limb of Cumberland Counh, grimed and toto rd unto Chatle. IC. (nhn,on and Judith L. Johnwm. Real Estate No 47 S 1000.00 Advance Costs Paid 3/13/00 Atty Gregory Javardian Assessed valuation $ 1,710 Writ No. 1999-6346 Civil WMC Mortgage Corp. -vs- Charles W. Johnson and Judith L. Johnson 232 East Mulberry Avenue Carlisle, PA Real Debt $ 48,431.09 Interest Atty's Fees Atty's Writ Costs 115.10 Escrow Late Charges Sheriffs Costs Docketing 30.00 Poundage 15.43 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 ;r County 1.00 Mileage 6.20 Certified Mail 1.17 ti Levy 15.00 Surcharge 30.00 Postpone Sale Out of County Legal Search Law Journal 297,95 Patriot News 243.49 Share of Bills 24.80 Distribution of Proceeds 25.00 Sheriffs Deed 26.50 TAXES 2000 County Library Boro Taxes 115.43 Water and Sewer 109.84 Tax Claim Bureau 764.82 LAW OFFICES OF GREGORY JAVARDIAN BY: GREGORY JAVARDIAN IDENTIFICATION NO. 55669 44 SECOND STREET PIKE SUITE 101 SOUTHAMPTON, PA 18966 (215) 942-9690 WMC MORTGAGE CORPORATION V. Plaintiff CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 I hereby certify that 1 have sent copies of the Notice of Sheriff Sale to the defendant certified and regular United States mail and all lien holders or judgment creditors of record as required by Pa. R.C.Pro. by first class United States mail, postage prepaid, on the date set forth below. (See attached Exhibit "A"). CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 TENANTS/OCCUPANTS 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 BOROUGH HALL OF NEW CUMBERLAND NEW CUMBERLAND, PA 17070 WANDA ROSE 464 CROSSROAD SCHOOL ROAD CARLISLE, PA 17013 TAX CLAIM BUREAU CUMBERLAND COUNTY COURTHOUSE ICOURTHOUSESQUARE CARLISLE, PA 17013 CUMBERLAND ASSISTANCE OFFICE 33 WESTMINSTER DRIVE P.O. BOX 599 CARLISLE, PA 17013-0599 DOMESTIC RELATIONS P.O. BOX 320 CARLISLE, PA 17013 r 11,'I ROBERT C. ROSE 464 CROSSROAD SCHOOL ROAD CARLISLE, PA 17013 DATED: 3\?y\oo y\a?\co l? d Y ?T a WMC Mortgage Corporation In the Court of Common Pleas of -vs- Cumberland County, Pennsylvania Charles W. Johnson and Judith L. Johnson No. 99-6346 Civil Shannon M Sunday, Deputy Sheriff who being duly swom according to law, says on March 31, 2000 at 9:29 o'clock A.M. EST, site posted a copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the property of Charles W. Johnson and Judith L. Johnson located at 232 East Mulberry Avenue, Carlisle, Cumberland County, Pennsylvania according to law. Kathy Clarke, Deputy Sheriff, who being duly sworn according to low, says on April 12, 2000 at 6:13 o'clock P.M. EDST, she served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Charles W. Johnson by making known unto Judith Johnson, wife at 232 East Mulberry Avenue, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attestcd copies of the same. Kathy Clarke, Deputy Sheriff who being duly sworn according to law, says on April 12, 2000 at 6:13 o'clock P.M. EDST, she served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Judith Johnson by making known unto Judith Johnson at 232 East Mulberry Avenue, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attestcd copies of the same. R. Thomas Kline, Sheirff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Charles Johnson by first claw mail to 332 East Mulberry Avenue, Carlisle, Pennsylvania. This letter was mailed under the date of April 13, 2000 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says lie served the above Real Estate Writ Notice Poster and Description in the following manner; The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Judith Johnson, to 232 East Mulberry Avenue, Carlisle, Pennsylvania. This letter was mailed under the date of April 13, 2000 and never returned to the Sheriff's Office. i So an R. Thomas Kline, Sheriff Dy Real estate Deputy RecUWd From: The Law off,,,., 44 Second St. Pik, Sir. IIII thetttlMenr.pq?iylg? Allot be M,.In s, or mater postage anMP, d Don muk. Inquire of Postmo ter for current fee. I One Piece of o,dinny moll add,uud to: ROBERT C. ROSE S1 464 CROSSROAD SCHOOL R4 D. ,. CARLISLE, PA 17013 PS Form 3817, Mar. 1888 _. `• (t t 1 i s . i r U S. POSTAL SERVICE MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Rscolved From: The LBW 9mco roQOr avardian 44 Second St. Pike St tm Nout nmpton. PA 18968 One piece of oroinary moll add,eued to: ,.? 1 WANDA ROSE 464 CROSSROAD SCHOOL;ROAD p CARLISLE, PA 17013 ; /AC rb form joI /, mar. IB89 Received from: 4: The l4* r 116, ra u1 N Secood St. Piko Ste. It One piece of ordinary con eddrnnd b: CHARLES W. JOHNSON CARLISLE PA 17013 Mar. Affix fee Mre in stamp, - coed, postage end poet mark. Inquire of PCFmlaatar for current fee. Affix be Nua M atempa or mstu postage and Rost mule. Inquie of Poatmastar for currant lee. 1 1 M1 b? 9 r J 0 r w O to ro w w N En M a 6 a 3 p w r!p £ Off ' u i. L 0 A R I AIE OF MAILING MAY BE USED FOR DOMESTIC AND INT[RNATIONAL MAIL DOES NOT PROVIDE FOR INSURANC[-POSTMASTER , Reorved From. ThoJewOlluPeut in 96 gory DYnn Ian 44 Second St P k S , q . I P IP. I -.11111111111110n. r , Om pace of ummary me.) Addressed lo: _ TENANTS/OCCUPANTS 232 EAST MULBERRY AVENUE --e* , rJ ruff" 5oi7. War. rYPtl Pscerted From: 'Cho) Aw ',I h. Pa of 44 Second St. Pike Ste. 101 TG L41A S" Affix lee heft In arAmpe Of mule Postage and Pon mark. Inquire of Postmaster 10J (arrant 196. t' I ' r t Affix fosMw N stamps or metal postage and NOT post mark. InQuIts of Postmaster for cunant Om pace of ofdmAry meil Addressed to: AOAOfICh UAI i OF NFW CIIMAFAI ANTI NEW CUMBERLAND, PA 17070 PS Form 3817, Mar. 1989 -- Affix lee here In aternpa or mate Posuee and p TA RVI POnmetier lot current AY BE USEO FOR DOMESTIC AND INTERNATIONAL MAII. DOES NOT pot !nark / \1 e o IOVIDE iOR INSURANCE-POSTMASTER pece"'I'd Flom The Law r NN, r+ ul R k'A rf tan n.?'. 44 Second St. Pike Ste. ID on, 180GG C ?•,; med add,e esed to. Om pen Of mdms" TAY. CLAIM BUREAU l COURTHOUSE S UARF. CARLISLE, PA 17013 _- PS f:om 3817. 1989 • Alh, lee Mrs in stamps E E L or metal postage and s. PosTA Rvl AY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT post mark. Inquire of tmaster for Current 10V IDE FOR INSURANCE-POSTMASTER Pos Receroed imm-. ThoIAWOliicesOf w t Stc ?'a• • 4 Second St. Pike 1 I I' . 1 PA 18,164 i h - - . • . G,rlr am , , • lv 5 , •' One piece of ordlnarY mail Gooruted to. DOMESTIC RELATIONS CARLISLE PA 17013 PS Form 3817, Mar. 1989 11 ru rl (,??L?S 4?J.vlnEn?in ? ? v,.•aaw E / S S/? Lr••'w1 {w l tlmd•. '71 ?Y V C3 nwtwn a,. w,n rww / o / O Nn ° n6VKIn, Eh•ne'1rM i rl `y C3 - 1 C dY1d ° Tole, postage a res. 7 fTl w dkl NsTwil4ax C` .',.•cI O,+ I? 1 h01Aw Pilll l e at Cr- ......... 7 x, ! roBo::i.cGM(Ory Jni Ti dlTn ..... sm.i:'A ; Plku $ta Ig <t'Sean 1 St ° r I 'c;n "s„•.'::h?? ,, ,;., ,,,, ,„•....,,..... Southampton. PA 1f49G4 I 4• ? ! or m j ri '1 ? P..ISge S CM: f: I. ° {Illwn pwce:a {e! ° ICWwswmnlHpulllll If rdOrHVnwnl NMuuWI ° ° s TOW Postage a_Feu J Ell tram! nvw.,. rY,nr cra 171 noW i Bisset ... .... •. or- Mt IIq oe C`(1IIne1Jp ° ............1, tI ?.6, ll ,YYd Southam ton, P 5 C3 T.tal P...... a r... _ -- TheleliOnlYlaof 1 . OnporyJewrdian o- l -1 a' ' .•"?" •41 Second St. Pike Sta. 101 or Southampton; PA 189G4 ° m 1-01 ScI;- y P.Stxln t ?////?11 CM'e.f law VI.\Y„mN frown nm.g,l r.« o Il,...tnnw•,t 4.q„nnfi - did d,,.,,,.•.,m,H•. --- Nelwi A ll J C:D J afi F WMC MORTGAGE CORPORATION Plaintiff V. CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 WMC MORTGAGE CORPORATION, plaintiff in the above action, sets forth as of the dale the pmecipe for the writ of execution was filed the following information concerning the real estate property located at 232 East Mulberry Avenue, Carlisle, PA 17013. 1. Name and address of owner(s) or reputed owner(s): Name Address None 2. Name and address of defendant(s) in thejudgmcm: Name Address None 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address ROBERT C. ROSE 464 CROSSROAD SCHOOL ROAD CARLISLE, PA 17013 WANDA ROSE 464 CROSSROAD SCHOOL ROAD CARLISLE, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: Name Address None 5. Name and address of every other person who has any record lien on the property: Name None Address 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property, which may be affected by the sale: Name Address None 1 verify that the statements made in this affidavit are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are subject to the penalties of 18 Pa.C.S.A. 4904 relating to unswom falsification to authorities. Dated: ?A-71h-r :;,r CJ y >a< M1 it'. r ?r ti§y, k 4r7?? r J, PRAECIPE FOR WRIT OF EXECUTION COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND WMC MORTGAGE CORPORATION COURT OF COMMON PLEAS Plaintiff V. CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: AMOUNT DUE INTEREST from to At per diem (Costs to be added) CUMBERLAND COUNTY NO. 99-6346 CIVIL $48,431.09 for Plainigs) ALL THAT CERTAIN lot of ground with the improvements thereon erected situated in the First Ward of the Borough of Carlisle, Cumberland County, Pennsylvania bounded and described as follows : BEGINNING at a point on the Southern side of Mulberry Avenue which point is the Northeast comer of land now or formerly of Stewart 1-1. Porter and Peggy A. Porter, h is wife; thence Southwardly through the center of the partition wall built between the houses numbered 230 and 232, 60 feet to a point on line of land now or formerly of Rebecca Neiswanger Wert; thence, Estwardly along the latter land, 17 feet 10 inches, more or less, to a point; thence Northwardly by lands now or formerly of William H. Hooke and Vivian S. Hooke, his wife, and through the center of the partition wall built between the houses numbered 232 and 234, 60 feet to a point on the Southern side of Mulberry Avenue; thence Westwardly by the "Southern side of said Avenue, 17 feet 10 inches, more or less to the place of BEGINNING. BEING improved with a frame dwelling house known as 232 Mulberry Avenue. BEING Parcel No. 02-21-0318-317 BEING THE SAME PREMISES WHICH Robert C. Rose, A/K/A Robert E. Rose and Wanda Rose, by deed dated 7/30/98 and recorded 8/3/98, in Decd Book Vol. 182, Page 727 in the office of the Recorder of Deeds of Cumberland County, granted and conveyed unto Charles W. Johnson and Judith L. Johnson. N - to p CD J? J 4 -p -o - a 10 _ L 7 Lri rv s b afa # E'j e ?µ? WMC MORTGAGE CORPORATION Plaintiff V. CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL CERTIFICATION TO SHERIFF OF CUMBERLAND COUNTY AS TO THE SALE OF REAL ESTATE DATE OF SALE: JUNE 7, 2000 I hereby certify that I am the attorney for the Plaintiff in this Mortgage Foreclosure Action and further certify this Property is: F.H.A. Tenant Occupied Vacant Commercial As a result of Complaint in Assumpsit x Act 6 and 91 complied with `O0.Do a o ?zr O s? I i, -, r r^ WMC MORTGAGE CORPORATION V. Plaintiff CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL. AFFIDAVIT PURSUANT TO RQIX 3129.1 WMC MORTGAGE CORPORATION, plaintiff in the above action, sets forth as of the date the praecipe for the writ of execution was ftled the following information concerning the real estate property located at 1. Name and address of owner(s) or reputed owner(s): Name Address CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBEIIRY AVENUE CARLISLE. PA 17013 2. Name and address of defendant(s) in the judgment: Name Address CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVIiNUIi CARLISLE, PA 17013 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address PLAINTIFF r Y 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address BOROUGH HALL OF NEW CUMBERLAND TAX CLAIM BUREAU CUMBERLAND ASSISTANCE OFFICE DOMESTIC RELATIONS NEW CUMBERLAND, PA 17070 CUMBERLAND COUNTY COURTHOUSE I COURTHOUSE SQUARE CARLISLE, PA 17013 33 WESTMINSTER DRIVE P.O. BOX 599 CARLISLE, PA 17013-0599 P.O. BOX 320 CARLISLE, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property, which may be affected by the sale: Name Address TENANTS/OCCUPANTS 232 EAST MULBERRY CARLISLE, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are subject to the penalties of 18 Pa.C.S.A. 4904 relating to unswom falsification to authorities. Dated:.2/Z cl Qr A ALL THAT CERTAIN lot of ground with the improvements thereon erected situated in the First Ward of the Borough of Carlisle, Cumberland County, Pennsylvania bounded and described as follows ; BEGINNING at a point on the Southern side of Mulberry Avenue which point is the Northeast comer of land now or formerly of Stewart H. Porter and Peggy A. Porter, h is wife; thence Southwardly through the center of the partition wall built between the houses numbered 230 and 232, 60 feet to a point on line of land now or fonnerly of Rebecca Nciswanger Wert; thence, Eastwardly along the latter land, 17 feet 10 inches, more or less, to a point; thence Northwardly by lands now or formerly of William 11. Hooke and Vivian S. I lookc, his wife, and through the center of the partition wall built between the houses numbered 232 and 234, 60 feet to a point on the Southern side of Mulberry Avenue; thence Westwardly by the "Southern side of said Avenue, 17 feet 10 inches, more or less to the plucc of IIl'OINNINCi. BEING improved with a frame dwelling house known as 232 Mulberry Avenue. BEING Parcel No. 02-21-0318-317 BEING THE SAME PREMISES WI IICI I Robert C. Rose, A/K/A Robert E. Rose and Wanda Rose, by deed dated 7/30/98 and recorded 8/3198, in Deed (look Vol. 182, Page 727 in the office of the Recorder of Deeds of Cumberland County, granted and conveyed unto Charles W. Johnson and Judith L. Johnson. LAW OFFICES OF GREGORY JAVARDIAN BY: GREGORY JAVARDIAN INDENTIFICATION NO. 55669 44 SECOND STREET PIKE SUITE 101 SOUTHAMPTON, PA 18966 (215) 942-9690 WMC MORTGAGE CORPORATION V. Plaintiff CHARLES W. JOHNSON JUDITH L. JOHNSON Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 99-6346 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 Your house (Real Estate) at 232 EAST MULBERRY AVENUE, CARLISLE, PA 17013, is scheduled to be sold at Sheriffs Sale on Monday, JUNE 7. 2000 at 10:00 A.M., in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania to enforce the Court Judgment of $48.431.09 obtained by WMC MORTGAGE CORPORATION, against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: I. The sale will be canceled if you pay to Gregory Javardian, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Gregory Javardian at telephone (215) 942-9690. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on this page on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your properly will be sold to the highest bidder. You may find out the bid price by calling Gregory Javardian, Esquire at telephone (215) 942-9690. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of the property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened you may call Gregory Javardian, Esquire at telephone (215) 942- 9690. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money, which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) arc filed with the Sheriff within (10) days. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A I AWYFR OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP CUMBERLAND BAR ASSOCIATION LAWYER REFERRAL AND INFORMATION SERVICE 4m FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE. PA 17013 (717) 240.6200 ALL THAT CERTAIN lot of ground with the improvements thereon erected situated in the First Ward of the Borough of Carlisle, Cumberland County, Pennsylvania bounded and described as follows : BEGINNING at a point on the Southern side of Mulberry Avenue which point is the Northeast comer of land now or formerly of Stewart H. Porter and Peggy A. Porter, h is wife; thence Southwardly through the center of the partition wall built between the houses numbered 230 and 232, 60 feet to a point on line of land now or formerly of Rebecca Neiswanger Wert; thence, Esswardly along the latter land, 17 feet 10 inches, more or less, to a point; thence Northwardly by lands now or formerly of William H. Hooke and Vivian S. Hooke, his wife, and through the center of the partition wall built between the houses numbered 232 and 234, 60 feet to a point on the Southern side of Mulberry Avenue; thence Westwardly by the "Southern side of said Avenue, 17 feet 10 inches, more or less to the place of BEGINNING. BEING improved with a frame dwelling house known as 232 Mulberry Avenue. BEING Parcel No. 02-21-0318-317 BEING THE SAME PREMISES WHICH Robert C. Rose, A/K/A Robert E. Rose and Wanda Rose, by deed dated 7/30/98 and recorded 8/3/98, in Deed Book Vol. 182, Page 727 in the office of the Recorder of Deeds of Cumberland County, granted and conveyed unto Charles W. Johnson and Judith L. Johnson. 0 h LAW OFFICES OF GREGORY JAVARDIAN BY: GREGORY JAVARDIAN, ESQUIRE ATTORNEY I.D. #55669 44 Second Street Pike, Suite 203 Southampton, PA 18966 (215) 942-9690 P.O. BOX 54089 LOS ANGELES, CA 90054 Plaintiff VS. CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 Defendant(s) Attorney for Plaintiff PLEAS TRIAL DIVISION CUMBERLAND COUNTY No. 4Y -k3 I* ('.LG NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defense or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 /it/i?¦i•i?/?///?i?iM44t/i//i¦444?//ii//ti??//???/iii//?M//i4.4i//?•/•t• NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT ???44•tM•/i/t//??i?/?//•4?/¦i?t?i?•4/i/t/???//till???/t?t???t/???t?????? This is an attempt to collect a debt and any information obtained will be used for the purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within thirty (30) days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within thirty (30) days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. 4. If you notify our offices in writing within thirty (30) days of receipt of this notice, our offices will provide you with the name and address of the original creditor, if different from the current creditor. LAW OFFICES OF GREGORY JAVARDIAN BY: GREGORY JAVARDIAN ID# 55669 44 SECOND STREET PIKE SUITE 203 SOUTHAMPTON, PA 18966 (215) 942-9690 Attorney for Plaintiff WMC MORTGAGE CORPORATION : COURT OF COMMON PLEAS P.O. BOX 54089 : CUMBERLAND COUNTY LOS ANGELES, CA 90054 Plaintiff(s) VS. CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 Defendant(s) No. COMPLAINT IN MORTGAGE FORECLOSURE CIVIL ACTION MORTGAGE FORECLOSURE 1. WMC Mortgage Corporation, (ItcreinaRcr referred to as "Plaintiff") is an Institution, conducting business under the Laws of the Commonwealth of Pennsylvania and brings this action to foreclosure the mortgage between Charles W. & Judith L. Johnson, Mortgagor(s) (hereinafter referred to as "Defendant") and itself as Mortgagee. Said Mortgage was dated July 30, 1998 and was recorded in the Office of the Recorder of Deeds and Mortgages in Cumberland County in Mortgage Book 1472, page 747. A copy of the Mortgage is attached and made a part hereof as Exhibit'A'. 2. The Mortgage is secured by Defendant(s) Note dated July 30, 1998 in the amount of $39,900.00 payable to Plaintiff in monthly installments with an interest rate of 10.75%. 3. The land subject to the mortgage is: 232 Mulberry Avenue, Carlisle, PA 17013. 4. The defendant(s), Charles W. & Judith L. Johnson are the real owner(s) of the land subject to the mortgage and the Defendants' address is : 232 Mulberry Avenue, Carlisle, PA 17013. 5. The Mortgage is now in default due to the failure of the Defendant(s) to make payments as they become due and owing. The following amounts are due: Principal Balance: $39.854.53 Interest to 9/6/99 $ 3,270.40 Accum. Late charges $ 181.20 Attorney Fcc/costs $ 3,700.00 TOTAL: $47,006.13 plus interest from 9/7/99 at $11.68 per day, costs of suit and attorney fees. 6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6, Section 403 (41 P.S. 403), a Notice of Intention to Foreclose is required and was sent January 5, 1999. A Notice of Homeowners' Emergency Mortgage Assistance was sent to defendants January 5, 1999. The Defendant(s) have not cured the default. WHEREFORE, Plaintiff requests the court enter judgment in Mortgage Foreclosure for the sale of the mortgaged property in Plaintiffs favor and against the Defendant(s), in the sum of $47,006.13 together with the interest from 9/7/99 at $11.68 per day, costs of suit and attorney fees. Law offices of Gregory Javardian BY: EG Y J VARDIAN rZ55 1,1 I. 11 I . ? I , JUL. Sa. lYA] '0, to,11 i •I 1DJUSTA (L So III ?h.II ! . um «nrir eI AtNB PNOVIBIONBIALI '733.P-n!T HULf CneLISLI. 1 1 i IRriwot'SDIIOifIa=iJaailyd. OrAY. ,I Dtandr r Osn.tar . loss Inri I lu+a i eOe.Td3.GS; CON: I •, 11 1 1 I i - • .lwndit maY OaO6a1 data Nora Tn LI ILL 1 I nts I?7. Diu IatraR b d» silt et tha laydar.ITIN toast dill NOW If ooad dre'Tiots 110mor.'I I • . .'10 ?7a0o,, ., *7 TW ==":: I rW Dar, loar< K tw tagldloa by dr4; Socdon 1 ena feabo •/: of lbsbcdai7N) of Wb Nod ._ ?. liusun I win oaks mr mt amts daaa Darn' N tb- a7U Y.11 QA,U/ t0 DF?A, ?•IAUE AND OAAFCi fAMI ; r OTBIE ORIGINAL I i1 !; ..1 I IL11 , i l.l.;lj;ll AND No" IN MY IN "', MTi CUNT MY INTUNT' iWr- CAN BUST PAY.1 -111 ;11:1! I i I !,vclanfnv ?lln' IJ.. 1 I,.ii I Il.il 'I I I , rf00f Iu I' :' I 1 'll lads aawontVcal rln later dda Nor by eanttr M4 Wbo is mdr Jill I! I ililll?i?i i, 1ncipd w ban Dala• I ?•W Dar Ip0-Im u a ro N ac== ,r t smt m of tbLt?NOw. ,r. N r10' Darl both IMfols i 0 aM lul , it Ili?i' ;i?I:I•II'•,I?I°? II aW on (t, suzcltatly , 1. 11!!! 1 and Inlmut and am oAc'rLr/r?dm7Dad ba appllad, b! In raattiop aWoounu?41d(? d? I•. m4 s wait ,3028,' •I Na owa worm o,I,.s dill NaaIMS W7 1; (... I . , I Daly I I ?I I ! I•I !. 1 i ' I r I . rhkbbca0ad lM "MarrlV t!' I''. 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D, cr) TTa Irdar Ba/ninhl/ tvlr0 I Chanfa D I mY Inwcat tits In ills Cordon larark (ua07r), u Pubarhld Inn 7M frail J MAJ. dollar-0 the thr I buabwa'dq of the month irrloredLudy Drwdlnf the natod d reaaa ftr d+wnoem t!]. a mot »esot (ndot !IM's ?.d ,,usms skla u of the I I • I t ' • i ; I I ; A1IISCTh lrn/a Dar oawtJUdlad dw:'C,orrd DWM." 'I I. 11111 aon,Dsn01s"ad If tbs Iadma V ap befa aaa0aple.ldu•Nor flolda? WI e i ?i av todmclma U bbi6 irpOo I I ! dote lielOsJ,!'OL flat IN OOtke of tlerdlf3 cbolea (C) &Ica1atim of Ci "I" f. 1 r I 1 I /.a?a0 I ' i 7G)' b are C1a :Haters each Caaryn'D.r. tha Now Ham r wM i ulAm Ir oar Iat=x rir b) fJdinS•.. i I i I r ;'s3o7muaIwA I'dWl l p,a lr.suli efldala ow, g3)iwaaai oniashch et ooa V;a"0 Point (0.175 a, '(1y?NpaOisis of r Dl toaldi • (O,rdaQ aahotmtr0l be my nar Inartaat Isle Wttll lne nos Oran/e 1>ar. stab ? ?n? ? I I 1 • I 1 1 I 11 ;i 1 I I :,,1:?,I' I I I it 1 ! I .7if7wn aDJYlTMU PAU NOM dN NOIX•fli 1a rrNr 11 1 , 1, 1.! wa. i.. r. I 1 t1I,1 I. II''•`II .•(•C: ' i Nrny,ruawrwaa.e..D«.anwn.1. '1 ?177a1N Wrw , , , IODtOHI 9I131IW'!.Ot/JU ?'. 1 I I I . :. )III I , ' '1 ',? I 'I, I I ,I •, I 11. I I I 1, ! I ? 1, 1?• I ' .1 I 1 I 1 •I '. I , I .1'TAl lU I tymH l . I _ Li + 1 i wlNeia' Eieldsr ww dIm detnmbla the !mount of 01 1 dot I m ayxeed a Ow st Nt Own!a Dam lam o: 7tr twb o[ ttlL calcvladan e:N M Ne new oncwn 1L" mI IInto+st I• i l } ltan Gieias, I NO/IrJIQ'unta • btarmt tar I am tae!°bad m psY a . •; , 10:7700, - A. 7lweaafmr. my Dam by taoa,tbm 1 ' OM I lxJK=fT ' ' MY bltaest Joel will area be !mw• than 18/+edra D¦a of Ch¦ntn I • i I 'Y'nm IMarast MW am Ixootna dfecdve Im'egcA C ni ou dr OnA MI AWY paYMMt dew ¦re" "Chose I 11 1 'I' i i . . }Nola of Chmteg. aalNOr }IOldo wiU ddlro M mail m nw : no ka c It Odor: da aflWdw des or any.00rtt0. The nodm irid mhy4oo. mMbo of ayrson who ww anera el •0101, I: 1: I. 'II!.. Y mshe a Nub%Ge+PoJdw wn pinta t'.j mq a ?clpel dwl f OM or m IleoPa tIO tllvtteg 0{ m ea da me amm n mYotuw air r my mY IW monthly . old! ? May sod ltm WYrnentl Nmr Y radacdm dus to MY Sao" ynp.Ylmai tn,y M m 1e:' (LOAN fatAllCr9' I"I i • III !l 'l[ i ;w hkh spp 6 b4 lam 04 wt&h I nuxlmu W , is&" n wW w Io,JtId-be oo0aod eg b be en cWWWd 10 Wn C shad M reddoad by tba aaiomtt moweagignY m ieduca fibs stta p all '. Ilns vekhleaeeeMd limmhed uta4, will dn's a &@a nftn&d 12 M prindpal't oramdaiddf Nor or DY nuNnt 1 sa paYmcnl ' uatw'W P>•pV1?1•; ,. I'I• •: I• ? II I.I ,1I1•; ' 7.'. noltxowlalea rw.ullf o rwY AS ItttQtrm>:n i IA11 age Cb¦rta fe:I not 4"a • r I l I, • / If b N ti0ldsr IdiPa todred ;-M amount of and nLaidar dp,-a11a'tM de k kl duel I wiII paylalam d Illralt `:..I I,,., .,, S:000O. 1 ;: 6of m}omduaPWO ibut only 0nu m esce lea Pgmino' . ' I I I I ., I . ' . I uliio pot prj.tM NU wmum of egr}r tltlmNV'PIVUIento ' . 1(C)NONc4 da4f.PLI:• I ?• ' 'I i l •'I i<fain b daflnb, dte,Noa ISoWcr PIaY and me a rtlm At eowM dim, M Naw;landa may ,oAafis m¦ paf, n be At dle trttmeat bm;t ow an duc aawanl Tht long mull be ',II::I?ID)e TY¦lrer by Note Aeldo ,18rm1 H, m a Ibna wtun I ¦M N atilt. dw Now Ho4 ....... vl.: Neu Noldar ww nw haw bs Jltln m do colt J arP tt i.hI l,l dwm? noadd7? MYment dot troulf M p,r1l{dr11i m ,eps1 dN N¦aal1Y Dam at MY m in ram in ryb,WlllallY e4 uinr., I I i , I Y I'M 444 l'?Y1 I , I . ; • . I I ' ll ? r ww,ewt W Orasr dlan ' . 17.2500 I , acallrw NII mrv be lnasied yecy mdree'alw on any ON rvm NatwdblwastI Mn Men' t fur d0 7 00'al??%. .25001 Oeglw don SC in Dw..,I, irID pry tM mmirni or my ` Wrtr Gatbly POM M' fl an emoaet of my mmddy p!yMen n nce, a), chaonts H mY'ln aaat Jae, and Na amowl d MY mo0i u bctode leraMatba m0aks4 by law m M tt•en tm 1114 1 mNm [ way have 1,01014!0[ dw 114 1 I.I;II I.'t I ,I;I IIl.1I lip betwe N0Y w do:. A pVmem of Calnclpv only kn ' own t 01drr M wtldnt dwt I rm tldllt >A. 11 1 1: i I I PA yyW any ytepYlomt cbwas. The Now,rtwnl aloe will m an N11 on. If I make a pear].1 Pia0a7 my Pon to Now Ito 8 tt0e, DI Ionjr to!NO,I:C ? ?? atur Orel Chsngas) tolbwlnt neY, D Newer, Ints,sa Iaa Irtaaam0. .:: ? I i ! I I l ' n1 bell I II I II Co. ap OeInr4aLy Intapb¢eand m did dw I,YIW{ Or q baI eorcee6 dw lirtllt.';rl? pD anY•wmul 5,Y' led a to dw permbod 1M0.' dutla,bY. tadudn[ W Now !alder bey ohtwms m meta d edumon 0M. Ira NNnd raduoa ptulrlpa!. the e'lww w tta ?1 of piw CA beeenIWM pay tw tama° !I t}I1I1!;! ,, I?IIIi ' Il I • 1111 i t li I III' I dw daaUls 4 x00.1wW MbE . 117111 I1 1 I.I I!. I'll ll I 111,., 116" teNns me 0"6 1 I da rot pay iM'wadaa muuunt 1 whkA his nat been psld sM r, dw Toll s Ill # dan wt 20 dys o1w dut be degi on,whk6da rotka I,'dee•orad II I II ; I? ll,!II IIILII IjI fill! ,I? Idm.,lwt yVSha 'mew p.y Im xzclr:b full u dew! Ii1iiw' ?ih 1' •Ili 1 ii;HT1 Dili th v, dat to W the ¦Mri. die Now Holder will M b law Thh va 11W OiIJ ,,• .,,?.. ?•..?_ .-__ •. V myaryttt Nom Na erao,[ nat a DeOkrl i , i apt?'hl I aW back by MS tar all o( to tw,oi WA arDOnsos d¦.Ibt ewampL.segmaaabk'¦trgngm'tea. r I I ? ? nor bc I 111'11 .1. 1 , 1!.I .I lt . l jI. LII•lI'• ?i?. lI1 ii QIVIN pu abo'T1 w n te I l" l l Vnlen spMaw law gdteg • duMnt 131-61110d- any trodlay, MaM?.6 m u me 0 Idtlfgmt dANerutf 1 be Ne N Must raw k W by mswnt It by 11th claim Man to to d the R opwry I , I' I j 1 , •, , I • ' ! I I I. I I I 1 ' 1 9f • mtleg of m7 rw1'awI{ ¦ddtaas. I I 1. I •'NtY;noup thM rna¦{ M [Intl b tM Nrna )ioLler tuldm 040 ;fh Nom s It s d?•ao by ram of by dlr[snru m Na N do.rb¦.ddmm. mmsda Sacden]W above of¦tadkAton sddrea ltIaot tl I•.;''' I:II• i,! .IOiL1OA'TIONS Op?LiSMa U"Rtt TMS!NOTL I I I j I i I. •. ' I I' . I I I I, Ld to' It Mora thm gow maa +i a pal ddc VMlo tlie full ungmorW. Al Not0.lkobdhlt obUS.W a do begs Wage.. Ally paam who cabal one 6 p"M admro, of bk New to also kfel?l On Of w N er tNs.Noa aZWM wk pame, lndlr . W of dw sotomtm 'WW nndat dtl, Now, i .'1 I I •' ? i t9?T51'dtw•CIIrN i ?? I ? I • rr 11 ,l ;• , 1 1 I I tend peleonauY obllPmd b l;;p tae of the pmMlea Mae r Pmm°n wbo V a tuaratmr. nrcly or ardatwr,of del, Nov w obllrodaM, lnOladbt de, 0b0ladans or a'tumsnme; mid m Msda Ill ddb New.•7as IJor,Notder Mid antorc0 be dl us butler.' 7140 Pwme Ihet my am of W MY be Mquhad I , ' • I 1011110'i 1I ?I) I? I I.' .I' ? ,1 , I I I•' I; ??; I, II,,,I I I. I ,, I li I 4 r ,ILL(N.SJN SOII7,41 I •, i 1 •II 1? I; I { . 1` . R•I? w?0,.W Psneu vier hr I bYPJap Ids J.4 pnewltltwnt•'.I\eerp tla r4ht o rololn W Now lobs, p the tl{fit vsmC•In•the New ((older a giver node p other pe+wl {li•I' I. l1NIlO1 6xCl1APD NeIM Hobrtmda 1114 Now. • I•r.etPg'•. Deed o('!Wn ass S, d141Nom.1 plawscv dw Nam (1°fM, ?°m poribL low rhL INeta Tlrt ]ry,tp In,vmaad dmmw i Ipw, Md ipidw rhr orw onoYnp I owe t ndu Ik4 Now San: of thoM eondidme Il''.I•ll?r;:.: I I;., 'II'I( .II .•. 111; 1I'I'rtudM d p4•perry'm i les.flrlel Ltederi o ?? pId'twtW4er•d (0i it a,b.oaQe41 1nidtest.In IIwawer 4 1 L.nba'.: ptiee !nlmen telpanl. I.wtder lop. y p,; oyJolt. 3ettakr (nfamaMt Itoweare dt4 •pelohi ItuJl Nt be eaerd I Lerdr stn ,heat slat leaettud rOwalm to keep an "dr the I 1 dN apdel law. I r?..17u F.17 I II ;' ' I II I I! •' ( IIl i •.dl l.\dlo I''•f dWleam =We, ghn of pteom 'p•ywunt or ,npunIs due: ':NOaM of d4lana" mast thu rnotmm I%* love "at, Id.i l I i I 1 I{.1:11'11 i III;17, I I '! n sav a Jw4dlcdotu.l In eddlAon; p the poucdolm given m d yip Dead idw "3 er,ebl'Ae\anunt")11 fluid the .Mw dole Inl t'Hndt it I de not keep. the peomlw, t1Y 1.111 a In a i asp to ngUt d er nuke Immodlam perlnaht in h arAWOM I descraod u fo0oew ' I ! I I1I .1. I« III j l I l l 1' ? ' I I I I I I :: ' 1 ,, 1o 11 lay, Ines" in is roan lf th - .:•tf W a Pr pot d not SlAIol soca 14 or ew.di eed Smowe 4 Has p J es ;Imm d"Webs IS t h Nlt 1b An w awn, law by d b Le,dli u 4 pdoNlwd br r drei law as or the a star4tsed ii, option If: W )lanw'r ratllM, pew d N Crmh r;Wmdwmei p Ln< IM Illf \ Ilea, loon was bring mode p and 1 Imptdnd * th. too wasupdon yid au the Iti t of \ breach In to Lerch: 11'• I I I I I III•II III:, ease • te•nlmbie (M as • oaidlden In,Lenda'• eodmeat o + 1 an \ "nal tiM eCm.mlat Wt 4 rorepl•h4'o Land- and d I Uwm theLerder cekupPlMGwa in writing?lillortora• J o fu141Len Ntou St" D, slar nodteof eccAMILAI . I 'Idyl pIw•We • ptetod of am 1eai,tlrl 30 rips ita\ m? dab dw 11011q 4jdeLvms6 d tneiMd lwbhin wble\ Dotme V ava Z,wu.(edt td par them .ems pelai w the eaphitdoti of dig perb :a n ay reeve led ec cash Ttleehlldu•h4 O gnM{:vbloytMdlr \odta or doused on 6MOwu. rasp Invoke rl1 te\IedtM padmiped hr dltl Seealtr In, . I 1 ' • 1LSS TIDi"' t' I SISALM OP.TIM ttNDakSlo't(m. ' I ! : ! I : I i ? l I1l i ) AND ! , I ,, I'.I I . ! ! ? I • i I . I { ? , I ' ) I';,. ail,.! I'1• ?.II Iii I 1 1' li (] (Se>A J01W70 ]T Is L. JO 11011 .li1. ii bLi M. . : I1 i Jelnert ,i 1, I I ! ,IL111; I' I .. (S, ^I h:;,:I".,I II I '• '.I i!(SeeO. 1v1 i I ??' 1 ' II I'I.' •gwn I:I i 1'. i, ' • 1' I .' I ; ! keaeead ? I I ! ! I I : 11SIgn Ongiltel Or .. ei ! 'I. •(11 a' ' '! ?. ales .!I!!I;. Ii!!..I,I • 1e?°/ 1 I I I .I III , I , I. I, I I I I. II I 1d ! I ,, I' i , I I i 1 1 I'r I,1. I +i I ( I.t '11 ICI, il,l +; ? i I „; II ills I I ! I:1 ?' 1,1.I ? I ' 'i I I: 'I I I., ? i II 11 III I ii .•. ,I I ' ' IIl l '' .! I 1 ' I;I I I I 6th I? I'I,,?j• I .. I I L161. .II II .i 'i 'I •'l i 1 I. I ' ( I I I p:jl .,I•oi ( I'1 ;;i .I I '.I ,•I 1 I. l,. i •I!I i ?' I i I '? :I'_I: 1 I ... l.•I,!, i? i.l I I l I I ,..,I I •II 1 1 II ?, ,?S i, 1, ! i I '.' I I ; .•? ? ?, ,i. III ! ' iI I •.I? i. , ) I ii ;,! II ? I , i•.j Ill' l iII II •i '''1I " I ?• i,i .+l II' I ? I!I II Ilil . Ill ?' It I ' + ' ' 11 ! ! ey.arl I !. I l I ,. i 111 , I j t171/N nwe 1. ! I , I telrlM' DRI7IIPa:.pflq I I I I j. l ? ? ? •I 11 ! ? I I ' 11 • I I l l l ' I ) .II•., II 1 i I II I ,1 III !I'I: I'. i '' 'I I I 1 1? I I il, l 11 . l l l! ? .II' ,.I I.. i i• I I ! I, :Il III, '? b. ? I I, I 1. . I ? I . I. 1 1 'I''.II ' ! I. ? I! I? I I. ! I I 1 d: I. ' I l i " I I I' I'I 1 '., ! 1. ' I I II II, :,' 'I 1111 ' I .!!!!11 Syj}p?wgwit,wltLmaluDddRIEOOtPddealla:d0eandfldebtOAtvldw0odbydieNoKlwltLlntaesL,itoddl[meen U'Seet>sfty TBmummot aaiE s to Linder W 1, p1iymmt of!eD od'rr'S6mt. volt b facet ;idvmoed tinder paagmb 1 . "ism. ind:modtdbalb: t;at Ibs NOW N) ' otBttmoxet'i cOrmints!uti);it¢t<ixrtata uai t tot The Sacodcy of,dd9 SkwW j Saa'oi'K. t"d;(c) the pn(occurKe. ( ?y'rey:e ).aidei the WOW, atd0' )ailtii w Said the NouA Fat tld9'ymFoSa Beawra does hrtcby tnatpt4;trm I I p°tmp:rmntyi"Is I?SI, d PmPav 1a<+ted SD troetaERiMm1 I? 1 I I I I ?? l I I l; I• I, t`. ! i!' I ,fr" I I! ' { ,I • I Y.nD I iJ1lpmz Ncuor mm IwOwls As I'. . ;ill: ,, IisaAL DESbIIttION ASSACiIT? IILREYO AND .. I ( { 1 • ' I I ? , I I t • I ; 1 1 I;. i• I .Ili• II pl i 1 •l 1. I? , I I {I I '.,: .I I I I .I .r ;, I , I ; II. I II i II,. ..•i' .l i I •1 i l ,:III 1 II I i! I li ,;1 ,' •lSeee.C :• Iii .. '. ! ? •' ,1 wcti tl l dis 6eNa of a: EAST IeneaAr ivaut, ap c l Iyamv V C>'t?Pary. ?'! I . ! i I ' mtuli)'Arv?MV.tr T N"tuntusi In 1 t ? •:i µaTAOMDITt H,?34 ?.6MtAl InaMt Anw.ed l< , 1. I i ;!. i I., ' l {• ! .wteeeraeerwitnnwunra Q( I) I I .I I I I' I ?? t)?yV?? 11 tolls liMtil! ..itt IIILrAtffi•0!M ; I ? 1 I' ; , ! ; I I' • . i' ? i . i•li,?? {;I;(.,. ! ,, {. r j ? I il? ;1 ,' 1 Ili l I I• ? I I l ?it 1• { fl?,i !' ? ! i 1 I! Ii !,I '?? :!' ? It' ' 'i ,' !• j ? I i ? j I: I' i It• I I!I l il?•I.I•li1 , , !!' i I ' • I ni,.i7t7, ' f'.1d I ,, • ' ? i ? ' Ir ?' ,,Ir •,tl;' it I ? I? ! I I ? ?,; Il ,hill il'''I • !? 'I'I! ?? !! i i I I' ,i :•';' i ,!. IEPilfl[O,tOBEIA r 10 Mte, .n ! _I ' I! I l i I I p EOPICINA( I I l; i ; I l ! In,lueocdadrNail Sei I ': ' I I t I_t I ; I I! I te0RT0A0C CON. '• l i ! I ; li '. , t I , I UIRYr SERVSCi7;I • ' I. '. I'.. ?. I •. ; t ?O l o?ZAVEr YH TLI SR-7!0 1720 , t I I ?I ? 1 ! )OLN1D'flILLSr CA; 9167 I, I. i ! ! 1 I I , . Na?lo^2(-018 I• Il li I I ;j II oANn il,7Nr II•I'' I '?: I:'?r TWeY? iM? tDW i' •I!• 't I t I I i ! I{ IvIORGAEI I i I l I I. I ! I ! I • t l I I I I I II • I I , . { : I • I • I ? ' ' I I I I I The ioaettKm ! 0u "61 ts givenOai JULY 30.: 1996 IOr L noXORTGAORC CIDIRLCE N. JOiW90N AND JUDISD L. JONIiSON I, I tl t' I: t .? ! { I• I• I I li•II t`1 I: il!• !li'I? i 1i' ! I Tldf Sec0rli7l tiS0CD'to iMC HoRIG?,= COM. I I iIII1 i ; 1 I, II ` I'ylheidiadNdeXLtkE+?dte?vi? GLSroRtiA ai' ?' I', ,. :il! Liil?Il :I•,;.aild wb` G. aIIsBder dte D+ln?pd mm nei y' r .o. BOX 9 1019 . ! 1 ' ! '. fem. Doeiovar ow `:Ilyoa•AxacLC9j 9005e!I l I IIj li 1 ';li 'I'ifl!lil INIRYY HIlOI Tu0wAND NINE 'ItONDKD AND•No/10i; .I I7oUett U.S.s I{' IIS9:900p00 . f. '' i I ;.`a till B t t '' ' I coda ;due; I&: wil a,m a thi9 socmfgrJRSaw mt (M°";) ; vwcn vmrlde9 wvweei • ; "Si i s i02e'11 t 11b1111111 •i i II I I ;? t; ' I, I? j. I :II I .. ki ??•?; ?? j !'? I' j ? it I ?'I '!?I? ? :i rr v I , „ 1 I ! ll,l,, I !{jII 'il h.' lLBGA' DESCRIPTION .II ,III I:tII IjI l'ilil! ; II w Ch the improvements, ithereon ; IjIAtr, TnAT{CBRTAIN lot of groundl a Own: )erectedlsituated iii the Pirat Warbouiiiedearid describ'eddfo1:111 ;: I rl Ind ICO Inty I IP' Insyiv Ilia, j{ {'111111 I I II ! 1 '. 1 1 1 1 1 1 1 I! Is I I v • ,.., ;I II';jLBBGINN1NGlat apoint onlthe Southern aidn6vj Mulberry Avenue, twhioh'point.ia 'the Nartheaetncotrorte'r Ihisawiiet?then elriy!oE 1 rStdwartlH. Porter andlPeggy• II IY`8outhaardl?'lthrough,the center of,tho Par60tfeetwtol!a''llpoint!On I'etween the:housesI,fiijbered;230 eidwari gertWert:rjthence, ly I ;t.lline;'of I land' now 0f -former aeb c a I.'Sastwardly along.thellatter,land;,17jlEeeis. 0 nO ':6l'formerl'y of !:^i'ese;'to a pointj,thence Northwardlylbhis wile, and itNrough the. 4iilllamlH. Hooke andlviviinlS. }tooke,,,l I''tcenter.of the.partition Wall built between.johe honsealnumbered I; ,' 2'32 ` and 234; 60 Leetl t0 a point) on the iSouthern silo! djAvd Ue,, 1 Avenuaj thence Westwardlylby thelSoutNern eide,of;;e1 G.Aveiule.1- I,I; Leet '10lthince, • mo. a Peas to the plice of BEGINNING.' ' I ' '•' 11 . ,'. I ! I I ,i I'I. 11 I'1!ill. lilt1 I 'V'III 1 BEING improved) with al Lrame dwol ing house ikDlllll i III j Ill ill. , .Mulberry Avenue. I ,. j I I I. I' I I I' I, . I I, III II H8ING TI-IS -SAM BI P[tBMiBfi$ WHICH 1Ro ert C IRosey I A/K/A !Robert E. itafiebuslY cOr I'herewith,Windtheoo'tf'by thathedRacordorooL D edaaOficuaberiand I('' Cerewi .lgrantad,and conv0 ed unto'Charlse W:;Johneonl and;Judith • i l i, l 1! I II' ,L1:.Johnson.' 1 t •I I I I I l .ii. III°, . !I I'. ;`• ? ! I! I ;! •?,j I.,; {jl?1l ,i III jl: I 1 1 . 1: III • "' : I •1'IiI j t ??. 'I. ' I '? .I• II, i •11.1 { t•II 4..:'i;•'•I. L'. ' ?t .a i I I ,'1 ', 11 I1 II II',t ,? II il',II 1: ll +,li; ?•?:''I ' i j?' i 1 I. II I Iil,l i;il:i 1?? !I mlt•'I, j,?.1•'. ,I• !.I i ?' Ilt '?'I 'I III I.II, j,.•' I, I. ? ' ' I. lilt Itl`.?%l''?•: .I.'1 .! j' ,; ill, ij. I, il: I',I .,I 1 I''ll. I 'I'I'I 1 ` I 1 .I ,,1 ? 1, I .l . I I I " III: 1 .1 II j II 1 I' I l 1 II I' 1 1 'll ?i I I1'll'? 1 I I{' III I II I ?; 1 ;I I I , I I I,1 I 1:11. ! , I I 7 rll,'y?l! 1711 .I, II i I 1IA.19W 1Vttkel i I!I;?I(Ii ?I I? 'II ! I? ? lemeno nod or hn I' ! ? ', 'rooa'ii mt wml an and wPae•, bnnw ADof the prrpeny. !Atl f II ?I'? f i I httialttrla pan or the faeNios b to. in 7 aoltAOwDxcvt:NAtrts. II.:II 0 eo11vaf d1 2VF, p, aid "21113 1'aopatyi ISO m the hwaty spabut all t: iads'fa .raw 091141"ovena. JYV;0.. too day rudnthlylPaPneoa ate due atria ,..,.er rhU MAY 10167 pdo ft over this at l iswfi /. N Dan of Me Pytna a rime. wDcct and IwIdIFands go load may, rowh for Darowa'a ded noon dtoe m dine, U US-C- Se anomt.Iu sI lelder snag, u my d ,,;,e the wwaet of Foods den at of odaawGs bewcoadmca with spphc rdr sW b bell ht m•ltutititdoa t oda. it Leoda is Nth aniosdmdon) I . i nj.•Iiw F. as aal?f In dae pmpaty. W aD,wcmf+iu, apponeurirts• + 0" Saw oean addidens $ban alio,be, mmt s the •ptopaty' i :I"I 'eIaIvaII ed I'bly i.i ed m isum haeby wnveyeA aai"de dd+t to monaa of;di ibettd.; euept for,eocmnbsocei of rwatd. ne`vQw` wmra and deaunds, srb)at No my mtamibraneea of seemd dawlal for'tutional'me, and non-wU011111 co%'MM i with limy aoomin6iedprop'atty'I,, ! 1j,1I ,III .. rnMwr.' •'I I'I ?•I I' charps. to and a spptkabl Nom, ti totby In rd or pn Y-.. ad ( of moat an mnet atrw au A 2601 what o to law. tse' dept In any F a, Geeda MV Te4,dn. aoaowa to pay a in cohnecdon wldl dt(s IoM, valve QP T,bvi httetea m be paid. Unda sg.d 1109 ;3. 02 14ut augo., m 11011110911 atM-M'a.fl. •.«.,.._.I__- 4to the Fonda wu me& The Farldt ate i;iWlcd a addidooW be RCU` il? If tali F•unda W by Lender etLred the atootuw rcnol & delea Fmdr In reeada Cc wbb' die to4ultaaeau of 21 11'111 Dot ptladeat to par, the Ent ow loan whm doe. Leader MAY d pay, oo Imder the aulauot nemookil' b make 110 der ddxdmcy In ttloodt)y payments. st Ltoda't sob dliacddo.. I 11 411'a psymeaa in fou of all sums reI by thLs S=M . •1 ,I. A, iy Ueda: It, Linda patadtaph 21; Ueda rhatl 09°4 t6, daall appty.ny F edt held by Lad it at die t i t It<a 11do ot°tf ft I mtf. Unlel+ apputabto law pmvida 1 be appS(od Dra. m my ptepayvaeat due . I em d to toanh to pr1DC1P1 due; and 1109114 w my lmm e ulat awasmc &leiiu. );oaovier shatl,pal an tctei: smbt Pnlydty over dis Soe ldq Iwawniat ' and ka do" N the ma ilec vlded in pan/raphl2, or if not n tined ymmin ertow« shall'pia rtpdy A ssish th to mains ese payments dhatty. Darrowa shall prompt ver sw ttomptly dixhArge any IM which has ptfoil be'.", mmtof die ohDisdot sieuied by the Dm 11111.1 ads atabul enfitcaomt of the unt. IDi'lelal P00° t of the Dail or (c) lautoa from thn hohki of the Di: -ntjotooonc If Lend? demsednu;0ist my Pmt of 1 LWU11iMi Linda may lt:a aotrowar i notice ids act4ont on forth above widJn'10 dys of dal iitlDt o ,1.i •, I Ii. r.w7 UPUr.e'tt I Iclips I ;i'; I. I 1 I1 ;I b I I I, wer sI irI . =pdy.y4y whendue. or the Noce: I . Id. Dorrava than P1 rds7 (or'(*) Party o yoedraachold Pym' flood bisititalce Patra eiida. in itciwdaace t tie ratlid ;Psemw lien ntii under fora feria ttawt' plocedutas Ac hat apptles,to the fl diuedltbe 3wsa uw I :of c4cvdiurtes of fu 11;17 I i I:I T" Fullumu. exist the tncdtwm r the 04" Rai fit RFSFA').IM11A0;mo1 'F,m& ht an tunount fatal raid tearwable a I ri d by I -ferias! a me Loan nmk Ltade I {ha }madr: maustly Fltnda and opflesblr Mil; for m.bd P6,4e d on am sums Voters :a satirist o IelLchdei a and'tha )iw, Under $1 not of to rune lit wilt on raha op dad Ail I .!I I .I umeft=,Y, or a die Fund; to Py it aaow rt.wnat Linda M Malta I . tax rcpatm,/ to a MI=% is math azdnot no the Fa tal(Igive to Dona, UPgelfoi which e by ln=ne n. I aewcat to Eoac hdd by Leader At to Nch am Doan two in no most i ,'III,. ' Pter lay. J;Mda,•PxWr,[o dt<!rcq'dstion or Von or Salo ai a aodith/sina die suns ueora 1: l I l aft pry"tarocdvidby111111 hider under Pangs K toood. mlwnounn payable uoda PraV* ndertbeNoml ' 11+ I I 111 : I1?; Prop n, chlirlii. Mrs and ImposdaniattddtmWe ehotd'piymena err hound Jwts.lu sq. Aorivwa shall paid a the rnmaw, aotirwQ•sblu pry them on rime dae Loader an nodeea of am pu io be paid under ids Parrott y fmnBh nil Lender recelpo rrldeoiInt dae PATt!ellu- y ovei, this, SoatAtY, lascimlatf tmlert Donowt t (a) apaa LOW laaePtabir to,Lenda; (b)iecntaq is rood fabh er dioty which 111 the Leadds: 4biltin Ito! Par n i,m sPer?Knt sadsfacaoo 0 Leader iuboidtaad11t the IW PtrlotUy < ie Psopeity lb aabl«t m i Len ,•hifth may: '=In be am 9ottowor sytl,ridsfy die aka' cc uu on tauy rit b!i , t uodce. I I I i? I I i ypT aO e 1. II;. li ! 1?1i li , I I I at 711'-7 li I {! t l? 7 '? I 'I 1 1 , ,,Ili 11 I ? ?, ,.I I I1'I I. I .? i i " I+'i ? ,711;7 1 ..I.. , i r I' I I , t i ' J L. L11a.1930 , 10: OF1411 I!I111( .II Flo?etp II?j?I. III Y'? I' I'I ?I! II1II ? IIi '1 ?? J• I I I 5: Ii d or Property Iaturaaea, Borrower shall I keep the Impro,•emeau now existing «lieseretlM of ;tniored 4WOSt loin by rue, hea:dt huhWed wi M:&he cen i 'etteaded'ewense' and iny,od,a barmS.. inctu !Doods or, flooding. for which Lender taqukes'tnsu,ci«. MIU Insurance g all be Maintained In the'amounn ind for the pe i ithat Lendertegoha. The huuraace carrier provldlnq the but"= sban be thosen by Bcaowa iub)eci to Leedu's app Iwhkh sW not be nareuonably wiNlleld. U Damowc fish ro maintain bovcrgo dcecdbed above, Liodc? mxy, at Len, II npdon, obain coverage m pioteet Landee,s belts h1 thi Property In sagnla cw whb patagsaph 7. ' ! I : I ! 1 l I I ; I II IlE'll'AU llaaunmre palates! and renewals shall be acceptable to Leader aid" hulade' a sandud mortgage cause Le ,&W, have,tla tisht to; hold the policies tad mwwals.1If Leaderlmquhes.!Hotrowv'shuil promptly give to Lends all tecelp 1 : psld prenlumt and ttnmvallaoders. In der erebt of 1094 BOUO%a Sha ti;o pmarytnotice to the hnrman ce wrier, an d W lender may make prootof loss if tot made piomptly b'y Borrower: I iI I I I' . 1 l I I' II. Se'd • 1 to ? a1aj tes l vio n I ! « 1 ratan o l l !Union Larder +nd boiaowa Other" seine inltthlns. 5lnuaucat e p'Icocootit shall-be applied e I ' I?rt peaty Idataated4 if the reimtadoa or Apatr is aroomaiolly fiaale aid L'eader'! aawhy is not Ieminal U & restoratk I' 1 repair la oot'eeVftOM 4Uy fem'ble or Undet's security would boy katiae4 the insurance proceeds all be ipphtd to the t Ireevicd by dds,Seeuriq hiM+mhant, whether « aoi Net due! with eni ticcess paid to Dorrowa. If Bmtowir abandon I, II IRopirty ; be does sm!aatwa within 30;dayi a socks from Loader that chi 4 cvrance carrier his offered to ieule a claim, leader taq.o alkc the insurance pracceU Lande ; may use the proccedi to repair or reuors the Property br to pay h secured b'y this Secmiq Lutrurneat whether Or not than dun Too 3046 period wM be& when the notice is oica.' II."II Ualmt Loader and Botrw'a othieola suu:tn wrWng, any appUmda'of procee&o piindgl;ahln:ooh extra paaponaldie due data of: the moothly-payments referred to a' pksp*ha 1 and 1'« change tie (amount. Of the paymem I I under psi g h 21 the Propirty is scqubcd by Leader, Barrowees taint id any h maces polieks.snd pmcredi resulting amiya m the 1'ropeepq pder'm der aoqudddon shall jnu to Loader a the ectmt of the sucks sensed by ids Security Worm Print to tho acqu ddoo.; ' I ! I ! ,: I I ! i ! !; I I I. I t 1 I , i I ' , 1.1 ' I 1; I . . I I! i,G. t?gaeq; Preer±atian, htah¦tiaasoe aadltrotedion o<eha'Prwpertyl borroweft ibaa Appptatbnl!Leaaht ll Bcaawtr iiaD OO*j, ctiablhh; and 'tau the hopt4 as DoerOwec't jdndpat reddeiee within slay days Ilia to wtacude II tFilslSecaiityifnatitna<st and shall madhiue m ooatpy' Ne Propesp•;u Doaowrlf pdndpal residence for at lenrt'one year; Ithi:61e a oxopeacy, uNeis Lender othertviu aglas to wrlmhg: whkb'tionseat s+haD'w[ be tharea.soatiWy ivltitield, «w leinudsdoI:dtwmistaitey adst which 'm beytmd Harrower'i'aintto6l'Borrowei'shalllnot decay,i'dainig0 cc -imp* 1 4.'j ollowj the Propcri .. M! deuaiciate,l or conaM waste w the jPra . Bisiower shall be in' delauD !f my forfd !j iwah «?peoaeditig. (whether ",or c6zWW. Is begun that is L6&i1s'good faits Judgnsad omi16 ieiuk In f0tfeioue of ' iFioyaty of otlewtm matariiDy,hnpaii 9ie Ben awed by tit Sawitjllnitnanmt`or I'.rnda's xcintry''intrriatl Doaowa . ea[e Mach a default and rriiurate4 u,pttrrided>n puirssph is, Ey canting thi sctionI or p> R eo beIdisiniui with a to ;thatchin;[antis good fahh;tteiaitnatloa, Ilmctuda' forfdtae'of dib Borrower's lnmrtxt intda Rnpertyj a other mu hipitrmlot of. the des abimd by this. SwaidW Wtr4inin[ «Lender's skc latettst. jDaubwe'r"also be In ddau Burroaei,;dating the Iwa agpDeatlba ptoiair,' qa lnitalatly. facie or laiccanu information m' iaukithenn'ro I;eaeer (or L 1 ; w petivldi hander with aatyltoerafal irtfairmdon) In formeedenlwhh the Inez endeared by the I•lote4 Includhit, (bat not lire I , its reyeWestlow tirorrmiap ))orrowds'occapmry ofthe Property ai'apriadpal retideaee, u dtr serndv W raraene It. I ; 70atc All IBm=war shun aomply.w)thliu!the Pau!Islom oflthe.Ieh(sa:,If Borrower acgahri fee tide lm tbo Property, Ieas"a'sad the fee 6k ship not Mersa unless Leader aqua mlthe ihager N wiitbg l; I• I 1 I; I I I I I I I : I j j ! ? l I I I ' J7. Pibteatoa of Leader's Riots m the Ptopaty. IrBacower fad ti pcifom the eorousih and agrcctwait omulno ;I this Soa* hlswmeat, oii than it a legal *acceding that snit' i gdf'Cidgy affeit Lender's rioti la the Aojerty (such. peoceedidgl In betllaaptey, 16bate, for coodemnadoil or fmfdtmn or [o ciforce lairs or 6rulidonr): then Uoder,may do l ;I pay'far'whatever Is nitatsaiy to protect'the'value of th e Pr ezd IsnEa's operry; rigfiu U t1ae:Propetry:ilitdei't'actbu t iiidrida •pa'ias any surer seemed by air Beni width has pric0yl ova thlsi Suuritr Iummnestt, opeariosl in' stmt psi tiisoiuDli,atmtoeys' feclaid entodug our tho 14opeiq to eaiz'repari. Mhough leader i WiLoke'actibn, tmda'this pangs. 7. LeaderBoea twtbarn to & so. • I! I i • I• I I I I I I I I I;!? I 111-1 1 1 1: 1 ! I' I; I I!l:•I'Anj!mounts d4butsed by Lender under this paragraph 7,"become aJdulaeal debtIof Boaowa•sttwad by 1 Segalq Insaammt UnlesslBoaowa and 1.endcr IV.= to other rumi of paymeaG Were amountl'ahaD bear Jattaett from I dete'of dlsbmreMeat at the Note rate aid shall be payable, with lnli iiu upon notice frcm;Ladrr;to:Doaower request payouna ; I •, l l i I I t I .. I;` III ! I I' i t I! ,, . I ! I I' I I I I! ! i l: l :1 l I I I I III; t. Morrgase Insmuice. U Laider required mortgage insurance as a condition of maHar the lomisamei by this Seeu 'Iiwrumentl Barrower'shallpry tM ptcmluais required to nsairitala We' inrtgase hiaoanra to effect.. IL' fa aily,remn. 6b(time kamancc eoraage tvgwred bj, Lender lapses «nxasis to b0 lei efkci, Dwowci sball pay the Paimioms ngdrM Iobnhr tovesage tabtuizi&By equivalent to the monpge lm larks preJkiWi in effect. at a cost mbowidallyl e4wrtkat to am to Baaower of to morgues fumanu'previonsly In dfeu, fmm'inlakunare ina+sge ar approved•by Lends. I, 1 ImbsaadeDj oqulvslent mccipge iruNania covetase la cot avallabk. Bnrrowtr shall-pay to Leoderleach mariN i sum egrul oie-twellN:ot the yearly Mortgage hrs aaihca prtatum' being paid by Bivower when the Insurance cavetire )apse! ««atod I beIn'ttlrrit LA der Math accept, use and th ese paymmM u a )a tissue In eu..a f mtxtgage }ppnaiu,l Lou rtsa i?ll. '; ; h; ' I 1 I , I lHrn. nose y lul I ®JIIIIGI 041001 I 'I ! np e.t e, I I d: ' il. 1' 11 ly''t/L?/. II 1 a'.. . I , I , I ! 'Ia6TAa11r•arN1', 1 I.• 1 Ij ?I. (I I I•I' 1 iI 10191 ti 'Ibe I1 ,''• I•' I i!' ! I I? I?I. II, '11 Iij I'I• ? I i l! 1 q, I ! j' t. ' t ! I .li l I I :?I I I I: II' I I" I i i. l I l lE1.'l• I. I. ' I I ' I it l ,! i ,l 'II !?'. II ;I , is ! I I I, I I? I I 1II'I ' h1 '? :i I ! II ,I l I I 1l, II ?l 1, lili1l 'I .'I. i' I I .I II I. ; I .II ? i I I.u..1 I I l? ;I I I' I :II I. IIII I ? ?• , I I 111+li??l , II ,,;I; : I : I I, ',I ( l i ,? j! I ? I! I '' I l V. I". ..111 e 1 1 1ll.V.19'di: rut V3N1 , I I 1Ii I? •;, I ! ?' i the ped ked. .I I i I' i I 1 at 18 eidm of Louder, if meatiage it SMC4 coreraie M the atooont and f shaD i by on leema' spilased by Ltstda ? b400ma araoLble. and Is the reg d. ' Hovea to, ° ) plarbo!941vidled dig prpo{oeu rogohed,m ttuletafn tttost6age i0 0 In etfea.l of to ptovlds a loss wave, antU the fegttf[anmt for MOM i? lba tom saco aids In arrosdutu wkll sal berwem Botm?•v and Lender. a6Po1? law; 1 i i I I ' *4 g wrier a uaasonabla stabs iupoojatd for d cil ip of the -it P tit orptlra to an propem- ILiv.1rs .I III'iil9:r°we°'07' Linder a In aj in hupeet ectio Muon"'CausemdaSasp n.1 • Doaowapodoestdiidmaf any twud N? for dams;e?, dhw.ot tpnse4ttmtW bro°°eef10A sltb t III''. f0. CondetuatNa. The f any pan of the Pmperti. of ftw Co°rgssm to Neu of waderuel61M.'a» heift auiimrd t cuodemDiem or odsd tattog of any N i i I I' I ? I l l I I ,: ° I'•' i I I I I' I I? I. it ?1 tli+D be paid m Leader. . l ! I . I . sluu be applkd m tM smas sattrod by ddt Samby btmmu III: ;o heevesn ofa sail tsldnl or tM ptoputy, tba,pxxds of chi property; In which the t . wbe3'iat.tii omit that M^ `rids any cuess pdd to BpQpe?• bi the watt of a psaiil nkiag •I 'riiadt. ral'oe,of to Piopaty bemedlattly bdom da'01:10g Is equal m Orgruta than the amouot of tbe'smtn wcated by t t ot6enribY tile Ilowlegjftacttost ° i 'Sizydq bisanomI bemealsteb befits the mint, ttelms Bamwa andsddlZed ?yb $epkigr,yattomen sbill be tsduCed by the amount of the peoc . rualue of the Ptopet b) the at ' simititt'of'tile saint sico ImtosdletetY bdom the.mlblg. divided toy (b) the fak glit v ag oft chi PW` c which tho' ' befsio melNdag. Amy btlwtw dull be; paSd m Botioww. to iha event at a pedal Won 'midst velue of the Pfopmy ittmtedlasely Wife to taking Is Sat than the aminmt of the rues soemOdilial dlaelP a 01 otherwise site. in wddnl lot curlew ipptitabla law otberadse pm'!?• d i 1 I tatlti4 takes Boaower end bl d dds Seimby l uammiwa wbedar a tai tilt pima us then due. I : I may to matt i tie a.1 U I#. m du,sams iecs o4 by m by Do i harder m Batower rile the eotilfemn i I Iv idl ?c sboildeel" BbIllowa a ais tole trodce,m Utodci wlddajl0.days abet die dam die notion b th awed alsetda li lalit fort t'ad li w,P lyl the Ollotob u ro*4 ? 61C?p at m?iof the PMpcty or to the n Lends is itAl Swd m lui sad a DO III; e. I.1 1 111.11 - I l ? ; I - .11 1 i I ,. I ' ioCmid j1 Uidu l v4 BbmmcwhCha tmt vl*.In wtlting• iplratinn of 1oe0??0 PdMW duD °oc atcod ijll.llthlw Linda. and pafowa. othir?ieeiGml^ . any ap ents. cots idased to in parirpsOu 11 amid Z of dtanie the it°omt of . rach P . t o modillcw (l 'kLscdb WYin pwtpowthe doe dam of me . 1?I1 it 1L3. r Not Releaaedi Portseusma By LmdamN Lianda to,atiyitarrrm to b of Doaowa atpmada to of tbasttms'seemso rids Sd B1!iewa Bonowa's yucteaots la.bterett ;Lsdrr'tba8 noibo tM° 7CJ tut dpasr¢ to telsate the fikgt s! of the soi in I^tae modify I !, apinse sh1 ?. trcrmmbmt n or fefaf smtay ets dememdurnd madeIb1•the OOW D0 os;alcr Doaow a'ttii stains by imott? I )Ii6b Mccby bf teams of 1 'WCCeiaOei'b1.lntrretL lllaj,fmbeuaace by ?? bt e>,aeb+ai soy titbits remodyshsn•tas be a waive of a prrrbde II• t' l i l ( r I I I, :I I l. I 11l: l I! l, l l 11 Ce• The oovments, and sgsm!e°n o tm atacise'of atiYdgbtoreody: j ' ' l I I I! ! liIt • 11.>Smuman tad Asdf7es Dram; Joint sad Ssre:sllLtabBitri d?L wa, iubjat'm tb1I Favisimu wa who risai> slab brad and ba udt tier soooeis0 old ljij Of Kvc,%L aAday I ads Sea t ard.CO"CY ' 17.. BmoMa'! epremMn ind ageeateatf :dtaH bet j01a i only' m mmtgsge., pot the i ID!a8N>i . ??y? =;" btR dos tsa areeum the Note (s)- is eD WddM this Seatett7t Ifissmt en Il 4 mtlh. Faber taterest In the Pmpary ands the taans'of tbb Saudy,Initrmneac• W1 lot penooaBY obLm, ,red to pY r rym'my si Boaowce ? br.'? Sacml4rmaaLdotu ? tvldt MM top;ed m atda well of tlds Swatity btm>u?t or the Nom withoa l 16 aara a la ien Cbasl I i ylaub m ir whklt iats'umdaa iIli.lMLoma CLuges. write bin seaiodIby this Senility Iasais sK+ , t , a to be'eaBe t?d In comtrka aWt rind rile liw is lhtalh Ibt apsard m that the Intrrat rat other laa,ettifia C0> the alto mt,oaantr,m'ted toe the du 1 Both s, dim: (a) say taco bzan cherg 9l . 'di 6 .e. . ivttkh r ivhkhear amiaed limits wtn bc'tdundu do liki 'mueed ibs permitted 1 . e 1 I I mjtb i pwioltmd 14018 ood #)) my I Yth dfrom d1e'pdai9pal awed tinder tbe,Nota a b7 mak tai a t;ff i jl Leader may choose to sttalalthis• tefvod'yY tctbttang, be tteireadtdedu)pa pirtw piepoyteait. trWtoot di pte a! ptit+dD°l• the to i ctiottl•j I l I i i, ' i i i I: l 1 'ppciatt 1ti Doaowa.; N i sebad teduC , peymeu:ehopundatheti0ta I I I rlded l l in We saieitr l o4 a+aunt°t ,naD be i dtall!bo l' by n'? to'eeimg it W by 1112C JII -Ill, '1,11.Nkkoe.M7aotbo!oBoaowerpro f I I . it by fart hats IND valets tippikabla Isp xvIr t m0 of anedta mistt' The notks dated thstbrip? scat ,. , b aodce!to Lads. MYleodu m Leader•sbaD be giv rn;by orismy odtes addrew DOM dufinarrs Y by tioti to oe Donowa. MY!notico pm tiled fta In II' leaders iddtw,PAW basin or any other Witten Leda dts)gnor ei in this Puspaph• It It 'Secwityltisa°mentsballbedeemedto baliebeengi at;mBoa°aaL h=od?? 1 lawla°d,droj law o Gorasdat {:%w; SarerabBity ;This Satttbr ittstnaum aril Iii or 1:laase of this SsCUd6'lins°ut°etu or the T t jlmliWkdott lie wbkb the P*uV is bcito& 110 the event tort air Pm, lamuiiuat a,die Note which a otml4 l I, conDkss wbb wW k law! i+cb conDict dtaH tat effect otba P of tldt 5 To thls'md 6 0 laaa,ttncut sad me Noia we deco Jibe e yroltbm of this Sectaby III I 'glvm drat wli6om the eantlkdag Pto I m be saaabis I Il)ottower d ID be Qlrm one conramea copy of the Noa1amid of rid, Seaairy lesaoswn It irm It ,I I tEluwge copy. II Ii' I! iI i Femsow 1 I II:.;I 4 ., Ira, ?Ill I I p ; l I I I ?? ' SeaPAt wtavt I I ' 'Y . I I I 1 ? ' I I• ! 1 i ' . ; Sol! II. II IIOtNU7?GStM.1:. ? I ' i, i ' I I': 'Ili it .Ii ?I . I, I f Il•,I.. ':' I II II' I, i II' .II:I II I ;'.1.• ! i. I I 1 i i ?' I I Ill' I l l i t f '',. 1' I• LI I. I. 1 i' I •I i i n 1. I• j , I' i I iI•I. II I I!'?I il'•1I! '.I 1' I' II; It I ,'Ij I ?i I ? l II ' i i I1'I IiII '?i I i i III , i iI I •'I I,, t I?III I l,;il I I'. I. I I' 1 I:I I, :: 1 I, i I IIItl1I?!I III if :II I' I' I,IIi" JU...U. 19id 10, 11 II '? 1 1 I ? I I? Ililll ?I IIIIIIII 1 ' I 1 . ? «cBeo II'I i hl I G'.;k.a>teref?.??t] 1, , 1 . I. en m amSferred (m i(• Dwlelkial klttR 1 darn thalha I met WS for rd ,nv of dao'1 memo of or ' IIJ.d7d N. leJ ,I I i I ' I. I I I of Iba proPerp,m mY IOterau is der! I Wut a 84+Nwer. If eB «an tuowt is not at its a n3rtol Dawn) wiNa Hotrower u eolaUlme 4 i m =21nhNfu?U of. faUderl Sums e law u u of of to d not y c at jepden eaq U ? e ?b ; ea be rattcifal I . , I ; 11.1 111, 'h Food of I I' j l! II ,I 7tatretluU?¢0 ?{ FIK B/mawer notlfa of eo arlalaad0n. a1I S1imt fetm? by t khvend « mdw widdt, wl,lth Doaower mLLrt paY eta wu prior to dw apiladoa of dds paiod. I•er,der may invoke any rtmed aber code, or demand on Hotrowef.:lI I 'iI I'11'11I I' f Borrower at e n'mCO& ? Beefo a'?)y e (cccvnxhtodn1 period oq( ,dnaed at ant power of mk00411114 in 1 10 before "k of the pUMDn I. Thou CMdldd M art that Borrower. (a) D Warring this SeeatkY. had ooenat& the NOW 84 if 00 lee dab. See(C,) Inttn,mml atd h"cred In eofmci C Iba 6 S&U* InVome pecmmIs: (d *j aU eryenscs use 10 us 1 fear and W D,tae Mall", 't abli oDU1'may reawnahlY require, S ded?p1 in the;AopaV and HurarlL l =tba' co MY to tum" CAIaband Borrower! s ?,ntaeppcdva as if to?.10wetsu m? ?I?u OccMtd tbrty Sueatt?die9d6 IL to teSn> errs Seen puti3l intetett in to Note '(toLcc wub this a+letrt 1be Note of a I ? ,ou per nodcs'to Boaowe. A 3316 may M=dt ink` It 16 the =117 t1 be Seaauy m ?aa?Is doe ender the r4m:and this f 0oywa of the Note. If *9110 isa pa Cho 0 ?oWf w TM ?tlw h71+1u MUD cc with Dua6aPh,14 be made. tb4 noeo4 wM am, wolto any of kegs to width pnymmni st, I I ?, I L ;11: 1 { I . 11 l 1, . I 1: 1' 1. ; :1 , II Iuepon etcnw' at MIMM of ihaII rot eause «ot dt!ba Dra m1 Bl LAW. Shan! not d I two see "Youie cut 10. SW Dooj ? 0 g the pro"11 s. me. mot al the Prera`Ib'l' III' be applOPIUm to M t ifaardotts SttbsnaW that an [eaa,'aI(Y e??!?'v° . odxr by rerdR?ea 40401 of any lavtnisyutm cWm' deawd.' lawsuit or':Envk owner l ppsqeLtyy 1nvo1rtlaC the PropsrtY od any 1faludau SoWe"Ce m svkomrmu 1 toKm'na'1I °0 re6nla°aI'. a Y• Boaowa 113¢3", m IS r led by any Pompey t 31uB udotu 54 to attecdnd obi RoOerty is ate"MY.Moaowet W Bovtronmmnl Law. I I :`I i i 1 I' ' « 1 11.1 1 1 1 Refined u ioxk? b, lam substaocec Sub-M-M-W lit x,ow '[awIiae to nww. BalnmaDto .04 cc ndioacd+e m s. As ue Giber >u S t*nuirtlntlubesos «form ildehl'?•. *but ft IN ertY;is'I°m" cans federal U's and laws of du jarld7tcba t rioa all I.;I 111'11 III:,Is1st??lll?;l;lll «. cemtc...4 w., Pro Motbeivae). Idi-il voy :a the defudtl (r) whm MOW 114 cams "cared by this Seen' der shag faitha,infec3a, Borower of,thl Kbeftj tka ynn•arLteact or. a dehok of Mt crew as oeclffter !.end, at w , 0 a3aaeiaat I=t farther demand,and be outbd,re coned An e:purld'imm art (halted to, attornrys' fief and coeu of :!!L oa pyMmt of an,rumu secured ?._.....,,e twmna void. ABa Such & e'?'•aatrAl swan ? . 1 I 1 t M31121-606' 1 1 ' ? I it ? ?';I 1 I i II •• I!1 ? ,i ', I 1 I 111;;1• i i I: , I I I I , rM covenant a1?4a ibn fenoiein6 Borrower's bread prior to ration LaderlppanRaPh 11 m er of,! amonj other "0- (a), the'defadti N) the ad I and (dJ tut fafLr , to airs tb Ideftd11t i> W or ,meat. •itmadama by jnd+dal p rduuts arter acietrnton and the t%bt to assert fn e delta" of Bmroweryy,++tooo> Olem fail i"D an for scored rcqgodl?rt;immedku wlunetmeut by )adklsl Ptoceedl redone this StcmiV Pattda'II.the rraudks provided In," paraynpb ma to 314 extent Parmktd DY a ?P D"" yc ea f Shari ml deft sands s3 dy:ddb S«mkY Ituun IL1 j?al l I I: I t I li l• I• I?h?edl hw;Iwaivu snd rtktwe :n if any. fumce kws p y,arr z for iai lot axed tot oscmyn ru ' i I" I I' I to one u )vidid fri pacataWi,!li thdl, esmod ro one hem prim 0 dde'Sotatlq]nranlatat! 1 1 i' 11 I.. !III I I df Siemtry 1nt¢umrnj Is 1W to Ili I I I 'mm - m aogttca t dta4j I I I ' 11 I l! it md on the P e 11termtlme payabk eft" ah'dbs1eD tdreetodmemace dANote.it ;I ?I? 1 li' I VIII ?,?i?';?,???•3 I, 10191 1. jl II• 1'?II ,111.1 I, I.? •II ?I 11 I I II 1: I ? II'i I •I I' I i I` ? ? I ; I I 1 `1' I'.ii.l I I 1. I •1 I.?I;1! ? . i iI'' III JtL.'al. Itw ,Illt 11NI /? I I I I:I; I?.Ii . ?t i. !I II I ,??? 1?II 1?I ,:ij` .I j. I'' I I i t I, i 1 'I I• I ! I , I i •, I III', '' II II II 11?'III; .lI '•1 1'• I I I I , '' I, i I I •I ''11 i',1 ?il II III ?? : I I .' ? I' I'' I III I ''? 1.'11111 .: • I I >us'' I cuwd by Bomwlt rod tecolded uC a rldl d 111 ?I I L I. I1 i.,?I •'• ' Iyit4 It one a mom ddm, I= =4 sbeft uoaid thd sryplm, I'. 1 i 37: 7 to trzpp {f l n od tpeemcats of ieoh ttlzb itda tbtll lie'IeWtp 1e/unroeal i I I Saod4 fiuatintmt of ddt Seca fry hammy t n Ir d e dda(Q was • put of ! U& Setw dds I' I ' d+e odrta!na wd tgoatlaro . 1 ' i l I ; I Il. I II I : iI „ v?yickly 1 I!I ''IQiectf9D?Iab1!box(m)). ':, I Caldom?t I I ®1' ltWc ltida II I BplrylualtltlAei ,I !?ACh LRaleRWa '? '?.. , pypoedValtDevtbpmentlWa: , • • Second ltoaiopact, " Otidlu¢dPt7io1?tI I. Italb7mpm.emmtlUda I I, I I II: II i VARba ,c. ?. Omatt)[god I , ? iI?,E III I~ t. 'N III I• , ?. i ?' i:1 ?1 I. I,,,I ? ;I ?,I, i 1 I? urw= ?, ;.I .?.' ly'1`I I .I 1' ?, ,II 1: I ?! I. I, C'Oatditid ?l ttlL Se=t 141 In tl ¢ I' i 11:1611 ?'' ' I+ .Dwowa tail pa,eed avow w %be wins wd ml reOw 1 1 1 11 , I I ' ' III f yo imh f3 eeLw ddaU ?aaaoed b, ?°•;tr mdtaataed.dth I I iii ? n I I'I I I I I I' I ! 1111 I I III (S wb?ertlx I 1 f`% ' I I i , ,; , I , 1 I I .,.n a i11 , :,;11? ? II?'L. i tI ; t ? , I• . I I? I I' 'I'II ' I , ' ?! I I I ,;. I; I "' I I I. I I I. j. I I, 1 1 111 (sl 1 '11i1lII '' 'L. •- s ? ?.J?:},? ??_.II I I I , 11 I .eon. I I I II11.1 I I I , II (SI II?' II 111 r1 .r itl ''I •11 1 I III ?I' ' II III,.II i .I 'III1'I111,'I'illlll - .aan IIII ? Ii:: l 1, i 11 .I ?I :Ib }I`?'',° 'I ' •' 'I I'I iie? 1 li ?;: I,??il'1`1•IIIIIII I?,?? 1 l III ta« ` I r 1 IN I i i tI I I I i I'i 11 doIweb7 oanpi I I ? ? I I I I I ? :I c/ IA 9 , :11; II!11 I it i - I I did t ll 'cll 0` 5,Q08°1rI l?"'dyer q8 ' ' I • I 11:11' +G ?tutdlldi Wat i U' i (J I I I'II 11 ! ImeuMy I II,11I. :I,j:l 111: i I; 41 '1. II'?,''I,//; I I' r 11111 ,' II 1 I :. 1 i I 11 I' •I I}tN L i county tG 1 1 COI?tUN 1 01? PENNSYLVANIA. • ?•' • ; I 'III • I I I•I I I I ' jadjuiped ofau 1 ?g>, I ' , ,tbefe?me. II Ii .III 1W YI I `1 mo.v to rtli (or radtfumdlr lrot m t n d I II 11i1' ?.Awm?wep dX+' iobraIDed •I rifbfol,I?u1 I'I'dwAnO!ledfldlLlali 'IIj ,I I. Pct.= j I i coots otd I : . I I Val 11 t I'' ban id the tape far the ptttpotot ba in atd offldtl 111' i 1?' Jill IN R f[IIDSS Vf}Op. I baamto Itt MY 1, 1 1' i? I ?;I MII,Caa?,m(utoo8' ? 1 ' I III I1I li I' II ; I I I1, ??.I ? 1 I. 1 ? • ', ICI '. 'fl' :'{'? I ? ,: ?:li I ' '' I''I' ll' rf I Sdzdafdw, I' 1 I I ' i 'I I /zl tt/e 1 (?, 1 LI. ?I??I• II?????:'t?'S L'' 1? OtIM1e15?11 1 I i I ' I : 1 I 1'fi s'r:,t?i.'.r; •61 p,;, e cmu Np,ttyP ,w It we 1 , 1 loft 11 I !? ?vII?I o i nihnMOrr'eo't I ?" ??Z1?LIr.,t' i `Ml?o ? , 1lonolxwl" , I , I ; I 1 •; I ? . I I• I I t II '• 1 ?".? .+.1nt:, /,• ''.?:r Im 16 w t .1 :' ,I I I I I /1 4?tr I ?tftl0r"+A r /! t 'z , I i , I t Itti ?w-1,..,l . f 1, 1 I :I i I. i- I 41.1 ? rNII Gy?l?y 1z[ ???•G?`){?1`i?3? ? ?t zC?r?V I ? I I ? I Ii I I , :. 1 I , I I II ? I ' i t€1 ull r bO ?P r'i 3> I ! I i I: I t' i I I try l ? .} I i r ?! ' I. I. I ?' , I'. i / c I I? Ij111;?lI o'c;!o/lr>?.u 'z?tr I it II,IIIII, I >• „€t til y 1 +V\ . .1;Z . Jn ?II1 FTiv.,?+.7?{ y $rtP1{i c•:;..;. ? 1 II I ' 1 i I '.:I ??J? ? '+uuutlu ?'t,... ?'^•?^'l,.'y I 1 11 I 1, 1 ; 11 1 1. ,II W ?•1z1"1?1 ra, ? III I' , 1 II',p15??I?y?hl?!I t•.'I• ?, 11 •i.ll - ?I I? I II. 1 .11 ?i I . II III .II III, '' I I ?. I I?? I I i 'I,, I•'I I I. IIIIi II i. i i' ?; ii 1 ? 1 . '. iII .I ?I '''I?1 I i..r I I i ,I. IIII •?I I, I 'I ' I . P.LO 11 1lL :U. lY1B 1U 11H1 I , t I ? S . ; I I i , I .1 ; i ' I' 11'I• I i ,I'' ,:I ? ' ' ; . ?' I I I ! ' ? I ? i ? { I j 1 I i I I ', I ?? ' ?, III ? I',.I'Ia•^. I I ?, I' ,?,I I ? I ' II •i. I •i?,', I•I 1.., I , ?, I j.i I III j I i I ? ? ,? 1 1 ? {;I{I 'L' .. , . I. ?' I I I I I I ! I I I III ,II ( , I. I? III tlp 1. .It ,r. ', I I ,' ,. .II I, I ,?I'11'' I ! I? II 111 j ' , 1 I 'I I :I ;1 it I } I : AUN5Tt1BLE RATE RIDER I I dr• II SI;,; ',ir .i,' i I,•=ORInds Ratiips) 11 I I da of Tii1S AD]USTABLE RATE RIDER Is I, ` oleIrp ril a Into t»a s I II be deemed LI:•:JVL% I 1 Dad (the.'SeeurhY 1't I I tol yd and suppplooieetlthD MrlT y e. Doed of lTtmr or Sx++cirryy orioaet') Iw Benue I ; Instrumen)' oft rho game, dire given by ttie' imdenlgned (;'B I; I Borrower'st'Adjustable Rate Note (theI'Nom') to : I I. I I i I i ; ; Iota itonreact: co". , I ' I`I I , d?" esertbed the Security II , Ito .1?') of the game 'date, and cwcriu8 die Property, i? 1I: II. ,Titivument and 1aated at:, I , ; 1 I I ! 'I I ; i I ?: I I !! I I : ; I . I 'I I'1 ';I'i •4 ;1; 1, 172 6a9T MR i6i AVLNtit I I II I I I ! I ' I I 1 I(III{ ..,.rl. m19LrC, PA 1 017 I I { I ',II I1 I I t II:'!' 'I •' ;: THiNOVE CONTAINS ? PRO VISION ttT•prV S /1M11 'ALL.{IIIOWINGII:FOR,'t I1:CHANII 11, li ?I I ) ? ' ?. 1 QQ I GES IN I II (I{ ; ; { l I THE' INTEREST RATE 'AND. JHE MONTHLY] PAYMENT. THE' NOTE I i _` !%' 'LIMBS THE AMOUNT THE' BORROWER'S INTEREST RATE' CAN I i I liII! ill'CHANGE: AT.'ANY ' ONE TIME AND THE MUMRATE •THI Il^BORROWERMUSTIPAY: i Ili Ili ADDITIONAL .{ IllIIml I'II`III':I({I.:i I I 11 :;''.•T I : I I' COVFI1UT71S:lm addition to dteleomauts tnd'agreemems mide in i ! i { 5 .. '"entat and ogee u! follows: i;I? "the Saitrity lnsliument, Brojower mA;Leadet Authei co I4 (t I I',I!'llls •.I "I'I: t ; Ilf I I !II'I I I!' III;II Ilzl I I III fI M ' 'III . I I lI; { ;! II I 'IIV T&REST RATE AND ONTHLY YhlfiNT;C HANGES LI i'i0.vsoo1V ' ?, 7Le ! f li'I I The Note provides. for tia laitiai linterat tale of I III ! .. it ' c>ns as follows: I i 141 ' Nate'ptovides for chances its th'e imerest rate and the ioomhly pl ym I I; I I . I 1??;I,y I' I i 1 I' I .I i,l I ,II I;:I II ,,IIIIII 1 II ill r; I I I III: I j?: ! I, I ! I. I' ' I;IMVLTr9TATaADNaTAaU. I !,DOI.IIDOPRIDOt•/l,d•r•,?r! j1 ,,I I ;I I :Ilr I I ,' Ij II I I i ; F. 1. 10 1 I I,rucnleiI' i liPon' r?l•nl na I I I ;sisu! I I' I `. I ?lii?iionoan.' ? 1; 1• I j I { I I ! II •) f' ,11', ? I II II. II ! ! I I ,r..? Ii. !' I ! {. I 1 I.I i lit I.I' A I! ! illl. ?I Ir' •,;I; II'?, 1? ;,. ? ? I'.? .. I , ? II j'I 'I I i !III, • I' I? IjIRm17AfYrp•? I . j ? I I ; •' j?' ,' i III' ? I ! I I I• ;.I ;'' !I?'? I 1 I I I . ? i? III ' I, ?II?i i pl ? 'I I , FI I I I1; ! I'1 ? I' I ' ! II I. I . I{I• I I' I ; ' I I I I I I I IiI II; I il: 1 I I? I ' ,'I I 'sit';! I I :I I? I I' I Ili I I, II• I..I '?; I. i.l l '' I' II 'II,!'.I I!il.tl !I III II', '. I{ :? ! : '? ; •I 'l l ' ' ? I'i '' i'l l • : I II.I{!? ?, `,II',I I, I I' ?I II I li?• I'lli VIII, ,I• II IILI ', '?I .I , .I ' I I 'I I " II. ,'il 1! 1111 I ,; it { ?.r i • i, I; I I II .? .' I III I I• I I 'II II .I •{ '; I. ' I . 1i I I ? i I I '. I III i i l' I ?I ? It II III III'11';:I :I I i ? ?: 11 11 ,II• i1 .1 I. I' •II' I •I. ?? I' I ?• 'I I II II ?I {1 II ! I I ILII' I' IIIIII :i?'II III .I IIIIII •III VIII it ;.:'•I, I , ? ;' I ' SW 11N1 fiV , .ly`R7 Ali. I` ,,I ?[ I ? i 11 '? .i li ,ill,' li , I ,•i II I•!, T it ?I ?•,. !: ,;. :? !: ill ,I'; II I ? I• I I i i ` II I , I'I 'i I ,I .;? 11.••;. ? MONTHLY PAYMENT CHANGES l ' ` '4 INiSRESf Ml AD tl!y', fA)D I•!I I'I,. I II'II!Ill II," ?' t! Ii !;7be iataest rate I will pay MAY chuige on the first day oE, . ' aueo I I l I I' i I hick my 4 $$oeo ,: t I and on [hat day evertyy sixth ttlomli thereaftu. gachldate,on,! I ' l I' i iourat rate could change VWled a CNage'Dau.' I {' I i I I I. I •'!,; r. •d.' , t , li:l! 'll l II I!{• I li' I iilil III!i I.I? ' ? 1& IL?E avlth Ule first Change Data, my lDtrsest tau Will be based on in IDdex. The ?II ; F' ' ¢ b [Ile average ofl Interbanklofferoti raw forlslx-month U.S. dollar-den(;'F nOed 'deposln in the' London marlmt (('LIBOR'), ai publ(shed in The Will Street Juuruali -The !. i ,mest resent Indat lure available all of theI wst business day of she month' immediately rxeedlDB the month tv which the Change Date oaulcls I IcallOd the IC[ure'nt' Indl x. If ilia ex is Do loi?er. avaoIlle,• the Note Holder wplchoose s' new dndex that is I i i II upon wmparable Informulon. •The Notd Holdei *iU give me notlco•of this choice. I i'ry l I I.•I on of C li l I IIII'I ' y new, mores[ rate :by ul C) h 'Chaage Date, ate, tI Bu)j the Note Holder wW caleau m t(e) efotole I' WWI I ! i I t percentage po!n athh g•asx lwo at1 nsctrr I' ' ..(,III • • i I I ' a,rso x) to to thelCurrelul Indrx.I The Note Holder Vol Shen Twat !! I'result of this addldon to the Dearest one•elgghth of one peroemage ln[ (0.1259.).'SubJeu to Ili :the'almin atatxdlin Section A(D) below, this rounded amount w1 I be my,Dew.interest rate 'situfl the next Chsnia Dau! Holdei ?., ,hl:;.• I II I t..,al I' I' ` III I'I?I l II' y l i a nt dot aotild be The Nora wW dun l-th the amotmtj she, montld thhY?a 'Date In full to, repi ttopald or incipa ncipal that I am ed to owe at t e Change ' I .sufliefent.yy rile expect I li on Ilse Maturity Da 'aints.7be 'resultof '' .. . , to at mr.'aw iatuest tau in(subsnnsWly eqpat'i IPYml , , I I I ! s catgliadoD sill be the net) imourit of my momh:y'paymeal I 1 l I ; I Ij I ; I I. ??! !l(.l^' ?I '11 I•'tiRt 'ill , .. I'I E. IIIIIII. .Ilrj.l I?I I IIIIIII,III tha'. l f I ' (D) Ijvilts Rate Changes The Luerast! rue; I am i R am iequlred to pay ai rite fiat Change Date will not be, greatu n I •r:: lr.asoo ..R; o to' isoo I %i;Thcicdta'.;my interest I Change Dam k I LEI*, l? never ' I .r be astdlio less than decreased I on'' l "'Single I l: I > IwiII tncre arty' for. Preeding I ?• I; tta?eaur , I , I . •' I j from ttid tau of lnureat . I, have been paging 10112500, WILL Mq snterest rate 1*111 never be grcater: stun lthe I%or ; • lo.7500 ; $'., II. .l 1'! 1 I {III ;1!1 I I • : leis than f1 ., • I ; ; . 1 I ; ? I I ! ? I;Ill,i { •.. I. I ? I II i i i I; 'I. I lili ';II' Ill •ruu .I f'I?IQCDetrr trllll?' ? II ? I I ,i '? I I i, ' ' ' I•i ;I ! i I ? I, . li I I , I I: 1 ,! ? I I ! I'16' 1 I I !II'Il I i i I I'.'I •C?-?-;?; ? II. !I{ I; I°I it .il I it . I ?' I 'It ? ii I' 1. i :II:•!I?:{I ,' ., I. I it '{ .I I I I `II II 1, ? i{I,it 'I ,,• I I , j ! ,l I I !!I I I ;' I I. I I• I III 'I II' .1l •.. I I l I ? I ? 1 I. 1 !I ? I I i I I I ''I , I I „I i'Lll Ill' ??`?I•`? i . ?' ' ? ? ? ?I: ?? il' I' ? 'ijj?! III!?I I? I .I. I Iq.470 0.:t ' ,?I 711.JJ.1`TJO lOtl:ral N!: I , I. Ij j,J !li •'. •I ' t I' I ' 1. I ??;. .I? •!li .I I"I .II II ' i ,,I ;! ILI .,i tll lj I; 'li I' 1i III4: , I I. I ; iI ?'l ! Ii ! i ill.l I I III, ? ,? ,' :I I, ;I !I tl I•' ElkCireDIMof,'" i. ! 1 I: I I I: I I : I • •I; •: My new interest rate will become effective on e?eh Cheoge.Date. I will pby the amount afar; I the ! Change E {) . 11:. %of my;new monddy,payment beglunang on the fintjmontlily payment data I 'I '' ;Date until the amount of idy momhlypayment ehanges'agala ?I '?I?•{? 'cr If lei ''II1 1 I' I!? II?III Iji.:I,il ?'?Iljl ll?ll f ! 1.1 ;. Qp Noi f Ch M 'e Note Holderw1U de ess, 14lve 1r of ! I mail to me a notlcaof' any changeii>DlmYI Inierest tare 11I I I! { and the smtottnt of ttry tnoti0ilyy payment befoze rise effective date'of gamy change., The notice t'I .'?v81'include Information tequUed byj law to be given me and'abo,the tide,and telephone egardllag:the n ti I •! I, I j 11; I number of a person who will answer any question f may have r ILI' 'I I.I ( 'iI 1' i;I 91 TRANSFER' OF TnE I PROP;FRTy OR j'A'? MWMCIAL' ,I MT IN ! .il ! I` BORROWF]t I l : ; . 11 , I I I II Ijl I' l :, ;Unfform Coven' 'i 17 of t le securitylnttrument is emedded to read u folloi : i j i I I' j,I 1 ' I I YYanslar of the Property or a Beneficial Interest;in Borrower. Mail on any, putt of the! of any Imcruti in it is sold or: transferred (or, If. a benitfclal:.Interest In 1 ' Borrower is sold or ttaasfeired and Borrower I: I is I it Is not a natural pertott), without i emder:s'prior t; I: 1 ?Ilj : ?1 :•IIi- •drHuen crosenc!Lender r" at its option, requkelfiRmedlate payment is full: ?lalf? . IMAM ,= aaau111; .Y --°- - j' laf madon!required by Leader to evaluate the lateaded ttansferee;as If-anew 0211 lwem -belos made'w the transfetne:'and (b), Lendcrimawlubly determines that'Under's security not be Impaired by the, loan assumption and that the risk of a breaeb of any'covenant or 1: *11 a?ieemem la duduff Securlty instrument is aceptablo to Lender. I ! . I'? I I I•I'• I I teat) sable IIas a To the Iestau ppeermitted by: appl[ the. law,. I enddr ma chafeI . ce ondidon to • Lemdrr.'s consent' I the loan !sssumptloa Lender may alsorequire the trtinsferee to sign an assumption agreement tint is acceptable to Lenda'ind that obligates the transferee to keep all the prombes'and agreements madc htthe Note and In this'Security initrumem.•IBormwer wW' continue ,to be obligated under the Now and this ;security lnsrrumew tWess Lender releases Borrower in'wr dtig. I' I • j r l; I I I I1 ; I I' i Lerrder exluc[ses the, option to immedlate payment in full, Lendu slutll'gtve Borrower notice of ac=Ieratlon ;The rrot shell pprm Lde a pperiod of not less than' 30 days II'j ftomlthe date the inodce is delivered or rnaill wlthin.which Borrower must pay all sums ,'•Il,.t•I??`I, 1' ? '' I I I ;. Ill , Ib! I, ,?II? nw ,?.117ra07uM+1 ? ii i l; ;• ' ! ; i :rr.>'•1• i ? I .. !!`!. ? III' 1 li ' I (i•'a IIIl I''''I. I I I I j. i Iii l I, l! I,I I fill Ile ,il I i ' - 'I`II'! "I .II it If • I I' I ! ,I l I,.I l I j;ll ;lulnul? ' 1 i!I` ?1!' 1 I I I I I, ,II I.' l.,' I I I jl ;I,I lI ; .;I II i?i t ,1^^? ?^! 1 ` I I I i I; ! I,il II I lil I II , , ?I r. li. !7 1 ? I ? I Ij 1; I ?I I I I !?I?. t I. I ' I ..l' 1 I' I, ? III II IIi ! 'I ;Ills '4 I ' I ? , 11 'I: i II I I I I; Il I; Ill 111 I,?; .!l ;' II . I I I I; I' I., !II I Iill I ! I IP I ° i' l i• , II. .i i I I II I ; II i .I I i; JUl. 31i.1J3N 117t1[HI I I I ? II , it ,l , I ItetEiued b3 thG ;j, I I ' i; 'expintioa of tl I . I L .I .II ;;I, 111SUTLI ant with I I BY S)GNi 'I I! I I tl 'II _ ? I r it I .,I.1 :Ili1IL •?i 9 0•I I Security insttoment.. it rut furiba notice or aeac .I;I,•li, . OBaBW AJOtnt50 I :?Banm ? I : I I($eel) Jn' I .Baas- 'II .I' 1 : :I t I I ) i /(Seal) i! I i , I 4 , I , • '? •117aSAruaoa i ' r . II 1 i I • I : . 1 nri ono . :I 1 I , . i ; I l l ) , , I I I ' I i ? ? I. ! 1i I I ' I • l I ' . I . I II " •'1 N.470, . F.23 ?, I I .? I ;il !;?il •''.I .. '1;I ?' 11 !; it rower Ifails to pay these (sums: PI rior to the to any. remedics:permlttnd'hy tlds, Secuuity r Borrower. it I I, I I:IIIIiIIII; I'I?II II 'L it pts and agrees:to..thc tcrms al31 coven=u '' !;•II I ' l 'II'l' ,I?IiII ,, Ili i; 'llllIl.:I. eat) LJ0114$Ox l I' I' (Seal) i; I •II !, I • 1j1 I ,11, 11 I ( I 11 I '' ?I ?•I I I ilI ,'' I 'II" II I. • i B '(S ? eal) . , 1. I l it . ? I r ;I I I • 1 ? t •, ' I I ; L ' , I !' ' f I ' 1 I' . 1 i!'. I III, is tsu i?' ;; I •, I 1 I I? i ll II ? I? i I . jl ? II 'ill 1 ?? ; ' . 1 1 li I I;II i? , I: :1 I , ;I' tl ?Ii l iI II nnwa I, I .il I ? l li I I '? I I; I l !I ?I • . I ,I ?' I;' A . ,I I I I I?I I I l i jt Ir is ,• • I ail. ,, 'I; ; ?j I. l '?: I • l il: II ill .I' i ; P II;,. , I ? ;Ii !I I ' I I I i:i :I .I I f ?I I' II li i ll, 'I i.!I l . 1 1 . la•, a•u JUL Ott 11917 aVItY7NI I I " I I.' IIIIIj1'Ijt 1 , '''' I;?I I?If??l ! to er I Im dI tot do Monday. I YDmrft ar tl at let mY erW)d al D• I e„D{de0t b Ie Visit, Per °ap0l' equl I I ten b o,d a the - o a Due In fu0 on the htetultY , nrtet saw N aP.y Ili! ! li II ' I. T I NouIttnldr I ,dn 'p4,d0e1 dget I an c tllellddi y.,ylllatlL.. I I• j' I I : II ' (1 I 1 tsye III' peJataln: Tie toau4 of ttlU 'IculatlOtt .111 be der new "Mora at my II; I I' li t t,l ?) I I, III•Ir 11.]500 m .'' ILfedt?Tat Reb f3eOR (eanI first punT Dow wfU,not. Lreerr dtaa 1 ' at crytint j 11,', Ilf The bam 17 rt wge4cd b Pry bwul Irate tawr be 1na?..ad or de ?atdeNQ yeced41 f eu ' .or Wa,tNn Dew I.". by . fam10e,:soo,. 7L. T71a :aeMt, MY I Do the teas oJbweallMw co,"e Ueent 0.7600 A. I'I I dti •aalCittT th300 I X17. aSOOI bmL:r then '! I 'tl,ootht. My 10ureat new win ttevw be Powerithan , I : , I I• ' tnanthly PaY'na I• I I (!'I I !: I • o[ I r I IM •Ilbo . I? j I,II•[1U Tlfactive Date of Chong" I inn-each C WP Deu I w10 Pei tit n trw unomt of my mamhly P: Ytn°a l I cl lul[m e[4n MY eew intermit rati Win be Dim mill I !{ bed4udnL oo do TrtKnwn4ly P!Pn data atsv 0, fTn[e , { 1444 ' I mll{eedi. of ptm[er j l ! I ?1 ?I I,o,l of my awod' 1111 L ! b my tne•v+t L I m b: flrea tM end al I will de(Irtt ar ImW b the notice after; b I I I II1 T"II.1OW Holder 'rye stud' v.in welO" we'ven a roae4gQ y or 1 { pymmt Wow Me of acdw due of eon t sa=,eg My quadoa f may 1.14 gasasdlaO nIe•igtf'iI ' toe dtla rid ta)epllona nealber of • Pas I I l0 I W I LL Morn o !III . I' I? ? I• ' ? i' I.j?II ( •! II I'I?I , • en pdnctl'vl (f:''1DORAOWl3t'S FICKTTO 7rg8PAY ? I soy dme Orfms N•Y an t ?ttem W a ioof . I I I I I I (! III il? 2Mw the dLM to meka Peymalnl°f IP P? Nou Itoldr M •rtunL ,nalt c)IrLO-•'flle Nop,noldtt wIA ow ,I pr pa,i•! Wlloe t make a Dmp myotatrulU) DmD•Yme1te, In payltlf,m/ pepei andel p,vpO,,,rmt. thrx Will I? II 'II'Imry mJ1atlte•o•ta?IOnsemteyaa Mount of Prlnclpel thr I we fader, Uds No a It 1 AtIng to!u'e'chan[er• My 1'r' lI'I of mY and dta Nte deQ• of my Monthly P,grnano tmlms'the Nor 1 t G eL Deb folbr4lLlm7 ON" IfOP`y"^c oet yat011n • , pmp yto tn•Y wQa°a tit, a W%ua of MY monthly Pa I ! ,( Ibrcver, N mdutgbn doe to mY, penal plepsym•b, "y be oCrtbY m Interest gas Inmeut- IILIIw ui?I I,ntee{dca.'d sold" du hlurutt Or of I . I (?....., Ili L.'I LOAN GpAAG[L9 'I ;' I' .hleJi ew nrl,almum bat dlatL Cleat (0 My iwJt Jim cha i 1, .III, ,,I•!f r, oc be this in and wntwNoo dt title loan ac<eed tM Rn"I: llm4a. 2; L M y ( I ,loco ailrLe+ emlmtd l4tIL: ;rld W ant emu tM"y-cDcNl ehail' rew,,, by dte obw t as win e, efuna the T m dot p m choose m tneEa aids edfuct%Nion will be a to n ( (toed was wIL ba refunded m Me. me. The Nou Holder •)' be reduction rID be an" IMewhldtlesLe-mdar tt unttoMe,Itaraflmdtodouep+lrlPV• Ii I'' ( 1 I' I ! Vim' i owe,uoder,ttdt Noro ac 4Y.t^nL I d4ea WT I I •, I . , IIFF? I: •Iu apadai pwpq,mtt..:.'I:, ", :(?:. I' L, .Il t.t I , II I!.VIII II .II ' I I4 It. 'III,.7IIt1'.rte t? 1 J - 'I' I , ( 7 OWEA•9Ii A1LURL TO lAY AS RBgOIAItD.,,1 ,•'I' NO11t III•'1511j ?. r • [ASluw chase* sec; Overdue PlYmmu .:''I 1 Material LY the ibt6a end or I , charge w111 t' i ...III' Illl the Nom IIn not reuued 0_:f.Z anemia, oy sty tmn hly tM Nou }(oldtf. (7ho .mount d, the {{ I ' v0 PAY, & w i dwLo I end foaeeet. i rW Pei aisle hm'rLU[e Won'PQ II,I 1? Idata, after do dim h U Aue, l 1 of lalag4+1 , I I I I ( !' I .i . 6{0000, I• 6of m/ovecNla Pei^w" I ;II,I u I I bat oelJ txw ao each NO Pbttw I I I ., I 1 , i•ti,• t! list .I U U Pe bema.nal j It win f1,J Detach on um dam Qua 1 I • I I'i. •? •I?'1'1TIAe butWtM tali rnmOd Of aerhm. .I t IIt I ,I( III.! t, I jl I II n I • I' 'll' ! III I(" I': oveidoewound I r I , : C) N.U" or DdeahI • ! • I I I. I NWS me due U I do 4ot PaY It III i . I,f'u i'w b daflmlt. dls )alder aley tend me a •rtUua nod' annoWlt dpd or It ha not Lent P" IV %vtt? • t 30 dl NJ= of p4 . ,rhich Oa " U ddl•ae! I twte? du the , e Naw;llolds,Nowmar require me u K . ' the Human dim I tan'e On CIA amwnc That dam moat be m Ieutl la ey$ l dtu i i M E'a l Iii I I I Ii, I I I { I ! I' tuellod m'aga••.' '•'1. I ! I I I I•Ij. 1 U„g„odle¢ly.ln'nln of dorm I! I I N)Ne Waiver bNIIFIoMr Lebo IveB i '11f 84 lSol wlrLL'to haave in do liLl t m do to, IfI om ?euhlet" ? la?mr ItM ta j l w llny l l i 1 ; t I! t I i ' I.. II . fg) Pgsest of j4" Itol0ic'1 Cate wod !?I a h,I I I I I ( eDori. du Now :bur .. . aIe cith ran ahlblWtbY aPPII Ito Ur. Ti . des ' If tM'Nas {Solar ho n wirad tna b Vey dllt Nob w,werap1t nogP O1ai^L I ' • I'pib bKk by 11 for I W of Ier coax rid o*0gaue± t? I ( I; V mapatw ILI' Inde. Par eumPi. eeaaos- ! 1. I ;I 11 I I I I. I l i 1, l I I I t ! l i wW W d ta'dr d14 Nou es I I' I • I'IIIVTNOOPNOTlf.TB marl be dl an ' b me ddu•t na4l my notW ? el ow or a dUfagot e'lt I give the I I ( Sur require[ a different t u II. I n j" i or. by f?nX h by IUA cUH null m mi et Use RoPaiY 1 I• I , I I.'• ` t : I t I • I I, I I I • I to the 1 II; by nt" c1w Mau Houtat +f { I I' . eldat a nod' at m7 Q? b oneddtebaa.. d Iie Nou Sfoua atlQgg ddi Nou in Led obi notiu Of dug d1Cae^t d4reu•, I •'way'notlm that b S•cdon 3W ebovs of at a dlaamt WdrNs 1<I em d I I 1' :I'j i I: I (' t I I t Ij 1`I• .'ti?wragm•.ddrs• e°g III I , t. it I I ai? I I rII TTrfs',NO 4 I yI endI I? I I b )uc4 ll e of the Magi Na t m ww . f.:, Oi"GATTt70f5 OP PIfaLON5 t1rim o U a or gn? Wit I, II It move them err Parse e co, h am ,ata0o1 e Any Pg+'o4 who U e t Oxus o u of i [0menlt". n 1 'aids Noa.iMdudnt[ du $doralae b Par a as. LotludlOL enforce 10 c I o do dIw ddn[e. MY p•emn wM tutee ewe dome o l,l ''ulm 911,42"d an o/ der PwmUa mvL In dais Nou. T4wt my one of w may be mgah' ?or,endot .o as 4 oleo m fldoany or ecisin eU of ug m?adur:I74u luwne, I I I ( , li.1!i 1I I1 i ICI, ;1I •I, I, I•i II. 'II??I 'p?Qr Q,omin dda Nom • .., , , I 1 I ' I. I I lalatofe I , ' I .meeel ,.I', i II II III I1.1 I 'j1 I'I ,!iI41,II'. '1 I I t II I I I? :, i' I I I I 'II'I I ,1 I I I I; I' I j I I I. I I• I I I, ,II III I!'', I II,I '! 111 I ' I;Ii ,I, I I I I, III ; I. .I? ? ? I ?,i:.II Ii I' I ?I I .'ll ;' I •' I I L ..1 I! I 'I I i I I . I I. , i I 1t i ` I ;`! I`i1 III'!'' II ,' I ,I1' i II I.I''.I.1I•. II (III'.I it, i Ii?I •? ' +I .I .. I I' I I i' ' I January 5, 1999 JUDITH L JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 RE: LOAN NUMBER 10191096 DEAR JUDITH L JOHNSON: The mortgage held by the above named MORTGAGEE (hereinafter we, us or ours) on your property located at 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 IS IN SERIOUS DEFAULT, because you have not made the monthly payments of $372.46 for the months of November 01, 1998 through January 01, 1999. Late charges (and other charges) have also accrued to this date in the amount of $37.24. The total amount now required to cure this default, or in other words, bring your account current, as of the date of this letter is $1,193.24. YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING TO US THE ABOVE AMOUNT OF $1,193.24, PLUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. Such payment must be made either by cashier's check, certified check, or money order, and made at the office of WMC Mortgage Corporation, 6320 Canoga Ave, Wpodland Hills California, 91367. Payment may be made by mail, but must be received in our office at the time specified in this notice, to WMC Mortgage Corporation, P.O. Box 92189, Los Angeles, CA 90009. DO NOT SEND CASH PAYMENT BY MAIL. If you do not cure the default within THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose your chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAWSUIT TO FORECLOSURE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED, YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. IF YOU CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. We may also sue you personally for the unpaid balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, YOU STILL HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE.) It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately six months from now. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following toll free number: 800-669-9919. This payment must be in the form of a CASHIER'S CHECK, CERTIFIED CHECK, or MONEY ORDER and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY, TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, (AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST). YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED. However, you are not entitled to this right to cure your default more than three times in any calendar year. Sincerely, Bob Howard Collection Department CERTIFIED MAIL - RETURN RECEIPT REQUESTED (PAACT6) January 5, 1999 CERTIFIED MAIL JUDITH L JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 IMPORTANT: NOTICE OF HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983. PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANICIAL ASSISTANCE TOWARDS YOUR MORTGAGE PAYMENTS. RE: LOAN NUMBER 10191096 DEAR JUDITH L JOHNSON: YOUR MORTGAGE IS IN SERIOUS DEFAULT because you have failed to pay promptly installments of principal, interest and escrow, as required, for a period of at least SIXTY (60) DAYS. The total amount of the delinquency is $1,193.24. This sum includes the following: The mortgage payments for the months of November 01, 1998 thru January 01, 1999 are due. A total of $1,193.24 is owed in back payments and late charges. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORECLOSURE on your mortgage if you comply with the provisions of the HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for THIRTY (30) days from the date of thi3 Notice. During that time you have the right to arrange a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. THAT MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS. If you attend a face-to-face meeting with a consumer credit counseling agency (see attached listings), no further proceedings in mortgage foreclosure may take place for thirty (30) days after the date of that meeting. It is necessary to schedule only one face-to-face meeting. You should advise this lender immediately of your intentions. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign, and file a completed Assistance Application with the Pennsylvania Housing Finance Agency. The consumer credit counseling agency will assist you in filling out your application. IT MUST BE FILED, OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE MEETING. You must either mail your application to The Pennsylvania Housing Finance Agency, or you must file it at the office of one of the designated consumer credit counseling agencies. An application for assistance may be obtained from a consumer credit counseling agency, or directly from the Pennsylvania Housing Finance Agency. IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY. Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. The counseling agency will help you to fill out the application. The Pennsylvania Housing Finance Agency has SIXTY (60) Days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. Sincerely, Bob Howard Collection Department 800-366-0091 Enclosure (PAACT91) VERIFICATION The undersigned hereby states that the statements made in the foregoing Pleadings are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that the statements therein arc made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unswom falsification to authorities. 1 } "cot` ??? ?`?,I ? •`i 1 CASE NO: 1999-06346 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WMC MORTGAGE CORP VS. JOHNSON CHARLES W ET AL DAWN KELL Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon JOHNSON JUDITH L the defendant, at 14:47 HOURS, on the 22nd day of October , 1999 at 232 EAST MULBERRY AVE CARLISLE, PA 17013 CUMBERLAND County, Pennsylvania, by handing to JUDITH L. JOHNSON a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE , and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Serviceng 6.00 I .00 Affidavit .00 Surcharge 8.00 WtT6fii? S $Ti.00 _1R?GORY999VARDIAN by Il q W"1-1 h?JLI_ Liepuuy S - Sworn and subscribed to before me this qu. , day of l?Quc.ke. 19-q9 A.D. CASE NO: 1999-06346 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WMC MORTGAGE CORP VS. JOHNSON CHARLES W ET AL DAWN KELL , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon JOHNSON CHARLES W the defendant, at 14:47 HOURS, on the 22nd day of October , 1999 at 232 EAST MULBERRY AVE CARLISLE PA 17013 CUMBERLAND County, Pennsylvania, by handing to JUDITH L. JOHNSON a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE , and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing 18.00 Service 3.10 Affidavit .00 Surcharge 8.00 K. Inoma bILULILL X010$$/25RY JAVARDIAN by CYSISZ E't LT Sworn and subscribed to before me this Q day of ?ipccck , 19qq A.D. ???CtMy (RULE OF CIVIL PROCEDURE NO. 236) - REVISED IN THE COURT OF COMMON PLEASE OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION- LAW WMC MORTGAGE CORPORATION COURT OF COMMON PLEAS P.G. BOX 54089 CUMBERLAND COUNTY LOS ANGELES, CA 90054 VS. CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 Defendant NUMBER; 99.6346 civil : NOTICE PURSUANT TO : RULE 236 NOTICE IS GIVEN THAT A JUDGMENT IN THE ABOVE CAPTIONED MATTER HAS BEEN ENTERED AGAINST YOU. PROTHONOTARY, CUMBERLAND COUNTY If you have any questions concerning the above, please contact: Gregory Javardian, Esquire Attorney ID# 55669 44 Second Street Pike, Suite 203 Southampton, PA 18966 (215) 942-9690 Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY- PENNSYLVANIA WMC MORTGAGE CORPORATION P.O. BOX 54089 LOS ANGELES, CA 90054 COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE CARLISLE, PA 17013 NUMBER; 99-6346 civil PRAECIPE FOR JUDGMENT Enter Judgment in favor of Plaintiff and against Defendant(s) Charles W. & Judith L. Johnson for want of an Answer. (XXXX) Assess damages as follows: Debt: $47,006.13 Interest through 1/7/00 $ 1,424.96 TOTAL $48,431.09 I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten days prior to the date of the filing of this Praecipe. A copy of the notice Is attached. R.C.P. 237.1. AND NOW Judgment is LAW OFFICES OF GREGORY JAVARDIAN Attorney for Plaintiff BY: of against y, by defi'ult for want of .4x-a e and damages assessed at the sum of dollars ($ as per the above certification. PROTH NOTARY/,P_G N ?f •l? ? WE iJ? eF CS a y . ?p§ i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY- PENNSYLVANIA WMC MORTGAGE CORPORATION P.O. BOX 54089 LOS ANGELES, CA 90054 VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE NUMBER; 99.6346 civil CARLISLE, PA 17013 Defendant NOTICE OF ORDER, DECREE OR JUDGMENT TO: ( ) Plaintiff (x) Defendant ( )Garnishee ( ) Additional Defendant Your are hereby notified that the following order, decree, or Judgment has been entered against you on ( ) Decree Nisi in Equity. ( ) Final Decree in Equity. ( X ) Judgment of ( ) Confession ( X ? Default ( 1 Non-Pros ( 1 Judgment is in the amount of $ ? Verdict ( ) Non-Suit ? Arbitration Award. ,Plus Costs. ( ) District Justice Transcript of Judgment in CIVIL ACTION in the amount of $ , Plus Costs. ( ? If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Pennsylvania Department of Transportation. Prothonotary BY: /s/ Deputy /,gG If you have any questions concerning the above, please contact: Gregory Javardian, Esquire Attorney ID# 55669 44 Second Street Pike, Suite 203 Southampton, PA 18966 (215) 942.9690 Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY- PENNSYLVANIA WMC MORTGAGE CORPORATION COURT OF COMMON PLEAS P.O. BOX 54089 CUMBERLAND COUNTY LOS ANGELES, CA 90054 VS. CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE NUMBER; 99-6346 civil CARLISLE, PA 17013 Defendant AFFIDAVIT OF ADDRESSES AFFIDAVIT OF LAST KNOWN ADDRESS BEFORE ME, the undersigned authority, personally appeared GREGORY JAVARDIAN, ESQUIRE, who, being duly sworn according to law, deposes and says that to the best of his knowledge, information and belief that the last known address of the Defendants, Charles W. & Judith L. Johnson 232 East Mulberry Avenue, Carlisle, PA 17013. 11RE Sworn and subscribed to before me this VGA day of ?ksj , 2000. NOTARY PUBLIC i? J CD 1° Lie! IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY- PENNSYLVANIA WMC MORTGAGE CORPORATION P.O. BOX 54069 LOS ANGELES, CA 90054 COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE NUMBER; 99-6346 civil CARLISLE, PA 17013 Defendant AFFIDAVIT OF NON-MILITARY AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF BUCKS ss The undersigned, being duly sworn according to law, deposes and says this affidavit is made on behalf of the above plaintiff, being authorized to do so, and it is averred that: (a) Charles W. & Judith L. Johnson, over 21 years of age, resides at 232 East Mulberry Avenue, Carlisle, PA 17013, is employed as an unknown at unknown. Deponent further avers that none of the above is within the protection of the Soldiers' and Sailors' Civil Relief Act of 1940, together with the amendments thereto. Sworn to and subscribed before me this 0 day of 2000. clkk Notary Public r: 4, ' 1 2 C? . CV V1*? tJ :l :.n ry , q WMC MORTGAGE CORPORATION P.O. BOX 54089 LOS ANGELES, CA 90054 VS. COURT OF COMMON PLEAS CUMBERLAND COUNTY CHARLES W. JOHNSON JUDITH L. JOHNSON 232 EAST MULBERRY AVENUE NUMBER; 99-6346 civil CARLISLE, PA 17013 Defendant CERTIFICATION OF MAILING I, Gregory Javardian, Esquire Attorney at Law, do certify that: BY: 1. 1 am counsel for plaintiff in the above entitled case of action. 2. 1 forwarded to the following defendant(s) on the date(s) listed , by regular mail, a copy of the Notice, Rule 237.1: Charles W. & Judith L. Johnson 12/2/99 A copy of the notice is attached hereto. 3. 1 certify that the foregoing statements made by me are true. I am aware that if any of the foregoing statements made by me are w illfully false, I am subject to punishment. a dian, Esquire Greg15 y 9 ID# 56 Dated: ?/D/DL) WMC MORTGAGE CORPORATION In 71ie Court of Common Pleas Plaintiff V. Cumberland County CHARLES W. JOHNSON No. 99-6346-CIVIL. JUDITH L. JOHNSON Defendants TO: CHARLES W. JOHNSON JUDITH L. JOHNSON DATE OF NOTICE: 12/2/99 NOTICE, RULE 237.1 IMPORTANT NOTICE You arc in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims se forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help. Cumberland Bar Association Lawyer Reference Servi 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 Gregory Javardian, Esquire 44 Second Street Pike, Suite 101 Southampton, Pa 18966 (215) 942-9690 Attorney for Plaintiff Ustcd se encuentra en estado do rcbeldia por no haber tornado In action rcquiida de su parte en este caso. Al no tomar In action debida dentro de un tcrmino de diez (10) dins do csta notificacion, el tribunal podra, sin necesidad de compararccer usted en torte o escuchar prucba alguna, dictar scntencia cn su contra, usted pucdc perder bicncs y otros derechos importantcs. Debe Ilevar esta notificacion a un abogado immediatemcntc si usted no ticne abogado, o si no tiene dinero sunciente para tal servicio, vaya cn persona o flame por telpfono a In oficina, cuya direction se cncuentra escrita abajo para avcriguar donde se pucdc conscguir assistcncia legal. "NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE"