Loading...
HomeMy WebLinkAbout99-06446NEW CUMBERLAND FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY, PLAINTIFF PENNSYLVANIA V. CIVIL ACTION - LAW MARK A. ROMANOSKI, DEFENDANT NO. 9 4 •,,y 4te e"j u^ NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (717) 249-3166 BY: 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court I.D. 62063 Attorney for Plaintiff Date: /o/ar/99 NEW CUMBERLAND FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY, PLAINTIFF PENNSYLVANIA V. CIVIL ACTION - LAW MARK A. ROMANOSKI, DEFENDANT NO. 99. L `/w' COMPLAINT New Cumberland Federal Credit Union is a federally chartered non-profit credit union with its principal place of business being 345 Lewisberry Road, New Cumberland, Pennsylvania 17070. 2. Defendant Mark A. Romanoski presently resides at 63 West Granada Avenue, Hummelstown, Dauphin County, Pennsylvania 17033. Breach of Contract for Promissory Note 3. Plaintiff incorporates by reference Paragraphs 1 - 2 as though fully set forth. 4. On or about August 14, 1998 Defendant executed a Promissory Note and Disclosure Statement as "borrower" in favor of the Plaintiff in the amount of Seven Thousand Four Hundred Fifty Three and 82/100 Dollars (S7,453.82) at 14.74% interest. A true and correct copy of the foregoing document is attached hereto as Exhibit "A". 5. Defendant's monthly payment under the Promissory Note was $184.49 monthly or $85.15 bi-weekly. 6. As of September 16, 1999 the principal balance remaining unpaid was $7,118.13. 7. As of September 16, 1999 the past due interest was $289.75 accruing at $2.75 per day. 8. Under the terms of the Promissory Note Defendants must repay the Plaintiff its reasonable attorneys fees and all costs of collection. 9. Defendant has failed to cure the default despite repeated requests by Plaintiff. WHEREFORE, Plaintiff respectfully requests this court to enter judgment in its favor and against Defendant in the amount $7,118.13 plus all costs of collection, court costs, reasonable attorneys' fees, past due interest of $289.75 and 14.74% interest calculated at $2.75 per day from September 16, 1999. BY: 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court I.D. 62063 Attorney for Plaintiff =w 't VERIFICATION I hereby verify that the statements made in the foregoing document are true and correct to the best of my knowledge, information and belier. I understand that false statements herein are made subject to the penalties of 181'a. C.S.A. §4904, relating to unworn falsification to authorities. I am nuthorixcd as the President of the New Cumberland Federal Credit Union to execute this document on behalf of the corporation. BY: M, Do d M. Varner, I're, cat New Cumberland Federal Credit Union, A non-profit federally chartered credit union Date: /c/11194 Note and NEW CUMBERLAND FEDERAL CREDIT UNION P.O. Box 658 Now Cumberland, PA 170700658 Disclosure Statement (717) 774-4633 - 1.800-716-2328 BORROWER NAME ILIai • Fort • Middle Initial AND ADDRESS (Street • City • Stale • La Code) DATE MEMBER NUMBER NOTE NUMBER MARK A ROMhNOSKI AUGt' -as YgQp n74SSn t a PO BOX 334 LONIRAUNGIABER REFERENCENUMBER MATURITY DAIE HUMMELSTOWN PA 17036 In this agreement you and `your` mean each person who signs [his agreement. The "credit union' means ine credit union whose name appears above and anyone 10 whom the credit union transfers its tights under this agreement. The terms on the reverse side are part of this agreement. Boxes checked below apply to this agieemer.;. A e 1 ANNUAL PERCENTAGE ELATE FINANCE CHARGE Amount Financerl Total of Payments a means an estimate Th• COST Of your credit AS A yaHV The dollar amount the credit will The amount of Credit provided to you The amount ou will have Paid when You Prepayment II you pay ON ea" win fall cost you or on your befall have made art payments as scheduled not have 10 pay a penalty. Hequlred Deposit The Annual Percant• Or yc rwic ulF)rNlWmunuauJimiyWr -14 X740- $ ? ??4 S _ n sla _ 7 s required deposit, d any. Humber of Payments Amo tit of Payments whin aymenls Are Due roperry Imm?nca: You may obtain property insurance Your horn anyone you want that IS acceptable to the Credit Union. Payment Schedule 129 85.15 08/21/98 II you get the insurance Irom the credit union you will pay will be. 1 °0,-40 nY_Clcc)?I S N A _ Security: Collateral securing other loans with the credit union cool also secure this loan. - the goods/propelry I-I Other( escribe) You are giving a security interest in your shares and/or deposits in the credit union; and r l being purchased Late Charge: Filing Fees Non-Filing Insurance Promise to Pay: You promise to pry $ 7 A 4 5 3 . 819 the Credit union plus interest on the unpaid balance at 14 . 74 096 per year until what you owe has been repaid. CoNec"OE Costs: You promise to pay all costs of collating the amount you owe under this agreement including court costs and reasonable attorney tool. Security Offered: MODEL YEAR ID NUMBER TYPE VALUE TRUCK CHEVROLET 87 1GCDR14Z2HF320339 AU:PA $1,950.00 Other (Describe): You Pledge Shares and/or Deposits at $ count number Key Ito. This Note is governed by the laws of FFSIGNATURE: It you agree to make and be bound by the ms I this Note and Security Agreement sign below, 11you ate not a borrower but an otivner of the colliteral for this loan. Fly In n sign below and check the box for'Oavner of Colbleral" dof so you agree only to the terms of the Security Agreement CAUTION: R IS IMPORTA AT YOU UGHLY EA HIS CONTRACT BEFORE YOU SIGN IT. Nor G Qatry/v prBorrower 2 L) Owner of Collateral (other than a Porewell Date scut Y/ /%- • . nru r, over rr) Owner of Collatera (other than a Borro eq Date Witness `mss tt D? ?7 ?d SIALI X CREDIT INSURANCE APPLICATION/ SCHEDULE 1 ` 'You' or "Your" means the member. 00 NOT SIGN THIS AP ATION IF IT CONTAINS ANY BLANK SPACES. Credit Insurance Is voluntaryand not required In areer to obtain this loan. You may select any insurerof your choice. You areapplying to the Societyfor credit Insurance onyour This application Is vold and will not be used In a cardoM 11 all blank spaces have not loan. You agree to pay the premium charges shown. The rate for this coverage is subject been completed, it the member has not signed and dated The Application, and II The to change. You will be notified in advance before a rate Increase is put into eflecl. Application has not been witnessed. MARK A ROMANOSKI JULY 7. 1956 074550 JOINT INSURED MEMBER CD 9014140AI IS DAll of 111111" ACLOUNI NO EFFECTIVE DATE OF CIRIdiCAIE EXPIRATION WE OF CIIIIII'LAU IINM W LLNINiCAIJ IN MUhIlIS LICOIOARY•INI/iCMAT III III sm, lu 111 and AUGUST 14, 1998 'UNDER CREDIT LIFE AND DISABILITY THE MAXIMUM ELIGIBILITY AGE FOR COVERAGE IS 65• WITH NO MAXIMUM TERMINATION AGE. THE FOLLOW114G STATEMENTS MADE BY YOU ARE REPRESENTATIONS AND ARE TRUE TO THE BEST OF YOUR XNOWLEDGE AND BELIEF: TEDTT LIFE INSURANCE CREDIT DISABILITY INSURANCE fS NO COVERAGE SELECTED PREMIUM SCHEDULE YES NO COVERAGE SELECTED PREMIUM SCHEDULE L SINGLE CREDIT LIFE S e SINGE E CREDIT DISABILITY S -494-90; e -98T6' JOINT CREDIT LIFE S 0.00 a ARC YOU UNOER AGE _ 65 _9 MAXIMUM AGE NONE' FOR NSURANCE ARE YOU UNDER AGE 65 MAXIMUM AGF NONE' On This date. are you presently actively at work and regularly performing FOR INSURANCE all OE the usual duties 01 a gainful Occupation B itO. tiny 1-07 ___ _ rvu MAXIMUM AMOUNT OF LOAN INSURABLE MAXIMUM AMOUNT OF LOAN INSURABLE MAXIMU?8? `-i k' 50.000 _ S NONE _ $ A E auoxRM "'1 If you are tolanJ disabled for more Than 14 d, • t,' begun willithe 1st day of tlrah 910 of 111D1 B J tRl • at( .AILUI LI n?•.n) n UI f.1.N. II JMYCn14 Lilt law, VNMbeal) nn.tall. w.a Imp /? 't 1, 1I arxaa.nun tae AMOUNT GIVEN AMOUNT PAID Oft PREPAID FINANCE AMOUNT FINANCED OF S ^53-.-82 10 YOU DIRECTLYS aOEa_nnYOUR ACCOUNT S 6.,.©53.82 CHARGE $ N/A _ AMOUNT PAID TO OTHERS $ 0.00 TO S 0.00 TO ON YOUR BEHALF $ n nn To it .. .... Ti, PAYFdENTS -Yml 11111111, ;l` to r ,.1 „• p.1,1P''1,Y. ill till- 00990.: ,r,Ld u1r !nil; !.oat; 1: Ili toe Toth oil Ienlhri Drs( laslur on lip l-1 ^r.n . to 11.161 '•1131 ;uu o.n• I!as been Iepy91 N6 il.r; nl,lke I.1tg111 If, lm'1 d', %,111 -1'11 I'll 11-1117 11 yu', do pmp(1y 1.11101 ;;hail trill ovic, SuLSpgnent p.airovol•, eldl trn13i1 doe as schedwc,l II yno do not make pierillent: a,, qll'-dule'l 111 d you Cie( I (,nil all,lomlce, vorr I.lsl vaylocni inaI' hr Niger Unan Ihr mimmil of Iho ollo't p.e;nn9ds You lenlimp la make Ilairilterill; :it tile glare rhnspn by the rredd umnn LOANS BY J I ._ 11 Ill, . lo.m r. b;n91 mild,' Ili smvl, line ,I uu 9 lu: it hr111n•, wren flip loan put, rrd•, dfr m.ol.; d II ill,% Iv,m n'hu.u91'•:...I I ofirt ILr.ln. (.n,I ludo null to- tanre;lyd and mdnl,vt v.l r, 1.I tit., dah• ml flip III%, f a .."le SECUNITY RtIEO[ST - An; wkfi ii doll, In Ili' Wi'n'd` "weal on Ihr level sr •,Ihr Veil III, I,e, untf LIr Ih1', remit In ,Idllhon yon auprp 11,1: loan 1•1 31[0 I rimed IN .111 Vo. ',111 r•, end 4,•011•, II'. In .1I ;Iko nmw111Ie1 vId Inds ee,.uun1 . vnln the Credit IYlol nn'71 1,10 111 9:r (Iltinr `.11.1'e'; atilt d•^,111'111!, tin .111 Ind171die11 Ilrtirrmrnt At( 1111,01 lilt! .ref Iolo'I al rlpnl ?hit would hr.e':pc[Idl lat. IfeatlOCnl under slate ul federal law if g,"o as rIc((ndy Ire IIUI suLler.t Io the seCuuly nluest Veto qwr in 'Join shave,, .,fill dpp(ratn All plnpetty other Ili vi dwpllinq . Ihat Ynu hive glvrn IV sir rile nth( I Nol' 911' f wild uonvl will I• o •:raup Ito', Io I I DTfAUII - You wall up 111 Ilk uoil it 'ml dU nor slake a plflncnt fit 1: 1, :l:nount 1equned ell"91 .I 1. 1lilt. 7011 will to! 111 0. 1.1'.1 1; or left.,; .1! tium'• c III? 1I.Ide, III I rmledlon 111111 till,. 111,111 loll will be .11 'Sla'PI 11 ;011 III- NY b.Urnlplcy n! hit title nt.„ra'nl, 11, it Is un.d(le lei lmy ;U'r Iannadhmr: %,1110 !IN•'; It. 1.00,( dot You YAI tie m dr!aull d you 111,11t:' in/ fai,e of nnsle.ldoul ",1t+Cn'1r tin lily credit .11.plC.llit! r„ 011101,' 01 Uudl ydalln:tlnn fa I'..d1110 m (10301111 .111y(.W VA 10 ha:. s'gnM! .1 security agr,. rnnml ul conotclmn 0th IhlS loan is in delaull. Van will also h, rn 11..1.mll I! sun,rn:Ing hl p von which flit. tmull union believes may substantially Icduce your obllly 10 mph; what you uwo. Wben 7ou are in delauh, file credit union can demand immediate pa/menu of the imp: id balance of this loan without giving you advance notice. It the credit union d11.nlands imntedlale payment of the unpaid balance, you will continue to pay interest dt tile!anhp In Blest fall- until Wdui you (me lull been 101mid It the credit union lix; denland0d nhumlh.de pa':nlrul nl file nnluul 11al,1nce. hh• [Irdit ul^nn em apply Ihr ',11.1tes don fir-poari; I11:11 vuu have grle0 d•; •rrnn4; u11dp1 Ihr, a1j1r1:[)n'ul luwaul•. 1141 yid uct Ihp f.1, 11:t tnvulI C'm llv.r a I it to I:( olht.f maul, OW Iar1 gives Ihr ;.11.1111 tioloa'dtiCO yot, afe ui default EACH PERSON RESPOUSHILE - 1,10 prison v;hn signs this agtetwent will by 1c11,vinnallj and Iumrl7 nrohnn,ahh: till pximij the enlae amuonl owed trial ni!:u, ltir credit u111011 caul rnloml, it 8011 unurf Ills ;lgleemrnl M.11110 any into 01 You mlhvldually nf agaue.l ;111 (It Von loopIller LATE CHARGE - 11 you are alp in nud.nlg a payment, you agree to pay the late. 1a11p! %hovrn m Ili;! Iruth ill 10fill ng Ur:Uhsit rP. on IIle ever ;e Side, II n0lato charge r. :,loran. you *111 not be charged 011q 110 WAIVER - in., w. !,I nut, o' if dok" • tffmr.nl; on, ill &1 .1111 1111111turf -11 Imp'. t1:Ill01d to'a0g ds ngllh, NOTICES -- NUlcp', .,,It W' ma-10 to yul. III tua rur.1 math uddnc: you harm gwl:n the credit ur,ar, in r:rJmg Notice to any am 01 you w111 be nnul:e to all. sccunITY Alsnrrh+cur I . Ih1,. m;l ' III I -'I rill, 11'11, I , IU rlrlld 1111•,11 nlr"m:h., t 1rd'i It Till wa'1 Pd: 11,11110 11111011W I'll Ihr, nil..lo'1 allynlm to eAlu ll the Ctedll 'e"I'll j,.x e. tile timi All I, rrlnl, r• et it,, In rl nn•on !hr twin drs( nhrd in Up Tram In Lenn,ng Or.(Insmr lIIv1111^tlt1^.1, ao ple'll1,at11111, bn 1' 111) 'Jul'. naq e91r,71r11t till steur11Y Fart THr 10AH -- 01 •.upung lilt': •.r•11a; &;1I!enlent 1[) du n 111 rt. 111 I I IU '111 It. .1. Ilk If drnalg !lt. Ili, I;1- rill. il1oil 11'1101 '•'.' Ile, k : 1 1111 r,e Iv, ill '.III III; ; c Ilia 111111.1 1.111411 ':;hat Is rnowtn It., 3 ,I nmlf 111101"A rn Ihr pni11-di dl;ud¢d ill the "Sea111:'1 ODUCd' Scehon. The r :.11117 Inr mt1 ,,,n gnr II;,•v dl au,-:'a, n; Ar.. IN IhO:')•'. '1,11..1 If, 1.1,11 hell 1.l 1, n" 0lI9t in Jr.,, prnprll'/ nn';, nt. n! the tuhur flip crn:1117 ud19ea1 alm ;,. I, it, .. ....I l'1 „gnld•; h.•I'lilioll; :vll:lit y'lu lol'. :'Ian 111 rl.ly. ill th" 10.111 n' 111; ra!r11 1(,. I. IPn+.l.11• 111 Orlin lilt INl of flue lo:il it 5bal vocliwas any homey I,u o9 I,,p h^,• :.Ili;'9 11^' 1.,•q-ill; II ttnlli ul.u111we pro 11 )1., on Ill! Joel a'rtp If It 1 , alln' I'! like l to:Ietv0"I ploj.w r to ()I". II!•'• 1. rl vo lilt Ill. I,- I lojivC; av srrln,ly d r,I•,1 to lilt %o WHAT flit AICIIIIIIY INIERFST COVERS- Iho teem"; '111ef(it "ecolps tile loan d%suoe9l of it), hull al L.'ndnlg Up(clnsuht and am; -Wenaons, lowl"ds III u•hn,ini mq', of Ill 1 loan It er,n . ecufts : ny other lochs ;ml lave fall Ilw crisl l • 11110o now, ,u n) !lira luhuf •,11.'1,1111111 lily auhl card Iron': ail .n+y other uofi11Ods Yon i :r tl:e ,it d.! U !:ran !or ai; rgr.un 110:101 nn tic I:Ilure.:IUylt 311•; 1030 :cu'r:U bf raf I'll,, Ill it n^ Offence, If Ili, pmrrlty doncrphNt e. Ili uk.9l VIM. nor , tr At !'nlpa!y ^v prop'•11I r: housphotd IIIIA.. a: delmpd b•; Ili. Credit It'll LCa Role !!h' Lit 'rrr,r lee, !11151!(19 o-I -Iq1 Allier loint!In,, Ito 1 ht.e JW11111SIlIP of THE IIROIIt(IlY - .•s. ,:I, III- ! !I A 1.,!. n' I:I:lira ,.i t , or Me I, I.' " I motto:U:1 .dal Ict !!.,,I it 'If III, 11 q. III one t ,r,.ur, Or•rI 1.l ow C;1 I n. 1!' I7:!1111 b: II1.1' J.1h, 11!f Il°d rlli, I;110 ,11"„n ."eia! yarl!1!C11 .• frill a' )rC,d !;'a'1- 1111 0„1101, I11 '.r :.ol• A .1% srcw,t; tot a loan Will hereof ;:I• :ilia 01,111 yuld !.1.111 !hc ued.t umnn e. Irpald 1'ao ptofor.e yiu •:011 allow Ito .".cool, Intel. sf ul tiers to .111301 to the ploprlly either b/ vour aehans or Ili operation of lave. PROTECTING Tilt Stuffily INTEREST - It -lane tssue,. a fille Wr the pmpoli iou phnmse to hale Vie credit llwunG 4,00111; 4;,hreM sllutnl on the title Ihr tlydd ninon may have 13 file what is Galled it fdlmlr,Ieg s6dedenl lb lnuleCl 11, Ccconly Illleresl from the el. riv,, el other!, 11 a.ked to do 90, you prom.,: to sign I 1.1mo Ing %ftlement Yet) also pros rise to do rlla!elrr eI4' flit t Iedlt u11:un thinks I:. necessary to prolert its security interest in the Property USE OF PROPERTY - Until the loan has teen paid oil, you promise you will (1) Use Iho property carefully and keep it in good repair. (2) Oblaiii wrdlen permission from the credit union before making major changes to the property (3) Inform the Credit union In vnlting before changing your address or file address vlhete the property is kept (4) Allow the credit union to inspect the property. (5) Promptly notify the credit union it the properly is damaged. stolen or abused. (D) Not use the property for any unlawful purpose PROPERTY INSURANCE, TAXES AND FEES -You promise to pay all lazes and fees (like registration fees) die on the property and to keep the properly insured against loss and damage. The amount and coverage of the property insurance must be acceptable to the credit union You may provide the property insurance through a policy you already have, or through a policy you get and pay for You promise to ';, 41 lip, 1. ,1u.,nC1 pn11C1 f13v:lloe to ill ,',ddll "..Ill 1114 It, 'h'!I•:C'I . ,1! policy of {soul ul ur:et.ude to I!,e (Iodll urine d r,l.-d to to ,u II 11 ou tanaA ymor ueutancc ;lilt] get a Murnl, !!I,. ctedd union has ,1 light 10 Ilia I'lund. It tee pruurll7 I:. 10::1111 danitipt!. Ilia (mad union wn ww I:x InsurafiCc lllrlne:l', to 1, P.m till' I'nglPll..n :qqn', 410.: Ott. you uw/i: ':m1 .1111110117a the "., (!It tame' a mdot•. - Alen or ehrl k ..hail 111.11 he pay.dAl` 1.1 Inn In Order Art lac rn'ffff Ieo0a Io I n9ct I rely f0uud or 01 oolds due under your uemana: poll(! II 1m. dU Ill paty the taxes or fees WI Ibc ptupelly when title of keep it insured Ilm .:ctld .1.e '.n iliq p.uy these obligations. but , not required to do .u. An/ money the , wit ! ..mwo •,ueud; hu Iaxil fees or iii,mrance stilt Le added to Yaw loan Ill ..mt',"u •II pdv m!a1t^.I on those amour'. al Ili,! •,:rne r.ileyuu aliI to pay on the Ioaul It 11-: uedd union add: 3:11011105 flit Goes, Ices, or nlsulance to your loan 6,130, r, I. In paym'•I`.P, 116!; 111 nlcll:l..ed by Hip ,1mo11rl necessaly lot your Ioill to Iw {um o1I ill Re! .%nue muuLrl of nlmlh; orOJm,try scneootrd. DEFAULT -'you volt be ill deLmlt it you break any promise ynu make under Ow vperment. You ^s11 arm tie in default it yru are in default under the loan. II you are pied0ing pmpolly, hilt have ,[green (all, I; il 'Owner 01 Collateral father than a IlOnuwct) , you 1:'111 be ul ilchmil it a1,ynnr r: m delduli who has signed the 10Afr11NEN' Nale WHAT IIAPPEIIS IF YOU ARE IN DEFAULT -Whin you ate oil ffeLhdt, the clean .110011 rim wnlmbt advan C notice to it iegnue enmedlale paymcrf of what You 1::e ell the IUan ,.':it Idler VOSel,•;1011 of Iti0 1110par:1 Yell optcr the Cletlf union lix; 1l- 11111 IO lake r• .:I'll df Iho pmprn; vinhoul 9smg Ill ['0011.lnd IId!mnf gi:mu{ •:11 It!:,ll'.01,('ro II ,1111 .Ili! .1Iked 11) •Ie 9;!11 Ihp I ledn IIr111It 1 "ail 1)fWI r.l! Id I !h, I l k ;11•14 it d love and place v:a ch•dt anion cho"•:r•: ill:' uelht 11111011 it I:Cq'I- C. lO,o•,blr lcf .ill/ of your [)lilt t 110, •41y. 1101 ".Iyued Ly this agrCCnneul. ^t.d ill I.,lc ncadO the 1110pedy TLe uedd unlml v:dt it,, to room that property to :ir1 :,I 111a1.e it x.jililac lilt you to claim Ine 1 n'd.t cnnil Ws possess;nn 01 the p repent, it can sell it and apply We InOney r, relved to any amounts you ovfe Inc cwdn union. The credit union will give you nnhcc of any public Sale or the data 41101 7.l11ch 3 pnv41e :ale will be held. Thh +pcn:ts cl the credit union for taking po-# Ssion of and .citing Ihr. property will be dedodrd !roil 111.: moury tucerred lion, he wale Those costs Inay uatude the eosl Ill storing the property. preparing it 110 sate and attorneys fees to the exlrbt p'`nndted under state law or awarded under §50G(b) of the Bankruptcy Code. Tilt- Irsl of the :ale money well Ile applied to what you owe on the loan. II you have agreed to pay the loan, you will also have to pay any amount that remains unpaid after the ale money has been applied to what you owe on the loan and under this agreement. You agree to pay inlcresl nn that amountad the ante rate as the loan until trial anlnunt has been paid. DELAY IN ENFORCING RIGHTS Alto CHANGES IN THE AGREEMENT - The credit union can delay enforcing any of its rights under this agreement any number of limes wAhoul losing Hie ability to exercise its lights later. The credit union can enforce this agreement against your heirs at legal representatives. II the credit union changes tilt: terms of the loan, you agree that this agreement will continue to protect the credit union C0141INUED EFFECTIVENESS - II me taw makes any lentils) at this plan unenfome able. the other icons will remain in eltect. THE PROPERTY DESCRIPTION ON THE REVERSE SIDE IS PART OF THIS AGREEMENT, NOTICE: SIGN THIS AGREEMENT ON THE REVERSE SIDE. CERTIFICATE STATE Of SS. --_---...---------- COUNTY or fhe undersigned nof3iy public renlhrs trial the above and foregoing , a true copy of file ongo:al serum/ agreemenl, OCC!dr(1 and dehv7red by the debtor named therein and to the seclied party ihrrem \I CUNI U I'Ar,l, V r y/ I,,NI I if Nryr•MI 1.: Uq1 rV tlr,. (SEAL) AIV cmnnuvawn expires ..-_--_-? Res,daig in (COUNTY( C . w V C-) F ujg c tV ?r fv 2. i_N L a CJ N a m NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. MARK A. ROMANOSKI, DEFENDANT CIVIL ACTION - LAW NO. 99 - 6446 CIVIL TERM PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Please mark the above captioned action as discontinued without prejudice upon motion by Plaintiffs Counsel. BY: 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court I.D. 62063 Attorney for Plaintiff Date: November 10, 1999 `n . ? 3 9 ? N 5 `v rncr+ v' u ?? H IR, x?t ??„ft h fEE ? d r ? 4 >!II? ??z?1 It > i N SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 1999-06446 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NEW CUMBERLAND FED CRED UNION VS ROMANOSKI MARK A R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: ROMANOSKI MARK A but was unable to locate Him in his bailiwick. He therefore deputized the sheriff of DAUPHIN County, Pennsylvania, to serve the within NOTICE AND COMPLAINT On January 11th , 2000 , thin office was in receipt of the attached return from DAUPHIN Sheriff's Costs: Docketing 18.00 Out of County 9.00 Surcharge 8.00 DEP. DAUPHIN CO 29.25 .00 64.25 01/11/2000 STEVEN HOWELL So an s Thomas Kline Sheriff of Cumberland County Sworn and subscribed to before me (office of the t $4 Pxiff Man- lane Sit% der Rwl Hstwe Ikluk William T. Tulle Solicitor Dauphin Counte Harrisburg. Pcnrts%hania 17101 ph: (717) 255.26611 1'nx: (717) 255.2X89 Jack Lotwick Sheriff Ralph G. McAllister Chief Ikpiu.% Michael W, Rinehart AsmsWol Chief 1XIUy Commonwealth or Pennsylvania NEW CUMBERLAND FEDERAL CREDIT UNION vs County of Dauphin ROMANOSKI MARK A Sheriff's Return No. 2238-T - - -1999 OTHER COUNTY NO. 99-6446 AND NOW: November 2, 1999 at 10:30AM served the within NOTICE 6 COMPLAINT IN CIVIL ACTION upon ROMANOSKI MARK A by personally handing to DEFT'S ATTORNEY 1 true attested copy(ies) of the original NOTICE s COMPLAINT IN CIVIL ACTION and making known to him/her the contents thereof at DAUPHIN COUNTY COURTHOUSE HARRISBURG, PA 00000-0000 Sworn and subscribed to before me this 4TH day of NOVEMBER, 1999 PROTHONOTARY So Answers, Sheriff of Dauphin County, Pa. By puty Sheri Sheriff's costs: $29.25 PD 10/26/1999 RCPT NO 129675 AAR In The Court of Common Pleas of Cumberland County, Pennsylvania New CumberlandVSederal Credit Union Mark A. Romanoski No. 99-6446 Civil Now, 10/25/99 hereby deputize the Sheriff of 19_, I, SHERIFF OF CUMBERLAND COUNTY, PA, do Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Affidavit of Service Now, within upon at by handing to a and made known to So answers, the contents thereof. Sheriff of Sworn and subscribed before me this _ day of , 19 19_, at o'clock M. served the copy of the original COSTS SERVICE _ MILEAGE _ AFFIDAVIT County, PA S S IDA UPHIN CUU1JT'I DAUVMN 6bUf/T f OFFICE 99 OCT 26 AN 9: 0 7 RECEIVED t 7 ?. :r?e <Llv ?uc?t'1't ' a a ?? a . r Mary Jane Snyder Real Estate Depart' William T. Tully Solldlor v mititr, IIf E ^erf.ff Dauphin County l larrisburg. Pennsylvania 17101 (717)253.2660 J.R. Lotwick Sher ACCEPTANCE OF SERVICE I accept service of the 'a.a.3g `T^ 4 9 (on behalf of MARK 4, Ro??NOsKt and certify that I am authorized to do so). (Date) (De p da or Au lorized Agent) 3i0 W , _yeeo(oele A15 (Mailing addr ss) Ralph O. McAllister ChlefDVUly Michael W. Rinehart Assistant Chlefil)qwfy STF.PIWN A. SCIINE wit ATtuRCCT At 1.%W LW UI116: (if A. MARK WINTF.1/ .Iln M...T 0M..w.err.. IU). Iwn 412 • Ilraw¢c, IN 1741.1 T1 Ir11«..1. 17171111.4P,1A. F..117171133-202