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HomeMy WebLinkAbout99-0660914, i r J s a KLEHR, HARRISON, HARVEY, BRANZBURG & ELLERS LLP BY: MORTON R. BRANZBURG, ESQ./DIMITRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477/76708 260 S. Broad Street Philadelphia, PA 19102 ATTORNEYS FOR PLAINTIFF (215) 568.6060 ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor Portland, ME 04101, V. Plaintiff, DONALD L. KITNER 1002nd Street New Cumberland, PA 17070 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. C( - L Defendant. TO: Donald L. Kitner 100 2nd Street New Cumberland, PA 17070 qle'?L_ NOTICE Pursuant to Rulc 236 of the Supreme Court of Pennsylvania, you are hereby notified that a JUDGMENT BY CONFESSION has been entered against you in the above-captioned proceeding and that enclosed herewith is a copy of all the (records) documents filed in support of the said judgment. IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEYMorton R Branzbure EsquireorDimitriL.Karanelou.Esquire attelephone number: (215) 568-6060. Dated:.!/ l 1 1999 1 ?t PROTHONOTAR PHIL1- 302453-1 KLEHR, HARRISON, HARVEY, BRANZBURG &c ELLERS LLP BY: MORTON R. BRANZEsURG, ESQ./DIMITRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477/76708 260 S. Broad Street Philadelphia, PA 19102 ATTORNEYS FOR PLAINTIFF (215) 568-6060 ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor Portland, ME 04101, COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff, V. NO. DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. JUDGMENT BY CONFESSION AND NOW, to wit this of / u `A A 1999, a complaint in confession of judgment having been filed and an affidavit as to the amount due having been filed: Judgment is hereby entered in favor of plaintiff, Atlantic National Trust, LLC, and against Defendant, Donald L. Kitner in the amount of $27,663.97, together with interest which continues to accrue from and after October 21, 1999 at lite per diem rate of $6.26, plus costs of suit. e'LLA 6/1 PROTHONOTARY PH1I,1- 302453-1 r?- KLEIIR, I IARRISON, IIARVEY, BRAN%13URG & ELLERS UP BY: MORTON R. BRANZBURG, I:SQ./DIiMITRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477/76705 260 S. Broad Street Philadelphia, PA 19102 A"f fORNEYS FOR PLAINTIFF (215) 565-6060 ATLANTIC NATIONAL TRUST, LLC COURT OF COMMON PLEAS 50 Portland Pier, 41h Floor Portland, ME 04101, CUMBERLAND COUNTY Plaintiff, V. NO. gr (: LO! Cc,: / DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. COMPLAINT IN CONFESSION OF.IUDGMGNT Plaintiff, Atlantic National Trust, LLC, by and through its attorneys, Klehr, Harrison, Harvey, Branzburg& Ellers, by way ofcomplaint in confession ofjudgment avers and represents as follows: Plaintiff, Atlantic National Trust, LLC ("Atlantic" or the "Plaintiff'), is a limited liability corporation with an office at 50 Portland Pier, 4th Floor, Portland, ME 04101. 2. Defendant, Donald L.Kitner("Defendant')istnadultindividualandcitizen orthe Commonwealth of Pennsylvania who resides at 100 2nd Street, New Cumberland, PA 17070. 3. On or about Febrtmry 27, 1995, Meridian Bank ("Meridian') agreed to loan Defendant and Defendant agreed to borrow the principal sum of $25,000.00 (the "Loan'). The Loan is evidenced by that certain promissory note dated February 27, 1995 (the "Note") executed and delivered to Meridian by Defendant. A true and correct copy of the Note is attached hereto, marked as Exhibit "A" and incorporated herein by reference. 4. Meridian subsequently merged with Corestates Bank, N.A. which subsequently merged with First Union National Bank. PHIL1- 302453-1 5. On or about April 28, 1999 First Union National Dank assigned all right, title and interest in the Note to Atlantic pursuant to an Assignment of Loan Agreement. As such, Atlantic is holder of the Note. A true and correct copy of the Assignment of Loan Agreement is attached hereto and incorporated herein as Exhibit "D". 6. The Note contains a warrant of attorney which authorizes the entry o1 judgment by confession against Defendant in favor of Meridian, its successors and assigns. 7. As of July 27, 1999, Defendant was in default of his obligations pursuant to the terms of the Note as a result of, inter alia., his failure to pay sums due under the Note (the "Default"). 8. As a result of the Default, Plaintiff made demand for payment of all sums due and owing under the Note pursuant to a letter sent by counsel for Plaintiff to Defendant on October 4, 1999 (the "Demand Letter"). A true and correct copy of the Demand Letter is attached hereto and incorporated as Exhibit "C". 9. As a result ofthe aforementioned Default, the following amounts are immediately due and payable from the Defendant in accordance with the terns of the Note: Principal $23,713.81 Interest (through 10/21/99) 3.950.16 TOTAL 27 663.97 Interest continues to accrue from and after October 21, 1999 at $6.26 per diem. Plaintiff reserves the right to collect reasonable attorney's fees it has incurred and will incur in this matter as authorized by the Note. 10. This judgment is not being entered by confession against a natural person in connection with a consumer credit transaction. H. Judgment hasnot been enteredagainst Defendant pursuant to thewarrantof attorney contained in the Note in this or any other jurisdiction. 12. An Affidavit of Default is attached hereto. PHIL1- 302453-1 WHEREFORE, plaintiff, Allantic National Trust, LLC, demands judgment in its favor and against defendant, Donald L. Kitner in the amount of $27,663.97, together with interest from and after October 21, 1999 at the per diem rate of $6.26, reasonable attorney's Ices and costs of suit as they accrue. Respectfully submitted, KLEI IR, HARRISON, I-IARVEY BRAN%BURG & ELLERS LLP ?f Dated: By. Morton R. Branzburg, Esquire Dintitri L. Karapelou, Esquire 260 S. Broad Street Philadelphia, PA 19102 (215) 568-6060 Attorneys for Plaintiff Atlantic National Trust, LLC PHILI- 302953-1 EXHIBIT "A" FcbmaM 27 1COS h t"'COE a=Nam Uneermnzy. 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Gmcael.cr(nl;uum-y cr ,It mne,cle!r..=otor,.?cn,;1 m_n!.rtne b S,,"tV//r meNads,Mq, ()EIn;,rf: Cd==7y:1(1 057 e hSad:r srW tv:u.'.!eerrt,In Ne...e of UneerF u'( and gneG :} am to Ne arem en of Pnpnehr, genera Farrtt cr x/ eaer_tw eY..:fr a::e aCCrt2 do IA.s rr(C N Ean4 a:,.n N• et of EanKASemlaNr aeFm and ten^.cn NNe lean df!IeerierACr:g Ne rcr_um dVndenGn gned. W ?Vrt^IE_; SY!!o:.=-•, L'nNrziened hu aaee•,ad Nn Nca meeay ud yy ?y[ aee.e,wmen, EL:iCf?!Y;reni<uas.:rremni:. CdI CrnWt L !Otr:er EC:?'!r (Yaroera:cn! CO.-raeNamr er E( Tl'e: A-= re... (Cmrpcrae See) i WNesF ? ' ..? ? /i ?70 y. Mcmridian Bank ACKNOWLEDGEMENT OF CONFESSION OF JUDGMENT THE UNDERSIGNED ACKNOWLEDGE(S) AND AGREE(S) THAT THE UNDERSIGNED ARE (IS) EXECUTING AND DELIVERING TO THE BANK A LOAN AGREEMENT, PROMISSORY NOTE, SURETY AGREEMENT OR OTHER LOAN DOCUMENT WHICH CONTAINS A CONFESSION OF JUDGMENT CLAUSE FURSUANT TO WHICH, THE BANK IS AUTHORIZED TO ENTER A JUDGMENT AGAINST THE UNDERSIGNED AND IN FAVOR OF THE THE BANK UPON THE OCCURRENCE OFAN EVENT OF DEFAULT PURSUANTTO THE TERMS OF SUCH LOAN OOCUMENT. IN CONSIDERATION OF THE WILLINGNESS OF THE BANK TO EXTEND CREDIT As PROVIDED F DOCUMENT UNDERSIGNED HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY ACKNOWLEDGES,, CONSENTS AND AGREES AS FOLLOWS: (a) THE UNDERSIGNED ARE (IS) FULLY AWARE OF THE RIC-HTS OF THE UNDERSIG ED TO PRIOR NOTICE AND HEARING ON THE VAUDITY OF ANY CLAIMS THAT MAY BE ASSERTED AGAINST THE UNDERSIGNED BY THE BANK UNDER THE LOAN DOCUMENTS BEFORE JUDGMENT CAN BE ENTERED AND EEFOREASS, S OF THE UNDERSIGNED CAN BE GARNISHED AND ATTACHED; (6) THE UNDERSIGNED ARE (IS) FULLY AWARE THAT EY AUTHORIZING CONFESSION OF JUDGMENT, THE UNDERSIGNED ARE (IS) GIVING UP THE RIGHT OF THE UNDERSIGNED TO ANY NOTICE OR OPFORTUN?TY TO BE HEARD PRIOR TO THE ENTRY OF JUDGMENT IN FAVOR OF THE EANKAND PRIOR TO GARNISHMENTAND ATTACHMENT OF BANKS ACCOUNTS AND OTHER ASSEi S OFTHE UNDERSIGNED; (c) THE UNDERSIGNED ARE (IS) FULLY AWARE THAT A JUDGMENT ENTERED AGAINST THE U'NDERS;GNED WILL CONSTITUTE A. LIEN UPON ANY REAL ESTATE OF THE UNDE.=.SIGNED LOCATED IN Tr'E COUNTY ?N WHICH JUDGMENT IS ENTERED AND WILL E:NITLE THE BANK TO IMMEDIATE ATTACHMENT AND GARNISHMENT OF BANK ACCOUNTS AND OTHER PERSONAL PROFERN OF THE UNDERSIGNED WITHOUT PRIOR NOTICE; (d) THE UNDERSIGNED'NAIVES(S) THE RIGHT S WHICH' THE UNDERSIGNED HAVE (HAS) TO PRIOR UNDERSIGNED E THE SANK NOTICE AND HEARING ON THE VAUDITY OF ANY CLAIMS THAT MAY BE ASSERTED AGAINST THE AN EVENT OF DEFAULT UNDER THE LOAN DOCUMENTS, OR AT ANY TIME THEREAFTER OCCURRENCE E SANK MAY GET AIN A JUDG RENT AGAINST THE UNDERSIGNED WITHOUT THE UNDERSIGNED'S FRIOF: KNOWLEDGE OR CONSENT AND WITHOUT THE OPPORTUNITY TO RAISE ANY DEFENSE, SE OFF, COUNT ERCLAIM OR OTHER CLAIM WHICH UNDERSIGNED MAY HAVE, AND MAY GARNISH AND ATTACH THE SANK ACCOUNTS AND OTHER ASSETS OFTHE UNDERSIGNED WITHOUT PRIOR NOTICE OR OFFOP.TUNITY FORA HEARING; (e) THE UNDERSIGNED ACKNOWLEDGE(S) THAT .THE UNDERSIGNED' WILL BE UNABLE TO CHALLENGE THE JUDGMENT IN THE EVENT THAT THE BANK ENTERS THE JUDGMENT, EXCEPT BY PROCEEDING TO OPEN OR STRIKE THE JUDGMENT; AND THAT SUCH A PROCEEDING WIL!. REQUIRE PAYMENT OFATTORNEYS FEES AND COSTS SYTHE UNDERSIGNED; (0 THE UNDERSIGNED REPRESENTS AND WARRANTS THAT THE LOAN FOR WHICH THE UNDERSIGNED HAS BECOME OBLIGATED FOR REPAYMENT PLIRSUANT TO THE LOAN DOCUMENTS HAS BEEN ADVANCED FOR BUSINESS PURPOSES. IN WITNESS WHEREOF, and intending to be legally bound hereby, the undersigned has duly executed this Aclmowiedgementof Confession of Judgment this 271h dayof FebM3M ig ss UNDERSIGNED Of individuals, partnership, etc.) Eusiness Name any) rl r' /I ' Canna L IGtner UNDERSIGNED (If corporation) Corporate Name Ey: _ Title: COMMONWEALT'H' OF PENNSYLVANIA COUNTY OF. /L Title: Attest: Title: (CORFORATE SEAL) SS. Onthe -c' Z da of f . 2vpey o °<- Y t_ hefgrz me a Notary Public, the undersigned officer, perscnaliyaopeared known to me (cr satisfac:erily proven) to be the person(s) whose name(s) is (are) subscribed to the within instrument and acknowledged that he /she/they executed the same for the purpasas therein contained. IN WITNES? WHEREOF, I have hereunto set my hand and official seal. COMMONWEAU I-. OF FENNSYLVANIA COUNT`( On the day of tg personally appeared (or satisfactorily proven) to be tha before me a Notary Public, the undersigned officer, known to me of a corportion/partnership, and that he/she as such enter/partner , being authorized to do so, executed the foregoing instrument tar the purposes therein contained by signing the name of the corporation/partnership by himself/herself as such officer/partner. IN WITNESS WHEREOF, I have hereunto set my hand and official seal. Notary Public I SS. I Z. Notary Public F,._ =? Account Name: Donald L. Kilner Control No: 1205 ASSIGNYEN-70FLOAN This Assignment of Loan is made as of April ?A , 1999 by FIRST LNL ION NATIONAL BANK ("Seller') for good and valuable consideration, in favor of ATLANTIC NATIONAL TRUST, LLC ("Purchaser') pursuant to a certain Asset Sale Agreement between, inter alia, Seller and Purchaser, dated April 20, 1999, which is hereby incorporated by reference ("Agreement'). All capitalized terms used but not defined herein are defined in the Agreeanent. Seller hereby assigns, transfers and sets over to Purchaser, its successors and assigns, WITHOUT RECOURSE, REPRESENTATION OR WARRAeN'TY OF A_-NY NATURE WHATSOEVER, WHE=R EXPRESSED OR IMPLIED, except and only to the extent otherwise provided in the Agreement, all Sellers right, title and interest in and to the Prornissorv Note dated February 27, 1995 by Donald L. Kirmer in favor of Meridian Bank in the original principal amount of 525,000 (the "Note'), together with all other documents evidencing. securing or othe:lvise related to such Note as set forth on Exhibit A atrached hereto. FIRS 7 UNION NATIONAL BANK By: T'nomasJ. Donnelly Senior Vice President STATE OF CONNIEC7ICUT ) COI ENTY OF FA.L'RFIELD ) SS: I HEREBY CERTIFY that on this c day of ADril, 1999, before me, the undersigned officer, personally appeared Thomas J_ Doratlelly, who acknowledged himself to be a Senior Vice President of First Union National Bank, and that he, in such capacity, being authorized to do so, excecuted this Assignment of Loan for the purposes therein contained, by signing the name of First Union National Bank, as a Senior Vice President of First Union National Bank. IN WITNESS WHEREOF, I hereunto set my hand (/ . Notary, Commission expires: I / Nctery Ft" c Con^e5cu! 0.9 t.?mcni_aicn up:raaf3:l2003 Ba1L1;215791:1:3/72/99 17079.112 Account Name. Donald L. Kitner Exhibit A Control No: 1205 1. Promissory Note dated February 27, 1995 by Donald L. Kimer in favor of Meridian Bank in die original principal amount of 525,000. 2. Security Agreement dated February 27, 1995 by Donald L. Kitner in favor of Meridian Bank. 3. Security Agreement dated February 27, 1995 by Donald Kimer Landscaping in favor of Meridian Bank. 4. Financing Statement showing the debtor as Donald Kimer Landscaping and the secured party as Meridian Bank, filed among the financing records of the Pennsvlvania Secretary of the Commonwealth as File No. 24181537. 5. Financing Statement showing the debtor as Donald Kimer Landscaping and the secured parry as Nferidian Bard:, filed among the financing records of the Curnberland County, Permsylvariia as File No. 95-1895. BaI11212276:2:4128199 17079.112 EXHIBIT "C" KLEHR, HARRISON. HARVEY, l31ZANZBURG & ELLERS LLP MORTON R. OF ANZOURG' LEONARDM KLEHR RONAI ROSEN- RICKARD S. ROISSUN GARYW LEAT' MICIIAEL C FORVI.AN' SIICIUEL K. LORAN JOANNE B. WILLS' CARLS PRISIAVERA PAULO NOFER BARRYI SIEGEL RICHARD NI. BECK't GARYA DELTSCH' BRADLEY A. KROUSE* STEPHEN L. CURER' DONALD M. MILLINGER DAVID ULESNE WILLIAM A PURVEY LAW'RENCEI ARESI STEPHEN T BL'RDUSIY• CAROL ANN SLOCCSI• ARNOLD E. COHEN IEFFREY KURTZSIAN-0 FRANCIS M. CORRELL. JR. ROBERT W CLEVELAND'O KEITH W KAPLAN-0 DOL'OLASF SCIILEICHER' SCO TTI FIELDS'* DENISE SI. DAY' DAMS. EAGLE" BENJAMINI BERGERt LAWRENCED R0V1N DOMENIC E. PACITID ATTORN EYS AT LAW :60 S. BROAD STREET PHILADELPHIA. PA 19102.5003 EMILY'S/. CLAY, IOSEPHG GIBBONS' STEVEN K KORTANEM PETERI NORSIAN' CI/ARLESA ERCOLE' WILLIAMW NIAMIEWSIII• SHAHAVO TEOERIAW SL'SANNI DEAN, STEPIIEN C EOLIN STEVEN I GELSIANOntt DIANA R IY.ANOVl[t' HEATHERI LEVINE- IRA A ROSE`1AU' MARCH. STOFSIAN' ROBERT), DOWNS, IR' ROBERT L SICHEL' RONALD S GELLERT' LEE D NIOYLAN- ANnIONYP TABASSO• JASON C. NIENEGAKIS DANIEL L FEINER' I ORECKSMHIit STEVE`: S K,\Vfit 0 SHINDY FUEDMAN' CYNTHIAA CLARK FREDRICI KINKLEJL IR.- MARIA A SAWCZLK-t SHARI AMSTER' GLENN A 'A E6ER' IEFFREYP FOSTER' SIICIIAELA IACONELLP DIMITRIL KARAPELOU' DANIEL P 0 BRIEN" ILLIEE SNYDER' ANDREW'L ZI':ITZ- DEBRA L % ARAOW'ITZ CRAIG F ZAPPETTP lE`:NIFERA IRRGANG• BRIAN E SHANA IAN"•' DAMS SICLALGIIUN RANDI L RUBIN' 'ALSO kIENO)ER OF NEW JERSEY BAR "SIEMBER OF NEW YORK & DELAWARE BAR ONLY "'SIE%MER OF NEW YORK A MASSACHUSETTS BAR ONLY ""SIE.NOBER OF NEW YORK BAR ONLY ,ALSO SIEMBEROF DELAWARE BAR ,,ALSO SIEMBEROF THE DISTRICT OF COLL?BIU BAR tl•SIEN J ER OF DELAWARE BAR ONLY ttOMEMBER OF COLORADO! NEW JERSEY BAR ONLY ,ALSO S1ESIBEA OF NEW YORK BAR mALSO MENOIEA OF FLORIDA BAR mALsO NUENIBEA OF STBSOTA BAR OREGISTERED PATENT ATTORNEY ,2151 5bR.60N1 FAX. (215) 563.6W3 ww..klehr,com NFW 1R RSEY OFFICE. bT HA DDONFI ELD ROAD SUITE 510 CHERRY I(ILL. NEW JERSEY 0110OL2220 356)196-T900 DELAWARE OFFICE 919 MARKET STRFEr SURE 1000 WILMINGTON. DELAWARE 19WI'3062 17(82)47661149 October 4, 1999 OF COUNSEL DONALD M. HARRISON' TERRANCE A. KLTNEC ANDERS LAM... IOFLV F. STREET E. CAROLYN HOCHSTADTER DICKERO ALANCASNOFF Direct Dial: (215) 569.3007 Donald Kitner 100 2nd Street New Cumberland, PA 17070 Re: Atlantic Caoital InvestmentR LLC Demand gIt Dear Mr. Kitner: We represent Atlantic Capital Investments, LLC, ("ACI") successor in interest to First Union National Bank, successor in interest to Meridian Bank. Please consider this a demand letter in connection with certain loans acquired by ACI and notice of ACI's intention to exercise the remedies provided in the loan documentation and under applicable loan as a result of your default under these loans. Reference is made to the following three loans: Account No.: 992604015 Date of Note: February27,1995 Maker of Note: Donald L.Kitner $25,000.00 Original Principal Balance: $23 713.81 Outstanding Principal Balance as of 7/27/99: 5 3,470.21 Interest at non-default rate as of 7/27/99: Total Principal plus interest at non-default rate as of 7/27/99: $27,184.02 KLEHR. HARRISON. HARVEY, BR.•\NLBURG & ELLERS LlP Donald Kitner October 4, 1999 Page 2 Loan 1 Account No.: 9926043020 Date of Note: May 16, 1994 Maker of Note: Donald L. Kimer Original Principal Balance: $60,000.00 Outstanding Principal balance as of 7/27/99: S12,000.00 Interest at non-default rate as of 7/27/99: S 3,424.51 Total Principal plus interest at non default rate as of 7/27/99: $15,424.51 Account No.: 9926043010 Date of Note: March 21, 1990 Maker of Note: Donald L. Kitner & Ester M. Kitner Original Principal Balance: $25,000.00 Outstanding Principal Balance as of 7/27/99: $24,030.00 Interest at non-default rate as of 7/27/99: $ 1,983,79 Total Principal plus interest at non-default rate as of 7/27/99: $26,014.12 Demand is made for payment on each of the above captioned loans. Loan One is a demand obligation and demand is hereby made. Loan Two matured on May 15, 1999 and it has not been paid. As a result, it is in default. Loan Three is a demand obligation and demand is hereby made. Each loan provides for interest to accrue at a default rate if payment is not made as and when due. Please be advised that commencing October 11, 1999, if the full amount of principal and interest, then due, is not paid, interest will accrue at the default rate commencing on October 11, 1999. Pursuant to the loan documents, you are also obligated to reimburse the lender for attorney fees and costs incurred in the collection of these accounts. Please be advised that the lender expects and demands that all attorney fees and cost incurred in connection with this matter be reimbursed by you. Therefore, at such time as you are prepared to satisfy the outstanding balances hereunder, please let us know and we will provide you with an up-to-date figure concerning the amount of attorney fees and costs incurred. Because you are obligated to reimburse the bank for its fees and costs, the amount of the obligations can increase dramatically if they are not promptly paid. If we institute suit and exercise the remedies set forth in the loan documents, the fees and costs may be substantial. u,;:. KLEHR, HARRISON. HARVEY, BR?WZBURG & ELLERS u.P Donald Kitner October 4, 1999 Page 3 Pursuant to the loan documents, you have assigned to the lender a certain life insurance policy number 40226543 issued by Equitable Life Assurance Society of the United States. This life insurance policy has a cash surrender value. The lender hereby demand that you notify the life insurance company to redeem that policy and remit the cash surrender value to the lender. In addition to the life insurance policy, various items of tangible and intangible personal property have been pledged to the bank as collateral including accounts receivable, inventory, equipment and other personal property used or useable in the landscaping business. The lender demands a turnover of all such collateral if the loans are not satisfied by October 11, 1999. By copy of this letter, demand is made upon Esther Kitner for payment of Loan Three. If you have any questions, please do not hesitate to call. MRB/ps cc: Ms. Esther Kitner KLEHR, HARRISON, I IARVEY, BRANZBURG a ELLERS LLP BY: MORTON R. BRANLBURG, ESQ./DIMI'l-Rl L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477/76708 260 S. Broad Street Philadelphia, PA 19102 ATTORNEYS FOR PLAINTIFF (215) 568-6060 ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor Portland, ME 04101, Plaintiff, v. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. STATE OF MAINE COUNTY OF AFFIDAVIT ss. Theodore V. West, being duly sworn according to law, deposes and states that he is a Manager of Atlantic National Trust, LLC, Plaintiff herein, and, as such, is authorized to make th is Affidavit on its behalf; that the copies of the instruments attached as exhibits to the foregoing Compla i nt in Confession PHIL1- 302453-1 of Judgment are true and correct copies of the original instruments; and that the matters set forth in the SHELLEY LUFKINI foregoing Complaint in Confession of Judgment are true and correct to the best of his knowledge, information and belief. Sworn to and subscribed before me this2u-'rday ofLcO1v 1999. K,- NOTARY P LIC PIIILI- 302453-1 The ore V. Vest / SHELL _'.!FKlN KLEFIR, IIARRISON, IIARVEY, BRANZBURG & L•LLERS LLP BY: MORTON R. BRANZBURG, ESQ./DIMITRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 2,1477/76708 260 S. Broad Street Philadelphia, PA 19102 ATTORNEYS FOR PLAINTIFF (215) 568-6060 ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor Portland, ME 04101, Plaintiff, V. DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. COURT OFCOMN40N PLEAS CUMBERLAND COUNTY NO. AFFIDAVIT OF LENDER STATE OF MAINE COUNTY OF ss. Theodore V. West, being duly sworn according to law deposes and states that he is a Manager of Atlantic National Trust, LLC, Plaintiff herein, and, as such, is authorized to make this Affidavit on its behalf, and that this is not an action by seller, holder or assignee arising out ofa retail installment sale, contract or account. Sworn to and subscribed before Inc this b)tLJ-day of bLlnhen '1999. NOTARY PUBLIC! SHELLEY LUFKIN N1jTAgv.-'0:a0C "IA0,E KLEFIR, HARRISON, IIARVEY, BRAN7_DURG,C L•LLERS LLP BY: MORTON It. BRAN7.EURG, ESQ./DIMITRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477/76708 260 S. Broad Street AVI-ORNEYS FOR PLAINTIFF Philadelphia, PA 19102 (215) 568.6060 COURT OF COMMON PLEAS ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor CUMDERI.AND COUNTY Portland, ME 04101, Plaintiff, NO. V. DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. AFFIDAVIT OF BUSINESS PURPOSES STATE OF MAINE SS. COUNTY OF Theodore V. West, being duly sworn according to law, deposes and states that he is a Manager of Atlantic National Trust, LLC, Plaintiff herein, and, as such, is authorized to make this Affidavit on its behalf; that the transaction represented by the instruments attached to the Complaint filed in this matter as exhibits arose out of a business transaction and were not entered into for family, personal or household Purposes. Sworn to and subscribed before me this JSZIV day of [)C LP r/ 1999. NOTARY L?qjtA SHELJ= ( E noraav ?uavc ? ?; ,, • ? ,r . Theodore V. West PHIL1- 302453-1 KLEFIR, IIARRISON, I IARVEY, BRAN%BURG & FILLERS LLP BY: MORTON R. BRANZBURG, ESQ./DIMITRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477176708 260 S. Broad Street Philadelphia, PA 19102 A'17ORNE-YS FOR PLAINTIFF (215) 568.6060 ATLANTIC NATIONAL TRUST, LLC COURT OF COMMON PLEAS 50 Portland Pier, 41h Floor Portland, ME 04101, CUMBERLAND COUNTY Plaintiff, V. NO. DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. AFFIDAVIT OF DEFAULT STATE OF MAINE COUNTY OF ss. Theodore V. West, being duly sworn according to law, deposes and states that he is a Manager of Atlantic National Trust, LLC, Plaintiff herein, and, as such, is authorized to make this Affidavit on its behalf, that the defendant, Donald L. Kitner, is in default underlhe terms ofthose Instruments attached to the Complaint in Confession ofJudgment as exhibits and as a result of which the following sums are due: PHILI- 302453-1 Principal $23,713.81 Interest (through 10/21/99) 3,950.16 TOTA1, S27 003.97 Interest continues to accrue from and after October 21, 1999 at $6.26 per diem. Plaintiff reserves the right to collect reasonable attorney's fees it has incurred and will incur in Ibis matter as autborized by the Note. Theo ore V. 1Vest Sworn to and subscribed before me this `day of 04In!?///1 , 1999. Lz??/ NOTARY PU L C SHELLEY LtJFK.;N NOTARY 7UBPC. 641WF PHILI- 302353-1 KLElIR, IIARRISON, I I^ItVI-.Y,13RAN/_I3U RG & L'LLERS LLP BY: MORTON R. 13RANZBUKG, ESQ./DIM I'T'RI L. KARAPELOU, ESQ. IDENT'IFICA'TION NO.: 24477/16708 260 S. Drond Street Philadelphia, PA 19102 A'1'1'0ItNIiYS FOR DEFENDANT (215)568-6060 ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor Portland, ME 04101, COU RT OF COM MON PLEAS CUM 13EItLAND COUNTY Plaintiff, V. NO. DONALD L. KI'INER 100 2nd Street New Cumberland, PA 17070 Defendant. ENTRY OF APPEARANCE, PRAECIPE FOR ASSESSMENT OF DAMAGES AND CONFESSION OF.JUDGMENT TO THE PROTHONOTARY: Pursuant to the authority contained in the warrant of attorney, a true and correct copy of which is contained in the Note attached as an exhibit to the Complaint filed in this action, l appear for the Defendant named above- I hereby confessjudgment in favor of Plaintiffatid against Defendant, Donald L. Kittaer by virtue of the aforententio ned warrant of attorney. Kindly assess damages against Defendant, in the amount of $27,663.97 as follows: Principal $23_713.81 Interest (through 10/21/99) 3-950.16 TOTAL $27-663.97 PHIL1• 302453-1 Interest continues to accrue from and after October 21, 1999 at $6.26 per diem, plus reasonable attorney's fees incurred by Plaintiff as authorized by the Note. KLEFIR, HARRISON, HARVEY, ERANZBURG & ELLERS LLP Dated: By: vl? Morton R. Branzburg, Esquire Dimitri L. Karapelou, Esquire 260 South Broad Street Philadelphia, PA 19102 Attorneys for Defendant, Donald L. Kilter PHILl- 302453-1 ?t'redsts' g KLEI-IR, IiARRISON, HARVEY, BRANZBURG & ELI.I.RS LLP BY: MORTON R. BRANZBUIZG, ESQ,/DIbIfI•R1 L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24 4 7 7/76 708 260 S. Broad Street Philadelphia, PA 19102 (215) 568-6060 ATTORNEYS POR PLAINTIPI' ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th I loor Portland, ME 04101, Plaintiff, v. COURT Or COMMON PLEAS CUNIBERLAND COUNTY NO. DONALD L. KITTVBR 100 2nd Street New Cumberland, PA 17070 Defendant. I STATE OF MAINE COUNTY OF AFFIDAVITOF NON-MILITARY srIZVICf,, SS. Theodore V. West, of full age, being duly sworn upon his oath according to law, deposes and says: affidavit on its behalf. I am a Manager of the Plaintiff, and as such 1 am authorized to stake this i I PHIL1- 302453-1 MEN 2. Defendant, Donald L. Kitner is not in the military or naval service of the United States or any stale or territory thereof. or of its allies, as set forth in the Soldiers and Sailors Civil Relief Act of 1943, as amended. /j?inA>c f Sworn to and subscribed before me this A Lday of ./'Oh t I '1999. NOTARYPUBLIC - ^ 11M1INE,, 20 ?' PHIL1- 302453-1 KLEHR, 111RRISON, HARVEY, BRANZBURG & ELLERS LLP BY: MORTON R. BRANZBURG, ESQ./DIMITRI L. KARAPIiLOU, ESQ. IDENTIFICATION NO.: 24477/76708 260 S. Broad Street Philadelphia, PA 19102 ATTORNEYS FOR PLAINTIFF (215) 568-6060 ATLANTIC NATIONAL TRUST, LLC COURT OF COMMON PLEAS 50 Portland Pier, 4th Floor Portland, ME 04101, CUMBERLAND COUNTY Plaintiff, V. NO. DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. AFFIDAVIT OF ADDRESSES AND CONJUGAL INCOME STATE OF MAINE ss. COUNTY OF I . I am the Manager of Plaintiff herein, and I ant authorized to make this affidavit on its behalf. 2. Plaintiffs address is 50 Portland Pier, 4th Floor, Portland, ME. 3. The address of the Defendant, Donald L.Kitneris1002ndStreet,NewCumberland, PA 17070. PHILI- 302453-1 , 4. To the best of my knowledge, inl'onnation and belief, the household income of the Defendant is in excess ol'S10,000.00 per year. Theodore V. Nest Sworn to and subscribed before me this J/-day of OrQ?AzA 1999. 'NOTARY PUBLIC • r SHELLEY LUF IU h01?nvPU?VC. F10.14F. PHILl- 302453-1 VERIFICA'r10N I, Theodore V. West, am a Manager of Atlantic National Trust, LLC, Plaintiff herein, and I am authorized to sign this Verification. The undersigned vcrifics that the statements contained in the Complaint in Confession of Judgment are true and correct to the best of my knowledge, information and belief. The undersigned acknowledges and understands that the statements contained herein are subject to the penalties of 18 Pa. C.S.A. $ 4904 relating to unsworn falsifications to authorities. i Theodore . West PHIL1- 215009-1 -. C?: ' ??: __ (` ?, j -. =?. 1 .. ?. _ " ` - ... ? i SHERIFF'S RETURN - REGULAR CASE NO: 1999-06609 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ATLANTIC NATIONAL TRUST LLC VS KITNER DONALD L DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County, Pensylvania, who being duly sworn according to law, says, the within NOTICE UNDER RULE 2958.1 was served upon KITNER DONALD L the DEFENDANT , at 0018:05 HOURS, on the 18th day of Januarv , 2000 at 1845 ORRBRIDGE MECHANICSBURG, PA 17055 by handing to DONALD L. KITNER a true and attested copy of NOTICE UNDER RULE 2958.1 together with OF JUDGEMENT & EXECUTION THEREON and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing Service Affidavit 18 9 .00 .30 .00 ?47 - ? ?e 7 Surcharge 10 .00 R. Thomas Kline .00 37 .30 01/19/2000 KLEHRE, HARRISON, HARVEY Sworn and Subscribed to before me this ` 111 day of Deputy Sheriff KLEFIR, I]ARRISON. I lARVL•Y, BRANZBURG &• 151.1E-16LLP BY: MORTON R. BIZANZBURG. ESQ./DIMI'fRI L. KARAPELOU, ESQ. IDENTIFICATION NO.: 24477/76708 260 S. Broad Street Philndclphia, PA 19102 A170RNEYS FOIZ PLAINTIFF (215) 568-6060 ATLANTIC NATIONAL TRUST, LLC 50 Portland Pier, 4th Floor Portland, ME 04101, COURT OF COiPvl1-ION PLEAS CUMBERLAND COUNTY Plaintiff. V. NO. 99-6609 CIVIL DONALD L. KITNER 100 2nd Street New Cumberland, PA 17070 Defendant. PRAECIPG TO MARK JUDGMENT SATISFIED TO THE PROTFIONOTARY: Kindly mirk S itiSIIC(I the judgment entered by confession in the above-referenced matter on November I, 1999 in the amount or$27,663.97. Dated: September 23, 2002 Dimitri L. Karepelou, Esquire PI 111.1:478652-I N ' C?l C- '1iIJ L'i v C p J U j