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HomeMy WebLinkAbout99-06856v I I ,? 1 • Ao7 v A? _WS V V 1, EDERNIAN AND PI IELAN By: PRANK FEDERMAN, ESQUIRE IDENTIFICATION NO, 12148 TWO PENN CL'NTER PLAZA, SUITE 900 i'lill.:\DHLPFII:1, 1':1 19102 elf >G3-7000 CI'T'ICORP MORTGAGE, INC. 15851 CLAYTON ROAD BALLWIN, NIO 63011 Plaintiff ARTHUR A. UNANGST 5.105 OXFORD DRIVE4 NIECIIANICSBURG, PA 17055 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OP COMMON PLEAS CIVIL DIVISION TERM NO. Z?g5& `f CUMBERLAND COUNTY CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE PLEASE HE ADVISED .I'BAT 77IIS FIRM IS,, DEBT COLLE000R1%11 DTI- YNG TO OI.I.ECI'., UEIt'1'. ,\N, ' INFOR]TATION REUMUD 1% ILL HE ISED FOR l IIAY' PGRPOSI:. IP,YID ?A\'1? PRE IM: SIA' It E B,'ED N DISCHARGE IN BANERIT1:CY AND TInS DEOT R'.,S S'O'1' RI?,\PEIR\IE:U,'1'1115 CORRESPOSIR'.AC7i ISM I• AND NI 101 n.D oT BE CONSI.IWED'r0 BE AN ATTE.NB''r TO COLLECrA DEIn'IIU'r ONLY P:SI+ORCE?IIiN'I'OP.\ LIEN AGAINST PROPERTY. You have been sued in Court. If roil wish to defend against the claims set forth in the following pages, yon mnst take action within hycnty (20) days after this Complaint and Notice are served. by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you tail to do so the case may proceed ,yithout you and ajudgmcnt may be entered against you by the court without further notice for an}• money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. Yon may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT I LAVE A LAWYER OR CANNOT AFFORD ONE, GO I'D OR TELEPT ZONE THE OFFICE SET FORTH BELOW TO FIND OUTWI ERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Plaintiff is CITICORP MORTGAGE. INC. 15851 CLAYTON ROAD BALLWIN, MO 63011 2. The nannc(s) and last known address(es) of the Delcndant(s) are: ARTHUR A. UNANGST 5405 OXFORD DRIVE 4 NIECHAMCSBURG, PA 17055 mho is/are the mortgagor(s)and real owner(s) of the property hereinafter described. 3. On 9/17/97 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to EASTERN SAVINGS BANE, FSB which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1406, Page 512. By Assignment of Mortgage dated 9/17/97 the mortgage %%as assigned to PLAINTIFF which Assignment is recorded in Assignment of illortgage Book No. 557, Page 1140. 4. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 7/1/99 and each month thereafter arc due and unpaid, and by the terms of said mortgage, upou failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A cope of such notice is attached as Exhibit "A." 6. The following amounts are due on the mortgage: Principal Balance $67,424.69 Interest 2,155.05 6/1/99 through II/1/99 (Per Diem 514.09) Attorney's Pees 3,371.00 Cumulative Late Charges 182.60 9/17/97 to 11/1/99 Cost of Suit and Title Search 550.00 Subtotal 73,683.34 Escrow Credit 0.00 Deficit 132.43 Subtotal 132.43 TOTAL 573,815.77 7. Tile attorney's fees set forth above are in conformity with the Nfortgage documents and PennsvIvania Law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as required by 35 P.S. y 1680.403c on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A." 9. This action does not come under Act 91 of 1983 because the mortgaged premises is not the principal residence of the defendant(s). 10. Pursuant to the Pair Debt Collection Practices Act, 15 U.S.C. § 1692 ct seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof, otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of S73,8 15.77, together with interest from 1 I/I99 at the rate of S 14.09 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged properb. /s/ Prank Palen»an PRANK FEDERMAN. ESQUIRE Attorney for Plaintiff 09/09/99 ARTHUR A UNANGST 5405 OXFORD DR 4 MECHANICSBURG PA 17055-5439 RE: Citicorp Loan #: 7080058806 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE _.._? __ an c notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. if you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717)780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LL-1ANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PEP.DIDA DEL DERECHO A REDIMIR SU HIPOTECA. t:A .r :.... .. y ,. ' !? ;i???i-mr .•? ?.v?.fi:cdt.'?'t.:!?' ??`M ,. Y.:.. ^'t. q tFr,, f, ??? :11 m ?? 7 ?11T??'2r:. 09/09/99 ARTHUR A UNANGST 4 COURTLAND ROAD CAMP HILL PA 17011 RE: Citicorp Loan 4: 7080058806 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER. CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717)780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IN-0EDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLA14ADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. Page Two 09/09/99 7080058806 HOMEOWNER'S NAME(S) : PROPERTY ADDRESS LOAN ^T. NO.: V:.w_:.rw ..::'UER: CURRENT LENDER/SERVICER: HO:"EOniiER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAXI FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, ` IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY '.OUR MORTGAGE PAYMENTS, AND ' IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENITSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE-Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGEE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. EXNlICTA .4 Arthur A Unangst 4 Courtland Road CAMP H111,2A 17011 7090058906 Eastern Savings Bank Citicorp Mortgage, Inc. is providing this notice as lender or servicing agent for the lender. na..J U[SlL1'(?T?S.. SLG:'.:P19 _'A [`f_S^_WTU\F Page Three 09/09/99 7080058806 CONSUMER CREDIT COUNSELING AGENCIES-If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. it is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. "-'"--'---"'- - -.. -'?E ASSISTANCE-'lour mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION-Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceeding will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR !NFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) EVO'T FK Page Four 09/09/99 7080058806 HOW TO CURE YOUR. MORTGAGE DEFAULT(Bring it up to date). NATURE OF THE DEFAULT-The MORTGAGE debt held by the above lender on your property located at: 4 Courtland Road„ Camp Hill, PA 1:'C11 IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 07/01/99 thru 09/01/99 3 9 $1,035.07/month 2 ri) $45.65/late charge/month $3,196.51 Previous late charge(s) $0.00 TOTAL AMOUNT PAST DUE: $3,196.51 HOW TO CURE THE DEFAULT-You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3,196.51, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: Citicorp Mortgage, Inc. PO Box 8003 South Hackensack, NJ 07606-8003 IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON-The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started Exi IQI ,, Page Five 09/09/99 7080058806 against you, you will have to pay all reasonable attorney's faes actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default .'.. <'•:^ t'•e 'r>*RTy (30l DAB ceriod. you 1411 not Le recurred to pay OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR. TO S'r.ERIFF'S SALE-If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE-It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sule. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER Name of Lender: Address: Phone Number: Fax Number: Contact Person: Citicorp Mortgage, Inc 15851 Clayton Road Ballwin, MO 63011 1-800-723-7906• 1-314-256-5461 Kevin Leucanen Calls are randoml;• monitored and recorded to ensure quality service. ? ?--? i ) t ! rte! 171 Page Six 09/09/99 7080058806 EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE-Please refer to your original loan documents to determine whether or not you may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. You may also call the 1-800 Number above to find out whether your loan is assumable. YOU (JAY ALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE T=E MORTGAGE RESTORED TO THE SAME POSITION DO INOT F NO DDEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR. YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Under IRS regulation, we must report any foreclosure to the IRS on form 1099-A. The foreclosure ma}- result in income tax consequences to you. Consult the IRS or your tax advisor for further information. Enclosure: Consumer Credit Counseling Agencies, including those for your county. 99090900000098 Eye? 1?? ° 1k Pennsylvania Housing Finance Agency Homeowner's Emergency Mortgage Assistance Program Consumer Credit Counseling Agencies (Rev. 5199) C=1ON COLN= Lyc?r_i.g-r;p ;;ter Cau:•_,? CCCS of Yorheas;er_ R%, Col:Lmission r or Cac=iuni:y Ac=oa (Si =?) 1631 S Ather -on Sc 2138 Lincoln Scee: Suite !GO P. 0. Box 1329 State College, PA. 1620 ! W lllian:stor ?A _..o3 State College, (570) 326i-156-. -A:: (811) 238.3663 F.*-Y (570) 322.2197 CCCS of Yor_heastem ?A 201 Bas's, st-e: Wii13.^s?r P.7, 1..C3 (5 i 0) 32d-662- FAX (570)3_3.4626 COLA?d3L4 COL?-If CCCS of yor_^eavara ?ennsv(-:aria 1+C0 A:-Anran =secs:ve ?arx 31 W. ?(a:4a: Sc: °e: a u :e 1 ? PO 11_- Cla:'ss Su?ir ?-k 1?4-- Wlues-3a_:_. ?.4 ! ST02 (5.0) 52.•3163 or (3CO) 9'2-253-- (570) 321-7837 o `.500) 922•3-=3. FAX -10)5 =.9134,913 - FAX(570) 3:1.1.85 Cacsaissioc on Ecacoc[a 0?corsair/ of Lu=er_e Coua-+ 163 Aa:ber Lana Wilkes-Ba.:_, ?A 1370- (5,0)3264510 or (SOO) 322-0359 F.4C (5 i O1 329-1665--CAL L BEF OR - A=G (570) 355994 ^ a6 -LTON e' G F.,,:( (570) 455.5631--CAL-L BEFORE (570) 336.4090 TT"V+---kN [OC% Booker T. Washiag-•on Center 1710 FuBard Sr:--: Ere, PA 16503 (814) 453.574 FA:( (814) 453-5.49 John F. Kdnnedy Center, L=- 2021 East 220&1 Scree: Ere, PA 16510 (814) 3984400 F.A:( (814) 396.1243 CCCS of western ?ensylvan3, Inc 2000 Litgiesrw . -lad Hzr.:sbu-;. PA 17102 (71.) 541.1.57 Urban Uagse of ?[ecaFaliu-a F3risbu_; N. Eta SLl:et F.ar :sbu g, PA 1'101 (71.)2_34-592_5 FAX (717)234.9453 CR4.WFO11D COLNTY Greater Ere Coln==:=%Ca"- :'tee-18 West St: Sc^_ec E e, PA 16501 (81:4) 359-1581 F aL (814) 456-0151 Shena go'iaLey Urban Leagse. L^.c 601 Indiana Aveane Farrell- PA 16121 (413) 981-5310 CL'IeIDERL1.r-D COU' iTY F3anGa1 Counseling Services of F=2?"= 31 West 3rd SL-eec Waynesboro, PA 1-1263 (717)762.3295 YWCA of Carlisle 301 G SL-ee: Carlisle, PA 17013 (717) 243-3813 F4:( (717) 731.9u9 Co?.unity Aeon Coca of ti:e Ca?ital IRZg:on 1514 Oer:7 Sreec Fin..-'sbu3, P?. 17104 (717) 232•3757 F.kx( 1,)'234.2_22' .k&,= Counr/ Fousirg Au".or.-: 134-143 Carlisle S Ce--ySbur3, PA 17, 325 (717) 334-1519 FAX (717) 334-8325 PENNSYLVANIA SULLEMN, VOL 29. NO. M. NNE 5, 1999 EXHIBIT -A" ALL TBAT CIR'rA2N place or parcel of land with the buildings and imprwement¦ thereon erected, situate in LOwMt ALLEN TOWN8917, Cumberland County, Pannsyl.aaia, and described according to survey mada oscember 11, 1974, by Hichaol C. C-Angelo, ]teglstered surveyor, and bounded and described as follows, DEOINNING at a pipe actuated on the northeasterly side of Courtland Rand (fifty 1301 fast wide), which pipe is an a course North twonty-four (24) degrees Fifteen (15) ninute¦ thirty (30) seconds west and measured ninety-five and no ona-hundredth. (95.00) feet fr® the northwesterly aide of Cumberland Road (fifty (50) feet wide)) thence from said baginninq point by the northeasterly side of Courtlaad Noad,• Narth twenty-four (24) degrees fifteen (15) minutes thirty (30) seconds west, At diatmnca of sixty-four and ninety-sewn ona-hundredth. (64.97) feet (erroneously referred to in prior deeds es sixty-four and seven anc-hundredths (64.07) feet) to a pin on the north¦astarly side of Courtland road) thence by the southeasterly line of Lot No. 68 on the hereinattar mentioned plan, North sixty-five (65) degrosa forty-Lour (44) minutes thirty (30) seconds East, one hundred twenty and no-tenths (110.0) Lost to a pin; thence by the aouthwestarly line of Lot No. 106 on the hereinafter mentioned plan, south twenty-four (24) degrees fifteen (15) minutes thirty (30) seconds Nast, twenty-saven and fifty-eight one-hundredths (27.58) feet to a pipe; thence by the northwesterly line of Lot No. 12 as shown on said hersinafter mentioned plan, South twenty-seven (27) degrees twenty-four (24) minutes forty-seven (47) seconds West, forty-four and eighty-eight ons-hundredths (44.88) feet to a pipe; thence by Lot No. 13 as shown an the hereinafter mentioned plan, South fifty-mine (59) degrees eighteen (19) minutes forty (40) seconds west, eighty-five and thirty-three one-hundredths (85.33) feat to a pipe on the northeasterly line of ccu--tland Road, the place of BEGINNING. BEING Lot No. 67,* Tract No. 3, Cumberland Park as recorded in cunberland county Recorder of Deeds office in Plan Book 6, at Pago 3. The improvements thereon being known as 4 Courtland Road. VERIFICATION hereby states that he/she is of mortgage servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 9904 relating to unsworn falsification to authorities. DATE: I I- - "I_ SHERIFF'S RETURN - REGULAR CASE NO: 1999-06856 ' COMMONWEALTH OF PENNSYLVANIA.: COUNTY OF CUMBERLAND CI'i IC'ORP MOR'CGAGE I?4C-_.--_-- --- VS. UNANGST ARTHUR -l SHANNON SUNDAY _-____ ---' Sheriff of Deputy Sheriff. of :0 ny dilly s-olzu according CUMB-ERLA.ND Cou. , to saps, tine FOR°-- '::as served _ :?L,AIIJT - :OR'P la4i, :•utilin COT, -- goon UNANGST ARTHUR A the defendant, at 16:05 :TOURS, 0:1 tl:e 75ti1 day of November -- 1999 ar 5405 OXFORD DRIVE CUMBERLAND MECF?ANICSBURG, PA 17055 County, Pennsylvania, by handing to ARTHUR A. UNANGST a true and attested copy of the COMPLAINT - MORT FORE NOT togeCi'cr 411tH NO1CE and at the same t'_n1C- dire-cLing 'ils attel LioI: to the contents thereof. Sherit_'s costs: So ansWels: Docketing 13.00 y Service 6.:?%.c/' s??' L2 Affidavit .00 homas n11ne,?5neil f--- Surcharge 8.00 a d F TEDER:-'Y%N F: MELAN 11/15/1999 by ? n7eput'/ ?neryl S4:orr: and subscribI!d' to before me this /3=` day of A.D. 9 ' 7lu?cw ?- l e jac._?•roLno:?oL•?u's'----- FGDERMAN AND N IELAN By: PRANK PL'•DLRNIAN Identification No. 12215 Two Penn Center Plaza - SUite 900 Philadelphia, PA 19102 (215) 563-7000 Citicorp Mortgage, Inc. 1-5851 Clavtoo Road Ballwin, MO 63011 Plaintiff, ys. Arthur A. Unangst 5405 Oxford Drive 94 Nlechaniesburg, PA 17055 Defendant(s) Attorney lin• Plaintill' : Cumberland COUNTY : COURT OF COMNION PLEAS CIVIL DIVISION : NO. 99-68-56-CIVIL PRAECIPE FOR.IUDGMENT FOR FAILURETO ANSWER AND ASS ESSNI ENT OF DAMAGES TO TIIE PROTI IONOTARY: Kindly enter judgment in lavor ol'thc Plaintil7'and against Arthur A. Unangst. Delenclant(s), for failure to f ile an Answer to Plaintif'f's Complaint within 20 clays from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintifl's darnages as follows: As set forth in Complaint 573,815.77 lmcl'cst H/1/99 10 12/23/99 5746.77 TOTAL 574,562.54 I hereby certify that (1) the addresses ol'the Plaintill and Defendant(s) are as shown above. and (2) notice has been uiven in accordance with Rulc 337.1. copy attached. PRANK PEDEWMAN, I-SQUIR17 Attorney for Plaintill' DAMAGES ARE IIEREBY ASSESSED AS INDICATED. PRO PROTIIY '•11 i Is Fm>I Is A mart COLLECt OR A IA0IPI ISG'to ('OLLIX "r A Drtn.\ND ANY IN FOUMA1ION OR IA INrD \yn.l, at: rsro rou'rn:vr rrurosr. m vuD u.tvr. nu;ciOrst.v w;crn•t:D :? Disrunacr is unst:urrrcv A?u'rnts oru'r e•As NO r REA 1Fm.w:O. 1 nsCORtu:SPONDLN(TIsSOI A%DsnO1 t.D.Trrart ONSIM 1;0t0ttt:AS.vrrt:atrr 10CoLLU.'r ADear.aVrONIA LNFOaCENI EN rOFAt.n:NA AnsrraOrrtrrv..• P. FEDERMAN AND PHELAN Frank Federman, Esquire Identification No. 12248 Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 CITICORP MORTGAGE, INC. Plaintiff Vs. ARTHUR A. UNANGST Defendant TO: ARTHUR A. UNANGST 5405 OXFORD DRIVE #4 MECHANICSBURG, PA 17055 DATE OF NOTICE: DECEMBER 7, 1999 FILE COPY PLEASE BE ADVISED THAT THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION RECEIVED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 ATTORNEY FOR PLAINTIFF . COURT OF COMMON PLEAS . CIVIL DIVISION CUMBERLAND COUNTY NO. 99-6856-CIVIL Frank Federman, Esquire Attorney for Plaintiff p? c bn EEDERMAN and PHELAN By: PRANK PEDERNIAN Identification No. 13248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 Citicorp IN9ortgage, Ilse. Plaintiff y5. Arthur A. Unangst Defendant(s) Attorney I'm- Plaintiff : Cumberland COUN'T'Y : Court of Couunon Pleas CIVIL DIVISION NO. 99-68i6-C I V I L VERIFICATION OPNON-\71LI"1'ARl'SI?RVIC1: PRANK PEDERNIAN. ESQUIRE, hereby verifies that he is attorney 1'or the Plaintiff in the above-captioned matter.and that on information and belief. he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Nlilitary or Naval Service of the United States or its Allies, or otherwise within the provisions of the Sofcliers' and Sailors Civil Relief Act of Congress of 1940, as amended (b) that del'enclant Arthur A. Unangst is over 18 years of age and resides at 5405 Oxford Drive 94, t?Icch:micsburg, PA 17055. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn I:rlsiflcation to authorities. PRANK PEDERMAN Attorney for Plaintill' r (Rule of Civil Procedure No. 236 - Revised) Citicorp Mortgage, Inc. : Cumberland COUNTY Plaintiff : Court of Conunon Pleas vs. : CIVIL DIVISION ArlhurA. Unangst : NO. 99-6856-CIVIL Defendant(s) Notice is given that a .lodgment in the above captioned matter has been enteral against you on December ?27 . 1999. )EPUfY Ifyou have any questions concerning this matte'. please contact: PRANK MDERMAN. ESOUIRE Attorney I'or Piling Parly SUITE 900 TWO PENN CENTER PLAZA PHILADELPHIA. 13A 19102 (215)563-7000 "'TII1S FIRM IS A DEBT COLLECTOR ATIMNIYTRYC •ro COLLECT A DEBT AND ANN' INFORMATION OBTAINED WILL BE. USED FOR TI IAT PURPOSE. IF YOU HAVE PREVIOUSLY Rr•.CEIVE.D A DISCIIARCE IN BANKRUPTCY AND TIIIS oElrr WAS NO•r IZEAFFIRiNiI?D, •rII1S 1S NOT AND SHOULD NOT IRE CONSTRUED TO BE, AN ATIT'NIPT •1.O COLLECT A DEBT, RUT ONLY ENFORCEMENT OF,. Lu:N ,u:ALNS r rtulrl:R rY. M ^, VVVj1 t 1 B CUTI 1'1lAIX11'17, FOR WRIT OF EXEI C I'. 301511-3183 RTGAGE FORECLOSURE) Citicorp Morlgoge, Inc. 1'luintiff, Cumberland Count). ?'. No. 99.6856 Cieil Arthur A. Un:nitst Derendmu(s). 11.0 THE DIRECTOR OF THE OFFICE OF THE PROTFIONOTARY: Issue writ of execution in the above matter: Amount Due Interest front 12/23/99 - 6/7/00 (Per diem - 512.26) $74.562.54 52.047.42 and Costs 576.609.96 TOTAL PRrW K FBDERb1AN, ESQUIRE 'rwG, PENN CENTER PLAZA SUITE 900 PHILADELPHIA, PA 19102 Attorney for Plaintiff Note: Please attach description of property.No. In i® } i-, Q 4 CN E F w¢ 0¢ ?> Qa Z z Z z OW OF Uz 00 Q OQ Ua Fq z? u OG e"n 0 G L U C c a L O L Q z O F a W u W w y O? F c r-I w O i. CW. v In '?" ' Q y ? r V N ? C Q ? 7 ? O C L q y 0. o Q o u L ° ? y y i Qv s _ _ 3 DESCRIPTION ALL THAT CERTAIN piece or parcel of land with the buildings and improvements thereon erected situate in Lower .Alen Township, Cumberland County, Pennsylvania, and described according to survev made December 11, 1974, by Michael C. D'Angelo. Registered Surveyor and bounded and described as follows. BEGINNING at a pipe situated on the northeasterly side of Courtland Road (50 feet wide) which pipe is on a course North 24 degrees 15 minutes 30 seconds West and measured 95.0 feet from the northwesterly side of Cumberland Road (50 feet wide); thence from said beginning point by the northeasterly side of Courtland Road North 24 degrees 15 minutes 30 seconds West a distance of 64.97 feet(erroneousiv referred to in prior deeds as 64.07 feet) to a pin on the northeasterly side of Courtland Road; thence by the Southeasterly line of Lot No. 63 on the hereinafter mentioned plan North 63 degrees 44 minutes 30 seconds East 120.0 feet to a pin; thence by the Southwesterly line of Lot No. 106 on the herein after mentioned plan South 24 degrees 15 minutes 30 seconds East 27.53 feet to a pipe; thence by the Northwesterly line of Lot No. 13 as shown on said hereinafter mentioned plan South 27 degrees 24 minutes 47 seconds West 44.33 feet to a pipe; thence by Lot No. 13 as shown on the hereinafter mentioned plan South 59 degrees 13 minutes 40 seconds West 35.33 feet to a pipe on the Norhteasterly line of Courtland Road, the place of Beginning. BEING Lot No. 67, Tract No. 3, Cumberland Park as recorded in Cumberland County Recorder of Deeds Office in Plan Book 6. at page 3. BEING improved with a one story frame dwelling house known as No. 4 Courtland Road. Cumberland Park, Camp Hill, Pennsylvania. 17011. TAX PARCEL #13-23-0-557-040 TITLE TO SAID PREMISES IS VESTED IN Arthur A. Unangst, single man, by Deed from Ralph V. Zampogna and Eileen M. Zampogna. his wife, dated 11'13/79, recorded U509', in Deed Book F 23, Page 776. v 1 I ? 1 V ro;R4 U` Zy- c? Q V Plaintiff, Defendant(s). CUMBERLAND COUN'T'Y COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-6856 Civil AFFIDAVIT PURSUANT" I'O RULE 3129 (Affidavit No. 1) Citicorp Mortgage, Inc. V. Arthur A. Unnngst Citicorp Mortgage, Inc., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praccipe for the Writ of Execution was filed the following information concerning the real property located at 4 Courtland Road Camn Hill. PA 17011. Namc and address of Owner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Arthur A. Unangst 5405 Oxford Drive H4 Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Same as above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAS'r KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None "I 4. Name and address of the last recorded holder ofevery mortgage of record: NAME LASTKNOWN ADDRESS (Ifaddress cannot be reasonably ascertained, please so indicate.) Green Tree Consumer 332 Minnesota Street Discount Company Suite 610 St. Paul, NIN 55101 5. Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (11'address cannot be reasonably ascertained, please so indicate.) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (11'address cannot be reasonably ascertained, please so indicate.) None 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) 'renant/Occupant 4 Courtland Road Camp Hill. PA 17011 Domestic Relations of 13 North Hanover Street Cumberland Count), Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of IS Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Februarv 14. 2000 DATE FRANK FEIJERt AN, ESQUIRE - Attorney for Plaintiff I FEDERMAN and P111MAN By: FRANK ITI)LRMAN Identification No. 12248 ATTORNEY FOR PLAINTIFF Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 Citicorp Mortgage, Inc. Plaintiff, CUMBERLAND COUNTY COU111'01-7CONINION PLEAS Arthur A. Unangst Defendant(s). CIVIL DIVISION NO. 99.68i6 Civil CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: O an FHA mortgage O non-owner occupied O vacant (a) Act 91 procedures have been fullillcd 'this certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. FRA?lI FGDGRMAN: ESQUIRE Attorney for Plaintiff Citicorp Mortgage, Iuc. Plaintiff, V. Arthur A. Un:mgst Defendant(s). CUMBERLAND COUNTY No. 99.6856 Civil February 1=4.2000 '1'0: Arthur A. Unangst 5405 Oxford Drive 414 Mechanicsburg, PA 17055 "*THIS FIRM IS A DEBT COLLECTOR ATTENIPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN ROPER" BANKRUPTCY AND TO BE N ATTEMPT TO COLLECT A DEBT, Bur ONLY ENFORCE ION'r OF AILIO NLAGAIINS B T P ED Your house (real estate) at 4 Courtland Road Camp Mill. PA 17011, is scheduled to be sold at the Sheriffs Sale on .tune 7.2000 at 10:00 a.m. in the Cumberland County CourhlOUSe , South Hanover Street, Carlisle, PA 17013, to enforce the courtjudgment obtained by Citicorp Mortgage, Inc. (the mortgagee) against you. If the Sheriffs sale is postponed, the property will be relisted for the Sheriff's Sale. Nonce. OF OWNER'S RIGHTS YOU MAY BE ABLE- TO PRrVLNT •l-I I1S SI-Ir:RIFF'S SALE- To prevent this Sheriffs Sale, ),on must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. "ro find out how much YOU nmst pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entereul. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sherift's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your properly. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY 13AR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 1 ALL THAT CERTAIN piece or parcel of land with the buildings and improvements thereon erected situate in Lower Allen Township, Cumberland County, Pennsylvania, and described according to survey made December 11, 1974, by Michael C. D'Angelo, Registered Surveyor and bounded and described as follows. BEGINNING at a pipe situated on the northeasterly side of Courtland Road (50 feet wide) "hick pipe is on a course North 24 degrees 15 minutes 30 seconds West and measured 95.0 feet from the northwesterly side of Cumberland Road (30 feet wide); thence from said beginning point by the northeasterly side of Courtland Road North 24 degrees 15 minutes 30 seconds West a distance of 64.97 feet (erroneously referred to in prior deeds as 64.07 feet) to a pin on the northeasterly side of Courtland Road; thence by the Southeasterly line of Lot No. 68 on the hereinafter mentioned plan North 65 degrees 44 minutes 30 seconds East 130.0 feet to a pin; thence by the Southwesterly line of Lot No. 106 on the herein after mentioned plan South 24 degrees h minutes 30 seconds East 27.53 feet to a pipe; thence by the Northwesterly line of Lot No. 13 as shown on said hereinafter mentioned plan South 27 degrees 24 minutes 47 seconds West 44.88 feet to a pipe: thence by Lot No. U as shown on the hereinafter mentioned plan South 59 degrees 13 minutes 40 seconds West 85.33 feet to a pipe on the Norhteasterly line of Courtland Road, the place of Beginning. BEING Lot No. 67, Tract No. 3, Cumberland Park as recorded in Cumberland County Recorder of Deeds Office in Plan Book 6. at page 3. BEING improved with a one story frame dwelling house known as No. 4 Courtland Road, Cumberland Park. Camp Hill, Pennsylvania, 17011. TAX PARCEL y13-23-0??7-040 TITLE TO SAID PREMISES IS VESTED IN Arthur A. Unangst, single man, by Deed from Ralph V. Zampogna and Eileen M. Zampogna. his wife, dated 1, 13i 79, recorded 1 5i79, in Deed Book F 28, Page 776. FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (215) 563-7000 CITICORP MORTGAGE, INC V. ARTHUR A. UNANGST ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-6856 CIVIL CUMBERLAND COUNTY AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE PURSUANT TO P.R.C.P., 404(2)/403 FRANK FEDERMAN, ESQUIRE, Attorney for Plaintiff, hereby certifies that service of the Notice of Sheriff's Sale was made by sending a true and correct copy by certified mail to Defendant, ARTHUR A. UNANGST at 5405 OXFORD DRIVE 44 MECHAINICSBURG, PA 17055 which notice of Sheriff's Sale was received by Defendant, ARTHUR A. UNANGST on FEBRUARY 18, 2000 as evidenced by the attached return receipt. The undersigned understands that this statement is made subject to the penalties of 18 PA C.S. s 4904 relating to unsworn falsification to authorities. ?2aIf:C FED_L u , ESQUIRE Date: FEBRUARY 26, 2000 J i '- sr w r- L. O N ^] T `M1' ? v C7 O CJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITICORP MORTGAGE, INC. Plaintiff CIVIL DIVISION vs. ARTHUR A. UNANGST Defendants No. 99-6856 CIVIL AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA SS: CUMBERLAND COUNTY I, FRANK FEDERMAN, ESQ., attorney for CITICORP MORTGAGE. INC., hereby verify that on FEBRUARY 16. 2000, true and correct copies of the Notice of Sheriffs Sale were served by certificate of mailing to the recorded lienholder(s), and any known interested party, see Exhibit "A" attached hereto, and the Notice of Sale was sent to defendant(s) on FEBRUARY 16, 2000 by first class mail and certified mail return receipt requested, see Exhibit "B" attached hereto. FRANK FEDERMAN, ESQUIRE-. / Attorney for Plaintiff Date: April 28, 2000 i i : = _ Zy o z O? ??O V ? ? .] is p r [- ? O L ", < < - L? V NO O 7 ..1 110 V W _ J y = _ U Z Z Z ?' . ? < c ?- - -n?I- z r VG V On ?' V u u Z v Ni t V] T o n (y ? L L C Z G _ v u c Z < 'T L y ?i Q C7 _` o ` L ` zs V 72 m i N r.. r- c a. - - ---?- N1S JRIAT 7ATE O Receipt for Certified Mail SENDER: r O I also wlsn to `ecerve ...o following services (for an extra le, r ene • check W. at r t -t ltw,m PesVK'?d • Pon 'Nu, M me aM aaa"" O T.....'rse ct mn bm so In:n ? can.v¢m :ro ???//••• c.ID: Restricted Delivery ;o yw • A;4%h iNS lam to IM Irom of IM` IPRa. a cn Ilk ose. .1 sa¢a rAes rot CMmit l nsult postmaster for lee. C e • volt stow prom !rc .u'[k'mu O.:e..nea arcf iR U Tre Raum Re0e101 b o aa. Article Number 3. Aroc?e f :oreuc'd to: P 973 738 693 A1RTTIM A. UNA9(;ST ab Service Type 5405 OkKid) DTtI°g .44 . I'iW1A•ALC53GRG, PA 1;055 CERTIFIED D I `' \ 1 Date of Delivery 7 . pp 1 6. Addressee's Address 5. Received By: (Print Name) i ' 6. Signature: (Addressee or AgenU X ?uT l? `Liu PS FORM 3811, December 199•I 1.r G6 c r. f- n UJ U f= ?.? a ij S'FA'1'1; OF PENNSYLVANIA, l SS. COUNTY OF CUMBERLAND Robert P Ziegler 1+ -----------'--------------------------------- ---- Recorderof need in and for said County and State do hereby certify that the Sheriff's Dced in which ---------------- Federal Natl Mtg Assoc -------------------------------------- is the grantee --------°--° ------------------- tile the same having been sold to said grantee on tile ----------- ZJ;jL -------------------------------- day of June xx 00 ---------------------------------------- A. D., 19--------,under and by virtue ofa writ -------------- execution l6th ----------------------issued on the ------------------------------------ -------------------------- Februrary x 00 day of __________________________ A. D., I_--- out of the Court of Cotnntan Pleas of said County as of civil 99 -------- -------------------------------------------------- Term, 19------- ---------------------- 6856 Citicorp kitg Inc Number --------------- atthe suit of--------------------------------------------------------------- Arthur A Unangst ----------------------------------- against-------------------------------------------------- is 224 428 duly recorded in Sheriffs Dced Book No. ------------+ Page ------------- IN TESTUNIONY WHEREOF, I have hereunto set my hand and seal of said office this ------ day of -------------------- A. D., /?--?-?--f-- -- ? ---------------- Recorder of Deeds Recorder of Deeds, Cumberland County. Carlisle, PA My Commission Expires the First Monday of Jan. 2002 Citicorp Mortgage. Inc. In the Court of Common Pleas of -as_ Cumberland County, Pennsylvania Arthur A. Unangst No. 99-6856 Civil Kathy ,l Clarke, Deputy Sheriff. who being duly sworn according to law, says on February 23, 2000 at 726 o'clock PA,I. EST. she serval a true copy of real Estate Writ Notice and Description in the above entitled action upon the within named defendant to wit: Arthur Unangst, by making known unto Arthur Unmtgst at 5404 Oxford Drive 5, Mechanicsburg Cumberland Count, Pennsyb•ania, its contents and at the some time handing to him personally the said true and attested copies of the some. David McKinncy. Deputy Sheriff. who being duly sworn according to law, says on March 29, 2000 at 2:05 o'clock P.M. EST he posted a copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the property of Arthur A. Unangst located at 4 Courtland Road. Camp I lill. Cumberland County, Pennsylvania according to law. R. Thomas Kline. Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the Billowing manner: The Sheriff mailed a notice of the pendency of the action to the defendant Arthur Unangst by First Class Mail to his last known address 5404 Oxford Drive ;t 5, Mechanicsburg, Pennsylvania. This letter was mailed under the (late of \larch 10. 2000 and never returned to the Sheriffs Oft-ice. R. Thomas Kline. Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to haw, exposed the within described premises at public venue or outcry at the Court House. Carlisle, Cumberland County. Pennsylvania, Oil June 7, 2000 at 10:00 o'clock A.M. EDST and sold the same for the sum of S 1.00 to Attorney Dale Shughart, JR for Federal National Mortgage Association. It being the highest bid and best price received I'or the same Federal national Mortgage Association of 1900 Market Street, Suite 800, Philadelphia Pennsylvania being the buyer in this execution paid to Sheriff R. Thomas Kline the SUM or $ 926.39 it being costs. Sheriffs Costs: Docketing 30.00 Poundage 18.16 Posting Bills 15,00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 1=4.89 Certified Mail 1.97 Levy 15.00 Surcharge 20.00 Low Journal 372.35 Patriot News 306.23 Share of Bills 224.80 Distribution of Proceeds 25.00 Sheriffs Decd 26.50 $926.39 Pd by Atty 6/21/00 Sworn and Subscribed To Before plc So Answers: .1 'his Day of C r' R.'I'homas Kline. Sheriff 2000. A.D. ?Jklflt 0. Proth notary 13y lz/ /j .?j Real Estate Deputy I J?• J ClL,?•f ly7 ?Ccc, (/ -/ l r1 Citicorp Mortgage, Inc. Plaintiff, V. Arthur A. Unangst Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 99-6856 Civil AFFIDAVIT PURSUANT TO RULE 3139 (Affidavit No. I) Citicorp Mortgage, Inc., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 4 Courtland Road, Camp Hill. PA 17011. 1. Name and address of Owner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Arthur A. Unangst 5405 Oxford Drive #4 Mechanicsburg, PA 17055 3. Name and address of Defendant(s) in the judgment-. NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Same as above 3. Name and address of everyjudgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 4. 5. 6. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRL-SS (If address cannot be reasonably ascertained, please so indicate.) Green Tree Consumer 332 Minnesota Street Discount Company Suite 610 St. Paul, AIN 55101 Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None Name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Tenant/Occupant 4 Courtland Road C:uup Hill. PA 17011 Domestic Relations of 13 North Hanover Street Cumberland Count), Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of IS Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Pebruarv 14.2000 DATE (RANK FEDERIMAN. ESQUIRE Attorney for Plaintiff OF.. r VEe I ; e (3 iii "33 Citicorp Mortgage, Inc. Plaintiff, Arthur A. Unangst Defcod;uu(s). TO: Arthur A. Unangst 5405 Oxford Drive ii4 Mechanicsburg, PA 17055 February 14, 2000 -THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORNIATION OBTAINED WILL BE USED FOR 'I HAT PURPOSE. IF YOU HAVE. PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THis IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATI'ENiPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at a Courtland Road, Camp Mill. PA 17011, is scheduled to be sold at the Sheriffs Sale on.June 7, 2000 at 10:00 a.m. in the Cumberland County Courhtouse , South Hanover Street, Carlisle, PA 17013, to enforce the courtjudgment obtained by Citicorp MortgaRt Inc. (the mortgagee) against you. If the Sheriffs sale is postponed, the property will be relisted for the Sheriffs Sale. CUMBERLAND COUNTY No. 99-6856 Civil NOTICE OF OWNER'S RIGFITS YOU MAY BE ABLE TO PREVENT-fI-11S SFIERIFFS SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. 'file sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9103 DESCRIPTION ALL THAT CERTAIN piece or parcel of land with the buildings and improvements thereon erected situate in Lower Allen Township. Cumberland County, Pennsylvania, and described according to survev made December It. 1974, by Michael C. D'Angelo. Registered Surveyor and bounded and described as follows. BEGINNING at a pipe situated on the northeasterly side of Courtland Road (50 feet wide) which pipe is on a course North 24 degrees 15 minutes 30 seconds West and measured 95.0 feet from the northwesterly side of Cumberland Road (50 feet wide); thence from said beginning point by the northeasterly side of Courtland Road North 24 degrees 15 minutes 30 seconds West a distance of 64.97 feet (erroneously referred to in prior deeds as 64.07 feet) to a pin on the northeasterly side of Courtland Road; thence by the Southeasterly line of Lot No. 63 on the hereinafter mentioned plan North 65 decrees 44 minutes 30 seconds East 120.0 feet to a pin; thence by the Southwesterly line of Lot No. 106 on the herein after mentioned plan South 24 degrees 15 minutes 30 seconds East 37.53 feet to a pipe; thence by the Northwesterly line of Lot No. 12 as shown on said hereinafter mentioned plan South 27 degrees 24 minutes 47 seconds West 44.33 feet to a pipe: thence by Lot No. 13 as shown on the hereinafter mentioned plan South 59 degrees 13 minutes 40 seconds West 85.33 feer to a pipe on the Norhteasterly line of Courtland Road, the place of Beginning. BEING Lot No. 67, Traci No. 3. Cumberland Park as recorded in Cumberland County Recorder of Deeds Office in Plan Book 6. at page 3. BEING improved with a one story frame dwelling house known as No. 4 Courtland Road, Cumberland Park. Camp Hill, Pennsylvania, 17011. TAX PARCEL #13-23-0557-040 TITLE TO SAID PREMISES IS VESTED IN Arthur A. C;nan_st, single man. by Deed from Ralph V. Zampogna and Eileen M. Zampogna, his wife, dated 1;13179, recorded L5,79. in Deed Book F 28, Page 776. FED 11 4 no Pit 'CJ WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO, 99-6856 CIVIL W Term COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due _ Citicorp Mortgage, Inc. PLAINTIFF(S) from Arthur A. Unangst, 5405 Oxford Drive 44, Mechanicsburg, PA 17055 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Legal Description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of ISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any properly of the defendant(s) or otherwise disposing thereof; (3) If properlyof the defendant(s) not leviedupon an subjectlo attachment isfound in the possessionof anyoneother than a named garnishee, you are directed to notify him he r that he/she has been added as a garnishee and is enjoined as above stated. Amount Due 574,562.54 Interest from 12/23/99-6/7/00 $2,047.42 Ally's Comm Any Paid $104 82 _ Plaintiff Paid Date: Februayy 1.6, 2000 REQUESTING PARTY: Name Frank Federman, Esq. Address: Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102 Attorney for: plain iff Telephone: _215-563-7000 Supreme Court ID No. -12298__ L. L. $.50 Due Frothy $1.00 Other Costs Curtis R. Long r?i^????111 0?? Fes- - . a2, ''"a iha shsriS lel?ir•.i;.^:I ""q c6?:.1: " tniS On (,a? ??: ?;, ?', Snai ?.•?,+' jr ?°?.?•::::.?? ;???F?j°''--?•erla.-?.-?rn^'?.•a14.}° ,tJ 4, -w ??^.. .':i!i ai.•.1 li',' .. _ I:.1 al.:l'4 .!?i.'Ji '. ?.__..? ?,. ::1.. p1 ?) W r I)i?: iiC fC C3j v PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LANV .IOURNAL (Under Act No. 5S7, approved May 16, 1929), P. L.1 7S4 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly swom, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January'), 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, APRIL 28, MAY 5. 12, 2000 Affiant further deposes that lie is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 15 Writ No. 99-6556 Ch91 Citicorp Mortgage. Inc. Ro=c,cf M. Morgenthal, Editor VS. Arthur A. Unangst Atty.: Frank Federman DESCIUMON ALLTHATCERTAIN piece or par- eel of land with the buildings and improvements thereon erected situate in Lower Allen Tonaiship. Cumlierland County, Pennsylvania. and desenlwd according to survev made December 11, 1974, by Mlchacl C. D'Angelo. Reg- istered Surveyor and bounded and described as follows. BEGINNING at a plpe situated on the northeasterly side of Conrl Lllld Roast (50 feel wide) which pipe Is on SWORN TO A\M SUBSCRIBED before me this 12 day of MAY. 2000 na. CroT.:,i'u:.. rp^i'» Ertl TIDE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under 8c 597, 112 tied Mau 16. 1929 commonwealth of Pennsylvania, County Of Dauphin) ss Michael Morrow being duly sworn according to law, deposes and says: existing und the laws place corporation organized at 812 and to 816 MarketrStreet, in That he is the r of THE PATRIOT-NEWS of the Commonwealth otf Penfnslylvania, with its principal office CO., f THE PATR City rPATRIOT-NEWS newspapers soflgene al circul tion, pri ted and publlishedoat 812 to 8 BI Ma ketNStreet, the THE SUNDAY in the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established That the printed and published in March '1 1854, or publication which es l securely attached hereto isnexactly Iasp l printed notice September their regular daily and/or Sunday and Metro editions/issues which appeared on the 2nd, 91h and 16th day(s) of May said printed notice 2000. That neither he nor said Company is interested in the s alndt matter o of publication are true advertising, and that all of the allegations of this statement as to the time, place That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this reso ion unanimously board of virtue and of the aid Company andl slubseq ently duly preco ded in assed adopted nseverally aby Patriot-News Co. aforesid by the office for the Recording of Deeds in and for said County (f ?auphin in Miscellaneous Book "M", Volume 14, Page 317. I 1 A I-•h PUBLICATION - ----- --------------- i this 2nd day o Jun 2 0 A.D. COPY Notanal seal n Pool S A L E #15 Tmry L. Russell, Nolary Dauphin County Hanism,g OTE Y PUBLIC toy Commission Eapues June 6.200 N Association of NotpAiscommission expires June 6, 2002 Memoer, Pennsylvama REAL ESTATE SALE No 15 CUMBERLAND COUNTY SHERIFFS OFFICE . Writ NO.9MB56 CUMBERLAND COUNTY COURTHOUSE Cfvil Tarm - CfUcorp Mortgage, Inc. CARLISLE, PA. 17013 vs r`Arthur A.unao t `Alfr Frank an Statement OI Advertising Costs . DESCRIP N ALL THAT CERT,„ iece To THE PATRIOT-NEWS CO., Dr. p or parcei of land ,nth the building, and improcemenls thereon ere t d For publishing the notice or publication attached $ 304.73 c e situate in Lmcer Allen Township, Cumberland Counh; IFnnspIania, and d hereto on the above stated dateNotar Fee(s) $ 1.50 escribed acconfin to sun,,,• mad, , December it, 1974, fry Isichael C D'A y probating same $ 306.23 . ngelo, • • Total Publisher's Receipt for Advertising Cost THE PATRIOT-NEWS CO., publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication cT is and Icertifies that OT-NEWS CO.e same have been duly paid. By .................................................................... Real Estate No 15 $ 1000.00 advance costs paid 2/22/00 Any Prank Federman Assessed Valuation $ 4620 Writ No. 99-6856 Civil Term Citicorp Mortgage, Inc. -VS- Arthur Unangst 5404 oxford Drive 114 Mechanicsburg, PA Real Debt $74.562.54 Interest fir 12/23/99-6/7/00 2,047.42 Atty's Pees Atty's writ costs 104.82 Escrow Late Charges Sheriffs Costs Docketing 30.00 Poundage 18'16 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 14'88 Certified Mail 1.97 Levy 15.00 Surcharge 20.00 Postpone sale Out of County Legal Search Law Journal X72.>> Patriot News 306.23) Share of Bills 24.80 Distribution of Proceeds 25.00 Sheriffs Deed 26.50 TAXES