HomeMy WebLinkAbout99-07040
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
STATE OF PENNA.
No--9.9.-.7.04D.... CULL......
DECREE I N
DIVORCE
AND NOW, ....!?.? `? • 9 • • • • • • • • • • • • • • • • `60 it is ordered and
decreed that NANCY L 2E • ............. plaintiff,
and ................. DENNIS.Ei...ZzIGGER.................... defendant,
are divorced from the bonds of matrimony.
The court retains jurisdiction of the following claims which have
been raised of record in this action for which a final order has not yet
been entered;
NONE ....................................
.............................
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By T e urt
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Attest. _
J.
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Prothonotary
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NANCY L. ZEIGLER, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
VS. NO. 99 - 7040 CIVIL
DENNIS B. ZEIGLER,
Defendant IN DIVORCE
ORDER OF COURT
AND NOW, this day of ?.
2002, the parties and counsel having entered into an
agreement and stipulation resolving the economic issues on
October 30, 2001, the date set for a Master's hearing, the
agreement and stipulation having been transcribed, and
subsequently signed by the parties and counsel, the
appointment of the Master is vacated and counsel can
conclude the proceedings by the filing of a praecipe to
transmit the record with the affidavits of consent of the
parties so that a final decree in divorce can be entered.
BY THE COURT,
CC: ,Dennis J. Shatto
Attorney for Plaintiff
-&x J. Smith, Jr.
Attorney for Defendant
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AiPSICY L. ZEIGLER, IN THE COURT OF COMMON PLEAS OF
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Plaintiff CUMBERL%MD COUDITY, PENNSYLV.?I'_.
Vs NO. 99 - 7040 CIVIL
DENNIS i3. ZEIGLER,
Defendant IN DIVORCE
THE MAST°_P.: Today is Tuesday, October 30,
2001. This is the date set for a hearing the above
captioned divorce proceedings.
Present in the hearing room are the
Plaintiff, Nancy L. Zeigler, and her counsel Dennis J. S'ratto,
and the Defendant, Dennis S. Zeifiler, and his counsel Max J.
Smith, Jr.
A divorce complaint was filed on November 22,
1999, raising grounds for divorce of irretrievable breakdown
of the parties. The parties have provided the -Master with
signed affidavits and waivers dated today so that the divorce
can be concluded under Section 3301(c) of the Domestic
Relations Code. The master's office will file the affidavits
with the Prothonotary.
On Ldarch 7, 2000, the Defendant husband filed
a counterclaim raising economic issues of ec_uitable
distribution and alimony. Neither party has raised any claims
for counsel fees and coscs.
The parties were married on Nay 3, 1996, and
separated November of 1999. This is the third marriage for
NANCY L. ZEIGLER, IN THE COURT OF COtRdON PLE'..S OF
' Plaaintiff CUMEERL.bID COiJDIT'!, PEATNSYL?i-III?.
Plaintiff
Vs Di0. 99 - 7040 CIVIL
DENNIS B. ZEIGLER,
Defendant IN DIVORCE
THE IV-.STEP.: Today is Tuesday, October 30,
2001. ?n_s_s the date set for a hearing in the above
captioned divorce proceedings.
Present the hearing room are the
Plaintiff, Nancy L. Zeigler, and her counsel Dennis J. S' atto,
and the Defendant, Dennis B. Zeigler, and his counsel Max J.
Smith, Jr.
divorce complaint was filed on November 22,
1999, raising grounds for divorce of irretrievable b=-eakdoom
of the parties. The parties have provided the Master With
signed affidavits and waivers dated today so that the divorce
car. be concluded under Section 3301(c) of the Domestic
Relations Code. The Master's office will file the affidavits
with the Prothonotary. -
On march 7, 2000, the Defendant husband filed
a counterclaim raising economic issues of em-itable
distribution and alimony. Neither party has raised any claims
for counsel fees and costs.
The parties Were married on May 3, 1996, and
separated November of 1999. This is the third marriage for
husband and the second marriage for wife. There are no
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children of this marriage.
After negotiations this morning, the DIaster
has been advised that the parties have reached an agreement
with respect to the outstanding economic issues raised in the
counterclaim filed by the Defendant; namely, equitable
distributior_ and alimony.
The agreement is going to be placed on the
record in the presence of the parties. The agreement as
placed on the record will be considered the substantive
agreement of the parties not subject to any changes or
modifications except for correction of typographical errors
Which may be made during the transcription. The agreement is
going to be transcribed, sent to counsel and the parties to
review for typographical errors, corrections can be made of
typographical errors, and then the parties will be asked to
sign the agreement affirming the terms of settlement.
Fowever, the parties are bound by the agreement when they
leave the hearing room today even though they may not
subsequently affix their signatures to the agreement affirming
the terms of settlement.
The Master has been advised that the parties
are going to delay filing a praecipe to transmit the record to
the Court erhich will be addressed in the agreement. However,
upon the Master receiving a completed agreement and with
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direction from counsel, he will prepare an order vacating his
appointmerit so that at the appropriate time counsel can file
the praec -lpe trarsmittina the record to the Court requesting a
divorce decree. Mr. Shatto.
MR. SH A`10: Thank you, Mr. E-licker.
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1. As -7 understand it, s.e would actually conclude the
divorce six (6) months from today and until the time that the
decree is issued, Mr. Zeigler would remain insured or. Mrs.
Zeigler's medical and hospitalization insurance coverage that
has peen 1providedL through her employment. The praecipe to
transmit will no 'filed specifically until six (6) months from
today's date.f
2. Mr . Zeigler will pay to Mrs. Zeigler the sum of
$75,000.00 within ten (10) days of today's date.
3. Also within ten (10) days of today's date, Mrs. Zeigler
will exec-ate and del ver to counsel for Mr. Zeigler deeds for
both of t2 e jointly held parcels in East Pennsboro Township,
Currmberlar_d County, Pennsylvania. it is anticipated that
counsel for the parties will meet for the purpose of
exchangi.a the deeds for a check in the amount of $75,000.00.
3. Mrs. Zeigler would become the sole owner of: an ATV
which was valued by appraisal at appro:cimatel_v $3,000.00. She
would also receive a fair amount or reasonable amount of the
oak boards which had been rough cut and stacked on the marital
property during the marriage.
e, in. addition, we would ask to have marked as Exhibit A a
list of items which were mrs. Zeigler's non-marital assets.
These ite_ns that are shown on Exhibit A are all located on the
marital residential property. Mrs. Zeigler will receive from
that list all items which are circled on the list with the
exception of a dining room light. She will receive as well
the items which are hand written on the list and where we have
a circled item, pots/pans, she would just receive the Revere
dutch ove-n which is hand written on Exhibit A_ it is
anticipated that Mrs. Zeigler will pick up all of the personal
property items from the marital residence hopefully this
coming weekend, November 3, 2001. If for anv reason Mrs.
Zeigler is; unable co, because of weather or something
unforesee=l at this time, pick up those items from the property
on November 3, 2001, the parties will reasonably cooperate to
select an alternate date for that to occur.
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5. Mr. Zeigler will retain or become the sole owner of the
John Deere tractor and related John Deere equipment.
o'. Mrs. Zeigler will retain any and all rights in her
pension, her deferred compensation plan, savings bonds, and
any other personal property items that are currently in her
possession, including the 1996 Ford Explorer.
7. Mr. Zeigler will agree to sign off any and all right,
title and interest he may have in the 1996 Ford Explorer to
his wife within the same ten (10) day period earlier referred
to.
8. other than as specifically indicated, all non-marital
property of Mr. Zeigler remains his and all non-marital
property of Mrs. Zeigler remains hers. The parties agree not
to make any claims against any items which are the non-marital
property of the other. The parties agree to °'acute any and
all documents that may be required to effectuate the sole
right, title and interest in any such assets in the other.
9. Since the parties will remain married for a period of
six (6) months and since Mrs. Zeigler may in that period of
time desire to acquire real estate, Mr. Zeigler will agree
that if required by a title insurance company or '--ender that
he will sign any verification or reasonable statement
i..dicating that he will claim no interest in any such
property.
10. Mr. Zeigler will become solely responsible to pay any
and all balance due on the loan secured by the jointly owned
lot on Zeigler Lane. That loan is wit_ PSECU and Mr. Zeigler
agrees to indemn-ify and save his wife harmless from any and
all claims that may be made against her relative to that loan
balance.
11. other than the home equity loan balance with PSECU, the
parties have no joint debt.
12. It is agreed that neither party will make any claim
for alimony against the other. Neither party will make any
claim for alimony pendente lite or support against the other
and each waives any and all rights or claims they may
otherwise have had to alimony, alimony oendente lite or
support.
13. With respect to marital personal property, except as
otherwise already stated, the parties will become the sole and
::clusive owner of marital personal property which is in their
epossession as of today's date. The log splitter engine and
the 69arn winch with remote are in or. Zepigler's ersonalptsainer n and
,Will be his sole assets. The
treadmill, plastic table and four chairs which are currently
in Mrs. Zeigler's possession "1411 be hers. la. tors. Zeigler agrees to waive any claim She may have
whch
had that certain gold coins or other coins currency,
are currently in the possession or control of Mr. Zeigler, are
marital assets. She a'-so waives any and alclaims she may owned
have that the contents previously in a jointly ` limited to,
safe-deposit box, including but not necessarily
cash in the amount of $10,000.00, is and shall remain the sole
property of Mr. Zeigler.
15. Mrs. Zeigler also agrees that sherillmak tlno la-r, in
any kind to any other real estate which is y t led
Mr. Zeigler's name solely and it necessary will- s=an any
documents chat may be required to effectuate such statement.
16. It is also understood and agreed that Mr. Zeigler will
retain all right, title and interest in any pension or
rights
retirement accounts in his name as well as any payment
on an installment agreement of sale for some real estate.
17 The parties agree they will file their tax returns for
all taxing authorities for the ca-ender year 2001 as married
filing separately, and to the extent necessary, will
reasonably cooperate with each other with respect thereto.
12. Except as herein otherwise provided, each party may
dispose of his or her property in any way and each party
hereby 'waives and relinquishes any and all rights he or she
may now have or hereafter acquire under the present or future
laws of any jurisdiction to share in the property or the
estate of the other as a result of the marital relationship _
including without limitation, statutory allowance, widow's
allowance, right of intestacy, right to take against the will
of the other, and right to act as administrator or executor n
the other's estate. Each will at the request of the other
execute, acknowledge, and deliver any andall -instrumentsthis
which may be necessary or advisable to carry into mutual waiver and relinquishment of all such interest, rights,
and claims.
MR. SHATTO: Mrs. Zeigler, have you been
present during the entire presencatior. of the terms and
provisions of the proposed agreement?
MRS. ZEIGLER: Yes, I have.
MR. SHATTO: Have you understood all of these
items?
MRS. ZEIGLER: Yes, T_ have.
MR. SHATTO: Do you completely agree with the
terms and provisions that have just been stated?
MRS. ZEIGLER: Yes.
MR. SMITH: Mr. Zeigler, have you similarly
beer. present during the course of these proceedings today?
MR. ZEIGLER: Yes.
MR. SMITH: You've been present during Mr.
Shatto's recitation of the agreement between you and your
wife?
MR. ZEIGLER: Yes.
MR. SMITH: Do you understand the terms as he
read them?
MR. ZEIGLER: Yes.
MR, SMITH: Do you agree to be bound by those _
terms?
MR. ZEIGLER: Yes.
I acknowledge that I have read the above
stioulation and agreement, that I understand the terms of
settlement as set forth herein, and that by signing below I
ratify and affirm the agreement previously made and intend to
bird myself to the settlement as a contract obligating myself
to the terms of settlement and subjecting myself to the
methods and procedures of enforcement which may be imposed by
law and in particular Section 3105 of the Domestic Relations
Code.
WITNESS:
,'Denhatto '
Attorney for plaintiff
Max J. Smith, Jr.
Attorney for Defendant
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NANCY L. ZEIGLER,
Plaintiff
VS.
DENNIS B. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99-7040 CIVIL
IN DIVORCE
PRARCIPE TO TRANSMIT RECORD
TO THE PROTHONOTARY:
Transmit the record, together with the following information,
to the Court for entry of a divorce decree:
1. Ground for divorce: irretrievable breakdown under Section
3301(c) of the Divorce Code.
2. Date and manner of service of the complaint: November 30,
1999, by acceptance of service filed December 1, 1999.
3. Date of execution of the Affidavit of Consent required by
Section 3301(c) of the Divorce Code: by Plaintiff on October 30,
2001; by Defendant on October 30, 2001.
4. Related claims pending: None.
5. Date Plaintiff's Waiver of Notice was filed with the
Prothonotary: October 30, 2001.
Date Defendant's Waiver of Notice was filed with the
Prothonotary: October 30, 2001.
Date: 1 2002
CLECKNER FEAREN
By:
Dennis J. Shatt , Esquire
Attorney I.D. No. 25675
119 Locust Street
P. O. Box 11847
Harrisburg, PA 17108-1847
(717) 238-1731
Attorneys for Plaintiff
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NANCY L. ZEIGLER,
Plaintiff
V.
DENNIS B. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. q C/ LL
CIVIL ACTION - LAW
IN DIVORCE
NOTICE TO DEFEND AND CLAIM RIGHTS
You have been sued in court. If you wish to defend against
the claims set forth in the following pages, you must take prompt
action. You are warned that if you fail to do so, the case may
proceed without you and a decree of divorce or annulment may be
entered against you by the court. A judgment may also be entered
against you for any other claim or relief requested in these papers
by the Plaintiff. You may lose money or property or other rights
important to you, including custody or visitation of your children.
When the ground for the divorce is indignities or irretriev-
able breakdown of the marriage, you may request marriage counsel-
ing. A list of marriage counselors is available in the Office of
the Prothonotary at:
Cumberland County Courthouse
One Courthouse Square .
Carlisle, PA 17013
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED,
YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717)232-7536
CLECKNER AND E E
By ?Q -
Dennis J. Shatto, Esquire
Attorney I.D. No. 25675
P. 0. Box 11847
111 Locust Street
Harrisburg, PA 17108-1847
(717)238-1731
NANCY L. ZEIGLER,
Plaintiff
V.
DENNIS B. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99- /IO`/O Ccuj /z.
CIVIL ACTION - LAW
IN DIVORCE
COMPLAINT UNDER SECTION
3301(c) OR 3301(d) OF THE DIVORCE CODE
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AND NOW, comes the Plaintiff, by and through her attorneys,
Cleckner and Fearen, and in support of the within Complaint, avers
as follows:
1. Plaintiff is NANCY L. ZEIGLER, who currently resides at
6275 Haydon Court, Mechanicsburg, Cumberland County, Pennsylvania,
17055, since November of 1999.
2. Defendant is DENNIS B. ZEIGLER, who currently resides at
731 Zeigler Lane, Enola, Cumberland County, Pennsylvania, since
September of 1992.
3. Plaintiff and Defendant have both been bona fide residents
in the Commonwealth of Pennsylvania for at least six (6) months
immediately previous to th :"!ling of this Complaint.
4. The Plaintiff and Defendant were married on May 3, 1996,
in Carlisle, Cumberland County, Pennsylvania.
5. There have been no prior actions of divorce or for
annulment between the parties.
6. The marriage is irretrievably broken.
7. Plaintiff has been advised that counseling is available
and that Plaintiff may have the right to request that the Court
require the parties to participate in counseling.
8. Plaintiff requests the Court to enter a Decree of Divorce.
CLECKNER AND
By
d17;VA
Den s . Shatto, Es ire
Attorney I.D. No. 25675
P. O. Box 11847
111 Locust Street
Harrisburg, PA 17108-1847
(717) 238-1731
(Counsel for Plaintiff)
VERIFICATION
I verify that the statements made in this Complaint are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. §4904, relating to unsworn
falsification to authorities.
Lt
NAN Y Z GLE Plaintiff
Dated:
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NANCY L. ZEIGLER,
Plaintiff
V.
DENNIS S. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99-7040 CIVIL
CIVIL ACTION - LAW
IN DIVORCE
ACCEPTANCE OF SERV=CE
I accept service of the Complaint on behalf of the defendant,
Dennis B. Zeigler, and certify that I am authorized to do so.
Dated: l( 30
Andrea C. Ja obsen, Esquire
PA Attor e D #
52 East High Street
Carlisle, PA 17013
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NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
VS. NO. 99-7040 Civil
DENNIS B. ZEIGLER, CIVIL ACTION -LAW
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Defendant IN DIVORCE ?S
AFFIDAVIT OF CONSENT AND
WAIVER OF COUNSELING
1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was tiled on
November??, 1999. '
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?. The marriage of Plaintiffand Defendant is irretrievably broken, and ninety days j ,.
have elapsed since the date of tiling and service of the Complaint. tk h
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3. I consent to the entry of a Final Decree of Divorce after service of notice of
intention to request entry of the decree.
4. I have been advised of the availability of rn=iage counseling and understand that I
may request that the Court require that my spouse and I participate in counseling. I further !
understand that the Court maintains a list of marriage counselors in the Prothonotary's Office,
which list is available to me upon request. Being so advised, I do not request that the Court t +
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require that my spouse and I participate in counseling prior to a decree being handed down by the I
Court. r
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I verify that the statements made in this Affidavit are true and correct. 1 understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to
unswom falsification to authorities.
Date: \0- 0 0\
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NANCY L. ZEIGLER, : IN THE COURT OF COMMON ]PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
VS. : NO. 99-7040 Civil
DENNIS B. ZEIGLER, : CML ACTION -LAW
Defendant : IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
§3301(c) OF THE DIVORCE CODE
I consent to the entry of a Final Decree of Divorce without further notice.
2. I understand that I may lose rights concerning alimony, division of property,
lawyer's fees or expenses if I do not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce decree is entered by the
Court and that a copy of the decree will be sent to me immediately after it is filed with the
prothonotary.
I verify that the statements made in this Affidavit are true and correct. I uraderstand that
false statements herein are made subject to the penalties of 18 Pa_ C.S. Section 4904, relating to
unsworn falsification to authorities.
Date: Vs- ,I
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NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
VS. : NO. 99-7040 Civil
DENNIS B. ZEIGLER, : CIVIL ACTION - LAW
Defendant : IN DIVORCE
AFFIDAVIT OF CONSENT AND
WAIVER OF COUNSELING
1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on
November 22, 1999.
2. The marriage of Plaintiff and Defendant is irretrievably broken, and ninety days
have elapsed since the date of tiling and service of the Complaint.
3. I consent to the entry of a Final Decree of Divorce after service of notice of
intention to request entry of the decree.
4. I have been advised of the availability of marriage counseling and understand that I
may request that the Court require that my spouse and I participate in counseling. I further
understand that the Court maintains a list of marriage counselors in the Prothonotary's Office,
which list is available to me upon request. Being so advised, I do not request that the Court
require that my spouse and I participate in counseling prior to a decree being handed down by the
Court.
I verify that the statements made in this Affidavit are true and correct. I understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to
unswom falsification to authorities.
Date:
DENNIS B. ZEIGI--Ei2I-
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NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
VS. : NO. 99-7040 Civil
DENNIS B. ZEIGLER, : CIVIL ACTION -LAW
Defendant : IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
13301 fcl OF THE DIVORCE CODE
1. I consent to the entry of a Final Decree of Divorce without further notice.
2. 1 understand that I may lose rights concerning alimony, division of property,
lawyer's tees or expenses if I do not claim them before a divorce is granted.
3. 1 understand that I will not be divorced until a divorce decree is entered by the
Court and that a copy of the decree will be sent to me immediately after it is tiled with the
prothonotary.
I verify that the statements made in this Affidavit are true and correct. I understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to
unworn falsification to authorities.
Date: ?
DENNIS B. ZEIGLER
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO_vfV???O?f? C=VIL 19
IN DIVORCE
STATUS SHEET
DATE: ACTIVITIES: / n
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CIVIL ACTION - LAW
NO.CIVIL 19
IN DIVORCE
STATUS SHEET
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NANCY L. ZEIGLER,
Plaintiff
VS.
DENNIS B. ZEIGLER,
Defendant
TO: Dennis J. Shatto
Max J. Smith, Jr
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99 - 7040 CIVIL
IN DIVORCE
Attorney for Plaintiff
Attorney for Defendant
DATE: Wednesday, October 11, 2000
CERTIFICATION
I certify that discovery is complete as to the claims
for which the Master has been appointed.
OR IF DISCOVERY IS NOT COMPLETE:
(a) Outline what information is required that is not
complete in order to prepare the case for trial
and indicate whether there are any outstanding
interrogatories or discovery motions.
(b) Provide approximate date when discovery will be
complete and indicate what action is being taken
t0 complete discovery.
DATE COUNSEL FOR PLAINTIFF ( )
COUNSEL FOR DEFENDANT ( )
NOTE: PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE
FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE
CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE
AT THE MASTER'S DISCRETION.
AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL
OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY
COUNSEL, INDICATING THAT DISCOVERY IS NOT
COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL
STATEMENTS WILL BE ISSUED AT THE MASTER'S
DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A
PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY
IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL
STATEMENTS WILL BE ISSUED IMMEDIATELY.
T
HE CERTIFICATION DOCUMENT SHOULD BE RETURNED
TO THE
THE DATMASHOWNSTER'SONOFTHEFICEDOCUMENTWITHIN (2) WEEKS OF
I.:
CLAUDE C. WOLFE & ASSOCIATES
AUCTIONEERS,, APPRAISERS
PA,%11LY ONNGU SINCI- 1912
2009 LINCOLN STREET • CAMP HILL, PA 17011
717.761-2763
July 16, 2001
Appraisal for Nancy L. Zeigler
Items located ?t 6275 Havdon Court Mechanicsbure PA 17G55
Pro-Form personal trainer treadmill
250.00
10.00
Plastic table & 4 chairs
1996 Ford Explorer XLT 4-door, full power, 60,200 miles, good condition 10,000.00
Log splitter engine
Warn winch w/remote
100.00
55.00
This Fair Market Value appraisal is true and correct to the best of my ability as an
auctioneer and appraiser with 35 years experience.
Member: Certified Appraisers Guild of America
CLAUDE C. WOLFE & ASSOCIATES
1,j ;\k.
W. K. "Dusty" Chapman, CAGA
NANCY L. ZEIGLER, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
VS. CIVIL ACTION - LAW
NO. 99 - 7040 CIVIL
DENNIS B. ZEIGLER,
Defendant IN DIVORCE
CONFERENCE WITH
COUNSEL AND THE PARTIES
TO: Dennis J. Shatto Counsel for Plaintiff
Nancy L. Zeigler Plaintiff
Max J. Smith, Jr. Counsel for Defendant
Dennis B. Zeigler Defendant
A conference has been scheduled at the office of
the Divorce Master, 9 North Hanover Street, Carlisle,
Pennsylvania, on the 6th day of June, 2001, at 9:00 a.m.,
with counsel and the parties to discuss the outstanding
economic issues to determine if there is a basis of
settlement of claims. If issues remain after the
conference, a hearing will be scheduled at another date.
Very truly yours,
Date of Notice: E. Robert Elicker, II
April 16, 2001 Divorce Master
I -
NANCY L. ZEIGLER, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERS,AND COUNTY, PENNSYLVANIA
VS. CIVIL ACTION - LAW
NO. 99 - 7040 CIVIL
DENNIS B. ZEIGLER,
Defendant IN DIVORCE
NOTICE OF PRE-HEARING CONFERENCE
TO: Dennis J. Shatto , Attorney for Plaintiff
Max J. Smith, Jr. Attorney for Defendant
A pre-hearing conference 1-_as been scheduled
at the Office of the Divorce Master, 9 North Hanover Street,
Carlisle, Pennsylvania, on the 16th of April, 2001, at 9:30
a.m., at which time we will review the pre-trial statements
previously filed by counsel, define issues, identify
witnesses, explore the possibility of settlement and, if
necessary, schedule a hearing.
Date of Notice: 2/26/01
Very truly yours,
E. Robert Elicker, 17
Divorce Master
R
4 6
OFFICE OF DIVORCE MASTER
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
9 North Hanover Street
Carlisle. PA 17013
(717) 240.6535
E. Robert Elicker, If
Divorce Master
Traci Jo Colyer
Office Manager/Reporter
Dennis J. Shatto, Esquire
CLECKNER & FEAREN
111 Locust Street
P.O. Box 11847
Harrisburg, PA 17108-1847
January 18, 2001
West Shore
697-0371 Ext. 6535
Max J. Smith, Jr., Esquire
JAMES, SMITH, DURKIN & CONNELLY
P.O. Box 650
Hershey, PA 17033-0650
RE: Nancy L. Zeigler vs. Dennis B. Zeigler
No. 99 - 7040 Civil
In Divorce
Dear Mr. Shatto and Mr. Smith:
I am writing in response to Mr. Shatto's letter of January 17, 2001. Apparently
discovery has now been completed. I will proceed with the directive for pretrial
statements.
A divorce complaint was filed on November 22, 1999, raising grounds for divorce
of irretrievable breakdown of the marriage. No economic claims were raised in the
complaint.
On March 7, 2000, a counterclaim was filed raising the economic issues of
equitable distribution and alimony.
No claims have been raised by either party for counsel fees and costs.
In accordance with P.R.C.P. 1920.33(b) I am directing each counsel to file a
pretrial statement on or before Friday, February 23, 2001. Upon receipt of the pretrial
statements, I will immediately schedule a pre-hearing conference with counsel to discuss
Mr. Shatto and Mr. Smith, Attorneys at Law
18 January 2001
PaSe 2
the issues and, if necessary, schedule a hearing.
Very truly yours,
E. Robert Elicker, II
Divorce Master
NOTE: Sanctions for failure to file the pretrial statements are set forth in
subdivision (c) and (d) of Rule 1920.33.
THE ORIGINAL PRETRIAL STATEMENT SHOULD BE FILED IN
THE MASTER'S OFFICE AND A COPY SENT DIRECTLY TO
OPPOSING COUNSEL.
FAILURE TO FILE PRETRIAL STATEMENTS AS DIRECTED BY
THE MASTER MAY RESULT IN THE MASTER'S APPOINTMENT
BEING VACATED.
OFFICE OF DIVORCE MASTER
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
9 North Hanover Street
Carlisle, PA 17013
(717)240-6535
E. Robert Elicker, II
Divorce Master
Traci Jo Colyer
Office Manager/Reporter
October 31, 2001
Dennis J. Shatto, Esquire Max J. Smith,
CLECKNER & FEAREN JAMES, SMITH,
111 Locust Street P.O. Box 650
P.O. Box 11847 Hershey, PA
Harrisburg, PA 17108-1847
West Shore
697-0371 Ext. 6535
Jr., Esquire
DURKIN & CONNELLY
17033-0650
RE: Nancy L. Zeigler vs. Dennis B. Zeigler
No. 99 - 7040 Civil
In Divorce
Dear Mr. Shatto and Mr. Smith:
Enclosed is a draft of the agreement which you put on
the record on October 30, 2001. Please review the draft for
any corrections with the understanding that no substantive
changes can be made.
After you have reviewed the draft, give us a call so
we can make appropriate corrections. We will send the
corrected original to the Plaintiff's attorney for signature
who then can transmit the original to the Defendant's
attorney for signature. When I receive a signed copy of the
document, I will then obtain a Court order vacating my
appointment.
Thank you for your continuing cooperation in bringing
this matter to settlement.
Very truly yours,
E. Robert Elicker, IT
Divorce Master
DENNIS J. SHATTO
ANN E. RHO.ADS
CLECKNER AND FEAREN
ATTORNEYS AT LAW
111 LOCUST STREET
P.O. BOX 11847
HARRISBURG, PENNSYLVANIA 17108-1847
TELEPHONE: 17171238.1731
FAX: (7171238-84811
January 17, 2001
E. Robert Elicker, II, Esquire
9 North Hanover Street
Carlisle, PA 17013
Re: Zeigler v. Zeigler
No. 99-7040 Civil
In Divorce
Dear Mr. Elicker:
OF COUNSEL
ROBERT D. HANSON
RETIRED
RICHARD W. CLECKNER
WILLIAM FEAREN
The parties have now exchanged Answers to Interrogatories.
Kindly schedule this matter for a pre-hearing conference.
If you have any questions, or need anything else, please
advise.
Very truly yours,
CLECKNE FE EN
Dennis J. Shatto
DJS:jat
cc: Max J. Smith, Jr., Esquire
Nancy L. Zeigler
NANCY L. ZEIGLER
V.
DENNIS B. ZEIGLER
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99 - 7040
CIVIL ACTION - LAW
IN DIVORCE
ORDER AND NOTICE SETTING HEARING
To: Nancy L. Zeigler , Plaintiff
Dennis J.Shatto , Counsel for Plaintiff
Dennis B. Zeiglcr , Defendant
Max J. Smith, Jr. , Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issues in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover Street, Carlisle, Pennsylvania on the 19th day
of July , 2001 at 9:00 a.m. , at which
place and time you will be given the opportunity to present
witnesses and exhibits in support of your case.
By t e C rt,
o
rge E. Hoff r,
Date of order and
Notice: 6/6/01
President Judge
vorce Master
By:
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY 13AR ASSOCIATION
7. LIBERTY AVENUE
CAR1.1!;LE. PA 17013
3
1'I?LEPHONh: (7171 166
F
1
NANCY L. ZEIGLER,
Plaintiff
Vs .
DENNIS B. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99 - 7040 CIVIL
IN DIVORCE
THE MASTER: Today is Wednesday, June 6,
2001. This is the date set for a conference with counsel and
the parties. Present in the hearing room are counsel for the
Plaintiff, Nancy L. Zeigler, Dennis J. Shatto, and counsel for
the Defendant, Dennis B. Zeigler, Max J. Smith, Jr. The
parties are in the Master's office but are not present at this
time.
After discussion today, we have identified
certain issues which need to be addressed through appraisals
and testimony. Consequently, the master is going to schedule
a hearing to address in the testimony the following issues:
1. The value of the lot and home located at 731
Zeigler lane, East Pennsboro Township, Pennsylvania;
2. The value of an adjoining lot off of Zeigler Lane;
3. The value and characterization of a lot, 8.929
acres, off Tower Road. In addition to the testimony on the
value of the lot off Tower Road, we need to determine whether
or not the lot is marital or non-marital;
4. Whether or not t7-he parties had $10,000.00 in cash
in a safe-deposit box at the time of separation. In addition
to the issue regarding the cash in the safe-deposit box, there
were gold coins in the safe-deposit box and wife is contending
that some of those coins are marital. We will need to have
those coins identified and values placed on those coins;
5. The value of lumber that is located on the
property with the marital home;
6. The value of the household tangible personal
property which remains in the marital home;
7. The value of the boat and motor and ATV.
The persons who are going to testify about the
values of the various items that are going to be appraised,
including the real estate and the personalty, should be
r -?'
identified and made available to opposing counsel at least a
week prior to the hearing. All witnesses should be present to
hear the testimony of any opposing witnesses at the hearing.
The parties will be testifying as to the items
outlined above only and we will not be hearing testimony on
the factors relating to equitable distribution.
The master, after the hearing, will make a finding
regarding the valuation of the assets that are in dispute and
we will then continue the process of discussion and hopefully
work toward a settlement once we have established the values.
If we cannot reach a settlement in a distribution of the
assets, then we will schedule another hearing to take the
testimony of the parties relating to the factors dealing with
the equitable distribution claim.
A hearing is scheduled for July 19, 2001, at 9:00
a.m. Notices will be sent to counsel and the parties.
CC: Dennis J. Shatto
Attorney for Plaintiff
Max J. Smith, Jr.
Attorney for Defendant
NANCY L. ZEIGLER, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
Vs. NO. 99 - 7040 CIVIL
DENNIS B. ZEIGLER,
Defendant IN DIVORCE
RE: Pre-Hearing Conference Memorandum
DATE: Monday, April 16, 2001
Present for the Plaintiff, Nancy L. Zeigler, is
attorney Dennis J. Shatto, and present for the Defendant,
Dennis B. Zeigler, is attorney Max J. Smith, Jr.
A divorce complaint was filed on November 22,
1999, raising grounds for divorce of irretrievable breakdown
of the marriage. Counsel have indicated that the parties
will sign and file affidavits of consent and waivers of notice
of intention to request entry of divorce decree so that the
divorce can be concluded under Section 3301(c) of the Domestic
Relations Code.
On March 7, 2000, the Defendant filed a
counterclaim raising economic issues of equitable distribution
and alimony. No claim has been raised by either party for
counsel fees and costs. With respect to the factor of
marital misconduct, counsel have indicated that they may wish
to offer some testimony on the factor as it affects husband's
alimony claim. If testimony is going to be offered on
marital misconduct, counsel should provide each other a list
of witnesses which they intend to offer on that factor at
least two weeks prior to the hearing.
Wife is in her early 50s and resides at 6275
Haydon Court, Mechanicsburg, Pennsylvania, where she lives
alone. She is a high school graduate and currently is a
supervisor with the Department of Labor and Industry. Her
wages reported for 2000 were $39,316.00 gross. Mr. Shatto is
going to provide an income statement showing her net income at
the conference /hearing to be scheduled. Wife has not raised
any health issues.
Husband is 60 years of age and resides at 731
Zeigler Lane, Enola, Pennsylvania, where he lives alone. He
is a high school graduate and is retired. He also receives
disability income from social security. On his income
statement he is showing gross monthly income of $1,708.00.
Mr. Smith should provide a current income statement for his
r
client at the conference /hearing to be scheduled. Husband is
disabled and has a heart problem and some problems with
short-term memory loss.
This is the second marriage for wife and third
marriage for husband. Both parties have an emancipated
daughter from a prior relationship.
The parties own real estate at 731 Zeigler Lane,
Enola, Pennsylvania, where husband is residing. There is an
appraisal done by George C. Clauser showing a market value of
$180,000.00. The appraisal was done on December 20, 1999,
and Mr. Shatto indicated he would like to have the appraisal
updated. He also is going to ask his appraiser to give us an
opinion as to rental value.
Husband has an appraisal done by Leon Gerlach on
October 6, 1999, showing a value of $147,000.00. There are
no mortgages or liens against the property. Counsel have
suggested that perhaps they can average the two appraisals,
using $163,500.00 as the market value.
There is a lot on Zeigler Lane, which husband's
opinion, based on a discussion with his appraiser, Mr.
Gerlach, has a value of $25, 000. 00. Wife has had it appraised
at $46,000.00. Counsel are going to determine if they can
stipulate as to the value of the lot which is marital.
There is a lot, which husband claims is
non-marital, off Tower Road which he says was purchased with
funds from an inheritance. Wife has requested verification
of the source of the funds for the purchase of that lot.
Husband has a lot, which both parties agree is
non-marital, on Holtz Road. This lot is approximately 5
acres.
The only marital vehicle is a 19 96 Ford Explorer
and counsel are going to see if they can stipulate to the
value of that vehicle.
Wife has a retirement with the Commonwealth of
Pennsylvania. Mr. Smith has an analysis showing the marital
value as of March 12, 2001, at $30,582.00. Wife is going to
review that appraisal and determine if she can agree to that
figure or if there is some error in that computation.
Thirty-five United States savings bonds are listed
on the pretrial statement with a total value of $1,936.24.
The parties have not shown any value in checking
or savings accounts.
Wife has listed the household tangible personal
property which remained with husband and the property which
she claims she took when she left the premises. If counsel
cannot agree to the value for the property, then the property
should be appraised.
The only marital debt is a lien against the lot on
Zeigler Lane which has been appraised by wife's appraiser at
$46,000.00 with a value suggested by husband at $25,000.00.
The loan payoff is around $19,500.00.
In doing an analysis for purposes of settlement
discussion, Mr. Shatto has provided an offer of settlement of
around $90,000.00 to be paid by husband to wife which would
allow her to keep her pension and husband to keep the house
and lots. The savings bonds are also in wife's possession as
well as the Ford Explorer. Husband has offered a cash
settlement of $55,000.00.
There was some discussion about whether this case
is a 50/50 case for distribution. The Master has indicated
that he would look at the difference in income, the health
situation of husband and ability of wife to acquire assets in
the future with respect to analyzing whether or not we should
give husband a little more of the distribution of the assets.
However, the Master has also noted that he would be inclined
not to recommend that there be any alimony paid if husband
receives a larger percentage of the distribution of the
marital estate than wife.
Counsel have also raised a question about the
contribution of the parties to the acquisition of the lot and
home where husband is currently living on Zeigler Lane. Wife
claims that she put in $80,000.00 from the sale of her prior
home and life insurance resulting from the death of her former
spouse; husband claims that he put in the value of the lot and
some cash which may have been used to assist with the cost of
the septic and well. If there are to be claims about the
contributions, counsel should provide documentation as to the
amount and the source of the contribution.
The Master has also raised a question with counsel
about the non-marital assets listed on the pretrial statements
and the increase in value of those assets from the date of
acquisition or date of marriage to the date of separation.
For instance, the Master has inquired about the Waypoint stock
and the gold coins. Counsel should address those increase of
value issues when they prepare a spreadsheet.
The Master is going to schedule a conference with
counsel and the parties for Wednesday June 6, 2001 at 9:00
a.m. Counsel have indicated that they should be able to have
the numbers that we have discussed that are not available at
this time on a spreadsheet so we can do an analysis of the
values of the marital estate and hopefully try to resolve a
distribution acceptable to both parties. In any event, it
appears as if husband will owe wife cash in order to complete
the distribution if he wishes to keep the house and real
estate which includes the lots at issue. Notices will be sent
to counsel and the parties.
E. Robert Elicker, II
Divorce Master
CC: Dennis J. Shatto
Attorney for Plaintiff
Max J. Smith, Jr.
Attorney for Defendant
NANCY L. ZEIGLER
V.
DENNIS B. ZEIGLER
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
No. 99-7040
CIVIL ACTION - LAW
IN DIVORCE
RESC1iEDULED HEARING,
ORDER AND NOTICE SETTING HEARING
To: Nancy L. Zeigler Plaintiff
Dennis J.Shatto Counsel for Plaintiff
Dennis B. Zeigler Defendant
Max J. Smith, Jr. Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issues in the above captioned
divorce proceedings at tl-ie Office of the Divorce Master, 9 North
Hanover Street, Carlisle, Pennsylvania on the 30th day
of October , 2001 at 9:00 a.m., at which
place and time you will be given the opportunity to present
witnesses and exhibits in support of your case.
Date of Order and
Notice: 9/4/01
By OeC trge E. Hoff r, President Judge
By :
Divorce Master
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTII BELOW TO FIND OUT WHERE YOU CAM
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 1701 3
TE1.EP1I0NF (717) 249-3166
NANCY L. ZEIGLER
V.
DENNIS B. ZEIGLER
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99 - 7040
CIVIL ACTION - LAW
IN DIVORCE
RESCHEDULED HEARING
ORDER AND NOTICE SETTING HEARING
TO: Nancy L. Zeigler Plaintiff
Dennis J. Shatto Counsel for Plaintiff
Dennis B. Zeigler Defendant
Max J. Smith, Jr. Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issues in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover Street, Carlisle, Pennsylvania on the 181h day
of September , 2001 at 9:00 a.m., at which
place and time you will be given the opportunity to present
witnesses and exhibits in support of your case.
, President Judge
Date of Order and
Notice: 7/23/01
By :
Divorce Master
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
TELEPHONE (717) 249-3166
tv: G+
NANCY L. ZEIGLER,
Plaintiff
v.
DENNIS B. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99-7040 CIVIL
CIVIL ACTION - LAW
IN DIVORCE
REPLY TO COUNTERCLAIM
AND NOW, comes the Plaintiff, NANCY L. ZEIGLER, by her
attorneys, Cleckner and Fearen, and in reply to the Counterclaim,
avers as follows:
COUNTERCLAIM
COUNT II
EOUITABLE DISTRIBUTION
9. No reply required.
10. Admitted.
11. The averment of paragraph li does not appear to be a
specific averment of fact, and in part is in the nature of a legal
conclusion, to which no reply is required.
12. Admitted.
COUNT III
ALIMONY
j'
13
reference.
The preceding averments are incorporated herein by
14. Denied. It is denied that Defendant lacks sufficient
property to provide for his reasonable means and is unable to
support himself. By way of further answer, it is averred that
Defendant recently inherited a considerable sum of money and owns
a parcel of real estate which was acquired prior to the marriage.
He is -also the recipient of social security disability benefits.
Defendant has sufficient property to provide for his reasonable
means and is able to support himself.
15. Denied. It is denied that Defendant requires reasonable
support to adequately maintain himself in accordance with the
standard of living established during the marriage. The reply to
paragraph 14 above is incorporated herein by reference.
16. Admitted in part and denied in part. It is admitted that
Plaintiff earns more income per year than Defendant. It is denied
that Plaintiff earns substantially more income per year than
Defendant on the basis that "substantially" is an undefined term
susceptible to varying interpretations. It is denied that
Plaintiff has substantial assets. The term "substantial" is
undefined and subject to varying interpretations. In any event,
Defendant's asset holdings far exceed those of Plaintiff.
17. The averments of paragraph 17 appear to be in the nature
of a request for relief, and no reply is necessary. By way of
further reply, however, Plaintiff denies that Defendant is entitled
to an award of temporary alimony or to any "additional sums."
this Honorable Court to deny
3pectfully submitted,
'sCKNER AND FEAREN
Dennis J. Shatto, Esquire
Attorney I.D. No. 25675
111 Locust Street
P. 0. Sox 11847
Harrisburg, PA 17108-1847
(717)238-1731
nsel for Plaintiff
I hereby verify and state that to the extent the foregoing
REPLY TO COUNTERCLAIM contains facts supplied by me, they are true
and correct to the best of my knowledge, information and belief;
however, to the extent that the foregoing document and/or its
language is that of counsel, I have relied upon counsel in making
this Verification.
I understand that all statements herein are made subject to
the penalties of IS Pa. C.S. Section 4904, relating to unsworn
falsification to authorities.
A
L-X-
NANCY E EE
ri
CERTIFICATE OF SERVICE
I, DENNIS J. SHATTO, hereby certify that I served a true and
correct copy of the foregoing document upon the person (S) indicated
below, by depositing same in the United States mail, post//age
prepaid at Harrisburg, Dauphin County, Pennsylvania, this ?Ca
day of 2000.
Max J. Smith, Jr., Esquire
JAMES, SMITH, IRTRKIN & CONNELLY
P. 0. Box 650
Hershey, PA 17033
CLECKNER AND FEAREN
By - z A ,.//
Deh%TisY J-.`''Sh?EtZSI Esquije
PA Attorney ID #25675
111 Locust Street
P. O. Box 11847
Harrisburg, PA 173-08-1847
(717) 238-1731
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IN THE COURT OF CctVON PLc4S OF
CLTffiERLAND COUNTY, PEWSYLVANIA
NANCY L. ZEIGLER
Plaintiff
VS.
DENNIS B- ZEIGLER
CIVIL ACTION - LAW
IN DIVORCE
N0. 7040 19 99
}LOTION FOR APPOZVT L"-T OF ULaA moves the court to appoint
Nancy L. Zeigler (Plaintiff) (.2?"a master with respect to the following claims:
(X) Distribution of Property
( ) Divorce ( ) Support
( ) kanulment ( ) Counsel Fees
( x ) klimony ( ) Costs and Expenses
( ) ;1limony Pendente Lite
and in support of the motion states:
(1) Discover7 is complete as to the claims(s) for which the
appointment of a master is recuested• mpg) appeared in the action (g?sona3ckyJ
(2) The defendant (has) (' -squire).
(by his
2fUS y4MRg xdCM= 8 x x
stacurory
rce
?l •11CLG emu.. ---c. _
$asD? x sLltas ?r?t3ua? Chas xb?X a?Oe?X?? reapecxx ¢a
gg)cxMfixa e
------------
claims: distribution of
is contested with respect to the royi-
and alimon
of ,) (does not involve) complex issues
or fact.
(6) The hearing is expected to take
(7) Additional information, if any. rel
Date: 2g
AND NOW ' ? ??i. 243L*
is appointed master with respect to
g2mwak (days) •
to the motion:
(.laintiff)
(Sgt Xjdx14M
By the Court:
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October 12, 2000
E. Robert Elicker,11, Esquire
9 North Hanover Street
Carlisle, PA 17013
In re: Zeigler v. Zeigler
No. 99-7040
In Divorce
Dear Bob:
Enclosed please find the Certification of Discovery form which I have completed in
the above matter. I would hope to receive the responses to Interrogatories from Mr.
Shatto in the next couple of weeks.
Thank you for your kind attention.
Very truly yours,
JAMES, SMITH, DURKIN & CONNELLY LLP
rl Y
Max J. Smith, Jr.
MJS,Jr.:cln
cc: Dennis J. Shatto, Esquire
Dennis B. Zeigler
1,: 9: E AeUJIJE
I x;?•r,•FLSrcr:: u, PA
¢u!.G AOCIIESS
PC 00!C``j
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nr-I RJLOIEGAL. C@A
u:.HRSGOGG CFI'ICE
Ip:i YIdL T:Uf SI.
I?AW'uHIpY,. PA 17I01
11: -) 2,3 .:,16
Max 1. Smith, Jr.
mjsjQSd:gal.Wm
aw"Ess b
COMMERCIAL UW
CNIL LITIGATION
CREDITORS' RIGHTS
EWCAIION TAW
EMPLOYMENT LAW
ESTATE PLANNING
FAMILY LAW
NISURANCE LAW
LANG USE
AWNICIPAL LAW
REAL ESTATE
TRUST A ESTATE
ADIAINISIRATION
NANCY L. ZEIGLER, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
VS. NO. 99 - 7040 CIVIL
DENNIS B. ZEIGLER,
Defendant IN DIVORCE
TO: Dennis J. Shatto Attorney for Plaintiff
Max J. Smith, Jr. Attorney for Defendant
DATE: Wednesday, October 11, 2000
CERTIFICATION
I certify that discovery is complete as to the claims
for which the Master has been appointed.
OR IF DISCOVERY IS NOT COMPLETE:
(a) Outline what information is required that is not
complete in order to prepare the case for trial
and indicate whether there are any outstanding
interrogatories or discovery motions.
.1 ?'?C.(fnr cln 1. ty'!\., }U rk1"1; 1 CVJA3z'e- OP 2-000
/ D /
Na vc na h I `7roN C0.1196_: e 1, -h
i
(b) Provide approximate date when discovery will be
complete and indicate what action is being taken
to complete discovery.
\J10ul?1 hocC ?ece??L r???Nt? { a.1cr(q( VA L4 {I•.,.r
10 ? 10()0
DATE
?w
COUNSEL FOR P INTIFF ( )
COUNSEL FOR DEFENDANT ( ? )
NOTE: PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE
FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE
CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE
AT THE MASTER'S DISCRETION.
AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL
OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY
COUNSEL, INDICATING THAT DISCOVERY IS NOT
COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL
STATEMENTS WILL BE ISSUED AT THE MASTER'S
DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A
PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY
IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL
STATEMENTS WILL BE ISSUED IMMEDIATELY.
THE CERTIFICATION DOCUMENT SHOULD BE RETURNED
TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF
THE DATE SHOWN ON THE DOCUMENT.
DENNIS J. SHATTO
ANN E. RHOADS
CLECKNER AND FEAREN
ATTORNEYS AT LAW
111 LOCUST STREET
P.O. BOX 11847
HARRISBURG, PENNSYLVANIA 17108-1847
TELEPHONE: (7171238-1731
FAX: 17171 238.8481
October 20, 2000
E. Robert Elicker, II, Esquire
9 North Hanover Street
Calriale, PA 17013
Dear Bob:
RE1 Zeigler v. Zeigler
No. 99-7040
In Divorce
OF COUNSEL
ROBERT D. HANSON
RETIRED
RICHARD W. CLECKNER
WILLIAM FEAREN
Enclosed is the certification of discovery form, completed on
behalf of the plaintiff.
I'11ank you for your consideration.
Very truly yours,
CLECKNER /Sy FEAREN
nnis Shatto
DJS:jat
Enclosure
CC: Nancy L. Zeigler (w/encl.)
Max J Smith, Jr Esquire (w/encl )
/1//
NANCY L. ZEIGLER,
Plaintiff
VS.
DENNIS B. ZEIGLER,
Defendant
TO: Dennis J. Shatto
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99 - 7040 CIVIL
IN DIVORCE
, Attorney for Plaintiff
Attorney for Defendant
Max J. Smith, Jr.
DATE: Wednesday, October 11, 2000
CERTIFICATION
I certify that discovery is complete as to the claims
for which the Master has been appointed.
OR IF DISCOVERY IS NOT COMPLETE:
(a) Outline what information is required that is not
complete in order to prepare the case for trial
and indicate whether there are any outstanding
interrogatories or discovery motions.
ia 5 ?'a /tiJllailts JAW h r-
(??H!
aj,5 e1e Wn -tAiA 2 WLGFS• ?1`So t?i??iN 2 GJU?J?
PNohA w,'!1 rlfa< < Stf S,, ?,,,,rt? irs
I
(b) Provide approximate date when discovery will be
complete and indicate what action is being taken
to complete discovery.
-pif(,,, vz/? coh-/? tD k y pc. /0 ago
gvp- ?'o f 2100 zi
DATE EL FOR P A TI
COUNSEL FOR DEFENDANT ( )
NOTE: PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE
FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE
CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE
AT THE MASTER'S DISCRETION.
AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL
OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY
COUNSEL, INDICATING THAT DISCOVERY IS NOT
COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL
STATEMENTS WILL BE ISSUED AT THE MASTER'S
DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A
PARTY "TOT REPRESENTED, CERTIFY THAT DISCOVERY
IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL
STATEMENTS WILL BE ISSUED IMMEDIATELY.
THE CERTIFICATION DOCUMENT SHOULD BE RETURNED
TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF
THE DATE SHOWN ON THE DOCUMENT.
NANCY L. ZEIGLER
Plaintiff
VS.
DENNIS B. ZEIGLER,
Defendant
To the Prothonotaiy:
IN THE COURT Or COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99-7040
CIVIL ACTION - LAW
IN DIVORCE
Please withdraw my appearance as counsel for Defendant, Dennis B. Zeigler,
in the above captioned case.
Dated: f6p 28
0??2?Andrea C. sen, Esq.
JACOBSEN & MILITS
52 E. High Street
Carlisle, PA 17013-3220
(717) 249-6427
Attorney No. 20952
W9. ?
>il)
o-- LIJLU
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. rye...
NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
VS. : NO. 99-7040
DENNIS B. ZEIGLER, : CIVIL ACTION -LAW
Defendant : IN DIVORCE
PRAECIPE TO ENTER APPEARANCE
TO THE PROTHONOTARY:
Please enter the appearance of Max J. Smith, Jr., Esquire, as counsel for Dennis B.
Zeigler, Defendant in the above-captioned matter.
?af
Date: March 6, 2000
Max J. Smith, Jr., Esq ii•e
I.D. No. 32114
James, Smith, Durkin & Connelly LLP
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
__ ?' {}?
?.??.?
NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
Vs. : NO. 99-7040 CIVIL
DENNIS B. ZEIGLER, : CIVIL ACTION -LAW
Defendant : IN DIVORCE
NOTICE
You are hereby notified to file a written response to the enclosed Counterclaims within
twenty (20) days from service hereof or a judgme maybe entered-against you.
,? 4t'4
MAX J. SMITH, JR., squire
Attorney for Defendant
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
NANCY L. ZEIGLER,
Plaintiff
VS.
DENNIS B. ZEIGLER,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99-7040 CIVIL
CIVIL ACTION - LAW
IN DIVORCE
DEFENDANT'S ANSWER AND COUNTERCLAIM
TO COMPLAINT IN DIVORCE
AND NOW comes the Defendant, DENNIS B. ZEIGLER, by his attorney, MAX J.
SMITH, JR., Esquire, and respectfully Answers the above-referenced Complaint in Divorce as
follows:
1:8. Admitted.
COUNTERCLAIM
COUNT II
EQUITABLE DISTRIBUTION
9. Paragraphs one (1) through eight (8) are incorporated herein by reference as
though set forth in full.
10. Plaintiff and Defendant have legally and beneficially acquired property, both real
and personal, during their marriage, which property is "marital property".
It. Plaintiff and Defendant may have owned prior to the marriage property, both real
and personal, which property has increased in value during the marriage and/or which has been
exchanged for other property, which has increased in value during the marriage, all of which is
"marital property".
12. Plaintiff and Defendant have been unable to agree as to an equitable division of
said property to the date of the filing of this Complaint.
COUNT III
ALIMONY
13. Paragraphs one (1) through twelve (12) are incorporated herein by reference as
though set forth in full.
14. Defendant lacks sufficient property to provide for his reasonable means and is
unable to support himself through appropriate employment.
15. Defendant requires reasonable support to adequately maintain himself in
accordance with the standard of living established during the marriage.
16. Plaintiff cams substantially more income per year than Defendant and has
substantial assets.
17. Defendant requests the Court to enter an award of reasonable temporary alimony
and additional sums as they may become necessary from time to time hereafter until final hearing
and permanently thereafter.
WHEREFORE, Defendant prays this Honorable Court to:
(a) grant Plaintiff's divorce pursuant to Section 330I(c) of the Pennsylvania Divorce
Code;
(b) equitably divide the marital property remaining between the parties;
(e)
(d)
order the Plaintiff to pay alimony to the Defendant.,
order such further relief as the Court may determine equitable and just.
Date: t1,A'x4 ? 2000
Respectfully submitted,
MAX J. SMITH, R., Esquire
Attomcy for Defendant
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
I verify that the statements made in this Answer and Counterclaim are true and
correct. I understand that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unswom falsification to authorities.
DENNIS B. ZE E
NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
VS. : NO. 99-7040
DENNIS B. ZEIGLER, : CIVIL ACTION - LAW
Defendant : IN DIVORCE
CERTIFICATE OF SERVICE
AND NOW, this 7fh day of March, 2000, 1, MAX J. SMITH, JR., Esquire,
Attorney for Defendant, hereby certify that I have this day sent a copy of Defendant's Answer
and Counterclaim to Complaint in Divorce by depositing a certified copy of the same in the
United States mail, postage prepaid, at Hershey, Pennsylvania, addressed to:
Cleckner and Fearen
Attn: Dennis J. Shatto, Esquire
P.O. Box 11847
111 Locust Street
Harrisburg, PA 17108-1847
MAX J. SMITH, J R., quire
I.D. No. 32114
JAMES, SMITH, DURKIN & CONNELLY «P
P.O. Box 650
Hershey, PA 17033
(717) 533-3280
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CLECKNER AND FEAREN
ATTORNEYS AT LAW
111 LOCUST STREET
P.O. BOX 11847
HARRISBURG, PENNSYLVANIA 17108.1847
TELEPHONE: 17171 238.1731
DENNIS J. SHATTO FAX: 17171238-8401
ANN E. RHOADS
February 21, 2001
E. Robert Elicker, II, Esquire
Divorce Master
9 North Hanover Street
Carlisle, PA 17013
Re: Zeigler v. Zeigler
No. 99-7040 Civil
Dear Mr. Elicker:
OF COUNSEL
ROBERT D. HA14SON
RETIRED
RICHARD W. CLECKNER
WILLIAM FEAREN
Enclosed herewith please find the original of Plaintiff, s
Pre-Trial Statement.
If you need anything else, please let me know.
Thank you for your consideration.
very truly yours,
CLECKNER AND FEAREN P Dennis J. Shatto
DJS/lnm
Enclosure
cc: Max J. Smith, Jr., Esquire
Nancy L. Zeigler
jx%usS.%mi t DURKN & CONNLUY I!D
February 23, 2001
. I., P, '..r I it if
.? ..; To:w. PA
Office of Divorce Master ,?.:;ru: atmacsa:
Attn: E, Robert Elicker, II, Esquire le R?R Y, PA 17033
9 North Hanover Street 93 ''"'
j.; ?7155
Carlisle, PA 17013 ^` ;u 1 ELEGAL C01.1
,?armL EIUNQ CCFICF.
In re: Zeigler v
Zei
ler 'GI 11n1 NJI 51
.
g V jlG. rn 11101
No. 99-7040
In Divorce
Max J. Smith, Jr.
mjsjr@jsdfcgol.com
Dear Bob:
Pursuant to your letter dated January 18, 2001, enclosed please find the original Pre-
Trial Statement which is being submitted on behalf of Dennis B. Zeigler in the above
matter. A copy of same is being furnished to opposing counsel, Dennis J. Shatto,
Esquire, along with a copy of this letter.
We look forward to the scheduling of the pre-hearing conference at your earliest
convenience. Thank you for your kind attention,
Very truly yours,
JAMES, SMITH, DURKIN &: CONNELLY LLP
'21
Max J. Smith, Jr.
MJS,Jr.:amk
Enclosure
cc: Dennis J. Shatto, Esquire w/enc
Dennis B. Zeigler -Wenc
BUSINESS 6
COMMERCIAL LAW
CNILOTIGATION
CPEWCIRS? RIGHTS
EWCATION LAW
EMPLOYMENT LAW
ESTATE PLANNING
FAMILY LAW
INS111NV1CE LAW
LANOUSE
MUNICIPAL LAW
PEAL ESTATE
TRUST& ESTATE
AOMUPSTRATION
IN THE COURT OF CO.4SON PLEAS OF
CU`lBERI-MD COUNTY, ?7-NNSYLVAAIIA
NANCY L. ZEIGLER
Plaintiff CIVIL ACTION - LAW
VS. IN DIVORCE
DENNIS B. ZEIGLER
NO. 7040 19 99
Nancy L. Zeigler (Pla
a master with respect to the following
( ) Divorce
( ) Annulment
(X) Alimony
( ) Alimony Pendente Lite
and in support of the motion states:
claims:
, moves the court to appoint
( x) Distribution of Property
( ) Support
( ) Counsel Fees
( ) Costs and Expenses
(1) Discovery is complete as to the claims(s) for which the
appointment of a master is requested.
(2) The defendant (has) (WW atfu) appeared in the action (pwomo:nakW
(by his attorney, Max J. Smith, Jr. ,Esquire).
(3) The statutory ground(s) for divorce (is) (axat)
irretrievable breakdown
(4) Delete the inapplicable paragraph(s):
(?EFyt x lUixag¢o2attemtc fiMS xbeanx xaa?fsedxxjm(ix resto®cxx sa
9dXX4UiKg XdGXUX xx x
(c) The action is contested with respect to the following
claims: distribution of property and alimony
(3) The action (Yavod)vss) (does not involve) complex issues of law
or fact.
(6) The hearing is expected to take one 0X=sk (days).
(7) Additional information, if any. relevant to the moci.on:
Date:_ S ?dUO
(Od<IMIM1449
AND NO(v ?43Z? t_ ?GCPI / t?C?ICP?t Esquire,
is appointed master with respect to the following claims: Zbt
By the Court:
J
PVV7 )
NANCY L. ZEIGLER,
Plaintiff
V.
DENNIS B. ZEIGLER,
Defendant
I. ASSETS
fib-?-v' )P
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 99-7040
CIVIL ACTION - LAW
IN DIVORCE
DEFENDANT'S PRE-TRIAL STATEMENT
A. Marital
Date of Non-Marital Liens or
Asset Value Valuation Portion Encumbrances
1. Marital Residence- $163,500 2000 None
731 Zeigler Lane
2. 11.473 acres $25,000 2000 $20,000
3. Wife's Retirement Unknown To be valued None
Plan - Common-
wealth of PA
4. 1996 Ford Explorer $15,000 Current None
B. Non-Marital
Date of Liens or
Asset Value Valuation Encumbrances
1. Real estate-5 acres $15,000 02/01 None
(off Holtz Road)
2. Real estate -8.929 $35,000 02/01 None
acres (off Tower Road)
3. 1988 Ford truck $1,500 02/01 None
4. Waypoint stock $20,000 Current None
5. Gold coins $10,663 Current None
11. EXPERT WITNESSES
Ty Eby, Real estate appraiser - will testify to value of various real estate holdings
III. NON-EXPERT WITNESSES
Defendant, Dennis B. Zeigler
Plaintiff, Nancy L. Zeigler, as on cross
IV. EXHIBITS
1. Tax returns
2. Real estate appraisals
3. Bank statements
4. Pension statements
5. Vehicle valuations
V. INCOME
Source Amount
1. Laborers Local #158 pension fund $ 140 23/mo.
2. Laborers Local #1180 pension fund $ 24.50/mo.
3. Social security $1,044.00/mo.
4. Bank interest $ $ 00.00/mo.
TOTAL $1,708.00
VI. EXPENSES
Ex ense
1. Clothing
2. Food and necessities
3. Phone
4. Electric
5. Cable
6. Loan for land
7. Vehicle (gas & maintenance)
8. Medical (doctors & prescriptions)
9. Taxes
10. Insurance - car
house
11. Attorney fees
TOTAL
VII. PENSIONS/RETIREMENT BENEFITS
$1,789
Pension/Retirement Value
Wife's Commonwealth of Pennsylvania - Unknown
Defined pension benefit
VIII. PROPOSED RESOLUTION
I. Husband to retain all real estate, and will pay $55,000 as
interest in marital estate.
2. Wife to keep Commonwealth of PA pension plan
3. Personal property, vehicles and accounts to remain as div:
Monthly Amount
$40
$700
$70
$130
$30
$155
$150
$100
$200
$33
$31
$ 150
4. Wife to pay alimony to Husband in sum of $500.00 per month.
Respectfully submitted,
Date: February 23, 2001
MAX J. SMITH, ., Esquire
James, Smith, Durkin & Connelly LAP
134 Sipe Avenue
Hummelstown, PA 17036
(717) 533-3290
NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
V. : NO. 99-7040
DENNIS B. ZEIGLER, : CIVIL ACTION -LAW
Defendant : IN DIVORCE
CERTIFICATE OF SERVICE
AND NOW, this 23rd day of February, 2001, I, MAX J. SMITH, JR., Esquire, Attorney
for Plaintiff, hereby certify that I have this day sent a copy of Defendant's Pre-Trial Statement by
depositing a certified copy of the same in the United States mail, postage prepaid, at Hershey,
Pennsylvania, addressed to:
Cleckner and Fearen
Attn: Dennis J. Shatto, Esquire
P.O. Box 11847
111 Locust Street
Harrisburg, PA 17108-1847
MAX J. SMITH, JR., Esq n•e
I.D. No. 32114
James, Smith, Durkin & Connelly ALP
P.O. Box 650
Hershey, PA 17033
(717) 533-3380
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NANCY L. ZEIGLER, : IN THE COURT OF COMMON PLEAS
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
?r• NO. 99-7040 CIVIL
DENNIS B. ZEIGLER, : CIVIL ACTION-LAW
Defendant : IN DIVORCE
PLAINTIFF'S PRE-TRIAL STATEMENT
AND NOW, comes the Plaintiff, by and through her attorneys,
Cleckner and Fearen, and files the following pre-trial statement
pursuant to Pa.R.C.P.1920.33(b).
1. List of Assets: Lists of Marital and Non-Marital Assets
are attached hereto, made a part hereof, and labeled Exhibit "A".
2. Expert Witnesses: Plaintiff may call George C. Clauser,
who appraised two (2) parcels of marital real estate. A copy of
the separate appraisal reports, each dated as of November 30, 1999,
is attached hereto and made a part hereof, and labeled Exhibit "B".
3. Other Witnesses: Plaintiff does not believe that it will
be necessary to call any other witnesses. If, however, unexpected
issues of fact arise as a result of the pre-trial conference,
Plaintiff may call relevant witnesses. Further, if Defendant
intends to call other witnesses, Plaintiff reserves the right to
call witnesses in rebuttal.
4. List of Exhibits:
A. List of marital assets
B. List of non-marital assets of Nancy Zeigler
C. List of non-marital assets of Dennis Zeigler
D. Appraisal reports of George C. Clauser
E. 1998-2000 income tax returns for both parties
F. Copies of deeds to parcels of real estate which
have not been appraised
G. Copies of statements for bank and investment
accounts for both parties
5. Gross Income: Attached hereto, made a part hereof, and
labeled Exhibit "C" is a copy of Plaintiff's most recent federal
income tax return and a paystub.
6. Expenses: Plaintiff hereto attaches, as Exhibit "D" a
copy of expense information provided in response to Defendant's
interrogatories.
7. Pension or Retirement Benefits: Attached hereto, made a
part hereof, and labeled Exhibit "E", is a copy of Plaintiff's most
recent report. Neither party has obtained an expert evaluation of
pension benefits. In view of the short duration of the marriage,
it is not anticipated that the marital portion of Plaintiff's
pension benefits is substantial.
8. Counsel Fees: Plaintiff has not made a claim for counsel
fees.
9. Valuation of Personalty: Plaintiff does not anticipate
that there will be substantial issues regarding valuation of
personal property. Neither party has retained an expert for
purposes of valuation. If there are disputes regarding specific
- 2 -
J
,•
„
items, Plaintiff will provide testimony as to purchase price and an
opinion of value.
10. Marital Debts:
Home Equity Loan with PA State Employees Credit Union -
Balance as of 2/01 $19,572.65
11. Proposed Resolution of Economic Issues: The parties have
exchanged several proposals, but have been unable to reach
agreement. In view of the short duration of the marriage and
Defendant's independent assets, Plaintiff contends that she should
not be ordered to pay any alimony. To the extent that Defendant
may have a continuing disability, the onset of the disability
preceded the marriage. Defendant's assets and income are
sufficient to allow him to provide for his needs. It does not
appear likely that Defendant is a good candidate for additional job
training or employment or vocational education. Plaintiff believes
that her most recent proposal is more than fair, particularly since
it would result in her leaving the relationship with less than she
had when she entered it.
Respectfully submitted,
CLECKNER Ab?p FEARENLJ?//?/??
Dated: 7i lZ ?? By
D s . Shatto, Esquire
PA Attorney ID #25675
111 Locust Street
P. 0. Box 11847
Harrisburg, PA 17108-1847
(717) 238-1731
Attorney for Plaintiff
- 3 -
CERTIFICATE OF SERVICE
AND NOW, this day of February, 2001, I, Dennis J. Shatto,
Esquire, Attorney for Plaintiff, hereby certify that I have this
day served the within Plaintiff's Pre-Trial Statement this day by
depositing the same in the United States mail, first-class postage
prepaid, at Harrisburg, Pennsylvania, addressed to:
Max J. Smith, Jr., Esquire
James, Smith, Durkin & Connelly LLP.
P. O. Box 650
Hershey, PA 17033
I CLECKNER AND FEAREN
Dated: 2 1221 U) By
Dennis J. Shatto, Esquire
PA Attorney ID #25675
111 Locust Street
P. O. Box 11847
Harrisburg, PA 17108-1847
(717) 238-1731
s
P1 OAS
I. Marital Personal Property in Possession of Dennis Zeigler:
washer
humidifier
curtains
refrigerator
lumber
ATV
stock pot
bedroom lamp
fire place screen
Warn cable/remote
floor fan
bath towels, rugs
utensils
queen bed
plant stand
linens
Lawn Boy mower
lot splitter and engine
spotting scope
shed
boat/ntotor
rifle
fishing rods/reels
Stihl trimmer
cross bow
planer
outdoor chairs
picnic table
II. Marital Personal Property in Possession of Nancy Zeigler:
l) plastic outdoor table and 4 chairs
2) treadmill
3) 1996 Ford Explorer
04VU16b aUuu %,aicuiatur
Page 1 of :1
savin s bond AAA 11-A L
Irotrictions Close Window 11 / 2000 U date
X51 Denomination
EE Bonds 5 100
# Bands Total
35 51,750.00
Serial Number u t Series
C695359811EE 11/1999 EE
C679196262EE 10/1999 EE
C679181080EE 09/1999 EE
C671214771EE 08/1999 EE
C671199657EE 07/1999 EE
C671184185EE 06/1999 EE
C671167995EE 05/1999 EE
C671151977EE 0411999 EE
C654143123EE 04/1999 EE
C654126969EE 03/1999 EE
C654109615EE 02/1999 EE
C654092868EE 01/1999 EE
C645315108EE 12/1998 EE
C645297734EE 11/1998 EE
C645280074EE 10/1998 EE
C645262522EE 09/1998 EE
C645244661EE 08/1998 EE
C637171170EE 07/1998 EE
C637153658EE 06/1998 EE
C637117066EE 05/1998 EE
C637136377EE 05/1998 EE
C622516025EE 04/1998 EE
C622497231EE 03/1998 EE
C622478876EE 02/1998 EE
C622459814EE 01/1998 EE
C622440529EE 12/1997 EE
C611572777EE 11/1997 EE
C611553395EE 10/1997 EE
11
Qond.hi(o`.' '.'
M391 IMMIX
?/? 'Add
Total Interest Total Value yTp Interes
5186.24 51,936.24 584,12
issue
Deno Price
$100 $50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
nt res Value
$2.00 $52.00
1.96 51.96
2.20 52.20
2.40 52.40
2.64 52.64
2.88 52.88
3.16 53.16
3.20 53.20
3.20 53.20
3.40 53.40
3.64 53.64
3.88 53.88
4.16 54.16
4.40 54.40
4.48 54.48
4.72 54.72
4.96 54.96
5.20 55.20
5.48 55.48
5.76 55.76
5.76 55.76
6.04 56.04
6.28 56.28
6.52 56.52
6.80 56.80
7.04 57.04
7.32 57.32
7.60 57.60
Interest Next Final
Rate Arco!@I Maturity 144!5
5.54% 12/200011/2029 Del
5.73% 12/2000 10/2029 Dei
5.73% . 12/2000 09/2029 Fu -el
5.73% 12/2000 08/2029 Del
5.73% 12/2000 07/2029 FD -al
5.73% 122000 06/2029 Del
5.54% 12/2000 05/2029 =De 1
5.73% 12/2000 042029 Dell
5.73% 122000 04/2029 Del
5.73% 12/2000 03/2029 Del
5.73% 12/2000 022029 Del
5.73% 12/2000 012029 Del
5.73% 12/2000 12/2028 Del
5.54% 12/2000 11/2028 Del
5.73% 12/2000 10/2028 Del
5.73% 12/2000 09/2028 Del
5.73% 12/2000 08/2028 Del
5.73% 12/2000 07/2028 Del
5.73% 12/2000 06/2028 Del
5.54% 12/2000 05/2028 D el
5.54% 12/2000 05/2028 D ei
5.73% 12/2000 04/2028 Del
5.73% 12/2000 03!2028 Del
5.73% 12/2000 02/2028 Del
5.73% 12/2000 01/2028 Del
5.73% 12/2000 12/2027 Del
5.54% 12/2000 11/2027 Del
5.73% 12/200010/2027 foel?
1:O1wSS> mt
C611513706EE
C607957740EE
C607938499EE
C607918046EE
C6O7898166E
C6O7877649EE
UY/IY`J/ ht
08/1997 EE
07/1997 EE
06/1997 EE
05/1997 EE
05/1997 EE
04/1997 EE
1UU )U.UU .
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
100 50.00
MAR1?AL.
Lifts /.Stf I/S%
8.12 58.12 5.73%
8.40 58.40 5.73%
8.68 58.68 5.73%
8.96 58.96 5.54%
8.96 58.96 5.54%
8.16 58.16 5.15%
rugc L ut.
IULUUU UY/;'oeI weir
12/2000 08/2027 Del
12/2000 07/2027 Det
12/2000 06/2027 Del
12/2000 05/2027 Del
12/2000 05/2027 Del
04/2001 04/2027
. FO-0 i
m
Note
NI Not Issued
NE Not Eligible for Payment
ME Matured (Exchangeable for HH)
MN Matured (Not Exchangeable for HN)
Nancy Zeigler's Non-Marital Personalty in Nancy's Possession:
Household goods that were gifts to Nancy during the marriage and taken at separation:
mixer
foot stool
scroll saw
VCR
scale
Household goods owned by Nancy Zeigler prior to marriage and taken by her at separation:
couch
chair
wooden rocker
coffee table
two tables
console TV
wall clock
2 lamps
umbrella stand
toy chest
spittoon
misc. pictures
dining room table
6 cliairs
china closet
piano w/bench
book case
all china/crystal
grill
garden hand tools
toaster oven/elec. skillet stereo unit
assorted plastic wear portion of my fireplace irons
portion of my pots and pans school desk
portion of my cooking utensils 2 tables
portion of my dislies encyclopedia/books
flatware metal storage cabinets
student desk and chair 4-piece nylon luggage
wooden 2-drawer file cabinet records/tapes/games
flip chair belt sander
white metal book case hedge clippers
iron and board sewing machine
telephone stand w/bench Christmas decorations
bedroom lamps
double bed w/matching drapes & spread
afghans/bedding/towels
small table
marble top table
chest of drawers
dresser
night stand
Household goods acquired after separation:
computer double bed entertainment center
computer table television set
Nancy Zeigler's Non-Marital Personalty in Possession of Dennis Zeigler:
dryer small chest of drawers drill press
shop vac metal filing cabinet jointer
fireplace irons baskets table saw
barrister cabinet Revere Dutch oven portable mixer
clteval mirror mugs microwave oven
dining room light glasses fans
roll away bed serving dishes American flag
waffle iron dishes circular saw
recliner chair stools levels
battery charger outdoor chairs and tables vise grips
wrenches hack saw hand saws
drill bits and cases gas cans 2 ladders
2 pair dress scissors wind chimes milk can
garden trailer pots & pans misc. other tools
John Deere tractor including mowing deck, plow and snowblower
___ Jav 1116) LVIIV 1. a1 UWIVI
Page l of 1
saving s bond NAtJC:Y5
Instructions Clou Windom 11 / 2000 U date
atles Denomination dal Number Issue Date
EE Bonds $ 100 ? '
Add
/F
a Bonds Total Price Total Interest Total Value YTD interest
13 5650.00 $832 S65632 58.32
issue Int rest am DAW
Serial Number Woe Dot
o Series penom Price Interes Value j(te Accrual 1aturf Note
C709201739EE 11/2000 EE $100 $50.00 $0.00 $50.00 5.54% 05/2001 11/2030 NE Del
C709189153EE 10/2000 EE 100 50.00 0.00 50.00 5.73% 04/2001 10/2030 NE Del
C70917685SEE 09/2000 EE 100 50.00 0.00 50.00 5.73% 03/2001 09/2030 NE Del
C709164094EE 08/2000 EE 100 50.00 0.00 50.00 5.73% 02/2001 08/2030 NE Del
C698791730EE 07/2000 EE 100 50.00 0.00 50.00 5.73% 01/2001 07/2030 NE LDe9
C698778357EE 06/2000 EE 100 50.00 0.00 50.00 5.73% 12/2000 06/2030 NE Del
C698764984EE 05/2000 EE 100 50.00 0.72 50.72 5.54% 12/2000 05/2030 Del
C698751449EE 04/2000 EE 100 50.00 0.88 50.88 5.73% 12/2000 04/2030 Del
C698737901EE 03/2000 EE 100 50.00 1.08 51.08 5.73% 12/2000 03/2030 ED
C698723788EE 03/2000 EE 100 50.00 1.08 51.08 5.73% 12/2000 03/2030 ED
C679253858EE 02/2000 EE 100 50.00 1.28 51.28 5.73% 12/2000 02/2030 Del
C679239512EE 01/2000 EE 100 50.00 1.52 51.52 5.73% 12/2000 01/2030 1De1
C679225551EE 1211999 EE 100 50.00 1.76 51.76 5.73% 12/2000 12/2029 Del
Note
M Not Issued
NE Not Eligible for Payment
ME Matured (Exchangeable for HH)
MN Matured (Not Exchangeable for HH)
K .r 1
Sa,,4s Bond Calculator
savin s bond
ss
Bo ld my •'
Series Denominatlon Serial Number Issue Do(
-/? •,
:'Add
EE Bonds t $ 100 :z ,
4 Bonds Total Prlce Total Interest Total Value YTD Interest
38 $1,775.00
5%5.28
$2,740.28
5131.28
Serial Number Issue Date
Series en
P ce Interest yJa g Interest
Rate Next
ccrua FJ°Al
to Note
C467567507EE 07/1994 EE $100 $50.00 $17_64 $67.64 5.36% 01/2001 07/2024 Del
C467542646EE 07/1994 EE 100 50.00 17_64 67.64 5.36% 0112001 07/2024 Del
C467518880EE 06/1994 EE 100 50.00 17_64 67.64 5.36% 12/2000 06/2024 Del
C467494090EE 05/1994 EE 100 50.00 19_48 69.48 5.26% 0512001 05/2024 Del
C437981653EE 04/1994 EE 100 50.00 19.12 69.12 5.32% 04/2001 04/2024 Dei
C437957300EE 03/1994 EE 100 50.00 19.12 69.12 5.32% 03/2001 03/2024 Del
C437931451EE 02/1994 EE 100 50.00 19.12 69.12 5.32% 0212001 02/2024 Del
C437905232EE 01/1994 EE 100 50.00 19.12 69.12 5.32% 01/2001 01/2024 Del
C437880211EE 12/1993 EE 100 50.00 19.12 69.12 5.32% 12/2000 12/2023 Del
C43785410SEE 11/1993 EE 100 50.00 20.96 70.96 5.21% 05/2001 11/2023 Del
C437929587EE 10/1993 EE 100 50.00 20.76 70.76 5.32% 04/2001 10/2023 =De
C425562301EE 09/1993 EE 100 50.00 20.76 70.76 5.32% 03/2001 09/2023 Del
C425536727EE 08/1993 EE 100 50.00 20.76 70.76 5.32% 02/2001 0812023 Del
C425511392EE 07/1993 EE 100 50.00 20.76 70.76 5.32% 01/2001 07/2023 Del
C410736379EE 07/1993 EE 100 50.00 20.76 70.76 5.32% 01/2001 07/2023 Del
410711976EE 06/1993 EE 100 50.00 20.76 70.76 5.32% 12/2000 06/2023 Del
C410687505EE 05/1993 EE 100 50.00 22.64 72.64 5.20% 05/2001 05/2023 Well
C394670896EE 03/1993 EE 100 50.00 22.56 72.56 5.34% 03/2001 03/2023 D e1
C394621692EE 01/1993 EE 100 50.00 27.92 77.92 6.00% 01/2001 01/2023 Del
C367483677EE 11/1992 EE 100 50.00 30.24 80.24 6.00% 05/2001 11/2022 Del
C360913616EE 09/1992 EE 100 50.00 30.24 80.24 6.00% 03/2001 09/2022 Del
C360874406EE 07/1992 EE 100 50.00 30.24 80.24 6.000/a 01/2001 07/2022 Del
C342791744EE 06/1992 EE 100 50.00 30.24 80.24 6.00% 12/2000 06/2022 Del
C342750267EE 04/1992 EE 100 50.00 32.68 82.68 6.000/6 04/2001 04/2022 Del
C330818536EE 02/1992 EE 100 50.00 32.68 82.68 6.00% 02/2001 02/2022 Del
C330774549EE 12/1991 EE 100 50.00 32.68 82.68 6.00% 1212000 12/2021 Del
C310368149EE 10/1991 EE 100 50.00 35.16 85.16 6.00% 04/2001 10/2021 Will
C295317249EE 08/1991 EE 100 50.00 35.16 85.16 6.00% 02/2001 08/2021 Del
Pagel oft
^414 cYS ?lNw - #A?- ? 200o u amts
Instructions /
`aavlitgs bona talcuiator
CYS
vA
ib1A
NbN
lA
L
ti
I - (
l ?
t:/95..! /UUb/hts U//19Y1 hh IUU IU.UU' 5:).10 b.UU%
C266994652EE 05/1991 EE 100 50.00 37.68 87.68 6.00%
C266945479EE 03/1991 EE 100 50.00 37.68 87.68 6.00%
C276844716EE 01/1991 EE 100 50.00 37.68 87.68 6.00%
C263844880EE 11/1990 EE 100 50.00 40.32 90.32 6.00%
L456219389EE 08/1990 EE 50 25.00 20.16 45.16 6.00%
L456231967EE 09/1990 EE 50 25.00 20.16 45.16 6.00%
L456206703EE 08/1990 EE 50 25.00 20.16 45.16 6.00%
L456193281EE 07/1990 EE 50 25.00 20.16 45.16 6.00%
L436092351EE 0611990 EE 50 25.00 20.16 45.16 6.00%
Page 2 of) I
Ul/LUU1 U%/LULL iueti
05/2001 05/2021 Dell
03/2001 03/2021 Del
01/2001 0112021 Del
05/2001 11/2020 Del
02/2001 08/2020 Del
03/2001 09/2020 Del
02/2001 08/2020 Del
01/2001 07/2020 Del
12/2000 06/2020 Del
Note
NI Not Issued
NE Not Eligible for Payment
ME Matured (Exchangeable for I11-1)
MN Matured (Not Exchangeable for HI)
10. If you have a safe deposit box, state where it is located, in whose name it is '
registered, its contents and who has access to it.
ANSWER: At separation, I was a joint owner, with Defendant,
of rights to a safe' deposit box at PNC Bank, Enola
branch office. The box contained cash in the amount
of $10,000.00, gold coins having a purchase price'in
excess of $12,000.00, and miscellaneous other items.
?I
r
i
.
4
.
Xx?
y
:
pp
SIAIEMENT OF ACCOUNT
?. r..
B7EWO
c.M...uv cmu uv+.n
MAIN OFFICE:
40311. 2nd Street
P.O. Box 82 RJ?K
Harrisburg. PA 17108
N,,ycD A/oM-MAR t -(A
JOINT OWNERS
Y L ZEIGLER
Pago
.1
NANCY L ZEIGLER STAC
193-36-405
6275 HAYDON CT STATEMENT PMOI
MECHANICSBURG PA 17055 From I To
B C S1-PRIMARY SH ES
0601 39 155
0630
THE ERCENTAGE RATE IS 3.00
ANNUAL
r
THE ERCENTAGE YIELD IS 3.04
THE ERCENTAGE YIELD EARNED IS 3.0 3 15!
0630 NCE
4-51ARE p$9EL
0601 BALANC 5
0630 NEW BALANCE
C VARIABLE RATE M
0601 PREVIOUS BAS ,S1-
2732 928'
928'
0630 DIVIDEND
THE ANNUAL PERCENTAGE RATE IS 3.60
THE ANNUAL PERCENTAGE YIELD IS 3.66
THE ANNUAL PERCENTAGE YIELD EARNED IS 3. 65 928
0630 NEW BALANCE
3
<IRA ARNIN S YEAR-TO-DATE: 164.60>
TOTAL DIVIDEND YEAR-TO.OATE 2.35 TOTAL FINANCE CHARGE YEAR'a0l -TO-DATE 0 .0 0
for al savinps except IAA. • .
Dividends show. It 810 Or over, WE be
f0ported to du intwal Aevawe Savke NOTICE: See reverse side for bnportant otomutlan. oioozvs
•ru MIrATFR FFFF4.TIVF DATE
I ACCOUNI Numeen I
H.
Com ensation
(Program
SECURE YOUR FUTURE. TODAY.
Administered, Enrolled and Serviced by
JC THE. COPEI.AND C(1)11':%NUiS
It r„ rod K, I..... nn I^.umme.iJ'?, aJnn
PAV T-tY /n4p-1f/4('
Netl eff 0?204902 02 0 itittittttuuttr,ittnrnidtitirttn
0 0042423
R
92923
NANCY L ZEIGLER
6275 14AYDON CT
MECHANICSBURG PA 17055-8104
INCEPTION TO DATE SUMMARY
CPA GROUP FUNDS uw?wn?e
STOCK INDEX FUND 0187 4,083.2.3 .00 .00 869.71 4,952.95
ENHANCED U.S. TACTICAL AS 1462 1,750.13 .00
•00 204.90 1,955.04
PLAN TOTALS - ;- ?? --TTU74-.W
•* PLEASE NOTE YOUR FOUR DIGIT FUND HUMBER FOR US_ WITH THE COPELAND AUTOMATED INFORMATION SYSTEM. [ALL
THE HELPLINE FOR MORE DETAILS. +.
PERIOD SUMMARY ( 10101199 - 12111199 f
CPA GROUP FUNDS - oq?gn e
STOCK IN
ENHANCED DEX FUND 3,678.65
U.S, TACTICAL A 1.537.56 680.54
291
69 .00
.00
593.76
4
952
95
PERIOD TOTALS --TTZrF2 - .
-P -- .DO
? .00
? 125.79
- ,
.
1,955.04
-
DETAILED TRANSACTIONS ( 10/01/99 - 12111199 ) ? 57
X9 FMTT 49
INVES
DATE
DE
SCRIPTIDN NAME
/
/99
TRIBUTION AMOUNT VALUE SHARES
10
01
99
10/15/99 CONT
RIBUTION
CONTRIBUTION STOCK INDEX FUND
ENHANCED U,S. TACTICAL
AS
41'22
4
1
67
1
.6400
5.8425
10/15/99
10/22/99
CONTRIBUTION
A STOCK INDEX FUND
ENHANCED U.S. TACTICAL
AS .
1
9.22 5
15.5300
1
.1800 2.6831
6.
10/22/99
SSET CHARGE
ASSET CHARGE
STOCK INDEX FUND 4
.67
41.67
•66 5
15.2400
1
8900 7342
2.1342
10/29/99
CONTRIBUTION ENHANCED U.S. TACTICAL
STOCK INDEX FUND AS
.58 5.
15.5600 .0390
0372
10/29/99
11/12/99 CONTRIBUTION
CONTRIBUTION ENHANCED U.S. TACTICAL AS 41'22
41.67 17.6896
16
1881 .
5.4958
11/12/99
11/24/99
CONTRIBUTION
CONTRIBUTION STOCK INDEX FUND
ENHANCED U.S. TACTICAL
AS
91 .22 67
41
67 .
18.1300 2.5741
5,3623
11/24/99
11/26/99
CONTRIBUTION
S STOCK INDEX FUND
ENHANCED U.S. TACTICAL
AS .
97'22 16.5500
18.4100 2.5178
5.2808
11/26/99 A
SET CHARGE
ASSET CHARGE STOCK INDEX FUND
ENHANCED U 41.67
.78 16.6000
18.4000 2.5102
0
.S. TACTICAL AS
67
16.5800 ,
423
.0404
( PLEASE 'TEE NEXT PAGE )
tl'?
PAGE I OF 2
P ' ,o Compensation
fw d 1 Program
SECURE 1'0UR FUTURE. TODAY.
% snv.tc:x. 21roiled dnd Sav,ced Ac
7B I'Ill•:I'I>\II'\\II•:`
Refe 020402 0042424
NANCY L ZEIGLER
PARTICIPANT STATEMENT AS OF
-12731/99-_ ._
-
..._........ .._.................... --SOCIAL SECURITY. NUMBER_
193-36-4051
ACCOUNT..HUMBER.._._ :.
01111142
FOR INFOAHATION CALL
THE-HELPLINE._
1-800-422-1327
PAGE 2 OF 2
DETAILED TRANSACTIONS ( 10101199 - 12731199 )
12/10/99
12/10/99 CONTRIBUTION
CONTRIBUTION STOCK INDEX FUND
ENHANCED U
S
TACTICAL AS 17.22 18.4200 5.2779
12/23/99
CONTRIBUTION .
.
STOCK INDEX FUND 41.67
97
22 16.6600
18
9700 2.5012
12/23/99
12/23/99
ADMINISTRATIVE CHARGE
ASSET CHARG
STOCK INDEX FUND .
3.75 .
18.9700 5.1249
1976
12/23/9a E
CONTRIBUTION STOCK INDEX FUND
ENHANCED U
S
TACTICAL AS 8l 18.9700 .
.0426
12/23/9.
ADMINISTRATIVE CHARGE .
.
ENHANCED U.S. TACTICAL AS 41.67
3
75 16.7300
16
7300 2.4907
12/23/99
ASSET CHARGE
ENHANCED U.S. TACTICAL AS .
.69 .
16.7300 2241
.0412
PAYROLL CONTRIBUTIONS NOT YET POSTED BY THE APPROPRIATE ISSUERS TOTALED S .00
PLFASE LET
SHOULD BE A US KNOW IN WRITING IF YOU
DDRESSED TO THE CLIENT SER THINK THERE MAY BE AN ERROR IN
VICE D
PA THIS STATEMENT. YOUR CORRESPONDENCE
YOU DO NOT E
RTMENT AT THE ADDRESS
WRITE TO US WITHIN 60 DAYS
WE WILL ASSUME YOU ARE IN F SHOWN ON YOUR S TATEMENT ENVELOPE. IF
.
UL L AGREEMENT.
Nuaalu IUTAL
STOCK INDEX FUND UNIT/SHARE VALUE UNITS/SHARES
19.1127
0.3204 259.1144
ENHANCED U.S. TACTICAL AS 1
116.2702
7-7q
R39 1.1 PA05000 457B EE 47852
sirs^? -
1leterred
Cortipensation
Program
SECURE YOUR FUTURE. TODAY.
Admini,lcred, Enrolled and Seriked by
Q'LIMrA
COPELAND
111111hedlineilile,Illeleel ?eeIIIl?e?el?Ille??l?lel?lesill
Reri 00442 62750
NANCY L ZEIGLER
HAYDON CT24 /V, wN ' #010 ?rAR
MECHANICSBURG PA 17055-8104
INCEPTION TO DATE SUMMARY
CPA GROUP FUNDS
STOCK INDEX FUND 0187 5,347.10 .00 .00 866.41 6,213.51
ENHANCED U.S. TACTICAL AS 1462 2,291.85 .00 .00 302.59 2,594.44
PLAN TOTALS T, b38?15 DD- -Dp- ?T69-D? --u;ffuT95
PLEASE-NOTE-YOUR.. FOUR DIGIT... FUND HUMBER FOR U$E HITN THE COPELAHD AUTOMATED INFORMATION SYSTEM CALL,.
THE iHELP.LINE FOR. MOR30ETAILS..::;?•
PERIOD SUMMARY ( 4101100 - 6130100 )
CPA GROUP FUNDS
STOCK INDEX FUND 5,774.35 583.32 .00 .00 (144.16) 6,213.51
ENHANCED U.S. TACTICAL A 2,378.08 250.02 .00 .00 (33.66) 2,594.44
DETAILED TRANSACTIONS ( 4101100 - 6130100 J
04/14/00
04/14/00 CONTRIDUTION
CONTRIBUTION STOCK INDEX FUND
ENHANCED U
S
TACTICAL AS -97.22
6 17.7000 5.4926
04/28/00
CONTRIBUTION .
.
STOCK INDEX FUND .41.
7
97.22 16.8000
18.9500 2.4803
5
1303
04/28/00
04/28/00 ASSET CHARGE
CONTRIBUTION STOCK INDEX FUND
ENHANCED U.S. TACTICAL AS .98
41
67 18.9500
17
4400 .
.0517
3
04/28/00
05/12/00
ASSET CHARGE
CONTRIBUTION
ENHANCED U.S. TACTICAL AS
STOCK
N .
86 .
17.4400 2.
893
.0493
05/12/00
CONTRIBUTION I
DEX FUND
ENHANCED U.S. TACTICAL AS 97.22
41.67 18.5600
17.0200 5.2381
2
4482
05/26/00
05/26/00 CONTRIBUTION
ASSET CHARGE STOCK INDEX FUND
STOCK INDEX FUND 97.22 18.0000 .
5.4011
05/26/00
CONTRIBUTION
ENHANCED U.S. TACTICAL AS .96
41.67 18.0000
16.8200 .0533
2
4774
05/26/00
06/09/00 ASSET CHARGE
CONTRIBUTION ENHANCED U.S. TACTICAL AS
STOCK INDEX FUND .86 16.8200 .
.0511
06/09/00
CONTRIBUTION
ENHANCED U.S. TACTICAL AS 97.22
41.67 19.0400
17.5900 5.1060
2.3689
( PLEASE SEE NEXT PAGE )
11
STATEMENT EXPLANATION'
lelow is a brief description of each section of your statement including the information provided under each column heading.
NCEPTIONTO
)ATE SUMMARY - A summary of your Plan Account's progress from the dale you enrolled in the Plan.
Investment Designation: Listing of your Plan Account's Investments and the companies from which they were purchased.
Total Contribution: Complete records of the total amounts you've contributed from the day you began your Plan Account,
(Does not Include contributions to insurance products.)
Transfers: Amount transferred between Investment options since you began your Plan Account.
Distributions: Amount distributed from each Plan Account since you enrolled in the Plan.
Plan Account investment from the day it was purchased. (Includes any
TotalGaini(Loss): Ah ount alined or lost against eyour ach Plan
Balance: Total balance of each Investment as of the date specified.
PlanTotals: Summary of all Plan Account activity - inception to dale.
UnItIShamValue: The uniUshare price, as of the date of the transaction (appHz;ble to variable accounts only).
UnItslShares: The number of units/shares purchased from applying the transaction amount, based on the uniUshare value.
Payroll Contributions The total amount received by Copeland but not yet posted by the Plan's insurance and investment
notyetposted: companies.
Ending UnitlShare Value: The uniUshare price, as of the statement closing date, for each fund you have selected. The Stable Value
Fund does not have fund unit/share values.
Total UnilslShares: The total m er of units/sharnot es hayour ve ulna Account holds in each fund as of the statement closing date.
The Stable unit/share values.
Balance: Total balance of each investment as of the dale specified.
PariodTolals: Summary of all Plan Account activity for the reporting period.
DETAILED TRANSACTIONS - Detailed summary of your Plan Account's activity for the period of time specified.
InveslmentDate: The date each contribution was Invested.
Transaction Description: Description of each transaction.
Fund Name: Listing of Plan Account Investments and companies from which they were purchased.
DollarAmounl: The dollar amount of each transaction. This number is either positive or negative based on the type of
transaction.
PERIOD SUMMARY - A summary of your Plan Account's progress for the period of time specified.
Investment Designation: Listing of your Plan Account's investments and the companies from which they were purchased.
Balance: The total balance of each Investment as of the last statement dale specified.
Total Period Contribution: Total amount you contributed for that period. (Does not include contributions to Insurance products.)
Transfers: Amount transferred between Investment options during the reporting period.
Amount distributed from each Plan Account during the reporting period.
Distributions:
Period Galnl(Loss): Amount gained or lost on each Plan Account Investment during the reporting period. (Includes any charges
assessed against your Plan Account.)
past performance is not an indication of future performance.
FORMOREINFORMATION:
If you have any questions about this statement or if you would like to make a change in your contribution amount, Investment funds,
address, beneficiary, etc., please call the HELPLINE at 1-800422-1327.
In order to serve you better, please lot us know In writing as soon as possible If you think there may be an error In this statement.
you are In full Department, Two Tower Center, East Brunswick, NJ 08816.1063.
Your you correspondence
e to us should in 60 daress we twill assume o the Client
If
...n)f,NJII.YLN raa•1.1•IY7C
dibnce
COPELAND Nw,, m,e,,, rww eEa+re,u,
c,, o
CPEN comiatl ,y Inuc •cC&aWydcap"idAaodx? LLC
_ elm
Pen nryl1. f .. Deferred
Compensation
'46 Program
SECURE YOUR FUTURE. TODAY.
AJminislered, Enrullee Pull Scrslurd Ily
cMit cl
COPPLAND
Bell 021409 0044225
NANCY L ZEIGLER
DETAILED TRANSACTIONS ( 4101100 - 6130100 )
PAGE 2 % Z
06/23/00 CONTRIBUTION STOCK INDEX FUND 97.27.
41
67 18.8500
3800
17 5.1575
2.3975
06/23/00
06/30/00 CONTRIBUTION
ADMINISTRATIVE CHARGE ENHANCED U-S. TACTICAL AS
STOCK INDEX FUND .
3.75 .
19.0200 .1971
06/30/00
06/30/00 ASSET CHARGE
ADMINISTRAY IVE CHARGE STOCK INDEX FUND
ENHANCED U.S..,TACTICAL AS 105
3 Z5 19.0200
17 5900 0552
.2131
'
.;;;06/30/OO ..:
.::.;ASSET[::CNARGE....:::. :..ENHANCED:U:S::.TACTICAL.AS..' :::.....::94 ;...... .:17.5900. ..,:..:...x0534
..::
PAYROLL CONTRIBUTIONS NOT YET POSTED BY THE APPROPRIATE ISSUERS TOTALED $ .00
PLEASE LET US KNOW IN WRITING IF YOU THINK THERE MAY BE AN ERROR IN THIS STATEMENT . YOUR CORRESPONDENCE
U U
TA
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S
A NOUR
f1 STATEMENT ENVELOPE. IF
YOD
DO NOT LL
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WRITE
TO US WITHIN
60
SSU
UNIT/SHARE VALUE UNITS/SH
STOCK INDEX FUND 19.0200 326.
ENHANCED U.S. TACTICAL AS 17.5900 147.
R39 M PA05000 4570 EE 49962
STATEMENT EXPLANATION "
Belem; Is a brief description of each section of your statement including the Information provided under each column heading.
INCEPTIONTO
DATESUMMARY -
A summary of your Plan Account's progress from the date you enrolled in the Plan.
Investment Designation: Listing of your Plan Account's Investments and the companies from which they were purchased.
Total Contribution: Complete records of the total amounts you've contributed from the day you began your Plan Account.
(Does not Include contributions to insurance products.)
Transfers: Amount transferred between investment options since you began your Plan Account.
Distdbudons: Amount distributed from each Plan Account since you enrolled in the Plan.
Total Galnf(Loss): Amount gained or lost on each Plan Account Investment from the day it was purchased. (Includes any
charges assessed against your Plan Account.)
Balance: Total balance of each investment as of the date specified.
Plan Totals: Summary of all Plan Account activity - inception to date.
PERIOD SUMMARY - A summary of your Plan Account's progress for the period of time specified.
Investment Designation: Listing of your Plan Account's investments and the companies from which they were purchased.
Balance: The total balance of each Investment as of the last statement dale specified.
Total Period Contribution: Total amount you contributed for that period. (Does not include contributions to Insurance products.)
Transfers: Amount transferred between investment options during the reporting period.
Distributions: Amount distributed from each Plan Account during the reporting period.
PeriodGaini(Loss): Amount gained or lost on each Plan Account Investment during the reporting period. (Includes any charges
assessed against your Plan Account.)
Balance: Total balance of each Investment as of the date specified.
Period Totals: Summary of all Plan Account activity for the reporting period.
DETAILED TRANSACTIONS - Detailed summary of your Plan Account's activity for the period of time specified.
Investment Date: The date each contribution was Invested.
Transaction Description: Description of each transaction.
Fund Name: Listing of Plan Account investments and companies from which they were purchased.
DollarAmount: The dollar amount of each transaction. This number is either positive or negative based on the type of
transaction.
Unit/Share Value: The uniUshare price, as of the dale of the transaction (applicable to variable accounts only).
Units/Shares: The number of units/shares purchased from applying the transaction amount, based on the uniUshare value.
Payroll Contributions The total amount received by Copeland but not yet posted by the Plan's insurance and Investment
notyetposted: companies.
Ending Unit/Share Value: The unit/share price, as of the statement closing dale, for each fund you have selected. The Stable Value
Fund does not have fund unit/share values.
Total Units/Shares: The total number of unitstshares your Plan Account holds in each fund as of the statement closing dale.
The Stable Value Fund does not have fund uniUshare values.
Past performance Is not an Indication of future performance.
FOR MORE INFORMATION:
If you have any questions about this statement or if you would like to make a change in your contribution amount, investment funds,
address, beneficiary, etc., please call the HELPLINE at 1.800-022-1327.
In order to serve you bettor, please let us know In writing as soon as possible If you think there may be an error In this statement.
Your correspondence should be addressed to the Client Service Department, Two Tower Cantor, East Brunswick, NJ 08816-1063.
If you do not write to us within 60 days, we will assume you are In full agreement.
emslrRl
COPELAND
-? Weal wm offered hoQh Cope" ftidn LLC,
pm22146e299eM a00-17.197e CPEN Cop "AU WSLLC aw-AxWL o(CepeLve1A-a -tm LLC
.. ? P'?
APPRAISAL OF REAL PROPERTY
LOCATED AT:
Lot Zeigler Lane
Enola, PA 17025
FOR:
Client: Nancy L. Zeigler
6275 Haydon Court. Mechanicsburg, PA 17055
AS OF:
November 30, 1999
PY:
George C. Clauser, SRA
George Clause;
F0..7 GA2 - "TOTAL 2000 'or Windows, appraisal software by a 12 mode, in:. -1.800•LI AMODc
LAND APPRAISAL REPORT
Borrower Owner Dennis & Nancy L. Zeiolar Fila NO. 9.1103RL
Property Address Lot Zeigler Lane Census Tract 3240.101 Map Reference 09-11-3008.032
_
- City Enora County Cumberland Stale PA
- Legal Description Zip Code 77025 __
Sale Price S NA Dale of Sale NA Loan Term NA __ yrs. Progeny Rights Appraised ?X 'I Fee _ Leaseh' I De Minimis PLO
Actual Real Estate Taxes $
_
00 loan charges to be paid by seller $ NA Other sales concessions NA
Lender/Client Cltenb Nancv L Zeigler
Address 6275 Havdon Court, Mechanicsburg, PA 17055
OccupantVaca nt Land' Appraiser George C. ClouserR,4 Instructions to AppraiserNA ""-
Location _j Urban Suburban
; Rural
_
Built Up , Good Avg, Fair Poor
J Over 75% x 25%to 75% Under 25% Employment Stability
Growth Rate _ Fully Dev
? Ra
id
.
p
Steady Slow Convenience to Employment
Property Values Increasing Stable ?, - X
Declinin
C
g
onvenience to Shopping _ X
Demand/Supply -
X Shortage • In Barmce !Oversupply Convenience to Schools
- ,X
Presenting Time
Present Under 3 Mos. .X 4.6 Mos. ; Over 6 Mos. Adequacy of Public Transportalion - -
_ Land Use 50%7Family 5%2.4 Family
S;A
ts
3%C
p
.
ondo -5%Commercial Recreational Facilities J V
%
Industrial 30% Vacant
%
_
Adequacy of Utilities
Change in Present Land Use [I flat Likely ? Likely (•) Taking lace(*) Pro
rl
C
`
R h
pe
y
ompatibility
I
(') From vacant land To residential develop Protection from Detrimental Conditions J SC `! "-
Predominant Occupancy ?(I Owner ? Tenant
Single Family _% Vacant Police and Fire Protection
Price Range S 40.000 to $ 350.000 Predominant Value S 125.000 General Appearance of Properij R
Single Family Age
new yrs. to 100 yrs. Predominanl Age _ 25 yrs. Appeal to Market J -
Comments including those factors, favorable or unfavorable, affecting marketability (e.g. public parks, schools, riesw, noise): The property is located west of Tower Lane
along the north side of Zeigler Lane in suburban East Penn
b
E
l
s
oro
no
a Cumberland County PA
Dimensions See attached survey
1.473 Sq. Ft. or Acres Comer Lot
Zoning classification Res Conservation and Forest r- =
Highest and best use Present Improvements do do nokonfasm to zoning regulations
Prese
t
n
use Other s ecif Sin Ie f miry dw__ elNng
Public Oher (Descrihe) OFFSITE IMPROVEMEfITS ITapo Inclines from south to north
Elec
X
.
Stieel Access ? Public tgi Private Sue 11.473 acre or 499 784 SF
Gas
= ; Sudac¢ diNstone Shapelrre alas --
Water
! FAaintenance ? Puhlic Private iYew Good
r r-
San
Sew
.
e
? SlonnSewer ? Curb/Guder Drainage Average
Underground Elect. 8 T¢L_ ? Sidewalk r I Shent L(ah6 Its the
ro
n
l
t
p
ge
y
ocated
o a HUD IdenNlied Special Flood Hazard
Area?
Comments (favorable or unfavorable IneluOing any apparent adverse ease
nt
me
s, encreachmenu, or other adverse canans): Interior tract containing J.473
afire r he north
side of Zeigler Ln a private road which extends west from Tower Road In E. Pennsboro Two. Enola Cumberland C
t P
oun
A. Wooded
mountain land which Inclines from south to north. Appraised value assumes site is suitable buildin lot with a roved
A
d
i
erc an
ra
probe testin .
sed value assumes le al access to site. No timber value included in valuation.
The undersigned has recited Wee recent sales of prapmies most similar and proximate to subject and has considered these in the market analysis. The description Includes a dollar
adjustment reflecting market reaction to those items al significant variation between the subject and com
arable
e
ti
If
i
p
prop
es.
r
a s
gnificant them in the comparable property Is superior
to or more favorable than the subject property, a minus (-) adjustment Is made Nos reducing the indicated value of subject; if a significant hem in the comparable Is Interior to at less
favorable than the subject property
a plus (+) adjustment is
d
th
,
ma
e
us increasing the indicated value of the subject.
ITEM SUBJECT PROPERTY COMPARABLE NO. I COMPARABLE NO 2
Address Lot Zeigler Lane Lot 4
Shady Lane COMPARABLE
I
Rd
,
ndian Peg Road 399 Sleigerwalt Hollow Rd
Enola
Newberry Two
Proximity to Sublec
20+1 miles
15+\ Miles
Sales Price NA 10 41- Miles
2rice $ 57000 49,000 53 000
r
- ! 2953 ;)acs arS .:;f; 11,x 665
=f: 4491 xer cis •,1;_` 3
Data Source NA
Ins action CPML
- CPML CPML
Date of Sale and DESCRIPTION DESCRIPTION I+ - Adjust DESCRIPTION I+f-)S Adjust DESCRIPTION I
Time Adjustment
(
+
- )S Adiust
NA 6.18.99
Location Av 8.14-99
A9
Avg Av
Site/View
- 11.473 ac 19.30 7827 10.91 +563 14
46
Street
.
Private Street Public St 300' -11.400 Public St. 256' 2 ,987
-9800 Shared driveway
Sales or Financing NA NA NA
Concessions - NA
I
o NetAdj. Ratan ; 5,?0r :p'T
r +
777 +
ndicated Value ;;. k y13,`; 9 237 + 2 987
f Subject
?t'Fw§
?
)
?
?
J
x)
r•
•?,s_',s
s .?. zi ?4, .M< jn rF.t i'e?t K 3$ 37773 3?,= ?''=s Far; 'si ?`!((:
i
$
a l
C ?:
jdS 50.013
omments an Market Dell: The value range indicated extends from a low of $37
773 t
hi
.
o a
gh of $50.013. Grealest weiahl is-given to Sale 3 with
my final value opinion at S46 000 an the subject property. this assumes
of course
that l
l
,
,
ega
access exists to the site and that the property is a
buildable lot with suitable perc and probe lestina.
C omments and Conditions of Appraisal: The subject property was purchased 12-19.97 for $25,000 which appears to be below market value
....-• •••--•••^•-,,..,. uurn run or value is $46,000 for the subject tract.
- -- ..--•• - ••?.,..?, . uc w U&NNEa, OF SUBJECT PROPERTY As OF
George C.?lauser SRA
November 30 1999 19to be S
r Did _ Did Net Physically Inspect Property
George Clause[
Form LND-TOTAL 2000 for Windows-appraisal software by a la mode, Inc. -1.800•ALANIOOE
?s
Subject Photo page
Dennis Noic,
• -peRy,Address LZeigler Lane
Cdy Erola Coon;, Cumberland Sate PA Zip Coce 17025
lard.. CI'nn• a --,-c,01
--
Subject Lot
Lot Zeigler Lane
Sales Price NA
GL A
Total Roams
Total Sedrms
Total E firms
Location Avg
Vety 11.473 ac
Site
OuaJty
Age
Zeigler Lane
Private lane
eigler Lane at
Tourer Road
Min PIC x6.SR- `TOTAL 2000 for Windows' appraisal software by a la mode, Inc.- 1.800•AIAMODE
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II IInnR IIStlRANCT 9[ RAI[ MAp A119197
TOWNSHIP OF
EAST PENNSBORO,
PENNSYLVANIA
I:IIMOEOI.ANN 1:0UNTY
ZO1 PANEL H&I-04
FACE 2 Of 2 PRIMED
FffF(IIPF DAIF:
APDIL 1N. 1977
\ COMMUNIIY NUMBER:
a7ms9o
L
11
Il II U R DEPAMMINT Of NI
ANO URBAN DBVlLOPM'
1111/MI :MVONKI- I=I:M
81
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42"o 43100 Wypp X5100 -?
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PARCEL 110. 09-11-3008-032
P1 AND
197 ub: az 1:1111 10 52 THIS DEED
MADE THIS !A: day of £ZEh?B?L , 19 1 I between Larry
D. Schell and Diann L. Schell, his wife of East Pennsboro Township,
Cumberland County, Pennsylvania (hereinafter called the Grantors),
of the one part
AND
Dennis Zeigler and Nancy L. Zeigler, his wife of East Pennsboro
Township, Cumberland County, Pennsylvania (hereinafter called the
Grantees), of the other part,
WITNESSETH That in consideration of TWENTY-FIVE
THOUSAND AND 00/100 (¢25,000.00) Dollars, in hand paid, the receipt
whereof is hereby acknowledged, the said Grantors do hereby grant
and convey unto the said Grantees, their heirs and assigns,
ALL THAT CERTAIN lot of ground situate in East Pennsboro Township,
Cumberland County, Pennsylvania, bounded and described as follows:
BEGINNING at stones, at corner of lands now or formerly of Samuel
Mumma, Zacharias Miller and Clayton Laverty; thence by the same,
South 76 1/2 degrees West, 16.7 perches, to stones at the corner of
land now or formerly of John M. Renninger; thence by the same,
North 29 degrees West, 104.5 perches to stones along lands now of
Dennis Zeigler; thence by lands now or formerly of Jacob Miller (or
the Perry County Line), North 85 1/2 degrees East, 17.2 perches to
a black oak grub; thence by Lot No. 4, South 29 degrees East; 302
perches along lands owned by Diann L. Lyons, (now Diann L. Schell)
and Richard P. Lyons, to the place of BEGINNING.
CONTAINING ten (10) acres, neat measure.
BEING THE SAME PREHISES which Charles M. Baker and Mildred F.
Baker, his wife, by their deed dated March 5, 1992 and recorded in
the office of the Recorder of Deeds in and'for Cumberland County,
Pennsylvania on March 12, 1992 in Deed Book 0-35, page 69, granted
and conveyed unto Larry D. Schell and Diann L. Schell, his wife,
the Grantors herein.
t),1\ D the said Grantors hereby covenant and agree that they will
warrant specially the property hereby conveyed.
IN WITNESS WHEREOF, the said Grantors have caused these presents to
be duly executed, the day and year first above written.
Sealed and Delivered
in the presence of:
k,, ,b,6m (Seal)
Larry VD. Schell
-Z_)wT A,o k. bcRL (Seal)
Diann L. Schell
Fool 169 rha 290
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified dale and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are
typically motivated; (2) both partes are well informed or well advised, and each acting in what he considers his own best interest (3) a reasonable time is allowed
for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price
represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with
the sale.
'Adjustments to the comparables must be made lot special or creative financing or sales concessions. Ile adjustments are necessary
for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable
since the sells pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the
comparable property by comparisons to financing terrns offered by a third party institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the
appraiser's judgement.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the Me to its The appraiser assumes that
the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible
ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and 0e sketch is included only to assist
the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whether the subject she is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes
no guarantees, express or Implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
6. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These
separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation. the presence of hazardous wastes, toxic
substances, etc.) observed during The inspection of the subject property or that he or she became aware of during true normal research involved In performing
the appraisal. Unless otherwise stated in the appraisal report- the appraiser has no knowledge of any hidden or unappeent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal repal must not be considered as an
environmental assessment of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct The appraiser does not assume responsibility for the accuracy of such Items that were furnished by other
parties.
6. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or
alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report
(including conclusions about the property value, the appraiser's identify and professional designations, and references to any professional appraisal
organizations or the firm with which the appraiser Is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage
Insurer, consultants; professional appraisal organizations; any stale or federally approved financial institution; or any department, agency, or instrumentality
of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data
collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also
be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6.93 Page 1 of 2
Fannie Mae Form 10048 6.93
i'.
r!
it
rl
George Clauser
Form ACR -'TOTAL 2000 for Windows' appraisal software by a la mode, Inc. -1.800-ALAIQDE
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that.
1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to rellect the market reaction to those items of signilicant
variation. If a signilicant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce
the adjusted sales price of the comparable and, it a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made
a positive adjustment to increase the adjusted sales price of the comparable.
2. 1 have taken Into consideration the factors that have an Impact an value in my development of the estimate of market value in the appraisal report. I have not
knowingly withheld any significant information Irom the appraisal report and I believe, to the best of my knowledge. that all statements and information in the
appraisal report are true and correct.
3. 1 stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent
and limiting conditions specified in this form.
4. 1 have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with
respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report
on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present
owners or occupants of the properties in the vicinity of the subject property.
5. 1 have no present or contemplated future Interest in the subject property. and neither my current or future employment nor my compensation for performing this
appraisal is contingent an the appraised value of the property.
6. 1 was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective dale of this appraisal, with the exception of the departure provision of those
Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value
and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise staled in the
reconciliation section.
B. 1 have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report.
I further certify that i have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate
vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that
I had market evidence to support them. 1 have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appralsal report If I relied on significant professional
assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and
disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any hem in the report; therefore, if an unauthorized change is made to the appraisal report, I will take
no responsibility for it.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that
i directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: LotZeigler Lane, Enola PA 17025
APPRAISE
Signature: --
Name: Geor a C. Cla ser, fjQ
Date Signed 1
Stale Unification #: GA: 000233-L
or State License #:
Stale: PA
Expiration Date of Certification or License: 06/3012001
SUPERVISORY APPRAISER (only If required):
Signature: . _-
Name:
Date Signed:
State Cerldication #:
or Stale License
State:
Expiration Date of Cerlificalion or License:
_ Did -:1 Did Not InspectProperly
Freddie Mac Form 439 6.93 Page 2 of 2 Fannie Mae Form 1004B 6.93
Form ACR -'TOTAL 2000 for Windows' appraisal software by a la mode, Inc. -1.800•ALAMODE
r4
APPRAISAL OF REAL PROPERTY
LOCATED AT:
731 Zeigler Lane
Deed Book U35, Page 668
Enola, PA 17025
FOR:
Client: Nancy L. Zeigler
6275 Haydon Court, Mechanicsburg, PA 17055
AS OF:
11.30-99
BY:
George C. Clauser, SRA
Form GA1-'TOTAL 2000 for Windows' appraisal sollware by a la mode, inc. -1.600•ALAMODE
t U
onower NA File Nc 9-1103R-1
!ro a Address 731 Zeigler, Lane _
; Enola _ .- ...___ County Cumberland - Stale PA Zip. Code 17025
.ender Client: Nancy L. Zeigler
APPRAISAL AND REPORT IDENTIFICATION
This appraisal conforms to oup. of the following definitions:
Complete Appraisal (The act or process of estimating value, or an estimate of value, performed wilhoul Invoking the Departure Rule.)
Limited Appraisal (The act or process of estimating value, or an estimation of value, performed underand resulting from Invoking the
Departure Rule.)
This report is gIle of the lollowing types:
L_ Self Contained (A written report prepared under Standards Rule 2-2(A) of a complete or limited appraisal performed under Standard 1.)
X Summary (A written report prepared under Standards Rule 2-2(8) of a complete or limited appraisal performed under Standard 1.)
?. Restricted (A written report prepared under Standards Rule 2-2(C) of a complete or limited appraisal performed under Standard 1.)
Comments on Standards Rule 2-3
utify that, tothe best of my knowledge. and belief:
The statements _of fact contained in this
• The reported analyses, opinions, and cc
I have no.(or the specified) present orprr
interest with respect to the parties involve
• I have no bias with respect to the propert,
• ?engagement in this assignment was r
LM)! compensation for completing this assi
Palue, that favors the cause of the client, t
subsequent event directly related to their
LM
Y-analyses, opinions and contusions w
Profess] A[?raisal Practice.
• I have (off.) made a personal insc
Comments on Appraisal and Report Identification
Note any departures from Standards Rules 1-2,1-3,1-4, plus any USPAP-related issues requiring disclosure:
APPRAISER: SUPERVISDRY APPRAISER (only If required):
Signature: b9c C , _ Signature:
Name: Geor a C. user, S A Name:
Date Signed: ?7,. 2,a- 9) Date Signed:
State Certification #: GA: OD02 3•L .., _, State Certification #:
or State License #: or State License #:
Slate: PA State:
Expiration Oale of Certification or License: 06136I2001 F dragon gale of Card ficat on or License:
J Did ? Did Notlnsptct Prapedy
George Clauser
Form 102 - "TOTAL 2000 for Windows' appraisal software by a It mode, Inc. -1 •BOO•ALAMODE
George Clause(
• ?: n. AAMn ASeAt DCDIIQT
Summary Report
a_11MRd
ire D W Ion urprLinivi n6alYCn nesr •+. - -°• "'-'_
Stale PA Code 17025
7Jp
o e AddLess,_731 Zeigler Lane CiN Enola
County Cumberland
al scri N9n eed Book U35 Pa9e668
.
-i'p"""D-" -J-_ Tax Year 1999 R. E. Taxes LL855.20 SPIi:!aDAR sMelll130.00 -
-
Parcel No. 09.7 1.3001:002
es;es !L
ooh Owner Tenon[ -, Vacant
Current Owner Dennis & thane L.2ei ter Oc
.. m
Borrower NA
IA1o.
Property ri tats a raised X Fee Sim le Leasehold Plo'ect T e ; i PUD I I Condominium HUD A 2n1 HOA S
002 Census Tract 3240.101
08
-
.
N I h orhood ig Prol(L Name East Pennsboro TWD Ma Relerenee 08.11-30
Lol loan chaye3Leo ve sionsiq bgpafdb sgller NA
damo
c
pg
n an
ateofSaleNA WS;v;1
rice_S,_ NA D -_ -
Bale
Address 6215 Hayden Court Mechanicsburg PA 17055
e
L<nder/Client. Clienl:,Nancy L. Zeigler
SRA Address 3920 Market Street. Cam Hill. PA 17011
Clauser
Geor a C
i
.
.
Appra
ser
ng Present land useR Land use change
E family hoAG
Predominant
War •
X Suburban
b
I
EE
.
_
an
D
Location Ur
) One family 50 : 1 Not likely E: Likely
PR
-- occupancy S(000) (yrs
. `? Under 25% i
OuiN up Over 75% ){ 25.75%
5 X In process
,
Growth rate Rapid X Stable . Slow i Owner , 40 Low 1 2.4 family
Tenant 350 Hiuh 100+ Muld-family 5 I To: vacant land to
i
ng I
Property values Increasing X Stable Declin
Vzcanl (0•s%) r..9,, f i Predominant ...; 4 Commercial 5 !residential development
l
l
b
Over '
y
ance -
a
Demand/supply X Shortage In
,um pp
6 mos `- Over os I r1 Va 125 25 Vacant 35
c lover 5 "-
9
r 3 mos
X
_ Und
U
_
.
_
e
me
larketin
Note: Race and the recut CemAOSltlen or the neighborhood are not apprelsal factors.
l neighborhood consists of East Pennsboro Twp nVP1Boro and surrounding municipalities in
h
bi
ec
e su
Neighborhood boundaries and characteristics: ,T
_ the Enola area of Cumberland, Count . PA.
employment stability, appeal to market, etc.):
ment and amenities
lo
i
t
u
,
y
o emp
n
ty
Factors that affect the marketability of the properties in the neighborhood (pro
ivate street in the residential area known as East Pennsboro
•
" The property, being. valued is located along the North side of Zef ler Lane a pr
nd churches are located within 2-4 miles of the property Full service shopping is available at Camp Hill and
hools
i
:a
ng, sc
Township- Shopp
proximately 6-10 miles. Public school students attend the mast Pennsboro School uhanct. Em Io ment centers are
lls
it
M
it
l
.ap
a
a
C
y_
Cap
located in Harrisburg, Camp Hil; York and Mechanicsbur .
ubject neighborhood (including support lot the above conclusions related to the Vend of property values, demand/supply, and marketing time
th
i
i
i
n
e s
ons
Markel cond
t
etitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.):
on com
l
st
d
t
t
h
i
p
.
as
a
a
a
y
•- suc
mary ca
i hborhood are considered moderately active with low mortgage interest rates beinn the pr
ject ne
h
i
e sub
n t
v
Market conditions
have been moderates active. A roximalel 5 houses of venous styles are for sale within 10 miles and are in
Sales m recent weeks
8% mortgage interest rates for
7
i
t
°
.
_
-
n
s
/ loan 1-3 po
competition with, the subject. Typical financing for residential properties includes 80°/ to 9D
up to3?ears._,__
`I No NA
Protect Information for PUOs (II applicable) - • Is the developer/builder in control of the Home Owners' Association (HOA)? Yes
NA
t
_
-
-
Approximate total number of units in the subject project NA Approximate total number ol'unils for sale in the subject projec
Describe common elements and recreational facilities: NA Topography Inclines from S to North
surv
ey
ch
ed
atta
ee
S
Dimensions ns -
Corner Lol ? Yes No Size 14.442 ac
.aeres
42
14,4
or
SF
900
62
,
Stt area
Irregular
Speck zoning classification and description Res Conservation and Forest Shape
Zoning compliance X- Legal Legal nonconforming (Grandlalheied use) ? Illegal ? NO zoning Drainage Ggod
_
h , esrusepsroved:, Presentuse Other-use (ezolain l View
Lfg
te Landscaping Good -Wooded acreage
nva
pe Public P
ents T
l
lic
y
'
y
mprovem
Utilities 'dies Public Other ON-site
I Ddveway Surface Dirt/Stone
=
Bectricity x Street Dirt/Stone ?
'- K
LJ Apparent easements Of Record Only
Gas Curb/gutter _
r ? FEMA Special Flood Hazard Area ? Yes X' No
Water Well; spring?•_ Sidewalk
FEMA Zone C Map Date 4-15.77
_ n
Sanitary sewer _ Septic Street lights
FEMA Map No 4203598
?
Alley Interior wooded lot
Storm sewer _., .. _
special assessments, slide areas, illegal or legal nonconforning zoning use, etc.).
encroachments
ments
,
,
Comments (apparent adverse ease
a np 'vale street extending west from Tower Ln in E Pennsboro T . Landscaping exhibits an abundance of
ler Lane
de of Zei
th
,
g
si
on the nor
and trees as it is mountain land. A raised Value assumes le al access to site alon Zei Ier Ln.
tin s
I
b
.
an
s.
mature shru
GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT IINSULANON
Roof
Area Sq. FL 1 224
No. of Units One Foundation ConcrEllock slab
I
I Crawl Space %Fnished 0 1Ceiling Avg
Vi
n
ries Two ExtedorWalls
No. of Sto
tJAH Detached Root Sudace FGVShn I Basement Ceiling Unfinished (Walls Avg
D
A
T
W
vg
e
ype (
N
Design (Style) Cape CodGutters 8 Dwnspts. Aluminum Sump Pump Walls CBlock Floor
None
Eusfing/Proposed Existing tYndowType DbIHun Insl Dampness Floor Con
Settlement Outside Entry Yes Unknown _
Age (Yrs.) 7 _ SIorMScreens Screens
I
EffectiveAe (Yrs.11 5 Manufactured House No Infestation No Evidence
Other I Area 5 . Ft.
i Bedrooms! # Baths I Laund
' Rec
il flm
I F
Film
.
.
am
ROOMS _ .• Foyer _ Living ._, MO Kitchen Den
PARTIAL Shower( ommodi Lavatory! ` Storage 1 1,224
.
I
1 1
evemenf_,.
1,242
Level 1 1 1
2 I 1 1 641
" --..-- -- --
6 Rooms: 3 Bedroom s : 2 Balh s 1.883 Square Feet of Grass Livin Area
i
ns:
' Fnished area above grade conta
IaLtFNITIFS (CAR STORAGE:
INTERIOR Matenalsnpnunion ,ncn, n.a
Floors Cp /N in -Avg _ -Type HP/BB Refrigerator 7, None Frepiace(s) # 1 _i None
I
Walls Dry: Avg __..1Fuel Elect Rang HOven ??CI stalls ? Patio L : Garage # of cars
Condon Av (Orsposal Drop Stair i I Deck
Bath X ' Attached
Ho Wood -Avg _-?-, J Flogr Vinyl --Avg , .-!COOLING (Dishwasher Scuttle [I Porch Detached
X i
C
Bath Wainscot _ ..--Central Yes IFarVHood SS Floor El Fence Built-In
Carport
Doors Wood :Avg _ ,Other (Microwave 1X Heated ? Pool E] torkew
Kea,en Floor: -Vin A Condition Ave IWasheriDer Finished I I in 1919a Dirt/Stone 1-7 . heat
Additional features (special energy efficient items, etc.): Dwelling appears to be well maintained with good housekee in .Built in 92. Insulatti o nn h
Dumper wood stove in basemen;' fire tare in LR - _
Condition of the improvements, depreciation (physical, functional, and extemal), repairs needed, quality, of construction, remodeling/add'nions, etc: Detached
pe Cod style dwei!ing,in average condition with porch and deck. Detached 11.5 x 20'shed.
Physical: Depreciation due to age and condition. Functional: None. External: No adverse locational features noted. Private street
maintenance agreement suggestedal access to site is assumed.
Adverse environmental conditions (such as, but not thrilled to, hazardous wastes, tout substances, etc.) present in the Improvements, on the site, or in the
immediate vicinity of the subject property.: ' None Known - appraiser is not ualified to detect such substances. If the house is sold well Se tic
termite and radon certifications suggested.
Fannie Mae Form 1004 6193
die Mac Form 70 6/93 PAGE 1 OF 2
Form UA2 - TOTAL 2000 for Windows, appraisal software by a la mode, Inc. -1.800-ALAMODE
ESTIMATED SITE VALUE = $
ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS:
Dwelling _ 1,883 Sq. Ft. @S 70;00 = S 131.810
1,224 Sq. Ft. @S 10.00__. = _ 12,240
Shed = _ 2,400
GUr 9g !Carport Sq. Ft. @S =
Total Estimated Cost New = S 146450
Less Physical Functional External
Depreciation 14,663,
Depreciated Value of Improvements =$
'As•Is' Value of Site Improvements =$
... --.-. UVrnra
731 Zeigler Lane 1085 Valley St
'Ss.- Enola E Pennsboro
Pdee/Gross,living Are
Data and/or
Verificalion Source
VALUEA?JUSTMENTS
Sales or Financing
goneessions
)ate ofSoleQime,,.
Location _
.easehpld[Fee Simple
site. ..
iew _
Iesign and Appeal
Above Grade
Room Count
Gross Living Area
Basement & Finished
Rooms Below Grade
:unctional Utility _
Egicient Items
Patio, Oeek,
g(s), etc. _
Pool, etc.
Sales Price
Summary Report
uOrnmems an Cost Approach (such as, source of cost estimate, site value,
square toot calculation and for HUD, VA and FmHA, the estimaled remaining
economic life of the Drooertv):
Miller Gap Road 1732 Belle Vista
-
• ;u 2 +l Miles Omer gonna E Pennsboro
S .,. NA 3 +1 Miles
s 1 +1 Mile
a S / $ t .Y xi;« $
159,9_ 0 169 000zn" >)( Y.if- f l 175.500
_ 80.43 r/ 93.89 r a); 100
69 (t h s•
Inspection CPML & Courthouse CPML & Courthouse .
CPML & Courthouse
- Realtor Realtor Realtor
DESCRIPTION _ DESCRIPTION
„ +(-)E Adjust DESCRIPTION +f-)E Adiusl DESCRIPTION +l-)f AdNSt
1s a fF Conv Conv Conv
;
rat 'r#p. None None None
3-1-99/1)OM 20 8-25-9900M:80 : 11-98/00M:99
Good E ual E ual E ual
Fee Simple....__ Fee Sim le Fee Simple Fee Sim le
14.442 acres_.___ 4acres +12000 10.50 5
95
Good Egual
E ual .
E ual +10000
Cape Cod Ranch Ranch Ranch
Good Equal E ual E ual '
E
7 7 20
'
23
Avg Inferior
Total Bdrms_?Baths- Tolal;Bdrms: Baths +5000 Interior
Tolal;Bdrms: B
th +8000 Inferior
: +5000
6 3 2 5 2 2 a
s Total
Bdrms Baths
1,883 Sq, Ft. _ 1.988 Sa Ft 7 3 2
-2,625 _ 1 800 So Ft
+2075 5: 2 1_S
1
743 S
Ft +1,000
Storage Storage
Storage .
q.
.
Storage +3.500
Partial Bath _
Avg
--- Equal +1.000
+1000
RR BR B
-8000
_
EPH/CA OHA/CA E ual
OHW/None +3500 E uai
OHWICA
Insulation Equal E val E ual
Shed None
Porch/Deck Equal 2car at -6000 Sir
erior
-6000
FPM/d stove .,..
None Equal
+2500 FP Equal '
_
Pond Barn
Inferior +500 2FP -2000
+2000 Inferior +2000
t F s + 178 5
} '-I
P b j r¢i n Fty <i'r e>z .>ge Ifg?)',,, 5
J ej>•,. E "`j '? r t?? 'is 777 5 73,EE Ri` .a£"I.?e
11 075
.,,....
+ I
:a u ; t> zf k
5500
Comments on Sales Comparison (including the subject
dwelfings-in the same neighborhood and sul
(udgmenL_ The indicated value range on the
near the upper end of the value range and a
_ _ITEM SUBJECT COMPARABLE N0.1 COMPARABLE NO.2 COMPARABLE NO.3
gate, Price and Data I Not Applicable I Not Applicable Not Applicable Not Applicable
Source, for prior sales
within,year of appraisal
Analysis of any current agreement of sale, option, ar listing of subject property and analysis of any prior sales of subject and comparables wiEn one year of the dale Of appraisal:
The subject properly is owner occupied dwelling with porch deck and detached shed
N Partial bath( shower, commode lavatory) in basement
o prior sales within one year. _
INDICATED VALUE BY SALES COMPARISON APPROACH .. .
IN1711cATFn Vai tip RVlumtm S 1AO nnr
This appraisal is made X 'as is" subject to the
Conditions olAppraisal: If property is sold, subject tc
Final Reconciliation: Insufficient market
check forthis appraisal and lypicall
per plans
The purpose of this appraisal is to estimate the market value of the real property That Is the subject of this report, based on the above conditions and the certification, contingent
and limiting conditions, and market value definition that are staled in the attached Freddie Mac Form 439/FNMA loam 10048 (Revised
I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTYTHATIS THE SUBJECTOF THIS REPORT, AS OF
11-30.99
(WHICHISTHED EOFINSPECTIONANDTHEEFFECTIVEDATEOFTHISREPORT)TOBE S _ 180,000
APPRAISER:
C - SUPERVISORYAPPRAISER (ONLYIF REQUIRED):
Siypatun,„
dame George C. laus SRA Name ure Did ? Old Not
99 Rep9q Signed_ Inspect Psopeffy
Rate Certification # GA: 000233•L Date Reoorl SI ned
Stale PA State Certilication #
03 PAGE 2 OF 2 - -.-...,
Form UA2-'TOTAL 2000 for Windows' appraisal software by a la mode, Inc. -1.800-ALAMODE Fannie Mae
UNIFORM RESIDENTIAL APPRAISAL REPORT
MARKET DATA ANALYSIS
These recent sales of pro shies ale most similar
market reaction to those iPems of significant varia
favorable than, the subject properly, a minus (-)
favorable than, the subject properly, a plus (+) a
ITEM SUBJECT and Proumale to subject and have been co
tion between the subject and comparable p
adjustment is made, thus reducing the indic
djustment is made, thus increasing the indi
COMPARABLE 110. 4_ nsidered in the market analysis. The descn
roperties. If a significant item in the compa
ated value of the subl'ect. If a significant ite
cated value of the subject.
COMPARABLE NO. 5 pbbn includes a dollar adjustment, reflecting
rable IN comparable is superior to, or more
m in the comparable is inlenor to, or less
COMPARABLE NO. 6
731 Zeigler Lane
Address Enola
_ Proximity to Sublect 4265 Valley Road
Hampden Twp -__
3 +\- Miles
-- 429 Sample Bridge Rd
Silvers ri?rn
6 +t. Miles
___
Sales Price
Price Gross Living Area $ NA
$ rb ? ;T
742000
$ 9126.7 F{#; ?.
148 900
S 87.08
Data and/or
Verification Sources
VALUE ADJUSTMENTS
Sales or Financing
Concessions
_ Dale or Salefrme Inspection
DESCRIPTION
(
1£ t Fx r 5 "
1 `r s t sx: ,.,:: CPML&Courthouse
Realtor
DESCRIPTION +f-ISAdjust.
VA
nONE
7.30.99183dom - CPML&Courthouse
Realtor
DISCRIPTION +(-)S Adjust.
Cony
Seller Help -2.829
1130.98ROdom
_
DESCRIPTION +l-TS Adjust
Location
Leasehold ee Simple Good
Fee Simple 8
Fee Simple Avg
Fee Simple
Site
14.442 acres
2 +k- acres
+30 000
3.00 acres +25.000 _
View
Design and Appeal Good
Cape Cod Av
Cape Cod Avg
Ranch
• AWAY of Construction Good Avg Avg
Age 7 38 3041.
Condition Avg Interior +8.000
Above Grade Total:Bdrms: Baths Total :Bdrms: Baths -Equal Total;Bdrms: Baths Total;Bdrms
Baths
Room Count 6 : 3 : 2 5 : 3 : 2 7 • 4 : 1.5 +1,000 _
_Gross Living Area
1.883 Sq. Ft.
1.556 Sq. FL
+8.175
1.710 S q. Ft. +41325 _
Sq. Fl.
• Basement &Finished
_Rooms Below Grade Storage
Partial Bath Storage
RR
-5.000 Storage
RR: Den
Functional Utility Avg Equal Equal
H atin Coolin EPH/CA OBB/None +3.500 EPHICA
Energy Efficient Items Insulation Equal Equal
Gara eCa oil Shed 1 car gar -2.000 Inferior +1.000
Porch, Patio, Deck,
Fireplace(s), etc. Porch/Deck
FPNVd stove Equal
FP
+500 Equal ,
FP +500
Fence. Pool, etc. Pond Pool None +2,000
'
NeLAdI. (total)
Adjusted Sales Price
of am parable F ¢K a
rs
R„<. . + S
5i
"'> V
x . 43 175
185,175 DZI +
)zb uy S 2a 996
'?Sr'a #} SA55€ L
r 5 ,!f5;• 173 896
£ a ± 3 h $
K ?x`YI€'Z?n"rYF
8= #° f
Date, Price and Data Not Applicable Not Applicable Not Applicable
Source for prior sales
within earola sisal
Comments: Sales used were all reasonably similar style dwellings in the same neighborhood and subiect to reasonably similar amenities.
Adjustments were based on market extraction and/or judgment. The indicated value range on the above grid extends from $173.896 to _
$185.175. The indicated market value is estimated to be near the upper end of the value range and at $180.000.
Realtor indicated seller helo on Sale 5.
Market Data Analysis 6.93
Form UA2.(AC) - TOTAL 2000 for Windows, appraisal software by a It made, Inc. -1-B00•ALAMODE
Subject Photo 'Page
BoacremiClient NA
PropnAaress 731 Zeigler Lanz ..._ _...------._..._._._. _. ... .._ ._ .. ... -- --°. --
Cary Enola County Cumberland_ Stele_ PA__ _bp Code 17025
Lender Client: Nancv L. Zeicler
tubject Front
31 Zeigler Lane
ales Price NA
LA 1,883
atal Rooms e
atal Bedrms 3
atal Balhrms 2
icalion Good
eei Good
to 14.442 acres
raldy Good
le 7
ubject Rear
ubject Street
BOnpeler,Cieni NA
PrOp?T; Address 731 Zeigler Lane
City. Enola
Comparable Photo Page
Gully Cumberland.
;ip Oode 17025
Comparable 7
1085 Valley St
Pronily 2 +1_ Miles
Sale Price 159,900
GLA 1,988
Total Booms 5
Total Bearms 2
Total Bathrms 2
Location Equal
Yew Equal
Site 4 acres
Ouality Equal
Age 7
Comparable 2
36 Miller Gap Road
oximity 3 +1. Miles
de Price 169,000
A 1,800
till Booms 7
tal Bedrms 3
tal Bathms 2
cation Equal
w Equal
10.50
dry Equal
20
Comparable 3
Belle Vista Drive
miry 1 +1-Mile
Price 175,500
1,743
Booms 5
Bedrms 2
Bathms 1.5
ion Equal
Equal
5.95
y Equal
23
- .oimuna ePPrarsai software by a 13 mode. Inc.-1.800•ALAMOD:
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IIDDD NA7.1RB 11911RBAMi IIAP N BbPJ
IIDnn INSBAAMCI MAIL MAr I BI-B]
TOWNSHIP OF
EAST PENNSBORO
PENNSYLVANIA
I:IIMRERIAND COUNTT
PANEL H&1-02
PAGE 2 Of 2 PRINTED
EFFECTIVE DATE:
) APIA. IB• 1977
q
COMMUNITY NUMBER:
N79]B9fl
G
.
B
I
DEPARTMENT TINO
II
AND URBAN AND DEVELOPMENT
.
_ KIA
nnrnn\,asun.nCS A
n nwmmmAuon
81
C_=
?I
;. lu w4. n1
Dr111Y d YW DYI
i.?4 ar 11.411 Mr Mtl 4YV. n b.. ? ar
Tom Ina . lA . sq. Fra > 3MN Aerr
0
rr
/y
f .+
I?4
(11er leae
vale ???
M1I.Y 3t I.??A/Yp rD ?S??M I!w!rP??
11400 42400 43400 44400
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' I •PI 01 DEED-IND. OGn ST ?I COPYnIGtir 1985 -BY ALL-STATE LEGAL SUPPLY CO.
ONE COMMERCE DRIVE. CRANFORD N.J. 07010
01 #i's Bjerb
Made the '
3 ce day If
G
Nineteen hundred and ninety two (1992
Vietweell DENNIS ZEIGLER, Single Man, of East
Pennsboro Township, Cumberland County,
Pennsylvania, GRANTOR
- AND -
DENNIS 7,EIGLRR and NANCY L. 7,EIGLER of
East Pennsboro 't'ownship, Cumberland
County, Pennsylvania, GRANTEES, as
tenants in common,
ttneaset4, That in consideration of
One ($1.00)
, in the year
Dollars,
in hand paid I the receipt whereof is hereby acknowledged. the said grantor do
horP'br? gYdnt'aAd convey to the said grantee C" c° Or' c"1 "' f heirs and assigns,
ALL f•E9t a ai_ff'26t tct or lot of land situate in East Pennsboro Town-
shl C,umbeelgha' County, Pennsylvania, morc'r15arE3Fulai ly-'bounded and
describeR as_(Y1Tows, to wit: c t" ?nrECnnln'Cn-pa-
BEGINNING at an iron pin at the corner of property of Robert M. Gates
and Ronald G. Gates, which iron pin is North 76 degrees 26 minutes 46
seconds East, a distance of 531.05 feet from an iron pin on line of
land now or formerly of John E. Burleson; thence along property of
Robert M. Gates and Ronald G. Gates, North 29 degrees 00 minutes 00
seconds West, a distance of 356.50 feet to an iron pin; thence South 7
degrees 45 minutes 26 seconds West, a distance of 158.26 feet to an
iron pin on property of the John B. Wierman Trust; thence along line o
land of the John B. Wierman Trust, North 28 degrees 01 minute 09
seconds West, a distance of 1451.09 feet to a point on line of land no
or formerly of WHTM-TV, Inc.; thence along land now or formerly of
WHTM-TV, Inc., North 87 degrees 04 minutes 04 seconds East, a distance
of 415..50 feet to an iron pin at corner of land now or formerly of
Charles M. Baker; thence along land now or formerly of Charles M.
Baker, South 29 degrees 00 minutes 00 seconds Eart, a distance of
1724.74 feet to an iron pin on other land of Robert M. Gates and Ronal
G. Gates; thence along land now or formerly, of Robert M. Gates and
Ronald G. Gates, South 78 degrees 00 minutes 25 seconds West, a dis-
taaci- of 226.53 feet to a beam; thence along property now or formerly
of William B. Farley and Tamara L. Farley, South 76 degrees 26 minutes
46 seconds West, a distance of 32.39 feet to an iron pin, the Place of
BEGINNING.
THIS DESCRIPTION is prepared in accordance with the survey of R, J.
Fisher & Associates, Inc. as revised October 2, 1991.
- CONTINUED -
h00A 35 NCE GG8
Comparable Photo Page
50.30wer/Clienl NA
PrapaTjEnola
,Add, ess 731 Zeigler Lane _ -' dy_. Ccmy Cumberia_nd_ Stxte PA -Zip Col 17025
Lender Gient• Nanev I 7nb.1n, '" - ----' ------- - 2
Comparable 4
4265 Valley Road
Proximity 3 +1- Miles
5319 Price 142,000
GLA 1,556
Total Rooms 5
Total Bedrms 3
Total Balhrms 2
Location Avg
Yew Avg
Site 2 +H acres
Quality Avg
Age 38
Comparable 5
29 Sample Bridge Rd
roximity 6 +%- Miles
ale Price 146,900
LA 1,710
OW ROOMS 7
OW Bedrms 4
plat Bathrms 1.5
nation Avg
ew Avg
le 3.00 acres
rally Avg
e 30+h
Comparable 6
imity
I Price
al Rooms
IBedrms
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SUPPLEMENTAL ADDENDUM File No. 9-1103R-1
Borrower/Client NA._
Proprly_Address_ 731 Zeigler. Lane
D. Enola-._ _CountyCumberland State PA Zip Code 17025
Lender Client: Nancy L Zeigler
PURPOSE AND FUNCTION OF APPRAISAL
The purpose of the appraisal is to estimate the market value of the subject
property as defined herein. The function of the appraisal is to assist the above named
Lender in evaluating the subject property for lending purposes. This is a federally
related transaction.
EXTENT OF APPRAISAL PROCESSOR SCOPE OF THE APPRAISAL
The appraisal is based on the information gathered by the appraiser from public records, other
identified sources, inspection of the subject property and neighborhood, and selection of comparable
sales within the subject market area. The original source of the comparables is shown in the Data
source section of the market grid, along with the source of confirmation, if available. The original
source is presented first- The sources and data are considered reliable. When conflicting information
was provided, the source deemed most reliable has been used. Data believed to be unreliable was
not included in the report, nor used as a basis for the valuation conclusion.
Form SUP -'TOTAL 2000 for Windows' appraisal sor, are by a la mode, Inc. -1.800•ALAMOOE
SUPPLEMENTAL ADDENDUM
ProprtyAddress 731 Zeigler
pity_ Enola_
SPECIAL CONDITIONS ADDENDUM
The following checked items are specific special conditions that were identified by the appraiser during the inspection of the
subject properly, the incomparable sales, and their neighborhoods and locations.
1. The subject is located in a rural area and is less than 25% built-up. The condition is
typical and common for the area and DOES NOT affect the market value.
-X_ 2. commercial uses are located within the subject's neighborhood. These uses are typical
of similar neighborhoods and DO NOT affect the market value.
3. Industrial uses are located within the subject's neighborhood. The presence of
industrial uses, is typical for the neighborhood and DOES NOT affect the market value.
4. Vacant and underdeveloped land uses are located within the subject's neighborhood.
These uses are typical for the area and DO NOT affect the market value,
_X- 5. The predominant value in the neighborhood Is less than that of the market value of the
subject property. This condition Is due to the superior qualities of the subject
properly as described in this report. This condition DOES NOT affect the market value.
-6. The subject property is located in a F. I. A. Identified Flood Zone.
7. Dampness is noted in the basement of the subject. Standing or running water was not
present on basement floor.
6. The subject Is older than five(5) years old. All mechanical systems including the
healing, electrical and plumbing system appears upon a visual exterior inspection to
be in working order. No warranties are implied in this statement.
9. The electrical system was not connected during inspection.
10. The water service was not connected during inspection.
_ 11. The heating system was shut down during inspection.
_X_ 12. Well and septic are common to the area.
13. Repair items were noted in the comments section of the report. These comments on
repair items are for descriptive purposes only and are not required repairs. The
repair items are cosmetic in nature and DO NOT affect the market value.
14. Subject is new construction and was 90% completed on date of Inspection. Compliance
and completion inspections suggested prior to settlement.
15. Should property be sold, termite and radon certifications are suggested, with appraised
value based on clear results.
16. The land value exceeds 30% of total value due to the high demand for vacant land in
this neighborhood. This condition Is considered common and typical for the
neighborhood and DOES NOT affect the market value.
17. The land value exceeds 30% of total value. This is due to the large size of the site.
this condition is considered to be typical and common and DOES NOT affect there market
value.
_ 18. Individual adjustments were required that exceed 10%. These adjustments were required
due to the lack of more similar comparables on that individual rating. All three
comparables are the BEST AVAILABLE.
19. Total adjustments exceed 15%. This is due to the lack of comparables on that Individual
rating. All three comparables are the BEST AVAILABLE.
_X- 20. One or more comparable sales are older than six(6) months old. Although there are
comparable properties In the subject area, none have sold recently, therefore, sales
in excess of six (6) months old had to be used.
21. One or more of the comparables used were in excess of one(1) mile from the subject
property. Although there are comparables in the immediate area, none have sold
recently. Therefore, it was necessary to use comparable sales outside of the
immediate area. All comparables used are located in similar neighborhoods and within
the same marketing area. All three comparables used were the BEST AVAILABLE.
-22. Roofing certification is suggested.
23. Plumbing certification is suggested.
24. Electrical certification is suggested.
26. Heating certification is suggested.
26. Flood Hazard Insurance is suggested.
27. Seller is paying part or all of closing cost. This DOES NOT affect the market value.
28. All comparable sales are closed sales.
_X- 29. The subject property has not transferred in the past 12 months.
,_X- 30. This appraisal is a Summary Report with complete data retained in appraisal file.
Appraisers Signature:
Appraiser GEORGE C. CLA SERER, S
Form SUP -'TOTAL 2000 for Windows" appraisal software by a la mode, Inc. -1.8D0•ALAMODE
DEFINITION OF MARKET VALUE: The most probable price which a praperry should bring in a compefilive and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicis
typically definition
dally is he motivated; (2) boil poconsummationniee a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and t thi
di seller are
are well informed or well advised, and each acting in what he considers his own best Interest; (3) a reasonable time Is allowed
for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto: and (5) the price
represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with
the sale.
Adjustments to the cdmparables most be made for special or creative financing or sales concessions. No adjustments are necessary
since the
for those costs which are normally paid by sellers as a result of tradition or law in a market area., these costs are readily Identifiable transa comparable sPrlopertyybyhcomparisonsintovlfinancing all
termss of eredc by sa hirdeCparty rinscreative tiNlional lenderg that lu is tmnot already binvolved in the made to the
prbpeny or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to
appraiser's judgement. he financing or concessions based on the
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS:
conditions: The appraiser's cenification that appears in the appraisal report Is subject to the following
1. The appraiser will not be responsible for mailers of a legal nature that affect either he property
ownership. being appraised or the Mile to it. The appraiser assumes that
the eis good and marketable and, therefore, will not render any opinions about the figs. The property is appraised on the basis of it being under responsible 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is Included only to assist
the reader of the report in visualizing the property and understanding he appraiser's determination of its sue.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
in the appraisal report whether the subject she is located in an identified Special Flood Hazard Area. a surveyor, he or she makes
no guarantees, express or implied, regarding this determination. Because he appraiser is not
4. The appraiser will not give testimony or appear In court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
s. The appraiser has estimated the value of the land in he cost approach at Its highest and best use and the improvements at
separate valuations of the land and improvements nts must not he used in carrier nction with any Other appraisal and are i their nvalid contributory value. These
it they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
the
substances, etc.) observed during the inspection of the subject property or that he Of she became aware of during the normal research involved (n pedarming stated
report, the
has
o knowledge adverse renviionmentals conditions (including he presence of hazardous pwastes, toxicnsubstances, etc.of any ) that hidden would make the Property more nor lesst valuable, and
has assumed that (here are no such conditions and makes no guarantees or warranties, express or Implied, regarding the condition of the property, the
opposer will not be responsible for any such canditibns that do exist or for any engineering or testing that might be required to discover whether such
conditions exist. Because the appraiser Is not an expert in the field of environmental hazards, the appraisal report must not be considered as an
environmental assessment of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be tore and correct. The appraiser does not assume responsibility for the accuracy of such Items That were furnished by other
panes.
B. The appraiser will not disclose the contents of he appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satislaclory completion, repairs, or
alterations on the assumption that completion of the improvements will be Performed In a workmanlike manner.
10. The appraiser must provide his or her prior written consent
ions about the property value,
(including conclus before he lender/client specified in the appraisal report can distribute he appraisal report
organizations the firm with which the appraiser he appraiser's Identity and professional designations, and references to an
It at associated) to anyone other than he borrower, the mortgagee or its successors and assigns; he mortgage
insurer, consultants; professional appraisal organizat approved financial institution; any department, arlmenl any professional ta
Of he United States mortgage
OF any stale or the District of ions: Columbia; any except state h or at the tedera!ly lender/client may distribute the property description section of the report only to data
collection or reporting seance(s) without having to obtain the appraiser's e prior wrinen consent The e appraiser's written agency, or (nsWmenWliry,
consent and approval must t also
be obtained before the appraisal can he conveyed by anyone to h public through t, advertising, public relations, news, sales, or other als truidia.
6.93
Form ACR -'TOTAL 2060 for Windows- appraisal l
software by a la mode, inc. -1.800•ALAMODE
Mae
?J
APPRAISER'S CERTIFICATION= The Appraiser certifies and agrees that
1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration in the sates comparison analysis and have made a dollar adjustment when appropriate to reflect the matkel reaction to those items or significant
variation. If a significant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce
the adjusted sales price of me comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made
a positive adjustment to increase the adjusted sales price of the comparable.
2. 1 have taken into consideration the factors that have an impact on value in my development of the estimate of market value In the appraisal report. I have not
knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the
appraisal report are true and correct.
3 1 stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent
and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal Interest or bias with
respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value In the appraisal report
on the race, color, religion. sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present
owners or occupants of The properties in the vicinifyof the subject property.
5. 1 have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this
appraisal is contingent on the appraised value of the property.
6. 1 was not required to repon a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result. or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those
Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition In the definition of market value
and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated In the
reconciliation section.
S. I have personally inspected the interior and exterior areas of the subject property and the exterior at all properties listed as comparables in the appraisal report.
I further eertly that I have noted any apparent or known adverse conditions in the subject improvements, an the subject site, Of on any site within the immediate
vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that
I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. II 1 relied an significant professional
assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report. I have named such individual(s) and
disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform
the tasks. I have not authorized anyone to make a change to any item In the report; therefore, it an unauthorized change is made to the appraisal report, I will take
no responsibility for it
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the apprth aber
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal repon.
ADDRESS OF PROPERTY APPRAISED: 731 Zeigler Lane Enoia PA 17025
APPRAISER SUPERVISORY APPRAISER (only If required):
Signature: _
Name: George C. Clause , SRA '- Signature:
Date Signed: )2'z?gp1 --_" Name:
Slate Certification #: GA: O00233•L -"- Date Signed:
or State License a ._. ' - State Certification #:
State: PA "---°- or State License #: '- " - "-
Expiralion Date el Cenificalion or License: 09/30/2007 state:
- Expiration Date of Certification or License:
Did Did Not Inspect Property,
Riddle Mac Form 4396.93 Page 2 of 2
Fannie Mae
Form ACR -'TOTAL 2000 for Windows- appraisal software bya Ia mode, inc. -1.800•ALAhIOOE
' Fornr } Oopa,,bnent of Iha'T.(ea4ury-lntemal nee
1,. •.. . . y... ..
1040A. eIJ:S individlialancorne
Label., cn,: :••:,t:ra'wsa-.;e: °a;
7a1A Ml,wms •nd W tlal g, rz,
lnt t ralmq , awi s tat name uW YYllal
Use the E ...
IRS label. L
Hone addav (m+m er end agee?q. It you?h?av
please se print pleint N 'Cam
.' E a.1 rJ ''
or type. E; cry, towK1=4Z Palermo. a ,and LP coati.
? UAL\
Presidential'ElectiogCan
• ?:'?Do'?JOU`wapt,Y?3'to'gq,to'itjis
.If:a'.)olnt:retlirr , edoes':your sp
Filing r!,huv
status 2zyn?``ivian?ed?jiling joins+ne
t3 A Married filing separa
1Y-J ?ltabotie and fulllname
chock only k?t1 00d?Qf„,l> usehold?(
one born : 4 v byt not your depends
?'?b&???t.Qual(fying.wldow(e))•
Exemptions < a "
If more than.
• '?
seven ...'.....' .
dependents,
;.+ see page 22.
i Return •1999 ms Uso Only-Oo not write or staple In this spas
' r' • • OMB No.;1645•00e5
Last rw'a+ -Your social Iecutlty number
zc•\gr \q i 36E Oct 6
Last ,wn• - Spouse's socialsecudry' numb
a P.O. boa, N• Page 20. I Am. no.• •-•rn,;[rc••t
;A'IMPOR S '.
You have • Ip,rgn add,,., see page 20. ou must enter your.
n•n
tla ?5 . SStJ(s);aboyo.'
Padl n:.F6nd:!see,page20.):
n? yii, ; 6 .I .1,4:` Yes No '.Notu:.Ohecking."-Yes "?:wlll
4 ::. not'Change your tax, or '
)use want'$3t o go to this fund?'i reduce of r `eland. '':
urn (even if,only one,6ad income) •> ) "
a return` Enter spouse's' social security number
sere ? 9Y Pte' Z`t
rilh qualifying person); (See page 21.) If the qualifying person is a child
lt;'enter this cplld's name here: ?,,'
':dependent child (year spouse died ?'• 19' ). (See'page 22.)
68 Ycurse lf_ 11 yogipare (Or,,Aomeope else) can claim; you as a dependen on his or
11?'•f` pq,+' br?r'kigtum do not chock box 6a
1Na(1:.?pwp+b?+Spousel W, ''I:', I:.•?'kU r.•,
,Cepondent
j+?y? '.I2) Dependent'
] F(rst gorge yrpF last nam`ew''';;; r+ securlty number ralahonship t tai credit
t •
l
d :Total nu
mber of exemptl
Income
'
' (j?7?' Wages, salaries?tips: eh
.
.
Atta
'Copy g'of' j>l?tl?tft
your Form(s) : k 20? Taxable Interest: Attach
'
W-2 here. ,
to : Tax-exempt inlerest.'DO N(
'Also attach
m
- '1Y9 7M Ordinary 'dividends: Attadl
For
(s) • -
....... 1099-R If laic i10a'of ,;.:.
, d)T alitggry:fr.l'. r
11'•r
was withhold. '• ,
1101 ddistributlons,. •• ::a 10a '
?"
r11a. Total 'perislons`:'irc <=,
•' nu ...e's •?:r,
Ilyou did not nd
a+annuiti?d 1 ah•
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w anid1. aska`P,, rmartentiF
ncloao, but do -?` -
a rmenL :may ?benefil jfi,! 13t
14.. dd+Jiii 7 h ghsl3b (
Adjusted ' 1151'0IRA'deductlon` see' a e
N RS v tfi t3 vsL
grOSS 11` '.16 S1? de
income f' unBloandnlerest dad
.17•?rtAddllnes'15'and 16+•Thto s prr++, y tsT,n ;.er.trt»€:'
t.a- bob. t n1 u
t
her lax ;• •
'' No. or boons-.;?'
don
..a and Bb.
" " .: (3) Dependdnls' (9) it gl,alllying N iidnn on J
s social
?: o ^ child for chlid 60
w
;, (sae:k•"r"`°'
"
'
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d %I
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a 02
3
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s
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? '• with you due, • -•
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' : ' . ? '. fs?e page 2d) -_
' ' ? ': Dependant ,: .
".an
bov
_
a
e
-
.71
:
- Add number
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id
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• lines above •
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orm(5)
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n McBa. t :• 8b .
'1 If ranulrpd:' '• + •' - • •+?• -: '. o .• '
n.
10b 'Taxable amount
" see a e 26). * I : - 10b'
.?:.11b :Taxable amount
J--:(see a e 26 11 b'
Iiffed state tultion, program earnings,; . '
rids:'' and n.
fanright ?
'cilumnjr'1This'is your total income:-% ^ `''14'
-15
?I`?i7•'/rte [ ''i'
udlion (see page 30) fi •' '. '
ese are your total adjustments. • • 17
14' .Mls is'your adjusted gross income.' •r ' ?' 18
soon Act Noticeseo page 53. Cal'. No. 12601fil
!I I
Form 1040A (1999)
•i *..Form 1040A
Taxable
income
.........,. Tax,
credits, .
and
payments
27 Credit for the e
Schedule 3.
Depenoent care expenses.
26
fly or the disabled. Attach
27
e page 35. 28
Attach Form 8863. 29
--" r.,..-. Donn on
32 Subtract line 31 from line 25. If line 31 Is more than line 25• enter -0-. 32 \,\„'l ti Inn
35 Total Federal income tax withheld from
. ' Forms W-2 and 1099. 35 5
36 1999 estimated tax payments and amount
applied from 1998 return. 36
37a Earned Income credit. Attach
Schedule EIC if you have a eualifvino child. 37a -
b Nontaxable earned income:
_
38
39 amount ? 1 and type ?
Additional child tax credit. Attach Form 8812. 38 -
Add lines 35. 36. 37a. and 38. These are your total payments. I
Refund 40 If line 39 Is more than line 34, subtract line 34 from line 39.
This is the amount you overpaid.
Have it directly 41a Amount of line 40 you want refunded to you.
..,. deposited[ See
• page 47 and fill
? b Routing
e: 11 Checkin
? c T
El Savin
s
.. in 41b, 4to, and yp
g
g
number
41d. ? d Account
number
'42 Amount of line 40 you want applied to your
200b estimated tax. 42
Amount 43 If line 34 Is more than line 39, subtract line 39 from line 34. This is the
you owe amount you owe. For details on how to a see page 48.
44 Estimated tax penalty (see page 48). 44
S`i •• Under penalties of perjury. I declare that I have examined this return and accompanying schedules u
9n ' knowledge and belief, lheyare true. correct, and accurately list allamounts and sources of hseome l re
here of preparer (other than the taxpayer) is based on all Information of which the prepuer has any knm
Your signature Dale
Your occupation
u
Joint rat rn? ,-?Q
L\ w
u?uCaoe
Sao page 20 , ,
.
Keep a Copy for Spouse's signature, If joint rm • BOTH must sign. Data Spouse's occupatl,
our records,
Paid Preparers Data
signature Check it
preparer's sell•emc
onl
use only Firma name for yours
it sell•employetl) and
M,
Pa6a
20a Check J ? You were 65 or older ? Blind i Enter number of ?
if: t ? Spouse was 65 or older ? Blind J boxes checked ? 20a
If If you are married filing separately and your spouse Itemizes
deductions, see page 32 and check here ? 201b ?
21 Enter the standard deduction for your filing status. But see page 33 If
you checked any box on line 20a or 20b OR if someone can claim you
as a dependent.
• Single=$4,300 • Married filing?Qjpi(yp[Qualifying widow(erl-$7,200
• Head of household-$6,350 IauLed filing separately-$3.60(19 21
22 Subtract line 21 from line 19. If-line 21 Is more an mBi -T?e 9, en a 0-. 22
23 Multiply $2,750 by the total number of exemptions claimed on line 6d. 23
24 , Subtract line 23 from line 22. If line 23 Is more than line 22, enter -0-.
40
your.
Preparer's SSN or PTIN
Form 1040A (1999)
U.S. O Pnnbd an rocyclad OJpb
%
SUBJECT: 1999 FEDERAL TAXABLE WAGES
TO: NANCY L ZEIGLER
6275 HAYDON CT
MECHANICSBURG PA 17055
012-02213
012-2-001-3540-1 354041
193-36-4051 076096 074946
The amount of Federal Taxable Wages shown to Block 1 of the attached W2 statement for most employes may
differ from the amount of Gross Earnings you received during the calendar year. Any difference 1s a
result of one or more of the adjustments explained and calculated below:
If you have any questions, please contact your Personnel Office.
a • • • • • • • • CALCULATION SUMMARY . . . . . . . . .
GROSS EARNINGS
MINUS:
• RETIREMENT PICKUP CONTRIBUTIONS (Non Heart 6 Lung, or Act 534/632 Earnings) .
• DEFERRED COMPENSATION DEDUCTIONS - See IRS Code Section 457 ,
EQUALS:
FEDERAL TAXABLE WAGES
• • ' SEE BACK FOR ADDITIONAL INFORMATION
45,187.42 1
2,259.41
3,611,14
39,316.87 1
EmP 2172289t111calion Number Control Number
012-02213 % ar penmefen Q
rlsWapes 7713
j' ;3B°87
!F^
w
y fedenlii"aM-b tax'?wlt a tlr ?v v wo.
1
7 '%
"
F
$
?.
p
n R. dSkH .5,O. SS? 5
3?...
?
,4 s F
?
I
tt
'??P?i21
?^
LYaM
?
{
'f.
?%
5
)?
tE
.•
'
? i
'
EmPlayal'e name, address, and ZIP code
COMMONWEALTH OF PENNSYLVANIA ..
.
3 Social security wages ..
Y
.
.
.
.
.n
.t
..
i
?P
i
3
?
4 Sella) security tax withheld
45,187.42 2,801.66
DEPARTMENT OF LABOR AND INDUSTRY
HARRISBURG PA 17120 5 Medlcera wages and lips
45
187
42
6 Medicare tax withheld
655
.. ,
. .30
Employee's Social Security Number
183-36-4057 dyence EIC Payment y r ?, 10 Dependant care benefits
Emp?loyse's name Illrst. middle, lost)
NPJJCY L ZEIGLER
..__««.«.....««....._.,_.._ .............«...._....«..._._.....«.«............__............. .._...... onpudllled plans
f 12 Benefits Included In Box 1
6275 HAYDON CT ee Instra. for Box 13 15 Deceased Penslon Deferred
MECHIWICSBURG G
3,811.14 Plan Compensation
E l
ED M
PA 17055
Employee's address and ZIP code
0 littleemployers lD NO. 1 State wages, up, ate, le Stele Income
is le Localit y name 20 Local wages, lips, ale. ZI Local Income tax
......_.
PA 23-2172299 .....«...«_.._.«._.._._........«.
45,187.42 j
...?..«.«...«.«..._._._
1,265.
E ._...:.::.^..-ASTvPENNSBORO'::.:...........T_.....WP...:" _....»«_
.._......_...»._.......«......_._..........
43,458.42
._._..............««.-......?
434.83
Farm W-2 Wants, enri Ta v
mn• mnme nnnue aamn
Statematnt - FOR EMPLOYEE'S RECORDS(SEE NOTICE ON BACK OF COPY B) Oue so. 1143-11011
l you all required is fib ale r nlum• a nap llameeomany or emir unction. Tf,1r le?ermofgn hEL QS1iAg lu hh1d1s 1A1 ?pnm tl NrrtlVt bnita
may Or lmperram yeu ll lhlr lnpnla tuableand ytulantenptall. 076096 074996 1„1? 39M1V4 1J3 -J O-4p?1
L: ...-...e'y`e.'.. .. ...,
SUMMARY OF EMPLOYE PAYROLL DEDUCTIONS
FOR CALENDAR YEAR 1999
Your payroll record for the calendar year 1999
shows that you had the 1`0110Wing deduction s from
your gross pa
total f y. The amounts shown are a year-to-date
or eac h deduction typ e listed.
DEDUCTION
TYPE YEAR-TO-DATE DEDUCTION YEAR-TO-DATE
FED WTH TX AMOUNT
6
925
84 TYPE
MOUNT
A
SOC SEC/MED TX ,
.
655
30 SOC SEC TX 2.801.66
LOC WG TX-RES .
451
91 STATE WTH TX 1,265.24
RET P/U CON .
2,259.41 OCC PRIV TX
FED WTFI TX-ADD 10.00
TAX DEF COMP
3,611.14
SAV BONDS 650.00
ST EMP COMB AP
78.00 705.00
I813truetionft IAbo so* Notice to
Employee on back of Copy 01
Box 1. Enter this amount on the wages Iim
of your tax return.
Box 2. Enter this amount on the Federal
Income lax withheld line of your lax return.
Box 1. Enter this amount on the advance
earned income credit payments line of
your Form 1040 and 1040A.
Box 10. This amount Is the total dependent
care benefits Your amP)oY4r paid to you or
Incurred on Your behalf (Including amounts
from • saction 125 lcd4161W plan). Any
amount over $5.000 glee Is Included In box
1. You must complete Schedule 2 (Form
3040A) or Fore 2441r Child and Dependent
Caro E.01246, to compute any taxable and
nontaxable amounts.
Ben 12. This amount Is the takebie fringe
becdlsa Included In box 1. You may be
able to deduct expenses that are related
to hinge 11.061113, see the Form 1040
Instructions.
BOX 13. The following list explains the
codes shown In box 13. You may need
this Information to complete your lax
return.
E - Elective deferrals 10 a section 4031b)
uluy reduction agreement
0 - Elective and nonelective deferrals la
section 4571b) deferred compensation plan
P_ Excludible moving expense r.lmbunemerns
paid directly to employs, (not Included in box 11
0 - Military amPlayse basic housing, subsistence,
and combat sons eompancaUOn (us, this amount it
you quality for Etc)
Box 1S. II Ills -Pension plan' box Is checked.
apeclal limits may apply 10 In. amount of traditional
IRA contributions you may clatter. II the 'Deferred
compensation- box Is chocked, the •le,ctive
deferrals In box 13 (codes E and 01 (for all
emplo Yats. and for all such plans to which you
belong) u. generally Ilmihed to 510,000. Electlve
deferrals ter section 403111) contracts are limited to
$10.000 1313,000 In some "1"; lee Pub. 5711. The
limit for •kctlon 457ib1 plans is 55.000. Amounts
IfIrIly
1410
over those limits must be included In Income.
Sea "Wages. 541811.3 Tips, etc.: In the Form
1040 Instructions.
Kern COPY C at Form W-1 for a I a+
rain dtv In. due date far
tax return. However, to NI ro s
•t qtr T-
SK 1 IKWr
] e• rp ('. yntll
one
you 4o?n ucervmB •oc • !. mf • ta
a_I an s h Y rk
1EEL-rn au tyre n • cz a
raror an v sera n ] n • ern er as
suggests You con um rourwor record w t th
Ir nth nme m erne.
COMMONWEALTH OF PA - EMPLOYE STATEMENT
GROSS EARNINGS 1,779.75 35,884.66
PAY PERIOD ENDING: 09-15-00 PAY DATE= 09-29-00 MINUS DEDUCTIONS
00 279.99 536.07
5
VTA: 091202000000 DEPT: 012 CDC: 35404
] FED NTH TX S
SOC SEC TX 6.20000% 110.34 ,
2,224.88
EMPI: 076096 PON.- 074946 SSH: 193-36-4051 SOC SECIMED TX 1.45000%
80000%
A 2 25.81
49
83 520.40
004.71
1
B/U: A3 PAY RANGE- 06 STEP: 20 LEVEL: 00
BAS-PRODUCTION DIV .
STATE HIM TX P
LOC HG IX-RES PA 21 910 1.00000% .
17.80 ,
358.86
LABOR A INDUSTRY RET P/U CON STATE EHP 5.00000% 88.99 1,794.24
FED NTH TX-ADD 25.00 500.00
TAX DEF CORP 138.89 2,777.80
SAY BONDS SERIES EE BONDS 25.00 500.00
• SAV BONDS SERIES I BONDS 5.00 100.00
ST IMP COMB AP 3.00 60.00
NANCY L ZEIGLER
6275 HAYDON CT
MECHANICSBURG PA 17055
. NET EARNINGS: 1,010.10
,'%?.STATE.`PAfO"BENEFITS. .. PLUS REIMBURSEMENTS
HEALTH BENEFITS CAPITAL BLUE CROSS 190.00
ANN NED HOSP PET EMP HLTH FROG (REHP) 116.01
LIFE INSURANCE 4.23
NORKERS COHP ' - - 33.91
SOCIAL SECURITY 110.34
MEDICARE 25.81
RETIREMENT STATE EMPLOYES RET SYS 10.86
TOTAL 4SI.16
PAIDxLEAVE S7ATENENT ;
?
v
; x
''
? 1 OTAL DIRECT; DEPOSIT AMOUNT , , ;.:5 1 010 10 ;
,?,
,
F
x, :,
L ., ,. ..
SERVICE CREDIT: 25 YR 2 PP '
PP., EXD? '. srLEAYE,USAGE3RFDORTEO k -^ ?-:HOURS ' PP,ENO - BREAKDOMN. GROSS EARN •' HOURSr r PATE GROSS.
09-15-00 ANNUAL 3.00 09-15-00 REG SAL 75.00 23.73 1,779.75
09-15-00 SICK 7.50
r TOTAL 6ROSVFARXtHGS THIS`. PAY ', S :Si7T9 75y;
' : ,SENIORITY INFORMATION
";
. =FfRSOXAL " ,,
SICK
`,
?pANNUAL@-
IiFAYE ACTIYITY -; `>' R ..., ?•?.,
,
,
w ,y
y
., s . ,
,
.
BALANCE LAST STATEMENT 294.25 377.37 .00
ACCRUAL THIS PP 7.50 3.75 .00
LV REPORTED THIS PP 3.00 7.50 .00
ADJUSTMENTS .00 .00 .00
BALANCE THIS STMT 298.75 373.62 .00
:?1`< sr S/4CCRUAL 1BTE: :'ANNUAL 10:0 SICK .:5:00%
F
MESSAGE CENTER: LOCAL RAGE TAX COUNTY/MUNICIPALITY: CUMBERLAND COUNTY HAMPDEN THP.
CONVERSION PAY LIABILITY: 723.75 FAT TAX GROSS: 1,551.67
WHAT: Pennsylvania Employees BenefitTrust Fund (PEBTF) Open Enrollment
NVIIEN: October 9, 2000 through October 31, 2000
COVERAGE EFFECTIVE DATE: January 1, 2001
OPTIONS: I lealth Maintenance Organizations (H610) Option, Pointof-Service (POS) Option, Basic (Blue CrossBluc Shicld/PEBTF Major Nledical)
Option. For employees in the Philadelphia ereo only, the Personal Choice Option neplaces the Basic Option.
DIAILINGS; Watch your mail for PEBTF Open Enrollment materials. You may also receive materials from the health plans. Please READ AND SAVE
THE MATERIALS.
b1EETINGS: Plan 10 attend a Health Fair or Open Enrollment Informational Mecling if one is held in your area. The PEBTF Open
Enrollment Newsletter
will include a list orthe health fairs and meetings.
PEBTF-2 FCIIU4I: If you wish to transfer 10 another health care plan during Open Emollmenl, contact your local personnel office to obtain a PEBTF-2I mt
You must return the completed PEBTF-2 form to your local personnel office by Tuesday, October 31.2000.
QUESTIONS: Contact the PEBTF nt 1.800-522.7279 if you have questions.
N
n
17. Itemize your average monthly living expenses in detail, including, but not limited
to, rent, clothing, food, utilities, telephone, transportation and car, medical and dental, insurance
of any nature, mortgage and other loan payments, taxes and other regular personal items of any
nature.
ANSWER: Rent - $750 Clothing - $250
Sewer & Trash - $33 Food/Sundries - $560
Parking - $65 Vehicle - $150
PPL - $60:tavg. : land payment - $155/month.
Verizon - $35
Verison Wireless - $34
Comcast - $29
PA American Water Co. - $21
Erie Insurance- tenant's policy - $177/year
CNA-•- auto insurance - $457/year
VISA - $150
Local Tax - $455/year
18. If you contribute to anyone's support or welfare, list (a) name and address of those
whom you support (b) their relationship to you (c) amount and frequency of support payments (d)
whether voluntary or by Court order (e) name and address of Court and every attorney involved.
ANSWER: N/A
19. If you are presently unemployed, either permanently or temporarily, state (a)
? ?
COMMONWEALTH OF PENNSYLVANIA
STATE EMPLOYEES' RETIREMENT SYSTEM IN
00 NORTH THIRD STREET - P.O. BOX 1147 SE
HARRISBURG, PENNSYLVANIA 17100.1147 Rc
1999
STATEMENT ofACCOUNTfor
NANCY L ZEIGLER
6275 HAYDON CT
MECHANICSBURG PA 17055
68,825
The State Employees' Retirement System (SERS) is pleased to provide your annual statement of
Account. Your Statement lists calculations based on information reported to your retirement account
through December 31, 1999. These calculations arc subject to final audit by SERS in accordance
with applicable law and regulations.
SERS has undergone significant change since its establishment in 1923. You may be interested to
know that you are one of approximately 109,000 active contributing members and today, 107
employer agencies participate in SERS. The following observations were made regarding our
members in 1998:
• The average age of a new retiree was 63.
• The average monthly benefit was $1,550 for those members who retired in 1998 and had reached
superannuation (normal retirement age). By comparison, the national average monthly benefit for
Social Security recipients was $783 in 1998.
Our 86,000 retirees and beneficiaries received more than S I billion in retirement benefits.
Explanatory information is included on your Statement under the headings of SPECIAL
CONDITIONS; IMPORTANT INFORMATION and TERMS & DEFINITIONS. Be sure to
review your Statement carefully and retain it for future reference. If you feel there may be omissions or
discrepancies in your Statement, you may telephone your SERS Retirement Counseling Center
toll-free at 1.800-633-5461.
YOUR STATEMENT CONTAINS PERSONAL AND CONFIDENTIAL
INFORMATION ABOUT YOUR SERS RETIREMENT ACCOUNT
WE RECOMMEND YOU MAINTAIN THIS STATEMENT WITH
OTHER IMPORTANT FINANCIAL INFORMATION
1999 STATEMENT of ACC®L NT.
For: NANCY L ZEIGLER
Your statementcarilairrsthreeseclions: SECTION 1: BASIC DATA
SECTION IL ESTIMATED RETIREMENT BENEFITS AS OF DECEMBER 31, 1999
SECTION III: ESTIMATED RETIREMENT BENEFITS PROJECTED TO NORMAL RETIREMENT
SECTION 1: BASIC DATA
Personal Data
Social Security Number: 193-36-4051
Sex: FEMALE
Birth Dale: 12-MAR-1948
Coverage Type: FULL
Contribution Rate: 5.00%
Counseling Center: HARRISBURG
Normal Retirement Date: 12-MAR-2008
Final Average Salary: $42,970.10
1999 Retirement Covered Earnings: $45,187.42
Total SSI Non-Covered Earnings:
Joint Coverage Conversion Amount:
Mandatory Debt:
Service Credit as of Dec. 31,1999*
Class Years of Service Class Years of Service
A-60 24.1028
TOTAL SERV ICE 24.1028
Account Balance
Regular
Contributions SSI
Contributions
Dec. 31, 1998, Balancc $39,388.77
Contributions $2,259.41
Lump Sum Payments
Arrears Payments
Credited Interest $1,620.86
YTD Adjustments {•
HDec
. 31, 1999, Balance
$43,269.04
TOTALDEDUCTIONS $43,269.04
Arrears Balance as of Dec. 31, 1999
Regular FS S-1
Taxable Breakdown of Your Account ti•¢
Taxable Contributions $26,535.27
Previously Taxed Contributions $3,119.23
Credited Interest (Taxable) $13,614.54
Dec. 31, 1999, Balance $43,289.04
SPECIAL CONDITIONS
Due to the following reason(s), special conditions apply to
your benefit estimates or estimates have not been calculated:
*lfyou are eligible to purchase creditable state and/or non-
state service, contact your Retirement Counselor for
information on purchasing service. All requests to purchase
service must be filed while you are an active, contributing
member.
** bfornation filed on a Nomination of Denefnciary(tes) form
before 1993 or since Dec. 31, 1999, or involving special
circumstances (such as the designation ofan estate or trust as
your beneficiary) may not appear. A maximum of 10
beneficiaries may be shown here; however, you may have
more beneficiaries in your retirement record. Keep your
beneficiary nomination current. You may change your
beneficiary nomination at any time by filing a new
Nomination of Ueneftclary(les) form with SERS Forms are
available from your agency Personnel Office or your
regional SERS Retirement Counseling Center. Please
contact as !f you do not want your beneflelary(les) listed on
fulureStatements.
ITD (Year-To-Dare) Adjusiments reflect corrections to your
account for which you already have received notification.
39SERS is a defined benefit plan under internal Revenue
Service Code Section 401 (a).
SECTION Il: ESTIMATED RETIREMENT
BENEFITS AS OF
DECEMBER 31,1999
This section provides an estimate of your Monthly Pension
only ijyou have at least 10 years of credited service ar you
have reached your Normal Retirement Date and have at least
three years of credited service.
Maximum Single Life Annuity MSLA
Monthl Pension $1.068.46
Aatimufated Deductions $4433.269..004
O lion 1
Monthly Pension $ t , ozs. s7
Present Value $217,258.99
Option 4
(Adjusted for withdrawal of Accumulated Deductions)
AdjustedMSLAMonWI Pension $fl55.67
Ad'usted tionl Monad Pension sazt.sa
Adjusted Present Value Under 0 lion l $173, sas.95
Disability Retirement
I Monthly Pension (if you qualify) $1,726.17
Death in State Service
$217,2Sa.99
O Benefit Estimates are pro
• Maximum Single Life Annuity (also known as Full
Retirement Allowance) - Monthly Pension payment
made to you for life; beneftciary(ies) receive(s)
Accumulated Deductions, less Monthly Pension
payments you received and any lump sum you received
under Option 4.
• Option 1 - Monthly Pension payment made to you
for life; beneftciary(ies) receive(s) Present Value, less
Monthly Pension payments you received and any lump
sum you received under Option 4.
• Option 4 - At retirement, you may withdraw an
amount equal to all or any part of your Accumulated
Deductions. You may elect to receive this withdrawal in
up to four installments. If you elect this option, you must
also elect a Monthly Pension payment plan.
• Disability Retirement - You must have at least five
years of credited service (except State Police and
Enforcement Officer-category employes, who have no
minimum service requirement) and be certified by SERS
Medical Exarniners as physically or mentally incapable
of performing current job duties. Only active,
contributing members or those on leave without pay may
apply for Disability Retirement. You cannot withdraw
BENEFTED TO
SECTION 111: MUonthl),Pe RETIRLMENI
NORMANT DA'Z'E
This section provides nsion estimates, in jeaed to
pou r Normal Retirement Date, ijyou have at least l0 years of
credited service. Estimates are provided for the sate options
as listed under Section if.
Normal Retirement Date: 12-MAR-2009
1118rimunt Single Life Annuity 51SLA
Mondtly Pcnsion $2.446.93
Accumulated Deductions $81,520.93
Option I
MontblyPcnsion $2,273.17
Present Value
424 764.25
Option 4
(Adjusted for withdrawal of Accumulated Deductions)
Adjusted MSLA Monthly Pension 1 977.31
Adjusted Oplion I Monthly Pension. 1 836.90
Adjusted Preseat Value Under Option I 343 243.32
IS5
Deductions if you lake Disability
Retirement.
• Death in State Service - If you are vested and die
while an active employe, it will be assumed you retired
under Option 1 the day before your death. The Present
Value of your annuity will be payable to your
beneficiary(ies). If you are not vested, your
Accumulated Deductions will be payable to your
beneficiary(ies).
• Benefit Estimates assume:
• Your future earnings will be the same as in 1999.
• You continue in your present class of service as a
full-time employe.
• Retirement tables and factors remain the same as
those in use on Dec. 31, 1999.
• Any Arrears Balance will be paid (exception - those
members who are currently vesices or in a furlough
status).
• Your caniings will not exceed the federal Social
Security taxable wage base after 1999.
• Joint Coverage is converted to Full Coverage prior
to or at the time of retirement.
Continued on back page
IMPORTANT INFOIUVIATION
vided for: your Accumulated
• Any Mandatory Debt, with appropriate interest, Itas
been actuarially reduced from the Present Value Of your
account.
Note: If you have credited service as a Multiple-
Service member (service in both SERS and the Public
School Employes' Retirement System (PSERS)), your
estimate does not include your PSERS contributions.
Your service may be overstated if' in any calendar year
you have Concurrent Service.
• Other Dlotlhly Pension plans
(oat estimated here) are:
Option 2 and Option 3, which are based oil your
date of birth and the date of birth Of your designated
Survivor. The younger your survivor, the laver your
Monthly PellslOll 1111101111t. Following your death, Option
2 provides your survivor the .scone Monthly Pension you
received, while Oplion 3 provides your survivor one-
haq the Monthly Pension you received. Conlnct your
SERS Retirement Counselor for payment estimates
under Option 2 and Option 3.
TERMS & DEFINITIONS
Fallowing are definitions of terms used in your Statement of iccnnnt. For more in fornmtion, refer to pall/- SEWS
Member Handbook or visit our Website at htgn://wvvw.sers.state.p:n.us.
Accumulated Deductions: Total of contributions plus Credited Interest earned on your retircnrcut account.
Active Member: An employe for whom contributions are being made to the Fund or who is on leave without pay.
Annuity: The pension benefit paid in monthly installments.
Arrears Balance: The balance owed to your retirement account for which you are staking payroll deductions.
BeneGciary(ies): The person(s) or organization(s) you last designated in writing to SUS to receive any remaining
pension benefit upon your death.
Concurrent Service: Service in SERS and the Public School employes' Retirement System (PSERS) for which you
contribute to both systems at the same time during any year of membership.
Credited Class of Service: A-60 - Normal Retirement Age of 60; A-50 - Normal Retirement Age of 50; C - Normal
Retirement Age of 50 as a State Police Officer or enforcement officer whose service began prior to March I, 1974;
D-3 - Normal Retirement Age of 50 as a member of the General Assembly whose service began prior to March 1, 1974;
E-1 - Normal Retirement Age of 60 for members of the Judiciary; E-2 - Normal Retirement Age of 60 as a District
Justice; PSERS - Service with the public School Employes' Retirement System SSI-60 - Normal Retirement Age of 60;
SSI-50 -Normal Retirement Age of 50. If you have any creditable State or nonslate service not included, contact your
SERS Retirement Counselor for information oil purchasing such credit. All requests to purchase service must be filed
whileyou are in an active pay status.
Credited (or Statutory) Interest: Member account interest set by law at 4 percent per year, compounded annually.
Final Average Salary: The average salary of three non-overlapping periods of four consecutive calendar quarters.
Typically, this is the average of the highest three years of compensation.
Full Coverage Member: Any member making regular member contributions who joined SERS on or after July 1, 1964.
Joint Coverage: For members who joined SERS between May 28, 1957, and June 30, 1964, elected Social Security
coverage and paid a reduced retirement rate into SERS.
Mandatory Debt: A debt to be satisfied at the time of retirement through an actuarial reduction to the Present Value of
the member's account.
Normal Retirement Date/Age: Also called superannuation age, normal retirement age for most members typically is age
60 with at least three years of credited service or any age upon attaining 35 years of credited service, whichever occurs
first. Age 50 is normal retirement age for a member of the General Assembly, an enforcement officer, a correction officer,
a psychiatric security aide, a Delaware River Port Authority policeman, an officer of the Pennsylvania State Police, or a
member of any other membership group stipulated by legislative revision of the Retirement Code.
Present Value: The total value of a member's retirement account that funds annuity payments over his or her lifetime;
this also is the amount paid to a vested member's beneficiary(ies) when a vested member dies in State service.
SSI (Social Security Integration) Contributions: For eligible members who elected SSI coverage, the Iota[
contributions on earnings exceeding the federal Social Security tax base for all years of SSI coverage since Jail. I, 1956.
Veslee/Vesled: Eligible to receive a SERS monthly pension.
Keep your Statement ht u safe piece. There is a 55 chargefor each duplicate Statement.