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HomeMy WebLinkAbout99-07107 P:\forms\rcal estate\Rclease of Lien.doc IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CHESTER W. SCHLUSSER, JR. and BARBARA L. REISINGER, Executors of the Estate of CHESTER W. SCHLUSSER, SR. JUDGMENT NOTE Judgment Creditor vs. RONALD B. CLIPPINGER and NANCY K. CLIPPINGER, Judgment Debtor NO. 99-7107 CIVIL TERM PARTIAL RELEASE OF JUDGMENT LIEN 10/27/00 FOR GOOD AND VALUABLE CONSIDERATION in hand paid, receipt of which is hereby acknowledged by Judgment Creditor, Judgment Creditor hereby releases the property hereinafter described from a certain Judgment Lien filed by Judgment Creditor to the above term and number on the 23rd day of November, 1999, for the total sum of Thirty-Six Thousand Two Hundred Fifty Dollars ($36,250.00) given to secure the terms of a Judgment Note. The property hereby released is: All that Certain Tract of Land with the Improvements Thereon Erected Situate in the Third Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, known and numbered as 152 and 154 West South Street, Carlisle, Pennsylvania 17013-3016. THE LIEN OF THIS JUDGMENT shall continue as to any other property of Judgment Debtor. IN WITNESS WHEREOF, the Judgment Creditor has hereunto set her hand and seal on the 22T day of October, 2000. Signed, sealed and delivered in the presence of: CHESTER W. SCHLUSSER, JR. Executor BARBARA L. REISINGER xecutor 10127/00 P:\rorms\rcal cstatc\Rc1Wsc or Licn.doc COMMONWEALTH OF PENNSYLVANIA )ss. COUNTY OF CUMBERLAND h On this, the EltaY of October, 2000, before me, the undersigned officer, personally appeared CHESTER W. SCHLUSSER, JR., Executor and BARBARA ? REISINGER, Executor known to me (or satisfactorily proven) to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. ' raT?? sit Tway t. eattr, r+oron wwe Southampron Twp., Cumborla ? ?A µy Commh+iai Fxptm AW LL!?' C7 =p? ?? ter' ? 3 -' O M. S pQ ^ l..J? l v - O O U 'art Chester W. Schlosser, Jr and, : IN THE COURT OF COMMON PLEAS OF Barbara L. Reisinger, Executors : CUMBERLAND COUNTY. PENNSYLVANIA of the Last Will and Testament of Chester W. Schlosser, Sr. Plaintiffs vti CIVIL ACTION - LAW NO. 99-7107 CIVIL TERM Ronald B. Clippinger and Nancy K. Clippinger, Defendants PRAT CIPC FOR DEFAULT JUDGMENT TO: Cumberland County Prothonotary please enter judgment in favor of Plaintiffs and against Defendants in the amount of $36,250.00 with interest thereon at the rate of nine (9.00%) per cent per annum from November 23, 1999, plus costs, for failure of Defendants to plead within twenty days from the date of service of the Complaint on November 29, 1999. It is certified that Notice of Intention to Enter Default Judgment has been given in accordance with Rule 237.1 of the Pennsylvania Rules of Civil Procedure, a copy of said Notice being attached hereto. DATED: January 6, 2000 C? obert G. Frey Attorney for Plaintiff 5 South Hanover Sheet Carlisle, Pennsylvania 17013 (717) 243-5838 Chester W. Schlusser, Jr and, Barbara L. Reisinger, Executors of the Last Will and Testament of Chester W. Schlusser, Sr. Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VS. Ronald B. Clippinger and Nancy K. Clippinger, Defendants CIVIL ACTION - LAW NO. 99-7107 CIVIL TERM TO: Ronald B. Clippinger 351 West North Street Carlisle, Pennsylvania 17013 DATE OF NOTICE: December 20, 1999 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Court Administrator, Fourth Floor Cumberland County Court House Carlisle, Pennsylvania 17013 Telephone: (717) 240-6200 Robert G. Frey Attorney for Plaintiffs 5 South Hanover Street Carlisle, Pennsylvania 17013 (717) 243-5838 Chester W. Schlusser, Jr and, Barbara L. Reisinger, Executors of the Last Will and Testament of Chester W. Schlusser, Sr. Plaintiffs VS. Ronald B. Clippinger and Nancy K. Clippinger, Defendants TO: DATE OF NOTICE: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 99-7107 CIVIL TERM Nancy K. Clippinger 351 West North Street Carlisle, Pennsylvania 17013 December 20, 1999 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Court Administrator, Fourth Floor Cumberland County Court House Carlisle, Pennsylvania 17013 Telephone: (717) 240-6200 , Robert G. Frey Attorney for Plaintiffs 5 South Hanover Street Carlisle, Pennsylvania 17013 (717) 243-5838 Rt ?`• ? I also wish to receive the f Items 1 andfor2 foraddhcnu Wr as. or an tollowing services( hems 3.4a, and 4b, eXtra foe): r name and address on the reverse of the brm w That we can ratum Iha ' s Addres- ou. alorm totM horn of tho melldace?ar On the badrllepaco does rwl 1.?Addre35e9 li gft Z wema lla° a M ma t d a FloWi a very eme 2. ?Restdaed De dle ra l - o^ i an na w wm R c i Consult postmaster for tee. c g . Addressed to: / 4a. Ardcle Number _01,3 z 013 370 I a E + y i O(\(Ll & ? • 01 PP t f) 5We 4b. Service Type m ( E ? Registered Certified to S I JS 1 w?T •?OR7H ST• E3 Express Mail ? Insured p `. ? Return Receipt for Merdlendse CCD ' Cf}Q?ISLc PA? ??? j 7. Date of Delivery 1 q T ' Addressee's Address (Only if requested B m 1 S. Received By: (Flint Name) . and lee is paid) g t. B. Signaturg:Adf?ress a orA, 9ant) os»smoans Domestic Retum Receipt ps Form 3811, December 1994 I ? e f p 1 lent 1 andfor 2 for additional serNOeo. lama 3, 4a, and 4b. wns and address an the reverse of We form w that wa can ruum the fern to dr bona of the malldaa, or an the bad n apace does not m Neale Repueuear an the meudecs below Its ankle number. i Raald will show to whom the adde was dol"red and the dale ganCy K. C/i'Yee 4bb.Se0 n ,351 Oe-St Alfokth ST- C'Al2LisLer PA 5. Received By. (Pdnt Name) 6. Signature: (Addressee orAgen X rfz•!1 (7613 PS Form 3811, December 1994 I also wish to receive the following services (for an extra tea): 8 1. ? Addressee's Address 2. ? Restricted Delivery Consult postmaster for fee. Yi ? Registered ? Express Mail ? Return Receipt and fee Is paid) 10259597 B-0170 1 70 9.Zs fE E 0 Certified ? Insured S Nerchattdse ? COD s Iw7 ,21 G?q T ess(Only Urequested l l? y V -A l\ V Q? Chester W. Schlosser, Jr and, Barbara L. Reisinger, Executors of the Last Will and Testament of Chester W. Schlosser, Sr.v Plaintiffs VS. Ronald B. Clippinger and Nancy K. Clippinger, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO.99-7/07 CIVIL TERM NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 TELEPHONE: 717-249-3166 AMERICANS WITH DISABILITIES ACT OF 1990 The Court of Common Pleas of Cumberland County is required by law to comply with the Americans with Disabilities Act of 1990. For information about accessible facilities and reasonable accomodations available to disabled individuals having business before the court, please contact our office. All arrangements must be made at least 72 hours prior to any hearing or business before the court. You must attend the scheduled conference or hearing. Chester W. Schlusser, Jr and, : IN THE COURT OF COMMON PLEAS OF Barbara L. Reisinger, Executors : CUMBERLAND COUNTY, PENNSYLVANIA of the Last Will and Testament of Chester W. Schlusser, Sr.v Plaintiffs vs. : CIVIL ACTION - LAW Ronald B. Cli m er and : NO.99'rytD7CIVIL TERM Nancy K. Clippinger, Defendants : COMPLAINT AND NOW, comes CHESTER W. SCHLUSSER, JR and BARBARA L. REISINGER, Executors of the Last Will and Testament of Chester W. Schlusser Sr., Plaintiffs, by and through Frey & Tiley Attorneys at Law and respectfully states as follows: 1. Plaintiff are Chester W. Schlusser, Jr. and Barbara L. Reisinger, Executors of the Last Will and Testament of Chester W. Schlusser, Sr., late of the Borough of Carlisle, Cumberland County, Pennsylvanian, having their mailing address as 5 South Hanover Street, Carlisle, PA. 17013. 2. Defendant are Ronald B. Clippinger and Nancy K. Clippinger, husband and wife, adult individuals of 163 Chestnut Avenue, Borough of Carlisle, Cumberland County, Pennsylvania. 3. Defendants entered into an agreement with Chester W. Schlusser, Sr. for the borrowing of money from Chester W. Schlusser, Sr., evidenced by a Note, a true and correct copy of which is attached hereto and incorporated herein as Exhibit "A". By the terms of the Note, Defendants agreed to pay back the amount borrowed, $35,000.00, together with interest thereon at the rate of 9.00% per annum in monthly installments of interest only on the unpaid principle balance, and the entire amount owed on or before July 15, 1999. 4. Pursuant to the terms of said Mortgage Note, Defendant granted and conveyed to Chester W. Schlusser, Sr. as security for the above-mentioned loan a Mortgage dated July 15, 1998 and recorded July 15, 1998 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Mortgage Book 1468, Page 330. A true and correct copy of said Mortgage is attached hereto and incorporated herein as Exhibit "B". 5. The real estate subject to the said Mortgage is all that certain lot of ground with the improvements thereon erected in Borough of Carlisle, Cumberland County, Pennsylvania, having a mailing address of 242 South Hanover Street, Carlisle, Pennsylvania. The said real estate is more particularly bounded and described on Exhibit "C" attached hereto and incorporated herein by reference. 6. Defendants is the real owners of the real estate described in Paragraph 5. 7. The said Chester W. Schlusser, Sr. died June 5, 1999 leaving a Last Will and Testament dated September 16, 1998 filed in the Office of the Register of Wills in and for Cumberland County, Pennsylvania to Estate No. 21-99-0577. Pursuant to the terms of said Will, Letters Testamentary in the estate were issued by the Cumberland County Register of Wills to Chester W Schlusser, Jr. and Barbara L. Reisinger on June 16, 1999, which Letters remain in full force and effect. 8. The Note is in default because of Defendant's failure to make the payment of the outstanding amount owed due on July 15, 1999 and the following amounts are now due on the mortgage: Principal balance Late fees $34,500.00 1,750.00 TOTAL $36,250.00 Plus interest from the date of this Complaint, and attorney's fees. WHEREFORE, Plaintiff respectfully requests judgment in favor of Plaintiff and against Defendant for foreclosure of the mortgaged property for the amount set forth above, together with interest thereon, all other costs and amounts advanced by Plaintiffs, and attorney's fees Respectfully submitted, Frey & Tiley, Attorneys for Plaintiff By: l Ro en G. Frey, Esquire Supreme Court Number 46397 5 South Hanover Street Carlisle, Pennsylvania 17013 (717) 243-5838 I verify that the statements made herein are true and correct and understand that false statements herein are made subject to the penalties of 18 Pa. C. S. A. § 4904 relating to unsworn falsification to authorities. Dated: October 15, 1999 CL 42 W .fi /QJLP? t to Chester W. Schlusser, Jr. Executor of the Last Will at d Testament of Chester W. Sch er, Sr./ Barbara L. Ressinger Executor of the Last Will and Testam at of Chester W. Schlusser, Sr. NOTE July 15, 1998 Carlisle, Cumberland County, Pennsylvania 1. BORROWER'S PROMISE TO PAY In return for a loan that I have received, I promise to pay U. S. $35,000.00 (this amount is called "principal"), plus interest, to the order of the Lender. The Lender is « Lender Nameo. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to received payments under this Note is called the "Note Holder." 2.INTEREST Interest will be charged on unpaid principal until the full amount of principal has been paid. I will pay interest at a yearly rate of of 9.00 %. The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note. 3. PAYMENTS (A) Time and Place of Payments I will pay principal and interest by making payments every month. I will make my monthly payments on the 15th day of each month beginning on August 15, 1998. 1 will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. If, on July 15, 1999,1 still owe amounts under this Note, I will pay those amounts in full on that date which is called the "maturity date." I will make my monthly payments at or at a different place if required by the Note Holder. (B) Amount of Monthly Payments My monthly payment will be in the amount of interest only on the unpaid principal balance. 4. BORROWER'S RIGHT TO PREPAY I have the right to make payments of principal at any time before they are due. A payment of principal only is known as a "prepayment." When I make a prepayment, I will tell the Note Holder in writing that I am doing so. I will make a full prepayment or partial prepayments without paying any prepayment charge. The Note Holder will use all of my prepayments to reduce the amount of principal that I owe under this Note. If I make a partial prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes. 5. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then; (i) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (ii) any sums already collected from me which exceeded permitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the principal I owe under this Note or by making a direct payment to me. If a refund reduces principal, the reduction will be treated as a partial prepayment. 6. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5.00% of my overdue payment of principal and interest. 1 will pay this late charge promptly but only once on each late payment. (B) Default If I do not pay the full amount of each monthly payment on the date it is due, I will be in default. (C) Notice of Default If I am in default, the Note Holder may send me a written notice telling me that if I do not pay the overdue Weeff 11411 amount by a certain date, the Note Holder may require me to pay immediately the full amount of principal which has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is delivered or mailed to me. (D) No Waiver by Note Holder Even if, at a time when 1 am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time. (E) Payment of Note Holder's Costs and Expenses If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorney's fees. 7. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. Any notice that must be given to the Note Holder under this Note will be given by mailing it by first class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address. 8. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligate to do these things. Any person who takes over these obligations, including the obligation of guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed under this Note. 9. WAIVERS I and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "Presentment!' means the right to require the Note Holder to demand payment of amounts due. "Notice of dishonor" means the right to require the Note Holder to give notice to other persons that amounts due have not been paid. 10. UNIFORM SECURED NOTE This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust or Security Deed (the "Security Instrument"), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises which I make in this Note. That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts I owe under this Note. Some of.those conditions are described as follows: Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by Security Instrument without further notice or demand on Borrower. WITNESS THE H D(S) ANDS L(S) OF THE UNDERSIGNED. O Ronald B. Clilippinger -Borrower i?awu f ?J Iw?? r c/ (Seal) Nancy . Clippinger Borrower '98 JUL 15 Pfd 2 15 MORTGAGE THIS MORTGAGE ("Security Instrument") is given on July 15, 1998 The mortgagor is Ronald B. Clippinger and Nancy K. Clippinger, husband and wife, ("Borrower"). This Security Instrument is given to Chester W. Schlusser, Sr., ("Lender"). Borrower owes Lender the principal sum of Thirty Five Thousand and 00/100 Dollars (U.S. $35,000.00). This debt is evidenced by Borrower's note dated the same date as this Security instrument ("Note"), which provide for monthly payments, with the full debt, if not paid earlier, due and payable on July 15, 1998. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender the following described property located in the vProperty Townshipo, Cumberland County, Pennsylvania: See Attached Legal Description which has the address of 242 South Hanover Street, Carlisle, Pennsylvania TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements, appurtenances, and fixtures now or hereafter a pan of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances or record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. EX0009Rr e%#, PENNSYLVANIA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT PAGE 1 of 6 FORM 3039 9/90 HUI46R Pace, 330 TOGETHER WITH all die improvements now or hereafter erected on the property, and all casements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that die Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally die title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under die Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. § 2601 er seg. ("RESPA"), unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property. Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in dial manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly. Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent die enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of die Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. 5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and l l; 'i. I . no, tils17 , f( " Fonn 3039 9190 (page 2 of 6 pagei) BOOKi 468FAGr 331 for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30-day period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Property is acquired by Lender. Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior to die acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Occupancy, Preservation, Maintenance and Protection of the Properly; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture action or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lender security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 7. Protection of Lender's Rights in the Properly. If Borrower fails to perform the covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under [his paragraph 7, Lender does not have to do so. Any amounts disbursed by Lender under this paragraph 7 shall' become additional debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making die loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, die mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to die cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to onc-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for die period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until die requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or is agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for die inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with Form 3039 9190 (page 3 of6 pages) 800114 468PPAGE 032 G,cal Wes Business noun,. Inc.0 ?Li 40C NX64881/ 1181, any condemnation or other tatting of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total tatting of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of die Property in which the fair market value of the Property immediately before die taking is equal to or greater than die amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of die proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co-signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees. that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a taw which sets maximum loan charges, and that taw is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other addresss Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of Us Security Instrument. 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earlier of., (a) 5 days (or such other period as Igptrt;?UB B leuee Forst 3039 9190 (page 4 of 6 pages) wGmal Well Business rmms, Inc.. BOOK-1468FAGE 333 applicable law may specify for reinstatement) before sale of die Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and die Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sutras secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of Note; Change or Loan Servicer. The Note or a partial interest in the Note (together with this Security Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable law. The notice will state the name and address of the new Loan Servicer and the address to which payments should be made. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private parry involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediaton of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). Lender shall notify Borrower of, among other things: (a) the default; (b) the action required to cure the default; (c) when the default must be cured; and (d) that failure to cure the default as specified may result in acceleration of the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property. Lender shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence or a default or any other defense of Borrower to acceleration and foreclosure. If the default is not cured as specified, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited to, attorneys' fees and costs of title evidence to the extent permitted by applicable late. 22. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. After such occurrence, Lender shall discharge and satisfy this Security Instrument without charge to Borrower. Borrower shall pay any recordation toss. 23. Waivers. Borrower, to the extent permitted by applicable law, waives and releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale, and homestead exemption. 24. Reinstatement Period. Borrower's time to reinstate provided in paragraph 18 shall extend to one hour prior to the commencement of bidding at a sheriff's sale or other sale pursuant to this Security Instrument. 25. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is lent to Borrower to acquire title to the Property, this Security Instrument shall be a purchase money mortgage. 26. Interest Rate After Judgment. Borrower agrees that the interest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to time under the Note. ExHiHIT "B'e 170=3039 9190 (nage 5 of 6 pages) ,,,, I A G"R sere A.Rd 22. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. After such occurrence, Lender shall discharge and satisfy this Security Instrument without charge to Borrower. Borrower shall pay any recordation costs. 23. Waivers. Borrower, to the extent permitted by applicable law, waives and releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or future laws providing for stay of execution extension of time, exemption from attachment, levy and sale, and homestead exemption. 24. Reinstatement Period. Borrower's time to reinstate provided in paragraph 18 shall extend to one hour prior to the commencement of bidding at a sheriffs sale or other sale pursuant to this Security Instrument. 25. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is lent to Borrower to acquire title to the Property, this Security Instrument shall be a purchase money mortgage. 26. Interest Rate After. Judgment. Borrower agrees that the interest rate payable after ajudgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to time under the Note. 27. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated in and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable blank(s)] Adjustable Rate Rider Graduated Payment Rider Balloon Rider V.A. Rider Condominium Rider Planned Unit Development Rider Biweekly Payment Rider Rate Improvement Rider Second Home Rider Other(s) [specify] 1-4 Family Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. cJ ?-c?-?L<L s1`?..'z`??•k`-.t,,..,,._ti (Seal) Ronald B. Clippinger -Borrower Social Security Number /ll? /? a4oz:n In .tJ (Seal) Nancy . Clippinger' Borrower Social Security Number -- ---- ----------[Space Below This Line For Acknowicdgment]------------------------- - --- COMMONWEALTH OF PENNSYLVANIA, CUMBERLAND County ss: On this, the 15th day of July, 1998bcfore me the undersigned officer, pdisonall* "appcared n. Ronald B. Clippinger and Nancy K. Clippinger, husband and wifeknown to me (or satisfactorily: proven)',tobe;thq.•. persons whose names are subscribed to the within instrumctit and acknowledged that theyexecuted the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official Notarial My Commission expires: fie` '.''orrison, :;o,o. ruin MY sjrc PENNSYLVANIA -Sinele Family My I INSTRUMENT VKHgJAU]T ° i 0' iof6 mr.1458 Pot 4335 FORM 3039 9/90 ALL THAT CERTAIN tract of land with the improvements thereon erected, situate in the Third Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described, as follows: ON the North by land now or formerly of Ira W. Miller; on the East by South Hanover Street; on the South by land now or formerly of William P. Stull; and on the West by a public alley. CONTAINING 40.5 feet in front on South Hanover Street and extending at an even width a depth of 240 feet to said alley. BEING improved with an apartment house and outbuilding known as No. 242 South Hanover Street, Carlisle, Pennsylvania. BEING the same premises which Dale O. Hartzell and Marion R. Hartzell, his wife, by deed dated July 28, 1965, and recorded July 28, 1965, in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle, Pennsylvania, in Deed Book "R", Volume 21, Page 292, granted and conveyed to Chester W. Schlusser, Sr. and Robert E. Schlusser. The said Robert E. Schlusser, together with his wife, Margaret S. Schlusser, by deed dated August 1, 1969, and recorded August 7, 1969, in the aforesaid Recorder's Office, in Deed Book "I", Volume 23, Page 305, conveyed all of his undivided one-half interest in the above described premises to Chester W. Schlusser, Sr. and Katherine Schlusser, his wife. The said Katherine Schlusser having died June 24, 1998, title to the undivided one-half interest conveyed by deed of Robert E. Schlusser remained vested by operation of law solely in her surving spouse, Chester W. Schlusser Sr., thereby vesting title in fee simple to the premises in Chester W. Schlusser, Sr. the Grantor herein. State of Pennsylvania County of Cum6erland1 86 Recor ed i the office for the recording of Deeds ect. nd f erland County, in Bo Vole-?a{ wit ss y hand kntl A of of ice f ?-f EXHIBIT "B" RMI(IdfRParc .111; SHERIFF'S RETURN - REGULAR . i CASE NO: 1999-07107 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SCHLUSSER CHESTER W JR ET AL VS. CLIPPINGER RONALD B ET AL DAWN KELL , Sheriff CUMBERLAND County, Pennsylvania, who being duly to law, says, the within COMPLAINT or Deputy Sheriff of sworn according was served upon CLIPPINGER RONALD B the defendant, at 15:16 HOURS, on the 29th day of November 1999 at 351 W NORTH ST CARLISLE, PA 17013 CUMBERLAND County, Pennsylvania, by handing to NANCY CLIPPINGER a true and attested copy of the COMPLAINT together with NOTICE , and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So angwex$-*--. .. _?. Docketing 18.00 Service 3.10 Affidavit .00 Surcharge 8.00 Ri^1 om? as?line, 5 eri EY 11/30/1999 by a???n 1=¢ epu y eri Sworn and subscribed to before me this day of 19 91 A.D. ? ro ono a y ?t SHERIFF'S RETURN - REGULAR CASE NO: 1999-07107 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SCHLUSSER CHESTER W JR ET AL VS. CLIPPINGER RONALD B ET AL DAWN KELL , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT was served upon CLIPPINGER NANCY K the defendant, at 15:16 HOURS, on the 29th day of November 1999 at 351 W NORTH ST CARLISLE, PA 17013 CUMBERLAND County, Pennsylvania, by handing to NANCY CLIPPINGER a true and attested copy of the COMPLAINT together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff 'sCosts: So answer Docketing 600 Service .00 Affidavit .00 8.00 A"-7 omas ine, 5 eri =11/30/ EY 1999 by epu y eri Sworn and subscribed to before me this r-1 day of ?«<+W 19-Qj A.D. ` '?o ono a ,?