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HomeMy WebLinkAbout99-07112o '?, ?. ?- `. r, d Q a -? ? ; -? -; t .a l.% MCCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Household Finance Consumer Discount Company 961 Weigel Drive, P.O. Box 8604 Elmhurst, IL 60126 Attorney for Plaintiff Cumberland County Court of Common Pleas V. Kenton E. Johnson 176 Alters Road Carlisle, PA 17013 and Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 Number CIVIL ACTION/MORTGA ORE LO IRE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you foil to do so the case may proceed without you and o judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 AVISO Le hen demandado a usted an to torte. Si usted quiere defenderse de sates demandas ex-puestes an las paginas siguientes, usted tiene veinte (20) dies de plaza at partir de Is fecha de Is demands y to notification. Hoes falta asentar una coeporencia escrita o an persona o con un abogado y entregar a to Corte an forma escrita sus defenses o sus objeciones a lea demandas an contra de su persona. Sea avisado qua si usted no as defiende, to Corte tomara medidas y puede continuer to demands an contra suya sin previo aviso a notification. Ademas, is Corte puede decidir a favor del demandante y requiere qua usted cumpla con todas las provisiones de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importantes pare usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO 0 Sl NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249.3166 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Household Finance Consumer Cumberland County Discount Company court of 961 Weigel Drive, P.O. Box 8604 Elmhurst, IL 60126 V. Kenton E. Johnson 176 Alters Road Carlisle, PA 17013 and Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 Number CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Household Finance Consumer Discount Company, a corporation duly organized under the laws of and doing business at the above captioned address. 2. The Defendant is Kenton E. Johnson , who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 176 Alters Road , Carlisle, PA 17013. 3. The Defendant is Melinda K. Johnson, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 176 Alters Road, Carlisle, PA 17013. 4. On February 16, 1998, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1432, Page 165. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 176 Alters Road, Carlisle, PA 17013. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 6/99 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $154,983.38 Interest 5/99 through 9/2/99 $ 3,908.68 (Plus $40.30 per diem thereafter) Attorney's Fee $ $ 7,749.17 .17 225.00 Cost of Suit $ 125.00 Appraisal Fee $ 200.00 Title Search GRAND TOTAL $167,191.22 1 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by certified mail on the date set forth in the true and correct copies of such notices attached hereto as Exhibit ,B., WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $167,191.22, together with interest at the rate of $40.30 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgage property. TERRENCE J. M ' ABE, ESQUIRE Attorney for Plaintiff The undersigned, Richy L. Frank, hereby certifies that he is the Foreclosure Specialist of the Plaintiff in the within action, Household Realty Corporation, and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. 54904 relating to unsworn falsification to authorities. 4 1--7 ?' 4 RICHY L. FRANK SEP 03 '99 08:23 FR HOUSEHOLD FINANCE COR630 617 7145 TO 912157901274 P. 04/08 71330114 MORTGAGE Q IF BOX IS CBECKBD, =S MORTGAGB IS AN OPEN-END MORTGAGE AND SECURES FUTURE ADVANCES THIS MORTGAGE is made tlihs 110TH' day of. FEBRUARY' 19 98 between the Mortgagor, KENTON E.'L'. hl(1@0 1A A-K.:JOHNSON.'.H/W •:a corporatiiiirorganiud-and eshsting.un er the aura o PENNSYLVANIA ,w ose address is The foltowing paragraph preooded by a chceked box is appikable. X WHEREAS, Borrower is indebted to Lender in the principal sum of S 755:875. ea ev1 .ced by Borrower'a Loan Repayment and Security Agreement or Sewn ry. ortgage an greement aced FEBRUARY is • 1Sao and any extensions or renewals theteof.(berein "Note"), providing for montNy installments o prmctpaF an taterest, including any adjustments to the amount of payments -or the contract rate if that rate is variable, with the balance of the indebtedness, if not sooner paid, due and payable on FEBRUARY 18, 2028 WHEREAS, Borrower is indebted to Lender in the principal sum of $.' or so much thereof as may be advanced pursuant to Borrowers Revolving Loan Agreement date"- and exeonaions and renewals thereof (herein "Note"), providing for monthly itLStatimenta, and interest at t e rate an under the••terms specified in tho Note, including any adjustmcnts in the interest rate if that rate is variable, and providing for a credit limit stated in the principal sum above and an initial advance of $ TO SECURE to Lender the repayment of (t) the indebtedness evidenced by the Note, with intereat•thereon, including any increases it the contract rate is variable; (2) future advances under any Revolving Loan Agreement; (3) the payment of all other sutras, with. interest thereon,. advanced in-accordance herewith to protect the security of this. Mortgage; and (4) the performanoa- of the covenants and agreemehts.'of,Zormwer -herein -contained, Borrower does i.:hereby mortgage,:grantand•coney`to '* ender and'Lender's;successom anid assigns•tbe-following'descri(cd prop. y: o• located in the Goynty of "CUNEER LAilb. ... ,... •::. :,• ...._ _ .. _...... O oiiimonwealth of P.ennsylvzailm, . ,,..ALL..:THAT-CERTA•It-l•:PROPERTY'SITUATED•'IN T.HE.,BORDUGH.OF WEST- . 'PENNS•IN THE COUNTY'OF'CUhdBER-AND.,AND..CONMONWEALTH OF ' PENNSYLVANIA, BE ING. DESCRIBED AS FOLLOWS: LOT 1 WEST PIKE SUBDIVISION, PBV 66 PAGE 58. BEING MORE FULLY DESCRIBED 1 N. A DEED DATED 04114/83 AND RECORDED 04116193, AMONG Co THE LAND RECORDS RECORDS OF THE COUNTY AND STATE SET FORTH. CO • ABOVE, ?- IN DEED VOLUME F30 AND PAGE 795. TAX MAP OR PARCEL 10 NO.: 48-07-047-3059 ^tt n ?' :.. N T 07-21-97 Mortgage PA 9(?96Ag? PA001T41 ORIGINAL I J!' ??lJl?lp?f?ll?D?t!l?I??Il111?1?111!lUlnp SEP 03 199 0824 FR HOUSEHOLD FINANCE COR630 617 7145 TO 912157901274 P.05i0B .? TOGETI-1£R with all the improvements now or hereafter erected on the property, and all rpsements, rights, appurtenances and rents, all of which anall to idecrm d propbee an (orrema leas part of the ir?Mcovered byoUs Mortgage; and all of the foregoing, together leasehold) arc hereinafter referred to as the 'Property.` Borrower covenants that Borrower Is lawfully seised of the Watc hereby conveyed and has the right to mortgage, grant and convey the Property, and that ilia property. is unencumbered, except for encumbrances of re cord a d de. ro er against coveeiants that Borrower warrants and will defend generally the title to the Property subject to encumbrances of record. UNIFORM COVENANTS. Borrower and Lendor oovcnant and agree as follows: 1. Payment of Principal sad Interest at Variable Rates. This mortgage secures all payments of -principal and interest due on a variably rate loon, The contract rite of dinterest and ayment amounts ue all amounts required by the Note. subject to change as provided in the Note. Borrowers shall promptly pay when pay 2. the Fuudx day for Texas and Insurance. Subject said Interests are payable under the Note, aunttiil thewNote sha s pa dt in fullea sum day monthly payments of principal dominium and sum (herein "Funds') equal to onetwelf of the which may barn priority overrth this Mortgage ands ground rents on the Property, unit development eeaonementa, if I gay) y) it any. gifts orte•twelfth of yearly premium installments for hazard insurance, plus one-twelPth of yearly premium installments for mortgage insurance, if any, ell as reasonably estimated initially and from time to time by Lender on the basis of assemtnenta and bills and reasonable estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to ilia oatent that Borrower mikes such payments to the holder-of a prior mortgage or deed of trust If such holder is an institutional lender. If Borrower pays Funds to Lender, the Funds shill be held in an institution the deposits or accounts of which are inuurod or guaranteed by a 11adarsl or state agency, (Including Lender if Lender is such an institution). Lender shall apply the bond" to pay said taxes, maceornenU' insurance premiums and ground rents. Lender may not charge for so unl holding and applying the Irunds, onslyaing said account or verifying compiling Leader to make aswess h ganBbills, orrower ad a e. Lender pays Borrower Interest on the Punds and applicable law Lender may agree in writing at ilia time of execution-:of this Mortgage that interest' on the Funds shall be paid to Borrower, and unless rich agroomcnt Is made or applicable law requires such interest to be paidi Lender shall not be required to pay' harrower sny'Intereat or earnlript"orrthe Rands:-Lender shall give to BorrciWer; which ,each't charge, the annual accounting of ehd 11dridi nhowing crodlw arid debitg'!o'ahc; Funds and the purpose Hinds was made. The Funds its pledged' as additlogal'•561)Yity. for the sums'secured by this Mor'tgage' 11 the amount of ilia Funds hold by !.ender, together with the future fitonthly installments of Funds payable prior to the due data of tame, Mee6 manw, Insurance premiums and ground renis,'shall.exceed the amount required to pay said taxes, ass"arnanto, Insurance premiuma and ground rents as they'fall due, such-excess shall be; at Borrower's option, either promptly repald to Borrower or credited to Bo rower on ?m`na lym? race premiums llments of Fund,. If the a rents utaoftthe Funds held by Lender altall not he sufficient to pay fall due, Borrower iihall pay to Lander any amount necessary to make up the deficiency in one or more payments as Lender may require. Upon payment In full of all ouma secured by this Mortgage, Lender shall promptly refund to Borrower any runds held by Lander. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later then Immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by -Lender at-the time of applioation.as a credit against the sumsewur el by this Mortgage. 7. Applicatluu or t'aymnnts. Except for loans made pursuant to the Pennsylvania Consumer Discotint Company Aot, all payments revolved by fonder under the Note and paragraphs 1 and 2 hereof shall be applied by Lender first in payment of amounts payable to Lendar by Borrower under paragraph 2 hereon, then to interest, and then to the pdnaI W. 4. 11rior hlorteagan and Deed of Trust; Charges; Lietis. Borrower shalt perform all of Borrower's obligations under city mory;ago, dead of trust or other security agreement with a lien which has priority o over be paid Mortgage, all taxes, Including Borrower's covenants to make payments when due. Borrower shall y or priority over this swasments and other charges, fines and Impositions attributable to the Property which may attain a h(ortgage, and leasehold payments or ground rents, if any. 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against low by fire, hazards included' ivithin the term "eztended coverage."and such other hazards'as Lender may require. The Insurance carrier providing the insurance shall be cbosen•by the Borrower subject to approval by Lender; provided, that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the terms of any mortgage, deed of trust or other seeuriy.agieemonvwith ra lien which bas priority over this Mortgage. '000KIM.Aor 16 07.11-17 Martgaaa PA IIIIIIpIIYa1II9IW9 ®?IIIIId1Ig1?II8II9UII1I1IIUH PA001242 onistut SEP 03 199 0824 FR HOUSEHOLD FINANCE COR630 617 7145 TO 912157901274 P. 06/08 4- v lrf the event of loos, Borrower shall give prompt notide to'thC insurance carrier and Lender. Lender may make proof of loss if not made Promptly by Borrower. Ifithe Property is abandoned by Borrower, or it Borrower fails to respond. to Lender within 30 days from the date -notice is mailed byLendei to Borrower that the insurance carrier.offers to settle.a.claim. for insurance benefits, Lender is authorized to collect and apply the insurance proceeds at Lender'a option either to restoration or repair of the Property or to the sums secured by this-Mortgage 6: Preservation and Maintenaace of Property; Leaseholds; Condominiurns; -Planned•Unit Developments. Borrower shall keep the Propcrty,IA good:repair and-shall not•eommit-waste.or permit iinpaie6ent or &terioration of dbe,Proper'ty. and- shalbcomply. withthe, provisions of.any leasc`if this Mortgage is-or. e`leasehoid. If this Mortgage is on a trait in.a condominium-or. a planned unit development, Borrower shall' perform. all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned'•unit development, the by-laws and regulations of the condominium or planned unit development, and constituent documents. 7: Protection of Lender's Security. If.Boirower fails to perform the covenants,and agreements contained in this Mortgage, or if any action or prooeoding is commenced which materially affects Lenders interest in the Property, then Lender, at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys' fees, and take such action as is necessary to protect Lender's interest. Any amounts disbursed by Le:Acr pursuant to this paragraph 7, with interest thereon, at the contract rate, shall become additional indebudness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payment, such imounts.shall be piyable upon notice from Lender 'to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any expense ontake any action hereunder. t Inspection. Lender may take or cause to be made reasonable entries upon and' inspections of the Property, provided that Lender shall give Borrower notice prior to any such inspection specifying reasonable cam therefor related to Lender's interest in the Property. 9. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of the Property, or part thereof, or for conveyance in lieu. of condemnation, are hereby assigned and shall.-be paid to Leader, subject to the terns of any mortgage, deed-of trust or-other security agreement with;action which has. priority over this Mortgage. :.r::.: •.• - "' %a: :cgorrower."Not- Released; •F.orbcAranco,:BY. Eeaden;Not,a; W.aiver.:?eteaeion :ot•31ie tigir. for ;payment or ... mudifioationeof-, r rtizaJiAr; ot•thc;sums:secured by; Shia, Mortgagq-gran.?d.by-LiuB)s? ." Isny;4ccessor in. interest of Borrower shall uot.:Qperate to -release;-in:any trranner;;thhe'diabilityeof_•tbe original ocroWeF ahcbc$orcower's successors • ,in;intetest.,•Lesdgr•shelknot be;reyuircd.to..comafence.proceediags:against such•.suaessor orirefosa,te. extend time for Payment or.ptherwise;modify amortization of-the:sums:secured•by:tbia;Mortpga:by•reason_of any.demand:made by • the original. Borrower•;and!Borrowcea: sueoessors in interest, Ariy'forbearance-by•Lender -in exercising any right or remedy hereunder,. or otherwise 'afforded by applicable law, shall not be a waiver of or preclude the exercise of any such,rigbt or remedy. 11. Sticcessors and Assigns. Bound; joint and Several Liability: Co-signers. The covenants and agreements herein contained shall bind, and the rights hereunder shall inure to, the respective successors and assigns of Lender and Borrower, subject to the provisions of paragraph 16 hereof. All covenants and agreements of Borrower shall be joint and several. Any Borrower who co-signs this Mortgage, but does not execute the Note. (a) Woo-signing this Mortgage only. to mortgage, grant and convey that Borrower's interest in the Property, to Lender under the terms of this Mortgage, (b) is cot-personally;liable on the Note or under •.thisN- prigage.,and (c) agrees that-Lender and any other Borrower hereunder may agree to extend, modify, forbear, or make any other accommodations with regard to the terms of this Mortgage or the Note without that Borrower a consent and without releasing that Borrower or modifying thi&Mortgage as to that Borrower's interest in the Property, 12. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to Borrower provided for in this Mortgage shall be given by delivering it or by mailing such notice by certified mail addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided herein,and (b) any notice to Lender shall be given by certified mail to Lenders address stated herein or to .such':other address as Lender may designate by:notice.to Borrower as provided herein. Any;notice provided for. in this -Mortgage shall be deemed to We bees given to Borrowec.or Lender.when givenin the mannor•deOignated herein. :15. Governing-Law; Severability. The state,snd: local lawn. applicable to this Mortgago.ahall .be the laws of the jurisdiction in.w@ch the•Property is ]orated. The foregoing: sentence shall not limit the, applicability, oof. Federal law to this!Mortgage. In the event that any provision or clause of this Mortgage or the Note conffiets with applicable law, such conflict ohall not-affect-other provisions. of this Mortgage or.the Note which can be given effect-without the conflicting provision, and to this-,en d the provisions of this Mortgage: and the Note are declared to be severable. Mused herein, "costs" "expensee". and "attorneys fees" include all sums to the extent not prohibited-by applicable law or limited herein. 14. Bor;ossyyCrrI? s Copy" BQ'rower shall be furnished a conformed copy of the Note and of this Mortgage at the time of executiofi'bF•bfter.ie otr>?tson,}t epfJ s..{ •:iy??':I(•??n1LI?W.v?t1`1.v?ln.flGMd?Nrtyapln?Ip1111F ldtEl' tW 1?nI'?B?IIIrt1Na1I? r PA00tza3 07-21-97 Mertaeae PA GnIGIW1t I?atI L'1111A rAlIlYll??laltl114y11?I?tlI?ItlIMIWlttflllllin?l?LL - ?®ar?rm SEP 03 '99 08:25 FR HOUSEHOLD FINANCE COR630 617 7145 TO 912157901274 P.07/08 -4- 15. Rehabilitation Loan Agreement. Borrower shall fulfill all of Borrower's obligations tinder any her. rehabilitation, improvement, repair, or other loan ak eement which Borrower enters into with Lender.'Y.ender, 1 Lender's option, may requirc Borrower to execute and deliver to Lender, in a form acceptable to Lender, an assignmei of any rights,•claims or defenses which Borrower may have against parties who supply labor, materials or services i connection with improvements made to the Property. 16. Transfer of the Property. If Borrower sells or transfers all or any part of the property or an intern therein, excluding (a) the creation of alien or encumbrance subordinate to'this Mortgage, (b) a transfer by devil descent, or by operation of law upon the death of a joint tenant, (c) the grant of any leasehold interest of throe years C less not containing an option to purchase, (d) the creation of a purchase money security. interest for househol appliances, (a) a transfer to a relative resulting from the death of a Borrower, (f) a transfer where the spouse o children of the Borrower become an owner of the property. (g) a transfer resulting from a decree of dissolution c marriage, legal separation agreernent, or from an incidental property settlement agreement, by which the spouse of th Borrower becomes an owner of the property, (h) a transfer into an inter vivos trust in which the Borrower is an, remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property, or (i) any othe transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board, Borrower shal cause to be submitted information required by Lender to evaluate the transferee as if a new loan were being made it the transferee. Borrower will continue to be obligated under the Note and this Mortgage unless Lender release Borrower in writing. If Lender does not agree to such safe or transfer, Lender may declare all of the sums secured by this Mortgage to b, immediately duo and payable, If Lender exerc sea such option to aiciWate. Lender shall mail Borrower notice o acceleration in accordance with paragraph 12 hereof. Such notice shall provide a period of not less than 30 days Irorr the date the notice is mailed or delivered within which Borrower may pay the sums declared due. It Borrower fails tc pay such sums prior to the expiration of such period, Lender may, without further notice or demand on Borrower invoke any remedies permitted by paragraph 17 hereof. NONUNIFORM COVENANTS, Borrower and Lender further covenant and agree as follows. 17. Acceleration; Remedies. Except m provided in paragraph 16 hereof, upon Borrowers breach of any covenant or agreement of Borrower in this Mortgage, including the covenants to pay when due any sums secured -by this Mortgage, Lender prior- to'aaeleration shall give -notice to: Borrower as provided in paragraph 12 hereof specifying;..- (1)_the, breach; (2) the action require440,cute s6ch breach; (3) a date, not less than 30 days from the date the notice is mailed to Borrower, by 1Phich sucli?broaeh must be cured; and (4) that failure to cure such' breicti'dti'oi"before the date'specified in'thr°notice may result in acceleration of the sums secured by this Mortgage, foreclosure by judicial proceeding, slid sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the nonexistence of a default or any other defense. of Borrower to acceleration and foreclosure. If the breach is not cured on or before the date specified in the nritice, bender, at Lender's option, may declare all of the sums secured by this Mortgage to be immediately due and payable without further demand and may foreclose this Mortgage by judicial proceeding. Lender shall' be entitled to collect in such proceeding all expenses of foreclosure, including, but not limited to, reasonable attorneys' fees and costs or documentary evidence, abstracts and title reports. 18. Borrower's Right to Reinstate. Notwithstanding Lender's acceleration of the sums by this Mortgage due to Borrowers breach, Borrower shall have the right to have any proceedings begun by Lender to enforce this Mortgage discontinued at any time prior-to entcy.of a judgment enforcing this Mortgage if: (a) Borrower pays Lender all sums which would be then due under this Mortgage and the Note had no acceleration occurred; (b) Borrower cures ail breaches of any other covenants or agreements of Borrower contained in this Mortgage (e) Borrower pays all reasonable expenses incurred Sy Lender in enforcing the covenants and agreemonts of Borrower contained in this Mortgage, and in enforcing Lender's remedies as provided in paragraph 17 hereof, including, but not limited to, reasonable attorneys' fees; and (d) Borrower takes such action as Lender may reasonably require to assur6 that the lion of this Mortgage, Lender's interest in the Property and Borrowers obligation to pay the suma'seeured by this Mortgage shall continue unimpaired. Upori such payment and cure by Borrower, this Mortgage' apd,She obligations- secured hereby shall remain in.full force arld effect as if no acceleration had occurred, f'= . a 19Lender . Assigns e t of of'Rciils; Appointment of*Receiver. As additional security horeunacr;' cirrottar. (laT'.y by: assigns . , . it l; ptnviddd that Borrower shall, prior t to acceleration U11* i5 abandonment of .tha'Pro rt't Have. r? AAW9,t'"root, in PE Y tAe't1gMtlto collect and retain such rento s as'they become dueapdr$ya?ife`t• Upon.acceleratio6 tigder 'ragrii hW-1,'hereof or abandonment of the Pro 7s. - i ' Lender receivciappolmod b$?''a iourt to enteraapnd,.%take Property, and to collect to have possession of and manage the Property erty and to cn!lect th the rents of the e Property.i0cluding those past it. All' rents collected by the receiver shall be applied first to payment of the costs of management of the Propaity..and, collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasotiabte:altorheys' fees, and then to the sums secured by this Mortgage. The receiver shall be. liable to account only for those rents actually received. /?yl? ?p 07-21.97 Mart9no PA }: I'aVai+F11(1E GA 143 ::• I ,ar,.;; :800K PA001244 . °"'°"u` III??tllllll??bl?ll9l?r?f111?1??11091???1?l?ll??l1 SEP 03 '99 08:26 FR HOUSEHOLD FINANCE CORG30 617 7145 TO 912157901274 P. 08/08 Y. K/ _5- 20. Release. Upon payment of all sums secprcd by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation, if any. 21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property under state or Federal law, 22,'Interest,'Ratb After 7udgm6nt: Borrower agrees the interest rate payable after a judgment is entered on the '. Note bF In an action of mo59990,foreelo?ure shall be the rate'statcd fa the Note. RE, U135T.'$OR NOTICE. OF )IEFAVL7 AN FORECLOSURE UNDER SUPEAJOR MORTGAGES OR 'DEEDS OF TRUST Borrower and Leader request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Mortgage togive Notice to Leader, at Gander's address set forth oa page one of this Mortgage, of any default under the superior encumbrance and of any sale or other foreclosure action. I hereby certify that. the precise address of the Lender (Moi o Yn behalf 'of the;1#4ei Bk HOMAs-: JrCOSTELiO . WIVI `'tvN wk ACTH OF•PENNSYL:'4ANfA ' I THOMAS'J COSTELLO KPaIT,'tb v :s Notary Public KENTON E JOH ON -Borrower MELINDA K UHNSON -Borrower wunry 63: in and'for said county and state, do hereby certify that a avnauy 11 xnown to me to be the same person(a) whose asme(s) appeared before me this on, and ecYnowledgo tfut Z he subxribed to flice r'a the foregoing instrument, ,jd and delivered rho said instrumentas free voluntary act, gne for the "es and purposes therein act forth. Give ' n under my hand and official seal, this 16th FE MRCommisaion expires: 07-21-97 men 3eal To, Notary Pub4o CaattorCOUr?fv frao Oct 2, 2(100 a5yrttoe;nien or hotmiet (cep slow Thi s [,ices Retoried Slate of Per.'itsylvania'11' •....... . , ,. County of Cumberland] 86 a„ 8ec(Kr2'f ig frs office for the recording of Mad.'. day of BROARY 79 98 ry rc This instrument was prepared by. 2o?P;S?j?Fi `h3?t ?>d'(1agifBtreze,• (:o'rQQiaiiUn' st rE dM`>f6 ti' :'.rx BOOKi 32?Acf 1169 r ?a ??•? PA001Z45 ** TOTAL PAGE.08 w* !' TERRENCE 1. McCABE LAW OFFICES WEISBERG & CONWAY, P.C. McCABE , SUITE 2080 SUITE 600 216 HADDON AVENUE FIRST UNION BUILDING WESTMONT, NJ 08108 123 SOUTH BROAD STREET (609) 858-7080 PHILADELPHIA, PENNSYLVANIA 19109 FAX (609) 858.7020 (215) 790-1010 FAX (215) 790.1274 SUITE 1503 52 VANDERBILT AVENUE NEW YORK, NY 10017 (212)697.0011 FAX (212) 953.0986 October 5, 1999 Kenton Johnson 176 Alters Road Carlisle, PA 17013 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an offJrlal notice that the mortgage on your home is in default and the lender intends to foreclose, Specific information about the nature of the default 1s provided in the attached naees. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP)maybe able t e to save your home. This N li gplains how the program works To see if HCMAP can help v m115t MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE Take this Notice with you when you meet with the Counseling AJ2encv. The name address and phone number of Consumer Credit Counseline Aeencies servine vour ---o R.. may ra)) the. Pennsylvania Housing Finance Agency toll free at 1-890-342-2397 (Persons with impaired hearing can call (717) 780-1869 This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACIO EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VI VIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE LLAMANDA ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): PROPERTY ADDRESS: LOAN ACCOUNT NUMBER: CURRENT LENDER/SERVICER: Kenton and Melinda Johnson 176 Alters Road. Carlisle. PA 17013 713304-00-403927 Household Finance Corporation HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWN'ER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: - IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, - IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND - IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit 1. a '• co IHE NEXT (30) unseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR ..THi _ - _ - - _ -DAYS I Y U DO NOT a unr v rnn BRING YOUR MORTQ6QE rpm DATE, vi E E LT " F•XP Wy -CONSUMER CREDIT O 1y LIN A N IE4--Ifyou meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meetin e i ated consumer ? S• 1 e names addresses and telephone r. numers ---,alit councrtina agencies, for the -ste are set forth at the end of this Notice, county m w i he 12m pea is locate A --It is only necessary to schedule one face-to-face meeting, Advise your lender imm__ edately of your intentions. APPLICATION FOR MORTGA ASSISTANCE--Your reasons set forth later in this Notice (see following pages for specific information iabout the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Ass stance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have the applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days ofyour face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION--Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A. PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your property located at l76 Alters Road. ar1i I - PA 17013 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY PAYMENTS for the following months and the following amounts are now past due: approximately $1 410 39 for the month of u1y 1999 through-&ptember .._ _ _ _.1212 Other TOTAL AMOUNT PAST DUE: n3.9 1.17 HOW TO CURE THE DEFAULT--You may cure this default within THIRTY (30) DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3.931.17. PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be mmd ith r by cash. cashier's check Certified check or money order made payable and sent to Richey Frank Household Finance Corporation P.O. Box 4153 Carol Stream, IL 60197-4153 IE YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends -to-exercise Its right to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged proper IF THE MORT A E I FORECLOSED UPON--The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY oeriod you will not be required to pay attorney' fee OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE TH DEFAULT PRIOR TO SHERIFF'S SALE--If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent th sale at anytime up lo _one hour before the Sheriffs Sale You may do so by paying the total amount then past due. plus any late or other charges then due. reasonable attomcv's fee and costs connected with the fore InsnrP t a u other costs connected with the Shenffs Sale as sneetfied in writing by the lender and by performing any other requirements under th mal age Curing your default in tite manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POS IM SHERIFF'S SALE DATE--It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately five months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER Name of Lender household Finance Cmm?rat Address: P.O. Box 4153Card Stream If 60197 4153 Phone Number: 1-80o-6o9-4278 Fax Number: M-617-7744 Contact Person: RRichey Fran EFFECT OF HERLFP3SAT E--you should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your fumishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You may or X may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: - TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. - TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. - TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) - TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. - TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. - TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. FOR CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY, PLEASE SEE THE ATTACHED LIST. NOTE: Unless you notify this office within thirty (30) days after receiving this notice, that you dispute the validity of this debt or any portion thereof, this office will assume that the debt is valid. If you notify this office in writing within thirty (30) days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of judgment and mail you a copy of such judgment or verification. You are also advised that any information which you supply to this office maybe used by us in the collection of the debt. If you request this office in writing within thirty (30) days after receiving this, this office will provide you with the name and address of the original creditor. THE PURPOSE OF THI COMMUNICATION IS TO CO r F T A DEBT AND ANY IMORMATION OBTAINED WILL BE ED FOR THIS PURPOSE, Very truly yours, TERRENCE J. McCABE TJM/!m SENT VIA REGULAR MAIL AND CERTIFIED MAIL NUMBER Z 367 153 107 RETURN RECEIPT REQUESTED 4 it-) .1JN S T ?X? ' $ °• '= ice.! I'Jp L` A' ???? gQ = If! A..L. mN o Q 0 ? ` E-? O a °jLL ??? 6 ?V a ?. G ? ??y .? o m ?- d g r p+ s $yC. ] yyy 6 m c m ?p p ° Hd S ? z?a gd $q , 0 8A p y- ? Nts y ? s m °951 ?a m ? ? ? y ? 8 ? 0 a:[ ?Bm LL -. N ? C S9 S m o _ = app ? S OO E Old p `V rC CTS c? v J ?\ m i/? 2 $ N ? o r-Z N a a V ? ? a o Z A PIQ ?s 0 m9 d Z° E a N m , 3$ r N C7 V N rD n co T O r N M N llew olgelunoooy i5 c a c a° m m s r a a N E U m a N g IL z m 2 w LL M 0 LL y a. LAW OFFICES McCABE, WEISBERG & CONWAY, P.C. SUITE 2080 SUITE 600 FIRST UNION BUILDING 216 HADDON AVENUE 123 SOUTH BROAD STREET WESTMONT, N108108 PHILADELPHIA, PENNSYLVANIA 19109 (609)858.7080 (215) 790-1010 FAX (609) 858-7020 FAX (215) 790.1274 SUITE 1503 52 VANDERBILT AVENUE NEW YORK, NY 10017 (212) 697.0011 FAX (212) 953.0986 October 5, 1999 Melinda Johnson 176 Alters Road Carlisle, PA 17013 ACT 91 NO'T'ICE TAKE ACTION TO SAVE YOUR HOME FROM FOIZECLOSUIRNE This is an official notice that the mortgage on your home is in default and the lender intend to foreclose Specific information about the nature of the default i provided in the attached pages, The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help) to save your home- This Notice explains how the prosuam works To see if HFMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE Take this Notice with 4t1 when you meet with the Counseling Agency. The name address and phone number of Consumer Credit Counseling.?Agencies cerving your County are listed at the end of this Notice Tf you have any questions you may call the Pennsylv pia Housing _Finance Agency toll free at 1-800-342-2327 (Persons with impaired )grinp can call (717) 780-1869. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACIO EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE LLAMANDA ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UNT PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): PROPERTY ADDRESS: LOAN ACCOUNT NUMBER: CURRENT LENDER/SERVICER: Kenton and Melinda Johnson 176 Alters Road Carlisle PA 17013 713304-00-403927 Household Finance Corporation HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: - IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, - IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND - IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-fact" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAY IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YO T BRIM YOI IR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT EXP A1NS HOW TO BRING YOUR MORTGAGE P TO DATE CONSUMER CREDIT O INSFLIN AGENCIES--If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The name addrec s a d r t phone numbers ofdesienated consumer credit counseling agencies f the ounl in which thepLQDe m located are set forth at the end of this Notice It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORT A ,E A SISTANCE--Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have the applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION--Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT 13E CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CT RE YO MORTCA E DEFAULT (Bring it u to date) NATURE OF THE D FA 1L T--The MORTGAGE debt held by the above lender on your property located at 176 Alters Road. Carlisle. PA 17013 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY PAYMENTS for the following months and the following amounts are now past due: approximately $1.310.39 for the months of July 1999 through September 1999 Other TOTAL AMOUNT PAST DUE: $3.931.17 HOW TO CURE THE DEFAULT--You may cure this default within THIRTY (30) DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3,931,17, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by clash cashier's check certified check or money order made payable and sent to: Richey Frank Household Finance Corporation P.O. Box 4153 Carol Stream, IL 60197-4153 IF YOU DO NOT CURE THE DEFA ii T_-If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property, IF THE MORTGAGE IS FORECLOSED UPON--The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF' SALE--If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff al You may do so by paying the total amount then past due plus any late or other charges then due. reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgagee Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you lead never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE--It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately five months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender Household Finance Corporation Address: P.O. Box 4153Carol Stream IL 60197-4153 Phone Number: 1-800-609-4278. Fax Number: 630-617-7744 Contact Person: Richey Frank EFFECT OF SHERIFF'S SALE--You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You mayor X may not sell transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: - TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. - TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. - TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) - TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. - TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. - TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. FOR CONSUMER CREDIT VING YOUR COUNTY, ESE SEETHE ATTACHED LIST. NOTE: Unless you notify this office within thirty (30) days after receiving this notice, that you dispute the validity of this debt or any portion thereof, this office will assume that the debt is valid. If you notify this office in writing within thirty (30) days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of judgment and mail you a copy of such judgment or verification. You are also advised that any information which you supply to this office maybe used by us in the collection of the debt. If you request this office in writing within thirty (30) days after receiving this, this office will provide you with the name and address of the original creditor. OBTAINED WILL BE USED FOR THIS PURPOSE. P r , '--INFORMATION Very truly yours, TERRENCEJ.MoCABE TJMAm SENT VIA REGULAR MAIL AND CERTIFIED MAIL NUMBER Z 367 153 108 RETURN RECEIPT REQUESTED N 5! J C-L r z F-. O Tl (l Y (/ ? ? Q1 U 43 1? i -1 SHERIFF'S RETURN - REGULAR CASE NO: 1999-07112 P COUNTYWOFLCUMBERLANDSYLVANIA: HOUSEHOLD FINANCE CONSUMER DIS VS. JOHNSON KENTON E ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according served to law, says, the within COMPLAINT - MORT FORE was the upon JOHNSON KENTON E defendant, at 20:23 HOURS, on the 7th day of December 1999 at 176 ALTERS ROAD , CUMBERLAND CARLISLE, PA 17013 County, Pennsylvania, by handing to KENTON E. JOHNSON (HUSBAND) a true and attested copy of the COMPLAINT - MORT FORE together with NGTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: So answers Docketing 18.00°G!?F Service 300 Affidavit , omas ine, eri 8.00 Surcharge .KU-MCCAB WEISBERG & CONWAY 12/091999 by 91 e, '? , epu y Am;- Sworn and subscribed-to before me this /9' day of « 30 duv0 A.D. ro ono a y? SHERIFF'S RETURN - REGULAR CASE NO: 1999-07112 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOUSEHOLD FINANCE CONSUMER DIS VS. JOHNSON KENTON E ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon JOHNSON MELINDA K the defendant, at 20:23 HOURS, on the 7th day of December 1999 at 176 ALTERS ROAD CARLISLE, PA 17013 CUMBERLAND County, Pennsylvania, by handing to KENTON E. JOHNSON (HUSBAND) a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: So answers: Docketing 6.00 worm-.. /?2 Affidavit .00 j? Surcharge 8.00 omas Kline, Sheriff X1CCABE,9WEISBERG & CONWAY 2/09/199 by ®.&2 r. y eri - Sworn and subscribed to before me this yY day of u i 1? .?lnJOA.D. rocnonor-ar McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendants in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal $167,191.22 Interest from 9/3/99 thru 3/6/00 S 7.455.50 TOTAL $174,646.72 TERRENCE J cCABE, ESQUIRE AND NOW, this 7 day of ?7l_Ialeo_117 , 2000, Judgment is entered in favor of Plaintiff, Household Finance Consumer Discount Company and against Defendants Kenton E. Johnson and Melinda K. Johnson and damages are assessed in the amount of $174,646.72, plus interest and costs. BY THE PROTHONOTARY: McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 -CERTIFICATION Terrence J. McCabe, Esquire, attorney for Plaintiff, being duly sworn according to law, deposes and says that he deposited in the United States Mail letters notifying the Defendants that judgment would be entered against them within ten (10) days from the date of said letters in accordance with Rule 237.5 of the Pennsylvania Rules of Civil Procedure. Copies of said letters are attached hereto and marked as Exhibit "A." TERRENCE Jar McCABE,' ESQUIRE Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS DAY OF "Yl I LCI- 2000. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS COUNTY COURTHOUSE, CARLISLE, PA 17013 LAWRENCE E. WELKER Prothonotary To: Kenton E. Johnson 176 Alters Road Carlisle, PA 17013 Household Finance Consumer Discount Company V. Kenton E. Johnson Melinda K. Johnson NOTICE, January 10, 2000 CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 1999-07112 RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the Court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a Lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: NOTIFICACION IMPORTANTE usted se encuentra an estedo de rebeldia par no hater presentado una comparecencia escrita, ys sea personalmente o par abogedo y par no haber radicado par escrito con este Tribunal sus defenses u objeciones a Los reclamos formuladas en contra suyo. Al no tomor to action debida dentro de diet (10) dies de la fecha de esto notification, at Tribunal. podrs, sin necesldad de comporecer usted an eorte u air preuba alguno, dietar sentencfa an su contra y usted podria perder Menes u otros derechos Importantes. Debe tlever esta notification a un abogedo inoedietemente. Si usted no Lien abogado, o si no tiene dinero suficiente pars tat servicio, veya an persona o lleme par tetefono a to oficina, nombroda pars overiguar at puede conseguir asistencia legal. Court Administrator Ctrnberland County Courthouse Carlfsle, PA 17013 (717) 240-6200 Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 If you have any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCABE, WEISBERG AND CONWAY, P.C. First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 at this (215) 790-1010 TJM/tr I T ask OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 LAWRENCE E. WELKER January 10, 2000 Prothonotary To: Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 Household Finance Consumer CUMBERLAND COUNTY Discount Company COURT OF COMMON PLEAS V. Kenton E. Johnson Melinda K. Johnson NUMBER 1999-07112 NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: NOTIFICACION IMPORTANTE Usted se encuentra an estado de rebeldia par no haber presentodo una compareceneia escrita, ya sea personatmente o par abogedo y par no haber radicado par escrito can este Tribunal sus defenses u objeciones a Los recLamos formulados an contra suyo. AL no tomar to action debida dentro de diez (10) dies de to fecha de esta notification, at Tribunal podra, sin necesidad de comparecer usted an carte u air preuba alguna, dieter sentencia an su contra y usted podrie perder bienes u otros derechos importentes. Debe llevar esto notification a un abogedo irmediatamente. Si usted no tiene abogedo, o at no tiene dinero suficiente pare tat servicio, vaye an persona o. Items par telefono a to oficina, nombrada pare averiguar si puede conseguir asistencia legal. Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240.6200 Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 If you have any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCABE, WEISBERG AND CONWAY, P.C. First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 at this (215) 790-1010 TJM/tr McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF PHILADELPHIA The undersigned, being duly sworn according to law, deposes and says that the Defendants are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers, and Sailors, Civil Relief Act of Congress of 1940 as amended; and that the Defendants, Kenton E. Johnson and Melinda K. Johnson, are over eighteen (18) years of age, and reside at 176 Alters Road, Carlisle, PA 17013. SWORN TO AND SUBSCRIBED BEFORE ME THIS(li" DAY OF 2000. TERRENCE J,! McCABE, ESQUIRE Attorney or Plaintiff TRACY A. RIFF, Notary Public The undersigned, TERRENCE J. MCCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. i TERRENCE J MCCABE, ESQUIRE OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Kenton E. Johnson 176 Alters Road Carlisle, PA 17013 HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY VS. KENTON E. JOHNSON MELINDA K. JOHNSON CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 1999-07112 NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. x- Judgment by Default Money Judgment Judgment in Replevin Curtis R. Long Prothonotary Judgment for Possession If you have any questions concerning this Judgment, please call Terrence 1. hcCabe E auire at U15) 790-1010. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Curtis R. Long Prothonotary x Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call Terrence J. McCab quire at (215) 790-i0i0 V1 ti 4 UJ (')I r: f? ck: C? CJ r ?'3 L.. G U ti ?I f IN THE COURT OF COMM PLEAS OF CL*WM AND COUNTY, PENNSYLVANIA CIVSL DIVISION HOUSEHOLD FINANCE CONSUMER File No. 1999-07112 DISCOUNT COMPANY V. KENTON E. JOHNSON MELINDA K. JOHNSON TO THE OF THE SAID COURT: : Interest 3/7/00 : Atty's Comm . Costs 11 I ncn nn The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 176 Alters Road, Carlisle, PA 17013 See attached description. N/A PRAECIPE FOR ATTACH`EW EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: Signature: I ntlnn,>.i(' f/Jr /h Print Name: Terrence J McCabe, Esquire Address: 123 S. Broad Street, Suite 2080 Phila.. PA 19 Attorney for: Plaintiff : Amount Due $174,646.72 Telephone: (215) 790-1010 Supreme Court ID No.: 16496 I! j ?.y ? Y t 1 r u) J5 r nS w , z S_ z _r, 7 J. r- (.l-':? p p U I 3 ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE TOWNSHIP OF WEST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT IN THE CENTERLINE OF ALTERS ROAD (T-483), SAID PIN MARKING THE COMMON POINT OF ADJOINER OF THE WITHIN DESCRIBED TRACT, LANDS NOW OR FORMERLY OF CLARK SHEAFFER, AND THE CENTERLINE OF SAID ROADWAY; THENCE DEPARTING FROM THE CENTERLINE OF ALTERS ROAD, AND EXTENDING ALONG LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SOUTH 07 DEGREES 00 MINUTES 00 SECONDS EAST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT-OF-WAY LINE OF ALTERS ROAD, LOCATED A DISTANCE OF 25.45 FEET FROM THE ORIGIN OF THIS CALL, FOR A TOTAL DISTANCE OF 603.90 FEET TO AN IRON PIN SET ON THE NORTHERNMOST LEGAL RIGHT-OF-WAY LINE OF THE PENNSYLVANIA TURNPIKE; THENCE EXTENDING IN AND ALONG THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY LINE, NORTH 85 DEGREES 00 MINUTES 00 SECONDS WEST, FOR A DISTANCE OF 218.73 FEET TO AN IRON PIN ON SAID RIGHT-OF-WAY LINE AT LOT NO. 3 ON THE HEREINAFTER MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY, AND EXTENDING ALONG LOT NO. 3, NORTH 05 DEGREES 00 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 283.90 FEET TO AN IRON PIN AT LOT NO. 2 ON THE HEREINAFTER MENTIONED PLAN; THENCE EXTENDING ALONG LOT NO. 2, NORTH 06 DEGREES 16 MINUTES 00 SECONDS WEST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT- OF-WAY LINE OF ALTERS ROAD, A DISTANCE OF 25.61 FEET FROM THE TERMINUS OF THIS CALL, FOR A TOTAL DISTANCE OF 249.01 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD; THENCE EXTENDING IN AND ALONG THE CENTERLINE OF ALTERS ROAD, NORTH 72 DEGREES 15 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 161.84 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD AT LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SAID POINT MARKING THE PLACE OF BEGINNING. Being known as 176 Alters Road. Parcel No. 46-07-0473-059 w 43 v? An, r -3 Z a: QLU L ci V \? ' 'r McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER CUMBERLA COMMON TPLEAS DISCOUNT COMPANY VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 176 Alters Road, Carlisle, PA 17013, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Kenton E. Johnson Melinda K. Johnson Address 176 Alters Road Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address Kenton E. Johnson 176 Alters Road Melinda K. Johnson Carlisle, PA 17013 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein. 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Members 1st Federal 5000 Louise Drive Credit Union Mechanicsburg, PA 17055 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Occupant(s) Address 176 Alters Road Carlisle, PA 17013 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of is Pa.C.S. Section 4904 relating to unsworn falsification to authorities. DATE TERRENCE J. MCCABE, ESQUIRE Attorney for Plaintiff ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE TOWNSHIP OF WEST MORE PEVNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA, BEING PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT IN THE CENTERLINE OF ALTERS ROAD (T-483), SAID PIN TRACT, S OR FORMERLY OF CLARK SHEAFFERJ AND THE F CETHE NTERLINE WITHIN FESAID BROADWAY; THLEN E NOW DEPARTING FROM THE CENTERLINE OF ALTERS ROAD, AND EXTENDING ALONG LANDS NOW OR FORMERLY OF CLARK SHF.AFFER, SOUTH 07 DEGREES 00 MINUTES 00 SECONDS EAST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT-OF-WAY LINE OF ORIGIN THE 5.45 LOCATED A ALT RS ROAD OF THIS OREA TOTAL,DISTANCE OFD 603.90EFEET2 TO ANFIRONFPIN SET ON THE NORTHERNM`OST' LEGAL RIGHT-OF-WAY LINE OF THE PENNSYLVANIA TURNPIKE; THENCE EXTENDING IN AND ALONG THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY LINE, NORTH 85 DEGREES 00 MINUTES 00 SECONDS WEST, FOR A DISTANCE OF 218.73 FEET TO AN IRON PIN ON SAID RIGHT-OF-WAY LINE AT LOT NO. 3 ON THE HEREINAFTER MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY, AND EXTENDING ALONG LOT NO. 3, NORTH 05 DEGREES 00 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 283.90 FEET TO AN IRON PIN AT LOT NO. 2 ON THE HEREINAFTER GREES 16 MINUTE 00 SECONDSPWEST,TTHROUGHXAN IRON PINNSETOONNTHE2 SOUTHERM40ST, NORTH 06 RIGHTS OF-WAY LINE OF ALTERS ROAD, A DISTANCE OF 25.61 FEET FROM THE TERMINUS OF THIS CALL, FOR A TOTAL DISTANCE OF 249.01 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD; THENCE EXTENDING IN AND ALONG THE CENTERLINE OF ALTERS ROAD, NORTH 72 DEGREES 15 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 161.84 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD AT LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SAID POINT MARKING THE PLACE OF BEGINNING. Being known as 176 Alters Road. Parcel No. 46-07-0473-059 j?:;L MCCABE, WEISBERG AND CONWAY, p. c. BY: TERRENCE J. MCCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS Vs. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Kenton E. Johnson Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 Your house (real estate) at 176 Alters Road, Carlisle, PA 17013 (more fully described as attached) is scheduled to be sold at Sheriff's Sale on June 7, 2000, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $174,646.72 obtained by Household Finance Consumer Discount Company against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THI SHERIFF'S SALE To prevent this Sheriff's sale you must take imm dia action: 1. The sale will be canceled if you pay to Household Finance Consumer Discount Company the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff on July 6. 000 . This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after _July 6. 2000 7. You may also have other rights and defenses, or ways of getting your. real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ON E SF YOU DO NOT H_aVE A rAIffER OR CANNOT AFFORD ON ff-.. . GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE TOWNSHIP OF WEST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT IN THE CENTERLINE OF ALTERS ROAD (T-483), SAID PIN MARKING THE COMMON POINT OF ADJOINER OF THE WITHIN DESCRIBED TRACT, LANDS NOW OR FORMERLY OF CLARK SHEAFFER, AND THE CENTERLINE OF SAID ROADWAY; THENCE DEPARTING FROM THE CENTERLINE OF ALTERS ROAD, AND EXTENDING ALONG LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SOUTH 07 DEGREES 00 MINUTES 00 SECONDS EAST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT-OF-WAY LINE OF ALTERS ROAD, LOCATED A DISTANCE OF 25.45 FEET FROM THE ORIGIN OF THIS CALL, FOR A TOTAL DISTANCE OF 603.90 FEET TO AN IRON PIN SET ON THE NORTHERNMOST LEGAL RIGHT-OF-WAY LINE OF THE PENNSYLVANIA TURNPIKE; THENCE EXTENDING IN AND ALONG THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY LINE, NORTH 85 DEGREES 00 MINUTES 00 SECONDS WEST, FOR A DISTANCE OF 218.73 FEET TO AN IRON PIN ON SAID RIGHT-OF-WAY LINE AT LOT NO. 3 ON THE HEREINAFTER MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY, AND EXTENDING ALONG LOT NO. 3, NORTH 05 DEGREES 00 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 283.90 FEET TO AN IRON PIN AT LOT NO. 2 ON THE HEREINAFTER MENTIONED PLAN; THENCE EXTENDING ALONG LOT NO. 2, NORTH 06 DEGREES 16 MINUTES 00 SECONDS WEST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT- OF-WAY LINE OF ALTERS ROAD, A DISTANCE OF 25.61 FEET FROM THE TERMINUS OF THIS CALL, FOR A TOTAL DISTANCE OF 249.01 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD; THENCE EXTENDING IN AND ALONG THE CENTERLINE OF ALTERS ROAD, NORTH 72 DEGREES 15 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 161.84 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD AT LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SAID POINT MARKING THE PLACE OF BEGINNING. Being known as 176 Alters Road. Parcel No. 46-07-0473-059 MCCABE, WEISBERG AND CONWAY, P.C_ BY: TERRENCE J. MCCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 FFIDAVIT OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff in the within matter, hereby certify that on the 6th day of March, 2000, a true and correct copy of the Notice of Sheriff's Sale of Real Property was served on all pertinent lienho lder(s) as set forth in the Affidavit pursuant to 3129 which is attached hereto as Exhibit "A" Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." 6 :J! McCABE; ESQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THISb¢(, DAY OF r??iLi? Il U 2000. Of McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 AFFIDAVIT rn u TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 176 Alters Road, Carlisle, PA 17013, a copy of the description of said property is attached hereto and marked Exhibit "A." 1 2 Name and address of Owner(s) or Reputed Owner(s) : Name Kenton E. Johnson Melinda K. Johnson Address 176 Alters Road Carlisle, PA 17013 Name and address of Defendant (s) in the judgment: Name Address Kenton E. Johnson Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 . r. !A 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein. 4. Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein. Members 1st Federal Credit Union Address 5000 Louise Drive Mechanicsburg, PA 17055 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name occupant (s) Domestic Relations Address 176 Alters Road Carlisle, PA 17013 Cumberland County P.O. Box 320 Carlisle, PA 17015 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. f1y r / /qr/i',l? - L- WC DATE TERRENCE J. Mc ABE, ESQUIRE Attorney for Plaintiff ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE TOWNSHIP OF WEST PENNSSORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT IN THE CENTERLINE OF ALTERS ROAD (T-483), SAID PIN MARKING THE COMMON POINT OF ADCOINER OF THE WITHIN DESCRIBED TRACT, LANDS NOW OR FORMERLY OF CLARK SHEAFFER, AND THE CENTERLINE OF SAID ROADWAY; THENCE DEPARTING FROM THE CENTERLINE OF ALTERS ROAD, AND EXTENDING ALONG LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SOUTH 07 DEGREES 00 MINUTES 00 SECONDS EAST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT-OF-WAY LINE OF ALTERS ROAD, LOCATED A DISTANCE OF 25.45 FEET FROM THE ORIGIN OF THIS CALL, FOR A TOTAL DISTANCE OF 603.90 FEET TO AN IRON PIN SET ON THE NORTHERNMOST LEGAL RIGHT-OF-WAY LINE OF THE PENNSYLVANIA TURNPIKE; THENCE EXTENDING IN AND ALONG THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY LINE, NORTH 85 DEGREES 00 MINUTES 00 SECONDS WEST, FOR A DISTANCE OF 218.73 FEET TO AN IRON PIN ON SAID RIGHT-OF-WAY LINE AT LOT NO. 3 ON THE HEREINAFTER MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY, AND EXTENDING ALONG LOT NO. 3, NORTH 05 DEGREES 06 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 283.90 FEET TO AN IRON PIN AT LOT NO. 2 ON THE HEREINAFTER MENTIONED PLAN; THENCE EXTENDING ALONG LOT NO. 2, NORTH 06 DEGREES 16 MINUTES 00 SECONDS WEST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT- OF-WAY LINE OF ALTERS ROAD, A DISTANCE OF 25.61 FEET FROM THE TERMINUS OF THIS CALL, FOR A TOTAL DISTANCE OF 249.01 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD; THENCE EXTENDING IN AND ALONG THE CENTERLINE OF ALTERS ROAD, NORTH 72 DEGREES 15 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 161.84 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD AT LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SAID POINT MARKING THE PLACE OF BEGINNING. Being known as 176 Alters Road. Parcel No. 46-07-0473-059 F f r,•. f.?'.a McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 DATE: March 6, 2000 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAM PROPERTY OWNER(S) : Kenton E. Johnson and Melinda K. Johnson PROPERTY: 176 Alters Road, Carlisle, PA 17013 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriff's Sale on June 7, 2000, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. '""X I "B" i I I I I ]]a gc ?C it t( it -0c ? ll $? ¢ c ^ w$ CL o• E' a n 1 i ?I 71 g? . gl.O m ° @ O 6LL ds. O LE ryC O s p 155. 8 y9 g 8 e° / B OccS UZI g N o ? y, LL $$ 0 B F -? m - W o y ° o'`e Hdl o ® ? ° r 5 E b a a m v Ln CD o `m m Q cd U) a° 14 a) 4 C: >1 N H N 50 d N ?A Sna N v N W H . i y ° O N H W w P N S °6 Q z N N 0 'El v C; P . U d + + ? P R ? R £ .) wu o v : 1 ® E 6 Z U N 4 S v W C EEV @c Z za a CO a w m n CO 0) o W M T ^ s? a 2 ' d LL fm7 0 r 'r O1 t. n 3 r'; z C w O- fil. (Ti` U I in rl .. l l I rJ_; (3. C U U O 7177=^3407 SAIDIS SHUFF HASLAND 837 P19 APR 20 '00 11:02 HOUSEHOLD FINANCE CONSUMER : IN THE COURT OF COMMON PLEAS DISCOUNT COMPANY : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 1999-07112 KENTON E. JOHNSON AND MORTGAGE FORECLOSURE MELINDA K. JOHNSON PRAECIPE TO SUBSTITUTE COUNSEL OF RECORD I, Terrence J. McCabe, Esquire, of the firm of McCabe, Weisberg & Conway, P.C., hereby withdraw my appearance of record on behalf of the Plaintiff in the above- referenced matter. I, Karl M. Ledebohm, Esquire, of the firm of Saidis, Shuff & Masland, hereby enter my appearance as attorney of record on behalf of the Plaintiff in the above- referenced matter. Respectfully submitted, McCABE, WEISBERG & CONWAY, P.C. Terrence J. McCabe, Esquire SAIDIS, SHUFF & MASLAND Supreme Court ID #59012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 .? ?? ?.: 's .- _. <:, I - _.-- - --- ?__, _ i -- - :. t ??? HOUSEHOLD FINANCE DISCOUNT COMPANY : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 1999-07112 KENTON E. JOHNSON AND MORTGAGE FORECLOSURE MELINDA K. JOHNSON PRAECIPE TO MARK JUDGMENT TO THE USE TO THE PROTHONOTARY Please mark the Judgment in the original principal amount of $174,646.72 entered in favor of Household Finance Consumer Discount Company and against Kenton E. Johnson and Melinda K. Johnson in the above-captioned matter on March 7, 2000 to the use of Members I51 Federal Credit Union, Successor in Interest to Household Finance Consumer Discount Company by Assignment of Judgment filed contemporaneously herewith. SAIDIS, SHUFF & MASLAND Supreme Court ID 459012 2109 Market Street Camp Hill, PA 17011 (717) 737-3405 Attorney for Members I" Federal Credit Union 0420/00 ,f 12:02 MCCARE,WE15SERG&CONWAY.PC a 630 616 7398 7177373407 SAIDIS SNUFF MASLAND HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY V. KENTON E. ,JOHNSON MELINDA K..IOHNSON NO. ?8? D09 837 P15 APR 20 100 11:01 : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 1999.07112 ASSIGNMENT OF JUDGMENT FOR VALUE RECEIVED, the undersigned HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY, does hereby grant, bargain, sell, convey, transfer, assign and make over unto MEMBERS 1" FEDERAL CREDIT UNION, its successors and assigns, any and all right, title and interest it may have in and to a certain judgment recovered by Household Finance Consumer Discount Company in the Court of Common Pleas for Cumberland County, Pennsylvania to docket number 1999-07112 against Kenton E. Johnson and Melinda K. Johnson, for the sum of One Hundred Seventy-Four Thousand Six Hundred Forty-Six and 72/100 Dollars ($174,646.72), together with interest and costs of suit and for foreclosure and sale of the mortgaged property; and together with all the benefits and advantages that may be obtained thereby, and full power to enforce and recover the judgment to its own and their own use. I further authorize and empower the prothonotary or any attorney on behalf of the assignee to mark the judgment to the assignee's use. IN WITNESS WHEREOF, the undersigned has caused this instrument to be executed in its name by its duly authorized officer, on the ?A day of Ai9r;1 2000. ATTEST: HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY APR 20 100 12:26 2157901274 PAGE.09 t.vo/00 12:02 MCCABE,WEISSERG8CONWAY,PC + 630 616 7398 NO. 787 D10 y 7177373407 SAIDIS SHUFF MASLAND 837 P16 APR 20 100 11:01 ILLINOIS COMMONWEALTH OF COUNTY OF DUPAGE On this, theol?L day of personal) appea ed to be Company, and that he/she, as such instrument on behalf of Household purposes therein contained. . 2000, before me, the undersigned officer, who acknowledged himself/herself of Household Finance Consumer Discount leer, being authorized to do so, executed the within inane Consumer Discount Company for the IN WITNESS WHEREOF, I hereunto set my hand and official seal. 31V (SEAL) Public it My Commission Expires: OFFICIAL SEAL Mary Ann Argentino Notary Pl;blic, State of Illir, is My Commission Expires 4-1.2001 APR 20 '00 12:26 2157901274 PAGE. 10 L_ Y bA- STATE OF PENNSYLVANIA, Ss. COUNTY OF CUMBERLAND Robert P Ziegler Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which ---------------- Members 1st FEd Cr Un -------------------------------------------------------------------------isthe grantee 7th the same having been sold to said grantee on the ----------------------------------------------- day of June - ----- ____________________________ A. D.' under and by virtue of a writ______________ execution 7th -------------------issued on the------------------------------------- March day of __________________________ A. D., 19?_?? _ out of the Court of Common Pleas of said County as of -----------civil-------------..-------------------------------------------------- Term, 19------- 7112 HOusehold Fin c D C Number --------------, at the suit of --------------------------------------------------------------- Kenton E Johnson & Melinda K 224 448 duly recorded in Sheriff's Deed Book No -------------- Page _________. a IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this __3a_____ day l UhG-------------- A. D., ------------------- Recorder of Deeds Recorder of Deeds, Cumberland County, Carlisle, PA My Commission Expires the First Monday of Jan. 2002 Household Finance Consumer In the Court Of Common Pleas of Discount Company Cumberland County, Pennsylvania -vs- No. 99-7112 Civil Kenton E. Johnson and Melinda K Johnson Dawn L. Kell, Deputy Sheriff who being duly sworn according to law, says on March 30, 2000 at 11:08 o'clock A. M.EST, she posted a copy of Real Estate Writ Notice Poster and Description in the above entitled action upon the property of Kenton E. Johnson and Melinda K. Johnson located at 175 Alters Road, Carlisle, Cumberland County, Pennsylvania according to law. Brian M. Barrick, Deputy Sheriff, who being duly sworn according to law, says on April 10, 2000 at 8:11 o'clock P.M. EDST, he served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Kenton Johnson by making known unto Kenton Johnson at 176 Alters Road, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copies of the same. Brian M. Barrick, Deputy Sheriff, who being duly sworn according to law, says on April 10, 2000 at 8:11 o'clock P.M. EDST, he served a true copy of Real Estate Writ Notice Poster and Description in the above entitled action upon one of the within named defendants to wit: Melinda K. Johnson by making known unto Kenton Johnson at 176 Alters Road, Carlisle Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he serves the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Kenton Johnson by first class mail to 176 Alters Road, Carlisle, Pennsylvania. This letter was mailed under the date of April 11, 2000 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Melinda K. Johnson by First Class mail to 176 Alters Road, Carlisle, Pennsylvania. This letter was mailed under the date of April 11, 2000 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County Pennsylvania on June 7, 2000 at 10:00 o'clock A. M. EDST and sold the same for the sum of $ 1.00 to Attorney Karl Ledebohm for Members I" Federal Credit Union. It being the highest bid and best price quoted for the same Members I" Federal Credit Union being the buyer in this execution paid to Sheriff R. Thomas Kline the sum of $ 894.37 it being costs. Sheriffs Costs Docketing 30.00 Poundage 17.54 Posting Bills 15.00 Advsertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 County 1.00 Mileage 6.20 Certified Mail 1.47 Levy 15.00 Surcharge 30.00 Law Journal 349.10 Patriot News 297.26 Distribution of Proceeds 25.00 Share of Bills 24.80 Sheriff's Deed 26.50 $894.37 Pd By Atty 6/21/00 Sworn and Subscribed To Before Me This .25t Day of So 2000, A.D. u. ?1tw R. Thomas Kline, Sheriff Pro h notary By ? ? JLIC la..?„ Real Estate Deputy &,,ki 1• ?1'999 u.C, 9503 McCABE, WEISBERG AND CONWAY, p. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 176 Alters Road, Carlisle, PA 17013, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Kenton E. Johnson Melinda K. Johnson Address 176 Alters Road Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Kenton E. Johnson Melinda K. Johnson Address 176 Alters Road Carlisle, PA 17013 3, Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be Name Address Plaintiff herein. 4. Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein. Members 1st Federal Credit Union Address 5000 Louise Drive 17055 Mechanicsburg, 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Occupant (s) Domestic Relations Address 176 Alters Road Carlisle, PA 17013 Cumberland County P.O. Box 320 Carlisle, PA 17015 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. DATE TERRENCE J. Mc ABE, ESQUIRE Attorney for Plaintiff ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE TOWNSHIP OF WEST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT IN THE CENTERLINE OF ALTERS ROAD (T-483), SAID PIN MARKING THE COMMON POINT OF A,70INER OF THE WITHIN DESCRIBED TRACT, LANDS NOW OR FORMERLY OF CLARK SHEAFFER, AND THE CENTERLINE OF SAID ROADWAY; THENCE DEPARTING FROM THE CENTERLINE OF ALTERS ROAD, AND EXTENDING ALONG LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SOUTH 07 DEGREES 00 MINUTES 00 SECONDS EAST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT-OF-WAY LINE OF ALTERS ROAD, LOCATED A DISTANCE OF 25.45 FEET FROM THE ORIGIN OF THIS CALL, FOR A TOTAL DISTANCE OF 603.90 FEET TO AN IRON PIN SET ON THE NORTHERNMOST LEGAL RIGHT-OF-WAY LINE OF THE PENNSYLVANIA TURNPIKE; THENCE EXTENDING IN AND ALONG THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY LINE, NORTH 85 DEGREES 00 MINUTES 00 SECONDS WEST, FOR A DISTANCE OF 218.73 FEET TO AN IRON PIN ON SAID RIGHT-OF-WAY LINE AT LOT NO. 3 ON THE HEREINAFTER MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY, AND EXTENDING ALONG LOT NO. 3, NORTH 05 DEGREES 00 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 283.90 FEET TO AN IRON PIN AT LOT NO. 2 ON THE HEREINAFTER MENTIONED PLAN; THENCE EXTENDING ALONG LOT NO. 2, NORTH 06 DEGREES 16 MINUTES 00 SECONDS WEST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT- OF-WAY LINE OF ALTERS ROAD, A DISTANCE OF 25.61 FEET FROM THE TERMINUS OF THIS CALL, FOR A TOTAL DISTANCE OF 249.01 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD; THENCE EXTENDING IN AND ALONG THE CENTERLINE OF ALTERS ROAD, NORTH 72 DEGREES 15 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 161.84 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD AT LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SAID POINT MARKING THE PLACE OF BEGINNING. Being known as 176 Alters Road. Parcel No. 46-07-0473-059 Al McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 HOUSEHOLD FINANCE CONSUMER CUMBERLAND COUNTY DISCOUNT COMPANY COURT OF COMMON PLEAS VS. KENTON E. JOHNSON MELINDA K. JOHNSON NUMBER 1999-07112 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Kenton E. Johnson Melinda K. Johnson 176 Alters Road Carlisle, PA 17013 Your house (real estate) at 176 Alters Road, Carlisle, PA 17013 (more fully described as attached) is scheduled to be sold at Sheriff's Sale on June 7, 2000, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $174,646.72 obtained by Household Finance Consumer Discount Company against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF' SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Household Finance Consumer Discount Company the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition 1 asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAX STILL BE ABLE TO SAVE OT PROPERTY AND YOU HAvF OTHER RIGHT VE EN IF THE SHERIFFIS GATE DOE TAKE LAC 1. If the Sheriffs sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff on _Ju y 6 2060 This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after _July 6 2000 , 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER On CANKOT AIMED ONF Go TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE. YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE OR CUMBERLAND COUNTY COURT ADMINISTRATOR BAR ASSOCIATION 4TH FLOOR, 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 (717) 240-6200 ALL THAT CERTAIN TRACT OF LPIM SITUATE OIN THE TOWNSHIP F PENNSYLVANIA, OF WSWTMORE PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT IN THE CENTERLINE OF ALTERS ROAD (T-483), SAID PIN G THE N POINT OF THE WITHIN ORRFFONRMERLY O COMMOCLARK SHEAFFER, JAAM THEFCENTERLINE OFESAIDBROADWAY; THENCE NOW DEPARTING FROM THE CENTERLINE OF ALTERS ROAD, AND EXTENDING ALONG LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SOUTH 07 DEGREES 00 MINUTES 00 SECONDS EAST, THROUGH AN IRON PIN SET ON THE SOUTHERNMOST DEDICATED RIGHT-OF-WAY LINE OF THE ORIGIN ROM ALT 5.45 SET ON THE NORTHERNMOST OF THIS FOREA TOTAL DISTANCE OFD 603.90EFEET2TO ANFIRONEET LEGAL RIGHT-OF-WAY LINE OF THE PENNSYLVANIA TURNPIKE; THENCE EXTENDING IN AND ALONG THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY LINE, NORTH 85 DEGREES 00 MINUTES 00 SECONDS WEST, FOR A DISTANCE OF 218.73 FEET TO AN IRON PIN ON SAID RIGHT-OF-WAY LINE AT LOT NO. 3 ON THE HEREINAFTER MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE PENNSYLVANIA TURNPIKE RIGHT-OF-WAY, AND EXTENDING ALONG LOT NO. 3, NORTH 05 DEGREES 00 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 283.90 FEET TO AN IRON PIN AT LOT NO. 2 ON THE HEREINAFTER MENTIONED PLAN; THENCE EXTENDING ALONG LOT NO. 2, NORTH 06 DEGREES 16 MINUTES T ON IRON PIN S 00 WES EDICATED RI OF-WSECO AY LINE OFTALTERSUROAD, A DISTANCEEOF 25.61 FEETHFROMOTHEDTERMINUS OFGHT- THIS CALL, FOR A TOTAL DISTANCE OF 249.01 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD; THENCE EXTENDING IN AND ALONG THE CENTERLINE OF ALTERS ROAD, NORTH 72 DEGREES 15 MINUTES 00 SECONDS EAST, FOR A DISTANCE OF 161.84 FEET TO A POINT IN THE CENTERLINE OF ALTERS ROAD AT LANDS NOW OR FORMERLY OF CLARK SHEAFFER, SAID POINT MARKING THE PLACE OF BEGINNING. Being known as 176 Alters Road. Parcel No. 46-07-0473-059 .I. ?I I ,i 13 1 5 L4 . re'+ i .y ?i i ; i I WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 1999-7112 CIVIL 19 _ COUNTY OF CUMBERLAND) CIVIL ACTION- LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due Household Finance Consumer Discount Company PLAINTIFF(S) from Kenton E. Johnson and Melinda K. Johnson 176 Alters Road rarliclp PA 17n1A DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to 176 Alters Road, Carlisle, PA 17013 see attached description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession ofanyoneother than a named garnishee, you are directed to notify hin-dherthat he/she has been added as a garnishee and is enjoined as above stated. Amount Due 8174 646.72 Interest 317/00 Ally's Comm Atty Paid $115.10 Plaintiff Paid Date: March 7, 2000 REQUESTING PARTY: Name Terrenrp .l. Mrrahp, Fcrr_ Address: 1?4 a_ Rrnarl Rtycpt Rnita 7nso Attorneyfor: P1,intiff Telephone: (215) 790010 Supreme Court ID No. 16496 L.L. S.50 Due Prothy $1.00 Other Costs $1,050.00 Curtis R. Long Prothonotary, Civil Division by: _Aaeera C? +lyJ Deputy 11-11 .:J : I-S 'J7 Cumberland 47d_Q , and nicio c ... -.: i. this writ and by this reference incorporated herein. Go, lid ho t? 13 t' O THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Rct No 587 8ooroued Mau 16 1929 Commonwealth of Pennsylvania, County of Dauphin) as Michael Morrow being duly sworn according to law, deposes and says: That he is the Assistant Controller of THE PATRIOT-NEWS CO., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established March 41h, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published In their regular daily and/or Sunday and Metro editions/issues which appeared on the 2nd, 9th and 16th day(s) of May 2000. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY Sworn to and subscribed day oyJune,2Q00 A.D. Nutadal Seal l Terry L. Russell, Notary public Harrisburg, Dauphin County NOT Y PUBLIC My Commisslon Expires June 6, 2002 P1 di Member, Penn4 ants Association oi o d•6 mmission expires June 6, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above staled dates $ 295.76 Probating same Notary Fee(s) $ 1.50 Total $ 297.26 Publisher's Receipt for Advertising Cost THE PATRIOT-NEWS CO., publisher of THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. THE PATRIOT-NEWS CO. By ................... SALE#40 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 557, approved May 16, 1929), P. L. 1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBE ss. BLAND ; Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly Law Journal, sworn, according to law, deposes and says that the Cumberland , a legal periodical published in the Borough of Carlisle in the Count aforesaid, was established Janu periodical for the publication u a y legal 2 ind deli hate since the local y and State y the local courts as the official legal issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was January -, 1952, been regularly printe Journal on the following datesa in the regular editions and issues of the said Cumberland Law viz: Y ------------- Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE BALE NO. 40 Writ No. 1999.7112 Civil Household Finance Consumer Discount Company VS. Kenton E. Johnson and Melinda K. Johnson Atty.; Terrence J. McCabe LL THAT CERTAIN situa a in the TavfUP of West Pcnns- I boo. CountyofCumberland and Com- 1 morcWealth of Pennsylvania, being parucularly bounded and de- scribed as follows, to Mt: BEGINNING at a point In th- terllne of All e ccn ers Road fr-483l, said Pin^marldng the common point of xoger D l "??3genmal, Edltor SWORN TO AND SUBSCRIBED before me this 12 day of MAC Y 01 1016 E. SNyofR, tbt. Public C dw• IblO, Cumberland County, PA My Commiwion Expirst 104rch 3, 2001 Real Estate No 40 $ 1000.00 Advance Costs Paid 3/13/00 Atty Karl Ledebohm Assessed valuation $ 11,490 Writ No 1999-7112 Civil Household Finance Consumer Discount Company -vs- Kenton E. Johnson and Melinda K. Johnson 176 Alters Road Carlisle, PA Real Debt $ 174,646.72 Interest 3/7/00 2,641.32 Atty's fees 115.10 Atty's Writ Costs 1,050.00 Other costs Escrow Late Charges Sheriff's Costs 30.00 Docketing 17.54 Poundage 15.00 Posting Bills 15.00 Advertising 00 30 Acknowledging Deed . 10.00 Auctioneer .50 Law Library 1.00 County 6.20 Mileage 1.47 Certified Mail 15.00 Levy 30.00 Surcharge Postpone Sale Out of County Legal Search 349.10 Law Journal 297.26 Patriot News 00 25 Distribution of Proceeds . Share of Bills 24.80 26.50 Sheriff's Deeds TAXES 20 356 2000 County/township . 2,071.42 Tax Claim Bureau