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HomeMy WebLinkAbout99-07322 Ll GOLDBECK MCCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney Z.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff Vs. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Real Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) THIS LAW FIRM IS A DEB' TO COLLECT A DEBT OWED OBTAINED FROM YOU WILL COLLECTING THE DEBT. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. CIVIL ;•.t, _)RTGAGE FORECLOSURE C COLLECTOR AND WE ARE ATTEMPTING TO OUR CLIENT. ANY INFORMATION BE USED FOR THE PURPOSE OF NOT I C E You have been sued in court. If you wish to tlefend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a Written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 Legal Services Inc. B Irvine Row, Carlisle, PA 17013 (717) 243-9400 A V I S O LE FAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENOERSE CONTRA LAS QUE.7AS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO DUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO DUE USTED, 0 SO ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNK DE VISTA DE USTED Y CUALOUIER OBdECCION CONTRA LAS QUE.7AS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANOA. BE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA DUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON BE ESA DECISION, ES POSSIBLE DUE USTED PUEDA P£RDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A ON ABOCADO IMMEDIATAMEM. SI NO CONOCE A UN ABOGADO. LLAME AL -LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (B00) 990-9108 Legal Services Inc. 8 Irvine Row, Carlisle, PA 17013 (117) 243.9400 7j1 COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is NATIONAL CITY MORTGAGE CO., P.O. Box 1820, Dayton, OH 45401-1820. 2. The name (s) and address (es) of the Defendant (s) is/are DAVID R. ECKERT, 101 Silver Springs Road, Mechanicsburg, PA 17055 and YVONNE S. ECKERT, 101 Silver Springs Road, Mechanicsburg, PA 17055, who is/are the mortgagor(s) and real owner(s) of the mortgaged property hereinafter described. 3. On May 5, 1986, mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to LANDMARK SAVINGS ASSN, which mortgage is recorded in the office of the Recorder of Deeds of Cumberland County in Mortgage Book 812, Page 555. By Assignment of Mortgage dated June 3, 1996, the mortgage was assigned to Plaintiff, which Assignment is recorded in Assignment of Mortgage Book No. 526, Page 226. These documents are matters of public record and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g). 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due July 1, 1999, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest from 61 1/99 through 11/30/99 at 9.750% Per diem interest rate at $11 Attorney's Fee at 5% of Principal Balance Late Charges 7/ 1/99-11/30/99 Monthly late charge amount at Costs of suit and Title Search Escrow Balance Deficit Monthly Escrow amount $108.52 $ 41,439.37 2,042.04 22 $26.30 $ 46,502.50 7. The Attorney's Fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriff's 2,071.97 131.50 560.00 $ 46,244.88 257.62 !?1 1 C t ( , h I ti Sale. If the Mortgage is reinstated prior to the Sale reasonable Attorney's Fees will be charged based on work actually performed. 8. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant (s) by Certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A". The Defendant(s) has/have not had the required face to face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant(s) through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure the sum of $46,502.50, together with interest at the rate of $11.22, per day and other expenses incurred by the Plaintiff which are properly chargeable in accordance with the terms of the mortgage, and for the foreclosure and sale of the mortgaged premises. By: 54WL GOLDBECK Mc T IcKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff VERIFICATI0T3 I, Anita Holbrook , as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. i understand that false statements therein are made subject to the penalties of 18 Pa. C.B. 4904 relating to unsworn falsification to authorities. Dates trp- 99 Anita Holbrook Foreclosure Supervisor 1 1, I. I ; I? k.. j i EX11111IT-A" ALL THAT CERIAIN lot of ground known as Lot No. 5 in a certain pl.,n •f lots called Creeootl, laid out by Benjamin F. Hunt, Jr. ..n.l R•tK, H. Hunt, his wife, which plan is recorded in the ho•,irnler's office in and for Cumberland County in Plan Book 5, 11:.ge 58, situatu in the Township of Silver Spring, County of C,imberland and State of Pennsylvania, more particularly bounded mid described es follows, to wit: 81:OINNINL• at a point on the street line of the west side of the Silver Spring Road at the intersection of the street line of the north side of Park Road, as shown in the aforesaid plan of lots; thence fifteen (15) feet along the tangent line of a Curve having a radius of fifteen (I5) feet and a length of curve of twenty- three and fifty-five one-hundredths (20.55) feet to a point; thence along the street line of Park Road, North 81 degrees 00 minutes West, one hundred eighty-five (185) feet to a point; thence along the line of Lot No. 10 in the aforesaid plan of [tits, North 09 degrees 00 minutes East, one hundred (100) feet to a puint; thence along the line of Lot No. 4 in the aforesaid plan of lots, South 81 degrees 00 minutes East, two hundred (200) feet to a point on the street line of the west side of the Silver Spring Re 2d; thence along the said street line, South 09 degrees OO minutes West, eighty-five (85) feet to a point; thence fifteen (15) feet along the tangent of a curve having a radius of fifteen (15) feet and a length of curve of twenty-three and fifty-five ono-hundredths (27.55) feet to the place of BEGINNING. ABOVE DESCRIPTION is in accordance with survey dated September 1960, drawn by Luther N. Amos, Jr., Registered Professional Engineer. NationalOW. Mortgage September 02, 1999 David R Eckert 101 Silver Springs Mechanicsburg PA 17055 National City Mortgage ni bu g. Ohio 45342 3 phuno Newmark (937) 910.100 EX H 1131T A 32 COPY Mailing Address: I'.0 11, ix 111:111 Daylon, 011io,11-1 01-1020 Loan No. 854109-3 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 101 Silver Springs Mechanicsburg PA 17055 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 7/1/99 THROUGH 9/1/99 and the following amount(s) are now past due: Monthly Payments 1,578.21 Late Charges 33.40 Less Suspense Balance .00- Total Due 1,611.61 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 1,611.61, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Collection Cashier 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) DR672 DEW Page 1 NOV. 11. 1999 4:55PM NATIONAL CITY ,ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM This Notice contains important legal Information. If you Piave ariy questions,•representatives,at the Consumer Credit Counaeting,Agency • may be able to help explain ]R :.You may also want to contact an attorney in your area. The local bar association may be able to help you find. a laiwyer. F®REdL®SURE _.. _.. _..: This Is an official notice that the mortgage on your home Is in default; and the lender intends to Foreclose. Specific information -about the.nature of the default is provided in the attached pages. LA NOTIFICACION,EN AUJUNT.O ES DE,SUMA AFECTA SU DERECHO A CONTINUAR VIV15NI COf ERIENDE EL CON'fENIDQDE.ESTA•NOTIF TRADUCCION INMEDITAMENTE [1AMANDb E EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL Ct SALVAR SU CASA DE LA PE'RDIDA DEL DERECHO A RED] • :mil °X.7 F; ! k °J') X0.2640 P, 2 A UN r r 2 IfFFIfv F,i NOV. 11. 1999 4:56PM NATIONAL CITY NO. 2640 P. 3 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND - - IF YOU MEETOTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date • of this Notice: Duffing that time you must arrange and attend a lace-to-toe" meeting with one of the consumer credit counseling agencies listed at the end of iocatea are set tone at the end ofmis Notice, it is only necessary to sdredu one face-to-face meeting. Advise your lender immediateiv of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem.withthe lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance•Program Aoplioation with'one bf.the designated eoosumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you In submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face- to-tee meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER; FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR-APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED; . AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (3) days after the date of this NOV. II. 1999 4:56PM NATIONAL CITY NO.2640 P. 4. established by the Act. The Pennsylvania Housing Finance Agency.has s-ody (60). days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of Its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have tiled bankruptcy, you can still apply for Emergency Mortgage ----• Assistance.) IF YOU DO 1191-9 RE TH>*? F UILT(see page 1) - If you do not curethe default within THIRTY (30) DAYS of the date of this Notice, the lender Intends to exercise Its 211.11 to accelerate the mortgage debt. This means that the entire 12 outstanding balance of this debt will be considered due immediately and you may ... lose the chance to pay tho mortgage in monthly installments. If full payment of the total amount past due. Is ,not made within THIRTY (30) DAYS, the lender. also Intends to instruct Its attorneys to start legal action to fo,'_-Iose dPon your mortaaae groportv. jF THE MORTGAGE IS FORECLOSED UPON-The mortgaged property will be sold by the Sheriff to pay off the mortgage debt If the lender refers your case to its attorneys, but you cure the de[lnq'uenay before the lender lieeguis legal proceedings against you, you will 'still be required to pay the reasonable attomey's fees that were actually Incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all-reasonable attorneys' fees actually incurred by the. lender even if they exceed $50:00. Arij attorney's fees wdl be added 0 he amount you owe the lender, which may also Include other reasonable costs. lyod_cnre 0 I ENDER REMEDIES -Tlie lender' may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT To CURE THE QEFeULT PRIOR TO SHERIFF'S SALE - If.you'have not cured the default within the THIRTY (30) DAY period and,foredosure.proceedingB • have begun'. 011 have the right to cure the defauR grid prevent•the•sale at anv time ug tg one hour before the Sheriffs Sale, Y-6 may do-so U pavtno the total 2mg nt the^ bas, ?„o nr„s anv late or other charges then due: reasonable g(tom v's `^^^^ and costs connected with the foredosdre'saie and any other costs' ?qnn^^`^a the Sheriffs Sale as ?peo?fied I wrrdna by the lender and by pertonning'anv other °dnderYhe ri ortgaae;''Curing'jrour`dafaulf in the manner sot forth in this notice will restore your mortgage to the same position as if you had never defaulted. rsLE SHERIFF'S SALE DATE - It Is estimated that the earliestSher'rfPs Sale ofthe mortgaged property could be held would be FOUR(4) months from the date of this Notice. A notice of the e Sheriffs Sale will be sent to you before the sale. Of course, the to cure the default wilt increase the longer you wait. You may find ngmEgtm 11. .1._ 1999a 4. tIATIONAL CITYrequired payment or action 0.2640. g. 5 NOV 11.; .%e ex.. « will be by ?f„w. trn u?C lender. HOW TO CONTACT THE LENDER: Nameof Lender: National City Mortgage Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number:1-800.523-8654 Faxes e: (937) 910-4057 Contac? tin: COLLECTIONS DEPT. EFFECT OF SHERIFF'S S9LE - You should realize i r ht to occupy it If a will end yourownership of the mortgaged property your you continue to live in the properly after the Sheriffs Sale, a lawsuit to remove you and your furnishing and other belongings could be started by the lender at arty time. ASSUMPTION OF MORTGAGE -You may or may not be able to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided .and casts are paid that all the outstanding payments, charges and attorney's fees prior to or at the ssle and that #he, other requirements of the mortgage are satisfied. For additional information please cor fact the Collection Dept. YOU IIIIAY ALSO HAVE THE RIGHT: • TO SELL T PROPERTY TO oBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER ENDING INSTITUTION O PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE" TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS: TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. 01 TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. r Nate®ralC6h/, Mortgage September 02, 1999 Yvonne S Eckert 101 Silver Springs Mechanicsburg PA 17055 National City Mortgage Co. 3232 Newmark Drive • Miamisburg, Ohio 45342 Telephone (937) 910.1200 COPY Mailing Address: P.O. Box 1820 Dayton, Ohio 45401-1820 Loan No. 854109-3 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 101 Silver Springs IS SERIOUSLY IN DEFAULT becauseanicsburg PA 17055 YOU 14AVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 7/1/99 THROUGH 9/1/99 and the following amount(s) are now past due: Monthly Payments 1,578.21 Late Charges 33.40 Less Suspense Balance Total Due 00- 1,611.61 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 1,611.61, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash cashier's check certified check or money order made payable and sent to: National City Mortgage Attn: Collection cashier 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) DR673 DEW Page 1 t "> NOV. 11. 1999 4:55PM NATIONAL CITY ACT 91 NOTICE NO. 2640 P. 2 TAKE ACTION TO SAVE YOUR HOME FROM _ F®REdL'O URE a. . L i, I . This Notice contains important legal information. If you frave any questions, representatives ,at the Consumer Credit Counse[ing,Agency. may be able to help explain it...-.You may also want to contact ay.attorney in your area. The local -bar association may be able to help you fin* a lawyer. LA NOTIFICACION:EN ADJUNTn ES DE.SUMA IMPORTANCIA,,PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN,SU CASA;?SI NO• COMP•jt NDE EL CONTENIDOLDE.ESTA•NOT]FICACION09TCNG4-UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA;., . , ..,.e.ulevi vwww unr islNC=,.FINANCE AGENCY) SIN CARGOS. EkPROGRAMA LLAMAIJU 7;iCtymevrrnc?c a?;+?hi;r.;_ r 2 This is an official notice that the mortgage on your home Is in default, and the lender intends to Foreclose. Specific infomration.about the.nature of the 91=1?aimlt to erovided in the attached pages. SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR HIPOTECA; .+?'•r.:. , ,'•7..±:C:_t : ,t:ct't L!f? l''r:k. •• NOV. 11. 1999 4:56PM 14ATIONAL CITY NO. 2640 P. 3 IF YOU COMPLY WITH THE I-KOVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND ?- • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice: During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (301 DAYS, IF CONSUMER CREDIT CO NSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (3) days after the date of this located are set forth at the end of this Notice. It is only necessary to schedul one face to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem .with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistanoe•F iftram AOplication witlm-one bf•the designated consumer credit counseling agencies fisted at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you In submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face- to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER; FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR-APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.- AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria NO. 2640 P. 4. Nov. 1 1. 1999 4:56PM NATIONAL CITY Pennsylvania Housing Finance Agency has s'ady (60). established by the Act The ication that days to make de Will be pursued againstylouu K you have met thlim t me foreclosure proceedings b the Pennsylvania requirements set forth above. i?? decision on your Pdirectly PI ? n Housing Finance Agency NOTE: IF YOU ARE CURRENTLY FOLLOWING PART OF TH SINOTICE IS FORITION IN BANKRUPTCY, INFOR141ATION P AN ATTEMPT O COLLECT THE DEBT- (If you have filed bankruptcy, you can still apply for Emergency' Mortgage Assistance.) Trceee °aae j)-if you do not cure the default within r 1-i'm I T %Qvj - • -. ..+oTt?aae debt This means mar u ro G 4u« e ercise its ri hts to accele to the _-?-- . and you may outstanding balance of this debt wi ell e be monthly installments. r if III payment of the lose the chance to pay the g 30 DAYS, the . rider also total amount,pat due is not t made made within THIRTY Intends to ins. t Its attorneys to start legal action to foreclose u Oro mortoaaa aronerly. _ ed property will be IF THE MORTGAGE IS ff the mortgage debt. If thThe' e lender refers your case to Its sold by the Shedd f to pay o uen before the tender pegtris legal proceedings attorneys, but you cure the de4incj cY against you, you will still be required to pay the reason d' 5 arees were tarted against actualry incurred, up to $50.00. However. if legal fees actually! inwrred by the, you, you will have to pay ali.reasonable attorneys lender even if they exceed $50:00. Any attome>r s fees will be added to the amount ude you owe the lender, which may also insv oadodr v reasonable costs. if yo-L-c-bre u will not be reaLd av attom I fees' r.. OTHER LENDER REMEDIES =Tfie lender may also sue you personally for the unpaid principal balance and ail other sums due under the mortgage. RIGHT TO CURE THE D FAULT PRIOR TO SHERIFF'S SALE - ff.Y°0i not THITY cured the defaouut wrthhave the nRht to cure the dated aaddo revenutne s le at , an have begun • _ _?__ .mss CF,orifPR Sale. Ynu `ma'r do SO by n -th the total oerfo 1 'an other re uire ens ?,v "'" our most a e to the same the manner set forth in this notice will restore y 9 9 position as if you had paver defaulted. diest EARLIEST POSSIBLE SH RIF 'S SAL gDATE - It is esceU uld be he d wwould be date that such a Sheriffs Sale of the mort aged property approximately FOUR(4) months from the date of airs Notice. A notice of the , the actual date of the Sheriffs Sale will be sent to you before the sale. Of course amount needed to cure the default will increase the longer you wait. You may find t' NOV. 1 1. 1999a.4 :57PMne exNATIONAL CITYrequired payment or action will be by NO. 2640 . P w ., ....., ., 8 lender. ura • HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number:1-800523-8654 Fax Number: (937) 91D-4057 Contact Person: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SALE -You should realize that a Sheriffs Sale will end your•ownership of the mortgaged property and your right to occupy It. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishing and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may or may not be able to sell or transfer •-• your home to a buyer ortransferee •who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees•and costs are paid prior to or at Me sale and that )he, other requirements of the mortgage are satisfied. For additional Information please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT T.O CURE YOUR DEFAULT MORE THAN THREE" TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE PROCEEDING OR ANY OTHER MORTGAGE DOCUMENTS: . OF DEFAULT IN ANY FORECLOSURE LAWSUIT INSTITUTED UNDER THE TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. 0 NCI) ;._ _. ?? F, L•;r?tJ 1 G G f.1 ; n CI r U CASE NO: 1999-07322 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS. ECKERT DAVID R ET AL DAWN KELL Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon ECKERT DAVID R the defendant, at 9:03 HOURS, on the 13th day of December 1999 at 101 SILVER SPRINGS ROAD MECHANICSBURG, PA 17055 CUMBERLAND County, Pennsylvania, by handing to YVONNE S. ECKERT a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So answers: Docketing 18.00 Service 6.0 Affidavit .000 Surcharge 8.00 K I omaiY? i2 ne, 5 eri $32-;eu GOLDBECK, MCCAFFERTY, MCKEEVVER? p 12/14/1999 by ???• epu y Seri Sworn and subscribed to before me this P/ ? day of B9 t ztD A. D . rocnonocary SHERIFF'S RETURN - REGULAR CASE NO: 1999-07322 P COUNTYWOFLCUMBERPLANDSYLVANIA: NATIONAL CITY MORTGAGE CO VS. ECKERT DAVID R ET AL DAWN KELL , Sheriff or Deputy Sheriff of CUMBERLAND County, Pennsylvania, who being duly sworn according served to law, says, the within COMPLAINT - MORT FORE was the upon ECKERT YVONNE S defendant, at 9:03 HOURS, on the 13th day of December 1999 at 101 SILVER SPRINGS ROAD CUMBERLAND MECHANICSBURG, PA 17055 County, Pennsylvania, by handing to YVONNE S. ECKERT a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. So answeri/? Sheriff's costs: 6.00 e Docketing ,00 Service .00 Affidavit 8.00 omas ine, eri Surcharge -$ G OLDB CK§9MCCAFFERTY, MCKEEVE?R? p 12/14 by o l JY\ f?- ?- epu y eri sworn and subscribed to before me this lY' day of 1f ,2vuo A.D. 0 ^'a ro `Bono any IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff Vs. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record Owner(s)) Term 101 Silver Springs Road No. 99-7322 Civil Mechanicsburg, PA 17055 Defendant(s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. nnswerinst DAVID R. ECKERT and Enter Judgment in favor of Plaintiff and YVONNE S. ECKERT by default W Assess damages as follows: $ 47,759-68 Debt Interest 6/ 1/99 to 2/14/00 Total (Assessment of Damages attached) THA FORE ALLEGEDFTO BETDUEEIN THE CING ASSES OMPLAINTS AND ISFC LULABLESASOA SUMCCERTAINN F OMS THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten days prior to the date of the filing of this praecipe. A c of the notice is attached. R.C.P. 237.1 n /) 0/1 /2fi a 4 opy ?? Jos Gold eck, Jr. Att n y for aintiff I.D. #16132 AND NOW '? -'J /7 ??--1 , judgment is entered in favor of NATIONAL CITY MORTGAGE CO., and against DAVID R. ECKERT and YVONNE S. ECKERT by default for want of an Answer and damages assessed in the sum ofORT Y SEVEN THOUSAND SEVEN HUNDRED FIFTY NINE DOLLARS AND 68 as per the above ($47,759.F68) CENTS Prothonotary /? t G' ?;; i - r- i_ •_ ' ; -, ?? ? •? ` ??? ?'_) '.? were;,... . ' . GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff Vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE DAVID R. ECKERT AND YVONNE S. Term ECKERT (Mortgagor(s) and Record No. 99-7322 Civil owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) ORDER FOR JUDGMENT Please enter Judgment in favor of NATIONAL CITY MORTGAGE CO., and against DAVID R. ECKERT and YVONNE S. ECKERT for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of FORTY SEVEN THOUSAND SEVEN HUNDRED FIFTY NINE DOLLARS AND 68 CENTS ($47,759.68). (?n ? tc" Jo ph A. Gol beck, Jr. At rney for Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is P.O. Box 1820, Dayton, off 45401-1820 and that the name(s) and last known address(es) of the Defendant(s) is/are DAVID R. ECKERT, 101 Silver Springs Road, Mechanicsburg, PA 17055; YVONNE S. ECKERT, 101 Silver Springs Road, MechanicsbjGB PA 17055; K McC FERTY Mc VER Joseph A. Goldbeck, rney for Plaintiff ?? ? ? _ ? ?. i !/ ' ,,. ._ U? ? , i?J ` ?.? l ?? ?? , (7 ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal balance $ 41,439.37 Interest from 6/ 1/99 through 2/14/00 2,894.76 Attorney's Fee at 5% of principal balance 2,071.97 Late Charges 210.40 Costs of Suit and Title Search 560.00 $ 47,176.50 Escrow Balance Deficit 583.18 $ 47,759.68 1"O,M?A GOLDB I 4cCAFFE T & McKEE BY: J seph A. G ldbeck, Jr. Attorney for Plaintiff AND NOW, this C7 day of 2000 damages are assessed as above. /5/ 4e,,?L ? Pro Prothy ?pG c.? i" C. C' ,i r ^: . ? ._ _ ; i ?: ?_ 'i :] TO: YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s)) (Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 CIVIL THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 DATE OF THIS NOTICE: January 10, 2000 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR. OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 /s/ ifosen4 -19. comech, ifr. GOLDBECK MCCAPFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 TO: DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff Vs. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s)) (Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 CIVIL THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. TO: DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 DATE OF THIS NOTICE: January 10, 2000 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER. AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 /s/ o-4e l . Co6dbech, Jr. GOLDBECK MCCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 m si'! VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, DAVID R. ECKERT, is about unknown years of age, that Defendant's last known residence is 101 Silver Springs Road, Mechanicsburg, PA 17055 and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: U- U 854109-3 - ECKERT,DAVID R. i VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, YVONNE S. ECKERT, is about unknown years of age, that Defendant's last known residence is 101 Silver Springs Road, Mechanicsburg, PA 17055 and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: (" 0 . 854109-3 - ECKERT,YVONNE S. I e f I\Xx 1?• _j r PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 {j Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East i Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. IN THE COURT OF COMMON PLEAS P.O. Box 1820 Dayton, OH 45401-1820 OF CUMBERLAND COUNTY y Plaintiff CIVIL ACTION - LAW VS. :ACTION OF MORTGAGE FORECLOSURE DAVID R. ECKERT AND YVONNE S. Term ! ECKERT (Mortgagor(s) and Record No. 99-7322 Civil Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 I Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due $ 47.759.68 Interest from 6/ 1/99 to 2/14/00 at 9.750% $ (Costs to be added) $ J eph . Gold eck, Jr. A orney for Plaintiff i I .? ' - - ,: . -. _:?? `<_; . C7, i -: t 1 U A I ' .?? N O P, u U cV U a E ? O ° F N H U U z ? a x z O E H z H z rik e N wro rt roLO FI N r-I ui o,-- 10319 a al ca r 4J -a t, P Sa ul F4 W 0 a) :j (d 3 NA O > U ?Ero r iG gc?xx7N4rt3 U W o w gwaH? z 0 H U 4) W o u O a v N 01 11 U o° 4J t N roro w w f?A o li H U U) 01 N 11 o v a 1 a m ? ? v ' w Hq? Q, x a Ln r-i 0) Q) H H O b N O in ~ rt 41 41 V 04 .A H 'H ALL THAT CERTAIN lot of ground known as Lot No. 5 in a certain plan of lots called Greenoll, laid out by Benjamin F. Hunt, Jr. and Reba H. Hunt, his wife, which plan is recorded in the Recorder's Office in and for Cumberland County in Plan Book 5, Page 58, situate in the Township of Silver Spring, County of Cumberland, and State of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the street line of the west side of the Silver Spring Road at the intersection of the street line of the north side of Park Road, as shown in the aforesaid plan of lots; thence fifteen (15) feet along the tangent line of a curve having a radius of fifteen (15) feet and a length of curve of twenty-three and fifty-five one-hundredths (23.55) feet to a point; thence along the street line of Park Road, North 81 degrees 00 minutes West, one hundred eighty-five (185) feet to a point; thence along the line of Lot No. 13 in the aforesaid plan of lots, North 09 degrees 00 minutes East, one hundred (100) feet to a point; thence along the line of Lot No. 4 in the aforesaid plan of lots, South 81 degrees 00 minutes East, two hundred (200) feet to a point on the street line of the west side of the Silver Spring Road; thence along the said street line, South 09 degrees 00 minutes W est, eighty-five (85) feet to a point; thence fifteen (15) feet along the tangent of a three andefifty-five radius one-hundredths (23.55) feet to the length place aco of BEGINNING, ty- THE ABOVE DESCRIPI`IOV is in accordance with survey dated September, 1960, drawn by Luther N. Amos, Jr., Registered Professional Engineer. IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 101 Silver Springs Road, Mechanicsburg, PA 17055 SOLD as the property of DAVID R. ECKERT and YVONNE S. ECKERT TAX PARCEL #38-21-0287-010 _ -n J 1J BY: JosephcA FGoldbeck,cJr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P,O. Box 1820 Dayton, OH 45401-1820 Plaintiff Vs. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 Civil AFFIDAVIT PURSUANT TO RULE 3129 NATIONAL CITY MORTGAGE CO., P1aiJTiffEsquire,asets forthnas by its attorney, Joseph A. Goldbeck, of the date the praecipe for the writ of exTCOUtY?n lwas f ocatedeatthe following information concerning the real p p': Y 101 Silver Springs Road, Mechanicsburg, PA 17055 1. Name and address of owner(s) or Reputed Owner(s): DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 YVONNE S. ECKERT 101 Silver springs Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: DAVID R. ECKERT 101 Silver Springs Road i Mechanicsburg, PA 17055 YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: February 11, 2000 G ECK c AFFERTY & I EVER BY: J6ielll A. ldbeck, Jr., sq. Attorney for Plaintiff ?) .. i " O: ?. •__ •.'J .q - ? '?'J . Li_ _ ("?I -) C. U J GOLDBECK MCCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION :ACTION OF MORTGAGE Term No. 99-7322 - LAW FORECLOSURE Civil THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 Your house at 101 Silver Springs Road, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriff's Sale on June 7, 2000, at 10:00 a.m., in Cumberland County, Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA 17013 to enforce the court judgment of $47,759.68 obtained by NATIONAL CITY MORTGAGE CO. against you. To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay to NATIONAL CITY MORTGAGE CO., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was f improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You You contactyone, the morerchance youewillohave1oftstoppinsother sale. (See notice below on how to obtain an attorney). g 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at (717) 240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale the full amount1dueginthrough out buyer if this hthe as Sheriff salenlTo l find the happened, you may call the Sheriff of Cumberland County at (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. C mberland county Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 Legal Services in,. e Row, Carlisle, PA 17013 (717) 213-9100 A GOLDBECK McCAFFERTY & MOKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.##16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant (s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 Civil THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. TO: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 Your house at 101 Silver Springs Road, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriff's Sale on June 7, 2000, at 10:00 a.m., in Cumberland County, Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA 17013 to enforce the court judgment of $47,759.68 obtained by NATIONAL CITY MORTGAGE CO. against you. To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay to NATIONAL CITY MORTGAGE CO., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at (717) 240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland Cowry Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 Legal Services Inc. 8 Irvine Row, Carlisle, PA 17013 (717) 243-9400 t .. i :) I S GOLDBECK McCAFFERTY & MCKEEVER Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION :ACTION OF MORTGAGE Term No. 99-7322 - LAW FORECLOSURE Civil CERTIFICATION AS TO THE SALE OF REAL PROPERTY I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attorney of record for the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the Plaintiff has complied with all the provisions of the Act. O"A Jo A. Goldb ck, Jr. At rney for P aintiff Gi /_, ,` (JrI l , ` ??. ' 7 [.r. C3• ?::. 4v ?? ?^i :.? :,-> ALL THAT CERTAIN lot of ground known as Lot No. 5 in a certain plan of lots called Greenoll, laid out by Benjamin F. Hunt, Jr. and Reba H. Hunt, his wife, which plan is recorded in the Recorder's Office in and for Cumberland County in Plan Book 5, Page 58, situate in the Township of Silver Spring, County of Cumberland, and State of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the street line of the west side of the Silver Spring Road at the intersection of the street line of the north side of Park Road, as shown in the aforesaid plan of lots; thence fifteen (15) feet along the tangent line of a curve having a radius of fifteen (15) feet and a length of curve of twenty-three five hundredths linefoftPark Road, North 8 feet to a s West' one thhuunncdredeiy ty-fivre (185) feet to a ,:oint, thence along,the line of Lot No. 13 in the aforesaid plan of lots, North the line of Lot No. 4 in minutes theaaforesaid hplan of (100) feet 81 deg1rees 00 minutesg East, two hundred (200) feet to a point on the street line of the west side of the Silver Spring Road; thence along the said street line, South 09 degrees 00 minutes West, eighty-five (85) feet to a point; thence fifteen (15) feet along the tangent of a curve having a radius of fifteen (15) feet and a length of curve of twenty- three and fifty-five one-hundredths (23.55) feet to the place of BEGINNING. THE ABOVE DESCRIPTION is in accordance with survey dated September, 1960, drawn by Luther N. Amos, Jr., Registered Professional Engineer. GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record Owner(s)) (Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 Civil CERTIFICATE OF SERVICE PURSUANT TO Pa R.C.P. 3129.2(c)(2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( X) Personal Service by the Sheriff's Office/ (copy of return attached). ( <) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal ( return receipt attached). ( ) Certified mail by Sheriff's office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriff's Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriff's Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( j Premises was posted by Sheriff's office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriff's office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. s ct u s m• n, GO K c 'AF •ERT & MIKE JR BY: Joseph A. oldbeck, Jr Attorney for Plaintiff I l 1 1 .1 .. fll11l ( P 970 937 437 ? T0: a 1 DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 1 1 1 - r 1 SENDER: wIeBECKMCCAFFERTYEMCKEEVER•Februaryt7.2000 , r I ( I ; REFERENCE: ECKERT,DAVID R. / NC-0079 . - G/ 7/00 - CUMBERLAND • PS FORM 3800 SEPTEMBER 1995 i Fanp. ? ? c.nxga r« RETURN ? ? ?.•; ?? RECEIPT ,• i l • ; I SERVICE h ! i Tam PoWp•ua Fw '? j US Postal Service sTMAFiIf Oli'DgTE Receipt for s FF9 ''- :? ', Certified Mail o I No Insurance Coverage Provided 4i \ ?o + it -. f !Do rat use for Intematlonal Mail ?• UBJg n0 . • , - I ...... .... ._.,. ..... r .................:. ..........., . " r I ! 1 I i r? % ......_.._ __-?_•?r-^rIP. n..,.? I I P 970 937 438 TO: 1 YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 1 I 1 SENDER: GOLDBECK MCCAFF:RTY d MCKEEVER• FDDrudry 11, 2000 REFERENCE: ECKERT,DAVID R. / NC-0079 G/ 7/00 - CUMBERLAND j RETURN CM MG FN RECEIPT a.nrmR?pFFF SERVICE R? DF. .--•1 1 To P-bw W F,w / 1 US Postal Service ` S FXGR,ID 1 Receipt for Certified Mail g ?OD ? ,? I i No Insurance Coverage P Q DO not use for IntematbnBl MBII i 'i V e , ?t k% I 1 ? d 1 ? t> t t f. t i J RE: EL`i MT,DAVID R. / NC-0079 . CAC06ECKMCCAFFERTY 6 MCKEEVER•Februarv 11,7000 SENDER: 6/ 7/00 - CUMBERLAND YVONNE S. ECKERT 101 Silver springs Road Mechanicsburg, PA 17055 Pit L i i V la lso wish to receive the ' ie fdbwtng service Qor an extra lee): DEIVERYEL El , .. .: DELIVERY ?KJ consuk postmaster for tee. r `Y 49. Article Number - P 970 937 4 38 4b. Service Type ® CERTIFIED - 7. Da Ilvery O !1 Address 8. AddMSse 1 M,?1 i 1 Domestic Return Receipt '. f t, 4 4 !`! I r l ? i I I , i I?rf?/tL??'- iJ1 i 1 h. PM ' I {I I '? I I 1 1 V [fill IIIIIIIIIIIILIIIIIIIIIIIIIIIIIIIIIIIIIIfIILII GOLDBECK McCAFFERTY & McKEEVER a'?I SUITE 500-THE BOURSE BUILDING 111 SOUTH INDEPENDENCE MALL EAST PHILADELPHIA PA 19106-2519 i ' ;? . - -------- --- 4 ! `i 1 E j . i i 1 i ............... :................ ................. ............ UNITED STATES POSTAL SERVICE -- 11 Flrst-Class Mail . leg?8'F&BSPakI "-- .aarmlrlvro-io._ .?-)... _ Mwlf I 1 Consult: postmaster for fee. 3. Article Addressed to: 4a. AAlcle Number P 970 937437 t DAVID R. ECKERT 101 Silver Springs Road MechaniCSburg, PA 17055 4b. Service Type ® CERr1RED , .11 I • l 7. Date ery i 3 8. dressee's Address 16. ^ee y: Name) j ?'. 1 .^ i 1 1 r , ? 1 Ps , December 1994 Domestic Return Receipt a f L , 'I 1 • t i ; a1 r 1 l r r r , i RE: ECKERT,DAVID R / NC-0079 ( •COLa9ECKMCCAFFERTYx MCKEEVER•FebrWrv17.7000: ` ' SENDER: _ . r. ' zw I also wish to receive the L 6/ 7100 - CUMBERLAND following service (for an extra fee): ' rduffAlcm aEtrvnrv f a FJ; 1 `r ........... :::... ............. STATES POSTAL SERVICE P'?'ti,???? c>•s osCege'L^F"ees Paid USPS Permit No. G•10 IIIIIIIrlrrrr11111rrrrllrrrrl111l?l r??lliri?rrllr?l SUITE 5 0 THE BOUR E BUILDING McKEEVER 111 SOUTH INDEPENDENCE MALL EAST PHILADELPHIA PA 19106-2519 l - i i ,I vt i -. y ; i- I, ,j tnlfr,z? National City Mortgage Co. -vs- David E. Eckert and Yvonne S. Eckert In the Court of Common Pleas of Cumberland County, Pennsylvania No. 99-7322 Civil Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, says On March 1, 2000 at 12:15 o'clock P.M. EST he served a true copy of real Estate Writ Notice and Description in the above entitled action upon one of the within named defendants to wit: David Eckert by making known unto Yvonne Eckert, wife at 101 Silver Spring Road, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copies of the same. Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, says on March 1, 2000 at 12:15 p.m. EST, he served true copy of Real Estate Writ Notice and Description in the above entitled action upon one of the wihtin named defendants to wit: Yvonne Eckert, by making known unto Yvonne Eckert at 101 Silver Spring Road, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and attested copies of the same. David McKinney Deputy Sheriff, who being duly sworn according to law, says on March 29, 2000 at 2:51 o'clock P.M. EST, he posted a copy of real Estate Writ Notice Poster and Description in the above entitled action upon the property of David E. Eckert and Yvonne S. Eckert located at 101 Silver Spring Road, Mechanicsburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: David E. Eckert by First Class mail to his last known address 101 Silver Spring Road, Mechanicsburg, Pennsylvania. This letter was mailed under the date of March 30, 2000 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named to wit: Yvonne S. Eckert by Fist Class Mail to her last known address 101 Silver Spring Road, Mechanicsburg, Pennsylvania. This letter was mailed under the date of March 30, 2000 and never returned to the Sheriffs Office. So an swwa? R. Thomas Kline, Sheriff Real Estate Deputy GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 Civil AFFIDAVIT PURSUANT TO RULE 3129 NATIONAL CITY MORTGAGE CO., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 101 Silver Springs Road, Mechanicsburg, PA 17055 1. Name and address of owner (s) or Reputed Owner(s): DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: DAVID R. ECKERT 101 Silver Springs Road 4 ' Mechanicsburg, PA 17055 YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: February 11, 2000 G CK qcc FF ERTY & %rs EVER BY: Jo e Adbeck, Jq. At torney for Plaintiff N s,i ? v U National City Mortgage Co. -vs- David E. Eckert and Yvonne S. Eckert In the Court of Common Pleas of Cumberland County, Pennsylvania No. 1999-7322 Civil R. Thomas Kline, Sheriff, who being duly swom according to law, says this writ is returned STAYED. Sheriffs Costs: Docketing Poundage Advertising Posting Bills Law Library County Mileage Certified Mail Levy Postpone Sale Surcharge Law Journal Patriot News Share of Bills So answers: Sworn and subscribed to before me 30.00 16.41 15.00 15.00 .50 1.00 12.40 .71 15.00 20.00 30.00 367.70 288.30 24.80 $836.82 Pd by Atty 5/24/00 This R day ofQh? 2000,A.D. 'Prothonotary R. Thomas Kline, Sheriff BY += Real Estate Deputy ? k t? i is 1.50 u`, -221 y° rec. 94870 1^ GOLDBECK MCCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OP CUMBERLAND COUNTY CIVIL ACTION - LAW :ACTION OF MORTGAGE FORECLOSURE Term No. 99-7322 Civil AFFIDAVIT PURSUANT TO RULE 3129 NATIONAL CITY MORTGAGE CO., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 101 Silver Springs Road, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or Reputed Owner(s) : DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: DAVID R. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: February 11, 2000 *GGCK VCAFFERRTY & F EVER BY: ck, Jr., s4• Attorney for Plaintiff l E F?? I I 3 s Pi{ 'fl0 ;, /. - GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Plaintiff VS. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION :ACTION OF MORTGAGE Term No. 99-7322 - LAW FORECLOSURE Civil THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: YVONNE S. ECKERT 101 Silver Springs Road Mechanicsburg, PA 17055 Your house at 101 Silver Springs Road, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriff's Sale on June 7, 2000, at 10:00 a.m., in Cumberland County, Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA 17013 to enforce the court judgment of $47,759.68 obtained by NATIONAL CITY MORTGAGE CO. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay to NATIONAL CITY MORTGAGE CO., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of Cumberland County at (717) 240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of Cumberland County at (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland county ear Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 Legal Services Inc. 8 Irvine Row, Carlisle, PA 17013 (717) 243-9400 F_._ h .' . _ - r .. ?n!J ti??.?? ,- ,. ,.. .._ ry_.. ALL THAT CERTAIN lot of ground known as Lot No. 5 in a certain plan of lots called Creenoll, laid out by Benjamin F. Hunt, Jr. and Reba H. Hunt, his wife, which plan is recorded in the Recorder's Office in and for Cumberland County in Plan Book 5, Page 58, situate in the Township of Silver Spring, County of Cumberland, and State of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the street line of the west side of the Silver Spring Road at the intersection of the street line of the north side of Park Road, as shown in the aforesaid plan of lots; thence fifteen (15) feet along the tangent line of a curve having a radius of fifteen (15) feet and a length of curve of twenty-three and fifty-five one-hundredths (23.55) feet to a point; thence along the street line of Park Road, North 81 degrees 00 minutes West, one hundred eighty-five (185) feet to a point; thence along the line of Lot No. 13 in the aforesaid plan of lots, North 09 degrees 00 minutes East, one hundred (100) feet to a point; thence along the line of Lot No. 4 in the aforesaid plan of lots, South 81 degrees 00 minutes East, two hundred (200) feet to a point on the street line of the west side of the Silver Spring Road; thence along the said street line, South 09 degrees 00 minutes West, eighty-five (85) feet to a point; thence fifteen (15) feet along the tangent of a curve having a radius of fifteen (15) feet and a length of curve of twenty- three and fifty-five one-hundredths (23.55) feet to the place of BEGINNING. THE ABOVE DESCRIPTION is in accordance with survey dated September, 1960, drawn by Luther N. Amos, Jr., Registered Professional Engineer. IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 101 Silver Springs Road, Mechanicsburg, PA 17055 SOLD as the property of DAVID R. ECKERT and YVONNE S. ECKERT TAX PARCEL #38-21-0287-010 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. gq_7'i77 CIVIL 79;_ CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due National City Mortgage Co. P.O. Box 1820 Dayton, OH 45401-1820 PLAINTIFF(S) from David R. Eckert and Yvonne S. Eckert 101 Silver Springs Road Mechanicsburg, PA 17055 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If propertyolthe defendant(s) not levied upon an subject to attachment isfound in the possession of anyoneother than a named garnishee, you are directed to notify him/her that he/she bas been added as a garnishee and is enjoined as above stated. Amount Due S47,759.68 L.L. $.50 Interest from 6/1/99 to 2/14/00 at 9.750% Due Prothy_ _ _$1.00 _ Atty's Comm % Other Costs Ally Paid $118.20 Plaintiff Paid Date: February 17, 2000 Curtis R. Long Prothonotary, Civil Division by: _/?!'?iliftC1 ?/D 2Q?z / 41? Deputy REQUESTING PARTY: Name Address: s +'te 500- The Bourse eld. 111 S. Independence Mall East PrEtIncelplila, PA 1:9106 Attorney for: Pi a; nf; ff Telephone: (gig) 697-i 499 Supreme Court ID No. 1 Al '47 REAL ESTATE SALE fio. /2- 0 n F .2: ,.;,e r, the sheriff levied upon the defe?ndamss interest in the real property situated in LVj 01 j Cumberland County, Pa., known and numbered as:? and more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. By: c I I fl:l j {? 111 c? , i. Uv? 11u - ;a3U GOLDBECK, McCAFFERTY & McKEEVER Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 BY: MICHAEL T. MCKEEVER, ESQUIRE Attorney I.D. #56129 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 Vs. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s) and Record Owner(s)) (Record Owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Term No. 99-7322 Civil PRAECIPE TO VACATE JUDGMENT TO THE PROTHONOTARY: Kindly vacate the judgment upon payment of your costs only. Y M cr- wC' ? Jl d. . r 1 iL ,_ ? GL w - ? g U . ,. o U 11?"+ J ov. 1 I GOLDBECK, MCCAFFERTY & MCKEEVER Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 BY: MICHAEL T. MCKEEVER, ESQUIRE Attorney I.D. #56129 Attorney for Plaintiff NATIONAL CITY MORTGAGE CO. P.O. Box 1820 Dayton, OH 45401-1820 vs. DAVID R. ECKERT AND YVONNE S. ECKERT (Mortgagor(s)) (Record owner(s)) 101 Silver Springs Road Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Term No. 99-7322 Civil PRAECIPE TO DISCONTINUE AND g? TO THE PROTHONOTARY: Kindly mark the above case Discontinued Payment of your costs only. Ended upon i z r? y?5 - J c. r a CO U