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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GreenPoint Credit, LLC,
Plaintiff,
V.
Jeffrey A. Miller and Natalie M.
Miller,
CIVIL DIVISION
No. R9- /"j'[J (3
Complaint in Civil Action - Replevin
Filed on behalf of:
GreenPoint Credit, LLC
Counsel of Record for this Party:
Erin P. Dyer, Esquire
PA ID Number: 52748
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
Defendants.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GreenPoint Credit, LLC, ) CIVIL DIVISION
Plaintiff, ) No.
V. )
Jeffrey A. Miller and Natalie M. )
Miller, )
Defendants.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth
in the following pages, you must take action within twenty (20) days after this complaint
and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against
you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE PA 17013
(717) 249 3166 or 1 800 990 9108
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GreenPoint Credit, LLC,
Plaintiff, )
V. )
Jeffrey A. Miller and Natalie M. )
Miller, )
Defendants.
CIVIL DIVISION
No. 9 9, '17'18 Ci•;?
COMPLAINT
COUNT I - REPLEVIN
AND NOW comes GreenPoint Credit, LLC, by and through its attorney Erin P. Dyer,
Esquire and avers the following in support of its Complaint in Replevin:
1. GreenPoint Credit, LLC, hereinafter referred to as "Plaintiff' or"GreenPoint;'
is a corporation duly authorized to conduct business in the Commonwealth of Pennsylvania
and has its principal place of business located at 400 Southpointe Boulevard, Southpointe
Plaza I, Suite 230, Canonsburg, PA 15317.
2. Jeffrey A. Miller and Natalie M. Miller, hereinafter referred to as "Defendants,"
are individuals whose last known address is 22 Rustic Drive, Countryside Village,
Shippensburg, Pennsylvania 17257-9457.
3. On or about April 21, 1993, Defendants purchased a 1993 Skyline
Brookstone Manufactured Home, Serial Number 2G1 10979FAB, (the "Mobile Home"), from
Countryside Village Homes, Inc., (the "Seller"), and entered into a written Manufactured
Home Retail Installment Contract and Security Agreement, (the "Security Agreement") for
the payment of a portion of the purchase price thereof. A true and correct copy of the
Security Agreement is attached hereto as Exhibit "A."
®I._.
4. Seller assigned its interest in the Security Agreement to Security Pacific
Housing Services Bank of America F.S.B. ("BankAmerica"). BankAmerica perfected its
security interest in said Mobile Home by having an encumbrance on the title thereto. A
true and correct copy of the Certificate of Title is attached hereto as Exhibit "B."
BankAmerica or BankAmerica's assignee assigned its interest in said Security Agreement
to Plaintiff, GreenPoint.
5. Plaintiff avers that the approximate retail value of said Mobile Home is
$30,000.00 and that the said Mobile Home is in the Defendants' possession and believed
to be at Defendants' address as stated above.
6. Defendants defaulted under the terms of the Security Agreement by failing
to make payments when due. As of December 22, 1999, the Defendants' payments of
interest and principal were in arrears in the amount of $641.90. Pursuant to the
Acceleration Clause in the Security Agreement the amount outstanding as of December
22, 1999, is $29,247.56.
7. Plaintiff Provided Defendants with thirty (30) days notice of intent to
repossess the Mobile Home. A true and correct copy of the notice of intent to repossess
the Mobile Home is attached hereto as Exhibit "C."
8. Defendants failed to cure the default or return the Mobile Home upon
Plaintiffs demand.
9. Plaintiff avers that under the terms of the Security Agreement and
Pennsylvania law it is now entitled to immediate possession of said Mobile Home.
10. The Security Agreement provides that in the event of default:
a. Defendants will pay the reasonable attorney's fees of seller or of
seller's assignee, provided that prior to commencement of legal action such
fee shall not exceed $50.00;
b. Court costs and disbursements; and
c. Costs incurred by seller or of seller's assignee to foreclose on the
Mobile Home including the costs of storing, reconditioning and reselling the
Mobile Home.
11. In orderto bring this action GreenPoint Credit, LLC was required to retain an
attorney and did so retain Attorney Erin P. Dyer.
WHEREFORE, Plaintiff, GreenPoint Credit, LLC, requests:
a) judgment against Defendants to recover the Mobile Home, plus detention
damages, special damages consisting of inter alia, detaching and transporting the Mobile
Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home; and
b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise
disposes of said Mobile Home, a deficiency judgment in an amount to be determined by
the Court upon petition of Plaintiff, which amount shall be equal to the difference between
the amount owed pursuant to the said Security Agreement plus the damages set forth in
paragraph (a) above and the amount recovered by Plaintiff from the resale or other
disposition of the said Mobile Home, less expenses.
COUNT II - DAMAGES
By way of separate and alternative pleading, Plaintiff, GreenPoint Credit, LLC,
alleges the following:
12. Paragraphs 1 through 11 of this Complaint are incorporated herein by
reference as though fully set forth.
13. This Count is brought in the alternative to the relief sought in Count I.
WHEREFORE, Plaintiff, GreenPoint Credit, LLC, requests:
a) judgment against Defendants in the amount of $29,247.56 with interest and late
charges plus detention damages, special damages consisting of interalia, detaching and
transporting the Mobile Home, shipping fees, any cost for insurance placed on the Mobile
Home by Plaintiff, late charges, and all allowable damages per the Security Agreement,
any further costs for repossession and sale, and attorney's fees and costs of litigation in
order to obtain possession of the Mobile Home; and
b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise
disposes of said Mobile Home, a deficiency judgment in an amount to be determined by
the Court upon petition of Plaintiff, which amount shall be equal to the difference between
the amount owed pursuant to the said Security Agreement plus the damages set forth in
paragraph (a) above and the amount recovered by Plaintiff from the resale or other
disposition of the said Mobile Home, less expenses.
Erin P. yer, Esquire
PA ID Number: 52748
Attorney for GreenPoint Credit, LLC
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
LAGreenPoinl\Miller. Jeffrey A\CM.wpd
VERIFICATION
Don Turosik, Collection Manager and duly authorized representative of GreenPoint
Credit, LLC, deposes and says subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unswom falsification to authorities that the facts set forth in the foregoing Complaint are
true and correct to the best of his knowledge, information and belief.
Don Turosik
Collection Manager
GreenPoint Credit, LLC
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EXHIBIT "A"
Security Agreement
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40215
CHAHBERSSURG,
1140 ROUTE 115
ATTN:DAVE CRAMPS
CREEF:FOINT CF.ENT 61 s1? 57_', SC27
CLOU ^, L a I L a? I I Hurnc, i s v ,, _._... _..
f 99 HORSESHOE ROAD
P.O. BOX 220
EAST I LEOLA, PA 17540
17201 I + -?
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Iswv rO COUNTRYSIDE VILLAGE NONE SLS.
2027 LI13COUl WAY EAST
CHAMBERSBURG, PA 17201
I 1
11 Dryar:NTRS ONLY 65.00
1 FLOORPLAN Stoxa WndwG:SE STORING
1 280-00
Lo wnF uowcrt I
U 107 09/1997
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40.00
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07/70/1993, BI'L 11758 • I
11 Front Docr:LH HID 10.00
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if Bath Ceiling Vent: STD
901 -C :2G-11-0979-F-5 1
COTTAGE
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1 75.00
i20-11-0979-F-A I
Carpet
Pad: 1/2"
1 STD
9"BLACX VINYL YL SHUTTERS I 165.00
1• HIOH.PCINT CARPET I STD
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YER CUT 66,
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FOR GAS 1
RANGE PLUMB
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11 OMIT REFER -215.00
fvla3oucnONr uuevtlaT" 0 ITIIIAIL• ouERNAU lI PLVMB&WIRE DISHWASHER 1
DON'T CUT OPENING 3S.00
STD
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92)2/9233 1 HILLER
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1 R-19 ROOF INS. 235.00
1 ?ppa
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GRAY UP SI SIItGLE LEVER FAUCET i 75.00
.E m 1 STAINLESS STEEL SINK
1?; a c BUCK SXINGLES
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lI CARDEII TUB BATH B 100.00
F 0 WH TE
CK ALL 1
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BI WATER SHUT OFFS 80.00
BLA
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jb 1 FREEZE PROOF FAUCET I 75.00
` 11 200 AMP SERVICE I 50.00
CHEST
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JI BEDROOM LIGHTS 60.00
40 00
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-CENTER BEAM LR/DR STD
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TOYALPRICE WITH OPTIONS I 20,960.00
No RICH POINT 1 FREIGHT ( 277 )
e Pw l PETI DANCER SALES TAX (224)I 1,257.60
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DEALERS ACKNO'ALEDOEMEN.
DEC-22-1555 11:23
- .ORDER
V V{.
DFEEtIFQ I11T CREDIT G! 41-7 E77 5827
`emu I U U I i HOt.1ElTE WRPoRArIUN
99 HORSESHOE ROAD
EAST P.O. 00K 220
17540
PA 17201 LLOL%,IPA -„-,
12 PHOt1E JACKS 10.00
.cwAU.u awns 1 SPICE RACK O.H. 30.00
3 SHELVES IN W/D AMA I 20.00
.ar m.ww•u a.wurn lI "I,Uv KIT.O.tI. GABS 90.00
'. 11 2ND SHELF HIT BASE CAB I 10.00
vwRRUwOR. .J?41Ya0crw. WtNetT161:+? Y_ % 1; CATHEDRAL LR,K,DR,BR1 - STD
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30.00
11 WAI21SCOT W/UMSS LR 1 CR STD
uo 2I BRASS PATIO LIGHTS 30.00
' I 1 ADD 2'. TO BR2 L 3 -PUT 1' 000.00
u 1 -INTO ;EACH CLOSCT STD
TICHNIGV. INFORMADON 1 "T":II 'GAS L:NT FOR DRYER 15.00
1 BIFOLDS III W/O. AREA' 85.00
3 CARPET COOM 90.00
1 METAL F02UTACE DOOM
! 45.00
11 LUMBER GURCHAM: 880.00
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F.11/11
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DEC-22-1999 11:17
GREENFOINT CREDIT 61
RTMENT OF TRANSPORTATION
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TITLE FOR A V 0
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CERTIFICATE OF
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EXHIBIT "B"
Certificate of Title
HOWARD YERUSALIM
Smal,y of T,tnlpit[IIDtl
to
tV
412 973 5027 T P.03/11
CEC-22-1555 11:1^c
GFEEF•FCR;T CF.EISIT of
=1-7 E7= EE27 F.Cd111
400 SuuthpuintC 8o40smrd
Southpomtc Plum I. Suite :30
Cunonwburg. PA 15317
Tel (724) 37.3.5525
Fat (724) M 73-5520
November 22, 1999
JEFFREY MILLER
22 RUSTIC OR
COUNTRYSIDE VILLAGE
SHIPPENSOURG PA 17257.9457
RE: ManufacTUred Hama Loan • Account NOC00074200273CO0C1
Gree"Point 0 Credit
NOTICE OF INTENTION TO ACCELERATE CG HENCE LEGAL ACTION OR REPOSSESS
i
You are now in default on your Manufactured Nome Loon Contract. If you ccrreet the default, you may
continue with the contract as though you did rot default. Your default consists of failure to rake tirely
payments of one or more installments as agreed to in the teals of. the contract.
Thirty-one (31) days after the date of this notice, we may have the right. to commerce legal action and
repossess your manufactured home.
Cure of default: Your may cure your default by making payment in the amaunt indicated below:
Post Due Monthly Payment(s) S 653.52
Late Charge(s) S 5.00
Total Due Now S 650.52
Creditor's rights: Any partial payment of the amount due which is received by us will be applied to your
account. You will need to pay the full amount by the date indicated above in order to cure your default. If
you do not correct your default within 31 days due from the posmwrked date of this notice, we may
exercise our rights against ycu under the law by accelerating your debt and either reocssessing your
manufactured hone or, if necessary, bringing a court action :a obtain possession of your manufactured
hm*.
If we elect to exercise our rights against you by repcssessicn of the manufactured hemp you may, at any
time before we sell or otherwise dispose of the manuracturd h,=t or enter into a contract for its sale or
other disposition, (which shall be at least 45 days after pasttark of this notice), redeem the manufactured
home by paying us all amounts due plus expenses reasanaoly incurred by us in detaching and transporting
the manufactured home to the site of the sale and our reascratle at:crney's fees, to the extent permitted by
law, plus court costs.
If you have any Questions, write to us at the address above or call me at the phere nurber listed above
between the hours of 0:00 a.m. and 5:00 p.m„ Monday through Friday.
If this default was caused by your failure to make a payaert or parents, and you want to pay by mail,
please send a check or money order. Do not care cash,
Manager
CC: File
It any additional regular payment becuaes due during this cure perice, this payment must also be paid in
order to avoid any further default. this emrrespcnderce is an attest to ccltect a debt and any
information obtained will be used for that purpose.
PA (144)
EXHIBIT T"
Notice of Intent to Repossess --
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CASE NO: 1999-07778 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREENPOINT CREDIT LLC
VS
MILLER JEFFREY A ET AL
CHRISTOPHER EVANS , Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - REPLEVIN was served upon
MILLER JEFFREY A the
DEFENDANT , at 0015:00 HOURS, on the 7th day of January , 2000
at2 2 RUSTIC DRIVE COUNTRYSIDE VILLAGE
SHIPPENSBURG, PA 17257 by handing to
AMBER LANGLEY (ADULT DAUGHTER)
a true and attested copy of COMPLAINT - REPLEVIN together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 11.78
Affidavit .00
Surcharge 8.00
.00
37.78
Sworn and subscribed to before
me this /.ar day of
Q_. .. .. .?rnt? A.D.
U /
0- 7Ytc&, Au V
Prothonotar
So Answers: ??- d
R. Thomas Kline
01/10/2000
ERIN P. DYER
By: c>
Dep ty Sheriff
SHERIFF'S RETURN - REGULAR
CASE NO: 1999-07778 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREENPOINT CREDIT LLC
VS
MILLER JEFFREY A ET AL
CHRISTOPHER EVANS Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - REPLEVIN was served upon
the
MILLER NATALIE M
DEFENDANT , at 0015:00 HOURS, on the 7th day of January 2000
at 22 RUSTIC DRIVE COUNTRYSIDE VILLAGE
SHIPPENSBURG, PA 17257 by handing to
AMBER LANGLEY (ADULT DAUGHTER)
a true and attested copy of COMPLAINT - REPLEVIN together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 8.00
.00
14.00
Sworn and Subscribed to before
me this 3/.J-? day of
JnnrJ A. D.
QProthonotary
So Answers:
R. Thomas Kline
01/10/2000
ERIN P. DYER
By
Deputy Sheriff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GreenPoint Credit, LLC, )
Plaintiff, )
V. )
Jeffrey A. Miller and Natalie M. )
Miller, )
Defendants.
CIVIL DIVISION
No. 99-7778 Civil Term
PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT
To the Prothonotary:
Please enter judgment by default in favor of plaintiff GreenPoint Credit, LLC and
against defendants Jeffrey A. Miller and Natalie M. Miller for their failure to plead to the
complaint in this action within the required time. The complaint contains a notice to defend
within twenty days from the date of service thereof. Defendants were served with the
complaint on January 7, 2000 and their answer was due to be filed on January 27, 2000.
Attached as Exhibit "A" is a copy of plaintiffs written Notice of Intention to File
Praecipe for Entry of Default Judgment which I certify was mailed by regular mail to the
defendants at their last known address and to their attorney of record, if any, on February
16, 2000, which is at least 10 days prior to the filing of this Praecipe.
Please enterjudgmentfor possession of the 1993 Skyline Brookstone Manufactured
Home, Serial Number 2G110979FAB, that being the relief demanded in the complaint.
2?2L
Eri Pn Dyer, Esquiire
PA ID Number: 52748
Attorney for GreenPoint
2021 Murray Avenue, Suite B
Pittsburgh. PA 15217
(412) 422-8975
Attachments: Ten Day Notice
Affidavit of Non-Military Service & Last Known Address
LAGreenPointWiller, Jeffrey A\DJonlympd
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
GreenPoint Credit, LLC,
Plaintiff,
V.
Jeffrey A. Miller and Natalie M. Miller,
Defendants.
CIVIL DIVISION
No. 99-7778 Civil Term
Via Certified Mail # Z 047 928 688
and Certificate of Mailing
Jeffrey A. Miller
22 Rustic Drive
Countryside Village
Shippensburg, Pennsylvania 17257-9457
Date of Notice: February 16, 2000
Via Certified Mail # Z 047 928 694
and Certificate of Mailing
Natalie M. Miller
22 Rustic Drive
Countryside Village
Shippensburg• Pennsylvania 17257-9457
I;.
Ij
t
IS
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINSTYOU WITHOUTA HEARING ANDYOU MAY LOSEYOUR PROPERTYOR
OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
Dyer. Esa ire
Attorney for Plaintiff
2021 Murray Avenue, Suite B
Pittsburgh. PA 15217
(412) 422-8975
L.?GreenPoinOMiller. Jeffrey A%TDN.wpd ., r
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
GreenPoint Credit, LLC,
Plaintiff,
V.
Jeffrey A. Miller and Natalie M.
Miller,
Defendants.
CIVIL DIVISION
No. 99-7778 Civil Term
AFFIDAVIT OF NON-MILITARY SERVICE & LAST KNOWN ADDRESS
ERIN P. DYER, Attorney, being duly sworn according to law, deposes and
says that he makes this affidavit on behalf of the within plaintiff, being so authorized
avers that defendants' place of residence is 22 Rustic Drive, Countryside Village,
Shippensburg, Pennsylvania 17257-9457, and that they are not in the military
service of the United States or its allies, or otherwise subject to the provisions of the
Soldiers and Sailors Civil Relief Act of Congress of 1904 and its amendments, 50
U.S.C. § 501, et seq. This statement is made subject to the penalties of 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities.
Erin P. Dyer, Esquire
PA ID Number: 52748
Attorney for GreenPoint
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422-8975
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
GreenPoint Credit, LLC,
Plaintiff,
V.
Jeffrey A. Miller and Natalie M
Miller,
Defendants.
Jeffrey A. Miller
22 Rustic Drive
Countryside Village
Shippensburg, Pennsylvania 17257-9457
CIVIL DIVISION
No. 99-7778 Civil Term
Natalie M. Miller
22 Rustic Drive
Countryside Village
Shippensburg, Pennsylvania 17257-9457
?t
NOTICE
Pursuant to the requirements of Pa. R.C.P. 236, you are hereby notified that:
JUDGMENT BY DEFAULT has been entered against you in the above proceeding.
o
I LILA
Prothonotary of Cumberland C my
LLCM T: r
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