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Home My WebLink About03-3564McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Household Finance Consumer Discount Company P.O. Box 8604 Elmhurst, IL 60126 V. Bonnie G. Keys 818 Charlotte Way Enola, PA 17025 and William L. Keys 818 Charlotte Way Enola, PA 17025 Attorney for Plaintiff CUMBERLAND County Court of Common Pleas Number 03 CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. AVISO Le hah demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRiTA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 800-990-9108 Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 800-990-9108 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Household Finance Consumer Discount Company P.O. Box 8604 Elmhurst, IL 60126 V. Bonnie G. Keys 818 Charlotte Way Enola, PA 17025 and William L. Keys 818 Charlotte Way Enola, PA 17025 Attorney for Plaintiff CUMBERLAND County Court of Common Pleas Number ~ -- CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Household Finance Consumer Discount Company, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is Bonnie G. Keys, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 818 Charlotte Way, Enola, PA 17025. 3. The Defendant is William L. Keys, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 818 Charlotte Way, Enola, PA 17025. 4. On 03/23/1999, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of CUMBERLAND County in Mortgage Book1529, Page 243. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 818 Charlotte Way, Enola, PA 17025. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 01/23/2003 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon am collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance Interest 12/23/2002 through 06/02/2003 (Plus $ 21.82 per diem thereafter) Attorney's Fee Cost of Suit Appraisal Fee Title Search $ 72,053.03 $ 4,537.96 $ 3,602.65 $ 225.00 $ 125.00 $ 200.00 GRAND TOTAL $ 80,743.64 8. The attomey's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with certificate of mailing. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $80,743.64, together with interest at the rate of $21.82 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. TERRENCE J. McCABE,[ESQUIRE Attorney for Plaintiff ~ JUN ~ ~d~d~' 1~d:37 RM FR HFC FORECLOSURE 888.. 817 7145 TO 91215790iE74 25 GATEWAY DRIVE, GATEWAY ~UARE/S~ITE'$0%'~I ICSBURG., PA 17055 . The tollowhlz pit. ii,apb l~'Cceded by s ch~ ~x is a~li~bl~ MARCH 23, 1 ~gg ~ ~ ~ ~ ~ ~ {~n "~o~"), ~vi~ f~ m~tMy ~iav~a~e.w/th~la~the/n~bt~n~,if~t~d,d~y~e~ ~RCH 2~, 2014 WHER~M$. Borrower ia indebted to LemUr in the l~inaip~] sum ~ $ , ~ ~ m~h may ~ ~va~ ~t m ~'s R~olvin~ ~n ~e~t ~ ex~ ~ ~w~s ~ {~n *N~'). p~ for money i~lm~ ~ in~ at ~ ~ ~ ~s ~fi~ ~ ~ NO~. i~l~ng a~ ~m~ in ~e in~ ra~ ~ tMt ra~ ~ ratable, a~ f~ a ~t limit m~ in ~e ~i~i~ s~ a~ve a~ an ini~al ~va~c ~ $ ; TO SEOJR]~ to Leml~r the retm~yment of (l) ~he ind~br~Iness evideacect ~ ~ Nora, wi~ in~ ~, t~ ~yment of aU o~ ~, with [n~ ~, adva~ in mf~ ~wi~ ~ ~t ~hc ~ufity of this hereby m~, ~t a~ ~nvey to ~n~c and ~'s ~c~m ~ ~ the fol~i~ ~fi~ ~o~y 1~ in t~ ~un~ of C~ERL~B ~mmonw~th ~ P~ylv~ia: ALL THAT CERTAIN PROPERTY SITUATED IN THE VILLAGE OF WEST- WOOD IN THE CDUNTV OF CUMBERLAND AND COIvMI]NWEALTH OF PENN- SYLVANIA, BEING DESCRIBED AS FOLLOWS: UNIT NO. 818, L14, T2B IN BLOCK t~, BUILDING #3 WESTWOOD VILLAGE CONOOMINI~I. BEING MORE FULLY OE$CRIBED IN A FEE SIMPLE DEEO DATED 09/0811089 AND RECORDED GGi21~1~, AMONG THE LAND RECORDS OF THE COUN- TY AND STATE GET FORTH ABOVE, IN VOLUME E34 PAGE 307. TAX PARCEL ID; Og-12-2GO2-OO1A-U3B18-2 ExhibitA 10-01-91 ~T IlIIlIIlIIIIlIIlIlIII PAQOT261 I I Jui~ ~ 4~ t~:J¢ H~ h~ HPC PORECLOSURE $30 617 7145 TO 912157981274 P.05×09 TOO{I~THF. R with all th~ imp~oveme~g now or hereafter e~ on the ~)'. and all ~m~s, a~urt~ and ~. all or which m~ll ~ d~m~ Zo ~ and mm~n a ~r~ of th~ ~' covc~ by M~ge: and all of the fo~ng. ~uthmr wi{h ~id ~y (or ~he I~hold ~a~ if ~his ~rtgage is on I~hold) a~ ~nai~r ~[er~ to ~ the "Pro~tgy." ~rm~'er cov~ams t~t ~rmwer is lawfully ~ of ~ ~a~ h~eby ~veyM and ~ ~he ~ght m~t~ge, g~n~ aM ~nvey ~he ~rty, and t~ the pm~rty is ~, ~x~pt for encumbran~ of r~rd. ~ower c~vc~ms thm~ ~wer war~n~ and will ~end gz~ally the ~tle to ~he Pm~rty ~i~t ail claims ~nd ~ma~, sub~t ~ ~om~c~ o~ ~ord. UNIFORM COVENANTS. ~r~ and I~d~ cov~an~ and agr~ ~s follow~ I. ~ym~nZ of Princ{~l and Inggst al Variable Rams. ~is mor~o ~u~ all ~ym~ of ~inci~l and inter~t d~m on ~ vaEable rate {~R. '~ ~o~8~t rate Of in~t a~ ~ym~ amounm may ~ ~ubjegt ~o changu ~ ~vi~ in th~ Xog. ~mw~ s~{l ~mpdy ~y when due ~{I amounm ~q~ by zhe No~e. 2. Funds for Tatum and {nsurance. 5ub~ m a~licable law ~ wmiv~ by l~nd~, ~r~wer sh~l{ ~)' l~n~r ~ the ~y mon~{)' ~)'menm ~ ~inci~l ~nd in~t a~ pa~e un~ ghe No~ umil the N~e is in full, m sum (h~eln 'Fun~') eq~{ mo on~wel~th o~ the y~rly gax~ and m~men~ (i~{~i~ mndominium a~ plann~ uni~ develo~en~ a~m~. i~ any) which may a~in ~ofity over 1his M~e ~d ~und ~ ~he P~rty, {f any, p{~ ~e't~'elf~ of y~rly ~mium ins~lim~n~ for ha~ {~ura~, pl~ one~wzifth of y~arl)' ~mium in~lhnen~ for mortga~ i~urmnce, iF any, all as r~{ab[)' ~timatM inldall}, and ~m glee to time by l~n~r on ~e ~ of ~m~ and ~lls and ~abie ~tima~ the~f. ~mw~ ~all not obligated m mske s~h ~ymzn~ o~ Fun& m ~nd~ to the e~ ~ha~ ~rmwer m~kes s~h ~)'m~m m hoist ~ a prior mo~ge or ~ of tr~ if s~h holder is an i~ti~u~io~l If ~mwcr ~)~ Fun~ to [~M~, the Fu~ ~ali ~ hgld i. ~n i~xiuRi~ the ~si~ ~ accounts of which a~ i~u~ or g~rant~ by a F~r~ or ~ a~cy ({ncludiug ~n~ if l~n~r is s~h an institution). L~der s~ll apply the Fun~ to ~). ~id ~x~, -~m~, in~ ~miums ~d ~d ren~. ]~d~ may not c~rge f~ ~ ~lding and m~lying th~ FuMs, ~yg{ng ~id ggooRt or v~ifying a~ ~m~ling ~id ~en~ and ~lls. ~1~ l.~r ~ys ~rower in~r~ on she Fu~ and n~iicable law ~i~ ~ to mmk~ g~h charge. ~mw~ and l~d~ may n~ in wiring ax ~he time of ~gu~ of ~is Mo~p~ ~at in~t on l:u~ shaft ~ ~id m ~w~, ~nd unl~ s~h ~ment is m~ or ~li~ble law ~ ~ch in~er~t ~o ~id, ~n~r ~ml{ no~ ~ ~ ~o ~y ~wer any in~ or earnin~ ~ ~ F~. ~d~ ~aIl give to ~wer. without charge, an ann~I a~ounti~ of the Fu~ ~owing ~im an~ ~ to the Funds and t~ pur~ for which ~ch de~ to ~he Fu~ w~ made. The Fun~ a~ pl~ ~ ~ditioa~ mcu~ty for thc ~ur~ by ~his M~t~ge. If the amoum of the Fun~ held by ~er. mg~r with ~hg futu~ monthly i~lmenm ~ Funds ~ior to 1~ d~ ~ of ~ ~m~, i~anc~ ~emiums and ground ~n~, sh~{ ex~ ~ amount ~ui~d m ~)- ~id ~ax~, a~m~ insurnn~ ~miums and ground ~ ~ ~y fall due. such exc~ shail ai ~r~'s ~[~, ~lher ~m~y ~d m ~w~r or c~i~ ~ ~wer on monthly ins~allmen~ of Fun&. If the amoun~ of ~ Fun~ held by [~ s~]{ not ~ sufficien~ ~ ~y ~x~, ~en~s, ~miums a~ ground r~xs ~ ~he)' fall due, ~rro~ ~hall ~y ~ ~n~ {ny amoun~ n~ry to mak~ up th~ ~icienc)' i~ on~ or mote ~ymen~ ~ ~ may U~n ~)'m~ in foil of all sums ~ur~ by ~his Mo~, L~dcr ~a{I ~mptly refuM ~o I{ormwer any fun&~ h~d by L~d~r. 1~ under ~ragraph 17 he~f ~he Pro~.y is ~ld or the Pm~rty is o~h~wim ~uir~ by l.~r. ~n&r shall a~ly, no 1~ ~n imm~ia~ely ~ior ~o ~ ~e of ~he P~rty or im a~ui~i~ by ~Mer, any Fun& ~ld by I~ mt zhe time of a~ti~ m a gr~ig a~ins~ t~ sums ~ur~ by ~his ~. Application of Payments. Egept ~or Ioa~ made pur~nt to tho Pen~ylva~a Consum~ ~ount Com~ny Act, ail paym~ r~iv~ ~y l~r ~ th~ Nog and ~p~ I and 2 ~f shall ~ ~{~ by l~nder fi~ in ~ym~t of amoun~ ~ynblc ~ ~n~r by ~r~w. un~r ~ragraph 2 h~. then to inter~, and ~ to ~he 4. Prior Mortgage* and ~d of Trust; Chargms; Liens. ~wer s~li ~form all of ~wer's obli~tions un~r any mo~, ~ of ~r~t ~ oth~ ~ti~' agrmm~Z w{xh a lien which h~ ~i~imy over this Mor~, i~luding Borrow~'s cov~n~ ~ make paym~ wh~ d~.'~w~ shall ~y or ~u~ m ~ ~{d all mx~, ~men~ and oth~ char~, fin~ and im~ixions amtri~ble to the Pro~y which may n~n n ~ioHxy ovgr ~is Mortgage, a~ {~ho}d ~ymen~ or ~und ~n~, if any. ,0---,, -0 .,.,.. IBIIIBIIIIIIIIIIIIHI{ JOH ~ ~ 1D:~D RM PN HFC FORECLOSURE 890 817 7145.._T0 91~157901E74 P.08/09 a f~ a~Ne ~ ~ ~nd ~1{ i~{~c a ~ mo~ ~. ~ ~ll ha~ ~ dgh~ ~ hold ~ ~HN~ ~ ~n~s ~f, ~ of ~ ~ o~ ~y m~m~$ ~ m limn which ~ ~o~U lo t~ ~t of {~ ~w~ ~l ~i~ ~m~ ~ ~ ~ ~ of l~ it not m~ ~m~ly by ~. R~e ~y is a~ ~ ~, or if ~ow~ f~ls 6. ~valion ~d ~ of ~y; ~holds; ~adomi~iums~ ~ Unit ~ ~o~fi~ of z~ ~ ~d ~1 ~mply wi~ t~ ~o~ of any ~ ~ is on a unit in a ~mini~ ~ a ~a~ ~velo~ ~ h~laws and ~ff~ of the ~minium ~m~ ~ M~ ~ if any ~g~ or W~ is ~m~ w~ch ~ally ~f~ ~s in~ in ~ ~y, ~m ~r, ~ ~'s o~on, u~ ~ti~ m ~, may ma~ ~h ~y ~mo~ ~s~ ~ ~ ~t ~ ~s ~aph 7, with in~ ~m2 a~i~i~ {~b~ of ~rmw~ ~ ~ ~s M~. 8. lns~ion. ~ may t~e or ~ ~o ~ ma~ r~o ~ u~ ~ i~g~ of ~ ~y, 9. ~tion. ~ ~ of a~ awa~ or ~m f~ ~ma~ 10. Bo~w~ Not ~le~d; F~r~ By ~ Not m~i~ of amo~6~ of th~ ~ ~ by ~ ~ ~w~ ~i] ~t o~m lo ~, in ~ m~, ~ [ia~liu of in in~. ~ ~ll no~ ~ ~i~ m ~mm~ ~in~ s~ ~ ~ or r~ ~ ~ ~mo for ~ym~t ~ o~ m~fy amo~tion of t~ ~s ~ ~ t~s M~ by ~ of any ~ made by ~h H~or r~y. l I. S~s aad A~g~ Bo~d; l~t aaa S~e~1 L~lity; C~ig~s. ~, su~l ~ the ~ovi~ ~ ~ph 16 hermf_ Ali ~v~ ~ ~m~ of Bo~w~ ~l ~ ~nt ~d ~al. Any ~r~O~ who m~ ~is M~age, ~t ~ ~t ~ ~ NO~, (a) ~ ~i~ ~is Mon~ ~s ~ ~ ~ ~ ~ No~ ~tho~ ~t ~wer~ ~ and wi~t ~ng ~t ~w~ or m~fylag ~is Mo~ ~ ~ that ~w~'s ia~ iff ~ ~y. '°-°'-" '" IllIIIIlIIlIlIlIlIIII "-'"' 0 Ki529 .245 JuN ~ ~ 1~:~8 AM FR HFC FORECLOSURE 830 Si? 7145 TO Dl21D?SOl2?4 P.09/09 -4- 12. Notice. Ex~ept ['or any notice required under applicable law to be given in another manner, (a) soy notice to Borrow~r provided for in this lvlortgagc shall be given by dellv~ring it or by mailing such notice by ccrtiflecl mall aclclre.~ to Borrower at ~he t~oper~y Addt~.~ or a~ such other addt~ a~ Borrower may d~olg~to by notice re l.ende~ as provided hereip, nnd (b) any notice to Lender shall b~ g~ven by ~fifi~d mail to Len6er's addres~ sta~cl h~min or to such o~h~' addrem as L~nder may ck~igna~e by notice to Borrower as provided herein. Any n~ti~ provided for in t~ds Mortgage shall be deemed to have bcet~ ~ven to Borrower or Lender wh~ given in the manner designated hersln. 13. Oov~ning Law; Sevetsbility. The ~m and Iooal laws applicable m this Mortgage shall be tM laws of the jurisdiction in which the Proper~y is located. The foregoing ~ntenc~ shall not limit ~he applic~btU~y of Federal law to this Mortgage. In the evenl that any p~ovisinn or cla0se of this Mortgage or ~h~ Note conflicts with SPl~icable law. such co,flirt shall not affect o~h~ t~'ovisior~ of this Mortgage or the Note which can b~ given effect without ~e conflicting provision, and to this end the provisions of this Mortgage s~d the Note s~e d~clar~l to be ~vemble. As 0sod 'cc~ts.' 'exp~nses" sod 'attorneys' f~ms" incluclc all ~0ms to ~e aslant not l~ohibhed by applicable law or limlred ~er~in. 14. Borrower's Copy. Borrower shall be furnished a conformed copy Of ~he Note sod of this Mortgag~ st time of ex~--~rtion or after recordation her~f. 15. Rehabilitation I.oan Agr~msnt. Borrow~t shall fulfill ali of Borrower's obligations under any home rehabilitatlon, iml~ovement, ~'pair. or other loan sgrmment which ;[~:n'rower on.rs into with Lender. Lo.der. at Lender's option, ma)' r~oir~ Borrower ~o ex~cote and dellv~r to Lender, in a form a~.'~pvable ~o l,ender, an as.slgnment of an)' rights, claims or cl~.~en.s~ whlch Borrower may h~ve against parlic~ ~'ho supply labor, materials or ~rvi~s in connection with improvem~nm ma~ to ti~ Property 16. ']'raas[.er of tho Property. If ]~orrower mll~ or transfers all or an)' p~rt of thc Pro~r~y or an in~r~ ther6n, excl~dlng (a) the c~tion of a lion ar eflcum~n~ ~m~ ~ Ibis ~go, (b) a ~a~r~ by devil, de~nt, or by ~rafi~ of law u~n lh~ ~th ~ a bin~ ~aflI, (c) t~ ~nt of any l~Id in~l o[ Ihr~ y~s or 1~ ~t con~ning an ~iion ~ pu~h~, (d) the c~tion of a pu~ money ~o~ly Jn~ f~ he.old ~lia~ (e} a ~nsf~r to n ~la~ ~ol~ f~ th6 ~th of a ~w~, (f) a Ir~r w~e ~ ~ Or c~ld~ ~ ~e ~r~w~ ~me an owner of ~e p~y, (g) a ~ansf~ ~zi~g f~m n ~ ~ di~luti~ ma~a~, legal ~ration agr~m~nl, or from an in~ p~ny ~ltlement a~ment, by which ~ s~ oi ~rrower ~om~ an own~ of t~ ~rty, (b} a t~o~r into an in~ viV~ trot in which ~ ~war is and remaim a ~neflclary a~ which d~ noI relam to a tra~f~ el righm of o~ncy in lhe ~rty, or (0 any ~ramf~ or dish'on ~d~ in ~gulaflom ~ri~ by tM F~I Home ~n Bank ~a~, ~rmwer shall ca~ ~ ~ subleted info.marion r~oi~ by l~nd~ lo evaluate Ibc tan~e~ ~ if a n~ loan we~ ~ing ma~ the transfer. ~w~v will ~tin~ Io ~ ob]i~t~ ~nd~ the tote and Ibis ~ ~nl~ I~der ~rm~r in wristS. If ~n~t do~ not a~ to s~h ~1~ or ~ansI~, ~der may ~1~ all of the sums ~u~ by this Moa~ge to ~ immutably due ~d ~yable. I[ ~der exe~i~ s~h option to ~l~at~, ~ ~all mail ~w~r notlc~ of activation in n~O~anc~ w{~ ~ag~ph 12 h~mL S~h noti~ ~all ~vi~ a ~g~ ut ~oz ]~ ~n 30 ~ys from lh~ da~ ~ notice is mailed ~ deliver~ wil~n which ~rrowcr may ~y t~ som~ ~lar~ g~, If ~r~wer fail~ ~o ~y such sums ~or to the ~x~on of s~h ~N0d. I~ may. wlt~ul furl~ ~ti~ or ~mand on invoke any ~m~i~ ~mltl~ by ~ragra~ 17 NON'U~RM COV~A~S, ~w~ and 1~ gu~h~ ~v~t a~ ~ ~ 17. A~le~tion; ~mcdi~s. E~p~ ss provided i~ ~ragraph 16 h0~ot, upon ~rrow~'s br~ach of any currant or s[~ment o[ Borrower in ibis Mori~gc, including tho cov~ts Io pay when duc any ~ur~d by this Mor~ga~, Lender pri~ to a~clc~lion shall give noli~ to Borrow~r as provided ps.graph 12 h~o[ s~ifying: (I) tho b~ch; (2) Ibc action requir~ to cure s~h broach; (~) a daz~, not less than ~0 ~ys from the ~e the noti~ is mailed to Borrower, by w~ch such b~ch mu~ ~ cured; and (4) lbai fai]o~ to cu~ such ~sch off or ~[ore the date s~ifi~d in the floticc may ~sull in acceleration of the sums ~cured by this Mort~g~, fo~l~u~ by ~udicis[ preceding, ~d ~le of ~he ~o~y. Th~ notice s~[l further inform Borrow~ o[ thc ri~t to reinsia~ ~gtcr acc~lcrali~ and thc ri[h~ to assert in fo~ciosurc pr~din~ thc noncxisi~nc~ ~ a default or any oth~r ~cn~ of Borrower to ~lcrsti~ [orcclos~, If ~c brc~h is not cv~d on or ~[~ th~ Otc s~ifi0d in the notlc~ ~nd~r, at option, ~y dccla~ ~11 ut thc sums ~cur~d by this Morlg~ge ~o bc imm~lely duc and payable without further ~mand ~nd may for~cl~c this Mort~ge by jodic~I pr~cding, ~nder shah be efltitlad {o collect in s~h pr~eding aH el~n~s of foreclosure, including, but not [tmi~ to, rescuable attorneys' f~ c~ts of documcniary cvi~n~, sbstrac~ sod tiflc roports. lO-Ol-ea MT6 rAOG1254 I 10:38 AM FR HFC FORECLOSURE 638 Si7 7145 TO SI~I57S01874 % P.08/09 18. Borrower's Rjr. bt ~o Relate. Notwlth~tandiog Lender's ~ele~ti~ o~ ~e ~ bZ x~ Mo~ due ~ di~6n~ at any ~mc ~ ~ ~y of a j~m~t cMo~ ~s ~ if: (~) ~ow~ ~ ~1 ~s whi~ would ~ ~ d~ ~ ~ ~gMe ~d ~ Note h~ no ~cel~io~ ~; (b) ~w~ ~ ~l ~h~ ~ ~y oth~ ~v~m or a~m~m ~ ~w~ ~i~ in ~his M~; (c) ~w~ ~ ~ll ~e ~ in~ by ~ in ~fo~ the ~v~an~ ~d a~ of ~er ~n~n~ in ~s ~, ~ in ~0~ ~'s mm~i~ ~ ~ in ~ra~a~ 17 h~f, in~, but ~ llmi~ ~, ~Me ~t~c~' f~: ~d (d) B~row~ ~ z~ ~fion ~ ~ may ~My ~ to ~ ~t ~ li~ o~ ~ Mo~ ~'s in~t in ~ P~y and ~w~'s obli~fion ~ by tMs M~ ~t ~n~m ~m~ U~ ~h ~ym~ and ~e by 19_ ~$i~t of ~; Ap~i~m=nt of Recci~. ~ ~ti~l ~W ~, ~w~ ~by ~Me. ~ f~ igl~ng $~ ~ d~. All ~n~ ~11~ by t~ ~iv~ ~11 ~ a~li~ ~ of mn~t of ~ ~o~y ~ reliction of ~m. l~l~in~ but ~t limt~ ~iums ~ ~i~'s ~ ~d ~ble at~' f~, and ~ ~ th~ ~s 21, Waiv~ of Homes~a& ~ ~ waiv~ ~1 ri~t of ~m~d ~m~ion ~ ~ ~ law. 2~ Int~mt Ra~ Af$~ ~udIment. ~ a~ ~ in~r~ ram ~yn~e af~ a j~t is ~ on Note ~ in ~ a~ion ~ mo~ for~I~ ~1 ~ t~ rn~ ~ in ~he $0-01-$I IlIIlIIlIlIIlIIIlIIII II Ill ~ 1~:~8 AM FR HFC FORECLOSURE S30 617 7145 TO 912157901274 P.09/09 REQUEST FOR NOTICE O]F DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTOAOF, S OR DEEDS OF TRUST Borrower and Lmtder r~.qucst the holder of an)' mort~.age, doed of tr~s! or other encumbrance with a llen which has pr;ority over this ~lortgage to zive ~otice To Lender, at Lemier's address set forth on page one of this ~tor;~g~, of any default under the superior ~tctlmT~-a~ce and of ~oy ~le or other fo~l~ action. G KEYS HOUSEHOLD FINANCE I hereby cort~J'y that the ~ise edd~'ese of ~ ~ef (~ortg~g~) 25 GATEWAY DRIVE, MECHANICSBURG, PA 17055 On~lro~t~nder.~y: MATT HERMAN Title: BRANCH MANAGEB COMMONWEALTII OF PENNSYLVANIA. ~~1~ Coon~ ~: 1. MATTHEN P HER~AN .a%o~ry~Micla~dg~d~un~)'snds~h~y~ni~that 80NNTE G KEYS & H~LL[AM L KEYS ~lly known m me m ~ the ~me ~r~n(a) wh~ ~me(s) a ~e au~H~ ~ the fore~ng i~ument. a~ ~om ms t~s day in ~R. a~ ~knowl~ ~t ~ si~ a~ ~liver~ the ~id i~trum~t ~ h e ~ c free volun~ry act. ~or [~ ~ end pur~ themln ~ fo~h. Given un~r my ~nd and official ~1. this 23~d ~y of MARCH . My,~a~on explt~ ~ ~ ,,,, ~ .,. -.~ .., ~1~ r~ _ ~'~Y~,. ~ . ........ ...... uJ ~ · ~X,- ~ ,/ IL ~ :"m I of offi TOTAL PAGE.09 ~ SHERIFF'S RETURN - REGULAR CASE NO: 2003-03564 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOUSEHOLD FINANCE CONSUMER DIS VS KEYS BONNIE G ET AL KENNETH GOSSERT , Cumberland County, Pennsylvania, says, the within COMPLAINT - MORT FORE KEYS WILLIAM L DEFENDANT , at 1448:00 HOURS, on the at 818 CHARLOTTE WAY ENOLA, PA 17025 BONNIE KEYS, WIFE a true and attested copy of COMPLAINT Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon the 1st day of August , 2003 by handing to - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.35 Affidavit .00 Surcharge 10.00 .00 38.35 Sworn and Subscribed to before me this ~ day of 0~_ ~J~ 2~-~ A.D. ' ~rothonotary So Answers: R. Thomas Kline 08/04/2003 MCCABE WEISBERG CONWAY By: - SHERIFF'S RETURN - REGULAR CASE NO: 2003-03564 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOUSEHOLD FINANCE CONSUMER DIS VS KEYS BONNIE G ET AL KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE KEYS BONNIE G DEFENDANT , at 1448:00 HOURS, on the at 818 CHARLOTTE WAY ENOLA, PA 17025 BONNIE KEYS a true and attested copy of COMPLAINT - was served upon 1st day of August the , 2003 by handing to MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me this ~ ~ day of ~z~ ~_ ~ A.D. / ~rothonot ary So Answers: R. Thomas Kline 08/04/2003 MCCABE WEISBERG CONWAY By: 1N THE HOUSEHOLD DISCOUNT CO! BONNIE G. ANI )URT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NANCE CONSUMER [PANY, Plaintiff, WILLIAM L. KEYS, Defendant Docket No. 03-3564 Civil Action SUGGESTION OF BANKRUPTCY Filed on Behalf of Defendant Bonnie G. Keys Counsel for this party: Steven C. Courtney, Esquire GODFREY & COURTNEY P.O. Box 6280 Harrisburg, Pennsylvania 17110 Telephone: 717.540.3900 I.D. # 74669 IN THE )URT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA HOUSEHOLD DISCOUNT CO1 BONNIE G. AN AND com cause, by and thrc 1. OI~ Section 301 of Ti~ Middle District ot 06476. 2. Se( creditors includinl administrative or ( been commenced claim against the { Bankruptcy Court WHEREF( against him/her be NANCE CONSUMER [PANY, Plaintiff, WILLIAM L. KEYS, Defendant Docket No. 03-3564 Civil Action SUGGESTION OF BANKRUPTCY s now Bonnie G. Keys, the Defendant in the above entitled and styled ~gh counsel, Steven C. Courtney, Esquire, and shows unto the Court: October 31, 2003, the Defendant filed his/her petition for relief under e 11 of the United States Cod.e, in the United States Bankruptcy Court, Dennsylvania. The Defendant s petition was assigned case number 03- :ion 362 of Title 11 provides, in pertinent part, certain protections from the commencement or continuation of any process of a judicial, ther action or proceeding against the debtor that was or could have efore the commencement of the case under this Title, or to recover a :btor that arose before the commencement of the case under the ~RE, the Defendant respectfully request th~il proceedings stayed without furth~~ Steven C. Courtney, Esquire GODFREY & COURTNEY P.O. Box 6280 Harrisburg, Pennsylvania 17110 Telephone: 717.540.3900 I.D. # 74669 CERTIFICATE OF SERVICE AND NO Godfrey & Coum document this da Harrisburg, Penns Terrence McCabe 123 South Broad Suite 2080 Philadelphia, PA ¥, this 2na day of November, 2003, I, Steven C. Courmey, Esq., of .'y, P.C., attomeys for Plaintiff, hereby certify that I served the foregoing by depositing the same in the United States mail, postage prepaid, in lvania, addressed to: Esquire treet 9109 Steven C. Courtney, Esquire >M .. McCABE, WEISBERG AND CONWAY, P.C. BY: HEIDI R. SPIVAK, ESQUIRE - ID # 74770 Attorneys for Plaintiff 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Household Finance Cumberland County Plaintiff Court of Common Fleas vs. Bonnie Keys and William Keys Defendant I Number 03-3564 PRAECIPE TO DISCONTINUE AND END WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly discontinue and end the above-captioned matter, without prejudice. McCABE, WEISBERG, AND CONWAY, P.C. BY: Heidi R. vak, Esquire ti M McCABE, WEISBERG AND CONWAY, P.C. BY: HEIDI R. SPIVAK, ESQUIRE - ID # 74770 Attorneys for Plaintiff 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Household Finance Cumberland Coun Plaintiff Court of Common leas vs. Bonnie Keys and William Keys Defendant Number 03-3564 CERTIFICATE OF SERVICE I, Heidi R. Spivak Attorney for Plaintiff, hereby certifies that a true and correct copy of the within Praecipe to Discontinue and End was served on the below party on the 13th day of July, 2009, by the United States mail, first class: Michael S. Travis Attorney at Law 3904 Trindle Road Camp Hill, PA 17011 DATE: July 13, 2009 Heidi R pivak, Esquire Attorney for Plaintiff 209 .l~L B 7 P~~ 1~~ ~